Brookings Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Brookings averaged 7.27% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2026-10-29) was 7.63% and one month ago for the week of 2026-10-01, the average rate was 7.67%.

    Brookings's average rate one year ago was 6.26%.

    For refis of the same type during the week of 2026-11-05, the average rate was 7.58%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2026-11-05 7.18%
    Brookings 30 Year Fixed Rate 2026-11-05 7.27%
    Brookings 30 Year Fixed Rate Refi 2026-11-05 7.58%
    Brookings 15 Year Fixed Rate 2026-11-05 6.47%
    Brookings 15 Year Fixed Rate Refi 2026-11-05 6.87%
    Brookings 30 Year FHA 2026-11-05 6.93%
    Brookings 30 Year FHA Refi 2026-11-05 7.03%
    Brookings 30 Year USDA 2026-11-05 6.8%
    Brookings 30 Year USDA Refi 2026-11-05 7.1%
    Brookings 30 Year VA 2026-11-05 6.56%
    Brookings 30 Year VA Refi 2026-11-05 6.56%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Brookings, OR.

    Brookings Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Brookings, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
    ROGUE 32 6.66% $4,674
    NEWREZ LLC 14 6.92% $5,203
    QUICKEN LOANS, LLC 13 6.70% $6,349
    UNITED WHOLESALE MORTGAGE, LLC 12 6.81% $7,433
    CANOPY MORTGAGE, LLC 12 6.74% $8,918
    Umpqua Bank 6 7.02% $4,965
    U.S. Bank 5 6.96% $4,318
    CMG MORTGAGE, INC. 3 5.71% $6,328
    The Loan Store, Inc. 3 6.37% $8,215
    MOVEMENT MORTGAGE, LLC 3 6.91% $7,013
    PENNYMAC LOAN SERVICES, LLC 3 6.66% $6,452
    GUILD MORTGAGE COMPANY 3 6.87% $8,967
    SUMMIT FUNDING, INC. 3 7.13% $8,997
    CROSSCOUNTRY MORTGAGE, LLC 3 6.37% $12,051
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.56% $5,829
    Hometown Equity Mortgage, LLC 2 6.50% $4,973
    HOMEXPRESS MORTGAGE CORP. 2 7.00% $17,634
    JPMorgan Chase Bank 2 7.18% $3,423
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.93% $7,389
    Sunflower Bank 2 6.74% $12,674
    Bank of America 2 7.38% $3,710
    OnPoint Community Credit Union 1 6.50% $3,478
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.50% $7,550
    SALAL 1 5.63% $5,321
    Texana Bank 1 6.88% $3,278
    The Federal Savings Bank 1 6.50% $18,180
    TOWNE MORTGAGE COMPANY 1 6.88% $8,353
    A&D Mortgage LLC 1 8.38% $6,146
    Waterstone Mortgage Corporation 1 7.13% $9,916
    AHL FUNDING 1 8.00% $7,094
    AMERISAVE MORTGAGE CORPORATION 1 6.88% $18,169
    BELEM SERVICING LLC 1 6.88% $5,899
    Boeing Employees Credit Union 1 6.75% $2,501
    BROKER SOLUTIONS, INC. 1 7.38% $9,049
    Century Mortgage Company DBA Century Lending Company 1 6.63% $4,295
    Charles Schwab Bank, SSB 1 6.03% $4,637
    DIRECTORS MORTGAGE, INC. 1 5.88% $5,675
    EVERETT FINANCIAL, INC. 1 5.99% $11,745
    FIRST COMMUNITY 1 5.50% $11,757
    Granite Community Bank 1 6.50% $9,417
    GSF Mortgage Corporation 1 6.62% $10,899
    LOANDEPOT.COM, LLC 1 6.63% $6,288
    MASON MCDUFFIE MORTGAGE CORPORATION 1 8.25% $6,261
    Morgan Stanley Private Bank 1 5.55% $6,462
    MORTGAGE EXPRESS, LLC 1 6.88% $7,293
    NATIONS DIRECT MORTGAGE, LLC 1 6.50% $3,010
    Nations Lending Corporation 1 5.88% $8,204
    NETWORK CAPITAL FUNDING CORPORATION 1 6.88% $11,027
    NexBank 1 6.13% $5,342

    Brookings Average Closing Costs & Other Stats

    Brookings, OR's 49 lenders originated 441 loans during 2025. The total origination value was $124,455,000, with an average loan value of $282,211.

    Brookings's average closing costs are $6,145.

    The top Brookings lender as defined by loan originations is ROGUE, with 32 loans originated. Their average total fees are $4,674, which is $529 lower than the next largest lender, NEWREZ LLC.

    The lowest fee Brookings lenders (with over 10 loans originated) are ROGUE ($4,674), NEWREZ LLC ($5,203), QUICKEN LOANS, LLC ($6,349), UNITED WHOLESALE MORTGAGE, LLC ($7,433) and CANOPY MORTGAGE, LLC ($8,918).

    The lowest rate Brookings lenders (with over 10 loans originated) are ROGUE (6.66%), QUICKEN LOANS, LLC (6.70%), CANOPY MORTGAGE, LLC (6.74%), UNITED WHOLESALE MORTGAGE, LLC (6.81%) and NEWREZ LLC (6.92%).

    Brookings, OR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
    ROGUE $21,550,000 $19,905,000 -7.6% 16.0%
    UNITED WHOLESALE MORTGAGE, LLC $4,790,000 $9,085,000 89.7% 7.3%
    QUICKEN LOANS, LLC $4,995,000 $6,485,000 29.8% 5.2%
    CANOPY MORTGAGE, LLC $5,525,000 $6,270,000 13.5% 5.0%
    NEWREZ LLC $8,560,000 $5,590,000 -34.7% 4.5%
    Umpqua Bank $9,305,000 $4,950,000 -46.8% 4.0%
    U.S. Bank $2,495,000 $4,645,000 86.2% 3.7%
    PENNYMAC LOAN SERVICES, LLC $1,295,000 $3,780,000 191.9% 3.0%
    USAA Federal Savings Bank $3,035,000 n/a 2.4%
    CMG MORTGAGE, INC. $750,000 $2,975,000 296.7% 2.4%
    CROSSCOUNTRY MORTGAGE, LLC $610,000 $2,850,000 367.2% 2.3%
    SUMMIT FUNDING, INC. $195,000 $2,220,000 1,038.5% 1.8%
    RF Renovo Management Company, LLC $1,845,000 n/a 1.5%
    Century Mortgage Company DBA Century Lending Company $985,000 $1,840,000 86.8% 1.5%
    FIRST COMMUNITY $2,315,000 $1,755,000 -24.2% 1.4%
    Mortgage Research Center, LLC $1,780,000 $1,695,000 -4.8% 1.4%
    GUILD MORTGAGE COMPANY $1,885,000 $1,650,000 -12.5% 1.3%
    LOANDEPOT.COM, LLC $1,075,000 $1,550,000 44.2% 1.2%
    Charles Schwab Bank, SSB $2,070,000 $1,470,000 -29.0% 1.2%
    HOMEXPRESS MORTGAGE CORP. $465,000 $1,410,000 203.2% 1.1%
    Banner Bank $785,000 $1,315,000 67.5% 1.1%
    Nations Lending Corporation $285,000 $1,230,000 331.6% 1.0%
    BROKER SOLUTIONS, INC. $840,000 $1,215,000 44.6% 1.0%
    The Federal Savings Bank $715,000 $1,130,000 58.0% 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $325,000 $1,095,000 236.9% 0.9%
    Morgan Stanley Private Bank $1,035,000 n/a 0.8%
    FREEDOM MORTGAGE CORPORATION $630,000 $990,000 57.1% 0.8%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $495,000 $990,000 100.0% 0.8%
    MOVEMENT MORTGAGE, LLC $405,000 $985,000 143.2% 0.8%
    The Loan Store, Inc. $335,000 $975,000 191.0% 0.8%
    Sunflower Bank $965,000 $880,000 -8.8% 0.7%
    NATIONS DIRECT MORTGAGE, LLC $1,830,000 $790,000 -56.8% 0.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $305,000 $755,000 147.5% 0.6%
    JPMorgan Chase Bank $2,645,000 $745,000 -71.8% 0.6%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $695,000 n/a 0.6%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $85,000 $665,000 682.4% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $635,000 n/a 0.5%
    Bank of America $255,000 $620,000 143.1% 0.5%
    Evergreen Federal Bank $620,000 n/a 0.5%
    LONGBRIDGE FINANCIAL, LLC $415,000 $600,000 44.6% 0.5%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $705,000 $590,000 -16.3% 0.5%
    GSF Mortgage Corporation $545,000 n/a 0.4%
    AHL FUNDING $535,000 n/a 0.4%
    AMERISAVE MORTGAGE CORPORATION $555,000 $525,000 -5.4% 0.4%
    Hometown Equity Mortgage, LLC $510,000 n/a 0.4%
    GEORGIA'S OWN $505,000 n/a 0.4%
    NAVY FEDERAL CREDIT UNION $1,400,000 $505,000 -63.9% 0.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $730,000 $500,000 -31.5% 0.4%
    ENVOY MORTGAGE, LTD $495,000 n/a 0.4%
    OnPoint Community Credit Union $495,000 n/a 0.4%
    BELEM SERVICING LLC $485,000 n/a 0.4%
    Franklin Loan Corporation $335,000 $475,000 41.8% 0.4%
    NexBank $465,000 n/a 0.4%
    PNC Bank $105,000 $465,000 342.9% 0.4%
    Equity Prime Mortgage LLC $455,000 n/a 0.4%
    Stifel Bank and Trust $930,000 $455,000 -51.1% 0.4%
    NETWORK CAPITAL FUNDING CORPORATION $445,000 n/a 0.4%
    CREDIT HUMAN FEDERAL CREDIT UNION $1,010,000 $440,000 -56.4% 0.4%
    Magnolia Bank $405,000 n/a 0.3%
    MORTGAGE EXPRESS, LLC $605,000 $405,000 -33.1% 0.3%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $405,000 n/a 0.3%
    SALAL $405,000 n/a 0.3%
    Liberty Savings Bank, F.S.B. $385,000 n/a 0.3%
    ALTITUDE FINANCIAL CORPORATION $365,000 $375,000 2.7% 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $355,000 $355,000 0.0% 0.3%
    Boeing Employees Credit Union $340,000 n/a 0.3%
    Community First National Bank $325,000 n/a 0.3%
    TRIAD FINANCIAL SERVICES, INC. $385,000 $325,000 -15.6% 0.3%
    EVERETT FINANCIAL, INC. $305,000 n/a 0.2%
    Granite Community Bank $305,000 n/a 0.2%
    MASON MCDUFFIE MORTGAGE CORPORATION $295,000 n/a 0.2%
    GUARANTEED RATE, INC. $1,625,000 $275,000 -83.1% 0.2%
    Citadel Servicing Corporation $205,000 $265,000 29.3% 0.2%
    Prosperity Home Mortgage, LLC $225,000 n/a 0.2%
    Waterstone Mortgage Corporation $225,000 n/a 0.2%
    DIRECTORS MORTGAGE, INC. $1,010,000 $215,000 -78.7% 0.2%
    RANLIFE, INC. $215,000 n/a 0.2%
    Texana Bank $205,000 n/a 0.2%
    TOWNE MORTGAGE COMPANY $205,000 n/a 0.2%
    HighTechLending Inc $400,000 $195,000 -51.3% 0.2%
    Figure Lending LLC $515,000 $190,000 -63.1% 0.2%
    NEXERA HOLDING LLC $185,000 n/a 0.1%
    ISERVE RESIDENTIAL LENDING, LLC $175,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $175,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $360,000 $165,000 -54.2% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $335,000 $155,000 -53.7% 0.1%
    TWINSTAR $155,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $25,000 $145,000 480.0% 0.1%
    A&D Mortgage LLC $135,000 n/a 0.1%
    Logan Finance Corporation $125,000 n/a 0.1%
    First Interstate Bank $835,000 $105,000 -87.4% 0.1%
    SPRING EQ, LLC $75,000 $105,000 40.0% 0.1%
    21ST MORTGAGE CORPORATION $105,000 $85,000 -19.0% 0.1%
    WASHINGTON STATE EMPLOYEES Credit Union $85,000 n/a 0.1%
    SELCO COMMUNITY $65,000 n/a 0.1%

    Brookings's top lender by overall market share is ROGUE, with 16.0% market share. In second place, with 7.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $9,085,000 in loans. In third place, with 5.2%, is QUICKEN LOANS, LLC, having originated $6,485,000 in loans. In fourth place, with 5.0%, is CANOPY MORTGAGE, LLC, having originated $6,270,000 in loans. In fifth place, with 4.5%, is NEWREZ LLC, having originated $5,590,000 in loans.

    Brookings Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Brookings (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $394,175 (-2.2%) $630,947 (4.5%) 0.00 240
    2018-02-01 $397,000 (-7.9%) $635,962 (3.4%) 0.00 234
    2018-03-01 $399,900 (-5.9%) $646,287 (4.4%) 0.00 245
    2018-04-01 $413,000 (-7.3%) $659,928 (6.4%) 0.00 243
    2018-05-01 $426,000 (-2.6%) $691,836 (11.1%) 0.00 247
    2018-06-01 $434,500 (8.7%) $666,122 (10.5%) 0.00 262
    2018-07-01 $447,000 (12.0%) $662,422 (9.2%) 0.00 282
    2018-08-01 $447,175 (7.2%) $657,509 (5.2%) 0.00 279
    2018-09-01 $454,500 (13.6%) $684,817 (10.9%) 0.00 257
    2018-10-01 $485,000 (18.4%) $693,655 (12.7%) 0.00 248
    2018-11-01 $477,975 (16.7%) $671,180 (10.6%) 0.00 227
    2018-12-01 $484,500 (21.4%) $666,904 (5.0%) 0.00 213
    2019-01-01 $478,000 (21.3%) $654,424 (3.7%) 0.00 207
    2019-02-01 $446,750 (12.5%) $640,521 (0.7%) 0.00 209
    2019-03-01 $446,814 (11.7%) $634,397 (-1.8%) 0.00 227
    2019-04-01 $447,064 (8.3%) $650,415 (-1.4%) 0.00 230
    2019-05-01 $431,125 (1.2%) $626,571 (-9.4%) 0.00 248
    2019-06-01 $432,500 (-0.5%) $615,741 (-7.6%) 0.00 270
    2019-07-01 $433,500 (-3.0%) $624,104 (-5.8%) 0.00 251
    2019-08-01 $429,909 (-3.9%) $626,004 (-4.8%) 0.00 241
    2019-09-01 $437,273 (-3.8%) $627,822 (-8.3%) 0.00 230
    2019-10-01 $446,500 (-7.9%) $629,034 (-9.3%) 0.00 217
    2019-11-01 $450,000 (-5.9%) $633,894 (-5.6%) 0.00 189
    2019-12-01 $454,250 (-6.2%) $639,884 (-4.1%) 0.00 165
    2020-01-01 $453,250 (-5.2%) $637,477 (-2.6%) 0.00 153
    2020-02-01 $450,000 (0.7%) $651,586 (1.7%) 0.00 144
    2020-03-01 $460,450 (3.1%) $598,505 (-5.7%) 0.00 140
    2020-04-01 $453,800 (1.5%) $635,046 (-2.4%) 0.00 147
    2020-05-01 $449,250 (4.2%) $644,887 (2.9%) 0.00 149
    2020-06-01 $448,000 (3.6%) $597,634 (-2.9%) 0.00 151
    2020-07-01 $444,000 (2.4%) $606,631 (-2.8%) 0.00 143
    2020-08-01 $449,450 (4.6%) $639,364 (2.1%) 0.00 118
    2020-09-01 $449,500 (2.8%) $636,388 (1.4%) 0.00 96
    2020-10-01 $422,500 (-5.4%) $600,705 (-4.5%) 0.00 95
    2020-11-01 $438,500 (-2.6%) $643,956 (1.6%) 0.00 87
    2020-12-01 $460,000 (1.3%) $671,875 (5.0%) 0.00 81
    2021-01-01 $447,500 (-1.3%) $710,811 (11.5%) 0.00 68
    2021-02-01 $434,800 (-3.4%) $608,668 (-6.6%) 0.00 58
    2021-03-01 $451,750 (-1.9%) $838,685 (40.1%) 0.00 54
    2021-04-01 $553,725 (22.0%) $1,026,183 (61.6%) 0.00 59
    2021-05-01 $550,000 (22.4%) $929,291 (44.1%) 0.00 77
    2021-06-01 $537,450 (20.0%) $923,038 (54.5%) 0.00 82
    2021-07-01 $542,950 (22.3%) $851,526 (40.4%) 0.00 88
    2021-08-01 $579,000 (28.8%) $898,508 (40.5%) 0.00 82
    2021-09-01 $591,750 (31.7%) $933,123 (46.6%) 0.00 72
    2021-10-01 $594,500 (40.7%) $927,328 (54.4%) 0.00 70
    2021-11-01 $584,000 (33.2%) $966,436 (50.1%) 0.00 65
    2021-12-01 $582,700 (26.7%) $990,805 (47.5%) 0.00 55
    2022-01-01 $585,000 (30.7%) $1,031,827 (45.2%) 0.00 43
    2022-02-01 $579,000 (33.2%) $1,066,445 (75.2%) 0.00 42
    2022-03-01 $622,000 (37.7%) $944,648 (12.6%) 0.00 43
    2022-04-01 $584,500 (5.6%) $967,237 (-5.7%) 0.00 46
    2022-05-01 $560,750 (2.0%) $1,058,007 (13.9%) 0.00 52
    2022-06-01 $604,250 (12.4%) $965,040 (4.6%) 0.00 75
    2022-07-01 $649,000 (19.5%) $1,008,452 (18.4%) 0.00 92
    2022-08-01 $615,000 (6.2%) $899,530 (0.1%) 0.00 112
    2022-09-01 $588,975 (-0.5%) $909,741 (-2.5%) 0.00 106
    2022-10-01 $577,000 (-2.9%) $964,074 (4.0%) 0.00 98
    2022-11-01 $629,500 (7.8%) $1,048,984 (8.5%) 0.00 99
    2022-12-01 $637,250 (9.4%) $1,076,113 (8.6%) 0.00 86
    2023-01-01 $637,000 (8.9%) $1,088,333 (5.5%) 0.00 87
    2023-02-01 $643,000 (11.1%) $1,086,356 (1.9%) 0.00 82
    2023-03-01 $598,750 (-3.7%) $1,062,781 (12.5%) 0.00 85
    2023-04-01 $599,000 (2.5%) $930,473 (-3.8%) 0.00 92
    2023-05-01 $590,450 (5.3%) $824,785 (-22.0%) 0.00 108
    2023-06-01 $649,250 (7.5%) $879,381 (-8.9%) 0.00 129
    2023-07-01 $649,950 (0.2%) $862,055 (-14.5%) 0.00 137
    2023-08-01 $649,600 (5.6%) $861,742 (-4.2%) 0.00 144
    2023-09-01 $649,250 (10.2%) $853,088 (-6.2%) 0.00 144
    2023-10-01 $596,000 (3.3%) $819,667 (-15.0%) 0.00 148
    2023-11-01 $572,000 (-9.1%) $814,785 (-22.3%) 0.00 146
    2023-12-01 $575,000 (-9.8%) $826,149 (-23.2%) 0.00 130
    2024-01-01 $600,750 (-5.7%) $839,478 (-22.9%) 0.00 118
    2024-02-01 $642,125 (-0.1%) $976,538 (-10.1%) 0.00 113
    2024-03-01 $649,950 (8.6%) $981,137 (-7.7%) 0.00 121
    2024-04-01 $649,850 (8.5%) $880,356 (-5.4%) 0.00 149
    2024-05-01 $639,250 (8.3%) $909,729 (10.3%) 0.00 165
    2024-06-01 $629,000 (-3.1%) $870,595 (-1.0%) 0.00 173
    2024-07-01 $631,000 (-2.9%) $898,810 (4.3%) 0.00 175
    2024-08-01 $634,500 (-2.3%) $918,492 (6.6%) 0.00 172
    2024-09-01 $625,250 (-3.7%) $930,387 (9.1%) 0.00 157
    2024-10-01 $646,000 (8.4%) $967,105 (18.0%) 0.00 144
    2024-11-01 $636,950 (11.4%) $931,195 (14.3%) 0.00 144
    2024-12-01 $634,475 (10.3%) $908,912 (10.0%) 0.00 139
    2025-01-01 $627,475 (4.5%) $906,251 (8.0%) 0.00 128
    2025-02-01 $624,900 (-2.7%) $899,986 (-7.8%) 0.00 130
    2025-03-01 $599,450 (-7.8%) $813,898 (-17.1%) 0.00 137
    2025-04-01 $597,125 (-8.1%) $823,386 (-6.5%) 0.00 183
    2025-05-01 $580,000 (-9.3%) $888,590 (-2.3%) 0.00 194
    2025-06-01 $597,750 (-5.0%) $891,262 (2.4%) 0.00 208
    2025-07-01 $626,500 (-0.7%) $892,404 (-0.7%) 0.00 209
    2025-08-01 $625,000 (-1.5%) $877,522 (-4.5%) 0.00 207
    2025-09-01 $626,000 (0.1%) $883,445 (-5.1%) 0.00 210
    2025-10-01 $643,500 (-0.4%) $896,791 (-7.3%) 0.00 199
    2025-11-01 $625,000 (-1.9%) $888,842 (-4.6%) 0.00 177
    2025-12-01 $616,250 (-2.9%) $824,491 (-9.3%) 0.00 169
    2026-01-01 $619,260 (-1.3%) $791,558 (-12.7%) 0.00 158
    2026-02-01 $626,260 (0.2%) $842,823 (-6.4%) 0.00 169
    2026-03-01 $612,475 (2.2%) $826,079 (1.5%) 0.00 186
    2026-04-01 $636,000 (6.5%) $824,341 (0.1%) 0.00 199
    2026-05-01 $599,900 (3.4%) $825,253 (-7.1%) 0.00 221
    2026-06-01 $649,450 (8.7%) $844,629 (-5.2%) 0.00 235
    2026-07-01 $649,950 (3.7%) $854,076 (-4.3%) 0.00 252
    2026-08-01 $629,000 (0.6%) $826,067 (-5.9%) 0.00 249
    2026-09-01 $649,000 (3.7%) $833,293 (-5.7%) 0.00 229
    2026-10-01 $634,000 (-1.5%) $814,316 (-9.2%) 0.00 219
    Brookings's median listing price for 2026-10-01 was $634,000, a difference of $-9,500 (-1.5%) versus the prior year and $-15,000 versus the prior month.

    Brookings's median listing price comes in at 0% of the national average.

    Brookings's average listing price for 2026-10-01 was $814,316, a difference of $-82,475 (-9.2%) versus the prior year and $-18,977 versus the prior month.

    For the 2026-10-01 period, Brookings had 219 MLS listings, a difference of -10 listings (-4%) versus the prior month and 20 listings (10%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Brookings (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,947 sqft
    2018-02-01 0 days 1,958 sqft
    2018-03-01 0 days 1,991 sqft
    2018-04-01 0 days 1,981 sqft
    2018-05-01 0 days 2,034 sqft
    2018-06-01 0 days 2,046 sqft
    2018-07-01 0 days 2,071 sqft
    2018-08-01 0 days 2,029 sqft
    2018-09-01 0 days 1,960 sqft
    2018-10-01 0 days 1,997 sqft
    2018-11-01 0 days 2,015 sqft
    2018-12-01 0 days 2,015 sqft
    2019-01-01 0 days 2,019 sqft
    2019-02-01 0 days 2,024 sqft
    2019-03-01 0 days 2,010 sqft
    2019-04-01 0 days 1,976 sqft
    2019-05-01 0 days 1,939 sqft
    2019-06-01 0 days 1,959 sqft
    2019-07-01 0 days 1,965 sqft
    2019-08-01 0 days 1,969 sqft
    2019-09-01 0 days 1,973 sqft
    2019-10-01 0 days 1,976 sqft
    2019-11-01 0 days 1,984 sqft
    2019-12-01 0 days 2,008 sqft
    2020-01-01 0 days 2,023 sqft
    2020-02-01 0 days 2,022 sqft
    2020-03-01 0 days 2,049 sqft
    2020-04-01 0 days 1,992 sqft
    2020-05-01 0 days 1,945 sqft
    2020-06-01 0 days 1,945 sqft
    2020-07-01 0 days 1,945 sqft
    2020-08-01 0 days 1,950 sqft
    2020-09-01 0 days 1,933 sqft
    2020-10-01 0 days 1,875 sqft
    2020-11-01 0 days 1,919 sqft
    2020-12-01 0 days 1,885 sqft
    2021-01-01 0 days 1,916 sqft
    2021-02-01 0 days 1,745 sqft
    2021-03-01 0 days 1,945 sqft
    2021-04-01 0 days 1,983 sqft
    2021-05-01 0 days 1,850 sqft
    2021-06-01 0 days 1,743 sqft
    2021-07-01 0 days 1,707 sqft
    2021-08-01 0 days 1,743 sqft
    2021-09-01 0 days 1,807 sqft
    2021-10-01 0 days 1,908 sqft
    2021-11-01 0 days 1,823 sqft
    2021-12-01 0 days 1,787 sqft
    2022-01-01 0 days 1,709 sqft
    2022-02-01 0 days 1,687 sqft
    2022-03-01 0 days 1,750 sqft
    2022-04-01 0 days 1,694 sqft
    2022-05-01 0 days 1,637 sqft
    2022-06-01 0 days 1,661 sqft
    2022-07-01 0 days 1,805 sqft
    2022-08-01 0 days 1,786 sqft
    2022-09-01 0 days 1,832 sqft
    2022-10-01 0 days 1,818 sqft
    2022-11-01 0 days 1,924 sqft
    2022-12-01 0 days 1,932 sqft
    2023-01-01 0 days 1,913 sqft
    2023-02-01 0 days 1,895 sqft
    2023-03-01 0 days 1,812 sqft
    2023-04-01 0 days 1,778 sqft
    2023-05-01 0 days 1,779 sqft
    2023-06-01 0 days 1,815 sqft
    2023-07-01 0 days 1,838 sqft
    2023-08-01 0 days 1,915 sqft
    2023-09-01 0 days 1,789 sqft
    2023-10-01 0 days 1,773 sqft
    2023-11-01 0 days 1,714 sqft
    2023-12-01 0 days 1,739 sqft
    2024-01-01 0 days 1,808 sqft
    2024-02-01 0 days 1,798 sqft
    2024-03-01 0 days 1,852 sqft
    2024-04-01 0 days 1,826 sqft
    2024-05-01 0 days 1,814 sqft
    2024-06-01 0 days 1,824 sqft
    2024-07-01 0 days 1,800 sqft
    2024-08-01 0 days 1,826 sqft
    2024-09-01 0 days 1,816 sqft
    2024-10-01 0 days 1,915 sqft
    2024-11-01 0 days 1,878 sqft
    2024-12-01 0 days 1,871 sqft
    2025-01-01 0 days 1,829 sqft
    2025-02-01 0 days 1,780 sqft
    2025-03-01 0 days 1,710 sqft
    2025-04-01 0 days 1,739 sqft
    2025-05-01 0 days 1,750 sqft
    2025-06-01 0 days 1,789 sqft
    2025-07-01 0 days 1,832 sqft
    2025-08-01 0 days 1,822 sqft
    2025-09-01 0 days 1,804 sqft
    2025-10-01 0 days 1,808 sqft
    2025-11-01 0 days 1,827 sqft
    2025-12-01 0 days 1,790 sqft
    2026-01-01 0 days 1,799 sqft
    2026-02-01 0 days 1,812 sqft
    2026-03-01 0 days 1,796 sqft
    2026-04-01 0 days 1,793 sqft
    2026-05-01 0 days 1,801 sqft
    2026-06-01 0 days 1,814 sqft
    2026-07-01 0 days 1,839 sqft
    2026-08-01 0 days 1,805 sqft
    2026-09-01 0 days 1,843 sqft
    2026-10-01 0 days 1,850 sqft
    Brookings's median listing age (time on market) for 2026-10-01 was 0 days.

    Brookings's median square footage for active listings during the 2026-10-01 period was 1,850 sqft. One year prior, the average listing was 1,808 sqft.

    Brookings, OR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 197 $74,855,000 $379,975
    Cash Out Refi 68 $16,480,000 $242,353
    Other 62 $9,140,000 $147,419
    Refi 59 $18,805,000 $318,729
    Home Improvement 55 $5,175,000 $94,091

    Brookings's most frequently cited loan purpose was Home Purchase, with 197 originations. The 2nd most popular reason was Cash Out Refi, with 68 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 182 $62,810,000 $345,110
    7-8% 110 $26,370,000 $239,727
    Over 8% 76 $9,710,000 $127,763
    5-6% 63 $22,925,000 $363,889
    4-5% 3 $945,000 $315,000
    2.5-3% 2 $750,000 $375,000

    During 2025, Brookings's most frequently originated rate bucket was 6-7%, with 182 originations.

    Loan Sizing (Brookings, OR MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 157 $46,935,000 $298,949
    $100,000 or less 99 $5,685,000 $57,424
    $100k-200k 83 $12,015,000 $144,759
    $400k-600k 78 $36,980,000 $474,103
    $600k-1000k 14 $10,320,000 $737,143
    $Over $1MM 10 $12,520,000 $1,252,000

    Brookings's loan sizing saw the bucket of loans from $200k-400k with 157 originations, totaling $46,935,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 120 $47,220,000 $393,500
    Under 20% 98 $6,370,000 $65,000
    60-80% 80 $34,730,000 $434,125
    20-40% 78 $15,720,000 $201,538
    40-60% 54 $16,780,000 $310,741
    Over 100% 2 $1,020,000 $510,000

    Brookings's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 120 originations, totaling $47,220,000 in origination value.