Brookings Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Brookings averaged 6.75% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

The average rate for the prior week (2025-04-03) was 6.47% and one month ago for the week of 2025-03-06, the average rate was 6.66%.

Brookings's average rate one year ago was 6.55%.

For refis of the same type during the week of 2025-04-10, the average rate was 6.92%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Brookings, OR.

Brookings Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Brookings, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
ROGUE 33 6.58% $4,777
NEWREZ LLC 15 6.74% $5,388
QUICKEN LOANS, LLC 13 6.55% $7,533
Umpqua Bank 9 6.72% $5,630
CANOPY MORTGAGE, LLC 6 7.52% $11,077
U.S. Bank 5 6.75% $5,577
FIRST COMMUNITY 4 5.00% $8,346
UNITED WHOLESALE MORTGAGE, LLC 4 7.03% $8,670
JPMorgan Chase Bank 3 6.16% $9,465
PENNYMAC LOAN SERVICES, LLC 3 6.79% $9,687
GUILD MORTGAGE COMPANY 3 6.87% $9,018
NATIONS DIRECT MORTGAGE, LLC 3 6.54% $10,000
Charles Schwab Bank, SSB 2 5.13% $8,025
PLANET HOME LENDING, LLC 2 6.31% $12,096
PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.00% $7,248
Stifel Bank and Trust 2 6.13% $4,161
AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.49% $7,730
DIRECTORS MORTGAGE, INC. 2 7.06% $14,233
Mortgage Research Center, LLC 1 6.63% $12,474
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $3,370
Nations Lending Corporation 1 5.25% $2,593
Northwest Farm Credit Services, FLCA 1 7.00% $8,498
PANORAMA MORTGAGE GROUP, LLC 1 5.88% $19,238
Paramount Residential Mortgage Group, Inc. 1 6.13% $4,845
SAMMAMISH MORTGAGE COMPANY 1 6.63% $5,404
SUMMIT FUNDING, INC. 1 6.88% $6,533
Sunflower Bank 1 7.00% $7,795
The Federal Savings Bank 1 6.88% $10,294
The Huntington National Bank 1 7.13% $10,506
Wells Fargo Bank 1 6.88% $9,357
Advisors Mortgage Group, L.L.C. 1 7.49% $5,091
Willamette Valley Bank 1 6.38% $6,625
ALAMEDA MORTGAGE CORPORATION 1 6.49% $7,419
AMERICAN FINANCIAL NETWORK, INC. 1 6.63% $11,104
AMERICAN FINANCIAL RESOURCES, INC. 1 7.00% $8,795
AMERICAN FINANCING CORPORATION 1 5.88% $6,041
Bank of America 1 7.38% $4,134
Banner Bank 1 7.13% $9,328
BETTER MORTGAGE CORPORATION 1 5.63% $3,589
Century Mortgage Company DBA Century Lending Company 1 7.63% $9,888
CHEVRON 1 7.13% $3,077
CROSSCOUNTRY MORTGAGE, LLC 1 5.63% $9,497
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 7.99% $11,808
F&A Federal Credit Union 1 5.99% $2,323
GUARANTEED RATE, INC. 1 6.63% $8,909
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.38% $14,351
HOMEXPRESS MORTGAGE CORP. 1 7.88% $23,586
LADERA LENDING, INC. 1 6.63% $5,699
MORTGAGE EXPRESS, LLC 1 7.38% $20,752

Brookings Average Closing Costs & Other Stats

Brookings, OR's 49 lenders originated 374 loans during 2024. The total origination value was $107,420,000, with an average loan value of $287,219.

Brookings's average closing costs are $6,004.

The top Brookings lender as defined by loan originations is ROGUE, with 33 loans originated. Their average total fees are $4,777, which is $611 lower than the next largest lender, NEWREZ LLC.

The lowest fee Brookings lenders (with over 10 loans originated) are ROGUE ($4,777), NEWREZ LLC ($5,388), QUICKEN LOANS, LLC ($7,533), .

The lowest rate Brookings lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.55%), ROGUE (6.58%), NEWREZ LLC (6.74%), .

Brookings, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
ROGUE $13,105,000 $21,550,000 64.4% 20.1%
Umpqua Bank $6,645,000 $9,305,000 40.0% 8.7%
NEWREZ LLC $5,945,000 $8,560,000 44.0% 8.0%
CANOPY MORTGAGE, LLC $4,825,000 $5,525,000 14.5% 5.1%
QUICKEN LOANS, LLC $4,180,000 $4,995,000 19.5% 4.6%
UNITED WHOLESALE MORTGAGE, LLC $3,745,000 $4,790,000 27.9% 4.5%
JPMorgan Chase Bank $1,355,000 $2,645,000 95.2% 2.5%
U.S. Bank $6,655,000 $2,495,000 -62.5% 2.3%
FIRST COMMUNITY $285,000 $2,315,000 712.3% 2.2%
Charles Schwab Bank, SSB $2,070,000 n/a 1.9%
GUILD MORTGAGE COMPANY $3,195,000 $1,885,000 -41.0% 1.8%
NATIONS DIRECT MORTGAGE, LLC $1,830,000 n/a 1.7%
Mortgage Research Center, LLC $1,085,000 $1,780,000 64.1% 1.7%
GUARANTEED RATE, INC. $770,000 $1,625,000 111.0% 1.5%
NAVY FEDERAL CREDIT UNION $130,000 $1,400,000 976.9% 1.3%
PLANET HOME LENDING, LLC $1,350,000 n/a 1.3%
PENNYMAC LOAN SERVICES, LLC $1,105,000 $1,295,000 17.2% 1.2%
LOANDEPOT.COM, LLC $1,290,000 $1,075,000 -16.7% 1.0%
CREDIT HUMAN FEDERAL CREDIT UNION $920,000 $1,010,000 9.8% 0.9%
DIRECTORS MORTGAGE, INC. $610,000 $1,010,000 65.6% 0.9%
Century Mortgage Company DBA Century Lending Company $985,000 n/a 0.9%
Sunflower Bank $965,000 n/a 0.9%
Stifel Bank and Trust $930,000 n/a 0.9%
BROKER SOLUTIONS, INC. $680,000 $840,000 23.5% 0.8%
First Interstate Bank $835,000 n/a 0.8%
PROVIDENT FUNDING ASSOCIATES, L.P. $830,000 n/a 0.8%
Banner Bank $1,160,000 $785,000 -32.3% 0.7%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $765,000 n/a 0.7%
CMG MORTGAGE, INC. $2,125,000 $750,000 -64.7% 0.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $365,000 $730,000 100.0% 0.7%
The Federal Savings Bank $405,000 $715,000 76.5% 0.7%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,325,000 $705,000 -46.8% 0.7%
HOMEOWNERS FINANCIAL GROUP USA, LLC $655,000 n/a 0.6%
FREEDOM MORTGAGE CORPORATION $385,000 $630,000 63.6% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $215,000 $610,000 183.7% 0.6%
Advisors Mortgage Group, L.L.C. $605,000 n/a 0.6%
MORTGAGE EXPRESS, LLC $520,000 $605,000 16.3% 0.6%
AMERISAVE MORTGAGE CORPORATION $650,000 $555,000 -14.6% 0.5%
Figure Lending LLC $125,000 $515,000 312.0% 0.5%
MORTGAGE SOLUTIONS OF COLORADO, LLC $495,000 n/a 0.5%
HOMEXPRESS MORTGAGE CORP. $465,000 n/a 0.4%
PANORAMA MORTGAGE GROUP, LLC $465,000 n/a 0.4%
PHH Mortgage Corporation $455,000 n/a 0.4%
Sierra Pacific Mortgage Company, Inc. $440,000 n/a 0.4%
BETTER MORTGAGE CORPORATION $425,000 n/a 0.4%
LONGBRIDGE FINANCIAL, LLC $610,000 $415,000 -32.0% 0.4%
PENTAGON FEDERAL CREDIT UNION $415,000 n/a 0.4%
MOVEMENT MORTGAGE, LLC $1,215,000 $405,000 -66.7% 0.4%
HighTechLending Inc $400,000 n/a 0.4%
DAS Acquisition Company, LLC $395,000 n/a 0.4%
TRIAD FINANCIAL SERVICES, INC. $135,000 $385,000 185.2% 0.4%
American Mortgage & Equity Consultants, Inc. $375,000 n/a 0.3%
VILLAGE CAPITAL MORTGAGE $375,000 n/a 0.3%
ALTITUDE FINANCIAL CORPORATION $365,000 n/a 0.3%
UNION HOME MORTGAGE CORP. $360,000 n/a 0.3%
SUN WEST MORTGAGE COMPANY, INC. $355,000 n/a 0.3%
AMERICAN FINANCIAL NETWORK, INC. $345,000 n/a 0.3%
First National Bank of America $345,000 n/a 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $450,000 $335,000 -25.6% 0.3%
Franklin Loan Corporation $335,000 n/a 0.3%
The Loan Store, Inc. $315,000 $335,000 6.3% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $955,000 $325,000 -66.0% 0.3%
Axos Bank $315,000 $315,000 0.0% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $255,000 $305,000 19.6% 0.3%
Northwest Farm Credit Services, FLCA $305,000 n/a 0.3%
SAMMAMISH MORTGAGE COMPANY $305,000 n/a 0.3%
Nations Lending Corporation $1,680,000 $285,000 -83.0% 0.3%
Bank of America $305,000 $255,000 -16.4% 0.2%
Paramount Residential Mortgage Group, Inc. $245,000 n/a 0.2%
F&A Federal Credit Union $235,000 n/a 0.2%
ALAMEDA MORTGAGE CORPORATION $225,000 n/a 0.2%
Willamette Valley Bank $225,000 n/a 0.2%
The Huntington National Bank $355,000 $215,000 -39.4% 0.2%
Citadel Servicing Corporation $205,000 n/a 0.2%
LADERA LENDING, INC. $245,000 $205,000 -16.3% 0.2%
SUMMIT FUNDING, INC. $295,000 $195,000 -33.9% 0.2%
Wells Fargo Bank $875,000 $175,000 -80.0% 0.2%
AMERICAN FINANCING CORPORATION $75,000 $145,000 93.3% 0.1%
CHEVRON $115,000 n/a 0.1%
21ST MORTGAGE CORPORATION $570,000 $105,000 -81.6% 0.1%
PNC Bank $445,000 $105,000 -76.4% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $85,000 n/a 0.1%
SPRING EQ, LLC $75,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $955,000 $65,000 -93.2% 0.1%
Flagstar Bank, FSB $35,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $25,000 n/a 0.0%

Brookings's top lender by overall market share is ROGUE, with 20.1% market share. In second place, with 8.7%, is Umpqua Bank, having originated $9,305,000 in loans. In third place, with 8.0%, is NEWREZ LLC, having originated $8,560,000 in loans. In fourth place, with 5.1%, is CANOPY MORTGAGE, LLC, having originated $5,525,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $4,995,000 in loans.


Brookings Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Brookings (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $394,175 (-2.2%) $630,947 (4.5%) 0.00 240
2018-02-01 $397,000 (-7.9%) $635,962 (3.4%) 0.00 234
2018-03-01 $399,900 (-5.9%) $646,287 (4.4%) 0.00 245
2018-04-01 $413,000 (-7.3%) $659,928 (6.4%) 0.00 243
2018-05-01 $426,000 (-2.6%) $691,836 (11.1%) 0.00 247
2018-06-01 $434,500 (8.7%) $666,122 (10.5%) 0.00 262
2018-07-01 $447,000 (12.0%) $662,422 (9.2%) 0.00 282
2018-08-01 $447,175 (7.2%) $657,509 (5.2%) 0.00 279
2018-09-01 $454,500 (13.6%) $684,817 (10.9%) 0.00 257
2018-10-01 $485,000 (18.4%) $693,655 (12.7%) 0.00 248
2018-11-01 $477,975 (16.7%) $671,180 (10.6%) 0.00 227
2018-12-01 $484,500 (21.4%) $666,904 (5.0%) 0.00 213
2019-01-01 $478,000 (21.3%) $654,424 (3.7%) 0.00 207
2019-02-01 $446,750 (12.5%) $640,521 (0.7%) 0.00 209
2019-03-01 $446,814 (11.7%) $634,397 (-1.8%) 0.00 227
2019-04-01 $447,064 (8.3%) $650,415 (-1.4%) 0.00 230
2019-05-01 $431,125 (1.2%) $626,571 (-9.4%) 0.00 248
2019-06-01 $432,500 (-0.5%) $615,741 (-7.6%) 0.00 270
2019-07-01 $433,500 (-3.0%) $624,104 (-5.8%) 0.00 251
2019-08-01 $429,909 (-3.9%) $626,004 (-4.8%) 0.00 241
2019-09-01 $437,273 (-3.8%) $627,822 (-8.3%) 0.00 230
2019-10-01 $446,500 (-7.9%) $629,034 (-9.3%) 0.00 217
2019-11-01 $450,000 (-5.9%) $633,894 (-5.6%) 0.00 189
2019-12-01 $454,250 (-6.2%) $639,884 (-4.1%) 0.00 165
2020-01-01 $453,250 (-5.2%) $637,477 (-2.6%) 0.00 153
2020-02-01 $450,000 (0.7%) $651,586 (1.7%) 0.00 144
2020-03-01 $460,450 (3.1%) $598,505 (-5.7%) 0.00 140
2020-04-01 $453,800 (1.5%) $635,046 (-2.4%) 0.00 147
2020-05-01 $449,250 (4.2%) $644,887 (2.9%) 0.00 149
2020-06-01 $448,000 (3.6%) $597,634 (-2.9%) 0.00 151
2020-07-01 $444,000 (2.4%) $606,631 (-2.8%) 0.00 143
2020-08-01 $449,450 (4.6%) $639,364 (2.1%) 0.00 118
2020-09-01 $449,500 (2.8%) $636,388 (1.4%) 0.00 96
2020-10-01 $422,500 (-5.4%) $600,705 (-4.5%) 0.00 95
2020-11-01 $438,500 (-2.6%) $643,956 (1.6%) 0.00 87
2020-12-01 $460,000 (1.3%) $671,875 (5.0%) 0.00 81
2021-01-01 $447,500 (-1.3%) $710,811 (11.5%) 0.00 68
2021-02-01 $434,800 (-3.4%) $608,668 (-6.6%) 0.00 58
2021-03-01 $451,750 (-1.9%) $838,685 (40.1%) 0.00 54
2021-04-01 $553,725 (22.0%) $1,026,183 (61.6%) 0.00 59
2021-05-01 $550,000 (22.4%) $929,291 (44.1%) 0.00 77
2021-06-01 $537,450 (20.0%) $923,038 (54.5%) 0.00 82
2021-07-01 $542,950 (22.3%) $851,526 (40.4%) 0.00 88
2021-08-01 $579,000 (28.8%) $898,508 (40.5%) 0.00 82
2021-09-01 $591,750 (31.7%) $933,123 (46.6%) 0.00 72
2021-10-01 $594,500 (40.7%) $927,328 (54.4%) 0.00 70
2021-11-01 $584,000 (33.2%) $966,436 (50.1%) 0.00 65
2021-12-01 $582,700 (26.7%) $990,805 (47.5%) 0.00 55
2022-01-01 $585,000 (30.7%) $1,031,827 (45.2%) 0.00 43
2022-02-01 $579,000 (33.2%) $1,066,445 (75.2%) 0.00 42
2022-03-01 $622,000 (37.7%) $944,648 (12.6%) 0.00 43
2022-04-01 $584,500 (5.6%) $967,237 (-5.7%) 0.00 46
2022-05-01 $560,750 (2.0%) $1,058,007 (13.9%) 0.00 52
2022-06-01 $604,250 (12.4%) $965,040 (4.6%) 0.00 75
2022-07-01 $649,000 (19.5%) $1,008,452 (18.4%) 0.00 92
2022-08-01 $615,000 (6.2%) $899,530 (0.1%) 0.00 112
2022-09-01 $588,975 (-0.5%) $909,741 (-2.5%) 0.00 106
2022-10-01 $577,000 (-2.9%) $964,074 (4.0%) 0.00 98
2022-11-01 $629,500 (7.8%) $1,048,984 (8.5%) 0.00 99
2022-12-01 $637,250 (9.4%) $1,076,113 (8.6%) 0.00 86
2023-01-01 $637,000 (8.9%) $1,088,333 (5.5%) 0.00 87
2023-02-01 $643,000 (11.1%) $1,086,356 (1.9%) 0.00 82
2023-03-01 $598,750 (-3.7%) $1,062,781 (12.5%) 0.00 85
2023-04-01 $599,000 (2.5%) $930,473 (-3.8%) 0.00 92
2023-05-01 $590,450 (5.3%) $824,785 (-22.0%) 0.00 108
2023-06-01 $649,250 (7.5%) $879,381 (-8.9%) 0.00 129
2023-07-01 $649,950 (0.2%) $862,055 (-14.5%) 0.00 137
2023-08-01 $649,600 (5.6%) $861,742 (-4.2%) 0.00 144
2023-09-01 $649,250 (10.2%) $853,088 (-6.2%) 0.00 144
2023-10-01 $596,000 (3.3%) $819,667 (-15.0%) 0.00 148
2023-11-01 $572,000 (-9.1%) $814,785 (-22.3%) 0.00 146
2023-12-01 $575,000 (-9.8%) $826,149 (-23.2%) 0.00 130
2024-01-01 $600,750 (-5.7%) $839,478 (-22.9%) 0.00 118
2024-02-01 $642,125 (-0.1%) $976,538 (-10.1%) 0.00 113
2024-03-01 $649,950 (8.6%) $981,137 (-7.7%) 0.00 121
2024-04-01 $649,850 (8.5%) $880,356 (-5.4%) 0.00 149
2024-05-01 $639,250 (8.3%) $909,729 (10.3%) 0.00 165
2024-06-01 $629,000 (-3.1%) $870,595 (-1.0%) 0.00 173
2024-07-01 $631,000 (-2.9%) $898,810 (4.3%) 0.00 175
2024-08-01 $634,500 (-2.3%) $918,398 (6.6%) 0.00 171
2024-09-01 $620,750 (-4.4%) $927,088 (8.7%) 0.00 154
2024-10-01 $632,500 (6.1%) $959,496 (17.1%) 0.00 145
2024-11-01 $625,000 (9.3%) $923,496 (13.3%) 0.00 141
2024-12-01 $627,425 (9.1%) $900,326 (9.0%) 0.00 136
2025-01-01 $618,425 (2.9%) $897,016 (6.9%) 0.00 125
2025-02-01 $599,475 (-6.6%) $890,852 (-8.8%) 0.00 127
2025-03-01 $599,000 (-7.8%) $803,246 (-18.1%) 0.00 134
Brookings's median listing price for 2025-03-01 was $599,000, a difference of $-50,950 (-7.8%) versus the prior year and $-475 versus the prior month.

Brookings's median listing price comes in at 0% of the national average.

Brookings's average listing price for 2025-03-01 was $803,246, a difference of $-177,891 (-18.1%) versus the prior year and $-87,606 versus the prior month.

For the 2025-03-01 period, Brookings had 134 MLS listings, a difference of 7 listings (6%) versus the prior month and 13 listings (11%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Brookings (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,947 sqft
2018-02-01 0 days 1,958 sqft
2018-03-01 0 days 1,991 sqft
2018-04-01 0 days 1,981 sqft
2018-05-01 0 days 2,034 sqft
2018-06-01 0 days 2,046 sqft
2018-07-01 0 days 2,071 sqft
2018-08-01 0 days 2,029 sqft
2018-09-01 0 days 1,960 sqft
2018-10-01 0 days 1,997 sqft
2018-11-01 0 days 2,015 sqft
2018-12-01 0 days 2,015 sqft
2019-01-01 0 days 2,019 sqft
2019-02-01 0 days 2,024 sqft
2019-03-01 0 days 2,010 sqft
2019-04-01 0 days 1,976 sqft
2019-05-01 0 days 1,939 sqft
2019-06-01 0 days 1,959 sqft
2019-07-01 0 days 1,965 sqft
2019-08-01 0 days 1,969 sqft
2019-09-01 0 days 1,973 sqft
2019-10-01 0 days 1,976 sqft
2019-11-01 0 days 1,984 sqft
2019-12-01 0 days 2,008 sqft
2020-01-01 0 days 2,023 sqft
2020-02-01 0 days 2,022 sqft
2020-03-01 0 days 2,049 sqft
2020-04-01 0 days 1,992 sqft
2020-05-01 0 days 1,945 sqft
2020-06-01 0 days 1,945 sqft
2020-07-01 0 days 1,945 sqft
2020-08-01 0 days 1,950 sqft
2020-09-01 0 days 1,933 sqft
2020-10-01 0 days 1,875 sqft
2020-11-01 0 days 1,919 sqft
2020-12-01 0 days 1,885 sqft
2021-01-01 0 days 1,916 sqft
2021-02-01 0 days 1,745 sqft
2021-03-01 0 days 1,945 sqft
2021-04-01 0 days 1,983 sqft
2021-05-01 0 days 1,850 sqft
2021-06-01 0 days 1,743 sqft
2021-07-01 0 days 1,707 sqft
2021-08-01 0 days 1,743 sqft
2021-09-01 0 days 1,807 sqft
2021-10-01 0 days 1,908 sqft
2021-11-01 0 days 1,823 sqft
2021-12-01 0 days 1,787 sqft
2022-01-01 0 days 1,709 sqft
2022-02-01 0 days 1,687 sqft
2022-03-01 0 days 1,750 sqft
2022-04-01 0 days 1,694 sqft
2022-05-01 0 days 1,637 sqft
2022-06-01 0 days 1,661 sqft
2022-07-01 0 days 1,805 sqft
2022-08-01 0 days 1,786 sqft
2022-09-01 0 days 1,832 sqft
2022-10-01 0 days 1,818 sqft
2022-11-01 0 days 1,924 sqft
2022-12-01 0 days 1,932 sqft
2023-01-01 0 days 1,913 sqft
2023-02-01 0 days 1,895 sqft
2023-03-01 0 days 1,812 sqft
2023-04-01 0 days 1,778 sqft
2023-05-01 0 days 1,779 sqft
2023-06-01 0 days 1,815 sqft
2023-07-01 0 days 1,838 sqft
2023-08-01 0 days 1,915 sqft
2023-09-01 0 days 1,789 sqft
2023-10-01 0 days 1,773 sqft
2023-11-01 0 days 1,714 sqft
2023-12-01 0 days 1,739 sqft
2024-01-01 0 days 1,808 sqft
2024-02-01 0 days 1,798 sqft
2024-03-01 0 days 1,852 sqft
2024-04-01 0 days 1,826 sqft
2024-05-01 0 days 1,814 sqft
2024-06-01 0 days 1,824 sqft
2024-07-01 0 days 1,800 sqft
2024-08-01 0 days 1,826 sqft
2024-09-01 0 days 1,807 sqft
2024-10-01 0 days 1,862 sqft
2024-11-01 0 days 1,850 sqft
2024-12-01 0 days 1,857 sqft
2025-01-01 0 days 1,807 sqft
2025-02-01 0 days 1,740 sqft
2025-03-01 0 days 1,690 sqft
Brookings's median listing age (time on market) for 2025-03-01 was 0 days.

Brookings's median square footage for active listings during the 2025-03-01 period was 1,690 sqft. One year prior, the average listing was 1,852 sqft.

Brookings, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 182 $69,260,000 $380,549
Refi 52 $15,990,000 $307,500
Home Improvement 50 $4,920,000 $98,400
Cash Out Refi 49 $11,455,000 $233,776
Other 41 $5,795,000 $141,341

Brookings's most frequently cited loan purpose was Home Purchase, with 182 originations. The 2nd most popular reason was Refi, with 52 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 123 $47,385,000 $385,244
Over 8% 118 $15,030,000 $127,373
7-8% 75 $22,825,000 $304,333
5-6% 47 $17,595,000 $374,362
4-5% 10 $4,570,000 $457,000
<2.5% 1 $15,000 $15,000

During 2024, Brookings's most frequently originated rate bucket was 6-7%, with 123 originations.

Loan Sizing (Brookings, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 122 $36,890,000 $302,377
$100,000 or less 82 $4,520,000 $55,122
$100k-200k 70 $9,550,000 $136,429
$400k-600k 68 $32,130,000 $472,500
$600k-1000k 28 $19,910,000 $711,071
$Over $1MM 4 $4,420,000 $1,105,000

Brookings's loan sizing saw the bucket of loans from $200k-400k with 122 originations, totaling $36,890,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 103 $44,985,000 $436,748
Under 20% 78 $4,880,000 $62,564
60-80% 74 $31,960,000 $431,892
20-40% 59 $9,235,000 $156,525
40-60% 54 $14,340,000 $265,556
Over 100% 1 $385,000 $385,000

Brookings's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 103 originations, totaling $44,985,000 in origination value.