Brookings Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Brookings averaged 6.5% for the week of 2025-07-03, compared to the national average of 6.67% for the same period.

    The average rate for the prior week (2025-06-26) was 6.9% and one month ago for the week of 2025-05-29, the average rate was 6.72%.

    Brookings's average rate one year ago was 6.89%.

    For refis of the same type during the week of 2025-07-03, the average rate was 6.67%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-03 6.67%
    Brookings 30 Year Fixed Rate 2025-07-03 6.5%
    Brookings 30 Year Fixed Rate Refi 2025-07-03 6.67%
    Brookings 15 Year Fixed Rate 2025-07-03 5.6%
    Brookings 15 Year Fixed Rate Refi 2025-07-03 6.3%
    Brookings 30 Year FHA 2025-07-03 0%
    Brookings 30 Year FHA Refi 2025-07-03 -0.1%
    Brookings 30 Year USDA 2025-07-03 0%
    Brookings 30 Year USDA Refi 2025-07-03 0.1%
    Brookings 30 Year VA 2025-07-03 0.2%
    Brookings 30 Year VA Refi 2025-07-03 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Brookings, OR.

    Brookings Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Brookings, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    ROGUE 33 6.58% $4,777
    NEWREZ LLC 15 6.74% $5,388
    QUICKEN LOANS, LLC 13 6.55% $7,533
    Umpqua Bank 9 6.72% $5,630
    CANOPY MORTGAGE, LLC 6 7.52% $11,077
    U.S. Bank 5 6.75% $5,577
    FIRST COMMUNITY 4 5.00% $8,346
    UNITED WHOLESALE MORTGAGE, LLC 4 7.03% $8,670
    JPMorgan Chase Bank 3 6.16% $9,465
    PENNYMAC LOAN SERVICES, LLC 3 6.79% $9,687
    GUILD MORTGAGE COMPANY 3 6.87% $9,018
    NATIONS DIRECT MORTGAGE, LLC 3 6.54% $10,000
    Charles Schwab Bank, SSB 2 5.13% $8,025
    PLANET HOME LENDING, LLC 2 6.31% $12,096
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.00% $7,248
    Stifel Bank and Trust 2 6.13% $4,161
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.49% $7,730
    DIRECTORS MORTGAGE, INC. 2 7.06% $14,233
    Mortgage Research Center, LLC 1 6.63% $12,474
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $3,370
    Nations Lending Corporation 1 5.25% $2,593
    Northwest Farm Credit Services, FLCA 1 7.00% $8,498
    PANORAMA MORTGAGE GROUP, LLC 1 5.88% $19,238
    Paramount Residential Mortgage Group, Inc. 1 6.13% $4,845
    SAMMAMISH MORTGAGE COMPANY 1 6.63% $5,404
    SUMMIT FUNDING, INC. 1 6.88% $6,533
    Sunflower Bank 1 7.00% $7,795
    The Federal Savings Bank 1 6.88% $10,294
    The Huntington National Bank 1 7.13% $10,506
    Wells Fargo Bank 1 6.88% $9,357
    Advisors Mortgage Group, L.L.C. 1 7.49% $5,091
    Willamette Valley Bank 1 6.38% $6,625
    ALAMEDA MORTGAGE CORPORATION 1 6.49% $7,419
    AMERICAN FINANCIAL NETWORK, INC. 1 6.63% $11,104
    AMERICAN FINANCIAL RESOURCES, INC. 1 7.00% $8,795
    AMERICAN FINANCING CORPORATION 1 5.88% $6,041
    Bank of America 1 7.38% $4,134
    Banner Bank 1 7.13% $9,328
    BETTER MORTGAGE CORPORATION 1 5.63% $3,589
    Century Mortgage Company DBA Century Lending Company 1 7.63% $9,888
    CHEVRON 1 7.13% $3,077
    CROSSCOUNTRY MORTGAGE, LLC 1 5.63% $9,497
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 7.99% $11,808
    F&A Federal Credit Union 1 5.99% $2,323
    GUARANTEED RATE, INC. 1 6.63% $8,909
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.38% $14,351
    HOMEXPRESS MORTGAGE CORP. 1 7.88% $23,586
    LADERA LENDING, INC. 1 6.63% $5,699
    MORTGAGE EXPRESS, LLC 1 7.38% $20,752

    Brookings Average Closing Costs & Other Stats

    Brookings, OR's 49 lenders originated 374 loans during 2024. The total origination value was $107,420,000, with an average loan value of $287,219.

    Brookings's average closing costs are $6,004.

    The top Brookings lender as defined by loan originations is ROGUE, with 33 loans originated. Their average total fees are $4,777, which is $611 lower than the next largest lender, NEWREZ LLC.

    The lowest fee Brookings lenders (with over 10 loans originated) are ROGUE ($4,777), NEWREZ LLC ($5,388), QUICKEN LOANS, LLC ($7,533), .

    The lowest rate Brookings lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.55%), ROGUE (6.58%), NEWREZ LLC (6.74%), .

    Brookings, OR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    ROGUE $13,105,000 $21,550,000 64.4% 20.1%
    Umpqua Bank $6,645,000 $9,305,000 40.0% 8.7%
    NEWREZ LLC $5,945,000 $8,560,000 44.0% 8.0%
    CANOPY MORTGAGE, LLC $4,825,000 $5,525,000 14.5% 5.1%
    QUICKEN LOANS, LLC $4,180,000 $4,995,000 19.5% 4.6%
    UNITED WHOLESALE MORTGAGE, LLC $3,745,000 $4,790,000 27.9% 4.5%
    JPMorgan Chase Bank $1,355,000 $2,645,000 95.2% 2.5%
    U.S. Bank $6,655,000 $2,495,000 -62.5% 2.3%
    FIRST COMMUNITY $285,000 $2,315,000 712.3% 2.2%
    Charles Schwab Bank, SSB $2,070,000 n/a 1.9%
    GUILD MORTGAGE COMPANY $3,195,000 $1,885,000 -41.0% 1.8%
    NATIONS DIRECT MORTGAGE, LLC $1,830,000 n/a 1.7%
    Mortgage Research Center, LLC $1,085,000 $1,780,000 64.1% 1.7%
    GUARANTEED RATE, INC. $770,000 $1,625,000 111.0% 1.5%
    NAVY FEDERAL CREDIT UNION $130,000 $1,400,000 976.9% 1.3%
    PLANET HOME LENDING, LLC $1,350,000 n/a 1.3%
    PENNYMAC LOAN SERVICES, LLC $1,105,000 $1,295,000 17.2% 1.2%
    LOANDEPOT.COM, LLC $1,290,000 $1,075,000 -16.7% 1.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $920,000 $1,010,000 9.8% 0.9%
    DIRECTORS MORTGAGE, INC. $610,000 $1,010,000 65.6% 0.9%
    Century Mortgage Company DBA Century Lending Company $985,000 n/a 0.9%
    Sunflower Bank $965,000 n/a 0.9%
    Stifel Bank and Trust $930,000 n/a 0.9%
    BROKER SOLUTIONS, INC. $680,000 $840,000 23.5% 0.8%
    First Interstate Bank $835,000 n/a 0.8%
    PROVIDENT FUNDING ASSOCIATES, L.P. $830,000 n/a 0.8%
    Banner Bank $1,160,000 $785,000 -32.3% 0.7%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $765,000 n/a 0.7%
    CMG MORTGAGE, INC. $2,125,000 $750,000 -64.7% 0.7%
    AMERICAN PACIFIC MORTGAGE CORPORATION $365,000 $730,000 100.0% 0.7%
    The Federal Savings Bank $405,000 $715,000 76.5% 0.7%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,325,000 $705,000 -46.8% 0.7%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $655,000 n/a 0.6%
    FREEDOM MORTGAGE CORPORATION $385,000 $630,000 63.6% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $215,000 $610,000 183.7% 0.6%
    Advisors Mortgage Group, L.L.C. $605,000 n/a 0.6%
    MORTGAGE EXPRESS, LLC $520,000 $605,000 16.3% 0.6%
    AMERISAVE MORTGAGE CORPORATION $650,000 $555,000 -14.6% 0.5%
    Figure Lending LLC $125,000 $515,000 312.0% 0.5%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $495,000 n/a 0.5%
    HOMEXPRESS MORTGAGE CORP. $465,000 n/a 0.4%
    PANORAMA MORTGAGE GROUP, LLC $465,000 n/a 0.4%
    PHH Mortgage Corporation $455,000 n/a 0.4%
    Sierra Pacific Mortgage Company, Inc. $440,000 n/a 0.4%
    BETTER MORTGAGE CORPORATION $425,000 n/a 0.4%
    LONGBRIDGE FINANCIAL, LLC $610,000 $415,000 -32.0% 0.4%
    PENTAGON FEDERAL CREDIT UNION $415,000 n/a 0.4%
    MOVEMENT MORTGAGE, LLC $1,215,000 $405,000 -66.7% 0.4%
    HighTechLending Inc $400,000 n/a 0.4%
    DAS Acquisition Company, LLC $395,000 n/a 0.4%
    TRIAD FINANCIAL SERVICES, INC. $135,000 $385,000 185.2% 0.4%
    American Mortgage & Equity Consultants, Inc. $375,000 n/a 0.3%
    VILLAGE CAPITAL MORTGAGE $375,000 n/a 0.3%
    ALTITUDE FINANCIAL CORPORATION $365,000 n/a 0.3%
    UNION HOME MORTGAGE CORP. $360,000 n/a 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $355,000 n/a 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $345,000 n/a 0.3%
    First National Bank of America $345,000 n/a 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $450,000 $335,000 -25.6% 0.3%
    Franklin Loan Corporation $335,000 n/a 0.3%
    The Loan Store, Inc. $315,000 $335,000 6.3% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $955,000 $325,000 -66.0% 0.3%
    Axos Bank $315,000 $315,000 0.0% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $255,000 $305,000 19.6% 0.3%
    Northwest Farm Credit Services, FLCA $305,000 n/a 0.3%
    SAMMAMISH MORTGAGE COMPANY $305,000 n/a 0.3%
    Nations Lending Corporation $1,680,000 $285,000 -83.0% 0.3%
    Bank of America $305,000 $255,000 -16.4% 0.2%
    Paramount Residential Mortgage Group, Inc. $245,000 n/a 0.2%
    F&A Federal Credit Union $235,000 n/a 0.2%
    ALAMEDA MORTGAGE CORPORATION $225,000 n/a 0.2%
    Willamette Valley Bank $225,000 n/a 0.2%
    The Huntington National Bank $355,000 $215,000 -39.4% 0.2%
    Citadel Servicing Corporation $205,000 n/a 0.2%
    LADERA LENDING, INC. $245,000 $205,000 -16.3% 0.2%
    SUMMIT FUNDING, INC. $295,000 $195,000 -33.9% 0.2%
    Wells Fargo Bank $875,000 $175,000 -80.0% 0.2%
    AMERICAN FINANCING CORPORATION $75,000 $145,000 93.3% 0.1%
    CHEVRON $115,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $570,000 $105,000 -81.6% 0.1%
    PNC Bank $445,000 $105,000 -76.4% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $85,000 n/a 0.1%
    SPRING EQ, LLC $75,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $955,000 $65,000 -93.2% 0.1%
    Flagstar Bank, FSB $35,000 n/a 0.0%
    Third Federal Savings and Loan Association of Cleveland $25,000 n/a 0.0%

    Brookings's top lender by overall market share is ROGUE, with 20.1% market share. In second place, with 8.7%, is Umpqua Bank, having originated $9,305,000 in loans. In third place, with 8.0%, is NEWREZ LLC, having originated $8,560,000 in loans. In fourth place, with 5.1%, is CANOPY MORTGAGE, LLC, having originated $5,525,000 in loans. In fifth place, with 4.6%, is QUICKEN LOANS, LLC, having originated $4,995,000 in loans.

    Brookings Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Brookings (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $394,175 (-2.2%) $630,947 (4.5%) 0.00 240
    2018-02-01 $397,000 (-7.9%) $635,962 (3.4%) 0.00 234
    2018-03-01 $399,900 (-5.9%) $646,287 (4.4%) 0.00 245
    2018-04-01 $413,000 (-7.3%) $659,928 (6.4%) 0.00 243
    2018-05-01 $426,000 (-2.6%) $691,836 (11.1%) 0.00 247
    2018-06-01 $434,500 (8.7%) $666,122 (10.5%) 0.00 262
    2018-07-01 $447,000 (12.0%) $662,422 (9.2%) 0.00 282
    2018-08-01 $447,175 (7.2%) $657,509 (5.2%) 0.00 279
    2018-09-01 $454,500 (13.6%) $684,817 (10.9%) 0.00 257
    2018-10-01 $485,000 (18.4%) $693,655 (12.7%) 0.00 248
    2018-11-01 $477,975 (16.7%) $671,180 (10.6%) 0.00 227
    2018-12-01 $484,500 (21.4%) $666,904 (5.0%) 0.00 213
    2019-01-01 $478,000 (21.3%) $654,424 (3.7%) 0.00 207
    2019-02-01 $446,750 (12.5%) $640,521 (0.7%) 0.00 209
    2019-03-01 $446,814 (11.7%) $634,397 (-1.8%) 0.00 227
    2019-04-01 $447,064 (8.3%) $650,415 (-1.4%) 0.00 230
    2019-05-01 $431,125 (1.2%) $626,571 (-9.4%) 0.00 248
    2019-06-01 $432,500 (-0.5%) $615,741 (-7.6%) 0.00 270
    2019-07-01 $433,500 (-3.0%) $624,104 (-5.8%) 0.00 251
    2019-08-01 $429,909 (-3.9%) $626,004 (-4.8%) 0.00 241
    2019-09-01 $437,273 (-3.8%) $627,822 (-8.3%) 0.00 230
    2019-10-01 $446,500 (-7.9%) $629,034 (-9.3%) 0.00 217
    2019-11-01 $450,000 (-5.9%) $633,894 (-5.6%) 0.00 189
    2019-12-01 $454,250 (-6.2%) $639,884 (-4.1%) 0.00 165
    2020-01-01 $453,250 (-5.2%) $637,477 (-2.6%) 0.00 153
    2020-02-01 $450,000 (0.7%) $651,586 (1.7%) 0.00 144
    2020-03-01 $460,450 (3.1%) $598,505 (-5.7%) 0.00 140
    2020-04-01 $453,800 (1.5%) $635,046 (-2.4%) 0.00 147
    2020-05-01 $449,250 (4.2%) $644,887 (2.9%) 0.00 149
    2020-06-01 $448,000 (3.6%) $597,634 (-2.9%) 0.00 151
    2020-07-01 $444,000 (2.4%) $606,631 (-2.8%) 0.00 143
    2020-08-01 $449,450 (4.6%) $639,364 (2.1%) 0.00 118
    2020-09-01 $449,500 (2.8%) $636,388 (1.4%) 0.00 96
    2020-10-01 $422,500 (-5.4%) $600,705 (-4.5%) 0.00 95
    2020-11-01 $438,500 (-2.6%) $643,956 (1.6%) 0.00 87
    2020-12-01 $460,000 (1.3%) $671,875 (5.0%) 0.00 81
    2021-01-01 $447,500 (-1.3%) $710,811 (11.5%) 0.00 68
    2021-02-01 $434,800 (-3.4%) $608,668 (-6.6%) 0.00 58
    2021-03-01 $451,750 (-1.9%) $838,685 (40.1%) 0.00 54
    2021-04-01 $553,725 (22.0%) $1,026,183 (61.6%) 0.00 59
    2021-05-01 $550,000 (22.4%) $929,291 (44.1%) 0.00 77
    2021-06-01 $537,450 (20.0%) $923,038 (54.5%) 0.00 82
    2021-07-01 $542,950 (22.3%) $851,526 (40.4%) 0.00 88
    2021-08-01 $579,000 (28.8%) $898,508 (40.5%) 0.00 82
    2021-09-01 $591,750 (31.7%) $933,123 (46.6%) 0.00 72
    2021-10-01 $594,500 (40.7%) $927,328 (54.4%) 0.00 70
    2021-11-01 $584,000 (33.2%) $966,436 (50.1%) 0.00 65
    2021-12-01 $582,700 (26.7%) $990,805 (47.5%) 0.00 55
    2022-01-01 $585,000 (30.7%) $1,031,827 (45.2%) 0.00 43
    2022-02-01 $579,000 (33.2%) $1,066,445 (75.2%) 0.00 42
    2022-03-01 $622,000 (37.7%) $944,648 (12.6%) 0.00 43
    2022-04-01 $584,500 (5.6%) $967,237 (-5.7%) 0.00 46
    2022-05-01 $560,750 (2.0%) $1,058,007 (13.9%) 0.00 52
    2022-06-01 $604,250 (12.4%) $965,040 (4.6%) 0.00 75
    2022-07-01 $649,000 (19.5%) $1,008,452 (18.4%) 0.00 92
    2022-08-01 $615,000 (6.2%) $899,530 (0.1%) 0.00 112
    2022-09-01 $588,975 (-0.5%) $909,741 (-2.5%) 0.00 106
    2022-10-01 $577,000 (-2.9%) $964,074 (4.0%) 0.00 98
    2022-11-01 $629,500 (7.8%) $1,048,984 (8.5%) 0.00 99
    2022-12-01 $637,250 (9.4%) $1,076,113 (8.6%) 0.00 86
    2023-01-01 $637,000 (8.9%) $1,088,333 (5.5%) 0.00 87
    2023-02-01 $643,000 (11.1%) $1,086,356 (1.9%) 0.00 82
    2023-03-01 $598,750 (-3.7%) $1,062,781 (12.5%) 0.00 85
    2023-04-01 $599,000 (2.5%) $930,473 (-3.8%) 0.00 92
    2023-05-01 $590,450 (5.3%) $824,785 (-22.0%) 0.00 108
    2023-06-01 $649,250 (7.5%) $879,381 (-8.9%) 0.00 129
    2023-07-01 $649,950 (0.2%) $862,055 (-14.5%) 0.00 137
    2023-08-01 $649,600 (5.6%) $861,742 (-4.2%) 0.00 144
    2023-09-01 $649,250 (10.2%) $853,088 (-6.2%) 0.00 144
    2023-10-01 $596,000 (3.3%) $819,667 (-15.0%) 0.00 148
    2023-11-01 $572,000 (-9.1%) $814,785 (-22.3%) 0.00 146
    2023-12-01 $575,000 (-9.8%) $826,149 (-23.2%) 0.00 130
    2024-01-01 $600,750 (-5.7%) $839,478 (-22.9%) 0.00 118
    2024-02-01 $642,125 (-0.1%) $976,538 (-10.1%) 0.00 113
    2024-03-01 $649,950 (8.6%) $981,137 (-7.7%) 0.00 121
    2024-04-01 $649,850 (8.5%) $880,356 (-5.4%) 0.00 149
    2024-05-01 $639,250 (8.3%) $909,729 (10.3%) 0.00 165
    2024-06-01 $629,000 (-3.1%) $870,595 (-1.0%) 0.00 173
    2024-07-01 $631,000 (-2.9%) $898,810 (4.3%) 0.00 175
    2024-08-01 $634,500 (-2.3%) $918,398 (6.6%) 0.00 171
    2024-09-01 $620,750 (-4.4%) $927,088 (8.7%) 0.00 154
    2024-10-01 $632,500 (6.1%) $959,496 (17.1%) 0.00 145
    2024-11-01 $625,000 (9.3%) $923,496 (13.3%) 0.00 141
    2024-12-01 $627,425 (9.1%) $900,326 (9.0%) 0.00 136
    2025-01-01 $618,425 (2.9%) $897,016 (6.9%) 0.00 125
    2025-02-01 $599,475 (-6.6%) $890,852 (-8.8%) 0.00 127
    2025-03-01 $599,000 (-7.8%) $803,246 (-18.1%) 0.00 134
    2025-04-01 $595,625 (-8.3%) $815,745 (-7.3%) 0.00 180
    2025-05-01 $579,500 (-9.4%) $882,092 (-3.0%) 0.00 191
    Brookings's median listing price for 2025-05-01 was $579,500, a difference of $-59,750 (-9.4%) versus the prior year and $-16,125 versus the prior month.

    Brookings's median listing price comes in at 0% of the national average.

    Brookings's average listing price for 2025-05-01 was $882,092, a difference of $-27,637 (-3.0%) versus the prior year and $66,347 versus the prior month.

    For the 2025-05-01 period, Brookings had 191 MLS listings, a difference of 11 listings (6%) versus the prior month and 26 listings (16%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Brookings (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,947 sqft
    2018-02-01 0 days 1,958 sqft
    2018-03-01 0 days 1,991 sqft
    2018-04-01 0 days 1,981 sqft
    2018-05-01 0 days 2,034 sqft
    2018-06-01 0 days 2,046 sqft
    2018-07-01 0 days 2,071 sqft
    2018-08-01 0 days 2,029 sqft
    2018-09-01 0 days 1,960 sqft
    2018-10-01 0 days 1,997 sqft
    2018-11-01 0 days 2,015 sqft
    2018-12-01 0 days 2,015 sqft
    2019-01-01 0 days 2,019 sqft
    2019-02-01 0 days 2,024 sqft
    2019-03-01 0 days 2,010 sqft
    2019-04-01 0 days 1,976 sqft
    2019-05-01 0 days 1,939 sqft
    2019-06-01 0 days 1,959 sqft
    2019-07-01 0 days 1,965 sqft
    2019-08-01 0 days 1,969 sqft
    2019-09-01 0 days 1,973 sqft
    2019-10-01 0 days 1,976 sqft
    2019-11-01 0 days 1,984 sqft
    2019-12-01 0 days 2,008 sqft
    2020-01-01 0 days 2,023 sqft
    2020-02-01 0 days 2,022 sqft
    2020-03-01 0 days 2,049 sqft
    2020-04-01 0 days 1,992 sqft
    2020-05-01 0 days 1,945 sqft
    2020-06-01 0 days 1,945 sqft
    2020-07-01 0 days 1,945 sqft
    2020-08-01 0 days 1,950 sqft
    2020-09-01 0 days 1,933 sqft
    2020-10-01 0 days 1,875 sqft
    2020-11-01 0 days 1,919 sqft
    2020-12-01 0 days 1,885 sqft
    2021-01-01 0 days 1,916 sqft
    2021-02-01 0 days 1,745 sqft
    2021-03-01 0 days 1,945 sqft
    2021-04-01 0 days 1,983 sqft
    2021-05-01 0 days 1,850 sqft
    2021-06-01 0 days 1,743 sqft
    2021-07-01 0 days 1,707 sqft
    2021-08-01 0 days 1,743 sqft
    2021-09-01 0 days 1,807 sqft
    2021-10-01 0 days 1,908 sqft
    2021-11-01 0 days 1,823 sqft
    2021-12-01 0 days 1,787 sqft
    2022-01-01 0 days 1,709 sqft
    2022-02-01 0 days 1,687 sqft
    2022-03-01 0 days 1,750 sqft
    2022-04-01 0 days 1,694 sqft
    2022-05-01 0 days 1,637 sqft
    2022-06-01 0 days 1,661 sqft
    2022-07-01 0 days 1,805 sqft
    2022-08-01 0 days 1,786 sqft
    2022-09-01 0 days 1,832 sqft
    2022-10-01 0 days 1,818 sqft
    2022-11-01 0 days 1,924 sqft
    2022-12-01 0 days 1,932 sqft
    2023-01-01 0 days 1,913 sqft
    2023-02-01 0 days 1,895 sqft
    2023-03-01 0 days 1,812 sqft
    2023-04-01 0 days 1,778 sqft
    2023-05-01 0 days 1,779 sqft
    2023-06-01 0 days 1,815 sqft
    2023-07-01 0 days 1,838 sqft
    2023-08-01 0 days 1,915 sqft
    2023-09-01 0 days 1,789 sqft
    2023-10-01 0 days 1,773 sqft
    2023-11-01 0 days 1,714 sqft
    2023-12-01 0 days 1,739 sqft
    2024-01-01 0 days 1,808 sqft
    2024-02-01 0 days 1,798 sqft
    2024-03-01 0 days 1,852 sqft
    2024-04-01 0 days 1,826 sqft
    2024-05-01 0 days 1,814 sqft
    2024-06-01 0 days 1,824 sqft
    2024-07-01 0 days 1,800 sqft
    2024-08-01 0 days 1,826 sqft
    2024-09-01 0 days 1,807 sqft
    2024-10-01 0 days 1,862 sqft
    2024-11-01 0 days 1,850 sqft
    2024-12-01 0 days 1,857 sqft
    2025-01-01 0 days 1,807 sqft
    2025-02-01 0 days 1,740 sqft
    2025-03-01 0 days 1,690 sqft
    2025-04-01 0 days 1,724 sqft
    2025-05-01 0 days 1,740 sqft
    Brookings's median listing age (time on market) for 2025-05-01 was 0 days.

    Brookings's median square footage for active listings during the 2025-05-01 period was 1,740 sqft. One year prior, the average listing was 1,814 sqft.

    Brookings, OR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 182 $69,260,000 $380,549
    Refi 52 $15,990,000 $307,500
    Home Improvement 50 $4,920,000 $98,400
    Cash Out Refi 49 $11,455,000 $233,776
    Other 41 $5,795,000 $141,341

    Brookings's most frequently cited loan purpose was Home Purchase, with 182 originations. The 2nd most popular reason was Refi, with 52 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 123 $47,385,000 $385,244
    Over 8% 118 $15,030,000 $127,373
    7-8% 75 $22,825,000 $304,333
    5-6% 47 $17,595,000 $374,362
    4-5% 10 $4,570,000 $457,000
    <2.5% 1 $15,000 $15,000

    During 2024, Brookings's most frequently originated rate bucket was 6-7%, with 123 originations.

    Loan Sizing (Brookings, OR MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 122 $36,890,000 $302,377
    $100,000 or less 82 $4,520,000 $55,122
    $100k-200k 70 $9,550,000 $136,429
    $400k-600k 68 $32,130,000 $472,500
    $600k-1000k 28 $19,910,000 $711,071
    $Over $1MM 4 $4,420,000 $1,105,000

    Brookings's loan sizing saw the bucket of loans from $200k-400k with 122 originations, totaling $36,890,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 103 $44,985,000 $436,748
    Under 20% 78 $4,880,000 $62,564
    60-80% 74 $31,960,000 $431,892
    20-40% 59 $9,235,000 $156,525
    40-60% 54 $14,340,000 $265,556
    Over 100% 1 $385,000 $385,000

    Brookings's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 103 originations, totaling $44,985,000 in origination value.