Roseburg Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Roseburg averaged 6.57% for the week of 2024-07-18, compared to the national average of 6.77% for the same period.

The average rate for the prior week (2024-07-11) was 6.69% and one month ago for the week of 2024-06-13, the average rate was 6.85%.

Roseburg's average rate one year ago was 7.16%.

For refis of the same type during the week of 2024-07-18, the average rate was 7.07%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-18 6.77%
Roseburg 30 Year Fixed Rate 2024-07-18 6.57%
Roseburg 30 Year Fixed Rate Refi 2024-07-18 7.07%
Roseburg 15 Year Fixed Rate 2024-07-18 6.05%
Roseburg 15 Year Fixed Rate Refi 2024-07-18 6.65%
Roseburg 30 Year FHA 2024-07-18 6.64%
Roseburg 30 Year FHA Refi 2024-07-18 6.39%
Roseburg 30 Year USDA 2024-07-18 6.43%
Roseburg 30 Year USDA Refi 2024-07-18 6.43%
Roseburg 30 Year VA 2024-07-18 6.18%
Roseburg 30 Year VA Refi 2024-07-18 6.3%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Roseburg, OR.

Roseburg Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Roseburg, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
ROGUE 47 6.95% $5,589
QUICKEN LOANS, LLC 41 6.52% $8,816
UNITED WHOLESALE MORTGAGE, LLC 32 6.95% $8,713
NEWREZ LLC 32 6.70% $5,720
GoPrime Mortgage, Inc. 31 6.75% $7,193
Umpqua Bank 30 7.00% $6,985
SUMMIT FUNDING, INC. 22 6.67% $10,331
LOANDEPOT.COM, LLC 17 6.66% $7,851
TWINSTAR 16 6.63% $8,381
GUILD MORTGAGE COMPANY 14 6.92% $9,846
DIRECTORS MORTGAGE, INC. 14 7.22% $9,516
U.S. Bank 12 6.37% $4,736
Flagstar Bank, FSB 12 7.35% $4,800
CMG MORTGAGE, INC. 11 6.65% $6,686
JPMorgan Chase Bank 11 6.92% $5,728
Banner Bank 10 6.94% $4,030
PLAZA HOME MORTGAGE, INC. 9 6.83% $6,026
Century Mortgage Company DBA Century Lending Company 8 7.14% $7,741
NATIONS DIRECT MORTGAGE, LLC 7 6.77% $8,134
MOVEMENT MORTGAGE, LLC 7 7.12% $7,819
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 7 6.96% $8,799
The Loan Store, Inc. 6 6.71% $6,445
AMERICAN PACIFIC MORTGAGE CORPORATION 6 6.83% $7,857
Golden Empire Mortgage, Inc. 6 6.87% $8,552
Willamette Valley Bank 5 6.35% $9,555
PENNYMAC LOAN SERVICES, LLC 5 6.72% $7,269
CROSSCOUNTRY MORTGAGE, LLC 4 6.99% $8,272
Wells Fargo Bank 4 5.84% $5,236
BROKER SOLUTIONS, INC. 4 6.46% $6,893
Nations Lending Corporation 4 6.72% $10,745
FIRST COMMUNITY 4 6.41% $7,286
Bank of America 4 6.41% $4,701
ACADEMY MORTGAGE CORPORATION 3 7.21% $7,296
AMERICAN FINANCING CORPORATION 3 6.08% $9,024
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.91% $10,776
FIRST TECHNOLOGY 3 6.83% $4,407
FREEDOM MORTGAGE CORPORATION 3 7.38% $9,179
Mr. Cooper ( Nationstar Mortgage ) 3 7.20% $9,590
MUTUAL OF OMAHA MORTGAGE, INC. 3 6.58% $6,982
OCMBC, INC. 3 9.21% $17,733
OREGON COMMUNITY 3 7.17% $4,890
S1L, Inc. 3 6.54% $8,207
USAA Federal Savings Bank 3 6.50% $5,511
ZILLOW HOME LOANS, LLC 3 6.54% $5,956
PNC Bank 2 6.94% $5,868
ROYAL UNITED MORTGAGE LLC 2 6.88% $9,229
PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.62% $8,097
OnPoint Community Credit Union 2 6.88% $3,492
Morgan Stanley Private Bank 2 6.18% $3,856
Northwest Farm Credit Services, FLCA 2 7.55% $7,140
SIRVA MORTGAGE, INC. 2 7.56% $0
CANOPY MORTGAGE, LLC 2 6.63% $9,102
KeyBank 2 5.81% $6,485
STAR ONE CREDIT UNION 2 5.25% $3,110
LENDSURE MORTGAGE CORP. 2 8.44% $12,907
NOVA FINANCIAL & INVESTMENT CORPORATION 2 6.74% $4,401
AMERISAVE MORTGAGE CORPORATION 2 7.13% $12,975
LPMC, LLC 2 6.50% $8,417
MASON MCDUFFIE MORTGAGE CORPORATION 2 7.19% $5,400
First Interstate Bank 1 6.50% $4,746
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.13% $12,159
Prosperity Home Mortgage, LLC 1 6.88% $8,097
Fifth Third Bank 1 7.50% $7,341
RANLIFE, INC. 1 7.50% $5,302
RED CANOE CREDIT UNION 1 5.50% $20,035
Discover Bank 1 6.59% $0
Boeing Employees Credit Union 1 5.75% $2,248
SAMMAMISH MORTGAGE COMPANY 1 6.50% $2,384
MLD MORTGAGE INC. 1 5.99% $4,014
Sierra Pacific Mortgage Company, Inc. 1 7.63% $4,426
Colonial Savings, F.A. 1 6.38% $5,234
Sunflower Bank 1 6.49% $7,009
The Huntington National Bank 1 7.38% $6,262
Citadel Servicing Corporation 1 8.88% $14,797
Third Federal Savings and Loan Association of Cleveland 1 6.79% $6,309
TRIAD FINANCIAL SERVICES, INC. 1 8.60% $4,676
Truist 1 6.40% $5,161
CHURCHILL MORTGAGE CORPORATION 1 6.63% $9,508
Carrington Mortgage Services, LLC 1 5.50% $15,468
LAKEVIEW LOAN SERVICING, LLC 1 6.13% $8,821
HORIZON 1 6.63% $4,383
Loan Simple, Inc. 1 7.63% $13,919
SELCO COMMUNITY 1 5.38% $5,821
Mortgage Research Center, LLC 1 6.50% $828
MOUNTAIN AMERICA 1 6.75% $9,294
MOUNTAIN WEST FINANCIAL, INC. 1 6.13% $4,212
HomeStreet Bank 1 6.50% $6,834
Unitus Community Credit Union 1 6.25% $2,083
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.63% $8,369
Heritage Bank 1 5.88% $5,547
NBKC BANK 1 7.75% $3,316
GUARANTEED RATE, INC. 1 6.98% $7,695
NMSI, INC. 1 5.88% $10,048
CALIBER HOME LOANS, INC. 1 6.38% $8,429
Washington Federal Bank 1 6.63% $15,905
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.50% $4,312
GESA 1 6.50% $10,151

Roseburg Average Closing Costs & Other Stats

Roseburg, OR's 97 lenders originated 1,703 loans during 2023. The total origination value was $400,695,000, with an average loan value of $235,288.

Roseburg's average closing costs are $5,899.

The top Roseburg lender as defined by loan originations is ROGUE, with 47 loans originated. Their average total fees are $5,589, which is $3,228 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Roseburg lenders (with over 10 loans originated) are Banner Bank ($4,030), U.S. Bank ($4,736), Flagstar Bank, FSB ($4,800), ROGUE ($5,589) and NEWREZ LLC ($5,720).

The lowest rate Roseburg lenders (with over 10 loans originated) are U.S. Bank (6.37%), QUICKEN LOANS, LLC (6.52%), TWINSTAR (6.63%), CMG MORTGAGE, INC. (6.65%) and LOANDEPOT.COM, LLC (6.66%).

Roseburg, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $32,000,000 $31,610,000 -1.2% 7.9%
Umpqua Bank $75,855,000 $24,340,000 -67.9% 6.1%
QUICKEN LOANS, LLC $34,205,000 $23,850,000 -30.3% 6.0%
ROGUE $26,425,000 $23,025,000 -12.9% 5.7%
NEWREZ LLC $3,520,000 $18,320,000 420.5% 4.6%
GoPrime Mortgage, Inc. $27,665,000 $15,585,000 -43.7% 3.9%
TWINSTAR $14,865,000 n/a 3.7%
SUMMIT FUNDING, INC. $23,365,000 $14,525,000 -37.8% 3.6%
LOANDEPOT.COM, LLC $18,490,000 $10,985,000 -40.6% 2.7%
Willamette Valley Bank $970,000 $10,985,000 1,032.5% 2.7%
CMG MORTGAGE, INC. $3,785,000 $8,855,000 133.9% 2.2%
GUILD MORTGAGE COMPANY $9,350,000 $8,775,000 -6.1% 2.2%
Mortgage Research Center, LLC $15,745,000 $8,325,000 -47.1% 2.1%
Century Mortgage Company DBA Century Lending Company $6,435,000 $7,725,000 20.0% 1.9%
U.S. Bank $12,110,000 $7,525,000 -37.9% 1.9%
DIRECTORS MORTGAGE, INC. $10,795,000 $6,645,000 -38.4% 1.7%
OnPoint Community Credit Union $2,655,000 $6,590,000 148.2% 1.6%
Flagstar Bank, FSB $9,465,000 $5,920,000 -37.5% 1.5%
Golden Empire Mortgage, Inc. $1,515,000 $5,690,000 275.6% 1.4%
Banner Bank $6,905,000 $5,430,000 -21.4% 1.4%
CROSSCOUNTRY MORTGAGE, LLC $3,580,000 $5,425,000 51.5% 1.4%
PLAZA HOME MORTGAGE, INC. $11,955,000 $4,730,000 -60.4% 1.2%
FREEDOM MORTGAGE CORPORATION $9,975,000 $4,225,000 -57.6% 1.1%
FIRST COMMUNITY $8,765,000 $4,035,000 -54.0% 1.0%
NATIONS DIRECT MORTGAGE, LLC $2,990,000 $3,955,000 32.3% 1.0%
PENNYMAC LOAN SERVICES, LLC $7,680,000 $3,735,000 -51.4% 0.9%
AMERICAN PACIFIC MORTGAGE CORPORATION $9,675,000 $3,475,000 -64.1% 0.9%
MOVEMENT MORTGAGE, LLC $1,980,000 $3,195,000 61.4% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,615,000 $3,020,000 -54.3% 0.8%
Nations Lending Corporation $2,995,000 $2,880,000 -3.8% 0.7%
JPMorgan Chase Bank $5,340,000 $2,870,000 -46.3% 0.7%
TRIAD FINANCIAL SERVICES, INC. $405,000 $2,525,000 523.5% 0.6%
MARION AND POLK SCHOOLS CREDIT UNION $55,000 $2,410,000 4,281.8% 0.6%
Oregon Pacific Banking Company $2,185,000 n/a 0.5%
BROKER SOLUTIONS, INC. $3,515,000 $2,170,000 -38.3% 0.5%
USAA Federal Savings Bank $3,650,000 $2,140,000 -41.4% 0.5%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $2,390,000 $2,045,000 -14.4% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $5,980,000 $2,045,000 -65.8% 0.5%
PREMIER MORTGAGE RESOURCES, L.L.C. $4,580,000 $2,045,000 -55.3% 0.5%
OREGON COMMUNITY $4,390,000 $1,935,000 -55.9% 0.5%
The Loan Store, Inc. $1,930,000 n/a 0.5%
Gallic & Johnson, LLC $945,000 $1,925,000 103.7% 0.5%
PACIFIC RESIDENTIAL MORTGAGE, LLC $1,450,000 $1,885,000 30.0% 0.5%
S1L, Inc. $3,635,000 $1,840,000 -49.4% 0.5%
OCMBC, INC. $1,660,000 n/a 0.4%
Equity Prime Mortgage LLC $1,635,000 n/a 0.4%
NAVY FEDERAL CREDIT UNION $2,795,000 $1,630,000 -41.7% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $1,515,000 $1,585,000 4.6% 0.4%
NEW DAY FINANCIAL, LLC $5,455,000 $1,585,000 -70.9% 0.4%
NOVA FINANCIAL & INVESTMENT CORPORATION $1,545,000 n/a 0.4%
People's Bank of Commerce $1,545,000 n/a 0.4%
FIRST TECHNOLOGY $195,000 $1,485,000 661.5% 0.4%
Bank of America $875,000 $1,475,000 68.6% 0.4%
KeyBank $7,235,000 $1,470,000 -79.7% 0.4%
Magnolia Bank $835,000 $1,430,000 71.3% 0.4%
CANOPY MORTGAGE, LLC $1,380,000 n/a 0.3%
AMERISAVE MORTGAGE CORPORATION $4,315,000 $1,360,000 -68.5% 0.3%
The Federal Savings Bank $2,075,000 $1,360,000 -34.5% 0.3%
MID AMERICA MORTGAGE, INC. $1,730,000 $1,295,000 -25.1% 0.3%
Carrington Mortgage Services, LLC $2,955,000 $1,215,000 -58.9% 0.3%
Wells Fargo Bank $6,230,000 $935,000 -85.0% 0.2%
ACADEMY MORTGAGE CORPORATION $2,885,000 $915,000 -68.3% 0.2%
ZILLOW HOME LOANS, LLC $1,070,000 $900,000 -15.9% 0.2%
SIRVA MORTGAGE, INC. $870,000 n/a 0.2%
Discover Bank $475,000 $860,000 81.1% 0.2%
21ST MORTGAGE CORPORATION $600,000 $855,000 42.5% 0.2%
MOUNTAIN WEST FINANCIAL, INC. $1,835,000 $835,000 -54.5% 0.2%
Northwest Farm Credit Services, FLCA $900,000 $835,000 -7.2% 0.2%
First Interstate Bank $1,625,000 $815,000 -49.8% 0.2%
VILLAGE CAPITAL MORTGAGE $845,000 $815,000 -3.6% 0.2%
Morgan Stanley Private Bank $1,170,000 $790,000 -32.5% 0.2%
CHURCHILL MORTGAGE CORPORATION $1,175,000 $785,000 -33.2% 0.2%
GESA $195,000 $785,000 302.6% 0.2%
PNC Bank $725,000 $780,000 7.6% 0.2%
CALIBER HOME LOANS, INC. $42,460,000 $760,000 -98.2% 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $695,000 $760,000 9.4% 0.2%
AMERICAN FINANCING CORPORATION $1,315,000 $715,000 -45.6% 0.2%
SELCO COMMUNITY $2,610,000 $715,000 -72.6% 0.2%
MOUNTAIN AMERICA $55,000 $705,000 1,181.8% 0.2%
The Huntington National Bank $585,000 $705,000 20.5% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $690,000 n/a 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $195,000 $690,000 253.8% 0.2%
Rivermark Community Credit Union $275,000 $660,000 140.0% 0.2%
Coastal Community Bank $655,000 n/a 0.2%
STAR ONE CREDIT UNION $365,000 $650,000 78.1% 0.2%
VERITAS FUNDING, LLC $520,000 $635,000 22.1% 0.2%
Truist $315,000 $625,000 98.4% 0.2%
Sierra Pacific Mortgage Company, Inc. $3,080,000 $620,000 -79.9% 0.2%
FINANCE OF AMERICA REVERSE LLC $2,355,000 $615,000 -73.9% 0.2%
Loan Simple, Inc. $1,165,000 $605,000 -48.1% 0.2%
Mid Oregon Federal Credit Union $45,000 $600,000 1,233.3% 0.1%
LENDSURE MORTGAGE CORP. $235,000 $580,000 146.8% 0.1%
RESIDENTIAL BANCORP $560,000 $560,000 0.0% 0.1%
LOANPAL, LLC $640,000 $530,000 -17.2% 0.1%
PHH Mortgage Corporation $600,000 $530,000 -11.7% 0.1%
LPMC, LLC $430,000 $520,000 20.9% 0.1%
Washington Federal Bank $1,510,000 $510,000 -66.2% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $500,000 n/a 0.1%
HighTechLending Inc $490,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $540,000 $490,000 -9.3% 0.1%
PANORAMA MORTGAGE GROUP, LLC $530,000 $485,000 -8.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $3,465,000 $475,000 -86.3% 0.1%
Figure Lending LLC $510,000 $465,000 -8.8% 0.1%
MLD MORTGAGE INC. $460,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $1,145,000 $460,000 -59.8% 0.1%
MORTGAGE EXPRESS, LLC $1,515,000 $455,000 -70.0% 0.1%
1st Security Bank of Washington $115,000 $430,000 273.9% 0.1%
SAMMAMISH MORTGAGE COMPANY $415,000 n/a 0.1%
SPRING EQ, LLC $665,000 $415,000 -37.6% 0.1%
Third Federal Savings and Loan Association of Cleveland $400,000 n/a 0.1%
Citadel Servicing Corporation $195,000 $395,000 102.6% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $800,000 $390,000 -51.3% 0.1%
V.I.P. MORTGAGE, INC. $385,000 n/a 0.1%
RED CANOE CREDIT UNION $365,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $355,000 n/a 0.1%
PLANET HOME LENDING, LLC $500,000 $340,000 -32.0% 0.1%
MANN FINANCIAL INC. $1,110,000 $335,000 -69.8% 0.1%
Plains Commerce Bank $540,000 $335,000 -38.0% 0.1%
NBKC BANK $630,000 $325,000 -48.4% 0.1%
Barrington Bank & Trust Company, N.A. $905,000 $315,000 -65.2% 0.1%
Firefighters First Federal Credit Union $315,000 n/a 0.1%
Heritage Bank $355,000 $305,000 -14.1% 0.1%
LAKEVIEW LOAN SERVICING, LLC $2,530,000 $305,000 -87.9% 0.1%
UNION HOME MORTGAGE CORP. $305,000 n/a 0.1%
NMSI, INC. $295,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $265,000 $295,000 11.3% 0.1%
GUARANTEED RATE, INC. $1,785,000 $285,000 -84.0% 0.1%
PREMIA MORTGAGE, LLC $575,000 $285,000 -50.4% 0.1%
ROYAL UNITED MORTGAGE LLC $220,000 $280,000 27.3% 0.1%
Prosperity Home Mortgage, LLC $315,000 $270,000 -14.3% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $155,000 $265,000 71.0% 0.1%
MYCUMORTGAGE, LLC $265,000 n/a 0.1%
Unitus Community Credit Union $615,000 $265,000 -56.9% 0.1%
Colonial Savings, F.A. $255,000 n/a 0.1%
NORTHROP GRUMMAN Federal Credit Union $255,000 n/a 0.1%
CHEVRON $295,000 $245,000 -16.9% 0.1%
TruHome Solutions, LLC $800,000 $245,000 -69.4% 0.1%
OAKTREE FUNDING CORP. $235,000 n/a 0.1%
ALLIANT CREDIT UNION $230,000 n/a 0.1%
BELEM SERVICING LLC $225,000 n/a 0.1%
FIRST COLONY MORTGAGE CORPORATION $225,000 n/a 0.1%
LIBERTY HOME MORTGAGE CORPORATION $220,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,055,000 $215,000 -79.6% 0.1%
Fifth Third Bank $215,000 n/a 0.1%
ON Q FINANCIAL, INC. $475,000 $215,000 -54.7% 0.1%
PacWest Funding Inc. $2,525,000 $210,000 -91.7% 0.1%
Sunflower Bank $205,000 n/a 0.1%
HomeStreet Bank $430,000 $195,000 -54.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $635,000 $195,000 -69.3% 0.0%
PENTAGON FEDERAL CREDIT UNION $1,260,000 $190,000 -84.9% 0.0%
Merchants Mortgage & Trust Corporation $155,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $305,000 $145,000 -52.5% 0.0%
Boeing Employees Credit Union $960,000 $140,000 -85.4% 0.0%
HORIZON $135,000 n/a 0.0%
KINECTA $125,000 n/a 0.0%
M&T Bank $165,000 $125,000 -24.2% 0.0%
Pacific NW Federal Credit Union $115,000 n/a 0.0%
ADVANTIS $120,000 $105,000 -12.5% 0.0%
iQ Credit Union $115,000 $100,000 -13.0% 0.0%
RANLIFE, INC. $1,760,000 $90,000 -94.9% 0.0%
UNIVERSITY CREDIT UNION $85,000 n/a 0.0%
Oregon State Credit Union $55,000 $80,000 45.5% 0.0%
PACIFIC CASCADE FEDERAL CREDIT UNION $75,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $715,000 $65,000 -90.9% 0.0%
Lakeview Community Capital, LLC $130,000 $45,000 -65.4% 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

Roseburg's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.9% market share. In second place, with 6.1%, is Umpqua Bank, having originated $24,340,000 in loans. In third place, with 6.0%, is QUICKEN LOANS, LLC, having originated $23,850,000 in loans. In fourth place, with 5.7%, is ROGUE, having originated $23,025,000 in loans. In fifth place, with 4.6%, is NEWREZ LLC, having originated $18,320,000 in loans.


Roseburg Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Roseburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $306,975 (20.4%) $449,079 (21.0%) 0.00 383
2018-02-01 $304,950 (16.4%) $453,735 (21.7%) 0.00 392
2018-03-01 $299,000 (4.9%) $452,392 (16.4%) 0.00 398
2018-04-01 $323,725 (12.0%) $464,881 (15.8%) 0.00 413
2018-05-01 $325,000 (0.0%) $465,026 (12.7%) 0.00 427
2018-06-01 $319,000 (0.3%) $437,026 (8.2%) 0.00 495
2018-07-01 $309,100 (-4.9%) $437,149 (-1.0%) 0.00 514
2018-08-01 $299,950 (-3.6%) $421,719 (-3.6%) 0.00 539
2018-09-01 $298,250 (0.1%) $418,383 (-0.8%) 0.00 531
2018-10-01 $298,700 (2.2%) $428,014 (2.3%) 0.00 507
2018-11-01 $299,598 (1.0%) $441,058 (0.6%) 0.00 460
2018-12-01 $299,900 (1.7%) $448,220 (1.5%) 0.00 454
2019-01-01 $303,748 (-1.1%) $446,084 (-0.7%) 0.00 446
2019-02-01 $316,250 (3.7%) $452,123 (-0.4%) 0.00 437
2019-03-01 $324,950 (8.7%) $455,448 (0.7%) 0.00 417
2019-04-01 $324,925 (0.4%) $451,198 (-2.9%) 0.00 403
2019-05-01 $331,150 (1.9%) $459,343 (-1.2%) 0.00 413
2019-06-01 $335,000 (5.0%) $460,367 (5.3%) 0.00 467
2019-07-01 $337,450 (9.2%) $457,865 (4.7%) 0.00 478
2019-08-01 $333,500 (11.2%) $444,587 (5.4%) 0.00 480
2019-09-01 $331,250 (11.1%) $432,897 (3.5%) 0.00 467
2019-10-01 $327,225 (9.6%) $412,827 (-3.6%) 0.00 439
2019-11-01 $305,000 (1.8%) $397,730 (-9.8%) 0.00 416
2019-12-01 $291,075 (-2.9%) $382,332 (-14.7%) 0.00 392
2020-01-01 $302,125 (-0.5%) $379,920 (-14.8%) 0.00 365
2020-02-01 $319,450 (1.0%) $412,281 (-8.8%) 0.00 345
2020-03-01 $319,950 (-1.5%) $414,607 (-9.0%) 0.00 349
2020-04-01 $319,475 (-1.7%) $421,352 (-6.6%) 0.00 353
2020-05-01 $325,000 (-1.9%) $433,791 (-5.6%) 0.00 339
2020-06-01 $339,225 (1.3%) $448,213 (-2.6%) 0.00 317
2020-07-01 $331,250 (-1.8%) $434,640 (-5.1%) 0.00 263
2020-08-01 $330,000 (-1.1%) $463,403 (4.2%) 0.00 232
2020-09-01 $340,975 (2.9%) $474,868 (9.7%) 0.00 213
2020-10-01 $346,500 (5.9%) $494,073 (19.7%) 0.00 190
2020-11-01 $340,950 (11.8%) $493,487 (24.1%) 0.00 162
2020-12-01 $327,400 (12.5%) $464,241 (21.4%) 0.00 145
2021-01-01 $320,000 (5.9%) $471,128 (24.0%) 0.00 130
2021-02-01 $307,450 (-3.8%) $421,523 (2.2%) 0.00 110
2021-03-01 $318,475 (-0.5%) $417,648 (0.7%) 0.00 102
2021-04-01 $344,950 (8.0%) $447,013 (6.1%) 0.00 104
2021-05-01 $349,950 (7.7%) $478,365 (10.3%) 0.00 123
2021-06-01 $345,750 (1.9%) $477,531 (6.5%) 0.00 128
2021-07-01 $350,000 (5.7%) $506,521 (16.5%) 0.00 164
2021-08-01 $359,975 (9.1%) $502,898 (8.5%) 0.00 194
2021-09-01 $363,725 (6.7%) $492,956 (3.8%) 0.00 210
2021-10-01 $375,000 (8.2%) $518,790 (5.0%) 0.00 205
2021-11-01 $369,700 (8.4%) $524,951 (6.4%) 0.00 190
2021-12-01 $387,450 (18.3%) $546,396 (17.7%) 0.00 176
2022-01-01 $399,000 (24.7%) $587,452 (24.7%) 0.00 137
2022-02-01 $398,000 (29.5%) $603,940 (43.3%) 0.00 137
2022-03-01 $409,700 (28.6%) $637,626 (52.7%) 0.00 125
2022-04-01 $420,000 (21.8%) $600,704 (34.4%) 0.00 163
2022-05-01 $422,500 (20.7%) $586,905 (22.7%) 0.00 187
2022-06-01 $415,000 (20.0%) $568,297 (19.0%) 0.00 232
2022-07-01 $407,500 (16.4%) $561,509 (10.9%) 0.00 278
2022-08-01 $423,450 (17.6%) $566,393 (12.6%) 0.00 271
2022-09-01 $439,225 (20.8%) $582,194 (18.1%) 0.00 282
2022-10-01 $419,450 (11.9%) $568,160 (9.5%) 0.00 300
2022-11-01 $414,356 (12.1%) $580,009 (10.5%) 0.00 289
2022-12-01 $412,989 (6.6%) $588,218 (7.7%) 0.00 278
2023-01-01 $417,000 (4.5%) $586,670 (-0.1%) 0.00 253
2023-02-01 $419,750 (5.5%) $583,010 (-3.5%) 0.00 237
2023-03-01 $454,500 (10.9%) $609,035 (-4.5%) 0.00 225
2023-04-01 $450,000 (7.1%) $615,089 (2.4%) 0.00 207
2023-05-01 $449,000 (6.3%) $601,153 (2.4%) 0.00 233
2023-06-01 $449,850 (8.4%) $612,157 (7.7%) 0.00 252
2023-07-01 $436,500 (7.1%) $613,058 (9.2%) 0.00 263
2023-08-01 $433,700 (2.4%) $614,914 (8.6%) 0.00 295
2023-09-01 $417,450 (-5.0%) $590,403 (1.4%) 0.00 314
2023-10-01 $399,250 (-4.8%) $579,173 (1.9%) 0.00 303
2023-11-01 $399,900 (-3.5%) $577,091 (-0.5%) 0.00 279
2023-12-01 $385,000 (-6.8%) $558,102 (-5.1%) 0.00 264
2024-01-01 $385,000 (-7.7%) $569,861 (-2.9%) 0.00 238
2024-02-01 $381,500 (-9.1%) $576,813 (-1.1%) 0.00 220
2024-03-01 $390,000 (-14.2%) $566,483 (-7.0%) 0.00 217
2024-04-01 $402,000 (-10.7%) $554,023 (-9.9%) 0.00 261
2024-05-01 $422,475 (-5.9%) $566,628 (-5.7%) 0.00 281
2024-06-01 $449,000 (-0.2%) $573,314 (-6.4%) 0.00 344
Roseburg's median listing price for 2024-06-01 was $449,000, a difference of $-850 (-0.2%) versus the prior year and $26,525 versus the prior month.

Roseburg's median listing price comes in at 0% of the national average.

Roseburg's average listing price for 2024-06-01 was $573,314, a difference of $-38,843 (-6.4%) versus the prior year and $6,686 versus the prior month.

For the 2024-06-01 period, Roseburg had 344 MLS listings, a difference of 63 listings (22%) versus the prior month and 92 listings (37%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Roseburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,900 sqft
2018-02-01 0 days 1,893 sqft
2018-03-01 0 days 1,892 sqft
2018-04-01 0 days 1,919 sqft
2018-05-01 0 days 1,942 sqft
2018-06-01 0 days 1,874 sqft
2018-07-01 0 days 1,871 sqft
2018-08-01 0 days 1,852 sqft
2018-09-01 0 days 1,845 sqft
2018-10-01 0 days 1,850 sqft
2018-11-01 0 days 1,850 sqft
2018-12-01 0 days 1,852 sqft
2019-01-01 0 days 1,853 sqft
2019-02-01 0 days 1,885 sqft
2019-03-01 0 days 1,902 sqft
2019-04-01 0 days 1,901 sqft
2019-05-01 0 days 1,936 sqft
2019-06-01 0 days 1,953 sqft
2019-07-01 0 days 1,954 sqft
2019-08-01 0 days 1,950 sqft
2019-09-01 0 days 1,946 sqft
2019-10-01 0 days 1,935 sqft
2019-11-01 0 days 1,869 sqft
2019-12-01 0 days 1,825 sqft
2020-01-01 0 days 1,842 sqft
2020-02-01 0 days 1,873 sqft
2020-03-01 0 days 1,851 sqft
2020-04-01 0 days 1,848 sqft
2020-05-01 0 days 1,889 sqft
2020-06-01 0 days 1,944 sqft
2020-07-01 0 days 1,916 sqft
2020-08-01 0 days 1,920 sqft
2020-09-01 0 days 1,933 sqft
2020-10-01 0 days 1,908 sqft
2020-11-01 0 days 1,869 sqft
2020-12-01 0 days 1,854 sqft
2021-01-01 0 days 1,838 sqft
2021-02-01 0 days 1,699 sqft
2021-03-01 0 days 1,699 sqft
2021-04-01 0 days 1,818 sqft
2021-05-01 0 days 1,808 sqft
2021-06-01 0 days 1,716 sqft
2021-07-01 0 days 1,790 sqft
2021-08-01 0 days 1,745 sqft
2021-09-01 0 days 1,665 sqft
2021-10-01 0 days 1,656 sqft
2021-11-01 0 days 1,703 sqft
2021-12-01 0 days 1,772 sqft
2022-01-01 0 days 1,784 sqft
2022-02-01 0 days 1,767 sqft
2022-03-01 0 days 1,795 sqft
2022-04-01 0 days 1,768 sqft
2022-05-01 0 days 1,798 sqft
2022-06-01 0 days 1,765 sqft
2022-07-01 0 days 1,763 sqft
2022-08-01 0 days 1,770 sqft
2022-09-01 0 days 1,810 sqft
2022-10-01 0 days 1,763 sqft
2022-11-01 0 days 1,765 sqft
2022-12-01 0 days 1,756 sqft
2023-01-01 0 days 1,781 sqft
2023-02-01 0 days 1,713 sqft
2023-03-01 0 days 1,834 sqft
2023-04-01 0 days 1,877 sqft
2023-05-01 0 days 1,820 sqft
2023-06-01 0 days 1,836 sqft
2023-07-01 0 days 1,815 sqft
2023-08-01 0 days 1,824 sqft
2023-09-01 0 days 1,749 sqft
2023-10-01 0 days 1,743 sqft
2023-11-01 0 days 1,731 sqft
2023-12-01 0 days 1,715 sqft
2024-01-01 0 days 1,698 sqft
2024-02-01 0 days 1,680 sqft
2024-03-01 0 days 1,695 sqft
2024-04-01 0 days 1,730 sqft
2024-05-01 0 days 1,813 sqft
2024-06-01 0 days 1,800 sqft
Roseburg's median listing age (time on market) for 2024-06-01 was 0 days.

Roseburg's median square footage for active listings during the 2024-06-01 period was 1,800 sqft. One year prior, the average listing was 1,836 sqft.

Roseburg, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 951 $290,475,000 $305,442
Cash Out Refi 254 $57,860,000 $227,795
Other 217 $16,305,000 $75,138
Home Improvement 177 $11,925,000 $67,373
Refi 104 $24,130,000 $232,019

Roseburg's most frequently cited loan purpose was Home Purchase, with 951 originations. The 2nd most popular reason was Cash Out Refi, with 254 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 638 $175,210,000 $274,624
7-8% 372 $92,330,000 $248,199
Over 8% 365 $44,405,000 $121,658
5-6% 269 $73,965,000 $274,963
4-5% 21 $5,515,000 $262,619
<2.5% 6 $640,000 $106,667
2.5-3% 2 $420,000 $210,000

During 2023, Roseburg's most frequently originated rate bucket was 6-7%, with 638 originations.

Loan Sizing (Roseburg, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 766 $220,560,000 $287,937
$100,000 or less 448 $23,420,000 $52,277
$100k-200k 304 $45,150,000 $148,520
$400k-600k 150 $70,290,000 $468,600
$600k-1000k 28 $18,920,000 $675,714
$Over $1MM 7 $22,355,000 $3,193,571

Roseburg's loan sizing saw the bucket of loans from $200k-400k with 766 originations, totaling $220,560,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 695 $214,085,000 $308,036
Under 20% 321 $15,645,000 $48,738
60-80% 267 $85,755,000 $321,180
20-40% 191 $21,845,000 $114,372
40-60% 168 $44,040,000 $262,143
Over 100% 29 $10,725,000 $369,828

Roseburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 695 originations, totaling $214,085,000 in origination value.