Roseburg Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Roseburg averaged
7.3%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
6.78% and
one month ago for the week of 2024-03-14, the
average rate was 6.64%.
Roseburg's average rate one year ago was 6.17%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7.5%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Roseburg 30 Year Fixed Rate | 2024-04-18 | 7.3% |
| Roseburg 30 Year Fixed Rate Refi | 2024-04-18 | 7.5% |
| Roseburg 15 Year Fixed Rate | 2024-04-18 | 6.29% |
| Roseburg 15 Year Fixed Rate Refi | 2024-04-18 | 6.79% |
| Roseburg 30 Year FHA | 2024-04-18 | 6.81% |
| Roseburg 30 Year FHA Refi | 2024-04-18 | 6.76% |
| Roseburg 30 Year USDA | 2024-04-18 | 6.66% |
| Roseburg 30 Year USDA Refi | 2024-04-18 | 6.66% |
| Roseburg 30 Year VA | 2024-04-18 | 6.83% |
| Roseburg 30 Year VA Refi | 2024-04-18 | 6.66% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Roseburg, OR.
Roseburg Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Roseburg, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Roseburg Average Closing Costs & Other Stats
Roseburg, OR's 97 lenders originated 1,703
loans during 2023. The total origination value was $400,695,000, with an average loan value of
$235,288.
Roseburg's average closing costs are $5,899.
The top Roseburg lender as defined by loan originations is ROGUE, with
47 loans originated. Their average total fees are
$5,589, which is $3,228
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Roseburg lenders (with over 10 loans originated) are
Banner Bank ($4,030), U.S. Bank ($4,736), Flagstar Bank, FSB ($4,800), ROGUE ($5,589) and NEWREZ LLC ($5,720).
The lowest rate Roseburg lenders (with over 10 loans originated) are
U.S. Bank (6.37%), QUICKEN LOANS, LLC (6.52%), TWINSTAR (6.63%), CMG MORTGAGE, INC. (6.65%) and LOANDEPOT.COM, LLC (6.66%).
Roseburg, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $32,000,000 | $31,610,000 | -1.2% | 7.9% |
| Umpqua Bank | $75,855,000 | $24,340,000 | -67.9% | 6.1% |
| QUICKEN LOANS, LLC | $34,205,000 | $23,850,000 | -30.3% | 6.0% |
| ROGUE | $26,425,000 | $23,025,000 | -12.9% | 5.7% |
| NEWREZ LLC | $3,520,000 | $18,320,000 | 420.5% | 4.6% |
| GoPrime Mortgage, Inc. | $27,665,000 | $15,585,000 | -43.7% | 3.9% |
| TWINSTAR | $14,865,000 | n/a | 3.7% | |
| SUMMIT FUNDING, INC. | $23,365,000 | $14,525,000 | -37.8% | 3.6% |
| LOANDEPOT.COM, LLC | $18,490,000 | $10,985,000 | -40.6% | 2.7% |
| Willamette Valley Bank | $970,000 | $10,985,000 | 1,032.5% | 2.7% |
| CMG MORTGAGE, INC. | $3,785,000 | $8,855,000 | 133.9% | 2.2% |
| GUILD MORTGAGE COMPANY | $9,350,000 | $8,775,000 | -6.1% | 2.2% |
| Mortgage Research Center, LLC | $15,745,000 | $8,325,000 | -47.1% | 2.1% |
| Century Mortgage Company DBA Century Lending Company | $6,435,000 | $7,725,000 | 20.0% | 1.9% |
| U.S. Bank | $12,110,000 | $7,525,000 | -37.9% | 1.9% |
| DIRECTORS MORTGAGE, INC. | $10,795,000 | $6,645,000 | -38.4% | 1.7% |
| OnPoint Community Credit Union | $2,655,000 | $6,590,000 | 148.2% | 1.6% |
| Flagstar Bank, FSB | $9,465,000 | $5,920,000 | -37.5% | 1.5% |
| Golden Empire Mortgage, Inc. | $1,515,000 | $5,690,000 | 275.6% | 1.4% |
| Banner Bank | $6,905,000 | $5,430,000 | -21.4% | 1.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,580,000 | $5,425,000 | 51.5% | 1.4% |
| PLAZA HOME MORTGAGE, INC. | $11,955,000 | $4,730,000 | -60.4% | 1.2% |
| FREEDOM MORTGAGE CORPORATION | $9,975,000 | $4,225,000 | -57.6% | 1.1% |
| FIRST COMMUNITY | $8,765,000 | $4,035,000 | -54.0% | 1.0% |
| NATIONS DIRECT MORTGAGE, LLC | $2,990,000 | $3,955,000 | 32.3% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $7,680,000 | $3,735,000 | -51.4% | 0.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $9,675,000 | $3,475,000 | -64.1% | 0.9% |
| MOVEMENT MORTGAGE, LLC | $1,980,000 | $3,195,000 | 61.4% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,615,000 | $3,020,000 | -54.3% | 0.8% |
| Nations Lending Corporation | $2,995,000 | $2,880,000 | -3.8% | 0.7% |
| JPMorgan Chase Bank | $5,340,000 | $2,870,000 | -46.3% | 0.7% |
| TRIAD FINANCIAL SERVICES, INC. | $405,000 | $2,525,000 | 523.5% | 0.6% |
| MARION AND POLK SCHOOLS CREDIT UNION | $55,000 | $2,410,000 | 4,281.8% | 0.6% |
| Oregon Pacific Banking Company | $2,185,000 | n/a | 0.5% | |
| BROKER SOLUTIONS, INC. | $3,515,000 | $2,170,000 | -38.3% | 0.5% |
| USAA Federal Savings Bank | $3,650,000 | $2,140,000 | -41.4% | 0.5% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $2,390,000 | $2,045,000 | -14.4% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,980,000 | $2,045,000 | -65.8% | 0.5% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $4,580,000 | $2,045,000 | -55.3% | 0.5% |
| OREGON COMMUNITY | $4,390,000 | $1,935,000 | -55.9% | 0.5% |
| The Loan Store, Inc. | $1,930,000 | n/a | 0.5% | |
| Gallic & Johnson, LLC | $945,000 | $1,925,000 | 103.7% | 0.5% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $1,450,000 | $1,885,000 | 30.0% | 0.5% |
| S1L, Inc. | $3,635,000 | $1,840,000 | -49.4% | 0.5% |
| OCMBC, INC. | $1,660,000 | n/a | 0.4% | |
| Equity Prime Mortgage LLC | $1,635,000 | n/a | 0.4% | |
| NAVY FEDERAL CREDIT UNION | $2,795,000 | $1,630,000 | -41.7% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,515,000 | $1,585,000 | 4.6% | 0.4% |
| NEW DAY FINANCIAL, LLC | $5,455,000 | $1,585,000 | -70.9% | 0.4% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $1,545,000 | n/a | 0.4% | |
| People's Bank of Commerce | $1,545,000 | n/a | 0.4% | |
| FIRST TECHNOLOGY | $195,000 | $1,485,000 | 661.5% | 0.4% |
| Bank of America | $875,000 | $1,475,000 | 68.6% | 0.4% |
| KeyBank | $7,235,000 | $1,470,000 | -79.7% | 0.4% |
| Magnolia Bank | $835,000 | $1,430,000 | 71.3% | 0.4% |
| CANOPY MORTGAGE, LLC | $1,380,000 | n/a | 0.3% | |
| AMERISAVE MORTGAGE CORPORATION | $4,315,000 | $1,360,000 | -68.5% | 0.3% |
| The Federal Savings Bank | $2,075,000 | $1,360,000 | -34.5% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $1,730,000 | $1,295,000 | -25.1% | 0.3% |
| Carrington Mortgage Services, LLC | $2,955,000 | $1,215,000 | -58.9% | 0.3% |
| Wells Fargo Bank | $6,230,000 | $935,000 | -85.0% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $2,885,000 | $915,000 | -68.3% | 0.2% |
| ZILLOW HOME LOANS, LLC | $1,070,000 | $900,000 | -15.9% | 0.2% |
| SIRVA MORTGAGE, INC. | $870,000 | n/a | 0.2% | |
| Discover Bank | $475,000 | $860,000 | 81.1% | 0.2% |
| 21ST MORTGAGE CORPORATION | $600,000 | $855,000 | 42.5% | 0.2% |
| MOUNTAIN WEST FINANCIAL, INC. | $1,835,000 | $835,000 | -54.5% | 0.2% |
| Northwest Farm Credit Services, FLCA | $900,000 | $835,000 | -7.2% | 0.2% |
| First Interstate Bank | $1,625,000 | $815,000 | -49.8% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $845,000 | $815,000 | -3.6% | 0.2% |
| Morgan Stanley Private Bank | $1,170,000 | $790,000 | -32.5% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $1,175,000 | $785,000 | -33.2% | 0.2% |
| GESA | $195,000 | $785,000 | 302.6% | 0.2% |
| PNC Bank | $725,000 | $780,000 | 7.6% | 0.2% |
| CALIBER HOME LOANS, INC. | $42,460,000 | $760,000 | -98.2% | 0.2% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $695,000 | $760,000 | 9.4% | 0.2% |
| AMERICAN FINANCING CORPORATION | $1,315,000 | $715,000 | -45.6% | 0.2% |
| SELCO COMMUNITY | $2,610,000 | $715,000 | -72.6% | 0.2% |
| MOUNTAIN AMERICA | $55,000 | $705,000 | 1,181.8% | 0.2% |
| The Huntington National Bank | $585,000 | $705,000 | 20.5% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $690,000 | n/a | 0.2% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $195,000 | $690,000 | 253.8% | 0.2% |
| Rivermark Community Credit Union | $275,000 | $660,000 | 140.0% | 0.2% |
| Coastal Community Bank | $655,000 | n/a | 0.2% | |
| STAR ONE CREDIT UNION | $365,000 | $650,000 | 78.1% | 0.2% |
| VERITAS FUNDING, LLC | $520,000 | $635,000 | 22.1% | 0.2% |
| Truist | $315,000 | $625,000 | 98.4% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $3,080,000 | $620,000 | -79.9% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $2,355,000 | $615,000 | -73.9% | 0.2% |
| Loan Simple, Inc. | $1,165,000 | $605,000 | -48.1% | 0.2% |
| Mid Oregon Federal Credit Union | $45,000 | $600,000 | 1,233.3% | 0.1% |
| LENDSURE MORTGAGE CORP. | $235,000 | $580,000 | 146.8% | 0.1% |
| RESIDENTIAL BANCORP | $560,000 | $560,000 | 0.0% | 0.1% |
| LOANPAL, LLC | $640,000 | $530,000 | -17.2% | 0.1% |
| PHH Mortgage Corporation | $600,000 | $530,000 | -11.7% | 0.1% |
| LPMC, LLC | $430,000 | $520,000 | 20.9% | 0.1% |
| Washington Federal Bank | $1,510,000 | $510,000 | -66.2% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $500,000 | n/a | 0.1% | |
| HighTechLending Inc | $490,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $540,000 | $490,000 | -9.3% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $530,000 | $485,000 | -8.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,465,000 | $475,000 | -86.3% | 0.1% |
| Figure Lending LLC | $510,000 | $465,000 | -8.8% | 0.1% |
| MLD MORTGAGE INC. | $460,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $1,145,000 | $460,000 | -59.8% | 0.1% |
| MORTGAGE EXPRESS, LLC | $1,515,000 | $455,000 | -70.0% | 0.1% |
| 1st Security Bank of Washington | $115,000 | $430,000 | 273.9% | 0.1% |
| SAMMAMISH MORTGAGE COMPANY | $415,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $665,000 | $415,000 | -37.6% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $400,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $195,000 | $395,000 | 102.6% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $800,000 | $390,000 | -51.3% | 0.1% |
| V.I.P. MORTGAGE, INC. | $385,000 | n/a | 0.1% | |
| RED CANOE CREDIT UNION | $365,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $355,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $500,000 | $340,000 | -32.0% | 0.1% |
| MANN FINANCIAL INC. | $1,110,000 | $335,000 | -69.8% | 0.1% |
| Plains Commerce Bank | $540,000 | $335,000 | -38.0% | 0.1% |
| NBKC BANK | $630,000 | $325,000 | -48.4% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $905,000 | $315,000 | -65.2% | 0.1% |
| Firefighters First Federal Credit Union | $315,000 | n/a | 0.1% | |
| Heritage Bank | $355,000 | $305,000 | -14.1% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $2,530,000 | $305,000 | -87.9% | 0.1% |
| UNION HOME MORTGAGE CORP. | $305,000 | n/a | 0.1% | |
| NMSI, INC. | $295,000 | n/a | 0.1% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $265,000 | $295,000 | 11.3% | 0.1% |
| GUARANTEED RATE, INC. | $1,785,000 | $285,000 | -84.0% | 0.1% |
| PREMIA MORTGAGE, LLC | $575,000 | $285,000 | -50.4% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $220,000 | $280,000 | 27.3% | 0.1% |
| Prosperity Home Mortgage, LLC | $315,000 | $270,000 | -14.3% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $155,000 | $265,000 | 71.0% | 0.1% |
| MYCUMORTGAGE, LLC | $265,000 | n/a | 0.1% | |
| Unitus Community Credit Union | $615,000 | $265,000 | -56.9% | 0.1% |
| Colonial Savings, F.A. | $255,000 | n/a | 0.1% | |
| NORTHROP GRUMMAN Federal Credit Union | $255,000 | n/a | 0.1% | |
| CHEVRON | $295,000 | $245,000 | -16.9% | 0.1% |
| TruHome Solutions, LLC | $800,000 | $245,000 | -69.4% | 0.1% |
| OAKTREE FUNDING CORP. | $235,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $230,000 | n/a | 0.1% | |
| BELEM SERVICING LLC | $225,000 | n/a | 0.1% | |
| FIRST COLONY MORTGAGE CORPORATION | $225,000 | n/a | 0.1% | |
| LIBERTY HOME MORTGAGE CORPORATION | $220,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,055,000 | $215,000 | -79.6% | 0.1% |
| Fifth Third Bank | $215,000 | n/a | 0.1% | |
| ON Q FINANCIAL, INC. | $475,000 | $215,000 | -54.7% | 0.1% |
| PacWest Funding Inc. | $2,525,000 | $210,000 | -91.7% | 0.1% |
| Sunflower Bank | $205,000 | n/a | 0.1% | |
| HomeStreet Bank | $430,000 | $195,000 | -54.7% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $635,000 | $195,000 | -69.3% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $1,260,000 | $190,000 | -84.9% | 0.0% |
| Merchants Mortgage & Trust Corporation | $155,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $305,000 | $145,000 | -52.5% | 0.0% |
| Boeing Employees Credit Union | $960,000 | $140,000 | -85.4% | 0.0% |
| HORIZON | $135,000 | n/a | 0.0% | |
| KINECTA | $125,000 | n/a | 0.0% | |
| M&T Bank | $165,000 | $125,000 | -24.2% | 0.0% |
| Pacific NW Federal Credit Union | $115,000 | n/a | 0.0% | |
| ADVANTIS | $120,000 | $105,000 | -12.5% | 0.0% |
| iQ Credit Union | $115,000 | $100,000 | -13.0% | 0.0% |
| RANLIFE, INC. | $1,760,000 | $90,000 | -94.9% | 0.0% |
| UNIVERSITY CREDIT UNION | $85,000 | n/a | 0.0% | |
| Oregon State Credit Union | $55,000 | $80,000 | 45.5% | 0.0% |
| PACIFIC CASCADE FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $715,000 | $65,000 | -90.9% | 0.0% |
| Lakeview Community Capital, LLC | $130,000 | $45,000 | -65.4% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% |
Roseburg's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.9% market share. In second place, with 6.1%, is Umpqua Bank, having originated $24,340,000 in loans. In third place, with 6.0%, is QUICKEN LOANS, LLC, having originated $23,850,000 in loans. In fourth place, with 5.7%, is ROGUE, having originated $23,025,000 in loans. In fifth place, with 4.6%, is NEWREZ LLC, having originated $18,320,000 in loans.
Roseburg Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Roseburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $306,975 (20.4%) | $449,079 (21.0%) | 0.00 | 383 |
| 2018-02-01 | $304,950 (16.4%) | $453,735 (21.7%) | 0.00 | 392 |
| 2018-03-01 | $299,000 (4.9%) | $452,392 (16.4%) | 0.00 | 398 |
| 2018-04-01 | $323,725 (12.0%) | $464,881 (15.8%) | 0.00 | 413 |
| 2018-05-01 | $325,000 (0.0%) | $465,026 (12.7%) | 0.00 | 427 |
| 2018-06-01 | $319,000 (0.3%) | $437,026 (8.2%) | 0.00 | 495 |
| 2018-07-01 | $309,100 (-4.9%) | $437,149 (-1.0%) | 0.00 | 514 |
| 2018-08-01 | $299,950 (-3.6%) | $421,719 (-3.6%) | 0.00 | 539 |
| 2018-09-01 | $298,250 (0.1%) | $418,383 (-0.8%) | 0.00 | 531 |
| 2018-10-01 | $298,700 (2.2%) | $428,014 (2.3%) | 0.00 | 507 |
| 2018-11-01 | $299,598 (1.0%) | $441,058 (0.6%) | 0.00 | 460 |
| 2018-12-01 | $299,900 (1.7%) | $448,220 (1.5%) | 0.00 | 454 |
| 2019-01-01 | $303,748 (-1.1%) | $446,084 (-0.7%) | 0.00 | 446 |
| 2019-02-01 | $316,250 (3.7%) | $452,123 (-0.4%) | 0.00 | 437 |
| 2019-03-01 | $324,950 (8.7%) | $455,448 (0.7%) | 0.00 | 417 |
| 2019-04-01 | $324,925 (0.4%) | $451,198 (-2.9%) | 0.00 | 403 |
| 2019-05-01 | $331,150 (1.9%) | $459,343 (-1.2%) | 0.00 | 413 |
| 2019-06-01 | $335,000 (5.0%) | $460,367 (5.3%) | 0.00 | 467 |
| 2019-07-01 | $337,450 (9.2%) | $457,865 (4.7%) | 0.00 | 478 |
| 2019-08-01 | $333,500 (11.2%) | $444,587 (5.4%) | 0.00 | 480 |
| 2019-09-01 | $331,250 (11.1%) | $432,897 (3.5%) | 0.00 | 467 |
| 2019-10-01 | $327,225 (9.6%) | $412,827 (-3.6%) | 0.00 | 439 |
| 2019-11-01 | $305,000 (1.8%) | $397,730 (-9.8%) | 0.00 | 416 |
| 2019-12-01 | $291,075 (-2.9%) | $382,332 (-14.7%) | 0.00 | 392 |
| 2020-01-01 | $302,125 (-0.5%) | $379,920 (-14.8%) | 0.00 | 365 |
| 2020-02-01 | $319,450 (1.0%) | $412,281 (-8.8%) | 0.00 | 345 |
| 2020-03-01 | $319,950 (-1.5%) | $414,607 (-9.0%) | 0.00 | 349 |
| 2020-04-01 | $319,475 (-1.7%) | $421,352 (-6.6%) | 0.00 | 353 |
| 2020-05-01 | $325,000 (-1.9%) | $433,791 (-5.6%) | 0.00 | 339 |
| 2020-06-01 | $339,225 (1.3%) | $448,213 (-2.6%) | 0.00 | 317 |
| 2020-07-01 | $331,250 (-1.8%) | $434,640 (-5.1%) | 0.00 | 263 |
| 2020-08-01 | $330,000 (-1.1%) | $463,403 (4.2%) | 0.00 | 232 |
| 2020-09-01 | $340,975 (2.9%) | $474,868 (9.7%) | 0.00 | 213 |
| 2020-10-01 | $346,500 (5.9%) | $494,073 (19.7%) | 0.00 | 190 |
| 2020-11-01 | $340,950 (11.8%) | $493,487 (24.1%) | 0.00 | 162 |
| 2020-12-01 | $327,400 (12.5%) | $464,241 (21.4%) | 0.00 | 145 |
| 2021-01-01 | $320,000 (5.9%) | $471,128 (24.0%) | 0.00 | 130 |
| 2021-02-01 | $307,450 (-3.8%) | $421,523 (2.2%) | 0.00 | 110 |
| 2021-03-01 | $318,475 (-0.5%) | $417,648 (0.7%) | 0.00 | 102 |
| 2021-04-01 | $344,950 (8.0%) | $447,013 (6.1%) | 0.00 | 104 |
| 2021-05-01 | $349,950 (7.7%) | $478,365 (10.3%) | 0.00 | 123 |
| 2021-06-01 | $345,750 (1.9%) | $477,531 (6.5%) | 0.00 | 128 |
| 2021-07-01 | $350,000 (5.7%) | $506,521 (16.5%) | 0.00 | 164 |
| 2021-08-01 | $359,975 (9.1%) | $502,898 (8.5%) | 0.00 | 194 |
| 2021-09-01 | $363,725 (6.7%) | $492,956 (3.8%) | 0.00 | 210 |
| 2021-10-01 | $375,000 (8.2%) | $518,790 (5.0%) | 0.00 | 205 |
| 2021-11-01 | $369,700 (8.4%) | $524,951 (6.4%) | 0.00 | 190 |
| 2021-12-01 | $387,450 (18.3%) | $546,396 (17.7%) | 0.00 | 176 |
| 2022-01-01 | $399,000 (24.7%) | $587,452 (24.7%) | 0.00 | 137 |
| 2022-02-01 | $398,000 (29.5%) | $603,940 (43.3%) | 0.00 | 137 |
| 2022-03-01 | $409,700 (28.6%) | $637,626 (52.7%) | 0.00 | 125 |
| 2022-04-01 | $420,000 (21.8%) | $600,704 (34.4%) | 0.00 | 163 |
| 2022-05-01 | $422,500 (20.7%) | $586,905 (22.7%) | 0.00 | 187 |
| 2022-06-01 | $415,000 (20.0%) | $568,297 (19.0%) | 0.00 | 232 |
| 2022-07-01 | $407,500 (16.4%) | $561,509 (10.9%) | 0.00 | 278 |
| 2022-08-01 | $423,450 (17.6%) | $566,393 (12.6%) | 0.00 | 271 |
| 2022-09-01 | $439,225 (20.8%) | $582,194 (18.1%) | 0.00 | 282 |
| 2022-10-01 | $419,450 (11.9%) | $568,160 (9.5%) | 0.00 | 300 |
| 2022-11-01 | $414,356 (12.1%) | $580,009 (10.5%) | 0.00 | 289 |
| 2022-12-01 | $412,989 (6.6%) | $588,218 (7.7%) | 0.00 | 278 |
| 2023-01-01 | $417,000 (4.5%) | $586,670 (-0.1%) | 0.00 | 253 |
| 2023-02-01 | $419,750 (5.5%) | $583,010 (-3.5%) | 0.00 | 237 |
| 2023-03-01 | $454,500 (10.9%) | $609,035 (-4.5%) | 0.00 | 225 |
| 2023-04-01 | $450,000 (7.1%) | $615,089 (2.4%) | 0.00 | 207 |
| 2023-05-01 | $449,000 (6.3%) | $601,153 (2.4%) | 0.00 | 233 |
| 2023-06-01 | $449,850 (8.4%) | $612,157 (7.7%) | 0.00 | 252 |
| 2023-07-01 | $436,500 (7.1%) | $613,058 (9.2%) | 0.00 | 263 |
| 2023-08-01 | $433,700 (2.4%) | $614,914 (8.6%) | 0.00 | 295 |
| 2023-09-01 | $417,450 (-5.0%) | $590,403 (1.4%) | 0.00 | 314 |
| 2023-10-01 | $399,250 (-4.8%) | $579,173 (1.9%) | 0.00 | 303 |
| 2023-11-01 | $399,900 (-3.5%) | $577,091 (-0.5%) | 0.00 | 279 |
| 2023-12-01 | $385,000 (-6.8%) | $558,102 (-5.1%) | 0.00 | 264 |
| 2024-01-01 | $385,000 (-7.7%) | $569,861 (-2.9%) | 0.00 | 238 |
| 2024-02-01 | $381,500 (-9.1%) | $576,813 (-1.1%) | 0.00 | 220 |
| 2024-03-01 | $390,000 (-14.2%) | $566,483 (-7.0%) | 0.00 | 217 |
Roseburg's median listing price for 2024-03-01 was $390,000, a difference of
$-64,500
(-14.2%) versus the prior year and
$8,500 versus the prior month.
Roseburg's median listing price comes in at 0% of the national average.
Roseburg's average listing price for 2024-03-01 was $566,483, a difference of $-42,552 (-7.0%) versus the prior year and $-10,330 versus the prior month.
For the 2024-03-01 period, Roseburg had 217 MLS listings, a difference of -3 listings (-1%) versus the prior month and -8 listings (-4%) versus the prior year.
Roseburg's median listing price comes in at 0% of the national average.
Roseburg's average listing price for 2024-03-01 was $566,483, a difference of $-42,552 (-7.0%) versus the prior year and $-10,330 versus the prior month.
For the 2024-03-01 period, Roseburg had 217 MLS listings, a difference of -3 listings (-1%) versus the prior month and -8 listings (-4%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Roseburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,900 sqft |
| 2018-02-01 | 0 days | 1,893 sqft |
| 2018-03-01 | 0 days | 1,892 sqft |
| 2018-04-01 | 0 days | 1,919 sqft |
| 2018-05-01 | 0 days | 1,942 sqft |
| 2018-06-01 | 0 days | 1,874 sqft |
| 2018-07-01 | 0 days | 1,871 sqft |
| 2018-08-01 | 0 days | 1,852 sqft |
| 2018-09-01 | 0 days | 1,845 sqft |
| 2018-10-01 | 0 days | 1,850 sqft |
| 2018-11-01 | 0 days | 1,850 sqft |
| 2018-12-01 | 0 days | 1,852 sqft |
| 2019-01-01 | 0 days | 1,853 sqft |
| 2019-02-01 | 0 days | 1,885 sqft |
| 2019-03-01 | 0 days | 1,902 sqft |
| 2019-04-01 | 0 days | 1,901 sqft |
| 2019-05-01 | 0 days | 1,936 sqft |
| 2019-06-01 | 0 days | 1,953 sqft |
| 2019-07-01 | 0 days | 1,954 sqft |
| 2019-08-01 | 0 days | 1,950 sqft |
| 2019-09-01 | 0 days | 1,946 sqft |
| 2019-10-01 | 0 days | 1,935 sqft |
| 2019-11-01 | 0 days | 1,869 sqft |
| 2019-12-01 | 0 days | 1,825 sqft |
| 2020-01-01 | 0 days | 1,842 sqft |
| 2020-02-01 | 0 days | 1,873 sqft |
| 2020-03-01 | 0 days | 1,851 sqft |
| 2020-04-01 | 0 days | 1,848 sqft |
| 2020-05-01 | 0 days | 1,889 sqft |
| 2020-06-01 | 0 days | 1,944 sqft |
| 2020-07-01 | 0 days | 1,916 sqft |
| 2020-08-01 | 0 days | 1,920 sqft |
| 2020-09-01 | 0 days | 1,933 sqft |
| 2020-10-01 | 0 days | 1,908 sqft |
| 2020-11-01 | 0 days | 1,869 sqft |
| 2020-12-01 | 0 days | 1,854 sqft |
| 2021-01-01 | 0 days | 1,838 sqft |
| 2021-02-01 | 0 days | 1,699 sqft |
| 2021-03-01 | 0 days | 1,699 sqft |
| 2021-04-01 | 0 days | 1,818 sqft |
| 2021-05-01 | 0 days | 1,808 sqft |
| 2021-06-01 | 0 days | 1,716 sqft |
| 2021-07-01 | 0 days | 1,790 sqft |
| 2021-08-01 | 0 days | 1,745 sqft |
| 2021-09-01 | 0 days | 1,665 sqft |
| 2021-10-01 | 0 days | 1,656 sqft |
| 2021-11-01 | 0 days | 1,703 sqft |
| 2021-12-01 | 0 days | 1,772 sqft |
| 2022-01-01 | 0 days | 1,784 sqft |
| 2022-02-01 | 0 days | 1,767 sqft |
| 2022-03-01 | 0 days | 1,795 sqft |
| 2022-04-01 | 0 days | 1,768 sqft |
| 2022-05-01 | 0 days | 1,798 sqft |
| 2022-06-01 | 0 days | 1,765 sqft |
| 2022-07-01 | 0 days | 1,763 sqft |
| 2022-08-01 | 0 days | 1,770 sqft |
| 2022-09-01 | 0 days | 1,810 sqft |
| 2022-10-01 | 0 days | 1,763 sqft |
| 2022-11-01 | 0 days | 1,765 sqft |
| 2022-12-01 | 0 days | 1,756 sqft |
| 2023-01-01 | 0 days | 1,781 sqft |
| 2023-02-01 | 0 days | 1,713 sqft |
| 2023-03-01 | 0 days | 1,834 sqft |
| 2023-04-01 | 0 days | 1,877 sqft |
| 2023-05-01 | 0 days | 1,820 sqft |
| 2023-06-01 | 0 days | 1,836 sqft |
| 2023-07-01 | 0 days | 1,815 sqft |
| 2023-08-01 | 0 days | 1,824 sqft |
| 2023-09-01 | 0 days | 1,749 sqft |
| 2023-10-01 | 0 days | 1,743 sqft |
| 2023-11-01 | 0 days | 1,731 sqft |
| 2023-12-01 | 0 days | 1,715 sqft |
| 2024-01-01 | 0 days | 1,698 sqft |
| 2024-02-01 | 0 days | 1,680 sqft |
| 2024-03-01 | 0 days | 1,695 sqft |
Roseburg's median listing age (time on market) for 2024-03-01 was 0 days.
Roseburg's median square footage for active listings during the 2024-03-01 period was 1,695 sqft. One year prior, the average listing was 1,834 sqft.
Roseburg's median square footage for active listings during the 2024-03-01 period was 1,695 sqft. One year prior, the average listing was 1,834 sqft.
Roseburg, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 951 | $290,475,000 | $305,442 |
| Cash Out Refi | 254 | $57,860,000 | $227,795 |
| Other | 217 | $16,305,000 | $75,138 |
| Home Improvement | 177 | $11,925,000 | $67,373 |
| Refi | 104 | $24,130,000 | $232,019 |
Roseburg's most frequently cited loan purpose was Home Purchase, with 951 originations. The 2nd most popular reason was Cash Out Refi, with 254 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 638 | $175,210,000 | $274,624 |
| 7-8% | 372 | $92,330,000 | $248,199 |
| Over 8% | 365 | $44,405,000 | $121,658 |
| 5-6% | 269 | $73,965,000 | $274,963 |
| 4-5% | 21 | $5,515,000 | $262,619 |
| <2.5% | 6 | $640,000 | $106,667 |
| 2.5-3% | 2 | $420,000 | $210,000 |
During 2023, Roseburg's most frequently originated rate bucket was 6-7%, with 638 originations.
Loan Sizing (Roseburg, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 766 | $220,560,000 | $287,937 |
| $100,000 or less | 448 | $23,420,000 | $52,277 |
| $100k-200k | 304 | $45,150,000 | $148,520 |
| $400k-600k | 150 | $70,290,000 | $468,600 |
| $600k-1000k | 28 | $18,920,000 | $675,714 |
| $Over $1MM | 7 | $22,355,000 | $3,193,571 |
Roseburg's loan sizing saw the bucket of loans from $200k-400k with 766 originations, totaling $220,560,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 695 | $214,085,000 | $308,036 |
| Under 20% | 321 | $15,645,000 | $48,738 |
| 60-80% | 267 | $85,755,000 | $321,180 |
| 20-40% | 191 | $21,845,000 | $114,372 |
| 40-60% | 168 | $44,040,000 | $262,143 |
| Over 100% | 29 | $10,725,000 | $369,828 |
Roseburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 695 originations, totaling $214,085,000 in origination value.