Roseburg Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Roseburg averaged
5.99%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.06% and
one month ago for the week of 2022-05-19, the
average rate was 5.33%.
Roseburg's average rate one year ago was 3.15%.
For refis of the same type during the week of 2022-06-23, the average rate
was 5.88%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Roseburg 30 Year Fixed Rate | 2022-06-23 | 5.99% |
| Roseburg 30 Year Fixed Rate Refi | 2022-06-23 | 5.88% |
| Roseburg 15 Year Fixed Rate | 2022-06-23 | 5.36% |
| Roseburg 15 Year Fixed Rate Refi | 2022-06-23 | 5.04% |
| Roseburg 30 Year FHA | 2022-06-23 | 0% |
| Roseburg 30 Year FHA Refi | 2022-06-23 | 0% |
| Roseburg 30 Year USDA | 2022-06-23 | 0.02% |
| Roseburg 30 Year USDA Refi | 2022-06-23 | -0.37% |
| Roseburg 30 Year VA | 2022-06-23 | 0.13% |
| Roseburg 30 Year VA Refi | 2022-06-23 | -0.3% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Roseburg, OR.
Roseburg Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Roseburg, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Roseburg, OR's 165 lenders originated 4,707
loans during 2021. The total origination value was $1,147,485,000, with an average loan value of
$243,783.
The top Roseburg lender as defined by loan originations is Umpqua Bank, with
251 loans originated. Their average total fees are
$4,405, which is $936
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Roseburg lenders (with over 10 loans originated) are
KELLER MORTGAGE, LLC ($3,098), FREEDOM MORTGAGE CORPORATION ($3,221), FIRST COMMUNITY ($3,425), PLAZA HOME MORTGAGE, INC. ($3,559) and Wells Fargo Bank ($3,676).
The lowest rate Roseburg lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (2.83%), InterContinental Capital Group, Inc (2.89%), AMERISAVE MORTGAGE CORPORATION (2.89%), UNITED WHOLESALE MORTGAGE, LLC (2.92%) and PLAZA HOME MORTGAGE, INC. (2.92%).
Roseburg, OR Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Umpqua Bank | $164,320,000 | $143,175,000 | -12.9% | 12.5% |
| CALIBER HOME LOANS, INC. | $70,260,000 | $102,905,000 | 46.5% | 9.0% |
| QUICKEN LOANS, LLC | $73,775,000 | $93,350,000 | 26.5% | 8.1% |
| GoPrime Mortgage, Inc. | $56,580,000 | $54,545,000 | -3.6% | 4.8% |
| ROGUE | $28,040,000 | $37,810,000 | 34.8% | 3.3% |
| FREEDOM MORTGAGE CORPORATION | $35,570,000 | $36,310,000 | 2.1% | 3.2% |
| PLAZA HOME MORTGAGE, INC. | $37,035,000 | $31,720,000 | -14.4% | 2.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $29,220,000 | $31,085,000 | 6.4% | 2.7% |
| LOANDEPOT.COM, LLC | $15,675,000 | $28,920,000 | 84.5% | 2.5% |
| SUMMIT FUNDING, INC. | $20,185,000 | $28,485,000 | 41.1% | 2.5% |
| NORTHWEST COMMUNITY | $26,240,000 | $26,415,000 | 0.7% | 2.3% |
| U.S. Bank | $24,175,000 | $22,825,000 | -5.6% | 2.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $17,175,000 | $20,900,000 | 21.7% | 1.8% |
| Mortgage Research Center, LLC | $20,125,000 | $19,645,000 | -2.4% | 1.7% |
| Citibank | $18,650,000 | n/a | 1.6% | |
| PENNYMAC LOAN SERVICES, LLC | $10,205,000 | $18,215,000 | 78.5% | 1.6% |
| GUILD MORTGAGE COMPANY | $16,070,000 | $17,120,000 | 6.5% | 1.5% |
| Flagstar Bank, FSB | $10,680,000 | $14,120,000 | 32.2% | 1.2% |
| Wells Fargo Bank | $25,400,000 | $13,510,000 | -46.8% | 1.2% |
| NEWREZ LLC | $3,850,000 | $12,165,000 | 216.0% | 1.1% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,420,000 | $11,705,000 | 57.7% | 1.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $12,310,000 | $11,700,000 | -5.0% | 1.0% |
| Banner Bank | $10,955,000 | $11,160,000 | 1.9% | 1.0% |
| FIRST COMMUNITY | $19,230,000 | $10,730,000 | -44.2% | 0.9% |
| GREYSTONE SERVICING COMPANY LLC | $10,005,000 | n/a | 0.9% | |
| Capital One | $9,545,000 | n/a | 0.8% | |
| CROSSCOUNTRY MORTGAGE, LLC | $4,630,000 | $9,105,000 | 96.7% | 0.8% |
| AMERISAVE MORTGAGE CORPORATION | $8,375,000 | $9,030,000 | 7.8% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,080,000 | $8,780,000 | 115.2% | 0.8% |
| HOME POINT FINANCIAL CORPORATION | $4,140,000 | $8,290,000 | 100.2% | 0.7% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $10,005,000 | $7,550,000 | -24.5% | 0.7% |
| NEW DAY FINANCIAL, LLC | $6,155,000 | $7,245,000 | 17.7% | 0.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $5,350,000 | $6,765,000 | 26.4% | 0.6% |
| BETTER MORTGAGE CORPORATION | $915,000 | $6,420,000 | 601.6% | 0.6% |
| ORIX REAL ESTATE CAPITAL, LLC | $7,210,000 | $6,005,000 | -16.7% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $3,635,000 | $5,830,000 | 60.4% | 0.5% |
| OREGON COMMUNITY | $5,080,000 | $5,645,000 | 11.1% | 0.5% |
| JPMorgan Chase Bank | $3,500,000 | $5,515,000 | 57.6% | 0.5% |
| Willamette Valley Bank | $2,450,000 | $5,505,000 | 124.7% | 0.5% |
| BROKER SOLUTIONS, INC. | $2,890,000 | $5,185,000 | 79.4% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $2,865,000 | $5,060,000 | 76.6% | 0.4% |
| Carrington Mortgage Services, LLC | $2,755,000 | $4,675,000 | 69.7% | 0.4% |
| NATIONS DIRECT MORTGAGE, LLC | $1,865,000 | $4,675,000 | 150.7% | 0.4% |
| STEARNS LENDING, LLC | $1,995,000 | $4,620,000 | 131.6% | 0.4% |
| Sierra Pacific Mortgage Company, Inc. | $1,875,000 | $4,490,000 | 139.5% | 0.4% |
| DIRECTORS MORTGAGE, INC. | $2,410,000 | $4,480,000 | 85.9% | 0.4% |
| InterContinental Capital Group, Inc | $2,580,000 | $4,435,000 | 71.9% | 0.4% |
| CMG MORTGAGE, INC. | $9,865,000 | $4,335,000 | -56.1% | 0.4% |
| S1L, Inc. | $380,000 | $3,920,000 | 931.6% | 0.3% |
| Pacific Premier Bank | $3,905,000 | n/a | 0.3% | |
| Nations Lending Corporation | $2,825,000 | $3,715,000 | 31.5% | 0.3% |
| SUN WEST MORTGAGE COMPANY, INC. | $4,750,000 | $3,655,000 | -23.1% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,665,000 | $3,655,000 | 119.5% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,370,000 | $3,415,000 | 1.3% | 0.3% |
| AMERICAN FINANCING CORPORATION | $1,860,000 | $3,235,000 | 73.9% | 0.3% |
| KeyBank | $1,035,000 | $3,075,000 | 197.1% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,940,000 | $3,050,000 | -38.3% | 0.3% |
| Washington Federal Bank | $3,735,000 | $2,975,000 | -20.3% | 0.3% |
| KELLER MORTGAGE, LLC | $13,950,000 | $2,965,000 | -78.7% | 0.3% |
| USAA Federal Savings Bank | $5,290,000 | $2,845,000 | -46.2% | 0.2% |
| Prosperity Home Mortgage, LLC | $2,825,000 | $2,830,000 | 0.2% | 0.2% |
| MANN FINANCIAL INC. | $1,115,000 | $2,650,000 | 137.7% | 0.2% |
| GUARANTEED RATE, INC. | $1,275,000 | $2,610,000 | 104.7% | 0.2% |
| AMERICAN ADVISORS GROUP | $1,310,000 | $2,595,000 | 98.1% | 0.2% |
| Bank of America | $1,495,000 | $2,500,000 | 67.2% | 0.2% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $2,390,000 | $2,490,000 | 4.2% | 0.2% |
| The Federal Savings Bank | $7,685,000 | $2,490,000 | -67.6% | 0.2% |
| Low VA Rates, LLC | $2,115,000 | $2,475,000 | 17.0% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $3,700,000 | $2,415,000 | -34.7% | 0.2% |
| First Guaranty Mortgage Corporation | $685,000 | $2,245,000 | 227.7% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $2,320,000 | $2,240,000 | -3.4% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,440,000 | $2,160,000 | 50.0% | 0.2% |
| Northwest Farm Credit Services, FLCA | $2,410,000 | $2,035,000 | -15.6% | 0.2% |
| Evergreen Federal Bank | $405,000 | $2,010,000 | 396.3% | 0.2% |
| PacWest Funding Inc. | $2,595,000 | $1,970,000 | -24.1% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $275,000 | $1,965,000 | 614.5% | 0.2% |
| First Interstate Bank | $3,675,000 | $1,925,000 | -47.6% | 0.2% |
| Golden Empire Mortgage, Inc. | $125,000 | $1,925,000 | 1,440.0% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $3,065,000 | $1,860,000 | -39.3% | 0.2% |
| MORTGAGE EXPRESS, LLC | $2,595,000 | $1,850,000 | -28.7% | 0.2% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $770,000 | $1,785,000 | 131.8% | 0.2% |
| Strong Home Mortgage, LLC | $1,525,000 | $1,770,000 | 16.1% | 0.2% |
| HomeStreet Bank | $2,200,000 | $1,750,000 | -20.5% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $2,175,000 | $1,675,000 | -23.0% | 0.1% |
| FirstBank | $1,700,000 | $1,675,000 | -1.5% | 0.1% |
| Magnolia Bank | $205,000 | $1,635,000 | 697.6% | 0.1% |
| LPMC, LLC | $860,000 | $1,615,000 | 87.8% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,970,000 | $1,610,000 | -18.3% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $1,520,000 | $1,535,000 | 1.0% | 0.1% |
| MUFG Union Bank | $820,000 | $1,510,000 | 84.1% | 0.1% |
| SOFI LENDING CORP. | $155,000 | $1,415,000 | 812.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,375,000 | $1,380,000 | 0.4% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $305,000 | $1,370,000 | 349.2% | 0.1% |
| SUMMIT MORTGAGE CORPORATION | $710,000 | $1,365,000 | 92.3% | 0.1% |
| Ally Bank | $650,000 | $1,355,000 | 108.5% | 0.1% |
| BEST CAPITAL FUNDING | $1,210,000 | $1,305,000 | 7.9% | 0.1% |
| BAY EQUITY LLC | $515,000 | $1,280,000 | 148.5% | 0.1% |
| GENEVA FINANCIAL, LLC | $650,000 | $1,260,000 | 93.8% | 0.1% |
| LADERA LENDING, INC. | $400,000 | $1,230,000 | 207.5% | 0.1% |
| FIRST TECHNOLOGY | $1,060,000 | $1,165,000 | 9.9% | 0.1% |
| BNC National Bank | $275,000 | $1,155,000 | 320.0% | 0.1% |
| Truist Bank | $1,155,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $1,125,000 | n/a | 0.1% | |
| Prime Choice Funding Inc. | $650,000 | $1,060,000 | 63.1% | 0.1% |
| NBKC BANK | $2,465,000 | $1,045,000 | -57.6% | 0.1% |
| Greenbox Loans, Inc. | $1,025,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,010,000 | $1,015,000 | 0.5% | 0.1% |
| First Mortgage Solutions, LLC | $990,000 | n/a | 0.1% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,935,000 | $985,000 | -66.4% | 0.1% |
| TruHome Solutions, LLC | $765,000 | $970,000 | 26.8% | 0.1% |
| PLANET HOME LENDING, LLC | $400,000 | $960,000 | 140.0% | 0.1% |
| North American Savings Bank, F.S.B. | $1,545,000 | $955,000 | -38.2% | 0.1% |
| GSF Mortgage Corporation | $395,000 | $940,000 | 138.0% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $395,000 | $940,000 | 138.0% | 0.1% |
| RANLIFE, INC. | $1,770,000 | $920,000 | -48.0% | 0.1% |
| Columbia State Bank | $355,000 | $910,000 | 156.3% | 0.1% |
| 1st Security Bank of Washington | $250,000 | $905,000 | 262.0% | 0.1% |
| AXIA FINANCIAL, LLC | $260,000 | $890,000 | 242.3% | 0.1% |
| OnPoint Community Credit Union | $2,450,000 | $880,000 | -64.1% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $820,000 | $880,000 | 7.3% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $170,000 | $875,000 | 414.7% | 0.1% |
| SAMMAMISH MORTGAGE COMPANY | $845,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $215,000 | $790,000 | 267.4% | 0.1% |
| PHH Mortgage Corporation | $790,000 | $780,000 | -1.3% | 0.1% |
| EVERETT FINANCIAL, INC. | $255,000 | $755,000 | 196.1% | 0.1% |
| First Republic Bank | $755,000 | n/a | 0.1% | |
| MOUNTAIN WEST FINANCIAL, INC. | $860,000 | $725,000 | -15.7% | 0.1% |
| 21ST MORTGAGE CORPORATION | $415,000 | $710,000 | 71.1% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $705,000 | n/a | 0.1% | |
| CELEBRITY HOME LOANS, LLC | $190,000 | $700,000 | 268.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $470,000 | $695,000 | 47.9% | 0.1% |
| People's Bank of Commerce | $1,380,000 | $680,000 | -50.7% | 0.1% |
| Great Southern Bank | $675,000 | n/a | 0.1% | |
| FAY SERVICING, LLC | $665,000 | n/a | 0.1% | |
| TJC Mortgage, Inc. | $1,355,000 | $650,000 | -52.0% | 0.1% |
| BKCO MORTGAGE, LLC | $625,000 | n/a | 0.1% | |
| ON Q FINANCIAL, INC. | $620,000 | n/a | 0.1% | |
| EMBRACE HOME LOANS, INC. | $380,000 | $605,000 | 59.2% | 0.1% |
| Discover Bank | $290,000 | $600,000 | 106.9% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $160,000 | $600,000 | 275.0% | 0.1% |
| Manufacturers and Traders Trust Company | $125,000 | $590,000 | 372.0% | 0.1% |
| SPRING EQ, LLC | $240,000 | $580,000 | 141.7% | 0.1% |
| Gateway First Bank | $520,000 | $560,000 | 7.7% | 0.0% |
| Hometown Lenders, Inc. | $560,000 | n/a | 0.0% | |
| Paramount Bank | $550,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $545,000 | n/a | 0.0% | |
| PACIFIC CASCADE FEDERAL CREDIT UNION | $535,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $710,000 | $525,000 | -26.1% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $395,000 | $515,000 | 30.4% | 0.0% |
| Boeing Employees Credit Union | $255,000 | $510,000 | 100.0% | 0.0% |
| BELEM SERVICING LLC | $235,000 | $505,000 | 114.9% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $980,000 | $490,000 | -50.0% | 0.0% |
| Unitus Community Credit Union | $975,000 | $490,000 | -49.7% | 0.0% |
| IAA Credit Union | $780,000 | $465,000 | -40.4% | 0.0% |
| NP, Inc. | $615,000 | $450,000 | -26.8% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $440,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $1,210,000 | $440,000 | -63.6% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $875,000 | $435,000 | -50.3% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $1,940,000 | $420,000 | -78.4% | 0.0% |
| CANOPY MORTGAGE, LLC | $175,000 | $405,000 | 131.4% | 0.0% |
| First Federal Bank | $860,000 | $400,000 | -53.5% | 0.0% |
| V.I.P. MORTGAGE, INC. | $325,000 | $395,000 | 21.5% | 0.0% |
| CLEARPATH LENDING | $390,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $390,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $185,000 | $385,000 | 108.1% | 0.0% |
| ENVOY MORTGAGE, LTD | $385,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $375,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $375,000 | $375,000 | 0.0% | 0.0% |
| PNC Bank | $290,000 | $370,000 | 27.6% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $365,000 | n/a | 0.0% | |
| Chicago Mortgage Solutions LLC | $425,000 | $360,000 | -15.3% | 0.0% |
| Loan Simple, Inc. | $285,000 | $360,000 | 26.3% | 0.0% |
| Capital Bank | $355,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $355,000 | n/a | 0.0% | |
| RED CANOE CREDIT UNION | $345,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $630,000 | $335,000 | -46.8% | 0.0% |
| JMJ FINANCIAL GROUP | $335,000 | n/a | 0.0% | |
| LENDERFI, INC. | $335,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $325,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $315,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $345,000 | $315,000 | -8.7% | 0.0% |
| LOANPAL, LLC | $315,000 | n/a | 0.0% | |
| SRE MORTGAGE ALLIANCE INC. | $195,000 | $315,000 | 61.5% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $405,000 | $305,000 | -24.7% | 0.0% |
| Northpointe Bank | $600,000 | $295,000 | -50.8% | 0.0% |
| Stifel Bank and Trust | $295,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $990,000 | $290,000 | -70.7% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
| Washington Trust Bank | $285,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $595,000 | $275,000 | -53.8% | 0.0% |
| Figure Lending LLC | $85,000 | $275,000 | 223.5% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $170,000 | $275,000 | 61.8% | 0.0% |
| Rivermark Community Credit Union | $700,000 | $270,000 | -61.4% | 0.0% |
| Arvest Bank | $260,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $255,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $255,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $240,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $240,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $235,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $235,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $235,000 | n/a | 0.0% | |
| Bank of the West | $255,000 | $225,000 | -11.8% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,080,000 | $225,000 | -89.2% | 0.0% |
| NFM, INC. | $225,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $490,000 | $215,000 | -56.1% | 0.0% |
| AMERICAN FIRST | $205,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $945,000 | $195,000 | -79.4% | 0.0% |
| Goldwater Bank, N.A. | $410,000 | $195,000 | -52.4% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,040,000 | $195,000 | -81.3% | 0.0% |
| ARC HOME LLC | $185,000 | n/a | 0.0% | |
| Austin Capital Bank SSB | $185,000 | n/a | 0.0% | |
| COLUMBIA COMMUNITY CREDIT UNION | $185,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $550,000 | $185,000 | -66.4% | 0.0% |
| Citizens Bank | $205,000 | $175,000 | -14.6% | 0.0% |
| Independent Bank | $175,000 | n/a | 0.0% | |
| THE MORTGAGE COMPANY | $175,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $165,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $155,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $145,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $145,000 | n/a | 0.0% | |
| BBVA USA | $1,420,000 | $135,000 | -90.5% | 0.0% |
| IMPAC MORTGAGE CORP. | $135,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $65,000 | $135,000 | 107.7% | 0.0% |
| Citadel Servicing Corporation | $465,000 | $105,000 | -77.4% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $210,000 | $105,000 | -50.0% | 0.0% |
| Farmers Bank & Trust | $95,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| SELCO COMMUNITY | $740,000 | $75,000 | -89.9% | 0.0% |
| USAGENCIES | $75,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $245,000 | $75,000 | -69.4% | 0.0% |
Roseburg's top lender by overall market share is Umpqua Bank, with 12.5% market share. In second place, with 9.0%, is CALIBER HOME LOANS, INC., having originated $102,905,000 in loans. In third place, with 8.1%, is QUICKEN LOANS, LLC, having originated $93,350,000 in loans. In third place, with 4.8%, is GoPrime Mortgage, Inc., having originated $54,545,000 in loans. In third place, with 3.3%, is ROGUE, having originated $37,810,000 in loans.
Roseburg, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 1,701 | $387,545,000 | $227,834 |
| Home Purchase | 1,677 | $502,545,000 | $299,669 |
| Cash Out Refi | 999 | $224,715,000 | $224,940 |
| Home Improvement | 174 | $16,330,000 | $93,851 |
| Other | 156 | $16,350,000 | $104,808 |
Roseburg's most frequently cited loan purpose was Refi, with 1,701 originations. The 2nd most popular reason was Home Purchase, with 1,677 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,783 | $449,985,000 | $252,375 |
| 3-4% | 1,687 | $409,405,000 | $242,682 |
| <2.5% | 939 | $230,315,000 | $245,277 |
| 4-5% | 201 | $37,225,000 | $185,199 |
| 5-6% | 41 | $4,035,000 | $98,415 |
| Over 8% | 20 | $2,780,000 | $139,000 |
| 6-7% | 13 | $1,115,000 | $85,769 |
| 7-8% | 9 | $705,000 | $78,333 |
During 2021, Roseburg's most frequently originated rate bucket was 2.5-3%, with 1,783 originations.
Loan Sizing (Roseburg, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,363 | $642,665,000 | $271,970 |
| $100k-200k | 1,545 | $237,645,000 | $153,816 |
| $100,000 or less | 416 | $25,790,000 | $61,995 |
| $400k-600k | 326 | $153,060,000 | $469,509 |
| $600k-1000k | 45 | $31,425,000 | $698,333 |
| $Over $1MM | 12 | $56,900,000 | $4,741,667 |
Roseburg's loan sizing saw the bucket of loans from $200k-400k with 2,363 originations, totaling $642,665,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,539 | $432,245,000 | $280,861 |
| 60-80% | 1,439 | $382,375,000 | $265,723 |
| 40-60% | 835 | $188,965,000 | $226,305 |
| 20-40% | 367 | $47,335,000 | $128,978 |
| Under 20% | 213 | $11,535,000 | $54,155 |
| Over 100% | 71 | $27,465,000 | $386,831 |
Roseburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,539 originations, totaling $432,245,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Roseburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $309,900 (19.2%) | $448,975 (10.9%) | 0.00 | 389 |
| 2018-02-01 | $307,400 (11.8%) | $453,487 (11.6%) | 0.00 | 401 |
| 2018-03-01 | $299,000 (3.5%) | $450,600 (9.6%) | 0.00 | 411 |
| 2018-04-01 | $327,000 (9.4%) | $474,703 (11.9%) | 0.00 | 422 |
| 2018-05-01 | $329,000 (-0.3%) | $477,044 (10.2%) | 0.00 | 443 |
| 2018-06-01 | $325,000 (-0.6%) | $459,085 (7.6%) | 0.00 | 509 |
| 2018-07-01 | $317,500 (-2.3%) | $466,918 (2.0%) | 0.00 | 526 |
| 2018-08-01 | $317,000 (-0.2%) | $454,156 (1.1%) | 0.00 | 549 |
| 2018-09-01 | $299,990 (0.2%) | $451,786 (3.1%) | 0.00 | 544 |
| 2018-10-01 | $302,450 (1.5%) | $460,509 (7.0%) | 0.00 | 513 |
| 2018-11-01 | $311,500 (4.2%) | $483,280 (8.2%) | 0.00 | 470 |
| 2018-12-01 | $305,000 (2.4%) | $483,774 (8.8%) | 0.00 | 474 |
| 2019-01-01 | $309,900 (0.0%) | $479,454 (6.8%) | 0.00 | 463 |
| 2019-02-01 | $319,500 (3.9%) | $485,980 (7.2%) | 0.00 | 451 |
| 2019-03-01 | $325,000 (8.7%) | $485,793 (7.8%) | 0.00 | 436 |
| 2019-04-01 | $325,000 (-0.6%) | $477,416 (0.6%) | 0.00 | 419 |
| 2019-05-01 | $338,000 (2.7%) | $479,535 (0.5%) | 0.00 | 424 |
| 2019-06-01 | $339,900 (4.6%) | $477,666 (4.1%) | 0.00 | 481 |
| 2019-07-01 | $345,500 (8.8%) | $477,481 (2.3%) | 0.00 | 489 |
| 2019-08-01 | $343,100 (8.2%) | $474,045 (4.4%) | 0.00 | 498 |
| 2019-09-01 | $339,450 (13.2%) | $470,624 (4.2%) | 0.00 | 498 |
| 2019-10-01 | $336,950 (11.4%) | $428,943 (-6.9%) | 0.00 | 452 |
| 2019-11-01 | $319,000 (2.4%) | $419,163 (-13.3%) | 0.00 | 430 |
| 2019-12-01 | $307,000 (0.7%) | $406,467 (-16.0%) | 0.00 | 406 |
| 2020-01-01 | $312,500 (0.8%) | $406,061 (-15.3%) | 0.00 | 382 |
| 2020-02-01 | $326,000 (2.0%) | $434,093 (-10.7%) | 0.00 | 363 |
| 2020-03-01 | $328,900 (1.2%) | $433,616 (-10.7%) | 0.00 | 367 |
| 2020-04-01 | $328,900 (1.2%) | $442,723 (-7.3%) | 0.00 | 373 |
| 2020-05-01 | $335,000 (-0.9%) | $467,088 (-2.6%) | 0.00 | 354 |
| 2020-06-01 | $349,000 (2.7%) | $488,666 (2.3%) | 0.00 | 331 |
| 2020-07-01 | $338,750 (-2.0%) | $461,822 (-3.3%) | 0.00 | 272 |
| 2020-08-01 | $349,000 (1.7%) | $484,933 (2.3%) | 0.00 | 241 |
| 2020-09-01 | $350,000 (3.1%) | $510,566 (8.5%) | 0.00 | 222 |
| 2020-10-01 | $359,900 (6.8%) | $536,797 (25.1%) | 0.00 | 197 |
| 2020-11-01 | $350,000 (9.7%) | $519,221 (23.9%) | 0.00 | 166 |
| 2020-12-01 | $347,000 (13.0%) | $483,732 (19.0%) | 0.00 | 146 |
| 2021-01-01 | $325,000 (4.0%) | $476,451 (17.3%) | 0.00 | 130 |
| 2021-02-01 | $316,750 (-2.8%) | $429,376 (-1.1%) | 0.00 | 110 |
| 2021-03-01 | $325,500 (-1.0%) | $427,325 (-1.5%) | 0.00 | 104 |
| 2021-04-01 | $352,450 (7.2%) | $461,616 (4.3%) | 0.00 | 103 |
| 2021-05-01 | $369,000 (10.2%) | $504,421 (8.0%) | 0.00 | 122 |
| 2021-06-01 | $350,000 (0.3%) | $501,812 (2.7%) | 0.00 | 128 |
| 2021-07-01 | $355,000 (4.8%) | $526,479 (14.0%) | 0.00 | 170 |
| 2021-08-01 | $364,500 (4.4%) | $523,472 (8.0%) | 0.00 | 195 |
| 2021-09-01 | $367,000 (4.9%) | $512,402 (0.4%) | 0.00 | 208 |
| 2021-10-01 | $379,000 (5.3%) | $533,858 (-0.6%) | 0.00 | 203 |
| 2021-11-01 | $369,900 (5.7%) | $540,098 (4.0%) | 0.00 | 191 |
| 2021-12-01 | $389,000 (12.1%) | $567,913 (17.4%) | 0.00 | 178 |
| 2022-01-01 | $399,000 (22.8%) | $591,088 (24.1%) | 0.00 | 135 |
| 2022-02-01 | $398,250 (25.7%) | $598,140 (39.3%) | 0.00 | 138 |
| 2022-03-01 | $419,450 (28.9%) | $651,556 (52.5%) | 0.00 | 126 |
| 2022-04-01 | $425,000 (20.6%) | $620,548 (34.4%) | 0.00 | 165 |
| 2022-05-01 | $428,000 (16.0%) | $601,460 (19.2%) | 0.00 | 190 |
Roseburg's median listing price for 2022-05-01 was $428,000, a difference of
$59,000
(16.0%) versus the prior year and
$3,000 versus the prior month.
Roseburg's median listing price comes in at 0% of the national average.
Roseburg's average listing price for 2022-05-01 was $601,460, a difference of $97,039 (19.2%) versus the prior year and $-19,088 versus the prior month.
For the 2022-05-01 period, Roseburg had 190 MLS listings, a difference of 25 listings (15%) versus the prior month and 68 listings (56%) versus the prior year.
Roseburg's median listing price comes in at 0% of the national average.
Roseburg's average listing price for 2022-05-01 was $601,460, a difference of $97,039 (19.2%) versus the prior year and $-19,088 versus the prior month.
For the 2022-05-01 period, Roseburg had 190 MLS listings, a difference of 25 listings (15%) versus the prior month and 68 listings (56%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Roseburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,904 sqft |
| 2018-02-01 | 0 days | 1,905 sqft |
| 2018-03-01 | 0 days | 1,904 sqft |
| 2018-04-01 | 0 days | 1,932 sqft |
| 2018-05-01 | 0 days | 1,961 sqft |
| 2018-06-01 | 0 days | 1,900 sqft |
| 2018-07-01 | 0 days | 1,895 sqft |
| 2018-08-01 | 0 days | 1,900 sqft |
| 2018-09-01 | 0 days | 1,878 sqft |
| 2018-10-01 | 0 days | 1,884 sqft |
| 2018-11-01 | 0 days | 1,875 sqft |
| 2018-12-01 | 0 days | 1,872 sqft |
| 2019-01-01 | 0 days | 1,847 sqft |
| 2019-02-01 | 0 days | 1,881 sqft |
| 2019-03-01 | 0 days | 1,905 sqft |
| 2019-04-01 | 0 days | 1,901 sqft |
| 2019-05-01 | 0 days | 1,931 sqft |
| 2019-06-01 | 0 days | 1,945 sqft |
| 2019-07-01 | 0 days | 1,955 sqft |
| 2019-08-01 | 0 days | 1,952 sqft |
| 2019-09-01 | 0 days | 1,947 sqft |
| 2019-10-01 | 0 days | 1,948 sqft |
| 2019-11-01 | 0 days | 1,896 sqft |
| 2019-12-01 | 0 days | 1,869 sqft |
| 2020-01-01 | 0 days | 1,839 sqft |
| 2020-02-01 | 0 days | 1,888 sqft |
| 2020-03-01 | 0 days | 1,853 sqft |
| 2020-04-01 | 0 days | 1,849 sqft |
| 2020-05-01 | 0 days | 1,889 sqft |
| 2020-06-01 | 0 days | 1,991 sqft |
| 2020-07-01 | 0 days | 1,906 sqft |
| 2020-08-01 | 0 days | 1,918 sqft |
| 2020-09-01 | 0 days | 1,995 sqft |
| 2020-10-01 | 0 days | 1,970 sqft |
| 2020-11-01 | 0 days | 1,927 sqft |
| 2020-12-01 | 0 days | 1,851 sqft |
| 2021-01-01 | 0 days | 1,817 sqft |
| 2021-02-01 | 0 days | 1,743 sqft |
| 2021-03-01 | 0 days | 1,699 sqft |
| 2021-04-01 | 0 days | 1,809 sqft |
| 2021-05-01 | 0 days | 1,815 sqft |
| 2021-06-01 | 0 days | 1,709 sqft |
| 2021-07-01 | 0 days | 1,812 sqft |
| 2021-08-01 | 0 days | 1,779 sqft |
| 2021-09-01 | 0 days | 1,672 sqft |
| 2021-10-01 | 0 days | 1,658 sqft |
| 2021-11-01 | 0 days | 1,712 sqft |
| 2021-12-01 | 0 days | 1,778 sqft |
| 2022-01-01 | 0 days | 1,800 sqft |
| 2022-02-01 | 0 days | 1,772 sqft |
| 2022-03-01 | 0 days | 1,795 sqft |
| 2022-04-01 | 0 days | 1,768 sqft |
| 2022-05-01 | 0 days | 1,793 sqft |
Roseburg's median listing age (time on market) for 2022-05-01 was 0 days.
Roseburg's median square footage for active listings during the 2022-05-01 period was 1,793 sqft. One year prior, the average listing was 1,815 sqft.
Roseburg's median square footage for active listings during the 2022-05-01 period was 1,793 sqft. One year prior, the average listing was 1,815 sqft.
