Roseburg Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Roseburg averaged
6.96%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.81% and
one month ago for the week of 2025-04-17, the
average rate was 6.83%.
Roseburg's average rate one year ago was 7.02%.
For refis of the same type during the week of 2025-05-22, the average rate
was 6.86%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Roseburg 30 Year Fixed Rate | 2025-05-22 | 6.96% |
| Roseburg 30 Year Fixed Rate Refi | 2025-05-22 | 6.86% |
| Roseburg 15 Year Fixed Rate | 2025-05-22 | 5.91% |
| Roseburg 15 Year Fixed Rate Refi | 2025-05-22 | 6.01% |
| Roseburg 30 Year FHA | 2025-05-22 | 6.38% |
| Roseburg 30 Year FHA Refi | 2025-05-22 | 6.71% |
| Roseburg 30 Year USDA | 2025-05-22 | 6.33% |
| Roseburg 30 Year USDA Refi | 2025-05-22 | 6.43% |
| Roseburg 30 Year VA | 2025-05-22 | 6.37% |
| Roseburg 30 Year VA Refi | 2025-05-22 | 5.88% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Roseburg, OR.
Roseburg Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Roseburg, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Roseburg Average Closing Costs & Other Stats
Roseburg, OR's 96 lenders originated 1,966
loans during 2024. The total origination value was $499,460,000, with an average loan value of
$254,049.
Roseburg's average closing costs are $6,145.
The top Roseburg lender as defined by loan originations is ROGUE, with
55 loans originated. Their average total fees are
$5,262, which is $1,979
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Roseburg lenders (with over 10 loans originated) are
Flagstar Bank, FSB ($4,706), PLAZA HOME MORTGAGE, INC. ($4,871), NEWREZ LLC ($5,204), ROGUE ($5,262) and Umpqua Bank ($5,545).
The lowest rate Roseburg lenders (with over 10 loans originated) are
FIRST COMMUNITY (5.67%), TWINSTAR (6.45%), ROGUE (6.53%), Century Mortgage Company DBA Century Lending Company (6.57%) and GoPrime Mortgage, Inc. (6.59%).
Roseburg, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $31,610,000 | $48,070,000 | 52.1% | 9.6% |
| QUICKEN LOANS, LLC | $23,850,000 | $32,405,000 | 35.9% | 6.5% |
| GoPrime Mortgage, Inc. | $15,585,000 | $26,890,000 | 72.5% | 5.4% |
| ROGUE | $23,025,000 | $26,770,000 | 16.3% | 5.4% |
| Mortgage Research Center, LLC | $8,325,000 | $22,580,000 | 171.2% | 4.5% |
| FIRST COMMUNITY | $4,035,000 | $21,945,000 | 443.9% | 4.4% |
| NEWREZ LLC | $18,320,000 | $21,445,000 | 17.1% | 4.3% |
| Umpqua Bank | $24,340,000 | $20,870,000 | -14.3% | 4.2% |
| SUMMIT FUNDING, INC. | $14,525,000 | $14,590,000 | 0.4% | 2.9% |
| Century Mortgage Company DBA Century Lending Company | $7,725,000 | $12,545,000 | 62.4% | 2.5% |
| TWINSTAR | $14,865,000 | $11,085,000 | -25.4% | 2.2% |
| LOANDEPOT.COM, LLC | $10,985,000 | $10,405,000 | -5.3% | 2.1% |
| OnPoint Community Credit Union | $6,590,000 | $9,775,000 | 48.3% | 2.0% |
| Flagstar Bank, FSB | $5,920,000 | $9,450,000 | 59.6% | 1.9% |
| FREEDOM MORTGAGE CORPORATION | $4,225,000 | $9,000,000 | 113.0% | 1.8% |
| U.S. Bank | $7,525,000 | $8,960,000 | 19.1% | 1.8% |
| CMG MORTGAGE, INC. | $8,855,000 | $7,995,000 | -9.7% | 1.6% |
| PLAZA HOME MORTGAGE, INC. | $4,730,000 | $7,695,000 | 62.7% | 1.5% |
| GUILD MORTGAGE COMPANY | $8,775,000 | $6,580,000 | -25.0% | 1.3% |
| DIRECTORS MORTGAGE, INC. | $6,645,000 | $6,260,000 | -5.8% | 1.3% |
| Banner Bank | $5,430,000 | $6,230,000 | 14.7% | 1.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $3,475,000 | $5,960,000 | 71.5% | 1.2% |
| ENVOY MORTGAGE, LTD | $4,840,000 | n/a | 1.0% | |
| CROSSCOUNTRY MORTGAGE, LLC | $5,425,000 | $4,815,000 | -11.2% | 1.0% |
| NEW DAY FINANCIAL, LLC | $1,585,000 | $4,445,000 | 180.4% | 0.9% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $2,045,000 | $4,175,000 | 104.2% | 0.8% |
| MOVEMENT MORTGAGE, LLC | $3,195,000 | $3,940,000 | 23.3% | 0.8% |
| Northwest Farm Credit Services, FLCA | $835,000 | $3,730,000 | 346.7% | 0.7% |
| Oregon Pacific Banking Company | $2,185,000 | $3,560,000 | 62.9% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $3,735,000 | $3,435,000 | -8.0% | 0.7% |
| The Loan Store, Inc. | $1,930,000 | $3,345,000 | 73.3% | 0.7% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $2,045,000 | $3,225,000 | 57.7% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $1,630,000 | $3,105,000 | 90.5% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,045,000 | $2,950,000 | 44.3% | 0.6% |
| BROKER SOLUTIONS, INC. | $2,170,000 | $2,915,000 | 34.3% | 0.6% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $1,545,000 | $2,695,000 | 74.4% | 0.5% |
| OREGON COMMUNITY | $1,935,000 | $2,635,000 | 36.2% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,020,000 | $2,490,000 | -17.5% | 0.5% |
| Golden Empire Mortgage, Inc. | $5,690,000 | $2,480,000 | -56.4% | 0.5% |
| JPMorgan Chase Bank | $2,870,000 | $2,345,000 | -18.3% | 0.5% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $1,885,000 | $2,150,000 | 14.1% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $475,000 | $2,025,000 | 326.3% | 0.4% |
| AMERICAN FINANCIAL RESOURCES, INC. | $215,000 | $1,900,000 | 783.7% | 0.4% |
| Equity Prime Mortgage LLC | $1,635,000 | $1,870,000 | 14.4% | 0.4% |
| Bank of America | $1,475,000 | $1,770,000 | 20.0% | 0.4% |
| SELCO COMMUNITY | $715,000 | $1,705,000 | 138.5% | 0.3% |
| PLANET HOME LENDING, LLC | $340,000 | $1,700,000 | 400.0% | 0.3% |
| S1L, Inc. | $1,840,000 | $1,670,000 | -9.2% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $815,000 | $1,575,000 | 93.3% | 0.3% |
| NATIONS DIRECT MORTGAGE, LLC | $3,955,000 | $1,545,000 | -60.9% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $1,295,000 | $1,515,000 | 17.0% | 0.3% |
| Washington Federal Bank | $510,000 | $1,480,000 | 190.2% | 0.3% |
| UNION HOME MORTGAGE CORP. | $305,000 | $1,420,000 | 365.6% | 0.3% |
| LOANPAL, LLC | $530,000 | $1,395,000 | 163.2% | 0.3% |
| Nations Lending Corporation | $2,880,000 | $1,330,000 | -53.8% | 0.3% |
| Heritage Bank | $305,000 | $1,310,000 | 329.5% | 0.3% |
| 21ST MORTGAGE CORPORATION | $855,000 | $1,300,000 | 52.0% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $615,000 | $1,285,000 | 108.9% | 0.3% |
| Prosperity Home Mortgage, LLC | $270,000 | $1,280,000 | 374.1% | 0.3% |
| Rivermark Community Credit Union | $660,000 | $1,270,000 | 92.4% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,585,000 | $1,255,000 | -20.8% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $305,000 | $1,250,000 | 309.8% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $620,000 | $1,240,000 | 100.0% | 0.2% |
| MORTGAGE EXPRESS, LLC | $455,000 | $1,230,000 | 170.3% | 0.2% |
| DAS Acquisition Company, LLC | $1,185,000 | n/a | 0.2% | |
| V.I.P. MORTGAGE, INC. | $385,000 | $1,120,000 | 190.9% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $1,360,000 | $1,100,000 | -19.1% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $2,525,000 | $1,100,000 | -56.4% | 0.2% |
| Willamette Valley Bank | $10,985,000 | $1,015,000 | -90.8% | 0.2% |
| Magnolia Bank | $1,430,000 | $890,000 | -37.8% | 0.2% |
| OCMBC, INC. | $1,660,000 | $875,000 | -47.3% | 0.2% |
| People's Bank of Commerce | $1,545,000 | $875,000 | -43.4% | 0.2% |
| Figure Lending LLC | $465,000 | $855,000 | 83.9% | 0.2% |
| OAKTREE FUNDING CORP. | $235,000 | $830,000 | 253.2% | 0.2% |
| KeyBank | $1,470,000 | $825,000 | -43.9% | 0.2% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $760,000 | $820,000 | 7.9% | 0.2% |
| The Huntington National Bank | $705,000 | $805,000 | 14.2% | 0.2% |
| CANOPY MORTGAGE, LLC | $1,380,000 | $775,000 | -43.8% | 0.2% |
| RANLIFE, INC. | $90,000 | $775,000 | 761.1% | 0.2% |
| ZILLOW HOME LOANS, LLC | $900,000 | $770,000 | -14.4% | 0.2% |
| The Federal Savings Bank | $1,360,000 | $760,000 | -44.1% | 0.2% |
| AXIA FINANCIAL, LLC | $750,000 | n/a | 0.2% | |
| Citadel Servicing Corporation | $395,000 | $725,000 | 83.5% | 0.1% |
| FIRST TECHNOLOGY | $1,485,000 | $715,000 | -51.9% | 0.1% |
| PNC Bank | $780,000 | $695,000 | -10.9% | 0.1% |
| First-Citizens Bank & Trust Company | $685,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL | $680,000 | n/a | 0.1% | |
| JMAC LENDING, INC. | $680,000 | n/a | 0.1% | |
| Loan Simple, Inc. | $605,000 | $675,000 | 11.6% | 0.1% |
| ADVANCIAL | $660,000 | n/a | 0.1% | |
| Oregon State Credit Union | $80,000 | $660,000 | 725.0% | 0.1% |
| Home Mortgage Alliance Corp | $655,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $650,000 | n/a | 0.1% | |
| TruHome Solutions, LLC | $245,000 | $650,000 | 165.3% | 0.1% |
| Northpointe Bank | $635,000 | n/a | 0.1% | |
| American Mortgage & Equity Consultants, Inc. | $630,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $1,215,000 | $620,000 | -49.0% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $315,000 | $580,000 | 84.1% | 0.1% |
| MARION AND POLK SCHOOLS CREDIT UNION | $2,410,000 | $580,000 | -75.9% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $570,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $490,000 | $560,000 | 14.3% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $560,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $400,000 | $545,000 | 36.3% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $785,000 | $540,000 | -31.2% | 0.1% |
| Discover Bank | $860,000 | $535,000 | -37.8% | 0.1% |
| LENDSURE MORTGAGE CORP. | $580,000 | $525,000 | -9.5% | 0.1% |
| ALLIANT CREDIT UNION | $230,000 | $515,000 | 123.9% | 0.1% |
| A&D Mortgage LLC | $505,000 | n/a | 0.1% | |
| Servion, Inc. | $500,000 | n/a | 0.1% | |
| Coastal Community Bank | $655,000 | $465,000 | -29.0% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $195,000 | $465,000 | 138.5% | 0.1% |
| Morgan Stanley Private Bank | $790,000 | $465,000 | -41.1% | 0.1% |
| GUARANTEED RATE, INC. | $285,000 | $460,000 | 61.4% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $390,000 | $455,000 | 16.7% | 0.1% |
| MICHIGAN MUTUAL, INC. | $430,000 | n/a | 0.1% | |
| USAA Federal Savings Bank | $2,140,000 | $430,000 | -79.9% | 0.1% |
| MLD MORTGAGE INC. | $460,000 | $425,000 | -7.6% | 0.1% |
| Boeing Employees Credit Union | $140,000 | $420,000 | 200.0% | 0.1% |
| North American Savings Bank, F.S.B. | $375,000 | n/a | 0.1% | |
| SAMMAMISH MORTGAGE COMPANY | $415,000 | $365,000 | -12.0% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $365,000 | n/a | 0.1% | |
| Wells Fargo Bank | $935,000 | $365,000 | -61.0% | 0.1% |
| BAY EQUITY LLC | $355,000 | n/a | 0.1% | |
| Axos Bank | $345,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $335,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $325,000 | n/a | 0.1% | |
| Sunflower Bank | $205,000 | $325,000 | 58.5% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $315,000 | n/a | 0.1% | |
| MORTGAGEONE, INC. | $315,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $45,000 | $305,000 | 577.8% | 0.1% |
| PRIORITY HOME LENDING, LLC | $305,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $305,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $715,000 | $280,000 | -60.8% | 0.1% |
| LPMC, LLC | $520,000 | $280,000 | -46.2% | 0.1% |
| First Federal Bank | $275,000 | n/a | 0.1% | |
| First Interstate Bank | $815,000 | $275,000 | -66.3% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $265,000 | $275,000 | 3.8% | 0.1% |
| SIRVA MORTGAGE, INC. | $870,000 | $275,000 | -68.4% | 0.1% |
| CLIFFCO, INC. | $255,000 | n/a | 0.1% | |
| CHEVRON | $245,000 | $245,000 | 0.0% | 0.0% |
| Armed Forces Bank | $235,000 | n/a | 0.0% | |
| Credence Funding Corporation | $235,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $225,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $225,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $690,000 | $215,000 | -68.8% | 0.0% |
| CLEARPATH LENDING | $215,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $215,000 | n/a | 0.0% | |
| Plains Commerce Bank | $335,000 | $215,000 | -35.8% | 0.0% |
| INTERCAP LENDING INC. | $205,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $205,000 | n/a | 0.0% | |
| 1st Security Bank of Washington | $430,000 | $195,000 | -54.7% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $195,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $175,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $125,000 | n/a | 0.0% | |
| Summit Mortgage Corporation | $125,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| UNITED | $85,000 | n/a | 0.0% | |
| GESA | $785,000 | $75,000 | -90.4% | 0.0% |
| Bethpage Federal Credit Union | $55,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $415,000 | $35,000 | -91.6% | 0.0% |
| WASHINGTON STATE EMPLOYEES Credit Union | $35,000 | n/a | 0.0% |
Roseburg's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.6% market share. In second place, with 6.5%, is QUICKEN LOANS, LLC, having originated $32,405,000 in loans. In third place, with 5.4%, is GoPrime Mortgage, Inc., having originated $26,890,000 in loans. In fourth place, with 5.4%, is ROGUE, having originated $26,770,000 in loans. In fifth place, with 4.5%, is Mortgage Research Center, LLC, having originated $22,580,000 in loans.
Roseburg Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Roseburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $306,975 (20.4%) | $449,079 (21.0%) | 0.00 | 383 |
| 2018-02-01 | $304,950 (16.4%) | $453,735 (21.7%) | 0.00 | 392 |
| 2018-03-01 | $299,000 (4.9%) | $452,392 (16.4%) | 0.00 | 398 |
| 2018-04-01 | $323,725 (12.0%) | $464,881 (15.8%) | 0.00 | 413 |
| 2018-05-01 | $325,000 (0.0%) | $465,026 (12.7%) | 0.00 | 427 |
| 2018-06-01 | $319,000 (0.3%) | $437,026 (8.2%) | 0.00 | 495 |
| 2018-07-01 | $309,100 (-4.9%) | $437,149 (-1.0%) | 0.00 | 514 |
| 2018-08-01 | $299,950 (-3.6%) | $421,719 (-3.6%) | 0.00 | 539 |
| 2018-09-01 | $298,250 (0.1%) | $418,383 (-0.8%) | 0.00 | 531 |
| 2018-10-01 | $298,700 (2.2%) | $428,014 (2.3%) | 0.00 | 507 |
| 2018-11-01 | $299,598 (1.0%) | $441,058 (0.6%) | 0.00 | 460 |
| 2018-12-01 | $299,900 (1.7%) | $448,220 (1.5%) | 0.00 | 454 |
| 2019-01-01 | $303,748 (-1.1%) | $446,084 (-0.7%) | 0.00 | 446 |
| 2019-02-01 | $316,250 (3.7%) | $452,123 (-0.4%) | 0.00 | 437 |
| 2019-03-01 | $324,950 (8.7%) | $455,448 (0.7%) | 0.00 | 417 |
| 2019-04-01 | $324,950 (0.4%) | $451,342 (-2.9%) | 0.00 | 403 |
| 2019-05-01 | $331,150 (1.9%) | $459,343 (-1.2%) | 0.00 | 413 |
| 2019-06-01 | $335,000 (5.0%) | $460,367 (5.3%) | 0.00 | 467 |
| 2019-07-01 | $337,450 (9.2%) | $457,865 (4.7%) | 0.00 | 478 |
| 2019-08-01 | $333,500 (11.2%) | $444,587 (5.4%) | 0.00 | 480 |
| 2019-09-01 | $331,250 (11.1%) | $432,897 (3.5%) | 0.00 | 467 |
| 2019-10-01 | $327,225 (9.6%) | $412,827 (-3.6%) | 0.00 | 439 |
| 2019-11-01 | $305,000 (1.8%) | $397,730 (-9.8%) | 0.00 | 416 |
| 2019-12-01 | $291,075 (-2.9%) | $382,332 (-14.7%) | 0.00 | 392 |
| 2020-01-01 | $302,125 (-0.5%) | $379,920 (-14.8%) | 0.00 | 365 |
| 2020-02-01 | $319,450 (1.0%) | $412,281 (-8.8%) | 0.00 | 345 |
| 2020-03-01 | $319,950 (-1.5%) | $414,607 (-9.0%) | 0.00 | 349 |
| 2020-04-01 | $319,475 (-1.7%) | $421,352 (-6.6%) | 0.00 | 353 |
| 2020-05-01 | $325,000 (-1.9%) | $433,791 (-5.6%) | 0.00 | 339 |
| 2020-06-01 | $339,225 (1.3%) | $448,213 (-2.6%) | 0.00 | 317 |
| 2020-07-01 | $331,250 (-1.8%) | $434,640 (-5.1%) | 0.00 | 263 |
| 2020-08-01 | $330,000 (-1.1%) | $463,403 (4.2%) | 0.00 | 232 |
| 2020-09-01 | $340,975 (2.9%) | $474,868 (9.7%) | 0.00 | 213 |
| 2020-10-01 | $346,500 (5.9%) | $494,073 (19.7%) | 0.00 | 190 |
| 2020-11-01 | $340,950 (11.8%) | $493,487 (24.1%) | 0.00 | 162 |
| 2020-12-01 | $327,400 (12.5%) | $464,241 (21.4%) | 0.00 | 145 |
| 2021-01-01 | $320,000 (5.9%) | $471,128 (24.0%) | 0.00 | 130 |
| 2021-02-01 | $307,450 (-3.8%) | $421,523 (2.2%) | 0.00 | 110 |
| 2021-03-01 | $318,475 (-0.5%) | $417,648 (0.7%) | 0.00 | 102 |
| 2021-04-01 | $344,950 (8.0%) | $447,013 (6.1%) | 0.00 | 104 |
| 2021-05-01 | $349,950 (7.7%) | $478,365 (10.3%) | 0.00 | 123 |
| 2021-06-01 | $345,750 (1.9%) | $477,531 (6.5%) | 0.00 | 128 |
| 2021-07-01 | $350,000 (5.7%) | $506,521 (16.5%) | 0.00 | 164 |
| 2021-08-01 | $359,975 (9.1%) | $502,898 (8.5%) | 0.00 | 194 |
| 2021-09-01 | $363,725 (6.7%) | $492,956 (3.8%) | 0.00 | 210 |
| 2021-10-01 | $375,000 (8.2%) | $518,790 (5.0%) | 0.00 | 205 |
| 2021-11-01 | $369,700 (8.4%) | $524,951 (6.4%) | 0.00 | 190 |
| 2021-12-01 | $387,450 (18.3%) | $546,396 (17.7%) | 0.00 | 176 |
| 2022-01-01 | $399,000 (24.7%) | $587,452 (24.7%) | 0.00 | 137 |
| 2022-02-01 | $398,000 (29.5%) | $603,940 (43.3%) | 0.00 | 137 |
| 2022-03-01 | $409,700 (28.6%) | $637,626 (52.7%) | 0.00 | 125 |
| 2022-04-01 | $420,000 (21.8%) | $600,704 (34.4%) | 0.00 | 163 |
| 2022-05-01 | $422,500 (20.7%) | $586,905 (22.7%) | 0.00 | 187 |
| 2022-06-01 | $415,000 (20.0%) | $568,297 (19.0%) | 0.00 | 232 |
| 2022-07-01 | $407,500 (16.4%) | $561,509 (10.9%) | 0.00 | 278 |
| 2022-08-01 | $423,450 (17.6%) | $566,393 (12.6%) | 0.00 | 271 |
| 2022-09-01 | $439,225 (20.8%) | $582,194 (18.1%) | 0.00 | 282 |
| 2022-10-01 | $419,450 (11.9%) | $568,160 (9.5%) | 0.00 | 300 |
| 2022-11-01 | $414,356 (12.1%) | $580,009 (10.5%) | 0.00 | 289 |
| 2022-12-01 | $412,989 (6.6%) | $588,218 (7.7%) | 0.00 | 278 |
| 2023-01-01 | $417,000 (4.5%) | $586,670 (-0.1%) | 0.00 | 253 |
| 2023-02-01 | $419,750 (5.5%) | $583,010 (-3.5%) | 0.00 | 237 |
| 2023-03-01 | $454,500 (10.9%) | $609,035 (-4.5%) | 0.00 | 225 |
| 2023-04-01 | $450,000 (7.1%) | $615,089 (2.4%) | 0.00 | 207 |
| 2023-05-01 | $449,000 (6.3%) | $601,153 (2.4%) | 0.00 | 233 |
| 2023-06-01 | $449,850 (8.4%) | $612,157 (7.7%) | 0.00 | 252 |
| 2023-07-01 | $436,500 (7.1%) | $613,058 (9.2%) | 0.00 | 263 |
| 2023-08-01 | $434,950 (2.7%) | $616,580 (8.9%) | 0.00 | 294 |
| 2023-09-01 | $417,450 (-5.0%) | $590,403 (1.4%) | 0.00 | 314 |
| 2023-10-01 | $399,250 (-4.8%) | $579,173 (1.9%) | 0.00 | 303 |
| 2023-11-01 | $399,900 (-3.5%) | $577,091 (-0.5%) | 0.00 | 279 |
| 2023-12-01 | $385,000 (-6.8%) | $558,102 (-5.1%) | 0.00 | 264 |
| 2024-01-01 | $385,000 (-7.7%) | $569,861 (-2.9%) | 0.00 | 238 |
| 2024-02-01 | $381,500 (-9.1%) | $576,813 (-1.1%) | 0.00 | 220 |
| 2024-03-01 | $390,000 (-14.2%) | $566,483 (-7.0%) | 0.00 | 217 |
| 2024-04-01 | $402,000 (-10.7%) | $554,023 (-9.9%) | 0.00 | 261 |
| 2024-05-01 | $422,475 (-5.9%) | $566,443 (-5.8%) | 0.00 | 281 |
| 2024-06-01 | $434,000 (-3.5%) | $561,718 (-8.2%) | 0.00 | 344 |
| 2024-07-01 | $446,175 (2.2%) | $558,320 (-8.9%) | 0.00 | 352 |
| 2024-08-01 | $444,450 (2.2%) | $562,954 (-8.7%) | 0.00 | 357 |
| 2024-09-01 | $441,975 (5.9%) | $554,611 (-6.1%) | 0.00 | 370 |
| 2024-10-01 | $439,975 (10.2%) | $557,742 (-3.7%) | 0.00 | 355 |
| 2024-11-01 | $425,000 (6.3%) | $555,138 (-3.8%) | 0.00 | 367 |
| 2024-12-01 | $429,000 (11.4%) | $559,382 (0.2%) | 0.00 | 338 |
| 2025-01-01 | $438,950 (14.0%) | $572,791 (0.5%) | 0.00 | 321 |
| 2025-02-01 | $439,200 (15.1%) | $580,226 (0.6%) | 0.00 | 309 |
| 2025-03-01 | $444,995 (14.1%) | $574,736 (1.5%) | 0.00 | 313 |
| 2025-04-01 | $445,000 (10.7%) | $579,154 (4.5%) | 0.00 | 357 |
Roseburg's median listing price for 2025-04-01 was $445,000, a difference of
$43,000
(10.7%) versus the prior year and
$5 versus the prior month.
Roseburg's median listing price comes in at 0% of the national average.
Roseburg's average listing price for 2025-04-01 was $579,154, a difference of $25,131 (4.5%) versus the prior year and $4,418 versus the prior month.
For the 2025-04-01 period, Roseburg had 357 MLS listings, a difference of 44 listings (14%) versus the prior month and 96 listings (37%) versus the prior year.
Roseburg's median listing price comes in at 0% of the national average.
Roseburg's average listing price for 2025-04-01 was $579,154, a difference of $25,131 (4.5%) versus the prior year and $4,418 versus the prior month.
For the 2025-04-01 period, Roseburg had 357 MLS listings, a difference of 44 listings (14%) versus the prior month and 96 listings (37%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Roseburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,900 sqft |
| 2018-02-01 | 0 days | 1,893 sqft |
| 2018-03-01 | 0 days | 1,892 sqft |
| 2018-04-01 | 0 days | 1,919 sqft |
| 2018-05-01 | 0 days | 1,942 sqft |
| 2018-06-01 | 0 days | 1,874 sqft |
| 2018-07-01 | 0 days | 1,871 sqft |
| 2018-08-01 | 0 days | 1,852 sqft |
| 2018-09-01 | 0 days | 1,845 sqft |
| 2018-10-01 | 0 days | 1,850 sqft |
| 2018-11-01 | 0 days | 1,850 sqft |
| 2018-12-01 | 0 days | 1,852 sqft |
| 2019-01-01 | 0 days | 1,853 sqft |
| 2019-02-01 | 0 days | 1,885 sqft |
| 2019-03-01 | 0 days | 1,902 sqft |
| 2019-04-01 | 0 days | 1,902 sqft |
| 2019-05-01 | 0 days | 1,936 sqft |
| 2019-06-01 | 0 days | 1,953 sqft |
| 2019-07-01 | 0 days | 1,954 sqft |
| 2019-08-01 | 0 days | 1,950 sqft |
| 2019-09-01 | 0 days | 1,946 sqft |
| 2019-10-01 | 0 days | 1,935 sqft |
| 2019-11-01 | 0 days | 1,869 sqft |
| 2019-12-01 | 0 days | 1,825 sqft |
| 2020-01-01 | 0 days | 1,842 sqft |
| 2020-02-01 | 0 days | 1,873 sqft |
| 2020-03-01 | 0 days | 1,851 sqft |
| 2020-04-01 | 0 days | 1,848 sqft |
| 2020-05-01 | 0 days | 1,889 sqft |
| 2020-06-01 | 0 days | 1,944 sqft |
| 2020-07-01 | 0 days | 1,916 sqft |
| 2020-08-01 | 0 days | 1,920 sqft |
| 2020-09-01 | 0 days | 1,933 sqft |
| 2020-10-01 | 0 days | 1,908 sqft |
| 2020-11-01 | 0 days | 1,869 sqft |
| 2020-12-01 | 0 days | 1,854 sqft |
| 2021-01-01 | 0 days | 1,838 sqft |
| 2021-02-01 | 0 days | 1,699 sqft |
| 2021-03-01 | 0 days | 1,699 sqft |
| 2021-04-01 | 0 days | 1,818 sqft |
| 2021-05-01 | 0 days | 1,808 sqft |
| 2021-06-01 | 0 days | 1,716 sqft |
| 2021-07-01 | 0 days | 1,790 sqft |
| 2021-08-01 | 0 days | 1,745 sqft |
| 2021-09-01 | 0 days | 1,665 sqft |
| 2021-10-01 | 0 days | 1,656 sqft |
| 2021-11-01 | 0 days | 1,703 sqft |
| 2021-12-01 | 0 days | 1,772 sqft |
| 2022-01-01 | 0 days | 1,784 sqft |
| 2022-02-01 | 0 days | 1,767 sqft |
| 2022-03-01 | 0 days | 1,795 sqft |
| 2022-04-01 | 0 days | 1,768 sqft |
| 2022-05-01 | 0 days | 1,793 sqft |
| 2022-06-01 | 0 days | 1,764 sqft |
| 2022-07-01 | 0 days | 1,760 sqft |
| 2022-08-01 | 0 days | 1,769 sqft |
| 2022-09-01 | 0 days | 1,802 sqft |
| 2022-10-01 | 0 days | 1,760 sqft |
| 2022-11-01 | 0 days | 1,763 sqft |
| 2022-12-01 | 0 days | 1,756 sqft |
| 2023-01-01 | 0 days | 1,781 sqft |
| 2023-02-01 | 0 days | 1,713 sqft |
| 2023-03-01 | 0 days | 1,834 sqft |
| 2023-04-01 | 0 days | 1,877 sqft |
| 2023-05-01 | 0 days | 1,820 sqft |
| 2023-06-01 | 0 days | 1,836 sqft |
| 2023-07-01 | 0 days | 1,815 sqft |
| 2023-08-01 | 0 days | 1,831 sqft |
| 2023-09-01 | 0 days | 1,752 sqft |
| 2023-10-01 | 0 days | 1,745 sqft |
| 2023-11-01 | 0 days | 1,733 sqft |
| 2023-12-01 | 0 days | 1,715 sqft |
| 2024-01-01 | 0 days | 1,698 sqft |
| 2024-02-01 | 0 days | 1,680 sqft |
| 2024-03-01 | 0 days | 1,695 sqft |
| 2024-04-01 | 0 days | 1,730 sqft |
| 2024-05-01 | 0 days | 1,786 sqft |
| 2024-06-01 | 0 days | 1,768 sqft |
| 2024-07-01 | 0 days | 1,835 sqft |
| 2024-08-01 | 0 days | 1,848 sqft |
| 2024-09-01 | 0 days | 1,829 sqft |
| 2024-10-01 | 0 days | 1,840 sqft |
| 2024-11-01 | 0 days | 1,812 sqft |
| 2024-12-01 | 0 days | 1,802 sqft |
| 2025-01-01 | 0 days | 1,784 sqft |
| 2025-02-01 | 0 days | 1,768 sqft |
| 2025-03-01 | 0 days | 1,751 sqft |
| 2025-04-01 | 0 days | 1,724 sqft |
Roseburg's median listing age (time on market) for 2025-04-01 was 0 days.
Roseburg's median square footage for active listings during the 2025-04-01 period was 1,724 sqft. One year prior, the average listing was 1,730 sqft.
Roseburg's median square footage for active listings during the 2025-04-01 period was 1,724 sqft. One year prior, the average listing was 1,730 sqft.
Roseburg, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,092 | $331,750,000 | $303,800 |
| Cash Out Refi | 273 | $61,475,000 | $225,183 |
| Refi | 227 | $77,925,000 | $343,282 |
| Home Improvement | 192 | $15,030,000 | $78,281 |
| Other | 182 | $13,280,000 | $72,967 |
Roseburg's most frequently cited loan purpose was Home Purchase, with 1,092 originations. The 2nd most popular reason was Cash Out Refi, with 273 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 798 | $242,180,000 | $303,484 |
| Over 8% | 431 | $39,015,000 | $90,522 |
| 5-6% | 349 | $113,495,000 | $325,201 |
| 7-8% | 315 | $86,375,000 | $274,206 |
| 4-5% | 32 | $8,420,000 | $263,125 |
| <2.5% | 9 | $585,000 | $65,000 |
| 3-4% | 4 | $560,000 | $140,000 |
| 2.5-3% | 1 | $335,000 | $335,000 |
During 2024, Roseburg's most frequently originated rate bucket was 6-7%, with 798 originations.
Loan Sizing (Roseburg, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 892 | $258,990,000 | $290,348 |
| $100,000 or less | 438 | $22,210,000 | $50,708 |
| $100k-200k | 349 | $51,885,000 | $148,668 |
| $400k-600k | 232 | $108,920,000 | $469,483 |
| $600k-1000k | 47 | $33,255,000 | $707,553 |
| $Over $1MM | 8 | $24,200,000 | $3,025,000 |
Roseburg's loan sizing saw the bucket of loans from $200k-400k with 892 originations, totaling $258,990,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 821 | $271,955,000 | $331,248 |
| Under 20% | 347 | $16,885,000 | $48,660 |
| 60-80% | 310 | $94,310,000 | $304,226 |
| 20-40% | 197 | $24,765,000 | $125,711 |
| 40-60% | 184 | $47,430,000 | $257,772 |
| Over 100% | 38 | $13,990,000 | $368,158 |
Roseburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 821 originations, totaling $271,955,000 in origination value.