Astoria Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Astoria averaged 6.9% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.69% and one month ago for the week of 2024-11-07, the average rate was 7.09%.

    Astoria's average rate one year ago was 6.93%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.9%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Astoria 30 Year Fixed Rate 2024-12-12 6.9%
    Astoria 30 Year Fixed Rate Refi 2024-12-12 6.9%
    Astoria 15 Year Fixed Rate 2024-12-12 5.74%
    Astoria 15 Year Fixed Rate Refi 2024-12-12 6.34%
    Astoria 30 Year FHA 2024-12-12 6.48%
    Astoria 30 Year FHA Refi 2024-12-12 6.08%
    Astoria 30 Year USDA 2024-12-12 6.3%
    Astoria 30 Year USDA Refi 2024-12-12 6.5%
    Astoria 30 Year VA 2024-12-12 6.18%
    Astoria 30 Year VA Refi 2024-12-12 6.18%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Astoria, OR.

    Astoria Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Astoria, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Golden Empire Mortgage, Inc. 34 6.66% $10,002
    QUICKEN LOANS, LLC 23 6.91% $9,051
    CHURCHILL MORTGAGE CORPORATION 21 7.09% $8,119
    GUILD MORTGAGE COMPANY 18 6.97% $11,130
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 17 7.08% $9,894
    UNITED WHOLESALE MORTGAGE, LLC 17 6.58% $9,392
    U.S. Bank 17 6.89% $6,429
    NATIONS DIRECT MORTGAGE, LLC 13 6.65% $6,944
    SUMMIT FUNDING, INC. 11 7.10% $13,178
    UNION HOME MORTGAGE CORP. 9 7.89% $5,756
    PANORAMA MORTGAGE GROUP, LLC 8 6.77% $9,001
    OnPoint Community Credit Union 8 6.88% $6,072
    Wauna Federal Credit Union 8 6.67% $5,539
    ACADEMY MORTGAGE CORPORATION 8 6.80% $8,579
    BROKER SOLUTIONS, INC. 7 7.61% $9,665
    CROSSCOUNTRY MORTGAGE, LLC 7 7.10% $18,054
    Wells Fargo Bank 7 6.57% $5,625
    Morgan Stanley Private Bank 6 5.58% $4,194
    AMERICAN PACIFIC MORTGAGE CORPORATION 5 7.30% $11,192
    JPMorgan Chase Bank 5 6.15% $6,862
    Flagstar Bank, FSB 5 6.70% $5,066
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 4 7.59% $13,709
    Academy Bank 4 6.75% $5,013
    PACIFIC RESIDENTIAL MORTGAGE, LLC 3 6.54% $9,494
    FIBRE FEDERAL CREDIT UNION 3 6.45% $7,334
    Commerce Home Mortgage, Inc. 3 7.75% $7,070
    Unitus Community Credit Union 3 6.67% $6,372
    1st Security Bank of Washington 3 6.92% $8,154
    DIRECTORS MORTGAGE, INC. 2 7.40% $12,248
    ADVANTIS 2 6.00% $5,905
    ARC HOME LLC 2 7.75% $5,559
    BETTER MORTGAGE CORPORATION 2 6.00% $4,615
    Boeing Employees Credit Union 2 6.06% $7,563
    CALIBER HOME LOANS, INC. 2 6.13% $4,567
    CARDINAL FINANCIAL 2 6.99% $17,656
    CMG MORTGAGE, INC. 2 6.99% $5,517
    Evolve Bank & Trust 2 6.31% $4,130
    FIRST TECHNOLOGY 2 6.13% $4,116
    GUARANTEED RATE, INC. 2 6.81% $11,658
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.00% $8,546
    LADERA LENDING, INC. 2 7.88% $9,527
    LAKEVIEW LOAN SERVICING, LLC 2 6.75% $10,843
    LOANDEPOT.COM, LLC 2 7.63% $3,947
    MASON MCDUFFIE MORTGAGE CORPORATION 2 7.00% $16,136
    MORTGAGE EXPRESS, LLC 2 6.94% $8,364
    Mortgage Research Center, LLC 2 6.56% $7,942
    PENNYMAC LOAN SERVICES, LLC 2 6.00% $12,457
    PENTAGON FEDERAL CREDIT UNION 2 6.94% $6,693
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.19% $6,303
    SUMMIT MORTGAGE CORPORATION 2 7.00% $6,713
    The Huntington National Bank 2 6.75% $9,985
    Umpqua Bank 2 7.13% $4,154
    Northpointe Bank 1 5.88% $5,285
    OAKTREE FUNDING CORP. 1 8.50% $41,351
    FREEDOM MORTGAGE CORPORATION 1 6.75% $11,459
    Oregon State Credit Union 1 6.75% $6,901
    First Republic Bank 1 5.35% $3,265
    Farmers Bank & Trust 1 7.99% $4,692
    Paramount Residential Mortgage Group, Inc. 1 7.38% $10,041
    Bank of the Pacific 1 6.75% $17,139
    PENRITH HOME LOANS LLC 1 8.13% $5,062
    Washington Federal Bank 1 6.38% $31,386
    PLAZA HOME MORTGAGE, INC. 1 6.50% $12,425
    PREMIER MORTGAGE RESOURCES, L.L.C. 1 5.99% $10,854
    Presidential Bank, FSB 1 6.99% $14,923
    Washington Trust Bank 1 6.88% $7,453
    Discover Bank 1 8.49% $0
    Raymond James Bank 1 5.00% $3,563
    RED CANOE CREDIT UNION 1 6.25% $20,073
    Rivermark Community Credit Union 1 6.25% $4,737
    S1L, Inc. 1 6.50% $11,650
    SPOKANE TEACHERS 1 6.63% $7,599
    Stifel Bank and Trust 1 6.25% $3,597
    Strong Home Mortgage, LLC 1 7.62% $1,948
    Citizens Bank 1 6.50% $5,047
    AMERISAVE MORTGAGE CORPORATION 1 6.63% $10,077
    ALAMEDA MORTGAGE CORPORATION 1 7.49% $18,016
    iQ Credit Union 1 6.75% $2,031
    KeyBank 1 10.66% $483
    The Loan Store, Inc. 1 7.50% $17,148
    UBS Bank USA 1 5.63% $6,580
    Wyndham Capital Mortgage, Inc. 1 6.13% $5,389
    Citadel Servicing Corporation 1 11.50% $8,492
    IDAHO CENTRAL 1 6.25% $3,989
    Carrington Mortgage Services, LLC 1 6.75% $16,258
    BMO Harris Bank 1 6.13% $8,163
    MOUNTAIN AMERICA 1 8.38% $10,158
    HOMEXPRESS MORTGAGE CORP. 1 9.50% $6,140
    NEWREZ LLC 1 7.38% $4,399

    Astoria Average Closing Costs & Other Stats

    Astoria, OR's 89 lenders originated 846 loans during 2023. The total origination value was $271,920,000, with an average loan value of $321,418.

    Astoria's average closing costs are $6,426.

    The top Astoria lender as defined by loan originations is Golden Empire Mortgage, Inc., with 34 loans originated. Their average total fees are $10,002, which is $951 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Astoria lenders (with over 10 loans originated) are U.S. Bank ($6,429), NATIONS DIRECT MORTGAGE, LLC ($6,944), CHURCHILL MORTGAGE CORPORATION ($8,119), QUICKEN LOANS, LLC ($9,051) and UNITED WHOLESALE MORTGAGE, LLC ($9,392).

    The lowest rate Astoria lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.58%), NATIONS DIRECT MORTGAGE, LLC (6.65%), Golden Empire Mortgage, Inc. (6.66%), U.S. Bank (6.89%) and QUICKEN LOANS, LLC (6.91%).

    Astoria, OR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Golden Empire Mortgage, Inc. $25,100,000 $21,645,000 -13.8% 8.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $32,120,000 $13,595,000 -57.7% 5.0%
    CHURCHILL MORTGAGE CORPORATION $18,415,000 $12,200,000 -33.7% 4.5%
    U.S. Bank $21,510,000 $11,690,000 -45.7% 4.3%
    QUICKEN LOANS, LLC $22,670,000 $11,545,000 -49.1% 4.2%
    Umpqua Bank $20,905,000 $11,210,000 -46.4% 4.1%
    FIBRE FEDERAL CREDIT UNION $11,495,000 $11,160,000 -2.9% 4.1%
    UNITED WHOLESALE MORTGAGE, LLC $16,615,000 $11,010,000 -33.7% 4.0%
    GUILD MORTGAGE COMPANY $8,455,000 $9,895,000 17.0% 3.6%
    Wauna Federal Credit Union $13,795,000 $8,375,000 -39.3% 3.1%
    Commerce Home Mortgage, Inc. $3,230,000 $8,170,000 152.9% 3.0%
    NATIONS DIRECT MORTGAGE, LLC $2,355,000 $7,900,000 235.5% 2.9%
    PANORAMA MORTGAGE GROUP, LLC $7,855,000 $6,240,000 -20.6% 2.3%
    SUMMIT FUNDING, INC. $6,535,000 $5,995,000 -8.3% 2.2%
    CROSSCOUNTRY MORTGAGE, LLC $2,460,000 $5,575,000 126.6% 2.1%
    Wells Fargo Bank $13,035,000 $4,960,000 -61.9% 1.8%
    OnPoint Community Credit Union $6,400,000 $4,690,000 -26.7% 1.7%
    UNION HOME MORTGAGE CORP. $4,655,000 n/a 1.7%
    Morgan Stanley Private Bank $2,015,000 $3,420,000 69.7% 1.3%
    ACADEMY MORTGAGE CORPORATION $8,775,000 $3,145,000 -64.2% 1.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $3,015,000 n/a 1.1%
    Academy Bank $1,115,000 $2,990,000 168.2% 1.1%
    BROKER SOLUTIONS, INC. $2,345,000 $2,585,000 10.2% 1.0%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,015,000 $2,535,000 149.8% 0.9%
    Mortgage Research Center, LLC $5,620,000 $2,520,000 -55.2% 0.9%
    Washington Trust Bank $255,000 $2,435,000 854.9% 0.9%
    JPMorgan Chase Bank $2,520,000 $2,295,000 -8.9% 0.8%
    LOANDEPOT.COM, LLC $5,275,000 $2,110,000 -60.0% 0.8%
    Carrington Mortgage Services, LLC $1,995,000 $1,830,000 -8.3% 0.7%
    Bank of the Pacific $19,190,000 $1,770,000 -90.8% 0.7%
    1st Security Bank of Washington $830,000 $1,740,000 109.6% 0.6%
    CMG MORTGAGE, INC. $4,160,000 $1,705,000 -59.0% 0.6%
    Washington Federal Bank $5,620,000 $1,685,000 -70.0% 0.6%
    Flagstar Bank, FSB $4,025,000 $1,595,000 -60.4% 0.6%
    FIRST TECHNOLOGY $1,410,000 $1,585,000 12.4% 0.6%
    Evolve Bank & Trust $1,560,000 n/a 0.6%
    TWINSTAR $1,550,000 n/a 0.6%
    BMO Harris Bank $1,480,000 n/a 0.5%
    HOMEXPRESS MORTGAGE CORP. $520,000 $1,440,000 176.9% 0.5%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $2,295,000 $1,420,000 -38.1% 0.5%
    NAVY FEDERAL CREDIT UNION $4,065,000 $1,415,000 -65.2% 0.5%
    The Huntington National Bank $1,125,000 $1,340,000 19.1% 0.5%
    DIRECTORS MORTGAGE, INC. $2,050,000 $1,310,000 -36.1% 0.5%
    PENNYMAC LOAN SERVICES, LLC $4,960,000 $1,245,000 -74.9% 0.5%
    Boeing Employees Credit Union $765,000 $1,225,000 60.1% 0.5%
    NEWREZ LLC $795,000 $1,195,000 50.3% 0.4%
    OAKTREE FUNDING CORP. $1,175,000 n/a 0.4%
    Bank of England $1,260,000 $1,170,000 -7.1% 0.4%
    CALIBER HOME LOANS, INC. $20,045,000 $1,165,000 -94.2% 0.4%
    BETTER MORTGAGE CORPORATION $1,890,000 $1,110,000 -41.3% 0.4%
    CALCON MUTUAL MORTGAGE LLC $1,110,000 n/a 0.4%
    CARDINAL FINANCIAL $1,685,000 $1,055,000 -37.4% 0.4%
    ARC HOME LLC $285,000 $1,050,000 268.4% 0.4%
    MASON MCDUFFIE MORTGAGE CORPORATION $860,000 $1,020,000 18.6% 0.4%
    PENTAGON FEDERAL CREDIT UNION $800,000 $1,005,000 25.6% 0.4%
    Farmers Bank & Trust $980,000 n/a 0.4%
    GUARANTEED RATE, INC. $1,720,000 $960,000 -44.2% 0.4%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $520,000 $955,000 83.7% 0.4%
    ADVANTIS $2,695,000 $950,000 -64.7% 0.3%
    First Montana Bank, Inc. $925,000 n/a 0.3%
    SUMMIT MORTGAGE CORPORATION $2,905,000 $920,000 -68.3% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $935,000 $860,000 -8.0% 0.3%
    MORTGAGE EXPRESS, LLC $345,000 $860,000 149.3% 0.3%
    PROVIDENT FUNDING ASSOCIATES, L.P. $1,085,000 $860,000 -20.7% 0.3%
    MANN FINANCIAL INC. $660,000 $820,000 24.2% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,910,000 $795,000 -58.4% 0.3%
    Paramount Residential Mortgage Group, Inc. $785,000 $770,000 -1.9% 0.3%
    UBS Bank USA $2,605,000 $755,000 -71.0% 0.3%
    AMERISAVE MORTGAGE CORPORATION $1,770,000 $740,000 -58.2% 0.3%
    FINANCE OF AMERICA REVERSE LLC $2,040,000 $700,000 -65.7% 0.3%
    Heritage Bank $11,605,000 $690,000 -94.1% 0.3%
    Unitus Community Credit Union $1,735,000 $675,000 -61.1% 0.2%
    Discover Bank $85,000 $660,000 676.5% 0.2%
    USAA Federal Savings Bank $1,890,000 $615,000 -67.5% 0.2%
    RED CANOE CREDIT UNION $345,000 $610,000 76.8% 0.2%
    PENRITH HOME LOANS LLC $605,000 n/a 0.2%
    ALAMEDA MORTGAGE CORPORATION $595,000 n/a 0.2%
    Logan Finance Corporation $595,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $165,000 $575,000 248.5% 0.2%
    Citizens Bank $225,000 $565,000 151.1% 0.2%
    Raymond James Bank $555,000 n/a 0.2%
    GUARANTEED RATE AFFINITY, LLC $545,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $275,000 $535,000 94.5% 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $365,000 $525,000 43.8% 0.2%
    Rivermark Community Credit Union $555,000 $520,000 -6.3% 0.2%
    First Republic Bank $5,380,000 $510,000 -90.5% 0.2%
    Mortgage Bank of California $505,000 n/a 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $2,335,000 $490,000 -79.0% 0.2%
    Prosperity Home Mortgage, LLC $485,000 n/a 0.2%
    The Loan Store, Inc. $485,000 n/a 0.2%
    MOUNTAIN AMERICA $455,000 n/a 0.2%
    Bank of the West $1,500,000 $445,000 -70.3% 0.2%
    LADERA LENDING, INC. $430,000 n/a 0.2%
    ALL REVERSE MORTGAGE, INC. $265,000 $425,000 60.4% 0.2%
    SPOKANE TEACHERS $420,000 n/a 0.2%
    ALLIANT CREDIT UNION $105,000 $410,000 290.5% 0.2%
    LIMA ONE CAPITAL, LLC $405,000 n/a 0.1%
    Presidential Bank, FSB $405,000 n/a 0.1%
    PREMIER MORTGAGE RESOURCES, L.L.C. $265,000 $395,000 49.1% 0.1%
    Consolidated Federal Credit Union $1,305,000 $360,000 -72.4% 0.1%
    LENDSURE MORTGAGE CORP. $1,415,000 $355,000 -74.9% 0.1%
    Northpointe Bank $355,000 n/a 0.1%
    RANLIFE, INC. $355,000 n/a 0.1%
    Oregon State Credit Union $115,000 $345,000 200.0% 0.1%
    PLAZA HOME MORTGAGE, INC. $325,000 n/a 0.1%
    Stifel Bank and Trust $725,000 $305,000 -57.9% 0.1%
    Bank of America $7,595,000 $300,000 -96.1% 0.1%
    FREEDOM MORTGAGE CORPORATION $3,895,000 $295,000 -92.4% 0.1%
    Sierra Pacific Mortgage Company, Inc. $945,000 $285,000 -69.8% 0.1%
    A&D Mortgage LLC $265,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $260,000 n/a 0.1%
    OREGONIANS CREDIT UNION $55,000 $255,000 363.6% 0.1%
    Strong Home Mortgage, LLC $255,000 n/a 0.1%
    IDAHO CENTRAL $245,000 n/a 0.1%
    S1L, Inc. $575,000 $235,000 -59.1% 0.1%
    21ST MORTGAGE CORPORATION $45,000 $230,000 411.1% 0.1%
    LONGBRIDGE FINANCIAL, LLC $1,615,000 $225,000 -86.1% 0.1%
    MLD MORTGAGE INC. $205,000 n/a 0.1%
    Figure Lending LLC $170,000 $190,000 11.8% 0.1%
    PHH Mortgage Corporation $720,000 $165,000 -77.1% 0.1%
    RELIANCE FIRST CAPITAL, LLC $500,000 $165,000 -67.0% 0.1%
    Coastal Community Bank $160,000 n/a 0.1%
    North American Savings Bank, F.S.B. $385,000 $155,000 -59.7% 0.1%
    Gallic & Johnson, LLC $415,000 $145,000 -65.1% 0.1%
    Banner Bank $1,020,000 $140,000 -86.3% 0.1%
    KeyBank $4,015,000 $135,000 -96.6% 0.0%
    Citadel Servicing Corporation $3,440,000 $125,000 -96.4% 0.0%
    First Interstate Bank $385,000 $125,000 -67.5% 0.0%
    Clackamas Federal Credit Union $105,000 n/a 0.0%
    Third Federal Savings and Loan Association of Cleveland $55,000 $105,000 90.9% 0.0%
    Wyndham Capital Mortgage, Inc. $970,000 $105,000 -89.2% 0.0%
    HAPO COMMUNITY CREDIT UNION $85,000 n/a 0.0%
    iQ Credit Union $830,000 $75,000 -91.0% 0.0%
    MARION AND POLK SCHOOLS CREDIT UNION $245,000 $65,000 -73.5% 0.0%
    BayCoast Bank $80,000 $55,000 -31.3% 0.0%
    PNC Bank $605,000 $55,000 -90.9% 0.0%
    SELCO COMMUNITY $45,000 n/a 0.0%
    OREGON COMMUNITY $1,665,000 $40,000 -97.6% 0.0%
    FIRST COMMUNITY $25,000 n/a 0.0%

    Astoria's top lender by overall market share is Golden Empire Mortgage, Inc., with 8.0% market share. In second place, with 5.0%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $13,595,000 in loans. In third place, with 4.5%, is CHURCHILL MORTGAGE CORPORATION, having originated $12,200,000 in loans. In fourth place, with 4.3%, is U.S. Bank, having originated $11,690,000 in loans. In fifth place, with 4.2%, is QUICKEN LOANS, LLC, having originated $11,545,000 in loans.

    Astoria Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Astoria (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $372,238 (0.5%) $521,807 (6.7%) 0.00 303
    2018-02-01 $371,950 (3.7%) $521,857 (10.9%) 0.00 303
    2018-03-01 $399,000 (12.5%) $562,813 (16.2%) 0.00 314
    2018-04-01 $424,500 (17.9%) $563,682 (11.9%) 0.00 326
    2018-05-01 $444,000 (27.1%) $562,545 (15.4%) 0.00 352
    2018-06-01 $435,000 (23.5%) $546,302 (8.9%) 0.00 370
    2018-07-01 $432,125 (20.5%) $540,170 (4.6%) 0.00 390
    2018-08-01 $437,225 (21.5%) $555,401 (6.2%) 0.00 375
    2018-09-01 $438,500 (19.2%) $560,345 (9.3%) 0.00 361
    2018-10-01 $417,500 (11.3%) $550,996 (6.0%) 0.00 350
    2018-11-01 $410,000 (10.2%) $557,323 (5.1%) 0.00 314
    2018-12-01 $412,000 (9.9%) $566,325 (6.8%) 0.00 292
    2019-01-01 $416,450 (11.9%) $556,221 (6.6%) 0.00 258
    2019-02-01 $434,500 (16.8%) $570,116 (9.3%) 0.00 251
    2019-03-01 $449,886 (12.8%) $581,617 (3.3%) 0.00 263
    2019-04-01 $462,586 (9.0%) $590,085 (4.7%) 0.00 290
    2019-05-01 $464,150 (4.5%) $611,626 (8.7%) 0.00 315
    2019-06-01 $459,250 (5.6%) $619,204 (13.3%) 0.00 337
    2019-07-01 $458,000 (6.0%) $599,853 (11.1%) 0.00 356
    2019-08-01 $456,395 (4.4%) $608,630 (9.6%) 0.00 336
    2019-09-01 $452,489 (3.2%) $618,005 (10.3%) 0.00 308
    2019-10-01 $449,884 (7.8%) $624,255 (13.3%) 0.00 288
    2019-11-01 $449,450 (9.6%) $627,259 (12.6%) 0.00 260
    2019-12-01 $445,725 (8.2%) $619,941 (9.5%) 0.00 248
    2020-01-01 $440,713 (5.8%) $606,920 (9.1%) 0.00 220
    2020-02-01 $430,000 (-1.0%) $595,216 (4.4%) 0.00 217
    2020-03-01 $436,750 (-2.9%) $586,380 (0.8%) 0.00 237
    2020-04-01 $439,250 (-5.0%) $603,533 (2.3%) 0.00 240
    2020-05-01 $435,000 (-6.3%) $603,347 (-1.4%) 0.00 232
    2020-06-01 $437,625 (-4.7%) $619,157 (0.0%) 0.00 216
    2020-07-01 $439,000 (-4.2%) $609,459 (1.6%) 0.00 195
    2020-08-01 $450,000 (-1.4%) $636,560 (4.6%) 0.00 171
    2020-09-01 $428,000 (-5.4%) $604,082 (-2.3%) 0.00 149
    2020-10-01 $428,000 (-4.9%) $618,009 (-1.0%) 0.00 120
    2020-11-01 $434,750 (-3.3%) $631,031 (0.6%) 0.00 102
    2020-12-01 $428,000 (-4.0%) $653,165 (5.4%) 0.00 89
    2021-01-01 $466,000 (5.7%) $686,477 (13.1%) 0.00 92
    2021-02-01 $489,000 (13.7%) $688,215 (15.6%) 0.00 77
    2021-03-01 $496,425 (13.7%) $695,276 (18.6%) 0.00 72
    2021-04-01 $508,075 (15.7%) $671,669 (11.3%) 0.00 63
    2021-05-01 $575,450 (32.3%) $693,468 (14.9%) 0.00 81
    2021-06-01 $560,350 (28.0%) $695,904 (12.4%) 0.00 112
    2021-07-01 $572,400 (30.4%) $730,707 (19.9%) 0.00 120
    2021-08-01 $585,000 (30.0%) $749,766 (17.8%) 0.00 127
    2021-09-01 $612,608 (43.1%) $800,477 (32.5%) 0.00 124
    2021-10-01 $599,000 (40.0%) $802,436 (29.8%) 0.00 103
    2021-11-01 $591,225 (36.0%) $775,111 (22.8%) 0.00 92
    2021-12-01 $561,750 (31.3%) $711,789 (9.0%) 0.00 89
    2022-01-01 $549,900 (18.0%) $708,450 (3.2%) 0.00 70
    2022-02-01 $587,000 (20.0%) $768,617 (11.7%) 0.00 72
    2022-03-01 $589,000 (18.7%) $782,552 (12.6%) 0.00 67
    2022-04-01 $615,000 (21.1%) $802,974 (19.6%) 0.00 87
    2022-05-01 $642,000 (11.6%) $793,903 (14.5%) 0.00 119
    2022-06-01 $629,000 (12.3%) $768,008 (10.4%) 0.00 150
    2022-07-01 $619,000 (8.1%) $757,551 (3.7%) 0.00 176
    2022-08-01 $624,000 (6.7%) $775,966 (3.5%) 0.00 172
    2022-09-01 $619,000 (1.0%) $787,605 (-1.6%) 0.00 171
    2022-10-01 $599,000 (0.0%) $743,382 (-7.4%) 0.00 176
    2022-11-01 $599,000 (1.3%) $729,400 (-5.9%) 0.00 174
    2022-12-01 $623,000 (10.9%) $719,695 (1.1%) 0.00 133
    2023-01-01 $605,725 (10.2%) $669,788 (-5.5%) 0.00 128
    2023-02-01 $614,338 (4.7%) $684,923 (-10.9%) 0.00 116
    2023-03-01 $609,000 (3.4%) $708,487 (-9.5%) 0.00 139
    2023-04-01 $629,000 (2.3%) $774,034 (-3.6%) 0.00 146
    2023-05-01 $637,000 (-0.8%) $797,303 (0.4%) 0.00 158
    2023-06-01 $629,000 (0.0%) $814,613 (6.1%) 0.00 169
    2023-07-01 $624,999 (1.0%) $808,824 (6.8%) 0.00 190
    2023-08-01 $599,450 (-3.9%) $781,710 (0.7%) 0.00 203
    2023-09-01 $599,000 (-3.2%) $791,548 (0.5%) 0.00 200
    2023-10-01 $599,000 (0.0%) $799,419 (7.5%) 0.00 209
    2023-11-01 $572,000 (-4.5%) $788,433 (8.1%) 0.00 199
    2023-12-01 $559,000 (-10.3%) $781,212 (8.6%) 0.00 169
    2024-01-01 $596,500 (-1.5%) $806,906 (20.5%) 0.00 151
    2024-02-01 $591,950 (-3.6%) $843,651 (23.2%) 0.00 154
    2024-03-01 $625,000 (2.6%) $889,803 (25.6%) 0.00 161
    2024-04-01 $624,999 (-0.6%) $860,467 (11.2%) 0.00 170
    2024-05-01 $624,999 (-1.9%) $903,441 (13.3%) 0.00 194
    2024-06-01 $625,000 (-0.6%) $955,421 (17.3%) 0.00 215
    2024-07-01 $649,750 (4.0%) $950,549 (17.5%) 0.00 231
    2024-08-01 $650,000 (8.4%) $961,307 (23.0%) 0.00 242
    2024-09-01 $640,000 (6.8%) $930,650 (17.6%) 0.00 244
    2024-10-01 $623,749 (4.1%) $902,529 (12.9%) 0.00 240
    2024-11-01 $599,000 (4.7%) $834,024 (5.8%) 0.00 228
    Astoria's median listing price for 2024-11-01 was $599,000, a difference of $27,000 (4.7%) versus the prior year and $-24,749 versus the prior month.

    Astoria's median listing price comes in at 0% of the national average.

    Astoria's average listing price for 2024-11-01 was $834,024, a difference of $45,591 (5.8%) versus the prior year and $-68,505 versus the prior month.

    For the 2024-11-01 period, Astoria had 228 MLS listings, a difference of -12 listings (-5%) versus the prior month and 29 listings (15%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Astoria (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,740 sqft
    2018-02-01 0 days 1,851 sqft
    2018-03-01 0 days 1,877 sqft
    2018-04-01 0 days 1,878 sqft
    2018-05-01 0 days 1,926 sqft
    2018-06-01 0 days 1,960 sqft
    2018-07-01 0 days 1,947 sqft
    2018-08-01 0 days 2,000 sqft
    2018-09-01 0 days 1,998 sqft
    2018-10-01 0 days 1,916 sqft
    2018-11-01 0 days 1,881 sqft
    2018-12-01 0 days 1,791 sqft
    2019-01-01 0 days 1,779 sqft
    2019-02-01 0 days 1,872 sqft
    2019-03-01 0 days 1,897 sqft
    2019-04-01 0 days 1,920 sqft
    2019-05-01 0 days 1,913 sqft
    2019-06-01 0 days 1,922 sqft
    2019-07-01 0 days 1,914 sqft
    2019-08-01 0 days 1,943 sqft
    2019-09-01 0 days 1,973 sqft
    2019-10-01 0 days 1,994 sqft
    2019-11-01 0 days 2,033 sqft
    2019-12-01 0 days 2,046 sqft
    2020-01-01 0 days 2,057 sqft
    2020-02-01 0 days 1,936 sqft
    2020-03-01 0 days 1,922 sqft
    2020-04-01 0 days 1,936 sqft
    2020-05-01 0 days 1,908 sqft
    2020-06-01 0 days 1,889 sqft
    2020-07-01 0 days 1,888 sqft
    2020-08-01 0 days 1,991 sqft
    2020-09-01 0 days 1,898 sqft
    2020-10-01 0 days 1,819 sqft
    2020-11-01 0 days 1,829 sqft
    2020-12-01 0 days 1,762 sqft
    2021-01-01 0 days 1,771 sqft
    2021-02-01 0 days 1,764 sqft
    2021-03-01 0 days 1,756 sqft
    2021-04-01 0 days 1,847 sqft
    2021-05-01 0 days 1,970 sqft
    2021-06-01 0 days 1,893 sqft
    2021-07-01 0 days 1,898 sqft
    2021-08-01 0 days 1,862 sqft
    2021-09-01 0 days 1,857 sqft
    2021-10-01 0 days 1,854 sqft
    2021-11-01 0 days 1,792 sqft
    2021-12-01 0 days 1,710 sqft
    2022-01-01 0 days 1,704 sqft
    2022-02-01 0 days 1,782 sqft
    2022-03-01 0 days 1,921 sqft
    2022-04-01 0 days 1,805 sqft
    2022-05-01 0 days 1,917 sqft
    2022-06-01 0 days 1,903 sqft
    2022-07-01 0 days 1,806 sqft
    2022-08-01 0 days 1,790 sqft
    2022-09-01 0 days 1,829 sqft
    2022-10-01 0 days 1,766 sqft
    2022-11-01 0 days 1,745 sqft
    2022-12-01 0 days 1,742 sqft
    2023-01-01 0 days 1,750 sqft
    2023-02-01 0 days 1,763 sqft
    2023-03-01 0 days 1,763 sqft
    2023-04-01 0 days 1,845 sqft
    2023-05-01 0 days 1,915 sqft
    2023-06-01 0 days 1,999 sqft
    2023-07-01 0 days 1,872 sqft
    2023-08-01 0 days 1,852 sqft
    2023-09-01 0 days 1,849 sqft
    2023-10-01 0 days 1,878 sqft
    2023-11-01 0 days 1,898 sqft
    2023-12-01 0 days 1,824 sqft
    2024-01-01 0 days 1,866 sqft
    2024-02-01 0 days 1,911 sqft
    2024-03-01 0 days 1,936 sqft
    2024-04-01 0 days 1,939 sqft
    2024-05-01 0 days 1,961 sqft
    2024-06-01 0 days 1,991 sqft
    2024-07-01 0 days 1,979 sqft
    2024-08-01 0 days 2,004 sqft
    2024-09-01 0 days 2,010 sqft
    2024-10-01 0 days 1,981 sqft
    2024-11-01 0 days 1,930 sqft
    Astoria's median listing age (time on market) for 2024-11-01 was 0 days.

    Astoria's median square footage for active listings during the 2024-11-01 period was 1,930 sqft. One year prior, the average listing was 1,898 sqft.

    Astoria, OR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 440 $186,960,000 $424,909
    Home Improvement 118 $13,750,000 $116,525
    Cash Out Refi 97 $31,165,000 $321,289
    Other 96 $13,060,000 $136,042
    Refi 95 $26,985,000 $284,053

    Astoria's most frequently cited loan purpose was Home Purchase, with 440 originations. The 2nd most popular reason was Home Improvement, with 118 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 312 $115,060,000 $368,782
    7-8% 231 $80,515,000 $348,550
    Over 8% 164 $29,640,000 $180,732
    5-6% 110 $40,610,000 $369,182
    4-5% 21 $4,615,000 $219,762
    <2.5% 3 $255,000 $85,000
    3-4% 1 $115,000 $115,000
    2.5-3% 1 $65,000 $65,000

    During 2023, Astoria's most frequently originated rate bucket was 6-7%, with 312 originations.

    Loan Sizing (Astoria, OR MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 275 $83,315,000 $302,964
    $400k-600k 203 $98,795,000 $486,675
    $100,000 or less 168 $9,680,000 $57,619
    $100k-200k 131 $18,045,000 $137,748
    $600k-1000k 56 $39,470,000 $704,821
    $Over $1MM 13 $22,615,000 $1,739,615

    Astoria's loan sizing saw the bucket of loans from $200k-400k with 275 originations, totaling $83,315,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 227 $100,245,000 $441,608
    Under 20% 185 $12,935,000 $69,919
    60-80% 172 $84,680,000 $492,326
    40-60% 124 $43,900,000 $354,032
    20-40% 123 $22,735,000 $184,837
    Over 100% 13 $6,395,000 $491,923

    Astoria's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 227 originations, totaling $100,245,000 in origination value.