Astoria Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Astoria averaged
6.7%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
7.01% and
one month ago for the week of 2025-02-27, the
average rate was 6.72%.
Astoria's average rate one year ago was 7.15%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.64%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Astoria 30 Year Fixed Rate | 2025-04-03 | 6.7% |
| Astoria 30 Year Fixed Rate Refi | 2025-04-03 | 6.64% |
| Astoria 15 Year Fixed Rate | 2025-04-03 | 5.62% |
| Astoria 15 Year Fixed Rate Refi | 2025-04-03 | 5.72% |
| Astoria 30 Year FHA | 2025-04-03 | 6.06% |
| Astoria 30 Year FHA Refi | 2025-04-03 | 6.06% |
| Astoria 30 Year USDA | 2025-04-03 | 6.42% |
| Astoria 30 Year USDA Refi | 2025-04-03 | 6.22% |
| Astoria 30 Year VA | 2025-04-03 | 6.16% |
| Astoria 30 Year VA Refi | 2025-04-03 | 6.16% |
Astoria Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Astoria, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Astoria Average Closing Costs & Other Stats
Astoria, OR's 93 lenders originated 867
loans during 2024. The total origination value was $300,675,000, with an average loan value of
$346,799.
Astoria's average closing costs are $6,669.
The top Astoria lender as defined by loan originations is Golden Empire Mortgage, Inc., with
44 loans originated. Their average total fees are
$8,335, which is $234
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Astoria lenders (with over 10 loans originated) are
U.S. Bank ($4,914), Golden Empire Mortgage, Inc. ($8,335), UNITED WHOLESALE MORTGAGE, LLC ($8,570), QUICKEN LOANS, LLC ($9,083) and GUILD MORTGAGE COMPANY ($9,133).
The lowest rate Astoria lenders (with over 10 loans originated) are
QUICKEN LOANS, LLC (6.47%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.65%), PANORAMA MORTGAGE GROUP, LLC (6.66%), UNITED WHOLESALE MORTGAGE, LLC (6.68%) and U.S. Bank (6.71%).
Astoria, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Golden Empire Mortgage, Inc. | $21,645,000 | $25,630,000 | 18.4% | 8.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $11,010,000 | $18,790,000 | 70.7% | 6.2% |
| QUICKEN LOANS, LLC | $11,545,000 | $14,660,000 | 27.0% | 4.9% |
| PANORAMA MORTGAGE GROUP, LLC | $6,240,000 | $11,510,000 | 84.5% | 3.8% |
| U.S. Bank | $11,690,000 | $10,665,000 | -8.8% | 3.5% |
| Umpqua Bank | $11,210,000 | $10,555,000 | -5.8% | 3.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $13,595,000 | $10,215,000 | -24.9% | 3.4% |
| FIBRE FEDERAL CREDIT UNION | $11,160,000 | $8,430,000 | -24.5% | 2.8% |
| GUILD MORTGAGE COMPANY | $9,895,000 | $8,420,000 | -14.9% | 2.8% |
| UNION HOME MORTGAGE CORP. | $4,655,000 | $7,505,000 | 61.2% | 2.5% |
| CHURCHILL MORTGAGE CORPORATION | $12,200,000 | $7,105,000 | -41.8% | 2.4% |
| Wauna Federal Credit Union | $8,375,000 | $6,385,000 | -23.8% | 2.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $5,575,000 | $5,620,000 | 0.8% | 1.9% |
| NATIONS DIRECT MORTGAGE, LLC | $7,900,000 | $5,585,000 | -29.3% | 1.9% |
| OnPoint Community Credit Union | $4,690,000 | $5,235,000 | 11.6% | 1.7% |
| Northpointe Bank | $355,000 | $4,310,000 | 1,114.1% | 1.4% |
| Bank of the Pacific | $1,770,000 | $4,150,000 | 134.5% | 1.4% |
| JPMorgan Chase Bank | $2,295,000 | $4,105,000 | 78.9% | 1.4% |
| LIMA ONE CAPITAL, LLC | $405,000 | $4,075,000 | 906.2% | 1.4% |
| LOANDEPOT.COM, LLC | $2,110,000 | $4,010,000 | 90.0% | 1.3% |
| First-Citizens Bank & Trust Company | $4,005,000 | n/a | 1.3% | |
| GUARANTEED RATE, INC. | $960,000 | $3,560,000 | 270.8% | 1.2% |
| Commerce Home Mortgage, Inc. | $8,170,000 | $3,010,000 | -63.2% | 1.0% |
| Flagstar Bank, FSB | $1,595,000 | $2,905,000 | 82.1% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $1,245,000 | $2,895,000 | 132.5% | 1.0% |
| MORTGAGE EXPRESS, LLC | $860,000 | $2,790,000 | 224.4% | 0.9% |
| Morgan Stanley Private Bank | $3,420,000 | $2,745,000 | -19.7% | 0.9% |
| CMG MORTGAGE, INC. | $1,705,000 | $2,565,000 | 50.4% | 0.9% |
| 1st Security Bank of Washington | $1,740,000 | $2,510,000 | 44.3% | 0.8% |
| PLAZA HOME MORTGAGE, INC. | $325,000 | $2,510,000 | 672.3% | 0.8% |
| USAA Federal Savings Bank | $615,000 | $2,455,000 | 299.2% | 0.8% |
| Boeing Employees Credit Union | $1,225,000 | $2,420,000 | 97.6% | 0.8% |
| OCMBC, INC. | $2,375,000 | n/a | 0.8% | |
| Banner Bank | $140,000 | $2,320,000 | 1,557.1% | 0.8% |
| GESA | $2,315,000 | n/a | 0.8% | |
| CALCON MUTUAL MORTGAGE LLC | $1,110,000 | $2,250,000 | 102.7% | 0.7% |
| The Loan Store, Inc. | $485,000 | $2,200,000 | 353.6% | 0.7% |
| Mortgage Research Center, LLC | $2,520,000 | $2,185,000 | -13.3% | 0.7% |
| NEWREZ LLC | $1,195,000 | $2,070,000 | 73.2% | 0.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $795,000 | $1,955,000 | 145.9% | 0.7% |
| Wells Fargo Bank | $4,960,000 | $1,855,000 | -62.6% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $1,415,000 | $1,830,000 | 29.3% | 0.6% |
| Washington Trust Bank | $2,435,000 | $1,755,000 | -27.9% | 0.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $3,015,000 | $1,725,000 | -42.8% | 0.6% |
| FIRST TECHNOLOGY | $1,585,000 | $1,695,000 | 6.9% | 0.6% |
| HOMEXPRESS MORTGAGE CORP. | $1,440,000 | $1,630,000 | 13.2% | 0.5% |
| DIRECTORS MORTGAGE, INC. | $1,310,000 | $1,475,000 | 12.6% | 0.5% |
| NBKC BANK | $1,435,000 | n/a | 0.5% | |
| AMERISAVE MORTGAGE CORPORATION | $740,000 | $1,355,000 | 83.1% | 0.5% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $395,000 | $1,325,000 | 235.4% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $1,315,000 | n/a | 0.4% | |
| Figure Lending LLC | $190,000 | $1,270,000 | 568.4% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $295,000 | $1,215,000 | 311.9% | 0.4% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $2,535,000 | $1,185,000 | -53.3% | 0.4% |
| SUMMIT MORTGAGE CORPORATION | $920,000 | $1,150,000 | 25.0% | 0.4% |
| Rivermark Community Credit Union | $520,000 | $1,120,000 | 115.4% | 0.4% |
| NexBank | $1,100,000 | n/a | 0.4% | |
| iQ Credit Union | $75,000 | $1,095,000 | 1,360.0% | 0.4% |
| CARDINAL FINANCIAL | $1,055,000 | $1,075,000 | 1.9% | 0.4% |
| A&D Mortgage LLC | $265,000 | $1,050,000 | 296.2% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $700,000 | $1,030,000 | 47.1% | 0.3% |
| ALLIANT CREDIT UNION | $410,000 | $1,010,000 | 146.3% | 0.3% |
| STAR ONE CREDIT UNION | $995,000 | n/a | 0.3% | |
| BMO Harris Bank | $1,480,000 | $930,000 | -37.2% | 0.3% |
| V.I.P. MORTGAGE, INC. | $915,000 | n/a | 0.3% | |
| LAKEVIEW LOAN SERVICING, LLC | $860,000 | $910,000 | 5.8% | 0.3% |
| Farmers Bank & Trust | $980,000 | $860,000 | -12.2% | 0.3% |
| SUMMIT FUNDING, INC. | $5,995,000 | $850,000 | -85.8% | 0.3% |
| Citadel Servicing Corporation | $125,000 | $840,000 | 572.0% | 0.3% |
| COLUMBIA COMMUNITY CREDIT UNION | $825,000 | n/a | 0.3% | |
| AMERICAN FINANCING CORPORATION | $755,000 | n/a | 0.3% | |
| Citibank | $755,000 | n/a | 0.3% | |
| RESIDENTIAL MORTGAGE, LLC | $755,000 | n/a | 0.3% | |
| MID AMERICA MORTGAGE, INC. | $725,000 | n/a | 0.2% | |
| Goldman Sachs Bank USA | $705,000 | n/a | 0.2% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $860,000 | $675,000 | -21.5% | 0.2% |
| GoPrime Mortgage, Inc. | $665,000 | n/a | 0.2% | |
| PHH Mortgage Corporation | $165,000 | $630,000 | 281.8% | 0.2% |
| S1L, Inc. | $235,000 | $620,000 | 163.8% | 0.2% |
| SCENIC OAKS FUNDING, INC. | $615,000 | n/a | 0.2% | |
| The Huntington National Bank | $1,340,000 | $615,000 | -54.1% | 0.2% |
| BankCherokee | $605,000 | n/a | 0.2% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $1,020,000 | $605,000 | -40.7% | 0.2% |
| American Mortgage & Equity Consultants, Inc. | $565,000 | n/a | 0.2% | |
| VILLAGE CAPITAL MORTGAGE | $575,000 | $560,000 | -2.6% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $535,000 | $555,000 | 3.7% | 0.2% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $545,000 | n/a | 0.2% | |
| RF Renovo Management Company, LLC | $545,000 | n/a | 0.2% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $530,000 | n/a | 0.2% | |
| Washington Federal Bank | $1,685,000 | $525,000 | -68.8% | 0.2% |
| Prosperity Home Mortgage, LLC | $485,000 | $515,000 | 6.2% | 0.2% |
| KeyBank | $135,000 | $510,000 | 277.8% | 0.2% |
| BAY EQUITY LLC | $505,000 | n/a | 0.2% | |
| Loan Simple, Inc. | $480,000 | n/a | 0.2% | |
| Sunflower Bank | $475,000 | n/a | 0.2% | |
| Cornerstone First Mortgage, Inc | $470,000 | n/a | 0.2% | |
| FUNDLOANS CAPITAL | $455,000 | n/a | 0.2% | |
| Magnolia Bank | $455,000 | n/a | 0.2% | |
| MYCUMORTGAGE, LLC | $455,000 | n/a | 0.2% | |
| EVANSVILLE TEACHERS | $445,000 | n/a | 0.1% | |
| Franklin Loan Corporation | $445,000 | n/a | 0.1% | |
| The Federal Savings Bank | $445,000 | n/a | 0.1% | |
| AXIA FINANCIAL, LLC | $435,000 | n/a | 0.1% | |
| Mr. Cooper ( Nationstar Mortgage ) | $490,000 | $435,000 | -11.2% | 0.1% |
| Heritage Bank | $690,000 | $405,000 | -41.3% | 0.1% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $955,000 | $405,000 | -57.6% | 0.1% |
| Truist | $405,000 | n/a | 0.1% | |
| Northwest Farm Credit Services, FLCA | $400,000 | n/a | 0.1% | |
| First National Bank of America | $395,000 | n/a | 0.1% | |
| MOUNTAIN AMERICA | $455,000 | $395,000 | -13.2% | 0.1% |
| Nations Lending Corporation | $385,000 | n/a | 0.1% | |
| INTELLILOAN, INC. | $375,000 | n/a | 0.1% | |
| RANLIFE, INC. | $355,000 | $375,000 | 5.6% | 0.1% |
| NATIONWIDE EQUITIES CORPORATION | $365,000 | n/a | 0.1% | |
| SAMMAMISH MORTGAGE COMPANY | $365,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $355,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $355,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $345,000 | n/a | 0.1% | |
| CANOPY MORTGAGE, LLC | $340,000 | n/a | 0.1% | |
| CORNERSTONE HOME LENDING, INC. | $335,000 | n/a | 0.1% | |
| Discover Bank | $660,000 | $320,000 | -51.5% | 0.1% |
| ML Mortgage Corp. | $315,000 | n/a | 0.1% | |
| Academy Bank | $2,990,000 | $305,000 | -89.8% | 0.1% |
| AMERITRUST MORTGAGE CORPORATION | $305,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $295,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $285,000 | $295,000 | 3.5% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $285,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $285,000 | n/a | 0.1% | |
| LPMC, LLC | $275,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,420,000 | $260,000 | -81.7% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $255,000 | n/a | 0.1% | |
| Unitus Community Credit Union | $675,000 | $255,000 | -62.2% | 0.1% |
| Equity Prime Mortgage LLC | $245,000 | n/a | 0.1% | |
| JMAC LENDING, INC. | $245,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $245,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $355,000 | $225,000 | -36.6% | 0.1% |
| FIRST COMMUNITY | $25,000 | $220,000 | 780.0% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $105,000 | $205,000 | 95.2% | 0.1% |
| Utah Power | $205,000 | n/a | 0.1% | |
| Oregon State Credit Union | $345,000 | $180,000 | -47.8% | 0.1% |
| ROGUE | $180,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $155,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $260,000 | $150,000 | -42.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $135,000 | n/a | 0.0% | |
| BROKER SOLUTIONS, INC. | $2,585,000 | $130,000 | -95.0% | 0.0% |
| First Interstate Bank | $125,000 | $130,000 | 4.0% | 0.0% |
| Coastal Community Bank | $160,000 | $115,000 | -28.1% | 0.0% |
| Bank of America | $300,000 | $105,000 | -65.0% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $105,000 | n/a | 0.0% | |
| SELCO COMMUNITY | $45,000 | $100,000 | 122.2% | 0.0% |
| OREGON COMMUNITY | $40,000 | $95,000 | 137.5% | 0.0% |
| GTE Federal Credit Union | $75,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $230,000 | $45,000 | -80.4% | 0.0% |
| WASHINGTON STATE EMPLOYEES Credit Union | $25,000 | n/a | 0.0% |
Astoria's top lender by overall market share is Golden Empire Mortgage, Inc., with 8.5% market share. In second place, with 6.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $18,790,000 in loans. In third place, with 4.9%, is QUICKEN LOANS, LLC, having originated $14,660,000 in loans. In fourth place, with 3.8%, is PANORAMA MORTGAGE GROUP, LLC, having originated $11,510,000 in loans. In fifth place, with 3.5%, is U.S. Bank, having originated $10,665,000 in loans.
Astoria Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Astoria (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $372,238 (0.5%) | $521,807 (6.7%) | 0.00 | 303 |
| 2018-02-01 | $371,950 (3.7%) | $521,857 (10.9%) | 0.00 | 303 |
| 2018-03-01 | $399,000 (12.5%) | $562,813 (16.2%) | 0.00 | 314 |
| 2018-04-01 | $424,500 (17.9%) | $563,682 (11.9%) | 0.00 | 326 |
| 2018-05-01 | $444,000 (27.1%) | $562,545 (15.4%) | 0.00 | 352 |
| 2018-06-01 | $435,000 (23.5%) | $546,302 (8.9%) | 0.00 | 370 |
| 2018-07-01 | $432,125 (20.5%) | $540,170 (4.6%) | 0.00 | 390 |
| 2018-08-01 | $437,225 (21.5%) | $555,401 (6.2%) | 0.00 | 375 |
| 2018-09-01 | $438,500 (19.2%) | $560,345 (9.3%) | 0.00 | 361 |
| 2018-10-01 | $417,500 (11.3%) | $550,996 (6.0%) | 0.00 | 350 |
| 2018-11-01 | $410,000 (10.2%) | $557,323 (5.1%) | 0.00 | 314 |
| 2018-12-01 | $412,000 (9.9%) | $566,325 (6.8%) | 0.00 | 292 |
| 2019-01-01 | $416,450 (11.9%) | $556,221 (6.6%) | 0.00 | 258 |
| 2019-02-01 | $434,500 (16.8%) | $570,116 (9.3%) | 0.00 | 251 |
| 2019-03-01 | $448,621 (12.4%) | $581,181 (3.3%) | 0.00 | 262 |
| 2019-04-01 | $460,225 (8.4%) | $589,197 (4.5%) | 0.00 | 289 |
| 2019-05-01 | $463,675 (4.4%) | $611,300 (8.7%) | 0.00 | 314 |
| 2019-06-01 | $459,000 (5.5%) | $618,907 (13.3%) | 0.00 | 337 |
| 2019-07-01 | $458,000 (6.0%) | $599,853 (11.1%) | 0.00 | 356 |
| 2019-08-01 | $456,395 (4.4%) | $608,630 (9.6%) | 0.00 | 336 |
| 2019-09-01 | $452,489 (3.2%) | $618,005 (10.3%) | 0.00 | 308 |
| 2019-10-01 | $449,884 (7.8%) | $624,255 (13.3%) | 0.00 | 288 |
| 2019-11-01 | $449,450 (9.6%) | $627,259 (12.6%) | 0.00 | 260 |
| 2019-12-01 | $445,725 (8.2%) | $619,941 (9.5%) | 0.00 | 248 |
| 2020-01-01 | $440,713 (5.8%) | $606,920 (9.1%) | 0.00 | 220 |
| 2020-02-01 | $430,000 (-1.0%) | $595,216 (4.4%) | 0.00 | 217 |
| 2020-03-01 | $436,750 (-2.7%) | $586,380 (0.9%) | 0.00 | 237 |
| 2020-04-01 | $439,250 (-4.6%) | $603,533 (2.4%) | 0.00 | 240 |
| 2020-05-01 | $435,000 (-6.2%) | $603,347 (-1.3%) | 0.00 | 232 |
| 2020-06-01 | $437,625 (-4.7%) | $619,157 (0.0%) | 0.00 | 216 |
| 2020-07-01 | $439,000 (-4.2%) | $609,459 (1.6%) | 0.00 | 195 |
| 2020-08-01 | $450,000 (-1.4%) | $636,560 (4.6%) | 0.00 | 171 |
| 2020-09-01 | $428,000 (-5.4%) | $604,082 (-2.3%) | 0.00 | 149 |
| 2020-10-01 | $428,000 (-4.9%) | $618,009 (-1.0%) | 0.00 | 120 |
| 2020-11-01 | $434,750 (-3.3%) | $631,031 (0.6%) | 0.00 | 102 |
| 2020-12-01 | $428,000 (-4.0%) | $653,165 (5.4%) | 0.00 | 89 |
| 2021-01-01 | $466,000 (5.7%) | $686,477 (13.1%) | 0.00 | 92 |
| 2021-02-01 | $489,000 (13.7%) | $688,215 (15.6%) | 0.00 | 77 |
| 2021-03-01 | $496,425 (13.7%) | $695,276 (18.6%) | 0.00 | 72 |
| 2021-04-01 | $508,075 (15.7%) | $671,669 (11.3%) | 0.00 | 63 |
| 2021-05-01 | $575,450 (32.3%) | $693,468 (14.9%) | 0.00 | 81 |
| 2021-06-01 | $560,350 (28.0%) | $695,904 (12.4%) | 0.00 | 112 |
| 2021-07-01 | $572,400 (30.4%) | $730,707 (19.9%) | 0.00 | 120 |
| 2021-08-01 | $585,000 (30.0%) | $749,766 (17.8%) | 0.00 | 127 |
| 2021-09-01 | $612,608 (43.1%) | $800,477 (32.5%) | 0.00 | 124 |
| 2021-10-01 | $599,000 (40.0%) | $802,436 (29.8%) | 0.00 | 103 |
| 2021-11-01 | $591,225 (36.0%) | $775,111 (22.8%) | 0.00 | 92 |
| 2021-12-01 | $561,750 (31.3%) | $711,789 (9.0%) | 0.00 | 89 |
| 2022-01-01 | $549,900 (18.0%) | $708,450 (3.2%) | 0.00 | 70 |
| 2022-02-01 | $587,000 (20.0%) | $768,617 (11.7%) | 0.00 | 72 |
| 2022-03-01 | $589,000 (18.7%) | $782,552 (12.6%) | 0.00 | 67 |
| 2022-04-01 | $615,000 (21.1%) | $802,974 (19.6%) | 0.00 | 87 |
| 2022-05-01 | $642,000 (11.6%) | $793,903 (14.5%) | 0.00 | 119 |
| 2022-06-01 | $629,000 (12.3%) | $768,008 (10.4%) | 0.00 | 150 |
| 2022-07-01 | $619,000 (8.1%) | $757,551 (3.7%) | 0.00 | 176 |
| 2022-08-01 | $624,000 (6.7%) | $775,966 (3.5%) | 0.00 | 172 |
| 2022-09-01 | $619,000 (1.0%) | $787,605 (-1.6%) | 0.00 | 171 |
| 2022-10-01 | $599,000 (0.0%) | $743,382 (-7.4%) | 0.00 | 176 |
| 2022-11-01 | $599,000 (1.3%) | $729,400 (-5.9%) | 0.00 | 174 |
| 2022-12-01 | $623,000 (10.9%) | $719,695 (1.1%) | 0.00 | 133 |
| 2023-01-01 | $605,725 (10.2%) | $669,788 (-5.5%) | 0.00 | 128 |
| 2023-02-01 | $614,338 (4.7%) | $684,923 (-10.9%) | 0.00 | 116 |
| 2023-03-01 | $609,000 (3.4%) | $708,487 (-9.5%) | 0.00 | 139 |
| 2023-04-01 | $629,000 (2.3%) | $774,034 (-3.6%) | 0.00 | 146 |
| 2023-05-01 | $637,000 (-0.8%) | $797,303 (0.4%) | 0.00 | 158 |
| 2023-06-01 | $629,000 (0.0%) | $814,613 (6.1%) | 0.00 | 169 |
| 2023-07-01 | $624,999 (1.0%) | $808,824 (6.8%) | 0.00 | 190 |
| 2023-08-01 | $599,450 (-3.9%) | $781,710 (0.7%) | 0.00 | 203 |
| 2023-09-01 | $599,000 (-3.2%) | $791,548 (0.5%) | 0.00 | 200 |
| 2023-10-01 | $599,000 (0.0%) | $799,419 (7.5%) | 0.00 | 209 |
| 2023-11-01 | $572,000 (-4.5%) | $788,433 (8.1%) | 0.00 | 199 |
| 2023-12-01 | $559,000 (-10.3%) | $781,212 (8.6%) | 0.00 | 169 |
| 2024-01-01 | $596,500 (-1.5%) | $806,906 (20.5%) | 0.00 | 151 |
| 2024-02-01 | $591,950 (-3.6%) | $843,651 (23.2%) | 0.00 | 154 |
| 2024-03-01 | $625,000 (2.6%) | $889,803 (25.6%) | 0.00 | 161 |
| 2024-04-01 | $624,999 (-0.6%) | $860,467 (11.2%) | 0.00 | 170 |
| 2024-05-01 | $624,999 (-1.9%) | $903,441 (13.3%) | 0.00 | 194 |
| 2024-06-01 | $624,999 (-0.6%) | $950,487 (16.7%) | 0.00 | 216 |
| 2024-07-01 | $649,750 (4.0%) | $950,549 (17.5%) | 0.00 | 231 |
| 2024-08-01 | $650,000 (8.4%) | $961,307 (23.0%) | 0.00 | 241 |
| 2024-09-01 | $639,975 (6.8%) | $930,968 (17.6%) | 0.00 | 243 |
| 2024-10-01 | $618,749 (3.3%) | $902,738 (12.9%) | 0.00 | 239 |
| 2024-11-01 | $599,000 (4.7%) | $833,953 (5.8%) | 0.00 | 227 |
| 2024-12-01 | $589,999 (5.6%) | $813,780 (4.2%) | 0.00 | 195 |
| 2025-01-01 | $579,499 (-2.9%) | $808,206 (0.2%) | 0.00 | 182 |
| 2025-02-01 | $566,000 (-4.4%) | $817,535 (-3.1%) | 0.00 | 184 |
| 2025-03-01 | $565,000 (-9.6%) | $801,083 (-10.0%) | 0.00 | 195 |
Astoria's median listing price comes in at 0% of the national average.
Astoria's average listing price for 2025-03-01 was $801,083, a difference of $-88,720 (-10.0%) versus the prior year and $-16,452 versus the prior month.
For the 2025-03-01 period, Astoria had 195 MLS listings, a difference of 11 listings (6%) versus the prior month and 34 listings (21%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Astoria (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,740 sqft |
| 2018-02-01 | 0 days | 1,851 sqft |
| 2018-03-01 | 0 days | 1,877 sqft |
| 2018-04-01 | 0 days | 1,878 sqft |
| 2018-05-01 | 0 days | 1,926 sqft |
| 2018-06-01 | 0 days | 1,960 sqft |
| 2018-07-01 | 0 days | 1,947 sqft |
| 2018-08-01 | 0 days | 2,000 sqft |
| 2018-09-01 | 0 days | 1,998 sqft |
| 2018-10-01 | 0 days | 1,916 sqft |
| 2018-11-01 | 0 days | 1,881 sqft |
| 2018-12-01 | 0 days | 1,791 sqft |
| 2019-01-01 | 0 days | 1,779 sqft |
| 2019-02-01 | 0 days | 1,872 sqft |
| 2019-03-01 | 0 days | 1,897 sqft |
| 2019-04-01 | 0 days | 1,920 sqft |
| 2019-05-01 | 0 days | 1,910 sqft |
| 2019-06-01 | 0 days | 1,922 sqft |
| 2019-07-01 | 0 days | 1,914 sqft |
| 2019-08-01 | 0 days | 1,943 sqft |
| 2019-09-01 | 0 days | 1,973 sqft |
| 2019-10-01 | 0 days | 1,994 sqft |
| 2019-11-01 | 0 days | 2,033 sqft |
| 2019-12-01 | 0 days | 2,046 sqft |
| 2020-01-01 | 0 days | 2,057 sqft |
| 2020-02-01 | 0 days | 1,936 sqft |
| 2020-03-01 | 0 days | 1,922 sqft |
| 2020-04-01 | 0 days | 1,936 sqft |
| 2020-05-01 | 0 days | 1,908 sqft |
| 2020-06-01 | 0 days | 1,889 sqft |
| 2020-07-01 | 0 days | 1,888 sqft |
| 2020-08-01 | 0 days | 1,991 sqft |
| 2020-09-01 | 0 days | 1,898 sqft |
| 2020-10-01 | 0 days | 1,819 sqft |
| 2020-11-01 | 0 days | 1,829 sqft |
| 2020-12-01 | 0 days | 1,762 sqft |
| 2021-01-01 | 0 days | 1,771 sqft |
| 2021-02-01 | 0 days | 1,764 sqft |
| 2021-03-01 | 0 days | 1,756 sqft |
| 2021-04-01 | 0 days | 1,847 sqft |
| 2021-05-01 | 0 days | 1,970 sqft |
| 2021-06-01 | 0 days | 1,893 sqft |
| 2021-07-01 | 0 days | 1,898 sqft |
| 2021-08-01 | 0 days | 1,862 sqft |
| 2021-09-01 | 0 days | 1,857 sqft |
| 2021-10-01 | 0 days | 1,854 sqft |
| 2021-11-01 | 0 days | 1,792 sqft |
| 2021-12-01 | 0 days | 1,710 sqft |
| 2022-01-01 | 0 days | 1,704 sqft |
| 2022-02-01 | 0 days | 1,782 sqft |
| 2022-03-01 | 0 days | 1,921 sqft |
| 2022-04-01 | 0 days | 1,805 sqft |
| 2022-05-01 | 0 days | 1,917 sqft |
| 2022-06-01 | 0 days | 1,903 sqft |
| 2022-07-01 | 0 days | 1,806 sqft |
| 2022-08-01 | 0 days | 1,790 sqft |
| 2022-09-01 | 0 days | 1,829 sqft |
| 2022-10-01 | 0 days | 1,766 sqft |
| 2022-11-01 | 0 days | 1,745 sqft |
| 2022-12-01 | 0 days | 1,742 sqft |
| 2023-01-01 | 0 days | 1,750 sqft |
| 2023-02-01 | 0 days | 1,763 sqft |
| 2023-03-01 | 0 days | 1,763 sqft |
| 2023-04-01 | 0 days | 1,845 sqft |
| 2023-05-01 | 0 days | 1,915 sqft |
| 2023-06-01 | 0 days | 1,999 sqft |
| 2023-07-01 | 0 days | 1,872 sqft |
| 2023-08-01 | 0 days | 1,852 sqft |
| 2023-09-01 | 0 days | 1,849 sqft |
| 2023-10-01 | 0 days | 1,878 sqft |
| 2023-11-01 | 0 days | 1,898 sqft |
| 2023-12-01 | 0 days | 1,824 sqft |
| 2024-01-01 | 0 days | 1,866 sqft |
| 2024-02-01 | 0 days | 1,911 sqft |
| 2024-03-01 | 0 days | 1,936 sqft |
| 2024-04-01 | 0 days | 1,939 sqft |
| 2024-05-01 | 0 days | 1,955 sqft |
| 2024-06-01 | 0 days | 1,980 sqft |
| 2024-07-01 | 0 days | 1,979 sqft |
| 2024-08-01 | 0 days | 2,004 sqft |
| 2024-09-01 | 0 days | 2,004 sqft |
| 2024-10-01 | 0 days | 1,980 sqft |
| 2024-11-01 | 0 days | 1,928 sqft |
| 2024-12-01 | 0 days | 1,901 sqft |
| 2025-01-01 | 0 days | 1,850 sqft |
| 2025-02-01 | 0 days | 1,816 sqft |
| 2025-03-01 | 0 days | 1,751 sqft |
Astoria's median square footage for active listings during the 2025-03-01 period was 1,751 sqft. One year prior, the average listing was 1,936 sqft.
Astoria, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 437 | $194,345,000 | $444,725 |
| Cash Out Refi | 140 | $41,250,000 | $294,643 |
| Home Improvement | 112 | $10,660,000 | $95,179 |
| Refi | 99 | $38,935,000 | $393,283 |
| Other | 79 | $15,485,000 | $196,013 |
Astoria's most frequently cited loan purpose was Home Purchase, with 437 originations. The 2nd most popular reason was Cash Out Refi, with 140 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 324 | $123,190,000 | $380,216 |
| Over 8% | 222 | $42,470,000 | $191,306 |
| 7-8% | 189 | $76,935,000 | $407,063 |
| 5-6% | 119 | $52,935,000 | $444,832 |
| 4-5% | 9 | $3,625,000 | $402,778 |
| 3-4% | 2 | $450,000 | $225,000 |
| <2.5% | 1 | $465,000 | $465,000 |
During 2024, Astoria's most frequently originated rate bucket was 6-7%, with 324 originations.
Loan Sizing (Astoria, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 273 | $85,475,000 | $313,095 |
| $400k-600k | 207 | $99,625,000 | $481,280 |
| $100,000 or less | 160 | $8,740,000 | $54,625 |
| $100k-200k | 127 | $17,695,000 | $139,331 |
| $600k-1000k | 75 | $53,705,000 | $716,067 |
| $Over $1MM | 25 | $35,435,000 | $1,417,400 |
Astoria's loan sizing saw the bucket of loans from $200k-400k with 273 originations, totaling $85,475,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 248 | $117,510,000 | $473,831 |
| 60-80% | 206 | $98,620,000 | $478,738 |
| Under 20% | 188 | $14,780,000 | $78,617 |
| 20-40% | 127 | $28,855,000 | $227,205 |
| 40-60% | 85 | $34,805,000 | $409,471 |
| Over 100% | 6 | $2,770,000 | $461,667 |
Astoria's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 248 originations, totaling $117,510,000 in origination value.