Astoria Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Astoria averaged 6.04% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.05% and one month ago for the week of 2022-05-26, the average rate was 5.34%.

Astoria's average rate one year ago was 3.01%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.81%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Astoria 30 Year Fixed Rate 2022-06-30 6.04%
Astoria 30 Year Fixed Rate Refi 2022-06-30 5.81%
Astoria 15 Year Fixed Rate 2022-06-30 5.41%
Astoria 15 Year Fixed Rate Refi 2022-06-30 4.96%
Astoria 30 Year FHA 2022-06-30 5.8%
Astoria 30 Year FHA Refi 2022-06-30 5.42%
Astoria 30 Year USDA 2022-06-30 5.72%
Astoria 30 Year USDA Refi 2022-06-30 6.62%
Astoria 30 Year VA 2022-06-30 5.66%
Astoria 30 Year VA Refi 2022-06-30 5.14%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Astoria, OR.

Astoria Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Astoria, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 127 2.99% $5,813
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 117 3.20% $5,874
Golden Empire Mortgage, Inc. 104 3.06% $5,324
CHURCHILL MORTGAGE CORPORATION 72 3.43% $5,441
Umpqua Bank 68 3.18% $4,986
CALIBER HOME LOANS, INC. 68 3.06% $4,949
UNITED WHOLESALE MORTGAGE, LLC 64 2.90% $5,634
Wauna Federal Credit Union 48 3.03% $6,303
U.S. Bank 42 3.03% $5,174
GUILD MORTGAGE COMPANY 38 3.15% $6,180
Bank of the Pacific 37 2.80% $4,143
Wells Fargo Bank 35 3.08% $4,338
ACADEMY MORTGAGE CORPORATION 35 3.19% $5,244
OnPoint Community Credit Union 34 3.02% $5,008
LOANDEPOT.COM, LLC 29 2.90% $4,615
DIRECTORS MORTGAGE, INC. 29 3.22% $6,075
FIBRE FEDERAL CREDIT UNION 24 2.89% $6,095
SUMMIT FUNDING, INC. 22 3.23% $6,342
FINANCE OF AMERICA MORTGAGE LLC 20 3.06% $5,208
HOMEBRIDGE FINANCIAL SERVICES, INC. 19 3.22% $5,275
PENNYMAC LOAN SERVICES, LLC 15 3.02% $5,971
CROSSCOUNTRY MORTGAGE, LLC 15 3.18% $6,733
AMERISAVE MORTGAGE CORPORATION 14 3.00% $5,022
JPMorgan Chase Bank 13 2.97% $4,411
BETTER MORTGAGE CORPORATION 13 2.87% $4,238
HOME POINT FINANCIAL CORPORATION 13 3.10% $3,969
Mr. Cooper ( Nationstar Mortgage ) 13 3.11% $5,694
BROKER SOLUTIONS, INC. 12 3.13% $5,952
NATIONS DIRECT MORTGAGE, LLC 11 2.97% $5,216
Flagstar Bank, FSB 10 2.91% $3,715
MOVEMENT MORTGAGE, LLC 9 3.13% $4,437
SUMMIT MORTGAGE CORPORATION 9 3.30% $5,632
KeyBank 9 2.90% $3,972
PREMIER MORTGAGE RESOURCES, L.L.C. 9 3.22% $5,201
ADVANTIS 8 3.19% $5,077
FREEDOM MORTGAGE CORPORATION 8 2.98% $2,829
CANOPY MORTGAGE, LLC 8 3.23% $8,643
CMG MORTGAGE, INC. 8 2.94% $6,963
NEWREZ LLC 8 3.15% $4,068
Citadel Servicing Corporation 7 4.45% $12,350
Commerce Home Mortgage, Inc. 7 3.50% $5,641
Unitus Community Credit Union 7 3.02% $5,627
PANORAMA MORTGAGE GROUP, LLC 7 3.43% $4,802
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 7 3.09% $6,778
First Republic Bank 6 2.88% $4,388
Columbia State Bank 6 3.19% $4,196
FIRST TECHNOLOGY 6 2.81% $5,095
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 3.00% $7,347
Bank of America 5 2.68% $5,188
AMERICAN FINANCING CORPORATION 5 3.25% $3,605
GUARANTEED RATE, INC. 5 2.97% $4,429
CHERRY CREEK MORTGAGE, LLC 5 2.73% $5,257
Sierra Pacific Mortgage Company, Inc. 5 3.15% $4,460
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 3.30% $5,432
MOUNTAIN WEST FINANCIAL, INC. 5 2.77% $6,621
PROVIDENT FUNDING ASSOCIATES, L.P. 4 2.63% $8,205
Rivermark Community Credit Union 4 2.97% $3,608
S1L, Inc. 4 2.96% $6,955
CELEBRITY HOME LOANS, LLC 4 3.19% $8,132
Willamette Valley Bank 4 3.38% $5,801
Morgan Stanley Private Bank 4 2.79% $6,291
Banner Bank 4 3.16% $8,267
MANN FINANCIAL INC. 4 3.41% $9,503
Ally Bank 4 3.00% $3,436
MUTUAL OF OMAHA MORTGAGE, INC. 4 2.90% $6,233
ZILLOW HOME LOANS, LLC 3 3.08% $4,120
AMERICAN PACIFIC MORTGAGE CORPORATION 3 3.00% $5,686
Bank of the West 3 2.79% $8,456
BAY EQUITY LLC 3 2.92% $6,661
Boeing Employees Credit Union 3 2.79% $4,164
Hometown Lenders, Inc. 3 3.92% $8,552
KS StateBank 3 2.92% $3,712
LADERA LENDING, INC. 3 3.08% $6,325
MASON MCDUFFIE MORTGAGE CORPORATION 3 3.58% $4,260
North American Savings Bank, F.S.B. 3 2.83% $1,848
Northpointe Bank 3 3.08% $4,811
PACIFIC RESIDENTIAL MORTGAGE, LLC 3 3.12% $13,781
Paramount Residential Mortgage Group, Inc. 3 2.79% $7,786
PHH Mortgage Corporation 3 3.33% $4,348
Raymond James Bank 3 2.88% $4,367
SAMMAMISH MORTGAGE COMPANY 3 2.63% $7,157
VERITAS FUNDING, LLC 3 3.25% $6,505
AMERICAN FINANCIAL NETWORK, INC. 2 2.87% $13,716
AMERICAN INTERNET MORTGAGE, INC. 2 2.69% $4,183
PENTAGON FEDERAL CREDIT UNION 2 2.94% $2,347
Citibank 2 2.94% $6,653
Washington Federal Bank 2 3.63% $9,550
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 3.38% $4,240
HomeStreet Bank 2 2.88% $5,043
Bank of England 2 3.19% $3,881
First Interstate Bank 2 3.25% $5,246
SOVEREIGN LENDING GROUP INCORPORATED 2 3.12% $8,300
NETWORK CAPITAL FUNDING CORPORATION 2 2.88% $1,963
InterContinental Capital Group, Inc 2 3.12% $6,432
iQ Credit Union 2 3.00% $2,928
First Guaranty Mortgage Corporation 2 3.44% $4,340
Strong Home Mortgage, LLC 2 3.00% $1,684
NAVY FEDERAL CREDIT UNION 2 2.94% $2,959
NFM, INC. 2 3.19% $6,898
CORNERSTONE HOME LENDING, INC. 2 3.19% $7,196
Network Funding, L.P. 1 4.88% $7,310
EMM LOANS LLC 1 2.88% $9,054
EAGLE HOME MORTGAGE, LLC 1 3.99% $7,140
OREGON COMMUNITY 1 2.88% $3,125
Pacific NW Federal Credit Union 1 2.88% $2,440
Washington Trust Bank 1 3.25% $4,356
DRAPER AND KRAMER MORTGAGE CORP. 1 3.25% $3,885
AmRes Corporation 1 3.25% $6,381
Dollar Bank, Federal Savings Bank 1 3.25% $6,123
Ameris Bank 1 2.99% $9,011
PLANET HOME LENDING, LLC 1 3.25% $2,308
PNC Bank 1 2.88% $8,281
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.38% $5,151
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.13% $3,639
COUNTRYPLACE MORTGAGE, LTD. 1 3.50% $8,879
PRIORITY HOME LENDING, LLC 1 3.13% $6,541
City National Bank 1 2.74% $6,827
Citizens Bank 1 2.75% $3,451
Wyndham Capital Mortgage, Inc. 1 3.13% $2,033
Chicago Mortgage Solutions LLC 1 2.88% $2,962
SIWELL, INC. 1 2.63% $3,994
STEARNS LENDING, LLC 1 3.38% $2,246
Stifel Bank and Trust 1 2.88% $3,573
Century Mortgage Company DBA Century Lending Company 1 3.63% $4,541
Carrington Mortgage Services, LLC 1 3.25% $6,525
Sunflower Bank 1 3.38% $6,557
SUN WEST MORTGAGE COMPANY, INC. 1 2.75% $3,394
Superior Credit Union, Inc. 1 3.00% $7,572
THE MORTGAGE COMPANY 1 3.38% $5,195
TIAA, FSB 1 3.38% $6,429
Truist Bank 1 3.50% $4,612
Baxter Credit Union 1 2.88% $4,796
HOMEXPRESS MORTGAGE CORP. 1 4.75% $20,055
IDAHO CENTRAL 1 3.63% $6,946
IMPAC MORTGAGE CORP. 1 2.99% $0
JLB CORPORATION 1 3.00% $5,877
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 2.75% $4,670
GSF Mortgage Corporation 1 3.50% $14,687
Axos Bank 1 3.00% $3,984
LAKEVIEW LOAN SERVICING, LLC 1 3.38% $3,633
USAA Federal Savings Bank 1 2.63% $6,235
LAND HOME FINANCIAL SERVICES, INC. 1 3.25% $4,563
LEADERONE FINANCIAL CORPORATION 1 3.00% $4,337
LENDERFI, INC. 1 2.88% $1,616
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.38% $12,800
Great Southern Bank 1 2.38% $4,759
LPMC, LLC 1 3.00% $6,570
GoPrime Mortgage, Inc. 1 3.25% $3,192
AXIA FINANCIAL, LLC 1 3.00% $4,550
Merchants Bank of Indiana 1 2.50% $7,084
GENEVA FINANCIAL, LLC 1 2.88% $3,771
MOUNTAIN AMERICA 1 3.75% $21,141
Gateway First Bank 1 3.13% $4,899
MUFG Union Bank 1 3.00% $2,513
First Bank 1 3.00% $4,638
FBC MORTGAGE, LLC 1 3.50% $5,476
NBKC BANK 1 2.88% $2,781
Neighborhood Loans, Inc. 1 3.88% $7,096

Astoria, OR's 158 lenders originated 2,664 loans during 2021. The total origination value was $839,960,000, with an average loan value of $315,300.

The top Astoria lender as defined by loan originations is QUICKEN LOANS, LLC, with 127 loans originated. Their average total fees are $5,813, which is $61 lower than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

The lowest fee Astoria lenders (with over 10 loans originated) are Flagstar Bank, FSB ($3,715), HOME POINT FINANCIAL CORPORATION ($3,969), Bank of the Pacific ($4,143), BETTER MORTGAGE CORPORATION ($4,238) and Wells Fargo Bank ($4,338).

The lowest rate Astoria lenders (with over 10 loans originated) are Bank of the Pacific (2.80%), BETTER MORTGAGE CORPORATION (2.87%), FIBRE FEDERAL CREDIT UNION (2.89%), UNITED WHOLESALE MORTGAGE, LLC (2.90%) and LOANDEPOT.COM, LLC (2.90%).

Astoria, OR Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $61,685,000 $54,655,000 -11.4% 6.5%
QUICKEN LOANS, LLC $48,355,000 $52,755,000 9.1% 6.3%
Umpqua Bank $32,620,000 $41,865,000 28.3% 5.0%
Golden Empire Mortgage, Inc. $35,685,000 $40,985,000 14.9% 4.9%
U.S. Bank $49,190,000 $40,695,000 -17.3% 4.8%
CALIBER HOME LOANS, INC. $29,470,000 $38,310,000 30.0% 4.6%
UNITED WHOLESALE MORTGAGE, LLC $22,340,000 $35,830,000 60.4% 4.3%
CHURCHILL MORTGAGE CORPORATION $14,910,000 $28,225,000 89.3% 3.4%
Wells Fargo Bank $13,515,000 $20,210,000 49.5% 2.4%
Wauna Federal Credit Union $10,730,000 $19,220,000 79.1% 2.3%
GUILD MORTGAGE COMPANY $15,425,000 $18,590,000 20.5% 2.2%
Bank of the Pacific $19,295,000 $17,915,000 -7.2% 2.1%
ACADEMY MORTGAGE CORPORATION $16,630,000 $17,195,000 3.4% 2.0%
FREEDOM MORTGAGE CORPORATION $18,475,000 $16,705,000 -9.6% 2.0%
LOANDEPOT.COM, LLC $12,485,000 $16,025,000 28.4% 1.9%
OnPoint Community Credit Union $9,700,000 $14,755,000 52.1% 1.8%
DIRECTORS MORTGAGE, INC. $19,000,000 $12,835,000 -32.4% 1.5%
Columbia State Bank $10,775,000 $11,525,000 7.0% 1.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,530,000 $11,365,000 150.9% 1.4%
SUMMIT FUNDING, INC. $9,745,000 $10,830,000 11.1% 1.3%
PENNYMAC LOAN SERVICES, LLC $9,870,000 $10,355,000 4.9% 1.2%
FIBRE FEDERAL CREDIT UNION $6,025,000 $10,040,000 66.6% 1.2%
JPMorgan Chase Bank $3,860,000 $9,600,000 148.7% 1.1%
FINANCE OF AMERICA MORTGAGE LLC $7,310,000 $9,560,000 30.8% 1.1%
NATIONS DIRECT MORTGAGE, LLC $6,200,000 $7,985,000 28.8% 1.0%
KeyBank $4,480,000 $7,255,000 61.9% 0.9%
HOME POINT FINANCIAL CORPORATION $3,400,000 $7,185,000 111.3% 0.9%
Mortgage Research Center, LLC $6,555,000 $6,485,000 -1.1% 0.8%
CROSSCOUNTRY MORTGAGE, LLC $4,780,000 $6,155,000 28.8% 0.7%
Morgan Stanley Private Bank $2,510,000 $6,145,000 144.8% 0.7%
MORTGAGE EXPRESS, LLC $8,640,000 $6,095,000 -29.5% 0.7%
CMG MORTGAGE, INC. $3,570,000 $5,970,000 67.2% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $4,610,000 $5,800,000 25.8% 0.7%
BETTER MORTGAGE CORPORATION $3,755,000 $5,330,000 41.9% 0.6%
AMERISAVE MORTGAGE CORPORATION $4,495,000 $4,650,000 3.4% 0.6%
BROKER SOLUTIONS, INC. $2,265,000 $4,590,000 102.6% 0.5%
Flagstar Bank, FSB $6,345,000 $4,480,000 -29.4% 0.5%
PREMIER MORTGAGE RESOURCES, L.L.C. $4,495,000 $4,425,000 -1.6% 0.5%
NAVY FEDERAL CREDIT UNION $3,445,000 $4,360,000 26.6% 0.5%
MOVEMENT MORTGAGE, LLC $950,000 $4,195,000 341.6% 0.5%
Commerce Home Mortgage, Inc. $1,450,000 $4,170,000 187.6% 0.5%
ADVANTIS $1,330,000 $4,130,000 210.5% 0.5%
First Republic Bank $2,050,000 $3,840,000 87.3% 0.5%
GUARANTEED RATE, INC. $1,530,000 $3,840,000 151.0% 0.5%
NEWREZ LLC $4,380,000 $3,815,000 -12.9% 0.5%
Citadel Servicing Corporation $3,720,000 n/a 0.4%
CANOPY MORTGAGE, LLC $990,000 $3,655,000 269.2% 0.4%
FIRST TECHNOLOGY $4,665,000 $3,630,000 -22.2% 0.4%
PACIFIC RESIDENTIAL MORTGAGE, LLC $5,375,000 $3,565,000 -33.7% 0.4%
LAKEVIEW LOAN SERVICING, LLC $2,865,000 $3,425,000 19.5% 0.4%
The Federal Savings Bank $3,095,000 $3,235,000 4.5% 0.4%
SUMMIT MORTGAGE CORPORATION $3,770,000 $3,160,000 -16.2% 0.4%
Bank of America $5,020,000 $3,150,000 -37.3% 0.4%
PANORAMA MORTGAGE GROUP, LLC $3,025,000 n/a 0.4%
KS StateBank $3,265,000 $3,015,000 -7.7% 0.4%
Bank of the West $2,210,000 $3,010,000 36.2% 0.4%
MANN FINANCIAL INC. $2,265,000 $2,655,000 17.2% 0.3%
Stifel Bank and Trust $215,000 $2,650,000 1,132.6% 0.3%
First Interstate Bank $415,000 $2,640,000 536.1% 0.3%
Boeing Employees Credit Union $2,290,000 $2,610,000 14.0% 0.3%
Sierra Pacific Mortgage Company, Inc. $3,270,000 $2,590,000 -20.8% 0.3%
Unitus Community Credit Union $385,000 $2,590,000 572.7% 0.3%
Hometown Lenders, Inc. $1,540,000 $2,555,000 65.9% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,090,000 $2,530,000 21.1% 0.3%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $2,160,000 $2,440,000 13.0% 0.3%
USAA Federal Savings Bank $7,465,000 $2,395,000 -67.9% 0.3%
Banner Bank $1,860,000 $2,215,000 19.1% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,655,000 $2,075,000 -21.8% 0.2%
Raymond James Bank $2,045,000 n/a 0.2%
Citibank $1,990,000 n/a 0.2%
PHH Mortgage Corporation $245,000 $1,940,000 691.8% 0.2%
MOUNTAIN WEST FINANCIAL, INC. $1,620,000 $1,900,000 17.3% 0.2%
North American Savings Bank, F.S.B. $1,380,000 $1,860,000 34.8% 0.2%
Washington Federal Bank $1,010,000 $1,850,000 83.2% 0.2%
Paramount Residential Mortgage Group, Inc. $2,720,000 $1,705,000 -37.3% 0.2%
CELEBRITY HOME LOANS, LLC $810,000 $1,690,000 108.6% 0.2%
AMERICAN FINANCING CORPORATION $390,000 $1,670,000 328.2% 0.2%
MOUNTAIN AMERICA $290,000 $1,605,000 453.4% 0.2%
Pacific Premier Bank $705,000 $1,595,000 126.2% 0.2%
FINANCE OF AMERICA REVERSE LLC $815,000 $1,515,000 85.9% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $2,540,000 $1,515,000 -40.4% 0.2%
Ally Bank $690,000 $1,505,000 118.1% 0.2%
CHERRY CREEK MORTGAGE, LLC $2,145,000 $1,475,000 -31.2% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $365,000 $1,430,000 291.8% 0.2%
InterContinental Capital Group, Inc $855,000 $1,410,000 64.9% 0.2%
S1L, Inc. $2,175,000 $1,405,000 -35.4% 0.2%
AMERICAN ADVISORS GROUP $295,000 $1,370,000 364.4% 0.2%
1st Security Bank of Washington $285,000 $1,355,000 375.4% 0.2%
iQ Credit Union $585,000 $1,345,000 129.9% 0.2%
PNC Bank $1,095,000 $1,270,000 16.0% 0.2%
Willamette Valley Bank $1,150,000 $1,245,000 8.3% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $1,215,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,250,000 $1,195,000 -46.9% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,195,000 n/a 0.1%
HomeStreet Bank $2,115,000 $1,190,000 -43.7% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $1,670,000 $1,190,000 -28.7% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $1,605,000 $1,155,000 -28.0% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $1,125,000 n/a 0.1%
Rivermark Community Credit Union $1,755,000 $1,115,000 -36.5% 0.1%
BAY EQUITY LLC $470,000 $1,090,000 131.9% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $760,000 $1,090,000 43.4% 0.1%
NEW DAY FINANCIAL, LLC $165,000 $1,060,000 542.4% 0.1%
Chicago Mortgage Solutions LLC $1,050,000 n/a 0.1%
Superior Credit Union, Inc. $1,035,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $1,020,000 n/a 0.1%
First Guaranty Mortgage Corporation $1,045,000 $1,000,000 -4.3% 0.1%
ZILLOW HOME LOANS, LLC $995,000 n/a 0.1%
Magnolia Bank $365,000 $985,000 169.9% 0.1%
COLUMBIA COMMUNITY CREDIT UNION $960,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $950,000 n/a 0.1%
PLANET HOME LENDING, LLC $695,000 $920,000 32.4% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,550,000 $875,000 -43.5% 0.1%
VERITAS FUNDING, LLC $770,000 $865,000 12.3% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $2,515,000 $860,000 -65.8% 0.1%
INROADS $85,000 $845,000 894.1% 0.1%
City National Bank $840,000 n/a 0.1%
Bank of England $990,000 $765,000 -22.7% 0.1%
LADERA LENDING, INC. $540,000 $765,000 41.7% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $800,000 $740,000 -7.5% 0.1%
Nations Lending Corporation $175,000 $740,000 322.9% 0.1%
NFM, INC. $740,000 n/a 0.1%
Charles Schwab Bank, SSB $735,000 n/a 0.1%
Northpointe Bank $735,000 n/a 0.1%
Carrington Mortgage Services, LLC $1,195,000 $730,000 -38.9% 0.1%
Cornerstone First Mortgage, Inc $780,000 $730,000 -6.4% 0.1%
THE MORTGAGE COMPANY $660,000 $730,000 10.6% 0.1%
Washington Trust Bank $550,000 $705,000 28.2% 0.1%
LONGBRIDGE FINANCIAL, LLC $165,000 $700,000 324.2% 0.1%
NBKC BANK $620,000 $670,000 8.1% 0.1%
Dollar Bank, Federal Savings Bank $635,000 n/a 0.1%
CIVIC FINANCIAL SERVICES, LLC $540,000 $625,000 15.7% 0.1%
SAMMAMISH MORTGAGE COMPANY $225,000 $615,000 173.3% 0.1%
MUFG Union Bank $1,640,000 $600,000 -63.4% 0.1%
Truist Bank $595,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $850,000 $590,000 -30.6% 0.1%
Mid-Continent Funding, Inc. $580,000 n/a 0.1%
Northwest Farm Credit Services, FLCA $575,000 n/a 0.1%
STEARNS LENDING, LLC $1,420,000 $575,000 -59.5% 0.1%
Citizens Bank $720,000 $570,000 -20.8% 0.1%
Axos Bank $565,000 n/a 0.1%
TCF National Bank $45,000 $560,000 1,144.4% 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $165,000 $545,000 230.3% 0.1%
Gateway First Bank $245,000 $545,000 122.4% 0.1%
Great Southern Bank $545,000 n/a 0.1%
PRIORITY HOME LENDING, LLC $545,000 n/a 0.1%
Strong Home Mortgage, LLC $530,000 $540,000 1.9% 0.1%
AMCAP MORTGAGE, LTD. $510,000 n/a 0.1%
Sunflower Bank $365,000 $505,000 38.4% 0.1%
The Huntington National Bank $745,000 $505,000 -32.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $135,000 $500,000 270.4% 0.1%
GSF Mortgage Corporation $660,000 $495,000 -25.0% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $485,000 n/a 0.1%
First Bank $485,000 n/a 0.1%
GENEVA FINANCIAL, LLC $475,000 n/a 0.1%
Oregon State Credit Union $255,000 $465,000 82.4% 0.1%
Reliant Bank $465,000 n/a 0.1%
OREGON COMMUNITY $585,000 $455,000 -22.2% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $435,000 $445,000 2.3% 0.1%
Network Funding, L.P. $445,000 n/a 0.1%
Baxter Credit Union $415,000 n/a 0.0%
FAMILY FIRST FUNDING LLC $415,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $830,000 $405,000 -51.2% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $980,000 $405,000 -58.7% 0.0%
AmRes Corporation $385,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $185,000 $385,000 108.1% 0.0%
ARC HOME LLC $570,000 $375,000 -34.2% 0.0%
LEADERONE FINANCIAL CORPORATION $375,000 n/a 0.0%
Low VA Rates, LLC $1,280,000 $375,000 -70.7% 0.0%
Ameris Bank $365,000 n/a 0.0%
BM Real Estate Services, Inc. $355,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $355,000 n/a 0.0%
LPMC, LLC $515,000 $355,000 -31.1% 0.0%
Idaho First Bank $335,000 n/a 0.0%
NEXERA HOLDING LLC $335,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,830,000 $335,000 -81.7% 0.0%
IDAHO CENTRAL $205,000 $325,000 58.5% 0.0%
LENDUS, LLC $760,000 $325,000 -57.2% 0.0%
Neighborhood Loans, Inc. $325,000 n/a 0.0%
FBC MORTGAGE, LLC $305,000 n/a 0.0%
Wyndham Capital Mortgage, Inc. $740,000 $305,000 -58.8% 0.0%
HOME MORTGAGE ALLIANCE, LLC $495,000 $295,000 -40.4% 0.0%
EAGLE HOME MORTGAGE, LLC $285,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $285,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $280,000 n/a 0.0%
GoPrime Mortgage, Inc. $275,000 n/a 0.0%
SIWELL, INC. $275,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $265,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $265,000 n/a 0.0%
ACCELERATE MORTGAGE, LLC $315,000 $255,000 -19.0% 0.0%
ALLIANT CREDIT UNION $255,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $1,330,000 $255,000 -80.8% 0.0%
EMM LOANS LLC $1,080,000 $245,000 -77.3% 0.0%
JLB CORPORATION $155,000 $235,000 51.6% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $555,000 $225,000 -59.5% 0.0%
AXIA FINANCIAL, LLC $640,000 $225,000 -64.8% 0.0%
LENDERFI, INC. $195,000 $225,000 15.4% 0.0%
OPEN MORTGAGE, LLC $185,000 $225,000 21.6% 0.0%
RELIANCE FIRST CAPITAL, LLC $225,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $795,000 $215,000 -73.0% 0.0%
Figure Lending LLC $45,000 $205,000 355.6% 0.0%
IMPAC MORTGAGE CORP. $205,000 n/a 0.0%
FirstBank $925,000 $185,000 -80.0% 0.0%
Merchants Bank of Indiana $185,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $165,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $165,000 n/a 0.0%
Pacific NW Federal Credit Union $325,000 $165,000 -49.2% 0.0%
TJC Mortgage, Inc. $165,000 n/a 0.0%
TIAA, FSB $155,000 n/a 0.0%
Servion, Inc. $135,000 n/a 0.0%
PacWest Funding Inc. $65,000 $115,000 76.9% 0.0%
HomeTrust Bank $65,000 n/a 0.0%
Alaska USA Federal Credit Union $75,000 $55,000 -26.7% 0.0%
Discover Bank $140,000 $45,000 -67.9% 0.0%
21ST MORTGAGE CORPORATION $430,000 $35,000 -91.9% 0.0%
ROGUE $525,000 $35,000 -93.3% 0.0%

Astoria's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 6.5% market share. In second place, with 6.3%, is QUICKEN LOANS, LLC, having originated $52,755,000 in loans. In third place, with 5.0%, is Umpqua Bank, having originated $41,865,000 in loans. In third place, with 4.9%, is Golden Empire Mortgage, Inc., having originated $40,985,000 in loans. In third place, with 4.8%, is U.S. Bank, having originated $40,695,000 in loans.


Astoria, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 1,092 $310,140,000 $284,011
Home Purchase 802 $315,890,000 $393,878
Cash Out Refi 624 $184,120,000 $295,064
Home Improvement 91 $14,855,000 $163,242
Other 55 $14,955,000 $271,909

Astoria's most frequently cited loan purpose was Refi, with 1,092 originations. The 2nd most popular reason was Home Purchase, with 802 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,092 $349,820,000 $320,348
3-4% 989 $319,045,000 $322,594
<2.5% 468 $144,680,000 $309,145
4-5% 78 $20,000,000 $256,410
5-6% 22 $4,260,000 $193,636
6-7% 5 $255,000 $51,000
Over 8% 4 $290,000 $72,500
7-8% 3 $545,000 $181,667

During 2021, Astoria's most frequently originated rate bucket was 2.5-3%, with 1,092 originations.

Loan Sizing (Astoria, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,493 $437,285,000 $292,890
$100k-200k 475 $74,445,000 $156,726
$400k-600k 446 $211,470,000 $474,148
$100,000 or less 127 $8,265,000 $65,079
$600k-1000k 100 $72,310,000 $723,100
$Over $1MM 23 $36,185,000 $1,573,261

Astoria's loan sizing saw the bucket of loans from $200k-400k with 1,493 originations, totaling $437,285,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 923 $351,725,000 $381,067
40-60% 673 $181,585,000 $269,814
80-100% 579 $213,605,000 $368,921
20-40% 284 $53,030,000 $186,725
Under 20% 92 $6,080,000 $66,087
Over 100% 23 $9,475,000 $411,957

Astoria's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 923 originations, totaling $351,725,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Astoria (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $377,250 (1.4%) $509,532 (11.9%) 0.00 372
2018-02-01 $372,400 (3.7%) $511,937 (17.5%) 0.00 389
2018-03-01 $399,000 (14.8%) $522,855 (18.6%) 0.00 405
2018-04-01 $422,500 (17.5%) $524,411 (15.3%) 0.00 406
2018-05-01 $429,750 (23.1%) $525,552 (15.4%) 0.00 455
2018-06-01 $430,000 (22.9%) $527,047 (11.7%) 0.00 473
2018-07-01 $429,500 (22.7%) $515,837 (7.2%) 0.00 506
2018-08-01 $434,200 (17.7%) $522,162 (5.4%) 0.00 498
2018-09-01 $439,000 (19.3%) $525,913 (7.2%) 0.00 474
2018-10-01 $429,000 (14.1%) $518,627 (4.4%) 0.00 450
2018-11-01 $417,500 (12.2%) $516,839 (2.8%) 0.00 410
2018-12-01 $420,000 (10.8%) $524,917 (1.3%) 0.00 377
2019-01-01 $429,000 (13.7%) $519,966 (2.1%) 0.00 344
2019-02-01 $427,000 (14.7%) $524,230 (2.4%) 0.00 326
2019-03-01 $432,429 (8.4%) $523,203 (0.1%) 0.00 338
2019-04-01 $446,929 (5.8%) $532,485 (1.5%) 0.00 365
2019-05-01 $439,000 (2.2%) $539,242 (2.6%) 0.00 397
2019-06-01 $450,000 (4.7%) $559,605 (6.2%) 0.00 447
2019-07-01 $441,500 (2.8%) $560,797 (8.7%) 0.00 480
2019-08-01 $444,814 (2.4%) $560,274 (7.3%) 0.00 468
2019-09-01 $431,450 (-1.7%) $559,961 (6.5%) 0.00 438
2019-10-01 $422,000 (-1.6%) $575,186 (10.9%) 0.00 378
2019-11-01 $449,900 (7.8%) $585,099 (13.2%) 0.00 355
2019-12-01 $449,250 (7.0%) $583,701 (11.2%) 0.00 335
2020-01-01 $444,450 (3.6%) $572,884 (10.2%) 0.00 297
2020-02-01 $445,000 (4.2%) $564,647 (7.7%) 0.00 291
2020-03-01 $439,450 (1.6%) $570,136 (9.0%) 0.00 310
2020-04-01 $439,900 (-1.6%) $595,733 (11.9%) 0.00 327
2020-05-01 $439,000 (0.0%) $596,061 (10.5%) 0.00 317
2020-06-01 $439,000 (-2.4%) $611,066 (9.2%) 0.00 278
2020-07-01 $450,950 (2.1%) $613,624 (9.4%) 0.00 250
2020-08-01 $475,000 (6.8%) $655,400 (17.0%) 0.00 227
2020-09-01 $475,000 (10.1%) $661,431 (18.1%) 0.00 201
2020-10-01 $476,000 (12.8%) $676,898 (17.7%) 0.00 154
2020-11-01 $488,000 (8.5%) $704,820 (20.5%) 0.00 131
2020-12-01 $433,000 (-3.6%) $709,257 (21.5%) 0.00 113
2021-01-01 $465,000 (4.6%) $694,758 (21.3%) 0.00 121
2021-02-01 $492,950 (10.8%) $727,369 (28.8%) 0.00 107
2021-03-01 $496,900 (13.1%) $734,728 (28.9%) 0.00 101
2021-04-01 $496,900 (13.0%) $694,136 (16.5%) 0.00 82
2021-05-01 $559,000 (27.3%) $697,929 (17.1%) 0.00 110
2021-06-01 $554,500 (26.3%) $690,734 (13.0%) 0.00 153
2021-07-01 $569,450 (26.3%) $699,400 (14.0%) 0.00 174
2021-08-01 $580,000 (22.1%) $718,955 (9.7%) 0.00 168
2021-09-01 $585,000 (23.2%) $754,579 (14.1%) 0.00 168
2021-10-01 $585,000 (22.9%) $736,902 (8.9%) 0.00 140
2021-11-01 $585,000 (19.9%) $688,936 (-2.3%) 0.00 132
2021-12-01 $549,950 (27.0%) $651,588 (-8.1%) 0.00 121
2022-01-01 $549,900 (18.3%) $683,700 (-1.6%) 0.00 102
2022-02-01 $583,560 (18.4%) $744,929 (2.4%) 0.00 101
2022-03-01 $592,000 (19.1%) $779,626 (6.1%) 0.00 100
2022-04-01 $615,000 (23.8%) $806,724 (16.2%) 0.00 131
2022-05-01 $626,950 (12.2%) $773,145 (10.8%) 0.00 171
2022-06-01 $629,000 (13.4%) $742,959 (7.6%) 0.00 211
Astoria's median listing price for 2022-06-01 was $629,000, a difference of $74,500 (13.4%) versus the prior year and $2,050 versus the prior month.

Astoria's median listing price comes in at 0% of the national average.

Astoria's average listing price for 2022-06-01 was $742,959, a difference of $52,225 (7.6%) versus the prior year and $-30,186 versus the prior month.

For the 2022-06-01 period, Astoria had 211 MLS listings, a difference of 40 listings (23%) versus the prior month and 58 listings (38%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Astoria (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,876 sqft
2018-02-01 0 days 1,880 sqft
2018-03-01 0 days 1,916 sqft
2018-04-01 0 days 1,954 sqft
2018-05-01 0 days 2,015 sqft
2018-06-01 0 days 2,037 sqft
2018-07-01 0 days 1,994 sqft
2018-08-01 0 days 2,056 sqft
2018-09-01 0 days 2,080 sqft
2018-10-01 0 days 1,982 sqft
2018-11-01 0 days 1,943 sqft
2018-12-01 0 days 1,893 sqft
2019-01-01 0 days 1,941 sqft
2019-02-01 0 days 1,964 sqft
2019-03-01 0 days 2,037 sqft
2019-04-01 0 days 2,082 sqft
2019-05-01 0 days 2,057 sqft
2019-06-01 0 days 2,057 sqft
2019-07-01 0 days 2,003 sqft
2019-08-01 0 days 1,997 sqft
2019-09-01 0 days 1,996 sqft
2019-10-01 0 days 2,064 sqft
2019-11-01 0 days 2,100 sqft
2019-12-01 0 days 2,101 sqft
2020-01-01 0 days 2,078 sqft
2020-02-01 0 days 2,024 sqft
2020-03-01 0 days 1,969 sqft
2020-04-01 0 days 1,968 sqft
2020-05-01 0 days 1,972 sqft
2020-06-01 0 days 1,967 sqft
2020-07-01 0 days 1,950 sqft
2020-08-01 0 days 2,052 sqft
2020-09-01 0 days 2,038 sqft
2020-10-01 0 days 1,953 sqft
2020-11-01 0 days 1,899 sqft
2020-12-01 0 days 1,885 sqft
2021-01-01 0 days 1,856 sqft
2021-02-01 0 days 1,846 sqft
2021-03-01 0 days 1,849 sqft
2021-04-01 0 days 1,922 sqft
2021-05-01 0 days 2,008 sqft
2021-06-01 0 days 1,954 sqft
2021-07-01 0 days 1,951 sqft
2021-08-01 0 days 1,924 sqft
2021-09-01 0 days 1,882 sqft
2021-10-01 0 days 1,885 sqft
2021-11-01 0 days 1,836 sqft
2021-12-01 0 days 1,756 sqft
2022-01-01 0 days 1,704 sqft
2022-02-01 0 days 1,800 sqft
2022-03-01 0 days 1,914 sqft
2022-04-01 0 days 1,887 sqft
2022-05-01 0 days 1,952 sqft
2022-06-01 0 days 1,916 sqft
Astoria's median listing age (time on market) for 2022-06-01 was 0 days.

Astoria's median square footage for active listings during the 2022-06-01 period was 1,916 sqft. One year prior, the average listing was 1,954 sqft.