Astoria Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Astoria averaged
6.04%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
6.05% and
one month ago for the week of 2022-05-26, the
average rate was 5.34%.
Astoria's average rate one year ago was 3.01%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.81%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Astoria 30 Year Fixed Rate | 2022-06-30 | 6.04% |
| Astoria 30 Year Fixed Rate Refi | 2022-06-30 | 5.81% |
| Astoria 15 Year Fixed Rate | 2022-06-30 | 5.41% |
| Astoria 15 Year Fixed Rate Refi | 2022-06-30 | 4.96% |
| Astoria 30 Year FHA | 2022-06-30 | 5.8% |
| Astoria 30 Year FHA Refi | 2022-06-30 | 5.42% |
| Astoria 30 Year USDA | 2022-06-30 | 5.72% |
| Astoria 30 Year USDA Refi | 2022-06-30 | 6.62% |
| Astoria 30 Year VA | 2022-06-30 | 5.66% |
| Astoria 30 Year VA Refi | 2022-06-30 | 5.14% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Astoria, OR.
Astoria Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Astoria, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Astoria, OR's 158 lenders originated 2,664
loans during 2021. The total origination value was $839,960,000, with an average loan value of
$315,300.
The top Astoria lender as defined by loan originations is QUICKEN LOANS, LLC, with
127 loans originated. Their average total fees are
$5,813, which is $61
lower than the next largest lender,
FAIRWAY INDEPENDENT MORTGAGE CORPORATION.
The lowest fee Astoria lenders (with over 10 loans originated) are
Flagstar Bank, FSB ($3,715), HOME POINT FINANCIAL CORPORATION ($3,969), Bank of the Pacific ($4,143), BETTER MORTGAGE CORPORATION ($4,238) and Wells Fargo Bank ($4,338).
The lowest rate Astoria lenders (with over 10 loans originated) are
Bank of the Pacific (2.80%), BETTER MORTGAGE CORPORATION (2.87%), FIBRE FEDERAL CREDIT UNION (2.89%), UNITED WHOLESALE MORTGAGE, LLC (2.90%) and LOANDEPOT.COM, LLC (2.90%).
Astoria, OR Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $61,685,000 | $54,655,000 | -11.4% | 6.5% |
| QUICKEN LOANS, LLC | $48,355,000 | $52,755,000 | 9.1% | 6.3% |
| Umpqua Bank | $32,620,000 | $41,865,000 | 28.3% | 5.0% |
| Golden Empire Mortgage, Inc. | $35,685,000 | $40,985,000 | 14.9% | 4.9% |
| U.S. Bank | $49,190,000 | $40,695,000 | -17.3% | 4.8% |
| CALIBER HOME LOANS, INC. | $29,470,000 | $38,310,000 | 30.0% | 4.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $22,340,000 | $35,830,000 | 60.4% | 4.3% |
| CHURCHILL MORTGAGE CORPORATION | $14,910,000 | $28,225,000 | 89.3% | 3.4% |
| Wells Fargo Bank | $13,515,000 | $20,210,000 | 49.5% | 2.4% |
| Wauna Federal Credit Union | $10,730,000 | $19,220,000 | 79.1% | 2.3% |
| GUILD MORTGAGE COMPANY | $15,425,000 | $18,590,000 | 20.5% | 2.2% |
| Bank of the Pacific | $19,295,000 | $17,915,000 | -7.2% | 2.1% |
| ACADEMY MORTGAGE CORPORATION | $16,630,000 | $17,195,000 | 3.4% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $18,475,000 | $16,705,000 | -9.6% | 2.0% |
| LOANDEPOT.COM, LLC | $12,485,000 | $16,025,000 | 28.4% | 1.9% |
| OnPoint Community Credit Union | $9,700,000 | $14,755,000 | 52.1% | 1.8% |
| DIRECTORS MORTGAGE, INC. | $19,000,000 | $12,835,000 | -32.4% | 1.5% |
| Columbia State Bank | $10,775,000 | $11,525,000 | 7.0% | 1.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,530,000 | $11,365,000 | 150.9% | 1.4% |
| SUMMIT FUNDING, INC. | $9,745,000 | $10,830,000 | 11.1% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $9,870,000 | $10,355,000 | 4.9% | 1.2% |
| FIBRE FEDERAL CREDIT UNION | $6,025,000 | $10,040,000 | 66.6% | 1.2% |
| JPMorgan Chase Bank | $3,860,000 | $9,600,000 | 148.7% | 1.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $7,310,000 | $9,560,000 | 30.8% | 1.1% |
| NATIONS DIRECT MORTGAGE, LLC | $6,200,000 | $7,985,000 | 28.8% | 1.0% |
| KeyBank | $4,480,000 | $7,255,000 | 61.9% | 0.9% |
| HOME POINT FINANCIAL CORPORATION | $3,400,000 | $7,185,000 | 111.3% | 0.9% |
| Mortgage Research Center, LLC | $6,555,000 | $6,485,000 | -1.1% | 0.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,780,000 | $6,155,000 | 28.8% | 0.7% |
| Morgan Stanley Private Bank | $2,510,000 | $6,145,000 | 144.8% | 0.7% |
| MORTGAGE EXPRESS, LLC | $8,640,000 | $6,095,000 | -29.5% | 0.7% |
| CMG MORTGAGE, INC. | $3,570,000 | $5,970,000 | 67.2% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,610,000 | $5,800,000 | 25.8% | 0.7% |
| BETTER MORTGAGE CORPORATION | $3,755,000 | $5,330,000 | 41.9% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $4,495,000 | $4,650,000 | 3.4% | 0.6% |
| BROKER SOLUTIONS, INC. | $2,265,000 | $4,590,000 | 102.6% | 0.5% |
| Flagstar Bank, FSB | $6,345,000 | $4,480,000 | -29.4% | 0.5% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $4,495,000 | $4,425,000 | -1.6% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $3,445,000 | $4,360,000 | 26.6% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $950,000 | $4,195,000 | 341.6% | 0.5% |
| Commerce Home Mortgage, Inc. | $1,450,000 | $4,170,000 | 187.6% | 0.5% |
| ADVANTIS | $1,330,000 | $4,130,000 | 210.5% | 0.5% |
| First Republic Bank | $2,050,000 | $3,840,000 | 87.3% | 0.5% |
| GUARANTEED RATE, INC. | $1,530,000 | $3,840,000 | 151.0% | 0.5% |
| NEWREZ LLC | $4,380,000 | $3,815,000 | -12.9% | 0.5% |
| Citadel Servicing Corporation | $3,720,000 | n/a | 0.4% | |
| CANOPY MORTGAGE, LLC | $990,000 | $3,655,000 | 269.2% | 0.4% |
| FIRST TECHNOLOGY | $4,665,000 | $3,630,000 | -22.2% | 0.4% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $5,375,000 | $3,565,000 | -33.7% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $2,865,000 | $3,425,000 | 19.5% | 0.4% |
| The Federal Savings Bank | $3,095,000 | $3,235,000 | 4.5% | 0.4% |
| SUMMIT MORTGAGE CORPORATION | $3,770,000 | $3,160,000 | -16.2% | 0.4% |
| Bank of America | $5,020,000 | $3,150,000 | -37.3% | 0.4% |
| PANORAMA MORTGAGE GROUP, LLC | $3,025,000 | n/a | 0.4% | |
| KS StateBank | $3,265,000 | $3,015,000 | -7.7% | 0.4% |
| Bank of the West | $2,210,000 | $3,010,000 | 36.2% | 0.4% |
| MANN FINANCIAL INC. | $2,265,000 | $2,655,000 | 17.2% | 0.3% |
| Stifel Bank and Trust | $215,000 | $2,650,000 | 1,132.6% | 0.3% |
| First Interstate Bank | $415,000 | $2,640,000 | 536.1% | 0.3% |
| Boeing Employees Credit Union | $2,290,000 | $2,610,000 | 14.0% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $3,270,000 | $2,590,000 | -20.8% | 0.3% |
| Unitus Community Credit Union | $385,000 | $2,590,000 | 572.7% | 0.3% |
| Hometown Lenders, Inc. | $1,540,000 | $2,555,000 | 65.9% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,090,000 | $2,530,000 | 21.1% | 0.3% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $2,160,000 | $2,440,000 | 13.0% | 0.3% |
| USAA Federal Savings Bank | $7,465,000 | $2,395,000 | -67.9% | 0.3% |
| Banner Bank | $1,860,000 | $2,215,000 | 19.1% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,655,000 | $2,075,000 | -21.8% | 0.2% |
| Raymond James Bank | $2,045,000 | n/a | 0.2% | |
| Citibank | $1,990,000 | n/a | 0.2% | |
| PHH Mortgage Corporation | $245,000 | $1,940,000 | 691.8% | 0.2% |
| MOUNTAIN WEST FINANCIAL, INC. | $1,620,000 | $1,900,000 | 17.3% | 0.2% |
| North American Savings Bank, F.S.B. | $1,380,000 | $1,860,000 | 34.8% | 0.2% |
| Washington Federal Bank | $1,010,000 | $1,850,000 | 83.2% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $2,720,000 | $1,705,000 | -37.3% | 0.2% |
| CELEBRITY HOME LOANS, LLC | $810,000 | $1,690,000 | 108.6% | 0.2% |
| AMERICAN FINANCING CORPORATION | $390,000 | $1,670,000 | 328.2% | 0.2% |
| MOUNTAIN AMERICA | $290,000 | $1,605,000 | 453.4% | 0.2% |
| Pacific Premier Bank | $705,000 | $1,595,000 | 126.2% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $815,000 | $1,515,000 | 85.9% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,540,000 | $1,515,000 | -40.4% | 0.2% |
| Ally Bank | $690,000 | $1,505,000 | 118.1% | 0.2% |
| CHERRY CREEK MORTGAGE, LLC | $2,145,000 | $1,475,000 | -31.2% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $365,000 | $1,430,000 | 291.8% | 0.2% |
| InterContinental Capital Group, Inc | $855,000 | $1,410,000 | 64.9% | 0.2% |
| S1L, Inc. | $2,175,000 | $1,405,000 | -35.4% | 0.2% |
| AMERICAN ADVISORS GROUP | $295,000 | $1,370,000 | 364.4% | 0.2% |
| 1st Security Bank of Washington | $285,000 | $1,355,000 | 375.4% | 0.2% |
| iQ Credit Union | $585,000 | $1,345,000 | 129.9% | 0.2% |
| PNC Bank | $1,095,000 | $1,270,000 | 16.0% | 0.2% |
| Willamette Valley Bank | $1,150,000 | $1,245,000 | 8.3% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $1,215,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,250,000 | $1,195,000 | -46.9% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,195,000 | n/a | 0.1% | |
| HomeStreet Bank | $2,115,000 | $1,190,000 | -43.7% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,670,000 | $1,190,000 | -28.7% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,605,000 | $1,155,000 | -28.0% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $1,125,000 | n/a | 0.1% | |
| Rivermark Community Credit Union | $1,755,000 | $1,115,000 | -36.5% | 0.1% |
| BAY EQUITY LLC | $470,000 | $1,090,000 | 131.9% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $760,000 | $1,090,000 | 43.4% | 0.1% |
| NEW DAY FINANCIAL, LLC | $165,000 | $1,060,000 | 542.4% | 0.1% |
| Chicago Mortgage Solutions LLC | $1,050,000 | n/a | 0.1% | |
| Superior Credit Union, Inc. | $1,035,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $1,020,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $1,045,000 | $1,000,000 | -4.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $995,000 | n/a | 0.1% | |
| Magnolia Bank | $365,000 | $985,000 | 169.9% | 0.1% |
| COLUMBIA COMMUNITY CREDIT UNION | $960,000 | n/a | 0.1% | |
| CORNERSTONE HOME LENDING, INC. | $950,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $695,000 | $920,000 | 32.4% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,550,000 | $875,000 | -43.5% | 0.1% |
| VERITAS FUNDING, LLC | $770,000 | $865,000 | 12.3% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,515,000 | $860,000 | -65.8% | 0.1% |
| INROADS | $85,000 | $845,000 | 894.1% | 0.1% |
| City National Bank | $840,000 | n/a | 0.1% | |
| Bank of England | $990,000 | $765,000 | -22.7% | 0.1% |
| LADERA LENDING, INC. | $540,000 | $765,000 | 41.7% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $800,000 | $740,000 | -7.5% | 0.1% |
| Nations Lending Corporation | $175,000 | $740,000 | 322.9% | 0.1% |
| NFM, INC. | $740,000 | n/a | 0.1% | |
| Charles Schwab Bank, SSB | $735,000 | n/a | 0.1% | |
| Northpointe Bank | $735,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $1,195,000 | $730,000 | -38.9% | 0.1% |
| Cornerstone First Mortgage, Inc | $780,000 | $730,000 | -6.4% | 0.1% |
| THE MORTGAGE COMPANY | $660,000 | $730,000 | 10.6% | 0.1% |
| Washington Trust Bank | $550,000 | $705,000 | 28.2% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $165,000 | $700,000 | 324.2% | 0.1% |
| NBKC BANK | $620,000 | $670,000 | 8.1% | 0.1% |
| Dollar Bank, Federal Savings Bank | $635,000 | n/a | 0.1% | |
| CIVIC FINANCIAL SERVICES, LLC | $540,000 | $625,000 | 15.7% | 0.1% |
| SAMMAMISH MORTGAGE COMPANY | $225,000 | $615,000 | 173.3% | 0.1% |
| MUFG Union Bank | $1,640,000 | $600,000 | -63.4% | 0.1% |
| Truist Bank | $595,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $850,000 | $590,000 | -30.6% | 0.1% |
| Mid-Continent Funding, Inc. | $580,000 | n/a | 0.1% | |
| Northwest Farm Credit Services, FLCA | $575,000 | n/a | 0.1% | |
| STEARNS LENDING, LLC | $1,420,000 | $575,000 | -59.5% | 0.1% |
| Citizens Bank | $720,000 | $570,000 | -20.8% | 0.1% |
| Axos Bank | $565,000 | n/a | 0.1% | |
| TCF National Bank | $45,000 | $560,000 | 1,144.4% | 0.1% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $165,000 | $545,000 | 230.3% | 0.1% |
| Gateway First Bank | $245,000 | $545,000 | 122.4% | 0.1% |
| Great Southern Bank | $545,000 | n/a | 0.1% | |
| PRIORITY HOME LENDING, LLC | $545,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $530,000 | $540,000 | 1.9% | 0.1% |
| AMCAP MORTGAGE, LTD. | $510,000 | n/a | 0.1% | |
| Sunflower Bank | $365,000 | $505,000 | 38.4% | 0.1% |
| The Huntington National Bank | $745,000 | $505,000 | -32.2% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $135,000 | $500,000 | 270.4% | 0.1% |
| GSF Mortgage Corporation | $660,000 | $495,000 | -25.0% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $485,000 | n/a | 0.1% | |
| First Bank | $485,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $475,000 | n/a | 0.1% | |
| Oregon State Credit Union | $255,000 | $465,000 | 82.4% | 0.1% |
| Reliant Bank | $465,000 | n/a | 0.1% | |
| OREGON COMMUNITY | $585,000 | $455,000 | -22.2% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $435,000 | $445,000 | 2.3% | 0.1% |
| Network Funding, L.P. | $445,000 | n/a | 0.1% | |
| Baxter Credit Union | $415,000 | n/a | 0.0% | |
| FAMILY FIRST FUNDING LLC | $415,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $830,000 | $405,000 | -51.2% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $980,000 | $405,000 | -58.7% | 0.0% |
| AmRes Corporation | $385,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $185,000 | $385,000 | 108.1% | 0.0% |
| ARC HOME LLC | $570,000 | $375,000 | -34.2% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $375,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $1,280,000 | $375,000 | -70.7% | 0.0% |
| Ameris Bank | $365,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $355,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $355,000 | n/a | 0.0% | |
| LPMC, LLC | $515,000 | $355,000 | -31.1% | 0.0% |
| Idaho First Bank | $335,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $335,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,830,000 | $335,000 | -81.7% | 0.0% |
| IDAHO CENTRAL | $205,000 | $325,000 | 58.5% | 0.0% |
| LENDUS, LLC | $760,000 | $325,000 | -57.2% | 0.0% |
| Neighborhood Loans, Inc. | $325,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $305,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $740,000 | $305,000 | -58.8% | 0.0% |
| HOME MORTGAGE ALLIANCE, LLC | $495,000 | $295,000 | -40.4% | 0.0% |
| EAGLE HOME MORTGAGE, LLC | $285,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $285,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $280,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $275,000 | n/a | 0.0% | |
| SIWELL, INC. | $275,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $265,000 | n/a | 0.0% | |
| ACCELERATE MORTGAGE, LLC | $315,000 | $255,000 | -19.0% | 0.0% |
| ALLIANT CREDIT UNION | $255,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $1,330,000 | $255,000 | -80.8% | 0.0% |
| EMM LOANS LLC | $1,080,000 | $245,000 | -77.3% | 0.0% |
| JLB CORPORATION | $155,000 | $235,000 | 51.6% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $555,000 | $225,000 | -59.5% | 0.0% |
| AXIA FINANCIAL, LLC | $640,000 | $225,000 | -64.8% | 0.0% |
| LENDERFI, INC. | $195,000 | $225,000 | 15.4% | 0.0% |
| OPEN MORTGAGE, LLC | $185,000 | $225,000 | 21.6% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $225,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $795,000 | $215,000 | -73.0% | 0.0% |
| Figure Lending LLC | $45,000 | $205,000 | 355.6% | 0.0% |
| IMPAC MORTGAGE CORP. | $205,000 | n/a | 0.0% | |
| FirstBank | $925,000 | $185,000 | -80.0% | 0.0% |
| Merchants Bank of Indiana | $185,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $165,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $165,000 | n/a | 0.0% | |
| Pacific NW Federal Credit Union | $325,000 | $165,000 | -49.2% | 0.0% |
| TJC Mortgage, Inc. | $165,000 | n/a | 0.0% | |
| TIAA, FSB | $155,000 | n/a | 0.0% | |
| Servion, Inc. | $135,000 | n/a | 0.0% | |
| PacWest Funding Inc. | $65,000 | $115,000 | 76.9% | 0.0% |
| HomeTrust Bank | $65,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $75,000 | $55,000 | -26.7% | 0.0% |
| Discover Bank | $140,000 | $45,000 | -67.9% | 0.0% |
| 21ST MORTGAGE CORPORATION | $430,000 | $35,000 | -91.9% | 0.0% |
| ROGUE | $525,000 | $35,000 | -93.3% | 0.0% |
Astoria's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 6.5% market share. In second place, with 6.3%, is QUICKEN LOANS, LLC, having originated $52,755,000 in loans. In third place, with 5.0%, is Umpqua Bank, having originated $41,865,000 in loans. In third place, with 4.9%, is Golden Empire Mortgage, Inc., having originated $40,985,000 in loans. In third place, with 4.8%, is U.S. Bank, having originated $40,695,000 in loans.
Astoria, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 1,092 | $310,140,000 | $284,011 |
| Home Purchase | 802 | $315,890,000 | $393,878 |
| Cash Out Refi | 624 | $184,120,000 | $295,064 |
| Home Improvement | 91 | $14,855,000 | $163,242 |
| Other | 55 | $14,955,000 | $271,909 |
Astoria's most frequently cited loan purpose was Refi, with 1,092 originations. The 2nd most popular reason was Home Purchase, with 802 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,092 | $349,820,000 | $320,348 |
| 3-4% | 989 | $319,045,000 | $322,594 |
| <2.5% | 468 | $144,680,000 | $309,145 |
| 4-5% | 78 | $20,000,000 | $256,410 |
| 5-6% | 22 | $4,260,000 | $193,636 |
| 6-7% | 5 | $255,000 | $51,000 |
| Over 8% | 4 | $290,000 | $72,500 |
| 7-8% | 3 | $545,000 | $181,667 |
During 2021, Astoria's most frequently originated rate bucket was 2.5-3%, with 1,092 originations.
Loan Sizing (Astoria, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,493 | $437,285,000 | $292,890 |
| $100k-200k | 475 | $74,445,000 | $156,726 |
| $400k-600k | 446 | $211,470,000 | $474,148 |
| $100,000 or less | 127 | $8,265,000 | $65,079 |
| $600k-1000k | 100 | $72,310,000 | $723,100 |
| $Over $1MM | 23 | $36,185,000 | $1,573,261 |
Astoria's loan sizing saw the bucket of loans from $200k-400k with 1,493 originations, totaling $437,285,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 923 | $351,725,000 | $381,067 |
| 40-60% | 673 | $181,585,000 | $269,814 |
| 80-100% | 579 | $213,605,000 | $368,921 |
| 20-40% | 284 | $53,030,000 | $186,725 |
| Under 20% | 92 | $6,080,000 | $66,087 |
| Over 100% | 23 | $9,475,000 | $411,957 |
Astoria's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 923 originations, totaling $351,725,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Astoria (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $377,250 (1.4%) | $509,532 (11.9%) | 0.00 | 372 |
| 2018-02-01 | $372,400 (3.7%) | $511,937 (17.5%) | 0.00 | 389 |
| 2018-03-01 | $399,000 (14.8%) | $522,855 (18.6%) | 0.00 | 405 |
| 2018-04-01 | $422,500 (17.5%) | $524,411 (15.3%) | 0.00 | 406 |
| 2018-05-01 | $429,750 (23.1%) | $525,552 (15.4%) | 0.00 | 455 |
| 2018-06-01 | $430,000 (22.9%) | $527,047 (11.7%) | 0.00 | 473 |
| 2018-07-01 | $429,500 (22.7%) | $515,837 (7.2%) | 0.00 | 506 |
| 2018-08-01 | $434,200 (17.7%) | $522,162 (5.4%) | 0.00 | 498 |
| 2018-09-01 | $439,000 (19.3%) | $525,913 (7.2%) | 0.00 | 474 |
| 2018-10-01 | $429,000 (14.1%) | $518,627 (4.4%) | 0.00 | 450 |
| 2018-11-01 | $417,500 (12.2%) | $516,839 (2.8%) | 0.00 | 410 |
| 2018-12-01 | $420,000 (10.8%) | $524,917 (1.3%) | 0.00 | 377 |
| 2019-01-01 | $429,000 (13.7%) | $519,966 (2.1%) | 0.00 | 344 |
| 2019-02-01 | $427,000 (14.7%) | $524,230 (2.4%) | 0.00 | 326 |
| 2019-03-01 | $432,429 (8.4%) | $523,203 (0.1%) | 0.00 | 338 |
| 2019-04-01 | $446,929 (5.8%) | $532,485 (1.5%) | 0.00 | 365 |
| 2019-05-01 | $439,000 (2.2%) | $539,242 (2.6%) | 0.00 | 397 |
| 2019-06-01 | $450,000 (4.7%) | $559,605 (6.2%) | 0.00 | 447 |
| 2019-07-01 | $441,500 (2.8%) | $560,797 (8.7%) | 0.00 | 480 |
| 2019-08-01 | $444,814 (2.4%) | $560,274 (7.3%) | 0.00 | 468 |
| 2019-09-01 | $431,450 (-1.7%) | $559,961 (6.5%) | 0.00 | 438 |
| 2019-10-01 | $422,000 (-1.6%) | $575,186 (10.9%) | 0.00 | 378 |
| 2019-11-01 | $449,900 (7.8%) | $585,099 (13.2%) | 0.00 | 355 |
| 2019-12-01 | $449,250 (7.0%) | $583,701 (11.2%) | 0.00 | 335 |
| 2020-01-01 | $444,450 (3.6%) | $572,884 (10.2%) | 0.00 | 297 |
| 2020-02-01 | $445,000 (4.2%) | $564,647 (7.7%) | 0.00 | 291 |
| 2020-03-01 | $439,450 (1.6%) | $570,136 (9.0%) | 0.00 | 310 |
| 2020-04-01 | $439,900 (-1.6%) | $595,733 (11.9%) | 0.00 | 327 |
| 2020-05-01 | $439,000 (0.0%) | $596,061 (10.5%) | 0.00 | 317 |
| 2020-06-01 | $439,000 (-2.4%) | $611,066 (9.2%) | 0.00 | 278 |
| 2020-07-01 | $450,950 (2.1%) | $613,624 (9.4%) | 0.00 | 250 |
| 2020-08-01 | $475,000 (6.8%) | $655,400 (17.0%) | 0.00 | 227 |
| 2020-09-01 | $475,000 (10.1%) | $661,431 (18.1%) | 0.00 | 201 |
| 2020-10-01 | $476,000 (12.8%) | $676,898 (17.7%) | 0.00 | 154 |
| 2020-11-01 | $488,000 (8.5%) | $704,820 (20.5%) | 0.00 | 131 |
| 2020-12-01 | $433,000 (-3.6%) | $709,257 (21.5%) | 0.00 | 113 |
| 2021-01-01 | $465,000 (4.6%) | $694,758 (21.3%) | 0.00 | 121 |
| 2021-02-01 | $492,950 (10.8%) | $727,369 (28.8%) | 0.00 | 107 |
| 2021-03-01 | $496,900 (13.1%) | $734,728 (28.9%) | 0.00 | 101 |
| 2021-04-01 | $496,900 (13.0%) | $694,136 (16.5%) | 0.00 | 82 |
| 2021-05-01 | $559,000 (27.3%) | $697,929 (17.1%) | 0.00 | 110 |
| 2021-06-01 | $554,500 (26.3%) | $690,734 (13.0%) | 0.00 | 153 |
| 2021-07-01 | $569,450 (26.3%) | $699,400 (14.0%) | 0.00 | 174 |
| 2021-08-01 | $580,000 (22.1%) | $718,955 (9.7%) | 0.00 | 168 |
| 2021-09-01 | $585,000 (23.2%) | $754,579 (14.1%) | 0.00 | 168 |
| 2021-10-01 | $585,000 (22.9%) | $736,902 (8.9%) | 0.00 | 140 |
| 2021-11-01 | $585,000 (19.9%) | $688,936 (-2.3%) | 0.00 | 132 |
| 2021-12-01 | $549,950 (27.0%) | $651,588 (-8.1%) | 0.00 | 121 |
| 2022-01-01 | $549,900 (18.3%) | $683,700 (-1.6%) | 0.00 | 102 |
| 2022-02-01 | $583,560 (18.4%) | $744,929 (2.4%) | 0.00 | 101 |
| 2022-03-01 | $592,000 (19.1%) | $779,626 (6.1%) | 0.00 | 100 |
| 2022-04-01 | $615,000 (23.8%) | $806,724 (16.2%) | 0.00 | 131 |
| 2022-05-01 | $626,950 (12.2%) | $773,145 (10.8%) | 0.00 | 171 |
| 2022-06-01 | $629,000 (13.4%) | $742,959 (7.6%) | 0.00 | 211 |
Astoria's median listing price for 2022-06-01 was $629,000, a difference of
$74,500
(13.4%) versus the prior year and
$2,050 versus the prior month.
Astoria's median listing price comes in at 0% of the national average.
Astoria's average listing price for 2022-06-01 was $742,959, a difference of $52,225 (7.6%) versus the prior year and $-30,186 versus the prior month.
For the 2022-06-01 period, Astoria had 211 MLS listings, a difference of 40 listings (23%) versus the prior month and 58 listings (38%) versus the prior year.
Astoria's median listing price comes in at 0% of the national average.
Astoria's average listing price for 2022-06-01 was $742,959, a difference of $52,225 (7.6%) versus the prior year and $-30,186 versus the prior month.
For the 2022-06-01 period, Astoria had 211 MLS listings, a difference of 40 listings (23%) versus the prior month and 58 listings (38%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Astoria (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,876 sqft |
| 2018-02-01 | 0 days | 1,880 sqft |
| 2018-03-01 | 0 days | 1,916 sqft |
| 2018-04-01 | 0 days | 1,954 sqft |
| 2018-05-01 | 0 days | 2,015 sqft |
| 2018-06-01 | 0 days | 2,037 sqft |
| 2018-07-01 | 0 days | 1,994 sqft |
| 2018-08-01 | 0 days | 2,056 sqft |
| 2018-09-01 | 0 days | 2,080 sqft |
| 2018-10-01 | 0 days | 1,982 sqft |
| 2018-11-01 | 0 days | 1,943 sqft |
| 2018-12-01 | 0 days | 1,893 sqft |
| 2019-01-01 | 0 days | 1,941 sqft |
| 2019-02-01 | 0 days | 1,964 sqft |
| 2019-03-01 | 0 days | 2,037 sqft |
| 2019-04-01 | 0 days | 2,082 sqft |
| 2019-05-01 | 0 days | 2,057 sqft |
| 2019-06-01 | 0 days | 2,057 sqft |
| 2019-07-01 | 0 days | 2,003 sqft |
| 2019-08-01 | 0 days | 1,997 sqft |
| 2019-09-01 | 0 days | 1,996 sqft |
| 2019-10-01 | 0 days | 2,064 sqft |
| 2019-11-01 | 0 days | 2,100 sqft |
| 2019-12-01 | 0 days | 2,101 sqft |
| 2020-01-01 | 0 days | 2,078 sqft |
| 2020-02-01 | 0 days | 2,024 sqft |
| 2020-03-01 | 0 days | 1,969 sqft |
| 2020-04-01 | 0 days | 1,968 sqft |
| 2020-05-01 | 0 days | 1,972 sqft |
| 2020-06-01 | 0 days | 1,967 sqft |
| 2020-07-01 | 0 days | 1,950 sqft |
| 2020-08-01 | 0 days | 2,052 sqft |
| 2020-09-01 | 0 days | 2,038 sqft |
| 2020-10-01 | 0 days | 1,953 sqft |
| 2020-11-01 | 0 days | 1,899 sqft |
| 2020-12-01 | 0 days | 1,885 sqft |
| 2021-01-01 | 0 days | 1,856 sqft |
| 2021-02-01 | 0 days | 1,846 sqft |
| 2021-03-01 | 0 days | 1,849 sqft |
| 2021-04-01 | 0 days | 1,922 sqft |
| 2021-05-01 | 0 days | 2,008 sqft |
| 2021-06-01 | 0 days | 1,954 sqft |
| 2021-07-01 | 0 days | 1,951 sqft |
| 2021-08-01 | 0 days | 1,924 sqft |
| 2021-09-01 | 0 days | 1,882 sqft |
| 2021-10-01 | 0 days | 1,885 sqft |
| 2021-11-01 | 0 days | 1,836 sqft |
| 2021-12-01 | 0 days | 1,756 sqft |
| 2022-01-01 | 0 days | 1,704 sqft |
| 2022-02-01 | 0 days | 1,800 sqft |
| 2022-03-01 | 0 days | 1,914 sqft |
| 2022-04-01 | 0 days | 1,887 sqft |
| 2022-05-01 | 0 days | 1,952 sqft |
| 2022-06-01 | 0 days | 1,916 sqft |
Astoria's median listing age (time on market) for 2022-06-01 was 0 days.
Astoria's median square footage for active listings during the 2022-06-01 period was 1,916 sqft. One year prior, the average listing was 1,954 sqft.
Astoria's median square footage for active listings during the 2022-06-01 period was 1,916 sqft. One year prior, the average listing was 1,954 sqft.
