Astoria Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Astoria averaged 6.69% for the week of 2024-12-05, compared to the national average of 6.69% for the same period.

The average rate for the prior week (2024-11-27) was 7.01% and one month ago for the week of 2024-10-31, the average rate was 7.02%.

Astoria's average rate one year ago was 7.52%.

For refis of the same type during the week of 2024-12-05, the average rate was 6.89%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-05 6.69%
Astoria 30 Year Fixed Rate 2024-12-05 6.69%
Astoria 30 Year Fixed Rate Refi 2024-12-05 6.89%
Astoria 15 Year Fixed Rate 2024-12-05 6.06%
Astoria 15 Year Fixed Rate Refi 2024-12-05 6.46%
Astoria 30 Year FHA 2024-12-05 6.56%
Astoria 30 Year FHA Refi 2024-12-05 6.36%
Astoria 30 Year USDA 2024-12-05 6.33%
Astoria 30 Year USDA Refi 2024-12-05 6.33%
Astoria 30 Year VA 2024-12-05 6.14%
Astoria 30 Year VA Refi 2024-12-05 6.24%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Astoria, OR.

Astoria Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Astoria, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Golden Empire Mortgage, Inc. 34 6.66% $10,002
QUICKEN LOANS, LLC 23 6.91% $9,051
CHURCHILL MORTGAGE CORPORATION 21 7.09% $8,119
GUILD MORTGAGE COMPANY 18 6.97% $11,130
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 17 7.08% $9,894
UNITED WHOLESALE MORTGAGE, LLC 17 6.58% $9,392
U.S. Bank 17 6.89% $6,429
NATIONS DIRECT MORTGAGE, LLC 13 6.65% $6,944
SUMMIT FUNDING, INC. 11 7.10% $13,178
UNION HOME MORTGAGE CORP. 9 7.89% $5,756
PANORAMA MORTGAGE GROUP, LLC 8 6.77% $9,001
OnPoint Community Credit Union 8 6.88% $6,072
Wauna Federal Credit Union 8 6.67% $5,539
ACADEMY MORTGAGE CORPORATION 8 6.80% $8,579
BROKER SOLUTIONS, INC. 7 7.61% $9,665
CROSSCOUNTRY MORTGAGE, LLC 7 7.10% $18,054
Wells Fargo Bank 7 6.57% $5,625
Morgan Stanley Private Bank 6 5.58% $4,194
AMERICAN PACIFIC MORTGAGE CORPORATION 5 7.30% $11,192
JPMorgan Chase Bank 5 6.15% $6,862
Flagstar Bank, FSB 5 6.70% $5,066
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 4 7.59% $13,709
Academy Bank 4 6.75% $5,013
PACIFIC RESIDENTIAL MORTGAGE, LLC 3 6.54% $9,494
FIBRE FEDERAL CREDIT UNION 3 6.45% $7,334
Commerce Home Mortgage, Inc. 3 7.75% $7,070
Unitus Community Credit Union 3 6.67% $6,372
1st Security Bank of Washington 3 6.92% $8,154
DIRECTORS MORTGAGE, INC. 2 7.40% $12,248
ADVANTIS 2 6.00% $5,905
ARC HOME LLC 2 7.75% $5,559
BETTER MORTGAGE CORPORATION 2 6.00% $4,615
Boeing Employees Credit Union 2 6.06% $7,563
CALIBER HOME LOANS, INC. 2 6.13% $4,567
CARDINAL FINANCIAL 2 6.99% $17,656
CMG MORTGAGE, INC. 2 6.99% $5,517
Evolve Bank & Trust 2 6.31% $4,130
FIRST TECHNOLOGY 2 6.13% $4,116
GUARANTEED RATE, INC. 2 6.81% $11,658
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.00% $8,546
LADERA LENDING, INC. 2 7.88% $9,527
LAKEVIEW LOAN SERVICING, LLC 2 6.75% $10,843
LOANDEPOT.COM, LLC 2 7.63% $3,947
MASON MCDUFFIE MORTGAGE CORPORATION 2 7.00% $16,136
MORTGAGE EXPRESS, LLC 2 6.94% $8,364
Mortgage Research Center, LLC 2 6.56% $7,942
PENNYMAC LOAN SERVICES, LLC 2 6.00% $12,457
PENTAGON FEDERAL CREDIT UNION 2 6.94% $6,693
PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.19% $6,303
SUMMIT MORTGAGE CORPORATION 2 7.00% $6,713
The Huntington National Bank 2 6.75% $9,985
Umpqua Bank 2 7.13% $4,154
Northpointe Bank 1 5.88% $5,285
OAKTREE FUNDING CORP. 1 8.50% $41,351
FREEDOM MORTGAGE CORPORATION 1 6.75% $11,459
Oregon State Credit Union 1 6.75% $6,901
First Republic Bank 1 5.35% $3,265
Farmers Bank & Trust 1 7.99% $4,692
Paramount Residential Mortgage Group, Inc. 1 7.38% $10,041
Bank of the Pacific 1 6.75% $17,139
PENRITH HOME LOANS LLC 1 8.13% $5,062
Washington Federal Bank 1 6.38% $31,386
PLAZA HOME MORTGAGE, INC. 1 6.50% $12,425
PREMIER MORTGAGE RESOURCES, L.L.C. 1 5.99% $10,854
Presidential Bank, FSB 1 6.99% $14,923
Washington Trust Bank 1 6.88% $7,453
Discover Bank 1 8.49% $0
Raymond James Bank 1 5.00% $3,563
RED CANOE CREDIT UNION 1 6.25% $20,073
Rivermark Community Credit Union 1 6.25% $4,737
S1L, Inc. 1 6.50% $11,650
SPOKANE TEACHERS 1 6.63% $7,599
Stifel Bank and Trust 1 6.25% $3,597
Strong Home Mortgage, LLC 1 7.62% $1,948
Citizens Bank 1 6.50% $5,047
AMERISAVE MORTGAGE CORPORATION 1 6.63% $10,077
ALAMEDA MORTGAGE CORPORATION 1 7.49% $18,016
iQ Credit Union 1 6.75% $2,031
KeyBank 1 10.66% $483
The Loan Store, Inc. 1 7.50% $17,148
UBS Bank USA 1 5.63% $6,580
Wyndham Capital Mortgage, Inc. 1 6.13% $5,389
Citadel Servicing Corporation 1 11.50% $8,492
IDAHO CENTRAL 1 6.25% $3,989
Carrington Mortgage Services, LLC 1 6.75% $16,258
BMO Harris Bank 1 6.13% $8,163
MOUNTAIN AMERICA 1 8.38% $10,158
HOMEXPRESS MORTGAGE CORP. 1 9.50% $6,140
NEWREZ LLC 1 7.38% $4,399

Astoria Average Closing Costs & Other Stats

Astoria, OR's 89 lenders originated 846 loans during 2023. The total origination value was $271,920,000, with an average loan value of $321,418.

Astoria's average closing costs are $6,426.

The top Astoria lender as defined by loan originations is Golden Empire Mortgage, Inc., with 34 loans originated. Their average total fees are $10,002, which is $951 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Astoria lenders (with over 10 loans originated) are U.S. Bank ($6,429), NATIONS DIRECT MORTGAGE, LLC ($6,944), CHURCHILL MORTGAGE CORPORATION ($8,119), QUICKEN LOANS, LLC ($9,051) and UNITED WHOLESALE MORTGAGE, LLC ($9,392).

The lowest rate Astoria lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.58%), NATIONS DIRECT MORTGAGE, LLC (6.65%), Golden Empire Mortgage, Inc. (6.66%), U.S. Bank (6.89%) and QUICKEN LOANS, LLC (6.91%).

Astoria, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Golden Empire Mortgage, Inc. $25,100,000 $21,645,000 -13.8% 8.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $32,120,000 $13,595,000 -57.7% 5.0%
CHURCHILL MORTGAGE CORPORATION $18,415,000 $12,200,000 -33.7% 4.5%
U.S. Bank $21,510,000 $11,690,000 -45.7% 4.3%
QUICKEN LOANS, LLC $22,670,000 $11,545,000 -49.1% 4.2%
Umpqua Bank $20,905,000 $11,210,000 -46.4% 4.1%
FIBRE FEDERAL CREDIT UNION $11,495,000 $11,160,000 -2.9% 4.1%
UNITED WHOLESALE MORTGAGE, LLC $16,615,000 $11,010,000 -33.7% 4.0%
GUILD MORTGAGE COMPANY $8,455,000 $9,895,000 17.0% 3.6%
Wauna Federal Credit Union $13,795,000 $8,375,000 -39.3% 3.1%
Commerce Home Mortgage, Inc. $3,230,000 $8,170,000 152.9% 3.0%
NATIONS DIRECT MORTGAGE, LLC $2,355,000 $7,900,000 235.5% 2.9%
PANORAMA MORTGAGE GROUP, LLC $7,855,000 $6,240,000 -20.6% 2.3%
SUMMIT FUNDING, INC. $6,535,000 $5,995,000 -8.3% 2.2%
CROSSCOUNTRY MORTGAGE, LLC $2,460,000 $5,575,000 126.6% 2.1%
Wells Fargo Bank $13,035,000 $4,960,000 -61.9% 1.8%
OnPoint Community Credit Union $6,400,000 $4,690,000 -26.7% 1.7%
UNION HOME MORTGAGE CORP. $4,655,000 n/a 1.7%
Morgan Stanley Private Bank $2,015,000 $3,420,000 69.7% 1.3%
ACADEMY MORTGAGE CORPORATION $8,775,000 $3,145,000 -64.2% 1.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $3,015,000 n/a 1.1%
Academy Bank $1,115,000 $2,990,000 168.2% 1.1%
BROKER SOLUTIONS, INC. $2,345,000 $2,585,000 10.2% 1.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,015,000 $2,535,000 149.8% 0.9%
Mortgage Research Center, LLC $5,620,000 $2,520,000 -55.2% 0.9%
Washington Trust Bank $255,000 $2,435,000 854.9% 0.9%
JPMorgan Chase Bank $2,520,000 $2,295,000 -8.9% 0.8%
LOANDEPOT.COM, LLC $5,275,000 $2,110,000 -60.0% 0.8%
Carrington Mortgage Services, LLC $1,995,000 $1,830,000 -8.3% 0.7%
Bank of the Pacific $19,190,000 $1,770,000 -90.8% 0.7%
1st Security Bank of Washington $830,000 $1,740,000 109.6% 0.6%
CMG MORTGAGE, INC. $4,160,000 $1,705,000 -59.0% 0.6%
Washington Federal Bank $5,620,000 $1,685,000 -70.0% 0.6%
Flagstar Bank, FSB $4,025,000 $1,595,000 -60.4% 0.6%
FIRST TECHNOLOGY $1,410,000 $1,585,000 12.4% 0.6%
Evolve Bank & Trust $1,560,000 n/a 0.6%
TWINSTAR $1,550,000 n/a 0.6%
BMO Harris Bank $1,480,000 n/a 0.5%
HOMEXPRESS MORTGAGE CORP. $520,000 $1,440,000 176.9% 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,295,000 $1,420,000 -38.1% 0.5%
NAVY FEDERAL CREDIT UNION $4,065,000 $1,415,000 -65.2% 0.5%
The Huntington National Bank $1,125,000 $1,340,000 19.1% 0.5%
DIRECTORS MORTGAGE, INC. $2,050,000 $1,310,000 -36.1% 0.5%
PENNYMAC LOAN SERVICES, LLC $4,960,000 $1,245,000 -74.9% 0.5%
Boeing Employees Credit Union $765,000 $1,225,000 60.1% 0.5%
NEWREZ LLC $795,000 $1,195,000 50.3% 0.4%
OAKTREE FUNDING CORP. $1,175,000 n/a 0.4%
Bank of England $1,260,000 $1,170,000 -7.1% 0.4%
CALIBER HOME LOANS, INC. $20,045,000 $1,165,000 -94.2% 0.4%
BETTER MORTGAGE CORPORATION $1,890,000 $1,110,000 -41.3% 0.4%
CALCON MUTUAL MORTGAGE LLC $1,110,000 n/a 0.4%
CARDINAL FINANCIAL $1,685,000 $1,055,000 -37.4% 0.4%
ARC HOME LLC $285,000 $1,050,000 268.4% 0.4%
MASON MCDUFFIE MORTGAGE CORPORATION $860,000 $1,020,000 18.6% 0.4%
PENTAGON FEDERAL CREDIT UNION $800,000 $1,005,000 25.6% 0.4%
Farmers Bank & Trust $980,000 n/a 0.4%
GUARANTEED RATE, INC. $1,720,000 $960,000 -44.2% 0.4%
PACIFIC RESIDENTIAL MORTGAGE, LLC $520,000 $955,000 83.7% 0.4%
ADVANTIS $2,695,000 $950,000 -64.7% 0.3%
First Montana Bank, Inc. $925,000 n/a 0.3%
SUMMIT MORTGAGE CORPORATION $2,905,000 $920,000 -68.3% 0.3%
LAKEVIEW LOAN SERVICING, LLC $935,000 $860,000 -8.0% 0.3%
MORTGAGE EXPRESS, LLC $345,000 $860,000 149.3% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,085,000 $860,000 -20.7% 0.3%
MANN FINANCIAL INC. $660,000 $820,000 24.2% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $1,910,000 $795,000 -58.4% 0.3%
Paramount Residential Mortgage Group, Inc. $785,000 $770,000 -1.9% 0.3%
UBS Bank USA $2,605,000 $755,000 -71.0% 0.3%
AMERISAVE MORTGAGE CORPORATION $1,770,000 $740,000 -58.2% 0.3%
FINANCE OF AMERICA REVERSE LLC $2,040,000 $700,000 -65.7% 0.3%
Heritage Bank $11,605,000 $690,000 -94.1% 0.3%
Unitus Community Credit Union $1,735,000 $675,000 -61.1% 0.2%
Discover Bank $85,000 $660,000 676.5% 0.2%
USAA Federal Savings Bank $1,890,000 $615,000 -67.5% 0.2%
RED CANOE CREDIT UNION $345,000 $610,000 76.8% 0.2%
PENRITH HOME LOANS LLC $605,000 n/a 0.2%
ALAMEDA MORTGAGE CORPORATION $595,000 n/a 0.2%
Logan Finance Corporation $595,000 n/a 0.2%
VILLAGE CAPITAL MORTGAGE $165,000 $575,000 248.5% 0.2%
Citizens Bank $225,000 $565,000 151.1% 0.2%
Raymond James Bank $555,000 n/a 0.2%
GUARANTEED RATE AFFINITY, LLC $545,000 n/a 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $275,000 $535,000 94.5% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $365,000 $525,000 43.8% 0.2%
Rivermark Community Credit Union $555,000 $520,000 -6.3% 0.2%
First Republic Bank $5,380,000 $510,000 -90.5% 0.2%
Mortgage Bank of California $505,000 n/a 0.2%
Mr. Cooper ( Nationstar Mortgage ) $2,335,000 $490,000 -79.0% 0.2%
Prosperity Home Mortgage, LLC $485,000 n/a 0.2%
The Loan Store, Inc. $485,000 n/a 0.2%
MOUNTAIN AMERICA $455,000 n/a 0.2%
Bank of the West $1,500,000 $445,000 -70.3% 0.2%
LADERA LENDING, INC. $430,000 n/a 0.2%
ALL REVERSE MORTGAGE, INC. $265,000 $425,000 60.4% 0.2%
SPOKANE TEACHERS $420,000 n/a 0.2%
ALLIANT CREDIT UNION $105,000 $410,000 290.5% 0.2%
LIMA ONE CAPITAL, LLC $405,000 n/a 0.1%
Presidential Bank, FSB $405,000 n/a 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $265,000 $395,000 49.1% 0.1%
Consolidated Federal Credit Union $1,305,000 $360,000 -72.4% 0.1%
LENDSURE MORTGAGE CORP. $1,415,000 $355,000 -74.9% 0.1%
Northpointe Bank $355,000 n/a 0.1%
RANLIFE, INC. $355,000 n/a 0.1%
Oregon State Credit Union $115,000 $345,000 200.0% 0.1%
PLAZA HOME MORTGAGE, INC. $325,000 n/a 0.1%
Stifel Bank and Trust $725,000 $305,000 -57.9% 0.1%
Bank of America $7,595,000 $300,000 -96.1% 0.1%
FREEDOM MORTGAGE CORPORATION $3,895,000 $295,000 -92.4% 0.1%
Sierra Pacific Mortgage Company, Inc. $945,000 $285,000 -69.8% 0.1%
A&D Mortgage LLC $265,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $260,000 n/a 0.1%
OREGONIANS CREDIT UNION $55,000 $255,000 363.6% 0.1%
Strong Home Mortgage, LLC $255,000 n/a 0.1%
IDAHO CENTRAL $245,000 n/a 0.1%
S1L, Inc. $575,000 $235,000 -59.1% 0.1%
21ST MORTGAGE CORPORATION $45,000 $230,000 411.1% 0.1%
LONGBRIDGE FINANCIAL, LLC $1,615,000 $225,000 -86.1% 0.1%
MLD MORTGAGE INC. $205,000 n/a 0.1%
Figure Lending LLC $170,000 $190,000 11.8% 0.1%
PHH Mortgage Corporation $720,000 $165,000 -77.1% 0.1%
RELIANCE FIRST CAPITAL, LLC $500,000 $165,000 -67.0% 0.1%
Coastal Community Bank $160,000 n/a 0.1%
North American Savings Bank, F.S.B. $385,000 $155,000 -59.7% 0.1%
Gallic & Johnson, LLC $415,000 $145,000 -65.1% 0.1%
Banner Bank $1,020,000 $140,000 -86.3% 0.1%
KeyBank $4,015,000 $135,000 -96.6% 0.0%
Citadel Servicing Corporation $3,440,000 $125,000 -96.4% 0.0%
First Interstate Bank $385,000 $125,000 -67.5% 0.0%
Clackamas Federal Credit Union $105,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $55,000 $105,000 90.9% 0.0%
Wyndham Capital Mortgage, Inc. $970,000 $105,000 -89.2% 0.0%
HAPO COMMUNITY CREDIT UNION $85,000 n/a 0.0%
iQ Credit Union $830,000 $75,000 -91.0% 0.0%
MARION AND POLK SCHOOLS CREDIT UNION $245,000 $65,000 -73.5% 0.0%
BayCoast Bank $80,000 $55,000 -31.3% 0.0%
PNC Bank $605,000 $55,000 -90.9% 0.0%
SELCO COMMUNITY $45,000 n/a 0.0%
OREGON COMMUNITY $1,665,000 $40,000 -97.6% 0.0%
FIRST COMMUNITY $25,000 n/a 0.0%

Astoria's top lender by overall market share is Golden Empire Mortgage, Inc., with 8.0% market share. In second place, with 5.0%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $13,595,000 in loans. In third place, with 4.5%, is CHURCHILL MORTGAGE CORPORATION, having originated $12,200,000 in loans. In fourth place, with 4.3%, is U.S. Bank, having originated $11,690,000 in loans. In fifth place, with 4.2%, is QUICKEN LOANS, LLC, having originated $11,545,000 in loans.


Astoria Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Astoria (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $372,238 (0.5%) $521,807 (6.7%) 0.00 303
2018-02-01 $371,950 (3.7%) $521,857 (10.9%) 0.00 303
2018-03-01 $399,000 (12.5%) $562,813 (16.2%) 0.00 314
2018-04-01 $424,500 (17.9%) $563,682 (11.9%) 0.00 326
2018-05-01 $444,000 (27.1%) $562,545 (15.4%) 0.00 352
2018-06-01 $435,000 (23.5%) $546,302 (8.9%) 0.00 370
2018-07-01 $432,125 (20.5%) $540,170 (4.6%) 0.00 390
2018-08-01 $437,225 (21.5%) $555,401 (6.2%) 0.00 375
2018-09-01 $438,500 (19.2%) $560,345 (9.3%) 0.00 361
2018-10-01 $417,500 (11.3%) $550,996 (6.0%) 0.00 350
2018-11-01 $410,000 (10.2%) $557,323 (5.1%) 0.00 314
2018-12-01 $412,000 (9.9%) $566,325 (6.8%) 0.00 292
2019-01-01 $416,450 (11.9%) $556,221 (6.6%) 0.00 258
2019-02-01 $434,500 (16.8%) $570,116 (9.3%) 0.00 251
2019-03-01 $449,886 (12.8%) $581,617 (3.3%) 0.00 263
2019-04-01 $462,586 (9.0%) $590,085 (4.7%) 0.00 290
2019-05-01 $464,150 (4.5%) $611,626 (8.7%) 0.00 315
2019-06-01 $459,250 (5.6%) $619,204 (13.3%) 0.00 337
2019-07-01 $458,000 (6.0%) $599,853 (11.1%) 0.00 356
2019-08-01 $456,395 (4.4%) $608,630 (9.6%) 0.00 336
2019-09-01 $452,489 (3.2%) $618,005 (10.3%) 0.00 308
2019-10-01 $449,884 (7.8%) $624,255 (13.3%) 0.00 288
2019-11-01 $449,450 (9.6%) $627,259 (12.6%) 0.00 260
2019-12-01 $445,725 (8.2%) $619,941 (9.5%) 0.00 248
2020-01-01 $440,713 (5.8%) $606,920 (9.1%) 0.00 220
2020-02-01 $430,000 (-1.0%) $595,216 (4.4%) 0.00 217
2020-03-01 $436,750 (-2.9%) $586,380 (0.8%) 0.00 237
2020-04-01 $439,250 (-5.0%) $603,533 (2.3%) 0.00 240
2020-05-01 $435,000 (-6.3%) $603,347 (-1.4%) 0.00 232
2020-06-01 $437,625 (-4.7%) $619,157 (0.0%) 0.00 216
2020-07-01 $439,000 (-4.2%) $609,459 (1.6%) 0.00 195
2020-08-01 $450,000 (-1.4%) $636,560 (4.6%) 0.00 171
2020-09-01 $428,000 (-5.4%) $604,082 (-2.3%) 0.00 149
2020-10-01 $428,000 (-4.9%) $618,009 (-1.0%) 0.00 120
2020-11-01 $434,750 (-3.3%) $631,031 (0.6%) 0.00 102
2020-12-01 $428,000 (-4.0%) $653,165 (5.4%) 0.00 89
2021-01-01 $466,000 (5.7%) $686,477 (13.1%) 0.00 92
2021-02-01 $489,000 (13.7%) $688,215 (15.6%) 0.00 77
2021-03-01 $496,425 (13.7%) $695,276 (18.6%) 0.00 72
2021-04-01 $508,075 (15.7%) $671,669 (11.3%) 0.00 63
2021-05-01 $575,450 (32.3%) $693,468 (14.9%) 0.00 81
2021-06-01 $560,350 (28.0%) $695,904 (12.4%) 0.00 112
2021-07-01 $572,400 (30.4%) $730,707 (19.9%) 0.00 120
2021-08-01 $585,000 (30.0%) $749,766 (17.8%) 0.00 127
2021-09-01 $612,608 (43.1%) $800,477 (32.5%) 0.00 124
2021-10-01 $599,000 (40.0%) $802,436 (29.8%) 0.00 103
2021-11-01 $591,225 (36.0%) $775,111 (22.8%) 0.00 92
2021-12-01 $561,750 (31.3%) $711,789 (9.0%) 0.00 89
2022-01-01 $549,900 (18.0%) $708,450 (3.2%) 0.00 70
2022-02-01 $587,000 (20.0%) $768,617 (11.7%) 0.00 72
2022-03-01 $589,000 (18.7%) $782,552 (12.6%) 0.00 67
2022-04-01 $615,000 (21.1%) $802,974 (19.6%) 0.00 87
2022-05-01 $642,000 (11.6%) $793,903 (14.5%) 0.00 119
2022-06-01 $629,000 (12.3%) $768,008 (10.4%) 0.00 150
2022-07-01 $619,000 (8.1%) $757,551 (3.7%) 0.00 176
2022-08-01 $624,000 (6.7%) $775,966 (3.5%) 0.00 172
2022-09-01 $619,000 (1.0%) $787,605 (-1.6%) 0.00 171
2022-10-01 $599,000 (0.0%) $743,382 (-7.4%) 0.00 176
2022-11-01 $599,000 (1.3%) $729,400 (-5.9%) 0.00 174
2022-12-01 $623,000 (10.9%) $719,695 (1.1%) 0.00 133
2023-01-01 $605,725 (10.2%) $669,788 (-5.5%) 0.00 128
2023-02-01 $614,338 (4.7%) $684,923 (-10.9%) 0.00 116
2023-03-01 $609,000 (3.4%) $708,487 (-9.5%) 0.00 139
2023-04-01 $629,000 (2.3%) $774,034 (-3.6%) 0.00 146
2023-05-01 $637,000 (-0.8%) $797,303 (0.4%) 0.00 158
2023-06-01 $629,000 (0.0%) $814,613 (6.1%) 0.00 169
2023-07-01 $624,999 (1.0%) $808,824 (6.8%) 0.00 190
2023-08-01 $599,450 (-3.9%) $781,710 (0.7%) 0.00 203
2023-09-01 $599,000 (-3.2%) $791,548 (0.5%) 0.00 200
2023-10-01 $599,000 (0.0%) $799,419 (7.5%) 0.00 209
2023-11-01 $572,000 (-4.5%) $788,433 (8.1%) 0.00 199
2023-12-01 $559,000 (-10.3%) $781,212 (8.6%) 0.00 169
2024-01-01 $596,500 (-1.5%) $806,906 (20.5%) 0.00 151
2024-02-01 $591,950 (-3.6%) $843,651 (23.2%) 0.00 154
2024-03-01 $625,000 (2.6%) $889,803 (25.6%) 0.00 161
2024-04-01 $624,999 (-0.6%) $860,467 (11.2%) 0.00 170
2024-05-01 $624,999 (-1.9%) $903,441 (13.3%) 0.00 194
2024-06-01 $625,000 (-0.6%) $955,421 (17.3%) 0.00 215
2024-07-01 $649,750 (4.0%) $950,549 (17.5%) 0.00 231
2024-08-01 $650,000 (8.4%) $961,307 (23.0%) 0.00 242
2024-09-01 $640,000 (6.8%) $930,650 (17.6%) 0.00 244
2024-10-01 $623,749 (4.1%) $902,529 (12.9%) 0.00 240
2024-11-01 $599,000 (4.7%) $834,024 (5.8%) 0.00 228
Astoria's median listing price for 2024-11-01 was $599,000, a difference of $27,000 (4.7%) versus the prior year and $-24,749 versus the prior month.

Astoria's median listing price comes in at 0% of the national average.

Astoria's average listing price for 2024-11-01 was $834,024, a difference of $45,591 (5.8%) versus the prior year and $-68,505 versus the prior month.

For the 2024-11-01 period, Astoria had 228 MLS listings, a difference of -12 listings (-5%) versus the prior month and 29 listings (15%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Astoria (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,740 sqft
2018-02-01 0 days 1,851 sqft
2018-03-01 0 days 1,877 sqft
2018-04-01 0 days 1,878 sqft
2018-05-01 0 days 1,926 sqft
2018-06-01 0 days 1,960 sqft
2018-07-01 0 days 1,947 sqft
2018-08-01 0 days 2,000 sqft
2018-09-01 0 days 1,998 sqft
2018-10-01 0 days 1,916 sqft
2018-11-01 0 days 1,881 sqft
2018-12-01 0 days 1,791 sqft
2019-01-01 0 days 1,779 sqft
2019-02-01 0 days 1,872 sqft
2019-03-01 0 days 1,897 sqft
2019-04-01 0 days 1,920 sqft
2019-05-01 0 days 1,913 sqft
2019-06-01 0 days 1,922 sqft
2019-07-01 0 days 1,914 sqft
2019-08-01 0 days 1,943 sqft
2019-09-01 0 days 1,973 sqft
2019-10-01 0 days 1,994 sqft
2019-11-01 0 days 2,033 sqft
2019-12-01 0 days 2,046 sqft
2020-01-01 0 days 2,057 sqft
2020-02-01 0 days 1,936 sqft
2020-03-01 0 days 1,922 sqft
2020-04-01 0 days 1,936 sqft
2020-05-01 0 days 1,908 sqft
2020-06-01 0 days 1,889 sqft
2020-07-01 0 days 1,888 sqft
2020-08-01 0 days 1,991 sqft
2020-09-01 0 days 1,898 sqft
2020-10-01 0 days 1,819 sqft
2020-11-01 0 days 1,829 sqft
2020-12-01 0 days 1,762 sqft
2021-01-01 0 days 1,771 sqft
2021-02-01 0 days 1,764 sqft
2021-03-01 0 days 1,756 sqft
2021-04-01 0 days 1,847 sqft
2021-05-01 0 days 1,970 sqft
2021-06-01 0 days 1,893 sqft
2021-07-01 0 days 1,898 sqft
2021-08-01 0 days 1,862 sqft
2021-09-01 0 days 1,857 sqft
2021-10-01 0 days 1,854 sqft
2021-11-01 0 days 1,792 sqft
2021-12-01 0 days 1,710 sqft
2022-01-01 0 days 1,704 sqft
2022-02-01 0 days 1,782 sqft
2022-03-01 0 days 1,921 sqft
2022-04-01 0 days 1,805 sqft
2022-05-01 0 days 1,917 sqft
2022-06-01 0 days 1,903 sqft
2022-07-01 0 days 1,806 sqft
2022-08-01 0 days 1,790 sqft
2022-09-01 0 days 1,829 sqft
2022-10-01 0 days 1,766 sqft
2022-11-01 0 days 1,745 sqft
2022-12-01 0 days 1,742 sqft
2023-01-01 0 days 1,750 sqft
2023-02-01 0 days 1,763 sqft
2023-03-01 0 days 1,763 sqft
2023-04-01 0 days 1,845 sqft
2023-05-01 0 days 1,915 sqft
2023-06-01 0 days 1,999 sqft
2023-07-01 0 days 1,872 sqft
2023-08-01 0 days 1,852 sqft
2023-09-01 0 days 1,849 sqft
2023-10-01 0 days 1,878 sqft
2023-11-01 0 days 1,898 sqft
2023-12-01 0 days 1,824 sqft
2024-01-01 0 days 1,866 sqft
2024-02-01 0 days 1,911 sqft
2024-03-01 0 days 1,936 sqft
2024-04-01 0 days 1,939 sqft
2024-05-01 0 days 1,961 sqft
2024-06-01 0 days 1,991 sqft
2024-07-01 0 days 1,979 sqft
2024-08-01 0 days 2,004 sqft
2024-09-01 0 days 2,010 sqft
2024-10-01 0 days 1,981 sqft
2024-11-01 0 days 1,930 sqft
Astoria's median listing age (time on market) for 2024-11-01 was 0 days.

Astoria's median square footage for active listings during the 2024-11-01 period was 1,930 sqft. One year prior, the average listing was 1,898 sqft.

Astoria, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 440 $186,960,000 $424,909
Home Improvement 118 $13,750,000 $116,525
Cash Out Refi 97 $31,165,000 $321,289
Other 96 $13,060,000 $136,042
Refi 95 $26,985,000 $284,053

Astoria's most frequently cited loan purpose was Home Purchase, with 440 originations. The 2nd most popular reason was Home Improvement, with 118 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 312 $115,060,000 $368,782
7-8% 231 $80,515,000 $348,550
Over 8% 164 $29,640,000 $180,732
5-6% 110 $40,610,000 $369,182
4-5% 21 $4,615,000 $219,762
<2.5% 3 $255,000 $85,000
3-4% 1 $115,000 $115,000
2.5-3% 1 $65,000 $65,000

During 2023, Astoria's most frequently originated rate bucket was 6-7%, with 312 originations.

Loan Sizing (Astoria, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 275 $83,315,000 $302,964
$400k-600k 203 $98,795,000 $486,675
$100,000 or less 168 $9,680,000 $57,619
$100k-200k 131 $18,045,000 $137,748
$600k-1000k 56 $39,470,000 $704,821
$Over $1MM 13 $22,615,000 $1,739,615

Astoria's loan sizing saw the bucket of loans from $200k-400k with 275 originations, totaling $83,315,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 227 $100,245,000 $441,608
Under 20% 185 $12,935,000 $69,919
60-80% 172 $84,680,000 $492,326
40-60% 124 $43,900,000 $354,032
20-40% 123 $22,735,000 $184,837
Over 100% 13 $6,395,000 $491,923

Astoria's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 227 originations, totaling $100,245,000 in origination value.