Coos Bay Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Coos Bay averaged
6.27%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.19% and
one month ago for the week of 2023-04-20, the
average rate was 5.99%.
Coos Bay's average rate one year ago was 5.15%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.54%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Coos Bay 30 Year Fixed Rate | 2023-05-25 | 6.27% |
| Coos Bay 30 Year Fixed Rate Refi | 2023-05-25 | 5.54% |
| Coos Bay 15 Year Fixed Rate | 2023-05-25 | 6.07% |
| Coos Bay 15 Year Fixed Rate Refi | 2023-05-25 | 6.17% |
| Coos Bay 30 Year FHA | 2023-05-25 | 6.26% |
| Coos Bay 30 Year FHA Refi | 2023-05-25 | 6.81% |
| Coos Bay 30 Year USDA | 2023-05-25 | 6.63% |
| Coos Bay 30 Year USDA Refi | 2023-05-25 | 6.43% |
| Coos Bay 30 Year VA | 2023-05-25 | 5.94% |
| Coos Bay 30 Year VA Refi | 2023-05-25 | 6.41% |
Coos Bay Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Coos Bay, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Coos Bay Average Closing Costs & Other Stats
Coos Bay, OR's 120 lenders originated 1,743
loans during 2022. The total origination value was $430,355,000, with an average loan value of
$246,905.
Coos Bay's average closing costs are $5,840.
The top Coos Bay lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
105 loans originated. Their average total fees are
$7,347, which is $238
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Coos Bay lenders (with over 10 loans originated) are
FIRST COMMUNITY ($3,913), Umpqua Bank ($5,392), Wells Fargo Bank ($5,541), CALIBER HOME LOANS, INC. ($5,640) and ROGUE ($5,674).
The lowest rate Coos Bay lenders (with over 10 loans originated) are
FIRST COMMUNITY (4.33%), LOANDEPOT.COM, LLC (4.46%), Wells Fargo Bank (4.48%), UNITED WHOLESALE MORTGAGE, LLC (4.51%) and Century Mortgage Company DBA Century Lending Company (4.56%).
Coos Bay, OR Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $85,420,000 | $57,280,000 | -32.9% | 13.3% |
| Umpqua Bank | $76,505,000 | $34,300,000 | -55.2% | 8.0% |
| QUICKEN LOANS, LLC | $55,025,000 | $32,945,000 | -40.1% | 7.7% |
| Banner Bank | $31,450,000 | $27,310,000 | -13.2% | 6.3% |
| DIRECTORS MORTGAGE, INC. | $19,855,000 | $20,055,000 | 1.0% | 4.7% |
| FIRST COMMUNITY | $33,300,000 | $11,480,000 | -65.5% | 2.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $14,105,000 | $10,535,000 | -25.3% | 2.4% |
| Century Mortgage Company DBA Century Lending Company | $6,280,000 | $9,980,000 | 58.9% | 2.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $10,100,000 | $9,495,000 | -6.0% | 2.2% |
| NORTHWEST COMMUNITY | $15,815,000 | $9,340,000 | -40.9% | 2.2% |
| U.S. Bank | $13,690,000 | $9,245,000 | -32.5% | 2.1% |
| ROGUE | $7,450,000 | $8,635,000 | 15.9% | 2.0% |
| LOANDEPOT.COM, LLC | $15,880,000 | $8,390,000 | -47.2% | 1.9% |
| Mortgage Research Center, LLC | $15,985,000 | $8,005,000 | -49.9% | 1.9% |
| CALIBER HOME LOANS, INC. | $10,815,000 | $7,905,000 | -26.9% | 1.8% |
| Regions Bank | $6,770,000 | n/a | 1.6% | |
| Willamette Valley Bank | $7,165,000 | $6,695,000 | -6.6% | 1.6% |
| Wells Fargo Bank | $9,685,000 | $5,460,000 | -43.6% | 1.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $7,105,000 | $4,960,000 | -30.2% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,735,000 | $4,930,000 | -14.0% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $5,320,000 | $4,705,000 | -11.6% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $6,785,000 | $4,140,000 | -39.0% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $15,630,000 | $4,115,000 | -73.7% | 1.0% |
| First Home Bank | $4,075,000 | n/a | 0.9% | |
| USAA Federal Savings Bank | $3,640,000 | $2,915,000 | -19.9% | 0.7% |
| HOME POINT FINANCIAL CORPORATION | $4,075,000 | $2,620,000 | -35.7% | 0.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,470,000 | $2,515,000 | -27.5% | 0.6% |
| CHURCHILL MORTGAGE CORPORATION | $555,000 | $2,495,000 | 349.5% | 0.6% |
| BROKER SOLUTIONS, INC. | $4,405,000 | $2,440,000 | -44.6% | 0.6% |
| NEWREZ LLC | $4,310,000 | $2,225,000 | -48.4% | 0.5% |
| The Federal Savings Bank | $1,675,000 | $2,220,000 | 32.5% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $6,305,000 | $2,155,000 | -65.8% | 0.5% |
| JPMorgan Chase Bank | $2,040,000 | $2,080,000 | 2.0% | 0.5% |
| AMERICAN ADVISORS GROUP | $1,405,000 | $2,075,000 | 47.7% | 0.5% |
| GUARANTEED RATE, INC. | $9,170,000 | $2,040,000 | -77.8% | 0.5% |
| CANOPY MORTGAGE, LLC | $2,870,000 | $1,855,000 | -35.4% | 0.4% |
| S1L, Inc. | $1,190,000 | $1,855,000 | 55.9% | 0.4% |
| OREGON COMMUNITY | $4,760,000 | $1,815,000 | -61.9% | 0.4% |
| MORTGAGE EXPRESS, LLC | $2,585,000 | $1,805,000 | -30.2% | 0.4% |
| SUMMIT FUNDING, INC. | $3,795,000 | $1,785,000 | -53.0% | 0.4% |
| Flagstar Bank, FSB | $5,480,000 | $1,730,000 | -68.4% | 0.4% |
| North American Savings Bank, F.S.B. | $780,000 | $1,730,000 | 121.8% | 0.4% |
| Ixonia Bank | $295,000 | $1,680,000 | 469.5% | 0.4% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $430,000 | $1,655,000 | 284.9% | 0.4% |
| Goldwater Bank, N.A. | $6,800,000 | $1,620,000 | -76.2% | 0.4% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $900,000 | $1,515,000 | 68.3% | 0.4% |
| Barrington Bank & Trust Company, N.A. | $230,000 | $1,510,000 | 556.5% | 0.4% |
| Goldman Sachs Bank USA | $1,505,000 | n/a | 0.3% | |
| Mr. Cooper ( Nationstar Mortgage ) | $4,790,000 | $1,505,000 | -68.6% | 0.3% |
| Carrington Mortgage Services, LLC | $2,280,000 | $1,340,000 | -41.2% | 0.3% |
| First Interstate Bank | $4,030,000 | $1,330,000 | -67.0% | 0.3% |
| NEW DAY FINANCIAL, LLC | $3,500,000 | $1,260,000 | -64.0% | 0.3% |
| BAY EQUITY LLC | $960,000 | $1,255,000 | 30.7% | 0.3% |
| Nations Lending Corporation | $2,710,000 | $1,235,000 | -54.4% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $3,840,000 | $1,220,000 | -68.2% | 0.3% |
| Citibank | $45,000 | $1,220,000 | 2,611.1% | 0.3% |
| NATIONS DIRECT MORTGAGE, LLC | $2,570,000 | $1,215,000 | -52.7% | 0.3% |
| Ally Bank | $1,075,000 | $1,210,000 | 12.6% | 0.3% |
| Bank of America | $1,030,000 | $1,155,000 | 12.1% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $4,175,000 | $1,140,000 | -72.7% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,605,000 | $1,135,000 | -29.3% | 0.3% |
| CIVIC FINANCIAL SERVICES, LLC | $225,000 | $1,085,000 | 382.2% | 0.3% |
| Evergreen Federal Bank | $735,000 | $1,070,000 | 45.6% | 0.2% |
| BETTER MORTGAGE CORPORATION | $3,665,000 | $1,055,000 | -71.2% | 0.2% |
| MANN FINANCIAL INC. | $830,000 | $1,035,000 | 24.7% | 0.2% |
| LPMC, LLC | $575,000 | $1,000,000 | 73.9% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $585,000 | $990,000 | 69.2% | 0.2% |
| CMG MORTGAGE, INC. | $2,150,000 | $970,000 | -54.9% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $2,620,000 | $965,000 | -63.2% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $955,000 | n/a | 0.2% | |
| Bank of the West | $65,000 | $940,000 | 1,346.2% | 0.2% |
| 1st Security Bank of Washington | $590,000 | $925,000 | 56.8% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,610,000 | $885,000 | -45.0% | 0.2% |
| Morgan Stanley Private Bank | $860,000 | n/a | 0.2% | |
| Commerce Home Mortgage, Inc. | $305,000 | $815,000 | 167.2% | 0.2% |
| AMERICAN FINANCING CORPORATION | $1,385,000 | $790,000 | -43.0% | 0.2% |
| Oregon State Credit Union | $435,000 | $790,000 | 81.6% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,305,000 | $765,000 | -41.4% | 0.2% |
| Washington Federal Bank | $635,000 | $760,000 | 19.7% | 0.2% |
| Sunflower Bank | $560,000 | $750,000 | 33.9% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $3,360,000 | $720,000 | -78.6% | 0.2% |
| Columbia State Bank | $8,230,000 | $715,000 | -91.3% | 0.2% |
| KeyBank | $1,920,000 | $710,000 | -63.0% | 0.2% |
| FIRST TECHNOLOGY | $515,000 | $675,000 | 31.1% | 0.2% |
| RED CANOE CREDIT UNION | $645,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $810,000 | $635,000 | -21.6% | 0.1% |
| First Savings Bank | $625,000 | n/a | 0.1% | |
| Wasatch Peaks Federal Credit Union | $625,000 | n/a | 0.1% | |
| Boeing Employees Credit Union | $610,000 | n/a | 0.1% | |
| VERITAS FUNDING, LLC | $600,000 | n/a | 0.1% | |
| IMPAC MORTGAGE CORP. | $590,000 | n/a | 0.1% | |
| Northpointe Bank | $590,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $445,000 | $580,000 | 30.3% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $205,000 | $580,000 | 182.9% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $410,000 | $570,000 | 39.0% | 0.1% |
| OCMBC, INC. | $545,000 | n/a | 0.1% | |
| West Town Bank & Trust | $545,000 | n/a | 0.1% | |
| Armed Forces Bank | $525,000 | n/a | 0.1% | |
| Hometown Lenders, Inc. | $525,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $140,000 | $500,000 | 257.1% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $1,855,000 | $490,000 | -73.6% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $175,000 | $490,000 | 180.0% | 0.1% |
| SPRING EQ, LLC | $820,000 | $490,000 | -40.2% | 0.1% |
| Bethpage Federal Credit Union | $485,000 | n/a | 0.1% | |
| Toyota Financial Savings Bank | $485,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $585,000 | $475,000 | -18.8% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $470,000 | n/a | 0.1% | |
| KINECTA | $460,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $1,820,000 | $455,000 | -75.0% | 0.1% |
| Charles Schwab Bank, SSB | $1,025,000 | $445,000 | -56.6% | 0.1% |
| HomeStreet Bank | $560,000 | $435,000 | -22.3% | 0.1% |
| BOKF | $415,000 | n/a | 0.1% | |
| First Republic Bank | $1,380,000 | $415,000 | -69.9% | 0.1% |
| The Loan Store, Inc. | $415,000 | n/a | 0.1% | |
| Discover Bank | $285,000 | $410,000 | 43.9% | 0.1% |
| GoPrime Mortgage, Inc. | $390,000 | $410,000 | 5.1% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $245,000 | $405,000 | 65.3% | 0.1% |
| OnPoint Community Credit Union | $750,000 | $405,000 | -46.0% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $160,000 | $375,000 | 134.4% | 0.1% |
| SOUTHWEST FUNDING, LP | $375,000 | n/a | 0.1% | |
| Texana Bank | $375,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $290,000 | $360,000 | 24.1% | 0.1% |
| BEST CAPITAL FUNDING | $355,000 | n/a | 0.1% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $350,000 | n/a | 0.1% | |
| Citizens Bank | $345,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $2,125,000 | $345,000 | -83.8% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $440,000 | $340,000 | -22.7% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,825,000 | $335,000 | -81.6% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $335,000 | n/a | 0.1% | |
| First-Citizens Bank & Trust Company | $325,000 | n/a | 0.1% | |
| GSF Mortgage Corporation | $1,425,000 | $325,000 | -77.2% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $1,685,000 | $315,000 | -81.3% | 0.1% |
| KELLER MORTGAGE, LLC | $315,000 | n/a | 0.1% | |
| Amerifirst Financial, Inc. | $305,000 | n/a | 0.1% | |
| BNC National Bank | $305,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $420,000 | $305,000 | -27.4% | 0.1% |
| PREMIA MORTGAGE, LLC | $285,000 | $305,000 | 7.0% | 0.1% |
| RANLIFE, INC. | $740,000 | $305,000 | -58.8% | 0.1% |
| SELCO COMMUNITY | $1,070,000 | $295,000 | -72.4% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $295,000 | n/a | 0.1% | |
| Golden Empire Mortgage, Inc. | $205,000 | $285,000 | 39.0% | 0.1% |
| IDAHO CENTRAL | $285,000 | n/a | 0.1% | |
| NFM, INC. | $285,000 | n/a | 0.1% | |
| PANORAMA MORTGAGE GROUP, LLC | $285,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $940,000 | $285,000 | -69.7% | 0.1% |
| ALLIANT CREDIT UNION | $305,000 | $275,000 | -9.8% | 0.1% |
| Operating Engineers Local Union #3 | $275,000 | n/a | 0.1% | |
| WESCOM CENTRAL CREDIT UNION | $275,000 | n/a | 0.1% | |
| CAPSTONE DIRECT, INC. | $265,000 | n/a | 0.1% | |
| STEARNS LENDING, LLC | $12,180,000 | $265,000 | -97.8% | 0.1% |
| TruHome Solutions, LLC | $265,000 | n/a | 0.1% | |
| ADVANTIS | $555,000 | $255,000 | -54.1% | 0.1% |
| Loan Simple, Inc. | $605,000 | $255,000 | -57.9% | 0.1% |
| Cornerstone First Mortgage, Inc | $245,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $1,870,000 | $245,000 | -86.9% | 0.1% |
| GRANITE FEDERAL CREDIT UNION | $245,000 | n/a | 0.1% | |
| MLD MORTGAGE INC. | $245,000 | n/a | 0.1% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $920,000 | $245,000 | -73.4% | 0.1% |
| WRIGHT-PATT CREDIT UNION, INC. | $245,000 | n/a | 0.1% | |
| Figure Lending LLC | $180,000 | $240,000 | 33.3% | 0.1% |
| Baxter Credit Union | $235,000 | n/a | 0.1% | |
| Capital Bank | $235,000 | n/a | 0.1% | |
| SAMMAMISH MORTGAGE COMPANY | $235,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $870,000 | $235,000 | -73.0% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $450,000 | $225,000 | -50.0% | 0.1% |
| Lakeview Community Capital, LLC | $215,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $205,000 | n/a | 0.0% | |
| SOUND | $205,000 | n/a | 0.0% | |
| Washington Trust Bank | $205,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $195,000 | n/a | 0.0% | |
| Magnolia Bank | $1,825,000 | $195,000 | -89.3% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $195,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $370,000 | $195,000 | -47.3% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $175,000 | n/a | 0.0% | |
| PacWest Funding Inc. | $945,000 | $175,000 | -81.5% | 0.0% |
| Signature Federal Credit Union | $175,000 | n/a | 0.0% | |
| TWINSTAR | $155,000 | $175,000 | 12.9% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $370,000 | $170,000 | -54.1% | 0.0% |
| FAY SERVICING, LLC | $165,000 | n/a | 0.0% | |
| Pinnacle Bank | $155,000 | n/a | 0.0% | |
| iQ Credit Union | $85,000 | $150,000 | 76.5% | 0.0% |
| Peoples Bank | $145,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $115,000 | n/a | 0.0% | |
| Gallic & Johnson, LLC | $85,000 | n/a | 0.0% | |
| OREGONIANS CREDIT UNION | $65,000 | n/a | 0.0% | |
| FIBRE FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% |
Coos Bay's top lender by overall market share is GUILD MORTGAGE COMPANY, with 13.3% market share. In second place, with 8.0%, is Umpqua Bank, having originated $34,300,000 in loans. In third place, with 7.7%, is QUICKEN LOANS, LLC, having originated $32,945,000 in loans. In fourth place, with 6.3%, is Banner Bank, having originated $27,310,000 in loans. In fifth place, with 4.7%, is DIRECTORS MORTGAGE, INC., having originated $20,055,000 in loans.
Coos Bay Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Coos Bay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $264,500 (2.1%) | $375,288 (10.6%) | 0.00 | 255 |
| 2018-02-01 | $255,000 (6.7%) | $358,366 (8.1%) | 0.00 | 264 |
| 2018-03-01 | $260,000 (-4.0%) | $368,325 (8.9%) | 0.00 | 264 |
| 2018-04-01 | $289,950 (3.9%) | $384,347 (8.2%) | 0.00 | 256 |
| 2018-05-01 | $294,450 (-1.3%) | $387,459 (7.3%) | 0.00 | 263 |
| 2018-06-01 | $275,000 (-7.9%) | $368,719 (-1.0%) | 0.00 | 317 |
| 2018-07-01 | $271,175 (-7.3%) | $365,216 (-3.9%) | 0.00 | 355 |
| 2018-08-01 | $271,175 (-3.9%) | $363,050 (-2.1%) | 0.00 | 359 |
| 2018-09-01 | $269,000 (-3.6%) | $367,307 (1.2%) | 0.00 | 348 |
| 2018-10-01 | $265,000 (-7.6%) | $362,427 (-2.1%) | 0.00 | 327 |
| 2018-11-01 | $265,000 (-1.8%) | $364,341 (-0.2%) | 0.00 | 278 |
| 2018-12-01 | $264,450 (-2.1%) | $367,105 (-4.7%) | 0.00 | 250 |
| 2019-01-01 | $257,500 (-2.7%) | $362,876 (-3.3%) | 0.00 | 232 |
| 2019-02-01 | $282,000 (10.6%) | $373,025 (4.1%) | 0.00 | 227 |
| 2019-03-01 | $286,950 (10.4%) | $363,380 (-1.3%) | 0.00 | 236 |
| 2019-04-01 | $290,000 (0.0%) | $371,670 (-3.3%) | 0.00 | 237 |
| 2019-05-01 | $289,125 (-1.8%) | $372,335 (-3.9%) | 0.00 | 249 |
| 2019-06-01 | $289,000 (5.1%) | $368,781 (0.0%) | 0.00 | 302 |
| 2019-07-01 | $289,500 (6.8%) | $374,932 (2.7%) | 0.00 | 308 |
| 2019-08-01 | $324,900 (19.8%) | $401,877 (10.7%) | 0.00 | 311 |
| 2019-09-01 | $324,000 (20.5%) | $406,703 (10.7%) | 0.00 | 281 |
| 2019-10-01 | $319,000 (20.4%) | $395,416 (9.1%) | 0.00 | 294 |
| 2019-11-01 | $319,900 (20.7%) | $457,244 (25.5%) | 0.00 | 274 |
| 2019-12-01 | $319,700 (20.9%) | $465,215 (26.7%) | 0.00 | 240 |
| 2020-01-01 | $322,500 (25.2%) | $466,809 (28.6%) | 0.00 | 226 |
| 2020-02-01 | $319,500 (13.3%) | $470,264 (26.1%) | 0.00 | 217 |
| 2020-03-01 | $318,000 (10.8%) | $442,137 (21.7%) | 0.00 | 228 |
| 2020-04-01 | $303,500 (4.7%) | $435,211 (17.1%) | 0.00 | 236 |
| 2020-05-01 | $319,000 (10.3%) | $438,195 (17.7%) | 0.00 | 221 |
| 2020-06-01 | $345,000 (19.4%) | $477,679 (29.5%) | 0.00 | 184 |
| 2020-07-01 | $331,375 (14.5%) | $477,557 (27.4%) | 0.00 | 173 |
| 2020-08-01 | $339,999 (4.7%) | $505,139 (25.7%) | 0.00 | 150 |
| 2020-09-01 | $348,750 (7.6%) | $550,977 (35.5%) | 0.00 | 137 |
| 2020-10-01 | $350,000 (9.7%) | $561,383 (42.0%) | 0.00 | 125 |
| 2020-11-01 | $351,250 (9.8%) | $468,696 (2.5%) | 0.00 | 126 |
| 2020-12-01 | $294,250 (-8.0%) | $440,909 (-5.2%) | 0.00 | 109 |
| 2021-01-01 | $317,500 (-1.6%) | $450,861 (-3.4%) | 0.00 | 90 |
| 2021-02-01 | $267,250 (-16.4%) | $430,722 (-8.4%) | 0.00 | 77 |
| 2021-03-01 | $334,500 (5.2%) | $446,676 (1.0%) | 0.00 | 85 |
| 2021-04-01 | $349,000 (15.0%) | $454,435 (4.4%) | 0.00 | 88 |
| 2021-05-01 | $325,000 (1.9%) | $464,875 (6.1%) | 0.00 | 104 |
| 2021-06-01 | $337,250 (-2.3%) | $445,806 (-6.7%) | 0.00 | 125 |
| 2021-07-01 | $350,000 (5.6%) | $460,968 (-3.5%) | 0.00 | 146 |
| 2021-08-01 | $362,500 (6.6%) | $509,644 (0.9%) | 0.00 | 159 |
| 2021-09-01 | $366,250 (5.0%) | $543,487 (-1.4%) | 0.00 | 147 |
| 2021-10-01 | $359,000 (2.6%) | $556,166 (-0.9%) | 0.00 | 132 |
| 2021-11-01 | $372,450 (6.0%) | $600,994 (28.2%) | 0.00 | 121 |
| 2021-12-01 | $363,500 (23.5%) | $586,723 (33.1%) | 0.00 | 99 |
| 2022-01-01 | $399,000 (25.7%) | $609,232 (35.1%) | 0.00 | 79 |
| 2022-02-01 | $388,250 (45.3%) | $643,819 (49.5%) | 0.00 | 73 |
| 2022-03-01 | $432,500 (29.3%) | $645,280 (44.5%) | 0.00 | 80 |
| 2022-04-01 | $412,500 (18.2%) | $607,704 (33.7%) | 0.00 | 96 |
| 2022-05-01 | $399,725 (23.0%) | $575,052 (23.7%) | 0.00 | 106 |
| 2022-06-01 | $416,894 (23.6%) | $562,049 (26.1%) | 0.00 | 135 |
| 2022-07-01 | $409,000 (16.9%) | $539,950 (17.1%) | 0.00 | 162 |
| 2022-08-01 | $431,200 (19.0%) | $552,077 (8.3%) | 0.00 | 179 |
| 2022-09-01 | $423,000 (15.5%) | $559,928 (3.0%) | 0.00 | 176 |
| 2022-10-01 | $429,000 (19.5%) | $568,395 (2.2%) | 0.00 | 175 |
| 2022-11-01 | $428,500 (15.1%) | $564,280 (-6.1%) | 0.00 | 177 |
| 2022-12-01 | $425,000 (16.9%) | $585,800 (-0.2%) | 0.00 | 154 |
| 2023-01-01 | $442,250 (10.8%) | $606,695 (-0.4%) | 0.00 | 152 |
| 2023-02-01 | $448,250 (15.5%) | $583,878 (-9.3%) | 0.00 | 145 |
| 2023-03-01 | $440,250 (1.8%) | $579,355 (-10.2%) | 0.00 | 135 |
| 2023-04-01 | $439,000 (6.4%) | $563,718 (-7.2%) | 0.00 | 147 |
Coos Bay's median listing price comes in at 0% of the national average.
Coos Bay's average listing price for 2023-04-01 was $563,718, a difference of $-43,986 (-7.2%) versus the prior year and $-15,637 versus the prior month.
For the 2023-04-01 period, Coos Bay had 147 MLS listings, a difference of 12 listings (9%) versus the prior month and 51 listings (53%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Coos Bay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,730 sqft |
| 2018-02-01 | 0 days | 1,744 sqft |
| 2018-03-01 | 0 days | 1,787 sqft |
| 2018-04-01 | 0 days | 1,841 sqft |
| 2018-05-01 | 0 days | 1,800 sqft |
| 2018-06-01 | 0 days | 1,781 sqft |
| 2018-07-01 | 0 days | 1,755 sqft |
| 2018-08-01 | 0 days | 1,738 sqft |
| 2018-09-01 | 0 days | 1,773 sqft |
| 2018-10-01 | 0 days | 1,780 sqft |
| 2018-11-01 | 0 days | 1,774 sqft |
| 2018-12-01 | 0 days | 1,736 sqft |
| 2019-01-01 | 0 days | 1,729 sqft |
| 2019-02-01 | 0 days | 1,751 sqft |
| 2019-03-01 | 0 days | 1,741 sqft |
| 2019-04-01 | 0 days | 1,733 sqft |
| 2019-05-01 | 0 days | 1,733 sqft |
| 2019-06-01 | 0 days | 1,728 sqft |
| 2019-07-01 | 0 days | 1,765 sqft |
| 2019-08-01 | 0 days | 1,800 sqft |
| 2019-09-01 | 0 days | 1,810 sqft |
| 2019-10-01 | 0 days | 1,825 sqft |
| 2019-11-01 | 0 days | 1,845 sqft |
| 2019-12-01 | 0 days | 1,836 sqft |
| 2020-01-01 | 0 days | 1,798 sqft |
| 2020-02-01 | 0 days | 1,882 sqft |
| 2020-03-01 | 0 days | 1,844 sqft |
| 2020-04-01 | 0 days | 1,826 sqft |
| 2020-05-01 | 0 days | 1,860 sqft |
| 2020-06-01 | 0 days | 1,877 sqft |
| 2020-07-01 | 0 days | 1,869 sqft |
| 2020-08-01 | 0 days | 1,873 sqft |
| 2020-09-01 | 0 days | 1,860 sqft |
| 2020-10-01 | 0 days | 1,838 sqft |
| 2020-11-01 | 0 days | 1,693 sqft |
| 2020-12-01 | 0 days | 1,508 sqft |
| 2021-01-01 | 0 days | 1,680 sqft |
| 2021-02-01 | 0 days | 1,646 sqft |
| 2021-03-01 | 0 days | 1,698 sqft |
| 2021-04-01 | 0 days | 1,634 sqft |
| 2021-05-01 | 0 days | 1,582 sqft |
| 2021-06-01 | 0 days | 1,650 sqft |
| 2021-07-01 | 0 days | 1,759 sqft |
| 2021-08-01 | 0 days | 1,795 sqft |
| 2021-09-01 | 0 days | 1,780 sqft |
| 2021-10-01 | 0 days | 1,693 sqft |
| 2021-11-01 | 0 days | 1,686 sqft |
| 2021-12-01 | 0 days | 1,701 sqft |
| 2022-01-01 | 0 days | 1,708 sqft |
| 2022-02-01 | 0 days | 1,583 sqft |
| 2022-03-01 | 0 days | 1,728 sqft |
| 2022-04-01 | 0 days | 1,786 sqft |
| 2022-05-01 | 0 days | 1,752 sqft |
| 2022-06-01 | 0 days | 1,654 sqft |
| 2022-07-01 | 0 days | 1,616 sqft |
| 2022-08-01 | 0 days | 1,683 sqft |
| 2022-09-01 | 0 days | 1,693 sqft |
| 2022-10-01 | 0 days | 1,825 sqft |
| 2022-11-01 | 0 days | 1,746 sqft |
| 2022-12-01 | 0 days | 1,823 sqft |
| 2023-01-01 | 0 days | 1,784 sqft |
| 2023-02-01 | 0 days | 1,782 sqft |
| 2023-03-01 | 0 days | 1,762 sqft |
| 2023-04-01 | 0 days | 1,756 sqft |
Coos Bay's median square footage for active listings during the 2023-04-01 period was 1,756 sqft. One year prior, the average listing was 1,786 sqft.
Coos Bay, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 845 | $265,795,000 | $314,550 |
| Cash Out Refi | 384 | $92,050,000 | $239,714 |
| Home Improvement | 200 | $16,870,000 | $84,350 |
| Refi | 186 | $41,580,000 | $223,548 |
| Other | 128 | $14,060,000 | $109,844 |
Coos Bay's most frequently cited loan purpose was Home Purchase, with 845 originations. The 2nd most popular reason was Cash Out Refi, with 384 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 464 | $111,040,000 | $239,310 |
| 4-5% | 393 | $115,555,000 | $294,033 |
| 5-6% | 387 | $98,295,000 | $253,992 |
| 6-7% | 198 | $52,130,000 | $263,283 |
| 2.5-3% | 146 | $26,730,000 | $183,082 |
| 7-8% | 78 | $14,090,000 | $180,641 |
| Over 8% | 47 | $4,595,000 | $97,766 |
| <2.5% | 28 | $6,850,000 | $244,643 |
During 2022, Coos Bay's most frequently originated rate bucket was 3-4%, with 464 originations.
Loan Sizing (Coos Bay, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 829 | $234,125,000 | $282,419 |
| $100k-200k | 406 | $59,980,000 | $147,734 |
| $100,000 or less | 289 | $15,895,000 | $55,000 |
| $400k-600k | 176 | $83,120,000 | $472,273 |
| $600k-1000k | 37 | $25,445,000 | $687,703 |
| $Over $1MM | 6 | $11,790,000 | $1,965,000 |
Coos Bay's loan sizing saw the bucket of loans from $200k-400k with 829 originations, totaling $234,125,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 542 | $178,760,000 | $329,815 |
| 60-80% | 456 | $138,720,000 | $304,211 |
| 40-60% | 279 | $60,595,000 | $217,186 |
| 20-40% | 220 | $26,630,000 | $121,045 |
| Under 20% | 212 | $11,070,000 | $52,217 |
| Over 100% | 22 | $8,300,000 | $377,273 |
Coos Bay's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 542 originations, totaling $178,760,000 in origination value.