Coos Bay Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Coos Bay averaged 7.31% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 7.19% and one month ago for the week of 2024-03-14, the average rate was 6.75%.

    Coos Bay's average rate one year ago was 6.58%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.5%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Coos Bay 30 Year Fixed Rate 2024-04-18 7.31%
    Coos Bay 30 Year Fixed Rate Refi 2024-04-18 7.5%
    Coos Bay 15 Year Fixed Rate 2024-04-18 6.59%
    Coos Bay 15 Year Fixed Rate Refi 2024-04-18 6.49%
    Coos Bay 30 Year FHA 2024-04-18 6.84%
    Coos Bay 30 Year FHA Refi 2024-04-18 6.96%
    Coos Bay 30 Year USDA 2024-04-18 6.76%
    Coos Bay 30 Year USDA Refi 2024-04-18 6.66%
    Coos Bay 30 Year VA 2024-04-18 6.75%
    Coos Bay 30 Year VA Refi 2024-04-18 6.66%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Coos Bay, OR.

    Coos Bay Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Coos Bay, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    GUILD MORTGAGE COMPANY 66 7.06% $8,627
    QUICKEN LOANS, LLC 47 6.87% $8,350
    Banner Bank 31 6.66% $6,648
    DIRECTORS MORTGAGE, INC. 25 7.22% $9,373
    FIRST COMMUNITY 17 6.76% $5,494
    Ixonia Bank 13 6.94% $7,211
    CROSSCOUNTRY MORTGAGE, LLC 11 6.89% $10,496
    Umpqua Bank 9 6.88% $5,075
    UNITED WHOLESALE MORTGAGE, LLC 8 6.95% $9,966
    ROGUE 7 7.13% $5,155
    LOANDEPOT.COM, LLC 7 7.14% $7,171
    Wells Fargo Bank 6 6.63% $5,278
    TWINSTAR 5 6.98% $8,120
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.60% $9,000
    SUMMIT FUNDING, INC. 5 6.58% $12,507
    U.S. Bank 5 6.43% $7,784
    CALIBER HOME LOANS, INC. 5 5.95% $7,769
    JPMorgan Chase Bank 4 6.46% $7,141
    OnPoint Community Credit Union 4 6.78% $4,138
    GUARANTEED RATE, INC. 4 7.01% $9,865
    Sierra Pacific Mortgage Company, Inc. 4 6.59% $10,011
    BAY EQUITY LLC 4 6.87% $7,287
    PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.96% $9,258
    MORTGAGE EXPRESS, LLC 3 6.38% $7,027
    SUCCESS MORTGAGE PARTNERS, INC. 3 7.17% $5,623
    PENNYMAC LOAN SERVICES, LLC 3 7.04% $10,192
    KeyBank 3 5.67% $6,133
    USAA Federal Savings Bank 3 6.71% $9,310
    NEWREZ LLC 3 7.21% $5,597
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 3 7.24% $5,586
    Willamette Valley Bank 3 6.25% $10,000
    MANN FINANCIAL INC. 3 6.58% $3,747
    CMG MORTGAGE, INC. 3 7.82% $7,300
    Bank of America 2 5.81% $4,008
    NOVA FINANCIAL & INVESTMENT CORPORATION 2 7.00% $5,341
    RED CANOE CREDIT UNION 2 5.88% $20,562
    S1L, Inc. 2 6.63% $8,590
    Mr. Cooper ( Nationstar Mortgage ) 2 7.31% $10,652
    Commerce Home Mortgage, Inc. 2 7.69% $5,708
    PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.69% $11,932
    NATIONS DIRECT MORTGAGE, LLC 2 8.06% $4,716
    CANOPY MORTGAGE, LLC 2 6.56% $11,805
    ACADEMY MORTGAGE CORPORATION 2 6.63% $9,365
    FIRST TECHNOLOGY 2 7.19% $3,221
    SUMMIT MORTGAGE CORPORATION 2 7.49% $7,177
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.19% $9,257
    MOVEMENT MORTGAGE, LLC 2 7.31% $9,178
    PACIFIC RESIDENTIAL MORTGAGE, LLC 2 6.69% $8,970
    BROKER SOLUTIONS, INC. 2 7.68% $4,275
    The Central Trust Bank 1 6.13% $2,098
    AmeriHome Mortgage Company, LLC 1 7.13% $5,009
    AMERISAVE MORTGAGE CORPORATION 1 7.13% $10,922
    ARC HOME LLC 1 8.50% $4,370
    Arvest Bank 1 5.88% $7,252
    Bank of England 1 6.63% $4,465
    BETTER MORTGAGE CORPORATION 1 5.75% $7,607
    BMO Harris Bank 1 6.38% $5,885
    Boeing Employees Credit Union 1 6.63% $3,407
    CALCON MUTUAL MORTGAGE LLC 1 7.50% $10,497
    Century Mortgage Company DBA Century Lending Company 1 6.63% $6,257
    CHURCHILL MORTGAGE CORPORATION 1 7.38% $7,488
    CITIZENS EQUITY FIRST 1 6.25% $1,362
    Discover Bank 1 6.49% $0
    FIRST CENTENNIAL MORTGAGE CORPORATION 1 6.63% $7,395
    FREEDOM MORTGAGE CORPORATION 1 7.63% $7,664
    GoPrime Mortgage, Inc. 1 7.50% $5,982
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.50% $5,889
    LENDSURE MORTGAGE CORP. 1 8.50% $9,373
    Loan Simple, Inc. 1 8.13% $6,220
    LPMC, LLC 1 7.50% $6,989
    MARION AND POLK SCHOOLS CREDIT UNION 1 7.75% $3,722
    MLD MORTGAGE INC. 1 7.38% $11,887
    Morgan Stanley Private Bank 1 5.50% $3,441
    MOUNTAIN AMERICA 1 6.50% $11,232
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.25% $9,980
    Nations Lending Corporation 1 7.50% $5,214
    NuVision Federal Credit Union 1 6.63% $4,952
    ON Q FINANCIAL, INC. 1 7.88% $3,497
    Plains Commerce Bank 1 6.75% $9,940
    PLAZA HOME MORTGAGE, INC. 1 6.63% $4,895
    Presidential Bank, FSB 1 7.50% $3,761
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.25% $19,360
    Prosperity Home Mortgage, LLC 1 6.00% $5,032
    Servion, Inc. 1 6.25% $8,232
    STAR ONE CREDIT UNION 1 5.25% $4,211
    1st Security Bank of Washington 1 6.38% $6,311
    The Federal Savings Bank 1 7.13% $9,230
    UNION HOME MORTGAGE CORP. 1 6.50% $7,350
    V.I.P. MORTGAGE, INC. 1 7.63% $8,142
    Washington Federal Bank 1 6.75% $16,808

    Coos Bay Average Closing Costs & Other Stats

    Coos Bay, OR's 90 lenders originated 1,183 loans during 2023. The total origination value was $278,235,000, with an average loan value of $235,194.

    Coos Bay's average closing costs are $6,166.

    The top Coos Bay lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 66 loans originated. Their average total fees are $8,627, which is $278 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Coos Bay lenders (with over 10 loans originated) are FIRST COMMUNITY ($5,494), Banner Bank ($6,648), Ixonia Bank ($7,211), QUICKEN LOANS, LLC ($8,350) and GUILD MORTGAGE COMPANY ($8,627).

    The lowest rate Coos Bay lenders (with over 10 loans originated) are Banner Bank (6.66%), FIRST COMMUNITY (6.76%), QUICKEN LOANS, LLC (6.87%), CROSSCOUNTRY MORTGAGE, LLC (6.89%) and Ixonia Bank (6.94%).

    Coos Bay, OR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    GUILD MORTGAGE COMPANY $57,280,000 $38,620,000 -32.6% 13.9%
    QUICKEN LOANS, LLC $32,945,000 $20,480,000 -37.8% 7.4%
    Banner Bank $27,310,000 $19,470,000 -28.7% 7.0%
    FIRST COMMUNITY $11,480,000 $13,240,000 15.3% 4.8%
    Umpqua Bank $34,300,000 $12,210,000 -64.4% 4.4%
    DIRECTORS MORTGAGE, INC. $20,055,000 $12,160,000 -39.4% 4.4%
    Oregon Pacific Banking Company $11,740,000 n/a 4.2%
    UNITED WHOLESALE MORTGAGE, LLC $10,535,000 $9,725,000 -7.7% 3.5%
    Mortgage Research Center, LLC $8,005,000 $6,980,000 -12.8% 2.5%
    TWINSTAR $175,000 $6,425,000 3,571.4% 2.3%
    ROGUE $8,635,000 $5,755,000 -33.4% 2.1%
    CROSSCOUNTRY MORTGAGE, LLC $9,495,000 $5,580,000 -41.2% 2.0%
    Arbor Realty Trust, Inc. $4,945,000 n/a 1.8%
    U.S. Bank $9,245,000 $4,635,000 -49.9% 1.7%
    Ixonia Bank $1,680,000 $4,475,000 166.4% 1.6%
    NAVY FEDERAL CREDIT UNION $4,705,000 $3,115,000 -33.8% 1.1%
    SUMMIT FUNDING, INC. $1,785,000 $2,975,000 66.7% 1.1%
    USAA Federal Savings Bank $2,915,000 $2,955,000 1.4% 1.1%
    Wells Fargo Bank $5,460,000 $2,905,000 -46.8% 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,930,000 $2,630,000 -46.7% 0.9%
    PENNYMAC LOAN SERVICES, LLC $4,140,000 $2,550,000 -38.4% 0.9%
    GUARANTEED RATE, INC. $2,040,000 $2,185,000 7.1% 0.8%
    JPMorgan Chase Bank $2,080,000 $1,970,000 -5.3% 0.7%
    Sierra Pacific Mortgage Company, Inc. $720,000 $1,925,000 167.4% 0.7%
    CMG MORTGAGE, INC. $970,000 $1,900,000 95.9% 0.7%
    CALIBER HOME LOANS, INC. $7,905,000 $1,820,000 -77.0% 0.7%
    NEWREZ LLC $2,225,000 $1,780,000 -20.0% 0.6%
    SUMMIT MORTGAGE CORPORATION $1,710,000 n/a 0.6%
    LOANDEPOT.COM, LLC $8,390,000 $1,590,000 -81.0% 0.6%
    OnPoint Community Credit Union $405,000 $1,590,000 292.6% 0.6%
    Willamette Valley Bank $6,695,000 $1,520,000 -77.3% 0.5%
    Commerce Home Mortgage, Inc. $815,000 $1,480,000 81.6% 0.5%
    Century Mortgage Company DBA Century Lending Company $9,980,000 $1,400,000 -86.0% 0.5%
    BROKER SOLUTIONS, INC. $2,440,000 $1,340,000 -45.1% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $2,515,000 $1,335,000 -46.9% 0.5%
    MOVEMENT MORTGAGE, LLC $990,000 $1,315,000 32.8% 0.5%
    The Federal Savings Bank $2,220,000 $1,290,000 -41.9% 0.5%
    NATIONS DIRECT MORTGAGE, LLC $1,215,000 $1,255,000 3.3% 0.5%
    AMERICAN PACIFIC MORTGAGE CORPORATION $335,000 $1,215,000 262.7% 0.4%
    BAY EQUITY LLC $1,255,000 $1,210,000 -3.6% 0.4%
    PREMIER MORTGAGE RESOURCES, L.L.C. $245,000 $1,210,000 393.9% 0.4%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,515,000 $1,195,000 -21.1% 0.4%
    CANOPY MORTGAGE, LLC $1,855,000 $1,180,000 -36.4% 0.4%
    Carrington Mortgage Services, LLC $1,340,000 $1,175,000 -12.3% 0.4%
    KeyBank $710,000 $1,165,000 64.1% 0.4%
    MORTGAGE EXPRESS, LLC $1,805,000 $1,140,000 -36.8% 0.4%
    CHURCHILL MORTGAGE CORPORATION $2,495,000 $1,135,000 -54.5% 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $285,000 $1,135,000 298.2% 0.4%
    MANN FINANCIAL INC. $1,035,000 $1,125,000 8.7% 0.4%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $1,655,000 $1,115,000 -32.6% 0.4%
    AMERICAN FINANCIAL RESOURCES, INC. $580,000 $1,095,000 88.8% 0.4%
    FREEDOM MORTGAGE CORPORATION $4,115,000 $1,080,000 -73.8% 0.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,135,000 $1,045,000 -7.9% 0.4%
    MLD MORTGAGE INC. $245,000 $975,000 298.0% 0.4%
    RED CANOE CREDIT UNION $645,000 $975,000 51.2% 0.4%
    S1L, Inc. $1,855,000 $975,000 -47.4% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,505,000 $955,000 -36.5% 0.3%
    Nations Lending Corporation $1,235,000 $935,000 -24.3% 0.3%
    SUCCESS MORTGAGE PARTNERS, INC. $930,000 n/a 0.3%
    PLANET HOME LENDING, LLC $195,000 $925,000 374.4% 0.3%
    BMO Harris Bank $885,000 n/a 0.3%
    Figure Lending LLC $240,000 $840,000 250.0% 0.3%
    TRIAD FINANCIAL SERVICES, INC. $500,000 $830,000 66.0% 0.3%
    VILLAGE CAPITAL MORTGAGE $345,000 $830,000 140.6% 0.3%
    Boeing Employees Credit Union $610,000 $820,000 34.4% 0.3%
    Washington Federal Bank $760,000 $740,000 -2.6% 0.3%
    UNION HOME MORTGAGE CORP. $725,000 n/a 0.3%
    SUN WEST MORTGAGE COMPANY, INC. $765,000 $720,000 -5.9% 0.3%
    FIRST TECHNOLOGY $675,000 $715,000 5.9% 0.3%
    AMERISAVE MORTGAGE CORPORATION $2,155,000 $660,000 -69.4% 0.2%
    NEW DAY FINANCIAL, LLC $1,260,000 $660,000 -47.6% 0.2%
    MID AMERICA MORTGAGE, INC. $475,000 $650,000 36.8% 0.2%
    CENTRAL WILLAMETTE Credit Union $635,000 n/a 0.2%
    Discover Bank $410,000 $620,000 51.2% 0.2%
    ACADEMY MORTGAGE CORPORATION $965,000 $600,000 -37.8% 0.2%
    First Interstate Bank $1,330,000 $600,000 -54.9% 0.2%
    FINANCE OF AMERICA REVERSE LLC $570,000 $595,000 4.4% 0.2%
    NOVA FINANCIAL & INVESTMENT CORPORATION $340,000 $570,000 67.6% 0.2%
    Bank of America $1,155,000 $540,000 -53.2% 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $375,000 $535,000 42.7% 0.2%
    CALCON MUTUAL MORTGAGE LLC $475,000 n/a 0.2%
    MARION AND POLK SCHOOLS CREDIT UNION $455,000 n/a 0.2%
    People's Bank of Commerce $445,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $885,000 $445,000 -49.7% 0.2%
    Loan Simple, Inc. $255,000 $440,000 72.5% 0.2%
    PENTAGON FEDERAL CREDIT UNION $455,000 $440,000 -3.3% 0.2%
    SELCO COMMUNITY $295,000 $440,000 49.2% 0.2%
    Plains Commerce Bank $435,000 n/a 0.2%
    STAR ONE CREDIT UNION $435,000 n/a 0.2%
    NBKC BANK $425,000 n/a 0.2%
    PREMIA MORTGAGE, LLC $305,000 $385,000 26.2% 0.1%
    Gallic & Johnson, LLC $85,000 $375,000 341.2% 0.1%
    LONGBRIDGE FINANCIAL, LLC $405,000 $370,000 -8.6% 0.1%
    GoPrime Mortgage, Inc. $410,000 $360,000 -12.2% 0.1%
    AMERICAN FINANCING CORPORATION $790,000 $355,000 -55.1% 0.1%
    Golden Empire Mortgage, Inc. $285,000 $345,000 21.1% 0.1%
    Magnolia Bank $195,000 $345,000 76.9% 0.1%
    ZILLOW HOME LOANS, LLC $635,000 $345,000 -45.7% 0.1%
    MOUNTAIN AMERICA $335,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $335,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $115,000 $315,000 173.9% 0.1%
    The Central Trust Bank $315,000 n/a 0.1%
    ARC HOME LLC $305,000 n/a 0.1%
    NATIONWIDE EQUITIES CORPORATION $305,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $295,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $470,000 $295,000 -37.2% 0.1%
    NuVision Federal Credit Union $275,000 n/a 0.1%
    Servion, Inc. $275,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $265,000 n/a 0.1%
    HighTechLending Inc $260,000 n/a 0.1%
    Arvest Bank $255,000 n/a 0.1%
    Hometown Equity Mortgage, LLC $255,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $245,000 n/a 0.1%
    FIRST CENTENNIAL MORTGAGE CORPORATION $245,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $305,000 $245,000 -19.7% 0.1%
    LENDINGHOME FUNDING CORPORATION $955,000 $245,000 -74.3% 0.1%
    Barrington Bank & Trust Company, N.A. $1,510,000 $235,000 -84.4% 0.1%
    LPMC, LLC $1,000,000 $235,000 -76.5% 0.1%
    Oregon State Credit Union $790,000 $230,000 -70.9% 0.1%
    ALLIANT CREDIT UNION $275,000 $225,000 -18.2% 0.1%
    EVERETT FINANCIAL, INC. $225,000 n/a 0.1%
    LENDSURE MORTGAGE CORP. $225,000 n/a 0.1%
    OREGON COMMUNITY $1,815,000 $225,000 -87.6% 0.1%
    Coastal Community Bank $215,000 n/a 0.1%
    V.I.P. MORTGAGE, INC. $215,000 n/a 0.1%
    HomeStreet Bank $435,000 $205,000 -52.9% 0.1%
    Morgan Stanley Private Bank $860,000 $205,000 -76.2% 0.1%
    Presidential Bank, FSB $205,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $295,000 $205,000 -30.5% 0.1%
    1st Security Bank of Washington $925,000 $195,000 -78.9% 0.1%
    CITIZENS EQUITY FIRST $195,000 n/a 0.1%
    LADERA LENDING, INC. $195,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $1,055,000 $185,000 -82.5% 0.1%
    GTE Federal Credit Union $185,000 n/a 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $185,000 n/a 0.1%
    OAKTREE FUNDING CORP. $185,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $170,000 $185,000 8.8% 0.1%
    CARDINAL FINANCIAL $1,220,000 $175,000 -85.7% 0.1%
    PHH Mortgage Corporation $360,000 $175,000 -51.4% 0.1%
    Truist $175,000 n/a 0.1%
    WASHINGTON STATE EMPLOYEES Credit Union $170,000 n/a 0.1%
    CHERRY CREEK MORTGAGE, LLC $315,000 $165,000 -47.6% 0.1%
    Bank of England $155,000 n/a 0.1%
    NETWORK CAPITAL FUNDING CORPORATION $490,000 $155,000 -68.4% 0.1%
    ON Q FINANCIAL, INC. $145,000 n/a 0.1%
    Prosperity Home Mortgage, LLC $125,000 n/a 0.0%
    Flagstar Bank, FSB $1,730,000 $105,000 -93.9% 0.0%
    Signature Federal Credit Union $175,000 $105,000 -40.0% 0.0%
    Mid Oregon Federal Credit Union $75,000 n/a 0.0%
    PNC Bank $75,000 n/a 0.0%
    ADVANTIS $255,000 $35,000 -86.3% 0.0%
    Lakeview Community Capital, LLC $215,000 $25,000 -88.4% 0.0%

    Coos Bay's top lender by overall market share is GUILD MORTGAGE COMPANY, with 13.9% market share. In second place, with 7.4%, is QUICKEN LOANS, LLC, having originated $20,480,000 in loans. In third place, with 7.0%, is Banner Bank, having originated $19,470,000 in loans. In fourth place, with 4.8%, is FIRST COMMUNITY, having originated $13,240,000 in loans. In fifth place, with 4.4%, is Umpqua Bank, having originated $12,210,000 in loans.

    Coos Bay Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Coos Bay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $264,500 (2.1%) $375,288 (10.6%) 0.00 255
    2018-02-01 $255,000 (6.7%) $358,366 (8.1%) 0.00 264
    2018-03-01 $260,000 (-4.0%) $368,325 (8.9%) 0.00 264
    2018-04-01 $289,950 (3.9%) $384,347 (8.0%) 0.00 256
    2018-05-01 $294,450 (-1.3%) $387,459 (7.3%) 0.00 263
    2018-06-01 $275,000 (-7.9%) $368,719 (-1.0%) 0.00 317
    2018-07-01 $271,175 (-7.3%) $365,216 (-3.9%) 0.00 355
    2018-08-01 $271,175 (-3.9%) $363,050 (-2.1%) 0.00 359
    2018-09-01 $269,000 (-3.6%) $367,307 (1.2%) 0.00 348
    2018-10-01 $265,000 (-7.6%) $362,427 (-2.1%) 0.00 327
    2018-11-01 $265,000 (-1.8%) $364,341 (-0.2%) 0.00 278
    2018-12-01 $264,450 (-2.1%) $367,105 (-4.7%) 0.00 250
    2019-01-01 $257,500 (-2.7%) $362,876 (-3.3%) 0.00 232
    2019-02-01 $282,000 (10.6%) $373,025 (4.1%) 0.00 227
    2019-03-01 $289,429 (11.3%) $372,398 (1.1%) 0.00 230
    2019-04-01 $290,000 (0.0%) $372,253 (-3.2%) 0.00 238
    2019-05-01 $289,250 (-1.8%) $373,320 (-3.7%) 0.00 250
    2019-06-01 $289,000 (5.1%) $368,781 (0.0%) 0.00 302
    2019-07-01 $289,500 (6.8%) $374,932 (2.7%) 0.00 308
    2019-08-01 $311,909 (15.0%) $394,362 (8.6%) 0.00 309
    2019-09-01 $315,898 (17.4%) $398,091 (8.4%) 0.00 307
    2019-10-01 $318,557 (20.2%) $395,002 (9.0%) 0.00 296
    2019-11-01 $319,900 (20.7%) $457,244 (25.5%) 0.00 274
    2019-12-01 $319,700 (20.9%) $465,215 (26.7%) 0.00 240
    2020-01-01 $322,500 (25.2%) $466,809 (28.6%) 0.00 226
    2020-02-01 $319,500 (13.3%) $470,264 (26.1%) 0.00 217
    2020-03-01 $318,000 (9.9%) $442,137 (18.7%) 0.00 228
    2020-04-01 $303,500 (4.7%) $435,211 (16.9%) 0.00 236
    2020-05-01 $319,000 (10.3%) $438,195 (17.4%) 0.00 221
    2020-06-01 $345,000 (19.4%) $477,679 (29.5%) 0.00 184
    2020-07-01 $331,375 (14.5%) $477,557 (27.4%) 0.00 173
    2020-08-01 $339,999 (9.0%) $505,139 (28.1%) 0.00 150
    2020-09-01 $348,750 (10.4%) $550,977 (38.4%) 0.00 137
    2020-10-01 $350,000 (9.9%) $561,383 (42.1%) 0.00 125
    2020-11-01 $351,250 (9.8%) $468,696 (2.5%) 0.00 126
    2020-12-01 $294,250 (-8.0%) $440,909 (-5.2%) 0.00 109
    2021-01-01 $317,500 (-1.6%) $450,861 (-3.4%) 0.00 90
    2021-02-01 $267,250 (-16.4%) $430,722 (-8.4%) 0.00 77
    2021-03-01 $334,500 (5.2%) $446,676 (1.0%) 0.00 85
    2021-04-01 $349,000 (15.0%) $454,435 (4.4%) 0.00 88
    2021-05-01 $325,000 (1.9%) $464,875 (6.1%) 0.00 104
    2021-06-01 $337,250 (-2.3%) $445,806 (-6.7%) 0.00 125
    2021-07-01 $350,000 (5.6%) $460,968 (-3.5%) 0.00 146
    2021-08-01 $362,500 (6.6%) $509,644 (0.9%) 0.00 159
    2021-09-01 $366,250 (5.0%) $543,487 (-1.4%) 0.00 147
    2021-10-01 $359,000 (2.6%) $556,166 (-0.9%) 0.00 132
    2021-11-01 $372,450 (6.0%) $600,994 (28.2%) 0.00 121
    2021-12-01 $363,500 (23.5%) $586,723 (33.1%) 0.00 99
    2022-01-01 $399,000 (25.7%) $609,232 (35.1%) 0.00 79
    2022-02-01 $388,250 (45.3%) $643,819 (49.5%) 0.00 73
    2022-03-01 $432,500 (29.3%) $645,280 (44.5%) 0.00 80
    2022-04-01 $412,500 (18.2%) $607,704 (33.7%) 0.00 96
    2022-05-01 $399,725 (23.0%) $575,052 (23.7%) 0.00 106
    2022-06-01 $416,894 (23.6%) $562,049 (26.1%) 0.00 135
    2022-07-01 $409,000 (16.9%) $539,950 (17.1%) 0.00 162
    2022-08-01 $431,200 (19.0%) $552,077 (8.3%) 0.00 179
    2022-09-01 $423,000 (15.5%) $559,928 (3.0%) 0.00 176
    2022-10-01 $429,000 (19.5%) $568,395 (2.2%) 0.00 175
    2022-11-01 $428,500 (15.1%) $564,280 (-6.1%) 0.00 177
    2022-12-01 $425,000 (16.9%) $585,800 (-0.2%) 0.00 154
    2023-01-01 $442,250 (10.8%) $606,695 (-0.4%) 0.00 152
    2023-02-01 $448,250 (15.5%) $583,878 (-9.3%) 0.00 145
    2023-03-01 $440,250 (1.8%) $579,355 (-10.2%) 0.00 135
    2023-04-01 $439,000 (6.4%) $563,718 (-7.2%) 0.00 147
    2023-05-01 $427,500 (7.0%) $553,686 (-3.7%) 0.00 170
    2023-06-01 $454,500 (9.0%) $580,119 (3.2%) 0.00 190
    2023-07-01 $449,000 (9.8%) $574,647 (6.4%) 0.00 235
    2023-08-01 $449,700 (4.3%) $594,908 (7.8%) 0.00 242
    2023-09-01 $435,000 (2.8%) $584,560 (4.4%) 0.00 228
    2023-10-01 $439,000 (2.3%) $604,660 (6.4%) 0.00 222
    2023-11-01 $426,000 (-0.6%) $600,918 (6.5%) 0.00 225
    2023-12-01 $429,000 (0.9%) $601,317 (2.7%) 0.00 210
    2024-01-01 $448,500 (1.4%) $626,727 (3.3%) 0.00 188
    2024-02-01 $425,000 (-5.2%) $600,212 (2.8%) 0.00 181
    2024-03-01 $399,000 (-9.4%) $593,550 (2.5%) 0.00 173
    Coos Bay's median listing price for 2024-03-01 was $399,000, a difference of $-41,250 (-9.4%) versus the prior year and $-26,000 versus the prior month.

    Coos Bay's median listing price comes in at 0% of the national average.

    Coos Bay's average listing price for 2024-03-01 was $593,550, a difference of $14,195 (2.5%) versus the prior year and $-6,662 versus the prior month.

    For the 2024-03-01 period, Coos Bay had 173 MLS listings, a difference of -8 listings (-4%) versus the prior month and 38 listings (28%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Coos Bay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,730 sqft
    2018-02-01 0 days 1,744 sqft
    2018-03-01 0 days 1,787 sqft
    2018-04-01 0 days 1,841 sqft
    2018-05-01 0 days 1,800 sqft
    2018-06-01 0 days 1,781 sqft
    2018-07-01 0 days 1,755 sqft
    2018-08-01 0 days 1,738 sqft
    2018-09-01 0 days 1,773 sqft
    2018-10-01 0 days 1,780 sqft
    2018-11-01 0 days 1,774 sqft
    2018-12-01 0 days 1,736 sqft
    2019-01-01 0 days 1,729 sqft
    2019-02-01 0 days 1,751 sqft
    2019-03-01 0 days 1,743 sqft
    2019-04-01 0 days 1,725 sqft
    2019-05-01 0 days 1,736 sqft
    2019-06-01 0 days 1,728 sqft
    2019-07-01 0 days 1,765 sqft
    2019-08-01 0 days 1,805 sqft
    2019-09-01 0 days 1,814 sqft
    2019-10-01 0 days 1,825 sqft
    2019-11-01 0 days 1,845 sqft
    2019-12-01 0 days 1,836 sqft
    2020-01-01 0 days 1,798 sqft
    2020-02-01 0 days 1,882 sqft
    2020-03-01 0 days 1,844 sqft
    2020-04-01 0 days 1,826 sqft
    2020-05-01 0 days 1,860 sqft
    2020-06-01 0 days 1,877 sqft
    2020-07-01 0 days 1,869 sqft
    2020-08-01 0 days 1,873 sqft
    2020-09-01 0 days 1,860 sqft
    2020-10-01 0 days 1,838 sqft
    2020-11-01 0 days 1,693 sqft
    2020-12-01 0 days 1,508 sqft
    2021-01-01 0 days 1,680 sqft
    2021-02-01 0 days 1,646 sqft
    2021-03-01 0 days 1,698 sqft
    2021-04-01 0 days 1,634 sqft
    2021-05-01 0 days 1,582 sqft
    2021-06-01 0 days 1,650 sqft
    2021-07-01 0 days 1,759 sqft
    2021-08-01 0 days 1,795 sqft
    2021-09-01 0 days 1,780 sqft
    2021-10-01 0 days 1,693 sqft
    2021-11-01 0 days 1,686 sqft
    2021-12-01 0 days 1,701 sqft
    2022-01-01 0 days 1,708 sqft
    2022-02-01 0 days 1,583 sqft
    2022-03-01 0 days 1,728 sqft
    2022-04-01 0 days 1,786 sqft
    2022-05-01 0 days 1,752 sqft
    2022-06-01 0 days 1,654 sqft
    2022-07-01 0 days 1,616 sqft
    2022-08-01 0 days 1,683 sqft
    2022-09-01 0 days 1,693 sqft
    2022-10-01 0 days 1,825 sqft
    2022-11-01 0 days 1,746 sqft
    2022-12-01 0 days 1,823 sqft
    2023-01-01 0 days 1,784 sqft
    2023-02-01 0 days 1,782 sqft
    2023-03-01 0 days 1,762 sqft
    2023-04-01 0 days 1,756 sqft
    2023-05-01 0 days 1,802 sqft
    2023-06-01 0 days 1,831 sqft
    2023-07-01 0 days 1,798 sqft
    2023-08-01 0 days 1,820 sqft
    2023-09-01 0 days 1,763 sqft
    2023-10-01 0 days 1,722 sqft
    2023-11-01 0 days 1,742 sqft
    2023-12-01 0 days 1,760 sqft
    2024-01-01 0 days 1,808 sqft
    2024-02-01 0 days 1,761 sqft
    2024-03-01 0 days 1,660 sqft
    Coos Bay's median listing age (time on market) for 2024-03-01 was 0 days.

    Coos Bay's median square footage for active listings during the 2024-03-01 period was 1,660 sqft. One year prior, the average listing was 1,762 sqft.

    Coos Bay, OR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 618 $186,850,000 $302,346
    Home Improvement 198 $15,410,000 $77,828
    Cash Out Refi 164 $39,160,000 $238,780
    Other 134 $11,610,000 $86,642
    Refi 69 $25,205,000 $365,290

    Coos Bay's most frequently cited loan purpose was Home Purchase, with 618 originations. The 2nd most popular reason was Home Improvement, with 198 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 439 $114,035,000 $259,761
    7-8% 288 $74,800,000 $259,722
    Over 8% 261 $27,095,000 $103,812
    5-6% 171 $45,535,000 $266,287
    4-5% 11 $3,035,000 $275,909
    2.5-3% 3 $945,000 $315,000
    3-4% 2 $350,000 $175,000

    During 2023, Coos Bay's most frequently originated rate bucket was 6-7%, with 439 originations.

    Loan Sizing (Coos Bay, OR MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 500 $142,070,000 $284,140
    $100,000 or less 302 $15,880,000 $52,583
    $100k-200k 237 $34,625,000 $146,097
    $400k-600k 117 $53,795,000 $459,786
    $600k-1000k 25 $16,915,000 $676,600
    $Over $1MM 2 $14,950,000 $7,475,000

    Coos Bay's loan sizing saw the bucket of loans from $200k-400k with 500 originations, totaling $142,070,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 384 $122,940,000 $320,156
    Under 20% 256 $13,480,000 $52,656
    60-80% 224 $71,390,000 $318,705
    20-40% 150 $19,180,000 $127,867
    40-60% 138 $29,940,000 $216,957
    Over 100% 21 $7,995,000 $380,714

    Coos Bay's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 384 originations, totaling $122,940,000 in origination value.