Coos Bay Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Coos Bay averaged 7.02% for the week of 2024-11-27, compared to the national average of 6.81% for the same period.

The average rate for the prior week (2024-11-21) was 6.95% and one month ago for the week of 2024-10-24, the average rate was 6.45%.

Coos Bay's average rate one year ago was 7.5%.

For refis of the same type during the week of 2024-11-27, the average rate was 7.31%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-27 6.81%
Coos Bay 30 Year Fixed Rate 2024-11-27 7.02%
Coos Bay 30 Year Fixed Rate Refi 2024-11-27 7.31%
Coos Bay 15 Year Fixed Rate 2024-11-27 5.9%
Coos Bay 15 Year Fixed Rate Refi 2024-11-27 6.1%
Coos Bay 30 Year FHA 2024-11-27 -0.02%
Coos Bay 30 Year FHA Refi 2024-11-27 0%
Coos Bay 30 Year USDA 2024-11-27 0%
Coos Bay 30 Year USDA Refi 2024-11-27 0.2%
Coos Bay 30 Year VA 2024-11-27 -0.11%
Coos Bay 30 Year VA Refi 2024-11-27 -0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Coos Bay, OR.

Coos Bay Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Coos Bay, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
GUILD MORTGAGE COMPANY 66 7.06% $8,627
QUICKEN LOANS, LLC 47 6.87% $8,350
Banner Bank 31 6.66% $6,648
DIRECTORS MORTGAGE, INC. 25 7.22% $9,373
FIRST COMMUNITY 17 6.76% $5,494
Ixonia Bank 13 6.94% $7,211
CROSSCOUNTRY MORTGAGE, LLC 11 6.89% $10,496
Umpqua Bank 9 6.88% $5,075
UNITED WHOLESALE MORTGAGE, LLC 8 6.95% $9,966
ROGUE 7 7.13% $5,155
LOANDEPOT.COM, LLC 7 7.14% $7,171
Wells Fargo Bank 6 6.63% $5,278
TWINSTAR 5 6.98% $8,120
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.60% $9,000
SUMMIT FUNDING, INC. 5 6.58% $12,507
U.S. Bank 5 6.43% $7,784
CALIBER HOME LOANS, INC. 5 5.95% $7,769
JPMorgan Chase Bank 4 6.46% $7,141
OnPoint Community Credit Union 4 6.78% $4,138
GUARANTEED RATE, INC. 4 7.01% $9,865
Sierra Pacific Mortgage Company, Inc. 4 6.59% $10,011
BAY EQUITY LLC 4 6.87% $7,287
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.96% $9,258
MORTGAGE EXPRESS, LLC 3 6.38% $7,027
SUCCESS MORTGAGE PARTNERS, INC. 3 7.17% $5,623
PENNYMAC LOAN SERVICES, LLC 3 7.04% $10,192
KeyBank 3 5.67% $6,133
USAA Federal Savings Bank 3 6.71% $9,310
NEWREZ LLC 3 7.21% $5,597
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 3 7.24% $5,586
Willamette Valley Bank 3 6.25% $10,000
MANN FINANCIAL INC. 3 6.58% $3,747
CMG MORTGAGE, INC. 3 7.82% $7,300
Bank of America 2 5.81% $4,008
NOVA FINANCIAL & INVESTMENT CORPORATION 2 7.00% $5,341
RED CANOE CREDIT UNION 2 5.88% $20,562
S1L, Inc. 2 6.63% $8,590
Mr. Cooper ( Nationstar Mortgage ) 2 7.31% $10,652
Commerce Home Mortgage, Inc. 2 7.69% $5,708
PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.69% $11,932
NATIONS DIRECT MORTGAGE, LLC 2 8.06% $4,716
CANOPY MORTGAGE, LLC 2 6.56% $11,805
ACADEMY MORTGAGE CORPORATION 2 6.63% $9,365
FIRST TECHNOLOGY 2 7.19% $3,221
SUMMIT MORTGAGE CORPORATION 2 7.49% $7,177
AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.19% $9,257
MOVEMENT MORTGAGE, LLC 2 7.31% $9,178
PACIFIC RESIDENTIAL MORTGAGE, LLC 2 6.69% $8,970
BROKER SOLUTIONS, INC. 2 7.68% $4,275
The Central Trust Bank 1 6.13% $2,098
AmeriHome Mortgage Company, LLC 1 7.13% $5,009
AMERISAVE MORTGAGE CORPORATION 1 7.13% $10,922
ARC HOME LLC 1 8.50% $4,370
Arvest Bank 1 5.88% $7,252
Bank of England 1 6.63% $4,465
BETTER MORTGAGE CORPORATION 1 5.75% $7,607
BMO Harris Bank 1 6.38% $5,885
Boeing Employees Credit Union 1 6.63% $3,407
CALCON MUTUAL MORTGAGE LLC 1 7.50% $10,497
Century Mortgage Company DBA Century Lending Company 1 6.63% $6,257
CHURCHILL MORTGAGE CORPORATION 1 7.38% $7,488
CITIZENS EQUITY FIRST 1 6.25% $1,362
Discover Bank 1 6.49% $0
FIRST CENTENNIAL MORTGAGE CORPORATION 1 6.63% $7,395
FREEDOM MORTGAGE CORPORATION 1 7.63% $7,664
GoPrime Mortgage, Inc. 1 7.50% $5,982
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.50% $5,889
LENDSURE MORTGAGE CORP. 1 8.50% $9,373
Loan Simple, Inc. 1 8.13% $6,220
LPMC, LLC 1 7.50% $6,989
MARION AND POLK SCHOOLS CREDIT UNION 1 7.75% $3,722
MLD MORTGAGE INC. 1 7.38% $11,887
Morgan Stanley Private Bank 1 5.50% $3,441
MOUNTAIN AMERICA 1 6.50% $11,232
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.25% $9,980
Nations Lending Corporation 1 7.50% $5,214
NuVision Federal Credit Union 1 6.63% $4,952
ON Q FINANCIAL, INC. 1 7.88% $3,497
Plains Commerce Bank 1 6.75% $9,940
PLAZA HOME MORTGAGE, INC. 1 6.63% $4,895
Presidential Bank, FSB 1 7.50% $3,761
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.25% $19,360
Prosperity Home Mortgage, LLC 1 6.00% $5,032
Servion, Inc. 1 6.25% $8,232
STAR ONE CREDIT UNION 1 5.25% $4,211
1st Security Bank of Washington 1 6.38% $6,311
The Federal Savings Bank 1 7.13% $9,230
UNION HOME MORTGAGE CORP. 1 6.50% $7,350
V.I.P. MORTGAGE, INC. 1 7.63% $8,142
Washington Federal Bank 1 6.75% $16,808

Coos Bay Average Closing Costs & Other Stats

Coos Bay, OR's 90 lenders originated 1,183 loans during 2023. The total origination value was $278,235,000, with an average loan value of $235,194.

Coos Bay's average closing costs are $6,166.

The top Coos Bay lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 66 loans originated. Their average total fees are $8,627, which is $278 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Coos Bay lenders (with over 10 loans originated) are FIRST COMMUNITY ($5,494), Banner Bank ($6,648), Ixonia Bank ($7,211), QUICKEN LOANS, LLC ($8,350) and GUILD MORTGAGE COMPANY ($8,627).

The lowest rate Coos Bay lenders (with over 10 loans originated) are Banner Bank (6.66%), FIRST COMMUNITY (6.76%), QUICKEN LOANS, LLC (6.87%), CROSSCOUNTRY MORTGAGE, LLC (6.89%) and Ixonia Bank (6.94%).

Coos Bay, OR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
GUILD MORTGAGE COMPANY $57,280,000 $38,620,000 -32.6% 13.9%
QUICKEN LOANS, LLC $32,945,000 $20,480,000 -37.8% 7.4%
Banner Bank $27,310,000 $19,470,000 -28.7% 7.0%
FIRST COMMUNITY $11,480,000 $13,240,000 15.3% 4.8%
Umpqua Bank $34,300,000 $12,210,000 -64.4% 4.4%
DIRECTORS MORTGAGE, INC. $20,055,000 $12,160,000 -39.4% 4.4%
Oregon Pacific Banking Company $11,740,000 n/a 4.2%
UNITED WHOLESALE MORTGAGE, LLC $10,535,000 $9,725,000 -7.7% 3.5%
Mortgage Research Center, LLC $8,005,000 $6,980,000 -12.8% 2.5%
TWINSTAR $175,000 $6,425,000 3,571.4% 2.3%
ROGUE $8,635,000 $5,755,000 -33.4% 2.1%
CROSSCOUNTRY MORTGAGE, LLC $9,495,000 $5,580,000 -41.2% 2.0%
Arbor Realty Trust, Inc. $4,945,000 n/a 1.8%
U.S. Bank $9,245,000 $4,635,000 -49.9% 1.7%
Ixonia Bank $1,680,000 $4,475,000 166.4% 1.6%
NAVY FEDERAL CREDIT UNION $4,705,000 $3,115,000 -33.8% 1.1%
SUMMIT FUNDING, INC. $1,785,000 $2,975,000 66.7% 1.1%
USAA Federal Savings Bank $2,915,000 $2,955,000 1.4% 1.1%
Wells Fargo Bank $5,460,000 $2,905,000 -46.8% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,930,000 $2,630,000 -46.7% 0.9%
PENNYMAC LOAN SERVICES, LLC $4,140,000 $2,550,000 -38.4% 0.9%
GUARANTEED RATE, INC. $2,040,000 $2,185,000 7.1% 0.8%
JPMorgan Chase Bank $2,080,000 $1,970,000 -5.3% 0.7%
Sierra Pacific Mortgage Company, Inc. $720,000 $1,925,000 167.4% 0.7%
CMG MORTGAGE, INC. $970,000 $1,900,000 95.9% 0.7%
CALIBER HOME LOANS, INC. $7,905,000 $1,820,000 -77.0% 0.7%
NEWREZ LLC $2,225,000 $1,780,000 -20.0% 0.6%
SUMMIT MORTGAGE CORPORATION $1,710,000 n/a 0.6%
LOANDEPOT.COM, LLC $8,390,000 $1,590,000 -81.0% 0.6%
OnPoint Community Credit Union $405,000 $1,590,000 292.6% 0.6%
Willamette Valley Bank $6,695,000 $1,520,000 -77.3% 0.5%
Commerce Home Mortgage, Inc. $815,000 $1,480,000 81.6% 0.5%
Century Mortgage Company DBA Century Lending Company $9,980,000 $1,400,000 -86.0% 0.5%
BROKER SOLUTIONS, INC. $2,440,000 $1,340,000 -45.1% 0.5%
MUTUAL OF OMAHA MORTGAGE, INC. $2,515,000 $1,335,000 -46.9% 0.5%
MOVEMENT MORTGAGE, LLC $990,000 $1,315,000 32.8% 0.5%
The Federal Savings Bank $2,220,000 $1,290,000 -41.9% 0.5%
NATIONS DIRECT MORTGAGE, LLC $1,215,000 $1,255,000 3.3% 0.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $335,000 $1,215,000 262.7% 0.4%
BAY EQUITY LLC $1,255,000 $1,210,000 -3.6% 0.4%
PREMIER MORTGAGE RESOURCES, L.L.C. $245,000 $1,210,000 393.9% 0.4%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $1,515,000 $1,195,000 -21.1% 0.4%
CANOPY MORTGAGE, LLC $1,855,000 $1,180,000 -36.4% 0.4%
Carrington Mortgage Services, LLC $1,340,000 $1,175,000 -12.3% 0.4%
KeyBank $710,000 $1,165,000 64.1% 0.4%
MORTGAGE EXPRESS, LLC $1,805,000 $1,140,000 -36.8% 0.4%
CHURCHILL MORTGAGE CORPORATION $2,495,000 $1,135,000 -54.5% 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $285,000 $1,135,000 298.2% 0.4%
MANN FINANCIAL INC. $1,035,000 $1,125,000 8.7% 0.4%
PACIFIC RESIDENTIAL MORTGAGE, LLC $1,655,000 $1,115,000 -32.6% 0.4%
AMERICAN FINANCIAL RESOURCES, INC. $580,000 $1,095,000 88.8% 0.4%
FREEDOM MORTGAGE CORPORATION $4,115,000 $1,080,000 -73.8% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,135,000 $1,045,000 -7.9% 0.4%
MLD MORTGAGE INC. $245,000 $975,000 298.0% 0.4%
RED CANOE CREDIT UNION $645,000 $975,000 51.2% 0.4%
S1L, Inc. $1,855,000 $975,000 -47.4% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $1,505,000 $955,000 -36.5% 0.3%
Nations Lending Corporation $1,235,000 $935,000 -24.3% 0.3%
SUCCESS MORTGAGE PARTNERS, INC. $930,000 n/a 0.3%
PLANET HOME LENDING, LLC $195,000 $925,000 374.4% 0.3%
BMO Harris Bank $885,000 n/a 0.3%
Figure Lending LLC $240,000 $840,000 250.0% 0.3%
TRIAD FINANCIAL SERVICES, INC. $500,000 $830,000 66.0% 0.3%
VILLAGE CAPITAL MORTGAGE $345,000 $830,000 140.6% 0.3%
Boeing Employees Credit Union $610,000 $820,000 34.4% 0.3%
Washington Federal Bank $760,000 $740,000 -2.6% 0.3%
UNION HOME MORTGAGE CORP. $725,000 n/a 0.3%
SUN WEST MORTGAGE COMPANY, INC. $765,000 $720,000 -5.9% 0.3%
FIRST TECHNOLOGY $675,000 $715,000 5.9% 0.3%
AMERISAVE MORTGAGE CORPORATION $2,155,000 $660,000 -69.4% 0.2%
NEW DAY FINANCIAL, LLC $1,260,000 $660,000 -47.6% 0.2%
MID AMERICA MORTGAGE, INC. $475,000 $650,000 36.8% 0.2%
CENTRAL WILLAMETTE Credit Union $635,000 n/a 0.2%
Discover Bank $410,000 $620,000 51.2% 0.2%
ACADEMY MORTGAGE CORPORATION $965,000 $600,000 -37.8% 0.2%
First Interstate Bank $1,330,000 $600,000 -54.9% 0.2%
FINANCE OF AMERICA REVERSE LLC $570,000 $595,000 4.4% 0.2%
NOVA FINANCIAL & INVESTMENT CORPORATION $340,000 $570,000 67.6% 0.2%
Bank of America $1,155,000 $540,000 -53.2% 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $375,000 $535,000 42.7% 0.2%
CALCON MUTUAL MORTGAGE LLC $475,000 n/a 0.2%
MARION AND POLK SCHOOLS CREDIT UNION $455,000 n/a 0.2%
People's Bank of Commerce $445,000 n/a 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $885,000 $445,000 -49.7% 0.2%
Loan Simple, Inc. $255,000 $440,000 72.5% 0.2%
PENTAGON FEDERAL CREDIT UNION $455,000 $440,000 -3.3% 0.2%
SELCO COMMUNITY $295,000 $440,000 49.2% 0.2%
Plains Commerce Bank $435,000 n/a 0.2%
STAR ONE CREDIT UNION $435,000 n/a 0.2%
NBKC BANK $425,000 n/a 0.2%
PREMIA MORTGAGE, LLC $305,000 $385,000 26.2% 0.1%
Gallic & Johnson, LLC $85,000 $375,000 341.2% 0.1%
LONGBRIDGE FINANCIAL, LLC $405,000 $370,000 -8.6% 0.1%
GoPrime Mortgage, Inc. $410,000 $360,000 -12.2% 0.1%
AMERICAN FINANCING CORPORATION $790,000 $355,000 -55.1% 0.1%
Golden Empire Mortgage, Inc. $285,000 $345,000 21.1% 0.1%
Magnolia Bank $195,000 $345,000 76.9% 0.1%
ZILLOW HOME LOANS, LLC $635,000 $345,000 -45.7% 0.1%
MOUNTAIN AMERICA $335,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $335,000 n/a 0.1%
21ST MORTGAGE CORPORATION $115,000 $315,000 173.9% 0.1%
The Central Trust Bank $315,000 n/a 0.1%
ARC HOME LLC $305,000 n/a 0.1%
NATIONWIDE EQUITIES CORPORATION $305,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $295,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $470,000 $295,000 -37.2% 0.1%
NuVision Federal Credit Union $275,000 n/a 0.1%
Servion, Inc. $275,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $265,000 n/a 0.1%
HighTechLending Inc $260,000 n/a 0.1%
Arvest Bank $255,000 n/a 0.1%
Hometown Equity Mortgage, LLC $255,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $245,000 n/a 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $245,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $305,000 $245,000 -19.7% 0.1%
LENDINGHOME FUNDING CORPORATION $955,000 $245,000 -74.3% 0.1%
Barrington Bank & Trust Company, N.A. $1,510,000 $235,000 -84.4% 0.1%
LPMC, LLC $1,000,000 $235,000 -76.5% 0.1%
Oregon State Credit Union $790,000 $230,000 -70.9% 0.1%
ALLIANT CREDIT UNION $275,000 $225,000 -18.2% 0.1%
EVERETT FINANCIAL, INC. $225,000 n/a 0.1%
LENDSURE MORTGAGE CORP. $225,000 n/a 0.1%
OREGON COMMUNITY $1,815,000 $225,000 -87.6% 0.1%
Coastal Community Bank $215,000 n/a 0.1%
V.I.P. MORTGAGE, INC. $215,000 n/a 0.1%
HomeStreet Bank $435,000 $205,000 -52.9% 0.1%
Morgan Stanley Private Bank $860,000 $205,000 -76.2% 0.1%
Presidential Bank, FSB $205,000 n/a 0.1%
SOUTHWEST STAGE FUNDING, LLC $295,000 $205,000 -30.5% 0.1%
1st Security Bank of Washington $925,000 $195,000 -78.9% 0.1%
CITIZENS EQUITY FIRST $195,000 n/a 0.1%
LADERA LENDING, INC. $195,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $1,055,000 $185,000 -82.5% 0.1%
GTE Federal Credit Union $185,000 n/a 0.1%
LIBERTY HOME MORTGAGE CORPORATION $185,000 n/a 0.1%
OAKTREE FUNDING CORP. $185,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $170,000 $185,000 8.8% 0.1%
CARDINAL FINANCIAL $1,220,000 $175,000 -85.7% 0.1%
PHH Mortgage Corporation $360,000 $175,000 -51.4% 0.1%
Truist $175,000 n/a 0.1%
WASHINGTON STATE EMPLOYEES Credit Union $170,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $315,000 $165,000 -47.6% 0.1%
Bank of England $155,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $490,000 $155,000 -68.4% 0.1%
ON Q FINANCIAL, INC. $145,000 n/a 0.1%
Prosperity Home Mortgage, LLC $125,000 n/a 0.0%
Flagstar Bank, FSB $1,730,000 $105,000 -93.9% 0.0%
Signature Federal Credit Union $175,000 $105,000 -40.0% 0.0%
Mid Oregon Federal Credit Union $75,000 n/a 0.0%
PNC Bank $75,000 n/a 0.0%
ADVANTIS $255,000 $35,000 -86.3% 0.0%
Lakeview Community Capital, LLC $215,000 $25,000 -88.4% 0.0%

Coos Bay's top lender by overall market share is GUILD MORTGAGE COMPANY, with 13.9% market share. In second place, with 7.4%, is QUICKEN LOANS, LLC, having originated $20,480,000 in loans. In third place, with 7.0%, is Banner Bank, having originated $19,470,000 in loans. In fourth place, with 4.8%, is FIRST COMMUNITY, having originated $13,240,000 in loans. In fifth place, with 4.4%, is Umpqua Bank, having originated $12,210,000 in loans.


Coos Bay Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Coos Bay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $264,500 (2.1%) $375,288 (10.6%) 0.00 255
2018-02-01 $255,000 (6.7%) $358,366 (8.1%) 0.00 264
2018-03-01 $260,000 (-4.0%) $368,325 (8.9%) 0.00 264
2018-04-01 $289,950 (3.9%) $384,347 (8.0%) 0.00 256
2018-05-01 $294,450 (-1.3%) $387,459 (7.3%) 0.00 263
2018-06-01 $275,000 (-7.9%) $368,719 (-1.0%) 0.00 317
2018-07-01 $271,175 (-7.3%) $365,216 (-3.9%) 0.00 355
2018-08-01 $271,175 (-3.9%) $363,050 (-2.1%) 0.00 359
2018-09-01 $269,000 (-3.6%) $367,307 (1.2%) 0.00 348
2018-10-01 $265,000 (-7.6%) $362,427 (-2.1%) 0.00 327
2018-11-01 $265,000 (-1.8%) $364,341 (-0.2%) 0.00 278
2018-12-01 $264,450 (-2.1%) $367,105 (-4.7%) 0.00 250
2019-01-01 $257,500 (-2.7%) $362,876 (-3.3%) 0.00 232
2019-02-01 $282,000 (10.6%) $373,025 (4.1%) 0.00 227
2019-03-01 $289,429 (11.3%) $372,398 (1.1%) 0.00 230
2019-04-01 $290,000 (0.0%) $372,253 (-3.2%) 0.00 238
2019-05-01 $289,250 (-1.8%) $373,320 (-3.7%) 0.00 250
2019-06-01 $289,000 (5.1%) $368,781 (0.0%) 0.00 302
2019-07-01 $289,500 (6.8%) $374,932 (2.7%) 0.00 308
2019-08-01 $311,909 (15.0%) $394,362 (8.6%) 0.00 309
2019-09-01 $315,898 (17.4%) $398,091 (8.4%) 0.00 307
2019-10-01 $318,557 (20.2%) $395,002 (9.0%) 0.00 296
2019-11-01 $319,900 (20.7%) $457,244 (25.5%) 0.00 274
2019-12-01 $319,700 (20.9%) $465,215 (26.7%) 0.00 240
2020-01-01 $322,500 (25.2%) $466,809 (28.6%) 0.00 226
2020-02-01 $319,500 (13.3%) $470,264 (26.1%) 0.00 217
2020-03-01 $318,000 (9.9%) $442,137 (18.7%) 0.00 228
2020-04-01 $303,500 (4.7%) $435,211 (16.9%) 0.00 236
2020-05-01 $319,000 (10.3%) $438,195 (17.4%) 0.00 221
2020-06-01 $345,000 (19.4%) $477,679 (29.5%) 0.00 184
2020-07-01 $331,375 (14.5%) $477,557 (27.4%) 0.00 173
2020-08-01 $339,999 (9.0%) $505,139 (28.1%) 0.00 150
2020-09-01 $348,750 (10.4%) $550,977 (38.4%) 0.00 137
2020-10-01 $350,000 (9.9%) $561,383 (42.1%) 0.00 125
2020-11-01 $351,250 (9.8%) $468,696 (2.5%) 0.00 126
2020-12-01 $294,250 (-8.0%) $440,909 (-5.2%) 0.00 109
2021-01-01 $317,500 (-1.6%) $450,861 (-3.4%) 0.00 90
2021-02-01 $267,250 (-16.4%) $430,722 (-8.4%) 0.00 77
2021-03-01 $334,500 (5.2%) $446,676 (1.0%) 0.00 85
2021-04-01 $349,000 (15.0%) $454,435 (4.4%) 0.00 88
2021-05-01 $325,000 (1.9%) $464,875 (6.1%) 0.00 104
2021-06-01 $337,250 (-2.3%) $445,806 (-6.7%) 0.00 125
2021-07-01 $350,000 (5.6%) $460,968 (-3.5%) 0.00 146
2021-08-01 $362,500 (6.6%) $509,644 (0.9%) 0.00 159
2021-09-01 $366,250 (5.0%) $543,487 (-1.4%) 0.00 147
2021-10-01 $359,000 (2.6%) $556,166 (-0.9%) 0.00 132
2021-11-01 $372,450 (6.0%) $600,994 (28.2%) 0.00 121
2021-12-01 $363,500 (23.5%) $586,723 (33.1%) 0.00 99
2022-01-01 $399,000 (25.7%) $609,232 (35.1%) 0.00 79
2022-02-01 $388,250 (45.3%) $643,819 (49.5%) 0.00 73
2022-03-01 $432,500 (29.3%) $645,280 (44.5%) 0.00 80
2022-04-01 $412,500 (18.2%) $607,704 (33.7%) 0.00 96
2022-05-01 $399,725 (23.0%) $575,052 (23.7%) 0.00 106
2022-06-01 $416,894 (23.6%) $562,049 (26.1%) 0.00 135
2022-07-01 $409,000 (16.9%) $539,950 (17.1%) 0.00 162
2022-08-01 $431,200 (19.0%) $552,077 (8.3%) 0.00 179
2022-09-01 $423,000 (15.5%) $559,928 (3.0%) 0.00 176
2022-10-01 $429,000 (19.5%) $568,395 (2.2%) 0.00 175
2022-11-01 $428,500 (15.1%) $564,280 (-6.1%) 0.00 177
2022-12-01 $425,000 (16.9%) $585,800 (-0.2%) 0.00 154
2023-01-01 $442,250 (10.8%) $606,695 (-0.4%) 0.00 152
2023-02-01 $448,250 (15.5%) $583,878 (-9.3%) 0.00 145
2023-03-01 $440,250 (1.8%) $579,355 (-10.2%) 0.00 135
2023-04-01 $439,000 (6.4%) $563,718 (-7.2%) 0.00 147
2023-05-01 $427,500 (7.0%) $553,686 (-3.7%) 0.00 170
2023-06-01 $454,500 (9.0%) $580,119 (3.2%) 0.00 190
2023-07-01 $449,000 (9.8%) $574,647 (6.4%) 0.00 235
2023-08-01 $449,700 (4.3%) $594,908 (7.8%) 0.00 242
2023-09-01 $435,000 (2.8%) $584,560 (4.4%) 0.00 228
2023-10-01 $439,000 (2.3%) $604,660 (6.4%) 0.00 222
2023-11-01 $426,000 (-0.6%) $600,918 (6.5%) 0.00 225
2023-12-01 $429,000 (0.9%) $601,317 (2.7%) 0.00 210
2024-01-01 $448,500 (1.4%) $626,727 (3.3%) 0.00 188
2024-02-01 $425,000 (-5.2%) $600,212 (2.8%) 0.00 181
2024-03-01 $399,000 (-9.4%) $593,550 (2.5%) 0.00 173
2024-04-01 $423,250 (-3.6%) $579,781 (2.9%) 0.00 207
2024-05-01 $420,000 (-1.8%) $575,033 (3.9%) 0.00 233
2024-06-01 $439,000 (-3.4%) $622,405 (7.3%) 0.00 268
2024-07-01 $449,000 (0.0%) $622,826 (8.4%) 0.00 297
2024-08-01 $439,000 (-2.4%) $606,561 (2.0%) 0.00 284
2024-09-01 $438,000 (0.7%) $608,303 (4.1%) 0.00 275
2024-10-01 $442,000 (0.7%) $623,968 (3.2%) 0.00 270
Coos Bay's median listing price for 2024-10-01 was $442,000, a difference of $3,000 (0.7%) versus the prior year and $4,000 versus the prior month.

Coos Bay's median listing price comes in at 0% of the national average.

Coos Bay's average listing price for 2024-10-01 was $623,968, a difference of $19,308 (3.2%) versus the prior year and $15,665 versus the prior month.

For the 2024-10-01 period, Coos Bay had 270 MLS listings, a difference of -5 listings (-2%) versus the prior month and 48 listings (22%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Coos Bay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,730 sqft
2018-02-01 0 days 1,744 sqft
2018-03-01 0 days 1,787 sqft
2018-04-01 0 days 1,841 sqft
2018-05-01 0 days 1,800 sqft
2018-06-01 0 days 1,781 sqft
2018-07-01 0 days 1,755 sqft
2018-08-01 0 days 1,738 sqft
2018-09-01 0 days 1,773 sqft
2018-10-01 0 days 1,780 sqft
2018-11-01 0 days 1,774 sqft
2018-12-01 0 days 1,736 sqft
2019-01-01 0 days 1,729 sqft
2019-02-01 0 days 1,751 sqft
2019-03-01 0 days 1,743 sqft
2019-04-01 0 days 1,725 sqft
2019-05-01 0 days 1,736 sqft
2019-06-01 0 days 1,728 sqft
2019-07-01 0 days 1,765 sqft
2019-08-01 0 days 1,805 sqft
2019-09-01 0 days 1,814 sqft
2019-10-01 0 days 1,825 sqft
2019-11-01 0 days 1,845 sqft
2019-12-01 0 days 1,836 sqft
2020-01-01 0 days 1,798 sqft
2020-02-01 0 days 1,882 sqft
2020-03-01 0 days 1,844 sqft
2020-04-01 0 days 1,826 sqft
2020-05-01 0 days 1,860 sqft
2020-06-01 0 days 1,877 sqft
2020-07-01 0 days 1,869 sqft
2020-08-01 0 days 1,873 sqft
2020-09-01 0 days 1,860 sqft
2020-10-01 0 days 1,838 sqft
2020-11-01 0 days 1,693 sqft
2020-12-01 0 days 1,508 sqft
2021-01-01 0 days 1,680 sqft
2021-02-01 0 days 1,646 sqft
2021-03-01 0 days 1,698 sqft
2021-04-01 0 days 1,634 sqft
2021-05-01 0 days 1,582 sqft
2021-06-01 0 days 1,650 sqft
2021-07-01 0 days 1,759 sqft
2021-08-01 0 days 1,795 sqft
2021-09-01 0 days 1,780 sqft
2021-10-01 0 days 1,693 sqft
2021-11-01 0 days 1,686 sqft
2021-12-01 0 days 1,701 sqft
2022-01-01 0 days 1,708 sqft
2022-02-01 0 days 1,583 sqft
2022-03-01 0 days 1,728 sqft
2022-04-01 0 days 1,786 sqft
2022-05-01 0 days 1,752 sqft
2022-06-01 0 days 1,654 sqft
2022-07-01 0 days 1,616 sqft
2022-08-01 0 days 1,683 sqft
2022-09-01 0 days 1,693 sqft
2022-10-01 0 days 1,825 sqft
2022-11-01 0 days 1,746 sqft
2022-12-01 0 days 1,823 sqft
2023-01-01 0 days 1,784 sqft
2023-02-01 0 days 1,782 sqft
2023-03-01 0 days 1,762 sqft
2023-04-01 0 days 1,756 sqft
2023-05-01 0 days 1,802 sqft
2023-06-01 0 days 1,831 sqft
2023-07-01 0 days 1,798 sqft
2023-08-01 0 days 1,820 sqft
2023-09-01 0 days 1,763 sqft
2023-10-01 0 days 1,722 sqft
2023-11-01 0 days 1,742 sqft
2023-12-01 0 days 1,760 sqft
2024-01-01 0 days 1,808 sqft
2024-02-01 0 days 1,761 sqft
2024-03-01 0 days 1,660 sqft
2024-04-01 0 days 1,665 sqft
2024-05-01 0 days 1,680 sqft
2024-06-01 0 days 1,680 sqft
2024-07-01 0 days 1,665 sqft
2024-08-01 0 days 1,686 sqft
2024-09-01 0 days 1,725 sqft
2024-10-01 0 days 1,770 sqft
Coos Bay's median listing age (time on market) for 2024-10-01 was 0 days.

Coos Bay's median square footage for active listings during the 2024-10-01 period was 1,770 sqft. One year prior, the average listing was 1,722 sqft.

Coos Bay, OR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 618 $186,850,000 $302,346
Home Improvement 198 $15,410,000 $77,828
Cash Out Refi 164 $39,160,000 $238,780
Other 134 $11,610,000 $86,642
Refi 69 $25,205,000 $365,290

Coos Bay's most frequently cited loan purpose was Home Purchase, with 618 originations. The 2nd most popular reason was Home Improvement, with 198 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 439 $114,035,000 $259,761
7-8% 288 $74,800,000 $259,722
Over 8% 261 $27,095,000 $103,812
5-6% 171 $45,535,000 $266,287
4-5% 11 $3,035,000 $275,909
2.5-3% 3 $945,000 $315,000
3-4% 2 $350,000 $175,000

During 2023, Coos Bay's most frequently originated rate bucket was 6-7%, with 439 originations.

Loan Sizing (Coos Bay, OR MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 500 $142,070,000 $284,140
$100,000 or less 302 $15,880,000 $52,583
$100k-200k 237 $34,625,000 $146,097
$400k-600k 117 $53,795,000 $459,786
$600k-1000k 25 $16,915,000 $676,600
$Over $1MM 2 $14,950,000 $7,475,000

Coos Bay's loan sizing saw the bucket of loans from $200k-400k with 500 originations, totaling $142,070,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 384 $122,940,000 $320,156
Under 20% 256 $13,480,000 $52,656
60-80% 224 $71,390,000 $318,705
20-40% 150 $19,180,000 $127,867
40-60% 138 $29,940,000 $216,957
Over 100% 21 $7,995,000 $380,714

Coos Bay's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 384 originations, totaling $122,940,000 in origination value.