Coos Bay Mortgage Rates
30 Year Fixed Rate mortgages in Coos Bay averaged
5.98%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
5.99% and
one month ago for the week of 2022-05-26, the
average rate was 5.38%.
Coos Bay's average rate one year ago was 3.36%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.74%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Coos Bay 30 Year Fixed Rate | 2022-06-30 | 5.98% |
| Coos Bay 30 Year Fixed Rate Refi | 2022-06-30 | 5.74% |
| Coos Bay 15 Year Fixed Rate | 2022-06-30 | 5.31% |
| Coos Bay 15 Year Fixed Rate Refi | 2022-06-30 | 5.11% |
| Coos Bay 30 Year FHA | 2022-06-30 | 5.83% |
| Coos Bay 30 Year FHA Refi | 2022-06-30 | 5.53% |
| Coos Bay 30 Year USDA | 2022-06-30 | 5.7% |
| Coos Bay 30 Year USDA Refi | 2022-06-30 | 5.25% |
| Coos Bay 30 Year VA | 2022-06-30 | 5.58% |
| Coos Bay 30 Year VA Refi | 2022-06-30 | 5.28% |
Coos Bay Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Coos Bay, OR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Coos Bay, OR's 135 lenders originated 2,829
loans during 2021. The total origination value was $689,175,000, with an average loan value of
$243,611.
The top Coos Bay lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
207 loans originated. Their average total fees are
$4,979, which is $565
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Coos Bay lenders (with over 10 loans originated) are
FIRST COMMUNITY ($3,562), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($3,568), Sierra Pacific Mortgage Company, Inc. ($3,615), U.S. Bank ($3,986) and Umpqua Bank ($4,615).
The lowest rate Coos Bay lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (2.83%), Sierra Pacific Mortgage Company, Inc. (2.97%), LOANDEPOT.COM, LLC (3.05%), UNITED WHOLESALE MORTGAGE, LLC (3.06%) and PENNYMAC LOAN SERVICES, LLC (3.06%).
Coos Bay, OR Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $75,865,000 | $85,420,000 | 12.6% | 12.4% |
| Umpqua Bank | $72,825,000 | $76,505,000 | 5.1% | 11.1% |
| QUICKEN LOANS, LLC | $45,810,000 | $55,025,000 | 20.1% | 8.0% |
| FIRST COMMUNITY | $39,940,000 | $33,300,000 | -16.6% | 4.8% |
| Banner Bank | $39,340,000 | $31,450,000 | -20.1% | 4.6% |
| DIRECTORS MORTGAGE, INC. | $8,975,000 | $19,855,000 | 121.2% | 2.9% |
| Mortgage Research Center, LLC | $13,975,000 | $15,985,000 | 14.4% | 2.3% |
| LOANDEPOT.COM, LLC | $10,190,000 | $15,880,000 | 55.8% | 2.3% |
| NORTHWEST COMMUNITY | $16,200,000 | $15,815,000 | -2.4% | 2.3% |
| FREEDOM MORTGAGE CORPORATION | $14,540,000 | $15,630,000 | 7.5% | 2.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $8,185,000 | $14,105,000 | 72.3% | 2.0% |
| U.S. Bank | $11,930,000 | $13,690,000 | 14.8% | 2.0% |
| STEARNS LENDING, LLC | $19,130,000 | $12,180,000 | -36.3% | 1.8% |
| CALIBER HOME LOANS, INC. | $9,825,000 | $10,815,000 | 10.1% | 1.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,595,000 | $10,100,000 | 119.8% | 1.5% |
| Wells Fargo Bank | $7,080,000 | $9,685,000 | 36.8% | 1.4% |
| GUARANTEED RATE, INC. | $405,000 | $9,170,000 | 2,164.2% | 1.3% |
| Columbia State Bank | $1,160,000 | $8,230,000 | 609.5% | 1.2% |
| ROGUE | $7,320,000 | $7,450,000 | 1.8% | 1.1% |
| Willamette Valley Bank | $1,960,000 | $7,165,000 | 265.6% | 1.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $11,580,000 | $7,105,000 | -38.6% | 1.0% |
| Goldwater Bank, N.A. | $5,820,000 | $6,800,000 | 16.8% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $2,330,000 | $6,785,000 | 191.2% | 1.0% |
| AMERISAVE MORTGAGE CORPORATION | $2,385,000 | $6,305,000 | 164.4% | 0.9% |
| Century Mortgage Company DBA Century Lending Company | $6,280,000 | n/a | 0.9% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,535,000 | $5,735,000 | -12.2% | 0.8% |
| Flagstar Bank, FSB | $2,955,000 | $5,480,000 | 85.4% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $2,385,000 | $5,320,000 | 123.1% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,635,000 | $4,790,000 | 31.8% | 0.7% |
| OREGON COMMUNITY | $2,455,000 | $4,760,000 | 93.9% | 0.7% |
| BROKER SOLUTIONS, INC. | $2,730,000 | $4,405,000 | 61.4% | 0.6% |
| NEWREZ LLC | $1,295,000 | $4,310,000 | 232.8% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $5,105,000 | $4,175,000 | -18.2% | 0.6% |
| HOME POINT FINANCIAL CORPORATION | $520,000 | $4,075,000 | 683.7% | 0.6% |
| First Interstate Bank | $2,280,000 | $4,030,000 | 76.8% | 0.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,005,000 | $3,840,000 | 91.5% | 0.6% |
| SUMMIT FUNDING, INC. | $2,150,000 | $3,795,000 | 76.5% | 0.6% |
| BETTER MORTGAGE CORPORATION | $580,000 | $3,665,000 | 531.9% | 0.5% |
| USAA Federal Savings Bank | $3,305,000 | $3,640,000 | 10.1% | 0.5% |
| NEW DAY FINANCIAL, LLC | $1,780,000 | $3,500,000 | 96.6% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,600,000 | $3,470,000 | 116.9% | 0.5% |
| Sierra Pacific Mortgage Company, Inc. | $2,845,000 | $3,360,000 | 18.1% | 0.5% |
| GREYSTONE SERVICING COMPANY LLC | $2,945,000 | n/a | 0.4% | |
| CANOPY MORTGAGE, LLC | $1,465,000 | $2,870,000 | 95.9% | 0.4% |
| Nations Lending Corporation | $2,270,000 | $2,710,000 | 19.4% | 0.4% |
| ACADEMY MORTGAGE CORPORATION | $9,530,000 | $2,620,000 | -72.5% | 0.4% |
| MORTGAGE EXPRESS, LLC | $1,400,000 | $2,585,000 | 84.6% | 0.4% |
| NATIONS DIRECT MORTGAGE, LLC | $2,715,000 | $2,570,000 | -5.3% | 0.4% |
| Carrington Mortgage Services, LLC | $1,120,000 | $2,280,000 | 103.6% | 0.3% |
| CMG MORTGAGE, INC. | $2,365,000 | $2,150,000 | -9.1% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,065,000 | $2,125,000 | 99.5% | 0.3% |
| JPMorgan Chase Bank | $2,635,000 | $2,040,000 | -22.6% | 0.3% |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,980,000 | $2,025,000 | 2.3% | 0.3% |
| InterContinental Capital Group, Inc | $1,225,000 | $1,950,000 | 59.2% | 0.3% |
| KeyBank | $865,000 | $1,920,000 | 122.0% | 0.3% |
| GENEVA FINANCIAL, LLC | $640,000 | $1,870,000 | 192.2% | 0.3% |
| NETWORK CAPITAL FUNDING CORPORATION | $690,000 | $1,855,000 | 168.8% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,155,000 | $1,825,000 | 58.0% | 0.3% |
| Magnolia Bank | $1,290,000 | $1,825,000 | 41.5% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $705,000 | $1,820,000 | 158.2% | 0.3% |
| Bank of England | $725,000 | $1,700,000 | 134.5% | 0.2% |
| CHERRY CREEK MORTGAGE, LLC | $485,000 | $1,685,000 | 247.4% | 0.2% |
| The Federal Savings Bank | $2,760,000 | $1,675,000 | -39.3% | 0.2% |
| Pacific Premier Bank | $1,655,000 | n/a | 0.2% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $730,000 | $1,610,000 | 120.5% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,450,000 | $1,605,000 | -53.5% | 0.2% |
| GSF Mortgage Corporation | $1,710,000 | $1,425,000 | -16.7% | 0.2% |
| AMERICAN ADVISORS GROUP | $435,000 | $1,405,000 | 223.0% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,450,000 | $1,390,000 | -43.3% | 0.2% |
| AMERICAN FINANCING CORPORATION | $290,000 | $1,385,000 | 377.6% | 0.2% |
| First Republic Bank | $515,000 | $1,380,000 | 168.0% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,070,000 | $1,305,000 | -37.0% | 0.2% |
| S1L, Inc. | $1,190,000 | n/a | 0.2% | |
| Summit Mortgage Corporation | $155,000 | $1,105,000 | 612.9% | 0.2% |
| Ally Bank | $1,075,000 | n/a | 0.2% | |
| SELCO COMMUNITY | $1,070,000 | n/a | 0.2% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,555,000 | $1,045,000 | -32.8% | 0.2% |
| Bank of America | $1,270,000 | $1,030,000 | -18.9% | 0.1% |
| Charles Schwab Bank, SSB | $1,025,000 | n/a | 0.1% | |
| LOANPAL, LLC | $135,000 | $975,000 | 622.2% | 0.1% |
| BAY EQUITY LLC | $960,000 | n/a | 0.1% | |
| PacWest Funding Inc. | $700,000 | $945,000 | 35.0% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $280,000 | $940,000 | 235.7% | 0.1% |
| The Huntington National Bank | $225,000 | $925,000 | 311.1% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $155,000 | $920,000 | 493.5% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $905,000 | n/a | 0.1% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $590,000 | $900,000 | 52.5% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $1,280,000 | $900,000 | -29.7% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $325,000 | $870,000 | 167.7% | 0.1% |
| Stifel Bank and Trust | $845,000 | n/a | 0.1% | |
| LADERA LENDING, INC. | $305,000 | $835,000 | 173.8% | 0.1% |
| MANN FINANCIAL INC. | $85,000 | $830,000 | 876.5% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $825,000 | n/a | 0.1% | |
| MUFG Union Bank | $820,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $235,000 | $820,000 | 248.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $810,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $245,000 | $780,000 | 218.4% | 0.1% |
| OnPoint Community Credit Union | $1,245,000 | $750,000 | -39.8% | 0.1% |
| RANLIFE, INC. | $500,000 | $740,000 | 48.0% | 0.1% |
| Evergreen Federal Bank | $540,000 | $735,000 | 36.1% | 0.1% |
| Mid Oregon Federal Credit Union | $685,000 | n/a | 0.1% | |
| BECKAM FUNDING CORP. | $640,000 | n/a | 0.1% | |
| Washington Federal Bank | $2,205,000 | $635,000 | -71.2% | 0.1% |
| Loan Simple, Inc. | $225,000 | $605,000 | 168.9% | 0.1% |
| 1st Security Bank of Washington | $590,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $720,000 | $585,000 | -18.8% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $630,000 | $585,000 | -7.1% | 0.1% |
| FirstBank | $875,000 | $580,000 | -33.7% | 0.1% |
| Prime Choice Funding Inc. | $255,000 | $580,000 | 127.5% | 0.1% |
| LPMC, LLC | $670,000 | $575,000 | -14.2% | 0.1% |
| HomeStreet Bank | $2,335,000 | $560,000 | -76.0% | 0.1% |
| Sunflower Bank | $175,000 | $560,000 | 220.0% | 0.1% |
| ADVANTIS | $555,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $1,165,000 | $555,000 | -52.4% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $550,000 | n/a | 0.1% | |
| FIRST TECHNOLOGY | $220,000 | $515,000 | 134.1% | 0.1% |
| Paramount Bank | $950,000 | $495,000 | -47.9% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $490,000 | n/a | 0.1% | |
| SUMMIT MORTGAGE CORPORATION | $510,000 | $485,000 | -4.9% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $450,000 | $470,000 | 4.4% | 0.1% |
| CELEBRITY HOME LOANS, LLC | $165,000 | $460,000 | 178.8% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $295,000 | $450,000 | 52.5% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $805,000 | $445,000 | -44.7% | 0.1% |
| Cf Bank | $445,000 | n/a | 0.1% | |
| SOFI LENDING CORP. | $445,000 | n/a | 0.1% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $440,000 | n/a | 0.1% | |
| Oregon State Credit Union | $185,000 | $435,000 | 135.1% | 0.1% |
| ACCELERATE MORTGAGE, LLC | $215,000 | $430,000 | 100.0% | 0.1% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $605,000 | $430,000 | -28.9% | 0.1% |
| LENDUS, LLC | $445,000 | $425,000 | -4.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $305,000 | $420,000 | 37.7% | 0.1% |
| MOUNTAIN WEST FINANCIAL, INC. | $95,000 | $420,000 | 342.1% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $305,000 | $410,000 | 34.4% | 0.1% |
| Austin Capital Bank SSB | $405,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $390,000 | n/a | 0.1% | |
| GoPrime Mortgage, Inc. | $605,000 | $390,000 | -35.5% | 0.1% |
| HighTechLending Inc | $415,000 | $370,000 | -10.8% | 0.1% |
| PLANET HOME LENDING, LLC | $400,000 | $370,000 | -7.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $315,000 | $370,000 | 17.5% | 0.1% |
| Chicago Mortgage Solutions LLC | $365,000 | n/a | 0.1% | |
| FBC MORTGAGE, LLC | $365,000 | n/a | 0.1% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $365,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $1,010,000 | $355,000 | -64.9% | 0.1% |
| JMJ FINANCIAL GROUP | $345,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $270,000 | $325,000 | 20.4% | 0.0% |
| ALLIANT CREDIT UNION | $305,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $2,115,000 | $305,000 | -85.6% | 0.0% |
| DAS Acquisition Company, LLC | $305,000 | n/a | 0.0% | |
| Ixonia Bank | $295,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $355,000 | $295,000 | -16.9% | 0.0% |
| PHH Mortgage Corporation | $480,000 | $290,000 | -39.6% | 0.0% |
| Discover Bank | $90,000 | $285,000 | 216.7% | 0.0% |
| PREMIA MORTGAGE, LLC | $285,000 | n/a | 0.0% | |
| The Central Trust Bank | $285,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $385,000 | $255,000 | -33.8% | 0.0% |
| LENDING 3, INC. | $255,000 | n/a | 0.0% | |
| NBKC BANK | $1,175,000 | $255,000 | -78.3% | 0.0% |
| Prosperity Home Mortgage, LLC | $155,000 | $255,000 | 64.5% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $195,000 | $245,000 | 25.6% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $245,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $235,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $810,000 | $230,000 | -71.6% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $225,000 | n/a | 0.0% | |
| Crestline Funding Corporation | $225,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $480,000 | $225,000 | -53.1% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $225,000 | n/a | 0.0% | |
| EMM LOANS LLC | $215,000 | n/a | 0.0% | |
| First Bank | $205,000 | n/a | 0.0% | |
| Golden Empire Mortgage, Inc. | $255,000 | $205,000 | -19.6% | 0.0% |
| MOUNTAIN AMERICA | $75,000 | $205,000 | 173.3% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $215,000 | $205,000 | -4.7% | 0.0% |
| TIAA, FSB | $125,000 | $205,000 | 64.0% | 0.0% |
| AXIA FINANCIAL, LLC | $205,000 | $195,000 | -4.9% | 0.0% |
| Bank of the Pacific | $195,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $195,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $225,000 | $195,000 | -13.3% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $185,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $185,000 | n/a | 0.0% | |
| JLB CORPORATION | $185,000 | n/a | 0.0% | |
| Figure Lending LLC | $130,000 | $180,000 | 38.5% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $1,075,000 | $175,000 | -83.7% | 0.0% |
| Unitus Community Credit Union | $365,000 | $170,000 | -53.4% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $225,000 | $165,000 | -26.7% | 0.0% |
| UNITED MORTGAGE CORP. | $165,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $105,000 | $160,000 | 52.4% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $985,000 | $155,000 | -84.3% | 0.0% |
| TWINSTAR | $215,000 | $155,000 | -27.9% | 0.0% |
| AmRes Corporation | $145,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $145,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $445,000 | $145,000 | -67.4% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $225,000 | $140,000 | -37.8% | 0.0% |
| ADVANCIAL | $135,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $290,000 | $135,000 | -53.4% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $165,000 | $115,000 | -30.3% | 0.0% |
| TJC Mortgage, Inc. | $375,000 | $115,000 | -69.3% | 0.0% |
| Low VA Rates, LLC | $1,790,000 | $105,000 | -94.1% | 0.0% |
| UNIVERSITY CREDIT UNION | $105,000 | n/a | 0.0% | |
| iQ Credit Union | $85,000 | n/a | 0.0% | |
| Bank of the West | $405,000 | $65,000 | -84.0% | 0.0% |
| WASHINGTON STATE EMPLOYEES Credit Union | $2,725,000 | $50,000 | -98.2% | 0.0% |
| Citibank | $320,000 | $45,000 | -85.9% | 0.0% |
Coos Bay's top lender by overall market share is GUILD MORTGAGE COMPANY, with 12.4% market share. In second place, with 11.1%, is Umpqua Bank, having originated $76,505,000 in loans. In third place, with 8.0%, is QUICKEN LOANS, LLC, having originated $55,025,000 in loans. In third place, with 4.8%, is FIRST COMMUNITY, having originated $33,300,000 in loans. In third place, with 4.6%, is Banner Bank, having originated $31,450,000 in loans.
Coos Bay, OR Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,062 | $321,130,000 | $302,382 |
| Refi | 900 | $195,890,000 | $217,656 |
| Cash Out Refi | 661 | $149,775,000 | $226,589 |
| Home Improvement | 139 | $14,625,000 | $105,216 |
| Other | 67 | $7,755,000 | $115,746 |
Coos Bay's most frequently cited loan purpose was Home Purchase, with 1,062 originations. The 2nd most popular reason was Refi, with 900 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,154 | $291,730,000 | $252,799 |
| 2.5-3% | 1,005 | $251,385,000 | $250,134 |
| <2.5% | 494 | $115,210,000 | $233,219 |
| 4-5% | 118 | $25,290,000 | $214,322 |
| 5-6% | 21 | $1,335,000 | $63,571 |
| Over 8% | 13 | $1,585,000 | $121,923 |
| 6-7% | 12 | $830,000 | $69,167 |
| 7-8% | 6 | $390,000 | $65,000 |
During 2021, Coos Bay's most frequently originated rate bucket was 3-4%, with 1,154 originations.
Loan Sizing (Coos Bay, OR MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,402 | $387,440,000 | $276,348 |
| $100k-200k | 924 | $144,530,000 | $156,418 |
| $100,000 or less | 251 | $15,235,000 | $60,697 |
| $400k-600k | 211 | $98,515,000 | $466,896 |
| $600k-1000k | 31 | $23,045,000 | $743,387 |
| $Over $1MM | 10 | $20,410,000 | $2,041,000 |
Coos Bay's loan sizing saw the bucket of loans from $200k-400k with 1,402 originations, totaling $387,440,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 922 | $254,250,000 | $275,759 |
| 80-100% | 904 | $261,510,000 | $289,281 |
| 40-60% | 494 | $96,910,000 | $196,174 |
| 20-40% | 223 | $28,565,000 | $128,094 |
| Under 20% | 122 | $5,630,000 | $46,148 |
| Over 100% | 47 | $15,465,000 | $329,043 |
Coos Bay's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 922 originations, totaling $254,250,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Coos Bay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $272,450 (5.0%) | $381,321 (11.2%) | 0.00 | 260 |
| 2018-02-01 | $260,000 (6.1%) | $363,828 (7.5%) | 0.00 | 265 |
| 2018-03-01 | $269,000 (-2.9%) | $370,315 (7.6%) | 0.00 | 266 |
| 2018-04-01 | $294,500 (3.3%) | $388,155 (7.4%) | 0.00 | 258 |
| 2018-05-01 | $294,000 (-1.5%) | $389,122 (6.5%) | 0.00 | 266 |
| 2018-06-01 | $279,000 (-6.6%) | $371,047 (-0.1%) | 0.00 | 326 |
| 2018-07-01 | $277,450 (-6.0%) | $369,356 (-4.5%) | 0.00 | 360 |
| 2018-08-01 | $274,950 (-4.0%) | $366,736 (-4.1%) | 0.00 | 364 |
| 2018-09-01 | $269,900 (-3.6%) | $368,540 (-1.2%) | 0.00 | 355 |
| 2018-10-01 | $265,000 (-7.7%) | $363,384 (-3.8%) | 0.00 | 334 |
| 2018-11-01 | $269,000 (-1.1%) | $367,372 (-0.6%) | 0.00 | 286 |
| 2018-12-01 | $264,900 (-5.4%) | $364,792 (-6.4%) | 0.00 | 260 |
| 2019-01-01 | $265,000 (-2.7%) | $362,738 (-4.9%) | 0.00 | 236 |
| 2019-02-01 | $282,000 (8.5%) | $371,011 (2.0%) | 0.00 | 231 |
| 2019-03-01 | $289,429 (7.6%) | $370,053 (-0.1%) | 0.00 | 233 |
| 2019-04-01 | $289,929 (-1.6%) | $366,618 (-5.6%) | 0.00 | 242 |
| 2019-05-01 | $289,250 (-1.6%) | $370,020 (-4.9%) | 0.00 | 254 |
| 2019-06-01 | $284,900 (2.1%) | $363,270 (-2.1%) | 0.00 | 309 |
| 2019-07-01 | $287,000 (3.4%) | $372,000 (0.7%) | 0.00 | 315 |
| 2019-08-01 | $299,900 (9.1%) | $386,369 (5.4%) | 0.00 | 311 |
| 2019-09-01 | $299,900 (11.1%) | $384,972 (4.5%) | 0.00 | 299 |
| 2019-10-01 | $312,500 (17.9%) | $389,789 (7.3%) | 0.00 | 299 |
| 2019-11-01 | $320,000 (19.0%) | $458,662 (24.9%) | 0.00 | 279 |
| 2019-12-01 | $324,000 (22.3%) | $476,945 (30.7%) | 0.00 | 245 |
| 2020-01-01 | $326,500 (23.2%) | $480,912 (32.6%) | 0.00 | 230 |
| 2020-02-01 | $325,000 (15.3%) | $480,278 (29.5%) | 0.00 | 219 |
| 2020-03-01 | $319,000 (10.2%) | $465,528 (25.8%) | 0.00 | 231 |
| 2020-04-01 | $314,000 (8.3%) | $459,060 (25.2%) | 0.00 | 239 |
| 2020-05-01 | $320,000 (10.6%) | $463,403 (25.2%) | 0.00 | 227 |
| 2020-06-01 | $357,000 (25.3%) | $509,200 (40.2%) | 0.00 | 189 |
| 2020-07-01 | $339,000 (18.1%) | $496,470 (33.5%) | 0.00 | 175 |
| 2020-08-01 | $350,000 (16.7%) | $522,084 (35.1%) | 0.00 | 150 |
| 2020-09-01 | $375,000 (25.0%) | $596,721 (55.0%) | 0.00 | 136 |
| 2020-10-01 | $395,000 (26.4%) | $617,666 (58.5%) | 0.00 | 125 |
| 2020-11-01 | $362,000 (13.1%) | $481,642 (5.0%) | 0.00 | 125 |
| 2020-12-01 | $310,000 (-4.3%) | $454,943 (-4.6%) | 0.00 | 110 |
| 2021-01-01 | $310,000 (-5.1%) | $452,375 (-5.9%) | 0.00 | 92 |
| 2021-02-01 | $269,250 (-17.2%) | $417,671 (-13.0%) | 0.00 | 78 |
| 2021-03-01 | $314,500 (-1.4%) | $437,211 (-6.1%) | 0.00 | 86 |
| 2021-04-01 | $342,000 (8.9%) | $448,088 (-2.4%) | 0.00 | 89 |
| 2021-05-01 | $325,000 (1.6%) | $453,187 (-2.2%) | 0.00 | 105 |
| 2021-06-01 | $331,250 (-7.2%) | $439,406 (-13.7%) | 0.00 | 127 |
| 2021-07-01 | $347,500 (2.5%) | $444,314 (-10.5%) | 0.00 | 146 |
| 2021-08-01 | $355,500 (1.6%) | $506,564 (-3.0%) | 0.00 | 158 |
| 2021-09-01 | $365,000 (-2.7%) | $541,077 (-9.3%) | 0.00 | 147 |
| 2021-10-01 | $360,000 (-8.9%) | $561,442 (-9.1%) | 0.00 | 132 |
| 2021-11-01 | $372,450 (2.9%) | $601,675 (24.9%) | 0.00 | 119 |
| 2021-12-01 | $372,000 (20.0%) | $584,567 (28.5%) | 0.00 | 100 |
| 2022-01-01 | $399,000 (28.7%) | $604,866 (33.7%) | 0.00 | 80 |
| 2022-02-01 | $389,500 (44.7%) | $642,475 (53.8%) | 0.00 | 72 |
| 2022-03-01 | $430,000 (36.7%) | $634,655 (45.2%) | 0.00 | 80 |
| 2022-04-01 | $400,000 (17.0%) | $607,534 (35.6%) | 0.00 | 94 |
| 2022-05-01 | $399,700 (23.0%) | $570,409 (25.9%) | 0.00 | 104 |
| 2022-06-01 | $421,500 (27.3%) | $558,645 (27.1%) | 0.00 | 133 |
Coos Bay's median listing price comes in at 0% of the national average.
Coos Bay's average listing price for 2022-06-01 was $558,645, a difference of $119,239 (27.1%) versus the prior year and $-11,764 versus the prior month.
For the 2022-06-01 period, Coos Bay had 133 MLS listings, a difference of 29 listings (28%) versus the prior month and 6 listings (5%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Coos Bay (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,751 sqft |
| 2018-02-01 | 0 days | 1,758 sqft |
| 2018-03-01 | 0 days | 1,800 sqft |
| 2018-04-01 | 0 days | 1,841 sqft |
| 2018-05-01 | 0 days | 1,815 sqft |
| 2018-06-01 | 0 days | 1,782 sqft |
| 2018-07-01 | 0 days | 1,770 sqft |
| 2018-08-01 | 0 days | 1,746 sqft |
| 2018-09-01 | 0 days | 1,774 sqft |
| 2018-10-01 | 0 days | 1,789 sqft |
| 2018-11-01 | 0 days | 1,780 sqft |
| 2018-12-01 | 0 days | 1,728 sqft |
| 2019-01-01 | 0 days | 1,737 sqft |
| 2019-02-01 | 0 days | 1,740 sqft |
| 2019-03-01 | 0 days | 1,731 sqft |
| 2019-04-01 | 0 days | 1,718 sqft |
| 2019-05-01 | 0 days | 1,725 sqft |
| 2019-06-01 | 0 days | 1,718 sqft |
| 2019-07-01 | 0 days | 1,766 sqft |
| 2019-08-01 | 0 days | 1,799 sqft |
| 2019-09-01 | 0 days | 1,797 sqft |
| 2019-10-01 | 0 days | 1,812 sqft |
| 2019-11-01 | 0 days | 1,848 sqft |
| 2019-12-01 | 0 days | 1,851 sqft |
| 2020-01-01 | 0 days | 1,830 sqft |
| 2020-02-01 | 0 days | 1,928 sqft |
| 2020-03-01 | 0 days | 1,875 sqft |
| 2020-04-01 | 0 days | 1,865 sqft |
| 2020-05-01 | 0 days | 1,912 sqft |
| 2020-06-01 | 0 days | 1,932 sqft |
| 2020-07-01 | 0 days | 1,897 sqft |
| 2020-08-01 | 0 days | 1,876 sqft |
| 2020-09-01 | 0 days | 1,868 sqft |
| 2020-10-01 | 0 days | 1,933 sqft |
| 2020-11-01 | 0 days | 1,718 sqft |
| 2020-12-01 | 0 days | 1,517 sqft |
| 2021-01-01 | 0 days | 1,722 sqft |
| 2021-02-01 | 0 days | 1,611 sqft |
| 2021-03-01 | 0 days | 1,680 sqft |
| 2021-04-01 | 0 days | 1,613 sqft |
| 2021-05-01 | 0 days | 1,582 sqft |
| 2021-06-01 | 0 days | 1,640 sqft |
| 2021-07-01 | 0 days | 1,764 sqft |
| 2021-08-01 | 0 days | 1,759 sqft |
| 2021-09-01 | 0 days | 1,768 sqft |
| 2021-10-01 | 0 days | 1,680 sqft |
| 2021-11-01 | 0 days | 1,682 sqft |
| 2021-12-01 | 0 days | 1,715 sqft |
| 2022-01-01 | 0 days | 1,710 sqft |
| 2022-02-01 | 0 days | 1,596 sqft |
| 2022-03-01 | 0 days | 1,745 sqft |
| 2022-04-01 | 0 days | 1,740 sqft |
| 2022-05-01 | 0 days | 1,727 sqft |
| 2022-06-01 | 0 days | 1,658 sqft |
Coos Bay's median square footage for active listings during the 2022-06-01 period was 1,658 sqft. One year prior, the average listing was 1,640 sqft.
