TWIN FALLS Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Twin Falls averaged
6.53%
for the week of 2024-11-27, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2024-11-21) was
6.56% and
one month ago for the week of 2024-10-24, the
average rate was 6.06%.
Twin Falls's average rate one year ago was 7.21%.
For refis of the same type during the week of 2024-11-27, the average rate
was 7.28%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-11-27 | 6.81% |
Twin Falls 30 Year Fixed Rate | 2024-11-27 | 6.53% |
Twin Falls 30 Year Fixed Rate Refi | 2024-11-27 | 7.28% |
Twin Falls 15 Year Fixed Rate | 2024-11-27 | 6.2% |
Twin Falls 15 Year Fixed Rate Refi | 2024-11-27 | 6.7% |
Twin Falls 30 Year FHA | 2024-11-27 | -0.53% |
Twin Falls 30 Year FHA Refi | 2024-11-27 | 0.1% |
Twin Falls 30 Year USDA | 2024-11-27 | -0.2% |
Twin Falls 30 Year USDA Refi | 2024-11-27 | -0.2% |
Twin Falls 30 Year VA | 2024-11-27 | 0% |
Twin Falls 30 Year VA Refi | 2024-11-27 | 0% |
TWIN FALLS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TWIN FALLS, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
TWIN FALLS Average Closing Costs & Other Stats
TWIN FALLS, ID's 94 lenders originated 2,632
loans during 2023. The total origination value was $558,090,000, with an average loan value of
$212,040.
TWIN FALLS's average closing costs are $6,327.
The top TWIN FALLS lender as defined by loan originations is IDAHO CENTRAL, with
137 loans originated. Their average total fees are
$6,980, which is $300
lower than the next largest lender,
First Federal Savings Bank of Twin Falls.
The lowest fee TWIN FALLS lenders (with over 10 loans originated) are
PIONEER ($5,882), U.S. Bank ($6,124), D. L. Evans Bank ($6,168), IDAHO CENTRAL ($6,980) and First Federal Savings Bank of Twin Falls ($7,280).
The lowest rate TWIN FALLS lenders (with over 10 loans originated) are
PIONEER (6.22%), First Federal Savings Bank of Twin Falls (6.25%), UNITED WHOLESALE MORTGAGE, LLC (6.38%), IDAHO CENTRAL (6.47%) and CORNERSTONE HOME LENDING, INC. (6.48%).
TWIN FALLS, ID Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
First Federal Savings Bank of Twin Falls | $142,670,000 | $77,235,000 | -45.9% | 13.8% |
IDAHO CENTRAL | $138,010,000 | $76,815,000 | -44.3% | 13.8% |
PREMIER MORTGAGE RESOURCES, L.L.C. | $61,215,000 | $43,075,000 | -29.6% | 7.7% |
UNITED WHOLESALE MORTGAGE, LLC | $36,065,000 | $33,200,000 | -7.9% | 5.9% |
NFM, INC. | $30,390,000 | $29,070,000 | -4.3% | 5.2% |
AXIA FINANCIAL, LLC | $33,545,000 | $27,120,000 | -19.2% | 4.9% |
QUICKEN LOANS, LLC | $46,845,000 | $27,090,000 | -42.2% | 4.9% |
CORNERSTONE HOME LENDING, INC. | $26,715,000 | $25,875,000 | -3.1% | 4.6% |
GUILD MORTGAGE COMPANY | $52,040,000 | $25,685,000 | -50.6% | 4.6% |
Banner Bank | $5,065,000 | $14,750,000 | 191.2% | 2.6% |
MOVEMENT MORTGAGE, LLC | $19,545,000 | $13,945,000 | -28.7% | 2.5% |
U.S. Bank | $27,645,000 | $12,680,000 | -54.1% | 2.3% |
D. L. Evans Bank | $21,265,000 | $9,845,000 | -53.7% | 1.8% |
PIONEER | $18,650,000 | $8,115,000 | -56.5% | 1.5% |
Mortgage Research Center, LLC | $7,135,000 | $6,330,000 | -11.3% | 1.1% |
FARMERS BANK | $6,255,000 | $5,965,000 | -4.6% | 1.1% |
Zions Bank | $7,680,000 | $5,775,000 | -24.8% | 1.0% |
MOUNTAIN AMERICA | $11,425,000 | $5,760,000 | -49.6% | 1.0% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,800,000 | $5,305,000 | -39.7% | 1.0% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,140,000 | $3,660,000 | 71.0% | 0.7% |
CONNECTIONS | $4,335,000 | $3,200,000 | -26.2% | 0.6% |
JPMorgan Chase Bank | $3,905,000 | $3,185,000 | -18.4% | 0.6% |
Bank of Idaho | $9,945,000 | $3,055,000 | -69.3% | 0.5% |
LOANDEPOT.COM, LLC | $15,745,000 | $3,050,000 | -80.6% | 0.5% |
PENNYMAC LOAN SERVICES, LLC | $7,425,000 | $2,930,000 | -60.5% | 0.5% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $2,840,000 | n/a | 0.5% | |
ACADEMY MORTGAGE CORPORATION | $4,080,000 | $2,680,000 | -34.3% | 0.5% |
WESTMARK Credit Union | $5,295,000 | $2,450,000 | -53.7% | 0.4% |
FREEDOM MORTGAGE CORPORATION | $5,785,000 | $2,360,000 | -59.2% | 0.4% |
S1L, Inc. | $6,395,000 | $2,270,000 | -64.5% | 0.4% |
FIRST COLONY MORTGAGE CORPORATION | $1,555,000 | $2,215,000 | 42.4% | 0.4% |
PHH Mortgage Corporation | $4,140,000 | $2,180,000 | -47.3% | 0.4% |
MUTUAL OF OMAHA MORTGAGE, INC. | $1,940,000 | $2,005,000 | 3.4% | 0.4% |
KeyBank | $6,775,000 | $1,965,000 | -71.0% | 0.4% |
American Mortgage & Equity Consultants, Inc. | $1,775,000 | n/a | 0.3% | |
Flagstar Bank, FSB | $2,690,000 | $1,775,000 | -34.0% | 0.3% |
Discover Bank | $555,000 | $1,630,000 | 193.7% | 0.3% |
NAVY FEDERAL CREDIT UNION | $1,620,000 | $1,600,000 | -1.2% | 0.3% |
CROSSCOUNTRY MORTGAGE, LLC | $1,630,000 | $1,545,000 | -5.2% | 0.3% |
FINANCE OF AMERICA REVERSE LLC | $740,000 | $1,510,000 | 104.1% | 0.3% |
BMO Harris Bank | $1,440,000 | n/a | 0.3% | |
Washington Federal Bank | $4,105,000 | $1,420,000 | -65.4% | 0.3% |
AMERICA FIRST | $1,750,000 | $1,365,000 | -22.0% | 0.2% |
AMERISAVE MORTGAGE CORPORATION | $4,985,000 | $1,185,000 | -76.2% | 0.2% |
CAPITAL EDUCATORS FEDERAL CREDIT UNION | $3,255,000 | $1,180,000 | -63.7% | 0.2% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,850,000 | $1,150,000 | -37.8% | 0.2% |
BROKER SOLUTIONS, INC. | $1,730,000 | $1,145,000 | -33.8% | 0.2% |
CHURCHILL MORTGAGE CORPORATION | $935,000 | $1,110,000 | 18.7% | 0.2% |
VERITAS FUNDING, LLC | $275,000 | $1,110,000 | 303.6% | 0.2% |
JMJ FINANCIAL GROUP | $645,000 | $1,070,000 | 65.9% | 0.2% |
Wells Fargo Bank | $5,985,000 | $1,065,000 | -82.2% | 0.2% |
The Huntington National Bank | $1,010,000 | n/a | 0.2% | |
CMG MORTGAGE, INC. | $1,465,000 | $965,000 | -34.1% | 0.2% |
CANOPY MORTGAGE, LLC | $750,000 | $950,000 | 26.7% | 0.2% |
Mr. Cooper ( Nationstar Mortgage ) | $2,625,000 | $950,000 | -63.8% | 0.2% |
Northwest Farm Credit Services, FLCA | $1,000,000 | $900,000 | -10.0% | 0.2% |
DEEPHAVEN MORTGAGE LLC | $890,000 | n/a | 0.2% | |
PREMIA MORTGAGE, LLC | $860,000 | n/a | 0.2% | |
FIRST TECHNOLOGY | $815,000 | n/a | 0.1% | |
VAN DYK MORTGAGE CORPORATION | $175,000 | $760,000 | 334.3% | 0.1% |
Willamette Valley Bank | $1,965,000 | $745,000 | -62.1% | 0.1% |
PACIFIC RESIDENTIAL MORTGAGE, LLC | $295,000 | $735,000 | 149.2% | 0.1% |
Bank of America | $790,000 | $720,000 | -8.9% | 0.1% |
Waterstone Mortgage Corporation | $800,000 | $695,000 | -13.1% | 0.1% |
NBKC BANK | $375,000 | $685,000 | 82.7% | 0.1% |
INTERCAP LENDING INC. | $540,000 | $670,000 | 24.1% | 0.1% |
LOANPAL, LLC | $2,710,000 | $655,000 | -75.8% | 0.1% |
CITYWIDE HOME LOANS, LLC | $175,000 | $640,000 | 265.7% | 0.1% |
GUARANTEED RATE, INC. | $950,000 | $640,000 | -32.6% | 0.1% |
Toyota Financial Savings Bank | $625,000 | n/a | 0.1% | |
Century Mortgage Company DBA Century Lending Company | $605,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $595,000 | n/a | 0.1% | |
Commerce Home Mortgage, Inc. | $995,000 | $585,000 | -41.2% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $995,000 | $585,000 | -41.2% | 0.1% |
Nations Lending Corporation | $430,000 | $550,000 | 27.9% | 0.1% |
NEW DAY FINANCIAL, LLC | $2,540,000 | $550,000 | -78.3% | 0.1% |
Barrington Bank & Trust Company, N.A. | $400,000 | $545,000 | 36.3% | 0.1% |
TJC Mortgage, Inc. | $520,000 | n/a | 0.1% | |
VILLAGE CAPITAL MORTGAGE | $215,000 | $500,000 | 132.6% | 0.1% |
NEWREZ LLC | $2,525,000 | $490,000 | -80.6% | 0.1% |
POINT Mortgage | $485,000 | n/a | 0.1% | |
First International Bank & Trust | $465,000 | n/a | 0.1% | |
DIGITAL Federal Credit Union | $385,000 | $455,000 | 18.2% | 0.1% |
Glacier Bank | $1,985,000 | $445,000 | -77.6% | 0.1% |
Ixonia Bank | $445,000 | n/a | 0.1% | |
PLAZA HOME MORTGAGE, INC. | $445,000 | n/a | 0.1% | |
USAA Federal Savings Bank | $1,745,000 | $445,000 | -74.5% | 0.1% |
FIRST COMMUNITY MORTGAGE, INC. | $435,000 | n/a | 0.1% | |
BETTER MORTGAGE CORPORATION | $1,135,000 | $425,000 | -62.6% | 0.1% |
LEADERONE FINANCIAL CORPORATION | $415,000 | n/a | 0.1% | |
MANN FINANCIAL INC. | $595,000 | $415,000 | -30.3% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $415,000 | n/a | 0.1% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,295,000 | $395,000 | -82.8% | 0.1% |
AMCAP MORTGAGE, LTD. | $1,040,000 | $390,000 | -62.5% | 0.1% |
AMERICAN INTERNET MORTGAGE, INC. | $125,000 | $385,000 | 208.0% | 0.1% |
FLAT BRANCH MORTGAGE, INC. | $385,000 | n/a | 0.1% | |
Ally Bank | $380,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $1,720,000 | $380,000 | -77.9% | 0.1% |
Equity Prime Mortgage LLC | $75,000 | $380,000 | 406.7% | 0.1% |
Carrington Mortgage Services, LLC | $2,165,000 | $370,000 | -82.9% | 0.1% |
NP, Inc. | $365,000 | n/a | 0.1% | |
The Loan Store, Inc. | $365,000 | n/a | 0.1% | |
Central Bank | $355,000 | n/a | 0.1% | |
LENDSURE MORTGAGE CORP. | $885,000 | $355,000 | -59.9% | 0.1% |
CASTLE & COOKE MORTGAGE, LLC | $195,000 | $350,000 | 79.5% | 0.1% |
DIRECTORS MORTGAGE, INC. | $175,000 | $345,000 | 97.1% | 0.1% |
DOMINION FINANCIAL SERVICES, LLC | $345,000 | n/a | 0.1% | |
EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $650,000 | $335,000 | -48.5% | 0.1% |
HomeTrust Bank | $95,000 | $325,000 | 242.1% | 0.1% |
AmeriHome Mortgage Company, LLC | $295,000 | n/a | 0.1% | |
CALIBER HOME LOANS, INC. | $3,865,000 | $295,000 | -92.4% | 0.1% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $470,000 | $285,000 | -39.4% | 0.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $285,000 | n/a | 0.1% | |
Umpqua Bank | $535,000 | $280,000 | -47.7% | 0.1% |
SIRVA MORTGAGE, INC. | $315,000 | $275,000 | -12.7% | 0.0% |
SUMMIT FUNDING, INC. | $1,970,000 | $275,000 | -86.0% | 0.0% |
The Bank of Commerce | $335,000 | $275,000 | -17.9% | 0.0% |
LAKEVIEW LOAN SERVICING, LLC | $1,350,000 | $255,000 | -81.1% | 0.0% |
Sunflower Bank | $255,000 | n/a | 0.0% | |
Potlatch No. 1 Financial Credit Union | $85,000 | $250,000 | 194.1% | 0.0% |
Gateway First Bank | $855,000 | $245,000 | -71.3% | 0.0% |
Old National Bank | $245,000 | n/a | 0.0% | |
Paramount Residential Mortgage Group, Inc. | $1,430,000 | $245,000 | -82.9% | 0.0% |
Washington Trust Bank | $325,000 | $245,000 | -24.6% | 0.0% |
Signature Federal Credit Union | $240,000 | n/a | 0.0% | |
RANLIFE, INC. | $835,000 | $225,000 | -73.1% | 0.0% |
GTE Federal Credit Union | $295,000 | $220,000 | -25.4% | 0.0% |
PNC Bank | $905,000 | $220,000 | -75.7% | 0.0% |
Figure Lending LLC | $335,000 | $215,000 | -35.8% | 0.0% |
OCMBC, INC. | $215,000 | n/a | 0.0% | |
The Central Trust Bank | $215,000 | n/a | 0.0% | |
Victorian Finance, LLC | $215,000 | n/a | 0.0% | |
Alaska USA Federal Credit Union | $205,000 | n/a | 0.0% | |
Coastal Community Bank | $205,000 | n/a | 0.0% | |
TOP FLITE FINANCIAL, INC. | $185,000 | n/a | 0.0% | |
PLANET HOME LENDING, LLC | $560,000 | $180,000 | -67.9% | 0.0% |
HORIZON | $190,000 | $165,000 | -13.2% | 0.0% |
Plains Commerce Bank | $150,000 | n/a | 0.0% | |
LIMA ONE CAPITAL, LLC | $145,000 | n/a | 0.0% | |
Utah Power | $135,000 | n/a | 0.0% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
HOMEXPRESS MORTGAGE CORP. | $125,000 | n/a | 0.0% | |
BEEHIVE | $480,000 | $115,000 | -76.0% | 0.0% |
Deere Employees Credit Union | $15,000 | $110,000 | 633.3% | 0.0% |
Bank of the Pacific | $105,000 | n/a | 0.0% | |
MASON MCDUFFIE MORTGAGE CORPORATION | $95,000 | n/a | 0.0% | |
RESIDENTIAL MORTGAGE, LLC | $95,000 | n/a | 0.0% | |
QUORUM FEDERAL CREDIT UNION | $850,000 | $90,000 | -89.4% | 0.0% |
CARDINAL FINANCIAL | $1,950,000 | $85,000 | -95.6% | 0.0% |
Boeing Employees Credit Union | $480,000 | $75,000 | -84.4% | 0.0% |
EAST IDAHO Credit Union | $240,000 | $75,000 | -68.8% | 0.0% |
GEORGIA'S OWN | $75,000 | n/a | 0.0% | |
GOLDENWEST | $285,000 | $75,000 | -73.7% | 0.0% |
21ST MORTGAGE CORPORATION | $255,000 | $65,000 | -74.5% | 0.0% |
Centier Bank | $55,000 | n/a | 0.0% | |
Heritage Bank | $55,000 | n/a | 0.0% | |
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% |
TWIN FALLS's top lender by overall market share is First Federal Savings Bank of Twin Falls, with 13.8% market share. In second place, with 13.8%, is IDAHO CENTRAL, having originated $76,815,000 in loans. In third place, with 7.7%, is PREMIER MORTGAGE RESOURCES, L.L.C., having originated $43,075,000 in loans. In fourth place, with 5.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $33,200,000 in loans. In fifth place, with 5.2%, is NFM, INC., having originated $29,070,000 in loans.
TWIN FALLS Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - TWIN FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $239,900 (14.3%) | $296,653 (11.5%) | 0.00 | 344 |
2018-02-01 | $239,900 (7.4%) | $303,662 (11.4%) | 0.00 | 307 |
2018-03-01 | $249,450 (10.6%) | $309,121 (12.8%) | 0.00 | 300 |
2018-04-01 | $244,968 (2.1%) | $303,741 (6.2%) | 0.00 | 315 |
2018-05-01 | $254,946 (1.3%) | $318,482 (6.5%) | 0.00 | 320 |
2018-06-01 | $249,000 (-0.4%) | $314,078 (5.8%) | 0.00 | 375 |
2018-07-01 | $244,400 (-2.0%) | $305,534 (1.8%) | 0.00 | 400 |
2018-08-01 | $240,325 (-3.7%) | $298,885 (-0.6%) | 0.00 | 387 |
2018-09-01 | $247,990 (-0.4%) | $304,527 (3.0%) | 0.00 | 388 |
2018-10-01 | $247,993 (1.7%) | $306,243 (4.9%) | 0.00 | 383 |
2018-11-01 | $252,450 (5.2%) | $309,146 (5.0%) | 0.00 | 361 |
2018-12-01 | $260,995 (8.8%) | $313,554 (7.1%) | 0.00 | 334 |
2019-01-01 | $252,475 (5.2%) | $300,334 (1.2%) | 0.00 | 313 |
2019-02-01 | $248,600 (3.6%) | $304,094 (0.1%) | 0.00 | 304 |
2019-03-01 | $258,193 (3.5%) | $313,982 (1.6%) | 0.00 | 314 |
2019-04-01 | $261,918 (6.9%) | $322,751 (6.3%) | 0.00 | 326 |
2019-05-01 | $274,750 (7.8%) | $331,645 (4.1%) | 0.00 | 342 |
2019-06-01 | $274,000 (10.0%) | $334,647 (6.6%) | 0.00 | 370 |
2019-07-01 | $264,450 (8.2%) | $310,324 (1.6%) | 0.00 | 405 |
2019-08-01 | $255,291 (6.2%) | $308,359 (3.2%) | 0.00 | 409 |
2019-09-01 | $255,127 (2.9%) | $319,008 (4.8%) | 0.00 | 402 |
2019-10-01 | $255,018 (2.8%) | $327,928 (7.1%) | 0.00 | 393 |
2019-11-01 | $258,900 (2.6%) | $331,637 (7.3%) | 0.00 | 373 |
2019-12-01 | $265,000 (1.5%) | $339,923 (8.4%) | 0.00 | 324 |
2020-01-01 | $262,475 (4.0%) | $326,613 (8.8%) | 0.00 | 303 |
2020-02-01 | $267,201 (7.5%) | $332,440 (9.3%) | 0.00 | 285 |
2020-03-01 | $281,000 (8.8%) | $340,044 (8.3%) | 0.00 | 263 |
2020-04-01 | $278,948 (6.5%) | $336,047 (4.1%) | 0.00 | 298 |
2020-05-01 | $295,000 (7.4%) | $361,934 (9.1%) | 0.00 | 269 |
2020-06-01 | $299,975 (9.5%) | $386,243 (15.4%) | 0.00 | 255 |
2020-07-01 | $301,995 (14.2%) | $392,290 (26.4%) | 0.00 | 227 |
2020-08-01 | $310,000 (21.4%) | $400,155 (29.8%) | 0.00 | 197 |
2020-09-01 | $305,365 (19.7%) | $391,224 (22.6%) | 0.00 | 172 |
2020-10-01 | $300,000 (17.6%) | $394,030 (20.2%) | 0.00 | 154 |
2020-11-01 | $334,475 (29.2%) | $411,426 (24.1%) | 0.00 | 146 |
2020-12-01 | $352,450 (33.0%) | $425,984 (25.3%) | 0.00 | 125 |
2021-01-01 | $362,900 (38.3%) | $461,174 (41.2%) | 0.00 | 105 |
2021-02-01 | $358,960 (34.3%) | $469,438 (41.2%) | 0.00 | 79 |
2021-03-01 | $370,250 (31.8%) | $464,481 (36.6%) | 0.00 | 72 |
2021-04-01 | $371,225 (33.1%) | $478,109 (42.3%) | 0.00 | 81 |
2021-05-01 | $349,950 (18.6%) | $458,197 (26.6%) | 0.00 | 99 |
2021-06-01 | $354,950 (18.3%) | $456,821 (18.3%) | 0.00 | 130 |
2021-07-01 | $350,000 (15.9%) | $446,645 (13.9%) | 0.00 | 176 |
2021-08-01 | $382,000 (23.2%) | $482,714 (20.6%) | 0.00 | 224 |
2021-09-01 | $376,125 (23.2%) | $480,178 (22.7%) | 0.00 | 208 |
2021-10-01 | $380,950 (27.0%) | $513,570 (30.3%) | 0.00 | 178 |
2021-11-01 | $406,200 (21.4%) | $527,682 (28.3%) | 0.00 | 139 |
2021-12-01 | $407,450 (15.6%) | $536,532 (26.0%) | 0.00 | 128 |
2022-01-01 | $434,800 (19.8%) | $561,303 (21.7%) | 0.00 | 120 |
2022-02-01 | $475,735 (32.5%) | $572,139 (21.9%) | 0.00 | 128 |
2022-03-01 | $469,860 (26.9%) | $548,868 (18.2%) | 0.00 | 152 |
2022-04-01 | $460,000 (23.9%) | $518,775 (8.5%) | 0.00 | 174 |
2022-05-01 | $459,900 (31.4%) | $540,791 (18.0%) | 0.00 | 225 |
2022-06-01 | $467,450 (31.7%) | $534,709 (17.1%) | 0.00 | 282 |
2022-07-01 | $455,500 (30.1%) | $532,907 (19.3%) | 0.00 | 384 |
2022-08-01 | $449,750 (17.7%) | $530,692 (9.9%) | 0.00 | 425 |
2022-09-01 | $436,750 (16.1%) | $520,075 (8.3%) | 0.00 | 449 |
2022-10-01 | $430,000 (12.9%) | $513,969 (0.1%) | 0.00 | 447 |
2022-11-01 | $429,225 (5.7%) | $500,116 (-5.2%) | 0.00 | 453 |
2022-12-01 | $415,000 (1.9%) | $485,675 (-9.5%) | 0.00 | 421 |
2023-01-01 | $417,463 (-4.0%) | $485,253 (-13.6%) | 0.00 | 388 |
2023-02-01 | $421,500 (-11.4%) | $495,561 (-13.4%) | 0.00 | 356 |
2023-03-01 | $432,498 (-8.0%) | $514,653 (-6.2%) | 0.00 | 330 |
2023-04-01 | $441,990 (-3.9%) | $521,741 (0.6%) | 0.00 | 330 |
2023-05-01 | $441,950 (-3.9%) | $524,256 (-3.1%) | 0.00 | 342 |
2023-06-01 | $450,600 (-3.6%) | $526,284 (-1.6%) | 0.00 | 357 |
2023-07-01 | $449,900 (-1.2%) | $525,445 (-1.4%) | 0.00 | 365 |
2023-08-01 | $443,475 (-1.4%) | $536,059 (1.0%) | 0.00 | 371 |
2023-09-01 | $436,000 (-0.2%) | $526,672 (1.3%) | 0.00 | 394 |
2023-10-01 | $416,000 (-3.3%) | $506,738 (-1.4%) | 0.00 | 401 |
2023-11-01 | $409,550 (-4.6%) | $498,154 (-0.4%) | 0.00 | 402 |
2023-12-01 | $409,900 (-1.2%) | $501,692 (3.3%) | 0.00 | 382 |
2024-01-01 | $402,450 (-3.6%) | $504,676 (4.0%) | 0.00 | 334 |
2024-02-01 | $410,000 (-2.7%) | $506,656 (2.2%) | 0.00 | 335 |
2024-03-01 | $409,450 (-5.3%) | $502,480 (-2.4%) | 0.00 | 329 |
2024-04-01 | $416,635 (-5.7%) | $516,795 (-1.0%) | 0.00 | 343 |
2024-05-01 | $419,900 (-5.0%) | $528,887 (0.9%) | 0.00 | 363 |
2024-06-01 | $429,900 (-4.6%) | $529,264 (0.6%) | 0.00 | 403 |
2024-07-01 | $449,950 (0.0%) | $547,280 (4.2%) | 0.00 | 431 |
2024-08-01 | $442,500 (-0.2%) | $535,651 (-0.1%) | 0.00 | 452 |
2024-09-01 | $439,900 (0.9%) | $553,808 (5.2%) | 0.00 | 476 |
2024-10-01 | $439,950 (5.8%) | $555,146 (9.6%) | 0.00 | 453 |
TWIN FALLS's median listing price comes in at 0% of the national average.
TWIN FALLS's average listing price for 2024-10-01 was $555,146, a difference of $48,408 (9.6%) versus the prior year and $1,338 versus the prior month.
For the 2024-10-01 period, TWIN FALLS had 453 MLS listings, a difference of -23 listings (-5%) versus the prior month and 52 listings (13%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - TWIN FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,072 sqft |
2018-02-01 | 0 days | 2,061 sqft |
2018-03-01 | 0 days | 2,076 sqft |
2018-04-01 | 0 days | 2,072 sqft |
2018-05-01 | 0 days | 2,194 sqft |
2018-06-01 | 0 days | 2,076 sqft |
2018-07-01 | 0 days | 2,029 sqft |
2018-08-01 | 0 days | 1,933 sqft |
2018-09-01 | 0 days | 1,934 sqft |
2018-10-01 | 0 days | 1,929 sqft |
2018-11-01 | 0 days | 1,932 sqft |
2018-12-01 | 0 days | 2,050 sqft |
2019-01-01 | 0 days | 1,993 sqft |
2019-02-01 | 0 days | 1,950 sqft |
2019-03-01 | 0 days | 1,976 sqft |
2019-04-01 | 0 days | 1,976 sqft |
2019-05-01 | 0 days | 2,041 sqft |
2019-06-01 | 0 days | 2,053 sqft |
2019-07-01 | 0 days | 1,990 sqft |
2019-08-01 | 0 days | 1,950 sqft |
2019-09-01 | 0 days | 1,961 sqft |
2019-10-01 | 0 days | 1,985 sqft |
2019-11-01 | 0 days | 2,027 sqft |
2019-12-01 | 0 days | 2,009 sqft |
2020-01-01 | 0 days | 2,021 sqft |
2020-02-01 | 0 days | 2,036 sqft |
2020-03-01 | 0 days | 2,047 sqft |
2020-04-01 | 0 days | 2,053 sqft |
2020-05-01 | 0 days | 2,112 sqft |
2020-06-01 | 0 days | 2,200 sqft |
2020-07-01 | 0 days | 2,215 sqft |
2020-08-01 | 0 days | 2,197 sqft |
2020-09-01 | 0 days | 2,094 sqft |
2020-10-01 | 0 days | 2,072 sqft |
2020-11-01 | 0 days | 2,172 sqft |
2020-12-01 | 0 days | 2,105 sqft |
2021-01-01 | 0 days | 2,129 sqft |
2021-02-01 | 0 days | 2,151 sqft |
2021-03-01 | 0 days | 2,231 sqft |
2021-04-01 | 0 days | 2,319 sqft |
2021-05-01 | 0 days | 2,045 sqft |
2021-06-01 | 0 days | 1,907 sqft |
2021-07-01 | 0 days | 1,910 sqft |
2021-08-01 | 0 days | 1,950 sqft |
2021-09-01 | 0 days | 1,938 sqft |
2021-10-01 | 0 days | 2,012 sqft |
2021-11-01 | 0 days | 2,020 sqft |
2021-12-01 | 0 days | 1,986 sqft |
2022-01-01 | 0 days | 2,084 sqft |
2022-02-01 | 0 days | 2,014 sqft |
2022-03-01 | 0 days | 1,936 sqft |
2022-04-01 | 0 days | 1,911 sqft |
2022-05-01 | 0 days | 1,910 sqft |
2022-06-01 | 0 days | 1,926 sqft |
2022-07-01 | 0 days | 1,904 sqft |
2022-08-01 | 0 days | 1,947 sqft |
2022-09-01 | 0 days | 1,923 sqft |
2022-10-01 | 0 days | 1,928 sqft |
2022-11-01 | 0 days | 1,910 sqft |
2022-12-01 | 0 days | 1,898 sqft |
2023-01-01 | 0 days | 1,910 sqft |
2023-02-01 | 0 days | 1,912 sqft |
2023-03-01 | 0 days | 2,002 sqft |
2023-04-01 | 0 days | 2,032 sqft |
2023-05-01 | 0 days | 2,012 sqft |
2023-06-01 | 0 days | 2,061 sqft |
2023-07-01 | 0 days | 2,103 sqft |
2023-08-01 | 0 days | 2,073 sqft |
2023-09-01 | 0 days | 2,034 sqft |
2023-10-01 | 0 days | 1,931 sqft |
2023-11-01 | 0 days | 1,922 sqft |
2023-12-01 | 0 days | 1,906 sqft |
2024-01-01 | 0 days | 1,913 sqft |
2024-02-01 | 0 days | 1,908 sqft |
2024-03-01 | 0 days | 1,874 sqft |
2024-04-01 | 0 days | 1,896 sqft |
2024-05-01 | 0 days | 1,925 sqft |
2024-06-01 | 0 days | 1,956 sqft |
2024-07-01 | 0 days | 2,022 sqft |
2024-08-01 | 0 days | 2,044 sqft |
2024-09-01 | 0 days | 1,984 sqft |
2024-10-01 | 0 days | 1,999 sqft |
TWIN FALLS's median square footage for active listings during the 2024-10-01 period was 1,999 sqft. One year prior, the average listing was 1,931 sqft.
TWIN FALLS, ID Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,399 | $400,355,000 | $286,172 |
Cash Out Refi | 424 | $68,170,000 | $160,778 |
Home Improvement | 393 | $31,465,000 | $80,064 |
Other | 232 | $20,110,000 | $86,681 |
Refi | 184 | $37,990,000 | $206,467 |
Twin Falls's most frequently cited loan purpose was Home Purchase, with 1,399 originations. The 2nd most popular reason was Cash Out Refi, with 424 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 823 | $228,855,000 | $278,074 |
Over 8% | 799 | $71,015,000 | $88,880 |
5-6% | 488 | $140,100,000 | $287,090 |
7-8% | 476 | $105,760,000 | $222,185 |
4-5% | 37 | $10,355,000 | $279,865 |
3-4% | 3 | $485,000 | $161,667 |
<2.5% | 1 | $225,000 | $225,000 |
2.5-3% | 1 | $545,000 | $545,000 |
During 2023, Twin Falls's most frequently originated rate bucket was 6-7%, with 823 originations.
Loan Sizing (TWIN FALLS, ID MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 1,010 | $292,190,000 | $289,297 |
$100,000 or less | 862 | $39,150,000 | $45,418 |
$100k-200k | 496 | $72,750,000 | $146,673 |
$400k-600k | 204 | $95,370,000 | $467,500 |
$600k-1000k | 51 | $35,005,000 | $686,373 |
$Over $1MM | 9 | $23,625,000 | $2,625,000 |
TWIN FALLS's loan sizing saw the bucket of loans from $200k-400k with 1,010 originations, totaling $292,190,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 840 | $272,420,000 | $324,310 |
Under 20% | 706 | $30,150,000 | $42,705 |
60-80% | 424 | $142,100,000 | $335,142 |
20-40% | 366 | $45,170,000 | $123,415 |
40-60% | 263 | $57,435,000 | $218,384 |
Over 100% | 25 | $9,225,000 | $369,000 |
TWIN FALLS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 840 originations, totaling $272,420,000 in origination value.