TWIN FALLS Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Twin Falls averaged
6.28%
for the week of 2022-12-01, compared to the national average of
6.49% for the same period.
The average rate for the prior week (2022-11-23) was
6.57% and
one month ago for the week of 2022-10-27, the
average rate was 7.27%.
Twin Falls's average rate one year ago was 3.12%.
For refis of the same type during the week of 2022-12-01, the average rate
was 6.48%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-12-01 | 6.49% |
| Twin Falls 30 Year Fixed Rate | 2022-12-01 | 6.28% |
| Twin Falls 30 Year Fixed Rate Refi | 2022-12-01 | 6.48% |
| Twin Falls 15 Year Fixed Rate | 2022-12-01 | 6.1% |
| Twin Falls 15 Year Fixed Rate Refi | 2022-12-01 | 5.87% |
| Twin Falls 30 Year FHA | 2022-12-01 | 6.48% |
| Twin Falls 30 Year FHA Refi | 2022-12-01 | 6.25% |
| Twin Falls 30 Year USDA | 2022-12-01 | 6.24% |
| Twin Falls 30 Year USDA Refi | 2022-12-01 | 2.82% |
| Twin Falls 30 Year VA | 2022-12-01 | 6.22% |
| Twin Falls 30 Year VA Refi | 2022-12-01 | 6% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TWIN FALLS, ID.
TWIN FALLS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TWIN FALLS, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
TWIN FALLS Average Closing Costs & Other Stats
TWIN FALLS, ID's 169 lenders originated 6,734
loans during 2021. The total origination value was $1,440,840,000, with an average loan value of
$213,965.
TWIN FALLS's average closing costs are $5,707.
The top TWIN FALLS lender as defined by loan originations is First Federal Savings Bank of Twin Falls, with
470 loans originated. Their average total fees are
$5,039, which is $293
lower than the next largest lender,
IDAHO CENTRAL.
The lowest fee TWIN FALLS lenders (with over 10 loans originated) are
KELLER MORTGAGE, LLC ($3,195), CALIBER HOME LOANS, INC. ($3,610), KeyBank ($3,615), JPMorgan Chase Bank ($3,732) and BETTER MORTGAGE CORPORATION ($3,800).
The lowest rate TWIN FALLS lenders (with over 10 loans originated) are
HOME POINT FINANCIAL CORPORATION (2.75%), BETTER MORTGAGE CORPORATION (2.81%), UNITED WHOLESALE MORTGAGE, LLC (2.87%), Bank of Idaho (2.88%) and D. L. Evans Bank (2.91%).
TWIN FALLS, ID Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| First Federal Savings Bank of Twin Falls | $233,910,000 | $259,635,000 | 11.0% | 18.0% |
| IDAHO CENTRAL | $156,750,000 | $196,470,000 | 25.3% | 13.6% |
| QUICKEN LOANS, LLC | $69,080,000 | $101,965,000 | 47.6% | 7.1% |
| GUILD MORTGAGE COMPANY | $103,730,000 | $100,285,000 | -3.3% | 7.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $70,070,000 | $93,230,000 | 33.1% | 6.5% |
| D. L. Evans Bank | $66,415,000 | $61,325,000 | -7.7% | 4.3% |
| AXIA FINANCIAL, LLC | $41,065,000 | $51,220,000 | 24.7% | 3.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $32,595,000 | $49,395,000 | 51.5% | 3.4% |
| MOVEMENT MORTGAGE, LLC | $25,070,000 | $34,330,000 | 36.9% | 2.4% |
| U.S. Bank | $27,870,000 | $26,895,000 | -3.5% | 1.9% |
| LOANDEPOT.COM, LLC | $8,295,000 | $21,130,000 | 154.7% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $22,620,000 | $21,040,000 | -7.0% | 1.5% |
| Bank of Idaho | $36,790,000 | $17,840,000 | -51.5% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $9,725,000 | $15,405,000 | 58.4% | 1.1% |
| PIONEER | $13,850,000 | $13,400,000 | -3.2% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $4,415,000 | $12,725,000 | 188.2% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $4,950,000 | $12,325,000 | 149.0% | 0.9% |
| KeyBank | $10,025,000 | $12,130,000 | 21.0% | 0.8% |
| Mortgage Research Center, LLC | $8,550,000 | $11,955,000 | 39.8% | 0.8% |
| BETTER MORTGAGE CORPORATION | $1,910,000 | $11,945,000 | 525.4% | 0.8% |
| MOUNTAIN AMERICA | $6,455,000 | $11,840,000 | 83.4% | 0.8% |
| S1L, Inc. | $6,530,000 | $10,565,000 | 61.8% | 0.7% |
| Wells Fargo Bank | $9,445,000 | $9,225,000 | -2.3% | 0.6% |
| Flagstar Bank, FSB | $7,750,000 | $8,995,000 | 16.1% | 0.6% |
| CALIBER HOME LOANS, INC. | $2,295,000 | $8,685,000 | 278.4% | 0.6% |
| WESTMARK Credit Union | $5,630,000 | $7,660,000 | 36.1% | 0.5% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $10,300,000 | $7,165,000 | -30.4% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,855,000 | $6,305,000 | 7.7% | 0.4% |
| JPMorgan Chase Bank | $2,525,000 | $6,285,000 | 148.9% | 0.4% |
| KELLER MORTGAGE, LLC | $6,540,000 | $6,275,000 | -4.1% | 0.4% |
| Zions Bancorporation, N.A. | $4,735,000 | $6,245,000 | 31.9% | 0.4% |
| NEWREZ LLC | $3,390,000 | $6,115,000 | 80.4% | 0.4% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,805,000 | $5,950,000 | 112.1% | 0.4% |
| AMERICAN FINANCING CORPORATION | $780,000 | $5,930,000 | 660.3% | 0.4% |
| BROKER SOLUTIONS, INC. | $2,245,000 | $5,895,000 | 162.6% | 0.4% |
| LOANPAL, LLC | $6,355,000 | $5,205,000 | -18.1% | 0.4% |
| FARMERS BANK | $5,650,000 | $4,795,000 | -15.1% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $2,855,000 | $4,705,000 | 64.8% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $1,170,000 | $4,670,000 | 299.1% | 0.3% |
| Gateway First Bank | $2,175,000 | $4,610,000 | 112.0% | 0.3% |
| ACADEMY MORTGAGE CORPORATION | $4,370,000 | $4,070,000 | -6.9% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $2,380,000 | $4,045,000 | 70.0% | 0.3% |
| CANOPY MORTGAGE, LLC | $1,835,000 | $3,905,000 | 112.8% | 0.3% |
| SUMMIT FUNDING, INC. | $145,000 | $3,835,000 | 2,544.8% | 0.3% |
| CONNECTIONS | $2,145,000 | $3,585,000 | 67.1% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $800,000 | $3,570,000 | 346.3% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,600,000 | $3,550,000 | -1.4% | 0.2% |
| STEARNS LENDING, LLC | $1,125,000 | $3,510,000 | 212.0% | 0.2% |
| Washington Federal Bank | $5,015,000 | $3,475,000 | -30.7% | 0.2% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $12,110,000 | $3,425,000 | -71.7% | 0.2% |
| CAPITAL EDUCATORS FEDERAL CREDIT UNION | $1,190,000 | $3,270,000 | 174.8% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,530,000 | $3,230,000 | -8.5% | 0.2% |
| NEW DAY FINANCIAL, LLC | $3,910,000 | $3,100,000 | -20.7% | 0.2% |
| PHH Mortgage Corporation | $1,365,000 | $2,970,000 | 117.6% | 0.2% |
| Willamette Valley Bank | $2,510,000 | $2,890,000 | 15.1% | 0.2% |
| Banner Bank | $1,195,000 | $2,770,000 | 131.8% | 0.2% |
| CELEBRITY HOME LOANS, LLC | $2,595,000 | n/a | 0.2% | |
| CMG MORTGAGE, INC. | $695,000 | $2,535,000 | 264.7% | 0.2% |
| North American Savings Bank, F.S.B. | $1,150,000 | $2,405,000 | 109.1% | 0.2% |
| AMERICAN ADVISORS GROUP | $745,000 | $2,395,000 | 221.5% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,465,000 | $2,370,000 | 61.8% | 0.2% |
| The Federal Savings Bank | $1,230,000 | $2,345,000 | 90.7% | 0.2% |
| CORNERSTONE HOME LENDING, INC. | $2,340,000 | n/a | 0.2% | |
| Wyndham Capital Mortgage, Inc. | $335,000 | $2,335,000 | 597.0% | 0.2% |
| Glacier Bank | $3,965,000 | $2,320,000 | -41.5% | 0.2% |
| AMERICA FIRST | $1,320,000 | $2,115,000 | 60.2% | 0.1% |
| BAY EQUITY LLC | $2,060,000 | n/a | 0.1% | |
| Bank of America | $3,165,000 | $2,010,000 | -36.5% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,295,000 | $2,010,000 | -12.4% | 0.1% |
| INTERCAP LENDING INC. | $820,000 | $1,905,000 | 132.3% | 0.1% |
| GUARANTEED RATE, INC. | $1,460,000 | $1,850,000 | 26.7% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $1,795,000 | $1,835,000 | 2.2% | 0.1% |
| PNC Bank | $1,830,000 | n/a | 0.1% | |
| Boeing Employees Credit Union | $1,735,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $460,000 | $1,705,000 | 270.7% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,600,000 | $1,705,000 | 6.6% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,035,000 | $1,680,000 | 62.3% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $2,325,000 | $1,635,000 | -29.7% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $835,000 | $1,545,000 | 85.0% | 0.1% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $310,000 | $1,495,000 | 382.3% | 0.1% |
| Bank of the West | $770,000 | $1,485,000 | 92.9% | 0.1% |
| First Home Bank | $3,035,000 | $1,465,000 | -51.7% | 0.1% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $910,000 | $1,440,000 | 58.2% | 0.1% |
| USAA Federal Savings Bank | $3,895,000 | $1,385,000 | -64.4% | 0.1% |
| Ally Bank | $495,000 | $1,355,000 | 173.7% | 0.1% |
| NBKC BANK | $995,000 | $1,300,000 | 30.7% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,490,000 | $1,275,000 | -14.4% | 0.1% |
| NFM, INC. | $1,265,000 | n/a | 0.1% | |
| MANN FINANCIAL INC. | $810,000 | $1,255,000 | 54.9% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,005,000 | $1,230,000 | -38.7% | 0.1% |
| First Guaranty Mortgage Corporation | $795,000 | $1,215,000 | 52.8% | 0.1% |
| Morgan Stanley Private Bank | $1,185,000 | n/a | 0.1% | |
| Low VA Rates, LLC | $2,235,000 | $1,125,000 | -49.7% | 0.1% |
| Nations Lending Corporation | $430,000 | $1,115,000 | 159.3% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $500,000 | $1,110,000 | 122.0% | 0.1% |
| Carrington Mortgage Services, LLC | $1,080,000 | $1,100,000 | 1.9% | 0.1% |
| FIRST TECHNOLOGY | $790,000 | $1,085,000 | 37.3% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $810,000 | $1,055,000 | 30.2% | 0.1% |
| Commerce Home Mortgage, Inc. | $450,000 | $1,040,000 | 131.1% | 0.1% |
| NBH Bank | $530,000 | $1,005,000 | 89.6% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $975,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $305,000 | $975,000 | 219.7% | 0.1% |
| Farmers Bank & Trust | $395,000 | $970,000 | 145.6% | 0.1% |
| Umpqua Bank | $1,735,000 | $965,000 | -44.4% | 0.1% |
| Waterstone Mortgage Corporation | $1,590,000 | $950,000 | -40.3% | 0.1% |
| PLANET HOME LENDING, LLC | $1,165,000 | $920,000 | -21.0% | 0.1% |
| RANLIFE, INC. | $495,000 | $920,000 | 85.9% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $95,000 | $920,000 | 868.4% | 0.1% |
| CLEARPATH LENDING | $2,185,000 | $905,000 | -58.6% | 0.1% |
| EAST IDAHO Credit Union | $230,000 | $880,000 | 282.6% | 0.1% |
| First Internet Bank of Indiana | $425,000 | $880,000 | 107.1% | 0.1% |
| FirstBank | $145,000 | $865,000 | 496.6% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $400,000 | $840,000 | 110.0% | 0.1% |
| Washington Trust Bank | $830,000 | n/a | 0.1% | |
| CITYWIDE HOME LOANS, LLC | $1,300,000 | $825,000 | -36.5% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,545,000 | $820,000 | -46.9% | 0.1% |
| Rock Canyon Bank | $800,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $145,000 | $790,000 | 444.8% | 0.1% |
| Eagle Bank and Trust Company | $360,000 | $785,000 | 118.1% | 0.1% |
| Citadel Servicing Corporation | $780,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $55,000 | $760,000 | 1,281.8% | 0.1% |
| Discover Bank | $185,000 | $695,000 | 275.7% | 0.0% |
| BELEM SERVICING LLC | $600,000 | $655,000 | 9.2% | 0.0% |
| HomeStreet Bank | $280,000 | $640,000 | 128.6% | 0.0% |
| OPEN MORTGAGE, LLC | $630,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $925,000 | $620,000 | -33.0% | 0.0% |
| Truist Bank | $250,000 | $620,000 | 148.0% | 0.0% |
| GOLDENWEST | $125,000 | $615,000 | 392.0% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,085,000 | $605,000 | -44.2% | 0.0% |
| Northwest Farm Credit Services, FLCA | $1,930,000 | $590,000 | -69.4% | 0.0% |
| SENB Bank | $590,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $520,000 | $585,000 | 12.5% | 0.0% |
| Pinnacle Bank | $580,000 | n/a | 0.0% | |
| ADVANTAGE PLUS | $280,000 | $570,000 | 103.6% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $1,405,000 | $555,000 | -60.5% | 0.0% |
| DIRECT MORTGAGE, CORP. | $550,000 | n/a | 0.0% | |
| Manufacturers and Traders Trust Company | $275,000 | $545,000 | 98.2% | 0.0% |
| Watermark Capital, Inc. | $530,000 | n/a | 0.0% | |
| Bank of England | $520,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $255,000 | $510,000 | 100.0% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $625,000 | $510,000 | -18.4% | 0.0% |
| Stifel Bank and Trust | $510,000 | n/a | 0.0% | |
| Axos Bank | $265,000 | $505,000 | 90.6% | 0.0% |
| Meridian Bank Corporation | $465,000 | n/a | 0.0% | |
| Citizens Alliance Bank | $435,000 | n/a | 0.0% | |
| Deseret First Credit Union | $265,000 | $425,000 | 60.4% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $575,000 | $420,000 | -27.0% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $315,000 | $410,000 | 30.2% | 0.0% |
| Cornerstone First Mortgage, Inc | $405,000 | n/a | 0.0% | |
| Jonah Bank of Wyoming | $405,000 | n/a | 0.0% | |
| Magnolia Bank | $405,000 | n/a | 0.0% | |
| The Huntington National Bank | $335,000 | $405,000 | 20.9% | 0.0% |
| Florida Capital Bank | $400,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $215,000 | $400,000 | 86.0% | 0.0% |
| Firefighters First Federal Credit Union | $625,000 | $395,000 | -36.8% | 0.0% |
| IDAHO STATE UNIVERSITY | $610,000 | $390,000 | -36.1% | 0.0% |
| Idaho First Bank | $385,000 | n/a | 0.0% | |
| Potlatch No. 1 Financial Credit Union | $105,000 | $385,000 | 266.7% | 0.0% |
| Prime Choice Funding Inc. | $215,000 | $385,000 | 79.1% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $385,000 | n/a | 0.0% | |
| PARKSIDE LENDING, LLC | $370,000 | $380,000 | 2.7% | 0.0% |
| VISION ONE MORTGAGE, INC. | $145,000 | $370,000 | 155.2% | 0.0% |
| First Savings Bank | $345,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $275,000 | $345,000 | 25.5% | 0.0% |
| SWBC MORTGAGE CORPORATION | $345,000 | n/a | 0.0% | |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $85,000 | $330,000 | 288.2% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $115,000 | $325,000 | 182.6% | 0.0% |
| Summit Mortgage Corporation | $345,000 | $325,000 | -5.8% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $1,160,000 | $320,000 | -72.4% | 0.0% |
| EMBRACE HOME LOANS, INC. | $400,000 | $320,000 | -20.0% | 0.0% |
| 1st Security Bank of Washington | $315,000 | n/a | 0.0% | |
| Northpointe Bank | $310,000 | n/a | 0.0% | |
| Great Southern Bank | $305,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $795,000 | $305,000 | -61.6% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $295,000 | n/a | 0.0% | |
| The Union Bank Company | $295,000 | n/a | 0.0% | |
| BEEHIVE | $440,000 | $280,000 | -36.4% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $280,000 | n/a | 0.0% | |
| LOANLEADERS OF AMERICA, INC. | $275,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $525,000 | $275,000 | -47.6% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $265,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $255,000 | n/a | 0.0% | |
| First Mortgage Solutions, LLC | $245,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $235,000 | n/a | 0.0% | |
| Texana Bank | $355,000 | $235,000 | -33.8% | 0.0% |
| Wallick & Volk, Inc. | $235,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $185,000 | $215,000 | 16.2% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $205,000 | n/a | 0.0% | |
| DHA FINANCIAL, LLC | $205,000 | n/a | 0.0% | |
| First Federal Bank | $395,000 | $205,000 | -48.1% | 0.0% |
| GENEVA FINANCIAL, LLC | $205,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $205,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $275,000 | $205,000 | -25.5% | 0.0% |
| HORIZON | $205,000 | n/a | 0.0% | |
| MY MOVE MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $165,000 | $200,000 | 21.2% | 0.0% |
| Colonial Savings, F.A. | $215,000 | $195,000 | -9.3% | 0.0% |
| LENDUS, LLC | $195,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| Utah Power | $195,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $125,000 | $185,000 | 48.0% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $185,000 | n/a | 0.0% | |
| Citibank | $25,000 | $175,000 | 600.0% | 0.0% |
| DIRECTORS MORTGAGE, INC. | $135,000 | $175,000 | 29.6% | 0.0% |
| Sunflower Bank | $175,000 | n/a | 0.0% | |
| JAMES B. NUTTER & COMPANY | $570,000 | $165,000 | -71.1% | 0.0% |
| ON Q FINANCIAL, INC. | $145,000 | n/a | 0.0% | |
| ROGUE | $125,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $115,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $105,000 | $115,000 | 9.5% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $105,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $105,000 | n/a | 0.0% | |
| Figure Lending LLC | $100,000 | n/a | 0.0% | |
| Columbia State Bank | $800,000 | $65,000 | -91.9% | 0.0% |
| VERITAS FUNDING, LLC | $65,000 | n/a | 0.0% |
TWIN FALLS's top lender by overall market share is First Federal Savings Bank of Twin Falls, with 18.0% market share. In second place, with 13.6%, is IDAHO CENTRAL, having originated $196,470,000 in loans. In third place, with 7.1%, is QUICKEN LOANS, LLC, having originated $101,965,000 in loans. In fourth place, with 7.0%, is GUILD MORTGAGE COMPANY, having originated $100,285,000 in loans. In fifth place, with 6.5%, is PREMIER MORTGAGE RESOURCES, L.L.C., having originated $93,230,000 in loans.
TWIN FALLS Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - TWIN FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $239,900 (14.3%) | $296,653 (12.3%) | 0.00 | 344 |
| 2018-02-01 | $239,900 (7.6%) | $306,234 (13.1%) | 0.00 | 308 |
| 2018-03-01 | $249,900 (11.2%) | $311,696 (14.4%) | 0.00 | 301 |
| 2018-04-01 | $244,990 (2.1%) | $306,269 (7.5%) | 0.00 | 316 |
| 2018-05-01 | $254,946 (1.6%) | $318,666 (7.0%) | 0.00 | 320 |
| 2018-06-01 | $249,000 (-0.4%) | $314,236 (6.2%) | 0.00 | 375 |
| 2018-07-01 | $244,400 (-1.9%) | $305,691 (2.2%) | 0.00 | 400 |
| 2018-08-01 | $240,325 (-3.5%) | $299,044 (-0.1%) | 0.00 | 387 |
| 2018-09-01 | $247,945 (-0.2%) | $304,584 (3.4%) | 0.00 | 389 |
| 2018-10-01 | $247,718 (2.0%) | $306,292 (5.3%) | 0.00 | 384 |
| 2018-11-01 | $252,450 (5.2%) | $310,484 (5.4%) | 0.00 | 363 |
| 2018-12-01 | $261,990 (9.2%) | $315,875 (7.9%) | 0.00 | 335 |
| 2019-01-01 | $252,475 (5.2%) | $302,237 (1.9%) | 0.00 | 314 |
| 2019-02-01 | $248,600 (3.6%) | $304,094 (-0.7%) | 0.00 | 304 |
| 2019-03-01 | $258,193 (3.3%) | $313,975 (0.7%) | 0.00 | 314 |
| 2019-04-01 | $261,918 (6.9%) | $322,973 (5.5%) | 0.00 | 327 |
| 2019-05-01 | $274,750 (7.8%) | $331,437 (4.0%) | 0.00 | 343 |
| 2019-06-01 | $274,000 (10.0%) | $334,443 (6.4%) | 0.00 | 371 |
| 2019-07-01 | $264,200 (8.1%) | $310,191 (1.5%) | 0.00 | 406 |
| 2019-08-01 | $254,450 (5.9%) | $307,919 (3.0%) | 0.00 | 410 |
| 2019-09-01 | $253,325 (2.2%) | $318,073 (4.4%) | 0.00 | 403 |
| 2019-10-01 | $252,850 (2.1%) | $326,596 (6.6%) | 0.00 | 394 |
| 2019-11-01 | $257,750 (2.1%) | $330,210 (6.4%) | 0.00 | 374 |
| 2019-12-01 | $264,975 (1.1%) | $338,427 (7.1%) | 0.00 | 325 |
| 2020-01-01 | $262,400 (3.9%) | $325,108 (7.6%) | 0.00 | 304 |
| 2020-02-01 | $264,950 (6.6%) | $330,861 (8.8%) | 0.00 | 286 |
| 2020-03-01 | $279,990 (8.4%) | $338,745 (7.9%) | 0.00 | 265 |
| 2020-04-01 | $278,323 (6.3%) | $335,222 (3.8%) | 0.00 | 300 |
| 2020-05-01 | $294,750 (7.3%) | $360,826 (8.9%) | 0.00 | 271 |
| 2020-06-01 | $299,950 (9.5%) | $384,909 (15.1%) | 0.00 | 257 |
| 2020-07-01 | $300,000 (13.6%) | $390,803 (26.0%) | 0.00 | 229 |
| 2020-08-01 | $309,900 (21.8%) | $398,398 (29.4%) | 0.00 | 199 |
| 2020-09-01 | $302,890 (19.6%) | $389,527 (22.5%) | 0.00 | 174 |
| 2020-10-01 | $299,950 (18.6%) | $392,317 (20.1%) | 0.00 | 156 |
| 2020-11-01 | $328,950 (27.6%) | $409,234 (23.9%) | 0.00 | 148 |
| 2020-12-01 | $347,400 (31.1%) | $423,170 (25.0%) | 0.00 | 127 |
| 2021-01-01 | $353,201 (34.6%) | $457,040 (40.6%) | 0.00 | 107 |
| 2021-02-01 | $356,925 (34.7%) | $466,169 (40.9%) | 0.00 | 82 |
| 2021-03-01 | $367,000 (31.1%) | $462,519 (36.5%) | 0.00 | 75 |
| 2021-04-01 | $368,700 (32.5%) | $471,862 (40.8%) | 0.00 | 84 |
| 2021-05-01 | $349,450 (18.6%) | $454,534 (26.0%) | 0.00 | 101 |
| 2021-06-01 | $352,500 (17.5%) | $453,565 (17.8%) | 0.00 | 132 |
| 2021-07-01 | $350,000 (16.7%) | $444,300 (13.7%) | 0.00 | 178 |
| 2021-08-01 | $381,000 (22.9%) | $480,548 (20.6%) | 0.00 | 226 |
| 2021-09-01 | $371,225 (22.6%) | $477,954 (22.7%) | 0.00 | 210 |
| 2021-10-01 | $380,000 (26.7%) | $510,709 (30.2%) | 0.00 | 179 |
| 2021-11-01 | $399,900 (21.6%) | $524,307 (28.1%) | 0.00 | 140 |
| 2021-12-01 | $407,200 (17.2%) | $532,576 (25.9%) | 0.00 | 130 |
| 2022-01-01 | $430,000 (21.7%) | $556,872 (21.8%) | 0.00 | 122 |
| 2022-02-01 | $473,360 (32.6%) | $567,589 (21.8%) | 0.00 | 130 |
| 2022-03-01 | $467,450 (27.4%) | $544,898 (17.8%) | 0.00 | 154 |
| 2022-04-01 | $459,990 (24.8%) | $515,716 (9.3%) | 0.00 | 176 |
| 2022-05-01 | $459,450 (31.5%) | $538,007 (18.4%) | 0.00 | 227 |
| 2022-06-01 | $462,500 (31.2%) | $532,459 (17.4%) | 0.00 | 284 |
| 2022-07-01 | $455,000 (30.0%) | $531,406 (19.6%) | 0.00 | 386 |
| 2022-08-01 | $449,500 (18.0%) | $529,230 (10.1%) | 0.00 | 427 |
| 2022-09-01 | $434,313 (17.0%) | $518,731 (8.5%) | 0.00 | 451 |
| 2022-10-01 | $430,000 (13.2%) | $512,692 (0.4%) | 0.00 | 449 |
| 2022-11-01 | $428,975 (7.3%) | $498,812 (-4.9%) | 0.00 | 455 |
TWIN FALLS's median listing price for 2022-11-01 was $428,975, a difference of
$29,075
(7.3%) versus the prior year and
$-1,025 versus the prior month.
TWIN FALLS's median listing price comes in at 0% of the national average.
TWIN FALLS's average listing price for 2022-11-01 was $498,812, a difference of $-25,495 (-4.9%) versus the prior year and $-13,880 versus the prior month.
For the 2022-11-01 period, TWIN FALLS had 455 MLS listings, a difference of 6 listings (1%) versus the prior month and 315 listings (225%) versus the prior year.
TWIN FALLS's median listing price comes in at 0% of the national average.
TWIN FALLS's average listing price for 2022-11-01 was $498,812, a difference of $-25,495 (-4.9%) versus the prior year and $-13,880 versus the prior month.
For the 2022-11-01 period, TWIN FALLS had 455 MLS listings, a difference of 6 listings (1%) versus the prior month and 315 listings (225%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - TWIN FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,072 sqft |
| 2018-02-01 | 0 days | 2,063 sqft |
| 2018-03-01 | 0 days | 2,077 sqft |
| 2018-04-01 | 0 days | 2,079 sqft |
| 2018-05-01 | 0 days | 2,194 sqft |
| 2018-06-01 | 0 days | 2,076 sqft |
| 2018-07-01 | 0 days | 2,029 sqft |
| 2018-08-01 | 0 days | 1,933 sqft |
| 2018-09-01 | 0 days | 1,932 sqft |
| 2018-10-01 | 0 days | 1,927 sqft |
| 2018-11-01 | 0 days | 1,932 sqft |
| 2018-12-01 | 0 days | 2,054 sqft |
| 2019-01-01 | 0 days | 1,989 sqft |
| 2019-02-01 | 0 days | 1,950 sqft |
| 2019-03-01 | 0 days | 1,976 sqft |
| 2019-04-01 | 0 days | 1,976 sqft |
| 2019-05-01 | 0 days | 2,043 sqft |
| 2019-06-01 | 0 days | 2,054 sqft |
| 2019-07-01 | 0 days | 1,998 sqft |
| 2019-08-01 | 0 days | 1,951 sqft |
| 2019-09-01 | 0 days | 1,965 sqft |
| 2019-10-01 | 0 days | 1,993 sqft |
| 2019-11-01 | 0 days | 2,029 sqft |
| 2019-12-01 | 0 days | 2,015 sqft |
| 2020-01-01 | 0 days | 2,025 sqft |
| 2020-02-01 | 0 days | 2,040 sqft |
| 2020-03-01 | 0 days | 2,048 sqft |
| 2020-04-01 | 0 days | 2,065 sqft |
| 2020-05-01 | 0 days | 2,112 sqft |
| 2020-06-01 | 0 days | 2,200 sqft |
| 2020-07-01 | 0 days | 2,215 sqft |
| 2020-08-01 | 0 days | 2,197 sqft |
| 2020-09-01 | 0 days | 2,124 sqft |
| 2020-10-01 | 0 days | 2,080 sqft |
| 2020-11-01 | 0 days | 2,177 sqft |
| 2020-12-01 | 0 days | 2,109 sqft |
| 2021-01-01 | 0 days | 2,134 sqft |
| 2021-02-01 | 0 days | 2,155 sqft |
| 2021-03-01 | 0 days | 2,247 sqft |
| 2021-04-01 | 0 days | 2,311 sqft |
| 2021-05-01 | 0 days | 2,050 sqft |
| 2021-06-01 | 0 days | 1,928 sqft |
| 2021-07-01 | 0 days | 1,920 sqft |
| 2021-08-01 | 0 days | 1,960 sqft |
| 2021-09-01 | 0 days | 1,941 sqft |
| 2021-10-01 | 0 days | 2,020 sqft |
| 2021-11-01 | 0 days | 2,026 sqft |
| 2021-12-01 | 0 days | 2,003 sqft |
| 2022-01-01 | 0 days | 2,102 sqft |
| 2022-02-01 | 0 days | 2,030 sqft |
| 2022-03-01 | 0 days | 1,950 sqft |
| 2022-04-01 | 0 days | 1,914 sqft |
| 2022-05-01 | 0 days | 1,912 sqft |
| 2022-06-01 | 0 days | 1,927 sqft |
| 2022-07-01 | 0 days | 1,913 sqft |
| 2022-08-01 | 0 days | 1,949 sqft |
| 2022-09-01 | 0 days | 1,926 sqft |
| 2022-10-01 | 0 days | 1,928 sqft |
| 2022-11-01 | 0 days | 1,918 sqft |
TWIN FALLS's median listing age (time on market) for 2022-11-01 was 0 days.
TWIN FALLS's median square footage for active listings during the 2022-11-01 period was 1,918 sqft. One year prior, the average listing was 2,026 sqft.
TWIN FALLS's median square footage for active listings during the 2022-11-01 period was 1,918 sqft. One year prior, the average listing was 2,026 sqft.
TWIN FALLS, ID Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,269 | $595,195,000 | $262,316 |
| Cash Out Refi | 2,045 | $418,665,000 | $204,726 |
| Refi | 1,814 | $367,420,000 | $202,547 |
| Home Improvement | 426 | $40,230,000 | $94,437 |
| Other | 180 | $19,330,000 | $107,389 |
Twin Falls's most frequently cited loan purpose was Home Purchase, with 2,269 originations. The 2nd most popular reason was Cash Out Refi, with 2,045 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 2,534 | $594,470,000 | $234,597 |
| 3-4% | 2,307 | $521,865,000 | $226,209 |
| <2.5% | 1,172 | $247,320,000 | $211,024 |
| 4-5% | 505 | $59,145,000 | $117,119 |
| 5-6% | 125 | $10,675,000 | $85,400 |
| 6-7% | 43 | $2,395,000 | $55,698 |
| 7-8% | 19 | $805,000 | $42,368 |
| Over 8% | 14 | $820,000 | $58,571 |
During 2021, Twin Falls's most frequently originated rate bucket was 2.5-3%, with 2,534 originations.
Loan Sizing (TWIN FALLS, ID MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,813 | $764,085,000 | $271,626 |
| $100k-200k | 2,229 | $340,775,000 | $152,882 |
| $100,000 or less | 1,175 | $61,695,000 | $52,506 |
| $400k-600k | 439 | $207,095,000 | $471,743 |
| $600k-1000k | 69 | $50,415,000 | $730,652 |
| $Over $1MM | 9 | $16,775,000 | $1,863,889 |
TWIN FALLS's loan sizing saw the bucket of loans from $200k-400k with 2,813 originations, totaling $764,085,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 2,278 | $580,470,000 | $254,816 |
| 80-100% | 1,673 | $466,775,000 | $279,005 |
| 40-60% | 1,241 | $237,805,000 | $191,624 |
| 20-40% | 696 | $80,190,000 | $115,216 |
| Under 20% | 617 | $21,545,000 | $34,919 |
| Over 100% | 51 | $17,745,000 | $347,941 |
TWIN FALLS's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,278 originations, totaling $580,470,000 in origination value.
