TWIN FALLS Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Twin Falls averaged
6.08%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
5.8% and
one month ago for the week of 2023-04-20, the
average rate was 6.1%.
Twin Falls's average rate one year ago was 4.66%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.5%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Twin Falls 30 Year Fixed Rate | 2023-05-25 | 6.08% |
| Twin Falls 30 Year Fixed Rate Refi | 2023-05-25 | 5.5% |
| Twin Falls 15 Year Fixed Rate | 2023-05-25 | 6.17% |
| Twin Falls 15 Year Fixed Rate Refi | 2023-05-25 | 6.27% |
| Twin Falls 30 Year FHA | 2023-05-25 | 6.27% |
| Twin Falls 30 Year FHA Refi | 2023-05-25 | 6.41% |
| Twin Falls 30 Year USDA | 2023-05-25 | 6.53% |
| Twin Falls 30 Year USDA Refi | 2023-05-25 | 6.63% |
| Twin Falls 30 Year VA | 2023-05-25 | 5.98% |
| Twin Falls 30 Year VA Refi | 2023-05-25 | 6.61% |
TWIN FALLS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TWIN FALLS, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
TWIN FALLS Average Closing Costs & Other Stats
TWIN FALLS, ID's 131 lenders originated 4,110
loans during 2022. The total origination value was $978,080,000, with an average loan value of
$237,976.
TWIN FALLS's average closing costs are $6,075.
The top TWIN FALLS lender as defined by loan originations is IDAHO CENTRAL, with
275 loans originated. Their average total fees are
$6,382, which is $265
higher than the next largest lender,
First Federal Savings Bank of Twin Falls.
The lowest fee TWIN FALLS lenders (with over 10 loans originated) are
Wells Fargo Bank ($3,832), PIONEER ($5,914), Bank of Idaho ($6,092), First Federal Savings Bank of Twin Falls ($6,118) and MOVEMENT MORTGAGE, LLC ($6,328).
The lowest rate TWIN FALLS lenders (with over 10 loans originated) are
JPMorgan Chase Bank (4.04%), Wells Fargo Bank (4.28%), PIONEER (4.29%), PENNYMAC LOAN SERVICES, LLC (4.34%) and UNITED WHOLESALE MORTGAGE, LLC (4.47%).
TWIN FALLS, ID Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| First Federal Savings Bank of Twin Falls | $259,635,000 | $142,670,000 | -45.0% | 14.6% |
| IDAHO CENTRAL | $196,470,000 | $138,010,000 | -29.8% | 14.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $93,230,000 | $61,215,000 | -34.3% | 6.3% |
| GUILD MORTGAGE COMPANY | $100,285,000 | $52,040,000 | -48.1% | 5.3% |
| QUICKEN LOANS, LLC | $101,965,000 | $46,845,000 | -54.1% | 4.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $49,395,000 | $36,065,000 | -27.0% | 3.7% |
| AXIA FINANCIAL, LLC | $51,220,000 | $33,545,000 | -34.5% | 3.4% |
| NFM, INC. | $1,265,000 | $30,390,000 | 2,302.4% | 3.1% |
| U.S. Bank | $26,895,000 | $27,645,000 | 2.8% | 2.8% |
| CORNERSTONE HOME LENDING, INC. | $2,340,000 | $26,715,000 | 1,041.7% | 2.7% |
| CBRE MULTIFAMILY CAPITAL, INC. | $26,070,000 | n/a | 2.7% | |
| D. L. Evans Bank | $61,325,000 | $21,265,000 | -65.3% | 2.2% |
| First Interstate Bank | $20,680,000 | n/a | 2.1% | |
| MOVEMENT MORTGAGE, LLC | $34,330,000 | $19,545,000 | -43.1% | 2.0% |
| PIONEER | $13,400,000 | $18,650,000 | 39.2% | 1.9% |
| LOANDEPOT.COM, LLC | $21,130,000 | $15,745,000 | -25.5% | 1.6% |
| MOUNTAIN AMERICA | $11,840,000 | $11,425,000 | -3.5% | 1.2% |
| Bank of Idaho | $17,840,000 | $9,945,000 | -44.3% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $15,405,000 | $8,800,000 | -42.9% | 0.9% |
| Zions Bancorporation, N.A. | $6,245,000 | $7,680,000 | 23.0% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $12,725,000 | $7,425,000 | -41.7% | 0.8% |
| Mortgage Research Center, LLC | $11,955,000 | $7,135,000 | -40.3% | 0.7% |
| KeyBank | $12,130,000 | $6,775,000 | -44.1% | 0.7% |
| S1L, Inc. | $10,565,000 | $6,395,000 | -39.5% | 0.7% |
| FARMERS BANK | $4,795,000 | $6,255,000 | 30.4% | 0.6% |
| Wells Fargo Bank | $9,225,000 | $5,985,000 | -35.1% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $21,040,000 | $5,785,000 | -72.5% | 0.6% |
| WESTMARK Credit Union | $7,660,000 | $5,295,000 | -30.9% | 0.5% |
| Banner Bank | $2,770,000 | $5,065,000 | 82.9% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $12,325,000 | $4,985,000 | -59.6% | 0.5% |
| CONNECTIONS | $3,585,000 | $4,335,000 | 20.9% | 0.4% |
| PHH Mortgage Corporation | $2,970,000 | $4,140,000 | 39.4% | 0.4% |
| Washington Federal Bank | $3,475,000 | $4,105,000 | 18.1% | 0.4% |
| ACADEMY MORTGAGE CORPORATION | $4,070,000 | $4,080,000 | 0.2% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $4,670,000 | $3,975,000 | -14.9% | 0.4% |
| JPMorgan Chase Bank | $6,285,000 | $3,905,000 | -37.9% | 0.4% |
| CALIBER HOME LOANS, INC. | $8,685,000 | $3,865,000 | -55.5% | 0.4% |
| WALKER & DUNLOP, LLC | $3,385,000 | n/a | 0.3% | |
| CAPITAL EDUCATORS FEDERAL CREDIT UNION | $3,270,000 | $3,255,000 | -0.5% | 0.3% |
| LOANPAL, LLC | $5,205,000 | $2,710,000 | -47.9% | 0.3% |
| Flagstar Bank, FSB | $8,995,000 | $2,690,000 | -70.1% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $6,305,000 | $2,625,000 | -58.4% | 0.3% |
| NEW DAY FINANCIAL, LLC | $3,100,000 | $2,540,000 | -18.1% | 0.3% |
| NEWREZ LLC | $6,115,000 | $2,525,000 | -58.7% | 0.3% |
| The Federal Savings Bank | $2,345,000 | $2,495,000 | 6.4% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $7,165,000 | $2,295,000 | -68.0% | 0.2% |
| Carrington Mortgage Services, LLC | $1,100,000 | $2,165,000 | 96.8% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,570,000 | $2,140,000 | -40.1% | 0.2% |
| Northpointe Bank | $310,000 | $2,080,000 | 571.0% | 0.2% |
| Glacier Bank | $2,320,000 | $1,985,000 | -14.4% | 0.2% |
| SUMMIT FUNDING, INC. | $3,835,000 | $1,970,000 | -48.6% | 0.2% |
| Willamette Valley Bank | $2,890,000 | $1,965,000 | -32.0% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,370,000 | $1,950,000 | -17.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,230,000 | $1,940,000 | -39.9% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,705,000 | $1,850,000 | 8.5% | 0.2% |
| AMERICAN ADVISORS GROUP | $2,395,000 | $1,805,000 | -24.6% | 0.2% |
| AMERICA FIRST | $2,115,000 | $1,750,000 | -17.3% | 0.2% |
| USAA Federal Savings Bank | $1,385,000 | $1,745,000 | 26.0% | 0.2% |
| BROKER SOLUTIONS, INC. | $5,895,000 | $1,730,000 | -70.7% | 0.2% |
| AMERICAN FINANCING CORPORATION | $5,930,000 | $1,720,000 | -71.0% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,010,000 | $1,630,000 | -18.9% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $4,705,000 | $1,620,000 | -65.6% | 0.2% |
| FIRST COLONY MORTGAGE CORPORATION | $1,835,000 | $1,555,000 | -15.3% | 0.2% |
| CMG MORTGAGE, INC. | $2,535,000 | $1,465,000 | -42.2% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $5,950,000 | $1,465,000 | -75.4% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $510,000 | $1,430,000 | 180.4% | 0.1% |
| KELLER MORTGAGE, LLC | $6,275,000 | $1,420,000 | -77.4% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $4,045,000 | $1,350,000 | -66.6% | 0.1% |
| Armed Forces Bank | $1,230,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $2,060,000 | $1,175,000 | -43.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $11,945,000 | $1,135,000 | -90.5% | 0.1% |
| AMCAP MORTGAGE, LTD. | $585,000 | $1,040,000 | 77.8% | 0.1% |
| North American Savings Bank, F.S.B. | $2,405,000 | $1,040,000 | -56.8% | 0.1% |
| Northwest Farm Credit Services, FLCA | $590,000 | $1,000,000 | 69.5% | 0.1% |
| Commerce Home Mortgage, Inc. | $1,040,000 | $995,000 | -4.3% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,275,000 | $995,000 | -22.0% | 0.1% |
| GUARANTEED RATE, INC. | $1,850,000 | $950,000 | -48.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,230,000 | $935,000 | -24.0% | 0.1% |
| PNC Bank | $1,830,000 | $905,000 | -50.5% | 0.1% |
| LENDSURE MORTGAGE CORP. | $885,000 | n/a | 0.1% | |
| Gateway First Bank | $4,610,000 | $855,000 | -81.5% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $850,000 | n/a | 0.1% | |
| RANLIFE, INC. | $920,000 | $835,000 | -9.2% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $185,000 | $805,000 | 335.1% | 0.1% |
| Waterstone Mortgage Corporation | $950,000 | $800,000 | -15.8% | 0.1% |
| Bank of America | $2,010,000 | $790,000 | -60.7% | 0.1% |
| FirstBank | $865,000 | $780,000 | -9.8% | 0.1% |
| INFINITY EQUITY GROUP, INC. | $760,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $2,335,000 | $760,000 | -67.5% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $1,705,000 | $755,000 | -55.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,680,000 | $755,000 | -55.1% | 0.1% |
| CANOPY MORTGAGE, LLC | $3,905,000 | $750,000 | -80.8% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $840,000 | $740,000 | -11.9% | 0.1% |
| Citizens Alliance Bank | $435,000 | $730,000 | 67.8% | 0.1% |
| CLEARPATH LENDING | $905,000 | $715,000 | -21.0% | 0.1% |
| Raymond James Bank | $655,000 | n/a | 0.1% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $1,440,000 | $650,000 | -54.9% | 0.1% |
| JMJ FINANCIAL GROUP | $645,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,055,000 | $645,000 | -38.9% | 0.1% |
| Citizens Bank | $635,000 | n/a | 0.1% | |
| MANN FINANCIAL INC. | $1,255,000 | $595,000 | -52.6% | 0.1% |
| ZILLOW HOME LOANS, LLC | $975,000 | $570,000 | -41.5% | 0.1% |
| HighTechLending Inc | $565,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $920,000 | $560,000 | -39.1% | 0.1% |
| Discover Bank | $695,000 | $555,000 | -20.1% | 0.1% |
| INTERCAP LENDING INC. | $1,905,000 | $540,000 | -71.7% | 0.1% |
| Umpqua Bank | $965,000 | $535,000 | -44.6% | 0.1% |
| Morgan Stanley Private Bank | $1,185,000 | $515,000 | -56.5% | 0.1% |
| Southside Bank | $515,000 | n/a | 0.1% | |
| KINECTA | $505,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $510,000 | $500,000 | -2.0% | 0.1% |
| Florida Capital Bank | $400,000 | $495,000 | 23.8% | 0.1% |
| Strong Home Mortgage, LLC | $620,000 | $495,000 | -20.2% | 0.1% |
| BEEHIVE | $280,000 | $480,000 | 71.4% | 0.0% |
| Boeing Employees Credit Union | $1,735,000 | $480,000 | -72.3% | 0.0% |
| EVERETT FINANCIAL, INC. | $510,000 | $480,000 | -5.9% | 0.0% |
| Texana Bank | $235,000 | $480,000 | 104.3% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,110,000 | $470,000 | -57.7% | 0.0% |
| DIRECT MORTGAGE, CORP. | $550,000 | $435,000 | -20.9% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $280,000 | $430,000 | 53.6% | 0.0% |
| Nations Lending Corporation | $1,115,000 | $430,000 | -61.4% | 0.0% |
| First National Bank of America | $405,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $820,000 | $400,000 | -51.2% | 0.0% |
| Utah Mortgage Loan Corporation | $395,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $530,000 | $395,000 | -25.5% | 0.0% |
| DIGITAL Federal Credit Union | $385,000 | n/a | 0.0% | |
| Bank of the West | $1,485,000 | $380,000 | -74.4% | 0.0% |
| NBKC BANK | $1,300,000 | $375,000 | -71.2% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $375,000 | n/a | 0.0% | |
| First Federal Bank | $205,000 | $365,000 | 78.0% | 0.0% |
| ADVANTAGE PLUS | $570,000 | $355,000 | -37.7% | 0.0% |
| Stride Bank | $355,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $760,000 | $340,000 | -55.3% | 0.0% |
| Figure Lending LLC | $100,000 | $335,000 | 235.0% | 0.0% |
| The Bank of Commerce | $335,000 | n/a | 0.0% | |
| Capital Bank | $325,000 | n/a | 0.0% | |
| Magnolia Bank | $405,000 | $325,000 | -19.8% | 0.0% |
| Washington Trust Bank | $830,000 | $325,000 | -60.8% | 0.0% |
| SIRVA MORTGAGE, INC. | $305,000 | $315,000 | 3.3% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $310,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $320,000 | $305,000 | -4.7% | 0.0% |
| Hometown Lenders, Inc. | $305,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $295,000 | n/a | 0.0% | |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $1,495,000 | $295,000 | -80.3% | 0.0% |
| GOLDENWEST | $615,000 | $285,000 | -53.7% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $185,000 | $275,000 | 48.6% | 0.0% |
| VERITAS FUNDING, LLC | $65,000 | $275,000 | 323.1% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $265,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $200,000 | $255,000 | 27.5% | 0.0% |
| Citadel Servicing Corporation | $780,000 | $255,000 | -67.3% | 0.0% |
| EMBRACE HOME LOANS, INC. | $320,000 | $255,000 | -20.3% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $205,000 | $255,000 | 24.4% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $410,000 | $255,000 | -37.8% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $255,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $115,000 | $245,000 | 113.0% | 0.0% |
| STEARNS LENDING, LLC | $3,510,000 | $245,000 | -93.0% | 0.0% |
| Summit Mortgage Corporation | $325,000 | $245,000 | -24.6% | 0.0% |
| EAST IDAHO Credit Union | $880,000 | $240,000 | -72.7% | 0.0% |
| Greenbox Loans, Inc. | $215,000 | $215,000 | 0.0% | 0.0% |
| LADERA LENDING, INC. | $215,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $1,125,000 | $215,000 | -80.9% | 0.0% |
| SECURITY HOME MORTGAGE, LLC. | $215,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $1,635,000 | $215,000 | -86.9% | 0.0% |
| BM Real Estate Services, Inc. | $205,000 | n/a | 0.0% | |
| ATHAS CAPITAL GROUP, INC. | $205,000 | $195,000 | -4.9% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $195,000 | n/a | 0.0% | |
| ROGUE | $125,000 | $195,000 | 56.0% | 0.0% |
| US MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| HORIZON | $205,000 | $190,000 | -7.3% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $790,000 | $185,000 | -76.6% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $825,000 | $175,000 | -78.8% | 0.0% |
| DIRECTORS MORTGAGE, INC. | $175,000 | $175,000 | 0.0% | 0.0% |
| MY MOVE MORTGAGE, LLC | $205,000 | $175,000 | -14.6% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $555,000 | $175,000 | -68.5% | 0.0% |
| Citibank | $175,000 | $135,000 | -22.9% | 0.0% |
| MORTGAGE LENDING GROUP LLC | $135,000 | n/a | 0.0% | |
| NexBank | $135,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $605,000 | $125,000 | -79.3% | 0.0% |
| Eagle Bank and Trust Company | $785,000 | $125,000 | -84.1% | 0.0% |
| Rock Canyon Bank | $800,000 | $115,000 | -85.6% | 0.0% |
| V.I.P. MORTGAGE, INC. | $115,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $105,000 | n/a | 0.0% | |
| UNITED | $105,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $105,000 | n/a | 0.0% | |
| HomeTrust Bank | $95,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $255,000 | $85,000 | -66.7% | 0.0% |
| Potlatch No. 1 Financial Credit Union | $385,000 | $85,000 | -77.9% | 0.0% |
| Equity Prime Mortgage LLC | $75,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $15,000 | n/a | 0.0% |
TWIN FALLS's top lender by overall market share is First Federal Savings Bank of Twin Falls, with 14.6% market share. In second place, with 14.1%, is IDAHO CENTRAL, having originated $138,010,000 in loans. In third place, with 6.3%, is PREMIER MORTGAGE RESOURCES, L.L.C., having originated $61,215,000 in loans. In fourth place, with 5.3%, is GUILD MORTGAGE COMPANY, having originated $52,040,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $46,845,000 in loans.
TWIN FALLS Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - TWIN FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $239,900 (14.3%) | $296,653 (12.3%) | 0.00 | 344 |
| 2018-02-01 | $239,900 (7.6%) | $306,234 (13.1%) | 0.00 | 308 |
| 2018-03-01 | $249,900 (11.2%) | $311,696 (14.4%) | 0.00 | 301 |
| 2018-04-01 | $244,990 (2.1%) | $306,269 (7.5%) | 0.00 | 316 |
| 2018-05-01 | $254,946 (1.6%) | $318,666 (7.0%) | 0.00 | 320 |
| 2018-06-01 | $249,000 (-0.4%) | $314,236 (6.2%) | 0.00 | 375 |
| 2018-07-01 | $244,400 (-1.9%) | $305,691 (2.2%) | 0.00 | 400 |
| 2018-08-01 | $240,325 (-3.5%) | $299,044 (-0.1%) | 0.00 | 387 |
| 2018-09-01 | $247,945 (-0.2%) | $304,584 (3.4%) | 0.00 | 389 |
| 2018-10-01 | $247,718 (2.0%) | $306,292 (5.3%) | 0.00 | 384 |
| 2018-11-01 | $252,450 (5.2%) | $310,484 (5.4%) | 0.00 | 363 |
| 2018-12-01 | $261,990 (9.2%) | $315,875 (7.9%) | 0.00 | 335 |
| 2019-01-01 | $252,475 (5.2%) | $302,237 (1.9%) | 0.00 | 314 |
| 2019-02-01 | $248,600 (3.6%) | $304,094 (-0.7%) | 0.00 | 304 |
| 2019-03-01 | $257,450 (3.0%) | $307,663 (-1.3%) | 0.00 | 313 |
| 2019-04-01 | $262,773 (7.3%) | $323,080 (5.5%) | 0.00 | 330 |
| 2019-05-01 | $274,750 (7.8%) | $331,645 (4.1%) | 0.00 | 342 |
| 2019-06-01 | $274,000 (10.0%) | $334,647 (6.5%) | 0.00 | 370 |
| 2019-07-01 | $264,450 (8.2%) | $310,324 (1.5%) | 0.00 | 405 |
| 2019-08-01 | $259,900 (8.2%) | $319,207 (6.7%) | 0.00 | 404 |
| 2019-09-01 | $269,450 (8.7%) | $333,736 (9.6%) | 0.00 | 377 |
| 2019-10-01 | $254,925 (2.9%) | $327,201 (6.8%) | 0.00 | 392 |
| 2019-11-01 | $258,700 (2.5%) | $330,872 (6.6%) | 0.00 | 372 |
| 2019-12-01 | $265,000 (1.2%) | $339,266 (7.4%) | 0.00 | 323 |
| 2020-01-01 | $262,425 (3.9%) | $325,895 (7.8%) | 0.00 | 302 |
| 2020-02-01 | $266,101 (7.0%) | $331,713 (9.1%) | 0.00 | 284 |
| 2020-03-01 | $281,000 (9.2%) | $339,679 (10.4%) | 0.00 | 263 |
| 2020-04-01 | $278,948 (6.2%) | $336,047 (4.0%) | 0.00 | 298 |
| 2020-05-01 | $295,000 (7.4%) | $361,934 (9.1%) | 0.00 | 269 |
| 2020-06-01 | $299,975 (9.5%) | $386,243 (15.4%) | 0.00 | 255 |
| 2020-07-01 | $301,995 (14.2%) | $392,290 (26.4%) | 0.00 | 227 |
| 2020-08-01 | $310,000 (19.3%) | $400,155 (25.4%) | 0.00 | 197 |
| 2020-09-01 | $305,365 (13.3%) | $391,224 (17.2%) | 0.00 | 172 |
| 2020-10-01 | $300,000 (17.7%) | $394,030 (20.4%) | 0.00 | 154 |
| 2020-11-01 | $334,475 (29.3%) | $411,426 (24.4%) | 0.00 | 146 |
| 2020-12-01 | $352,450 (33.0%) | $425,984 (25.6%) | 0.00 | 125 |
| 2021-01-01 | $358,400 (36.6%) | $461,174 (41.5%) | 0.00 | 105 |
| 2021-02-01 | $360,460 (35.5%) | $471,300 (42.1%) | 0.00 | 80 |
| 2021-03-01 | $372,350 (32.5%) | $467,486 (37.6%) | 0.00 | 73 |
| 2021-04-01 | $369,950 (32.6%) | $476,979 (41.9%) | 0.00 | 82 |
| 2021-05-01 | $349,950 (18.6%) | $458,197 (26.6%) | 0.00 | 99 |
| 2021-06-01 | $354,950 (18.3%) | $456,821 (18.3%) | 0.00 | 130 |
| 2021-07-01 | $350,000 (15.9%) | $446,645 (13.9%) | 0.00 | 176 |
| 2021-08-01 | $382,000 (23.2%) | $482,714 (20.6%) | 0.00 | 224 |
| 2021-09-01 | $376,125 (23.2%) | $480,178 (22.7%) | 0.00 | 208 |
| 2021-10-01 | $380,950 (27.0%) | $513,570 (30.3%) | 0.00 | 178 |
| 2021-11-01 | $406,200 (21.4%) | $527,682 (28.3%) | 0.00 | 139 |
| 2021-12-01 | $407,450 (15.6%) | $536,532 (26.0%) | 0.00 | 128 |
| 2022-01-01 | $434,800 (21.3%) | $561,303 (21.7%) | 0.00 | 120 |
| 2022-02-01 | $476,868 (32.3%) | $572,284 (21.4%) | 0.00 | 128 |
| 2022-03-01 | $469,860 (26.2%) | $548,868 (17.4%) | 0.00 | 152 |
| 2022-04-01 | $460,000 (24.3%) | $518,775 (8.8%) | 0.00 | 174 |
| 2022-05-01 | $459,900 (31.4%) | $540,791 (18.0%) | 0.00 | 225 |
| 2022-06-01 | $467,450 (31.7%) | $534,709 (17.1%) | 0.00 | 282 |
| 2022-07-01 | $455,500 (30.1%) | $532,907 (19.3%) | 0.00 | 384 |
| 2022-08-01 | $449,750 (17.7%) | $530,692 (9.9%) | 0.00 | 425 |
| 2022-09-01 | $436,563 (16.1%) | $520,075 (8.3%) | 0.00 | 449 |
| 2022-10-01 | $430,000 (12.9%) | $514,026 (0.1%) | 0.00 | 447 |
| 2022-11-01 | $429,225 (5.7%) | $500,116 (-5.2%) | 0.00 | 453 |
| 2022-12-01 | $415,000 (1.9%) | $485,675 (-9.5%) | 0.00 | 421 |
| 2023-01-01 | $417,463 (-4.0%) | $485,432 (-13.5%) | 0.00 | 388 |
| 2023-02-01 | $421,500 (-11.6%) | $495,561 (-13.4%) | 0.00 | 356 |
| 2023-03-01 | $432,498 (-8.0%) | $514,653 (-6.2%) | 0.00 | 330 |
| 2023-04-01 | $441,990 (-3.9%) | $521,741 (0.6%) | 0.00 | 330 |
TWIN FALLS's median listing price comes in at 0% of the national average.
TWIN FALLS's average listing price for 2023-04-01 was $521,741, a difference of $2,966 (0.6%) versus the prior year and $7,088 versus the prior month.
For the 2023-04-01 period, TWIN FALLS had 330 MLS listings, a difference of 0 listings (0%) versus the prior month and 156 listings (90%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - TWIN FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,072 sqft |
| 2018-02-01 | 0 days | 2,063 sqft |
| 2018-03-01 | 0 days | 2,077 sqft |
| 2018-04-01 | 0 days | 2,079 sqft |
| 2018-05-01 | 0 days | 2,194 sqft |
| 2018-06-01 | 0 days | 2,076 sqft |
| 2018-07-01 | 0 days | 2,029 sqft |
| 2018-08-01 | 0 days | 1,933 sqft |
| 2018-09-01 | 0 days | 1,932 sqft |
| 2018-10-01 | 0 days | 1,927 sqft |
| 2018-11-01 | 0 days | 1,932 sqft |
| 2018-12-01 | 0 days | 2,054 sqft |
| 2019-01-01 | 0 days | 1,989 sqft |
| 2019-02-01 | 0 days | 1,950 sqft |
| 2019-03-01 | 0 days | 1,928 sqft |
| 2019-04-01 | 0 days | 1,992 sqft |
| 2019-05-01 | 0 days | 2,041 sqft |
| 2019-06-01 | 0 days | 2,053 sqft |
| 2019-07-01 | 0 days | 1,990 sqft |
| 2019-08-01 | 0 days | 1,955 sqft |
| 2019-09-01 | 0 days | 2,004 sqft |
| 2019-10-01 | 0 days | 1,980 sqft |
| 2019-11-01 | 0 days | 2,027 sqft |
| 2019-12-01 | 0 days | 2,002 sqft |
| 2020-01-01 | 0 days | 2,017 sqft |
| 2020-02-01 | 0 days | 2,031 sqft |
| 2020-03-01 | 0 days | 2,047 sqft |
| 2020-04-01 | 0 days | 2,053 sqft |
| 2020-05-01 | 0 days | 2,112 sqft |
| 2020-06-01 | 0 days | 2,200 sqft |
| 2020-07-01 | 0 days | 2,215 sqft |
| 2020-08-01 | 0 days | 2,197 sqft |
| 2020-09-01 | 0 days | 2,094 sqft |
| 2020-10-01 | 0 days | 2,072 sqft |
| 2020-11-01 | 0 days | 2,172 sqft |
| 2020-12-01 | 0 days | 2,105 sqft |
| 2021-01-01 | 0 days | 2,129 sqft |
| 2021-02-01 | 0 days | 2,151 sqft |
| 2021-03-01 | 0 days | 2,247 sqft |
| 2021-04-01 | 0 days | 2,311 sqft |
| 2021-05-01 | 0 days | 2,045 sqft |
| 2021-06-01 | 0 days | 1,907 sqft |
| 2021-07-01 | 0 days | 1,910 sqft |
| 2021-08-01 | 0 days | 1,939 sqft |
| 2021-09-01 | 0 days | 1,938 sqft |
| 2021-10-01 | 0 days | 2,010 sqft |
| 2021-11-01 | 0 days | 2,020 sqft |
| 2021-12-01 | 0 days | 1,986 sqft |
| 2022-01-01 | 0 days | 2,084 sqft |
| 2022-02-01 | 0 days | 2,014 sqft |
| 2022-03-01 | 0 days | 1,936 sqft |
| 2022-04-01 | 0 days | 1,911 sqft |
| 2022-05-01 | 0 days | 1,910 sqft |
| 2022-06-01 | 0 days | 1,926 sqft |
| 2022-07-01 | 0 days | 1,904 sqft |
| 2022-08-01 | 0 days | 1,947 sqft |
| 2022-09-01 | 0 days | 1,923 sqft |
| 2022-10-01 | 0 days | 1,928 sqft |
| 2022-11-01 | 0 days | 1,910 sqft |
| 2022-12-01 | 0 days | 1,898 sqft |
| 2023-01-01 | 0 days | 1,910 sqft |
| 2023-02-01 | 0 days | 1,912 sqft |
| 2023-03-01 | 0 days | 2,002 sqft |
| 2023-04-01 | 0 days | 2,032 sqft |
TWIN FALLS's median square footage for active listings during the 2023-04-01 period was 2,032 sqft. One year prior, the average listing was 1,911 sqft.
TWIN FALLS, ID Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,811 | $593,265,000 | $327,590 |
| Cash Out Refi | 1,067 | $216,595,000 | $202,994 |
| Home Improvement | 521 | $45,865,000 | $88,033 |
| Refi | 370 | $90,760,000 | $245,297 |
| Other | 341 | $31,595,000 | $92,654 |
Twin Falls's most frequently cited loan purpose was Home Purchase, with 1,811 originations. The 2nd most popular reason was Cash Out Refi, with 1,067 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 1,068 | $275,630,000 | $258,081 |
| 3-4% | 977 | $259,385,000 | $265,491 |
| 5-6% | 919 | $227,995,000 | $248,090 |
| 6-7% | 562 | $94,940,000 | $168,932 |
| 2.5-3% | 216 | $56,090,000 | $259,676 |
| 7-8% | 189 | $26,255,000 | $138,915 |
| Over 8% | 108 | $10,090,000 | $93,426 |
| <2.5% | 62 | $11,050,000 | $178,226 |
During 2022, Twin Falls's most frequently originated rate bucket was 4-5%, with 1,068 originations.
Loan Sizing (TWIN FALLS, ID MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,635 | $464,015,000 | $283,801 |
| $100,000 or less | 1,021 | $47,135,000 | $46,166 |
| $100k-200k | 986 | $145,010,000 | $147,069 |
| $400k-600k | 346 | $164,380,000 | $475,087 |
| $600k-1000k | 103 | $73,705,000 | $715,583 |
| $Over $1MM | 19 | $83,835,000 | $4,412,368 |
TWIN FALLS's loan sizing saw the bucket of loans from $200k-400k with 1,635 originations, totaling $464,015,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,128 | $371,530,000 | $329,371 |
| 60-80% | 991 | $296,135,000 | $298,824 |
| Under 20% | 815 | $35,835,000 | $43,969 |
| 40-60% | 589 | $175,075,000 | $297,241 |
| 20-40% | 535 | $66,915,000 | $125,075 |
| Over 100% | 38 | $15,060,000 | $396,316 |
TWIN FALLS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,128 originations, totaling $371,530,000 in origination value.