TWIN FALLS Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Twin Falls averaged 6.53% for the week of 2024-11-27, compared to the national average of 6.81% for the same period.

The average rate for the prior week (2024-11-21) was 6.56% and one month ago for the week of 2024-10-24, the average rate was 6.06%.

Twin Falls's average rate one year ago was 7.21%.

For refis of the same type during the week of 2024-11-27, the average rate was 7.28%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-27 6.81%
Twin Falls 30 Year Fixed Rate 2024-11-27 6.53%
Twin Falls 30 Year Fixed Rate Refi 2024-11-27 7.28%
Twin Falls 15 Year Fixed Rate 2024-11-27 6.2%
Twin Falls 15 Year Fixed Rate Refi 2024-11-27 6.7%
Twin Falls 30 Year FHA 2024-11-27 -0.53%
Twin Falls 30 Year FHA Refi 2024-11-27 0.1%
Twin Falls 30 Year USDA 2024-11-27 -0.2%
Twin Falls 30 Year USDA Refi 2024-11-27 -0.2%
Twin Falls 30 Year VA 2024-11-27 0%
Twin Falls 30 Year VA Refi 2024-11-27 0%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within TWIN FALLS, ID.

TWIN FALLS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the TWIN FALLS, ID market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
IDAHO CENTRAL 137 6.47% $6,980
First Federal Savings Bank of Twin Falls 109 6.25% $7,280
PREMIER MORTGAGE RESOURCES, L.L.C. 76 6.60% $7,639
UNITED WHOLESALE MORTGAGE, LLC 59 6.38% $7,706
QUICKEN LOANS, LLC 53 6.59% $8,127
GUILD MORTGAGE COMPANY 45 6.61% $8,695
NFM, INC. 40 6.59% $8,243
AXIA FINANCIAL, LLC 35 6.55% $7,901
CORNERSTONE HOME LENDING, INC. 32 6.48% $8,855
MOVEMENT MORTGAGE, LLC 28 6.90% $8,888
PIONEER 22 6.22% $5,882
U.S. Bank 19 6.49% $6,124
D. L. Evans Bank 13 6.65% $6,168
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 11 6.63% $8,122
JPMorgan Chase Bank 8 6.57% $6,423
Bank of Idaho 6 6.83% $5,765
Zions Bank 6 6.27% $10,918
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 7.04% $7,611
FIRST COLONY MORTGAGE CORPORATION 5 6.80% $7,640
LOANDEPOT.COM, LLC 4 5.97% $5,816
Discover Bank 4 6.87% $0
AMERICAN PACIFIC MORTGAGE CORPORATION 4 6.63% $8,729
S1L, Inc. 4 7.06% $10,632
KeyBank 4 6.28% $5,808
Flagstar Bank, FSB 3 6.27% $4,479
Banner Bank 3 6.17% $5,201
BMO Harris Bank 3 6.58% $5,841
ACADEMY MORTGAGE CORPORATION 3 6.46% $6,192
MOUNTAIN AMERICA 3 6.71% $5,803
MUTUAL OF OMAHA MORTGAGE, INC. 3 7.00% $6,184
PENNYMAC LOAN SERVICES, LLC 3 6.42% $11,756
VERITAS FUNDING, LLC 3 7.21% $10,235
Washington Federal Bank 3 6.67% $5,993
JMJ FINANCIAL GROUP 2 8.38% $18,142
The Huntington National Bank 2 6.63% $7,069
Wells Fargo Bank 2 6.25% $6,640
CITYWIDE HOME LOANS, LLC 2 6.74% $8,590
Bank of America 2 6.69% $4,412
AMERISAVE MORTGAGE CORPORATION 2 6.56% $9,657
NEWREZ LLC 2 6.43% $10,899
American Mortgage & Equity Consultants, Inc. 2 6.93% $11,608
CHURCHILL MORTGAGE CORPORATION 2 7.31% $5,705
INTERCAP LENDING INC. 2 5.88% $5,301
Glacier Bank 2 6.56% $5,778
CANOPY MORTGAGE, LLC 2 5.81% $16,727
CROSSCOUNTRY MORTGAGE, LLC 2 6.06% $10,529
WESTMARK Credit Union 2 6.13% $7,418
CMG MORTGAGE, INC. 2 6.13% $11,116
Mortgage Research Center, LLC 1 6.50% $4,696
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 6.88% $6,027
Waterstone Mortgage Corporation 1 6.25% $12,008
BETTER MORTGAGE CORPORATION 1 5.88% $9,258
Mr. Cooper ( Nationstar Mortgage ) 1 6.49% $7,093
NBKC BANK 1 6.63% $2,494
Barrington Bank & Trust Company, N.A. 1 7.75% $10,286
Northwest Farm Credit Services, FLCA 1 7.15% $13,926
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 7.50% $7,667
Paramount Residential Mortgage Group, Inc. 1 6.63% $8,395
Bank of the Pacific 1 6.50% $3,348
Potlatch No. 1 Financial Credit Union 1 5.63% $3,931
PREMIA MORTGAGE, LLC 1 6.50% $1,404
PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.50% $9,405
RANLIFE, INC. 1 7.49% $7,097
RESIDENTIAL MORTGAGE, LLC 1 6.75% $3,298
AMERICAN INTERNET MORTGAGE, INC. 1 5.88% $5,106
SIRVA MORTGAGE, INC. 1 7.00% $841
Sunflower Bank 1 6.88% $9,773
The Central Trust Bank 1 7.50% $2,644
The Loan Store, Inc. 1 6.38% $12,510
TRIAD FINANCIAL SERVICES, INC. 1 7.00% $6,095
AMERICAN FINANCING CORPORATION 1 5.99% $9,796
Ally Bank 1 7.13% $7,476
Utah Power 1 6.75% $5,801
Willamette Valley Bank 1 7.13% $10,609
Alaska USA Federal Credit Union 1 7.38% $2,917
DIRECTORS MORTGAGE, INC. 1 8.13% $11,612
DIGITAL Federal Credit Union 1 6.13% $4,385
DEEPHAVEN MORTGAGE LLC 1 8.75% $10,581
Commerce Home Mortgage, Inc. 1 8.00% $22,267
FIRST COMMUNITY MORTGAGE, INC. 1 8.63% $8,771
First International Bank & Trust 1 7.75% $1,748
FIRST TECHNOLOGY 1 7.50% $10,441
Washington Trust Bank 1 6.25% $4,568
FLAT BRANCH MORTGAGE, INC. 1 6.13% $8,257
GUARANTEED RATE, INC. 1 6.95% $9,217
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.50% $10,734
HORIZON 1 6.13% $4,516
Ixonia Bank 1 7.63% $14,450
CARDINAL FINANCIAL 1 6.88% $5,063
CAPITAL EDUCATORS FEDERAL CREDIT UNION 1 6.50% $6,135
LEADERONE FINANCIAL CORPORATION 1 6.63% $10,275
LENDSURE MORTGAGE CORP. 1 7.63% $20,003
LOANPAL, LLC 1 6.50% $9,723
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.75% $4,536

TWIN FALLS Average Closing Costs & Other Stats

TWIN FALLS, ID's 94 lenders originated 2,632 loans during 2023. The total origination value was $558,090,000, with an average loan value of $212,040.

TWIN FALLS's average closing costs are $6,327.

The top TWIN FALLS lender as defined by loan originations is IDAHO CENTRAL, with 137 loans originated. Their average total fees are $6,980, which is $300 lower than the next largest lender, First Federal Savings Bank of Twin Falls.

The lowest fee TWIN FALLS lenders (with over 10 loans originated) are PIONEER ($5,882), U.S. Bank ($6,124), D. L. Evans Bank ($6,168), IDAHO CENTRAL ($6,980) and First Federal Savings Bank of Twin Falls ($7,280).

The lowest rate TWIN FALLS lenders (with over 10 loans originated) are PIONEER (6.22%), First Federal Savings Bank of Twin Falls (6.25%), UNITED WHOLESALE MORTGAGE, LLC (6.38%), IDAHO CENTRAL (6.47%) and CORNERSTONE HOME LENDING, INC. (6.48%).

TWIN FALLS, ID Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
First Federal Savings Bank of Twin Falls $142,670,000 $77,235,000 -45.9% 13.8%
IDAHO CENTRAL $138,010,000 $76,815,000 -44.3% 13.8%
PREMIER MORTGAGE RESOURCES, L.L.C. $61,215,000 $43,075,000 -29.6% 7.7%
UNITED WHOLESALE MORTGAGE, LLC $36,065,000 $33,200,000 -7.9% 5.9%
NFM, INC. $30,390,000 $29,070,000 -4.3% 5.2%
AXIA FINANCIAL, LLC $33,545,000 $27,120,000 -19.2% 4.9%
QUICKEN LOANS, LLC $46,845,000 $27,090,000 -42.2% 4.9%
CORNERSTONE HOME LENDING, INC. $26,715,000 $25,875,000 -3.1% 4.6%
GUILD MORTGAGE COMPANY $52,040,000 $25,685,000 -50.6% 4.6%
Banner Bank $5,065,000 $14,750,000 191.2% 2.6%
MOVEMENT MORTGAGE, LLC $19,545,000 $13,945,000 -28.7% 2.5%
U.S. Bank $27,645,000 $12,680,000 -54.1% 2.3%
D. L. Evans Bank $21,265,000 $9,845,000 -53.7% 1.8%
PIONEER $18,650,000 $8,115,000 -56.5% 1.5%
Mortgage Research Center, LLC $7,135,000 $6,330,000 -11.3% 1.1%
FARMERS BANK $6,255,000 $5,965,000 -4.6% 1.1%
Zions Bank $7,680,000 $5,775,000 -24.8% 1.0%
MOUNTAIN AMERICA $11,425,000 $5,760,000 -49.6% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,800,000 $5,305,000 -39.7% 1.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,140,000 $3,660,000 71.0% 0.7%
CONNECTIONS $4,335,000 $3,200,000 -26.2% 0.6%
JPMorgan Chase Bank $3,905,000 $3,185,000 -18.4% 0.6%
Bank of Idaho $9,945,000 $3,055,000 -69.3% 0.5%
LOANDEPOT.COM, LLC $15,745,000 $3,050,000 -80.6% 0.5%
PENNYMAC LOAN SERVICES, LLC $7,425,000 $2,930,000 -60.5% 0.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,840,000 n/a 0.5%
ACADEMY MORTGAGE CORPORATION $4,080,000 $2,680,000 -34.3% 0.5%
WESTMARK Credit Union $5,295,000 $2,450,000 -53.7% 0.4%
FREEDOM MORTGAGE CORPORATION $5,785,000 $2,360,000 -59.2% 0.4%
S1L, Inc. $6,395,000 $2,270,000 -64.5% 0.4%
FIRST COLONY MORTGAGE CORPORATION $1,555,000 $2,215,000 42.4% 0.4%
PHH Mortgage Corporation $4,140,000 $2,180,000 -47.3% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $1,940,000 $2,005,000 3.4% 0.4%
KeyBank $6,775,000 $1,965,000 -71.0% 0.4%
American Mortgage & Equity Consultants, Inc. $1,775,000 n/a 0.3%
Flagstar Bank, FSB $2,690,000 $1,775,000 -34.0% 0.3%
Discover Bank $555,000 $1,630,000 193.7% 0.3%
NAVY FEDERAL CREDIT UNION $1,620,000 $1,600,000 -1.2% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $1,630,000 $1,545,000 -5.2% 0.3%
FINANCE OF AMERICA REVERSE LLC $740,000 $1,510,000 104.1% 0.3%
BMO Harris Bank $1,440,000 n/a 0.3%
Washington Federal Bank $4,105,000 $1,420,000 -65.4% 0.3%
AMERICA FIRST $1,750,000 $1,365,000 -22.0% 0.2%
AMERISAVE MORTGAGE CORPORATION $4,985,000 $1,185,000 -76.2% 0.2%
CAPITAL EDUCATORS FEDERAL CREDIT UNION $3,255,000 $1,180,000 -63.7% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,850,000 $1,150,000 -37.8% 0.2%
BROKER SOLUTIONS, INC. $1,730,000 $1,145,000 -33.8% 0.2%
CHURCHILL MORTGAGE CORPORATION $935,000 $1,110,000 18.7% 0.2%
VERITAS FUNDING, LLC $275,000 $1,110,000 303.6% 0.2%
JMJ FINANCIAL GROUP $645,000 $1,070,000 65.9% 0.2%
Wells Fargo Bank $5,985,000 $1,065,000 -82.2% 0.2%
The Huntington National Bank $1,010,000 n/a 0.2%
CMG MORTGAGE, INC. $1,465,000 $965,000 -34.1% 0.2%
CANOPY MORTGAGE, LLC $750,000 $950,000 26.7% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $2,625,000 $950,000 -63.8% 0.2%
Northwest Farm Credit Services, FLCA $1,000,000 $900,000 -10.0% 0.2%
DEEPHAVEN MORTGAGE LLC $890,000 n/a 0.2%
PREMIA MORTGAGE, LLC $860,000 n/a 0.2%
FIRST TECHNOLOGY $815,000 n/a 0.1%
VAN DYK MORTGAGE CORPORATION $175,000 $760,000 334.3% 0.1%
Willamette Valley Bank $1,965,000 $745,000 -62.1% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $295,000 $735,000 149.2% 0.1%
Bank of America $790,000 $720,000 -8.9% 0.1%
Waterstone Mortgage Corporation $800,000 $695,000 -13.1% 0.1%
NBKC BANK $375,000 $685,000 82.7% 0.1%
INTERCAP LENDING INC. $540,000 $670,000 24.1% 0.1%
LOANPAL, LLC $2,710,000 $655,000 -75.8% 0.1%
CITYWIDE HOME LOANS, LLC $175,000 $640,000 265.7% 0.1%
GUARANTEED RATE, INC. $950,000 $640,000 -32.6% 0.1%
Toyota Financial Savings Bank $625,000 n/a 0.1%
Century Mortgage Company DBA Century Lending Company $605,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $595,000 n/a 0.1%
Commerce Home Mortgage, Inc. $995,000 $585,000 -41.2% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $995,000 $585,000 -41.2% 0.1%
Nations Lending Corporation $430,000 $550,000 27.9% 0.1%
NEW DAY FINANCIAL, LLC $2,540,000 $550,000 -78.3% 0.1%
Barrington Bank & Trust Company, N.A. $400,000 $545,000 36.3% 0.1%
TJC Mortgage, Inc. $520,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $215,000 $500,000 132.6% 0.1%
NEWREZ LLC $2,525,000 $490,000 -80.6% 0.1%
POINT Mortgage $485,000 n/a 0.1%
First International Bank & Trust $465,000 n/a 0.1%
DIGITAL Federal Credit Union $385,000 $455,000 18.2% 0.1%
Glacier Bank $1,985,000 $445,000 -77.6% 0.1%
Ixonia Bank $445,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $445,000 n/a 0.1%
USAA Federal Savings Bank $1,745,000 $445,000 -74.5% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $435,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $1,135,000 $425,000 -62.6% 0.1%
LEADERONE FINANCIAL CORPORATION $415,000 n/a 0.1%
MANN FINANCIAL INC. $595,000 $415,000 -30.3% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $415,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,295,000 $395,000 -82.8% 0.1%
AMCAP MORTGAGE, LTD. $1,040,000 $390,000 -62.5% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $125,000 $385,000 208.0% 0.1%
FLAT BRANCH MORTGAGE, INC. $385,000 n/a 0.1%
Ally Bank $380,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $1,720,000 $380,000 -77.9% 0.1%
Equity Prime Mortgage LLC $75,000 $380,000 406.7% 0.1%
Carrington Mortgage Services, LLC $2,165,000 $370,000 -82.9% 0.1%
NP, Inc. $365,000 n/a 0.1%
The Loan Store, Inc. $365,000 n/a 0.1%
Central Bank $355,000 n/a 0.1%
LENDSURE MORTGAGE CORP. $885,000 $355,000 -59.9% 0.1%
CASTLE & COOKE MORTGAGE, LLC $195,000 $350,000 79.5% 0.1%
DIRECTORS MORTGAGE, INC. $175,000 $345,000 97.1% 0.1%
DOMINION FINANCIAL SERVICES, LLC $345,000 n/a 0.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $650,000 $335,000 -48.5% 0.1%
HomeTrust Bank $95,000 $325,000 242.1% 0.1%
AmeriHome Mortgage Company, LLC $295,000 n/a 0.1%
CALIBER HOME LOANS, INC. $3,865,000 $295,000 -92.4% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $470,000 $285,000 -39.4% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $285,000 n/a 0.1%
Umpqua Bank $535,000 $280,000 -47.7% 0.1%
SIRVA MORTGAGE, INC. $315,000 $275,000 -12.7% 0.0%
SUMMIT FUNDING, INC. $1,970,000 $275,000 -86.0% 0.0%
The Bank of Commerce $335,000 $275,000 -17.9% 0.0%
LAKEVIEW LOAN SERVICING, LLC $1,350,000 $255,000 -81.1% 0.0%
Sunflower Bank $255,000 n/a 0.0%
Potlatch No. 1 Financial Credit Union $85,000 $250,000 194.1% 0.0%
Gateway First Bank $855,000 $245,000 -71.3% 0.0%
Old National Bank $245,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $1,430,000 $245,000 -82.9% 0.0%
Washington Trust Bank $325,000 $245,000 -24.6% 0.0%
Signature Federal Credit Union $240,000 n/a 0.0%
RANLIFE, INC. $835,000 $225,000 -73.1% 0.0%
GTE Federal Credit Union $295,000 $220,000 -25.4% 0.0%
PNC Bank $905,000 $220,000 -75.7% 0.0%
Figure Lending LLC $335,000 $215,000 -35.8% 0.0%
OCMBC, INC. $215,000 n/a 0.0%
The Central Trust Bank $215,000 n/a 0.0%
Victorian Finance, LLC $215,000 n/a 0.0%
Alaska USA Federal Credit Union $205,000 n/a 0.0%
Coastal Community Bank $205,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $185,000 n/a 0.0%
PLANET HOME LENDING, LLC $560,000 $180,000 -67.9% 0.0%
HORIZON $190,000 $165,000 -13.2% 0.0%
Plains Commerce Bank $150,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $145,000 n/a 0.0%
Utah Power $135,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $125,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $125,000 n/a 0.0%
BEEHIVE $480,000 $115,000 -76.0% 0.0%
Deere Employees Credit Union $15,000 $110,000 633.3% 0.0%
Bank of the Pacific $105,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $95,000 n/a 0.0%
RESIDENTIAL MORTGAGE, LLC $95,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $850,000 $90,000 -89.4% 0.0%
CARDINAL FINANCIAL $1,950,000 $85,000 -95.6% 0.0%
Boeing Employees Credit Union $480,000 $75,000 -84.4% 0.0%
EAST IDAHO Credit Union $240,000 $75,000 -68.8% 0.0%
GEORGIA'S OWN $75,000 n/a 0.0%
GOLDENWEST $285,000 $75,000 -73.7% 0.0%
21ST MORTGAGE CORPORATION $255,000 $65,000 -74.5% 0.0%
Centier Bank $55,000 n/a 0.0%
Heritage Bank $55,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $35,000 n/a 0.0%

TWIN FALLS's top lender by overall market share is First Federal Savings Bank of Twin Falls, with 13.8% market share. In second place, with 13.8%, is IDAHO CENTRAL, having originated $76,815,000 in loans. In third place, with 7.7%, is PREMIER MORTGAGE RESOURCES, L.L.C., having originated $43,075,000 in loans. In fourth place, with 5.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $33,200,000 in loans. In fifth place, with 5.2%, is NFM, INC., having originated $29,070,000 in loans.


TWIN FALLS Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - TWIN FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $239,900 (14.3%) $296,653 (11.5%) 0.00 344
2018-02-01 $239,900 (7.4%) $303,662 (11.4%) 0.00 307
2018-03-01 $249,450 (10.6%) $309,121 (12.8%) 0.00 300
2018-04-01 $244,968 (2.1%) $303,741 (6.2%) 0.00 315
2018-05-01 $254,946 (1.3%) $318,482 (6.5%) 0.00 320
2018-06-01 $249,000 (-0.4%) $314,078 (5.8%) 0.00 375
2018-07-01 $244,400 (-2.0%) $305,534 (1.8%) 0.00 400
2018-08-01 $240,325 (-3.7%) $298,885 (-0.6%) 0.00 387
2018-09-01 $247,990 (-0.4%) $304,527 (3.0%) 0.00 388
2018-10-01 $247,993 (1.7%) $306,243 (4.9%) 0.00 383
2018-11-01 $252,450 (5.2%) $309,146 (5.0%) 0.00 361
2018-12-01 $260,995 (8.8%) $313,554 (7.1%) 0.00 334
2019-01-01 $252,475 (5.2%) $300,334 (1.2%) 0.00 313
2019-02-01 $248,600 (3.6%) $304,094 (0.1%) 0.00 304
2019-03-01 $258,193 (3.5%) $313,982 (1.6%) 0.00 314
2019-04-01 $261,918 (6.9%) $322,751 (6.3%) 0.00 326
2019-05-01 $274,750 (7.8%) $331,645 (4.1%) 0.00 342
2019-06-01 $274,000 (10.0%) $334,647 (6.6%) 0.00 370
2019-07-01 $264,450 (8.2%) $310,324 (1.6%) 0.00 405
2019-08-01 $255,291 (6.2%) $308,359 (3.2%) 0.00 409
2019-09-01 $255,127 (2.9%) $319,008 (4.8%) 0.00 402
2019-10-01 $255,018 (2.8%) $327,928 (7.1%) 0.00 393
2019-11-01 $258,900 (2.6%) $331,637 (7.3%) 0.00 373
2019-12-01 $265,000 (1.5%) $339,923 (8.4%) 0.00 324
2020-01-01 $262,475 (4.0%) $326,613 (8.8%) 0.00 303
2020-02-01 $267,201 (7.5%) $332,440 (9.3%) 0.00 285
2020-03-01 $281,000 (8.8%) $340,044 (8.3%) 0.00 263
2020-04-01 $278,948 (6.5%) $336,047 (4.1%) 0.00 298
2020-05-01 $295,000 (7.4%) $361,934 (9.1%) 0.00 269
2020-06-01 $299,975 (9.5%) $386,243 (15.4%) 0.00 255
2020-07-01 $301,995 (14.2%) $392,290 (26.4%) 0.00 227
2020-08-01 $310,000 (21.4%) $400,155 (29.8%) 0.00 197
2020-09-01 $305,365 (19.7%) $391,224 (22.6%) 0.00 172
2020-10-01 $300,000 (17.6%) $394,030 (20.2%) 0.00 154
2020-11-01 $334,475 (29.2%) $411,426 (24.1%) 0.00 146
2020-12-01 $352,450 (33.0%) $425,984 (25.3%) 0.00 125
2021-01-01 $362,900 (38.3%) $461,174 (41.2%) 0.00 105
2021-02-01 $358,960 (34.3%) $469,438 (41.2%) 0.00 79
2021-03-01 $370,250 (31.8%) $464,481 (36.6%) 0.00 72
2021-04-01 $371,225 (33.1%) $478,109 (42.3%) 0.00 81
2021-05-01 $349,950 (18.6%) $458,197 (26.6%) 0.00 99
2021-06-01 $354,950 (18.3%) $456,821 (18.3%) 0.00 130
2021-07-01 $350,000 (15.9%) $446,645 (13.9%) 0.00 176
2021-08-01 $382,000 (23.2%) $482,714 (20.6%) 0.00 224
2021-09-01 $376,125 (23.2%) $480,178 (22.7%) 0.00 208
2021-10-01 $380,950 (27.0%) $513,570 (30.3%) 0.00 178
2021-11-01 $406,200 (21.4%) $527,682 (28.3%) 0.00 139
2021-12-01 $407,450 (15.6%) $536,532 (26.0%) 0.00 128
2022-01-01 $434,800 (19.8%) $561,303 (21.7%) 0.00 120
2022-02-01 $475,735 (32.5%) $572,139 (21.9%) 0.00 128
2022-03-01 $469,860 (26.9%) $548,868 (18.2%) 0.00 152
2022-04-01 $460,000 (23.9%) $518,775 (8.5%) 0.00 174
2022-05-01 $459,900 (31.4%) $540,791 (18.0%) 0.00 225
2022-06-01 $467,450 (31.7%) $534,709 (17.1%) 0.00 282
2022-07-01 $455,500 (30.1%) $532,907 (19.3%) 0.00 384
2022-08-01 $449,750 (17.7%) $530,692 (9.9%) 0.00 425
2022-09-01 $436,750 (16.1%) $520,075 (8.3%) 0.00 449
2022-10-01 $430,000 (12.9%) $513,969 (0.1%) 0.00 447
2022-11-01 $429,225 (5.7%) $500,116 (-5.2%) 0.00 453
2022-12-01 $415,000 (1.9%) $485,675 (-9.5%) 0.00 421
2023-01-01 $417,463 (-4.0%) $485,253 (-13.6%) 0.00 388
2023-02-01 $421,500 (-11.4%) $495,561 (-13.4%) 0.00 356
2023-03-01 $432,498 (-8.0%) $514,653 (-6.2%) 0.00 330
2023-04-01 $441,990 (-3.9%) $521,741 (0.6%) 0.00 330
2023-05-01 $441,950 (-3.9%) $524,256 (-3.1%) 0.00 342
2023-06-01 $450,600 (-3.6%) $526,284 (-1.6%) 0.00 357
2023-07-01 $449,900 (-1.2%) $525,445 (-1.4%) 0.00 365
2023-08-01 $443,475 (-1.4%) $536,059 (1.0%) 0.00 371
2023-09-01 $436,000 (-0.2%) $526,672 (1.3%) 0.00 394
2023-10-01 $416,000 (-3.3%) $506,738 (-1.4%) 0.00 401
2023-11-01 $409,550 (-4.6%) $498,154 (-0.4%) 0.00 402
2023-12-01 $409,900 (-1.2%) $501,692 (3.3%) 0.00 382
2024-01-01 $402,450 (-3.6%) $504,676 (4.0%) 0.00 334
2024-02-01 $410,000 (-2.7%) $506,656 (2.2%) 0.00 335
2024-03-01 $409,450 (-5.3%) $502,480 (-2.4%) 0.00 329
2024-04-01 $416,635 (-5.7%) $516,795 (-1.0%) 0.00 343
2024-05-01 $419,900 (-5.0%) $528,887 (0.9%) 0.00 363
2024-06-01 $429,900 (-4.6%) $529,264 (0.6%) 0.00 403
2024-07-01 $449,950 (0.0%) $547,280 (4.2%) 0.00 431
2024-08-01 $442,500 (-0.2%) $535,651 (-0.1%) 0.00 452
2024-09-01 $439,900 (0.9%) $553,808 (5.2%) 0.00 476
2024-10-01 $439,950 (5.8%) $555,146 (9.6%) 0.00 453
TWIN FALLS's median listing price for 2024-10-01 was $439,950, a difference of $23,950 (5.8%) versus the prior year and $50 versus the prior month.

TWIN FALLS's median listing price comes in at 0% of the national average.

TWIN FALLS's average listing price for 2024-10-01 was $555,146, a difference of $48,408 (9.6%) versus the prior year and $1,338 versus the prior month.

For the 2024-10-01 period, TWIN FALLS had 453 MLS listings, a difference of -23 listings (-5%) versus the prior month and 52 listings (13%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - TWIN FALLS (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,072 sqft
2018-02-01 0 days 2,061 sqft
2018-03-01 0 days 2,076 sqft
2018-04-01 0 days 2,072 sqft
2018-05-01 0 days 2,194 sqft
2018-06-01 0 days 2,076 sqft
2018-07-01 0 days 2,029 sqft
2018-08-01 0 days 1,933 sqft
2018-09-01 0 days 1,934 sqft
2018-10-01 0 days 1,929 sqft
2018-11-01 0 days 1,932 sqft
2018-12-01 0 days 2,050 sqft
2019-01-01 0 days 1,993 sqft
2019-02-01 0 days 1,950 sqft
2019-03-01 0 days 1,976 sqft
2019-04-01 0 days 1,976 sqft
2019-05-01 0 days 2,041 sqft
2019-06-01 0 days 2,053 sqft
2019-07-01 0 days 1,990 sqft
2019-08-01 0 days 1,950 sqft
2019-09-01 0 days 1,961 sqft
2019-10-01 0 days 1,985 sqft
2019-11-01 0 days 2,027 sqft
2019-12-01 0 days 2,009 sqft
2020-01-01 0 days 2,021 sqft
2020-02-01 0 days 2,036 sqft
2020-03-01 0 days 2,047 sqft
2020-04-01 0 days 2,053 sqft
2020-05-01 0 days 2,112 sqft
2020-06-01 0 days 2,200 sqft
2020-07-01 0 days 2,215 sqft
2020-08-01 0 days 2,197 sqft
2020-09-01 0 days 2,094 sqft
2020-10-01 0 days 2,072 sqft
2020-11-01 0 days 2,172 sqft
2020-12-01 0 days 2,105 sqft
2021-01-01 0 days 2,129 sqft
2021-02-01 0 days 2,151 sqft
2021-03-01 0 days 2,231 sqft
2021-04-01 0 days 2,319 sqft
2021-05-01 0 days 2,045 sqft
2021-06-01 0 days 1,907 sqft
2021-07-01 0 days 1,910 sqft
2021-08-01 0 days 1,950 sqft
2021-09-01 0 days 1,938 sqft
2021-10-01 0 days 2,012 sqft
2021-11-01 0 days 2,020 sqft
2021-12-01 0 days 1,986 sqft
2022-01-01 0 days 2,084 sqft
2022-02-01 0 days 2,014 sqft
2022-03-01 0 days 1,936 sqft
2022-04-01 0 days 1,911 sqft
2022-05-01 0 days 1,910 sqft
2022-06-01 0 days 1,926 sqft
2022-07-01 0 days 1,904 sqft
2022-08-01 0 days 1,947 sqft
2022-09-01 0 days 1,923 sqft
2022-10-01 0 days 1,928 sqft
2022-11-01 0 days 1,910 sqft
2022-12-01 0 days 1,898 sqft
2023-01-01 0 days 1,910 sqft
2023-02-01 0 days 1,912 sqft
2023-03-01 0 days 2,002 sqft
2023-04-01 0 days 2,032 sqft
2023-05-01 0 days 2,012 sqft
2023-06-01 0 days 2,061 sqft
2023-07-01 0 days 2,103 sqft
2023-08-01 0 days 2,073 sqft
2023-09-01 0 days 2,034 sqft
2023-10-01 0 days 1,931 sqft
2023-11-01 0 days 1,922 sqft
2023-12-01 0 days 1,906 sqft
2024-01-01 0 days 1,913 sqft
2024-02-01 0 days 1,908 sqft
2024-03-01 0 days 1,874 sqft
2024-04-01 0 days 1,896 sqft
2024-05-01 0 days 1,925 sqft
2024-06-01 0 days 1,956 sqft
2024-07-01 0 days 2,022 sqft
2024-08-01 0 days 2,044 sqft
2024-09-01 0 days 1,984 sqft
2024-10-01 0 days 1,999 sqft
TWIN FALLS's median listing age (time on market) for 2024-10-01 was 0 days.

TWIN FALLS's median square footage for active listings during the 2024-10-01 period was 1,999 sqft. One year prior, the average listing was 1,931 sqft.

TWIN FALLS, ID Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,399 $400,355,000 $286,172
Cash Out Refi 424 $68,170,000 $160,778
Home Improvement 393 $31,465,000 $80,064
Other 232 $20,110,000 $86,681
Refi 184 $37,990,000 $206,467

Twin Falls's most frequently cited loan purpose was Home Purchase, with 1,399 originations. The 2nd most popular reason was Cash Out Refi, with 424 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 823 $228,855,000 $278,074
Over 8% 799 $71,015,000 $88,880
5-6% 488 $140,100,000 $287,090
7-8% 476 $105,760,000 $222,185
4-5% 37 $10,355,000 $279,865
3-4% 3 $485,000 $161,667
<2.5% 1 $225,000 $225,000
2.5-3% 1 $545,000 $545,000

During 2023, Twin Falls's most frequently originated rate bucket was 6-7%, with 823 originations.

Loan Sizing (TWIN FALLS, ID MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,010 $292,190,000 $289,297
$100,000 or less 862 $39,150,000 $45,418
$100k-200k 496 $72,750,000 $146,673
$400k-600k 204 $95,370,000 $467,500
$600k-1000k 51 $35,005,000 $686,373
$Over $1MM 9 $23,625,000 $2,625,000

TWIN FALLS's loan sizing saw the bucket of loans from $200k-400k with 1,010 originations, totaling $292,190,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 840 $272,420,000 $324,310
Under 20% 706 $30,150,000 $42,705
60-80% 424 $142,100,000 $335,142
20-40% 366 $45,170,000 $123,415
40-60% 263 $57,435,000 $218,384
Over 100% 25 $9,225,000 $369,000

TWIN FALLS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 840 originations, totaling $272,420,000 in origination value.