Infinity Mortgage Holdings Rates, Fees & Info

WILMINGTON, DE

LEI: 549300M6LHDDWINJTR38

Tax ID: 47-5335121

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Mortgage Data

Review & Overview

Infinity Mortgage Holdings is a smaller mortgage company specializing in Home Purchase loans. Infinity Mortgage Holdings has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Austin, Dallas, Houston, San Antonio, and Granbury among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)

Infinity Mortgage Holdings has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.80% 3/24/24
30 Year Conventional Refi 6.59% 3/24/24
30 Year Cash-out Refi 6.95% 3/24/24
30 Year FHA Purchase 8.06% 3/24/24
30 Year VA Purchase 5.92% 3/24/24
15 Year Conventional Purchase 6.32% 3/24/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Infinity Mortgage Holdings Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Infinity Mortgage Holdings. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

359

Origination Dollar Volume (All Markets)

$86,215,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 233 $60,295,000 $258,777 $0 0.00%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 39 $9,765,000 $250,385 $0 0.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 48 $9,460,000 $197,083 $0 0.00%
Outside of Metro Areas 15 $2,455,000 $163,667 $0 0.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 8 $1,570,000 $196,250 $0 0.00%
Granbury, TX (FHA|USDA|VA) 2 $580,000 $290,000 $0 0.00%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $530,000 $132,500 $0 0.00%
AMARILLO, TX (FHA|USDA|VA) 2 $360,000 $180,000 $0 0.00%
EL PASO, TX (FHA|USDA|VA) 2 $320,000 $160,000 $0 0.00%
Gainesville, TX (FHA|USDA|VA) 2 $280,000 $140,000 $0 0.00%
ODESSA, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 0.00%
Corsicana, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 0.00%
LUBBOCK, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 0.00%
SAN ANGELO, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 0.00%
Infinity Mortgage Holdings's top markets include Austin, Dallas, Houston, San Antonio, and Granbury among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against INFINITY MORTGAGE HOLDINGS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 277 $67,985,000 $245,433 $0 0.00%
    FHA 57 $11,865,000 $208,158 $0 0.00%
    VA 20 $5,540,000 $277,000 $0 0.00%
    USDA 5 $825,000 $165,000 $0 0.00%

    For 2018, Infinity Mortgage Holdings's most frequently originated type of loan was Conventional, with 277 originations. Their 2nd most popular type was FHA, with 57 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 317 $77,585,000 $244,748 $0 0.00%
    Refi 26 $5,460,000 $210,000 $0 0.00%
    Cash Out Refi 16 $3,170,000 $198,125 $0 0.00%

    For 2018, Infinity Mortgage Holdings's most frequently cited loan purpose was Home Purchase, with 317 originations. The 2nd most popular reason was Refi, with 26 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 359 $86,215,000 $240,153 $0 0.00%

    For 2018, Infinity Mortgage Holdings's most frequently cited loan duration was Other, with 359 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 194 $52,610,000 $271,186 $0 0.00%
    $100k-200k 125 $20,375,000 $163,000 $0 0.00%
    $400k-600k 28 $12,240,000 $437,143 $0 0.00%
    $100,000 or less 12 $990,000 $82,500 $0 0.00%

    2018 saw Infinity Mortgage Holdings place emphasis on $200k-400k loans with 194 originations, totaling $52,610,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 97 $19,475,000 $200,773 $0 0.00%
    $100k-150k 86 $24,660,000 $286,744 $0 0.00%
    $75k-100k 75 $18,045,000 $240,600 $0 0.00%
    $150k-250k 45 $13,155,000 $292,333 $0 0.00%
    $50k or less 43 $6,325,000 $147,093 $0 0.00%
    $250k+ 13 $4,555,000 $350,385 $0 0.00%

    Infinity Mortgage Holdings lent most frequently to those with incomes in the $50k-75k range, with 97 originations. The second most popular income band? $100k-150k, with 86 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 359 $86,215,000 $240,153 $0 0.00%

    Infinity Mortgage Holdings lent most frequently to those with DTI ratios of Exempt%, with 359 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 266 $63,960,000 $240,451 $0 0.00%
    Not provided 49 $11,975,000 $244,388 $0 0.00%
    Black 24 $5,370,000 $223,750 $0 0.00%
    Asian 12 $3,060,000 $255,000 $0 0.00%
    American Indian 7 $1,455,000 $207,857 $0 0.00%
    Chinese 1 $395,000 $395,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    97.82%

    Infinity Mortgage Holdings has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    63.51%

    Infinity Mortgage Holdings has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 359 $86,215,000 $240,153

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 3 $495,000 $165,000
    Single Family (1-4 Units):Site-Built 356 $85,720,000 $240,787