Infinity Mortgage Holdings Rates, Fees & Info
WILMINGTON, DELEI: 549300M6LHDDWINJTR38
Tax ID: 47-5335121
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Mortgage Data
Review & Overview
Infinity Mortgage Holdings is a smaller mortgage company specializing in Home Purchase loans. Infinity Mortgage Holdings has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Austin, Dallas, Houston, San Antonio, and Granbury among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)Infinity Mortgage Holdings has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.80% | 11/21/24 |
| 30 Year Conventional Refi | 6.59% | 11/21/24 |
| 30 Year Cash-out Refi | 6.95% | 11/21/24 |
| 30 Year FHA Purchase | 8.06% | 11/21/24 |
| 30 Year VA Purchase | 5.92% | 11/21/24 |
| 15 Year Conventional Purchase | 6.32% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Infinity Mortgage Holdings Mortgage Calculator
Your Estimates
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
359Origination Dollar Volume (All Markets)
$86,215,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 233 | $60,295,000 | $258,777 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 39 | $9,765,000 | $250,385 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 48 | $9,460,000 | $197,083 | $0 | 0.00% |
| Outside of Metro Areas | 15 | $2,455,000 | $163,667 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $0 | 0.00% |
| Granbury, TX (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $0 | 0.00% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 0.00% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 0.00% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 0.00% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against INFINITY MORTGAGE HOLDINGS based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2018, Infinity Mortgage Holdings's most frequently originated type of loan was Conventional, with 277 originations. Their 2nd most popular type was FHA, with 57 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 317 | $77,585,000 | $244,748 | $0 | 0.00% |
| Refi | 26 | $5,460,000 | $210,000 | $0 | 0.00% |
| Cash Out Refi | 16 | $3,170,000 | $198,125 | $0 | 0.00% |
For 2018, Infinity Mortgage Holdings's most frequently cited loan purpose was Home Purchase, with 317 originations. The 2nd most popular reason was Refi, with 26 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 359 | $86,215,000 | $240,153 | $0 | 0.00% |
For 2018, Infinity Mortgage Holdings's most frequently cited loan duration was Other, with 359 originations.
Loan Sizing
2018 saw Infinity Mortgage Holdings place emphasis on $200k-400k loans with 194 originations, totaling $52,610,000 in origination value.
Applicant Income
Infinity Mortgage Holdings lent most frequently to those with incomes in the $50k-75k range, with 97 originations. The second most popular income band? $100k-150k, with 86 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 359 | $86,215,000 | $240,153 | $0 | 0.00% |
Infinity Mortgage Holdings lent most frequently to those with DTI ratios of Exempt%, with 359 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.82%
Infinity Mortgage Holdings has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination63.51%
Infinity Mortgage Holdings has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 359 | $86,215,000 | $240,153 |