El Paso VA Loan Rates, Closing Costs & Stats

EL PASO, TX

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    El Paso's 138 lenders originated 2,907 VA loans during 2024. The total origination value was $856,405,000, with an average VA loan value of $294,601.

    El Paso VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in El Paso averaged 6.23% for the week of 2025-04-04, compared to the national average (all VA variants) of 6.06% for the same period.

    El Paso's average VA mortgage closing costs are $6,380.

    The average rate for the prior week (2025-03-28) was 6.15% and one month ago for the week of 2025-02-28, the average rate was 6.12%.

    The average rate one year ago was 6.43%.

    For refis of the same type during the week of 2025-04-04, the average rate was 6.03%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    El Paso VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the El Paso level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 396 6.38% $6,656
    UNITED WHOLESALE MORTGAGE, LLC 352 5.89% $5,441
    Rocky Mountain Mortgage Company 181 5.83% $5,640
    AMERICAN PACIFIC MORTGAGE CORPORATION 115 6.35% $12,527
    Commerce Home Mortgage, Inc. 111 6.29% $11,834
    NAVY FEDERAL CREDIT UNION 106 5.85% $6,818
    FREEDOM MORTGAGE CORPORATION 106 5.98% $5,615
    CADENCE LENDING GROUP, INC. 95 6.09% $10,020
    CMG MORTGAGE, INC. 80 6.20% $12,094
    PATRIOT MORTGAGE COMPANY 72 5.70% $7,517
    CROSSCOUNTRY MORTGAGE, LLC 71 6.10% $6,989
    First National Bank Texas 66 5.97% $5,900
    LOANPEOPLE, LLC 64 6.33% $15,309
    BROKER SOLUTIONS, INC. 60 6.56% $10,204
    VILLAGE CAPITAL MORTGAGE 59 5.68% $6,012
    QUICKEN LOANS, LLC 53 5.95% $7,985
    PENNYMAC LOAN SERVICES, LLC 51 5.70% $5,974
    City Bank 50 5.95% $7,010
    USAA Federal Savings Bank 47 6.14% $9,306
    MOVEMENT MORTGAGE, LLC 32 6.37% $10,055
    MORTGAGE SOLUTIONS OF COLORADO, LLC 29 7.16% $5,026
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 26 6.05% $8,378
    CARDINAL FINANCIAL 25 6.37% $14,176
    PLANET HOME LENDING, LLC 24 5.68% $4,752
    ENVOY MORTGAGE, LTD 24 6.23% $10,336
    NEWREZ LLC 23 6.05% $5,917
    Plains Commerce Bank 21 6.04% $10,156
    Sunflower Bank 20 5.63% $13,601
    EUSTIS AND AMERICAN MORTGAGE COMPANY 20 6.41% $7,566
    THE MORTGAGE LINK, INC. 19 6.53% $21,938
    Lakeview Community Capital, LLC 16 5.80% $5,312
    Century Mortgage Company DBA Century Lending Company 15 6.39% $5,358
    GUILD MORTGAGE COMPANY 15 6.40% $12,115
    Equity Prime Mortgage LLC 12 6.63% $9,168
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 11 5.98% $8,526
    Flagstar Bank, FSB 10 6.43% $8,784
    GUARANTEED RATE, INC. 10 6.14% $7,186
    MORTGAGE FINANCIAL SERVICES, LLC 10 5.97% $11,577
    PENTAGON FEDERAL CREDIT UNION 8 5.67% $7,353
    NBKC BANK 8 5.92% $5,402
    Barrington Bank & Trust Company, N.A. 7 6.59% $7,613
    SECURITYNATIONAL MORTGAGE COMPANY 7 6.48% $14,333
    DIRECTIONS EQUITY, LLC 7 5.82% $7,370
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 7 6.09% $7,483
    Waterstone Mortgage Corporation 7 6.62% $8,834
    Mr. Cooper ( Nationstar Mortgage ) 6 6.40% $8,977
    UNION HOME MORTGAGE CORP. 6 5.72% $12,747
    Sierra Pacific Mortgage Company, Inc. 6 6.29% $11,445
    JPMorgan Chase Bank 6 5.89% $5,848
    Princeton Mortgage Corporation 6 6.48% $9,723
    CLEARPATH LENDING 6 5.69% $6,665
    GENEVA FINANCIAL, LLC 6 6.69% $11,305
    Carrington Mortgage Services, LLC 5 6.00% $11,163
    AmeriHome Mortgage Company, LLC 5 6.00% $3,957
    Armed Forces Bank 5 6.08% $9,444
    Credence Funding Corporation 5 5.85% $5,090
    First Option Mortgage, LLC 5 6.75% $7,240
    LAKEVIEW LOAN SERVICING, LLC 5 5.75% $6,337
    LOANDEPOT.COM, LLC 5 6.04% $4,797
    SUN WEST MORTGAGE COMPANY, INC. 5 6.20% $5,859
    WILLOW BEND MORTGAGE COMPANY, LLC 5 6.65% $8,177
    MUTUAL OF OMAHA MORTGAGE, INC. 4 5.84% $5,502
    NFM, INC. 4 7.00% $6,716
    FirstLight Federal Credit Union 4 5.81% $6,153
    First Federal Bank 4 5.59% $13,495
    CANOPY MORTGAGE, LLC 4 6.09% $13,925
    PLAZA HOME MORTGAGE, INC. 4 6.34% $7,408
    ALLIED MORTGAGE GROUP, INC. 4 6.59% $5,030
    Paramount Residential Mortgage Group, Inc. 4 6.41% $7,637
    COMPASS MORTGAGE, INC. 3 6.88% $11,661
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.25% $2,466
    V.I.P. MORTGAGE, INC. 3 5.75% $8,082
    CASTLE & COOKE MORTGAGE, LLC 3 6.21% $8,545
    Gateway First Bank 3 6.16% $11,135
    MORTGAGEONE, INC. 3 7.67% $9,220
    Network Funding, L.P. 3 5.72% $4,766
    US MORTGAGE CORPORATION 3 6.42% $5,577
    U.S. Bank 3 6.63% $13,113
    BAY EQUITY LLC 3 5.58% $10,829
    MID AMERICA MORTGAGE, INC. 2 6.38% $6,095
    GoPrime Mortgage, Inc. 2 6.06% $7,750
    HOMESTEAD FUNDING CORP. 2 5.56% $1,815
    Mid-Continent Funding, Inc. 2 5.94% $3,821
    First United Bank and Trust Company 2 6.12% $4,571
    NEW DAY FINANCIAL, LLC 2 6.99% $9,225
    DAS Acquisition Company, LLC 2 6.38% $10,317
    PHH Mortgage Corporation 2 5.31% $5,786
    Stifel Bank and Trust 2 5.81% $10,198
    SUMMIT FUNDING, INC. 2 7.00% $6,516
    The Loan Store, Inc. 2 4.87% $20,472
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 6.06% $9,423
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.25% $6,520
    First Reliance Bank 1 5.63% $13,207
    EVERETT FINANCIAL, INC. 1 6.63% $9,571
    DSLD MORTGAGE, LLC 1 5.25% $5,493
    ALLIANT CREDIT UNION 1 5.75% $7,849
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 5.99% $10,169
    CONTOUR MORTGAGE CORPORATION 1 7.00% $5,491
    FLAT BRANCH MORTGAGE, INC. 1 5.75% $4,367
    GARDNER FINANCIAL SERVICES, LTD. 1 6.13% $14,218
    PNC Bank 1 6.75% $2,950
    PREMIA MORTGAGE, LLC 1 5.68% $2,185
    Presidential Bank, FSB 1 6.13% $12,036
    CLIFFCO, INC. 1 6.75% $4,632
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 5.99% $4,845
    RANLIFE, INC. 1 5.25% $5,432
    Residential Mortgage Solutions, Inc. 1 5.50% $4,549
    CHURCHILL MORTGAGE CORPORATION 1 6.75% $18,027
    MLB RESIDENTIAL LENDING, LLC 1 6.75% $10,164
    Service Federal Credit Union 1 6.50% $12,346
    AHL FUNDING 1 5.63% $4,119
    Granite Community Bank 1 5.75% $5,613
    Stride Bank 1 6.50% $5,043
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.38% $11,786
    HomePromise Corporation 1 7.50% $15,591
    GMFS LLC 1 5.63% $5,435
    ZILLOW HOME LOANS, LLC 1 5.38% $5,795
    T2 FINANCIAL LLC 1 6.25% $5,029
    The Federal Savings Bank 1 6.25% $12,439
    INTELLILOAN, INC. 1 5.75% $3,778
    Wells Fargo Bank 1 5.25% $0
    TJC Mortgage, Inc. 1 6.25% $24,890
    Towne Bank 1 5.63% $12,972
    TOWNE MORTGAGE COMPANY 1 6.50% $6,087
    Truist 1 6.63% $4,837
    Bank of America 1 6.50% $0
    AMERICAN FINANCING CORPORATION 1 7.25% $3,747
    UNIVERSITY Federal Credit Union 1 6.49% $8,139
    AMERICAN FINANCIAL NETWORK, INC. 1 7.13% $11,333
    Legends Bank 1 5.63% $12,162
    LEADERONE FINANCIAL CORPORATION 1 6.12% $2,666
    VAN DYK MORTGAGE CORPORATION 1 5.99% $9,777
    Farmers Bank & Trust 1 6.00% $5,132
    NexBank 1 5.88% $12,188
    NATIONS DIRECT MORTGAGE, LLC 1 6.25% $4,741
    Northpointe Bank 1 5.75% $14,722
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 5.99% $10,117
    Old National Bank 1 5.63% $7,686

    The top El Paso VA lender as defined by loan originations is Mortgage Research Center, LLC, with 396 VA loans originated. Their average total fees are $6,656, which is $1,215 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee El Paso VA lenders (with over 10 loans originated) are PLANET HOME LENDING, LLC ($4,752), MORTGAGE SOLUTIONS OF COLORADO, LLC ($5,026), Lakeview Community Capital, LLC ($5,312), Century Mortgage Company DBA Century Lending Company ($5,358) and UNITED WHOLESALE MORTGAGE, LLC ($5,441).

    The lowest rate El Paso VA lenders (with over 10 loans originated) are Sunflower Bank (5.63%), PLANET HOME LENDING, LLC (5.68%), VILLAGE CAPITAL MORTGAGE (5.68%), PATRIOT MORTGAGE COMPANY (5.70%) and PENNYMAC LOAN SERVICES, LLC (5.70%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - El Paso (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $167,950 (2.2%) $197,104 (-3.2%) 0.62 3,504
    2018-02-01 $168,238 (2.0%) $196,696 (-3.7%) 0.61 3,530
    2018-03-01 $169,800 (2.3%) $198,811 (-3.0%) 0.60 3,448
    2018-04-01 $172,225 (3.8%) $200,820 (-3.6%) 0.58 3,258
    2018-05-01 $173,823 (4.1%) $201,283 (-3.3%) 0.58 3,213
    2018-06-01 $175,000 (4.2%) $203,373 (-4.6%) 0.58 3,162
    2018-07-01 $176,663 (5.2%) $205,447 (-3.6%) 0.59 3,158
    2018-08-01 $177,250 (5.5%) $204,237 (-3.5%) 0.59 3,067
    2018-09-01 $177,450 (5.7%) $203,739 (-3.9%) 0.60 3,076
    2018-10-01 $176,975 (5.5%) $202,715 (-3.2%) 0.60 3,189
    2018-11-01 $178,475 (6.0%) $203,765 (-3.3%) 0.61 3,145
    2018-12-01 $179,900 (6.8%) $206,749 (4.5%) 0.62 2,988
    2019-01-01 $183,725 (9.4%) $208,978 (6.0%) 0.63 2,797
    2019-02-01 $184,975 (10.0%) $210,193 (6.9%) 0.62 2,784
    2019-03-01 $187,629 (10.5%) $214,423 (7.9%) 0.61 2,692
    2019-04-01 $189,925 (10.3%) $218,823 (9.0%) 0.60 2,621
    2019-05-01 $191,475 (10.2%) $222,261 (10.4%) 0.60 2,623
    2019-06-01 $191,950 (9.7%) $222,354 (9.3%) 0.60 2,598
    2019-07-01 $191,450 (8.4%) $222,094 (8.1%) 0.60 2,654
    2019-08-01 $191,727 (8.2%) $223,539 (9.5%) 0.61 2,638
    2019-09-01 $190,755 (7.5%) $224,757 (10.3%) 0.61 2,611
    2019-10-01 $190,583 (7.7%) $226,490 (11.7%) 0.61 2,594
    2019-11-01 $195,000 (9.3%) $228,928 (12.4%) 0.64 2,576
    2019-12-01 $193,450 (7.5%) $226,399 (9.5%) 0.65 2,442
    2020-01-01 $192,950 (5.0%) $226,825 (8.5%) 0.64 2,381
    2020-02-01 $192,950 (4.3%) $228,575 (8.8%) 0.63 2,408
    2020-03-01 $195,975 (4.5%) $230,152 (7.3%) 0.61 2,308
    2020-04-01 $193,950 (2.1%) $228,213 (4.3%) 0.61 2,249
    2020-05-01 $202,950 (6.0%) $233,740 (5.2%) 0.62 1,944
    2020-06-01 $210,470 (9.7%) $243,421 (9.5%) 0.62 1,598
    2020-07-01 $217,088 (13.4%) $245,834 (10.7%) 0.63 1,458
    2020-08-01 $216,066 (12.7%) $248,534 (11.2%) 0.62 1,478
    2020-09-01 $215,700 (13.1%) $251,572 (11.9%) 0.62 1,413
    2020-10-01 $225,950 (18.6%) $256,073 (13.1%) 0.65 1,413
    2020-11-01 $232,100 (19.0%) $262,264 (14.6%) 0.68 1,340
    2020-12-01 $228,107 (17.9%) $261,980 (15.7%) 0.68 1,353
    2021-01-01 $230,000 (19.2%) $267,421 (17.9%) 0.69 1,265
    2021-02-01 $230,462 (19.4%) $269,435 (17.9%) 0.67 1,188
    2021-03-01 $234,975 (19.9%) $267,420 (16.2%) 0.67 1,148
    2021-04-01 $237,611 (22.5%) $268,856 (17.8%) 0.64 1,073
    2021-05-01 $245,000 (20.7%) $277,518 (18.7%) 0.65 1,027
    2021-06-01 $248,950 (18.3%) $287,782 (18.2%) 0.66 1,016
    2021-07-01 $249,900 (15.1%) $285,176 (16.0%) 0.66 1,061
    2021-08-01 $247,950 (14.8%) $284,989 (14.7%) 0.66 1,122
    2021-09-01 $247,950 (15.0%) $286,008 (13.7%) 0.66 1,098
    2021-10-01 $250,000 (10.6%) $292,552 (14.3%) 0.67 1,161
    2021-11-01 $253,588 (9.3%) $293,015 (11.7%) 0.68 1,104
    2021-12-01 $255,950 (12.2%) $300,425 (14.7%) 0.69 1,022
    2022-01-01 $261,500 (13.7%) $306,624 (14.7%) 0.71 911
    2022-02-01 $267,656 (16.1%) $310,205 (15.1%) 0.70 881
    2022-03-01 $275,000 (17.0%) $317,585 (18.8%) 0.69 870
    2022-04-01 $280,000 (17.8%) $320,751 (19.3%) 0.67 931
    2022-05-01 $282,600 (15.4%) $329,216 (18.6%) 0.65 1,014
    2022-06-01 $281,600 (13.1%) $332,242 (15.5%) 0.63 1,171
    2022-07-01 $284,950 (14.0%) $333,165 (16.8%) 0.64 1,498
    2022-08-01 $285,475 (15.1%) $329,146 (15.5%) 0.66 1,538
    2022-09-01 $291,225 (17.5%) $334,289 (16.9%) 0.68 1,576
    2022-10-01 $291,725 (16.7%) $333,290 (13.9%) 0.69 1,840
    2022-11-01 $290,975 (14.7%) $328,828 (12.2%) 0.70 1,890
    2022-12-01 $291,250 (13.8%) $329,155 (9.6%) 0.72 1,884
    2023-01-01 $293,475 (12.2%) $333,079 (8.6%) 0.73 1,876
    2023-02-01 $296,963 (11.0%) $336,693 (8.5%) 0.72 1,826
    2023-03-01 $298,651 (8.6%) $342,427 (7.8%) 0.70 1,819
    2023-04-01 $300,030 (7.2%) $350,990 (9.4%) 0.70 1,661
    2023-05-01 $310,000 (9.7%) $355,655 (8.0%) 0.70 1,741
    2023-06-01 $303,888 (7.9%) $352,426 (6.1%) 0.68 1,951
    2023-07-01 $304,800 (7.0%) $352,411 (5.8%) 0.69 2,110
    2023-08-01 $300,950 (5.4%) $352,712 (7.2%) 0.69 2,187
    2023-09-01 $299,500 (2.8%) $352,175 (5.4%) 0.70 2,253
    2023-10-01 $294,950 (1.1%) $348,420 (4.5%) 0.69 2,414
    2023-11-01 $294,213 (1.1%) $345,927 (5.2%) 0.70 2,501
    2023-12-01 $295,000 (1.3%) $344,035 (4.5%) 0.72 2,330
    2024-01-01 $295,000 (0.5%) $339,830 (2.0%) 0.72 2,303
    2024-02-01 $298,570 (0.5%) $340,766 (1.2%) 0.72 2,435
    2024-03-01 $299,500 (0.3%) $345,633 (0.9%) 0.70 2,449
    2024-04-01 $300,125 (0.0%) $350,940 (0.0%) 0.70 2,462
    2024-05-01 $299,950 (-3.2%) $350,782 (-1.4%) 0.68 2,544
    2024-06-01 $299,950 (-1.3%) $352,414 (0.0%) 0.68 2,638
    2024-07-01 $299,995 (-1.6%) $351,920 (-0.1%) 0.69 2,604
    2024-08-01 $299,995 (-0.3%) $351,649 (-0.3%) 0.70 2,552
    2024-09-01 $298,125 (-0.5%) $349,048 (-0.9%) 0.70 2,555
    2024-10-01 $295,000 (0.0%) $344,743 (-1.1%) 0.69 2,696
    2024-11-01 $294,975 (0.3%) $343,630 (-0.7%) 0.71 2,695
    2024-12-01 $293,950 (-0.4%) $343,202 (-0.2%) 0.73 2,565
    2025-01-01 $293,950 (-0.4%) $340,882 (0.3%) 0.73 2,453
    2025-02-01 $291,450 (-2.4%) $339,116 (-0.5%) 0.71 2,626
    2025-03-01 $294,950 (-1.5%) $336,970 (-2.5%) 0.00 2,721
    El Paso's median listing price for 2025-03-01 was $294,950, a difference of $-4,550 (-1.5%) versus the prior year and $3,500 versus the prior month.

    El Paso's median listing price comes in at 0% of the national average.

    El Paso's average listing price for 2025-03-01 was $336,970, a difference of $-8,663 (-2.5%) versus the prior year and $-2,146 versus the prior month.

    For the 2025-03-01 period, El Paso had 2,721 MLS listings, a difference of 95 listings (4%) versus the prior month and 272 listings (11%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - El Paso (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 97 days 1,800 sqft
    2018-02-01 100 days 1,800 sqft
    2018-03-01 86 days 1,804 sqft
    2018-04-01 79 days 1,824 sqft
    2018-05-01 79 days 1,824 sqft
    2018-06-01 80 days 1,844 sqft
    2018-07-01 78 days 1,848 sqft
    2018-08-01 71 days 1,861 sqft
    2018-09-01 71 days 1,862 sqft
    2018-10-01 66 days 1,858 sqft
    2018-11-01 70 days 1,857 sqft
    2018-12-01 73 days 1,856 sqft
    2019-01-01 83 days 1,840 sqft
    2019-02-01 74 days 1,841 sqft
    2019-03-01 69 days 1,869 sqft
    2019-04-01 67 days 1,888 sqft
    2019-05-01 65 days 1,905 sqft
    2019-06-01 64 days 1,913 sqft
    2019-07-01 58 days 1,899 sqft
    2019-08-01 60 days 1,908 sqft
    2019-09-01 65 days 1,899 sqft
    2019-10-01 67 days 1,900 sqft
    2019-11-01 72 days 1,913 sqft
    2019-12-01 79 days 1,892 sqft
    2020-01-01 81 days 1,886 sqft
    2020-02-01 70 days 1,874 sqft
    2020-03-01 66 days 1,884 sqft
    2020-04-01 76 days 1,855 sqft
    2020-05-01 83 days 1,892 sqft
    2020-06-01 76 days 1,903 sqft
    2020-07-01 66 days 1,936 sqft
    2020-08-01 57 days 1,952 sqft
    2020-09-01 46 days 1,909 sqft
    2020-10-01 54 days 1,937 sqft
    2020-11-01 65 days 1,967 sqft
    2020-12-01 68 days 1,954 sqft
    2021-01-01 67 days 1,954 sqft
    2021-02-01 50 days 1,916 sqft
    2021-03-01 50 days 1,925 sqft
    2021-04-01 56 days 1,913 sqft
    2021-05-01 44 days 1,987 sqft
    2021-06-01 42 days 1,987 sqft
    2021-07-01 43 days 1,975 sqft
    2021-08-01 38 days 1,932 sqft
    2021-09-01 44 days 1,937 sqft
    2021-10-01 45 days 1,960 sqft
    2021-11-01 52 days 1,964 sqft
    2021-12-01 65 days 1,959 sqft
    2022-01-01 55 days 1,945 sqft
    2022-02-01 33 days 1,935 sqft
    2022-03-01 36 days 1,907 sqft
    2022-04-01 37 days 1,937 sqft
    2022-05-01 30 days 1,938 sqft
    2022-06-01 34 days 1,930 sqft
    2022-07-01 32 days 1,930 sqft
    2022-08-01 48 days 1,930 sqft
    2022-09-01 52 days 1,941 sqft
    2022-10-01 52 days 1,954 sqft
    2022-11-01 60 days 1,941 sqft
    2022-12-01 68 days 1,941 sqft
    2023-01-01 73 days 1,935 sqft
    2023-02-01 68 days 1,938 sqft
    2023-03-01 60 days 1,930 sqft
    2023-04-01 54 days 1,941 sqft
    2023-05-01 50 days 1,950 sqft
    2023-06-01 53 days 1,941 sqft
    2023-07-01 57 days 1,953 sqft
    2023-08-01 63 days 1,953 sqft
    2023-09-01 64 days 1,941 sqft
    2023-10-01 61 days 1,914 sqft
    2023-11-01 65 days 1,899 sqft
    2023-12-01 74 days 1,896 sqft
    2024-01-01 76 days 1,878 sqft
    2024-02-01 67 days 1,884 sqft
    2024-03-01 58 days 1,899 sqft
    2024-04-01 57 days 1,894 sqft
    2024-05-01 54 days 1,874 sqft
    2024-06-01 59 days 1,868 sqft
    2024-07-01 66 days 1,876 sqft
    2024-08-01 71 days 1,873 sqft
    2024-09-01 69 days 1,873 sqft
    2024-10-01 62 days 1,854 sqft
    2024-11-01 64 days 1,843 sqft
    2024-12-01 76 days 1,841 sqft
    2025-01-01 81 days 1,838 sqft
    2025-02-01 67 days 1,830 sqft
    2025-03-01 0 days 1,833 sqft
    El Paso's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

    El Paso's median square footage for active listings during the 2025-03-01 period was 1,833 sqft. One year prior, the average listing was 1,899 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.