EL PASO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in El Paso averaged
6.81%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.86% and
one month ago for the week of 2025-04-17, the
average rate was 6.68%.
El Paso's average rate one year ago was 7.17%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.53%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| El Paso 30 Year Fixed Rate | 2025-05-22 | 6.81% |
| El Paso 30 Year Fixed Rate Refi | 2025-05-22 | 7.53% |
| El Paso 15 Year Fixed Rate | 2025-05-22 | 6.45% |
| El Paso 15 Year Fixed Rate Refi | 2025-05-22 | 5.91% |
| El Paso 30 Year FHA | 2025-05-22 | 6.32% |
| El Paso 30 Year FHA Refi | 2025-05-22 | 6.24% |
| El Paso 30 Year USDA | 2025-05-22 | 6.53% |
| El Paso 30 Year USDA Refi | 2025-05-22 | 6.43% |
| El Paso 30 Year VA | 2025-05-22 | 6.27% |
| El Paso 30 Year VA Refi | 2025-05-22 | 5.78% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within EL PASO, TX.
EL PASO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the EL PASO, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
EL PASO Average Closing Costs & Other Stats
EL PASO, TX's 188 lenders originated 11,960
loans during 2024. The total origination value was $2,929,590,000, with an average loan value of
$244,949.
EL PASO's average closing costs are $6,318.
The top EL PASO lender as defined by loan originations is JPMorgan Chase Bank, with
428 loans originated. Their average total fees are
$6,731, which is $15
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee EL PASO lenders (with over 10 loans originated) are
GECU ($3,136), FirstLight Federal Credit Union ($3,335), SECURITY SERVICE ($3,718), Rocky Mountain Mortgage Company ($3,841) and Bank of America ($4,219).
The lowest rate EL PASO lenders (with over 10 loans originated) are
EL PASO AREA TEACHERS (6.07%), AMERICAN FINANCING CORPORATION (6.11%), PATRIOT MORTGAGE COMPANY (6.24%), Waterstone Mortgage Corporation (6.26%) and JPMorgan Chase Bank (6.39%).
EL PASO, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $159,805,000 | $239,380,000 | 49.8% | 8.2% |
| Commerce Home Mortgage, Inc. | $174,930,000 | $149,375,000 | -14.6% | 5.1% |
| GECU | $156,530,000 | $145,150,000 | -7.3% | 5.0% |
| Rocky Mountain Mortgage Company | $101,550,000 | $131,375,000 | 29.4% | 4.5% |
| QUICKEN LOANS, LLC | $96,060,000 | $120,450,000 | 25.4% | 4.1% |
| JPMorgan Chase Bank | $37,030,000 | $118,860,000 | 221.0% | 4.1% |
| CMG MORTGAGE, INC. | $70,575,000 | $114,155,000 | 61.7% | 3.9% |
| Mortgage Research Center, LLC | $104,400,000 | $108,065,000 | 3.5% | 3.7% |
| CADENCE LENDING GROUP, INC. | $95,355,000 | $104,575,000 | 9.7% | 3.6% |
| LOANPEOPLE, LLC | $520,000 | $85,955,000 | 16,429.8% | 2.9% |
| BERKELEY POINT CAPITAL LLC | $72,700,000 | n/a | 2.5% | |
| ORIX REAL ESTATE CAPITAL, LLC | $17,145,000 | $70,460,000 | 311.0% | 2.4% |
| PATRIOT MORTGAGE COMPANY | $48,075,000 | $69,500,000 | 44.6% | 2.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $37,805,000 | $67,210,000 | 77.8% | 2.3% |
| First National Bank Texas | $48,340,000 | $63,810,000 | 32.0% | 2.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $50,535,000 | $61,710,000 | 22.1% | 2.1% |
| MOVEMENT MORTGAGE, LLC | $47,840,000 | $48,615,000 | 1.6% | 1.7% |
| NAVY FEDERAL CREDIT UNION | $49,950,000 | $44,920,000 | -10.1% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $7,220,000 | $42,945,000 | 494.8% | 1.5% |
| BROKER SOLUTIONS, INC. | $27,420,000 | $42,255,000 | 54.1% | 1.4% |
| City Bank | $49,525,000 | $37,465,000 | -24.4% | 1.3% |
| GREYSTONE SERVICING COMPANY LLC | $70,770,000 | $32,635,000 | -53.9% | 1.1% |
| EL PASO AREA TEACHERS | $23,025,000 | $32,150,000 | 39.6% | 1.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $955,000 | $31,670,000 | 3,216.2% | 1.1% |
| CARDINAL FINANCIAL | $90,380,000 | $31,405,000 | -65.3% | 1.1% |
| Sunflower Bank | $19,595,000 | $25,725,000 | 31.3% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $16,355,000 | $24,905,000 | 52.3% | 0.9% |
| FirstLight Federal Credit Union | $23,595,000 | $22,890,000 | -3.0% | 0.8% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $22,790,000 | n/a | 0.8% | |
| Century Mortgage Company DBA Century Lending Company | $19,190,000 | $20,760,000 | 8.2% | 0.7% |
| VILLAGE CAPITAL MORTGAGE | $970,000 | $20,080,000 | 1,970.1% | 0.7% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $19,500,000 | n/a | 0.7% | |
| Plains Commerce Bank | $11,980,000 | $17,990,000 | 50.2% | 0.6% |
| THE MORTGAGE LINK, INC. | $17,190,000 | $17,475,000 | 1.7% | 0.6% |
| GUILD MORTGAGE COMPANY | $4,980,000 | $17,425,000 | 249.9% | 0.6% |
| USAA Federal Savings Bank | $21,495,000 | $16,575,000 | -22.9% | 0.6% |
| Waterstone Mortgage Corporation | $19,585,000 | $16,025,000 | -18.2% | 0.5% |
| LOANDEPOT.COM, LLC | $12,020,000 | $15,680,000 | 30.4% | 0.5% |
| Bank of America | $14,455,000 | $15,440,000 | 6.8% | 0.5% |
| Flagstar Bank, FSB | $15,980,000 | $15,150,000 | -5.2% | 0.5% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $18,730,000 | $13,625,000 | -27.3% | 0.5% |
| SECURITYNATIONAL MORTGAGE COMPANY | $14,460,000 | $13,480,000 | -6.8% | 0.5% |
| NEWREZ LLC | $6,530,000 | $12,110,000 | 85.5% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $18,730,000 | $12,010,000 | -35.9% | 0.4% |
| PNC Bank | $6,870,000 | $11,835,000 | 72.3% | 0.4% |
| GENEVA FINANCIAL, LLC | $5,890,000 | $10,945,000 | 85.8% | 0.4% |
| Wells Fargo Bank | $16,820,000 | $10,840,000 | -35.6% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $11,545,000 | $10,825,000 | -6.2% | 0.4% |
| 21ST MORTGAGE CORPORATION | $6,920,000 | $10,445,000 | 50.9% | 0.4% |
| HOMEXPRESS MORTGAGE CORP. | $2,485,000 | $10,170,000 | 309.3% | 0.3% |
| MORTGAGE FINANCIAL SERVICES, LLC | $7,515,000 | $9,795,000 | 30.3% | 0.3% |
| PLANET HOME LENDING, LLC | $3,630,000 | $9,785,000 | 169.6% | 0.3% |
| UNION HOME MORTGAGE CORP. | $9,200,000 | $9,270,000 | 0.8% | 0.3% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $9,475,000 | $9,190,000 | -3.0% | 0.3% |
| SECURITY SERVICE | $8,645,000 | $9,115,000 | 5.4% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $8,355,000 | n/a | 0.3% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $5,735,000 | $8,100,000 | 41.2% | 0.3% |
| COREVEST AMERICAN FINANCE LENDER LLC | $7,775,000 | n/a | 0.3% | |
| Lakeview Community Capital, LLC | $520,000 | $7,710,000 | 1,382.7% | 0.3% |
| Equity Prime Mortgage LLC | $1,845,000 | $7,490,000 | 306.0% | 0.3% |
| ENVOY MORTGAGE, LTD | $6,960,000 | n/a | 0.2% | |
| CANOPY MORTGAGE, LLC | $1,315,000 | $6,690,000 | 408.7% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $5,985,000 | $6,415,000 | 7.2% | 0.2% |
| Discover Bank | $2,605,000 | $6,405,000 | 145.9% | 0.2% |
| GUARANTEED RATE, INC. | $21,025,000 | $5,880,000 | -72.0% | 0.2% |
| The Loan Store, Inc. | $2,000,000 | $5,755,000 | 187.8% | 0.2% |
| SUMMIT FUNDING, INC. | $2,885,000 | $5,750,000 | 99.3% | 0.2% |
| AmeriHome Mortgage Company, LLC | $2,810,000 | $5,545,000 | 97.3% | 0.2% |
| Carrington Mortgage Services, LLC | $4,295,000 | $5,410,000 | 26.0% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $660,000 | $5,385,000 | 715.9% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $5,395,000 | $5,325,000 | -1.3% | 0.2% |
| DIRECTIONS EQUITY, LLC | $1,120,000 | $5,235,000 | 367.4% | 0.2% |
| First Option Mortgage, LLC | $7,450,000 | $5,165,000 | -30.7% | 0.2% |
| U.S. Bank | $5,535,000 | $4,835,000 | -12.6% | 0.2% |
| Cedar Rapids Bank and Trust Company | $2,905,000 | $4,795,000 | 65.1% | 0.2% |
| NBKC BANK | $3,545,000 | $4,610,000 | 30.0% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $5,320,000 | $4,595,000 | -13.6% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,815,000 | $4,505,000 | -22.5% | 0.2% |
| LOANPAL, LLC | $3,675,000 | $4,490,000 | 22.2% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $5,235,000 | $4,330,000 | -17.3% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $15,750,000 | $4,305,000 | -72.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,375,000 | $4,200,000 | 205.5% | 0.1% |
| SOUTHWEST FUNDING, LP | $4,100,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,460,000 | $4,020,000 | -9.9% | 0.1% |
| NUSENDA | $3,910,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $1,430,000 | $3,775,000 | 164.0% | 0.1% |
| Citizens Bank of Las Cruces | $4,160,000 | $3,750,000 | -9.9% | 0.1% |
| OCMBC, INC. | $3,555,000 | $3,690,000 | 3.8% | 0.1% |
| Truist | $4,895,000 | $3,380,000 | -30.9% | 0.1% |
| NEXERA HOLDING LLC | $2,300,000 | $3,335,000 | 45.0% | 0.1% |
| US MORTGAGE CORPORATION | $2,145,000 | $3,015,000 | 40.6% | 0.1% |
| Princeton Mortgage Corporation | $1,320,000 | $2,910,000 | 120.5% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $1,365,000 | $2,805,000 | 105.5% | 0.1% |
| BAY EQUITY LLC | $520,000 | $2,795,000 | 437.5% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $1,000,000 | $2,790,000 | 179.0% | 0.1% |
| First Federal Bank | $205,000 | $2,780,000 | 1,256.1% | 0.1% |
| EVOLVE | $8,300,000 | $2,705,000 | -67.4% | 0.1% |
| CASTLE & COOKE MORTGAGE, LLC | $4,585,000 | $2,625,000 | -42.7% | 0.1% |
| First Savings Bank | $4,080,000 | $2,580,000 | -36.8% | 0.1% |
| BETTER MORTGAGE CORPORATION | $2,030,000 | $2,505,000 | 23.4% | 0.1% |
| SeaTrust Mortgage Company | $1,090,000 | $2,440,000 | 123.9% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $500,000 | $2,425,000 | 385.0% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,375,000 | $2,405,000 | 74.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $2,835,000 | $2,375,000 | -16.2% | 0.1% |
| Northpointe Bank | $6,120,000 | $2,365,000 | -61.4% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $700,000 | $2,340,000 | 234.3% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $2,550,000 | $2,315,000 | -9.2% | 0.1% |
| AMERICAN FINANCING CORPORATION | $555,000 | $2,115,000 | 281.1% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $12,170,000 | $2,105,000 | -82.7% | 0.1% |
| Network Funding, L.P. | $6,385,000 | $2,105,000 | -67.0% | 0.1% |
| FUNDLOANS CAPITAL | $1,825,000 | n/a | 0.1% | |
| NP, Inc. | $920,000 | $1,785,000 | 94.0% | 0.1% |
| PHH Mortgage Corporation | $850,000 | $1,765,000 | 107.6% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $1,275,000 | $1,750,000 | 37.3% | 0.1% |
| CLEARPATH LENDING | $1,730,000 | n/a | 0.1% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $720,000 | $1,705,000 | 136.8% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $3,705,000 | $1,680,000 | -54.7% | 0.1% |
| V.I.P. MORTGAGE, INC. | $4,395,000 | $1,670,000 | -62.0% | 0.1% |
| BancorpSouth | $480,000 | $1,640,000 | 241.7% | 0.1% |
| SIRVA MORTGAGE, INC. | $640,000 | $1,620,000 | 153.1% | 0.1% |
| First American Bank | $1,615,000 | $1,605,000 | -0.6% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,015,000 | $1,595,000 | 57.1% | 0.1% |
| BOKF | $395,000 | $1,590,000 | 302.5% | 0.1% |
| Stifel Bank and Trust | $380,000 | $1,560,000 | 310.5% | 0.1% |
| NFM, INC. | $745,000 | $1,545,000 | 107.4% | 0.1% |
| Vantage Bank Texas | $1,835,000 | $1,520,000 | -17.2% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $525,000 | $1,445,000 | 175.2% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $1,480,000 | $1,435,000 | -3.0% | 0.0% |
| Farmers Bank & Trust | $1,405,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $455,000 | $1,365,000 | 200.0% | 0.0% |
| Citadel Servicing Corporation | $1,390,000 | $1,340,000 | -3.6% | 0.0% |
| Credence Funding Corporation | $700,000 | $1,325,000 | 89.3% | 0.0% |
| Armed Forces Bank | $1,580,000 | $1,315,000 | -16.8% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,175,000 | $1,305,000 | -40.0% | 0.0% |
| Credit Union of Texas | $1,015,000 | $1,295,000 | 27.6% | 0.0% |
| SWBC MORTGAGE CORPORATION | $520,000 | $1,285,000 | 147.1% | 0.0% |
| SILVER HILL FUNDING, LLC | $410,000 | $1,270,000 | 209.8% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $1,260,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $1,255,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $1,250,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $2,015,000 | $1,245,000 | -38.2% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $290,000 | $1,215,000 | 319.0% | 0.0% |
| Gateway First Bank | $1,640,000 | $1,140,000 | -30.5% | 0.0% |
| RANDOLPH-BROOKS | $900,000 | $1,115,000 | 23.9% | 0.0% |
| AMWEST FUNDING CORP. | $1,260,000 | $1,105,000 | -12.3% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $3,580,000 | $1,050,000 | -70.7% | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,465,000 | $1,015,000 | -70.7% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $1,005,000 | $995,000 | -1.0% | 0.0% |
| NexBank | $380,000 | $995,000 | 161.8% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $985,000 | n/a | 0.0% | |
| UNIVERSITY Federal Credit Union | $725,000 | $985,000 | 35.9% | 0.0% |
| M&T Bank | $470,000 | $965,000 | 105.3% | 0.0% |
| Figure Lending LLC | $940,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $1,570,000 | $930,000 | -40.8% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,740,000 | $870,000 | -50.0% | 0.0% |
| ARC HOME LLC | $375,000 | $840,000 | 124.0% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $2,000,000 | $840,000 | -58.0% | 0.0% |
| The Huntington National Bank | $1,075,000 | $840,000 | -21.9% | 0.0% |
| COMPASS MORTGAGE, INC. | $920,000 | $835,000 | -9.2% | 0.0% |
| Greenbox Loans, Inc. | $830,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $255,000 | $780,000 | 205.9% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $235,000 | $780,000 | 231.9% | 0.0% |
| PREMIA MORTGAGE, LLC | $485,000 | $720,000 | 48.5% | 0.0% |
| BM Real Estate Services, Inc. | $715,000 | n/a | 0.0% | |
| RANLIFE, INC. | $685,000 | n/a | 0.0% | |
| BAY-VALLEY MORTGAGE GROUP | $495,000 | $660,000 | 33.3% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $255,000 | $645,000 | 152.9% | 0.0% |
| SANDIA LABORATORY | $645,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $1,430,000 | $635,000 | -55.6% | 0.0% |
| LEGEND LENDING CORPORATION | $620,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $800,000 | $610,000 | -23.8% | 0.0% |
| TJC Mortgage, Inc. | $165,000 | $580,000 | 251.5% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $570,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $555,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $1,720,000 | $550,000 | -68.0% | 0.0% |
| White Sands Federal Credit Union | $490,000 | $550,000 | 12.2% | 0.0% |
| Ixonia Bank | $5,250,000 | $545,000 | -89.6% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $265,000 | $540,000 | 103.8% | 0.0% |
| GoPrime Mortgage, Inc. | $540,000 | n/a | 0.0% | |
| Leader Bank | $535,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $2,060,000 | $525,000 | -74.5% | 0.0% |
| First United Bank and Trust Company | $460,000 | $520,000 | 13.0% | 0.0% |
| SPRING EQ, LLC | $440,000 | $520,000 | 18.2% | 0.0% |
| Encompass Lending Group, LP | $780,000 | $510,000 | -34.6% | 0.0% |
| Mid-Continent Funding, Inc. | $420,000 | $510,000 | 21.4% | 0.0% |
| DAS Acquisition Company, LLC | $500,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $500,000 | $500,000 | 0.0% | 0.0% |
| HOMESTEAD FUNDING CORP. | $435,000 | $500,000 | 14.9% | 0.0% |
| Baxter Credit Union | $475,000 | $490,000 | 3.2% | 0.0% |
| EECU | $475,000 | n/a | 0.0% | |
| NEW DAY FINANCIAL, LLC | $365,000 | $470,000 | 28.8% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $460,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $460,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $410,000 | $455,000 | 11.0% | 0.0% |
| American National Bank & Trust | $395,000 | $450,000 | 13.9% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $660,000 | $450,000 | -31.8% | 0.0% |
| Simmons Bank | $305,000 | $445,000 | 45.9% | 0.0% |
| CHEVRON | $185,000 | $435,000 | 135.1% | 0.0% |
| Allied First Bank,sb | $430,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $425,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $420,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $415,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $105,000 | $415,000 | 295.2% | 0.0% |
| Washington Federal Bank | $525,000 | $415,000 | -21.0% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $165,000 | $410,000 | 148.5% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $410,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $650,000 | $400,000 | -38.5% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $400,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $195,000 | $400,000 | 105.1% | 0.0% |
| Texas Mortgage Lending, LLC | $380,000 | n/a | 0.0% | |
| Zions Bank | $1,605,000 | $380,000 | -76.3% | 0.0% |
| Service Federal Credit Union | $365,000 | n/a | 0.0% | |
| Affiliated Bank | $355,000 | n/a | 0.0% | |
| Citizens Bank | $3,635,000 | $355,000 | -90.2% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $350,000 | n/a | 0.0% | |
| DSLD MORTGAGE, LLC | $345,000 | n/a | 0.0% | |
| GREATER TEXAS FEDERAL CREDIT UNION | $345,000 | n/a | 0.0% | |
| BOM Bank | $335,000 | n/a | 0.0% | |
| Towne Bank | $335,000 | n/a | 0.0% | |
| Financial Funding Solutions, Inc. | $330,000 | n/a | 0.0% | |
| AHL FUNDING | $990,000 | $315,000 | -68.2% | 0.0% |
| ST FIN CORP | $315,000 | n/a | 0.0% | |
| The Federal Savings Bank | $375,000 | $310,000 | -17.3% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $305,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $305,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $330,000 | $305,000 | -7.6% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $305,000 | n/a | 0.0% | |
| International Bank of Commerce | $690,000 | $300,000 | -56.5% | 0.0% |
| Broadway National Bank | $290,000 | n/a | 0.0% | |
| Citibank | $270,000 | $290,000 | 7.4% | 0.0% |
| MK LENDING CORP. | $285,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $275,000 | n/a | 0.0% | |
| Bank of England | $570,000 | $275,000 | -51.8% | 0.0% |
| Bank of Springfield | $275,000 | n/a | 0.0% | |
| First Reliance Bank | $275,000 | n/a | 0.0% | |
| RB MORTGAGE LLC | $275,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $265,000 | n/a | 0.0% | |
| VAL-CHRIS INVESTMENTS, INC. | $250,000 | n/a | 0.0% | |
| Extraco Banks | $245,000 | n/a | 0.0% | |
| HomePromise Corporation | $245,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $435,000 | $245,000 | -43.7% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $520,000 | $240,000 | -53.8% | 0.0% |
| KeyBank | $235,000 | n/a | 0.0% | |
| Town Square Mortgage & Investments, Inc. | $26,730,000 | $235,000 | -99.1% | 0.0% |
| GMFS LLC | $215,000 | $225,000 | 4.7% | 0.0% |
| LENDSURE MORTGAGE CORP. | $615,000 | $225,000 | -63.4% | 0.0% |
| S1L, Inc. | $225,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $970,000 | $225,000 | -76.8% | 0.0% |
| BOND STREET MORTGAGE, LLC | $215,000 | n/a | 0.0% | |
| Stride Bank | $185,000 | $215,000 | 16.2% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $215,000 | $215,000 | 0.0% | 0.0% |
| Assurance Financial Group, L.L.C. | $205,000 | n/a | 0.0% | |
| CLIFFCO, INC. | $205,000 | n/a | 0.0% | |
| Florida Capital Bank | $205,000 | n/a | 0.0% | |
| Granite Community Bank | $205,000 | n/a | 0.0% | |
| Legends Bank | $195,000 | n/a | 0.0% | |
| LOANLEADERS OF AMERICA, INC. | $195,000 | n/a | 0.0% | |
| NBH Bank | $195,000 | n/a | 0.0% | |
| Old National Bank | $305,000 | $195,000 | -36.1% | 0.0% |
| First Horizon Bank | $1,525,000 | $185,000 | -87.9% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $540,000 | $185,000 | -65.7% | 0.0% |
| T2 FINANCIAL LLC | $665,000 | $185,000 | -72.2% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $175,000 | $175,000 | 0.0% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $440,000 | $175,000 | -60.2% | 0.0% |
| Community Bank of Mississippi | $175,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $175,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $295,000 | $175,000 | -40.7% | 0.0% |
| ABILENE TEACHERS Federal Credit Union | $165,000 | n/a | 0.0% | |
| Logan Finance Corporation | $155,000 | n/a | 0.0% | |
| Amarillo National Bank | $150,000 | n/a | 0.0% | |
| Nations Lending Corporation | $14,775,000 | $145,000 | -99.0% | 0.0% |
| TEXANS | $145,000 | n/a | 0.0% | |
| Ally Bank | $980,000 | $135,000 | -86.2% | 0.0% |
| American Airlines Federal Credit Union | $125,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $315,000 | $125,000 | -60.3% | 0.0% |
| Equity Bank | $115,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $115,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $235,000 | $105,000 | -55.3% | 0.0% |
| SFMC, LP | $295,000 | $105,000 | -64.4% | 0.0% |
| Regions Bank | $480,000 | $95,000 | -80.2% | 0.0% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | $530,000 | $85,000 | -84.0% | 0.0% |
| MidFirst Bank | $130,000 | $80,000 | -38.5% | 0.0% |
| Golden Empire Mortgage, Inc. | $75,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $75,000 | n/a | 0.0% | |
| United Heritage Credit Union | $75,000 | n/a | 0.0% | |
| Prosperity Bank | $45,000 | $55,000 | 22.2% | 0.0% |
| UNIFY FINANCIAL Credit Union | $180,000 | $55,000 | -69.4% | 0.0% |
| Bank of Colorado | $45,000 | n/a | 0.0% | |
| INTOUCH CREDIT UNION | $45,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $105,000 | $25,000 | -76.2% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% |
EL PASO's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.2% market share. In second place, with 5.1%, is Commerce Home Mortgage, Inc., having originated $149,375,000 in loans. In third place, with 5.0%, is GECU, having originated $145,150,000 in loans. In fourth place, with 4.5%, is Rocky Mountain Mortgage Company, having originated $131,375,000 in loans. In fifth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $120,450,000 in loans.
EL PASO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - EL PASO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $167,950 (2.2%) | $197,104 (-3.2%) | 0.62 | 3,504 |
| 2018-02-01 | $168,238 (2.0%) | $196,696 (-3.7%) | 0.61 | 3,530 |
| 2018-03-01 | $169,800 (2.3%) | $198,811 (-3.0%) | 0.60 | 3,448 |
| 2018-04-01 | $172,225 (3.8%) | $200,820 (-3.6%) | 0.58 | 3,258 |
| 2018-05-01 | $173,823 (4.1%) | $201,283 (-3.3%) | 0.58 | 3,213 |
| 2018-06-01 | $175,000 (4.2%) | $203,373 (-4.6%) | 0.58 | 3,162 |
| 2018-07-01 | $176,663 (5.2%) | $205,447 (-3.6%) | 0.59 | 3,158 |
| 2018-08-01 | $177,250 (5.5%) | $204,237 (-3.5%) | 0.59 | 3,067 |
| 2018-09-01 | $177,450 (5.7%) | $203,739 (-3.9%) | 0.60 | 3,076 |
| 2018-10-01 | $176,975 (5.5%) | $202,715 (-3.2%) | 0.60 | 3,189 |
| 2018-11-01 | $178,475 (6.0%) | $203,765 (-3.3%) | 0.61 | 3,145 |
| 2018-12-01 | $179,900 (6.8%) | $206,749 (4.5%) | 0.62 | 2,988 |
| 2019-01-01 | $183,725 (9.4%) | $208,978 (6.0%) | 0.63 | 2,797 |
| 2019-02-01 | $184,975 (10.0%) | $210,193 (6.9%) | 0.62 | 2,784 |
| 2019-03-01 | $187,629 (10.5%) | $214,423 (7.9%) | 0.61 | 2,692 |
| 2019-04-01 | $189,925 (10.3%) | $218,823 (9.0%) | 0.60 | 2,621 |
| 2019-05-01 | $191,475 (10.2%) | $222,261 (10.4%) | 0.60 | 2,623 |
| 2019-06-01 | $191,950 (9.7%) | $222,354 (9.3%) | 0.60 | 2,598 |
| 2019-07-01 | $191,450 (8.4%) | $222,094 (8.1%) | 0.60 | 2,654 |
| 2019-08-01 | $191,727 (8.2%) | $223,539 (9.5%) | 0.61 | 2,638 |
| 2019-09-01 | $190,755 (7.5%) | $224,757 (10.3%) | 0.61 | 2,611 |
| 2019-10-01 | $190,583 (7.7%) | $226,490 (11.7%) | 0.61 | 2,594 |
| 2019-11-01 | $195,000 (9.3%) | $228,928 (12.4%) | 0.64 | 2,576 |
| 2019-12-01 | $193,450 (7.5%) | $226,399 (9.5%) | 0.65 | 2,442 |
| 2020-01-01 | $192,950 (5.0%) | $226,825 (8.5%) | 0.64 | 2,381 |
| 2020-02-01 | $192,950 (4.3%) | $228,575 (8.8%) | 0.63 | 2,408 |
| 2020-03-01 | $195,975 (4.5%) | $230,152 (7.3%) | 0.61 | 2,308 |
| 2020-04-01 | $193,950 (2.1%) | $228,213 (4.3%) | 0.61 | 2,249 |
| 2020-05-01 | $202,950 (6.0%) | $233,740 (5.2%) | 0.62 | 1,944 |
| 2020-06-01 | $210,470 (9.7%) | $243,421 (9.5%) | 0.62 | 1,598 |
| 2020-07-01 | $217,088 (13.4%) | $245,834 (10.7%) | 0.63 | 1,458 |
| 2020-08-01 | $216,066 (12.7%) | $248,534 (11.2%) | 0.62 | 1,478 |
| 2020-09-01 | $215,700 (13.1%) | $251,572 (11.9%) | 0.62 | 1,413 |
| 2020-10-01 | $225,950 (18.6%) | $256,073 (13.1%) | 0.65 | 1,413 |
| 2020-11-01 | $232,100 (19.0%) | $262,264 (14.6%) | 0.68 | 1,340 |
| 2020-12-01 | $228,107 (17.9%) | $261,980 (15.7%) | 0.68 | 1,353 |
| 2021-01-01 | $230,000 (19.2%) | $267,421 (17.9%) | 0.69 | 1,265 |
| 2021-02-01 | $230,462 (19.4%) | $269,435 (17.9%) | 0.67 | 1,188 |
| 2021-03-01 | $234,975 (19.9%) | $267,420 (16.2%) | 0.67 | 1,148 |
| 2021-04-01 | $237,611 (22.5%) | $268,856 (17.8%) | 0.64 | 1,073 |
| 2021-05-01 | $245,000 (20.7%) | $277,518 (18.7%) | 0.65 | 1,027 |
| 2021-06-01 | $248,950 (18.3%) | $287,782 (18.2%) | 0.66 | 1,016 |
| 2021-07-01 | $249,900 (15.1%) | $285,176 (16.0%) | 0.66 | 1,061 |
| 2021-08-01 | $247,950 (14.8%) | $284,989 (14.7%) | 0.66 | 1,122 |
| 2021-09-01 | $247,950 (15.0%) | $286,008 (13.7%) | 0.66 | 1,098 |
| 2021-10-01 | $250,000 (10.6%) | $292,552 (14.3%) | 0.67 | 1,161 |
| 2021-11-01 | $253,588 (9.3%) | $293,015 (11.7%) | 0.68 | 1,104 |
| 2021-12-01 | $255,950 (12.2%) | $300,425 (14.7%) | 0.69 | 1,022 |
| 2022-01-01 | $261,500 (13.7%) | $306,624 (14.7%) | 0.71 | 911 |
| 2022-02-01 | $267,656 (16.1%) | $310,205 (15.1%) | 0.70 | 881 |
| 2022-03-01 | $275,000 (17.0%) | $317,585 (18.8%) | 0.69 | 870 |
| 2022-04-01 | $280,000 (17.8%) | $320,751 (19.3%) | 0.67 | 931 |
| 2022-05-01 | $282,600 (15.4%) | $329,216 (18.6%) | 0.65 | 1,014 |
| 2022-06-01 | $281,600 (13.1%) | $332,242 (15.5%) | 0.63 | 1,171 |
| 2022-07-01 | $284,950 (14.0%) | $333,165 (16.8%) | 0.64 | 1,498 |
| 2022-08-01 | $285,475 (15.1%) | $329,146 (15.5%) | 0.66 | 1,538 |
| 2022-09-01 | $291,225 (17.5%) | $334,289 (16.9%) | 0.68 | 1,576 |
| 2022-10-01 | $291,725 (16.7%) | $333,290 (13.9%) | 0.69 | 1,840 |
| 2022-11-01 | $290,975 (14.7%) | $328,828 (12.2%) | 0.70 | 1,890 |
| 2022-12-01 | $291,250 (13.8%) | $329,155 (9.6%) | 0.72 | 1,884 |
| 2023-01-01 | $293,475 (12.2%) | $333,079 (8.6%) | 0.73 | 1,876 |
| 2023-02-01 | $296,963 (11.0%) | $336,693 (8.5%) | 0.72 | 1,826 |
| 2023-03-01 | $298,651 (8.6%) | $342,427 (7.8%) | 0.70 | 1,819 |
| 2023-04-01 | $300,030 (7.2%) | $350,990 (9.4%) | 0.70 | 1,661 |
| 2023-05-01 | $310,000 (9.7%) | $355,655 (8.0%) | 0.70 | 1,741 |
| 2023-06-01 | $303,888 (7.9%) | $352,426 (6.1%) | 0.68 | 1,951 |
| 2023-07-01 | $304,800 (7.0%) | $352,411 (5.8%) | 0.69 | 2,110 |
| 2023-08-01 | $300,950 (5.4%) | $352,712 (7.2%) | 0.69 | 2,187 |
| 2023-09-01 | $299,500 (2.8%) | $352,175 (5.4%) | 0.70 | 2,253 |
| 2023-10-01 | $294,950 (1.1%) | $348,420 (4.5%) | 0.69 | 2,414 |
| 2023-11-01 | $294,213 (1.1%) | $345,927 (5.2%) | 0.70 | 2,501 |
| 2023-12-01 | $295,000 (1.3%) | $344,035 (4.5%) | 0.72 | 2,330 |
| 2024-01-01 | $295,000 (0.5%) | $339,830 (2.0%) | 0.72 | 2,303 |
| 2024-02-01 | $298,570 (0.5%) | $340,766 (1.2%) | 0.72 | 2,435 |
| 2024-03-01 | $299,500 (0.3%) | $345,633 (0.9%) | 0.70 | 2,449 |
| 2024-04-01 | $300,125 (0.0%) | $350,940 (0.0%) | 0.70 | 2,462 |
| 2024-05-01 | $299,950 (-3.2%) | $350,782 (-1.4%) | 0.68 | 2,544 |
| 2024-06-01 | $299,950 (-1.3%) | $352,414 (0.0%) | 0.68 | 2,638 |
| 2024-07-01 | $299,995 (-1.6%) | $351,920 (-0.1%) | 0.69 | 2,604 |
| 2024-08-01 | $299,995 (-0.3%) | $351,649 (-0.3%) | 0.70 | 2,552 |
| 2024-09-01 | $298,125 (-0.5%) | $349,048 (-0.9%) | 0.70 | 2,555 |
| 2024-10-01 | $295,000 (0.0%) | $344,743 (-1.1%) | 0.69 | 2,696 |
| 2024-11-01 | $294,975 (0.3%) | $343,630 (-0.7%) | 0.71 | 2,695 |
| 2024-12-01 | $293,950 (-0.4%) | $343,202 (-0.2%) | 0.73 | 2,565 |
| 2025-01-01 | $293,950 (-0.4%) | $340,882 (0.3%) | 0.73 | 2,453 |
| 2025-02-01 | $291,450 (-2.4%) | $339,116 (-0.5%) | 0.71 | 2,626 |
| 2025-03-01 | $294,950 (-1.5%) | $336,970 (-2.5%) | 0.69 | 2,721 |
| 2025-04-01 | $296,950 (-1.1%) | $339,241 (-3.3%) | 0.69 | 2,694 |
EL PASO's median listing price for 2025-04-01 was $296,950, a difference of
$-3,175
(-1.1%) versus the prior year and
$2,000 versus the prior month.
EL PASO's median listing price comes in at 69% of the national average.
EL PASO's average listing price for 2025-04-01 was $339,241, a difference of $-11,699 (-3.3%) versus the prior year and $2,271 versus the prior month.
For the 2025-04-01 period, EL PASO had 2,694 MLS listings, a difference of -27 listings (-1%) versus the prior month and 232 listings (9%) versus the prior year.
EL PASO's median listing price comes in at 69% of the national average.
EL PASO's average listing price for 2025-04-01 was $339,241, a difference of $-11,699 (-3.3%) versus the prior year and $2,271 versus the prior month.
For the 2025-04-01 period, EL PASO had 2,694 MLS listings, a difference of -27 listings (-1%) versus the prior month and 232 listings (9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - EL PASO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 97 days | 1,800 sqft |
| 2018-02-01 | 100 days | 1,800 sqft |
| 2018-03-01 | 86 days | 1,804 sqft |
| 2018-04-01 | 79 days | 1,824 sqft |
| 2018-05-01 | 79 days | 1,824 sqft |
| 2018-06-01 | 80 days | 1,844 sqft |
| 2018-07-01 | 78 days | 1,848 sqft |
| 2018-08-01 | 71 days | 1,861 sqft |
| 2018-09-01 | 71 days | 1,862 sqft |
| 2018-10-01 | 66 days | 1,858 sqft |
| 2018-11-01 | 70 days | 1,857 sqft |
| 2018-12-01 | 73 days | 1,856 sqft |
| 2019-01-01 | 83 days | 1,840 sqft |
| 2019-02-01 | 74 days | 1,841 sqft |
| 2019-03-01 | 69 days | 1,869 sqft |
| 2019-04-01 | 67 days | 1,888 sqft |
| 2019-05-01 | 65 days | 1,905 sqft |
| 2019-06-01 | 64 days | 1,913 sqft |
| 2019-07-01 | 58 days | 1,899 sqft |
| 2019-08-01 | 60 days | 1,908 sqft |
| 2019-09-01 | 65 days | 1,899 sqft |
| 2019-10-01 | 67 days | 1,900 sqft |
| 2019-11-01 | 72 days | 1,913 sqft |
| 2019-12-01 | 79 days | 1,892 sqft |
| 2020-01-01 | 81 days | 1,886 sqft |
| 2020-02-01 | 70 days | 1,874 sqft |
| 2020-03-01 | 66 days | 1,884 sqft |
| 2020-04-01 | 76 days | 1,855 sqft |
| 2020-05-01 | 83 days | 1,892 sqft |
| 2020-06-01 | 76 days | 1,903 sqft |
| 2020-07-01 | 66 days | 1,936 sqft |
| 2020-08-01 | 57 days | 1,952 sqft |
| 2020-09-01 | 46 days | 1,909 sqft |
| 2020-10-01 | 54 days | 1,937 sqft |
| 2020-11-01 | 65 days | 1,967 sqft |
| 2020-12-01 | 68 days | 1,954 sqft |
| 2021-01-01 | 67 days | 1,954 sqft |
| 2021-02-01 | 50 days | 1,916 sqft |
| 2021-03-01 | 50 days | 1,925 sqft |
| 2021-04-01 | 56 days | 1,913 sqft |
| 2021-05-01 | 44 days | 1,987 sqft |
| 2021-06-01 | 42 days | 1,987 sqft |
| 2021-07-01 | 43 days | 1,975 sqft |
| 2021-08-01 | 38 days | 1,932 sqft |
| 2021-09-01 | 44 days | 1,937 sqft |
| 2021-10-01 | 45 days | 1,960 sqft |
| 2021-11-01 | 52 days | 1,964 sqft |
| 2021-12-01 | 65 days | 1,959 sqft |
| 2022-01-01 | 55 days | 1,945 sqft |
| 2022-02-01 | 33 days | 1,935 sqft |
| 2022-03-01 | 36 days | 1,907 sqft |
| 2022-04-01 | 37 days | 1,937 sqft |
| 2022-05-01 | 30 days | 1,938 sqft |
| 2022-06-01 | 34 days | 1,930 sqft |
| 2022-07-01 | 32 days | 1,930 sqft |
| 2022-08-01 | 48 days | 1,930 sqft |
| 2022-09-01 | 52 days | 1,941 sqft |
| 2022-10-01 | 52 days | 1,954 sqft |
| 2022-11-01 | 60 days | 1,941 sqft |
| 2022-12-01 | 68 days | 1,941 sqft |
| 2023-01-01 | 73 days | 1,935 sqft |
| 2023-02-01 | 68 days | 1,938 sqft |
| 2023-03-01 | 60 days | 1,930 sqft |
| 2023-04-01 | 54 days | 1,941 sqft |
| 2023-05-01 | 50 days | 1,950 sqft |
| 2023-06-01 | 53 days | 1,941 sqft |
| 2023-07-01 | 57 days | 1,953 sqft |
| 2023-08-01 | 63 days | 1,953 sqft |
| 2023-09-01 | 64 days | 1,941 sqft |
| 2023-10-01 | 61 days | 1,914 sqft |
| 2023-11-01 | 65 days | 1,899 sqft |
| 2023-12-01 | 74 days | 1,896 sqft |
| 2024-01-01 | 76 days | 1,878 sqft |
| 2024-02-01 | 67 days | 1,884 sqft |
| 2024-03-01 | 58 days | 1,899 sqft |
| 2024-04-01 | 57 days | 1,894 sqft |
| 2024-05-01 | 54 days | 1,874 sqft |
| 2024-06-01 | 59 days | 1,868 sqft |
| 2024-07-01 | 66 days | 1,876 sqft |
| 2024-08-01 | 71 days | 1,873 sqft |
| 2024-09-01 | 69 days | 1,873 sqft |
| 2024-10-01 | 62 days | 1,854 sqft |
| 2024-11-01 | 64 days | 1,843 sqft |
| 2024-12-01 | 76 days | 1,841 sqft |
| 2025-01-01 | 81 days | 1,838 sqft |
| 2025-02-01 | 67 days | 1,830 sqft |
| 2025-03-01 | 53 days | 1,833 sqft |
| 2025-04-01 | 59 days | 1,839 sqft |
EL PASO's median listing age (time on market) for 2025-04-01 was 59 days.
This
is 4%
longer
than the same period one year ago.
EL PASO's median square footage for active listings during the 2025-04-01 period was 1,839 sqft. One year prior, the average listing was 1,894 sqft.
EL PASO's median square footage for active listings during the 2025-04-01 period was 1,839 sqft. One year prior, the average listing was 1,894 sqft.
EL PASO, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 8,156 | $2,176,600,000 | $266,871 |
| Cash Out Refi | 1,404 | $217,100,000 | $154,630 |
| Refi | 1,043 | $400,525,000 | $384,012 |
| Home Improvement | 791 | $84,285,000 | $106,555 |
| Other | 542 | $46,770,000 | $86,292 |
| NA | 24 | $4,310,000 | $179,583 |
El Paso's most frequently cited loan purpose was Home Purchase, with 8,156 originations. The 2nd most popular reason was Cash Out Refi, with 1,404 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 5,312 | $1,234,000,000 | $232,304 |
| 5-6% | 2,898 | $875,660,000 | $302,160 |
| 7-8% | 2,138 | $461,570,000 | $215,889 |
| Over 8% | 1,039 | $142,545,000 | $137,194 |
| 4-5% | 313 | $152,305,000 | $486,597 |
| <2.5% | 80 | $2,000,000 | $25,000 |
| 3-4% | 63 | $27,325,000 | $433,730 |
| 2.5-3% | 16 | $3,380,000 | $211,250 |
During 2024, El Paso's most frequently originated rate bucket was 6-7%, with 5,312 originations.
Loan Sizing (EL PASO, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 6,182 | $1,689,490,000 | $273,292 |
| $100k-200k | 3,140 | $483,220,000 | $153,892 |
| $100,000 or less | 1,887 | $108,335,000 | $57,411 |
| $400k-600k | 580 | $271,020,000 | $467,276 |
| $600k-1000k | 127 | $89,815,000 | $707,205 |
| $Over $1MM | 44 | $287,710,000 | $6,538,864 |
EL PASO's loan sizing saw the bucket of loans from $200k-400k with 6,182 originations, totaling $1,689,490,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 6,462 | $1,735,470,000 | $268,565 |
| 60-80% | 1,790 | $444,900,000 | $248,547 |
| 20-40% | 1,064 | $97,880,000 | $91,992 |
| 40-60% | 819 | $173,865,000 | $212,289 |
| Over 100% | 739 | $246,575,000 | $333,660 |
| Under 20% | 726 | $50,730,000 | $69,876 |
EL PASO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 6,462 originations, totaling $1,735,470,000 in origination value.