EL PASO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in El Paso averaged
6.93%
for the week of 2022-12-01, compared to the national average of
6.49% for the same period.
The average rate for the prior week (2022-11-23) was
7.02% and
one month ago for the week of 2022-10-27, the
average rate was 7.62%.
El Paso's average rate one year ago was 3.65%.
For refis of the same type during the week of 2022-12-01, the average rate
was 6.89%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-12-01 | 6.49% |
| El Paso 30 Year Fixed Rate | 2022-12-01 | 6.93% |
| El Paso 30 Year Fixed Rate Refi | 2022-12-01 | 6.89% |
| El Paso 15 Year Fixed Rate | 2022-12-01 | 6.37% |
| El Paso 15 Year Fixed Rate Refi | 2022-12-01 | 5.89% |
| El Paso 30 Year FHA | 2022-12-01 | 6.42% |
| El Paso 30 Year FHA Refi | 2022-12-01 | 6.45% |
| El Paso 30 Year USDA | 2022-12-01 | 6.47% |
| El Paso 30 Year USDA Refi | 2022-12-01 | 6.42% |
| El Paso 30 Year VA | 2022-12-01 | 6.67% |
| El Paso 30 Year VA Refi | 2022-12-01 | 6.25% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within EL PASO, TX.
EL PASO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the EL PASO, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
EL PASO Average Closing Costs & Other Stats
EL PASO, TX's 261 lenders originated 21,100
loans during 2021. The total origination value was $4,065,050,000, with an average loan value of
$192,656.
EL PASO's average closing costs are $5,250.
The top EL PASO lender as defined by loan originations is GECU, with
875 loans originated. Their average total fees are
$3,206, which is $1,557
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee EL PASO lenders (with over 10 loans originated) are
Rocky Mountain Mortgage Company ($2,294), GUARANTEED RATE AFFINITY, LLC ($3,012), KELLER MORTGAGE, LLC ($3,081), SECURITY SERVICE ($3,157) and GECU ($3,206).
The lowest rate EL PASO lenders (with over 10 loans originated) are
Mortgage Research Center, LLC (2.79%), Bank of America (2.88%), BETTER MORTGAGE CORPORATION (2.98%), UNITED WHOLESALE MORTGAGE, LLC (3.01%) and First National Bank Texas (3.03%).
EL PASO, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $188,535,000 | $263,695,000 | 39.9% | 6.5% |
| GECU | $282,665,000 | $257,670,000 | -8.8% | 6.3% |
| Commerce Home Mortgage, Inc. | $178,670,000 | $222,375,000 | 24.5% | 5.5% |
| Rocky Mountain Mortgage Company | $207,905,000 | $211,580,000 | 1.8% | 5.2% |
| CADENCE LENDING GROUP, INC. | $144,685,000 | $160,790,000 | 11.1% | 4.0% |
| FREEDOM MORTGAGE CORPORATION | $192,160,000 | $156,375,000 | -18.6% | 3.8% |
| BROKER SOLUTIONS, INC. | $195,690,000 | $148,895,000 | -23.9% | 3.7% |
| Mortgage Research Center, LLC | $86,600,000 | $126,500,000 | 46.1% | 3.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $19,775,000 | $120,215,000 | 507.9% | 3.0% |
| LOANDEPOT.COM, LLC | $60,075,000 | $102,660,000 | 70.9% | 2.5% |
| GUARANTEED RATE, INC. | $107,760,000 | $93,310,000 | -13.4% | 2.3% |
| MOVEMENT MORTGAGE, LLC | $52,320,000 | $85,530,000 | 63.5% | 2.1% |
| First National Bank Texas | $105,185,000 | $83,255,000 | -20.8% | 2.0% |
| City Bank | $84,340,000 | $76,305,000 | -9.5% | 1.9% |
| Wells Fargo Bank | $70,430,000 | $74,055,000 | 5.1% | 1.8% |
| CMG MORTGAGE, INC. | $54,035,000 | $73,860,000 | 36.7% | 1.8% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $6,005,000 | $71,360,000 | 1,088.3% | 1.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $51,640,000 | $69,230,000 | 34.1% | 1.7% |
| CERTAINTY HOME LOANS, LLC | $40,705,000 | $61,370,000 | 50.8% | 1.5% |
| PATRIOT MORTGAGE COMPANY | $44,325,000 | $57,090,000 | 28.8% | 1.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $38,220,000 | $51,035,000 | 33.5% | 1.3% |
| CALIBER HOME LOANS, INC. | $36,860,000 | $49,660,000 | 34.7% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $26,575,000 | $48,660,000 | 83.1% | 1.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $11,090,000 | $48,225,000 | 334.9% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $35,420,000 | $46,925,000 | 32.5% | 1.2% |
| PLAZA HOME MORTGAGE, INC. | $35,505,000 | $42,650,000 | 20.1% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $27,675,000 | $40,755,000 | 47.3% | 1.0% |
| USAA Federal Savings Bank | $49,590,000 | $40,130,000 | -19.1% | 1.0% |
| JPMorgan Chase Bank | $24,365,000 | $32,575,000 | 33.7% | 0.8% |
| KeyBank | $265,000 | $31,355,000 | 11,732.1% | 0.8% |
| EL PASO AREA TEACHERS | $35,635,000 | $30,635,000 | -14.0% | 0.8% |
| ORIX REAL ESTATE CAPITAL, LLC | $29,515,000 | n/a | 0.7% | |
| LOANPAL, LLC | $26,185,000 | $29,440,000 | 12.4% | 0.7% |
| Lakeview Community Capital, LLC | $10,995,000 | $27,430,000 | 149.5% | 0.7% |
| Town Square Mortgage & Investments, Inc. | $22,095,000 | $26,055,000 | 17.9% | 0.6% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $28,745,000 | $25,245,000 | -12.2% | 0.6% |
| Waterstone Mortgage Corporation | $18,560,000 | $25,175,000 | 35.6% | 0.6% |
| LENDUS, LLC | $22,075,000 | $24,380,000 | 10.4% | 0.6% |
| SECURITY SERVICE | $19,515,000 | $24,225,000 | 24.1% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $13,380,000 | $23,955,000 | 79.0% | 0.6% |
| HOME POINT FINANCIAL CORPORATION | $8,045,000 | $22,850,000 | 184.0% | 0.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | $22,035,000 | $22,510,000 | 2.2% | 0.6% |
| Bank of America | $16,730,000 | $22,435,000 | 34.1% | 0.6% |
| Citizens Bank | $14,145,000 | $21,930,000 | 55.0% | 0.5% |
| BETTER MORTGAGE CORPORATION | $7,185,000 | $21,820,000 | 203.7% | 0.5% |
| FirstLight Federal Credit Union | $34,635,000 | $20,665,000 | -40.3% | 0.5% |
| M&T Realty Capital Corporation | $7,085,000 | $19,675,000 | 177.7% | 0.5% |
| UNION HOME MORTGAGE CORP. | $3,885,000 | $19,635,000 | 405.4% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $10,430,000 | $18,445,000 | 76.8% | 0.5% |
| CLEARPATH LENDING | $20,945,000 | $17,935,000 | -14.4% | 0.4% |
| NEWREZ LLC | $10,070,000 | $16,545,000 | 64.3% | 0.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $14,840,000 | $16,440,000 | 10.8% | 0.4% |
| Sunflower Bank | $11,185,000 | $15,545,000 | 39.0% | 0.4% |
| ANGEL OAK HOME LOANS LLC | $4,695,000 | $14,415,000 | 207.0% | 0.4% |
| LEGACY MORTGAGE LLC | $8,670,000 | $13,270,000 | 53.1% | 0.3% |
| GREYSTONE SERVICING COMPANY LLC | $149,855,000 | $12,710,000 | -91.5% | 0.3% |
| PNC Bank | $4,900,000 | $12,320,000 | 151.4% | 0.3% |
| Carrington Mortgage Services, LLC | $9,475,000 | $11,895,000 | 25.5% | 0.3% |
| MORTGAGE FINANCIAL SERVICES, LLC | $16,225,000 | $11,890,000 | -26.7% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $16,540,000 | $11,585,000 | -30.0% | 0.3% |
| Flagstar Bank, FSB | $5,275,000 | $11,405,000 | 116.2% | 0.3% |
| Network Funding, L.P. | $5,960,000 | $10,265,000 | 72.2% | 0.3% |
| First American Bank | $1,150,000 | $10,075,000 | 776.1% | 0.2% |
| EVOLVE | $11,415,000 | $10,055,000 | -11.9% | 0.2% |
| Gateway First Bank | $10,375,000 | $9,910,000 | -4.5% | 0.2% |
| U.S. Bank | $9,310,000 | $9,725,000 | 4.5% | 0.2% |
| CASTLE & COOKE MORTGAGE, LLC | $7,745,000 | $9,475,000 | 22.3% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $4,750,000 | $9,465,000 | 99.3% | 0.2% |
| NEW DAY FINANCIAL, LLC | $7,785,000 | $8,880,000 | 14.1% | 0.2% |
| BBVA USA | $14,005,000 | $8,385,000 | -40.1% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $48,740,000 | $8,355,000 | -82.9% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,750,000 | $7,785,000 | 107.6% | 0.2% |
| Low VA Rates, LLC | $10,385,000 | $7,665,000 | -26.2% | 0.2% |
| COREVEST AMERICAN FINANCE LENDER LLC | $7,540,000 | n/a | 0.2% | |
| Vantage Bank Texas | $3,510,000 | $7,350,000 | 109.4% | 0.2% |
| SOUTHWEST FUNDING, LP | $5,795,000 | $7,075,000 | 22.1% | 0.2% |
| Citizens Bank of Las Cruces | $5,150,000 | $6,855,000 | 33.1% | 0.2% |
| InterContinental Capital Group, Inc | $6,375,000 | $6,720,000 | 5.4% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $5,745,000 | $6,665,000 | 16.0% | 0.2% |
| AmeriHome Mortgage Company, LLC | $5,855,000 | $6,560,000 | 12.0% | 0.2% |
| North American Savings Bank, F.S.B. | $7,185,000 | $6,525,000 | -9.2% | 0.2% |
| DAS Acquisition Company, LLC | $5,845,000 | $6,230,000 | 6.6% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,940,000 | $6,175,000 | 110.0% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,230,000 | $6,025,000 | 42.4% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $5,035,000 | $5,965,000 | 18.5% | 0.1% |
| PLANET HOME LENDING, LLC | $5,630,000 | $5,685,000 | 1.0% | 0.1% |
| AMCAP MORTGAGE, LTD. | $7,155,000 | $5,365,000 | -25.0% | 0.1% |
| First Guaranty Mortgage Corporation | $4,650,000 | $5,340,000 | 14.8% | 0.1% |
| UNIVERSITY Federal Credit Union | $2,445,000 | $4,840,000 | 98.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $3,515,000 | $4,820,000 | 37.1% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $5,205,000 | $4,780,000 | -8.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,045,000 | $4,730,000 | 131.3% | 0.1% |
| 21ST MORTGAGE CORPORATION | $3,290,000 | $4,685,000 | 42.4% | 0.1% |
| The Federal Savings Bank | $3,125,000 | $4,585,000 | 46.7% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $610,000 | $4,525,000 | 641.8% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $745,000 | $4,470,000 | 500.0% | 0.1% |
| Goldwater Bank, N.A. | $3,310,000 | $4,405,000 | 33.1% | 0.1% |
| First Savings Bank | $455,000 | $4,395,000 | 865.9% | 0.1% |
| KELLER MORTGAGE, LLC | $3,590,000 | $4,005,000 | 11.6% | 0.1% |
| Bank of the West | $1,500,000 | $3,995,000 | 166.3% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,530,000 | $3,950,000 | 11.9% | 0.1% |
| NP, Inc. | $1,315,000 | $3,820,000 | 190.5% | 0.1% |
| PILGRIM MORTGAGE LLC | $380,000 | $3,665,000 | 864.5% | 0.1% |
| KS StateBank | $1,900,000 | $3,625,000 | 90.8% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $35,215,000 | $3,595,000 | -89.8% | 0.1% |
| S1L, Inc. | $3,550,000 | n/a | 0.1% | |
| NBKC BANK | $1,465,000 | $3,530,000 | 141.0% | 0.1% |
| LENDINGONE, LLC | $3,525,000 | n/a | 0.1% | |
| AMPLIFY | $255,000 | $3,455,000 | 1,254.9% | 0.1% |
| Regions Bank | $700,000 | $3,330,000 | 375.7% | 0.1% |
| First Federal Bank | $5,480,000 | $3,320,000 | -39.4% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $805,000 | $3,305,000 | 310.6% | 0.1% |
| GUILD MORTGAGE COMPANY | $2,190,000 | $3,190,000 | 45.7% | 0.1% |
| MANN FINANCIAL INC. | $975,000 | $3,140,000 | 222.1% | 0.1% |
| STEARNS LENDING, LLC | $3,965,000 | $3,140,000 | -20.8% | 0.1% |
| ACCELERATE MORTGAGE, LLC | $645,000 | $3,110,000 | 382.2% | 0.1% |
| PHH Mortgage Corporation | $1,875,000 | $3,070,000 | 63.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $5,640,000 | $2,970,000 | -47.3% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $2,510,000 | $2,945,000 | 17.3% | 0.1% |
| V.I.P. MORTGAGE, INC. | $185,000 | $2,830,000 | 1,429.7% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,655,000 | $2,825,000 | 6.4% | 0.1% |
| Ally Bank | $1,025,000 | $2,795,000 | 172.7% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $2,595,000 | $2,665,000 | 2.7% | 0.1% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,615,000 | $2,585,000 | 60.1% | 0.1% |
| Nations Lending Corporation | $2,165,000 | $2,460,000 | 13.6% | 0.1% |
| BOKF | $26,270,000 | $2,440,000 | -90.7% | 0.1% |
| Hometown Equity Mortgage, LLC | $790,000 | $2,415,000 | 205.7% | 0.1% |
| HANCOCK MORTGAGE PARTNERS, LLC | $2,405,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $3,135,000 | $2,365,000 | -24.6% | 0.1% |
| RANDOLPH-BROOKS | $1,090,000 | $2,310,000 | 111.9% | 0.1% |
| Paramount Bank | $1,105,000 | $2,285,000 | 106.8% | 0.1% |
| Northpointe Bank | $990,000 | $2,235,000 | 125.8% | 0.1% |
| First Mortgage Solutions, LLC | $780,000 | $2,215,000 | 184.0% | 0.1% |
| Equity Prime Mortgage LLC | $285,000 | $2,185,000 | 666.7% | 0.1% |
| NTFN, INC. | $425,000 | $2,085,000 | 390.6% | 0.1% |
| Strong Home Mortgage, LLC | $725,000 | $2,080,000 | 186.9% | 0.1% |
| White Sands Federal Credit Union | $3,175,000 | $2,080,000 | -34.5% | 0.1% |
| Morgan Stanley Private Bank | $2,050,000 | n/a | 0.1% | |
| Chicago Mortgage Solutions LLC | $350,000 | $2,010,000 | 474.3% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $2,790,000 | $2,000,000 | -28.3% | 0.0% |
| GENEVA FINANCIAL, LLC | $260,000 | $1,995,000 | 667.3% | 0.0% |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $1,690,000 | $1,980,000 | 17.2% | 0.0% |
| Manufacturers and Traders Trust Company | $425,000 | $1,925,000 | 352.9% | 0.0% |
| ARC HOME LLC | $1,450,000 | $1,835,000 | 26.6% | 0.0% |
| ZILLOW HOME LOANS, LLC | $820,000 | $1,790,000 | 118.3% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $1,785,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,750,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $1,490,000 | $1,725,000 | 15.8% | 0.0% |
| Armed Forces Bank | $910,000 | $1,705,000 | 87.4% | 0.0% |
| NFM, INC. | $515,000 | $1,690,000 | 228.2% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $6,215,000 | $1,680,000 | -73.0% | 0.0% |
| First United Bank and Trust Company | $1,645,000 | n/a | 0.0% | |
| Discover Bank | $1,440,000 | $1,620,000 | 12.5% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $660,000 | $1,565,000 | 137.1% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $1,235,000 | $1,535,000 | 24.3% | 0.0% |
| Watermark Capital, Inc. | $435,000 | $1,505,000 | 246.0% | 0.0% |
| CELEBRITY HOME LOANS, LLC | $1,100,000 | $1,460,000 | 32.7% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $2,525,000 | $1,450,000 | -42.6% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $960,000 | $1,450,000 | 51.0% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $1,195,000 | $1,450,000 | 21.3% | 0.0% |
| CHEVRON | $735,000 | $1,435,000 | 95.2% | 0.0% |
| First Financial Bank | $685,000 | $1,395,000 | 103.6% | 0.0% |
| Truist Bank | $1,420,000 | $1,370,000 | -3.5% | 0.0% |
| Baxter Credit Union | $590,000 | $1,225,000 | 107.6% | 0.0% |
| VeraBank | $1,205,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,875,000 | $1,155,000 | -38.4% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,155,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $3,010,000 | $1,140,000 | -62.1% | 0.0% |
| SWBC MORTGAGE CORPORATION | $165,000 | $1,140,000 | 590.9% | 0.0% |
| First Horizon Bank | $1,115,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $970,000 | $1,095,000 | 12.9% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $1,025,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $1,005,000 | $990,000 | -1.5% | 0.0% |
| Citibank | $1,105,000 | $980,000 | -11.3% | 0.0% |
| IMPAC MORTGAGE CORP. | $505,000 | $980,000 | 94.1% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $525,000 | $970,000 | 84.8% | 0.0% |
| Bank of England | $8,350,000 | $960,000 | -88.5% | 0.0% |
| The Huntington National Bank | $865,000 | $960,000 | 11.0% | 0.0% |
| HOMESTEAD FUNDING CORP. | $715,000 | $935,000 | 30.8% | 0.0% |
| MORIA DEVELOPMENT, INC. | $930,000 | n/a | 0.0% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $915,000 | n/a | 0.0% | |
| BNC National Bank | $1,610,000 | $910,000 | -43.5% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $525,000 | $910,000 | 73.3% | 0.0% |
| Prime Choice Funding Inc. | $385,000 | $905,000 | 135.1% | 0.0% |
| OCMBC, INC. | $2,130,000 | $885,000 | -58.5% | 0.0% |
| THRIVE MORTGAGE, LLC | $1,480,000 | $885,000 | -40.2% | 0.0% |
| EVERETT FINANCIAL, INC. | $3,640,000 | $865,000 | -76.2% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $860,000 | $860,000 | 0.0% | 0.0% |
| First Savings Bank | $455,000 | $850,000 | 86.8% | 0.0% |
| UIF CORPORATION | $840,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $610,000 | $835,000 | 36.9% | 0.0% |
| ASPIRE FINANCIAL, INC. | $610,000 | $815,000 | 33.6% | 0.0% |
| SIWELL, INC. | $185,000 | $805,000 | 335.1% | 0.0% |
| TIAA, FSB | $2,045,000 | $795,000 | -61.1% | 0.0% |
| CANOPY MORTGAGE, LLC | $595,000 | $790,000 | 32.8% | 0.0% |
| OPEN MORTGAGE, LLC | $775,000 | $790,000 | 1.9% | 0.0% |
| Credence Funding Corporation | $320,000 | $770,000 | 140.6% | 0.0% |
| COMPASS MORTGAGE, INC. | $765,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $185,000 | $765,000 | 313.5% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $680,000 | $745,000 | 9.6% | 0.0% |
| Amerifirst Financial, Inc. | $565,000 | $710,000 | 25.7% | 0.0% |
| Independent Bank | $275,000 | $690,000 | 150.9% | 0.0% |
| Magnolia Bank | $830,000 | $680,000 | -18.1% | 0.0% |
| ALL WESTERN MORTGAGE, INC. | $675,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $675,000 | n/a | 0.0% | |
| Ixonia Bank | $660,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $755,000 | $650,000 | -13.9% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $650,000 | n/a | 0.0% | |
| ENCORE BANK | $645,000 | n/a | 0.0% | |
| First National Bank of Omaha | $450,000 | $635,000 | 41.1% | 0.0% |
| Happy State Bank | $635,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $635,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $815,000 | $610,000 | -25.2% | 0.0% |
| Stride Bank | $610,000 | n/a | 0.0% | |
| TEXAS TECH | $115,000 | $590,000 | 413.0% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $585,000 | n/a | 0.0% | |
| NBH Bank | $175,000 | $575,000 | 228.6% | 0.0% |
| PREMIA MORTGAGE, LLC | $865,000 | $570,000 | -34.1% | 0.0% |
| International Bank of Commerce | $1,735,000 | $560,000 | -67.7% | 0.0% |
| UNITED MORTGAGE CORP. | $105,000 | $560,000 | 433.3% | 0.0% |
| FirstBank | $1,175,000 | $555,000 | -52.8% | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | $300,000 | $545,000 | 81.7% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $225,000 | $530,000 | 135.6% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,470,000 | $510,000 | -65.3% | 0.0% |
| Cf Bank | $505,000 | n/a | 0.0% | |
| Texas Mortgage Lending, LLC | $295,000 | $505,000 | 71.2% | 0.0% |
| Credit Union of Texas | $65,000 | $500,000 | 669.2% | 0.0% |
| LRS FINANCIAL NETWORK, INC. | $500,000 | n/a | 0.0% | |
| Zions Bancorporation, N.A. | $305,000 | $500,000 | 63.9% | 0.0% |
| Cadence Bank, N.A. | $455,000 | $495,000 | 8.8% | 0.0% |
| Home Mortgage Alliance Corp | $480,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $85,000 | $475,000 | 458.8% | 0.0% |
| LADERA LENDING, INC. | $370,000 | $460,000 | 24.3% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $455,000 | $455,000 | 0.0% | 0.0% |
| RESIDENTIAL BANCORP. | $220,000 | $455,000 | 106.8% | 0.0% |
| Cornerstone First Mortgage, Inc | $430,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $455,000 | $430,000 | -5.5% | 0.0% |
| Alliance Bank | $425,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $465,000 | $420,000 | -9.7% | 0.0% |
| MICHIGAN MUTUAL, INC. | $580,000 | $415,000 | -28.4% | 0.0% |
| Pioneer Bank | $330,000 | $405,000 | 22.7% | 0.0% |
| RBC Bank, (Georgia) | $405,000 | n/a | 0.0% | |
| TRUWEST Credit Union | $405,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $400,000 | n/a | 0.0% | |
| Plains Commerce Bank | $400,000 | n/a | 0.0% | |
| WESTERN EXPRESS LENDING | $390,000 | n/a | 0.0% | |
| BARTON CREEK LENDING GROUP, LLC | $105,000 | $385,000 | 266.7% | 0.0% |
| First State Bank of St. Charles, Missouri | $380,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $375,000 | n/a | 0.0% | |
| R Bank | $375,000 | n/a | 0.0% | |
| Texana Bank | $1,355,000 | $375,000 | -72.3% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $365,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $155,000 | $350,000 | 125.8% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $265,000 | $350,000 | 32.1% | 0.0% |
| First Bank | $145,000 | $350,000 | 141.4% | 0.0% |
| First Option Mortgage, LLC | $335,000 | n/a | 0.0% | |
| Capital Bank | $340,000 | $320,000 | -5.9% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $255,000 | $320,000 | 25.5% | 0.0% |
| BM Real Estate Services, Inc. | $315,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $495,000 | $310,000 | -37.4% | 0.0% |
| Presidential Bank, FSB | $310,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $300,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $300,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $295,000 | n/a | 0.0% | |
| WINNPOINTE CORPORATION | $295,000 | n/a | 0.0% | |
| Academy Bank | $290,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $285,000 | n/a | 0.0% | |
| The Central Trust Bank | $285,000 | n/a | 0.0% | |
| NexBank | $910,000 | $280,000 | -69.2% | 0.0% |
| Prosperity Home Mortgage, LLC | $225,000 | $270,000 | 20.0% | 0.0% |
| AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $265,000 | n/a | 0.0% | |
| BARKSDALE | $265,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $435,000 | $265,000 | -39.1% | 0.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $575,000 | $265,000 | -53.9% | 0.0% |
| LOANPEOPLE, LLC | $260,000 | n/a | 0.0% | |
| CHAMPIONS MORTGAGE LLC | $255,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $255,000 | n/a | 0.0% | |
| ILLINOIS STATE CREDIT UNION | $265,000 | $255,000 | -3.8% | 0.0% |
| LIMA ONE CAPITAL, LLC | $255,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $1,750,000 | $255,000 | -85.4% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $250,000 | n/a | 0.0% | |
| Wallick & Volk, Inc. | $260,000 | $250,000 | -3.8% | 0.0% |
| Florida Capital Bank | $370,000 | $245,000 | -33.8% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $820,000 | $245,000 | -70.1% | 0.0% |
| SUMMIT FUNDING, INC. | $350,000 | $245,000 | -30.0% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $240,000 | n/a | 0.0% | |
| Kleberg Bank, N.A | $240,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $240,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $235,000 | n/a | 0.0% | |
| Washington Federal Bank | $13,470,000 | $235,000 | -98.3% | 0.0% |
| Community First National Bank | $185,000 | $225,000 | 21.6% | 0.0% |
| Financial Funding Solutions, Inc. | $225,000 | n/a | 0.0% | |
| FIRST COMMUNITY CREDIT UNION | $225,000 | n/a | 0.0% | |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $225,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $980,000 | $220,000 | -77.6% | 0.0% |
| American Airlines Federal Credit Union | $95,000 | $215,000 | 126.3% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $215,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $410,000 | $210,000 | -48.8% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $495,000 | $210,000 | -57.6% | 0.0% |
| CapStar Bank | $205,000 | n/a | 0.0% | |
| GULF COAST | $205,000 | n/a | 0.0% | |
| KINECTA | $205,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $195,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $450,000 | $195,000 | -56.7% | 0.0% |
| Great Western Bank | $195,000 | n/a | 0.0% | |
| RB MORTGAGE LLC | $265,000 | $195,000 | -26.4% | 0.0% |
| Simmons Bank | $595,000 | $195,000 | -67.2% | 0.0% |
| VA Desert Pacific FCU | $195,000 | n/a | 0.0% | |
| First Bank | $145,000 | $190,000 | 31.0% | 0.0% |
| Citadel Servicing Corporation | $105,000 | $185,000 | 76.2% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $185,000 | n/a | 0.0% | |
| Lone Star National Bank | $185,000 | n/a | 0.0% | |
| The American National Bank of Texas | $185,000 | n/a | 0.0% | |
| ALTITUDE FINANCIAL CORPORATION | $175,000 | n/a | 0.0% | |
| Amarillo National Bank | $150,000 | $175,000 | 16.7% | 0.0% |
| American National Bank | $175,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $175,000 | n/a | 0.0% | |
| LEGEND LENDING CORPORATION | $570,000 | $175,000 | -69.3% | 0.0% |
| Residential Mortgage Solutions, Inc. | $175,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $170,000 | n/a | 0.0% | |
| 1ST FINANCIAL, INC. | $165,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $165,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $165,000 | n/a | 0.0% | |
| FirstBank Southwest | $165,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE FUNDING, LLC | $155,000 | n/a | 0.0% | |
| First State Bank | $135,000 | $155,000 | 14.8% | 0.0% |
| LENDING 3, INC. | $555,000 | $155,000 | -72.1% | 0.0% |
| SFMC, LP | $605,000 | $155,000 | -74.4% | 0.0% |
| A&D Mortgage LLC | $145,000 | n/a | 0.0% | |
| CALCULATED RISK ANALYTICS LLC | $145,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $2,155,000 | $145,000 | -93.3% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $380,000 | $145,000 | -61.8% | 0.0% |
| The Home Loan Expert LLC | $330,000 | $145,000 | -56.1% | 0.0% |
| BEST CAPITAL FUNDING | $235,000 | $135,000 | -42.6% | 0.0% |
| COMMUNITYAMERICA | $135,000 | n/a | 0.0% | |
| RANLIFE, INC. | $135,000 | n/a | 0.0% | |
| Texas Bank Financial | $135,000 | $135,000 | 0.0% | 0.0% |
| The First National Bank of Tom Bean | $300,000 | $135,000 | -55.0% | 0.0% |
| The Freedom Bank of Virginia | $135,000 | n/a | 0.0% | |
| GIBRALTAR MORTGAGE SERVICES, LLC | $125,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $350,000 | $125,000 | -64.3% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $685,000 | $125,000 | -81.8% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $115,000 | n/a | 0.0% | |
| CITYWIDE HOME LOANS, LLC | $115,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $115,000 | n/a | 0.0% | |
| Blue Ridge Bank | $135,000 | $105,000 | -22.2% | 0.0% |
| CERTIFIED FUNDING, L.P. | $55,000 | $105,000 | 90.9% | 0.0% |
| DATA MORTGAGE, INC. | $350,000 | $105,000 | -70.0% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $105,000 | n/a | 0.0% | |
| MORTGAGE 1 INCORPORATED | $105,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $105,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $105,000 | n/a | 0.0% | |
| Secured Investment Corp. | $105,000 | n/a | 0.0% | |
| Texas Security Bank | $105,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $105,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $95,000 | n/a | 0.0% | |
| INFINITY MORTGAGE HOLDINGS, LLC | $95,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $410,000 | $95,000 | -76.8% | 0.0% |
| Summit Mortgage Corporation | $95,000 | n/a | 0.0% | |
| FIRSTMARK | $85,000 | n/a | 0.0% | |
| American Bank and Trust Company | $75,000 | n/a | 0.0% | |
| CSL Financial, LLC | $65,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $105,000 | $65,000 | -38.1% | 0.0% |
| AmRes Corporation | $950,000 | $55,000 | -94.2% | 0.0% |
| SPRING EQ, LLC | $35,000 | n/a | 0.0% |
EL PASO's top lender by overall market share is QUICKEN LOANS, LLC, with 6.5% market share. In second place, with 6.3%, is GECU, having originated $257,670,000 in loans. In third place, with 5.5%, is Commerce Home Mortgage, Inc., having originated $222,375,000 in loans. In fourth place, with 5.2%, is Rocky Mountain Mortgage Company, having originated $211,580,000 in loans. In fifth place, with 4.0%, is CADENCE LENDING GROUP, INC., having originated $160,790,000 in loans.
EL PASO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - EL PASO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $167,950 (2.2%) | $197,104 (-3.2%) | 0.62 | 3,504 |
| 2018-02-01 | $168,225 (2.0%) | $196,667 (-3.7%) | 0.61 | 3,531 |
| 2018-03-01 | $169,850 (2.4%) | $198,781 (-3.0%) | 0.60 | 3,449 |
| 2018-04-01 | $172,225 (3.8%) | $200,788 (-3.6%) | 0.58 | 3,259 |
| 2018-05-01 | $173,488 (3.9%) | $201,242 (-3.3%) | 0.58 | 3,213 |
| 2018-06-01 | $175,000 (4.2%) | $203,328 (-4.6%) | 0.58 | 3,162 |
| 2018-07-01 | $176,475 (5.1%) | $205,403 (-3.6%) | 0.59 | 3,158 |
| 2018-08-01 | $177,250 (5.5%) | $204,217 (-3.5%) | 0.59 | 3,066 |
| 2018-09-01 | $177,388 (5.6%) | $203,735 (-3.9%) | 0.60 | 3,075 |
| 2018-10-01 | $176,975 (5.5%) | $202,710 (-3.1%) | 0.60 | 3,188 |
| 2018-11-01 | $178,475 (6.1%) | $203,760 (-3.3%) | 0.61 | 3,144 |
| 2018-12-01 | $179,900 (6.8%) | $206,745 (4.5%) | 0.62 | 2,987 |
| 2019-01-01 | $183,725 (9.4%) | $208,978 (6.0%) | 0.63 | 2,797 |
| 2019-02-01 | $184,975 (10.0%) | $210,193 (6.9%) | 0.62 | 2,784 |
| 2019-03-01 | $187,632 (10.5%) | $214,435 (7.9%) | 0.61 | 2,693 |
| 2019-04-01 | $189,929 (10.3%) | $218,900 (9.0%) | 0.60 | 2,623 |
| 2019-05-01 | $191,475 (10.4%) | $222,214 (10.4%) | 0.60 | 2,626 |
| 2019-06-01 | $191,950 (9.7%) | $222,270 (9.3%) | 0.60 | 2,602 |
| 2019-07-01 | $191,175 (8.3%) | $222,012 (8.1%) | 0.60 | 2,658 |
| 2019-08-01 | $191,542 (8.1%) | $223,461 (9.4%) | 0.61 | 2,641 |
| 2019-09-01 | $190,674 (7.5%) | $224,687 (10.3%) | 0.61 | 2,615 |
| 2019-10-01 | $190,571 (7.7%) | $226,427 (11.7%) | 0.61 | 2,597 |
| 2019-11-01 | $195,000 (9.3%) | $228,863 (12.3%) | 0.64 | 2,579 |
| 2019-12-01 | $193,450 (7.5%) | $226,342 (9.5%) | 0.65 | 2,445 |
| 2020-01-01 | $192,950 (5.0%) | $226,767 (8.5%) | 0.64 | 2,384 |
| 2020-02-01 | $192,950 (4.3%) | $228,515 (8.7%) | 0.63 | 2,412 |
| 2020-03-01 | $195,975 (4.5%) | $230,065 (7.3%) | 0.61 | 2,312 |
| 2020-04-01 | $193,950 (2.1%) | $228,370 (4.3%) | 0.61 | 2,253 |
| 2020-05-01 | $202,000 (5.5%) | $233,905 (5.3%) | 0.61 | 1,948 |
| 2020-06-01 | $210,125 (9.5%) | $243,598 (9.6%) | 0.62 | 1,602 |
| 2020-07-01 | $216,595 (13.3%) | $246,022 (10.8%) | 0.63 | 1,462 |
| 2020-08-01 | $216,000 (12.8%) | $248,714 (11.3%) | 0.62 | 1,482 |
| 2020-09-01 | $215,572 (13.1%) | $251,750 (12.0%) | 0.62 | 1,417 |
| 2020-10-01 | $225,950 (18.6%) | $256,241 (13.2%) | 0.65 | 1,417 |
| 2020-11-01 | $231,805 (18.9%) | $262,428 (14.7%) | 0.68 | 1,344 |
| 2020-12-01 | $228,020 (17.9%) | $262,142 (15.8%) | 0.68 | 1,357 |
| 2021-01-01 | $230,000 (19.2%) | $267,578 (18.0%) | 0.69 | 1,269 |
| 2021-02-01 | $230,200 (19.3%) | $269,593 (18.0%) | 0.67 | 1,192 |
| 2021-03-01 | $234,950 (19.9%) | $267,588 (16.3%) | 0.67 | 1,152 |
| 2021-04-01 | $237,325 (22.4%) | $269,031 (17.8%) | 0.64 | 1,077 |
| 2021-05-01 | $245,000 (21.3%) | $277,667 (18.7%) | 0.65 | 1,031 |
| 2021-06-01 | $248,700 (18.4%) | $287,901 (18.2%) | 0.65 | 1,020 |
| 2021-07-01 | $249,450 (15.2%) | $285,299 (16.0%) | 0.66 | 1,065 |
| 2021-08-01 | $247,900 (14.8%) | $284,922 (14.6%) | 0.66 | 1,121 |
| 2021-09-01 | $247,950 (15.0%) | $286,123 (13.7%) | 0.66 | 1,099 |
| 2021-10-01 | $250,000 (10.6%) | $292,757 (14.3%) | 0.67 | 1,163 |
| 2021-11-01 | $253,700 (9.5%) | $293,227 (11.7%) | 0.68 | 1,107 |
| 2021-12-01 | $255,950 (12.3%) | $300,556 (14.7%) | 0.69 | 1,026 |
| 2022-01-01 | $261,500 (13.7%) | $306,745 (14.6%) | 0.71 | 914 |
| 2022-02-01 | $267,560 (16.2%) | $310,241 (15.1%) | 0.70 | 886 |
| 2022-03-01 | $275,000 (17.1%) | $317,606 (18.7%) | 0.69 | 875 |
| 2022-04-01 | $280,000 (18.0%) | $320,779 (19.2%) | 0.67 | 936 |
| 2022-05-01 | $282,525 (15.3%) | $329,206 (18.6%) | 0.65 | 1,019 |
| 2022-06-01 | $281,600 (13.2%) | $332,223 (15.4%) | 0.63 | 1,176 |
| 2022-07-01 | $284,950 (14.2%) | $333,147 (16.8%) | 0.64 | 1,503 |
| 2022-08-01 | $285,475 (15.2%) | $329,139 (15.5%) | 0.66 | 1,543 |
| 2022-09-01 | $291,225 (17.5%) | $334,254 (16.8%) | 0.68 | 1,579 |
| 2022-10-01 | $290,950 (16.4%) | $333,250 (13.8%) | 0.68 | 1,843 |
| 2022-11-01 | $290,474 (14.5%) | $328,796 (12.1%) | 0.70 | 1,893 |
EL PASO's median listing price for 2022-11-01 was $290,474, a difference of
$36,774
(14.5%) versus the prior year and
$-476 versus the prior month.
EL PASO's median listing price comes in at 70% of the national average.
EL PASO's average listing price for 2022-11-01 was $328,796, a difference of $35,569 (12.1%) versus the prior year and $-4,454 versus the prior month.
For the 2022-11-01 period, EL PASO had 1,893 MLS listings, a difference of 50 listings (3%) versus the prior month and 786 listings (71%) versus the prior year.
EL PASO's median listing price comes in at 70% of the national average.
EL PASO's average listing price for 2022-11-01 was $328,796, a difference of $35,569 (12.1%) versus the prior year and $-4,454 versus the prior month.
For the 2022-11-01 period, EL PASO had 1,893 MLS listings, a difference of 50 listings (3%) versus the prior month and 786 listings (71%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - EL PASO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 106 days | 1,795 sqft |
| 2018-02-01 | 109 days | 1,799 sqft |
| 2018-03-01 | 102 days | 1,801 sqft |
| 2018-04-01 | 89 days | 1,822 sqft |
| 2018-05-01 | 89 days | 1,821 sqft |
| 2018-06-01 | 90 days | 1,840 sqft |
| 2018-07-01 | 88 days | 1,845 sqft |
| 2018-08-01 | 82 days | 1,857 sqft |
| 2018-09-01 | 79 days | 1,856 sqft |
| 2018-10-01 | 77 days | 1,854 sqft |
| 2018-11-01 | 80 days | 1,854 sqft |
| 2018-12-01 | 83 days | 1,852 sqft |
| 2019-01-01 | 90 days | 1,840 sqft |
| 2019-02-01 | 85 days | 1,841 sqft |
| 2019-03-01 | 77 days | 1,869 sqft |
| 2019-04-01 | 73 days | 1,888 sqft |
| 2019-05-01 | 70 days | 1,904 sqft |
| 2019-06-01 | 67 days | 1,912 sqft |
| 2019-07-01 | 61 days | 1,898 sqft |
| 2019-08-01 | 63 days | 1,908 sqft |
| 2019-09-01 | 68 days | 1,899 sqft |
| 2019-10-01 | 71 days | 1,900 sqft |
| 2019-11-01 | 74 days | 1,913 sqft |
| 2019-12-01 | 83 days | 1,891 sqft |
| 2020-01-01 | 86 days | 1,885 sqft |
| 2020-02-01 | 74 days | 1,873 sqft |
| 2020-03-01 | 69 days | 1,884 sqft |
| 2020-04-01 | 80 days | 1,853 sqft |
| 2020-05-01 | 88 days | 1,892 sqft |
| 2020-06-01 | 80 days | 1,903 sqft |
| 2020-07-01 | 71 days | 1,935 sqft |
| 2020-08-01 | 58 days | 1,951 sqft |
| 2020-09-01 | 50 days | 1,907 sqft |
| 2020-10-01 | 58 days | 1,934 sqft |
| 2020-11-01 | 68 days | 1,965 sqft |
| 2020-12-01 | 72 days | 1,954 sqft |
| 2021-01-01 | 70 days | 1,954 sqft |
| 2021-02-01 | 55 days | 1,914 sqft |
| 2021-03-01 | 53 days | 1,924 sqft |
| 2021-04-01 | 59 days | 1,911 sqft |
| 2021-05-01 | 47 days | 1,987 sqft |
| 2021-06-01 | 46 days | 1,984 sqft |
| 2021-07-01 | 46 days | 1,974 sqft |
| 2021-08-01 | 43 days | 1,933 sqft |
| 2021-09-01 | 48 days | 1,938 sqft |
| 2021-10-01 | 51 days | 1,961 sqft |
| 2021-11-01 | 56 days | 1,965 sqft |
| 2021-12-01 | 71 days | 1,960 sqft |
| 2022-01-01 | 60 days | 1,945 sqft |
| 2022-02-01 | 36 days | 1,936 sqft |
| 2022-03-01 | 38 days | 1,910 sqft |
| 2022-04-01 | 40 days | 1,938 sqft |
| 2022-05-01 | 32 days | 1,938 sqft |
| 2022-06-01 | 37 days | 1,930 sqft |
| 2022-07-01 | 36 days | 1,930 sqft |
| 2022-08-01 | 49 days | 1,930 sqft |
| 2022-09-01 | 55 days | 1,941 sqft |
| 2022-10-01 | 54 days | 1,954 sqft |
| 2022-11-01 | 65 days | 1,941 sqft |
EL PASO's median listing age (time on market) for 2022-11-01 was 65 days.
This
is 15%
longer
than the same period one year ago.
EL PASO's median square footage for active listings during the 2022-11-01 period was 1,941 sqft. One year prior, the average listing was 1,965 sqft.
EL PASO's median square footage for active listings during the 2022-11-01 period was 1,941 sqft. One year prior, the average listing was 1,965 sqft.
EL PASO, TX Average Rent (2022)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 79821 | El Paso, TX | $500 | $630 | $760 | $1,060 | $1,300 |
| 79835 | El Paso, TX | $500 | $630 | $760 | $1,060 | $1,300 |
| 79836 | El Paso, TX | $500 | $630 | $760 | $1,060 | $1,300 |
| 79838 | El Paso, TX | $500 | $630 | $760 | $1,060 | $1,300 |
| 79849 | El Paso, TX | $500 | $630 | $760 | $1,060 | $1,300 |
| 79853 | El Paso, TX | $500 | $630 | $760 | $1,060 | $1,300 |
| 79901 | El Paso, TX | $500 | $630 | $760 | $1,060 | $1,300 |
| 79902 | El Paso, TX | $500 | $630 | $760 | $1,060 | $1,300 |
| 79903 | El Paso, TX | $500 | $630 | $760 | $1,060 | $1,300 |
| 79904 | El Paso, TX | $510 | $640 | $770 | $1,080 | $1,320 |
| 79905 | El Paso, TX | $500 | $630 | $760 | $1,060 | $1,300 |
| 79906 | El Paso, TX | $840 | $1,050 | $1,260 | $1,760 | $2,160 |
| 79907 | El Paso, TX | $520 | $650 | $780 | $1,090 | $1,340 |
| 79908 | El Paso, TX | $840 | $1,050 | $1,260 | $1,760 | $2,160 |
| 79910 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79911 | El Paso, TX | $840 | $1,050 | $1,260 | $1,760 | $2,160 |
| 79912 | El Paso, TX | $660 | $830 | $990 | $1,380 | $1,690 |
| 79913 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79914 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79915 | El Paso, TX | $500 | $630 | $760 | $1,060 | $1,300 |
| 79916 | El Paso, TX | $840 | $1,050 | $1,260 | $1,760 | $2,160 |
| 79917 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79918 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79920 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79922 | El Paso, TX | $580 | $730 | $880 | $1,230 | $1,510 |
| 79923 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79924 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79925 | El Paso, TX | $640 | $800 | $960 | $1,340 | $1,640 |
| 79926 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79927 | El Paso, TX | $500 | $630 | $760 | $1,060 | $1,300 |
| 79928 | El Paso, TX | $630 | $790 | $950 | $1,330 | $1,630 |
| 79929 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79930 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79931 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79932 | El Paso, TX | $580 | $730 | $870 | $1,220 | $1,490 |
| 79934 | El Paso, TX | $760 | $950 | $1,140 | $1,590 | $1,950 |
| 79935 | El Paso, TX | $550 | $690 | $830 | $1,160 | $1,420 |
| 79936 | El Paso, TX | $670 | $840 | $1,010 | $1,410 | $1,730 |
| 79937 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79938 | El Paso, TX | $700 | $880 | $1,050 | $1,470 | $1,800 |
| 79940 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79941 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79942 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79943 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79944 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79945 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79946 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79947 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79948 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79949 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79950 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79951 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79952 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79953 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79954 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79955 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79968 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79995 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79996 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 79997 | El Paso, TX | $560 | $700 | $840 | $1,170 | $1,440 |
| 88063 | El Paso, TX | $610 | $620 | $760 | $1,080 | $1,280 |
2022 Average & Median Rent Data Statistics
EL PASO, TX average 1BR rent: $721, median: $700
EL PASO, TX average 2BR rent: $867, median: $840
EL PASO, TX average 3BR rent: $1,209, median: $1,170
EL PASO, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 11,190 | $2,406,270,000 | $215,038 |
| Refi | 7,398 | $1,294,630,000 | $174,997 |
| Cash Out Refi | 2,063 | $324,795,000 | $157,438 |
| Home Improvement | 294 | $22,680,000 | $77,143 |
| Other | 141 | $14,545,000 | $103,156 |
| NA | 14 | $2,130,000 | $152,143 |
El Paso's most frequently cited loan purpose was Home Purchase, with 11,190 originations. The 2nd most popular reason was Refi, with 7,398 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 7,928 | $1,517,510,000 | $191,411 |
| 3-4% | 7,340 | $1,457,840,000 | $198,616 |
| <2.5% | 4,391 | $859,515,000 | $195,745 |
| 4-5% | 773 | $123,795,000 | $160,149 |
| 5-6% | 299 | $51,815,000 | $173,294 |
| 6-7% | 92 | $8,710,000 | $94,674 |
| Over 8% | 69 | $5,475,000 | $79,348 |
| 7-8% | 68 | $5,770,000 | $84,853 |
During 2021, El Paso's most frequently originated rate bucket was 2.5-3%, with 7,928 originations.
Loan Sizing (EL PASO, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 11,013 | $1,668,595,000 | $151,511 |
| $200k-400k | 6,504 | $1,673,300,000 | $257,272 |
| $100,000 or less | 2,973 | $201,795,000 | $67,876 |
| $400k-600k | 495 | $232,985,000 | $470,677 |
| $600k-1000k | 77 | $57,205,000 | $742,922 |
| $Over $1MM | 38 | $231,170,000 | $6,083,421 |
EL PASO's loan sizing saw the bucket of loans from $100k-200k with 11,013 originations, totaling $1,668,595,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 10,982 | $2,239,870,000 | $203,958 |
| 60-80% | 5,266 | $1,022,670,000 | $194,202 |
| 40-60% | 1,691 | $223,325,000 | $132,067 |
| Over 100% | 792 | $237,620,000 | $300,025 |
| 20-40% | 518 | $39,990,000 | $77,201 |
| Under 20% | 426 | $12,910,000 | $30,305 |
EL PASO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 10,982 originations, totaling $2,239,870,000 in origination value.
