Commercial Bank Mortgage Rates, Fees & Info

Harrogate, TN

LEI: 549300XQ8DRJT0OETE90

Tax ID: 62-0979475

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Commercial Bank is a smaller bank specializing in Home Purchase and Cash Out Refi loans. Commercial Bank has a high proportion of conventional loans. Their top markets by origination volume include: Knoxville, London, Newport, Morristown, and Kingsport among others. We have data for 21 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Commercial Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Commercial Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.65% 4/21/24
    30 Year Conventional Refi 7.00% 4/21/24
    15 Year Conventional Purchase 7.92% 4/21/24
    15 Year Conventional Refi 7.55% 4/21/24
    15 Year Cash-out Refi 7.55% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Commercial Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Commercial Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    430

    Origination Dollar Volume (All Markets)

    $87,810,000

    Employee count

    285

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    KNOXVILLE, TN (FHA|USDA|VA) 119 $30,935,000 $259,958 $4,108 4.24%
    Outside of Metro Areas 113 $13,625,000 $120,575 $2,411 4.17%
    London, KY (FHA|USDA|VA) 74 $10,470,000 $141,486 $2,565 4.29%
    Newport, TN (FHA|USDA|VA) 19 $9,295,000 $489,211 $1,639 4.74%
    MORRISTOWN, TN (FHA|USDA|VA) 33 $6,785,000 $205,606 $9,976 4.09%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 12 $5,330,000 $444,167 $6,806 4.58%
    JOHNSON CITY, TN (FHA|USDA|VA) 14 $3,150,000 $225,000 $4,346 3.90%
    Middlesborough, KY (FHA|USDA|VA) 24 $2,470,000 $102,917 $2,215 4.39%
    Sevierville, TN (FHA|USDA|VA) 5 $1,615,000 $323,000 $5,384 4.08%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $525,000 $175,000 $2,410 3.88%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $515,000 $515,000 $10,055 2.75%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $515,000 $515,000 $6,452 3.25%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $485,000 $485,000 $0 0.00%
    Richmond-Berea, KY (FHA|USDA|VA) 2 $470,000 $235,000 $4,206 4.23%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $380,000 $190,000 $4,373 3.25%
    SAVANNAH, GA (FHA|USDA|VA) 1 $305,000 $305,000 $4,902 3.25%
    Big Stone Gap, VA (FHA|USDA|VA) 2 $280,000 $140,000 $0 0.00%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $245,000 $245,000 $4,908 4.00%
    LOUISVILLE, KY (FHA|USDA|VA) 1 $185,000 $185,000 $4,325 4.00%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,542 4.00%
    Greeneville, TN (FHA|USDA|VA) 1 $85,000 $85,000 $2,363 5.50%
    Commercial Bank's top markets include Knoxville, London, Newport, Morristown, and Kingsport among others.

    Their top states include:
  • Tennessee (FHA|USDA|VA)
  • Kentucky (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Commercial Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    MORTGAGE SUPPLIERS, INC.
    Similarity Rank: 136
    Forcht Bank
    Similarity Rank: 220
    L & N Federal Credit Union
    Similarity Rank: 240
    CONSUMER Credit Union
    Similarity Rank: 275
    HomeTrust Bank
    Similarity Rank: 565
    Home Federal Bank of Tennessee
    Similarity Rank: 688
    First Option Mortgage, LLC
    Similarity Rank: 1232
    ENRICHMENT
    Similarity Rank: 1378
    F&M Bank
    Similarity Rank: 1560
    LENDERFI, INC.
    Similarity Rank: 1659

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 429 $87,545,000 $204,068 $3,678 4.24%
    HELOC 1 $265,000 $265,000 n/a 0.00%

    For 2020, Commercial Bank's most frequently originated type of loan was Conventional, with 429 originations. Their 2nd most popular type was HELOC, with 1 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 237 $53,835,000 $227,152 $4,862 4.24%
    Cash Out Refi 158 $30,540,000 $193,291 $2,289 4.26%
    Other 19 $1,535,000 $80,789 $1,917 4.21%
    Refi 9 $1,195,000 $132,778 $2,059 3.87%
    Home Improvement 6 $440,000 $73,333 $1,860 4.37%
    NA 1 $265,000 $265,000 $0 0.00%

    For 2020, Commercial Bank's most frequently cited loan purpose was Home Purchase, with 237 originations. The 2nd most popular reason was Cash Out Refi, with 158 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 201 $51,045,000 $253,955 $4,772 4.11%
    5 Year 83 $12,085,000 $145,602 $1,396 4.36%
    15 Year 47 $4,335,000 $92,234 $1,841 4.54%
    20 Year 43 $4,965,000 $115,465 $2,410 4.51%
    Other 32 $11,760,000 $367,500 $1,983 4.35%
    10 Year 16 $1,880,000 $117,500 $1,978 4.08%
    1 Year 6 $1,680,000 $280,000 $4,946 4.08%
    3 Year 2 $60,000 $30,000 $725 6.00%

    For 2020, Commercial Bank's most frequently cited loan duration was 30 Year, with 201 originations. The 2nd most popular length was 5 Year, with 83 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 125 $10,915,000 $87,320
    $1k-2k 86 $13,380,000 $155,581
    $2k-3k 53 $13,075,000 $246,698
    $3k-4k 22 $7,590,000 $345,000
    $5k+ 15 $11,085,000 $739,000
    $4k-5k 12 $5,300,000 $441,667

    Commercial Bank's average total fees were $4,772, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 125 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 180 $39,510,000 $219,500
    4-5% 117 $20,235,000 $172,949
    5-6% 32 $3,300,000 $103,125
    2.5-3% 6 $2,110,000 $351,667
    Over 8% 5 $355,000 $71,000
    6-7% 3 $265,000 $88,333
    7-8% 2 $80,000 $40,000

    During 2020, Commercial Bank's average interest rate for loans was 4.11%, while their most frequently originated rate bucket for loans was 3-4%, with 180 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 160 $9,130,000 $57,063 $1,616 4.59%
    $100k-200k 126 $18,590,000 $147,540 $4,272 4.15%
    $200k-400k 105 $28,295,000 $269,476 $4,066 3.99%
    $400k-600k 26 $12,230,000 $470,385 $7,092 3.93%
    $600k-1MM 7 $4,755,000 $679,286 $6,860 3.86%
    $1MM+ 6 $14,810,000 $2,468,333 $16,775 3.94%

    2020 saw Commercial Bank place emphasis on $100,000 or less loans with 160 originations, totaling $9,130,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 88 $7,010,000 $79,659 $1,984 4.62%
    $100k-150k 82 $18,850,000 $229,878 $6,118 4.04%
    $50k-75k 77 $9,395,000 $122,013 $2,332 4.36%
    $75k-100k 67 $10,195,000 $152,164 $2,808 4.09%
    $250k+ 38 $14,120,000 $371,579 $6,620 3.97%
    $150k-250k 36 $11,770,000 $326,944 $5,189 4.05%

    Commercial Bank lent most frequently to those with incomes in the $50k or less range, with 88 originations. The second most popular income band? $100k-150k, with 82 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 111 $18,125,000 $163,288 $4,724 4.17%
    30-36% 82 $15,780,000 $192,439 $3,424 4.24%
    <20% 64 $9,320,000 $145,625 $2,568 4.14%
    36% 23 $5,495,000 $238,913 $4,158 4.61%
    50-60% 18 $3,210,000 $178,333 $2,745 4.55%
    37% 13 $3,335,000 $256,538 $3,862 4.52%
    38% 12 $2,970,000 $247,500 $4,458 4.39%
    40% 12 $2,940,000 $245,000 $4,564 3.82%
    39% 11 $1,285,000 $116,818 $2,407 4.27%
    >60% 8 $1,360,000 $170,000 $2,811 4.54%
    43% 7 $1,475,000 $210,714 $3,488 3.96%
    44% 7 $1,305,000 $186,429 $3,676 4.14%
    41% 6 $1,140,000 $190,000 $4,028 3.93%
    42% 6 $1,770,000 $295,000 $4,843 4.33%
    47% 3 $285,000 $95,000 $2,287 3.50%
    49% 3 $825,000 $275,000 $6,383 4.13%
    46% 3 $385,000 $128,333 $2,727 5.33%
    48% 2 $660,000 $330,000 $3,944 3.63%
    45% 1 $355,000 $355,000 $1,362 4.00%

    Commercial Bank lent most frequently to those with DTI ratios of 20-30%, with 111 originations. The next most common DTI ratio? 30-36%, with 82 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 391 $71,365,000 $182,519 $3,733 4.23%
    Not applicable 26 $13,970,000 $537,308 $0 5.25%
    Black 9 $2,005,000 $222,778 $1,688 4.50%
    Asian 2 $220,000 $110,000 $2,138 4.38%
    Native Hawaiian or Islander 1 $135,000 $135,000 $0 0.00%
    American Indian 1 $115,000 $115,000 $2,813 4.75%

    Approval Rates

    Total approvals of all applications
    88.30%

    Commercial Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    80.70%

    Commercial Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 430 $87,810,000 $204,209

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 2 $8,200,000 $4,100,000
    Multifamily:Site-Built 8 $4,050,000 $506,250
    Single Family (1-4 Units):Manufactured 23 $1,495,000 $65,000
    Single Family (1-4 Units):Site-Built 397 $74,065,000 $186,562

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 33 $2,425,000 $73,485 $1,784 4.33%
    40-60% 62 $7,690,000 $124,032 $6,089 4.32%
    60-80% 160 $35,840,000 $224,000 $3,075 4.25%
    80-100% 168 $39,560,000 $235,476 $3,909 4.20%
    Over 100% 1 $2,075,000 $2,075,000 $0 0.00%
    Under 20% 6 $220,000 $36,667 $1,346 3.85%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    COMMERCE BANK Conventional home mortgage Closing on a mortgage 2 66.7%
    COMMERCE BANK Home equity loan or line of credit (HELOC) Trouble during payment process 1 33.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Commercial Bank 1001 North Broad Street New Tazewell, TN 37825 Full Service B&M $50,427
    Commercial Bank 10413 Kingston Pike Knoxville, TN 37922 Full Service B&M $29,087
    Commercial Bank 1072 East Stone Drive Kingsport, TN 37660 Full Service B&M $21,481
    Commercial Bank 111 Tazewell Pike Luttrell, TN 37779 Full Service B&M $13,669
    Commercial Bank 1140 Cumberland Falls Hwy Corbin, KY 40701 Full Service B&M $665
    Commercial Bank 1149 South Us 25 E Barbourville, KY 40906 Full Service B&M $18,318
    Commercial Bank 1285 W Cumberland Gap Parkway Corbin, KY 40701 Full Service B&M $30,912
    Commercial Bank 130 South Broad Street New Tazewell, TN 37825 Full Service B&M $86,360
    Commercial Bank 1431 Cumberland Avenue Middlesboro, KY 40965 Full Service B&M $38,409
    Commercial Bank 155 Terrace Lane Morristown, TN 37813 Full Service B&M $39,160
    Commercial Bank 1616 W Market St Johnson City, TN 37604 Full Service B&M $6,158
    Commercial Bank 1701 East Main Street Cumberland, KY 40823 Full Service B&M $38,831
    Commercial Bank 1730 Highway 192 West London, KY 40741 Full Service B&M $22,307
    Commercial Bank 1811 North Main Street London, KY 40741 Full Service B&M $19,897
    Commercial Bank 202 North Main Street Barbourville, KY 40906 Full Service B&M $121,880
    Commercial Bank 202 South Main Street London, KY 40741 Full Service B&M $127,095
    Commercial Bank 225 West 1st North Street Morristown, TN 37814 Full Service B&M $13,517
    Commercial Bank 2320 South U.S. Highway 421 Harlan, KY 40831 Full Service B&M $32,924
    Commercial Bank 2600 Maynardville Highway Maynardville, TN 37807 Full Service B&M $81,507
    Commercial Bank 262 East Broadway Newport, TN 37821 Full Service B&M $129,991
    Commercial Bank 312 Knox Street Barbourville, KY 40906 Limited, Drive-thru $0
    Commercial Bank 420 East Emory Road Powell, TN 37849 Full Service B&M $23,235
    Commercial Bank 5320 North Broadway Street Knoxville, TN 37918 Full Service B&M $14,156
    Commercial Bank 533 W Tennessee Ave Pineville, KY 40977 Full Service B&M $9,494
    Commercial Bank 5500 Maryland Way, Suite 130 Brentwood, TN 37027 Full Service B&M $12,300
    Commercial Bank 603 Knox Street Barbourville, KY 40906 Full Service B&M $11,246
    Commercial Bank 6710 Cumberland Gap Parkway Harrogate, TN 37752 Full Service B&M $237,299
    Commercial Bank 7100 Cumberland Gap Highway Harrogate, TN 37752 Full Service B&M $2
    Commercial Bank 7400 Maynardville Highway Knoxville, TN 37938 Full Service B&M $30,460
    Commercial Bank 7675 Highway #63 Speedwell, TN 37870 Full Service B&M $12,568
    Commercial Bank 774 Cosby Highway Newport, TN 37821 Full Service B&M $26,849
    Commercial Bank 775 West Cumberland Gap Parkway Corbin, KY 40701 Full Service B&M $10,044

    For 2020, Commercial Bank had 32 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $62,672
    Net interest income $50,919
    Total noninterest income $6,443
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $2,194
    Trading account gains and fees $0
    Additional Noninterest Income $4,249
    Pre-tax net operating income $23,655
    Securities gains (or losses, -) $2
    Income before extraordinary items $18,423
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $18,423
    Minority interest net income $0
    Net income $18,423
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $18,421

    Commercial Bank's gross interest income from loans was $62,672,000.
    Commercial Bank's net interest income from loans was $50,919,000.
    Commercial Bank's fee based income from loans was $2,194,000.
    Commercial Bank's net income from loans was $18,423,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $11,753
    Provision for credit losses $1,914
    Total noninterest expense $31,793
    Salaries and employee benefits $16,425
    Premises and equipment expense $4,817
    Additional noninterest expense $10,551
    Applicable income taxes $5,234
    Net charge-offs $171
    Cash dividends $14,249

    Commercial Bank's interest expense for loans was $11,753,000.
    Commercial Bank's payroll and benefits expense were $16,425,000.
    Commercial Bank's property, plant and equipment expenses $4,817,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 2.0%
    HELOC loans 1.0%
    All other family 2.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.5%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,351,321
    Deposits held in domestic offices $1,351,321
    Deposits by Individuals, partnerships, and corporations $1,177,042
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $137,340
    Deposits by Commercial banks and other depository institutions in U.S. $36,939
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $627,325
    Demand deposits $369,745
    Nontransaction accounts $723,996
    Money market deposit accounts (MMDAs) $69,289
    Other savings deposits (excluding MMDAs) $182,182
    Total time deposits $472,525
    Total time and savings deposits $981,576
    Noninterest-bearing deposits $314,503
    Interest-bearing deposits $1,036,818
    Retail deposits $1,209,285
    IRAs and Keogh plan accounts $54,362
    Brokered deposits $82,150
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,612,835
    Cash & Balances due from depository institutions $132,031
    Interest-bearing balances $116,272
    Total securities $108,830
    Federal funds sold & reverse repurchase $13,723
    Net loans and leases $1,233,588
    Loan and leases loss allowance $10,908
    Trading account assets $19,113
    Bank premises and fixed assets $43,671
    Other real estate owned $9,288
    Goodwill and other intangibles $5,179
    All other assets $47,412

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,612,835
    Total Liabilities $1,457,965
    Total deposits $1,351,321
    Interest-bearing deposits $1,036,818
    Deposits held in domestic offices $1,351,321
    % insured (estimated) $72
    Federal funds purchased and repurchase agreements $22,069
    Trading liabilities $13,430
    Other borrowed funds $66,460
    Subordinated debt $0
    All other liabilities $4,685

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,233,588
    Loan and leases loss allowance $10,908
    Total loans and leases (domestic) $1,244,496
    All real estate loans $1,023,119
    Real estate loans in domestic offices $1,023,119
    Construction and development loans $131,400
    Residential 1-4 family construction $19,421
    Other construction, all land development and other land $111,979
    Loans secured by nonfarm nonresidential properties $481,761
    Nonfarm nonresidential secured by owner-occupied properties $230,478
    Commercial real estate & other non-farm, non-residential $251,283
    Multifamily residential real estate $36,513
    1-4 family residential loans $358,498
    Farmland loans $14,947
    Loans held in foreign offices $0
    Farm loans $298
    Commercial and industrial loans $178,633
    To non-U.S. addressees $0
    Loans to individuals $21,299
    Credit card loans $2,150
    Related Plans $1,789
    Consumer Auto Loans $5,511
    Other loans to individuals $11,849
    All other loans & leases $21,146
    Loans to foreign governments and official institutions $0
    Other loans $17,433
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $433
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Commercial Bank had $1,233,588,000 of loans outstanding in 2020. $1,023,119,000 of loans were in real estate loans. $131,400,000 of loans were in development loans. $36,513,000 of loans were in multifamily mortgage loans. $358,498,000 of loans were in 1-4 family mortgage loans. $298,000 of loans were in farm loans. $2,150,000 of loans were in credit card loans. $5,511,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 329 $68,657 $208,684
    Nonfarm, nonresidential loans - <$100k 123 $4,422 $35,951
    Nonfarm, nonresidential loans - $100-250k 92 $13,754 $149,500
    Nonfarm, nonresidential loans - $250k-1MM 114 $50,481 $442,816
    Commercial & Industrial, US addressed loans - <$1MM 1,065 $57,456 $53,949
    Commercial & Industrial, US addressed loans - <$100k 924 $19,512 $21,117
    Commercial & Industrial, US addressed loans - $100-250k 84 $12,247 $145,798
    Commercial & Industrial, US addressed loans - $250k-1MM 57 $25,697 $450,825
    Farmland loans - <$1MM 41 $3,130 $76,341
    Farmland loans - <$100k 30 $1,249 $41,633
    Farmland loans - $100-250k 9 $1,289 $143,222
    Farmland loans - $250k-1MM 2 $592 $296,000
    Agriculture operations loans - <$1MM 23 $298 $12,957
    Agriculture operations loans - <$100k 23 $298 $12,957