Big Stone Gap Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Big Stone Gap averaged 7.19% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 7.5% and one month ago for the week of 2024-10-10, the average rate was 7.03%.

    Big Stone Gap's average rate one year ago was 8.21%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Big Stone Gap 30 Year Fixed Rate 2024-11-14 7.19%
    Big Stone Gap 30 Year Fixed Rate Refi 2024-11-14 7.28%
    Big Stone Gap 15 Year Fixed Rate 2024-11-14 6.09%
    Big Stone Gap 15 Year Fixed Rate Refi 2024-11-14 6.39%
    Big Stone Gap 30 Year FHA 2024-11-14 -0.1%
    Big Stone Gap 30 Year FHA Refi 2024-11-14 0.1%
    Big Stone Gap 30 Year USDA 2024-11-14 -0.1%
    Big Stone Gap 30 Year USDA Refi 2024-11-14 -0.2%
    Big Stone Gap 30 Year VA 2024-11-14 -0.2%
    Big Stone Gap 30 Year VA Refi 2024-11-14 0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Big Stone Gap, VA.

    Big Stone Gap Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Big Stone Gap, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    EASTMAN 57 7.70% $3,541
    QUICKEN LOANS, LLC 7 7.00% $4,564
    Wells Fargo Bank 4 7.19% $4,282
    CROSSCOUNTRY MORTGAGE, LLC 3 6.82% $4,652
    FIRST BANCORP 3 7.83% $2,960
    MOVEMENT MORTGAGE, LLC 3 6.48% $4,606
    USAA Federal Savings Bank 2 6.44% $3,713
    Sierra Pacific Mortgage Company, Inc. 2 6.75% $6,577
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 8.12% $7,553
    New Peoples Bank, Inc. 2 8.29% $3,413
    Truist 2 6.15% $2,926
    Atlantic Union Bank 2 6.81% $3,972
    Towne Bank 1 6.88% $4,822
    United Fidelity Funding Corp. 1 7.13% $4,256
    UNITED WHOLESALE MORTGAGE, LLC 1 7.00% $4,809
    U.S. Bank 1 7.38% $3,007
    Virginia Credit Union, Inc. 1 7.88% $2,929
    21ST MORTGAGE CORPORATION 1 8.08% $5,990
    ZILLOW HOME LOANS, LLC 1 6.13% $4,916
    Alcova Mortgage LLC 1 7.13% $4,214
    BROKER SOLUTIONS, INC. 1 6.88% $5,635
    CARDINAL FINANCIAL 1 7.25% $4,212
    CMG MORTGAGE, INC. 1 7.99% $6,249
    Commercial Bank 1 6.25% $3,054
    First-Citizens Bank & Trust Company 1 7.58% $6,155
    GENEVA FINANCIAL, LLC 1 6.63% $5,219
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.13% $7,222
    Kingsport Press Credit Union 1 6.25% $3,266
    Mortgage Research Center, LLC 1 7.88% $3,827
    PENNYMAC LOAN SERVICES, LLC 1 6.25% $3,891

    Big Stone Gap Average Closing Costs & Other Stats

    Big Stone Gap, VA's 30 lenders originated 394 loans during 2023. The total origination value was $45,560,000, with an average loan value of $115,635.

    Big Stone Gap's average closing costs are $4,029.

    The top Big Stone Gap lender as defined by loan originations is EASTMAN, with 57 loans originated. Their average total fees are $3,541, which is $1,023 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Big Stone Gap lenders (with over 10 loans originated) are EASTMAN ($3,541), .

    The lowest rate Big Stone Gap lenders (with over 10 loans originated) are EASTMAN (7.70%), .

    Big Stone Gap, VA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    EASTMAN $13,965,000 $12,690,000 -9.1% 27.9%
    CROSSCOUNTRY MORTGAGE, LLC $5,265,000 $3,195,000 -39.3% 7.0%
    Powell Valley National Bank $4,520,000 $3,060,000 -32.3% 6.7%
    FIRST BANCORP $2,620,000 $2,950,000 12.6% 6.5%
    QUICKEN LOANS, LLC $5,335,000 $2,750,000 -48.5% 6.0%
    Mortgage Research Center, LLC $3,315,000 $1,810,000 -45.4% 4.0%
    21ST MORTGAGE CORPORATION $1,100,000 $1,285,000 16.8% 2.8%
    Community Trust Bank, Inc. $495,000 $1,220,000 146.5% 2.7%
    Appalachian Community Federal Credit Union $2,465,000 $1,095,000 -55.6% 2.4%
    MOVEMENT MORTGAGE, LLC $930,000 $1,000,000 7.5% 2.2%
    Lee Bank and Trust Company $950,000 n/a 2.1%
    Farmers and Miners Bank $1,010,000 $770,000 -23.8% 1.7%
    VANDERBILT MORTGAGE AND FINANCE, INC. $985,000 $750,000 -23.9% 1.6%
    New Peoples Bank, Inc. $905,000 $735,000 -18.8% 1.6%
    First-Citizens Bank & Trust Company $705,000 n/a 1.5%
    CARDINAL FINANCIAL $420,000 $595,000 41.7% 1.3%
    Truist $2,160,000 $530,000 -75.5% 1.2%
    FIRST COMMUNITY MORTGAGE, INC. $520,000 n/a 1.1%
    UNITED WHOLESALE MORTGAGE, LLC $390,000 $510,000 30.8% 1.1%
    CMG MORTGAGE, INC. $250,000 $500,000 100.0% 1.1%
    Wells Fargo Bank $540,000 $495,000 -8.3% 1.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $280,000 $470,000 67.9% 1.0%
    Virginia Credit Union, Inc. $180,000 $435,000 141.7% 1.0%
    Atlantic Union Bank $420,000 n/a 0.9%
    BROKER SOLUTIONS, INC. $65,000 $405,000 523.1% 0.9%
    NAVY FEDERAL CREDIT UNION $650,000 $385,000 -40.8% 0.8%
    Figure Lending LLC $60,000 $325,000 441.7% 0.7%
    ALAMEDA MORTGAGE CORPORATION $280,000 n/a 0.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $270,000 n/a 0.6%
    USAA Federal Savings Bank $525,000 $270,000 -48.6% 0.6%
    VILLAGE CAPITAL MORTGAGE $265,000 n/a 0.6%
    CHURCHILL MORTGAGE CORPORATION $240,000 n/a 0.5%
    NEWREZ LLC $235,000 n/a 0.5%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $225,000 n/a 0.5%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $225,000 $210,000 -6.7% 0.5%
    Kingsport Press Credit Union $230,000 $205,000 -10.9% 0.4%
    ZILLOW HOME LOANS, LLC $195,000 n/a 0.4%
    LOANDEPOT.COM, LLC $325,000 $190,000 -41.5% 0.4%
    Sierra Pacific Mortgage Company, Inc. $635,000 $185,000 -70.9% 0.4%
    Alcova Mortgage LLC $175,000 n/a 0.4%
    Carrington Mortgage Services, LLC $220,000 $155,000 -29.5% 0.3%
    Commercial Bank $155,000 n/a 0.3%
    GENEVA FINANCIAL, LLC $155,000 n/a 0.3%
    U.S. Bank $330,000 $150,000 -54.5% 0.3%
    GUARANTEED RATE, INC. $560,000 $145,000 -74.1% 0.3%
    NATIONAL BANKSHARES, INC. $145,000 n/a 0.3%
    Towne Bank $135,000 n/a 0.3%
    Bank of America $130,000 n/a 0.3%
    JPMorgan Chase Bank $1,040,000 $115,000 -88.9% 0.3%
    OAKTREE FUNDING CORP. $105,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $105,000 n/a 0.2%
    Blue Ridge Bank $95,000 n/a 0.2%
    MLD MORTGAGE INC. $95,000 n/a 0.2%
    SOUTH CENTRAL BANK, INC. $95,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $165,000 $65,000 -60.6% 0.1%
    United Fidelity Funding Corp. $65,000 n/a 0.1%
    PENNYMAC LOAN SERVICES, LLC $420,000 $55,000 -86.9% 0.1%
    The Bank of Marion $55,000 $55,000 0.0% 0.1%
    Citizens Bank $295,000 $25,000 -91.5% 0.1%
    Coastal Community Bank $15,000 n/a 0.0%

    Big Stone Gap's top lender by overall market share is EASTMAN, with 27.9% market share. In second place, with 7.0%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $3,195,000 in loans. In third place, with 6.7%, is Powell Valley National Bank, having originated $3,060,000 in loans. In fourth place, with 6.5%, is FIRST BANCORP, having originated $2,950,000 in loans. In fifth place, with 6.0%, is QUICKEN LOANS, LLC, having originated $2,750,000 in loans.

    Big Stone Gap Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Big Stone Gap (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $101,654 (-1.2%) $131,160 (5.2%) 0.00 208
    2018-02-01 $104,999 (6.3%) $131,655 (9.0%) 0.00 211
    2018-03-01 $99,725 (5.7%) $127,920 (8.7%) 0.00 213
    2018-04-01 $99,500 (2.7%) $126,600 (3.8%) 0.00 205
    2018-05-01 $99,167 (3.0%) $122,149 (-0.4%) 0.00 217
    2018-06-01 $94,333 (-4.4%) $118,066 (-6.5%) 0.00 229
    2018-07-01 $94,111 (-4.9%) $118,223 (-4.2%) 0.00 251
    2018-08-01 $92,500 (-5.8%) $119,485 (-3.0%) 0.00 268
    2018-09-01 $89,639 (-10.3%) $115,349 (-8.0%) 0.00 267
    2018-10-01 $87,708 (-12.2%) $114,343 (-8.1%) 0.00 269
    2018-11-01 $87,500 (-12.1%) $113,657 (-9.2%) 0.00 257
    2018-12-01 $88,998 (-11.9%) $115,419 (-10.4%) 0.00 240
    2019-01-01 $90,250 (-11.2%) $116,871 (-10.9%) 0.00 240
    2019-02-01 $92,500 (-11.9%) $120,011 (-8.8%) 0.00 229
    2019-03-01 $93,476 (-6.3%) $125,881 (-1.6%) 0.00 215
    2019-04-01 $94,666 (-4.9%) $129,083 (2.0%) 0.00 211
    2019-05-01 $96,938 (-2.3%) $134,296 (9.9%) 0.00 212
    2019-06-01 $101,300 (7.4%) $137,010 (16.1%) 0.00 213
    2019-07-01 $102,150 (8.5%) $136,374 (15.4%) 0.00 212
    2019-08-01 $103,413 (11.8%) $136,332 (14.1%) 0.00 211
    2019-09-01 $102,617 (14.5%) $137,103 (18.9%) 0.00 209
    2019-10-01 $102,086 (16.4%) $137,113 (19.9%) 0.00 204
    2019-11-01 $104,000 (18.9%) $134,316 (18.2%) 0.00 205
    2019-12-01 $98,750 (11.0%) $132,272 (14.6%) 0.00 208
    2020-01-01 $97,950 (8.5%) $133,212 (14.0%) 0.00 201
    2020-02-01 $95,900 (3.7%) $135,468 (12.9%) 0.00 191
    2020-03-01 $98,450 (5.3%) $141,423 (12.4%) 0.00 165
    2020-04-01 $100,800 (6.5%) $151,197 (17.1%) 0.00 159
    2020-05-01 $104,900 (8.2%) $150,466 (12.0%) 0.00 151
    2020-06-01 $111,000 (9.6%) $152,283 (11.2%) 0.00 152
    2020-07-01 $120,667 (18.1%) $159,238 (16.8%) 0.00 143
    2020-08-01 $119,777 (15.8%) $157,724 (15.7%) 0.00 115
    2020-09-01 $121,000 (17.9%) $160,035 (16.7%) 0.00 115
    2020-10-01 $129,000 (26.4%) $168,256 (22.7%) 0.00 102
    2020-11-01 $135,000 (29.8%) $176,615 (31.5%) 0.00 106
    2020-12-01 $133,950 (35.7%) $170,980 (29.3%) 0.00 108
    2021-01-01 $129,000 (31.7%) $167,613 (25.8%) 0.00 103
    2021-02-01 $109,500 (14.2%) $165,347 (22.1%) 0.00 92
    2021-03-01 $127,283 (29.3%) $173,346 (22.6%) 0.00 84
    2021-04-01 $124,333 (23.4%) $172,624 (14.2%) 0.00 79
    2021-05-01 $125,000 (19.2%) $176,866 (17.6%) 0.00 72
    2021-06-01 $136,225 (22.7%) $184,110 (20.9%) 0.00 81
    2021-07-01 $152,500 (26.4%) $190,803 (19.8%) 0.00 76
    2021-08-01 $147,450 (23.1%) $184,193 (16.8%) 0.00 84
    2021-09-01 $144,000 (19.0%) $182,518 (14.1%) 0.00 89
    2021-10-01 $130,000 (0.8%) $175,499 (4.3%) 0.00 81
    2021-11-01 $145,000 (7.4%) $174,922 (-1.0%) 0.00 74
    2021-12-01 $143,500 (7.1%) $176,470 (3.2%) 0.00 70
    2022-01-01 $140,777 (9.1%) $176,716 (5.4%) 0.00 67
    2022-02-01 $137,475 (25.6%) $168,597 (2.0%) 0.00 69
    2022-03-01 $140,777 (10.6%) $170,032 (-1.9%) 0.00 63
    2022-04-01 $139,900 (12.5%) $168,263 (-2.5%) 0.00 65
    2022-05-01 $137,000 (9.6%) $157,908 (-10.7%) 0.00 63
    2022-06-01 $149,000 (9.4%) $167,298 (-9.1%) 0.00 66
    2022-07-01 $164,217 (7.7%) $185,900 (-2.6%) 0.00 65
    2022-08-01 $169,875 (15.2%) $196,819 (6.9%) 0.00 70
    2022-09-01 $171,717 (19.3%) $196,244 (7.5%) 0.00 78
    2022-10-01 $149,900 (15.3%) $186,063 (6.0%) 0.00 70
    2022-11-01 $149,150 (2.9%) $179,597 (2.7%) 0.00 67
    2022-12-01 $139,900 (-2.5%) $168,355 (-4.6%) 0.00 60
    2023-01-01 $142,475 (1.2%) $173,064 (-2.1%) 0.00 57
    2023-02-01 $139,950 (1.8%) $172,971 (2.6%) 0.00 55
    2023-03-01 $142,925 (1.5%) $169,183 (-0.5%) 0.00 58
    2023-04-01 $154,500 (10.4%) $198,611 (18.0%) 0.00 66
    2023-05-01 $133,250 (-2.7%) $188,962 (19.7%) 0.00 57
    2023-06-01 $144,000 (-3.4%) $197,293 (17.9%) 0.00 56
    2023-07-01 $169,500 (3.2%) $185,675 (-0.1%) 0.00 62
    2023-08-01 $148,450 (-12.6%) $188,346 (-4.3%) 0.00 66
    2023-09-01 $135,000 (-21.4%) $187,012 (-4.7%) 0.00 69
    2023-10-01 $129,000 (-13.9%) $154,367 (-17.0%) 0.00 66
    2023-11-01 $129,000 (-13.5%) $155,847 (-13.2%) 0.00 64
    2023-12-01 $124,900 (-10.7%) $157,151 (-6.7%) 0.00 64
    2024-01-01 $125,892 (-11.6%) $159,042 (-8.1%) 0.00 59
    2024-02-01 $124,000 (-11.4%) $170,035 (-1.7%) 0.00 50
    2024-03-01 $164,000 (14.8%) $244,970 (44.8%) 0.00 48
    2024-04-01 $153,450 (-0.7%) $228,586 (15.1%) 0.00 47
    2024-05-01 $141,225 (6.0%) $204,374 (8.2%) 0.00 61
    2024-06-01 $144,950 (0.7%) $202,240 (2.5%) 0.00 66
    2024-07-01 $163,306 (-3.7%) $218,585 (17.7%) 0.00 73
    2024-08-01 $164,950 (11.1%) $211,759 (12.4%) 0.00 80
    2024-09-01 $163,500 (21.1%) $198,713 (6.3%) 0.00 86
    2024-10-01 $181,948 (41.0%) $207,331 (34.3%) 0.00 88
    Big Stone Gap's median listing price for 2024-10-01 was $181,948, a difference of $52,948 (41.0%) versus the prior year and $18,448 versus the prior month.

    Big Stone Gap's median listing price comes in at 0% of the national average.

    Big Stone Gap's average listing price for 2024-10-01 was $207,331, a difference of $52,964 (34.3%) versus the prior year and $8,618 versus the prior month.

    For the 2024-10-01 period, Big Stone Gap had 88 MLS listings, a difference of 2 listings (2%) versus the prior month and 22 listings (33%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Big Stone Gap (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,718 sqft
    2018-02-01 0 days 1,726 sqft
    2018-03-01 0 days 1,706 sqft
    2018-04-01 0 days 1,703 sqft
    2018-05-01 0 days 1,703 sqft
    2018-06-01 0 days 1,702 sqft
    2018-07-01 0 days 1,699 sqft
    2018-08-01 0 days 1,675 sqft
    2018-09-01 0 days 1,680 sqft
    2018-10-01 0 days 1,688 sqft
    2018-11-01 0 days 1,678 sqft
    2018-12-01 0 days 1,716 sqft
    2019-01-01 0 days 1,675 sqft
    2019-02-01 0 days 1,681 sqft
    2019-03-01 0 days 1,705 sqft
    2019-04-01 0 days 1,727 sqft
    2019-05-01 0 days 1,734 sqft
    2019-06-01 0 days 1,773 sqft
    2019-07-01 0 days 1,815 sqft
    2019-08-01 0 days 1,766 sqft
    2019-09-01 0 days 1,700 sqft
    2019-10-01 0 days 1,640 sqft
    2019-11-01 0 days 1,664 sqft
    2019-12-01 0 days 1,674 sqft
    2020-01-01 0 days 1,657 sqft
    2020-02-01 0 days 1,641 sqft
    2020-03-01 0 days 1,649 sqft
    2020-04-01 0 days 1,676 sqft
    2020-05-01 0 days 1,672 sqft
    2020-06-01 0 days 1,668 sqft
    2020-07-01 0 days 1,656 sqft
    2020-08-01 0 days 1,620 sqft
    2020-09-01 0 days 1,633 sqft
    2020-10-01 0 days 1,620 sqft
    2020-11-01 0 days 1,712 sqft
    2020-12-01 0 days 1,664 sqft
    2021-01-01 0 days 1,646 sqft
    2021-02-01 0 days 1,663 sqft
    2021-03-01 0 days 1,762 sqft
    2021-04-01 0 days 1,734 sqft
    2021-05-01 0 days 1,715 sqft
    2021-06-01 0 days 1,689 sqft
    2021-07-01 0 days 1,728 sqft
    2021-08-01 0 days 1,673 sqft
    2021-09-01 0 days 1,635 sqft
    2021-10-01 0 days 1,622 sqft
    2021-11-01 0 days 1,583 sqft
    2021-12-01 0 days 1,581 sqft
    2022-01-01 0 days 1,580 sqft
    2022-02-01 0 days 1,544 sqft
    2022-03-01 0 days 1,541 sqft
    2022-04-01 0 days 1,490 sqft
    2022-05-01 0 days 1,553 sqft
    2022-06-01 0 days 1,638 sqft
    2022-07-01 0 days 1,748 sqft
    2022-08-01 0 days 1,764 sqft
    2022-09-01 0 days 1,800 sqft
    2022-10-01 0 days 1,657 sqft
    2022-11-01 0 days 1,623 sqft
    2022-12-01 0 days 1,778 sqft
    2023-01-01 0 days 1,706 sqft
    2023-02-01 0 days 1,685 sqft
    2023-03-01 0 days 1,674 sqft
    2023-04-01 0 days 1,736 sqft
    2023-05-01 0 days 1,730 sqft
    2023-06-01 0 days 1,789 sqft
    2023-07-01 0 days 1,751 sqft
    2023-08-01 0 days 1,665 sqft
    2023-09-01 0 days 1,626 sqft
    2023-10-01 0 days 1,595 sqft
    2023-11-01 0 days 1,560 sqft
    2023-12-01 0 days 1,529 sqft
    2024-01-01 0 days 1,569 sqft
    2024-02-01 0 days 1,476 sqft
    2024-03-01 0 days 1,647 sqft
    2024-04-01 0 days 1,556 sqft
    2024-05-01 0 days 1,517 sqft
    2024-06-01 0 days 1,506 sqft
    2024-07-01 0 days 1,588 sqft
    2024-08-01 0 days 1,658 sqft
    2024-09-01 0 days 1,631 sqft
    2024-10-01 0 days 1,657 sqft
    Big Stone Gap's median listing age (time on market) for 2024-10-01 was 0 days.

    Big Stone Gap's median square footage for active listings during the 2024-10-01 period was 1,657 sqft. One year prior, the average listing was 1,595 sqft.

    Big Stone Gap, VA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 252 $35,010,000 $138,929
    Other 44 $2,670,000 $60,682
    Cash Out Refi 40 $3,770,000 $94,250
    Home Improvement 36 $1,930,000 $53,611
    Refi 22 $2,180,000 $99,091

    Big Stone Gap's most frequently cited loan purpose was Home Purchase, with 252 originations. The 2nd most popular reason was Other, with 44 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    7-8% 111 $14,125,000 $127,252
    6-7% 108 $14,090,000 $130,463
    Over 8% 86 $7,690,000 $89,419
    5-6% 22 $3,180,000 $144,545
    4-5% 2 $400,000 $200,000

    During 2023, Big Stone Gap's most frequently originated rate bucket was 7-8%, with 111 originations.

    Loan Sizing (Big Stone Gap, VA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 210 $11,780,000 $56,095
    $100k-200k 145 $21,125,000 $145,690
    $200k-400k 33 $8,625,000 $261,364
    $400k-600k 3 $1,375,000 $458,333
    $600k-1000k 2 $1,510,000 $755,000
    $Over $1MM 1 $1,145,000 $1,145,000

    Big Stone Gap's loan sizing saw the bucket of loans from $100,000 or less with 210 originations, totaling $11,780,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 182 $27,560,000 $151,429
    60-80% 51 $5,455,000 $106,961
    20-40% 37 $2,265,000 $61,216
    40-60% 31 $2,935,000 $94,677
    Under 20% 23 $605,000 $26,304
    Over 100% 5 $665,000 $133,000

    Big Stone Gap's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 182 originations, totaling $27,560,000 in origination value.