Big Stone Gap Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Big Stone Gap averaged 7.96% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.79% and one month ago for the week of 2023-02-09, the average rate was 7.28%.

    Big Stone Gap's average rate one year ago was 5.11%.

    For refis of the same type during the week of 2023-03-16, the average rate was 7.01%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Big Stone Gap 30 Year Fixed Rate 2023-03-16 7.96%
    Big Stone Gap 30 Year Fixed Rate Refi 2023-03-16 7.01%
    Big Stone Gap 15 Year Fixed Rate 2023-03-16 7.15%
    Big Stone Gap 15 Year Fixed Rate Refi 2023-03-16 6.09%
    Big Stone Gap 30 Year FHA 2023-03-16 6.81%
    Big Stone Gap 30 Year FHA Refi 2023-03-16 6.44%
    Big Stone Gap 30 Year USDA 2023-03-16 6.78%
    Big Stone Gap 30 Year USDA Refi 2023-03-16 5.87%
    Big Stone Gap 30 Year VA 2023-03-16 6.61%
    Big Stone Gap 30 Year VA Refi 2023-03-16 5.9%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Big Stone Gap, VA.

    Big Stone Gap Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Big Stone Gap, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
    EASTMAN 96 4.37% $2,776
    FIRST BANCORP, INC. 22 3.41% $2,809
    QUICKEN LOANS, LLC 16 3.20% $4,190
    Truist 6 3.14% $2,921
    Wells Fargo Bank 4 3.13% $2,691
    New Peoples Bank, Inc. 4 3.53% $2,534
    CROSSCOUNTRY MORTGAGE, LLC 4 3.78% $5,715
    CMG MORTGAGE, INC. 3 3.25% $3,745
    ROYAL UNITED MORTGAGE LLC 3 3.25% $4,577
    LOANDEPOT.COM, LLC 3 3.17% $3,889
    CALIBER HOME LOANS, INC. 3 3.07% $3,467
    HANCOCK MORTGAGE PARTNERS, LLC 2 3.31% $3,961
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 3.44% $5,340
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.75% $5,548
    Flagstar Bank, FSB 1 2.88% $2,735
    GUARANTEED RATE, INC. 1 3.38% $3,081
    GUIDANCE RESIDENTIAL, LLC 1 3.75% $2,813
    Alcova Mortgage LLC 1 3.63% $3,237
    HOME POINT FINANCIAL CORPORATION 1 3.25% $1,498
    Hometown Lenders, Inc. 1 3.00% $6,040
    JPMorgan Chase Bank 1 3.38% $3,335
    EMBRACE HOME LOANS, INC. 1 2.88% $2,390
    MOVEMENT MORTGAGE, LLC 1 3.75% $2,957
    Nations Lending Corporation 1 2.75% $6,684
    NATIONWIDE MORTGAGE BANKERS, INC. 1 4.38% $5,951
    NAVY FEDERAL CREDIT UNION 1 4.50% $1,826
    Community Trust Bank, Inc. 1 3.50% $1,730
    PENNYMAC LOAN SERVICES, LLC 1 2.87% $3,300
    Pinnacle Bank 1 3.13% $3,090
    Carrington Mortgage Services, LLC 1 3.38% $3,617
    Regions Bank 1 3.38% $3,034
    BROKER SOLUTIONS, INC. 1 2.88% $2,690
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.13% $5,811
    UNITED WHOLESALE MORTGAGE, LLC 1 3.25% $4,597
    AMERICAN FINANCIAL NETWORK, INC. 1 4.13% $1,602

    Big Stone Gap Average Closing Costs & Other Stats

    Big Stone Gap, VA's 35 lenders originated 640 loans during 2021. The total origination value was $82,710,000, with an average loan value of $129,234.

    Big Stone Gap's average closing costs are $3,589.

    The top Big Stone Gap lender as defined by loan originations is EASTMAN, with 96 loans originated. Their average total fees are $2,776, which is $34 lower than the next largest lender, FIRST BANCORP, INC..

    The lowest fee Big Stone Gap lenders (with over 10 loans originated) are EASTMAN ($2,776), FIRST BANCORP, INC. ($2,809), QUICKEN LOANS, LLC ($4,190), .

    The lowest rate Big Stone Gap lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (3.20%), FIRST BANCORP, INC. (3.41%), EASTMAN (4.37%), .

    Big Stone Gap, VA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    EASTMAN $11,720,000 $19,590,000 67.2% 23.7%
    QUICKEN LOANS, LLC $7,710,000 $8,710,000 13.0% 10.5%
    FIRST BANCORP, INC. $8,475,000 $7,065,000 -16.6% 8.5%
    CROSSCOUNTRY MORTGAGE, LLC $4,675,000 $4,855,000 3.9% 5.9%
    Truist Bank $4,250,000 $4,445,000 4.6% 5.4%
    Powell Valley National Bank $3,505,000 $3,850,000 9.8% 4.7%
    Mortgage Research Center, LLC $535,000 $3,370,000 529.9% 4.1%
    Appalachian Community Federal Credit Union $1,470,000 $2,180,000 48.3% 2.6%
    Wells Fargo Bank $1,785,000 $2,085,000 16.8% 2.5%
    Farmers and Miners Bank $2,215,000 $2,035,000 -8.1% 2.5%
    CMG MORTGAGE, INC. $925,000 $1,935,000 109.2% 2.3%
    FREEDOM MORTGAGE CORPORATION $1,815,000 $1,890,000 4.1% 2.3%
    New Peoples Bank, Inc. $2,230,000 $1,860,000 -16.6% 2.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,450,000 $1,600,000 10.3% 1.9%
    PENNYMAC LOAN SERVICES, LLC $215,000 $930,000 332.6% 1.1%
    NAVY FEDERAL CREDIT UNION $255,000 $920,000 260.8% 1.1%
    LOANDEPOT.COM, LLC $825,000 $905,000 9.7% 1.1%
    UNITED WHOLESALE MORTGAGE, LLC $790,000 n/a 1.0%
    HOME POINT FINANCIAL CORPORATION $165,000 $760,000 360.6% 0.9%
    21ST MORTGAGE CORPORATION $950,000 $660,000 -30.5% 0.8%
    HANCOCK MORTGAGE PARTNERS, LLC $340,000 $535,000 57.4% 0.6%
    EMBRACE HOME LOANS, INC. $465,000 n/a 0.6%
    GUARANTEED RATE, INC. $445,000 n/a 0.5%
    Flagstar Bank, FSB $415,000 n/a 0.5%
    ROYAL UNITED MORTGAGE LLC $55,000 $375,000 581.8% 0.5%
    CALIBER HOME LOANS, INC. $350,000 $360,000 2.9% 0.4%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,120,000 $355,000 -68.3% 0.4%
    Carrington Mortgage Services, LLC $330,000 $345,000 4.5% 0.4%
    MOVEMENT MORTGAGE, LLC $315,000 $340,000 7.9% 0.4%
    BROKER SOLUTIONS, INC. $330,000 n/a 0.4%
    FINANCE OF AMERICA MORTGAGE LLC $330,000 n/a 0.4%
    PNC Bank $330,000 n/a 0.4%
    NEWREZ LLC $135,000 $320,000 137.0% 0.4%
    Nations Lending Corporation $85,000 $305,000 258.8% 0.4%
    USAA Federal Savings Bank $135,000 $295,000 118.5% 0.4%
    U.S. Bank $290,000 n/a 0.4%
    FIRST HOME MORTGAGE CORPORATION $275,000 n/a 0.3%
    George Mason Mortgage, LLC $265,000 n/a 0.3%
    Pinnacle Bank $195,000 $255,000 30.8% 0.3%
    Citizens Bank $415,000 $250,000 -39.8% 0.3%
    BETTER MORTGAGE CORPORATION $235,000 n/a 0.3%
    Bank of America $345,000 $230,000 -33.3% 0.3%
    NP, Inc. $235,000 $225,000 -4.3% 0.3%
    NEW DAY FINANCIAL, LLC $330,000 $200,000 -39.4% 0.2%
    Alcova Mortgage LLC $75,000 $190,000 153.3% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $585,000 $185,000 -68.4% 0.2%
    First Community Bank $115,000 $185,000 60.9% 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $460,000 $175,000 -62.0% 0.2%
    Metro City Bank $165,000 n/a 0.2%
    Paramount Residential Mortgage Group, Inc. $95,000 $165,000 73.7% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $350,000 $165,000 -52.9% 0.2%
    VILLAGE CAPITAL & INVESTMENT LLC $165,000 n/a 0.2%
    JPMorgan Chase Bank $150,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $145,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $145,000 n/a 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $115,000 $145,000 26.1% 0.2%
    Renasant Bank $605,000 $145,000 -76.0% 0.2%
    GUIDANCE RESIDENTIAL, LLC $135,000 n/a 0.2%
    Hometown Lenders, Inc. $135,000 n/a 0.2%
    NORWICH COMMERCIAL GROUP, INC. $135,000 n/a 0.2%
    TD Bank $135,000 $135,000 0.0% 0.2%
    Baxter Credit Union $125,000 n/a 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $120,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $115,000 n/a 0.1%
    OCEANSIDE MORTGAGE COMPANY $105,000 n/a 0.1%
    Virginia Credit Union, Inc. $570,000 $105,000 -81.6% 0.1%
    The Bank of Marion $355,000 $100,000 -71.8% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $175,000 $95,000 -45.7% 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $575,000 $95,000 -83.5% 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $95,000 n/a 0.1%
    PHH Mortgage Corporation $95,000 n/a 0.1%
    TOWNE MORTGAGE COMPANY $245,000 $95,000 -61.2% 0.1%
    Barrington Bank & Trust Company, N.A. $530,000 $85,000 -84.0% 0.1%
    BAYSHORE MORTGAGE FUNDING, LLC $75,000 n/a 0.1%
    Carter Bank & Trust $75,000 n/a 0.1%
    Community Trust Bank, Inc. $465,000 $75,000 -83.9% 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $75,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $175,000 $65,000 -62.9% 0.1%
    NATIONS RELIABLE LENDING, LLC $65,000 n/a 0.1%
    Apple Federal Credit Union $55,000 n/a 0.1%
    Discover Bank $55,000 $55,000 0.0% 0.1%
    Regions Bank $55,000 n/a 0.1%
    Figure Lending LLC $15,000 n/a 0.0%

    Big Stone Gap's top lender by overall market share is EASTMAN, with 23.7% market share. In second place, with 10.5%, is QUICKEN LOANS, LLC, having originated $8,710,000 in loans. In third place, with 8.5%, is FIRST BANCORP, INC., having originated $7,065,000 in loans. In fourth place, with 5.9%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $4,855,000 in loans. In fifth place, with 5.4%, is Truist Bank, having originated $4,445,000 in loans.

    Big Stone Gap Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Big Stone Gap (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $101,654 (-1.2%) $131,160 (5.2%) 0.00 208
    2018-02-01 $104,833 (6.2%) $131,651 (9.0%) 0.00 211
    2018-03-01 $99,725 (5.7%) $127,920 (8.7%) 0.00 213
    2018-04-01 $99,458 (2.7%) $126,483 (3.7%) 0.00 205
    2018-05-01 $99,000 (2.8%) $121,949 (-0.5%) 0.00 218
    2018-06-01 $95,333 (-3.3%) $118,122 (-6.4%) 0.00 229
    2018-07-01 $94,277 (-4.8%) $118,412 (-4.0%) 0.00 251
    2018-08-01 $92,500 (-5.8%) $119,485 (-3.0%) 0.00 268
    2018-09-01 $89,639 (-10.3%) $115,349 (-8.0%) 0.00 267
    2018-10-01 $87,708 (-12.2%) $114,343 (-8.1%) 0.00 269
    2018-11-01 $87,500 (-12.1%) $113,657 (-9.2%) 0.00 257
    2018-12-01 $88,998 (-11.9%) $115,419 (-10.4%) 0.00 240
    2019-01-01 $90,250 (-11.2%) $116,871 (-10.9%) 0.00 240
    2019-02-01 $92,500 (-11.8%) $120,011 (-8.8%) 0.00 229
    2019-03-01 $93,476 (-6.3%) $125,881 (-1.6%) 0.00 215
    2019-04-01 $94,777 (-4.7%) $129,083 (2.1%) 0.00 211
    2019-05-01 $96,938 (-2.1%) $134,296 (10.1%) 0.00 212
    2019-06-01 $101,300 (6.3%) $137,010 (16.0%) 0.00 213
    2019-07-01 $102,150 (8.4%) $136,374 (15.2%) 0.00 212
    2019-08-01 $103,413 (11.8%) $136,332 (14.1%) 0.00 211
    2019-09-01 $102,617 (14.5%) $137,103 (18.9%) 0.00 209
    2019-10-01 $102,086 (16.4%) $137,113 (19.9%) 0.00 204
    2019-11-01 $104,000 (18.9%) $134,316 (18.2%) 0.00 205
    2019-12-01 $98,750 (11.0%) $132,272 (14.6%) 0.00 208
    2020-01-01 $97,950 (8.5%) $133,212 (14.0%) 0.00 201
    2020-02-01 $95,900 (3.7%) $135,468 (12.9%) 0.00 191
    2020-03-01 $98,450 (5.3%) $141,423 (12.4%) 0.00 165
    2020-04-01 $100,800 (6.4%) $151,197 (17.1%) 0.00 159
    2020-05-01 $104,900 (8.2%) $150,466 (12.0%) 0.00 151
    2020-06-01 $111,000 (9.6%) $152,283 (11.2%) 0.00 152
    2020-07-01 $120,667 (18.1%) $159,238 (16.8%) 0.00 143
    2020-08-01 $119,777 (15.8%) $157,724 (15.7%) 0.00 115
    2020-09-01 $121,000 (17.9%) $160,035 (16.7%) 0.00 115
    2020-10-01 $129,000 (26.4%) $168,256 (22.7%) 0.00 102
    2020-11-01 $135,000 (29.8%) $176,615 (31.5%) 0.00 106
    2020-12-01 $133,950 (35.7%) $170,980 (29.3%) 0.00 108
    2021-01-01 $129,000 (31.7%) $167,613 (25.8%) 0.00 103
    2021-02-01 $109,500 (14.2%) $165,347 (22.1%) 0.00 92
    2021-03-01 $127,283 (29.3%) $173,346 (22.6%) 0.00 84
    2021-04-01 $124,333 (23.4%) $172,624 (14.2%) 0.00 79
    2021-05-01 $125,000 (19.2%) $176,866 (17.6%) 0.00 72
    2021-06-01 $136,225 (22.7%) $184,110 (20.9%) 0.00 81
    2021-07-01 $152,500 (26.4%) $190,803 (19.8%) 0.00 76
    2021-08-01 $147,450 (23.1%) $184,193 (16.8%) 0.00 84
    2021-09-01 $144,000 (19.0%) $182,518 (14.1%) 0.00 89
    2021-10-01 $130,000 (0.8%) $175,499 (4.3%) 0.00 81
    2021-11-01 $145,000 (7.4%) $174,922 (-1.0%) 0.00 74
    2021-12-01 $143,500 (7.1%) $176,470 (3.2%) 0.00 70
    2022-01-01 $140,777 (9.1%) $176,716 (5.4%) 0.00 67
    2022-02-01 $137,475 (25.6%) $168,597 (2.0%) 0.00 69
    2022-03-01 $140,777 (10.6%) $170,032 (-1.9%) 0.00 63
    2022-04-01 $139,900 (12.5%) $168,263 (-2.5%) 0.00 65
    2022-05-01 $137,000 (9.6%) $157,908 (-10.7%) 0.00 63
    2022-06-01 $149,000 (9.4%) $167,298 (-9.1%) 0.00 66
    2022-07-01 $164,217 (7.7%) $185,900 (-2.6%) 0.00 65
    2022-08-01 $169,875 (15.2%) $196,819 (6.9%) 0.00 70
    2022-09-01 $171,717 (19.3%) $196,244 (7.5%) 0.00 78
    2022-10-01 $149,900 (15.3%) $186,063 (6.0%) 0.00 70
    2022-11-01 $149,150 (2.9%) $179,597 (2.7%) 0.00 67
    2022-12-01 $139,900 (-2.5%) $168,355 (-4.6%) 0.00 60
    2023-01-01 $142,475 (1.2%) $173,064 (-2.1%) 0.00 57
    2023-02-01 $139,950 (1.8%) $172,971 (2.6%) 0.00 55
    Big Stone Gap's median listing price for 2023-02-01 was $139,950, a difference of $2,475 (1.8%) versus the prior year and $-2,525 versus the prior month.

    Big Stone Gap's median listing price comes in at 0% of the national average.

    Big Stone Gap's average listing price for 2023-02-01 was $172,971, a difference of $4,374 (2.6%) versus the prior year and $-93 versus the prior month.

    For the 2023-02-01 period, Big Stone Gap had 55 MLS listings, a difference of -2 listings (-4%) versus the prior month and -14 listings (-20%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Big Stone Gap (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,718 sqft
    2018-02-01 0 days 1,726 sqft
    2018-03-01 0 days 1,706 sqft
    2018-04-01 0 days 1,701 sqft
    2018-05-01 0 days 1,703 sqft
    2018-06-01 0 days 1,702 sqft
    2018-07-01 0 days 1,701 sqft
    2018-08-01 0 days 1,675 sqft
    2018-09-01 0 days 1,680 sqft
    2018-10-01 0 days 1,688 sqft
    2018-11-01 0 days 1,678 sqft
    2018-12-01 0 days 1,716 sqft
    2019-01-01 0 days 1,675 sqft
    2019-02-01 0 days 1,681 sqft
    2019-03-01 0 days 1,705 sqft
    2019-04-01 0 days 1,727 sqft
    2019-05-01 0 days 1,734 sqft
    2019-06-01 0 days 1,773 sqft
    2019-07-01 0 days 1,815 sqft
    2019-08-01 0 days 1,766 sqft
    2019-09-01 0 days 1,700 sqft
    2019-10-01 0 days 1,640 sqft
    2019-11-01 0 days 1,664 sqft
    2019-12-01 0 days 1,674 sqft
    2020-01-01 0 days 1,657 sqft
    2020-02-01 0 days 1,641 sqft
    2020-03-01 0 days 1,649 sqft
    2020-04-01 0 days 1,676 sqft
    2020-05-01 0 days 1,672 sqft
    2020-06-01 0 days 1,668 sqft
    2020-07-01 0 days 1,656 sqft
    2020-08-01 0 days 1,620 sqft
    2020-09-01 0 days 1,633 sqft
    2020-10-01 0 days 1,620 sqft
    2020-11-01 0 days 1,712 sqft
    2020-12-01 0 days 1,664 sqft
    2021-01-01 0 days 1,646 sqft
    2021-02-01 0 days 1,663 sqft
    2021-03-01 0 days 1,762 sqft
    2021-04-01 0 days 1,734 sqft
    2021-05-01 0 days 1,715 sqft
    2021-06-01 0 days 1,689 sqft
    2021-07-01 0 days 1,728 sqft
    2021-08-01 0 days 1,673 sqft
    2021-09-01 0 days 1,635 sqft
    2021-10-01 0 days 1,622 sqft
    2021-11-01 0 days 1,583 sqft
    2021-12-01 0 days 1,581 sqft
    2022-01-01 0 days 1,580 sqft
    2022-02-01 0 days 1,544 sqft
    2022-03-01 0 days 1,541 sqft
    2022-04-01 0 days 1,490 sqft
    2022-05-01 0 days 1,553 sqft
    2022-06-01 0 days 1,638 sqft
    2022-07-01 0 days 1,748 sqft
    2022-08-01 0 days 1,764 sqft
    2022-09-01 0 days 1,800 sqft
    2022-10-01 0 days 1,657 sqft
    2022-11-01 0 days 1,623 sqft
    2022-12-01 0 days 1,778 sqft
    2023-01-01 0 days 1,706 sqft
    2023-02-01 0 days 1,685 sqft
    Big Stone Gap's median listing age (time on market) for 2023-02-01 was 0 days.

    Big Stone Gap's median square footage for active listings during the 2023-02-01 period was 1,685 sqft. One year prior, the average listing was 1,544 sqft.

    Big Stone Gap, VA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 341 $47,525,000 $139,370
    Refi 151 $19,975,000 $132,285
    Cash Out Refi 110 $12,840,000 $116,727
    Home Improvement 20 $1,200,000 $60,000
    Other 18 $1,170,000 $65,000

    Big Stone Gap's most frequently cited loan purpose was Home Purchase, with 341 originations. The 2nd most popular reason was Refi, with 151 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 190 $26,690,000 $140,474
    2.5-3% 153 $22,415,000 $146,503
    4-5% 92 $10,930,000 $118,804
    <2.5% 58 $8,450,000 $145,690
    5-6% 39 $3,775,000 $96,795
    Over 8% 12 $640,000 $53,333
    6-7% 11 $1,055,000 $95,909
    7-8% 6 $590,000 $98,333

    During 2021, Big Stone Gap's most frequently originated rate bucket was 3-4%, with 190 originations.

    Loan Sizing (Big Stone Gap, VA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 281 $40,595,000 $144,466
    $100,000 or less 271 $17,845,000 $65,849
    $200k-400k 83 $21,715,000 $261,627
    $400k-600k 4 $1,840,000 $460,000
    $600k-1000k 1 $715,000 $715,000

    Big Stone Gap's loan sizing saw the bucket of loans from $100k-200k with 281 originations, totaling $40,595,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 288 $41,020,000 $142,431
    60-80% 170 $22,600,000 $132,941
    40-60% 43 $3,865,000 $89,884
    20-40% 23 $1,455,000 $63,261
    Over 100% 10 $2,240,000 $224,000
    Under 20% 6 $210,000 $35,000

    Big Stone Gap's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 288 originations, totaling $41,020,000 in origination value.