Greeneville Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Greeneville averaged 6.25% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.42% and one month ago for the week of 2022-05-19, the average rate was 5.89%.

Greeneville's average rate one year ago was 3.31%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.94%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Greeneville 30 Year Fixed Rate 2022-06-23 6.25%
Greeneville 30 Year Fixed Rate Refi 2022-06-23 5.94%
Greeneville 15 Year Fixed Rate 2022-06-23 5.18%
Greeneville 15 Year Fixed Rate Refi 2022-06-23 5.38%
Greeneville 30 Year FHA 2022-06-23 0.49%
Greeneville 30 Year FHA Refi 2022-06-23 0.13%
Greeneville 30 Year USDA 2022-06-23 0.19%
Greeneville 30 Year USDA Refi 2022-06-23 0.26%
Greeneville 30 Year VA 2022-06-23 0.09%
Greeneville 30 Year VA Refi 2022-06-23 0.06%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Greeneville, TN.

Greeneville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Greeneville, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
EASTMAN 157 4.14% $2,916
QUICKEN LOANS, LLC 73 3.08% $4,663
Gateway First Bank 65 3.33% $3,609
UNITED WHOLESALE MORTGAGE, LLC 65 2.95% $4,728
CONSUMER Credit Union 59 2.93% $2,324
MORTGAGE INVESTORS GROUP, INC. 32 3.25% $3,747
Farm Credit Mid-America, ACA 24 3.53% $7,316
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 19 3.21% $5,425
UNION HOME MORTGAGE CORP. 15 3.24% $3,285
LOANDEPOT.COM, LLC 14 3.26% $5,075
CRESCENT MORTGAGE COMPANY 13 3.01% $3,569
Citizens Bank 11 3.20% $3,117
FIRST COMMUNITY MORTGAGE, INC. 10 3.20% $4,348
Sierra Pacific Mortgage Company, Inc. 10 3.49% $4,450
ARK-LA-TEX FINANCIAL SERVICES, LLC. 10 3.34% $3,361
Wells Fargo Bank 10 3.01% $3,597
AMERICAN FINANCIAL NETWORK, INC. 9 3.21% $7,277
MOVEMENT MORTGAGE, LLC 9 3.07% $3,346
HANCOCK MORTGAGE PARTNERS, LLC 9 3.11% $4,781
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 3.19% $3,402
First Horizon Bank 9 3.11% $2,995
STOCKTON MORTGAGE CORPORATION 8 3.11% $3,460
CMG MORTGAGE, INC. 7 3.14% $4,642
AMERISAVE MORTGAGE CORPORATION 7 3.00% $5,548
U.S. Bank 7 3.14% $2,679
GUARANTEED RATE, INC. 6 3.10% $3,935
SUCCESS MORTGAGE PARTNERS, INC. 6 3.31% $5,109
KNOXVILLE TVA EMPLOYEES CREDIT UNION 5 2.95% $4,954
AMERICAN FINANCING CORPORATION 5 3.08% $4,629
CROSSCOUNTRY MORTGAGE, LLC 4 3.38% $4,679
NEWREZ LLC 4 3.34% $2,842
HOME POINT FINANCIAL CORPORATION 4 3.44% $3,597
HOMESIDE FINANCIAL, LLC 4 3.31% $3,760
Community Trust Bank, Inc. 4 3.00% $3,048
Truist Bank 4 2.97% $3,471
BETTER MORTGAGE CORPORATION 4 2.81% $2,731
JPMorgan Chase Bank 4 3.09% $823
PNC Bank 3 2.96% $4,201
Deere Employees Credit Union 3 2.21% $3,030
Bank of Tennessee 3 4.11% $6,715
CALIBER HOME LOANS, INC. 2 3.38% $3,608
KELLER MORTGAGE, LLC 2 3.19% $2,172
Mr. Cooper ( Nationstar Mortgage ) 2 3.25% $4,301
InterContinental Capital Group, Inc 2 3.06% $3,297
FREEDOM MORTGAGE CORPORATION 2 2.88% $4,186
Mortgage Research Center, LLC 2 2.50% $7,839
Renasant Bank 2 3.50% $2,905
Flagstar Bank, FSB 2 2.93% $3,531
RUOFF MORTGAGE COMPANY, INC. 2 3.00% $2,779
SECURITYNATIONAL MORTGAGE COMPANY 2 3.06% $3,644
PENNYMAC LOAN SERVICES, LLC 2 3.62% $3,749
ORNL Federal Credit Union 2 2.81% $2,340
STATE EMPLOYEES' 2 3.20% $4,324
FIRST BANCORP, INC. 2 4.37% $3,009
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.38% $3,289
The Home Loan Expert LLC 1 3.38% $3,714
THE MORTGAGE FIRM, INC. 1 3.25% $3,007
The Park National Bank 1 2.75% $3,483
The Union Bank Company 1 2.75% $6,097
Univest Bank and Trust Co. 1 3.88% $3,368
VAN DYK MORTGAGE CORPORATION 1 3.38% $3,405
SWBC MORTGAGE CORPORATION 1 3.25% $4,573
ACADEMY MORTGAGE CORPORATION 1 3.00% $3,657
Alcova Mortgage LLC 1 3.00% $6,663
AMERICAN INTERNET MORTGAGE, INC. 1 2.88% $3,913
AMERIFIRST FINANCIAL CORPORATION 1 3.13% $4,085
Amerifirst Financial, Inc. 1 3.00% $2,828
A Mortgage Boutique, LLC 1 2.63% $2,238
ANGEL OAK HOME LOANS LLC 1 3.38% $3,827
Atlantic Home Loans, Inc. 1 2.75% $7,888
Austin Capital Bank SSB 1 3.63% $4,471
Bank of America 1 3.25% $3,237
Bank of England 1 3.13% $3,765
Bell Bank 1 2.63% $7,725
BROKER SOLUTIONS, INC. 1 3.50% $8,121
Carrington Mortgage Services, LLC 1 2.88% $5,972
Charles Schwab Bank, SSB 1 2.13% $2,767
Colten Mortgage, LLC 1 3.13% $10,523
COMMUNITY MORTGAGE CORPORATION 1 2.75% $3,341
DIGITAL Federal Credit Union 1 2.75% $5,536
Discover Bank 1 5.25% $0
EMM LOANS LLC 1 3.00% $3,779
FirstBank 1 3.25% $3,136
First Guaranty Mortgage Corporation 1 3.00% $5,631
First Home Bank 1 3.00% $3,487
F&M Bank 1 3.00% $2,214
GUILD MORTGAGE COMPANY 1 3.38% $6,869
HomeTrust Bank 1 2.88% $2,475
INSPIRE HOME LOANS INC. 1 4.00% $6,906
INTERLINC MORTGAGE SERVICES, LLC 1 3.38% $1,290
ISERVE RESIDENTIAL LENDING, LLC 1 3.50% $5,020
LADERA LENDING, INC. 1 2.63% $9,784
LAKEVIEW LOAN SERVICING, LLC 1 3.88% $1,100
Legacy Home Loans, LLC 1 3.13% $3,457
Meridian Bank Corporation 1 3.63% $3,269
MID AMERICA MORTGAGE, INC. 1 3.50% $5,443
MORIA DEVELOPMENT, INC. 1 3.63% $3,443
MORTGAGE ACCESS CORP. 1 2.88% $9,903
Nations Lending Corporation 1 3.88% $6,612
NAVY FEDERAL CREDIT UNION 1 3.50% $2,993
North American Savings Bank, F.S.B. 1 3.25% $2,326
Patriot Bank 1 3.00% $3,309
PENTAGON FEDERAL CREDIT UNION 1 2.88% $1,965
PHH Mortgage Corporation 1 3.25% $4,934
Pinnacle Bank 1 2.75% $1,931
POLARIS HOME FUNDING CORP. 1 3.25% $5,877
PREMIA MORTGAGE, LLC 1 2.99% $1,105
Regions Bank 1 3.75% $3,693
RELIANCE FIRST CAPITAL, LLC 1 3.63% $5,406
RESIDENTIAL BANCORP. 1 3.75% $5,641
Simmons Bank 1 2.88% $2,249
SUMMIT FUNDING, INC. 1 3.50% $3,508
1ST SIGNATURE LENDING, LLC 1 2.63% $4,469
The Bank 1 5.50% $5,606
The Federal Savings Bank 1 2.75% $8,424
The First National Bank of Middle Tennessee 1 3.13% $3,381

Greeneville, TN's 116 lenders originated 2,198 loans during 2021. The total origination value was $395,340,000, with an average loan value of $179,864.

The top Greeneville lender as defined by loan originations is EASTMAN, with 157 loans originated. Their average total fees are $2,916, which is $1,747 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Greeneville lenders (with over 10 loans originated) are CONSUMER Credit Union ($2,324), EASTMAN ($2,916), Citizens Bank ($3,117), UNION HOME MORTGAGE CORP. ($3,285) and ARK-LA-TEX FINANCIAL SERVICES, LLC. ($3,361).

The lowest rate Greeneville lenders (with over 10 loans originated) are CONSUMER Credit Union (2.93%), UNITED WHOLESALE MORTGAGE, LLC (2.95%), CRESCENT MORTGAGE COMPANY (3.01%), Wells Fargo Bank (3.01%) and QUICKEN LOANS, LLC (3.08%).

Greeneville, TN Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
EASTMAN $46,300,000 $49,570,000 7.1% 12.5%
QUICKEN LOANS, LLC $22,885,000 $27,510,000 20.2% 7.0%
UNITED WHOLESALE MORTGAGE, LLC $19,060,000 $24,635,000 29.2% 6.2%
Gateway First Bank $27,855,000 $23,735,000 -14.8% 6.0%
CONSUMER Credit Union $35,395,000 $19,630,000 -44.5% 5.0%
MORTGAGE INVESTORS GROUP, INC. $12,985,000 $18,590,000 43.2% 4.7%
Andrew Johnson Bank $10,695,000 $12,505,000 16.9% 3.2%
Farm Credit Mid-America, ACA $7,650,000 $10,875,000 42.2% 2.8%
First Horizon Bank $7,760,000 $10,360,000 33.5% 2.6%
FREEDOM MORTGAGE CORPORATION $12,195,000 $9,590,000 -21.4% 2.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $10,475,000 $8,370,000 -20.1% 2.1%
Mortgage Research Center, LLC $7,455,000 $7,680,000 3.0% 1.9%
UNION HOME MORTGAGE CORP. $5,575,000 $6,025,000 8.1% 1.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $7,985,000 $6,000,000 -24.9% 1.5%
PENNYMAC LOAN SERVICES, LLC $1,890,000 $5,575,000 195.0% 1.4%
LOANDEPOT.COM, LLC $2,245,000 $5,180,000 130.7% 1.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,935,000 $5,160,000 166.7% 1.3%
MOVEMENT MORTGAGE, LLC $3,695,000 $4,185,000 13.3% 1.1%
FIRST COMMUNITY MORTGAGE, INC. $1,255,000 $3,710,000 195.6% 0.9%
Wells Fargo Bank $2,850,000 $3,660,000 28.4% 0.9%
AMERISAVE MORTGAGE CORPORATION $1,680,000 $3,515,000 109.2% 0.9%
AMERICAN FINANCIAL NETWORK, INC. $330,000 $3,445,000 943.9% 0.9%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,465,000 $3,440,000 39.6% 0.9%
NAVY FEDERAL CREDIT UNION $1,880,000 $3,245,000 72.6% 0.8%
Apex Bank $2,010,000 $3,140,000 56.2% 0.8%
Citizens Bank $95,000 $3,100,000 3,163.2% 0.8%
HANCOCK MORTGAGE PARTNERS, LLC $2,285,000 $3,020,000 32.2% 0.8%
Commercial Bank $85,000 $2,990,000 3,417.6% 0.8%
CMG MORTGAGE, INC. $2,050,000 $2,905,000 41.7% 0.7%
U.S. Bank $675,000 $2,840,000 320.7% 0.7%
STOCKTON MORTGAGE CORPORATION $755,000 $2,820,000 273.5% 0.7%
NEWREZ LLC $965,000 $2,705,000 180.3% 0.7%
Sierra Pacific Mortgage Company, Inc. $1,575,000 $2,705,000 71.7% 0.7%
CRESCENT MORTGAGE COMPANY $2,655,000 $2,530,000 -4.7% 0.6%
Truist Bank $1,710,000 $2,285,000 33.6% 0.6%
GUARANTEED RATE, INC. $1,615,000 $2,260,000 39.9% 0.6%
LAKEVIEW LOAN SERVICING, LLC $1,525,000 $2,235,000 46.6% 0.6%
Carrington Mortgage Services, LLC $1,445,000 $2,230,000 54.3% 0.6%
SUCCESS MORTGAGE PARTNERS, INC. $1,020,000 $2,145,000 110.3% 0.5%
CALIBER HOME LOANS, INC. $1,550,000 $2,130,000 37.4% 0.5%
HOME POINT FINANCIAL CORPORATION $1,015,000 $2,100,000 106.9% 0.5%
AMERICAN FINANCIAL RESOURCES, INC. $1,600,000 $2,070,000 29.4% 0.5%
VILLAGE CAPITAL & INVESTMENT LLC $1,665,000 $1,965,000 18.0% 0.5%
Community Trust Bank, Inc. $1,915,000 n/a 0.5%
Mr. Cooper ( Nationstar Mortgage ) $1,810,000 $1,870,000 3.3% 0.5%
NEW DAY FINANCIAL, LLC $1,895,000 $1,810,000 -4.5% 0.5%
LegacyBank $1,570,000 n/a 0.4%
BETTER MORTGAGE CORPORATION $545,000 $1,450,000 166.1% 0.4%
KNOXVILLE TVA EMPLOYEES CREDIT UNION $970,000 $1,430,000 47.4% 0.4%
AMERICAN FINANCING CORPORATION $455,000 $1,415,000 211.0% 0.4%
Bank of Tennessee $220,000 $1,405,000 538.6% 0.4%
JPMorgan Chase Bank $440,000 $1,360,000 209.1% 0.3%
Citizens National Bank $550,000 $1,290,000 134.5% 0.3%
USAA Federal Savings Bank $1,200,000 $1,270,000 5.8% 0.3%
1ST SIGNATURE LENDING, LLC $1,265,000 n/a 0.3%
Appalachian Community Federal Credit Union $545,000 $1,260,000 131.2% 0.3%
The Federal Savings Bank $815,000 $1,150,000 41.1% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $495,000 $1,135,000 129.3% 0.3%
Deere Employees Credit Union $1,735,000 $1,095,000 -36.9% 0.3%
Citizens Bank $95,000 $1,090,000 1,047.4% 0.3%
Regions Bank $1,280,000 $1,090,000 -14.8% 0.3%
VAN DYK MORTGAGE CORPORATION $250,000 $975,000 290.0% 0.2%
BROKER SOLUTIONS, INC. $800,000 $945,000 18.1% 0.2%
Pinnacle Bank $165,000 $940,000 469.7% 0.2%
PENTAGON FEDERAL CREDIT UNION $590,000 $920,000 55.9% 0.2%
CONSTRUCTIVE LOANS, LLC $885,000 n/a 0.2%
SOUTHWEST STAGE FUNDING, LLC $1,160,000 $885,000 -23.7% 0.2%
Barrington Bank & Trust Company, N.A. $415,000 $870,000 109.6% 0.2%
Bank of America $445,000 $840,000 88.8% 0.2%
InterContinental Capital Group, Inc $320,000 $820,000 156.3% 0.2%
Renasant Bank $895,000 $820,000 -8.4% 0.2%
First Guaranty Mortgage Corporation $465,000 $780,000 67.7% 0.2%
21ST MORTGAGE CORPORATION $590,000 $760,000 28.8% 0.2%
HOMESIDE FINANCIAL, LLC $225,000 $745,000 231.1% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $640,000 $720,000 12.5% 0.2%
PNC Bank $145,000 $715,000 393.1% 0.2%
Ameris Bank $710,000 n/a 0.2%
SUN WEST MORTGAGE COMPANY, INC. $640,000 $690,000 7.8% 0.2%
A Mortgage Boutique, LLC $330,000 $645,000 95.5% 0.2%
FirstBank $465,000 $620,000 33.3% 0.2%
POLARIS HOME FUNDING CORP. $615,000 n/a 0.2%
INTERLINC MORTGAGE SERVICES, LLC $85,000 $580,000 582.4% 0.1%
ISERVE RESIDENTIAL LENDING, LLC $400,000 $575,000 43.8% 0.1%
KELLER MORTGAGE, LLC $185,000 $560,000 202.7% 0.1%
FIRST BANCORP, INC. $520,000 $550,000 5.8% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $190,000 $550,000 189.5% 0.1%
GUILD MORTGAGE COMPANY $620,000 $545,000 -12.1% 0.1%
SWBC MORTGAGE CORPORATION $545,000 n/a 0.1%
First Community Bank of East Tennessee $175,000 $530,000 202.9% 0.1%
STATE EMPLOYEES' $735,000 $530,000 -27.9% 0.1%
Mid-Continent Funding, Inc. $115,000 $525,000 356.5% 0.1%
RUOFF MORTGAGE COMPANY, INC. $145,000 $510,000 251.7% 0.1%
Nations Lending Corporation $1,170,000 $455,000 -61.1% 0.1%
Wyndham Capital Mortgage, Inc. $450,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $335,000 $445,000 32.8% 0.1%
Patriot Bank $425,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $425,000 n/a 0.1%
KEMBA FINANCIAL $420,000 n/a 0.1%
ORNL Federal Credit Union $490,000 $420,000 -14.3% 0.1%
The First National Bank of Middle Tennessee $395,000 n/a 0.1%
LADERA LENDING, INC. $385,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $640,000 $385,000 -39.8% 0.1%
Fifth Third Bank $145,000 $380,000 162.1% 0.1%
ANGEL OAK HOME LOANS LLC $125,000 $375,000 200.0% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $960,000 $375,000 -60.9% 0.1%
MORTGAGE ACCESS CORP. $365,000 n/a 0.1%
Bank of England $145,000 $355,000 144.8% 0.1%
Bell Bank $355,000 n/a 0.1%
Atlantic Home Loans, Inc. $345,000 n/a 0.1%
PREMIA MORTGAGE, LLC $75,000 $345,000 360.0% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $505,000 $340,000 -32.7% 0.1%
CLEARPATH LENDING $1,085,000 $330,000 -69.6% 0.1%
BELEM SERVICING LLC $315,000 n/a 0.1%
Charles Schwab Bank, SSB $325,000 $315,000 -3.1% 0.1%
HomeTrust Bank $280,000 $315,000 12.5% 0.1%
The Bank $315,000 n/a 0.1%
Low VA Rates, LLC $640,000 $310,000 -51.6% 0.1%
First Federal Bank of Kansas City $365,000 $305,000 -16.4% 0.1%
PLANET HOME LENDING, LLC $305,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $295,000 n/a 0.1%
First Community Bank $105,000 $290,000 176.2% 0.1%
INSPIRE HOME LOANS INC. $285,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $285,000 n/a 0.1%
COMMUNITY MORTGAGE CORPORATION $245,000 $275,000 12.2% 0.1%
The Park National Bank $275,000 n/a 0.1%
UNITED SECURITY FINANCIAL CORP $275,000 n/a 0.1%
CU COMMUNITY, LLC $940,000 $270,000 -71.3% 0.1%
NP, Inc. $265,000 n/a 0.1%
JLB CORPORATION $255,000 n/a 0.1%
North American Savings Bank, F.S.B. $255,000 n/a 0.1%
SUMMIT FUNDING, INC. $305,000 $255,000 -16.4% 0.1%
The Union Bank Company $255,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $250,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $75,000 $245,000 226.7% 0.1%
Paramount Residential Mortgage Group, Inc. $115,000 $240,000 108.7% 0.1%
FLAT BRANCH MORTGAGE, INC. $235,000 n/a 0.1%
Legacy Home Loans, LLC $235,000 n/a 0.1%
PHH Mortgage Corporation $115,000 $230,000 100.0% 0.1%
Third Federal Savings and Loan Association of Cleveland $230,000 n/a 0.1%
DIGITAL Federal Credit Union $225,000 n/a 0.1%
Goldwater Bank, N.A. $225,000 n/a 0.1%
Simmons Bank $225,000 n/a 0.1%
SOFI LENDING CORP. $225,000 n/a 0.1%
THE MORTGAGE FIRM, INC. $145,000 $225,000 55.2% 0.1%
Ally Bank $425,000 $220,000 -48.2% 0.1%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $215,000 n/a 0.1%
BAY EQUITY LLC $145,000 $215,000 48.3% 0.1%
LENDERFI, INC. $215,000 n/a 0.1%
Y-12 Federal Credit Union $215,000 n/a 0.1%
AMCAP MORTGAGE, LTD. $225,000 $205,000 -8.9% 0.1%
Colten Mortgage, LLC $145,000 $205,000 41.4% 0.1%
First-Citizens Bank & Trust Company $205,000 n/a 0.1%
First Volunteer Bank $205,000 n/a 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $205,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $195,000 n/a 0.0%
Luxury Mortgage Corp. $195,000 n/a 0.0%
RESIDENTIAL BANCORP. $195,000 n/a 0.0%
The Home Loan Expert LLC $195,000 n/a 0.0%
Kingsport Press Credit Union $415,000 $190,000 -54.2% 0.0%
HOMESPIRE MORTGAGE CORPORATION $185,000 n/a 0.0%
Univest Bank and Trust Co. $185,000 n/a 0.0%
F&M Bank $135,000 $175,000 29.6% 0.0%
GMFS LLC $195,000 $175,000 -10.3% 0.0%
SOUTHWEST FUNDING, LP $175,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $165,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $380,000 $165,000 -56.6% 0.0%
Amerifirst Financial, Inc. $165,000 n/a 0.0%
Texana Bank $165,000 n/a 0.0%
Towne Bank $165,000 n/a 0.0%
Flagstar Bank, FSB $115,000 $160,000 39.1% 0.0%
Alcova Mortgage LLC $155,000 n/a 0.0%
Magnolia Bank $695,000 $155,000 -77.7% 0.0%
MORIA DEVELOPMENT, INC. $155,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $155,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $155,000 n/a 0.0%
AMERICAN ADVISORS GROUP $190,000 $145,000 -23.7% 0.0%
EMBRACE HOME LOANS, INC. $145,000 n/a 0.0%
EMM LOANS LLC $145,000 n/a 0.0%
Discover Bank $35,000 $140,000 300.0% 0.0%
Figure Lending LLC $70,000 $130,000 85.7% 0.0%
ACADEMY MORTGAGE CORPORATION $830,000 $125,000 -84.9% 0.0%
CIVIC FINANCIAL SERVICES, LLC $125,000 n/a 0.0%
Meridian Bank Corporation $125,000 n/a 0.0%
Elizabethton Federal Savings Bank $300,000 $115,000 -61.7% 0.0%
LENDINGHOME FUNDING CORPORATION $105,000 n/a 0.0%
LOANPAL, LLC $105,000 n/a 0.0%
AFFINITY $95,000 n/a 0.0%
First Home Bank $95,000 n/a 0.0%
GENEVA FINANCIAL, LLC $115,000 $95,000 -17.4% 0.0%
Hometown Lenders, Inc. $95,000 n/a 0.0%
The Bank of Marion $85,000 n/a 0.0%
AMERIFIRST FINANCIAL CORPORATION $105,000 $75,000 -28.6% 0.0%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $145,000 $75,000 -48.3% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $75,000 n/a 0.0%
Austin Capital Bank SSB $65,000 n/a 0.0%
1st Franklin Financial Corporation $45,000 $40,000 -11.1% 0.0%

Greeneville's top lender by overall market share is EASTMAN, with 12.5% market share. In second place, with 7.0%, is QUICKEN LOANS, LLC, having originated $27,510,000 in loans. In third place, with 6.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $24,635,000 in loans. In third place, with 6.0%, is Gateway First Bank, having originated $23,735,000 in loans. In third place, with 5.0%, is CONSUMER Credit Union, having originated $19,630,000 in loans.


Greeneville, TN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,009 $203,135,000 $201,323
Refi 571 $100,125,000 $175,350
Cash Out Refi 485 $80,055,000 $165,062
Home Improvement 91 $8,625,000 $94,780
Other 42 $3,400,000 $80,952

Greeneville's most frequently cited loan purpose was Home Purchase, with 1,009 originations. The 2nd most popular reason was Refi, with 571 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 756 $133,420,000 $176,481
2.5-3% 744 $136,570,000 $183,562
<2.5% 323 $66,065,000 $204,536
4-5% 143 $25,095,000 $175,490
5-6% 45 $5,695,000 $126,556
6-7% 28 $3,310,000 $118,214
Over 8% 27 $2,265,000 $83,889
7-8% 12 $1,130,000 $94,167

During 2021, Greeneville's most frequently originated rate bucket was 3-4%, with 756 originations.

Loan Sizing (Greeneville, TN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 989 $143,435,000 $145,030
$200k-400k 610 $160,060,000 $262,393
$100,000 or less 494 $33,590,000 $67,996
$400k-600k 87 $41,715,000 $479,483
$600k-1000k 14 $10,320,000 $737,143
$Over $1MM 4 $6,220,000 $1,555,000

Greeneville's loan sizing saw the bucket of loans from $100k-200k with 989 originations, totaling $143,435,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 827 $163,415,000 $197,600
60-80% 637 $124,365,000 $195,235
40-60% 287 $43,175,000 $150,436
20-40% 139 $12,195,000 $87,734
Under 20% 46 $1,660,000 $36,087
Over 100% 39 $8,795,000 $225,513

Greeneville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 827 originations, totaling $163,415,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Greeneville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $180,000 (20.0%) $259,837 (15.2%) 0.00 352
2018-02-01 $182,500 (21.7%) $282,570 (22.9%) 0.00 343
2018-03-01 $200,000 (29.1%) $279,650 (17.3%) 0.00 341
2018-04-01 $196,950 (23.2%) $276,040 (11.7%) 0.00 349
2018-05-01 $211,200 (27.2%) $272,870 (10.6%) 0.00 360
2018-06-01 $194,900 (16.4%) $264,099 (4.0%) 0.00 392
2018-07-01 $194,449 (8.1%) $265,822 (3.1%) 0.00 404
2018-08-01 $192,450 (8.5%) $258,819 (0.4%) 0.00 396
2018-09-01 $179,900 (2.8%) $257,700 (1.1%) 0.00 413
2018-10-01 $179,900 (1.6%) $249,361 (-3.1%) 0.00 397
2018-11-01 $169,900 (-8.2%) $242,496 (-9.8%) 0.00 388
2018-12-01 $179,000 (-0.5%) $243,302 (-9.0%) 0.00 380
2019-01-01 $172,450 (-4.2%) $247,392 (-4.8%) 0.00 356
2019-02-01 $168,600 (-7.6%) $240,338 (-15.0%) 0.00 362
2019-03-01 $182,757 (-8.6%) $255,316 (-8.7%) 0.00 354
2019-04-01 $202,450 (2.8%) $272,647 (-1.2%) 0.00 345
2019-05-01 $212,450 (0.6%) $271,826 (-0.4%) 0.00 360
2019-06-01 $220,000 (12.9%) $278,041 (5.3%) 0.00 359
2019-07-01 $220,000 (13.1%) $278,359 (4.7%) 0.00 347
2019-08-01 $217,814 (13.2%) $272,820 (5.4%) 0.00 353
2019-09-01 $211,950 (17.8%) $267,817 (3.9%) 0.00 344
2019-10-01 $210,400 (17.0%) $260,485 (4.5%) 0.00 347
2019-11-01 $189,900 (11.8%) $249,012 (2.7%) 0.00 409
2019-12-01 $199,900 (11.7%) $265,979 (9.3%) 0.00 318
2020-01-01 $211,950 (22.9%) $269,986 (9.1%) 0.00 281
2020-02-01 $225,000 (33.5%) $276,329 (15.0%) 0.00 269
2020-03-01 $229,850 (25.8%) $287,189 (12.5%) 0.00 236
2020-04-01 $239,950 (18.5%) $306,871 (12.6%) 0.00 224
2020-05-01 $249,900 (17.6%) $308,040 (13.3%) 0.00 194
2020-06-01 $249,900 (13.6%) $318,259 (14.5%) 0.00 163
2020-07-01 $247,900 (12.7%) $321,386 (15.5%) 0.00 144
2020-08-01 $245,000 (12.5%) $320,954 (17.6%) 0.00 136
2020-09-01 $238,700 (12.6%) $320,377 (19.6%) 0.00 113
2020-10-01 $239,900 (14.0%) $334,059 (28.3%) 0.00 118
2020-11-01 $249,900 (31.6%) $336,450 (35.1%) 0.00 127
2020-12-01 $259,350 (29.7%) $335,732 (26.2%) 0.00 127
2021-01-01 $229,900 (8.5%) $333,227 (23.4%) 0.00 121
2021-02-01 $337,500 (50.0%) $421,967 (52.7%) 0.00 85
2021-03-01 $322,450 (40.3%) $419,521 (46.1%) 0.00 81
2021-04-01 $319,000 (32.9%) $418,278 (36.3%) 0.00 79
2021-05-01 $269,000 (7.6%) $398,738 (29.4%) 0.00 105
2021-06-01 $324,950 (30.0%) $420,095 (32.0%) 0.00 120
2021-07-01 $349,200 (40.9%) $432,263 (34.5%) 0.00 126
2021-08-01 $339,900 (38.7%) $420,873 (31.1%) 0.00 137
2021-09-01 $294,900 (23.5%) $395,113 (23.3%) 0.00 126
2021-10-01 $279,900 (16.7%) $414,574 (24.1%) 0.00 128
2021-11-01 $319,900 (28.0%) $396,656 (17.9%) 0.00 118
2021-12-01 $281,800 (8.7%) $397,396 (18.4%) 0.00 99
2022-01-01 $324,900 (41.3%) $414,778 (24.5%) 0.00 80
2022-02-01 $362,450 (7.4%) $442,369 (4.8%) 0.00 74
2022-03-01 $374,900 (16.3%) $465,486 (11.0%) 0.00 65
2022-04-01 $349,900 (9.7%) $405,324 (-3.1%) 0.00 69
2022-05-01 $299,950 (11.5%) $405,642 (1.7%) 0.00 86
Greeneville's median listing price for 2022-05-01 was $299,950, a difference of $30,950 (11.5%) versus the prior year and $-49,950 versus the prior month.

Greeneville's median listing price comes in at 0% of the national average.

Greeneville's average listing price for 2022-05-01 was $405,642, a difference of $6,904 (1.7%) versus the prior year and $318 versus the prior month.

For the 2022-05-01 period, Greeneville had 86 MLS listings, a difference of 17 listings (25%) versus the prior month and -19 listings (-18%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Greeneville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,118 sqft
2018-02-01 0 days 2,088 sqft
2018-03-01 0 days 2,142 sqft
2018-04-01 0 days 2,124 sqft
2018-05-01 0 days 2,045 sqft
2018-06-01 0 days 2,021 sqft
2018-07-01 0 days 2,011 sqft
2018-08-01 0 days 2,028 sqft
2018-09-01 0 days 2,006 sqft
2018-10-01 0 days 1,991 sqft
2018-11-01 0 days 1,882 sqft
2018-12-01 0 days 1,920 sqft
2019-01-01 0 days 1,796 sqft
2019-02-01 0 days 1,799 sqft
2019-03-01 0 days 1,910 sqft
2019-04-01 0 days 2,074 sqft
2019-05-01 0 days 2,100 sqft
2019-06-01 0 days 2,121 sqft
2019-07-01 0 days 2,108 sqft
2019-08-01 0 days 2,037 sqft
2019-09-01 0 days 1,972 sqft
2019-10-01 0 days 1,892 sqft
2019-11-01 0 days 1,910 sqft
2019-12-01 0 days 1,952 sqft
2020-01-01 0 days 2,005 sqft
2020-02-01 0 days 1,904 sqft
2020-03-01 0 days 1,962 sqft
2020-04-01 0 days 2,030 sqft
2020-05-01 0 days 2,008 sqft
2020-06-01 0 days 2,034 sqft
2020-07-01 0 days 2,046 sqft
2020-08-01 0 days 2,009 sqft
2020-09-01 0 days 1,888 sqft
2020-10-01 0 days 1,924 sqft
2020-11-01 0 days 1,988 sqft
2020-12-01 0 days 1,979 sqft
2021-01-01 0 days 1,800 sqft
2021-02-01 0 days 2,079 sqft
2021-03-01 0 days 2,066 sqft
2021-04-01 0 days 2,076 sqft
2021-05-01 0 days 2,032 sqft
2021-06-01 0 days 2,028 sqft
2021-07-01 0 days 1,970 sqft
2021-08-01 0 days 1,861 sqft
2021-09-01 0 days 1,734 sqft
2021-10-01 0 days 1,776 sqft
2021-11-01 0 days 1,945 sqft
2021-12-01 0 days 1,792 sqft
2022-01-01 0 days 2,110 sqft
2022-02-01 0 days 2,240 sqft
2022-03-01 0 days 2,096 sqft
2022-04-01 0 days 2,061 sqft
2022-05-01 0 days 1,984 sqft
Greeneville's median listing age (time on market) for 2022-05-01 was 0 days.

Greeneville's median square footage for active listings during the 2022-05-01 period was 1,984 sqft. One year prior, the average listing was 2,032 sqft.