Greeneville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Greeneville averaged 6.92% for the week of 2023-09-14, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2023-09-07) was 7.06% and one month ago for the week of 2023-08-10, the average rate was 6.8%.

Greeneville's average rate one year ago was 5.93%.

For refis of the same type during the week of 2023-09-14, the average rate was 6.48%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-14 7.18%
Greeneville 30 Year Fixed Rate 2023-09-14 6.92%
Greeneville 30 Year Fixed Rate Refi 2023-09-14 6.48%
Greeneville 15 Year Fixed Rate 2023-09-14 6.61%
Greeneville 15 Year Fixed Rate Refi 2023-09-14 6.61%
Greeneville 30 Year FHA 2023-09-14 6.76%
Greeneville 30 Year FHA Refi 2023-09-14 6.89%
Greeneville 30 Year USDA 2023-09-14 6.78%
Greeneville 30 Year USDA Refi 2023-09-14 7.08%
Greeneville 30 Year VA 2023-09-14 6.42%
Greeneville 30 Year VA Refi 2023-09-14 6.71%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Greeneville, TN.

Greeneville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Greeneville, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
EASTMAN 117 5.46% $2,875
CONSUMER Credit Union 70 3.73% $2,576
UNITED WHOLESALE MORTGAGE, LLC 47 4.66% $5,452
QUICKEN LOANS, LLC 46 4.92% $6,394
Gateway First Bank 26 4.76% $5,038
MORTGAGE INVESTORS GROUP, INC. 17 5.00% $5,332
CARDINAL FINANCIAL 17 6.34% $6,510
Farm Credit Mid-America, ACA 12 4.98% $8,072
MOVEMENT MORTGAGE, LLC 12 5.12% $3,321
HANCOCK MORTGAGE PARTNERS, LLC 9 5.43% $5,785
VANDERBILT MORTGAGE AND FINANCE, INC. 9 6.50% $7,459
FIRST COMMUNITY MORTGAGE, INC. 8 4.83% $4,108
FREEDOM MORTGAGE CORPORATION 8 4.67% $5,392
LOANDEPOT.COM, LLC 8 4.47% $4,581
Sierra Pacific Mortgage Company, Inc. 8 5.34% $6,051
ARK-LA-TEX FINANCIAL SERVICES, LLC. 7 5.44% $5,301
JPMorgan Chase Bank 7 4.78% $2,987
First Horizon Bank 7 4.79% $4,199
GUARANTEED RATE, INC. 7 4.91% $3,898
PENNYMAC LOAN SERVICES, LLC 7 4.61% $6,437
BROKER SOLUTIONS, INC. 6 4.98% $4,349
CRESCENT MORTGAGE COMPANY 5 3.80% $4,349
SUCCESS MORTGAGE PARTNERS, INC. 5 5.12% $4,512
STATE EMPLOYEES' 5 4.00% $4,185
Wells Fargo Bank 5 4.78% $4,652
Citizens Bank 5 3.33% $4,159
KNOXVILLE TVA EMPLOYEES CREDIT UNION 4 4.28% $4,738
FIRST BANCORP 4 5.47% $2,622
NAVY FEDERAL CREDIT UNION 4 5.03% $6,380
STOCKTON MORTGAGE CORPORATION 4 4.84% $4,577
Regions Bank 4 5.56% $3,313
CMG MORTGAGE, INC. 4 4.15% $4,774
UNION HOME MORTGAGE CORP. 3 4.50% $3,732
Bank of Tennessee 3 5.62% $3,765
CROSSCOUNTRY MORTGAGE, LLC 3 5.62% $4,741
Truist 3 4.38% $3,716
Deere Employees Credit Union 3 2.63% $3,261
Flagstar Bank, FSB 3 4.39% $3,339
CORNERSTONE HOME LENDING, INC. 3 6.33% $6,386
NEWREZ LLC 3 4.33% $6,017
CALIBER HOME LOANS, INC. 3 5.38% $5,656
Mr. Cooper ( Nationstar Mortgage ) 2 4.74% $5,886
Carrington Mortgage Services, LLC 2 4.88% $7,606
COMPASS MORTGAGE, INC. 2 4.00% $3,216
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 4.75% $4,653
FirstBank 2 4.56% $3,783
HOME POINT FINANCIAL CORPORATION 2 4.19% $4,418
HOMESIDE FINANCIAL, LLC 2 5.31% $6,140
INTERLINC MORTGAGE SERVICES, LLC 2 5.94% $5,066
Kingsport Press Credit Union 2 4.50% $2,482
Mortgage Research Center, LLC 2 5.00% $2,122
ACADEMY MORTGAGE CORPORATION 2 5.00% $6,344
USAA Federal Savings Bank 2 5.50% $4,266
U.S. Bank 2 4.00% $5,948
VAN DYK MORTGAGE CORPORATION 2 5.19% $5,648
Wyndham Capital Mortgage, Inc. 2 4.56% $1,673
EVERETT FINANCIAL, INC. 1 4.38% $3,000
LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 3.15% $4,680
MICHIGAN MUTUAL, INC. 1 3.38% $2,997
EVERENCE FEDERAL CREDIT UNION 1 5.25% $3,655
Y-12 Federal Credit Union 1 4.00% $3,189
ENRICHMENT 1 3.63% $6,571
Waterstone Mortgage Corporation 1 4.75% $6,463
M&T Bank 1 5.75% $3,586
MUTUAL OF OMAHA MORTGAGE, INC. 1 4.50% $6,309
DRAPER AND KRAMER MORTGAGE CORP. 1 6.00% $8,315
New Peoples Bank, Inc. 1 6.25% $2,929
CITIZENS EQUITY FIRST 1 3.38% $3,120
Nicolet National Bank 1 3.75% $2,797
North American Savings Bank, F.S.B. 1 6.00% $1,589
Northpointe Bank 1 4.88% $5,846
ORNL Federal Credit Union 1 2.63% $4,795
Paramount Residential Mortgage Group, Inc. 1 6.63% $7,380
Citadel Servicing Corporation 1 5.50% $7,108
Plains Commerce Bank 1 5.63% $6,966
PNC Bank 1 6.75% $5,761
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.25% $3,484
CHURCHILL MORTGAGE CORPORATION 1 4.38% $5,726
Charles Schwab Bank, SSB 1 2.63% $2,925
Renasant Bank 1 3.38% $3,706
RUOFF MORTGAGE COMPANY, INC. 1 4.75% $6,711
SeaTrust Mortgage Company 1 6.25% $3,391
Century Mortgage Company DBA Century Lending Company 1 5.75% $0
SOVEREIGN LENDING GROUP INCORPORATED 1 3.99% $6,985
BETTER MORTGAGE CORPORATION 1 3.00% $3,823
BAY EQUITY LLC 1 3.99% $5,853
Atlantic Union Bank 1 4.25% $3,621
SUN WEST MORTGAGE COMPANY, INC. 1 4.00% $7,545
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.50% $17,737
Ameris Bank 1 5.88% $5,106
UNITED SECURITY FINANCIAL CORP 1 3.88% $4,743
GVC MORTGAGE, INC. 1 6.78% $7,061
GUILD MORTGAGE COMPANY 1 5.50% $10,331
AMERICAN FINANCING CORPORATION 1 5.00% $5,310
A&D Mortgage LLC 1 6.49% $12,333
ZILLOW HOME LOANS, LLC 1 7.50% $5,016
First Federal Bank 1 3.50% $11,597
Ally Bank 1 4.13% $2,197
Fifth Third Bank 1 6.00% $6,247
Kwik Mortgage Corporation 1 6.38% $3,717
LAKEVIEW LOAN SERVICING, LLC 1 3.50% $3,327

Greeneville Average Closing Costs & Other Stats

Greeneville, TN's 101 lenders originated 1,651 loans during 2022. The total origination value was $313,605,000, with an average loan value of $189,949.

Greeneville's average closing costs are $4,536.

The top Greeneville lender as defined by loan originations is EASTMAN, with 117 loans originated. Their average total fees are $2,875, which is $299 higher than the next largest lender, CONSUMER Credit Union.

The lowest fee Greeneville lenders (with over 10 loans originated) are CONSUMER Credit Union ($2,576), EASTMAN ($2,875), MOVEMENT MORTGAGE, LLC ($3,321), Gateway First Bank ($5,038) and MORTGAGE INVESTORS GROUP, INC. ($5,332).

The lowest rate Greeneville lenders (with over 10 loans originated) are CONSUMER Credit Union (3.73%), UNITED WHOLESALE MORTGAGE, LLC (4.66%), Gateway First Bank (4.76%), QUICKEN LOANS, LLC (4.92%) and Farm Credit Mid-America, ACA (4.98%).

Greeneville, TN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
EASTMAN $49,570,000 $39,470,000 -20.4% 12.6%
UNITED WHOLESALE MORTGAGE, LLC $24,635,000 $21,760,000 -11.7% 6.9%
QUICKEN LOANS, LLC $27,510,000 $20,595,000 -25.1% 6.6%
CONSUMER Credit Union $19,630,000 $18,695,000 -4.8% 6.0%
Andrew Johnson Bank $12,505,000 $15,620,000 24.9% 5.0%
Gateway First Bank $23,735,000 $12,035,000 -49.3% 3.8%
Mortgage Research Center, LLC $7,680,000 $9,735,000 26.8% 3.1%
First Horizon Bank $10,360,000 $8,155,000 -21.3% 2.6%
GREYSTONE SERVICING COMPANY LLC $8,005,000 n/a 2.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $8,370,000 $7,675,000 -8.3% 2.4%
VANDERBILT MORTGAGE AND FINANCE, INC. $6,000,000 $7,470,000 24.5% 2.4%
MORTGAGE INVESTORS GROUP, INC. $18,590,000 $7,200,000 -61.3% 2.3%
FREEDOM MORTGAGE CORPORATION $9,590,000 $6,995,000 -27.1% 2.2%
MOVEMENT MORTGAGE, LLC $4,185,000 $5,550,000 32.6% 1.8%
Farm Credit Mid-America, ACA $10,875,000 $5,370,000 -50.6% 1.7%
PENNYMAC LOAN SERVICES, LLC $5,575,000 $4,755,000 -14.7% 1.5%
FIRST COMMUNITY MORTGAGE, INC. $3,710,000 $4,035,000 8.8% 1.3%
CapStar Bank $4,005,000 n/a 1.3%
LOANDEPOT.COM, LLC $5,180,000 $3,855,000 -25.6% 1.2%
NAVY FEDERAL CREDIT UNION $3,245,000 $3,780,000 16.5% 1.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,440,000 $3,510,000 2.0% 1.1%
HANCOCK MORTGAGE PARTNERS, LLC $3,020,000 $3,330,000 10.3% 1.1%
Apex Bank $3,140,000 $2,835,000 -9.7% 0.9%
GUARANTEED RATE, INC. $2,260,000 $2,490,000 10.2% 0.8%
AMERICAN FINANCIAL RESOURCES, INC. $2,070,000 $2,460,000 18.8% 0.8%
Sierra Pacific Mortgage Company, Inc. $2,705,000 $2,360,000 -12.8% 0.8%
BROKER SOLUTIONS, INC. $945,000 $2,130,000 125.4% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,160,000 $2,105,000 -59.2% 0.7%
SUCCESS MORTGAGE PARTNERS, INC. $2,145,000 $1,905,000 -11.2% 0.6%
Citizens Bank $1,090,000 $1,840,000 68.8% 0.6%
Wells Fargo Bank $3,660,000 $1,810,000 -50.5% 0.6%
STOCKTON MORTGAGE CORPORATION $2,820,000 $1,800,000 -36.2% 0.6%
UNION HOME MORTGAGE CORP. $6,025,000 $1,790,000 -70.3% 0.6%
NEW DAY FINANCIAL, LLC $1,810,000 $1,775,000 -1.9% 0.6%
INTERLINC MORTGAGE SERVICES, LLC $580,000 $1,735,000 199.1% 0.6%
KNOXVILLE TVA EMPLOYEES CREDIT UNION $1,430,000 $1,710,000 19.6% 0.5%
CMG MORTGAGE, INC. $2,905,000 $1,615,000 -44.4% 0.5%
Deere Employees Credit Union $1,095,000 $1,440,000 31.5% 0.5%
Nations Lending Corporation $455,000 $1,440,000 216.5% 0.5%
CALIBER HOME LOANS, INC. $2,130,000 $1,400,000 -34.3% 0.4%
STATE EMPLOYEES' $530,000 $1,310,000 147.2% 0.4%
AMERISAVE MORTGAGE CORPORATION $3,515,000 $1,305,000 -62.9% 0.4%
SOUTHWEST STAGE FUNDING, LLC $885,000 $1,305,000 47.5% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $720,000 $1,295,000 79.9% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $1,870,000 $1,280,000 -31.6% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $1,135,000 $1,270,000 11.9% 0.4%
HOME POINT FINANCIAL CORPORATION $2,100,000 $1,255,000 -40.2% 0.4%
JPMorgan Chase Bank $1,360,000 $1,245,000 -8.5% 0.4%
U.S. Bank $2,840,000 $1,185,000 -58.3% 0.4%
Bank of Tennessee $1,405,000 $1,085,000 -22.8% 0.3%
NEWREZ LLC $2,705,000 $1,080,000 -60.1% 0.3%
CRESCENT MORTGAGE COMPANY $2,530,000 $1,050,000 -58.5% 0.3%
First Community Bank of East Tennessee $530,000 $1,040,000 96.2% 0.3%
Carrington Mortgage Services, LLC $2,230,000 $1,025,000 -54.0% 0.3%
Truist $2,285,000 $950,000 -58.4% 0.3%
CORNERSTONE HOME LENDING, INC. $930,000 n/a 0.3%
Regions Bank $1,090,000 $930,000 -14.7% 0.3%
CREDIT HUMAN FEDERAL CREDIT UNION $925,000 n/a 0.3%
Renasant Bank $820,000 $925,000 12.8% 0.3%
LONGBRIDGE FINANCIAL, LLC $905,000 n/a 0.3%
EVERETT FINANCIAL, INC. $865,000 n/a 0.3%
FIRST BANCORP, INC. $550,000 $850,000 54.5% 0.3%
First Guaranty Mortgage Corporation $780,000 $785,000 0.6% 0.3%
GVC MORTGAGE, INC. $760,000 n/a 0.2%
Mountain Commerce Bank $760,000 n/a 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $375,000 $745,000 98.7% 0.2%
LAKEVIEW LOAN SERVICING, LLC $2,235,000 $730,000 -67.3% 0.2%
Powell Valley National Bank $715,000 n/a 0.2%
FirstBank $620,000 $695,000 12.1% 0.2%
First Community Bank $290,000 $685,000 136.2% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $250,000 $625,000 150.0% 0.2%
Century Mortgage Company DBA Century Lending Company $585,000 n/a 0.2%
UNITED SECURITY FINANCIAL CORP $275,000 $585,000 112.7% 0.2%
Elizabethton Federal Savings Bank $115,000 $540,000 369.6% 0.2%
ENRICHMENT $525,000 n/a 0.2%
RUOFF MORTGAGE COMPANY, INC. $510,000 $525,000 2.9% 0.2%
USAA Federal Savings Bank $1,270,000 $515,000 -59.4% 0.2%
Northpointe Bank $510,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $1,450,000 $505,000 -65.2% 0.2%
NATIONS DIRECT MORTGAGE, LLC $155,000 $480,000 209.7% 0.2%
COMPASS MORTGAGE, INC. $475,000 n/a 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $550,000 $475,000 -13.6% 0.2%
The Bank $315,000 $475,000 50.8% 0.2%
Bank of England $355,000 $465,000 31.0% 0.1%
GUILD MORTGAGE COMPANY $545,000 $455,000 -16.5% 0.1%
Low VA Rates, LLC $310,000 $440,000 41.9% 0.1%
VAN DYK MORTGAGE CORPORATION $975,000 $440,000 -54.9% 0.1%
AMERICAN FINANCING CORPORATION $1,415,000 $415,000 -70.7% 0.1%
PLANET HOME LENDING, LLC $305,000 $410,000 34.4% 0.1%
The Federal Savings Bank $1,150,000 $410,000 -64.3% 0.1%
First Federal Bank $405,000 n/a 0.1%
United Community Bank $405,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $125,000 $400,000 220.0% 0.1%
Atlantic Union Bank $400,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $1,965,000 $385,000 -80.4% 0.1%
EVERENCE FEDERAL CREDIT UNION $375,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $745,000 $375,000 -49.7% 0.1%
Wyndham Capital Mortgage, Inc. $450,000 $370,000 -17.8% 0.1%
Flagstar Bank, FSB $160,000 $365,000 128.1% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $285,000 $355,000 24.6% 0.1%
Paramount Residential Mortgage Group, Inc. $240,000 $340,000 41.7% 0.1%
AMERICAN ADVISORS GROUP $145,000 $335,000 131.0% 0.1%
ORNL Federal Credit Union $420,000 $335,000 -20.2% 0.1%
RELIANCE FIRST CAPITAL, LLC $425,000 $330,000 -22.4% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $690,000 $330,000 -52.2% 0.1%
Discover Bank $140,000 $325,000 132.1% 0.1%
Kingsport Press Credit Union $190,000 $325,000 71.1% 0.1%
Service Federal Credit Union $315,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $230,000 $310,000 34.8% 0.1%
Citadel Servicing Corporation $305,000 n/a 0.1%
HomeTrust Bank $315,000 $305,000 -3.2% 0.1%
PNC Bank $715,000 $305,000 -57.3% 0.1%
Plains Commerce Bank $285,000 n/a 0.1%
1ST SIGNATURE LENDING, LLC $1,265,000 $275,000 -78.3% 0.1%
Pinnacle Bank $940,000 $275,000 -70.7% 0.1%
Waterstone Mortgage Corporation $275,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $270,000 n/a 0.1%
GSF Mortgage Corporation $265,000 n/a 0.1%
New Peoples Bank, Inc. $265,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $255,000 n/a 0.1%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $75,000 $255,000 240.0% 0.1%
ZILLOW HOME LOANS, LLC $445,000 $255,000 -42.7% 0.1%
Blue Ridge Bank $235,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $235,000 n/a 0.1%
A&D Mortgage LLC $225,000 n/a 0.1%
ISERVE RESIDENTIAL LENDING, LLC $575,000 $225,000 -60.9% 0.1%
Kwik Mortgage Corporation $215,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $215,000 n/a 0.1%
BAY EQUITY LLC $215,000 $210,000 -2.3% 0.1%
Fifth Third Bank $380,000 $205,000 -46.1% 0.1%
Home Federal Bank Corporation $205,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $295,000 $195,000 -33.9% 0.1%
CSL Financial, LLC $195,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $185,000 n/a 0.1%
SeaTrust Mortgage Company $175,000 n/a 0.1%
Ameris Bank $710,000 $165,000 -76.8% 0.1%
Charles Schwab Bank, SSB $315,000 $155,000 -50.8% 0.0%
M&T Bank $155,000 n/a 0.0%
SmartBank $155,000 n/a 0.0%
Figure Lending LLC $130,000 $150,000 15.4% 0.0%
21ST MORTGAGE CORPORATION $760,000 $145,000 -80.9% 0.0%
Bank of America $840,000 $145,000 -82.7% 0.0%
CITIZENS EQUITY FIRST $145,000 n/a 0.0%
Citizens Bank $1,090,000 $140,000 -87.2% 0.0%
Y-12 Federal Credit Union $215,000 $140,000 -34.9% 0.0%
First Internet Bank of Indiana $135,000 n/a 0.0%
Horizon Credit Union $130,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $125,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $615,000 $125,000 -79.7% 0.0%
Ally Bank $220,000 $105,000 -52.3% 0.0%
North American Savings Bank, F.S.B. $255,000 $95,000 -62.7% 0.0%
Commercial Bank $2,990,000 $85,000 -97.2% 0.0%
Hometown Lenders, Inc. $95,000 $85,000 -10.5% 0.0%
PHH Mortgage Corporation $230,000 $85,000 -63.0% 0.0%
S1L, Inc. $85,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $75,000 n/a 0.0%
Nicolet National Bank $75,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $920,000 $75,000 -91.8% 0.0%
ROYAL UNITED MORTGAGE LLC $385,000 $75,000 -80.5% 0.0%
Citizens National Bank $1,290,000 $65,000 -95.0% 0.0%
MYCUMORTGAGE, LLC $65,000 n/a 0.0%
Citizens Tri-County Bank $55,000 n/a 0.0%
PUBLIX EMPLOYEES $55,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $340,000 $35,000 -89.7% 0.0%
TNConnect Credit Union $25,000 n/a 0.0%
1st Franklin Financial Corporation $40,000 $15,000 -62.5% 0.0%

Greeneville's top lender by overall market share is EASTMAN, with 12.6% market share. In second place, with 6.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $21,760,000 in loans. In third place, with 6.6%, is QUICKEN LOANS, LLC, having originated $20,595,000 in loans. In fourth place, with 6.0%, is CONSUMER Credit Union, having originated $18,695,000 in loans. In fifth place, with 5.0%, is Andrew Johnson Bank, having originated $15,620,000 in loans.

Greeneville, TN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 841 $189,735,000 $225,606
Cash Out Refi 420 $72,240,000 $172,000
Refi 165 $32,935,000 $199,606
Home Improvement 131 $10,595,000 $80,878
Other 94 $8,100,000 $86,170

Greeneville's most frequently cited loan purpose was Home Purchase, with 841 originations. The 2nd most popular reason was Cash Out Refi, with 420 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 387 $66,585,000 $172,054
3-4% 353 $68,305,000 $193,499
4-5% 346 $75,420,000 $217,977
6-7% 179 $29,935,000 $167,235
2.5-3% 135 $25,185,000 $186,556
7-8% 69 $11,835,000 $171,522
Over 8% 36 $4,300,000 $119,444
<2.5% 26 $8,990,000 $345,769

During 2022, Greeneville's most frequently originated rate bucket was 5-6%, with 387 originations.

Loan Sizing (Greeneville, TN MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 658 $97,230,000 $147,766
$200k-400k 483 $129,655,000 $268,437
$100,000 or less 415 $26,145,000 $63,000
$400k-600k 74 $34,460,000 $465,676
$600k-1000k 18 $13,100,000 $727,778
$Over $1MM 3 $13,015,000 $4,338,333

Greeneville's loan sizing saw the bucket of loans from $100k-200k with 658 originations, totaling $97,230,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 589 $138,265,000 $234,745
60-80% 396 $87,060,000 $219,848
40-60% 226 $34,890,000 $154,381
20-40% 165 $15,575,000 $94,394
Under 20% 116 $5,430,000 $46,810
Over 100% 33 $8,295,000 $251,364

Greeneville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 589 originations, totaling $138,265,000 in origination value.