Greeneville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Greeneville averaged 7.1% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 6.98% and one month ago for the week of 2023-02-16, the average rate was 7%.

    Greeneville's average rate one year ago was 4%.

    For refis of the same type during the week of 2023-03-23, the average rate was 7.08%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Greeneville 30 Year Fixed Rate 2023-03-23 7.1%
    Greeneville 30 Year Fixed Rate Refi 2023-03-23 7.08%
    Greeneville 15 Year Fixed Rate 2023-03-23 6.2%
    Greeneville 15 Year Fixed Rate Refi 2023-03-23 6.48%
    Greeneville 30 Year FHA 2023-03-23 6.23%
    Greeneville 30 Year FHA Refi 2023-03-23 6.3%
    Greeneville 30 Year USDA 2023-03-23 6.11%
    Greeneville 30 Year USDA Refi 2023-03-23 5.59%
    Greeneville 30 Year VA 2023-03-23 5.99%
    Greeneville 30 Year VA Refi 2023-03-23 5.82%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Greeneville, TN.

    Greeneville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Greeneville, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    EASTMAN 117 5.46% $2,875
    CONSUMER Credit Union 70 3.73% $2,576
    UNITED WHOLESALE MORTGAGE, LLC 47 4.66% $5,452
    QUICKEN LOANS, LLC 46 4.92% $6,394
    Gateway First Bank 26 4.76% $5,038
    MORTGAGE INVESTORS GROUP, INC. 17 5.00% $5,332
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 17 6.34% $6,510
    Farm Credit Mid-America, ACA 12 4.98% $8,072
    MOVEMENT MORTGAGE, LLC 12 5.12% $3,321
    HANCOCK MORTGAGE PARTNERS, LLC 9 5.43% $5,785
    VANDERBILT MORTGAGE AND FINANCE, INC. 9 6.50% $7,459
    FIRST COMMUNITY MORTGAGE, INC. 8 4.83% $4,108
    FREEDOM MORTGAGE CORPORATION 8 4.67% $5,392
    LOANDEPOT.COM, LLC 8 4.47% $4,581
    Sierra Pacific Mortgage Company, Inc. 8 5.34% $6,051
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 7 5.44% $5,301
    JPMorgan Chase Bank 7 4.78% $2,987
    First Horizon Bank 7 4.79% $4,199
    GUARANTEED RATE, INC. 7 4.91% $3,898
    PENNYMAC LOAN SERVICES, LLC 7 4.61% $6,437
    BROKER SOLUTIONS, INC. 6 4.98% $4,349
    CRESCENT MORTGAGE COMPANY 5 3.80% $4,349
    SUCCESS MORTGAGE PARTNERS, INC. 5 5.12% $4,512
    STATE EMPLOYEES' 5 4.00% $4,185
    Wells Fargo Bank 5 4.78% $4,652
    Citizens Bank 5 3.33% $4,159
    KNOXVILLE TVA EMPLOYEES CREDIT UNION 4 4.28% $4,738
    FIRST BANCORP, INC. 4 5.47% $2,622
    NAVY FEDERAL CREDIT UNION 4 5.03% $6,380
    STOCKTON MORTGAGE CORPORATION 4 4.84% $4,577
    Regions Bank 4 5.56% $3,313
    CMG MORTGAGE, INC. 4 4.15% $4,774
    UNION HOME MORTGAGE CORP. 3 4.50% $3,732
    Bank of Tennessee 3 5.62% $3,765
    CROSSCOUNTRY MORTGAGE, LLC 3 5.62% $4,741
    Truist 3 4.38% $3,716
    Deere Employees Credit Union 3 2.63% $3,261
    Flagstar Bank, FSB 3 4.39% $3,339
    CORNERSTONE HOME LENDING, INC. 3 6.33% $6,386
    NEWREZ LLC 3 4.33% $6,017
    CALIBER HOME LOANS, INC. 3 5.38% $5,656
    Mr. Cooper ( Nationstar Mortgage ) 2 4.74% $5,886
    Carrington Mortgage Services, LLC 2 4.88% $7,606
    COMPASS MORTGAGE, INC. 2 4.00% $3,216
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 4.75% $4,653
    FirstBank 2 4.56% $3,783
    HOME POINT FINANCIAL CORPORATION 2 4.19% $4,418
    HOMESIDE FINANCIAL, LLC 2 5.31% $6,140
    INTERLINC MORTGAGE SERVICES, LLC 2 5.94% $5,066
    Kingsport Press Credit Union 2 4.50% $2,482
    Mortgage Research Center, LLC 2 5.00% $2,122
    ACADEMY MORTGAGE CORPORATION 2 5.00% $6,344
    USAA Federal Savings Bank 2 5.50% $4,266
    U.S. Bank 2 4.00% $5,948
    VAN DYK MORTGAGE CORPORATION 2 5.19% $5,648
    Wyndham Capital Mortgage, Inc. 2 4.56% $1,673
    EVERETT FINANCIAL, INC. 1 4.38% $3,000
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 3.15% $4,680
    MICHIGAN MUTUAL, INC. 1 3.38% $2,997
    EVERENCE FEDERAL CREDIT UNION 1 5.25% $3,655
    Y-12 Federal Credit Union 1 4.00% $3,189
    ENRICHMENT 1 3.63% $6,571
    Waterstone Mortgage Corporation 1 4.75% $6,463
    M&T Bank 1 5.75% $3,586
    MUTUAL OF OMAHA MORTGAGE, INC. 1 4.50% $6,309
    DRAPER AND KRAMER MORTGAGE CORP. 1 6.00% $8,315
    New Peoples Bank, Inc. 1 6.25% $2,929
    CITIZENS EQUITY FIRST 1 3.38% $3,120
    Nicolet National Bank 1 3.75% $2,797
    North American Savings Bank, F.S.B. 1 6.00% $1,589
    Northpointe Bank 1 4.88% $5,846
    ORNL Federal Credit Union 1 2.63% $4,795
    Paramount Residential Mortgage Group, Inc. 1 6.63% $7,380
    Citadel Servicing Corporation 1 5.50% $7,108
    Plains Commerce Bank 1 5.63% $6,966
    PNC Bank 1 6.75% $5,761
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.25% $3,484
    CHURCHILL MORTGAGE CORPORATION 1 4.38% $5,726
    Charles Schwab Bank, SSB 1 2.63% $2,925
    Renasant Bank 1 3.38% $3,706
    RUOFF MORTGAGE COMPANY, INC. 1 4.75% $6,711
    SeaTrust Mortgage Company 1 6.25% $3,391
    Century Mortgage Company DBA Century Lending Company 1 5.75% $0
    SOVEREIGN LENDING GROUP INCORPORATED 1 3.99% $6,985
    BETTER MORTGAGE CORPORATION 1 3.00% $3,823
    BAY EQUITY LLC 1 3.99% $5,853
    Atlantic Union Bank 1 4.25% $3,621
    SUN WEST MORTGAGE COMPANY, INC. 1 4.00% $7,545
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.50% $17,737
    Ameris Bank 1 5.88% $5,106
    UNITED SECURITY FINANCIAL CORP 1 3.88% $4,743
    GVC MORTGAGE, INC. 1 6.78% $7,061
    GUILD MORTGAGE COMPANY 1 5.50% $10,331
    AMERICAN FINANCING CORPORATION 1 5.00% $5,310
    A&D Mortgage LLC 1 6.49% $12,333
    ZILLOW HOME LOANS, LLC 1 7.50% $5,016
    First Federal Bank 1 3.50% $11,597
    Ally Bank 1 4.13% $2,197
    Fifth Third Bank 1 6.00% $6,247
    Kwik Mortgage Corporation 1 6.38% $3,717
    LAKEVIEW LOAN SERVICING, LLC 1 3.50% $3,327

    Greeneville Average Closing Costs & Other Stats

    Greeneville, TN's 101 lenders originated 1,651 loans during 2022. The total origination value was $313,605,000, with an average loan value of $189,949.

    Greeneville's average closing costs are $4,536.

    The top Greeneville lender as defined by loan originations is EASTMAN, with 117 loans originated. Their average total fees are $2,875, which is $299 higher than the next largest lender, CONSUMER Credit Union.

    The lowest fee Greeneville lenders (with over 10 loans originated) are CONSUMER Credit Union ($2,576), EASTMAN ($2,875), MOVEMENT MORTGAGE, LLC ($3,321), Gateway First Bank ($5,038) and MORTGAGE INVESTORS GROUP, INC. ($5,332).

    The lowest rate Greeneville lenders (with over 10 loans originated) are CONSUMER Credit Union (3.73%), UNITED WHOLESALE MORTGAGE, LLC (4.66%), Gateway First Bank (4.76%), QUICKEN LOANS, LLC (4.92%) and Farm Credit Mid-America, ACA (4.98%).

    Greeneville, TN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    EASTMAN $49,570,000 $39,470,000 -20.4% 12.6%
    UNITED WHOLESALE MORTGAGE, LLC $24,635,000 $21,760,000 -11.7% 6.9%
    QUICKEN LOANS, LLC $27,510,000 $20,595,000 -25.1% 6.6%
    CONSUMER Credit Union $19,630,000 $18,695,000 -4.8% 6.0%
    Andrew Johnson Bank $12,505,000 $15,620,000 24.9% 5.0%
    Gateway First Bank $23,735,000 $12,035,000 -49.3% 3.8%
    Mortgage Research Center, LLC $7,680,000 $9,735,000 26.8% 3.1%
    First Horizon Bank $10,360,000 $8,155,000 -21.3% 2.6%
    GREYSTONE SERVICING COMPANY LLC $8,005,000 n/a 2.6%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $8,370,000 $7,675,000 -8.3% 2.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $6,000,000 $7,470,000 24.5% 2.4%
    MORTGAGE INVESTORS GROUP, INC. $18,590,000 $7,200,000 -61.3% 2.3%
    FREEDOM MORTGAGE CORPORATION $9,590,000 $6,995,000 -27.1% 2.2%
    MOVEMENT MORTGAGE, LLC $4,185,000 $5,550,000 32.6% 1.8%
    Farm Credit Mid-America, ACA $10,875,000 $5,370,000 -50.6% 1.7%
    PENNYMAC LOAN SERVICES, LLC $5,575,000 $4,755,000 -14.7% 1.5%
    FIRST COMMUNITY MORTGAGE, INC. $3,710,000 $4,035,000 8.8% 1.3%
    CapStar Bank $4,005,000 n/a 1.3%
    LOANDEPOT.COM, LLC $5,180,000 $3,855,000 -25.6% 1.2%
    NAVY FEDERAL CREDIT UNION $3,245,000 $3,780,000 16.5% 1.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,440,000 $3,510,000 2.0% 1.1%
    HANCOCK MORTGAGE PARTNERS, LLC $3,020,000 $3,330,000 10.3% 1.1%
    Apex Bank $3,140,000 $2,835,000 -9.7% 0.9%
    GUARANTEED RATE, INC. $2,260,000 $2,490,000 10.2% 0.8%
    AMERICAN FINANCIAL RESOURCES, INC. $2,070,000 $2,460,000 18.8% 0.8%
    Sierra Pacific Mortgage Company, Inc. $2,705,000 $2,360,000 -12.8% 0.8%
    BROKER SOLUTIONS, INC. $945,000 $2,130,000 125.4% 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,160,000 $2,105,000 -59.2% 0.7%
    SUCCESS MORTGAGE PARTNERS, INC. $2,145,000 $1,905,000 -11.2% 0.6%
    Citizens Bank $1,090,000 $1,840,000 68.8% 0.6%
    Wells Fargo Bank $3,660,000 $1,810,000 -50.5% 0.6%
    STOCKTON MORTGAGE CORPORATION $2,820,000 $1,800,000 -36.2% 0.6%
    UNION HOME MORTGAGE CORP. $6,025,000 $1,790,000 -70.3% 0.6%
    NEW DAY FINANCIAL, LLC $1,810,000 $1,775,000 -1.9% 0.6%
    INTERLINC MORTGAGE SERVICES, LLC $580,000 $1,735,000 199.1% 0.6%
    KNOXVILLE TVA EMPLOYEES CREDIT UNION $1,430,000 $1,710,000 19.6% 0.5%
    CMG MORTGAGE, INC. $2,905,000 $1,615,000 -44.4% 0.5%
    Deere Employees Credit Union $1,095,000 $1,440,000 31.5% 0.5%
    Nations Lending Corporation $455,000 $1,440,000 216.5% 0.5%
    CALIBER HOME LOANS, INC. $2,130,000 $1,400,000 -34.3% 0.4%
    STATE EMPLOYEES' $530,000 $1,310,000 147.2% 0.4%
    AMERISAVE MORTGAGE CORPORATION $3,515,000 $1,305,000 -62.9% 0.4%
    SOUTHWEST STAGE FUNDING, LLC $885,000 $1,305,000 47.5% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $720,000 $1,295,000 79.9% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,870,000 $1,280,000 -31.6% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $1,135,000 $1,270,000 11.9% 0.4%
    HOME POINT FINANCIAL CORPORATION $2,100,000 $1,255,000 -40.2% 0.4%
    JPMorgan Chase Bank $1,360,000 $1,245,000 -8.5% 0.4%
    U.S. Bank $2,840,000 $1,185,000 -58.3% 0.4%
    Bank of Tennessee $1,405,000 $1,085,000 -22.8% 0.3%
    NEWREZ LLC $2,705,000 $1,080,000 -60.1% 0.3%
    CRESCENT MORTGAGE COMPANY $2,530,000 $1,050,000 -58.5% 0.3%
    First Community Bank of East Tennessee $530,000 $1,040,000 96.2% 0.3%
    Carrington Mortgage Services, LLC $2,230,000 $1,025,000 -54.0% 0.3%
    Truist $2,285,000 $950,000 -58.4% 0.3%
    CORNERSTONE HOME LENDING, INC. $930,000 n/a 0.3%
    Regions Bank $1,090,000 $930,000 -14.7% 0.3%
    CREDIT HUMAN FEDERAL CREDIT UNION $925,000 n/a 0.3%
    Renasant Bank $820,000 $925,000 12.8% 0.3%
    LONGBRIDGE FINANCIAL, LLC $905,000 n/a 0.3%
    EVERETT FINANCIAL, INC. $865,000 n/a 0.3%
    FIRST BANCORP, INC. $550,000 $850,000 54.5% 0.3%
    First Guaranty Mortgage Corporation $780,000 $785,000 0.6% 0.3%
    GVC MORTGAGE, INC. $760,000 n/a 0.2%
    Mountain Commerce Bank $760,000 n/a 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $375,000 $745,000 98.7% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $2,235,000 $730,000 -67.3% 0.2%
    Powell Valley National Bank $715,000 n/a 0.2%
    FirstBank $620,000 $695,000 12.1% 0.2%
    First Community Bank $290,000 $685,000 136.2% 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $250,000 $625,000 150.0% 0.2%
    Century Mortgage Company DBA Century Lending Company $585,000 n/a 0.2%
    UNITED SECURITY FINANCIAL CORP $275,000 $585,000 112.7% 0.2%
    Elizabethton Federal Savings Bank $115,000 $540,000 369.6% 0.2%
    ENRICHMENT $525,000 n/a 0.2%
    RUOFF MORTGAGE COMPANY, INC. $510,000 $525,000 2.9% 0.2%
    USAA Federal Savings Bank $1,270,000 $515,000 -59.4% 0.2%
    Northpointe Bank $510,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $1,450,000 $505,000 -65.2% 0.2%
    NATIONS DIRECT MORTGAGE, LLC $155,000 $480,000 209.7% 0.2%
    COMPASS MORTGAGE, INC. $475,000 n/a 0.2%
    SECURITYNATIONAL MORTGAGE COMPANY $550,000 $475,000 -13.6% 0.2%
    The Bank $315,000 $475,000 50.8% 0.2%
    Bank of England $355,000 $465,000 31.0% 0.1%
    GUILD MORTGAGE COMPANY $545,000 $455,000 -16.5% 0.1%
    Low VA Rates, LLC $310,000 $440,000 41.9% 0.1%
    VAN DYK MORTGAGE CORPORATION $975,000 $440,000 -54.9% 0.1%
    AMERICAN FINANCING CORPORATION $1,415,000 $415,000 -70.7% 0.1%
    PLANET HOME LENDING, LLC $305,000 $410,000 34.4% 0.1%
    The Federal Savings Bank $1,150,000 $410,000 -64.3% 0.1%
    First Federal Bank $405,000 n/a 0.1%
    United Community Bank $405,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $125,000 $400,000 220.0% 0.1%
    Atlantic Union Bank $400,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $1,965,000 $385,000 -80.4% 0.1%
    EVERENCE FEDERAL CREDIT UNION $375,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $745,000 $375,000 -49.7% 0.1%
    Wyndham Capital Mortgage, Inc. $450,000 $370,000 -17.8% 0.1%
    Flagstar Bank, FSB $160,000 $365,000 128.1% 0.1%
    SOVEREIGN LENDING GROUP INCORPORATED $285,000 $355,000 24.6% 0.1%
    Paramount Residential Mortgage Group, Inc. $240,000 $340,000 41.7% 0.1%
    AMERICAN ADVISORS GROUP $145,000 $335,000 131.0% 0.1%
    ORNL Federal Credit Union $420,000 $335,000 -20.2% 0.1%
    RELIANCE FIRST CAPITAL, LLC $425,000 $330,000 -22.4% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $690,000 $330,000 -52.2% 0.1%
    Discover Bank $140,000 $325,000 132.1% 0.1%
    Kingsport Press Credit Union $190,000 $325,000 71.1% 0.1%
    Service Federal Credit Union $315,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $230,000 $310,000 34.8% 0.1%
    Citadel Servicing Corporation $305,000 n/a 0.1%
    HomeTrust Bank $315,000 $305,000 -3.2% 0.1%
    PNC Bank $715,000 $305,000 -57.3% 0.1%
    Plains Commerce Bank $285,000 n/a 0.1%
    1ST SIGNATURE LENDING, LLC $1,265,000 $275,000 -78.3% 0.1%
    Pinnacle Bank $940,000 $275,000 -70.7% 0.1%
    Waterstone Mortgage Corporation $275,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $270,000 n/a 0.1%
    GSF Mortgage Corporation $265,000 n/a 0.1%
    New Peoples Bank, Inc. $265,000 n/a 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $255,000 n/a 0.1%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $75,000 $255,000 240.0% 0.1%
    ZILLOW HOME LOANS, LLC $445,000 $255,000 -42.7% 0.1%
    Blue Ridge Bank $235,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $235,000 n/a 0.1%
    A&D Mortgage LLC $225,000 n/a 0.1%
    ISERVE RESIDENTIAL LENDING, LLC $575,000 $225,000 -60.9% 0.1%
    Kwik Mortgage Corporation $215,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $215,000 n/a 0.1%
    BAY EQUITY LLC $215,000 $210,000 -2.3% 0.1%
    Fifth Third Bank $380,000 $205,000 -46.1% 0.1%
    Home Federal Bank Corporation $205,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $295,000 $195,000 -33.9% 0.1%
    CSL Financial, LLC $195,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $185,000 n/a 0.1%
    SeaTrust Mortgage Company $175,000 n/a 0.1%
    Ameris Bank $710,000 $165,000 -76.8% 0.1%
    Charles Schwab Bank, SSB $315,000 $155,000 -50.8% 0.0%
    M&T Bank $155,000 n/a 0.0%
    SmartBank $155,000 n/a 0.0%
    Figure Lending LLC $130,000 $150,000 15.4% 0.0%
    21ST MORTGAGE CORPORATION $760,000 $145,000 -80.9% 0.0%
    Bank of America $840,000 $145,000 -82.7% 0.0%
    CITIZENS EQUITY FIRST $145,000 n/a 0.0%
    Citizens Bank $1,090,000 $140,000 -87.2% 0.0%
    Y-12 Federal Credit Union $215,000 $140,000 -34.9% 0.0%
    First Internet Bank of Indiana $135,000 n/a 0.0%
    Horizon Credit Union $130,000 n/a 0.0%
    MICHIGAN MUTUAL, INC. $125,000 n/a 0.0%
    POLARIS HOME FUNDING CORP. $615,000 $125,000 -79.7% 0.0%
    Ally Bank $220,000 $105,000 -52.3% 0.0%
    North American Savings Bank, F.S.B. $255,000 $95,000 -62.7% 0.0%
    Commercial Bank $2,990,000 $85,000 -97.2% 0.0%
    Hometown Lenders, Inc. $95,000 $85,000 -10.5% 0.0%
    PHH Mortgage Corporation $230,000 $85,000 -63.0% 0.0%
    S1L, Inc. $85,000 n/a 0.0%
    GUIDANCE RESIDENTIAL, LLC $75,000 n/a 0.0%
    Nicolet National Bank $75,000 n/a 0.0%
    PENTAGON FEDERAL CREDIT UNION $920,000 $75,000 -91.8% 0.0%
    ROYAL UNITED MORTGAGE LLC $385,000 $75,000 -80.5% 0.0%
    Citizens National Bank $1,290,000 $65,000 -95.0% 0.0%
    MYCUMORTGAGE, LLC $65,000 n/a 0.0%
    Citizens Tri-County Bank $55,000 n/a 0.0%
    PUBLIX EMPLOYEES $55,000 n/a 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $340,000 $35,000 -89.7% 0.0%
    TNConnect Credit Union $25,000 n/a 0.0%
    1st Franklin Financial Corporation $40,000 $15,000 -62.5% 0.0%

    Greeneville's top lender by overall market share is EASTMAN, with 12.6% market share. In second place, with 6.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $21,760,000 in loans. In third place, with 6.6%, is QUICKEN LOANS, LLC, having originated $20,595,000 in loans. In fourth place, with 6.0%, is CONSUMER Credit Union, having originated $18,695,000 in loans. In fifth place, with 5.0%, is Andrew Johnson Bank, having originated $15,620,000 in loans.

    Greeneville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Greeneville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $179,900 (19.9%) $259,815 (17.0%) 0.00 265
    2018-02-01 $179,950 (20.1%) $271,331 (19.2%) 0.00 258
    2018-03-01 $189,900 (23.5%) $268,117 (11.3%) 0.00 253
    2018-04-01 $186,450 (13.1%) $261,846 (5.4%) 0.00 256
    2018-05-01 $189,900 (8.6%) $264,321 (3.8%) 0.00 265
    2018-06-01 $179,900 (4.9%) $253,639 (2.5%) 0.00 283
    2018-07-01 $177,450 (-3.8%) $251,516 (0.5%) 0.00 291
    2018-08-01 $179,900 (1.4%) $250,256 (1.1%) 0.00 295
    2018-09-01 $179,900 (2.9%) $248,664 (1.5%) 0.00 304
    2018-10-01 $171,400 (-2.2%) $236,062 (-5.6%) 0.00 293
    2018-11-01 $169,900 (-5.6%) $231,722 (-10.0%) 0.00 291
    2018-12-01 $169,900 (-5.3%) $233,866 (-10.1%) 0.00 275
    2019-01-01 $169,900 (-5.6%) $235,869 (-9.2%) 0.00 262
    2019-02-01 $166,725 (-7.4%) $232,486 (-14.3%) 0.00 270
    2019-03-01 $178,471 (-6.0%) $243,995 (-9.0%) 0.00 264
    2019-04-01 $194,450 (4.3%) $258,651 (-1.2%) 0.00 254
    2019-05-01 $198,425 (4.5%) $254,488 (-3.7%) 0.00 258
    2019-06-01 $212,450 (18.1%) $263,149 (3.8%) 0.00 261
    2019-07-01 $213,100 (20.1%) $262,862 (4.5%) 0.00 253
    2019-08-01 $195,536 (8.7%) $256,066 (2.3%) 0.00 255
    2019-09-01 $186,741 (3.8%) $250,695 (0.8%) 0.00 253
    2019-10-01 $182,127 (6.3%) $246,834 (4.6%) 0.00 252
    2019-11-01 $184,900 (8.8%) $250,799 (8.2%) 0.00 248
    2019-12-01 $184,925 (8.8%) $256,300 (9.6%) 0.00 235
    2020-01-01 $184,950 (8.9%) $257,200 (9.0%) 0.00 210
    2020-02-01 $209,900 (25.9%) $260,457 (12.0%) 0.00 203
    2020-03-01 $225,550 (26.4%) $283,798 (16.3%) 0.00 167
    2020-04-01 $239,950 (23.4%) $313,772 (21.3%) 0.00 161
    2020-05-01 $248,900 (25.4%) $319,164 (25.4%) 0.00 141
    2020-06-01 $247,425 (16.5%) $323,810 (23.1%) 0.00 133
    2020-07-01 $242,175 (13.6%) $315,434 (20.0%) 0.00 114
    2020-08-01 $234,900 (20.1%) $313,255 (22.3%) 0.00 113
    2020-09-01 $233,750 (25.2%) $320,170 (27.7%) 0.00 92
    2020-10-01 $234,500 (28.8%) $324,516 (31.5%) 0.00 96
    2020-11-01 $244,900 (32.5%) $321,246 (28.1%) 0.00 105
    2020-12-01 $229,900 (24.3%) $330,662 (29.0%) 0.00 100
    2021-01-01 $229,900 (24.3%) $329,389 (28.1%) 0.00 98
    2021-02-01 $288,100 (37.3%) $390,912 (50.1%) 0.00 69
    2021-03-01 $278,550 (23.5%) $390,798 (37.7%) 0.00 65
    2021-04-01 $296,975 (23.8%) $421,639 (34.4%) 0.00 68
    2021-05-01 $271,000 (8.9%) $397,234 (24.5%) 0.00 89
    2021-06-01 $296,800 (20.0%) $423,302 (30.7%) 0.00 98
    2021-07-01 $299,900 (23.8%) $418,060 (32.5%) 0.00 114
    2021-08-01 $284,900 (21.3%) $404,585 (29.2%) 0.00 108
    2021-09-01 $269,975 (15.5%) $382,778 (19.6%) 0.00 105
    2021-10-01 $249,900 (6.6%) $386,876 (19.2%) 0.00 107
    2021-11-01 $282,450 (15.3%) $384,082 (19.6%) 0.00 100
    2021-12-01 $256,950 (11.8%) $404,021 (22.2%) 0.00 83
    2022-01-01 $304,450 (32.4%) $424,356 (28.8%) 0.00 69
    2022-02-01 $346,175 (20.2%) $453,172 (15.9%) 0.00 62
    2022-03-01 $361,200 (29.7%) $475,879 (21.8%) 0.00 56
    2022-04-01 $329,900 (11.1%) $422,408 (0.2%) 0.00 61
    2022-05-01 $289,450 (6.8%) $379,216 (-4.5%) 0.00 77
    2022-06-01 $333,725 (12.4%) $406,723 (-3.9%) 0.00 92
    2022-07-01 $334,950 (11.7%) $406,160 (-2.9%) 0.00 100
    2022-08-01 $339,475 (19.2%) $406,009 (0.4%) 0.00 109
    2022-09-01 $349,900 (29.6%) $404,597 (5.7%) 0.00 136
    2022-10-01 $348,450 (39.4%) $404,000 (4.4%) 0.00 152
    2022-11-01 $349,900 (23.9%) $398,965 (3.9%) 0.00 154
    2022-12-01 $349,900 (36.2%) $406,914 (0.7%) 0.00 148
    2023-01-01 $356,175 (17.0%) $420,045 (-1.0%) 0.00 143
    2023-02-01 $354,900 (2.5%) $433,592 (-4.3%) 0.00 124
    Greeneville's median listing price for 2023-02-01 was $354,900, a difference of $8,725 (2.5%) versus the prior year and $-1,275 versus the prior month.

    Greeneville's median listing price comes in at 0% of the national average.

    Greeneville's average listing price for 2023-02-01 was $433,592, a difference of $-19,580 (-4.3%) versus the prior year and $13,547 versus the prior month.

    For the 2023-02-01 period, Greeneville had 124 MLS listings, a difference of -19 listings (-13%) versus the prior month and 62 listings (100%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Greeneville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,066 sqft
    2018-02-01 0 days 2,029 sqft
    2018-03-01 0 days 2,003 sqft
    2018-04-01 0 days 1,979 sqft
    2018-05-01 0 days 1,947 sqft
    2018-06-01 0 days 1,894 sqft
    2018-07-01 0 days 1,926 sqft
    2018-08-01 0 days 1,972 sqft
    2018-09-01 0 days 2,000 sqft
    2018-10-01 0 days 1,986 sqft
    2018-11-01 0 days 1,895 sqft
    2018-12-01 0 days 1,926 sqft
    2019-01-01 0 days 1,853 sqft
    2019-02-01 0 days 1,863 sqft
    2019-03-01 0 days 1,926 sqft
    2019-04-01 0 days 2,059 sqft
    2019-05-01 0 days 2,061 sqft
    2019-06-01 0 days 2,047 sqft
    2019-07-01 0 days 2,044 sqft
    2019-08-01 0 days 1,971 sqft
    2019-09-01 0 days 1,894 sqft
    2019-10-01 0 days 1,833 sqft
    2019-11-01 0 days 1,920 sqft
    2019-12-01 0 days 1,911 sqft
    2020-01-01 0 days 1,920 sqft
    2020-02-01 0 days 1,830 sqft
    2020-03-01 0 days 1,966 sqft
    2020-04-01 0 days 2,062 sqft
    2020-05-01 0 days 2,042 sqft
    2020-06-01 0 days 2,063 sqft
    2020-07-01 0 days 2,040 sqft
    2020-08-01 0 days 2,009 sqft
    2020-09-01 0 days 1,888 sqft
    2020-10-01 0 days 1,935 sqft
    2020-11-01 0 days 1,904 sqft
    2020-12-01 0 days 1,876 sqft
    2021-01-01 0 days 1,717 sqft
    2021-02-01 0 days 2,014 sqft
    2021-03-01 0 days 2,007 sqft
    2021-04-01 0 days 1,942 sqft
    2021-05-01 0 days 1,872 sqft
    2021-06-01 0 days 1,859 sqft
    2021-07-01 0 days 1,871 sqft
    2021-08-01 0 days 1,783 sqft
    2021-09-01 0 days 1,743 sqft
    2021-10-01 0 days 1,788 sqft
    2021-11-01 0 days 1,811 sqft
    2021-12-01 0 days 1,757 sqft
    2022-01-01 0 days 1,856 sqft
    2022-02-01 0 days 2,119 sqft
    2022-03-01 0 days 2,046 sqft
    2022-04-01 0 days 1,858 sqft
    2022-05-01 0 days 1,819 sqft
    2022-06-01 0 days 1,889 sqft
    2022-07-01 0 days 1,800 sqft
    2022-08-01 0 days 1,800 sqft
    2022-09-01 0 days 1,700 sqft
    2022-10-01 0 days 1,734 sqft
    2022-11-01 0 days 1,800 sqft
    2022-12-01 0 days 1,810 sqft
    2023-01-01 0 days 1,849 sqft
    2023-02-01 0 days 1,985 sqft
    Greeneville's median listing age (time on market) for 2023-02-01 was 0 days.

    Greeneville's median square footage for active listings during the 2023-02-01 period was 1,985 sqft. One year prior, the average listing was 2,119 sqft.

    Greeneville, TN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 841 $189,735,000 $225,606
    Cash Out Refi 420 $72,240,000 $172,000
    Refi 165 $32,935,000 $199,606
    Home Improvement 131 $10,595,000 $80,878
    Other 94 $8,100,000 $86,170

    Greeneville's most frequently cited loan purpose was Home Purchase, with 841 originations. The 2nd most popular reason was Cash Out Refi, with 420 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 387 $66,585,000 $172,054
    3-4% 353 $68,305,000 $193,499
    4-5% 346 $75,420,000 $217,977
    6-7% 179 $29,935,000 $167,235
    2.5-3% 135 $25,185,000 $186,556
    7-8% 69 $11,835,000 $171,522
    Over 8% 36 $4,300,000 $119,444
    <2.5% 26 $8,990,000 $345,769

    During 2022, Greeneville's most frequently originated rate bucket was 5-6%, with 387 originations.

    Loan Sizing (Greeneville, TN MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 658 $97,230,000 $147,766
    $200k-400k 483 $129,655,000 $268,437
    $100,000 or less 415 $26,145,000 $63,000
    $400k-600k 74 $34,460,000 $465,676
    $600k-1000k 18 $13,100,000 $727,778
    $Over $1MM 3 $13,015,000 $4,338,333

    Greeneville's loan sizing saw the bucket of loans from $100k-200k with 658 originations, totaling $97,230,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 589 $138,265,000 $234,745
    60-80% 396 $87,060,000 $219,848
    40-60% 226 $34,890,000 $154,381
    20-40% 165 $15,575,000 $94,394
    Under 20% 116 $5,430,000 $46,810
    Over 100% 33 $8,295,000 $251,364

    Greeneville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 589 originations, totaling $138,265,000 in origination value.