Greeneville VA Loan Rates, Closing Costs & Stats
Greeneville, TN
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Greeneville's 46 lenders originated 139 VA loans during 2023. The total origination value was $39,945,000, with an average VA loan value of $287,374.
Greeneville VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Greeneville
averaged
0.38%
for the week of 2024-11-29, compared to the national average (all VA variants) of
0% for the same period.
Greeneville's average VA mortgage closing costs are $5,190.
The average rate for the prior week (2024-11-22) was
6.55% and
one month ago for the week of 2024-10-25, the
average rate was 6.34%.
The average rate one year ago was 7.38%.
For refis of the same type during the week of 2024-11-29, the average rate
was 0.2%.
Greeneville VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Greeneville level.
The top Greeneville VA lender as defined by loan originations is Mortgage Research Center, LLC, with
33 VA loans originated. Their average total fees are
$5,612, which is $1,907
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Greeneville VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($5,612), UNITED WHOLESALE MORTGAGE, LLC ($7,519), QUICKEN LOANS, LLC ($8,809), .
The lowest rate Greeneville VA lenders (with over 10 loans originated) are
UNITED WHOLESALE MORTGAGE, LLC (6.29%), QUICKEN LOANS, LLC (6.33%), Mortgage Research Center, LLC (6.78%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Greeneville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $179,900 (19.9%) | $259,815 (17.0%) | 0.00 | 265 |
2018-02-01 | $179,950 (20.1%) | $271,331 (19.2%) | 0.00 | 258 |
2018-03-01 | $189,900 (23.5%) | $268,117 (11.3%) | 0.00 | 253 |
2018-04-01 | $186,450 (13.1%) | $261,846 (5.4%) | 0.00 | 256 |
2018-05-01 | $189,925 (8.6%) | $264,260 (3.8%) | 0.00 | 266 |
2018-06-01 | $179,900 (4.9%) | $253,554 (2.5%) | 0.00 | 284 |
2018-07-01 | $178,675 (-2.0%) | $251,808 (0.9%) | 0.00 | 292 |
2018-08-01 | $179,900 (1.4%) | $250,184 (1.5%) | 0.00 | 296 |
2018-09-01 | $179,900 (2.9%) | $248,359 (1.7%) | 0.00 | 305 |
2018-10-01 | $171,400 (-2.2%) | $235,734 (-5.5%) | 0.00 | 293 |
2018-11-01 | $169,900 (-5.6%) | $231,429 (-10.1%) | 0.00 | 291 |
2018-12-01 | $169,900 (-5.3%) | $233,540 (-10.2%) | 0.00 | 275 |
2019-01-01 | $169,900 (-5.6%) | $235,543 (-9.3%) | 0.00 | 262 |
2019-02-01 | $165,575 (-8.0%) | $231,885 (-14.5%) | 0.00 | 269 |
2019-03-01 | $178,471 (-6.0%) | $243,374 (-9.2%) | 0.00 | 263 |
2019-04-01 | $194,449 (4.3%) | $258,073 (-1.4%) | 0.00 | 252 |
2019-05-01 | $198,000 (4.3%) | $254,077 (-3.9%) | 0.00 | 256 |
2019-06-01 | $207,450 (15.3%) | $262,858 (3.7%) | 0.00 | 258 |
2019-07-01 | $209,900 (17.5%) | $262,661 (4.3%) | 0.00 | 251 |
2019-08-01 | $194,445 (8.1%) | $256,054 (2.4%) | 0.00 | 254 |
2019-09-01 | $186,264 (3.5%) | $250,690 (0.9%) | 0.00 | 253 |
2019-10-01 | $182,059 (6.2%) | $246,834 (4.7%) | 0.00 | 252 |
2019-11-01 | $184,900 (8.8%) | $250,799 (8.4%) | 0.00 | 248 |
2019-12-01 | $184,925 (8.8%) | $256,300 (9.8%) | 0.00 | 235 |
2020-01-01 | $184,950 (8.9%) | $257,200 (9.2%) | 0.00 | 210 |
2020-02-01 | $209,900 (26.8%) | $260,457 (12.3%) | 0.00 | 203 |
2020-03-01 | $225,550 (26.4%) | $283,798 (16.6%) | 0.00 | 167 |
2020-04-01 | $239,950 (23.4%) | $313,772 (21.6%) | 0.00 | 161 |
2020-05-01 | $248,900 (25.7%) | $319,164 (25.6%) | 0.00 | 141 |
2020-06-01 | $247,425 (19.3%) | $323,810 (23.2%) | 0.00 | 133 |
2020-07-01 | $242,175 (15.4%) | $315,434 (20.1%) | 0.00 | 114 |
2020-08-01 | $234,900 (20.8%) | $313,255 (22.3%) | 0.00 | 113 |
2020-09-01 | $233,750 (25.5%) | $320,170 (27.7%) | 0.00 | 92 |
2020-10-01 | $234,500 (28.8%) | $324,516 (31.5%) | 0.00 | 96 |
2020-11-01 | $244,900 (32.5%) | $321,246 (28.1%) | 0.00 | 105 |
2020-12-01 | $229,900 (24.3%) | $330,662 (29.0%) | 0.00 | 100 |
2021-01-01 | $229,900 (24.3%) | $329,389 (28.1%) | 0.00 | 98 |
2021-02-01 | $288,100 (37.3%) | $390,912 (50.1%) | 0.00 | 69 |
2021-03-01 | $278,550 (23.5%) | $390,798 (37.7%) | 0.00 | 65 |
2021-04-01 | $296,975 (23.8%) | $421,639 (34.4%) | 0.00 | 68 |
2021-05-01 | $271,000 (8.9%) | $397,234 (24.5%) | 0.00 | 89 |
2021-06-01 | $296,800 (20.0%) | $423,302 (30.7%) | 0.00 | 98 |
2021-07-01 | $299,900 (23.8%) | $418,060 (32.5%) | 0.00 | 114 |
2021-08-01 | $284,900 (21.3%) | $404,585 (29.2%) | 0.00 | 108 |
2021-09-01 | $269,975 (15.5%) | $382,778 (19.6%) | 0.00 | 105 |
2021-10-01 | $249,900 (6.6%) | $386,876 (19.2%) | 0.00 | 107 |
2021-11-01 | $282,450 (15.3%) | $384,082 (19.6%) | 0.00 | 100 |
2021-12-01 | $256,950 (11.8%) | $404,021 (22.2%) | 0.00 | 83 |
2022-01-01 | $304,450 (32.4%) | $424,356 (28.8%) | 0.00 | 69 |
2022-02-01 | $346,175 (20.2%) | $453,172 (15.9%) | 0.00 | 62 |
2022-03-01 | $361,200 (29.7%) | $475,879 (21.8%) | 0.00 | 56 |
2022-04-01 | $329,900 (11.1%) | $422,408 (0.2%) | 0.00 | 61 |
2022-05-01 | $289,450 (6.8%) | $379,216 (-4.5%) | 0.00 | 77 |
2022-06-01 | $333,725 (12.4%) | $406,723 (-3.9%) | 0.00 | 92 |
2022-07-01 | $334,950 (11.7%) | $406,160 (-2.9%) | 0.00 | 100 |
2022-08-01 | $339,475 (19.2%) | $406,009 (0.4%) | 0.00 | 109 |
2022-09-01 | $349,900 (29.6%) | $404,597 (5.7%) | 0.00 | 136 |
2022-10-01 | $348,450 (39.4%) | $404,000 (4.4%) | 0.00 | 152 |
2022-11-01 | $349,900 (23.9%) | $398,965 (3.9%) | 0.00 | 154 |
2022-12-01 | $349,900 (36.2%) | $406,914 (0.7%) | 0.00 | 148 |
2023-01-01 | $356,175 (17.0%) | $420,045 (-1.0%) | 0.00 | 143 |
2023-02-01 | $354,900 (2.5%) | $433,592 (-4.3%) | 0.00 | 124 |
2023-03-01 | $356,453 (-1.3%) | $442,336 (-7.1%) | 0.00 | 120 |
2023-04-01 | $369,900 (12.1%) | $517,911 (22.6%) | 0.00 | 117 |
2023-05-01 | $362,400 (25.2%) | $493,689 (30.2%) | 0.00 | 125 |
2023-06-01 | $365,925 (9.7%) | $489,640 (20.4%) | 0.00 | 143 |
2023-07-01 | $399,000 (19.1%) | $524,369 (29.1%) | 0.00 | 145 |
2023-08-01 | $388,725 (14.5%) | $522,558 (28.7%) | 0.00 | 156 |
2023-09-01 | $384,950 (10.0%) | $552,188 (36.5%) | 0.00 | 142 |
2023-10-01 | $349,900 (0.4%) | $514,039 (27.2%) | 0.00 | 149 |
2023-11-01 | $339,000 (-3.1%) | $475,170 (19.1%) | 0.00 | 152 |
2023-12-01 | $329,450 (-5.8%) | $472,563 (16.1%) | 0.00 | 154 |
2024-01-01 | $344,450 (-3.3%) | $449,899 (7.1%) | 0.00 | 133 |
2024-02-01 | $343,750 (-3.1%) | $462,058 (6.6%) | 0.00 | 118 |
2024-03-01 | $349,900 (-1.8%) | $456,848 (3.3%) | 0.00 | 128 |
2024-04-01 | $349,900 (-5.4%) | $465,370 (-10.1%) | 0.00 | 130 |
2024-05-01 | $327,450 (-9.6%) | $477,138 (-3.4%) | 0.00 | 166 |
2024-06-01 | $339,500 (-7.2%) | $494,209 (0.9%) | 0.00 | 181 |
2024-07-01 | $318,700 (-20.1%) | $441,384 (-15.8%) | 0.00 | 220 |
2024-08-01 | $310,000 (-20.3%) | $443,566 (-15.1%) | 0.00 | 246 |
2024-09-01 | $324,200 (-15.8%) | $459,214 (-16.8%) | 0.00 | 228 |
2024-10-01 | $324,325 (-7.3%) | $458,156 (-10.9%) | 0.00 | 230 |
Greeneville's median listing price comes in at 0% of the national average.
Greeneville's average listing price for 2024-10-01 was $458,156, a difference of $-55,883 (-10.9%) versus the prior year and $-1,058 versus the prior month.
For the 2024-10-01 period, Greeneville had 230 MLS listings, a difference of 2 listings (1%) versus the prior month and 81 listings (54%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Greeneville (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,066 sqft |
2018-02-01 | 0 days | 2,029 sqft |
2018-03-01 | 0 days | 2,005 sqft |
2018-04-01 | 0 days | 1,989 sqft |
2018-05-01 | 0 days | 1,951 sqft |
2018-06-01 | 0 days | 1,894 sqft |
2018-07-01 | 0 days | 1,926 sqft |
2018-08-01 | 0 days | 1,972 sqft |
2018-09-01 | 0 days | 2,000 sqft |
2018-10-01 | 0 days | 1,984 sqft |
2018-11-01 | 0 days | 1,884 sqft |
2018-12-01 | 0 days | 1,923 sqft |
2019-01-01 | 0 days | 1,850 sqft |
2019-02-01 | 0 days | 1,860 sqft |
2019-03-01 | 0 days | 1,921 sqft |
2019-04-01 | 0 days | 2,053 sqft |
2019-05-01 | 0 days | 2,061 sqft |
2019-06-01 | 0 days | 2,047 sqft |
2019-07-01 | 0 days | 2,048 sqft |
2019-08-01 | 0 days | 1,971 sqft |
2019-09-01 | 0 days | 1,894 sqft |
2019-10-01 | 0 days | 1,833 sqft |
2019-11-01 | 0 days | 1,920 sqft |
2019-12-01 | 0 days | 1,911 sqft |
2020-01-01 | 0 days | 1,920 sqft |
2020-02-01 | 0 days | 1,830 sqft |
2020-03-01 | 0 days | 1,966 sqft |
2020-04-01 | 0 days | 2,062 sqft |
2020-05-01 | 0 days | 2,042 sqft |
2020-06-01 | 0 days | 2,063 sqft |
2020-07-01 | 0 days | 2,040 sqft |
2020-08-01 | 0 days | 2,009 sqft |
2020-09-01 | 0 days | 1,888 sqft |
2020-10-01 | 0 days | 1,935 sqft |
2020-11-01 | 0 days | 1,904 sqft |
2020-12-01 | 0 days | 1,876 sqft |
2021-01-01 | 0 days | 1,717 sqft |
2021-02-01 | 0 days | 2,014 sqft |
2021-03-01 | 0 days | 2,007 sqft |
2021-04-01 | 0 days | 1,942 sqft |
2021-05-01 | 0 days | 1,872 sqft |
2021-06-01 | 0 days | 1,859 sqft |
2021-07-01 | 0 days | 1,871 sqft |
2021-08-01 | 0 days | 1,783 sqft |
2021-09-01 | 0 days | 1,743 sqft |
2021-10-01 | 0 days | 1,788 sqft |
2021-11-01 | 0 days | 1,811 sqft |
2021-12-01 | 0 days | 1,757 sqft |
2022-01-01 | 0 days | 1,856 sqft |
2022-02-01 | 0 days | 2,119 sqft |
2022-03-01 | 0 days | 2,046 sqft |
2022-04-01 | 0 days | 1,858 sqft |
2022-05-01 | 0 days | 1,812 sqft |
2022-06-01 | 0 days | 1,884 sqft |
2022-07-01 | 0 days | 1,783 sqft |
2022-08-01 | 0 days | 1,800 sqft |
2022-09-01 | 0 days | 1,700 sqft |
2022-10-01 | 0 days | 1,738 sqft |
2022-11-01 | 0 days | 1,800 sqft |
2022-12-01 | 0 days | 1,810 sqft |
2023-01-01 | 0 days | 1,849 sqft |
2023-02-01 | 0 days | 1,985 sqft |
2023-03-01 | 0 days | 1,932 sqft |
2023-04-01 | 0 days | 1,947 sqft |
2023-05-01 | 0 days | 1,842 sqft |
2023-06-01 | 0 days | 1,805 sqft |
2023-07-01 | 0 days | 1,931 sqft |
2023-08-01 | 0 days | 1,936 sqft |
2023-09-01 | 0 days | 1,792 sqft |
2023-10-01 | 0 days | 1,742 sqft |
2023-11-01 | 0 days | 1,731 sqft |
2023-12-01 | 0 days | 1,690 sqft |
2024-01-01 | 0 days | 1,679 sqft |
2024-02-01 | 0 days | 1,720 sqft |
2024-03-01 | 0 days | 1,797 sqft |
2024-04-01 | 0 days | 1,788 sqft |
2024-05-01 | 0 days | 1,760 sqft |
2024-06-01 | 0 days | 1,710 sqft |
2024-07-01 | 0 days | 1,699 sqft |
2024-08-01 | 0 days | 1,694 sqft |
2024-09-01 | 0 days | 1,716 sqft |
2024-10-01 | 0 days | 1,700 sqft |
Greeneville's median square footage for active listings during the 2024-10-01 period was 1,700 sqft. One year prior, the average listing was 1,742 sqft.