JOHNSON CITY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Johnson City averaged
6.89%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
7.04% and
one month ago for the week of 2023-10-19, the
average rate was 7.63%.
Johnson City's average rate one year ago was 6.51%.
For refis of the same type during the week of 2023-11-22, the average rate
was 6.27%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
| Johnson City 30 Year Fixed Rate | 2023-11-22 | 6.89% |
| Johnson City 30 Year Fixed Rate Refi | 2023-11-22 | 6.27% |
| Johnson City 15 Year Fixed Rate | 2023-11-22 | 6.38% |
| Johnson City 15 Year Fixed Rate Refi | 2023-11-22 | 6% |
| Johnson City 30 Year FHA | 2023-11-22 | -0.57% |
| Johnson City 30 Year FHA Refi | 2023-11-22 | -0.1% |
| Johnson City 30 Year USDA | 2023-11-22 | -0.42% |
| Johnson City 30 Year USDA Refi | 2023-11-22 | -0.1% |
| Johnson City 30 Year VA | 2023-11-22 | -0.13% |
| Johnson City 30 Year VA Refi | 2023-11-22 | -0.2% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JOHNSON CITY, TN.
JOHNSON CITY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JOHNSON CITY, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
JOHNSON CITY Average Closing Costs & Other Stats
JOHNSON CITY, TN's 177 lenders originated 5,343
loans during 2022. The total origination value was $1,205,655,000, with an average loan value of
$225,651.
JOHNSON CITY's average closing costs are $4,588.
The top JOHNSON CITY lender as defined by loan originations is EASTMAN, with
408 loans originated. Their average total fees are
$3,718, which is $2,924
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee JOHNSON CITY lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($2,243), NORTHEAST COMMUNITY ($3,054), First Community Bank ($3,144), NAVY FEDERAL CREDIT UNION ($3,358) and Regions Bank ($3,650).
The lowest rate JOHNSON CITY lenders (with over 10 loans originated) are
KNOXVILLE TVA EMPLOYEES CREDIT UNION (3.88%), First Community Bank (3.92%), CONSUMER Credit Union (3.96%), STATE EMPLOYEES' (4.15%) and First Horizon Bank (4.37%).
JOHNSON CITY, TN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| EASTMAN | $259,600,000 | $217,935,000 | -16.0% | 18.1% |
| QUICKEN LOANS, LLC | $118,930,000 | $65,940,000 | -44.6% | 5.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $81,980,000 | $50,060,000 | -38.9% | 4.2% |
| Bank of Tennessee | $79,860,000 | $45,845,000 | -42.6% | 3.8% |
| MOVEMENT MORTGAGE, LLC | $54,575,000 | $38,695,000 | -29.1% | 3.2% |
| First Horizon Bank | $29,855,000 | $36,275,000 | 21.5% | 3.0% |
| CONSUMER Credit Union | $12,955,000 | $31,045,000 | 139.6% | 2.6% |
| GREYSTONE SERVICING COMPANY LLC | $12,785,000 | $29,950,000 | 134.3% | 2.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $44,885,000 | $28,265,000 | -37.0% | 2.3% |
| Elizabethton Federal Savings Bank | $27,585,000 | $25,045,000 | -9.2% | 2.1% |
| Mountain Commerce Bank | $13,040,000 | $22,215,000 | 70.4% | 1.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $38,905,000 | $21,390,000 | -45.0% | 1.8% |
| MORTGAGE INVESTORS GROUP, INC. | $38,010,000 | $20,070,000 | -47.2% | 1.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $16,425,000 | $19,345,000 | 17.8% | 1.6% |
| Regions Bank | $24,160,000 | $18,250,000 | -24.5% | 1.5% |
| Mortgage Research Center, LLC | $22,425,000 | $18,200,000 | -18.8% | 1.5% |
| Citizens Bank | $8,990,000 | $17,100,000 | 90.2% | 1.4% |
| HANCOCK MORTGAGE PARTNERS, LLC | $12,555,000 | $16,645,000 | 32.6% | 1.4% |
| Sierra Pacific Mortgage Company, Inc. | $35,720,000 | $16,255,000 | -54.5% | 1.3% |
| Andrew Johnson Bank | $7,090,000 | $15,395,000 | 117.1% | 1.3% |
| LOANDEPOT.COM, LLC | $27,250,000 | $15,180,000 | -44.3% | 1.3% |
| NORTHEAST COMMUNITY | $10,060,000 | $14,850,000 | 47.6% | 1.2% |
| Truist | $20,795,000 | $12,365,000 | -40.5% | 1.0% |
| First Farmers and Merchants Bank | $12,215,000 | n/a | 1.0% | |
| NAVY FEDERAL CREDIT UNION | $11,150,000 | $11,490,000 | 3.0% | 1.0% |
| Wells Fargo Bank | $20,565,000 | $11,390,000 | -44.6% | 0.9% |
| SUCCESS MORTGAGE PARTNERS, INC. | $10,540,000 | $11,135,000 | 5.6% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $25,975,000 | $10,950,000 | -57.8% | 0.9% |
| DHI MORTGAGE COMPANY, LTD. | $2,700,000 | $10,820,000 | 300.7% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $42,965,000 | $10,615,000 | -75.3% | 0.9% |
| GUARANTEED RATE, INC. | $29,365,000 | $10,485,000 | -64.3% | 0.9% |
| Renasant Bank | $14,650,000 | $10,185,000 | -30.5% | 0.8% |
| FIRST BANCORP, INC. | $13,890,000 | $9,545,000 | -31.3% | 0.8% |
| First Community Bank | $125,000 | $7,795,000 | 6,136.0% | 0.6% |
| HomeTrust Bank | $8,530,000 | $7,630,000 | -10.6% | 0.6% |
| Farm Credit Mid-America, ACA | $10,340,000 | $7,595,000 | -26.5% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,415,000 | $7,465,000 | 0.7% | 0.6% |
| U.S. Bank | $7,155,000 | $7,245,000 | 1.3% | 0.6% |
| Clinchfield Federal Credit Union | $7,065,000 | $6,665,000 | -5.7% | 0.6% |
| EVERETT FINANCIAL, INC. | $6,485,000 | n/a | 0.5% | |
| USAA Federal Savings Bank | $7,845,000 | $6,360,000 | -18.9% | 0.5% |
| First Community Bank of East Tennessee | $4,765,000 | $6,260,000 | 31.4% | 0.5% |
| Gateway First Bank | $4,905,000 | $6,125,000 | 24.9% | 0.5% |
| New Peoples Bank, Inc. | $4,755,000 | $6,090,000 | 28.1% | 0.5% |
| Powell Valley National Bank | $1,910,000 | $5,885,000 | 208.1% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $10,580,000 | $5,380,000 | -49.1% | 0.4% |
| NEW DAY FINANCIAL, LLC | $6,295,000 | $5,290,000 | -16.0% | 0.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $7,130,000 | $5,170,000 | -27.5% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,735,000 | $5,115,000 | -10.8% | 0.4% |
| STATE EMPLOYEES' | $2,930,000 | $5,080,000 | 73.4% | 0.4% |
| STOCKTON MORTGAGE CORPORATION | $9,615,000 | $5,065,000 | -47.3% | 0.4% |
| MORTGAGE ACCESS CORP. | $3,205,000 | $4,960,000 | 54.8% | 0.4% |
| KNOXVILLE TVA EMPLOYEES CREDIT UNION | $5,250,000 | $4,785,000 | -8.9% | 0.4% |
| FIRST COMMUNITY MORTGAGE, INC. | $7,565,000 | $4,430,000 | -41.4% | 0.4% |
| BROKER SOLUTIONS, INC. | $5,305,000 | $4,365,000 | -17.7% | 0.4% |
| Bank of America | $5,735,000 | $4,150,000 | -27.6% | 0.3% |
| BETTER MORTGAGE CORPORATION | $15,660,000 | $3,235,000 | -79.3% | 0.3% |
| CHURCHILL MORTGAGE CORPORATION | $1,715,000 | $3,190,000 | 86.0% | 0.3% |
| INTERLINC MORTGAGE SERVICES, LLC | $3,280,000 | $3,140,000 | -4.3% | 0.3% |
| The Bank of Marion | $1,280,000 | $3,120,000 | 143.8% | 0.3% |
| Appalachian Community Federal Credit Union | $5,775,000 | $3,070,000 | -46.8% | 0.3% |
| Citizens Bank | $8,990,000 | $3,055,000 | -66.0% | 0.3% |
| First-Citizens Bank & Trust Company | $3,295,000 | $3,020,000 | -8.3% | 0.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | $4,820,000 | $2,940,000 | -39.0% | 0.2% |
| Community First Bank, Inc. | $5,040,000 | $2,920,000 | -42.1% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,640,000 | $2,880,000 | 75.6% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,160,000 | $2,810,000 | -32.5% | 0.2% |
| The Huntington National Bank | $1,065,000 | $2,790,000 | 162.0% | 0.2% |
| Ally Bank | $1,610,000 | $2,765,000 | 71.7% | 0.2% |
| Pinnacle Bank | $4,300,000 | $2,720,000 | -36.7% | 0.2% |
| JPMorgan Chase Bank | $7,555,000 | $2,665,000 | -64.7% | 0.2% |
| UNION HOME MORTGAGE CORP. | $6,080,000 | $2,650,000 | -56.4% | 0.2% |
| Fifth Third Bank | $1,730,000 | $2,605,000 | 50.6% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $8,885,000 | $2,405,000 | -72.9% | 0.2% |
| NEWREZ LLC | $6,675,000 | $2,360,000 | -64.6% | 0.2% |
| CMG MORTGAGE, INC. | $17,365,000 | $2,060,000 | -88.1% | 0.2% |
| AMERICAN FINANCING CORPORATION | $2,910,000 | $2,020,000 | -30.6% | 0.2% |
| Carrington Mortgage Services, LLC | $1,845,000 | $2,020,000 | 9.5% | 0.2% |
| CHERRY CREEK MORTGAGE, LLC | $1,990,000 | $1,950,000 | -2.0% | 0.2% |
| Northpointe Bank | $1,125,000 | $1,945,000 | 72.9% | 0.2% |
| HOME POINT FINANCIAL CORPORATION | $6,990,000 | $1,925,000 | -72.5% | 0.2% |
| Flagstar Bank, FSB | $1,650,000 | $1,875,000 | 13.6% | 0.2% |
| GMFS LLC | $5,490,000 | $1,705,000 | -68.9% | 0.1% |
| PNC Bank | $2,090,000 | $1,665,000 | -20.3% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,990,000 | $1,645,000 | -17.3% | 0.1% |
| KELLER MORTGAGE, LLC | $1,195,000 | $1,545,000 | 29.3% | 0.1% |
| Stifel Bank and Trust | $1,425,000 | n/a | 0.1% | |
| GUARANTY HOME MORTGAGE CORPORATION | $440,000 | $1,405,000 | 219.3% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $855,000 | $1,380,000 | 61.4% | 0.1% |
| Deere Employees Credit Union | $1,260,000 | $1,370,000 | 8.7% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $1,340,000 | n/a | 0.1% | |
| CALIBER HOME LOANS, INC. | $5,720,000 | $1,300,000 | -77.3% | 0.1% |
| The Federal Savings Bank | $1,570,000 | $1,275,000 | -18.8% | 0.1% |
| Home Federal Bank of Tennessee | $155,000 | $1,215,000 | 683.9% | 0.1% |
| United Community Bank | $2,695,000 | $1,195,000 | -55.7% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,295,000 | $1,175,000 | -9.3% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,050,000 | $1,175,000 | 11.9% | 0.1% |
| BankPlus | $165,000 | $1,120,000 | 578.8% | 0.1% |
| Discover Bank | $820,000 | $1,115,000 | 36.0% | 0.1% |
| 21ST MORTGAGE CORPORATION | $695,000 | $1,095,000 | 57.6% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $655,000 | $1,095,000 | 67.2% | 0.1% |
| Atlantic Union Bank | $155,000 | $1,090,000 | 603.2% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,060,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $2,180,000 | $1,010,000 | -53.7% | 0.1% |
| S1L, Inc. | $1,010,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $565,000 | $990,000 | 75.2% | 0.1% |
| Charles Schwab Bank, SSB | $950,000 | n/a | 0.1% | |
| GUIDANCE RESIDENTIAL, LLC | $315,000 | $950,000 | 201.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $4,905,000 | $930,000 | -81.0% | 0.1% |
| North American Savings Bank, F.S.B. | $440,000 | $915,000 | 108.0% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $4,770,000 | $915,000 | -80.8% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $920,000 | $895,000 | -2.7% | 0.1% |
| Peoples Bank of the South | $210,000 | $885,000 | 321.4% | 0.1% |
| Apex Bank | $345,000 | $880,000 | 155.1% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $570,000 | $875,000 | 53.5% | 0.1% |
| TENNESSEE VALLEY | $865,000 | n/a | 0.1% | |
| Legacy Home Loans, LLC | $725,000 | $850,000 | 17.2% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $1,565,000 | $840,000 | -46.3% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $350,000 | $825,000 | 135.7% | 0.1% |
| ALLIANT CREDIT UNION | $815,000 | n/a | 0.1% | |
| ISERVE RESIDENTIAL LENDING, LLC | $715,000 | $805,000 | 12.6% | 0.1% |
| M&T Bank | $235,000 | $780,000 | 231.9% | 0.1% |
| THE TENNESSEE CREDIT UNION | $1,390,000 | $760,000 | -45.3% | 0.1% |
| ASCEND FEDERAL CREDIT UNION | $755,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $1,835,000 | $725,000 | -60.5% | 0.1% |
| Equity Prime Mortgage LLC | $255,000 | $715,000 | 180.4% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $410,000 | $710,000 | 73.2% | 0.1% |
| PREMIA MORTGAGE, LLC | $710,000 | n/a | 0.1% | |
| Figure Lending LLC | $50,000 | $700,000 | 1,300.0% | 0.1% |
| Kingsport Press Credit Union | $675,000 | $695,000 | 3.0% | 0.1% |
| ONY GLO, INC. | $695,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $690,000 | n/a | 0.1% | |
| VERITAS FUNDING, LLC | $680,000 | n/a | 0.1% | |
| Armed Forces Bank | $670,000 | n/a | 0.1% | |
| Nations Lending Corporation | $890,000 | $665,000 | -25.3% | 0.1% |
| SWBC MORTGAGE CORPORATION | $665,000 | n/a | 0.1% | |
| UMB Bank | $665,000 | n/a | 0.1% | |
| ORNL Federal Credit Union | $300,000 | $645,000 | 115.0% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,755,000 | $635,000 | -83.1% | 0.1% |
| Commerce Home Mortgage, Inc. | $545,000 | $625,000 | 14.7% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $615,000 | n/a | 0.1% | |
| AMERICAN ADVISORS GROUP | $1,255,000 | $600,000 | -52.2% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $600,000 | n/a | 0.0% | |
| BNC National Bank | $560,000 | $590,000 | 5.4% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $250,000 | $590,000 | 136.0% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $145,000 | $590,000 | 306.9% | 0.0% |
| Bank of England | $665,000 | $580,000 | -12.8% | 0.0% |
| Simmons Bank | $570,000 | n/a | 0.0% | |
| Willamette Valley Bank | $570,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $1,440,000 | $555,000 | -61.5% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $535,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $230,000 | $525,000 | 128.3% | 0.0% |
| V.I.P. MORTGAGE, INC. | $525,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $495,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $485,000 | n/a | 0.0% | |
| GUILD MORTGAGE COMPANY | $485,000 | $480,000 | -1.0% | 0.0% |
| Bank of the West | $415,000 | $475,000 | 14.5% | 0.0% |
| ENRICHMENT | $735,000 | $465,000 | -36.7% | 0.0% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $760,000 | $460,000 | -39.5% | 0.0% |
| Strong Home Mortgage, LLC | $650,000 | $460,000 | -29.2% | 0.0% |
| Watermark Capital, Inc. | $565,000 | $460,000 | -18.6% | 0.0% |
| First Savings Bank | $155,000 | $445,000 | 187.1% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $700,000 | $440,000 | -37.1% | 0.0% |
| ON Q FINANCIAL, INC. | $435,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $425,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $420,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $1,345,000 | $415,000 | -69.1% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $505,000 | $410,000 | -18.8% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $410,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $380,000 | $400,000 | 5.3% | 0.0% |
| EMBRACE HOME LOANS, INC. | $450,000 | $400,000 | -11.1% | 0.0% |
| Luxury Mortgage Corp. | $395,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $265,000 | $395,000 | 49.1% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,670,000 | $390,000 | -85.4% | 0.0% |
| Baxter Credit Union | $695,000 | $375,000 | -46.0% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $780,000 | $375,000 | -51.9% | 0.0% |
| TOWER | $375,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $365,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $365,000 | n/a | 0.0% | |
| FirstBank | $655,000 | $355,000 | -45.8% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $370,000 | $355,000 | -4.1% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $1,455,000 | $345,000 | -76.3% | 0.0% |
| GoPrime Mortgage, Inc. | $335,000 | n/a | 0.0% | |
| KeyBank | $415,000 | $330,000 | -20.5% | 0.0% |
| Austin Capital Bank SSB | $265,000 | $325,000 | 22.6% | 0.0% |
| Evolve Bank & Trust | $325,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $470,000 | $320,000 | -31.9% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $205,000 | $320,000 | 56.1% | 0.0% |
| UBS Bank USA | $320,000 | n/a | 0.0% | |
| AVB Bank | $315,000 | n/a | 0.0% | |
| GVC MORTGAGE, INC. | $315,000 | n/a | 0.0% | |
| Horizon Credit Union | $305,000 | $315,000 | 3.3% | 0.0% |
| INTERCAP LENDING INC. | $315,000 | n/a | 0.0% | |
| City National Bank | $1,085,000 | $295,000 | -72.8% | 0.0% |
| The Central Trust Bank | $295,000 | n/a | 0.0% | |
| Y-12 Federal Credit Union | $540,000 | $295,000 | -45.4% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $175,000 | $290,000 | 65.7% | 0.0% |
| Citizens Bank of Lafayette | $285,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $285,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $900,000 | $280,000 | -68.9% | 0.0% |
| CapStar Bank | $745,000 | $275,000 | -63.1% | 0.0% |
| Commercial Bank | $8,930,000 | $275,000 | -96.9% | 0.0% |
| Morgan Stanley Private Bank | $1,180,000 | $275,000 | -76.7% | 0.0% |
| Orion Federal Credit Union | $275,000 | n/a | 0.0% | |
| Raymond James Bank | $275,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $265,000 | $265,000 | 0.0% | 0.0% |
| Hometown Lenders, Inc. | $265,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $265,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $155,000 | $260,000 | 67.7% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $255,000 | n/a | 0.0% | |
| First Home Bank | $245,000 | n/a | 0.0% | |
| RANLIFE, INC. | $205,000 | $245,000 | 19.5% | 0.0% |
| Bethpage Federal Credit Union | $235,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $235,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $235,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $235,000 | n/a | 0.0% | |
| CERTAINTY HOME LOANS, LLC | $225,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $225,000 | n/a | 0.0% | |
| NBKC BANK | $1,410,000 | $225,000 | -84.0% | 0.0% |
| NEXERA HOLDING LLC | $225,000 | n/a | 0.0% | |
| Union Savings Bank | $225,000 | n/a | 0.0% | |
| AmRes Corporation | $125,000 | $215,000 | 72.0% | 0.0% |
| South State Bank | $215,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $205,000 | n/a | 0.0% | |
| Magnolia Bank | $480,000 | $195,000 | -59.4% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,010,000 | $195,000 | -80.7% | 0.0% |
| Assurance Financial Group, L.L.C. | $185,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $185,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $535,000 | $185,000 | -65.4% | 0.0% |
| Sunflower Bank | $205,000 | $185,000 | -9.8% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $180,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $300,000 | $175,000 | -41.7% | 0.0% |
| GENEVA FINANCIAL, LLC | $520,000 | $175,000 | -66.3% | 0.0% |
| Goldwater Bank, N.A. | $175,000 | n/a | 0.0% | |
| Mortgage Network, Inc. | $175,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $165,000 | n/a | 0.0% | |
| First Federal Bank | $390,000 | $165,000 | -57.7% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $380,000 | $165,000 | -56.6% | 0.0% |
| Brighton Bank | $155,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $155,000 | n/a | 0.0% | |
| First International Bank & Trust | $155,000 | n/a | 0.0% | |
| LOANPAL, LLC | $85,000 | $155,000 | 82.4% | 0.0% |
| SOFI LENDING CORP. | $1,155,000 | $155,000 | -86.6% | 0.0% |
| AMCAP MORTGAGE, LTD. | $145,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $125,000 | $145,000 | 16.0% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $145,000 | n/a | 0.0% | |
| US COMMUNITY | $145,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $135,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $65,000 | $135,000 | 107.7% | 0.0% |
| Bank of Cleveland | $125,000 | n/a | 0.0% | |
| ACOPIA, LLC | $370,000 | $115,000 | -68.9% | 0.0% |
| Citizens National Bank | $115,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $160,000 | $115,000 | -28.1% | 0.0% |
| ALTRA | $105,000 | n/a | 0.0% | |
| Citibank | $300,000 | $105,000 | -65.0% | 0.0% |
| First Guaranty Mortgage Corporation | $2,650,000 | $105,000 | -96.0% | 0.0% |
| Mid-Continent Funding, Inc. | $1,210,000 | $105,000 | -91.3% | 0.0% |
| Signature Federal Credit Union | $95,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| GENISYS | $85,000 | n/a | 0.0% | |
| Summit Community Bank, Inc. | $80,000 | n/a | 0.0% | |
| AFFINITY | $75,000 | n/a | 0.0% | |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $1,265,000 | $75,000 | -94.1% | 0.0% |
| THRIVENT Federal Credit Union | $75,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $645,000 | $65,000 | -89.9% | 0.0% |
| Home Federal Bank Corporation | $65,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $240,000 | $65,000 | -72.9% | 0.0% |
| TJC Mortgage, Inc. | $670,000 | $65,000 | -90.3% | 0.0% |
| GTE Federal Credit Union | $55,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $55,000 | n/a | 0.0% | |
| PROPONENT Federal Credit Union | $55,000 | n/a | 0.0% | |
| The Park National Bank | $655,000 | $55,000 | -91.6% | 0.0% |
| Farmers and Miners Bank | $45,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $305,000 | $45,000 | -85.2% | 0.0% |
| 1st Franklin Financial Corporation | $245,000 | $15,000 | -93.9% | 0.0% |
JOHNSON CITY's top lender by overall market share is EASTMAN, with 18.1% market share. In second place, with 5.5%, is QUICKEN LOANS, LLC, having originated $65,940,000 in loans. In third place, with 4.2%, is CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP, having originated $50,060,000 in loans. In fourth place, with 3.8%, is Bank of Tennessee, having originated $45,845,000 in loans. In fifth place, with 3.2%, is MOVEMENT MORTGAGE, LLC, having originated $38,695,000 in loans.
JOHNSON CITY Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - JOHNSON CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $202,500 (6.6%) | $276,468 (6.1%) | 0.75 | 774 |
| 2018-02-01 | $209,925 (10.7%) | $275,307 (4.2%) | 0.76 | 739 |
| 2018-03-01 | $215,000 (13.5%) | $284,484 (8.4%) | 0.75 | 751 |
| 2018-04-01 | $219,900 (11.8%) | $292,100 (8.8%) | 0.75 | 748 |
| 2018-05-01 | $229,900 (15.5%) | $298,838 (10.3%) | 0.77 | 754 |
| 2018-06-01 | $229,900 (15.6%) | $296,765 (10.5%) | 0.77 | 821 |
| 2018-07-01 | $222,443 (11.8%) | $292,282 (8.6%) | 0.74 | 842 |
| 2018-08-01 | $220,925 (10.6%) | $290,145 (8.6%) | 0.74 | 857 |
| 2018-09-01 | $219,900 (10.0%) | $286,954 (6.7%) | 0.74 | 896 |
| 2018-10-01 | $217,250 (6.0%) | $279,676 (1.9%) | 0.74 | 897 |
| 2018-11-01 | $210,000 (4.7%) | $275,655 (3.2%) | 0.71 | 904 |
| 2018-12-01 | $199,900 (-2.5%) | $267,444 (-2.7%) | 0.69 | 859 |
| 2019-01-01 | $199,425 (-1.5%) | $267,114 (-3.4%) | 0.69 | 794 |
| 2019-02-01 | $189,900 (-9.5%) | $264,159 (-4.1%) | 0.64 | 791 |
| 2019-03-01 | $204,943 (-4.7%) | $283,112 (-0.5%) | 0.67 | 711 |
| 2019-04-01 | $226,750 (3.1%) | $305,455 (4.6%) | 0.72 | 621 |
| 2019-05-01 | $237,450 (3.3%) | $316,566 (5.9%) | 0.74 | 636 |
| 2019-06-01 | $239,900 (4.4%) | $322,962 (8.8%) | 0.75 | 630 |
| 2019-07-01 | $239,998 (7.9%) | $319,901 (9.5%) | 0.75 | 655 |
| 2019-08-01 | $239,845 (8.6%) | $316,345 (9.0%) | 0.76 | 667 |
| 2019-09-01 | $239,764 (9.0%) | $316,638 (10.3%) | 0.77 | 674 |
| 2019-10-01 | $242,334 (11.6%) | $318,985 (14.1%) | 0.78 | 674 |
| 2019-11-01 | $239,900 (14.2%) | $320,259 (16.2%) | 0.79 | 644 |
| 2019-12-01 | $236,450 (18.3%) | $318,274 (19.0%) | 0.79 | 591 |
| 2020-01-01 | $244,911 (22.8%) | $324,598 (21.5%) | 0.82 | 536 |
| 2020-02-01 | $249,900 (31.6%) | $332,754 (26.0%) | 0.82 | 494 |
| 2020-03-01 | $252,450 (23.2%) | $339,704 (20.0%) | 0.79 | 457 |
| 2020-04-01 | $265,325 (17.0%) | $341,943 (12.0%) | 0.83 | 413 |
| 2020-05-01 | $279,700 (17.8%) | $352,209 (11.3%) | 0.85 | 384 |
| 2020-06-01 | $272,350 (13.5%) | $352,046 (9.0%) | 0.80 | 355 |
| 2020-07-01 | $269,800 (12.4%) | $373,121 (16.6%) | 0.78 | 341 |
| 2020-08-01 | $286,000 (19.2%) | $400,147 (26.5%) | 0.82 | 327 |
| 2020-09-01 | $290,250 (21.1%) | $412,495 (30.3%) | 0.83 | 316 |
| 2020-10-01 | $284,950 (17.6%) | $403,079 (26.4%) | 0.82 | 332 |
| 2020-11-01 | $277,425 (15.6%) | $411,904 (28.6%) | 0.81 | 295 |
| 2020-12-01 | $282,425 (19.4%) | $409,371 (28.6%) | 0.84 | 282 |
| 2021-01-01 | $278,700 (13.8%) | $406,024 (25.1%) | 0.83 | 232 |
| 2021-02-01 | $277,225 (10.9%) | $427,785 (28.6%) | 0.81 | 175 |
| 2021-03-01 | $299,900 (18.8%) | $479,849 (41.3%) | 0.85 | 157 |
| 2021-04-01 | $319,675 (20.5%) | $481,930 (40.9%) | 0.87 | 166 |
| 2021-05-01 | $324,900 (16.2%) | $476,422 (35.3%) | 0.86 | 177 |
| 2021-06-01 | $299,888 (10.1%) | $426,444 (21.1%) | 0.79 | 203 |
| 2021-07-01 | $275,000 (1.9%) | $416,924 (11.7%) | 0.73 | 205 |
| 2021-08-01 | $304,925 (6.6%) | $460,522 (15.1%) | 0.81 | 250 |
| 2021-09-01 | $303,675 (4.6%) | $475,199 (15.2%) | 0.81 | 247 |
| 2021-10-01 | $310,000 (8.8%) | $446,457 (10.8%) | 0.83 | 285 |
| 2021-11-01 | $310,000 (11.7%) | $469,224 (13.9%) | 0.83 | 236 |
| 2021-12-01 | $315,000 (11.5%) | $486,439 (18.8%) | 0.85 | 194 |
| 2022-01-01 | $324,900 (16.6%) | $499,382 (23.0%) | 0.88 | 145 |
| 2022-02-01 | $373,675 (34.8%) | $543,400 (27.0%) | 0.97 | 121 |
| 2022-03-01 | $346,175 (15.4%) | $502,383 (4.7%) | 0.87 | 143 |
| 2022-04-01 | $350,000 (9.5%) | $520,505 (8.0%) | 0.83 | 153 |
| 2022-05-01 | $350,000 (7.7%) | $495,391 (4.0%) | 0.80 | 190 |
| 2022-06-01 | $350,000 (16.7%) | $488,773 (14.6%) | 0.78 | 216 |
| 2022-07-01 | $360,000 (30.9%) | $489,205 (17.3%) | 0.81 | 271 |
| 2022-08-01 | $384,250 (26.0%) | $559,765 (21.6%) | 0.89 | 277 |
| 2022-09-01 | $379,450 (25.0%) | $540,810 (13.8%) | 0.89 | 281 |
| 2022-10-01 | $380,000 (22.6%) | $522,865 (17.1%) | 0.89 | 318 |
| 2022-11-01 | $362,450 (16.9%) | $497,653 (6.1%) | 0.87 | 330 |
| 2022-12-01 | $379,950 (20.6%) | $500,552 (2.9%) | 0.94 | 289 |
| 2023-01-01 | $388,675 (19.6%) | $487,606 (-2.4%) | 0.96 | 275 |
| 2023-02-01 | $399,350 (6.9%) | $487,990 (-10.2%) | 0.96 | 245 |
| 2023-03-01 | $412,500 (19.2%) | $500,449 (-0.4%) | 0.97 | 243 |
| 2023-04-01 | $410,000 (17.1%) | $491,964 (-5.5%) | 0.95 | 265 |
| 2023-05-01 | $429,900 (22.8%) | $545,793 (10.2%) | 0.97 | 250 |
| 2023-06-01 | $422,473 (20.7%) | $505,286 (3.4%) | 0.95 | 260 |
| 2023-07-01 | $415,000 (15.3%) | $524,712 (7.3%) | 0.94 | 257 |
| 2023-08-01 | $417,439 (8.6%) | $522,899 (-6.6%) | 0.96 | 276 |
| 2023-09-01 | $424,950 (12.0%) | $523,783 (-3.2%) | 0.99 | 298 |
| 2023-10-01 | $394,675 (3.9%) | $508,930 (-2.7%) | 0.93 | 358 |
JOHNSON CITY's median listing price for 2023-10-01 was $394,675, a difference of
$14,675
(3.9%) versus the prior year and
$-30,275 versus the prior month.
JOHNSON CITY's median listing price comes in at 93% of the national average.
JOHNSON CITY's average listing price for 2023-10-01 was $508,930, a difference of $-13,935 (-2.7%) versus the prior year and $-14,853 versus the prior month.
For the 2023-10-01 period, JOHNSON CITY had 358 MLS listings, a difference of 60 listings (20%) versus the prior month and 40 listings (13%) versus the prior year.
JOHNSON CITY's median listing price comes in at 93% of the national average.
JOHNSON CITY's average listing price for 2023-10-01 was $508,930, a difference of $-13,935 (-2.7%) versus the prior year and $-14,853 versus the prior month.
For the 2023-10-01 period, JOHNSON CITY had 358 MLS listings, a difference of 60 listings (20%) versus the prior month and 40 listings (13%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - JOHNSON CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 95 days | 2,011 sqft |
| 2018-02-01 | 88 days | 1,998 sqft |
| 2018-03-01 | 67 days | 2,000 sqft |
| 2018-04-01 | 65 days | 2,027 sqft |
| 2018-05-01 | 61 days | 2,069 sqft |
| 2018-06-01 | 54 days | 2,112 sqft |
| 2018-07-01 | 62 days | 2,123 sqft |
| 2018-08-01 | 66 days | 2,049 sqft |
| 2018-09-01 | 66 days | 2,048 sqft |
| 2018-10-01 | 72 days | 2,036 sqft |
| 2018-11-01 | 74 days | 1,932 sqft |
| 2018-12-01 | 87 days | 1,942 sqft |
| 2019-01-01 | 93 days | 1,836 sqft |
| 2019-02-01 | 93 days | 1,845 sqft |
| 2019-03-01 | 77 days | 1,965 sqft |
| 2019-04-01 | 56 days | 2,085 sqft |
| 2019-05-01 | 51 days | 2,121 sqft |
| 2019-06-01 | 58 days | 2,129 sqft |
| 2019-07-01 | 62 days | 2,131 sqft |
| 2019-08-01 | 58 days | 2,119 sqft |
| 2019-09-01 | 60 days | 2,106 sqft |
| 2019-10-01 | 63 days | 2,115 sqft |
| 2019-11-01 | 68 days | 2,144 sqft |
| 2019-12-01 | 79 days | 2,101 sqft |
| 2020-01-01 | 93 days | 2,117 sqft |
| 2020-02-01 | 88 days | 2,053 sqft |
| 2020-03-01 | 59 days | 2,025 sqft |
| 2020-04-01 | 56 days | 2,037 sqft |
| 2020-05-01 | 65 days | 2,030 sqft |
| 2020-06-01 | 46 days | 1,980 sqft |
| 2020-07-01 | 44 days | 1,971 sqft |
| 2020-08-01 | 38 days | 2,028 sqft |
| 2020-09-01 | 40 days | 2,034 sqft |
| 2020-10-01 | 41 days | 2,026 sqft |
| 2020-11-01 | 45 days | 2,050 sqft |
| 2020-12-01 | 51 days | 1,996 sqft |
| 2021-01-01 | 58 days | 1,946 sqft |
| 2021-02-01 | 44 days | 1,927 sqft |
| 2021-03-01 | 31 days | 2,107 sqft |
| 2021-04-01 | 27 days | 2,151 sqft |
| 2021-05-01 | 19 days | 2,137 sqft |
| 2021-06-01 | 23 days | 2,007 sqft |
| 2021-07-01 | 23 days | 1,872 sqft |
| 2021-08-01 | 25 days | 1,936 sqft |
| 2021-09-01 | 30 days | 1,942 sqft |
| 2021-10-01 | 30 days | 1,846 sqft |
| 2021-11-01 | 45 days | 1,819 sqft |
| 2021-12-01 | 56 days | 1,872 sqft |
| 2022-01-01 | 60 days | 1,800 sqft |
| 2022-02-01 | 34 days | 1,909 sqft |
| 2022-03-01 | 24 days | 1,858 sqft |
| 2022-04-01 | 22 days | 1,880 sqft |
| 2022-05-01 | 23 days | 1,912 sqft |
| 2022-06-01 | 27 days | 1,866 sqft |
| 2022-07-01 | 24 days | 1,920 sqft |
| 2022-08-01 | 36 days | 1,972 sqft |
| 2022-09-01 | 40 days | 1,972 sqft |
| 2022-10-01 | 47 days | 1,975 sqft |
| 2022-11-01 | 46 days | 1,963 sqft |
| 2022-12-01 | 58 days | 2,001 sqft |
| 2023-01-01 | 69 days | 1,944 sqft |
| 2023-02-01 | 63 days | 2,000 sqft |
| 2023-03-01 | 45 days | 2,058 sqft |
| 2023-04-01 | 36 days | 2,029 sqft |
| 2023-05-01 | 37 days | 2,008 sqft |
| 2023-06-01 | 36 days | 1,950 sqft |
| 2023-07-01 | 36 days | 1,948 sqft |
| 2023-08-01 | 34 days | 1,921 sqft |
| 2023-09-01 | 39 days | 2,027 sqft |
| 2023-10-01 | 43 days | 1,896 sqft |
JOHNSON CITY's median listing age (time on market) for 2023-10-01 was 43 days.
This
is -9%
shorter
than the same period one year ago.
JOHNSON CITY's median square footage for active listings during the 2023-10-01 period was 1,896 sqft. One year prior, the average listing was 1,975 sqft.
JOHNSON CITY's median square footage for active listings during the 2023-10-01 period was 1,896 sqft. One year prior, the average listing was 1,975 sqft.
JOHNSON CITY, TN Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 37601 | Johnson City, TN | $640 | $680 | $820 | $1,050 | $1,240 |
| 37602 | Johnson City, TN | $650 | $690 | $830 | $1,060 | $1,260 |
| 37604 | Johnson City, TN | $660 | $710 | $850 | $1,090 | $1,290 |
| 37605 | Johnson City, TN | $650 | $690 | $830 | $1,060 | $1,260 |
| 37614 | Johnson City, TN | $660 | $710 | $850 | $1,090 | $1,290 |
| 37615 | Johnson City, TN | $660 | $700 | $840 | $1,070 | $1,270 |
| 37640 | Johnson City, TN | $600 | $640 | $770 | $980 | $1,170 |
| 37641 | Johnson City, TN | $590 | $620 | $750 | $960 | $1,140 |
| 37643 | Johnson City, TN | $560 | $600 | $720 | $920 | $1,090 |
| 37644 | Johnson City, TN | $560 | $590 | $710 | $910 | $1,070 |
| 37650 | Johnson City, TN | $560 | $580 | $700 | $890 | $1,060 |
| 37656 | Johnson City, TN | $560 | $580 | $700 | $900 | $1,060 |
| 37657 | Johnson City, TN | $560 | $560 | $680 | $870 | $1,020 |
| 37658 | Johnson City, TN | $560 | $560 | $680 | $870 | $1,020 |
| 37659 | Johnson City, TN | $690 | $740 | $890 | $1,140 | $1,350 |
| 37663 | Johnson City, TN | $560 | $590 | $750 | $990 | $1,090 |
| 37681 | Johnson City, TN | $560 | $560 | $680 | $870 | $1,030 |
| 37682 | Johnson City, TN | $640 | $680 | $820 | $1,050 | $1,240 |
| 37683 | Johnson City, TN | $560 | $590 | $710 | $910 | $1,070 |
| 37684 | Johnson City, TN | $650 | $690 | $830 | $1,060 | $1,260 |
| 37686 | Johnson City, TN | $560 | $560 | $720 | $940 | $1,040 |
| 37687 | Johnson City, TN | $560 | $560 | $680 | $870 | $1,020 |
| 37688 | Johnson City, TN | $560 | $590 | $710 | $910 | $1,070 |
| 37690 | Johnson City, TN | $620 | $670 | $800 | $1,030 | $1,220 |
| 37692 | Johnson City, TN | $560 | $560 | $680 | $870 | $1,020 |
| 37694 | Johnson City, TN | $560 | $580 | $700 | $900 | $1,060 |
2022 Average & Median Rent Data Statistics
JOHNSON CITY, TN average 1BR rent: $626, median: $595
JOHNSON CITY, TN average 2BR rent: $758, median: $735
JOHNSON CITY, TN average 3BR rent: $972, median: $950
JOHNSON CITY, TN Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,724 | $777,950,000 | $285,591 |
| Cash Out Refi | 1,056 | $200,770,000 | $190,123 |
| Refi | 579 | $130,465,000 | $225,328 |
| Home Improvement | 530 | $42,390,000 | $79,981 |
| Other | 454 | $54,080,000 | $119,119 |
Johnson City's most frequently cited loan purpose was Home Purchase, with 2,724 originations. The 2nd most popular reason was Cash Out Refi, with 1,056 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 1,272 | $268,540,000 | $211,116 |
| 4-5% | 1,219 | $297,965,000 | $244,434 |
| 3-4% | 1,189 | $262,135,000 | $220,467 |
| 6-7% | 568 | $136,510,000 | $240,335 |
| 2.5-3% | 321 | $66,235,000 | $206,340 |
| 7-8% | 211 | $36,395,000 | $172,488 |
| Over 8% | 100 | $8,460,000 | $84,600 |
| <2.5% | 85 | $19,795,000 | $232,882 |
During 2022, Johnson City's most frequently originated rate bucket was 5-6%, with 1,272 originations.
Loan Sizing (JOHNSON CITY, TN MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,854 | $271,600,000 | $146,494 |
| $200k-400k | 1,679 | $459,405,000 | $273,618 |
| $100,000 or less | 1,310 | $76,830,000 | $58,649 |
| $400k-600k | 315 | $148,345,000 | $470,937 |
| $600k-1000k | 126 | $90,880,000 | $721,270 |
| $Over $1MM | 59 | $158,595,000 | $2,688,051 |
JOHNSON CITY's loan sizing saw the bucket of loans from $100k-200k with 1,854 originations, totaling $271,600,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,954 | $531,050,000 | $271,776 |
| 60-80% | 1,211 | $318,135,000 | $262,704 |
| 40-60% | 615 | $134,765,000 | $219,130 |
| 20-40% | 613 | $68,615,000 | $111,933 |
| Under 20% | 499 | $22,935,000 | $45,962 |
| Over 100% | 53 | $17,205,000 | $324,623 |
JOHNSON CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,954 originations, totaling $531,050,000 in origination value.