JOHNSON CITY Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Johnson City averaged 7.1% for the week of 2024-07-03, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-27) was 7.01% and one month ago for the week of 2024-05-30, the average rate was 7.08%.

Johnson City's average rate one year ago was 6.96%.

For refis of the same type during the week of 2024-07-03, the average rate was 6.58%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-03 6.95%
Johnson City 30 Year Fixed Rate 2024-07-03 7.1%
Johnson City 30 Year Fixed Rate Refi 2024-07-03 6.58%
Johnson City 15 Year Fixed Rate 2024-07-03 6.43%
Johnson City 15 Year Fixed Rate Refi 2024-07-03 6.85%
Johnson City 30 Year FHA 2024-07-03 6.38%
Johnson City 30 Year FHA Refi 2024-07-03 6.92%
Johnson City 30 Year USDA 2024-07-03 6.94%
Johnson City 30 Year USDA Refi 2024-07-03 6.94%
Johnson City 30 Year VA 2024-07-03 6.68%
Johnson City 30 Year VA Refi 2024-07-03 6.38%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JOHNSON CITY, TN.

JOHNSON CITY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JOHNSON CITY, TN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
EASTMAN 282 6.80% $4,260
QUICKEN LOANS, LLC 115 6.70% $6,657
MOVEMENT MORTGAGE, LLC 95 6.88% $4,722
UNITED WHOLESALE MORTGAGE, LLC 52 6.85% $7,396
Bank of Tennessee 50 7.29% $4,950
ARK-LA-TEX FINANCIAL SERVICES, LLC. 47 6.97% $6,589
Sierra Pacific Mortgage Company, Inc. 46 7.03% $8,089
MORTGAGE INVESTORS GROUP, INC. 43 6.69% $6,074
CARDINAL FINANCIAL 42 6.86% $8,441
NORTHEAST COMMUNITY 35 7.03% $2,847
First Horizon Bank 23 6.34% $4,387
CMG MORTGAGE, INC. 18 6.96% $5,509
DHI MORTGAGE COMPANY, LTD. 18 5.82% $2,501
ALAMEDA MORTGAGE CORPORATION 17 6.78% $5,644
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 16 6.79% $4,624
CONSUMER Credit Union 15 6.52% $3,681
Wells Fargo Bank 14 6.88% $4,774
Regions Bank 13 6.76% $5,423
Farm Credit Mid-America, ACA 12 7.02% $7,615
EVERETT FINANCIAL, INC. 11 7.04% $6,532
JPMorgan Chase Bank 11 6.68% $5,511
GVC MORTGAGE, INC. 11 7.08% $7,839
ROSS MORTGAGE CORPORATION 11 7.03% $6,801
STOCKTON MORTGAGE CORPORATION 11 6.88% $6,055
VANDERBILT MORTGAGE AND FINANCE, INC. 11 8.00% $5,869
STATE EMPLOYEES' 10 6.01% $3,923
FIRST BANCORP 10 7.63% $4,844
Century Mortgage Company DBA Century Lending Company 9 7.16% $5,464
FIRST COMMUNITY MORTGAGE, INC. 8 6.86% $7,013
KNOXVILLE TVA EMPLOYEES CREDIT UNION 8 6.84% $5,770
GUARANTEED RATE, INC. 8 7.16% $5,263
Truist 8 6.62% $3,940
Mr. Cooper ( Nationstar Mortgage ) 8 6.70% $7,204
USAA Federal Savings Bank 7 6.41% $5,348
LEADERONE FINANCIAL CORPORATION 7 6.96% $6,601
UNION HOME MORTGAGE CORP. 7 6.71% $7,415
PENNYMAC LOAN SERVICES, LLC 7 6.32% $8,197
CHURCHILL MORTGAGE CORPORATION 6 7.02% $6,350
Community First Bank, Inc. 6 7.57% $4,648
SECURITYNATIONAL MORTGAGE COMPANY 6 6.98% $6,178
LOANDEPOT.COM, LLC 5 7.15% $7,384
BROKER SOLUTIONS, INC. 5 7.05% $7,827
HomeTrust Bank 5 6.50% $3,230
MUTUAL OF OMAHA MORTGAGE, INC. 5 6.65% $5,679
NAVY FEDERAL CREDIT UNION 5 6.63% $7,024
AMERISAVE MORTGAGE CORPORATION 5 6.70% $8,480
Renasant Bank 4 6.97% $4,293
THE TENNESSEE CREDIT UNION 4 5.38% $3,826
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.34% $8,005
RELIANCE FIRST CAPITAL, LLC 4 7.81% $6,153
CITY FIRST MORTGAGE SERVICES, L.L.C. 4 7.94% $8,428
U.S. Bank 4 6.25% $3,595
Bank of America 3 6.67% $3,614
Mortgage Research Center, LLC 3 6.67% $7,236
AMERICAN FINANCIAL NETWORK, INC. 3 6.92% $6,209
KELLER MORTGAGE, LLC 3 6.88% $5,920
United Community Bank 3 7.00% $4,249
Fifth Third Bank 3 6.08% $6,309
AMERICAN FINANCIAL RESOURCES, INC. 3 7.33% $5,605
NEWREZ LLC 3 7.54% $4,920
PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.71% $3,926
CROSSCOUNTRY MORTGAGE, LLC 3 7.46% $6,695
Ally Bank 3 6.17% $7,101
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 3 7.63% $7,684
PLAZA HOME MORTGAGE, INC. 3 6.21% $7,405
21ST MORTGAGE CORPORATION 3 8.71% $5,262
PLANET HOME LENDING, LLC 2 6.50% $8,046
ACADEMY MORTGAGE CORPORATION 2 6.94% $7,904
ASCEND FEDERAL CREDIT UNION 2 6.63% $3,206
BETTER MORTGAGE CORPORATION 2 5.81% $7,467
BNC National Bank 2 5.69% $4,143
CapStar Bank 2 7.19% $3,703
Carrington Mortgage Services, LLC 2 6.25% $6,690
Citizens Bank 2 6.75% $5,605
Commercial Bank 2 7.00% $1,117
COMPASS MORTGAGE, INC. 2 7.75% $6,653
DELMAR FINANCIAL COMPANY 2 7.56% $6,916
First Community Bank 2 6.44% $3,621
FREEDOM MORTGAGE CORPORATION 2 7.69% $5,212
GMFS LLC 2 6.75% $4,159
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.93% $13,882
HOMESIDE FINANCIAL, LLC 2 7.06% $7,150
LENDSURE MORTGAGE CORP. 2 8.37% $10,672
MORTGAGE ACCESS CORP. 2 6.75% $6,176
Nations Lending Corporation 2 7.50% $1,898
ORNL Federal Credit Union 2 5.00% $3,698
Paramount Residential Mortgage Group, Inc. 2 7.75% $7,820
ROYAL UNITED MORTGAGE LLC 2 7.31% $7,091
SmartBank 2 5.69% $3,157
The Huntington National Bank 2 7.63% $4,627
The Loan Store, Inc. 2 7.38% $6,627
GENEVA FINANCIAL, LLC 1 7.25% $9,315
FLAT BRANCH MORTGAGE, INC. 1 6.50% $2,736
Leader Bank 1 6.38% $3,930
FIRST STATE MORTGAGE SERVICES, LLC 1 6.50% $5,530
Legacy Home Loans, LLC 1 6.88% $3,482
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.99% $5,519
First Reliance Bank 1 6.00% $3,578
LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 6.25% $4,919
MILEND, INC. 1 6.00% $12,516
AMERICAN FINANCING CORPORATION 1 6.63% $8,727
First National Bank of Pennsylvania 1 6.63% $3,486
FIRST MORTGAGE COMPANY, INC. 1 7.25% $7,326
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 5.75% $5,038
FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 7.50% $9,951
FIRST COLONY MORTGAGE CORPORATION 1 7.88% $12,639
First-Citizens Bank & Trust Company 1 5.93% $4,370
U. T. 1 7.25% $7,428
NATIONS RELIABLE LENDING, LLC 1 6.75% $4,137
FirstBank 1 6.88% $4,159
New Peoples Bank, Inc. 1 7.00% $4,007
FINANCIAL RESOURCES FEDERAL CREDIT UNION 1 6.75% $3,723
NexBank 1 7.63% $9,696
NFM, INC. 1 7.99% $7,740
Financial Funding Solutions, Inc. 1 6.99% $725
AMERICAN FEDERAL MORTGAGE CORPORATION 1 5.63% $3,664
VERITAS FUNDING, LLC 1 6.50% $11,411
Pathways Financial Credit Union, Inc. 1 6.88% $3,086
ENRICHMENT 1 4.50% $8,847
PENTAGON FEDERAL CREDIT UNION 1 6.25% $3,706
DIRECT MORTGAGE LOANS, LLC 1 6.88% $8,498
DIGITAL Federal Credit Union 1 5.88% $5,489
Deere Employees Credit Union 1 5.63% $5,925
Prosperity Home Mortgage, LLC 1 7.13% $6,736
DAS Acquisition Company, LLC 1 8.00% $6,231
CU COMMUNITY, LLC 1 7.50% $5,557
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.63% $4,339
Community Trust Bank, Inc. 1 7.00% $4,095
City National Bank 1 8.10% $4,580
Republic Bank & Trust Company 1 7.63% $4,091
Citibank 1 5.25% $7,574
Waterstone Mortgage Corporation 1 7.38% $3,697
RUOFF MORTGAGE COMPANY, INC. 1 5.38% $3,642
Citadel Servicing Corporation 1 9.50% $7,185
CBM Mortgage, Inc. 1 6.50% $4,583
Simmons Bank 1 5.50% $3,460
SIRVA MORTGAGE, INC. 1 6.50% $11
ALLIANT CREDIT UNION 1 6.50% $4,002
CANOPY MORTGAGE, LLC 1 6.13% $7,476
BMO Harris Bank 1 5.63% $11,629
SUCCESS MORTGAGE PARTNERS, INC. 1 4.25% $4,316
SWBC MORTGAGE CORPORATION 1 5.63% $1,750
The Federal Savings Bank 1 7.13% $7,653
WesBanco 1 7.13% $3,909
ZILLOW HOME LOANS, LLC 1 6.75% $4,364
Baxter Credit Union 1 6.25% $3,384
Bank of England 1 7.25% $10,612
ANGEL OAK HOME LOANS LLC 1 9.38% $7,880
GUILD MORTGAGE COMPANY 1 7.88% $2,808
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.50% $10,010
Ameris Bank 1 7.75% $4,556
AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.99% $7,348
Home State Bank 1 8.63% $3,888
GUARANTEED RATE AFFINITY, LLC 1 7.25% $0
INTERCOASTAL MORTGAGE COMPANY 1 6.00% $7,467
INTERLINC MORTGAGE SERVICES, LLC 1 6.99% $685
ISERVE RESIDENTIAL LENDING, LLC 1 6.63% $14,565
Ixonia Bank 1 6.38% $4,919
Great Southern Bank 1 6.13% $3,822

JOHNSON CITY Average Closing Costs & Other Stats

JOHNSON CITY, TN's 159 lenders originated 4,111 loans during 2023. The total origination value was $920,935,000, with an average loan value of $224,017.

JOHNSON CITY's average closing costs are $4,841.

The top JOHNSON CITY lender as defined by loan originations is EASTMAN, with 282 loans originated. Their average total fees are $4,260, which is $2,397 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee JOHNSON CITY lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($2,501), NORTHEAST COMMUNITY ($2,847), CONSUMER Credit Union ($3,681), STATE EMPLOYEES' ($3,923) and EASTMAN ($4,260).

The lowest rate JOHNSON CITY lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.82%), STATE EMPLOYEES' (6.01%), First Horizon Bank (6.34%), CONSUMER Credit Union (6.52%) and JPMorgan Chase Bank (6.68%).

JOHNSON CITY, TN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
EASTMAN $217,935,000 $173,210,000 -20.5% 18.8%
QUICKEN LOANS, LLC $65,940,000 $45,775,000 -30.6% 5.0%
MOVEMENT MORTGAGE, LLC $38,695,000 $43,065,000 11.3% 4.7%
First Horizon Bank $36,275,000 $38,155,000 5.2% 4.1%
Bank of Tennessee $45,845,000 $37,045,000 -19.2% 4.0%
UNITED WHOLESALE MORTGAGE, LLC $28,265,000 $26,975,000 -4.6% 2.9%
Grandbridge Real Estate Capital LLC $24,315,000 n/a 2.6%
CARDINAL FINANCIAL $50,060,000 $21,040,000 -58.0% 2.3%
Cedar Rapids Bank and Trust Company $20,065,000 n/a 2.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $21,390,000 $18,395,000 -14.0% 2.0%
MORTGAGE INVESTORS GROUP, INC. $20,070,000 $18,080,000 -9.9% 2.0%
Sierra Pacific Mortgage Company, Inc. $16,255,000 $17,090,000 5.1% 1.9%
Mortgage Research Center, LLC $18,200,000 $17,080,000 -6.2% 1.9%
Regions Bank $18,250,000 $16,125,000 -11.6% 1.8%
Commercial Bank $275,000 $15,365,000 5,487.3% 1.7%
WALKER & DUNLOP, LLC $14,100,000 n/a 1.5%
Elizabethton Federal Savings Bank $25,045,000 $13,765,000 -45.0% 1.5%
DHI MORTGAGE COMPANY, LTD. $10,820,000 $10,545,000 -2.5% 1.1%
FIRST BANCORP $9,545,000 $9,545,000 0.0% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $19,345,000 $9,205,000 -52.4% 1.0%
Citizens Bank $3,055,000 $8,805,000 188.2% 1.0%
ALAMEDA MORTGAGE CORPORATION $8,735,000 n/a 0.9%
CONSUMER Credit Union $31,045,000 $8,470,000 -72.7% 0.9%
NORTHEAST COMMUNITY $14,850,000 $8,290,000 -44.2% 0.9%
PENNYMAC LOAN SERVICES, LLC $10,950,000 $7,460,000 -31.9% 0.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $5,115,000 $7,455,000 45.7% 0.8%
CMG MORTGAGE, INC. $2,060,000 $7,445,000 261.4% 0.8%
Renasant Bank $10,185,000 $7,370,000 -27.6% 0.8%
Truist $12,365,000 $6,805,000 -45.0% 0.7%
Farm Credit Mid-America, ACA $7,595,000 $6,760,000 -11.0% 0.7%
GVC MORTGAGE, INC. $315,000 $6,710,000 2,030.2% 0.7%
Andrew Johnson Bank $15,395,000 $5,965,000 -61.3% 0.6%
ROSS MORTGAGE CORPORATION $5,935,000 n/a 0.6%
Wells Fargo Bank $11,390,000 $5,875,000 -48.4% 0.6%
JPMorgan Chase Bank $2,665,000 $5,420,000 103.4% 0.6%
FREEDOM MORTGAGE CORPORATION $10,615,000 $5,080,000 -52.1% 0.6%
NAVY FEDERAL CREDIT UNION $11,490,000 $5,040,000 -56.1% 0.5%
STOCKTON MORTGAGE CORPORATION $5,065,000 $4,955,000 -2.2% 0.5%
LOANDEPOT.COM, LLC $15,180,000 $4,705,000 -69.0% 0.5%
GUARANTEED RATE, INC. $10,485,000 $4,330,000 -58.7% 0.5%
Y-12 Federal Credit Union $295,000 $4,205,000 1,325.4% 0.5%
UNION HOME MORTGAGE CORP. $2,650,000 $4,130,000 55.8% 0.4%
First Community Bank of East Tennessee $6,260,000 $4,015,000 -35.9% 0.4%
Mountain Commerce Bank $22,215,000 $3,920,000 -82.4% 0.4%
HomeTrust Bank $7,630,000 $3,905,000 -48.8% 0.4%
USAA Federal Savings Bank $6,360,000 $3,785,000 -40.5% 0.4%
FIRST COMMUNITY MORTGAGE, INC. $4,430,000 $3,640,000 -17.8% 0.4%
Clinchfield Federal Credit Union $6,665,000 $3,625,000 -45.6% 0.4%
KNOXVILLE TVA EMPLOYEES CREDIT UNION $4,785,000 $3,555,000 -25.7% 0.4%
Valley National Bank $3,405,000 n/a 0.4%
AMERISAVE MORTGAGE CORPORATION $5,380,000 $3,205,000 -40.4% 0.3%
Century Mortgage Company DBA Century Lending Company $1,340,000 $3,075,000 129.5% 0.3%
LEADERONE FINANCIAL CORPORATION $255,000 $3,065,000 1,102.0% 0.3%
The Bank of Marion $3,120,000 $3,045,000 -2.4% 0.3%
EVERETT FINANCIAL, INC. $6,485,000 $2,975,000 -54.1% 0.3%
Citizens Bank $3,055,000 $2,655,000 -13.1% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $7,465,000 $2,450,000 -67.2% 0.3%
Carrington Mortgage Services, LLC $2,020,000 $2,405,000 19.1% 0.3%
NEW DAY FINANCIAL, LLC $5,290,000 $2,405,000 -54.5% 0.3%
CHURCHILL MORTGAGE CORPORATION $3,190,000 $2,400,000 -24.8% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $2,810,000 $2,395,000 -14.8% 0.3%
SECURITYNATIONAL MORTGAGE COMPANY $2,940,000 $2,395,000 -18.5% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $2,880,000 $2,310,000 -19.8% 0.3%
BROKER SOLUTIONS, INC. $4,365,000 $2,245,000 -48.6% 0.2%
RELIANCE FIRST CAPITAL, LLC $1,175,000 $2,225,000 89.4% 0.2%
PLAZA HOME MORTGAGE, INC. $2,170,000 n/a 0.2%
STATE EMPLOYEES' $5,080,000 $2,140,000 -57.9% 0.2%
Appalachian Community Federal Credit Union $3,070,000 $2,100,000 -31.6% 0.2%
U.S. Bank $7,245,000 $2,050,000 -71.7% 0.2%
PENTAGON FEDERAL CREDIT UNION $930,000 $2,045,000 119.9% 0.2%
LENDINGHOME FUNDING CORPORATION $615,000 $2,005,000 226.0% 0.2%
First Community Bank $7,795,000 $1,940,000 -75.1% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $320,000 $1,925,000 501.6% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,645,000 $1,830,000 11.2% 0.2%
ISERVE RESIDENTIAL LENDING, LLC $805,000 $1,810,000 124.8% 0.2%
Nations Lending Corporation $665,000 $1,780,000 167.7% 0.2%
Bank of America $4,150,000 $1,730,000 -58.3% 0.2%
MORTGAGE ACCESS CORP. $4,960,000 $1,715,000 -65.4% 0.2%
CITY FIRST MORTGAGE SERVICES, L.L.C. $1,690,000 n/a 0.2%
GREYSTONE SERVICING COMPANY LLC $29,950,000 $1,675,000 -94.4% 0.2%
Powell Valley National Bank $5,885,000 $1,620,000 -72.5% 0.2%
Fifth Third Bank $2,605,000 $1,575,000 -39.5% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $710,000 $1,485,000 109.2% 0.2%
MILEND, INC. $1,420,000 n/a 0.2%
Community First Bank, Inc. $2,920,000 $1,380,000 -52.7% 0.1%
The Federal Savings Bank $1,275,000 $1,375,000 7.8% 0.1%
PLANET HOME LENDING, LLC $415,000 $1,300,000 213.3% 0.1%
KELLER MORTGAGE, LLC $1,545,000 $1,285,000 -16.8% 0.1%
First-Citizens Bank & Trust Company $3,020,000 $1,280,000 -57.6% 0.1%
VILLAGE CAPITAL MORTGAGE $915,000 $1,275,000 39.3% 0.1%
Discover Bank $1,115,000 $1,270,000 13.9% 0.1%
21ST MORTGAGE CORPORATION $1,095,000 $1,180,000 7.8% 0.1%
The Huntington National Bank $2,790,000 $1,170,000 -58.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $990,000 $1,160,000 17.2% 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $75,000 $1,120,000 1,393.3% 0.1%
ACADEMY MORTGAGE CORPORATION $1,100,000 n/a 0.1%
DELMAR FINANCIAL COMPANY $1,095,000 n/a 0.1%
VERITAS FUNDING, LLC $680,000 $1,085,000 59.6% 0.1%
BMO Harris Bank $1,005,000 n/a 0.1%
NEWREZ LLC $2,360,000 $1,005,000 -57.4% 0.1%
ZILLOW HOME LOANS, LLC $280,000 $995,000 255.4% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $990,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $2,405,000 $990,000 -58.8% 0.1%
TruPoint Bank $990,000 n/a 0.1%
THE TENNESSEE CREDIT UNION $760,000 $945,000 24.3% 0.1%
BNC National Bank $590,000 $940,000 59.3% 0.1%
GENEVA FINANCIAL, LLC $175,000 $930,000 431.4% 0.1%
INTERCOASTAL MORTGAGE COMPANY $365,000 $915,000 150.7% 0.1%
UBANK $885,000 n/a 0.1%
Community Trust Bank, Inc. $880,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $390,000 $855,000 119.2% 0.1%
SILVER HILL FUNDING, LLC $850,000 n/a 0.1%
Deere Employees Credit Union $1,370,000 $810,000 -40.9% 0.1%
FINANCE OF AMERICA REVERSE LLC $590,000 $800,000 35.6% 0.1%
Figure Lending LLC $700,000 $795,000 13.6% 0.1%
Ally Bank $2,765,000 $765,000 -72.3% 0.1%
Magnolia Bank $195,000 $765,000 292.3% 0.1%
United Community Bank $1,195,000 $765,000 -36.0% 0.1%
NexBank $760,000 n/a 0.1%
Prosperity Home Mortgage, LLC $745,000 n/a 0.1%
Great Southern Bank $725,000 n/a 0.1%
Flagstar Bank, FSB $1,875,000 $695,000 -62.9% 0.1%
COMPASS MORTGAGE, INC. $690,000 n/a 0.1%
New Peoples Bank, Inc. $6,090,000 $685,000 -88.8% 0.1%
FIRST COLONY MORTGAGE CORPORATION $675,000 n/a 0.1%
FIRST MORTGAGE COMPANY, INC. $665,000 n/a 0.1%
Mid-Continent Funding, Inc. $105,000 $660,000 528.6% 0.1%
ROYAL UNITED MORTGAGE LLC $375,000 $630,000 68.0% 0.1%
AMERICAN FINANCING CORPORATION $2,020,000 $620,000 -69.3% 0.1%
CapStar Bank $275,000 $620,000 125.5% 0.1%
Paramount Residential Mortgage Group, Inc. $410,000 $620,000 51.2% 0.1%
HOMESIDE FINANCIAL, LLC $1,175,000 $605,000 -48.5% 0.1%
NATIONAL BANKSHARES, INC. $605,000 n/a 0.1%
ENRICHMENT $465,000 $565,000 21.5% 0.1%
SIRVA MORTGAGE, INC. $395,000 $555,000 40.5% 0.1%
ASCEND FEDERAL CREDIT UNION $755,000 $550,000 -27.2% 0.1%
CBM Mortgage, Inc. $525,000 n/a 0.1%
The Loan Store, Inc. $520,000 n/a 0.1%
HOME TOWN FUNDING, INC. $515,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $65,000 $515,000 692.3% 0.1%
First Federal Bank $165,000 $510,000 209.1% 0.1%
BETTER MORTGAGE CORPORATION $3,235,000 $490,000 -84.9% 0.1%
DAS Acquisition Company, LLC $135,000 $485,000 259.3% 0.1%
ORNL Federal Credit Union $645,000 $485,000 -24.8% 0.1%
VAN DYK MORTGAGE CORPORATION $355,000 $485,000 36.6% 0.1%
LENDSURE MORTGAGE CORP. $225,000 $480,000 113.3% 0.1%
FIRST INTEGRITY MORTGAGE SERVICES, INC. $475,000 n/a 0.1%
AMERICAN HERITAGE LENDING, INC. $465,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $135,000 $460,000 240.7% 0.0%
S1L, Inc. $1,010,000 $455,000 -55.0% 0.0%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $460,000 $450,000 -2.2% 0.0%
Republic Bank & Trust Company $445,000 n/a 0.0%
INTERLINC MORTGAGE SERVICES, LLC $3,140,000 $435,000 -86.1% 0.0%
ALLIANT CREDIT UNION $815,000 $425,000 -47.9% 0.0%
NFM, INC. $425,000 n/a 0.0%
Citibank $105,000 $420,000 300.0% 0.0%
Wolfe Financial, Inc $410,000 n/a 0.0%
American Mortgage & Equity Consultants, Inc. $405,000 n/a 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $405,000 n/a 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $405,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $665,000 $395,000 -40.6% 0.0%
DEEPHAVEN MORTGAGE LLC $345,000 $390,000 13.0% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $385,000 n/a 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $375,000 n/a 0.0%
U. T. $375,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $690,000 $370,000 -46.4% 0.0%
CALIBER HOME LOANS, INC. $1,300,000 $365,000 -71.9% 0.0%
HomePromise Corporation $355,000 n/a 0.0%
OCMBC, INC. $340,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $335,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $335,000 n/a 0.0%
PNC Bank $1,665,000 $330,000 -80.2% 0.0%
Baxter Credit Union $375,000 $315,000 -16.0% 0.0%
FirstBank $355,000 $315,000 -11.3% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $195,000 $315,000 61.5% 0.0%
The Freedom Bank of Virginia $315,000 n/a 0.0%
Bank of England $580,000 $305,000 -47.4% 0.0%
DIGITAL Federal Credit Union $155,000 $305,000 96.8% 0.0%
GUILD MORTGAGE COMPANY $480,000 $305,000 -36.5% 0.0%
Legacy Home Loans, LLC $850,000 $305,000 -64.1% 0.0%
NATIONS RELIABLE LENDING, LLC $420,000 $305,000 -27.4% 0.0%
GMFS LLC $1,705,000 $300,000 -82.4% 0.0%
Truliant Federal Credit Union $295,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $285,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $485,000 $280,000 -42.3% 0.0%
AMCAP MORTGAGE, LTD. $145,000 $275,000 89.7% 0.0%
Apex Bank $880,000 $275,000 -68.8% 0.0%
City National Bank $295,000 $275,000 -6.8% 0.0%
Coastal Community Bank $275,000 n/a 0.0%
SmartBank $270,000 n/a 0.0%
Home State Bank $265,000 n/a 0.0%
Pathways Financial Credit Union, Inc. $265,000 n/a 0.0%
Waterstone Mortgage Corporation $265,000 n/a 0.0%
Consumer First Mortgage, Inc. $255,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $1,950,000 $250,000 -87.2% 0.0%
GoPrime Mortgage, Inc. $335,000 $245,000 -26.9% 0.0%
Leader Bank $245,000 n/a 0.0%
LENDINGONE, LLC $245,000 n/a 0.0%
Morgan Stanley Private Bank $275,000 $245,000 -10.9% 0.0%
CU COMMUNITY, LLC $240,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $1,010,000 $225,000 -77.7% 0.0%
ANGEL OAK HOME LOANS LLC $65,000 $225,000 246.2% 0.0%
CALCON MUTUAL MORTGAGE LLC $225,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $290,000 $215,000 -25.9% 0.0%
Ixonia Bank $215,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $180,000 $205,000 13.9% 0.0%
EMM LOANS LLC $205,000 n/a 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $205,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $205,000 n/a 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $205,000 n/a 0.0%
Simmons Bank $570,000 $205,000 -64.0% 0.0%
OAKTREE FUNDING CORP. $195,000 n/a 0.0%
Plains Commerce Bank $195,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $635,000 $190,000 -70.1% 0.0%
Arvest Bank $180,000 n/a 0.0%
Ameris Bank $175,000 n/a 0.0%
First Reliance Bank $175,000 n/a 0.0%
MidAmerica National Bank $175,000 n/a 0.0%
Peoples Bank of the South $885,000 $175,000 -80.2% 0.0%
SOUTHWEST STAGE FUNDING, LLC $840,000 $175,000 -79.2% 0.0%
Willamette Valley Bank $570,000 $175,000 -69.3% 0.0%
Kingsport Press Credit Union $695,000 $170,000 -75.5% 0.0%
CANOPY MORTGAGE, LLC $155,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $155,000 n/a 0.0%
Financial Funding Solutions, Inc. $155,000 n/a 0.0%
MLD MORTGAGE INC. $155,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,095,000 $145,000 -86.8% 0.0%
AXIA FINANCIAL, LLC $145,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $600,000 $135,000 -77.5% 0.0%
LONGBRIDGE FINANCIAL, LLC $590,000 $135,000 -77.1% 0.0%
Service Federal Credit Union $135,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $11,135,000 $135,000 -98.8% 0.0%
WINGS FINANCIAL $135,000 n/a 0.0%
SPRING EQ, LLC $45,000 $120,000 166.7% 0.0%
Citadel Servicing Corporation $115,000 n/a 0.0%
CityWorth Mortgage LLC $115,000 n/a 0.0%
Community First National Bank $115,000 n/a 0.0%
Equity Prime Mortgage LLC $715,000 $115,000 -83.9% 0.0%
AMWEST FUNDING CORP. $105,000 n/a 0.0%
CIS Financial Services, Inc. $105,000 n/a 0.0%
PHH Mortgage Corporation $115,000 $105,000 -8.7% 0.0%
USAlliance Federal Credit Union $105,000 n/a 0.0%
WesBanco $105,000 n/a 0.0%
Connexus Credit Union $95,000 n/a 0.0%
GTE Federal Credit Union $55,000 $95,000 72.7% 0.0%
MID AMERICA MORTGAGE, INC. $440,000 $85,000 -80.7% 0.0%
State Department Federal Credit Union $85,000 n/a 0.0%
Bronco Federal Credit Union $75,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $365,000 $75,000 -79.5% 0.0%
First National Bank of Pennsylvania $65,000 n/a 0.0%
Bethpage Federal Credit Union $235,000 $35,000 -85.1% 0.0%

JOHNSON CITY's top lender by overall market share is EASTMAN, with 18.8% market share. In second place, with 5.0%, is QUICKEN LOANS, LLC, having originated $45,775,000 in loans. In third place, with 4.7%, is MOVEMENT MORTGAGE, LLC, having originated $43,065,000 in loans. In fourth place, with 4.1%, is First Horizon Bank, having originated $38,155,000 in loans. In fifth place, with 4.0%, is Bank of Tennessee, having originated $37,045,000 in loans.


JOHNSON CITY Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - JOHNSON CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $202,500 (6.6%) $276,404 (6.1%) 0.75 775
2018-02-01 $209,900 (10.7%) $275,206 (4.2%) 0.76 740
2018-03-01 $215,000 (13.5%) $284,373 (8.4%) 0.75 752
2018-04-01 $219,925 (11.8%) $292,277 (8.9%) 0.75 747
2018-05-01 $229,900 (15.5%) $299,129 (10.4%) 0.77 753
2018-06-01 $229,900 (15.6%) $297,072 (10.7%) 0.77 818
2018-07-01 $222,443 (11.8%) $292,799 (8.8%) 0.74 840
2018-08-01 $220,925 (10.6%) $290,435 (8.7%) 0.74 855
2018-09-01 $219,900 (10.0%) $287,225 (6.8%) 0.74 894
2018-10-01 $217,250 (6.0%) $279,934 (2.0%) 0.74 895
2018-11-01 $210,000 (4.4%) $275,903 (3.3%) 0.71 902
2018-12-01 $199,900 (-2.5%) $267,680 (-2.5%) 0.69 857
2019-01-01 $199,425 (-1.5%) $267,410 (-3.3%) 0.69 792
2019-02-01 $189,925 (-9.5%) $264,487 (-3.9%) 0.64 790
2019-03-01 $204,943 (-4.7%) $282,654 (-0.6%) 0.67 709
2019-04-01 $226,750 (3.1%) $304,817 (4.3%) 0.72 620
2019-05-01 $237,375 (3.3%) $315,918 (5.6%) 0.74 635
2019-06-01 $239,900 (4.4%) $322,187 (8.5%) 0.75 630
2019-07-01 $239,924 (7.9%) $319,088 (9.0%) 0.75 656
2019-08-01 $239,791 (8.5%) $315,530 (8.6%) 0.76 668
2019-09-01 $239,627 (9.0%) $315,885 (10.0%) 0.77 674
2019-10-01 $242,218 (11.5%) $318,283 (13.7%) 0.78 673
2019-11-01 $239,900 (14.2%) $319,519 (15.8%) 0.79 643
2019-12-01 $236,450 (18.3%) $317,537 (18.6%) 0.79 590
2020-01-01 $244,375 (22.5%) $323,831 (21.1%) 0.82 535
2020-02-01 $249,900 (31.6%) $331,980 (25.5%) 0.82 493
2020-03-01 $251,724 (22.8%) $338,847 (19.9%) 0.79 456
2020-04-01 $264,450 (16.6%) $340,981 (11.9%) 0.83 412
2020-05-01 $279,700 (17.8%) $352,209 (11.5%) 0.85 384
2020-06-01 $272,000 (13.4%) $351,541 (9.1%) 0.80 354
2020-07-01 $269,800 (12.5%) $373,121 (16.9%) 0.78 341
2020-08-01 $286,000 (19.3%) $400,147 (26.8%) 0.82 327
2020-09-01 $290,250 (21.1%) $412,495 (30.6%) 0.83 316
2020-10-01 $284,950 (17.6%) $403,079 (26.6%) 0.82 332
2020-11-01 $277,425 (15.6%) $411,904 (28.9%) 0.81 295
2020-12-01 $282,425 (19.4%) $409,371 (28.9%) 0.84 282
2021-01-01 $278,700 (14.1%) $406,024 (25.4%) 0.83 232
2021-02-01 $277,225 (10.9%) $427,785 (28.9%) 0.81 175
2021-03-01 $299,900 (19.1%) $480,872 (41.9%) 0.85 158
2021-04-01 $319,675 (20.9%) $481,930 (41.3%) 0.87 166
2021-05-01 $324,950 (16.2%) $476,422 (35.3%) 0.86 177
2021-06-01 $299,900 (10.3%) $427,434 (21.6%) 0.79 204
2021-07-01 $277,450 (2.8%) $417,942 (12.0%) 0.73 206
2021-08-01 $304,925 (6.6%) $460,877 (15.2%) 0.81 250
2021-09-01 $303,675 (4.6%) $475,199 (15.2%) 0.81 247
2021-10-01 $310,000 (8.8%) $446,457 (10.8%) 0.83 285
2021-11-01 $310,000 (11.7%) $469,224 (13.9%) 0.83 236
2021-12-01 $315,000 (11.5%) $486,439 (18.8%) 0.85 194
2022-01-01 $324,900 (16.6%) $499,382 (23.0%) 0.88 145
2022-02-01 $373,675 (34.8%) $543,400 (27.0%) 0.97 121
2022-03-01 $346,175 (15.4%) $502,383 (4.5%) 0.87 143
2022-04-01 $350,000 (9.5%) $520,505 (8.0%) 0.83 153
2022-05-01 $350,000 (7.7%) $495,391 (4.0%) 0.80 190
2022-06-01 $350,000 (16.7%) $488,773 (14.4%) 0.78 216
2022-07-01 $360,000 (29.8%) $489,205 (17.1%) 0.81 271
2022-08-01 $384,250 (26.0%) $559,765 (21.5%) 0.89 277
2022-09-01 $379,450 (25.0%) $540,810 (13.8%) 0.89 281
2022-10-01 $380,000 (22.6%) $522,865 (17.1%) 0.89 318
2022-11-01 $362,450 (16.9%) $497,653 (6.1%) 0.87 330
2022-12-01 $379,950 (20.6%) $500,552 (2.9%) 0.94 289
2023-01-01 $388,675 (19.6%) $487,606 (-2.4%) 0.96 275
2023-02-01 $399,350 (6.9%) $487,990 (-10.2%) 0.96 245
2023-03-01 $412,500 (19.2%) $500,449 (-0.4%) 0.97 243
2023-04-01 $410,000 (17.1%) $491,964 (-5.5%) 0.95 264
2023-05-01 $429,900 (22.8%) $545,793 (10.2%) 0.97 250
2023-06-01 $422,473 (20.7%) $505,286 (3.4%) 0.95 260
2023-07-01 $415,000 (15.3%) $524,712 (7.3%) 0.94 257
2023-08-01 $417,439 (8.6%) $522,899 (-6.6%) 0.96 276
2023-09-01 $424,950 (12.0%) $523,783 (-3.2%) 0.99 298
2023-10-01 $394,675 (3.9%) $508,930 (-2.7%) 0.93 358
2023-11-01 $373,750 (3.1%) $481,471 (-3.3%) 0.89 389
2023-12-01 $369,650 (-2.7%) $476,072 (-4.9%) 0.90 390
2024-01-01 $367,450 (-5.5%) $481,845 (-1.2%) 0.90 359
2024-02-01 $357,450 (-10.5%) $481,962 (-1.2%) 0.86 325
2024-03-01 $376,950 (-8.6%) $496,178 (-0.9%) 0.89 342
2024-04-01 $379,430 (-7.5%) $512,653 (4.2%) 0.88 333
2024-05-01 $386,950 (-10.0%) $525,984 (-3.6%) 0.87 344
2024-06-01 $379,000 (-10.3%) $505,670 (0.1%) 0.85 397
JOHNSON CITY's median listing price for 2024-06-01 was $379,000, a difference of $-43,473 (-10.3%) versus the prior year and $-7,950 versus the prior month.

JOHNSON CITY's median listing price comes in at 85% of the national average.

JOHNSON CITY's average listing price for 2024-06-01 was $505,670, a difference of $384 (0.1%) versus the prior year and $-20,314 versus the prior month.

For the 2024-06-01 period, JOHNSON CITY had 397 MLS listings, a difference of 53 listings (15%) versus the prior month and 137 listings (53%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - JOHNSON CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 94 days 2,009 sqft
2018-02-01 88 days 1,996 sqft
2018-03-01 67 days 2,000 sqft
2018-04-01 65 days 2,029 sqft
2018-05-01 61 days 2,070 sqft
2018-06-01 54 days 2,113 sqft
2018-07-01 61 days 2,125 sqft
2018-08-01 66 days 2,050 sqft
2018-09-01 65 days 2,050 sqft
2018-10-01 72 days 2,036 sqft
2018-11-01 74 days 1,933 sqft
2018-12-01 87 days 1,944 sqft
2019-01-01 93 days 1,837 sqft
2019-02-01 93 days 1,845 sqft
2019-03-01 76 days 1,966 sqft
2019-04-01 57 days 2,087 sqft
2019-05-01 51 days 2,132 sqft
2019-06-01 58 days 2,129 sqft
2019-07-01 62 days 2,130 sqft
2019-08-01 58 days 2,120 sqft
2019-09-01 60 days 2,109 sqft
2019-10-01 63 days 2,117 sqft
2019-11-01 67 days 2,149 sqft
2019-12-01 79 days 2,101 sqft
2020-01-01 93 days 2,118 sqft
2020-02-01 88 days 2,053 sqft
2020-03-01 59 days 2,028 sqft
2020-04-01 56 days 2,040 sqft
2020-05-01 65 days 2,030 sqft
2020-06-01 46 days 1,981 sqft
2020-07-01 44 days 1,971 sqft
2020-08-01 38 days 2,028 sqft
2020-09-01 40 days 2,034 sqft
2020-10-01 41 days 2,026 sqft
2020-11-01 45 days 2,050 sqft
2020-12-01 51 days 1,996 sqft
2021-01-01 58 days 1,946 sqft
2021-02-01 44 days 1,927 sqft
2021-03-01 31 days 2,106 sqft
2021-04-01 27 days 2,151 sqft
2021-05-01 19 days 2,138 sqft
2021-06-01 23 days 2,013 sqft
2021-07-01 24 days 1,872 sqft
2021-08-01 25 days 1,936 sqft
2021-09-01 30 days 1,942 sqft
2021-10-01 30 days 1,846 sqft
2021-11-01 45 days 1,819 sqft
2021-12-01 56 days 1,872 sqft
2022-01-01 60 days 1,800 sqft
2022-02-01 34 days 1,909 sqft
2022-03-01 24 days 1,858 sqft
2022-04-01 22 days 1,880 sqft
2022-05-01 23 days 1,912 sqft
2022-06-01 27 days 1,866 sqft
2022-07-01 24 days 1,921 sqft
2022-08-01 36 days 1,972 sqft
2022-09-01 40 days 1,972 sqft
2022-10-01 47 days 1,975 sqft
2022-11-01 46 days 1,963 sqft
2022-12-01 58 days 2,001 sqft
2023-01-01 69 days 1,944 sqft
2023-02-01 63 days 2,000 sqft
2023-03-01 45 days 2,058 sqft
2023-04-01 36 days 2,029 sqft
2023-05-01 37 days 2,011 sqft
2023-06-01 36 days 1,950 sqft
2023-07-01 36 days 1,928 sqft
2023-08-01 34 days 1,910 sqft
2023-09-01 39 days 2,027 sqft
2023-10-01 43 days 1,896 sqft
2023-11-01 45 days 1,811 sqft
2023-12-01 54 days 1,806 sqft
2024-01-01 68 days 1,802 sqft
2024-02-01 67 days 1,796 sqft
2024-03-01 56 days 1,808 sqft
2024-04-01 47 days 1,841 sqft
2024-05-01 41 days 1,841 sqft
2024-06-01 37 days 1,880 sqft
JOHNSON CITY's median listing age (time on market) for 2024-06-01 was 37 days. This is 3% longer than the same period one year ago.

JOHNSON CITY's median square footage for active listings during the 2024-06-01 period was 1,880 sqft. One year prior, the average listing was 1,950 sqft.

JOHNSON CITY, TN Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
37601 Johnson City, TN MSA $730 $750 $910 $1,150 $1,350
37602 Johnson City, TN MSA $740 $760 $920 $1,160 $1,370
37604 Johnson City, TN MSA $770 $790 $960 $1,210 $1,420
37605 Johnson City, TN MSA $740 $760 $920 $1,160 $1,370
37614 Johnson City, TN MSA $740 $760 $920 $1,160 $1,370
37615 Johnson City, TN MSA $760 $790 $950 $1,200 $1,410
37640 Johnson City, TN MSA $670 $700 $840 $1,060 $1,250
37641 Johnson City, TN MSA $630 $650 $790 $1,000 $1,170
37643 Johnson City, TN MSA $640 $660 $800 $1,010 $1,190
37644 Johnson City, TN MSA $630 $650 $790 $1,000 $1,170
37650 Johnson City, TN MSA $620 $640 $770 $970 $1,140
37656 Johnson City, TN MSA $630 $650 $790 $1,010 $1,180
37657 Johnson City, TN MSA $600 $620 $750 $950 $1,110
37658 Johnson City, TN MSA $600 $620 $750 $950 $1,110
37659 Johnson City, TN MSA $810 $840 $1,010 $1,280 $1,500
37663 Johnson City, TN MSA $590 $640 $800 $1,050 $1,180
37681 Johnson City, TN MSA $600 $620 $750 $950 $1,110
37682 Johnson City, TN MSA $730 $750 $910 $1,150 $1,350
37683 Johnson City, TN MSA $630 $650 $790 $1,000 $1,170
37684 Johnson City, TN MSA $740 $760 $920 $1,160 $1,370
37686 Johnson City, TN MSA $660 $710 $900 $1,180 $1,330
37687 Johnson City, TN MSA $620 $640 $770 $970 $1,140
37688 Johnson City, TN MSA $630 $650 $790 $1,000 $1,170
37690 Johnson City, TN MSA $600 $620 $750 $950 $1,110
37692 Johnson City, TN MSA $610 $630 $760 $960 $1,130
37694 Johnson City, TN MSA $630 $650 $790 $1,010 $1,180

2022 Average & Median Rent Data Statistics
JOHNSON CITY, TN average 1BR rent: $691, median: $650
JOHNSON CITY, TN average 2BR rent: $838, median: $795
JOHNSON CITY, TN average 3BR rent: $1,063, median: $1,010

JOHNSON CITY, TN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,211 $664,955,000 $300,749
Cash Out Refi 637 $106,335,000 $166,931
Home Improvement 528 $58,580,000 $110,947
Other 452 $44,640,000 $98,761
Refi 282 $46,180,000 $163,759
NA 1 $245,000 $245,000

Johnson City's most frequently cited loan purpose was Home Purchase, with 2,211 originations. The 2nd most popular reason was Cash Out Refi, with 637 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,384 $339,560,000 $245,347
7-8% 1,063 $219,645,000 $206,627
Over 8% 625 $79,345,000 $126,952
5-6% 530 $165,860,000 $312,943
4-5% 101 $24,135,000 $238,960
2.5-3% 34 $6,170,000 $181,471
<2.5% 7 $45,000 $6,429
3-4% 5 $1,145,000 $229,000

During 2023, Johnson City's most frequently originated rate bucket was 6-7%, with 1,384 originations.

Loan Sizing (JOHNSON CITY, TN MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,329 $367,025,000 $276,166
$100k-200k 1,226 $181,480,000 $148,026
$100,000 or less 1,179 $65,615,000 $55,653
$400k-600k 245 $117,105,000 $477,980
$600k-1000k 104 $75,320,000 $724,231
$Over $1MM 28 $114,390,000 $4,085,357

JOHNSON CITY's loan sizing saw the bucket of loans from $200k-400k with 1,329 originations, totaling $367,025,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,382 $384,090,000 $277,923
60-80% 756 $242,580,000 $320,873
Under 20% 564 $29,400,000 $52,128
20-40% 559 $62,745,000 $112,245
40-60% 414 $81,910,000 $197,850
Over 100% 51 $27,395,000 $537,157

JOHNSON CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,382 originations, totaling $384,090,000 in origination value.