Logan VA Loan Rates, Closing Costs & Stats

LOGAN, UT-ID

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Logan's 36 lenders originated 139 VA loans during 2024. The total origination value was $63,925,000, with an average VA loan value of $459,892.

    Logan VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Logan averaged 6.45% for the week of 2025-04-04, compared to the national average (all VA variants) of 6.06% for the same period.

    Logan's average VA mortgage closing costs are $7,499.

    The average rate for the prior week (2025-03-28) was 6.17% and one month ago for the week of 2025-02-28, the average rate was 6.15%.

    The average rate one year ago was 6.76%.

    For refis of the same type during the week of 2025-04-04, the average rate was 6.21%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Logan VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Logan level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 27 5.93% $9,124
    Mortgage Research Center, LLC 13 6.53% $6,338
    GUILD MORTGAGE COMPANY 10 5.71% $11,914
    FIRST COLONY MORTGAGE CORPORATION 10 5.80% $8,708
    INTERCAP LENDING INC. 7 6.23% $3,897
    FREEDOM MORTGAGE CORPORATION 6 6.25% $19,579
    Bank of Utah 6 5.88% $8,226
    VILLAGE CAPITAL MORTGAGE 5 5.88% $7,707
    QUICKEN LOANS, LLC 5 5.82% $11,938
    NAVY FEDERAL CREDIT UNION 4 5.84% $3,748
    Barrington Bank & Trust Company, N.A. 3 6.33% $7,264
    PENNYMAC LOAN SERVICES, LLC 3 5.58% $10,286
    Sierra Pacific Mortgage Company, Inc. 3 6.33% $8,823
    USAA Federal Savings Bank 2 5.94% $9,126
    Texana Bank 2 5.81% $9,039
    GOLDENWEST 2 5.31% $17,975
    Cache Valley Bank 2 6.25% $5,483
    Century Mortgage Company DBA Century Lending Company 2 5.63% $10,219
    CMG MORTGAGE, INC. 2 5.81% $15,436
    NEWREZ LLC 2 5.75% $17,961
    AMERICAN FINANCING CORPORATION 2 6.25% $8,835
    MORIA DEVELOPMENT, INC. 1 6.75% $10,616
    AMERISAVE MORTGAGE CORPORATION 1 5.63% $33,396
    CrossFirst Bank 1 6.13% $22,522
    Glacier Bank 1 5.88% $7,854
    GUARANTEED RATE, INC. 1 5.65% $9,217
    LAKEVIEW LOAN SERVICING, LLC 1 5.25% $6,919
    LOANDEPOT.COM, LLC 1 5.38% $8,087
    AMERICA FIRST 1 5.63% $651
    MOVEMENT MORTGAGE, LLC 1 6.75% $37,301
    Paramount Residential Mortgage Group, Inc. 1 6.13% $17,966
    Plains Commerce Bank 1 5.88% $11,435
    PLANET HOME LENDING, LLC 1 5.88% $4,111
    SUN WEST MORTGAGE COMPANY, INC. 1 6.20% $11,993
    The Loan Store, Inc. 1 5.99% $13,520
    Utah Mortgage Loan Corporation 1 6.75% $16,525

    The top Logan VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 27 VA loans originated. Their average total fees are $9,124, which is $2,786 higher than the next largest lender, Mortgage Research Center, LLC.

    The lowest fee Logan VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($6,338), FIRST COLONY MORTGAGE CORPORATION ($8,708), UNITED WHOLESALE MORTGAGE, LLC ($9,124), GUILD MORTGAGE COMPANY ($11,914) and .

    The lowest rate Logan VA lenders (with over 10 loans originated) are GUILD MORTGAGE COMPANY (5.71%), FIRST COLONY MORTGAGE CORPORATION (5.80%), UNITED WHOLESALE MORTGAGE, LLC (5.93%), Mortgage Research Center, LLC (6.53%) and .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Logan (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $299,325 (15.4%) $391,550 (26.1%) 0.00 219
    2018-02-01 $309,450 (15.0%) $433,201 (37.5%) 0.00 212
    2018-03-01 $320,000 (12.8%) $438,209 (30.6%) 0.00 220
    2018-04-01 $326,675 (15.4%) $438,440 (28.0%) 0.00 257
    2018-05-01 $324,900 (12.2%) $428,219 (21.7%) 0.00 285
    2018-06-01 $314,000 (10.3%) $418,252 (20.5%) 0.00 345
    2018-07-01 $318,875 (10.0%) $406,795 (14.5%) 0.00 361
    2018-08-01 $299,950 (0.2%) $371,914 (0.3%) 0.00 363
    2018-09-01 $299,250 (1.8%) $384,436 (7.0%) 0.00 360
    2018-10-01 $299,475 (0.5%) $390,555 (6.6%) 0.00 357
    2018-11-01 $299,900 (1.1%) $395,472 (4.3%) 0.00 343
    2018-12-01 $308,499 (3.7%) $419,904 (9.5%) 0.00 291
    2019-01-01 $295,975 (-1.1%) $402,629 (2.8%) 0.00 255
    2019-02-01 $299,900 (-3.1%) $409,758 (-5.4%) 0.00 254
    2019-03-01 $314,214 (-1.8%) $418,004 (-4.6%) 0.00 251
    2019-04-01 $333,644 (2.1%) $424,803 (-3.1%) 0.00 264
    2019-05-01 $346,950 (6.8%) $437,271 (2.1%) 0.00 267
    2019-06-01 $341,450 (8.7%) $441,770 (5.6%) 0.00 289
    2019-07-01 $332,400 (4.2%) $427,303 (5.0%) 0.00 300
    2019-08-01 $325,836 (8.6%) $418,635 (12.6%) 0.00 302
    2019-09-01 $319,741 (6.9%) $406,641 (5.8%) 0.00 314
    2019-10-01 $318,127 (6.2%) $400,008 (2.4%) 0.00 329
    2019-11-01 $319,450 (6.5%) $390,399 (-1.3%) 0.00 314
    2019-12-01 $315,825 (2.4%) $381,399 (-9.2%) 0.00 275
    2020-01-01 $309,900 (4.7%) $382,605 (-5.0%) 0.00 238
    2020-02-01 $300,950 (0.4%) $396,064 (-3.3%) 0.00 232
    2020-03-01 $315,000 (0.3%) $413,729 (-1.0%) 0.00 217
    2020-04-01 $325,725 (-2.4%) $433,792 (2.1%) 0.00 242
    2020-05-01 $319,900 (-7.8%) $438,334 (0.2%) 0.00 242
    2020-06-01 $336,388 (-1.5%) $455,931 (3.2%) 0.00 224
    2020-07-01 $339,900 (2.3%) $488,006 (14.2%) 0.00 180
    2020-08-01 $350,000 (7.4%) $538,768 (28.7%) 0.00 122
    2020-09-01 $351,800 (10.0%) $587,600 (44.5%) 0.00 117
    2020-10-01 $367,450 (15.5%) $654,902 (63.7%) 0.00 108
    2020-11-01 $389,900 (22.1%) $714,533 (83.0%) 0.00 87
    2020-12-01 $369,950 (17.1%) $723,006 (89.6%) 0.00 81
    2021-01-01 $415,000 (33.9%) $804,935 (110.4%) 0.00 63
    2021-02-01 $512,500 (70.3%) $971,300 (145.2%) 0.00 54
    2021-03-01 $461,225 (46.4%) $915,053 (121.2%) 0.00 56
    2021-04-01 $479,125 (47.1%) $893,708 (106.0%) 0.00 62
    2021-05-01 $477,500 (49.3%) $925,741 (111.2%) 0.00 66
    2021-06-01 $512,500 (52.4%) $914,784 (100.6%) 0.00 75
    2021-07-01 $519,900 (53.0%) $882,906 (80.9%) 0.00 91
    2021-08-01 $453,450 (29.6%) $790,052 (46.6%) 0.00 114
    2021-09-01 $471,200 (33.9%) $781,907 (33.1%) 0.00 121
    2021-10-01 $499,800 (36.0%) $844,660 (29.0%) 0.00 117
    2021-11-01 $520,750 (33.6%) $883,335 (23.6%) 0.00 96
    2021-12-01 $512,500 (38.5%) $774,478 (7.1%) 0.00 79
    2022-01-01 $495,000 (19.3%) $812,113 (0.9%) 0.00 79
    2022-02-01 $529,475 (3.3%) $853,410 (-12.1%) 0.00 83
    2022-03-01 $535,725 (16.2%) $910,883 (-0.5%) 0.00 71
    2022-04-01 $504,450 (5.3%) $760,747 (-14.9%) 0.00 96
    2022-05-01 $520,000 (8.9%) $699,528 (-24.4%) 0.00 170
    2022-06-01 $532,950 (4.0%) $654,534 (-28.5%) 0.00 243
    2022-07-01 $524,900 (1.0%) $618,486 (-30.0%) 0.00 313
    2022-08-01 $509,500 (12.4%) $613,338 (-22.4%) 0.00 353
    2022-09-01 $513,975 (9.1%) $638,292 (-18.4%) 0.00 331
    2022-10-01 $499,999 (0.0%) $650,141 (-23.0%) 0.00 326
    2022-11-01 $499,700 (-4.0%) $644,837 (-27.0%) 0.00 328
    2022-12-01 $499,999 (-2.4%) $630,011 (-18.7%) 0.00 291
    2023-01-01 $510,700 (3.2%) $617,319 (-24.0%) 0.00 258
    2023-02-01 $499,900 (-5.6%) $624,248 (-26.9%) 0.00 255
    2023-03-01 $499,200 (-6.8%) $615,709 (-32.4%) 0.00 266
    2023-04-01 $495,000 (-1.9%) $615,789 (-19.1%) 0.00 277
    2023-05-01 $492,000 (-5.4%) $611,607 (-12.6%) 0.00 281
    2023-06-01 $480,000 (-9.9%) $585,764 (-10.5%) 0.00 346
    2023-07-01 $485,000 (-7.6%) $584,002 (-5.6%) 0.00 362
    2023-08-01 $489,500 (-3.9%) $577,089 (-5.9%) 0.00 384
    2023-09-01 $499,900 (-2.7%) $629,530 (-1.4%) 0.00 377
    2023-10-01 $499,675 (-0.1%) $633,000 (-2.6%) 0.00 376
    2023-11-01 $499,950 (0.1%) $642,854 (-0.3%) 0.00 353
    2023-12-01 $495,000 (-1.0%) $635,175 (0.8%) 0.00 311
    2024-01-01 $492,450 (-3.6%) $648,562 (5.1%) 0.00 260
    2024-02-01 $499,900 (0.0%) $671,018 (7.5%) 0.00 242
    2024-03-01 $499,000 (0.0%) $653,458 (6.1%) 0.00 257
    2024-04-01 $499,973 (1.0%) $625,350 (1.6%) 0.00 304
    2024-05-01 $517,350 (5.2%) $653,074 (6.8%) 0.00 318
    2024-06-01 $509,500 (6.2%) $645,869 (10.3%) 0.00 362
    2024-07-01 $507,375 (4.6%) $654,823 (12.1%) 0.00 399
    2024-08-01 $499,900 (2.1%) $670,090 (16.1%) 0.00 427
    2024-09-01 $514,996 (3.0%) $646,402 (2.7%) 0.00 457
    2024-10-01 $512,725 (2.6%) $625,226 (-1.2%) 0.00 453
    2024-11-01 $512,450 (2.5%) $609,750 (-5.2%) 0.00 430
    2024-12-01 $504,900 (2.0%) $645,608 (1.6%) 0.00 387
    2025-01-01 $510,000 (3.6%) $696,779 (7.4%) 0.00 362
    2025-02-01 $519,450 (3.9%) $694,181 (3.5%) 0.00 369
    2025-03-01 $522,000 (4.6%) $687,826 (5.3%) 0.00 374
    Logan's median listing price for 2025-03-01 was $522,000, a difference of $23,000 (4.6%) versus the prior year and $2,550 versus the prior month.

    Logan's median listing price comes in at 0% of the national average.

    Logan's average listing price for 2025-03-01 was $687,826, a difference of $34,368 (5.3%) versus the prior year and $-6,355 versus the prior month.

    For the 2025-03-01 period, Logan had 374 MLS listings, a difference of 5 listings (1%) versus the prior month and 117 listings (46%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Logan (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,999 sqft
    2018-02-01 0 days 3,059 sqft
    2018-03-01 0 days 3,117 sqft
    2018-04-01 0 days 3,092 sqft
    2018-05-01 0 days 2,942 sqft
    2018-06-01 0 days 2,890 sqft
    2018-07-01 0 days 2,900 sqft
    2018-08-01 0 days 2,706 sqft
    2018-09-01 0 days 2,688 sqft
    2018-10-01 0 days 2,676 sqft
    2018-11-01 0 days 2,674 sqft
    2018-12-01 0 days 2,822 sqft
    2019-01-01 0 days 2,703 sqft
    2019-02-01 0 days 2,644 sqft
    2019-03-01 0 days 2,727 sqft
    2019-04-01 0 days 2,936 sqft
    2019-05-01 0 days 3,004 sqft
    2019-06-01 0 days 3,090 sqft
    2019-07-01 0 days 2,880 sqft
    2019-08-01 0 days 2,792 sqft
    2019-09-01 0 days 2,737 sqft
    2019-10-01 0 days 2,695 sqft
    2019-11-01 0 days 2,647 sqft
    2019-12-01 0 days 2,591 sqft
    2020-01-01 0 days 2,560 sqft
    2020-02-01 0 days 2,432 sqft
    2020-03-01 0 days 2,509 sqft
    2020-04-01 0 days 2,436 sqft
    2020-05-01 0 days 2,460 sqft
    2020-06-01 0 days 2,585 sqft
    2020-07-01 0 days 2,675 sqft
    2020-08-01 0 days 2,816 sqft
    2020-09-01 0 days 2,677 sqft
    2020-10-01 0 days 2,737 sqft
    2020-11-01 0 days 2,734 sqft
    2020-12-01 0 days 2,578 sqft
    2021-01-01 0 days 2,588 sqft
    2021-02-01 0 days 2,811 sqft
    2021-03-01 0 days 2,770 sqft
    2021-04-01 0 days 2,777 sqft
    2021-05-01 0 days 2,800 sqft
    2021-06-01 0 days 2,818 sqft
    2021-07-01 0 days 2,693 sqft
    2021-08-01 0 days 2,581 sqft
    2021-09-01 0 days 2,596 sqft
    2021-10-01 0 days 2,734 sqft
    2021-11-01 0 days 2,866 sqft
    2021-12-01 0 days 2,585 sqft
    2022-01-01 0 days 2,393 sqft
    2022-02-01 0 days 2,613 sqft
    2022-03-01 0 days 2,563 sqft
    2022-04-01 0 days 2,510 sqft
    2022-05-01 0 days 2,475 sqft
    2022-06-01 0 days 2,480 sqft
    2022-07-01 0 days 2,487 sqft
    2022-08-01 0 days 2,487 sqft
    2022-09-01 0 days 2,490 sqft
    2022-10-01 0 days 2,500 sqft
    2022-11-01 0 days 2,502 sqft
    2022-12-01 0 days 2,518 sqft
    2023-01-01 0 days 2,545 sqft
    2023-02-01 0 days 2,593 sqft
    2023-03-01 0 days 2,584 sqft
    2023-04-01 0 days 2,487 sqft
    2023-05-01 0 days 2,481 sqft
    2023-06-01 0 days 2,417 sqft
    2023-07-01 0 days 2,366 sqft
    2023-08-01 0 days 2,328 sqft
    2023-09-01 0 days 2,506 sqft
    2023-10-01 0 days 2,549 sqft
    2023-11-01 0 days 2,582 sqft
    2023-12-01 0 days 2,515 sqft
    2024-01-01 0 days 2,541 sqft
    2024-02-01 0 days 2,580 sqft
    2024-03-01 0 days 2,549 sqft
    2024-04-01 0 days 2,550 sqft
    2024-05-01 0 days 2,611 sqft
    2024-06-01 0 days 2,520 sqft
    2024-07-01 0 days 2,535 sqft
    2024-08-01 0 days 2,520 sqft
    2024-09-01 0 days 2,559 sqft
    2024-10-01 0 days 2,610 sqft
    2024-11-01 0 days 2,631 sqft
    2024-12-01 0 days 2,591 sqft
    2025-01-01 0 days 2,631 sqft
    2025-02-01 0 days 2,585 sqft
    2025-03-01 0 days 2,631 sqft
    Logan's median listing age (time on market) for 2025-03-01 was 0 days.

    Logan's median square footage for active listings during the 2025-03-01 period was 2,631 sqft. One year prior, the average listing was 2,549 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.