The Loan Store Mortgage Rates, Fees & Info

CAMDEN, DE

LEI: 254900DTLHVWQ7NP7R34

Tax ID: 46-3676810

3.8 stars - Updated: 5/20/24 - out of 5 stars, based on 64 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

The Loan Store is a small mortgage company specializing in Home Purchase loans. The Loan Store has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Phoenix, Los Angeles, Denver, Sacramento, and Chicago among others. We have data for 347 markets. (Some data included below & more in-depth data is available with an active subscription.)

The Loan Store has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. The Loan Store is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.62% 5/20/24
30 Year Conventional Refi 6.44% 5/20/24
30 Year Cash-out Refi 6.64% 5/20/24
30 Year FHA Purchase 6.27% 5/20/24
30 Year VA Purchase 6.43% 5/20/24
30 Year VA Refi 6.27% 5/20/24
15 Year Conventional Purchase 5.87% 5/20/24
15 Year Conventional Refi 5.66% 5/20/24
15 Year Cash-out Refi 5.66% 5/20/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

The Loan Store Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from The Loan Store. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

4,091

Origination Dollar Volume (All Markets)

$1,465,525,000

Awards

The Loan Store 30 Year Conventional Loans silver The Loan Store 30 Year Conventional Loans silver The Loan Store FHA Loans silver The Loan Store 30 Year Conventional Loans silver
Show all (4) awards

Relative Rate

The Loan Store's average 30 year fixed mortgage rate was 6.97%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.49%.

Relative Fees (Closing Costs)

The Loan Store's average total fees/closing costs for a 30 year fixed rate mortgage were $8,770.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 281 $97,735,000 $347,811 $7,856 6.77%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 134 $86,560,000 $645,970 $12,984 7.02%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 155 $65,085,000 $419,903 $7,195 6.85%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 135 $54,605,000 $404,481 $7,827 7.09%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 168 $53,420,000 $317,976 $7,055 7.15%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 140 $52,030,000 $371,643 $9,909 7.01%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 81 $51,435,000 $635,000 $9,973 6.95%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 156 $46,750,000 $299,679 $10,068 7.01%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 80 $45,460,000 $568,250 $11,556 6.90%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 82 $43,470,000 $530,122 $11,685 6.89%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 102 $40,460,000 $396,667 $10,181 6.94%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 99 $35,275,000 $356,313 $9,109 7.01%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 115 $30,805,000 $267,870 $7,567 7.06%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 71 $29,135,000 $410,352 $10,217 6.92%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 71 $25,685,000 $361,761 $11,926 6.89%
SALT LAKE CITY, UT (FHA|USDA|VA) 53 $22,495,000 $424,434 $8,871 6.91%
BEND, OR (FHA|USDA|VA) 48 $22,310,000 $464,792 $11,682 6.99%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 70 $20,830,000 $297,571 $8,410 7.10%
TUCSON, AZ (FHA|USDA|VA) 47 $20,795,000 $442,447 $8,079 7.07%
Outside of Metro Areas 80 $20,530,000 $256,625 $7,174 6.97%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 43 $17,815,000 $414,302 $9,943 6.77%
STOCKTON, CA (FHA|USDA|VA) 43 $16,555,000 $385,000 $8,733 6.94%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 26 $16,400,000 $630,769 $7,146 7.05%
FRESNO, CA (FHA|USDA|VA) 41 $15,185,000 $370,366 $9,726 6.88%
PROVO-OREM, UT (FHA|USDA|VA) 40 $15,110,000 $377,750 $8,169 6.84%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 58 $14,780,000 $254,828 $7,698 6.85%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 37 $14,015,000 $378,784 $9,897 6.80%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 29 $12,485,000 $430,517 $8,815 6.93%
BOISE CITY, ID (FHA|USDA|VA) 34 $12,420,000 $365,294 $8,826 6.78%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 23 $12,315,000 $535,435 $8,366 6.98%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 37 $10,725,000 $289,865 $9,084 6.94%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 27 $10,355,000 $383,519 $10,644 7.36%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 20 $9,750,000 $487,500 $17,643 6.88%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 28 $9,190,000 $328,214 $7,886 7.09%
RALEIGH-CARY, NC (FHA|USDA|VA) 29 $9,135,000 $315,000 $6,533 6.73%
COLORADO SPRINGS, CO (FHA|USDA|VA) 24 $8,530,000 $355,417 $6,684 6.78%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 23 $8,395,000 $365,000 $10,319 6.99%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 24 $8,040,000 $335,000 $9,720 7.27%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 28 $7,550,000 $269,643 $7,241 7.16%
FORT COLLINS, CO (FHA|USDA|VA) 20 $7,370,000 $368,500 $6,985 6.87%
PITTSBURGH, PA (FHA|USDA|VA) 34 $7,060,000 $207,647 $6,629 7.02%
COLUMBUS, OH (FHA|USDA|VA) 25 $6,835,000 $273,400 $7,414 6.81%
WICHITA, KS (FHA|USDA|VA) 34 $6,610,000 $194,412 $6,983 7.10%
BOULDER, CO (FHA|USDA|VA) 12 $6,510,000 $542,500 $7,867 6.86%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 28 $6,510,000 $232,500 $6,287 6.93%
YUBA CITY, CA (FHA|USDA|VA) 17 $6,285,000 $369,706 $7,834 6.98%
Truckee-Grass Valley, CA (FHA|USDA|VA) 14 $6,230,000 $445,000 $8,057 7.18%
MODESTO, CA (FHA|USDA|VA) 17 $5,845,000 $343,824 $8,724 6.95%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 15 $5,715,000 $381,000 $9,377 7.05%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 24 $5,570,000 $232,083 $5,884 7.05%
JACKSONVILLE, FL (FHA|USDA|VA) 15 $5,465,000 $364,333 $9,324 6.83%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 14 $5,220,000 $372,857 $10,139 7.03%
MEDFORD, OR (FHA|USDA|VA) 17 $5,115,000 $300,882 $6,744 6.96%
VALLEJO, CA (FHA|USDA|VA) 13 $5,105,000 $392,692 $10,713 6.78%
MADERA, CA (FHA|USDA|VA) 13 $4,765,000 $366,538 $11,440 6.83%
NAPA, CA (FHA|USDA|VA) 8 $4,530,000 $566,250 $16,386 6.89%
BAKERSFIELD, CA (FHA|USDA|VA) 14 $4,450,000 $317,857 $11,337 6.88%
KNOXVILLE, TN (FHA|USDA|VA) 14 $4,310,000 $307,857 $7,717 7.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 16 $4,170,000 $260,625 $7,375 6.95%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 14 $4,010,000 $286,429 $7,002 7.20%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 6 $3,890,000 $648,333 $5,944 7.02%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 12 $3,810,000 $317,500 $7,535 6.84%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 8 $3,780,000 $472,500 $12,244 6.59%
GREELEY, CO (FHA|USDA|VA) 11 $3,755,000 $341,364 $6,351 7.03%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 15 $3,725,000 $248,333 $7,571 6.92%
PORT ST. LUCIE, FL (FHA|USDA|VA) 11 $3,655,000 $332,273 $12,653 6.69%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 12 $3,640,000 $303,333 $4,656 6.97%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 10 $3,640,000 $364,000 $11,274 6.93%
ST. GEORGE, UT (FHA|USDA|VA) 8 $3,520,000 $440,000 $8,581 7.01%
AKRON, OH (FHA|USDA|VA) 15 $3,105,000 $207,000 $6,891 6.74%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 12 $3,070,000 $255,833 $7,428 6.62%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 8 $2,900,000 $362,500 $7,340 6.97%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $2,895,000 $321,667 $6,882 6.85%
PUEBLO, CO (FHA|USDA|VA) 8 $2,780,000 $347,500 $7,381 6.72%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 9 $2,655,000 $295,000 $6,285 6.71%
Cullman, AL (FHA|USDA|VA) 15 $2,515,000 $167,667 $4,673 6.71%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 7 $2,505,000 $357,857 $9,728 6.95%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 11 $2,445,000 $222,273 $6,715 7.36%
SPARTANBURG, SC (FHA|USDA|VA) 11 $2,395,000 $217,727 $6,961 6.82%
LOGAN, UT-ID (FHA|USDA|VA) 8 $2,360,000 $295,000 $6,943 6.78%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 11 $2,325,000 $211,364 $8,143 7.26%
OCEAN CITY, NJ (FHA|USDA|VA) 3 $2,305,000 $768,333 $13,644 7.25%
PUNTA GORDA, FL (FHA|USDA|VA) 7 $2,295,000 $327,857 $8,303 6.50%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 14 $2,290,000 $163,571 $6,296 6.49%
LOUISVILLE, KY (FHA|USDA|VA) 11 $2,285,000 $207,727 $5,311 6.82%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 9 $2,285,000 $253,889 $7,034 7.31%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $2,205,000 $441,000 $14,901 6.65%
REDDING, CA (FHA|USDA|VA) 5 $2,125,000 $425,000 $7,276 6.85%
RENO, NV (FHA|USDA|VA) 6 $2,110,000 $351,667 $5,003 7.29%
Prineville, OR (FHA|USDA|VA) 5 $2,085,000 $417,000 $11,621 7.20%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 6 $2,050,000 $341,667 $8,759 7.21%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 11 $2,045,000 $185,909 $8,218 6.58%
Key West, FL (FHA|USDA|VA) 3 $2,045,000 $681,667 $14,949 7.12%
LONGVIEW, WA (FHA|USDA|VA) 4 $2,030,000 $507,500 $12,339 7.25%
ANCHORAGE, AK (FHA|USDA|VA) 6 $2,020,000 $336,667 $6,836 7.39%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 6 $2,020,000 $336,667 $6,666 6.79%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 9 $2,005,000 $222,778 $4,476 6.86%
EL PASO, TX (FHA|USDA|VA) 8 $2,000,000 $250,000 $7,808 6.81%
Ukiah, CA (FHA|USDA|VA) 7 $1,985,000 $283,571 $7,058 7.39%
Roseburg, OR (FHA|USDA|VA) 8 $1,930,000 $241,250 $8,121 6.75%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $1,905,000 $635,000 $15,846 6.67%
CHICO, CA (FHA|USDA|VA) 6 $1,890,000 $315,000 $7,169 6.44%
Outside of Metro Areas 4 $1,880,000 $470,000 $11,312 7.13%
GAINESVILLE, GA (FHA|USDA|VA) 5 $1,825,000 $365,000 $6,304 6.55%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 6 $1,820,000 $303,333 $10,144 7.04%
CANTON-MASSILLON, OH (FHA|USDA|VA) 8 $1,800,000 $225,000 $6,640 6.64%
Oak Harbor, WA (FHA|USDA|VA) 3 $1,695,000 $565,000 $9,127 7.46%
Sonora, CA (FHA|USDA|VA) 5 $1,655,000 $331,000 $7,473 6.73%
SALINAS, CA (FHA|USDA|VA) 3 $1,595,000 $531,667 $13,896 6.50%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 4 $1,590,000 $397,500 $12,485 6.44%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 6 $1,540,000 $256,667 $7,739 7.10%
BLOOMINGTON, IL (FHA|USDA|VA) 4 $1,530,000 $382,500 $7,041 6.97%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 5 $1,495,000 $299,000 $5,748 7.08%
TOLEDO, OH (FHA|USDA|VA) 8 $1,450,000 $181,250 $6,968 7.25%
MERCED, CA (FHA|USDA|VA) 4 $1,450,000 $362,500 $8,410 6.78%
Show Low, AZ (FHA|USDA|VA) 4 $1,440,000 $360,000 $13,356 6.69%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,430,000 $238,333 $8,524 6.63%
CLEVELAND, TN (FHA|USDA|VA) 6 $1,410,000 $235,000 $7,985 7.25%
Cedar City, UT (FHA|USDA|VA) 5 $1,405,000 $281,000 $5,942 7.18%
IDAHO FALLS, ID (FHA|USDA|VA) 4 $1,400,000 $350,000 $8,851 6.81%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 6 $1,380,000 $230,000 $5,887 7.04%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $1,360,000 $340,000 $7,291 6.81%
SALEM, OR (FHA|USDA|VA) 4 $1,360,000 $340,000 $12,623 6.43%
DAYTON-KETTERING, OH (FHA|USDA|VA) 7 $1,345,000 $192,143 $6,654 6.98%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $1,330,000 $221,667 $6,503 6.69%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 7 $1,315,000 $187,857 $3,253 6.63%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $1,310,000 $327,500 $7,651 6.88%
KANSAS CITY, MO-KS (FHA|USDA|VA) 5 $1,305,000 $261,000 $4,844 6.90%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 6 $1,300,000 $216,667 $9,746 6.92%
London, KY (FHA|USDA|VA) 7 $1,295,000 $185,000 $5,034 7.02%
OCALA, FL (FHA|USDA|VA) 6 $1,290,000 $215,000 $8,816 6.85%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $1,270,000 $635,000 $19,650 6.19%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,260,000 $315,000 $13,029 7.09%
CARSON CITY, NV (FHA|USDA|VA) 4 $1,240,000 $310,000 $8,584 7.28%
ASHEVILLE, NC (FHA|USDA|VA) 3 $1,235,000 $411,667 $14,013 7.04%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,235,000 $411,667 $11,760 7.08%
ANN ARBOR, MI (FHA|USDA|VA) 4 $1,230,000 $307,500 $5,903 6.78%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 7 $1,215,000 $173,571 $8,150 7.32%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,195,000 $398,333 $12,756 7.08%
POCATELLO, ID (FHA|USDA|VA) 3 $1,195,000 $398,333 $10,954 6.83%
Sevierville, TN (FHA|USDA|VA) 2 $1,170,000 $585,000 $2,991 8.31%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $1,165,000 $388,333 $8,324 6.92%
Heber, UT (FHA|USDA|VA) 2 $1,160,000 $580,000 $5,007 7.56%
GAINESVILLE, FL (FHA|USDA|VA) 4 $1,160,000 $290,000 $11,069 7.09%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $1,145,000 $381,667 $9,692 7.13%
Cañon City, CO (FHA|USDA|VA) 5 $1,145,000 $229,000 $8,817 6.83%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $1,135,000 $378,333 $10,120 6.42%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 4 $1,120,000 $280,000 $6,295 7.19%
FLAGSTAFF, AZ (FHA|USDA|VA) 3 $1,115,000 $371,667 $8,888 7.21%
YORK-HANOVER, PA (FHA|USDA|VA) 4 $1,100,000 $275,000 $9,203 7.13%
BATON ROUGE, LA (FHA|USDA|VA) 5 $1,085,000 $217,000 $9,333 7.20%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $1,060,000 $530,000 $15,925 6.06%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $1,040,000 $260,000 $6,152 6.97%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $1,015,000 $203,000 $6,444 7.25%
Breckenridge, CO (FHA|USDA|VA) 3 $1,015,000 $338,333 $5,782 6.63%
Port Angeles, WA (FHA|USDA|VA) 2 $1,000,000 $500,000 $13,843 6.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $980,000 $490,000 $17,850 7.31%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $980,000 $245,000 $5,186 7.22%
WENATCHEE, WA (FHA|USDA|VA) 3 $975,000 $325,000 $6,651 6.46%
Sandpoint, ID (FHA|USDA|VA) 2 $920,000 $460,000 $10,006 7.25%
LONGVIEW, TX (FHA|USDA|VA) 4 $920,000 $230,000 $5,615 6.63%
Susanville, CA (FHA|USDA|VA) 2 $910,000 $455,000 $5,805 6.75%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $885,000 $295,000 $12,469 7.21%
Clearlake, CA (FHA|USDA|VA) 3 $855,000 $285,000 $9,241 6.96%
SAN ANGELO, TX (FHA|USDA|VA) 3 $845,000 $281,667 $6,254 6.17%
READING, PA (FHA|USDA|VA) 3 $845,000 $281,667 $7,027 8.17%
Edwards, CO (FHA|USDA|VA) 1 $845,000 $845,000 $0 9.38%
WILMINGTON, NC (FHA|USDA|VA) 2 $830,000 $415,000 $11,318 6.81%
OKLAHOMA CITY, OK (FHA|USDA|VA) 4 $820,000 $205,000 $5,463 7.72%
Centralia, WA (FHA|USDA|VA) 2 $810,000 $405,000 $10,442 6.75%
LANCASTER, PA (FHA|USDA|VA) 3 $795,000 $265,000 $12,185 6.38%
FLINT, MI (FHA|USDA|VA) 4 $790,000 $197,500 $5,339 7.00%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $770,000 $385,000 $8,650 7.00%
Payson, AZ (FHA|USDA|VA) 4 $760,000 $190,000 $6,198 6.81%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $745,000 $248,333 $15,505 7.13%
LAFAYETTE, LA (FHA|USDA|VA) 4 $730,000 $182,500 $5,531 7.03%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $730,000 $182,500 $5,588 6.81%
FLORENCE, SC (FHA|USDA|VA) 4 $730,000 $182,500 $5,196 6.66%
BELLINGHAM, WA (FHA|USDA|VA) 2 $730,000 $365,000 $6,485 6.19%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $720,000 $360,000 $8,348 6.94%
DECATUR, AL (FHA|USDA|VA) 4 $720,000 $180,000 $4,117 6.97%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $710,000 $177,500 $9,512 7.12%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $710,000 $355,000 $7,687 7.31%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $685,000 $685,000 $18,566 6.50%
VISALIA, CA (FHA|USDA|VA) 2 $680,000 $340,000 $10,149 6.00%
Moscow, ID (FHA|USDA|VA) 3 $675,000 $225,000 $4,283 6.71%
STATE COLLEGE, PA (FHA|USDA|VA) 4 $670,000 $167,500 $8,628 6.59%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 4 $670,000 $167,500 $4,645 6.56%
MUSKEGON, MI (FHA|USDA|VA) 4 $670,000 $167,500 $5,495 7.00%
Boone, NC (FHA|USDA|VA) 2 $660,000 $330,000 $5,427 7.63%
LAREDO, TX (FHA|USDA|VA) 2 $620,000 $310,000 $13,474 5.69%
Vernal, UT (FHA|USDA|VA) 2 $620,000 $310,000 $9,094 7.38%
MONROE, MI (FHA|USDA|VA) 3 $615,000 $205,000 $4,177 7.00%
Granbury, TX (FHA|USDA|VA) 3 $615,000 $205,000 $11,266 6.92%
Jefferson, GA (FHA|USDA|VA) 2 $610,000 $305,000 $5,745 7.19%
APPLETON, WI (FHA|USDA|VA) 2 $610,000 $305,000 $6,425 6.69%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $605,000 $201,667 $7,820 7.17%
Glenwood Springs, CO (FHA|USDA|VA) 2 $600,000 $300,000 $4,099 6.06%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $590,000 $295,000 $6,817 7.50%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $590,000 $295,000 $6,967 6.56%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $590,000 $147,500 $5,595 6.72%
GREENVILLE, NC (FHA|USDA|VA) 1 $575,000 $575,000 $32,790 5.99%
Ontario, OR-ID (FHA|USDA|VA) 2 $570,000 $285,000 $4,910 7.50%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $555,000 $185,000 $8,164 7.54%
Klamath Falls, OR (FHA|USDA|VA) 2 $550,000 $275,000 $11,730 6.75%
EL CENTRO, CA (FHA|USDA|VA) 2 $550,000 $275,000 $15,424 6.94%
GRANTS PASS, OR (FHA|USDA|VA) 3 $545,000 $181,667 $4,874 6.38%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 3 $545,000 $181,667 $6,061 7.13%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $540,000 $270,000 $7,491 6.00%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $520,000 $260,000 $6,627 7.38%
WACO, TX (FHA|USDA|VA) 3 $495,000 $165,000 $5,726 7.04%
Pahrump, NV (FHA|USDA|VA) 3 $495,000 $165,000 $4,611 6.17%
ERIE, PA (FHA|USDA|VA) 3 $485,000 $161,667 $5,131 6.75%
COLUMBIA, SC (FHA|USDA|VA) 3 $485,000 $161,667 $3,934 6.88%
Astoria, OR (FHA|USDA|VA) 1 $485,000 $485,000 $17,148 7.50%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $475,000 $475,000 $12,507 7.75%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $470,000 $235,000 $13,426 7.19%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $470,000 $235,000 $11,675 7.25%
Morehead City, NC (FHA|USDA|VA) 1 $445,000 $445,000 $3,291 7.50%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $445,000 $148,333 $3,097 7.50%
CORVALLIS, OR (FHA|USDA|VA) 1 $435,000 $435,000 $6,589 6.88%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $430,000 $215,000 $2,595 7.19%
Elko, NV (FHA|USDA|VA) 2 $430,000 $215,000 $10,719 7.18%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $425,000 $141,667 $7,099 6.96%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $415,000 $415,000 $11,851 6.50%
LAWRENCE, KS (FHA|USDA|VA) 2 $410,000 $205,000 $6,825 7.19%
Newport, OR (FHA|USDA|VA) 1 $405,000 $405,000 $17,748 7.13%
YUMA, AZ (FHA|USDA|VA) 2 $400,000 $200,000 $5,162 7.13%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $400,000 $200,000 $6,482 7.19%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $395,000 $395,000 $10,402 7.50%
Brenham, TX (FHA|USDA|VA) 1 $395,000 $395,000 $23,657 5.25%
Richmond-Berea, KY (FHA|USDA|VA) 2 $390,000 $195,000 $3,589 7.00%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $385,000 $128,333 $3,742 7.04%
Red Bluff, CA (FHA|USDA|VA) 2 $380,000 $190,000 $5,412 6.63%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $380,000 $190,000 $7,523 6.56%
Bonham, TX (FHA|USDA|VA) 2 $380,000 $190,000 $5,446 7.50%
ALTOONA, PA (FHA|USDA|VA) 2 $370,000 $185,000 $7,839 7.38%
TWIN FALLS, ID (FHA|USDA|VA) 1 $365,000 $365,000 $12,510 6.38%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $360,000 $180,000 $9,291 7.06%
Fort Morgan, CO (FHA|USDA|VA) 1 $355,000 $355,000 $18,046 6.25%
Nogales, AZ (FHA|USDA|VA) 2 $350,000 $175,000 $6,358 6.25%
Nacogdoches, TX (FHA|USDA|VA) 2 $350,000 $175,000 $5,422 7.38%
RACINE, WI (FHA|USDA|VA) 2 $350,000 $175,000 $2,047 6.88%
URBAN HONOLULU, HI (FHA|USDA|VA) 1 $345,000 $345,000 $8,980 7.38%
Rock Springs, WY (FHA|USDA|VA) 1 $345,000 $345,000 $14,499 7.13%
ROCHESTER, MN (FHA|USDA|VA) 1 $345,000 $345,000 $9,586 6.25%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $340,000 $170,000 $5,995 6.75%
GADSDEN, AL (FHA|USDA|VA) 1 $335,000 $335,000 $3,573 6.50%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $335,000 $335,000 $11,550 6.88%
JACKSON, MI (FHA|USDA|VA) 2 $330,000 $165,000 $4,441 5.88%
Crescent City, CA (FHA|USDA|VA) 1 $325,000 $325,000 $11,446 7.13%
Brookings, OR (FHA|USDA|VA) 1 $315,000 $315,000 $10,641 7.63%
Moses Lake, WA (FHA|USDA|VA) 1 $315,000 $315,000 $11,182 7.00%
HAMMOND, LA (FHA|USDA|VA) 1 $315,000 $315,000 $12,073 5.88%
MOBILE, AL (FHA|USDA|VA) 2 $310,000 $155,000 $6,515 7.44%
BURLINGTON, NC (FHA|USDA|VA) 1 $305,000 $305,000 $3,668 6.63%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $305,000 $305,000 $12,284 6.88%
ST. CLOUD, MN (FHA|USDA|VA) 1 $305,000 $305,000 $6,646 6.75%
Athens, TX (FHA|USDA|VA) 2 $300,000 $150,000 $7,324 6.63%
Pullman, WA (FHA|USDA|VA) 1 $295,000 $295,000 $8,022 7.25%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $295,000 $295,000 $11,996 7.13%
DALTON, GA (FHA|USDA|VA) 1 $295,000 $295,000 $3,496 7.38%
THE VILLAGES, FL (FHA|USDA|VA) 2 $290,000 $145,000 $4,074 7.13%
TYLER, TX (FHA|USDA|VA) 2 $290,000 $145,000 $3,457 6.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $285,000 $285,000 $5,767 6.38%
LaGrange, GA-AL (FHA|USDA|VA) 2 $280,000 $140,000 $3,351 6.31%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $280,000 $140,000 $5,117 6.75%
JACKSON, MS (FHA|USDA|VA) 1 $275,000 $275,000 $15,448 6.88%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $275,000 $275,000 $15,363 7.13%
Calhoun, GA (FHA|USDA|VA) 2 $270,000 $135,000 $6,949 6.63%
ROME, GA (FHA|USDA|VA) 2 $270,000 $135,000 $6,325 6.81%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 2 $270,000 $135,000 $3,365 6.19%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $265,000 $265,000 $4,157 6.63%
MONTGOMERY, AL (FHA|USDA|VA) 3 $265,000 $88,333 $4,961 6.29%
MANKATO, MN (FHA|USDA|VA) 1 $265,000 $265,000 $6,761 7.38%
LEBANON, PA (FHA|USDA|VA) 2 $250,000 $125,000 $4,820 7.38%
Cookeville, TN (FHA|USDA|VA) 1 $245,000 $245,000 $4,238 6.88%
Cadillac, MI (FHA|USDA|VA) 1 $245,000 $245,000 $8,765 7.38%
Marietta, OH (FHA|USDA|VA) 1 $245,000 $245,000 $3,877 7.38%
Ashtabula, OH (FHA|USDA|VA) 2 $240,000 $120,000 $5,469 6.81%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $235,000 $235,000 $12,355 6.50%
Winnemucca, NV (FHA|USDA|VA) 1 $235,000 $235,000 $14,372 7.13%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $225,000 $225,000 $2,687 7.25%
Torrington, CT (FHA|USDA|VA) 1 $225,000 $225,000 $6,794 7.63%
Albemarle, NC (FHA|USDA|VA) 1 $225,000 $225,000 $8,996 6.88%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $225,000 $225,000 $8,961 7.50%
Bardstown, KY (FHA|USDA|VA) 1 $225,000 $225,000 $0 8.63%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $220,000 $110,000 $4,549 7.13%
Sanford, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,911 6.88%
CHEYENNE, WY (FHA|USDA|VA) 1 $215,000 $215,000 $7,427 7.25%
Cornelia, GA (FHA|USDA|VA) 1 $215,000 $215,000 $7,887 6.50%
Sayre, PA (FHA|USDA|VA) 1 $215,000 $215,000 $8,510 7.50%
Safford, AZ (FHA|USDA|VA) 1 $205,000 $205,000 $2,752 6.38%
Jasper, AL (FHA|USDA|VA) 1 $205,000 $205,000 $4,045 6.88%
Sterling, CO (FHA|USDA|VA) 1 $205,000 $205,000 $5,878 6.00%
Lewistown, PA (FHA|USDA|VA) 2 $200,000 $100,000 $4,397 7.50%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $195,000 $195,000 $2,479 6.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $195,000 $195,000 $3,479 7.00%
Lake City, FL (FHA|USDA|VA) 1 $195,000 $195,000 $4,311 7.50%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,461 7.38%
Albertville, AL (FHA|USDA|VA) 1 $185,000 $185,000 $2,694 7.88%
Price, UT (FHA|USDA|VA) 1 $175,000 $175,000 $2,765 7.50%
SAVANNAH, GA (FHA|USDA|VA) 1 $175,000 $175,000 $0 8.63%
ODESSA, TX (FHA|USDA|VA) 1 $175,000 $175,000 $8,448 7.88%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $175,000 $175,000 $6,092 6.13%
DuBois, PA (FHA|USDA|VA) 2 $170,000 $85,000 $6,076 7.63%
WHEELING, WV-OH (FHA|USDA|VA) 1 $165,000 $165,000 $5,413 6.50%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $165,000 $165,000 $7,468 7.88%
Orangeburg, SC (FHA|USDA|VA) 1 $165,000 $165,000 $4,778 6.50%
Adrian, MI (FHA|USDA|VA) 1 $165,000 $165,000 $6,345 6.38%
Port Lavaca, TX (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.56%
Mount Pleasant, TX (FHA|USDA|VA) 1 $155,000 $155,000 $7,575 6.38%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $155,000 $155,000 $6,839 7.25%
Ashland, OH (FHA|USDA|VA) 1 $145,000 $145,000 $5,455 5.88%
Red Wing, MN (FHA|USDA|VA) 1 $145,000 $145,000 $6,505 7.38%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $145,000 $145,000 $3,393 7.38%
Scottsburg, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,820 7.25%
Pecos, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,230 7.38%
Crossville, TN (FHA|USDA|VA) 1 $135,000 $135,000 $5,576 6.50%
Lewisburg, PA (FHA|USDA|VA) 1 $135,000 $135,000 $7,711 5.75%
Madison, IN (FHA|USDA|VA) 1 $135,000 $135,000 $4,722 6.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,757 6.38%
HINESVILLE, GA (FHA|USDA|VA) 1 $135,000 $135,000 $0 8.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $135,000 $135,000 $3,420 6.75%
Zanesville, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,371 7.00%
La Grande, OR (FHA|USDA|VA) 1 $125,000 $125,000 $9,641 6.50%
Palatka, FL (FHA|USDA|VA) 1 $125,000 $125,000 $7,594 7.50%
Mount Pleasant, MI (FHA|USDA|VA) 1 $125,000 $125,000 $5,523 7.63%
Winfield, KS (FHA|USDA|VA) 1 $125,000 $125,000 $5,392 7.25%
PANAMA CITY, FL (FHA|USDA|VA) 1 $105,000 $105,000 $4,550 5.88%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $105,000 $105,000 $3,804 5.75%
Opelousas, LA (FHA|USDA|VA) 1 $105,000 $105,000 $5,039 7.50%
Shelby, NC (FHA|USDA|VA) 1 $105,000 $105,000 $6,718 7.13%
Uvalde, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,600 6.75%
Borger, TX (FHA|USDA|VA) 1 $95,000 $95,000 $4,975 7.13%
MIDLAND, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,866 7.00%
Whitewater, WI (FHA|USDA|VA) 1 $95,000 $95,000 $3,156 7.13%
Bay City, TX (FHA|USDA|VA) 1 $95,000 $95,000 $4,330 6.88%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.00%
Huntsville, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,522 7.38%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $85,000 $85,000 $5,347 6.88%
Lufkin, TX (FHA|USDA|VA) 1 $85,000 $85,000 $5,644 7.63%
Vincennes, IN (FHA|USDA|VA) 1 $85,000 $85,000 $3,292 6.88%
Minden, LA (FHA|USDA|VA) 1 $85,000 $85,000 $3,009 7.13%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $85,000 $85,000 $6,307 6.00%
ROCKFORD, IL (FHA|USDA|VA) 1 $85,000 $85,000 $4,324 8.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $75,000 $75,000 $3,047 7.88%
The Loan Store's top markets include Phoenix, Los Angeles, Denver, Sacramento, and Chicago among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against The Loan Store based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Los Angeles Federal Credit Union
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    LBS FINANCIAL
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    WEBER STATE FEDERAL CREDIT UNION
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    BAY
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,753 $1,336,385,000 $356,084 $8,135 6.97%
    FHA 215 $78,815,000 $366,581 $16,460 6.83%
    VA 123 $50,325,000 $409,146 $11,734 6.44%

    For 2023, The Loan Store's most frequently originated type of loan was Conventional, with 3,753 originations. Their 2nd most popular type was FHA, with 215 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 3,490 $1,290,530,000 $369,779 $8,960 6.94%
    Refi 601 $174,995,000 $291,173 $7,124 7.02%

    For 2023, The Loan Store's most frequently cited loan purpose was Home Purchase, with 3,490 originations. The 2nd most popular reason was Refi, with 601 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 3,973 $1,434,225,000 $360,993 $8,770 6.97%
    15 Year 99 $27,025,000 $272,980 $6,357 6.25%
    20 Year 15 $3,355,000 $223,667 $7,689 6.63%
    10 Year 4 $920,000 $230,000 $4,969 7.00%

    For 2023, The Loan Store's most frequently cited loan duration was 30 Year, with 3,973 originations. The 2nd most popular length was 15 Year, with 99 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,492 $683,780,000 $458,298
    $1k-2k 966 $320,940,000 $332,236
    $2k-3k 413 $115,415,000 $279,455
    $3k-4k 408 $110,740,000 $271,422
    $4k-5k 385 $124,835,000 $324,247
    $<1k 237 $64,665,000 $272,848

    The Loan Store's average total fees were $8,770, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,492 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,086 $739,330,000 $354,425
    7-8% 1,568 $573,420,000 $365,702
    5-6% 299 $98,045,000 $327,910
    Over 8% 134 $53,400,000 $398,507
    4-5% 4 $1,330,000 $332,500

    During 2023, The Loan Store's average interest rate for loans was 6.97%, while their most frequently originated rate bucket for loans was 6-7%, with 2,086 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,683 $501,245,000 $297,828 $8,084 6.98%
    $400k-600k 898 $436,110,000 $485,646 $10,773 6.91%
    $100k-200k 891 $137,495,000 $154,315 $5,352 6.92%
    $600k-1MM 430 $305,510,000 $710,488 $12,876 6.98%
    $100,000 or less 127 $10,945,000 $86,181 $4,257 6.73%
    $1MM+ 62 $74,220,000 $1,197,097 $18,698 7.36%

    2023 saw The Loan Store place emphasis on $200k-400k loans with 1,683 originations, totaling $501,245,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,089 $390,335,000 $358,434 $9,191 6.93%
    $150k-250k 1,000 $442,920,000 $442,920 $9,806 7.00%
    $75k-100k 644 $178,530,000 $277,220 $7,705 6.91%
    $50k-75k 605 $126,965,000 $209,860 $6,427 6.83%
    $250k+ 508 $288,990,000 $568,878 $11,082 7.12%
    $50k or less 245 $37,785,000 $154,224 $5,320 6.87%

    The Loan Store lent most frequently to those with incomes in the $100k-150k range, with 1,089 originations. The second most popular income band? $150k-250k, with 1,000 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 614 $211,290,000 $344,121 $7,870 6.95%
    20-30% 560 $174,940,000 $312,393 $7,327 6.86%
    49% 309 $121,715,000 $393,900 $9,777 6.94%
    48% 267 $99,795,000 $373,764 $8,972 6.96%
    47% 215 $78,465,000 $364,953 $8,812 7.02%
    46% 209 $78,355,000 $374,904 $8,573 7.02%
    44% 204 $81,180,000 $397,941 $8,674 7.05%
    45% 201 $79,745,000 $396,741 $9,776 7.02%
    43% 196 $74,720,000 $381,224 $9,376 6.96%
    50-60% 186 $71,460,000 $384,194 $14,157 6.72%
    42% 171 $65,365,000 $382,251 $9,159 6.95%
    <20% 161 $45,375,000 $281,832 $6,658 6.96%
    41% 150 $52,790,000 $351,933 $8,815 6.92%
    39% 142 $50,900,000 $358,451 $9,167 6.94%
    38% 126 $45,770,000 $363,254 $7,706 6.91%
    40% 125 $45,855,000 $366,840 $7,929 7.08%
    37% 121 $43,425,000 $358,884 $8,323 6.96%
    36% 109 $36,535,000 $335,183 $8,012 6.83%
    >60% 4 $1,790,000 $447,500 $9,827 7.53%

    The Loan Store lent most frequently to those with DTI ratios of 30-36%, with 614 originations. The next most common DTI ratio? 20-30%, with 560 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,556 $895,710,000 $350,434 $8,569 6.96%
    Not provided 686 $253,750,000 $369,898 $8,956 6.92%
    Asian 564 $220,530,000 $391,011 $8,149 6.93%
    Black 179 $57,295,000 $320,084 $11,389 7.05%
    American Indian 39 $12,715,000 $326,026 $8,386 6.76%
    Asian Indian 30 $10,840,000 $361,333 $9,067 6.90%
    Other Asian 11 $4,035,000 $366,818 $8,526 7.13%
    Native Hawaiian or Islander 6 $2,710,000 $451,667 $10,102 6.63%
    Chinese 6 $2,030,000 $338,333 $6,822 6.63%
    Filipino 4 $1,920,000 $480,000 $14,428 7.16%
    Vietnamese 4 $1,720,000 $430,000 $12,519 7.22%
    Korean 3 $1,295,000 $431,667 $8,932 6.33%
    Samoan 2 $790,000 $395,000 $12,591 6.63%
    Japanese 1 $185,000 $185,000 $2,694 7.88%

    Approval Rates

    Total approvals of all applications
    91.06%

    The Loan Store has an average approval rate.

    Pick Rate

    Approvals leading to origination
    57.86%

    The Loan Store has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 4,091 $1,465,525,000 $358,231

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    4,091 $1,465,525,000 $358,231

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 331 $71,225,000 $215,181 $5,538 6.78%
    40-60% 562 $166,020,000 $295,409 $6,786 6.85%
    60-80% 1,349 $503,235,000 $373,043 $8,837 7.01%
    80-100% 1,784 $706,800,000 $396,188 $9,692 6.98%
    Over 100% 27 $12,565,000 $465,370 $19,243 6.43%
    Under 20% 38 $5,680,000 $149,474 $4,198 6.80%