Morris Bank Mortgage Rates, Fees & InfoDublin, GA
Tax ID: 58-0806683
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewMorris Bank is a smaller bank specializing in Home Purchase and Refi loans. Morris Bank has a high proportion of conventional loans. Their top markets by origination volume include: Macon, Statesboro, Warner Robins, Augusta, and Dublin among others. We have data for 21 markets. (Some data included below & more in-depth data is available with an active subscription.)
Morris Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Origination Dollar Volume (All Markets)$85,875,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|MACON-BIBB COUNTY, GA (FHA|USDA|VA)||79||$16,375,000||$207,278||$0||0.00%|
|Statesboro, GA (FHA|USDA|VA)||57||$14,645,000||$256,930||$0||0.00%|
|WARNER ROBINS, GA (FHA|USDA|VA)||64||$13,070,000||$204,219||$0||0.00%|
|AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA)||4||$10,780,000||$2,695,000||$0||0.00%|
|Dublin, GA (FHA|USDA|VA)||71||$8,455,000||$119,085||$0||0.00%|
|Outside of Metro Areas||30||$6,390,000||$213,000||$0||0.00%|
|Milledgeville, GA (FHA|USDA|VA)||15||$3,185,000||$212,333||$0||0.00%|
|ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA)||6||$2,930,000||$488,333||$0||0.00%|
|BRUNSWICK, GA (FHA|USDA|VA)||6||$2,650,000||$441,667||$0||0.00%|
|SAVANNAH, GA (FHA|USDA|VA)||3||$1,565,000||$521,667||$0||0.00%|
|Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA)||1||$1,265,000||$1,265,000||$0||0.00%|
|Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA)||3||$1,175,000||$391,667||$0||0.00%|
|HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA)||1||$745,000||$745,000||$0||0.00%|
|CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA)||1||$705,000||$705,000||$0||0.00%|
|ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA)||2||$460,000||$230,000||$0||0.00%|
|COLUMBIA, SC (FHA|USDA|VA)||1||$375,000||$375,000||$0||0.00%|
|ALBANY, GA (FHA|USDA|VA)||1||$325,000||$325,000||$0||0.00%|
|Vidalia, GA (FHA|USDA|VA)||3||$265,000||$88,333||$0||0.00%|
|JACKSONVILLE, FL (FHA|USDA|VA)||1||$225,000||$225,000||$0||0.00%|
|PANAMA CITY, FL (FHA|USDA|VA)||1||$175,000||$175,000||$0||0.00%|
|Cullowhee, NC (FHA|USDA|VA)||1||$115,000||$115,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Morris Bank's most frequently originated type of loan was Conventional, with 351 originations.
For 2022, Morris Bank's most frequently cited loan purpose was Home Purchase, with 173 originations. The 2nd most popular reason was Refi, with 138 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Morris Bank's most frequently cited loan duration was Other, with 351 originations.
2022 saw Morris Bank place emphasis on $100,000 or less loans with 162 originations, totaling $8,770,000 in origination value.
Morris Bank lent most frequently to those with incomes in the $100k-150k range, with 42 originations. The second most popular income band? $50k-75k, with 40 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Morris Bank lent most frequently to those with DTI ratios of Exempt%, with 351 originations.
Approval RatesTotal approvals of all applications
Morris Bank has a below average approval rate.
Pick RateApprovals leading to origination
Morris Bank has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|