Brevard Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Brevard averaged
5.93%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
5.7% and
one month ago for the week of 2022-05-19, the
average rate was 5.17%.
Brevard's average rate one year ago was 2.84%.
For refis of the same type during the week of 2022-06-23, the average rate
was 5.99%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Brevard 30 Year Fixed Rate | 2022-06-23 | 5.93% |
| Brevard 30 Year Fixed Rate Refi | 2022-06-23 | 5.99% |
| Brevard 15 Year Fixed Rate | 2022-06-23 | 5.04% |
| Brevard 15 Year Fixed Rate Refi | 2022-06-23 | 4.96% |
| Brevard 30 Year FHA | 2022-06-23 | 0.4% |
| Brevard 30 Year FHA Refi | 2022-06-23 | 0.03% |
| Brevard 30 Year USDA | 2022-06-23 | -0.02% |
| Brevard 30 Year USDA Refi | 2022-06-23 | -0.13% |
| Brevard 30 Year VA | 2022-06-23 | -0.16% |
| Brevard 30 Year VA Refi | 2022-06-23 | -0.29% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Brevard, NC.
Brevard Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Brevard, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Brevard, NC's 168 lenders originated 1,743
loans during 2021. The total origination value was $454,645,000, with an average loan value of
$260,841.
The top Brevard lender as defined by loan originations is QUICKEN LOANS, LLC, with
88 loans originated. Their average total fees are
$5,296, which is $818
higher than the next largest lender,
United Community Bank.
The lowest fee Brevard lenders (with over 10 loans originated) are
First Bank ($2,911), HomeTrust Bank ($3,239), HIGHLANDS RESIDENTIAL MORTGAGE, LTD. ($3,540), Wells Fargo Bank ($3,656) and Stifel Bank and Trust ($3,706).
The lowest rate Brevard lenders (with over 10 loans originated) are
Bank of America (2.68%), LOANDEPOT.COM, LLC (2.86%), AMERISAVE MORTGAGE CORPORATION (2.87%), HomeTrust Bank (2.89%) and Truist Bank (2.92%).
Brevard, NC Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| United Community Bank | $43,080,000 | $38,435,000 | -10.8% | 8.5% |
| QUICKEN LOANS, LLC | $35,345,000 | $36,210,000 | 2.4% | 8.0% |
| First-Citizens Bank & Trust Company | $22,115,000 | $23,930,000 | 8.2% | 5.3% |
| Wells Fargo Bank | $14,540,000 | $19,775,000 | 36.0% | 4.3% |
| MOVEMENT MORTGAGE, LLC | $11,650,000 | $16,940,000 | 45.4% | 3.7% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $13,085,000 | $13,825,000 | 5.7% | 3.0% |
| Bank of America | $7,180,000 | $12,055,000 | 67.9% | 2.7% |
| STATE EMPLOYEES' | $10,225,000 | $11,410,000 | 11.6% | 2.5% |
| Fifth Third Bank | $5,650,000 | $10,445,000 | 84.9% | 2.3% |
| LOANDEPOT.COM, LLC | $4,635,000 | $9,815,000 | 111.8% | 2.2% |
| First Bank | $4,230,000 | $8,480,000 | 100.5% | 1.9% |
| GoPrime Mortgage, Inc. | $4,755,000 | $7,395,000 | 55.5% | 1.6% |
| Truist Bank | $10,890,000 | $7,295,000 | -33.0% | 1.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $2,265,000 | $7,285,000 | 221.6% | 1.6% |
| BETTER MORTGAGE CORPORATION | $1,340,000 | $6,125,000 | 357.1% | 1.3% |
| FREEDOM MORTGAGE CORPORATION | $6,380,000 | $5,580,000 | -12.5% | 1.2% |
| South State Bank | $3,815,000 | $5,395,000 | 41.4% | 1.2% |
| Flagstar Bank, FSB | $4,505,000 | $4,960,000 | 10.1% | 1.1% |
| GUARANTEED RATE, INC. | $6,410,000 | $4,715,000 | -26.4% | 1.0% |
| HomeTrust Bank | $5,930,000 | $4,570,000 | -22.9% | 1.0% |
| Regions Bank | $1,685,000 | $4,470,000 | 165.3% | 1.0% |
| Stifel Bank and Trust | $4,035,000 | $4,470,000 | 10.8% | 1.0% |
| PNC Bank | $2,565,000 | $4,325,000 | 68.6% | 1.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $3,710,000 | $4,320,000 | 16.4% | 1.0% |
| Wolfe Financial, Inc | $8,270,000 | $4,310,000 | -47.9% | 0.9% |
| UNITED | $6,255,000 | $4,175,000 | -33.3% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $3,790,000 | $4,095,000 | 8.0% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $1,340,000 | $4,075,000 | 204.1% | 0.9% |
| Citizens Bank | $1,910,000 | $4,065,000 | 112.8% | 0.9% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,345,000 | $3,910,000 | 66.7% | 0.9% |
| JPMorgan Chase Bank | $4,060,000 | $3,880,000 | -4.4% | 0.9% |
| Southern First Bank | $1,030,000 | $3,750,000 | 264.1% | 0.8% |
| UNION HOME MORTGAGE CORP. | $3,640,000 | $3,370,000 | -7.4% | 0.7% |
| First Guaranty Mortgage Corporation | $205,000 | $3,345,000 | 1,531.7% | 0.7% |
| Morgan Stanley Private Bank | $3,320,000 | n/a | 0.7% | |
| Ameris Bank | $1,435,000 | $3,235,000 | 125.4% | 0.7% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $2,770,000 | $3,150,000 | 13.7% | 0.7% |
| American Security Mortgage Corp. | $2,485,000 | $3,120,000 | 25.6% | 0.7% |
| Raymond James Bank | $3,220,000 | $3,045,000 | -5.4% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $2,070,000 | $2,980,000 | 44.0% | 0.7% |
| Mortgage Research Center, LLC | $4,055,000 | $2,955,000 | -27.1% | 0.6% |
| HOME POINT FINANCIAL CORPORATION | $975,000 | $2,910,000 | 198.5% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,435,000 | $2,875,000 | 100.3% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,225,000 | $2,620,000 | 17.8% | 0.6% |
| BROKER SOLUTIONS, INC. | $495,000 | $2,535,000 | 412.1% | 0.6% |
| Charles Schwab Bank, SSB | $655,000 | $2,515,000 | 284.0% | 0.6% |
| CALIBER HOME LOANS, INC. | $2,440,000 | $2,485,000 | 1.8% | 0.5% |
| U.S. Bank | $3,130,000 | $2,350,000 | -24.9% | 0.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,585,000 | $2,260,000 | 42.6% | 0.5% |
| Wyndham Capital Mortgage, Inc. | $530,000 | $2,200,000 | 315.1% | 0.5% |
| Alcova Mortgage LLC | $1,270,000 | $2,165,000 | 70.5% | 0.5% |
| Blue Ridge Bank | $760,000 | $2,145,000 | 182.2% | 0.5% |
| TD Bank | $7,090,000 | $2,130,000 | -70.0% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,415,000 | $2,015,000 | -16.6% | 0.4% |
| AmeriHome Mortgage Company, LLC | $1,740,000 | $1,970,000 | 13.2% | 0.4% |
| ACOPIA, LLC | $2,005,000 | $1,935,000 | -3.5% | 0.4% |
| First Citizens National Bank | $1,745,000 | n/a | 0.4% | |
| INTERLINC MORTGAGE SERVICES, LLC | $1,745,000 | n/a | 0.4% | |
| NEWREZ LLC | $2,070,000 | $1,735,000 | -16.2% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $870,000 | $1,630,000 | 87.4% | 0.4% |
| ARC HOME LLC | $155,000 | $1,625,000 | 948.4% | 0.4% |
| First Horizon Bank | $725,000 | $1,615,000 | 122.8% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,295,000 | $1,595,000 | 23.2% | 0.4% |
| HOMESIDE FINANCIAL, LLC | $1,645,000 | $1,505,000 | -8.5% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,210,000 | $1,500,000 | 24.0% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,135,000 | $1,330,000 | 17.2% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $745,000 | $1,275,000 | 71.1% | 0.3% |
| HOMESTAR FINANCIAL CORPORATION | $770,000 | $1,270,000 | 64.9% | 0.3% |
| Champion Credit Union | $1,830,000 | $1,210,000 | -33.9% | 0.3% |
| NEW DAY FINANCIAL, LLC | $1,140,000 | $1,205,000 | 5.7% | 0.3% |
| Telco Community Credit Union | $1,390,000 | $1,150,000 | -17.3% | 0.3% |
| North American Savings Bank, F.S.B. | $245,000 | $1,090,000 | 344.9% | 0.2% |
| Synovus Bank | $3,275,000 | $1,015,000 | -69.0% | 0.2% |
| FBC MORTGAGE, LLC | $1,005,000 | n/a | 0.2% | |
| The Federal Savings Bank | $430,000 | $1,005,000 | 133.7% | 0.2% |
| EagleBank | $315,000 | $995,000 | 215.9% | 0.2% |
| BNY Mellon | $1,055,000 | $980,000 | -7.1% | 0.2% |
| PLANET HOME LENDING, LLC | $515,000 | $945,000 | 83.5% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $525,000 | $920,000 | 75.2% | 0.2% |
| Renasant Bank | $305,000 | $905,000 | 196.7% | 0.2% |
| Advisors Mortgage Group, L.L.C. | $315,000 | $885,000 | 181.0% | 0.2% |
| Pinnacle Bank | $1,075,000 | $830,000 | -22.8% | 0.2% |
| UBS Bank USA | $1,370,000 | $820,000 | -40.1% | 0.2% |
| Citibank | $350,000 | $805,000 | 130.0% | 0.2% |
| GUILD MORTGAGE COMPANY | $915,000 | $780,000 | -14.8% | 0.2% |
| InterContinental Capital Group, Inc | $1,005,000 | $775,000 | -22.9% | 0.2% |
| First American Bank and Trust Company | $760,000 | n/a | 0.2% | |
| BAY EQUITY LLC | $1,160,000 | $755,000 | -34.9% | 0.2% |
| UMB Bank | $755,000 | n/a | 0.2% | |
| ON Q FINANCIAL, INC. | $835,000 | $730,000 | -12.6% | 0.2% |
| MCLEAN MORTGAGE CORPORATION | $1,265,000 | $725,000 | -42.7% | 0.2% |
| LENDUS, LLC | $660,000 | $720,000 | 9.1% | 0.2% |
| PLUS RELOCATION MORTGAGE, LLC | $710,000 | n/a | 0.2% | |
| The Park National Bank | $760,000 | $710,000 | -6.6% | 0.2% |
| CMG MORTGAGE, INC. | $680,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $275,000 | $665,000 | 141.8% | 0.1% |
| First Palmetto Bank | $640,000 | $650,000 | 1.6% | 0.1% |
| Republic Bank & Trust Company | $650,000 | n/a | 0.1% | |
| AMERIFIRST FINANCIAL CORPORATION | $1,240,000 | $645,000 | -48.0% | 0.1% |
| FIDELITY DIRECT MORTGAGE, LLC | $645,000 | n/a | 0.1% | |
| CAPITAL CENTER, L.L.C. | $420,000 | $640,000 | 52.4% | 0.1% |
| LOANPAL, LLC | $410,000 | $625,000 | 52.4% | 0.1% |
| Bank of England | $620,000 | n/a | 0.1% | |
| CERTAINTY HOME LOANS, LLC | $620,000 | n/a | 0.1% | |
| Magnolia Bank | $1,460,000 | $615,000 | -57.9% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $615,000 | n/a | 0.1% | |
| FirstBank | $1,595,000 | $610,000 | -61.8% | 0.1% |
| Carrington Mortgage Services, LLC | $545,000 | $575,000 | 5.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,150,000 | $570,000 | -73.5% | 0.1% |
| NFM, INC. | $570,000 | n/a | 0.1% | |
| CHEVRON | $565,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $565,000 | n/a | 0.1% | |
| THE MORTGAGE FIRM, INC. | $225,000 | $560,000 | 148.9% | 0.1% |
| Commerce Bank | $555,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $545,000 | n/a | 0.1% | |
| Central Bank & Trust Company | $545,000 | n/a | 0.1% | |
| MORTGAGE FINANCIAL GROUP, INC. | $115,000 | $545,000 | 373.9% | 0.1% |
| Nations Lending Corporation | $75,000 | $545,000 | 626.7% | 0.1% |
| SHARONVIEW FEDERAL CREDIT UNION | $540,000 | n/a | 0.1% | |
| LADERA LENDING, INC. | $285,000 | $530,000 | 86.0% | 0.1% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $525,000 | n/a | 0.1% | |
| Paramount Bank | $525,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $515,000 | $515,000 | 0.0% | 0.1% |
| HANSCOM | $505,000 | n/a | 0.1% | |
| USAA Federal Savings Bank | $4,205,000 | $505,000 | -88.0% | 0.1% |
| MILEND, INC. | $545,000 | $470,000 | -13.8% | 0.1% |
| Visio Financial Services Inc. | $470,000 | n/a | 0.1% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $450,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $205,000 | $445,000 | 117.1% | 0.1% |
| FINANCE OF AMERICA COMMERCIAL LLC | $445,000 | n/a | 0.1% | |
| Alpha Mortgage Corporation | $440,000 | n/a | 0.1% | |
| STOCKTON MORTGAGE CORPORATION | $425,000 | n/a | 0.1% | |
| Webster Bank | $425,000 | n/a | 0.1% | |
| Mortgage Network, Inc. | $480,000 | $415,000 | -13.5% | 0.1% |
| BMO Harris Bank | $315,000 | $405,000 | 28.6% | 0.1% |
| Capital Bank | $395,000 | n/a | 0.1% | |
| UNIVERSITY CREDIT UNION | $395,000 | n/a | 0.1% | |
| Waterstone Mortgage Corporation | $705,000 | $395,000 | -44.0% | 0.1% |
| Univest Bank and Trust Co. | $385,000 | n/a | 0.1% | |
| Allen Tate Mortgage Partners, LLC | $375,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $400,000 | $375,000 | -6.3% | 0.1% |
| First Federal Bank | $935,000 | $375,000 | -59.9% | 0.1% |
| TEACHERS | $375,000 | n/a | 0.1% | |
| POLARIS HOME FUNDING CORP. | $355,000 | $365,000 | 2.8% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $440,000 | $360,000 | -18.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $350,000 | $355,000 | 1.4% | 0.1% |
| BM Real Estate Services, Inc. | $355,000 | n/a | 0.1% | |
| DELTA COMMUNITY CREDIT UNION | $445,000 | $355,000 | -20.2% | 0.1% |
| Georgia Banking Company | $355,000 | n/a | 0.1% | |
| TIAA, FSB | $420,000 | $355,000 | -15.5% | 0.1% |
| Baxter Credit Union | $350,000 | n/a | 0.1% | |
| SOUTHERN TRUST MORTGAGE, LLC | $370,000 | $345,000 | -6.8% | 0.1% |
| American National Bank and Trust Company | $325,000 | $325,000 | 0.0% | 0.1% |
| CORNING | $325,000 | n/a | 0.1% | |
| Northpointe Bank | $800,000 | $325,000 | -59.4% | 0.1% |
| Prosperity Home Mortgage, LLC | $215,000 | $325,000 | 51.2% | 0.1% |
| Farmers Bank & Trust | $315,000 | n/a | 0.1% | |
| First Savings Bank | $315,000 | n/a | 0.1% | |
| EMM LOANS LLC | $315,000 | $310,000 | -1.6% | 0.1% |
| Corporate Investors Mortgage Group, Inc. | $880,000 | $305,000 | -65.3% | 0.1% |
| Gateway First Bank | $305,000 | n/a | 0.1% | |
| MIDLAND MORTGAGE CORPORATION | $305,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $295,000 | n/a | 0.1% | |
| FIRST COMMUNITY MORTGAGE, INC. | $455,000 | $295,000 | -35.2% | 0.1% |
| GENISYS | $295,000 | n/a | 0.1% | |
| COASTAL Federal Credit Union | $800,000 | $290,000 | -63.8% | 0.1% |
| JET DIRECT FUNDING CORP | $285,000 | n/a | 0.1% | |
| Presidential Bank, FSB | $285,000 | n/a | 0.1% | |
| NP, Inc. | $195,000 | $275,000 | 41.0% | 0.1% |
| Carter Bank & Trust | $715,000 | $265,000 | -62.9% | 0.1% |
| TJC Mortgage, Inc. | $265,000 | n/a | 0.1% | |
| Commonwealth Bank and Trust Company | $255,000 | n/a | 0.1% | |
| GMFS LLC | $305,000 | $255,000 | -16.4% | 0.1% |
| SIWELL, INC. | $255,000 | n/a | 0.1% | |
| TOTAL MORTGAGE SERVICES, LLC | $255,000 | n/a | 0.1% | |
| TOWER | $250,000 | n/a | 0.1% | |
| ANGEL OAK HOME LOANS LLC | $205,000 | $245,000 | 19.5% | 0.1% |
| Arvest Bank | $245,000 | n/a | 0.1% | |
| FBT Mortgage, L.L.C. | $245,000 | n/a | 0.1% | |
| Trustmark National Bank | $1,505,000 | $245,000 | -83.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $205,000 | $235,000 | 14.6% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $290,000 | $235,000 | -19.0% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $205,000 | $235,000 | 14.6% | 0.1% |
| Atlantic Coast Mortgage, LLC | $225,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $225,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $275,000 | $220,000 | -20.0% | 0.0% |
| Countybank | $570,000 | $215,000 | -62.3% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $215,000 | n/a | 0.0% | |
| United Bank | $205,000 | $215,000 | 4.9% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $205,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $205,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $205,000 | n/a | 0.0% | |
| Ixonia Bank | $165,000 | $205,000 | 24.2% | 0.0% |
| NTFN, INC. | $205,000 | n/a | 0.0% | |
| RESOURCE FINANCIAL SERVICES, INC. | $205,000 | $205,000 | 0.0% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,000,000 | $205,000 | -79.5% | 0.0% |
| ZILLOW HOME LOANS, LLC | $205,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $195,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $590,000 | $195,000 | -66.9% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $315,000 | $195,000 | -38.1% | 0.0% |
| Northwest Federal Credit Union | $195,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $195,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $465,000 | $185,000 | -60.2% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $360,000 | $165,000 | -54.2% | 0.0% |
| AMERICAN ADVISORS GROUP | $225,000 | $165,000 | -26.7% | 0.0% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $205,000 | $165,000 | -19.5% | 0.0% |
| ASHLAND Credit Union | $155,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $135,000 | $155,000 | 14.8% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $155,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $155,000 | n/a | 0.0% | |
| RADIUS FINANCIAL GROUP INC. | $105,000 | $155,000 | 47.6% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $215,000 | $155,000 | -27.9% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $145,000 | n/a | 0.0% | |
| Reliant Bank | $145,000 | n/a | 0.0% | |
| Truliant Federal Credit Union | $140,000 | n/a | 0.0% | |
| CSL Financial, LLC | $135,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $125,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $125,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $115,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $105,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| S1L, Inc. | $95,000 | n/a | 0.0% | |
| Auto Club Trust, FSB | $85,000 | n/a | 0.0% | |
| Discover Bank | $85,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $275,000 | $85,000 | -69.1% | 0.0% |
| ALLIANT CREDIT UNION | $55,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $305,000 | $55,000 | -82.0% | 0.0% |
| Figure Lending LLC | $85,000 | $25,000 | -70.6% | 0.0% |
Brevard's top lender by overall market share is United Community Bank, with 8.5% market share. In second place, with 8.0%, is QUICKEN LOANS, LLC, having originated $36,210,000 in loans. In third place, with 5.3%, is First-Citizens Bank & Trust Company, having originated $23,930,000 in loans. In third place, with 4.3%, is Wells Fargo Bank, having originated $19,775,000 in loans. In third place, with 3.7%, is MOVEMENT MORTGAGE, LLC, having originated $16,940,000 in loans.
Brevard, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 642 | $211,960,000 | $330,156 |
| Refi | 582 | $130,540,000 | $224,296 |
| Cash Out Refi | 339 | $86,315,000 | $254,617 |
| Other | 92 | $16,950,000 | $184,239 |
| Home Improvement | 88 | $8,880,000 | $100,909 |
Brevard's most frequently cited loan purpose was Home Purchase, with 642 originations. The 2nd most popular reason was Refi, with 582 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 820 | $217,180,000 | $264,854 |
| 3-4% | 578 | $146,480,000 | $253,426 |
| <2.5% | 258 | $77,750,000 | $301,357 |
| 4-5% | 58 | $9,220,000 | $158,966 |
| 5-6% | 11 | $1,025,000 | $93,182 |
| 6-7% | 6 | $660,000 | $110,000 |
| Over 8% | 6 | $1,360,000 | $226,667 |
| 7-8% | 3 | $195,000 | $65,000 |
During 2021, Brevard's most frequently originated rate bucket was 2.5-3%, with 820 originations.
Loan Sizing (Brevard, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 761 | $211,235,000 | $277,576 |
| $100k-200k | 530 | $80,130,000 | $151,189 |
| $100,000 or less | 206 | $12,730,000 | $61,796 |
| $400k-600k | 186 | $89,200,000 | $479,570 |
| $600k-1000k | 39 | $29,595,000 | $758,846 |
| $Over $1MM | 21 | $31,755,000 | $1,512,143 |
Brevard's loan sizing saw the bucket of loans from $200k-400k with 761 originations, totaling $211,235,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 591 | $184,815,000 | $312,716 |
| 80-100% | 408 | $128,850,000 | $315,809 |
| 40-60% | 353 | $85,715,000 | $242,819 |
| 20-40% | 223 | $35,755,000 | $160,336 |
| Under 20% | 116 | $6,900,000 | $59,483 |
| Over 100% | 7 | $2,875,000 | $410,714 |
Brevard's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 591 originations, totaling $184,815,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Brevard (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $385,000 (-3.4%) | $590,250 (-17.3%) | 0.00 | 633 |
| 2018-02-01 | $387,405 (-1.3%) | $602,513 (-14.5%) | 0.00 | 471 |
| 2018-03-01 | $399,900 (0.6%) | $625,298 (-11.4%) | 0.00 | 462 |
| 2018-04-01 | $399,500 (0.1%) | $607,268 (-13.0%) | 0.00 | 464 |
| 2018-05-01 | $417,000 (4.8%) | $607,570 (-12.8%) | 0.00 | 480 |
| 2018-06-01 | $435,000 (9.0%) | $613,708 (-9.4%) | 0.00 | 448 |
| 2018-07-01 | $429,000 (7.3%) | $607,266 (-7.6%) | 0.00 | 464 |
| 2018-08-01 | $429,000 (0.7%) | $621,822 (-5.1%) | 0.00 | 459 |
| 2018-09-01 | $429,000 (0.0%) | $610,759 (-8.0%) | 0.00 | 458 |
| 2018-10-01 | $429,000 (0.5%) | $607,744 (-6.3%) | 0.00 | 460 |
| 2018-11-01 | $429,000 (1.7%) | $617,901 (-3.8%) | 0.00 | 445 |
| 2018-12-01 | $439,000 (2.3%) | $644,197 (-2.5%) | 0.00 | 418 |
| 2019-01-01 | $454,250 (18.0%) | $669,816 (13.5%) | 0.00 | 374 |
| 2019-02-01 | $464,000 (19.8%) | $694,776 (15.3%) | 0.00 | 371 |
| 2019-03-01 | $472,286 (18.1%) | $702,691 (12.4%) | 0.00 | 379 |
| 2019-04-01 | $487,286 (22.0%) | $708,990 (16.8%) | 0.00 | 388 |
| 2019-05-01 | $475,000 (13.9%) | $698,004 (14.9%) | 0.00 | 427 |
| 2019-06-01 | $475,000 (9.2%) | $701,635 (14.3%) | 0.00 | 443 |
| 2019-07-01 | $472,000 (10.0%) | $716,366 (18.0%) | 0.00 | 456 |
| 2019-08-01 | $460,857 (7.4%) | $711,290 (14.4%) | 0.00 | 447 |
| 2019-09-01 | $449,500 (4.8%) | $698,118 (14.3%) | 0.00 | 437 |
| 2019-10-01 | $454,500 (5.9%) | $723,988 (19.1%) | 0.00 | 430 |
| 2019-11-01 | $449,900 (4.9%) | $717,936 (16.2%) | 0.00 | 393 |
| 2019-12-01 | $449,900 (2.5%) | $728,304 (13.1%) | 0.00 | 360 |
| 2020-01-01 | $449,950 (-1.0%) | $737,237 (10.1%) | 0.00 | 332 |
| 2020-02-01 | $459,000 (-1.1%) | $740,788 (6.6%) | 0.00 | 325 |
| 2020-03-01 | $475,300 (0.6%) | $752,642 (7.1%) | 0.00 | 321 |
| 2020-04-01 | $475,300 (-2.5%) | $750,759 (5.9%) | 0.00 | 328 |
| 2020-05-01 | $499,000 (5.1%) | $744,606 (6.7%) | 0.00 | 322 |
| 2020-06-01 | $512,000 (7.8%) | $777,784 (10.9%) | 0.00 | 299 |
| 2020-07-01 | $595,000 (26.1%) | $832,115 (16.2%) | 0.00 | 263 |
| 2020-08-01 | $570,000 (23.7%) | $838,251 (17.9%) | 0.00 | 225 |
| 2020-09-01 | $560,000 (24.6%) | $815,711 (16.8%) | 0.00 | 199 |
| 2020-10-01 | $545,000 (19.9%) | $840,620 (16.1%) | 0.00 | 189 |
| 2020-11-01 | $490,000 (8.9%) | $793,065 (10.5%) | 0.00 | 170 |
| 2020-12-01 | $527,000 (17.1%) | $821,094 (12.7%) | 0.00 | 154 |
| 2021-01-01 | $525,000 (16.7%) | $857,837 (16.4%) | 0.00 | 131 |
| 2021-02-01 | $644,000 (40.3%) | $962,584 (29.9%) | 0.00 | 104 |
| 2021-03-01 | $644,500 (35.6%) | $938,162 (24.7%) | 0.00 | 106 |
| 2021-04-01 | $600,000 (26.2%) | $994,041 (32.4%) | 0.00 | 105 |
| 2021-05-01 | $775,000 (55.3%) | $1,220,246 (63.9%) | 0.00 | 109 |
| 2021-06-01 | $665,000 (29.9%) | $1,045,963 (34.5%) | 0.00 | 110 |
| 2021-07-01 | $612,450 (2.9%) | $992,434 (19.3%) | 0.00 | 105 |
| 2021-08-01 | $524,500 (-8.0%) | $902,664 (7.7%) | 0.00 | 109 |
| 2021-09-01 | $645,000 (15.2%) | $965,837 (18.4%) | 0.00 | 104 |
| 2021-10-01 | $675,000 (23.9%) | $1,024,067 (21.8%) | 0.00 | 109 |
| 2021-11-01 | $750,000 (53.1%) | $990,906 (25.0%) | 0.00 | 115 |
| 2021-12-01 | $762,000 (44.6%) | $1,026,863 (25.1%) | 0.00 | 97 |
| 2022-01-01 | $800,000 (52.4%) | $1,170,989 (36.5%) | 0.00 | 81 |
| 2022-02-01 | $749,500 (16.4%) | $1,175,184 (22.1%) | 0.00 | 71 |
| 2022-03-01 | $767,000 (19.0%) | $1,169,905 (24.7%) | 0.00 | 72 |
| 2022-04-01 | $699,000 (16.5%) | $1,066,722 (7.3%) | 0.00 | 76 |
| 2022-05-01 | $607,400 (-21.6%) | $963,934 (-21.0%) | 0.00 | 95 |
Brevard's median listing price for 2022-05-01 was $607,400, a difference of
$-167,600
(-21.6%) versus the prior year and
$-91,600 versus the prior month.
Brevard's median listing price comes in at 0% of the national average.
Brevard's average listing price for 2022-05-01 was $963,934, a difference of $-256,312 (-21.0%) versus the prior year and $-102,788 versus the prior month.
For the 2022-05-01 period, Brevard had 95 MLS listings, a difference of 19 listings (25%) versus the prior month and -14 listings (-13%) versus the prior year.
Brevard's median listing price comes in at 0% of the national average.
Brevard's average listing price for 2022-05-01 was $963,934, a difference of $-256,312 (-21.0%) versus the prior year and $-102,788 versus the prior month.
For the 2022-05-01 period, Brevard had 95 MLS listings, a difference of 19 listings (25%) versus the prior month and -14 listings (-13%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Brevard (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,235 sqft |
| 2018-02-01 | 0 days | 2,250 sqft |
| 2018-03-01 | 0 days | 2,250 sqft |
| 2018-04-01 | 0 days | 2,250 sqft |
| 2018-05-01 | 0 days | 2,250 sqft |
| 2018-06-01 | 0 days | 2,250 sqft |
| 2018-07-01 | 0 days | 2,250 sqft |
| 2018-08-01 | 0 days | 2,254 sqft |
| 2018-09-01 | 0 days | 2,317 sqft |
| 2018-10-01 | 0 days | 2,288 sqft |
| 2018-11-01 | 0 days | 2,271 sqft |
| 2018-12-01 | 0 days | 2,265 sqft |
| 2019-01-01 | 0 days | 2,347 sqft |
| 2019-02-01 | 0 days | 2,384 sqft |
| 2019-03-01 | 0 days | 2,423 sqft |
| 2019-04-01 | 0 days | 2,458 sqft |
| 2019-05-01 | 0 days | 2,423 sqft |
| 2019-06-01 | 0 days | 2,480 sqft |
| 2019-07-01 | 0 days | 2,450 sqft |
| 2019-08-01 | 0 days | 2,393 sqft |
| 2019-09-01 | 0 days | 2,391 sqft |
| 2019-10-01 | 0 days | 2,396 sqft |
| 2019-11-01 | 0 days | 2,376 sqft |
| 2019-12-01 | 0 days | 2,360 sqft |
| 2020-01-01 | 0 days | 2,307 sqft |
| 2020-02-01 | 0 days | 2,250 sqft |
| 2020-03-01 | 0 days | 2,307 sqft |
| 2020-04-01 | 0 days | 2,348 sqft |
| 2020-05-01 | 0 days | 2,408 sqft |
| 2020-06-01 | 0 days | 2,460 sqft |
| 2020-07-01 | 0 days | 2,580 sqft |
| 2020-08-01 | 0 days | 2,585 sqft |
| 2020-09-01 | 0 days | 2,464 sqft |
| 2020-10-01 | 0 days | 2,330 sqft |
| 2020-11-01 | 0 days | 2,124 sqft |
| 2020-12-01 | 0 days | 2,250 sqft |
| 2021-01-01 | 0 days | 2,360 sqft |
| 2021-02-01 | 0 days | 2,604 sqft |
| 2021-03-01 | 0 days | 2,621 sqft |
| 2021-04-01 | 0 days | 2,201 sqft |
| 2021-05-01 | 0 days | 2,408 sqft |
| 2021-06-01 | 0 days | 2,237 sqft |
| 2021-07-01 | 0 days | 2,142 sqft |
| 2021-08-01 | 0 days | 1,981 sqft |
| 2021-09-01 | 0 days | 2,395 sqft |
| 2021-10-01 | 0 days | 2,271 sqft |
| 2021-11-01 | 0 days | 2,321 sqft |
| 2021-12-01 | 0 days | 2,297 sqft |
| 2022-01-01 | 0 days | 2,400 sqft |
| 2022-02-01 | 0 days | 2,249 sqft |
| 2022-03-01 | 0 days | 2,051 sqft |
| 2022-04-01 | 0 days | 2,060 sqft |
| 2022-05-01 | 0 days | 2,056 sqft |
Brevard's median listing age (time on market) for 2022-05-01 was 0 days.
Brevard's median square footage for active listings during the 2022-05-01 period was 2,056 sqft. One year prior, the average listing was 2,408 sqft.
Brevard's median square footage for active listings during the 2022-05-01 period was 2,056 sqft. One year prior, the average listing was 2,408 sqft.
