Brevard Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Brevard averaged 6.9% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.61% and one month ago for the week of 2025-02-27, the average rate was 6.72%.

Brevard's average rate one year ago was 6.75%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.14%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Brevard 30 Year Fixed Rate 2025-04-03 6.9%
Brevard 30 Year Fixed Rate Refi 2025-04-03 7.14%
Brevard 15 Year Fixed Rate 2025-04-03 5.92%
Brevard 15 Year Fixed Rate Refi 2025-04-03 5.82%
Brevard 30 Year FHA 2025-04-03 6.06%
Brevard 30 Year FHA Refi 2025-04-03 6.36%
Brevard 30 Year USDA 2025-04-03 6.12%
Brevard 30 Year USDA Refi 2025-04-03 6.32%
Brevard 30 Year VA 2025-04-03 5.96%
Brevard 30 Year VA Refi 2025-04-03 5.86%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Brevard, NC.

Brevard Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Brevard, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 22 6.86% $8,413
MOVEMENT MORTGAGE, LLC 21 6.87% $6,605
First-Citizens Bank & Trust Company 18 6.51% $5,385
UNITED WHOLESALE MORTGAGE, LLC 13 6.69% $7,575
HOWARD HANNA FINANCIAL SERVICES, INC. 10 6.69% $4,676
STATE EMPLOYEES' 10 6.21% $5,290
Wells Fargo Bank 10 6.48% $7,343
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 9 7.00% $7,579
United Community Bank 9 6.97% $5,452
JPMorgan Chase Bank 8 6.70% $5,090
TD Bank 7 6.95% $5,521
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 6 6.96% $7,642
GUARANTEED RATE, INC. 5 6.90% $5,919
GoPrime Mortgage, Inc. 5 7.10% $8,103
First Bank 5 3.75% $1,955
Ameris Bank 5 7.17% $8,464
Fifth Third Bank 4 7.03% $6,569
LOCAL GOVERNMENT FEDERAL CREDIT UNION 4 8.28% $4,778
American Security Mortgage Corp. 4 7.34% $4,813
Mr. Cooper ( Nationstar Mortgage ) 3 6.88% $9,682
Bank of America 3 5.92% $6,488
Champion Credit Union 3 6.33% $4,025
U.S. Bank 3 6.41% $6,420
UNITED 3 6.46% $4,629
Telco Community Credit Union 3 5.70% $10,875
Truist 3 6.54% $6,298
RADIUS FINANCIAL GROUP INC. 3 7.58% $6,116
HomeTrust Bank 3 6.67% $4,545
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 7.04% $8,632
PNC Bank 3 7.08% $8,029
COASTAL Federal Credit Union 2 7.31% $4,777
BAY EQUITY LLC 2 6.44% $8,782
Charles Schwab Bank, SSB 2 5.51% $0
21ST MORTGAGE CORPORATION 2 8.47% $7,523
DELMAR FINANCIAL COMPANY 2 6.43% $4,129
FIRST COMMUNITY MORTGAGE, INC. 2 6.87% $20,818
GUILD MORTGAGE COMPANY 2 7.18% $7,437
HOMESTEAD FUNDING CORP. 2 6.18% $2,276
Morgan Stanley Private Bank 2 6.15% $3,647
NexBank 2 7.19% $6,838
NEXERA HOLDING LLC 2 6.94% $19,846
Raymond James Bank 2 6.56% $4,536
Regions Bank 2 7.00% $7,230
The Huntington National Bank 2 6.94% $4,284
Flagstar Bank, FSB 1 6.63% $12,874
Gateway First Bank 1 7.38% $5,050
EMM LOANS LLC 1 7.63% $8,765
Discover Bank 1 7.49% $0
UNION HOME MORTGAGE CORP. 1 7.00% $4,589
Heartland Bank 1 7.25% $4,646
DEEPHAVEN MORTGAGE LLC 1 8.63% $16,987
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.38% $8,829
CROSSCOUNTRY MORTGAGE, LLC 1 7.00% $6,040
Cornerstone First Mortgage, Inc 1 6.50% $7,302
COMPASS MORTGAGE, INC. 1 7.38% $7,144
LOANDEPOT.COM, LLC 1 6.99% $5,770
CMG MORTGAGE, INC. 1 6.38% $14,254
Magnolia Bank 1 5.99% $3,739
MILEND, INC. 1 7.38% $8,709
Ally Bank 1 6.13% $9,743
MORTGAGE FINANCIAL GROUP, INC. 1 6.63% $5,052
MORTGAGE INVESTORS GROUP, INC. 1 5.99% $4,392
Century Mortgage Company DBA Century Lending Company 1 6.99% $24,081
Central Bank 1 7.50% $14,848
M&T Bank 1 7.13% $4,642
NAVY FEDERAL CREDIT UNION 1 6.50% $3,041
ALLEGACY FEDERAL CREDIT UNION 1 8.13% $4,018
Alcova Mortgage LLC 1 6.88% $9,936
Northpointe Bank 1 7.13% $6,183
PENNYMAC LOAN SERVICES, LLC 1 6.50% $4,831
Pinnacle Bank 1 8.25% $9,227
PLAZA HOME MORTGAGE, INC. 1 6.50% $5,627
Carter Bank & Trust 1 6.88% $8,134
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.63% $25,213
BROKER SOLUTIONS, INC. 1 7.63% $4,475
Blue Ridge Bank 1 7.13% $5,284
Bell Bank 1 6.88% $4,028
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.99% $8,949
AgSouth Farm Credit, ACA 1 8.25% $6,185
ServisFirst Bank 1 7.75% $7,737
Simmons Bank 1 7.25% $5,077
SOUTH CAROLINA FEDERAL CREDIT UNION 1 5.13% $8,659
South State Bank 1 6.38% $12,668
BANKSOUTH MORTGAGE COMPANY, LLC 1 6.38% $4,450
Bank-Fund Staff Federal Credit Union 1 6.38% $7,220
Axos Bank 1 8.00% $17,929
ZILLOW HOME LOANS, LLC 1 7.13% $4,956
The Northern Trust Company 1 6.25% $13,022
The Park National Bank 1 6.38% $3,789
The State Bank 1 5.75% $2,423
Towne Bank 1 6.50% $12,208
FIDELITY BANK 1 5.88% $6,725
FAIRWINDS CREDIT UNION 1 6.50% $4,137
Financial Federal Bank 1 6.75% $3,885
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.88% $4,861
EQUITY RESOURCES, INC. 1 6.75% $9,008
Assurance Financial Group, L.L.C. 1 5.63% $7,854
FIRST HOME MORTGAGE CORPORATION 1 6.63% $7,955
First Horizon Bank 1 6.50% $9,876
First National Bank of Pennsylvania 1 7.00% $4,818

Brevard Average Closing Costs & Other Stats

Brevard, NC's 100 lenders originated 682 loans during 2024. The total origination value was $239,090,000, with an average loan value of $350,572.

Brevard's average closing costs are $5,169.

The top Brevard lender as defined by loan originations is QUICKEN LOANS, LLC, with 22 loans originated. Their average total fees are $8,413, which is $1,809 higher than the next largest lender, MOVEMENT MORTGAGE, LLC.

The lowest fee Brevard lenders (with over 10 loans originated) are HOWARD HANNA FINANCIAL SERVICES, INC. ($4,676), STATE EMPLOYEES' ($5,290), First-Citizens Bank & Trust Company ($5,385), MOVEMENT MORTGAGE, LLC ($6,605) and Wells Fargo Bank ($7,343).

The lowest rate Brevard lenders (with over 10 loans originated) are STATE EMPLOYEES' (6.21%), Wells Fargo Bank (6.48%), First-Citizens Bank & Trust Company (6.51%), UNITED WHOLESALE MORTGAGE, LLC (6.69%) and HOWARD HANNA FINANCIAL SERVICES, INC. (6.69%).

Brevard, NC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
First-Citizens Bank & Trust Company $14,995,000 $23,460,000 56.5% 9.8%
United Community Bank $14,965,000 $20,645,000 38.0% 8.6%
QUICKEN LOANS, LLC $9,765,000 $11,150,000 14.2% 4.7%
MOVEMENT MORTGAGE, LLC $6,655,000 $8,865,000 33.2% 3.7%
Wells Fargo Bank $2,690,000 $8,100,000 201.1% 3.4%
STATE EMPLOYEES' $9,570,000 $7,255,000 -24.2% 3.0%
UNITED WHOLESALE MORTGAGE, LLC $5,845,000 $7,040,000 20.4% 2.9%
Axos Bank $5,835,000 n/a 2.4%
JPMorgan Chase Bank $2,435,000 $5,825,000 139.2% 2.4%
HOWARD HANNA FINANCIAL SERVICES, INC. $3,090,000 $5,445,000 76.2% 2.3%
TD Bank $5,475,000 $5,435,000 -0.7% 2.3%
Fifth Third Bank $3,980,000 $5,050,000 26.9% 2.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $2,035,000 $4,720,000 131.9% 2.0%
HomeTrust Bank $3,470,000 $4,295,000 23.8% 1.8%
Bank of America $7,700,000 $4,095,000 -46.8% 1.7%
Charles Schwab Bank, SSB $495,000 $3,990,000 706.1% 1.7%
The Northern Trust Company $3,655,000 n/a 1.5%
First Bank $5,575,000 $3,485,000 -37.5% 1.5%
Telco Community Credit Union $950,000 $3,255,000 242.6% 1.4%
PNC Bank $2,265,000 $3,235,000 42.8% 1.4%
GoPrime Mortgage, Inc. $1,900,000 $3,065,000 61.3% 1.3%
U.S. Bank $1,270,000 $2,990,000 135.4% 1.3%
UNITED $3,230,000 $2,720,000 -15.8% 1.1%
Ameris Bank $590,000 $2,550,000 332.2% 1.1%
GUARANTEED RATE, INC. $2,395,000 $2,370,000 -1.0% 1.0%
Truist $4,860,000 $2,250,000 -53.7% 0.9%
Pinnacle Bank $545,000 $2,205,000 304.6% 0.9%
Mortgage Research Center, LLC $1,445,000 $2,170,000 50.2% 0.9%
ServisFirst Bank $1,925,000 n/a 0.8%
NEXERA HOLDING LLC $205,000 $1,800,000 778.0% 0.8%
Regions Bank $410,000 $1,630,000 297.6% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $1,335,000 $1,610,000 20.6% 0.7%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,180,000 $1,570,000 -28.0% 0.7%
American Security Mortgage Corp. $1,095,000 $1,530,000 39.7% 0.6%
Carter Bank & Trust $1,495,000 n/a 0.6%
Raymond James Bank $1,470,000 n/a 0.6%
UNION HOME MORTGAGE CORP. $175,000 $1,410,000 705.7% 0.6%
LOANDEPOT.COM, LLC $980,000 $1,205,000 23.0% 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,545,000 $1,125,000 -27.2% 0.5%
Alcova Mortgage LLC $830,000 $1,105,000 33.1% 0.5%
FIRST COMMUNITY MORTGAGE, INC. $490,000 $1,100,000 124.5% 0.5%
The Huntington National Bank $990,000 $1,090,000 10.1% 0.5%
DEEPHAVEN MORTGAGE LLC $165,000 $1,065,000 545.5% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $285,000 $1,020,000 257.9% 0.4%
South State Bank $795,000 $990,000 24.5% 0.4%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $1,035,000 $985,000 -4.8% 0.4%
Century Mortgage Company DBA Century Lending Company $980,000 n/a 0.4%
Heartland Bank $945,000 n/a 0.4%
RADIUS FINANCIAL GROUP INC. $740,000 $935,000 26.4% 0.4%
Morgan Stanley Private Bank $1,470,000 $860,000 -41.5% 0.4%
GUILD MORTGAGE COMPANY $845,000 n/a 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $565,000 $835,000 47.8% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $970,000 $820,000 -15.5% 0.3%
COASTAL Federal Credit Union $285,000 $810,000 184.2% 0.3%
PENNYMAC LOAN SERVICES, LLC $185,000 $805,000 335.1% 0.3%
Citizens Bank $785,000 $800,000 1.9% 0.3%
Northpointe Bank $660,000 $800,000 21.2% 0.3%
FINANCE OF AMERICA REVERSE LLC $95,000 $775,000 715.8% 0.3%
NexBank $455,000 $760,000 67.0% 0.3%
Valley National Bank $755,000 n/a 0.3%
USAA Federal Savings Bank $345,000 $750,000 117.4% 0.3%
GUARANTEED RATE AFFINITY, LLC $745,000 n/a 0.3%
FREEDOM MORTGAGE CORPORATION $550,000 $730,000 32.7% 0.3%
BROKER SOLUTIONS, INC. $1,525,000 $700,000 -54.1% 0.3%
HOMESTEAD FUNDING CORP. $700,000 n/a 0.3%
DELMAR FINANCIAL COMPANY $175,000 $695,000 297.1% 0.3%
Bank-Fund Staff Federal Credit Union $675,000 n/a 0.3%
LAKEVIEW LOAN SERVICING, LLC $675,000 n/a 0.3%
BAY EQUITY LLC $480,000 $660,000 37.5% 0.3%
First National Bank of Pennsylvania $2,040,000 $655,000 -67.9% 0.3%
Blue Ridge Bank $645,000 n/a 0.3%
Plains Commerce Bank $635,000 n/a 0.3%
Simmons Bank $625,000 n/a 0.3%
AgFirst Farm Credit Bank $465,000 $620,000 33.3% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,135,000 $605,000 -71.7% 0.3%
MORTGAGE INVESTORS GROUP, INC. $600,000 n/a 0.3%
Flagstar Bank, FSB $75,000 $595,000 693.3% 0.2%
HOMEXPRESS MORTGAGE CORP. $580,000 n/a 0.2%
21ST MORTGAGE CORPORATION $95,000 $575,000 505.3% 0.2%
FAIRWINDS CREDIT UNION $1,185,000 $570,000 -51.9% 0.2%
COMPASS MORTGAGE, INC. $565,000 n/a 0.2%
NBKC BANK $545,000 n/a 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $275,000 $540,000 96.4% 0.2%
Discover Bank $315,000 $515,000 63.5% 0.2%
1ST SIGNATURE LENDING, LLC $195,000 $510,000 161.5% 0.2%
NAVY FEDERAL CREDIT UNION $2,130,000 $510,000 -76.1% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $890,000 $505,000 -43.3% 0.2%
Cornerstone First Mortgage, Inc $505,000 n/a 0.2%
M&T Bank $505,000 n/a 0.2%
Third Federal Savings and Loan Association of Cleveland $170,000 $505,000 197.1% 0.2%
ZILLOW HOME LOANS, LLC $505,000 n/a 0.2%
Ally Bank $455,000 n/a 0.2%
Gateway First Bank $455,000 n/a 0.2%
Magnolia Bank $540,000 $440,000 -18.5% 0.2%
Financial Federal Bank $435,000 n/a 0.2%
Champion Credit Union $1,520,000 $425,000 -72.0% 0.2%
MID AMERICA MORTGAGE, INC. $425,000 n/a 0.2%
SOUTH CAROLINA FEDERAL CREDIT UNION $415,000 n/a 0.2%
EMM LOANS LLC $225,000 $405,000 80.0% 0.2%
ALLIANT CREDIT UNION $355,000 $395,000 11.3% 0.2%
First Horizon Bank $1,040,000 $385,000 -63.0% 0.2%
Central Bank $355,000 n/a 0.1%
MILEND, INC. $195,000 $350,000 79.5% 0.1%
Commerce Home Mortgage, Inc. $570,000 $345,000 -39.5% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $510,000 $330,000 -35.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $295,000 $325,000 10.2% 0.1%
Towne Bank $395,000 $315,000 -20.3% 0.1%
QUORUM FEDERAL CREDIT UNION $305,000 n/a 0.1%
CMG MORTGAGE, INC. $295,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $515,000 $275,000 -46.6% 0.1%
CALCON MUTUAL MORTGAGE LLC $265,000 n/a 0.1%
CARDINAL FINANCIAL $1,605,000 $265,000 -83.5% 0.1%
Citadel Servicing Corporation $265,000 n/a 0.1%
Bethpage Federal Credit Union $75,000 $260,000 246.7% 0.1%
FIDELITY BANK $255,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $255,000 n/a 0.1%
EASTMAN $245,000 n/a 0.1%
Assurance Financial Group, L.L.C. $335,000 $230,000 -31.3% 0.1%
Prosperity Home Mortgage, LLC $265,000 $225,000 -15.1% 0.1%
ALLEGACY FEDERAL CREDIT UNION $220,000 n/a 0.1%
EQUITY RESOURCES, INC. $215,000 n/a 0.1%
FIRST HOME MORTGAGE CORPORATION $215,000 n/a 0.1%
AgSouth Farm Credit, ACA $205,000 n/a 0.1%
SPIRE Credit Union $205,000 n/a 0.1%
The Park National Bank $205,000 n/a 0.1%
The State Bank $205,000 $205,000 0.0% 0.1%
Morris Bank $195,000 n/a 0.1%
Equity Prime Mortgage LLC $165,000 n/a 0.1%
MORTGAGE FINANCIAL GROUP, INC. $165,000 n/a 0.1%
Bank OZK $155,000 n/a 0.1%
Connexus Credit Union $155,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $225,000 $155,000 -31.1% 0.1%
Bell Bank $135,000 n/a 0.1%
BANKSOUTH MORTGAGE COMPANY, LLC $105,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $995,000 $105,000 -89.4% 0.0%
AMERISAVE MORTGAGE CORPORATION $320,000 $95,000 -70.3% 0.0%
Synovus Bank $1,080,000 $95,000 -91.2% 0.0%
TOWER $95,000 n/a 0.0%
Baxter Credit Union $75,000 n/a 0.0%
Coastal Community Bank $65,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $55,000 n/a 0.0%
Stifel Bank and Trust $55,000 n/a 0.0%
PLANET HOME LENDING, LLC $45,000 $45,000 0.0% 0.0%
Figure Lending LLC $295,000 $25,000 -91.5% 0.0%

Brevard's top lender by overall market share is First-Citizens Bank & Trust Company, with 9.8% market share. In second place, with 8.6%, is United Community Bank, having originated $20,645,000 in loans. In third place, with 4.7%, is QUICKEN LOANS, LLC, having originated $11,150,000 in loans. In fourth place, with 3.7%, is MOVEMENT MORTGAGE, LLC, having originated $8,865,000 in loans. In fifth place, with 3.4%, is Wells Fargo Bank, having originated $8,100,000 in loans.


Brevard Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Brevard (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $379,225 (0.6%) $553,424 (-11.6%) 0.00 477
2018-02-01 $372,475 (-0.7%) $551,865 (-10.9%) 0.00 461
2018-03-01 $375,000 (0.7%) $565,005 (-8.1%) 0.00 462
2018-04-01 $374,950 (0.0%) $552,403 (-8.7%) 0.00 467
2018-05-01 $384,225 (2.5%) $558,758 (-7.7%) 0.00 480
2018-06-01 $399,000 (3.7%) $563,104 (-5.6%) 0.00 455
2018-07-01 $399,000 (1.1%) $561,058 (-5.3%) 0.00 476
2018-08-01 $399,900 (0.0%) $575,176 (-3.6%) 0.00 464
2018-09-01 $399,900 (0.0%) $570,906 (-4.4%) 0.00 469
2018-10-01 $399,900 (0.0%) $573,774 (-2.5%) 0.00 471
2018-11-01 $405,475 (1.5%) $575,686 (-1.4%) 0.00 451
2018-12-01 $419,450 (4.9%) $594,128 (0.8%) 0.00 424
2019-01-01 $425,000 (12.1%) $607,947 (9.9%) 0.00 371
2019-02-01 $430,000 (15.4%) $637,451 (15.5%) 0.00 366
2019-03-01 $435,857 (16.2%) $636,713 (12.7%) 0.00 375
2019-04-01 $447,357 (19.3%) $635,846 (15.1%) 0.00 389
2019-05-01 $429,875 (11.9%) $623,398 (11.6%) 0.00 425
2019-06-01 $439,000 (10.0%) $627,962 (11.5%) 0.00 442
2019-07-01 $449,500 (12.7%) $651,773 (16.2%) 0.00 442
2019-08-01 $445,909 (11.5%) $682,560 (18.7%) 0.00 470
2019-09-01 $439,773 (10.0%) $683,324 (19.7%) 0.00 458
2019-10-01 $435,682 (9.0%) $683,834 (19.2%) 0.00 445
2019-11-01 $425,000 (4.8%) $681,717 (18.4%) 0.00 407
2019-12-01 $425,000 (1.3%) $689,264 (16.0%) 0.00 370
2020-01-01 $426,000 (0.2%) $684,132 (12.5%) 0.00 340
2020-02-01 $426,000 (-0.9%) $676,253 (6.1%) 0.00 339
2020-03-01 $442,250 (1.5%) $685,191 (7.6%) 0.00 329
2020-04-01 $449,250 (0.4%) $682,397 (7.3%) 0.00 335
2020-05-01 $475,000 (10.5%) $691,754 (11.0%) 0.00 329
2020-06-01 $486,750 (10.9%) $716,502 (14.1%) 0.00 309
2020-07-01 $502,500 (11.8%) $742,887 (14.0%) 0.00 271
2020-08-01 $505,000 (13.3%) $738,616 (8.2%) 0.00 234
2020-09-01 $497,475 (13.1%) $735,820 (7.7%) 0.00 202
2020-10-01 $492,800 (13.1%) $745,082 (9.0%) 0.00 193
2020-11-01 $462,450 (8.8%) $713,059 (4.6%) 0.00 170
2020-12-01 $482,500 (13.5%) $742,459 (7.7%) 0.00 151
2021-01-01 $492,000 (15.5%) $773,261 (13.0%) 0.00 130
2021-02-01 $579,500 (36.0%) $864,027 (27.8%) 0.00 104
2021-03-01 $599,000 (35.4%) $878,855 (28.3%) 0.00 103
2021-04-01 $599,000 (33.3%) $946,815 (38.8%) 0.00 104
2021-05-01 $650,000 (36.8%) $1,090,843 (57.7%) 0.00 107
2021-06-01 $620,000 (27.4%) $988,529 (38.0%) 0.00 112
2021-07-01 $584,999 (16.4%) $925,398 (24.6%) 0.00 110
2021-08-01 $498,500 (-1.3%) $876,562 (18.7%) 0.00 108
2021-09-01 $626,000 (25.8%) $909,716 (23.6%) 0.00 106
2021-10-01 $650,000 (31.9%) $982,712 (31.9%) 0.00 109
2021-11-01 $744,388 (61.0%) $950,810 (33.3%) 0.00 110
2021-12-01 $749,000 (55.2%) $981,616 (32.2%) 0.00 93
2022-01-01 $795,000 (61.6%) $1,119,911 (44.8%) 0.00 79
2022-02-01 $737,400 (27.3%) $1,092,298 (26.4%) 0.00 73
2022-03-01 $745,000 (24.4%) $1,074,320 (22.2%) 0.00 72
2022-04-01 $649,000 (8.4%) $989,630 (4.5%) 0.00 79
2022-05-01 $603,675 (-7.1%) $927,764 (-15.0%) 0.00 95
2022-06-01 $632,450 (2.0%) $858,423 (-13.2%) 0.00 115
2022-07-01 $614,950 (5.1%) $837,671 (-9.5%) 0.00 144
2022-08-01 $597,225 (19.8%) $798,687 (-8.9%) 0.00 141
2022-09-01 $585,950 (-6.4%) $766,001 (-15.8%) 0.00 145
2022-10-01 $600,000 (-7.7%) $785,986 (-20.0%) 0.00 141
2022-11-01 $575,000 (-22.8%) $756,974 (-20.4%) 0.00 133
2022-12-01 $599,000 (-20.0%) $815,154 (-17.0%) 0.00 131
2023-01-01 $593,250 (-25.4%) $874,424 (-21.9%) 0.00 103
2023-02-01 $562,225 (-23.8%) $850,347 (-22.2%) 0.00 94
2023-03-01 $595,750 (-20.0%) $819,775 (-23.7%) 0.00 99
2023-04-01 $620,000 (-4.5%) $876,060 (-11.5%) 0.00 116
2023-05-01 $625,000 (3.5%) $916,037 (-1.3%) 0.00 127
2023-06-01 $645,725 (2.1%) $1,025,231 (19.4%) 0.00 123
2023-07-01 $657,000 (6.8%) $977,061 (16.6%) 0.00 139
2023-08-01 $667,000 (11.7%) $963,362 (20.6%) 0.00 150
2023-09-01 $661,500 (12.9%) $991,758 (29.5%) 0.00 149
2023-10-01 $626,225 (4.4%) $944,253 (20.1%) 0.00 179
2023-11-01 $649,950 (13.0%) $966,995 (27.7%) 0.00 176
2023-12-01 $650,000 (8.5%) $917,106 (12.5%) 0.00 144
2024-01-01 $675,000 (13.8%) $897,459 (2.6%) 0.00 124
2024-02-01 $685,000 (21.8%) $972,469 (14.4%) 0.00 105
2024-03-01 $665,000 (11.6%) $981,220 (19.7%) 0.00 124
2024-04-01 $692,000 (11.6%) $1,097,013 (25.2%) 0.00 142
2024-05-01 $690,500 (10.5%) $1,072,642 (17.1%) 0.00 163
2024-06-01 $686,500 (6.3%) $1,197,704 (16.8%) 0.00 182
2024-07-01 $686,250 (4.5%) $1,237,596 (26.7%) 0.00 189
2024-08-01 $675,000 (1.2%) $1,251,406 (29.9%) 0.00 198
2024-09-01 $685,750 (3.7%) $1,215,279 (22.5%) 0.00 197
2024-10-01 $688,500 (9.9%) $1,249,951 (32.4%) 0.00 193
2024-11-01 $679,000 (4.5%) $1,206,451 (24.8%) 0.00 190
2024-12-01 $685,000 (5.4%) $1,185,324 (29.3%) 0.00 172
2025-01-01 $694,500 (2.9%) $1,208,068 (34.6%) 0.00 148
2025-02-01 $672,500 (-1.8%) $1,255,541 (29.1%) 0.00 156
2025-03-01 $675,000 (1.5%) $1,278,572 (30.3%) 0.00 176
Brevard's median listing price for 2025-03-01 was $675,000, a difference of $10,000 (1.5%) versus the prior year and $2,500 versus the prior month.

Brevard's median listing price comes in at 0% of the national average.

Brevard's average listing price for 2025-03-01 was $1,278,572, a difference of $297,352 (30.3%) versus the prior year and $23,031 versus the prior month.

For the 2025-03-01 period, Brevard had 176 MLS listings, a difference of 20 listings (13%) versus the prior month and 52 listings (42%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Brevard (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,250 sqft
2018-02-01 0 days 2,250 sqft
2018-03-01 0 days 2,250 sqft
2018-04-01 0 days 2,247 sqft
2018-05-01 0 days 2,250 sqft
2018-06-01 0 days 2,250 sqft
2018-07-01 0 days 2,250 sqft
2018-08-01 0 days 2,250 sqft
2018-09-01 0 days 2,250 sqft
2018-10-01 0 days 2,250 sqft
2018-11-01 0 days 2,250 sqft
2018-12-01 0 days 2,250 sqft
2019-01-01 0 days 2,250 sqft
2019-02-01 0 days 2,290 sqft
2019-03-01 0 days 2,309 sqft
2019-04-01 0 days 2,319 sqft
2019-05-01 0 days 2,297 sqft
2019-06-01 0 days 2,355 sqft
2019-07-01 0 days 2,357 sqft
2019-08-01 0 days 2,357 sqft
2019-09-01 0 days 2,357 sqft
2019-10-01 0 days 2,357 sqft
2019-11-01 0 days 2,341 sqft
2019-12-01 0 days 2,304 sqft
2020-01-01 0 days 2,272 sqft
2020-02-01 0 days 2,250 sqft
2020-03-01 0 days 2,287 sqft
2020-04-01 0 days 2,348 sqft
2020-05-01 0 days 2,459 sqft
2020-06-01 0 days 2,513 sqft
2020-07-01 0 days 2,564 sqft
2020-08-01 0 days 2,517 sqft
2020-09-01 0 days 2,352 sqft
2020-10-01 0 days 2,247 sqft
2020-11-01 0 days 2,075 sqft
2020-12-01 0 days 2,153 sqft
2021-01-01 0 days 2,180 sqft
2021-02-01 0 days 2,359 sqft
2021-03-01 0 days 2,609 sqft
2021-04-01 0 days 2,204 sqft
2021-05-01 0 days 2,414 sqft
2021-06-01 0 days 2,262 sqft
2021-07-01 0 days 2,237 sqft
2021-08-01 0 days 2,050 sqft
2021-09-01 0 days 2,423 sqft
2021-10-01 0 days 2,368 sqft
2021-11-01 0 days 2,360 sqft
2021-12-01 0 days 2,350 sqft
2022-01-01 0 days 2,400 sqft
2022-02-01 0 days 2,289 sqft
2022-03-01 0 days 2,087 sqft
2022-04-01 0 days 2,079 sqft
2022-05-01 0 days 2,074 sqft
2022-06-01 0 days 2,064 sqft
2022-07-01 0 days 2,155 sqft
2022-08-01 0 days 2,066 sqft
2022-09-01 0 days 2,055 sqft
2022-10-01 0 days 2,186 sqft
2022-11-01 0 days 2,096 sqft
2022-12-01 0 days 2,250 sqft
2023-01-01 0 days 2,226 sqft
2023-02-01 0 days 2,115 sqft
2023-03-01 0 days 2,147 sqft
2023-04-01 0 days 2,198 sqft
2023-05-01 0 days 2,174 sqft
2023-06-01 0 days 2,308 sqft
2023-07-01 0 days 2,281 sqft
2023-08-01 0 days 2,299 sqft
2023-09-01 0 days 2,351 sqft
2023-10-01 0 days 2,214 sqft
2023-11-01 0 days 2,179 sqft
2023-12-01 0 days 2,067 sqft
2024-01-01 0 days 2,065 sqft
2024-02-01 0 days 2,045 sqft
2024-03-01 0 days 2,128 sqft
2024-04-01 0 days 2,098 sqft
2024-05-01 0 days 2,136 sqft
2024-06-01 0 days 2,059 sqft
2024-07-01 0 days 2,143 sqft
2024-08-01 0 days 2,141 sqft
2024-09-01 0 days 2,120 sqft
2024-10-01 0 days 2,112 sqft
2024-11-01 0 days 2,063 sqft
2024-12-01 0 days 2,072 sqft
2025-01-01 0 days 2,145 sqft
2025-02-01 0 days 2,073 sqft
2025-03-01 0 days 2,077 sqft
Brevard's median listing age (time on market) for 2025-03-01 was 0 days.

Brevard's median square footage for active listings during the 2025-03-01 period was 2,077 sqft. One year prior, the average listing was 2,128 sqft.

Brevard, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 342 $162,980,000 $476,550
Home Improvement 103 $15,295,000 $148,495
Refi 93 $28,285,000 $304,140
Cash Out Refi 85 $21,985,000 $258,647
Other 58 $10,200,000 $175,862
NA 1 $345,000 $345,000

Brevard's most frequently cited loan purpose was Home Purchase, with 342 originations. The 2nd most popular reason was Home Improvement, with 103 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 271 $106,935,000 $394,594
7-8% 179 $59,845,000 $334,330
5-6% 110 $44,070,000 $400,636
Over 8% 110 $22,660,000 $206,000
<2.5% 5 $565,000 $113,000
4-5% 2 $760,000 $380,000
3-4% 1 $255,000 $255,000

During 2024, Brevard's most frequently originated rate bucket was 6-7%, with 271 originations.

Loan Sizing (Brevard, NC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 246 $71,520,000 $290,732
$100k-200k 143 $19,955,000 $139,545
$100,000 or less 113 $6,605,000 $58,451
$400k-600k 95 $46,315,000 $487,526
$600k-1000k 48 $34,900,000 $727,083
$Over $1MM 37 $59,795,000 $1,616,081

Brevard's loan sizing saw the bucket of loans from $200k-400k with 246 originations, totaling $71,520,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 164 $78,130,000 $476,402
80-100% 147 $71,015,000 $483,095
20-40% 125 $30,485,000 $243,880
Under 20% 123 $10,245,000 $83,293
40-60% 98 $38,440,000 $392,245
Over 100% 9 $2,895,000 $321,667

Brevard's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 164 originations, totaling $78,130,000 in origination value.