Brevard Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Brevard averaged 6.73% for the week of 2025-07-03, compared to the national average of 6.67% for the same period.

    The average rate for the prior week (2025-06-26) was 6.83% and one month ago for the week of 2025-05-29, the average rate was 6.85%.

    Brevard's average rate one year ago was 6.82%.

    For refis of the same type during the week of 2025-07-03, the average rate was 7.07%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-03 6.67%
    Brevard 30 Year Fixed Rate 2025-07-03 6.73%
    Brevard 30 Year Fixed Rate Refi 2025-07-03 7.07%
    Brevard 15 Year Fixed Rate 2025-07-03 5.8%
    Brevard 15 Year Fixed Rate Refi 2025-07-03 5.8%
    Brevard 30 Year FHA 2025-07-03 -0.2%
    Brevard 30 Year FHA Refi 2025-07-03 0.2%
    Brevard 30 Year USDA 2025-07-03 -0.1%
    Brevard 30 Year USDA Refi 2025-07-03 0.2%
    Brevard 30 Year VA 2025-07-03 0.1%
    Brevard 30 Year VA Refi 2025-07-03 0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Brevard, NC.

    Brevard Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Brevard, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 22 6.86% $8,413
    MOVEMENT MORTGAGE, LLC 21 6.87% $6,605
    First-Citizens Bank & Trust Company 18 6.51% $5,385
    UNITED WHOLESALE MORTGAGE, LLC 13 6.69% $7,575
    HOWARD HANNA FINANCIAL SERVICES, INC. 10 6.69% $4,676
    STATE EMPLOYEES' 10 6.21% $5,290
    Wells Fargo Bank 10 6.48% $7,343
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 9 7.00% $7,579
    United Community Bank 9 6.97% $5,452
    JPMorgan Chase Bank 8 6.70% $5,090
    TD Bank 7 6.95% $5,521
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 6 6.96% $7,642
    GUARANTEED RATE, INC. 5 6.90% $5,919
    GoPrime Mortgage, Inc. 5 7.10% $8,103
    First Bank 5 3.75% $1,955
    Ameris Bank 5 7.17% $8,464
    Fifth Third Bank 4 7.03% $6,569
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 4 8.28% $4,778
    American Security Mortgage Corp. 4 7.34% $4,813
    Mr. Cooper ( Nationstar Mortgage ) 3 6.88% $9,682
    Bank of America 3 5.92% $6,488
    Champion Credit Union 3 6.33% $4,025
    U.S. Bank 3 6.41% $6,420
    UNITED 3 6.46% $4,629
    Telco Community Credit Union 3 5.70% $10,875
    Truist 3 6.54% $6,298
    RADIUS FINANCIAL GROUP INC. 3 7.58% $6,116
    HomeTrust Bank 3 6.67% $4,545
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 7.04% $8,632
    PNC Bank 3 7.08% $8,029
    COASTAL Federal Credit Union 2 7.31% $4,777
    BAY EQUITY LLC 2 6.44% $8,782
    Charles Schwab Bank, SSB 2 5.51% $0
    21ST MORTGAGE CORPORATION 2 8.47% $7,523
    DELMAR FINANCIAL COMPANY 2 6.43% $4,129
    FIRST COMMUNITY MORTGAGE, INC. 2 6.87% $20,818
    GUILD MORTGAGE COMPANY 2 7.18% $7,437
    HOMESTEAD FUNDING CORP. 2 6.18% $2,276
    Morgan Stanley Private Bank 2 6.15% $3,647
    NexBank 2 7.19% $6,838
    NEXERA HOLDING LLC 2 6.94% $19,846
    Raymond James Bank 2 6.56% $4,536
    Regions Bank 2 7.00% $7,230
    The Huntington National Bank 2 6.94% $4,284
    Flagstar Bank, FSB 1 6.63% $12,874
    Gateway First Bank 1 7.38% $5,050
    EMM LOANS LLC 1 7.63% $8,765
    Discover Bank 1 7.49% $0
    UNION HOME MORTGAGE CORP. 1 7.00% $4,589
    Heartland Bank 1 7.25% $4,646
    DEEPHAVEN MORTGAGE LLC 1 8.63% $16,987
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.38% $8,829
    CROSSCOUNTRY MORTGAGE, LLC 1 7.00% $6,040
    Cornerstone First Mortgage, Inc 1 6.50% $7,302
    COMPASS MORTGAGE, INC. 1 7.38% $7,144
    LOANDEPOT.COM, LLC 1 6.99% $5,770
    CMG MORTGAGE, INC. 1 6.38% $14,254
    Magnolia Bank 1 5.99% $3,739
    MILEND, INC. 1 7.38% $8,709
    Ally Bank 1 6.13% $9,743
    MORTGAGE FINANCIAL GROUP, INC. 1 6.63% $5,052
    MORTGAGE INVESTORS GROUP, INC. 1 5.99% $4,392
    Century Mortgage Company DBA Century Lending Company 1 6.99% $24,081
    Central Bank 1 7.50% $14,848
    M&T Bank 1 7.13% $4,642
    NAVY FEDERAL CREDIT UNION 1 6.50% $3,041
    ALLEGACY FEDERAL CREDIT UNION 1 8.13% $4,018
    Alcova Mortgage LLC 1 6.88% $9,936
    Northpointe Bank 1 7.13% $6,183
    PENNYMAC LOAN SERVICES, LLC 1 6.50% $4,831
    Pinnacle Bank 1 8.25% $9,227
    PLAZA HOME MORTGAGE, INC. 1 6.50% $5,627
    Carter Bank & Trust 1 6.88% $8,134
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.63% $25,213
    BROKER SOLUTIONS, INC. 1 7.63% $4,475
    Blue Ridge Bank 1 7.13% $5,284
    Bell Bank 1 6.88% $4,028
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.99% $8,949
    AgSouth Farm Credit, ACA 1 8.25% $6,185
    ServisFirst Bank 1 7.75% $7,737
    Simmons Bank 1 7.25% $5,077
    SOUTH CAROLINA FEDERAL CREDIT UNION 1 5.13% $8,659
    South State Bank 1 6.38% $12,668
    BANKSOUTH MORTGAGE COMPANY, LLC 1 6.38% $4,450
    Bank-Fund Staff Federal Credit Union 1 6.38% $7,220
    Axos Bank 1 8.00% $17,929
    ZILLOW HOME LOANS, LLC 1 7.13% $4,956
    The Northern Trust Company 1 6.25% $13,022
    The Park National Bank 1 6.38% $3,789
    The State Bank 1 5.75% $2,423
    Towne Bank 1 6.50% $12,208
    FIDELITY BANK 1 5.88% $6,725
    FAIRWINDS CREDIT UNION 1 6.50% $4,137
    Financial Federal Bank 1 6.75% $3,885
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.88% $4,861
    EQUITY RESOURCES, INC. 1 6.75% $9,008
    Assurance Financial Group, L.L.C. 1 5.63% $7,854
    FIRST HOME MORTGAGE CORPORATION 1 6.63% $7,955
    First Horizon Bank 1 6.50% $9,876
    First National Bank of Pennsylvania 1 7.00% $4,818

    Brevard Average Closing Costs & Other Stats

    Brevard, NC's 100 lenders originated 682 loans during 2024. The total origination value was $239,090,000, with an average loan value of $350,572.

    Brevard's average closing costs are $5,169.

    The top Brevard lender as defined by loan originations is QUICKEN LOANS, LLC, with 22 loans originated. Their average total fees are $8,413, which is $1,809 higher than the next largest lender, MOVEMENT MORTGAGE, LLC.

    The lowest fee Brevard lenders (with over 10 loans originated) are HOWARD HANNA FINANCIAL SERVICES, INC. ($4,676), STATE EMPLOYEES' ($5,290), First-Citizens Bank & Trust Company ($5,385), MOVEMENT MORTGAGE, LLC ($6,605) and Wells Fargo Bank ($7,343).

    The lowest rate Brevard lenders (with over 10 loans originated) are STATE EMPLOYEES' (6.21%), Wells Fargo Bank (6.48%), First-Citizens Bank & Trust Company (6.51%), UNITED WHOLESALE MORTGAGE, LLC (6.69%) and HOWARD HANNA FINANCIAL SERVICES, INC. (6.69%).

    Brevard, NC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    First-Citizens Bank & Trust Company $14,995,000 $23,460,000 56.5% 9.8%
    United Community Bank $14,965,000 $20,645,000 38.0% 8.6%
    QUICKEN LOANS, LLC $9,765,000 $11,150,000 14.2% 4.7%
    MOVEMENT MORTGAGE, LLC $6,655,000 $8,865,000 33.2% 3.7%
    Wells Fargo Bank $2,690,000 $8,100,000 201.1% 3.4%
    STATE EMPLOYEES' $9,570,000 $7,255,000 -24.2% 3.0%
    UNITED WHOLESALE MORTGAGE, LLC $5,845,000 $7,040,000 20.4% 2.9%
    Axos Bank $5,835,000 n/a 2.4%
    JPMorgan Chase Bank $2,435,000 $5,825,000 139.2% 2.4%
    HOWARD HANNA FINANCIAL SERVICES, INC. $3,090,000 $5,445,000 76.2% 2.3%
    TD Bank $5,475,000 $5,435,000 -0.7% 2.3%
    Fifth Third Bank $3,980,000 $5,050,000 26.9% 2.1%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $2,035,000 $4,720,000 131.9% 2.0%
    HomeTrust Bank $3,470,000 $4,295,000 23.8% 1.8%
    Bank of America $7,700,000 $4,095,000 -46.8% 1.7%
    Charles Schwab Bank, SSB $495,000 $3,990,000 706.1% 1.7%
    The Northern Trust Company $3,655,000 n/a 1.5%
    First Bank $5,575,000 $3,485,000 -37.5% 1.5%
    Telco Community Credit Union $950,000 $3,255,000 242.6% 1.4%
    PNC Bank $2,265,000 $3,235,000 42.8% 1.4%
    GoPrime Mortgage, Inc. $1,900,000 $3,065,000 61.3% 1.3%
    U.S. Bank $1,270,000 $2,990,000 135.4% 1.3%
    UNITED $3,230,000 $2,720,000 -15.8% 1.1%
    Ameris Bank $590,000 $2,550,000 332.2% 1.1%
    GUARANTEED RATE, INC. $2,395,000 $2,370,000 -1.0% 1.0%
    Truist $4,860,000 $2,250,000 -53.7% 0.9%
    Pinnacle Bank $545,000 $2,205,000 304.6% 0.9%
    Mortgage Research Center, LLC $1,445,000 $2,170,000 50.2% 0.9%
    ServisFirst Bank $1,925,000 n/a 0.8%
    NEXERA HOLDING LLC $205,000 $1,800,000 778.0% 0.8%
    Regions Bank $410,000 $1,630,000 297.6% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,335,000 $1,610,000 20.6% 0.7%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,180,000 $1,570,000 -28.0% 0.7%
    American Security Mortgage Corp. $1,095,000 $1,530,000 39.7% 0.6%
    Carter Bank & Trust $1,495,000 n/a 0.6%
    Raymond James Bank $1,470,000 n/a 0.6%
    UNION HOME MORTGAGE CORP. $175,000 $1,410,000 705.7% 0.6%
    LOANDEPOT.COM, LLC $980,000 $1,205,000 23.0% 0.5%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,545,000 $1,125,000 -27.2% 0.5%
    Alcova Mortgage LLC $830,000 $1,105,000 33.1% 0.5%
    FIRST COMMUNITY MORTGAGE, INC. $490,000 $1,100,000 124.5% 0.5%
    The Huntington National Bank $990,000 $1,090,000 10.1% 0.5%
    DEEPHAVEN MORTGAGE LLC $165,000 $1,065,000 545.5% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $285,000 $1,020,000 257.9% 0.4%
    South State Bank $795,000 $990,000 24.5% 0.4%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $1,035,000 $985,000 -4.8% 0.4%
    Century Mortgage Company DBA Century Lending Company $980,000 n/a 0.4%
    Heartland Bank $945,000 n/a 0.4%
    RADIUS FINANCIAL GROUP INC. $740,000 $935,000 26.4% 0.4%
    Morgan Stanley Private Bank $1,470,000 $860,000 -41.5% 0.4%
    GUILD MORTGAGE COMPANY $845,000 n/a 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $565,000 $835,000 47.8% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $970,000 $820,000 -15.5% 0.3%
    COASTAL Federal Credit Union $285,000 $810,000 184.2% 0.3%
    PENNYMAC LOAN SERVICES, LLC $185,000 $805,000 335.1% 0.3%
    Citizens Bank $785,000 $800,000 1.9% 0.3%
    Northpointe Bank $660,000 $800,000 21.2% 0.3%
    FINANCE OF AMERICA REVERSE LLC $95,000 $775,000 715.8% 0.3%
    NexBank $455,000 $760,000 67.0% 0.3%
    Valley National Bank $755,000 n/a 0.3%
    USAA Federal Savings Bank $345,000 $750,000 117.4% 0.3%
    GUARANTEED RATE AFFINITY, LLC $745,000 n/a 0.3%
    FREEDOM MORTGAGE CORPORATION $550,000 $730,000 32.7% 0.3%
    BROKER SOLUTIONS, INC. $1,525,000 $700,000 -54.1% 0.3%
    HOMESTEAD FUNDING CORP. $700,000 n/a 0.3%
    DELMAR FINANCIAL COMPANY $175,000 $695,000 297.1% 0.3%
    Bank-Fund Staff Federal Credit Union $675,000 n/a 0.3%
    LAKEVIEW LOAN SERVICING, LLC $675,000 n/a 0.3%
    BAY EQUITY LLC $480,000 $660,000 37.5% 0.3%
    First National Bank of Pennsylvania $2,040,000 $655,000 -67.9% 0.3%
    Blue Ridge Bank $645,000 n/a 0.3%
    Plains Commerce Bank $635,000 n/a 0.3%
    Simmons Bank $625,000 n/a 0.3%
    AgFirst Farm Credit Bank $465,000 $620,000 33.3% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,135,000 $605,000 -71.7% 0.3%
    MORTGAGE INVESTORS GROUP, INC. $600,000 n/a 0.3%
    Flagstar Bank, FSB $75,000 $595,000 693.3% 0.2%
    HOMEXPRESS MORTGAGE CORP. $580,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $95,000 $575,000 505.3% 0.2%
    FAIRWINDS CREDIT UNION $1,185,000 $570,000 -51.9% 0.2%
    COMPASS MORTGAGE, INC. $565,000 n/a 0.2%
    NBKC BANK $545,000 n/a 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $275,000 $540,000 96.4% 0.2%
    Discover Bank $315,000 $515,000 63.5% 0.2%
    1ST SIGNATURE LENDING, LLC $195,000 $510,000 161.5% 0.2%
    NAVY FEDERAL CREDIT UNION $2,130,000 $510,000 -76.1% 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $890,000 $505,000 -43.3% 0.2%
    Cornerstone First Mortgage, Inc $505,000 n/a 0.2%
    M&T Bank $505,000 n/a 0.2%
    Third Federal Savings and Loan Association of Cleveland $170,000 $505,000 197.1% 0.2%
    ZILLOW HOME LOANS, LLC $505,000 n/a 0.2%
    Ally Bank $455,000 n/a 0.2%
    Gateway First Bank $455,000 n/a 0.2%
    Magnolia Bank $540,000 $440,000 -18.5% 0.2%
    Financial Federal Bank $435,000 n/a 0.2%
    Champion Credit Union $1,520,000 $425,000 -72.0% 0.2%
    MID AMERICA MORTGAGE, INC. $425,000 n/a 0.2%
    SOUTH CAROLINA FEDERAL CREDIT UNION $415,000 n/a 0.2%
    EMM LOANS LLC $225,000 $405,000 80.0% 0.2%
    ALLIANT CREDIT UNION $355,000 $395,000 11.3% 0.2%
    First Horizon Bank $1,040,000 $385,000 -63.0% 0.2%
    Central Bank $355,000 n/a 0.1%
    MILEND, INC. $195,000 $350,000 79.5% 0.1%
    Commerce Home Mortgage, Inc. $570,000 $345,000 -39.5% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $510,000 $330,000 -35.3% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $295,000 $325,000 10.2% 0.1%
    Towne Bank $395,000 $315,000 -20.3% 0.1%
    QUORUM FEDERAL CREDIT UNION $305,000 n/a 0.1%
    CMG MORTGAGE, INC. $295,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $515,000 $275,000 -46.6% 0.1%
    CALCON MUTUAL MORTGAGE LLC $265,000 n/a 0.1%
    CARDINAL FINANCIAL $1,605,000 $265,000 -83.5% 0.1%
    Citadel Servicing Corporation $265,000 n/a 0.1%
    Bethpage Federal Credit Union $75,000 $260,000 246.7% 0.1%
    FIDELITY BANK $255,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $255,000 n/a 0.1%
    EASTMAN $245,000 n/a 0.1%
    Assurance Financial Group, L.L.C. $335,000 $230,000 -31.3% 0.1%
    Prosperity Home Mortgage, LLC $265,000 $225,000 -15.1% 0.1%
    ALLEGACY FEDERAL CREDIT UNION $220,000 n/a 0.1%
    EQUITY RESOURCES, INC. $215,000 n/a 0.1%
    FIRST HOME MORTGAGE CORPORATION $215,000 n/a 0.1%
    AgSouth Farm Credit, ACA $205,000 n/a 0.1%
    SPIRE Credit Union $205,000 n/a 0.1%
    The Park National Bank $205,000 n/a 0.1%
    The State Bank $205,000 $205,000 0.0% 0.1%
    Morris Bank $195,000 n/a 0.1%
    Equity Prime Mortgage LLC $165,000 n/a 0.1%
    MORTGAGE FINANCIAL GROUP, INC. $165,000 n/a 0.1%
    Bank OZK $155,000 n/a 0.1%
    Connexus Credit Union $155,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $225,000 $155,000 -31.1% 0.1%
    Bell Bank $135,000 n/a 0.1%
    BANKSOUTH MORTGAGE COMPANY, LLC $105,000 n/a 0.0%
    PENTAGON FEDERAL CREDIT UNION $995,000 $105,000 -89.4% 0.0%
    AMERISAVE MORTGAGE CORPORATION $320,000 $95,000 -70.3% 0.0%
    Synovus Bank $1,080,000 $95,000 -91.2% 0.0%
    TOWER $95,000 n/a 0.0%
    Baxter Credit Union $75,000 n/a 0.0%
    Coastal Community Bank $65,000 n/a 0.0%
    ROYAL UNITED MORTGAGE LLC $55,000 n/a 0.0%
    Stifel Bank and Trust $55,000 n/a 0.0%
    PLANET HOME LENDING, LLC $45,000 $45,000 0.0% 0.0%
    Figure Lending LLC $295,000 $25,000 -91.5% 0.0%

    Brevard's top lender by overall market share is First-Citizens Bank & Trust Company, with 9.8% market share. In second place, with 8.6%, is United Community Bank, having originated $20,645,000 in loans. In third place, with 4.7%, is QUICKEN LOANS, LLC, having originated $11,150,000 in loans. In fourth place, with 3.7%, is MOVEMENT MORTGAGE, LLC, having originated $8,865,000 in loans. In fifth place, with 3.4%, is Wells Fargo Bank, having originated $8,100,000 in loans.

    Brevard Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Brevard (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $379,225 (0.6%) $553,424 (-11.6%) 0.00 477
    2018-02-01 $372,475 (-0.7%) $551,865 (-10.9%) 0.00 461
    2018-03-01 $375,000 (0.7%) $565,005 (-8.1%) 0.00 462
    2018-04-01 $374,950 (0.0%) $552,403 (-8.7%) 0.00 467
    2018-05-01 $384,225 (2.5%) $558,758 (-7.7%) 0.00 480
    2018-06-01 $399,000 (3.7%) $563,104 (-5.6%) 0.00 455
    2018-07-01 $399,000 (1.1%) $561,058 (-5.3%) 0.00 476
    2018-08-01 $399,900 (0.0%) $575,176 (-3.6%) 0.00 464
    2018-09-01 $399,900 (0.0%) $570,906 (-4.4%) 0.00 469
    2018-10-01 $399,900 (0.0%) $573,774 (-2.5%) 0.00 471
    2018-11-01 $405,475 (1.5%) $575,686 (-1.4%) 0.00 451
    2018-12-01 $419,450 (4.9%) $594,128 (0.8%) 0.00 424
    2019-01-01 $425,000 (12.1%) $607,947 (9.9%) 0.00 371
    2019-02-01 $430,000 (15.4%) $637,451 (15.5%) 0.00 366
    2019-03-01 $435,857 (16.2%) $636,713 (12.7%) 0.00 375
    2019-04-01 $447,357 (19.3%) $635,846 (15.1%) 0.00 389
    2019-05-01 $429,875 (11.9%) $623,398 (11.6%) 0.00 425
    2019-06-01 $439,000 (10.0%) $627,962 (11.5%) 0.00 442
    2019-07-01 $449,500 (12.7%) $651,773 (16.2%) 0.00 442
    2019-08-01 $445,909 (11.5%) $682,560 (18.7%) 0.00 470
    2019-09-01 $439,773 (10.0%) $683,324 (19.7%) 0.00 458
    2019-10-01 $435,682 (9.0%) $683,834 (19.2%) 0.00 445
    2019-11-01 $425,000 (4.8%) $681,717 (18.4%) 0.00 407
    2019-12-01 $425,000 (1.3%) $689,264 (16.0%) 0.00 370
    2020-01-01 $426,000 (0.2%) $684,132 (12.5%) 0.00 340
    2020-02-01 $426,000 (-0.9%) $676,253 (6.1%) 0.00 339
    2020-03-01 $442,250 (1.5%) $685,191 (7.6%) 0.00 329
    2020-04-01 $449,250 (0.4%) $682,397 (7.3%) 0.00 335
    2020-05-01 $475,000 (10.5%) $691,754 (11.0%) 0.00 329
    2020-06-01 $486,750 (10.9%) $716,502 (14.1%) 0.00 309
    2020-07-01 $502,500 (11.8%) $742,887 (14.0%) 0.00 271
    2020-08-01 $505,000 (13.3%) $738,616 (8.2%) 0.00 234
    2020-09-01 $497,475 (13.1%) $735,820 (7.7%) 0.00 202
    2020-10-01 $492,800 (13.1%) $745,082 (9.0%) 0.00 193
    2020-11-01 $462,450 (8.8%) $713,059 (4.6%) 0.00 170
    2020-12-01 $482,500 (13.5%) $742,459 (7.7%) 0.00 151
    2021-01-01 $492,000 (15.5%) $773,261 (13.0%) 0.00 130
    2021-02-01 $579,500 (36.0%) $864,027 (27.8%) 0.00 104
    2021-03-01 $599,000 (35.4%) $878,855 (28.3%) 0.00 103
    2021-04-01 $599,000 (33.3%) $946,815 (38.8%) 0.00 104
    2021-05-01 $650,000 (36.8%) $1,090,843 (57.7%) 0.00 107
    2021-06-01 $620,000 (27.4%) $988,529 (38.0%) 0.00 112
    2021-07-01 $584,999 (16.4%) $925,398 (24.6%) 0.00 110
    2021-08-01 $498,500 (-1.3%) $876,562 (18.7%) 0.00 108
    2021-09-01 $626,000 (25.8%) $909,716 (23.6%) 0.00 106
    2021-10-01 $650,000 (31.9%) $982,712 (31.9%) 0.00 109
    2021-11-01 $744,388 (61.0%) $950,810 (33.3%) 0.00 110
    2021-12-01 $749,000 (55.2%) $981,616 (32.2%) 0.00 93
    2022-01-01 $795,000 (61.6%) $1,119,911 (44.8%) 0.00 79
    2022-02-01 $737,400 (27.3%) $1,092,298 (26.4%) 0.00 73
    2022-03-01 $745,000 (24.4%) $1,074,320 (22.2%) 0.00 72
    2022-04-01 $649,000 (8.4%) $989,630 (4.5%) 0.00 79
    2022-05-01 $603,675 (-7.1%) $927,764 (-15.0%) 0.00 95
    2022-06-01 $632,450 (2.0%) $858,423 (-13.2%) 0.00 115
    2022-07-01 $614,950 (5.1%) $837,671 (-9.5%) 0.00 144
    2022-08-01 $597,225 (19.8%) $798,687 (-8.9%) 0.00 141
    2022-09-01 $585,950 (-6.4%) $766,001 (-15.8%) 0.00 145
    2022-10-01 $600,000 (-7.7%) $785,986 (-20.0%) 0.00 141
    2022-11-01 $575,000 (-22.8%) $756,974 (-20.4%) 0.00 133
    2022-12-01 $599,000 (-20.0%) $815,154 (-17.0%) 0.00 131
    2023-01-01 $593,250 (-25.4%) $874,424 (-21.9%) 0.00 103
    2023-02-01 $562,225 (-23.8%) $850,347 (-22.2%) 0.00 94
    2023-03-01 $595,750 (-20.0%) $819,775 (-23.7%) 0.00 99
    2023-04-01 $620,000 (-4.5%) $876,060 (-11.5%) 0.00 116
    2023-05-01 $625,000 (3.5%) $916,037 (-1.3%) 0.00 127
    2023-06-01 $645,725 (2.1%) $1,025,231 (19.4%) 0.00 123
    2023-07-01 $657,000 (6.8%) $977,061 (16.6%) 0.00 139
    2023-08-01 $667,000 (11.7%) $963,362 (20.6%) 0.00 150
    2023-09-01 $661,500 (12.9%) $991,758 (29.5%) 0.00 149
    2023-10-01 $626,225 (4.4%) $944,253 (20.1%) 0.00 179
    2023-11-01 $649,950 (13.0%) $966,995 (27.7%) 0.00 176
    2023-12-01 $650,000 (8.5%) $917,106 (12.5%) 0.00 144
    2024-01-01 $675,000 (13.8%) $897,459 (2.6%) 0.00 124
    2024-02-01 $685,000 (21.8%) $972,469 (14.4%) 0.00 105
    2024-03-01 $665,000 (11.6%) $981,220 (19.7%) 0.00 124
    2024-04-01 $692,000 (11.6%) $1,097,013 (25.2%) 0.00 142
    2024-05-01 $690,500 (10.5%) $1,072,642 (17.1%) 0.00 163
    2024-06-01 $686,500 (6.3%) $1,197,704 (16.8%) 0.00 182
    2024-07-01 $686,250 (4.5%) $1,237,596 (26.7%) 0.00 189
    2024-08-01 $675,000 (1.2%) $1,251,406 (29.9%) 0.00 198
    2024-09-01 $685,750 (3.7%) $1,215,279 (22.5%) 0.00 197
    2024-10-01 $688,500 (9.9%) $1,249,951 (32.4%) 0.00 193
    2024-11-01 $679,000 (4.5%) $1,206,451 (24.8%) 0.00 190
    2024-12-01 $685,000 (5.4%) $1,185,324 (29.3%) 0.00 172
    2025-01-01 $694,500 (2.9%) $1,208,068 (34.6%) 0.00 148
    2025-02-01 $672,500 (-1.8%) $1,255,541 (29.1%) 0.00 156
    2025-03-01 $675,000 (1.5%) $1,278,572 (30.3%) 0.00 176
    2025-04-01 $687,000 (-0.7%) $1,234,605 (12.5%) 0.00 210
    2025-05-01 $689,000 (-0.2%) $1,174,369 (9.5%) 0.00 247
    Brevard's median listing price for 2025-05-01 was $689,000, a difference of $-1,500 (-0.2%) versus the prior year and $2,000 versus the prior month.

    Brevard's median listing price comes in at 0% of the national average.

    Brevard's average listing price for 2025-05-01 was $1,174,369, a difference of $101,727 (9.5%) versus the prior year and $-60,236 versus the prior month.

    For the 2025-05-01 period, Brevard had 247 MLS listings, a difference of 37 listings (18%) versus the prior month and 84 listings (52%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Brevard (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,250 sqft
    2018-02-01 0 days 2,250 sqft
    2018-03-01 0 days 2,250 sqft
    2018-04-01 0 days 2,247 sqft
    2018-05-01 0 days 2,250 sqft
    2018-06-01 0 days 2,250 sqft
    2018-07-01 0 days 2,250 sqft
    2018-08-01 0 days 2,250 sqft
    2018-09-01 0 days 2,250 sqft
    2018-10-01 0 days 2,250 sqft
    2018-11-01 0 days 2,250 sqft
    2018-12-01 0 days 2,250 sqft
    2019-01-01 0 days 2,250 sqft
    2019-02-01 0 days 2,290 sqft
    2019-03-01 0 days 2,309 sqft
    2019-04-01 0 days 2,319 sqft
    2019-05-01 0 days 2,297 sqft
    2019-06-01 0 days 2,355 sqft
    2019-07-01 0 days 2,357 sqft
    2019-08-01 0 days 2,357 sqft
    2019-09-01 0 days 2,357 sqft
    2019-10-01 0 days 2,357 sqft
    2019-11-01 0 days 2,341 sqft
    2019-12-01 0 days 2,304 sqft
    2020-01-01 0 days 2,272 sqft
    2020-02-01 0 days 2,250 sqft
    2020-03-01 0 days 2,287 sqft
    2020-04-01 0 days 2,348 sqft
    2020-05-01 0 days 2,459 sqft
    2020-06-01 0 days 2,513 sqft
    2020-07-01 0 days 2,564 sqft
    2020-08-01 0 days 2,517 sqft
    2020-09-01 0 days 2,352 sqft
    2020-10-01 0 days 2,247 sqft
    2020-11-01 0 days 2,075 sqft
    2020-12-01 0 days 2,153 sqft
    2021-01-01 0 days 2,180 sqft
    2021-02-01 0 days 2,359 sqft
    2021-03-01 0 days 2,609 sqft
    2021-04-01 0 days 2,204 sqft
    2021-05-01 0 days 2,414 sqft
    2021-06-01 0 days 2,262 sqft
    2021-07-01 0 days 2,237 sqft
    2021-08-01 0 days 2,050 sqft
    2021-09-01 0 days 2,423 sqft
    2021-10-01 0 days 2,368 sqft
    2021-11-01 0 days 2,360 sqft
    2021-12-01 0 days 2,350 sqft
    2022-01-01 0 days 2,400 sqft
    2022-02-01 0 days 2,289 sqft
    2022-03-01 0 days 2,087 sqft
    2022-04-01 0 days 2,079 sqft
    2022-05-01 0 days 2,074 sqft
    2022-06-01 0 days 2,064 sqft
    2022-07-01 0 days 2,155 sqft
    2022-08-01 0 days 2,066 sqft
    2022-09-01 0 days 2,055 sqft
    2022-10-01 0 days 2,186 sqft
    2022-11-01 0 days 2,096 sqft
    2022-12-01 0 days 2,250 sqft
    2023-01-01 0 days 2,226 sqft
    2023-02-01 0 days 2,115 sqft
    2023-03-01 0 days 2,147 sqft
    2023-04-01 0 days 2,198 sqft
    2023-05-01 0 days 2,174 sqft
    2023-06-01 0 days 2,308 sqft
    2023-07-01 0 days 2,281 sqft
    2023-08-01 0 days 2,299 sqft
    2023-09-01 0 days 2,351 sqft
    2023-10-01 0 days 2,214 sqft
    2023-11-01 0 days 2,179 sqft
    2023-12-01 0 days 2,067 sqft
    2024-01-01 0 days 2,065 sqft
    2024-02-01 0 days 2,045 sqft
    2024-03-01 0 days 2,128 sqft
    2024-04-01 0 days 2,098 sqft
    2024-05-01 0 days 2,136 sqft
    2024-06-01 0 days 2,059 sqft
    2024-07-01 0 days 2,143 sqft
    2024-08-01 0 days 2,141 sqft
    2024-09-01 0 days 2,120 sqft
    2024-10-01 0 days 2,112 sqft
    2024-11-01 0 days 2,063 sqft
    2024-12-01 0 days 2,072 sqft
    2025-01-01 0 days 2,145 sqft
    2025-02-01 0 days 2,073 sqft
    2025-03-01 0 days 2,077 sqft
    2025-04-01 0 days 2,131 sqft
    2025-05-01 0 days 2,149 sqft
    Brevard's median listing age (time on market) for 2025-05-01 was 0 days.

    Brevard's median square footage for active listings during the 2025-05-01 period was 2,149 sqft. One year prior, the average listing was 2,136 sqft.

    Brevard, NC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 342 $162,980,000 $476,550
    Home Improvement 103 $15,295,000 $148,495
    Refi 93 $28,285,000 $304,140
    Cash Out Refi 85 $21,985,000 $258,647
    Other 58 $10,200,000 $175,862
    NA 1 $345,000 $345,000

    Brevard's most frequently cited loan purpose was Home Purchase, with 342 originations. The 2nd most popular reason was Home Improvement, with 103 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 271 $106,935,000 $394,594
    7-8% 179 $59,845,000 $334,330
    5-6% 110 $44,070,000 $400,636
    Over 8% 110 $22,660,000 $206,000
    <2.5% 5 $565,000 $113,000
    4-5% 2 $760,000 $380,000
    3-4% 1 $255,000 $255,000

    During 2024, Brevard's most frequently originated rate bucket was 6-7%, with 271 originations.

    Loan Sizing (Brevard, NC MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 246 $71,520,000 $290,732
    $100k-200k 143 $19,955,000 $139,545
    $100,000 or less 113 $6,605,000 $58,451
    $400k-600k 95 $46,315,000 $487,526
    $600k-1000k 48 $34,900,000 $727,083
    $Over $1MM 37 $59,795,000 $1,616,081

    Brevard's loan sizing saw the bucket of loans from $200k-400k with 246 originations, totaling $71,520,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    60-80% 164 $78,130,000 $476,402
    80-100% 147 $71,015,000 $483,095
    20-40% 125 $30,485,000 $243,880
    Under 20% 123 $10,245,000 $83,293
    40-60% 98 $38,440,000 $392,245
    Over 100% 9 $2,895,000 $321,667

    Brevard's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 164 originations, totaling $78,130,000 in origination value.