Brevard Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Brevard averaged 6.31% for the week of 2024-12-05, compared to the national average of 6.69% for the same period.

The average rate for the prior week (2024-11-27) was 6.43% and one month ago for the week of 2024-10-31, the average rate was 6.54%.

Brevard's average rate one year ago was 7.04%.

For refis of the same type during the week of 2024-12-05, the average rate was 6.89%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-05 6.69%
Brevard 30 Year Fixed Rate 2024-12-05 6.31%
Brevard 30 Year Fixed Rate Refi 2024-12-05 6.89%
Brevard 15 Year Fixed Rate 2024-12-05 6.16%
Brevard 15 Year Fixed Rate Refi 2024-12-05 6.16%
Brevard 30 Year FHA 2024-12-05 6.56%
Brevard 30 Year FHA Refi 2024-12-05 6.46%
Brevard 30 Year USDA 2024-12-05 6.33%
Brevard 30 Year USDA Refi 2024-12-05 6.13%
Brevard 30 Year VA 2024-12-05 6.24%
Brevard 30 Year VA Refi 2024-12-05 6.04%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Brevard, NC.

Brevard Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Brevard, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
STATE EMPLOYEES' 21 5.86% $4,547
QUICKEN LOANS, LLC 21 6.67% $7,220
First-Citizens Bank & Trust Company 15 6.63% $4,595
United Community Bank 15 7.08% $6,004
MOVEMENT MORTGAGE, LLC 13 6.38% $6,548
First Bank 10 4.42% $3,197
TD Bank 10 6.28% $4,497
UNITED WHOLESALE MORTGAGE, LLC 9 6.92% $8,834
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 8 6.75% $7,550
HOWARD HANNA FINANCIAL SERVICES, INC. 8 6.81% $4,788
Truist 7 6.14% $5,884
Bank of America 7 5.96% $6,388
Champion Credit Union 6 6.71% $5,986
HomeTrust Bank 6 6.56% $4,219
GoPrime Mortgage, Inc. 5 6.82% $7,109
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 5 7.60% $7,535
Fifth Third Bank 4 6.62% $3,886
GUARANTEED RATE, INC. 4 6.98% $6,898
CARDINAL FINANCIAL 4 6.68% $11,801
JPMorgan Chase Bank 4 6.34% $8,226
NAVY FEDERAL CREDIT UNION 4 5.34% $10,157
UNITED 4 7.09% $4,478
Wells Fargo Bank 3 6.13% $4,713
Mr. Cooper ( Nationstar Mortgage ) 3 6.91% $10,405
LOANDEPOT.COM, LLC 3 7.16% $6,933
LOCAL GOVERNMENT FEDERAL CREDIT UNION 3 5.63% $3,115
Telco Community Credit Union 3 6.78% $5,359
American Security Mortgage Corp. 3 7.08% $8,173
The Federal Savings Bank 2 6.81% $6,784
BROKER SOLUTIONS, INC. 2 7.69% $5,465
ACOPIA, LLC 2 6.94% $7,543
Northpointe Bank 2 6.94% $7,785
EMBRACE HOME LOANS, INC. 2 6.50% $6,239
South State Bank 2 6.50% $3,702
UBS Bank USA 2 5.88% $5,426
Morgan Stanley Private Bank 2 5.53% $6,265
RADIUS FINANCIAL GROUP INC. 2 7.00% $9,551
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 7.06% $17,555
Ameris Bank 2 7.93% $5,288
BAY EQUITY LLC 2 6.81% $6,848
Synovus Bank 2 6.13% $5,026
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.75% $5,438
Renasant Bank 1 7.63% $11,251
RESOURCE FINANCIAL SERVICES, INC. 1 6.75% $3,796
RUOFF MORTGAGE COMPANY, INC. 1 5.88% $6,106
Service Federal Credit Union 1 5.88% $5,976
Strong Home Mortgage, LLC 1 6.13% $2,918
The Huntington National Bank 1 6.50% $5,395
The State Bank 1 7.13% $4,062
THRIVENT Federal Credit Union 1 6.50% $4,753
UNION HOME MORTGAGE CORP. 1 7.75% $5,910
U.S. Bank 1 6.25% $10,861
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.99% $5,858
THE MORTGAGE LINK, INC. 1 7.50% $4,594
AgFirst Farm Credit Bank 1 6.88% $8,403
Alcova Mortgage LLC 1 6.50% $3,665
AMERICAN FINANCING CORPORATION 1 6.99% $3,136
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.13% $5,580
ANGEL OAK HOME LOANS LLC 1 7.25% $11,634
BancorpSouth 1 6.50% $5,101
BETTER MORTGAGE CORPORATION 1 6.25% $2,646
BNC National Bank 1 6.13% $6,150
BOKF 1 6.88% $14,242
CALIBER HOME LOANS, INC. 1 6.50% $20,059
CAPITAL CENTER, L.L.C. 1 8.00% $0
Charles Schwab Bank, SSB 1 7.00% $4,889
CHARLOTTE METRO FEDERAL CREDIT UNION 1 7.25% $5,228
Citibank 1 5.88% $5,330
Citizens Bank 1 6.38% $7,904
COASTAL Federal Credit Union 1 6.00% $3,348
DELMAR FINANCIAL COMPANY 1 6.25% $5,860
EVERETT FINANCIAL, INC. 1 7.38% $4,189
FBC MORTGAGE, LLC 1 6.25% $11,251
FIRST COMMUNITY MORTGAGE, INC. 1 6.88% $8,116
First National Bank of Pennsylvania 1 5.38% $4,168
General Mortgage Capital Corporation 1 6.00% $4,994
GMFS LLC 1 7.00% $8,101
Kwik Mortgage Corporation 1 6.63% $2,216
Magnolia Bank 1 6.13% $5,490
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.88% $5,812
MILEND, INC. 1 7.38% $8,211
MORTGAGE EQUITY PARTNERS LLC 1 7.63% $4,841
Mortgage Research Center, LLC 1 6.99% $4,434
NEWREZ LLC 1 7.13% $2,942
NexBank 1 6.88% $10,447
PENTAGON FEDERAL CREDIT UNION 1 7.00% $8,077
Pinnacle Bank 1 7.75% $5,083
PNC Bank 1 6.88% $4,150
Presidential Bank, FSB 1 7.50% $4,233
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.13% $16,868
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.38% $6,099
Princeton Mortgage Corporation 1 5.75% $10,158
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.00% $5,028
RBC Bank, (Georgia) 1 5.25% $4,494
Regions Bank 1 5.75% $7,771

Brevard Average Closing Costs & Other Stats

Brevard, NC's 95 lenders originated 689 loans during 2023. The total origination value was $191,715,000, with an average loan value of $278,251.

Brevard's average closing costs are $5,004.

The top Brevard lender as defined by loan originations is STATE EMPLOYEES', with 21 loans originated. Their average total fees are $4,547, which is $2,673 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Brevard lenders (with over 10 loans originated) are First Bank ($3,197), TD Bank ($4,497), STATE EMPLOYEES' ($4,547), First-Citizens Bank & Trust Company ($4,595) and United Community Bank ($6,004).

The lowest rate Brevard lenders (with over 10 loans originated) are First Bank (4.42%), STATE EMPLOYEES' (5.86%), TD Bank (6.28%), MOVEMENT MORTGAGE, LLC (6.38%) and First-Citizens Bank & Trust Company (6.63%).

Brevard, NC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
First-Citizens Bank & Trust Company $23,635,000 $14,995,000 -36.6% 7.8%
United Community Bank $25,865,000 $14,965,000 -42.1% 7.8%
QUICKEN LOANS, LLC $17,495,000 $9,765,000 -44.2% 5.1%
STATE EMPLOYEES' $15,995,000 $9,570,000 -40.2% 5.0%
Bank of America $5,470,000 $7,700,000 40.8% 4.0%
MOVEMENT MORTGAGE, LLC $6,985,000 $6,655,000 -4.7% 3.5%
UNITED WHOLESALE MORTGAGE, LLC $14,380,000 $5,845,000 -59.4% 3.0%
First Bank $7,620,000 $5,575,000 -26.8% 2.9%
TD Bank $4,920,000 $5,475,000 11.3% 2.9%
Truist $8,585,000 $4,860,000 -43.4% 2.5%
Fifth Third Bank $6,150,000 $3,980,000 -35.3% 2.1%
HomeTrust Bank $4,035,000 $3,470,000 -14.0% 1.8%
UNITED $4,960,000 $3,230,000 -34.9% 1.7%
HOWARD HANNA FINANCIAL SERVICES, INC. $3,090,000 n/a 1.6%
Wells Fargo Bank $8,995,000 $2,690,000 -70.1% 1.4%
JPMorgan Chase Bank $6,580,000 $2,435,000 -63.0% 1.3%
GUARANTEED RATE, INC. $1,345,000 $2,395,000 78.1% 1.2%
PNC Bank $5,525,000 $2,265,000 -59.0% 1.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,005,000 $2,180,000 8.7% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,705,000 $2,135,000 -42.4% 1.1%
NAVY FEDERAL CREDIT UNION $2,055,000 $2,130,000 3.6% 1.1%
EMBRACE HOME LOANS, INC. $2,090,000 n/a 1.1%
First National Bank of Pennsylvania $405,000 $2,040,000 403.7% 1.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $4,955,000 $2,035,000 -58.9% 1.1%
CommunityBank of Texas, N.A. $2,005,000 n/a 1.0%
GoPrime Mortgage, Inc. $2,100,000 $1,900,000 -9.5% 1.0%
UBS Bank USA $1,750,000 n/a 0.9%
CARDINAL FINANCIAL $1,065,000 $1,605,000 50.7% 0.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,640,000 $1,545,000 -5.8% 0.8%
BROKER SOLUTIONS, INC. $1,370,000 $1,525,000 11.3% 0.8%
Champion Credit Union $1,065,000 $1,520,000 42.7% 0.8%
Morgan Stanley Private Bank $4,980,000 $1,470,000 -70.5% 0.8%
Mortgage Research Center, LLC $510,000 $1,445,000 183.3% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $1,895,000 $1,335,000 -29.6% 0.7%
BETTER MORTGAGE CORPORATION $1,155,000 $1,295,000 12.1% 0.7%
U.S. Bank $800,000 $1,270,000 58.8% 0.7%
FAIRWINDS CREDIT UNION $1,185,000 n/a 0.6%
Strong Home Mortgage, LLC $185,000 $1,140,000 516.2% 0.6%
American Security Mortgage Corp. $805,000 $1,095,000 36.0% 0.6%
Synovus Bank $4,170,000 $1,080,000 -74.1% 0.6%
First Horizon Bank $1,050,000 $1,040,000 -1.0% 0.5%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $4,030,000 $1,035,000 -74.3% 0.5%
PENTAGON FEDERAL CREDIT UNION $680,000 $995,000 46.3% 0.5%
The Huntington National Bank $990,000 n/a 0.5%
LOANDEPOT.COM, LLC $1,385,000 $980,000 -29.2% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,045,000 $970,000 -7.2% 0.5%
Telco Community Credit Union $1,785,000 $950,000 -46.8% 0.5%
Citibank $685,000 $895,000 30.7% 0.5%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $890,000 n/a 0.5%
ACOPIA, LLC $710,000 $870,000 22.5% 0.5%
Alcova Mortgage LLC $370,000 $830,000 124.3% 0.4%
Guaranty Bank and Trust Company $815,000 n/a 0.4%
South State Bank $6,010,000 $795,000 -86.8% 0.4%
Citizens Bank $3,845,000 $785,000 -79.6% 0.4%
Southern First Bank $6,195,000 $755,000 -87.8% 0.4%
NEWREZ LLC $885,000 $750,000 -15.3% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $750,000 n/a 0.4%
RADIUS FINANCIAL GROUP INC. $405,000 $740,000 82.7% 0.4%
RBC Bank, (Georgia) $705,000 n/a 0.4%
Northpointe Bank $2,150,000 $660,000 -69.3% 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $425,000 $655,000 54.1% 0.3%
CALIBER HOME LOANS, INC. $610,000 $645,000 5.7% 0.3%
ANGEL OAK HOME LOANS LLC $1,390,000 $640,000 -54.0% 0.3%
Ameris Bank $865,000 $590,000 -31.8% 0.3%
Commerce Home Mortgage, Inc. $570,000 n/a 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $395,000 $565,000 43.0% 0.3%
United Bank $245,000 $555,000 126.5% 0.3%
FREEDOM MORTGAGE CORPORATION $565,000 $550,000 -2.7% 0.3%
Pinnacle Bank $4,275,000 $545,000 -87.3% 0.3%
Magnolia Bank $540,000 n/a 0.3%
The Federal Savings Bank $235,000 $540,000 129.8% 0.3%
BancorpSouth $525,000 n/a 0.3%
FBC MORTGAGE, LLC $115,000 $525,000 356.5% 0.3%
TruPoint Bank $525,000 n/a 0.3%
PLAZA HOME MORTGAGE, INC. $515,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $2,225,000 $510,000 -77.1% 0.3%
CapStar Bank $505,000 n/a 0.3%
Charles Schwab Bank, SSB $1,575,000 $495,000 -68.6% 0.3%
General Mortgage Capital Corporation $495,000 n/a 0.3%
FIRST COMMUNITY MORTGAGE, INC. $490,000 n/a 0.3%
BAY EQUITY LLC $315,000 $480,000 52.4% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $475,000 n/a 0.2%
Kwik Mortgage Corporation $475,000 n/a 0.2%
AgFirst Farm Credit Bank $465,000 n/a 0.2%
The Central Trust Bank $465,000 n/a 0.2%
Waterstone Mortgage Corporation $465,000 n/a 0.2%
NexBank $315,000 $455,000 44.4% 0.2%
RF Renovo Management Company, LLC $425,000 n/a 0.2%
CAPITAL CENTER, L.L.C. $655,000 $415,000 -36.6% 0.2%
Regions Bank $1,120,000 $410,000 -63.4% 0.2%
BNC National Bank $405,000 n/a 0.2%
BOKF $405,000 n/a 0.2%
Towne Bank $295,000 $395,000 33.9% 0.2%
TOWNE MORTGAGE COMPANY $225,000 $365,000 62.2% 0.2%
CHARLOTTE METRO FEDERAL CREDIT UNION $230,000 $360,000 56.5% 0.2%
ALLIANT CREDIT UNION $355,000 n/a 0.2%
Princeton Mortgage Corporation $660,000 $345,000 -47.7% 0.2%
University Bank $345,000 n/a 0.2%
USAA Federal Savings Bank $540,000 $345,000 -36.1% 0.2%
Assurance Financial Group, L.L.C. $165,000 $335,000 103.0% 0.2%
EVERETT FINANCIAL, INC. $530,000 $335,000 -36.8% 0.2%
AMERISAVE MORTGAGE CORPORATION $1,985,000 $320,000 -83.9% 0.2%
Discover Bank $390,000 $315,000 -19.2% 0.2%
Bank of Travelers Rest $295,000 n/a 0.2%
Figure Lending LLC $185,000 $295,000 59.5% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $510,000 $295,000 -42.2% 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $295,000 n/a 0.2%
COASTAL Federal Credit Union $700,000 $285,000 -59.3% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $2,905,000 $285,000 -90.2% 0.1%
VERITAS FUNDING, LLC $285,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $275,000 n/a 0.1%
Prosperity Home Mortgage, LLC $265,000 n/a 0.1%
MORTGAGE EQUITY PARTNERS LLC $255,000 n/a 0.1%
SPRING EQ, LLC $175,000 $255,000 45.7% 0.1%
GMFS LLC $245,000 n/a 0.1%
EMM LOANS LLC $450,000 $225,000 -50.0% 0.1%
RELIANCE FIRST CAPITAL, LLC $135,000 $225,000 66.7% 0.1%
Renasant Bank $805,000 $225,000 -72.0% 0.1%
LIMA ONE CAPITAL, LLC $215,000 n/a 0.1%
NEXERA HOLDING LLC $205,000 n/a 0.1%
Service Federal Credit Union $205,000 n/a 0.1%
The State Bank $205,000 n/a 0.1%
1ST SIGNATURE LENDING, LLC $665,000 $195,000 -70.7% 0.1%
Integrity Home Mortgage Corp $195,000 n/a 0.1%
MILEND, INC. $195,000 n/a 0.1%
THE MORTGAGE LINK, INC. $195,000 n/a 0.1%
PENNYMAC LOAN SERVICES, LLC $1,280,000 $185,000 -85.5% 0.1%
DELMAR FINANCIAL COMPANY $175,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $175,000 $175,000 0.0% 0.1%
UNION HOME MORTGAGE CORP. $2,455,000 $175,000 -92.9% 0.1%
Third Federal Savings and Loan Association of Cleveland $1,500,000 $170,000 -88.7% 0.1%
DEEPHAVEN MORTGAGE LLC $145,000 $165,000 13.8% 0.1%
AmeriHome Mortgage Company, LLC $1,490,000 $155,000 -89.6% 0.1%
THRIVENT Federal Credit Union $145,000 n/a 0.1%
RESOURCE FINANCIAL SERVICES, INC. $525,000 $135,000 -74.3% 0.1%
State Department Federal Credit Union $125,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $85,000 $115,000 35.3% 0.1%
Liberty Savings Bank, F.S.B. $105,000 n/a 0.1%
21ST MORTGAGE CORPORATION $970,000 $95,000 -90.2% 0.0%
FINANCE OF AMERICA REVERSE LLC $1,830,000 $95,000 -94.8% 0.0%
Bethpage Federal Credit Union $105,000 $75,000 -28.6% 0.0%
Flagstar Bank, FSB $570,000 $75,000 -86.8% 0.0%
Presidential Bank, FSB $75,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $680,000 $75,000 -89.0% 0.0%
AMERICAN FINANCING CORPORATION $585,000 $55,000 -90.6% 0.0%
PLANET HOME LENDING, LLC $155,000 $45,000 -71.0% 0.0%
SUN Federal Credit Union $25,000 n/a 0.0%

Brevard's top lender by overall market share is First-Citizens Bank & Trust Company, with 7.8% market share. In second place, with 7.8%, is United Community Bank, having originated $14,965,000 in loans. In third place, with 5.1%, is QUICKEN LOANS, LLC, having originated $9,765,000 in loans. In fourth place, with 5.0%, is STATE EMPLOYEES', having originated $9,570,000 in loans. In fifth place, with 4.0%, is Bank of America, having originated $7,700,000 in loans.


Brevard Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Brevard (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $379,225 (1.1%) $553,424 (-11.7%) 0.00 477
2018-02-01 $372,475 (-0.7%) $551,865 (-10.9%) 0.00 461
2018-03-01 $375,000 (1.0%) $565,005 (-8.1%) 0.00 462
2018-04-01 $374,950 (0.0%) $552,403 (-8.8%) 0.00 467
2018-05-01 $384,450 (2.5%) $559,488 (-7.6%) 0.00 480
2018-06-01 $399,000 (4.1%) $563,884 (-5.5%) 0.00 454
2018-07-01 $399,000 (1.8%) $561,436 (-5.4%) 0.00 475
2018-08-01 $399,900 (0.0%) $575,176 (-3.7%) 0.00 464
2018-09-01 $399,900 (0.0%) $570,906 (-4.6%) 0.00 469
2018-10-01 $399,900 (0.0%) $573,774 (-2.7%) 0.00 471
2018-11-01 $405,475 (1.5%) $575,686 (-1.6%) 0.00 451
2018-12-01 $419,450 (4.9%) $594,128 (0.7%) 0.00 424
2019-01-01 $425,000 (12.1%) $607,947 (9.9%) 0.00 371
2019-02-01 $430,000 (15.4%) $637,451 (15.5%) 0.00 366
2019-03-01 $435,857 (16.2%) $636,713 (12.7%) 0.00 375
2019-04-01 $447,357 (19.3%) $635,846 (15.1%) 0.00 389
2019-05-01 $429,875 (11.8%) $623,398 (11.4%) 0.00 425
2019-06-01 $439,000 (10.0%) $627,962 (11.4%) 0.00 442
2019-07-01 $449,500 (12.7%) $651,773 (16.1%) 0.00 442
2019-08-01 $445,909 (11.5%) $682,560 (18.7%) 0.00 470
2019-09-01 $439,773 (10.0%) $683,324 (19.7%) 0.00 458
2019-10-01 $435,682 (9.0%) $683,834 (19.2%) 0.00 445
2019-11-01 $425,000 (4.8%) $681,717 (18.4%) 0.00 407
2019-12-01 $425,000 (1.3%) $689,264 (16.0%) 0.00 370
2020-01-01 $426,000 (0.2%) $684,132 (12.5%) 0.00 340
2020-02-01 $426,000 (-0.9%) $676,253 (6.1%) 0.00 339
2020-03-01 $442,250 (1.5%) $685,191 (7.6%) 0.00 329
2020-04-01 $449,250 (0.4%) $682,397 (7.3%) 0.00 335
2020-05-01 $475,000 (10.5%) $691,754 (11.0%) 0.00 329
2020-06-01 $486,750 (10.9%) $716,502 (14.1%) 0.00 309
2020-07-01 $502,500 (11.8%) $742,887 (14.0%) 0.00 271
2020-08-01 $505,000 (13.3%) $738,616 (8.2%) 0.00 234
2020-09-01 $497,475 (13.1%) $735,820 (7.7%) 0.00 202
2020-10-01 $492,800 (13.1%) $747,116 (9.3%) 0.00 193
2020-11-01 $462,450 (8.8%) $713,059 (4.6%) 0.00 170
2020-12-01 $482,500 (13.5%) $742,459 (7.7%) 0.00 151
2021-01-01 $492,000 (15.5%) $773,261 (13.0%) 0.00 130
2021-02-01 $579,500 (36.0%) $864,027 (27.8%) 0.00 104
2021-03-01 $599,000 (35.4%) $878,855 (28.3%) 0.00 103
2021-04-01 $599,000 (33.3%) $946,815 (38.8%) 0.00 104
2021-05-01 $650,000 (36.8%) $1,090,843 (57.7%) 0.00 107
2021-06-01 $620,000 (27.4%) $988,529 (38.0%) 0.00 112
2021-07-01 $584,999 (16.4%) $925,398 (24.6%) 0.00 110
2021-08-01 $498,500 (-1.3%) $876,562 (18.7%) 0.00 108
2021-09-01 $626,000 (25.8%) $909,716 (23.6%) 0.00 106
2021-10-01 $650,000 (31.9%) $982,712 (31.5%) 0.00 109
2021-11-01 $744,388 (61.0%) $950,810 (33.3%) 0.00 110
2021-12-01 $749,000 (55.2%) $981,616 (32.2%) 0.00 93
2022-01-01 $795,000 (61.6%) $1,119,911 (44.8%) 0.00 79
2022-02-01 $737,400 (27.3%) $1,092,298 (26.4%) 0.00 73
2022-03-01 $745,000 (24.4%) $1,074,320 (22.2%) 0.00 72
2022-04-01 $649,000 (8.4%) $989,630 (4.5%) 0.00 79
2022-05-01 $603,675 (-7.1%) $927,764 (-15.0%) 0.00 95
2022-06-01 $632,450 (2.0%) $858,423 (-13.2%) 0.00 115
2022-07-01 $614,950 (5.1%) $837,671 (-9.5%) 0.00 144
2022-08-01 $597,200 (19.8%) $797,360 (-9.0%) 0.00 142
2022-09-01 $585,950 (-6.4%) $766,001 (-15.8%) 0.00 145
2022-10-01 $600,000 (-7.7%) $785,986 (-20.0%) 0.00 141
2022-11-01 $575,000 (-22.8%) $756,974 (-20.4%) 0.00 133
2022-12-01 $599,000 (-20.0%) $815,154 (-17.0%) 0.00 131
2023-01-01 $593,250 (-25.4%) $870,093 (-22.3%) 0.00 103
2023-02-01 $562,225 (-23.8%) $850,347 (-22.2%) 0.00 94
2023-03-01 $595,750 (-20.0%) $819,775 (-23.7%) 0.00 99
2023-04-01 $620,000 (-4.5%) $876,060 (-11.5%) 0.00 116
2023-05-01 $625,000 (3.5%) $916,037 (-1.3%) 0.00 126
2023-06-01 $642,250 (1.6%) $1,015,157 (18.3%) 0.00 122
2023-07-01 $650,000 (5.7%) $967,969 (15.6%) 0.00 138
2023-08-01 $664,000 (11.2%) $954,747 (19.7%) 0.00 149
2023-09-01 $661,500 (12.9%) $991,758 (29.5%) 0.00 149
2023-10-01 $626,225 (4.4%) $944,253 (20.1%) 0.00 179
2023-11-01 $649,950 (13.0%) $966,995 (27.7%) 0.00 176
2023-12-01 $650,000 (8.5%) $917,106 (12.5%) 0.00 144
2024-01-01 $675,000 (13.8%) $897,459 (3.2%) 0.00 124
2024-02-01 $685,000 (21.8%) $972,469 (14.4%) 0.00 105
2024-03-01 $665,000 (11.6%) $981,220 (19.7%) 0.00 124
2024-04-01 $692,000 (11.6%) $1,097,013 (25.2%) 0.00 142
2024-05-01 $690,500 (10.5%) $1,089,014 (18.9%) 0.00 163
2024-06-01 $695,000 (8.2%) $1,206,045 (18.8%) 0.00 182
2024-07-01 $686,250 (5.6%) $1,237,596 (27.9%) 0.00 189
2024-08-01 $675,000 (1.7%) $1,251,406 (31.1%) 0.00 198
2024-09-01 $685,750 (3.7%) $1,215,279 (22.5%) 0.00 197
2024-10-01 $688,500 (9.9%) $1,249,951 (32.4%) 0.00 193
2024-11-01 $679,000 (4.5%) $1,206,451 (24.8%) 0.00 190
Brevard's median listing price for 2024-11-01 was $679,000, a difference of $29,050 (4.5%) versus the prior year and $-9,500 versus the prior month.

Brevard's median listing price comes in at 0% of the national average.

Brevard's average listing price for 2024-11-01 was $1,206,451, a difference of $239,456 (24.8%) versus the prior year and $-43,500 versus the prior month.

For the 2024-11-01 period, Brevard had 190 MLS listings, a difference of -3 listings (-2%) versus the prior month and 14 listings (8%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Brevard (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,250 sqft
2018-02-01 0 days 2,250 sqft
2018-03-01 0 days 2,250 sqft
2018-04-01 0 days 2,244 sqft
2018-05-01 0 days 2,250 sqft
2018-06-01 0 days 2,250 sqft
2018-07-01 0 days 2,250 sqft
2018-08-01 0 days 2,250 sqft
2018-09-01 0 days 2,250 sqft
2018-10-01 0 days 2,250 sqft
2018-11-01 0 days 2,250 sqft
2018-12-01 0 days 2,250 sqft
2019-01-01 0 days 2,250 sqft
2019-02-01 0 days 2,290 sqft
2019-03-01 0 days 2,312 sqft
2019-04-01 0 days 2,325 sqft
2019-05-01 0 days 2,304 sqft
2019-06-01 0 days 2,355 sqft
2019-07-01 0 days 2,357 sqft
2019-08-01 0 days 2,356 sqft
2019-09-01 0 days 2,356 sqft
2019-10-01 0 days 2,356 sqft
2019-11-01 0 days 2,339 sqft
2019-12-01 0 days 2,298 sqft
2020-01-01 0 days 2,269 sqft
2020-02-01 0 days 2,250 sqft
2020-03-01 0 days 2,295 sqft
2020-04-01 0 days 2,356 sqft
2020-05-01 0 days 2,460 sqft
2020-06-01 0 days 2,540 sqft
2020-07-01 0 days 2,575 sqft
2020-08-01 0 days 2,544 sqft
2020-09-01 0 days 2,352 sqft
2020-10-01 0 days 2,248 sqft
2020-11-01 0 days 2,115 sqft
2020-12-01 0 days 2,174 sqft
2021-01-01 0 days 2,180 sqft
2021-02-01 0 days 2,371 sqft
2021-03-01 0 days 2,616 sqft
2021-04-01 0 days 2,204 sqft
2021-05-01 0 days 2,252 sqft
2021-06-01 0 days 2,252 sqft
2021-07-01 0 days 2,223 sqft
2021-08-01 0 days 2,086 sqft
2021-09-01 0 days 2,430 sqft
2021-10-01 0 days 2,368 sqft
2021-11-01 0 days 2,364 sqft
2021-12-01 0 days 2,350 sqft
2022-01-01 0 days 2,400 sqft
2022-02-01 0 days 2,289 sqft
2022-03-01 0 days 2,051 sqft
2022-04-01 0 days 2,060 sqft
2022-05-01 0 days 2,069 sqft
2022-06-01 0 days 2,041 sqft
2022-07-01 0 days 2,132 sqft
2022-08-01 0 days 2,064 sqft
2022-09-01 0 days 2,067 sqft
2022-10-01 0 days 2,190 sqft
2022-11-01 0 days 2,139 sqft
2022-12-01 0 days 2,262 sqft
2023-01-01 0 days 2,226 sqft
2023-02-01 0 days 2,006 sqft
2023-03-01 0 days 2,111 sqft
2023-04-01 0 days 2,180 sqft
2023-05-01 0 days 2,160 sqft
2023-06-01 0 days 2,294 sqft
2023-07-01 0 days 2,255 sqft
2023-08-01 0 days 2,290 sqft
2023-09-01 0 days 2,342 sqft
2023-10-01 0 days 2,188 sqft
2023-11-01 0 days 2,119 sqft
2023-12-01 0 days 2,058 sqft
2024-01-01 0 days 2,055 sqft
2024-02-01 0 days 2,019 sqft
2024-03-01 0 days 2,068 sqft
2024-04-01 0 days 2,048 sqft
2024-05-01 0 days 2,106 sqft
2024-06-01 0 days 2,064 sqft
2024-07-01 0 days 2,139 sqft
2024-08-01 0 days 2,141 sqft
2024-09-01 0 days 2,135 sqft
2024-10-01 0 days 2,118 sqft
2024-11-01 0 days 2,063 sqft
Brevard's median listing age (time on market) for 2024-11-01 was 0 days.

Brevard's median square footage for active listings during the 2024-11-01 period was 2,063 sqft. One year prior, the average listing was 2,119 sqft.

Brevard, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 363 $133,245,000 $367,066
Home Improvement 114 $17,800,000 $156,140
Other 79 $14,335,000 $181,456
Refi 77 $14,635,000 $190,065
Cash Out Refi 56 $11,700,000 $208,929

Brevard's most frequently cited loan purpose was Home Purchase, with 363 originations. The 2nd most popular reason was Home Improvement, with 114 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 221 $73,275,000 $331,561
7-8% 202 $48,700,000 $241,089
5-6% 132 $44,910,000 $340,227
Over 8% 98 $14,100,000 $143,878
4-5% 23 $6,365,000 $276,739
<2.5% 6 $960,000 $160,000
2.5-3% 2 $1,180,000 $590,000
3-4% 1 $245,000 $245,000

During 2023, Brevard's most frequently originated rate bucket was 6-7%, with 221 originations.

Loan Sizing (Brevard, NC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 227 $64,615,000 $284,648
$100k-200k 183 $25,865,000 $141,339
$100,000 or less 123 $6,995,000 $56,870
$400k-600k 101 $47,975,000 $475,000
$600k-1000k 45 $32,985,000 $733,000
$Over $1MM 10 $13,280,000 $1,328,000

Brevard's loan sizing saw the bucket of loans from $200k-400k with 227 originations, totaling $64,615,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 174 $64,540,000 $370,920
60-80% 162 $64,270,000 $396,728
Under 20% 138 $12,960,000 $93,913
20-40% 113 $20,265,000 $179,336
40-60% 93 $26,545,000 $285,430
Over 100% 3 $755,000 $251,667

Brevard's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 174 originations, totaling $64,540,000 in origination value.