Third Coast Bank Ssb Mortgage Rates, Fees & Info
Humble, TXLEI: 254900Y3KT6SZM11MQ06
Tax ID: 26-2027557
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Mortgage Data
Review & Overview
Third Coast Bank Ssb is a smaller bank specializing in Home Purchase loans. Third Coast Bank Ssb has a high proportion of conventional loans. Their top markets by origination volume include: Houston, Pensacola, Nashville, Sherman, and San Antonio among others. We have data for 16 markets. (Some data included below & more in-depth data is available with an active subscription.)Third Coast Bank Ssb has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
90Origination Dollar Volume (All Markets)
$66,560,000Top Markets
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Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 46 | $45,280,000 | $984,348 | $0 | 0.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $5,640,000 | $2,820,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $3,010,000 | $1,505,000 | $0 | 0.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 14 | $2,210,000 | $157,857 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $1,960,000 | $980,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $0 | 0.00% |
| Athens, TX (FHA|USDA|VA) | 1 | $1,685,000 | $1,685,000 | $0 | 0.00% |
| Ardmore, OK (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $1,075,000 | $1,075,000 | $0 | 0.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $0 | 0.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $350,000 | $175,000 | $0 | 0.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 0.00% |
| Rockport, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Bonham, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 90 | $66,560,000 | $739,556 | $0 | 0.00% |
For 2024, Third Coast Bank Ssb's most frequently originated type of loan was Conventional, with 90 originations.
Loan Reason
For 2024, Third Coast Bank Ssb's most frequently cited loan purpose was Home Purchase, with 61 originations. The 2nd most popular reason was Cash Out Refi, with 19 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 90 | $66,560,000 | $739,556 | $0 | 0.00% |
For 2024, Third Coast Bank Ssb's most frequently cited loan duration was Other, with 90 originations.
Loan Sizing
2024 saw Third Coast Bank Ssb place emphasis on $100k-200k loans with 28 originations, totaling $4,120,000 in origination value.
Applicant Income
Third Coast Bank Ssb lent most frequently to those with incomes in the $250k+ range, with 42 originations. The second most popular income band? $150k-250k, with 9 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 90 | $66,560,000 | $739,556 | $0 | 0.00% |
Third Coast Bank Ssb lent most frequently to those with DTI ratios of Exempt%, with 90 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
Third Coast Bank Ssb has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination74.44%
Third Coast Bank Ssb has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 90 | $66,560,000 | $739,556 |