Third Coast Bank Ssb Mortgage Rates, Fees & Info
Humble, TXLEI: 254900Y3KT6SZM11MQ06
Tax ID: 26-2027557
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Third Coast Bank Ssb is a smaller bank specializing in Home Purchase and Refi loans. Third Coast Bank Ssb has a high proportion of conventional loans. Their top markets by origination volume include: Houston, Dallas, Austin, San Antonio, and Bay City among others. We have data for 28 markets. (Some data included below & more in-depth data is available with an active subscription.)Third Coast Bank Ssb has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
215Origination Dollar Volume (All Markets)
$142,485,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 129 | $79,035,000 | $612,674 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 14 | $15,280,000 | $1,091,429 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 11 | $12,205,000 | $1,109,545 | $0 | 0.00% |
| Outside of Metro Areas | 13 | $11,215,000 | $862,692 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $3,965,000 | $566,429 | $0 | 0.00% |
| Bay City, TX (FHA|USDA|VA) | 2 | $2,360,000 | $1,180,000 | $0 | 0.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 4 | $2,260,000 | $565,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $1,925,000 | $1,925,000 | $0 | 0.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 10 | $1,910,000 | $191,000 | $0 | 0.00% |
| Heber, UT (FHA|USDA|VA) | 2 | $1,610,000 | $805,000 | $0 | 0.00% |
| Rockport, TX (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $0 | 0.00% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $0 | 0.00% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 0.00% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $0 | 0.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 0.00% |
| Athens, TX (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $0 | 0.00% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 0.00% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 215 | $142,485,000 | $662,721 | $0 | 0.00% |
For 2022, Third Coast Bank Ssb's most frequently originated type of loan was Conventional, with 215 originations.
Loan Reason
For 2022, Third Coast Bank Ssb's most frequently cited loan purpose was Home Purchase, with 146 originations. The 2nd most popular reason was Refi, with 52 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 215 | $142,485,000 | $662,721 | $0 | 0.00% |
For 2022, Third Coast Bank Ssb's most frequently cited loan duration was Other, with 215 originations.
Loan Sizing
2022 saw Third Coast Bank Ssb place emphasis on $200k-400k loans with 52 originations, totaling $14,740,000 in origination value.
Applicant Income
Third Coast Bank Ssb lent most frequently to those with incomes in the $250k+ range, with 67 originations. The second most popular income band? $150k-250k, with 17 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 215 | $142,485,000 | $662,721 | $0 | 0.00% |
Third Coast Bank Ssb lent most frequently to those with DTI ratios of Exempt%, with 215 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications99.58%
Third Coast Bank Ssb has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination91.16%
Third Coast Bank Ssb has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 215 | $142,485,000 | $662,721 |