Dsld Mortgage Rates, Fees & Info
DOVER, DELEI: 5493001F7QT2YW3K8D98
Tax ID: 26-2434560
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Mortgage Data
Review & Overview
Dsld Mortgage is a smaller mortgage company specializing in Home Purchase loans. Dsld Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Baton Rouge, New Orleans, Lafayette, Gulfport, and Hammond among others. We have data for 20 markets. (Some data included below & more in-depth data is available with an active subscription.)Dsld Mortgage has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Dsld Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
---|---|---|
30 Year Conventional Purchase | 6.69% | 9/1/24 |
30 Year FHA Purchase | 7.29% | 9/1/24 |
30 Year VA Purchase | 6.41% | 9/1/24 |
30 Year USDA Purchase | 6.65% | 9/1/24 |
15 Year Conventional Purchase | 6.13% | 9/1/24 |
15 Year FHA Purchase | 6.81% | 9/1/24 |
15 Year VA Purchase | 5.68% | 9/1/24 |
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. |
Dsld Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,489Origination Dollar Volume (All Markets)
$531,545,000DSLD MORTGAGE - 2020
DSLD MORTGAGE is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
BATON ROUGE, LA (FHA|USDA|VA) | 661 | $143,125,000 | $216,528 | $2,296 | 2.90% |
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 340 | $76,020,000 | $223,588 | $2,752 | 2.95% |
LAFAYETTE, LA (FHA|USDA|VA) | 282 | $55,160,000 | $195,603 | $2,050 | 2.94% |
GULFPORT-BILOXI, MS (FHA|USDA|VA) | 198 | $42,700,000 | $215,657 | $2,872 | 2.82% |
HAMMOND, LA (FHA|USDA|VA) | 216 | $40,960,000 | $189,630 | $2,138 | 2.90% |
HUNTSVILLE, AL (FHA|USDA|VA) | 153 | $35,115,000 | $229,510 | $2,456 | 3.12% |
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 150 | $32,520,000 | $216,800 | $2,904 | 2.93% |
HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 139 | $30,125,000 | $216,727 | $2,530 | 3.05% |
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 126 | $26,540,000 | $210,635 | $3,475 | 2.96% |
LAKE CHARLES, LA (FHA|USDA|VA) | 121 | $25,095,000 | $207,397 | $2,078 | 3.02% |
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 70 | $17,170,000 | $245,286 | $4,517 | 2.90% |
MONROE, LA (FHA|USDA|VA) | 20 | $4,160,000 | $208,000 | $2,317 | 2.65% |
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $2,478 | 3.31% |
Outside of Metro Areas | 2 | $460,000 | $230,000 | $6,304 | 3.19% |
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,922 | 3.69% |
MOBILE, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,695 | 2.56% |
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,504 | 2.63% |
KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,216 | 3.13% |
Albertville, AL (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,157 | 3.06% |
DECATUR, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,864 | 2.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against DSLD MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2020, Dsld Mortgage's most frequently originated type of loan was Conventional, with 1,052 originations. Their 2nd most popular type was FHA, with 623 originations.
Loan Reason
Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Home Purchase | 2,489 | $531,545,000 | $213,558 | $2,538 | 2.94% |
For 2020, Dsld Mortgage's most frequently cited loan purpose was Home Purchase, with 2,489 originations.
Loan Duration/Length
For 2020, Dsld Mortgage's most frequently cited loan duration was 30 Year, with 2,487 originations. The 2nd most popular length was 15 Year, with 1 originations.
Origination Fees/Closing Costs
Dsld Mortgage's average total fees were $2,539, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,293 originations.
Interest Rates
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 953 | $199,655,000 | $209,502 |
2.5-3% | 819 | $174,115,000 | $212,595 |
<2.5% | 676 | $149,890,000 | $221,731 |
4-5% | 40 | $7,710,000 | $192,750 |
During 2020, Dsld Mortgage's average interest rate for loans was 2.94%, while their most frequently originated rate bucket for loans was 3-4%, with 953 originations.
Loan Sizing
2020 saw Dsld Mortgage place emphasis on $200k-400k loans with 1,500 originations, totaling $360,130,000 in origination value.
Applicant Income
Dsld Mortgage lent most frequently to those with incomes in the $50k-75k range, with 937 originations. The second most popular income band? $75k-100k, with 512 originations.
Applicant Debt to Income Ratio
Dsld Mortgage lent most frequently to those with DTI ratios of 20-30%, with 530 originations. The next most common DTI ratio? 30-36%, with 476 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.06%
Dsld Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination91.96%
Dsld Mortgage has an average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
0.0 | 1 | $175,000 | $175,000 |
NA | 2,488 | $531,370,000 | $213,573 |
Occupancy Type Mix
Dwelling Type | Originations | Total Value | Average Loan |
---|---|---|---|
Single Family (1-4 Units):Site-Built | 2,489 | $531,545,000 | $213,558 |