Huntsville VA Loan Rates, Closing Costs & Stats

HUNTSVILLE, AL

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Huntsville's 151 lenders originated 2,680 VA loans during 2024. The total origination value was $1,049,450,000, with an average VA loan value of $391,586.

    Huntsville VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Huntsville averaged 6.49% for the week of 2025-05-23, compared to the national average (all VA variants) of 6.52% for the same period.

    Huntsville's average VA mortgage closing costs are $6,169.

    The average rate for the prior week (2025-05-16) was 6.27% and one month ago for the week of 2025-04-18, the average rate was 6.54%.

    The average rate one year ago was 6.56%.

    For refis of the same type during the week of 2025-05-23, the average rate was 6.45%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Huntsville VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Huntsville level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 257 5.89% $7,087
    Mortgage Research Center, LLC 233 6.33% $6,222
    FREEDOM MORTGAGE CORPORATION 200 6.13% $9,446
    QUICKEN LOANS, LLC 111 6.01% $9,621
    EAGLE HOME MORTGAGE, LLC 105 4.60% $3,352
    DHI MORTGAGE COMPANY, LTD. 99 5.19% $4,751
    PENNYMAC LOAN SERVICES, LLC 80 5.61% $7,537
    FirstBank 68 6.08% $6,173
    NAVY FEDERAL CREDIT UNION 62 5.93% $5,656
    CANOPY MORTGAGE, LLC 60 6.13% $15,559
    USAA Federal Savings Bank 51 6.18% $6,937
    Trustmark National Bank 46 6.13% $4,676
    PLANET HOME LENDING, LLC 46 6.01% $7,343
    REDSTONE Federal Credit Union 44 6.13% $5,388
    FIRST COLONY MORTGAGE CORPORATION 43 5.75% $10,534
    VANDERBILT MORTGAGE AND FINANCE, INC. 43 5.41% $6,696
    MOVEMENT MORTGAGE, LLC 42 6.25% $9,672
    STOCKTON MORTGAGE CORPORATION 42 6.12% $9,703
    DSLD MORTGAGE, LLC 40 5.75% $5,031
    NEW DAY FINANCIAL, LLC 36 7.33% $9,391
    NEWREZ LLC 27 5.98% $8,238
    South State Bank 27 6.00% $13,098
    GMFS LLC 26 6.16% $7,857
    VILLAGE CAPITAL MORTGAGE 25 5.71% $7,141
    LOANDEPOT.COM, LLC 24 5.82% $9,535
    The Federal Savings Bank 21 6.34% $16,620
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 21 6.23% $9,243
    LAKEVIEW LOAN SERVICING, LLC 20 5.78% $6,231
    Renasant Bank 20 5.94% $9,066
    BROKER SOLUTIONS, INC. 20 6.01% $12,972
    Mr. Cooper ( Nationstar Mortgage ) 18 6.38% $12,432
    MORTGAGE SOLUTIONS OF COLORADO, LLC 16 6.80% $6,448
    CMG MORTGAGE, INC. 15 6.16% $7,141
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 14 6.23% $7,113
    FBC MORTGAGE, LLC 13 5.51% $5,308
    UNION HOME MORTGAGE CORP. 13 6.21% $11,727
    PENTAGON FEDERAL CREDIT UNION 12 5.90% $6,893
    First Federal Bank 12 5.67% $5,012
    CROSSCOUNTRY MORTGAGE, LLC 12 6.56% $5,493
    AVADIAN 12 6.28% $15,305
    S1L, Inc. 11 5.89% $11,501
    FIRST COMMUNITY MORTGAGE, INC. 11 6.31% $9,209
    Assurance Financial Group, L.L.C. 11 6.07% $7,022
    Synovus Bank 10 5.89% $8,077
    Regions Bank 10 5.95% $11,974
    HOMEAMERICAN MORTGAGE CORPORATION 10 5.10% $5,825
    Armed Forces Bank 9 5.86% $7,475
    Magnolia Bank 9 5.96% $17,195
    CARDINAL FINANCIAL 9 6.24% $22,617
    GUARANTEED RATE, INC. 9 5.91% $5,490
    NBKC BANK 8 5.86% $6,062
    CB&S Bank, Inc. 8 6.17% $8,562
    BancorpSouth 8 6.31% $6,491
    CLEARPATH LENDING 8 5.56% $5,941
    Barrington Bank & Trust Company, N.A. 7 6.04% $8,906
    Carrington Mortgage Services, LLC 7 5.80% $8,701
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 7 6.11% $3,942
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 7 6.05% $7,236
    Wells Fargo Bank 6 6.08% $5,372
    The Loan Store, Inc. 6 6.10% $11,567
    Flagstar Bank, FSB 6 5.93% $9,393
    U.S. Bank 6 6.08% $11,309
    Victorian Finance, LLC 6 6.65% $10,773
    Ameris Bank 6 5.63% $4,709
    GUARANTEED RATE AFFINITY, LLC 5 6.21% $7,616
    GUILD MORTGAGE COMPANY 5 6.45% $5,832
    HOMEOWNERS FINANCIAL GROUP USA, LLC 5 5.58% $5,971
    Century Mortgage Company DBA Century Lending Company 5 5.95% $7,834
    AmeriHome Mortgage Company, LLC 5 5.85% $4,159
    AMERISAVE MORTGAGE CORPORATION 5 5.98% $23,771
    Bank Independent 4 6.00% $7,234
    MUTUAL OF OMAHA MORTGAGE, INC. 4 6.00% $13,663
    TJC Mortgage, Inc. 4 6.66% $5,600
    LOANPAL, LLC 4 6.00% $9,398
    CONTOUR MORTGAGE CORPORATION 4 6.63% $7,303
    Equity Prime Mortgage LLC 4 6.72% $6,121
    Mid-Continent Funding, Inc. 4 6.25% $7,547
    MILEND, INC. 4 6.59% $22,746
    HOMESIDE FINANCIAL, LLC 4 6.75% $36,088
    MORTGAGE INVESTORS GROUP, INC. 4 5.69% $13,035
    First Horizon Bank 4 5.63% $20,878
    Hamilton Mortgage Corporation 4 6.41% $6,250
    INSPIRE HOME LOANS INC. 4 5.00% $3,756
    Lakeview Community Capital, LLC 4 5.59% $4,188
    ACOPIA, LLC 3 6.17% $5,787
    Florida Capital Bank 3 5.88% $10,124
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 3 5.50% $10,699
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.42% $2,651
    JPMorgan Chase Bank 3 5.88% $1,769
    Pinnacle Bank 3 6.04% $5,509
    PNC Bank 3 6.58% $8,871
    Prosperity Home Mortgage, LLC 3 6.04% $11,760
    SeaTrust Mortgage Company 3 6.29% $10,451
    TOWNE MORTGAGE COMPANY 3 6.92% $3,901
    United Community Bank 3 6.08% $308
    CALCON MUTUAL MORTGAGE LLC 2 7.13% $5,570
    PLAZA HOME MORTGAGE, INC. 2 6.44% $4,847
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.00% $14,374
    The Central Trust Bank 2 5.69% $4,045
    Credence Funding Corporation 2 5.63% $6,621
    Bank of England 2 6.19% $4,868
    Atlantic Coast Mortgage, LLC 2 6.13% $7,192
    SouthPoint Bank 2 6.31% $11,351
    Granite Community Bank 2 6.44% $9,165
    COMMUNITY MORTGAGE CORPORATION 2 6.06% $10,036
    Nations Lending Corporation 2 6.50% $11,903
    PREMIA MORTGAGE, LLC 2 5.94% $12
    EVERETT FINANCIAL, INC. 2 6.44% $9,206
    SUN WEST MORTGAGE COMPANY, INC. 2 5.93% $7,119
    Old National Bank 2 5.44% $8,165
    RELIANCE FIRST CAPITAL, LLC 1 6.63% $8,188
    GoPrime Mortgage, Inc. 1 6.75% $4,071
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.25% $12,302
    FirstTrust Home Loans, Inc. 1 6.25% $16,797
    ALLIANT CREDIT UNION 1 5.75% $5,104
    Service Federal Credit Union 1 6.13% $3,124
    ServisFirst Bank 1 5.50% $3,822
    First Federal Bank, A FSB 1 5.50% $7,918
    SOUTHWEST STAGE FUNDING, LLC 1 5.88% $24
    DIRECT LENDERS, LLC 1 4.75% $12,166
    T2 FINANCIAL LLC 1 6.00% $19,610
    Paramount Bank 1 5.88% $2,477
    THE MORTGAGE LINK, INC. 1 7.13% $20,985
    Total Media Management, LLC 1 7.50% $5,699
    Wolfe Financial, Inc 1 6.13% $19,490
    Truist 1 6.13% $19,301
    Bell Bank 1 6.13% $6,709
    ZILLOW HOME LOANS, LLC 1 7.25% $11,501
    UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 6.00% $10,407
    BAY EQUITY LLC 1 5.99% $7,710
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.13% $7,933
    AMERICAN FINANCING CORPORATION 1 5.99% $15,520
    NATIONS RELIABLE LENDING, LLC 1 7.99% $15,453
    North American Savings Bank, F.S.B. 1 6.13% $3,944
    NORWICH COMMERCIAL GROUP, INC. 1 7.25% $1,207
    OCEANSIDE MORTGAGE COMPANY 1 5.75% $21,397
    Cornerstone First Mortgage, Inc 1 6.50% $4,631
    Paramount Residential Mortgage Group, Inc. 1 6.50% $4,151
    MORIA DEVELOPMENT, INC. 1 6.25% $13,893
    LOANPEOPLE, LLC 1 6.63% $5,027
    PHH Mortgage Corporation 1 5.13% $15,453
    PILGRIM MORTGAGE LLC 1 5.25% $4,432
    AMERICAN FINANCIAL RESOURCES, INC. 1 7.25% $13,567
    Plains Commerce Bank 1 6.25% $8,383
    LENOX FINANCIAL MORTGAGE CORPORATION 1 5.13% $2,176
    V.I.P. MORTGAGE, INC. 1 6.50% $10,674
    POLARIS HOME FUNDING CORP. 1 6.75% $14,880
    Premium Mortgage Corporation 1 6.75% $8,767
    Waterstone Mortgage Corporation 1 6.63% $6,259
    HOMESTEAD FUNDING CORP. 1 5.75% $12,113
    Home Mortgage Alliance Corp 1 6.25% $1,819

    The top Huntsville VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 257 VA loans originated. Their average total fees are $7,087, which is $865 higher than the next largest lender, Mortgage Research Center, LLC.

    The lowest fee Huntsville VA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC ($3,352), Trustmark National Bank ($4,676), DHI MORTGAGE COMPANY, LTD. ($4,751), First Federal Bank ($5,012) and DSLD MORTGAGE, LLC ($5,031).

    The lowest rate Huntsville VA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (4.60%), HOMEAMERICAN MORTGAGE CORPORATION (5.10%), DHI MORTGAGE COMPANY, LTD. (5.19%), VANDERBILT MORTGAGE AND FINANCE, INC. (5.41%) and FBC MORTGAGE, LLC (5.51%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $238,339 (10.1%) $283,711 (8.9%) 0.88 2,205
    2018-02-01 $242,899 (11.5%) $289,755 (10.2%) 0.88 2,076
    2018-03-01 $246,700 (12.4%) $294,249 (10.3%) 0.87 2,064
    2018-04-01 $256,871 (16.8%) $307,046 (13.2%) 0.87 2,045
    2018-05-01 $255,139 (12.0%) $307,923 (11.2%) 0.85 2,051
    2018-06-01 $249,900 (8.9%) $304,004 (9.2%) 0.83 2,137
    2018-07-01 $252,500 (9.8%) $310,309 (10.9%) 0.84 2,121
    2018-08-01 $254,950 (12.5%) $308,938 (10.5%) 0.85 2,127
    2018-09-01 $259,900 (13.1%) $308,434 (9.1%) 0.87 2,117
    2018-10-01 $255,950 (11.3%) $305,787 (8.5%) 0.87 2,087
    2018-11-01 $254,925 (9.1%) $304,388 (6.6%) 0.86 2,038
    2018-12-01 $254,846 (10.8%) $303,854 (7.7%) 0.88 1,943
    2019-01-01 $253,668 (6.4%) $299,407 (5.5%) 0.88 1,782
    2019-02-01 $259,233 (6.7%) $306,001 (5.6%) 0.88 1,706
    2019-03-01 $264,471 (7.2%) $316,510 (7.6%) 0.86 1,638
    2019-04-01 $269,021 (4.7%) $324,829 (5.8%) 0.85 1,551
    2019-05-01 $272,889 (7.0%) $326,124 (5.9%) 0.85 1,559
    2019-06-01 $274,900 (10.0%) $331,244 (9.0%) 0.86 1,565
    2019-07-01 $275,000 (8.9%) $340,522 (9.7%) 0.86 1,532
    2019-08-01 $274,973 (7.9%) $338,409 (9.5%) 0.87 1,513
    2019-09-01 $274,932 (5.8%) $336,592 (9.1%) 0.88 1,475
    2019-10-01 $274,955 (7.4%) $334,085 (9.3%) 0.89 1,456
    2019-11-01 $277,390 (8.8%) $336,631 (10.6%) 0.91 1,357
    2019-12-01 $274,658 (7.8%) $337,912 (11.2%) 0.92 1,263
    2020-01-01 $279,950 (10.4%) $345,973 (15.6%) 0.94 1,180
    2020-02-01 $286,331 (10.5%) $352,393 (15.2%) 0.94 1,076
    2020-03-01 $289,925 (9.6%) $362,851 (14.6%) 0.91 1,033
    2020-04-01 $288,744 (7.3%) $357,102 (9.9%) 0.90 1,104
    2020-05-01 $289,950 (6.3%) $358,728 (10.0%) 0.88 1,260
    2020-06-01 $296,711 (7.9%) $362,301 (9.4%) 0.87 1,161
    2020-07-01 $296,250 (7.7%) $371,433 (9.1%) 0.86 1,109
    2020-08-01 $300,000 (9.1%) $373,491 (10.4%) 0.86 1,067
    2020-09-01 $299,900 (9.1%) $371,188 (10.3%) 0.86 1,029
    2020-10-01 $298,473 (8.6%) $367,364 (10.0%) 0.86 1,017
    2020-11-01 $299,450 (8.0%) $371,342 (10.3%) 0.88 980
    2020-12-01 $304,549 (10.9%) $375,056 (11.0%) 0.91 967
    2021-01-01 $323,700 (15.6%) $385,620 (11.5%) 0.97 834
    2021-02-01 $354,450 (23.8%) $411,622 (16.8%) 1.03 656
    2021-03-01 $356,399 (22.9%) $419,646 (15.7%) 1.01 575
    2021-04-01 $344,650 (19.4%) $414,158 (16.0%) 0.93 518
    2021-05-01 $349,000 (20.4%) $419,008 (16.8%) 0.93 499
    2021-06-01 $317,250 (6.9%) $402,492 (11.1%) 0.84 386
    2021-07-01 $324,075 (9.4%) $414,936 (11.7%) 0.86 457
    2021-08-01 $324,125 (8.0%) $418,106 (12.0%) 0.86 551
    2021-09-01 $342,600 (14.2%) $439,037 (18.3%) 0.91 537
    2021-10-01 $349,900 (17.2%) $446,125 (21.4%) 0.93 535
    2021-11-01 $354,582 (18.4%) $464,088 (25.0%) 0.95 511
    2021-12-01 $367,400 (20.6%) $483,000 (28.8%) 1.00 440
    2022-01-01 $374,494 (15.7%) $489,006 (26.8%) 1.01 358
    2022-02-01 $372,499 (5.1%) $487,141 (18.4%) 0.97 351
    2022-03-01 $413,631 (16.1%) $479,721 (14.3%) 1.04 500
    2022-04-01 $406,494 (17.9%) $478,083 (15.4%) 0.97 596
    2022-05-01 $399,925 (14.6%) $474,840 (13.3%) 0.91 797
    2022-06-01 $406,446 (28.1%) $475,952 (18.3%) 0.91 962
    2022-07-01 $395,000 (21.9%) $463,827 (11.8%) 0.89 1,215
    2022-08-01 $391,958 (20.9%) $469,999 (12.4%) 0.91 1,339
    2022-09-01 $394,950 (15.3%) $470,361 (7.1%) 0.92 1,433
    2022-10-01 $394,900 (12.9%) $469,103 (5.2%) 0.93 1,520
    2022-11-01 $395,900 (11.7%) $467,972 (0.8%) 0.95 1,610
    2022-12-01 $390,073 (6.2%) $463,518 (-4.0%) 0.96 1,570
    2023-01-01 $389,450 (4.0%) $459,835 (-6.0%) 0.96 1,519
    2023-02-01 $390,847 (4.9%) $462,488 (-5.1%) 0.94 1,447
    2023-03-01 $399,450 (-3.4%) $466,379 (-2.8%) 0.94 1,391
    2023-04-01 $412,900 (1.6%) $479,420 (0.3%) 0.96 1,364
    2023-05-01 $424,900 (6.2%) $483,081 (1.7%) 0.96 1,444
    2023-06-01 $424,950 (4.6%) $485,381 (2.0%) 0.95 1,513
    2023-07-01 $406,890 (3.0%) $483,018 (4.1%) 0.92 1,600
    2023-08-01 $399,900 (2.0%) $481,006 (2.3%) 0.92 1,634
    2023-09-01 $390,000 (-1.3%) $469,893 (-0.1%) 0.91 1,705
    2023-10-01 $376,950 (-4.6%) $458,168 (-2.3%) 0.89 1,853
    2023-11-01 $370,108 (-6.5%) $449,017 (-4.1%) 0.88 1,911
    2023-12-01 $365,000 (-6.4%) $445,725 (-3.8%) 0.89 1,885
    2024-01-01 $367,450 (-5.7%) $452,841 (-1.5%) 0.90 1,717
    2024-02-01 $371,450 (-5.0%) $452,913 (-2.1%) 0.89 1,692
    2024-03-01 $378,900 (-5.1%) $455,442 (-2.3%) 0.89 1,697
    2024-04-01 $379,900 (-8.0%) $455,401 (-5.0%) 0.88 1,790
    2024-05-01 $385,471 (-9.3%) $457,909 (-5.2%) 0.88 1,971
    2024-06-01 $384,900 (-9.4%) $458,956 (-5.4%) 0.88 2,066
    2024-07-01 $380,175 (-6.6%) $458,045 (-5.2%) 0.87 2,180
    2024-08-01 $370,000 (-7.5%) $448,747 (-6.7%) 0.86 2,344
    2024-09-01 $368,555 (-5.5%) $443,851 (-5.5%) 0.87 2,486
    2024-10-01 $366,508 (-2.8%) $437,129 (-4.6%) 0.86 2,705
    2024-11-01 $364,900 (-1.4%) $434,037 (-3.3%) 0.88 2,651
    2024-12-01 $364,000 (-0.3%) $431,866 (-3.1%) 0.90 2,603
    2025-01-01 $364,900 (-0.7%) $433,345 (-4.3%) 0.91 2,462
    2025-02-01 $369,900 (-0.4%) $434,027 (-4.2%) 0.90 2,426
    2025-03-01 $372,605 (-1.7%) $438,555 (-3.7%) 0.88 2,455
    2025-04-01 $377,800 (-0.6%) $441,654 (-3.0%) 0.88 2,567
    Huntsville's median listing price for 2025-04-01 was $377,800, a difference of $-2,100 (-0.6%) versus the prior year and $5,195 versus the prior month.

    Huntsville's median listing price comes in at 88% of the national average.

    Huntsville's average listing price for 2025-04-01 was $441,654, a difference of $-13,747 (-3.0%) versus the prior year and $3,099 versus the prior month.

    For the 2025-04-01 period, Huntsville had 2,567 MLS listings, a difference of 112 listings (5%) versus the prior month and 777 listings (43%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 89 days 2,452 sqft
    2018-02-01 89 days 2,474 sqft
    2018-03-01 71 days 2,500 sqft
    2018-04-01 65 days 2,546 sqft
    2018-05-01 59 days 2,536 sqft
    2018-06-01 58 days 2,500 sqft
    2018-07-01 61 days 2,515 sqft
    2018-08-01 65 days 2,508 sqft
    2018-09-01 72 days 2,540 sqft
    2018-10-01 77 days 2,521 sqft
    2018-11-01 81 days 2,515 sqft
    2018-12-01 86 days 2,507 sqft
    2019-01-01 92 days 2,493 sqft
    2019-02-01 84 days 2,500 sqft
    2019-03-01 70 days 2,530 sqft
    2019-04-01 52 days 2,545 sqft
    2019-05-01 46 days 2,528 sqft
    2019-06-01 46 days 2,550 sqft
    2019-07-01 51 days 2,583 sqft
    2019-08-01 51 days 2,563 sqft
    2019-09-01 52 days 2,536 sqft
    2019-10-01 52 days 2,524 sqft
    2019-11-01 57 days 2,516 sqft
    2019-12-01 66 days 2,500 sqft
    2020-01-01 72 days 2,500 sqft
    2020-02-01 59 days 2,500 sqft
    2020-03-01 39 days 2,509 sqft
    2020-04-01 39 days 2,493 sqft
    2020-05-01 37 days 2,500 sqft
    2020-06-01 43 days 2,503 sqft
    2020-07-01 45 days 2,500 sqft
    2020-08-01 43 days 2,501 sqft
    2020-09-01 39 days 2,418 sqft
    2020-10-01 40 days 2,401 sqft
    2020-11-01 42 days 2,394 sqft
    2020-12-01 46 days 2,396 sqft
    2021-01-01 50 days 2,448 sqft
    2021-02-01 48 days 2,512 sqft
    2021-03-01 33 days 2,405 sqft
    2021-04-01 25 days 2,423 sqft
    2021-05-01 17 days 2,367 sqft
    2021-06-01 8 days 2,344 sqft
    2021-07-01 9 days 2,304 sqft
    2021-08-01 14 days 2,337 sqft
    2021-09-01 18 days 2,388 sqft
    2021-10-01 18 days 2,377 sqft
    2021-11-01 18 days 2,385 sqft
    2021-12-01 27 days 2,424 sqft
    2022-01-01 30 days 2,448 sqft
    2022-02-01 12 days 2,399 sqft
    2022-03-01 10 days 2,463 sqft
    2022-04-01 14 days 2,449 sqft
    2022-05-01 19 days 2,380 sqft
    2022-06-01 21 days 2,373 sqft
    2022-07-01 29 days 2,352 sqft
    2022-08-01 33 days 2,354 sqft
    2022-09-01 40 days 2,346 sqft
    2022-10-01 42 days 2,357 sqft
    2022-11-01 50 days 2,379 sqft
    2022-12-01 59 days 2,368 sqft
    2023-01-01 67 days 2,352 sqft
    2023-02-01 65 days 2,359 sqft
    2023-03-01 57 days 2,366 sqft
    2023-04-01 52 days 2,376 sqft
    2023-05-01 48 days 2,406 sqft
    2023-06-01 50 days 2,432 sqft
    2023-07-01 50 days 2,383 sqft
    2023-08-01 51 days 2,375 sqft
    2023-09-01 53 days 2,351 sqft
    2023-10-01 52 days 2,287 sqft
    2023-11-01 57 days 2,236 sqft
    2023-12-01 68 days 2,211 sqft
    2024-01-01 77 days 2,215 sqft
    2024-02-01 70 days 2,235 sqft
    2024-03-01 51 days 2,265 sqft
    2024-04-01 48 days 2,272 sqft
    2024-05-01 46 days 2,290 sqft
    2024-06-01 50 days 2,270 sqft
    2024-07-01 54 days 2,249 sqft
    2024-08-01 58 days 2,223 sqft
    2024-09-01 61 days 2,192 sqft
    2024-10-01 57 days 2,207 sqft
    2024-11-01 60 days 2,217 sqft
    2024-12-01 70 days 2,210 sqft
    2025-01-01 87 days 2,227 sqft
    2025-02-01 90 days 2,260 sqft
    2025-03-01 65 days 2,260 sqft
    2025-04-01 56 days 2,288 sqft
    Huntsville's median listing age (time on market) for 2025-04-01 was 56 days. This is 17% longer than the same period one year ago.

    Huntsville's median square footage for active listings during the 2025-04-01 period was 2,288 sqft. One year prior, the average listing was 2,272 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.