Huntsville VA Loan Rates, Closing Costs & Stats

HUNTSVILLE, AL

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Huntsville's 139 lenders originated 2,125 VA loans during 2023. The total origination value was $807,865,000, with an average VA loan value of $380,172.

    Huntsville VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Huntsville averaged 6.17% for the week of 2024-12-13, compared to the national average (all VA variants) of 6.077% for the same period.

    Huntsville's average VA mortgage closing costs are $5,941.

    The average rate for the prior week (2024-12-06) was 5.91% and one month ago for the week of 2024-11-08, the average rate was 6.2%.

    The average rate one year ago was 6.55%.

    For refis of the same type during the week of 2024-12-13, the average rate was 6.76%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Huntsville VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Huntsville level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 179 6.67% $6,239
    UNITED WHOLESALE MORTGAGE, LLC 164 6.19% $7,656
    FirstBank 100 6.07% $7,676
    EAGLE HOME MORTGAGE, LLC 94 5.07% $4,114
    DHI MORTGAGE COMPANY, LTD. 94 5.43% $4,855
    QUICKEN LOANS, LLC 88 6.07% $11,625
    NAVY FEDERAL CREDIT UNION 80 5.77% $5,249
    USAA Federal Savings Bank 55 6.20% $8,027
    FREEDOM MORTGAGE CORPORATION 54 6.58% $17,381
    LOANDEPOT.COM, LLC 52 6.32% $14,048
    GMFS LLC 50 6.19% $8,034
    VANDERBILT MORTGAGE AND FINANCE, INC. 46 6.13% $6,047
    MOVEMENT MORTGAGE, LLC 41 6.18% $6,995
    Trustmark National Bank 41 6.09% $6,752
    GUARANTEED RATE, INC. 38 6.18% $8,619
    DSLD MORTGAGE, LLC 35 5.92% $4,837
    PENNYMAC LOAN SERVICES, LLC 33 5.40% $7,526
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 30 6.32% $8,914
    FIRST COMMUNITY MORTGAGE, INC. 28 6.38% $10,878
    REDSTONE Federal Credit Union 28 6.42% $6,315
    NEW DAY FINANCIAL, LLC 27 7.38% $12,871
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 26 6.13% $8,925
    South State Bank 26 5.87% $12,491
    The Federal Savings Bank 20 6.54% $17,153
    PENTAGON FEDERAL CREDIT UNION 20 5.71% $7,299
    Wells Fargo Bank 19 5.97% $6,201
    TJC Mortgage, Inc. 18 6.10% $11,121
    Flagstar Bank, FSB 17 6.00% $4,694
    Mr. Cooper ( Nationstar Mortgage ) 17 5.90% $16,265
    Renasant Bank 15 6.09% $8,200
    United Community Bank 14 5.56% $9,009
    BROKER SOLUTIONS, INC. 14 6.15% $8,963
    CARDINAL FINANCIAL 14 6.58% $15,215
    Victorian Finance, LLC 13 6.13% $15,404
    STOCKTON MORTGAGE CORPORATION 13 6.51% $11,454
    CB&S Bank, Inc. 13 6.11% $11,045
    PLANET HOME LENDING, LLC 13 6.09% $12,392
    MORTGAGE SOLUTIONS OF COLORADO, LLC 12 7.30% $5,986
    Regions Bank 12 5.99% $8,417
    NEWREZ LLC 12 5.95% $13,988
    AVADIAN 11 6.15% $11,565
    Synovus Bank 11 5.85% $9,850
    CROSSCOUNTRY MORTGAGE, LLC 11 6.66% $10,081
    GUILD MORTGAGE COMPANY 9 6.89% $15,978
    NBKC BANK 9 5.78% $9,799
    Armed Forces Bank 8 5.83% $8,191
    Assurance Financial Group, L.L.C. 8 6.28% $8,837
    CMG MORTGAGE, INC. 8 6.39% $7,529
    FirstTrust Home Loans, Inc. 8 6.25% $4,153
    GUARANTEED RATE AFFINITY, LLC 8 5.94% $3,410
    FIRST COLONY MORTGAGE CORPORATION 7 6.79% $10,467
    AMERISAVE MORTGAGE CORPORATION 7 6.09% $20,242
    Bank of England 7 5.88% $8,759
    Plains Commerce Bank 6 6.13% $11,487
    Century Mortgage Company DBA Century Lending Company 6 6.33% $8,269
    LAKEVIEW LOAN SERVICING, LLC 6 5.94% $10,147
    CANOPY MORTGAGE, LLC 6 6.56% $24,099
    AMERICAN PACIFIC MORTGAGE CORPORATION 6 6.77% $15,681
    VILLAGE CAPITAL MORTGAGE 6 5.83% $12,146
    Magnolia Bank 6 6.52% $19,085
    UNION HOME MORTGAGE CORP. 5 6.13% $15,451
    Barrington Bank & Trust Company, N.A. 5 6.45% $5,654
    BancorpSouth 5 6.08% $10,909
    MILEND, INC. 5 6.78% $16,478
    First Federal Bank 4 6.50% $3,696
    FBC MORTGAGE, LLC 4 5.31% $9,742
    HOMESIDE FINANCIAL, LLC 4 6.69% $19,144
    HOMESTAR FINANCIAL CORPORATION 4 6.22% $8,228
    Prosperity Home Mortgage, LLC 3 5.71% $5,285
    Bank Independent 3 6.29% $9,047
    Equity Prime Mortgage LLC 3 7.83% $8,087
    First Federal Bank, A FSB 3 5.92% $6,128
    Hamilton Mortgage Corporation 3 6.71% $9,459
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.50% $9,274
    HOMEOWNERS FINANCIAL GROUP USA, LLC 3 5.49% $16,626
    MUTUAL OF OMAHA MORTGAGE, INC. 3 6.50% $8,661
    Paramount Residential Mortgage Group, Inc. 3 6.42% $20,720
    RELIANCE FIRST CAPITAL, LLC 3 6.58% $16,184
    SouthPoint Bank 3 6.54% $12,387
    SUN WEST MORTGAGE COMPANY, INC. 3 6.78% $9,698
    Truist 3 6.33% $4,974
    CHURCHILL MORTGAGE CORPORATION 2 6.25% $7,668
    JPMorgan Chase Bank 2 6.38% $9,091
    PREMIA MORTGAGE, LLC 2 6.19% $7,837
    TOWNE MORTGAGE COMPANY 2 5.75% $10,905
    ON Q FINANCIAL, INC. 2 6.44% $5,865
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.25% $13,559
    Carrington Mortgage Services, LLC 2 5.69% $10,424
    BNC National Bank 2 5.44% $3,675
    Pinnacle Bank 2 5.75% $10,712
    EMM LOANS LLC 2 5.94% $6,703
    U.S. Bank 2 6.44% $11,123
    AMERICAN FINANCING CORPORATION 2 6.63% $12,233
    PLAZA HOME MORTGAGE, INC. 2 6.81% $7,307
    Cornerstone First Mortgage, Inc 2 6.31% $5,908
    AMERICAN FINANCIAL NETWORK, INC. 2 6.25% $21,831
    Citizens Bank 2 6.25% $14,898
    LOANPAL, LLC 2 6.56% $7,404
    PNC Bank 2 6.19% $1,916
    COMMUNITY MORTGAGE CORPORATION 1 6.63% $14,604
    ROSS MORTGAGE CORPORATION 1 8.25% $12,014
    ROYAL UNITED MORTGAGE LLC 1 7.25% $14,598
    S1L, Inc. 1 6.25% $11,400
    SeaTrust Mortgage Company 1 6.63% $7,477
    Waterstone Mortgage Corporation 1 5.38% $4,822
    Community Bank of Mississippi 1 7.25% $14,580
    SOVEREIGN LENDING GROUP INCORPORATED 1 5.25% $22,336
    M&T Bank 1 7.13% $4,874
    The Central Trust Bank 1 5.25% $4,894
    CERTAINTY HOME LOANS, LLC 1 5.75% $5,156
    TOP FLITE FINANCIAL, INC. 1 6.75% $10,744
    Wolfe Financial, Inc 1 6.88% $8,558
    CBM Mortgage, Inc. 1 6.75% $3,077
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 5.75% $4,154
    Arvest Bank 1 6.50% $11,198
    Ameris Bank 1 6.25% $3,321
    MORTGAGE ACCESS CORP. 1 6.75% $3,242
    MORTGAGE INVESTORS GROUP, INC. 1 6.50% $6,041
    MLB RESIDENTIAL LENDING, LLC 1 7.75% $6,553
    Mid-Continent Funding, Inc. 1 6.75% $3,878
    LOANFLIGHT LENDING, LLC 1 6.00% $16,305
    City Bank 1 5.13% $17,321
    Nations Lending Corporation 1 7.25% $12,342
    KELLER MORTGAGE, LLC 1 5.63% $11,103
    ISERVE RESIDENTIAL LENDING, LLC 1 7.25% $18,190
    First National Bank Texas 1 5.63% $400
    North American Savings Bank, F.S.B. 1 5.50% $2,858
    Northpointe Bank 1 6.63% $3,868
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.25% $8,112
    First Horizon Bank 1 6.63% $6,225
    First Federal Bank of Kansas City 1 6.13% $11,145
    EMBRACE HOME LOANS, INC. 1 6.99% $12,725
    POLARIS HOME FUNDING CORP. 1 6.00% $12,293
    Presidential Bank, FSB 1 6.75% $63
    Princeton Mortgage Corporation 1 7.25% $14,308
    Alcova Mortgage LLC 1 6.00% $9,847
    DAS Acquisition Company, LLC 1 6.13% $605
    CORNERSTONE HOME LENDING, INC. 1 6.25% $9,568
    V.I.P. MORTGAGE, INC. 1 5.75% $2,077

    The top Huntsville VA lender as defined by loan originations is Mortgage Research Center, LLC, with 179 VA loans originated. Their average total fees are $6,239, which is $1,418 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Huntsville VA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC ($4,114), Flagstar Bank, FSB ($4,694), DSLD MORTGAGE, LLC ($4,837), DHI MORTGAGE COMPANY, LTD. ($4,855) and NAVY FEDERAL CREDIT UNION ($5,249).

    The lowest rate Huntsville VA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (5.07%), PENNYMAC LOAN SERVICES, LLC (5.40%), DHI MORTGAGE COMPANY, LTD. (5.43%), United Community Bank (5.56%) and PENTAGON FEDERAL CREDIT UNION (5.71%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $238,339 (10.1%) $283,711 (8.9%) 0.88 2,205
    2018-02-01 $242,899 (11.5%) $289,755 (10.2%) 0.88 2,076
    2018-03-01 $246,700 (12.4%) $294,249 (10.3%) 0.87 2,064
    2018-04-01 $256,871 (16.8%) $307,046 (13.2%) 0.87 2,045
    2018-05-01 $255,139 (12.0%) $307,923 (11.2%) 0.85 2,051
    2018-06-01 $249,900 (8.9%) $304,004 (9.2%) 0.83 2,137
    2018-07-01 $252,500 (9.8%) $310,309 (10.9%) 0.84 2,121
    2018-08-01 $254,950 (12.5%) $308,938 (10.5%) 0.85 2,127
    2018-09-01 $259,900 (13.1%) $308,434 (9.1%) 0.87 2,117
    2018-10-01 $255,950 (11.3%) $305,787 (8.5%) 0.87 2,087
    2018-11-01 $254,925 (9.1%) $304,388 (6.6%) 0.86 2,038
    2018-12-01 $254,846 (10.8%) $303,854 (7.7%) 0.88 1,943
    2019-01-01 $253,668 (6.4%) $299,407 (5.5%) 0.88 1,782
    2019-02-01 $259,233 (6.7%) $306,001 (5.6%) 0.88 1,706
    2019-03-01 $264,471 (7.2%) $316,510 (7.6%) 0.86 1,638
    2019-04-01 $269,021 (4.7%) $324,829 (5.8%) 0.85 1,551
    2019-05-01 $272,889 (7.0%) $326,124 (5.9%) 0.85 1,559
    2019-06-01 $274,900 (10.0%) $331,244 (9.0%) 0.86 1,565
    2019-07-01 $275,000 (8.9%) $340,522 (9.7%) 0.86 1,532
    2019-08-01 $274,973 (7.9%) $338,308 (9.5%) 0.87 1,513
    2019-09-01 $274,932 (5.8%) $336,341 (9.1%) 0.88 1,477
    2019-10-01 $274,955 (7.4%) $333,720 (9.1%) 0.89 1,459
    2019-11-01 $276,910 (8.6%) $336,407 (10.5%) 0.91 1,359
    2019-12-01 $274,612 (7.8%) $337,668 (11.1%) 0.92 1,265
    2020-01-01 $279,948 (10.4%) $345,806 (15.5%) 0.94 1,181
    2020-02-01 $285,000 (9.9%) $352,208 (15.1%) 0.93 1,077
    2020-03-01 $289,900 (9.6%) $362,655 (14.6%) 0.91 1,034
    2020-04-01 $288,573 (7.3%) $356,918 (9.9%) 0.90 1,105
    2020-05-01 $289,950 (6.3%) $358,728 (10.0%) 0.88 1,260
    2020-06-01 $296,711 (7.9%) $362,301 (9.4%) 0.87 1,161
    2020-07-01 $296,250 (7.7%) $371,433 (9.1%) 0.86 1,109
    2020-08-01 $300,000 (9.1%) $373,491 (10.4%) 0.86 1,067
    2020-09-01 $299,900 (9.1%) $371,188 (10.4%) 0.86 1,029
    2020-10-01 $298,473 (8.6%) $367,364 (10.1%) 0.86 1,017
    2020-11-01 $299,450 (8.1%) $371,342 (10.4%) 0.88 980
    2020-12-01 $304,549 (10.9%) $375,056 (11.1%) 0.91 967
    2021-01-01 $323,700 (15.6%) $385,620 (11.5%) 0.97 834
    2021-02-01 $354,450 (24.4%) $411,622 (16.9%) 1.03 656
    2021-03-01 $356,399 (22.9%) $419,646 (15.7%) 1.01 575
    2021-04-01 $344,650 (19.4%) $414,158 (16.0%) 0.93 518
    2021-05-01 $349,000 (20.4%) $419,008 (16.8%) 0.93 499
    2021-06-01 $317,250 (6.9%) $402,492 (11.1%) 0.84 386
    2021-07-01 $324,075 (9.4%) $414,936 (11.7%) 0.86 457
    2021-08-01 $324,125 (8.0%) $418,106 (12.0%) 0.86 551
    2021-09-01 $342,600 (14.2%) $439,037 (18.3%) 0.91 537
    2021-10-01 $349,900 (17.2%) $446,125 (21.4%) 0.93 535
    2021-11-01 $354,582 (18.4%) $464,088 (25.0%) 0.95 511
    2021-12-01 $367,400 (20.6%) $483,000 (28.8%) 1.00 440
    2022-01-01 $374,494 (15.7%) $489,006 (26.8%) 1.01 358
    2022-02-01 $372,499 (5.1%) $487,141 (18.4%) 0.97 351
    2022-03-01 $413,297 (16.0%) $479,802 (14.3%) 1.03 499
    2022-04-01 $404,950 (17.5%) $478,158 (15.5%) 0.97 592
    2022-05-01 $399,900 (14.6%) $475,164 (13.4%) 0.91 792
    2022-06-01 $406,221 (28.0%) $476,310 (18.3%) 0.90 955
    2022-07-01 $395,000 (21.9%) $464,109 (11.9%) 0.89 1,209
    2022-08-01 $391,958 (20.9%) $469,999 (12.4%) 0.91 1,339
    2022-09-01 $394,950 (15.3%) $470,435 (7.2%) 0.92 1,433
    2022-10-01 $394,900 (12.9%) $469,185 (5.2%) 0.93 1,520
    2022-11-01 $395,900 (11.7%) $467,972 (0.8%) 0.95 1,609
    2022-12-01 $390,073 (6.2%) $463,518 (-4.0%) 0.96 1,570
    2023-01-01 $389,450 (4.0%) $459,969 (-5.9%) 0.96 1,519
    2023-02-01 $391,293 (5.1%) $462,716 (-5.0%) 0.94 1,447
    2023-03-01 $399,450 (-3.4%) $466,379 (-2.8%) 0.94 1,391
    2023-04-01 $412,900 (2.0%) $479,420 (0.3%) 0.96 1,364
    2023-05-01 $424,900 (6.3%) $483,081 (1.7%) 0.96 1,444
    2023-06-01 $424,950 (4.6%) $485,381 (1.9%) 0.95 1,513
    2023-07-01 $406,890 (3.0%) $483,018 (4.1%) 0.92 1,600
    2023-08-01 $399,900 (2.0%) $481,084 (2.4%) 0.92 1,633
    2023-09-01 $390,000 (-1.3%) $469,893 (-0.1%) 0.91 1,705
    2023-10-01 $376,950 (-4.6%) $458,168 (-2.4%) 0.89 1,853
    2023-11-01 $370,108 (-6.5%) $449,017 (-4.1%) 0.88 1,911
    2023-12-01 $365,000 (-6.4%) $445,725 (-3.8%) 0.89 1,885
    2024-01-01 $367,450 (-5.7%) $452,841 (-1.6%) 0.90 1,717
    2024-02-01 $371,450 (-5.1%) $452,913 (-2.1%) 0.89 1,692
    2024-03-01 $378,900 (-5.1%) $455,442 (-2.3%) 0.89 1,697
    2024-04-01 $379,900 (-8.0%) $455,401 (-5.0%) 0.88 1,790
    2024-05-01 $388,539 (-8.6%) $462,874 (-4.2%) 0.88 1,971
    2024-06-01 $385,000 (-9.4%) $462,861 (-4.6%) 0.87 2,066
    2024-07-01 $380,175 (-6.6%) $458,045 (-5.2%) 0.87 2,180
    2024-08-01 $370,000 (-7.5%) $448,747 (-6.7%) 0.86 2,344
    2024-09-01 $368,555 (-5.5%) $443,851 (-5.5%) 0.87 2,486
    2024-10-01 $366,508 (-2.8%) $437,129 (-4.6%) 0.86 2,705
    2024-11-01 $364,900 (-1.4%) $434,037 (-3.3%) 0.88 2,651
    Huntsville's median listing price for 2024-11-01 was $364,900, a difference of $-5,208 (-1.4%) versus the prior year and $-1,608 versus the prior month.

    Huntsville's median listing price comes in at 88% of the national average.

    Huntsville's average listing price for 2024-11-01 was $434,037, a difference of $-14,980 (-3.3%) versus the prior year and $-3,092 versus the prior month.

    For the 2024-11-01 period, Huntsville had 2,651 MLS listings, a difference of -54 listings (-2%) versus the prior month and 740 listings (39%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Huntsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 89 days 2,452 sqft
    2018-02-01 89 days 2,474 sqft
    2018-03-01 71 days 2,500 sqft
    2018-04-01 65 days 2,546 sqft
    2018-05-01 59 days 2,536 sqft
    2018-06-01 58 days 2,500 sqft
    2018-07-01 61 days 2,515 sqft
    2018-08-01 65 days 2,508 sqft
    2018-09-01 72 days 2,540 sqft
    2018-10-01 77 days 2,521 sqft
    2018-11-01 81 days 2,515 sqft
    2018-12-01 86 days 2,507 sqft
    2019-01-01 92 days 2,493 sqft
    2019-02-01 84 days 2,500 sqft
    2019-03-01 70 days 2,530 sqft
    2019-04-01 52 days 2,545 sqft
    2019-05-01 46 days 2,528 sqft
    2019-06-01 46 days 2,550 sqft
    2019-07-01 51 days 2,583 sqft
    2019-08-01 51 days 2,562 sqft
    2019-09-01 52 days 2,535 sqft
    2019-10-01 51 days 2,520 sqft
    2019-11-01 57 days 2,515 sqft
    2019-12-01 66 days 2,500 sqft
    2020-01-01 73 days 2,500 sqft
    2020-02-01 59 days 2,500 sqft
    2020-03-01 39 days 2,508 sqft
    2020-04-01 39 days 2,491 sqft
    2020-05-01 37 days 2,500 sqft
    2020-06-01 43 days 2,503 sqft
    2020-07-01 45 days 2,500 sqft
    2020-08-01 43 days 2,501 sqft
    2020-09-01 39 days 2,418 sqft
    2020-10-01 40 days 2,401 sqft
    2020-11-01 42 days 2,394 sqft
    2020-12-01 46 days 2,396 sqft
    2021-01-01 50 days 2,448 sqft
    2021-02-01 48 days 2,512 sqft
    2021-03-01 33 days 2,405 sqft
    2021-04-01 25 days 2,423 sqft
    2021-05-01 17 days 2,367 sqft
    2021-06-01 8 days 2,344 sqft
    2021-07-01 9 days 2,304 sqft
    2021-08-01 14 days 2,337 sqft
    2021-09-01 18 days 2,388 sqft
    2021-10-01 18 days 2,377 sqft
    2021-11-01 18 days 2,385 sqft
    2021-12-01 27 days 2,424 sqft
    2022-01-01 30 days 2,448 sqft
    2022-02-01 12 days 2,399 sqft
    2022-03-01 10 days 2,458 sqft
    2022-04-01 14 days 2,449 sqft
    2022-05-01 19 days 2,374 sqft
    2022-06-01 21 days 2,373 sqft
    2022-07-01 29 days 2,352 sqft
    2022-08-01 33 days 2,354 sqft
    2022-09-01 40 days 2,346 sqft
    2022-10-01 42 days 2,357 sqft
    2022-11-01 50 days 2,379 sqft
    2022-12-01 59 days 2,368 sqft
    2023-01-01 67 days 2,352 sqft
    2023-02-01 65 days 2,361 sqft
    2023-03-01 57 days 2,366 sqft
    2023-04-01 52 days 2,376 sqft
    2023-05-01 48 days 2,406 sqft
    2023-06-01 50 days 2,432 sqft
    2023-07-01 50 days 2,383 sqft
    2023-08-01 51 days 2,375 sqft
    2023-09-01 53 days 2,351 sqft
    2023-10-01 52 days 2,285 sqft
    2023-11-01 57 days 2,236 sqft
    2023-12-01 68 days 2,211 sqft
    2024-01-01 77 days 2,215 sqft
    2024-02-01 70 days 2,235 sqft
    2024-03-01 51 days 2,265 sqft
    2024-04-01 48 days 2,272 sqft
    2024-05-01 45 days 2,304 sqft
    2024-06-01 51 days 2,291 sqft
    2024-07-01 54 days 2,249 sqft
    2024-08-01 58 days 2,223 sqft
    2024-09-01 61 days 2,192 sqft
    2024-10-01 57 days 2,207 sqft
    2024-11-01 60 days 2,218 sqft
    Huntsville's median listing age (time on market) for 2024-11-01 was 60 days. This is 5% longer than the same period one year ago.

    Huntsville's median square footage for active listings during the 2024-11-01 period was 2,218 sqft. One year prior, the average listing was 2,236 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.