HUNTSVILLE Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Huntsville averaged
5.26%
for the week of 2022-05-19, compared to the national average of
5.25% for the same period.
The average rate for the prior week (2022-05-12) was
5.31% and
one month ago for the week of 2022-04-14, the
average rate was 5.31%.
Huntsville's average rate one year ago was 2.97%.
For refis of the same type during the week of 2022-05-19, the average rate
was 5.51%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-19 | 5.25% |
| Huntsville 30 Year Fixed Rate | 2022-05-19 | 5.26% |
| Huntsville 30 Year Fixed Rate Refi | 2022-05-19 | 5.51% |
| Huntsville 15 Year Fixed Rate | 2022-05-19 | 4.56% |
| Huntsville 15 Year Fixed Rate Refi | 2022-05-19 | 4.59% |
| Huntsville 30 Year FHA | 2022-05-19 | 5.3% |
| Huntsville 30 Year FHA Refi | 2022-05-19 | 5.12% |
| Huntsville 30 Year USDA | 2022-05-19 | 5.41% |
| Huntsville 30 Year USDA Refi | 2022-05-19 | 5.07% |
| Huntsville 30 Year VA | 2022-05-19 | 5.37% |
| Huntsville 30 Year VA Refi | 2022-05-19 | 4.79% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HUNTSVILLE, AL.
HUNTSVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the HUNTSVILLE, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HUNTSVILLE, AL's 300 lenders originated 29,601
loans during 2021. The total origination value was $7,209,335,000, with an average loan value of
$243,550.
The top HUNTSVILLE lender as defined by loan originations is QUICKEN LOANS, LLC, with
996 loans originated. Their average total fees are
$4,913, which is $2,240
higher than the next largest lender,
REDSTONE Federal Credit Union.
The lowest fee HUNTSVILLE lenders (with over 10 loans originated) are
SIRVA MORTGAGE, INC. ($400), DSLD MORTGAGE, LLC ($824), PREMIA MORTGAGE, LLC ($1,008), GUARANTEED RATE AFFINITY, LLC ($1,367) and Strong Home Mortgage, LLC ($1,551).
The lowest rate HUNTSVILLE lenders (with over 10 loans originated) are
Morgan Stanley Private Bank (2.76%), Bank of America (2.77%), AMERICAN INTERNET MORTGAGE, INC. (2.83%), PREMIA MORTGAGE, LLC (2.85%) and Progress Bank and Trust (2.87%).
HUNTSVILLE, AL Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $410,625,000 | $515,865,000 | 25.6% | 7.2% |
| REDSTONE Federal Credit Union | $456,195,000 | $407,260,000 | -10.7% | 5.6% |
| FirstBank | $352,790,000 | $393,165,000 | 11.4% | 5.5% |
| LOANDEPOT.COM, LLC | $221,595,000 | $334,620,000 | 51.0% | 4.6% |
| FREEDOM MORTGAGE CORPORATION | $268,815,000 | $265,250,000 | -1.3% | 3.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $163,150,000 | $234,150,000 | 43.5% | 3.2% |
| Hometown Lenders, Inc. | $97,915,000 | $196,730,000 | 100.9% | 2.7% |
| Wells Fargo Bank | $135,765,000 | $163,730,000 | 20.6% | 2.3% |
| Regions Bank | $181,000,000 | $162,605,000 | -10.2% | 2.3% |
| Progress Bank and Trust | $195,955,000 | $155,770,000 | -20.5% | 2.2% |
| GMFS LLC | $166,925,000 | $154,535,000 | -7.4% | 2.1% |
| South State Bank | $188,935,000 | $134,855,000 | -28.6% | 1.9% |
| HOME POINT FINANCIAL CORPORATION | $69,830,000 | $134,260,000 | 92.3% | 1.9% |
| DHI MORTGAGE COMPANY, LTD. | $80,960,000 | $120,005,000 | 48.2% | 1.7% |
| PENNYMAC LOAN SERVICES, LLC | $49,035,000 | $109,525,000 | 123.4% | 1.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $53,420,000 | $102,345,000 | 91.6% | 1.4% |
| Bank Independent | $84,345,000 | $102,205,000 | 21.2% | 1.4% |
| MOVEMENT MORTGAGE, LLC | $95,725,000 | $97,900,000 | 2.3% | 1.4% |
| Mortgage Research Center, LLC | $79,390,000 | $97,665,000 | 23.0% | 1.4% |
| BancorpSouth Bank | $87,185,000 | $88,780,000 | 1.8% | 1.2% |
| Trustmark National Bank | $104,675,000 | $87,670,000 | -16.2% | 1.2% |
| AVADIAN | $94,315,000 | $86,795,000 | -8.0% | 1.2% |
| CERTAINTY HOME LOANS, LLC | $85,575,000 | $86,680,000 | 1.3% | 1.2% |
| First Horizon Bank | $425,000 | $84,985,000 | 19,896.5% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $68,685,000 | $80,330,000 | 17.0% | 1.1% |
| Mr. Cooper ( Nationstar Mortgage ) | $73,670,000 | $77,675,000 | 5.4% | 1.1% |
| BETTER MORTGAGE CORPORATION | $30,160,000 | $76,980,000 | 155.2% | 1.1% |
| Synovus Bank | $90,435,000 | $71,905,000 | -20.5% | 1.0% |
| TJC Mortgage, Inc. | $51,665,000 | $68,380,000 | 32.4% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $43,530,000 | $67,105,000 | 54.2% | 0.9% |
| CALIBER HOME LOANS, INC. | $55,000,000 | $64,400,000 | 17.1% | 0.9% |
| Renasant Bank | $108,595,000 | $63,665,000 | -41.4% | 0.9% |
| Assurance Financial Group, L.L.C. | $57,215,000 | $62,210,000 | 8.7% | 0.9% |
| ServisFirst Bank | $33,140,000 | $59,245,000 | 78.8% | 0.8% |
| Fifth Third Bank | $1,705,000 | $52,775,000 | 2,995.3% | 0.7% |
| USAA Federal Savings Bank | $81,280,000 | $51,380,000 | -36.8% | 0.7% |
| FIRST COMMUNITY MORTGAGE, INC. | $14,845,000 | $51,335,000 | 245.8% | 0.7% |
| Bryant Bank | $50,280,000 | $45,730,000 | -9.0% | 0.6% |
| First National Bank of Pulaski | $49,760,000 | $45,695,000 | -8.2% | 0.6% |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,615,000 | $44,125,000 | 2,632.2% | 0.6% |
| KeyBank | $41,305,000 | $44,055,000 | 6.7% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $28,175,000 | $43,515,000 | 54.4% | 0.6% |
| INTERLINC MORTGAGE SERVICES, LLC | $58,205,000 | $41,620,000 | -28.5% | 0.6% |
| First Federal Bank, A FSB | $56,310,000 | $41,120,000 | -27.0% | 0.6% |
| BBVA USA | $63,160,000 | $39,735,000 | -37.1% | 0.6% |
| DSLD MORTGAGE, LLC | $35,115,000 | $39,730,000 | 13.1% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $35,835,000 | $39,045,000 | 9.0% | 0.5% |
| BROKER SOLUTIONS, INC. | $31,220,000 | $36,875,000 | 18.1% | 0.5% |
| NEW DAY FINANCIAL, LLC | $31,270,000 | $36,840,000 | 17.8% | 0.5% |
| Prosperity Bank | $36,505,000 | n/a | 0.5% | |
| Bank of England | $41,790,000 | $36,075,000 | -13.7% | 0.5% |
| NEWREZ LLC | $13,590,000 | $32,955,000 | 142.5% | 0.5% |
| JPMorgan Chase Bank | $27,515,000 | $30,915,000 | 12.4% | 0.4% |
| PENTAGON FEDERAL CREDIT UNION | $18,380,000 | $30,065,000 | 63.6% | 0.4% |
| Hamilton Mortgage Corporation | $32,600,000 | $29,830,000 | -8.5% | 0.4% |
| Cadence Bank, N.A. | $40,425,000 | $29,525,000 | -27.0% | 0.4% |
| Flagstar Bank, FSB | $29,805,000 | $28,820,000 | -3.3% | 0.4% |
| FINANCE OF AMERICA MORTGAGE LLC | $24,645,000 | $28,675,000 | 16.4% | 0.4% |
| Independent Bank | $285,000 | $28,060,000 | 9,745.6% | 0.4% |
| PNC Bank | $19,515,000 | $28,010,000 | 43.5% | 0.4% |
| ALLIANT CREDIT UNION | $465,000 | $27,605,000 | 5,836.6% | 0.4% |
| KELLER MORTGAGE, LLC | $45,610,000 | $27,390,000 | -39.9% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $41,215,000 | $27,200,000 | -34.0% | 0.4% |
| Truist Bank | $25,855,000 | $25,200,000 | -2.5% | 0.3% |
| The Federal Savings Bank | $27,070,000 | $24,520,000 | -9.4% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $24,935,000 | $23,865,000 | -4.3% | 0.3% |
| CB&S Bank, Inc. | $23,320,000 | $23,530,000 | 0.9% | 0.3% |
| Florida Capital Bank | $6,840,000 | $22,595,000 | 230.3% | 0.3% |
| PLANET HOME LENDING, LLC | $22,655,000 | $21,065,000 | -7.0% | 0.3% |
| First Guaranty Mortgage Corporation | $23,370,000 | $19,975,000 | -14.5% | 0.3% |
| Total Media Management, LLC | $35,275,000 | $19,800,000 | -43.9% | 0.3% |
| PREMIA MORTGAGE, LLC | $8,270,000 | $19,350,000 | 134.0% | 0.3% |
| U.S. Bank | $26,525,000 | $19,160,000 | -27.8% | 0.3% |
| Simmons Bank | $19,050,000 | n/a | 0.3% | |
| ACOPIA, LLC | $22,080,000 | $18,030,000 | -18.3% | 0.3% |
| NFM, INC. | $17,590,000 | n/a | 0.2% | |
| Pinnacle Bank | $1,080,000 | $17,575,000 | 1,527.3% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $12,540,000 | $17,535,000 | 39.8% | 0.2% |
| Bank of America | $15,985,000 | $17,030,000 | 6.5% | 0.2% |
| Citizens Bank | $185,000 | $16,645,000 | 8,897.3% | 0.2% |
| Carrington Mortgage Services, LLC | $21,675,000 | $16,440,000 | -24.2% | 0.2% |
| CLEARPATH LENDING | $25,470,000 | $15,340,000 | -39.8% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $9,635,000 | $15,175,000 | 57.5% | 0.2% |
| MORTGAGE INVESTORS GROUP, INC. | $21,655,000 | $14,980,000 | -30.8% | 0.2% |
| First Option Mortgage, LLC | $11,495,000 | $14,605,000 | 27.1% | 0.2% |
| SOUTHWEST FUNDING, LP | $9,500,000 | $13,125,000 | 38.2% | 0.2% |
| FirstTrust Home Loans, Inc. | $13,765,000 | $12,830,000 | -6.8% | 0.2% |
| Alcova Mortgage LLC | $6,605,000 | $11,945,000 | 80.8% | 0.2% |
| Ally Bank | $6,255,000 | $11,930,000 | 90.7% | 0.2% |
| GUARANTEED RATE, INC. | $8,505,000 | $11,265,000 | 32.5% | 0.2% |
| NBKC BANK | $14,830,000 | $10,845,000 | -26.9% | 0.2% |
| SUMMIT FUNDING, INC. | $1,400,000 | $10,785,000 | 670.4% | 0.1% |
| InterContinental Capital Group, Inc | $8,705,000 | $10,650,000 | 22.3% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $9,680,000 | $10,405,000 | 7.5% | 0.1% |
| AmeriHome Mortgage Company, LLC | $6,535,000 | $10,075,000 | 54.2% | 0.1% |
| Morgan Stanley Private Bank | $2,040,000 | $10,050,000 | 392.6% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $6,315,000 | $10,020,000 | 58.7% | 0.1% |
| SouthPoint Bank | $8,425,000 | $9,795,000 | 16.3% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $4,990,000 | $9,500,000 | 90.4% | 0.1% |
| Magnolia Bank | $21,225,000 | $9,200,000 | -56.7% | 0.1% |
| COMMUNITY MORTGAGE CORPORATION | $6,735,000 | $9,095,000 | 35.0% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $1,545,000 | $8,805,000 | 469.9% | 0.1% |
| Citibank | $2,270,000 | $8,780,000 | 286.8% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $6,400,000 | $8,765,000 | 37.0% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $8,760,000 | $8,715,000 | -0.5% | 0.1% |
| First Metro Bank | $4,255,000 | $8,665,000 | 103.6% | 0.1% |
| FBC MORTGAGE, LLC | $4,060,000 | $8,375,000 | 106.3% | 0.1% |
| ISERVE RESIDENTIAL LENDING, LLC | $9,340,000 | $8,285,000 | -11.3% | 0.1% |
| LIMA ONE CAPITAL, LLC | $625,000 | $8,030,000 | 1,184.8% | 0.1% |
| DELMAR FINANCIAL COMPANY | $21,460,000 | $8,000,000 | -62.7% | 0.1% |
| First Federal Bank | $3,980,000 | $7,910,000 | 98.7% | 0.1% |
| UNION HOME MORTGAGE CORP. | $7,825,000 | $7,590,000 | -3.0% | 0.1% |
| SOFI LENDING CORP. | $4,760,000 | $7,450,000 | 56.5% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $6,960,000 | $7,305,000 | 5.0% | 0.1% |
| CMG MORTGAGE, INC. | $5,115,000 | $7,300,000 | 42.7% | 0.1% |
| GENEVA FINANCIAL, LLC | $3,825,000 | $7,280,000 | 90.3% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $10,650,000 | $7,170,000 | -32.7% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $8,620,000 | $7,055,000 | -18.2% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,775,000 | $7,055,000 | 297.5% | 0.1% |
| North American Savings Bank, F.S.B. | $12,805,000 | $7,030,000 | -45.1% | 0.1% |
| BNC National Bank | $10,280,000 | $6,765,000 | -34.2% | 0.1% |
| First Jackson Bank, Inc. | $1,880,000 | $6,760,000 | 259.6% | 0.1% |
| Northpointe Bank | $3,540,000 | $6,540,000 | 84.7% | 0.1% |
| Ameris Bank | $3,825,000 | $6,110,000 | 59.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $5,110,000 | $6,035,000 | 18.1% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $5,105,000 | $5,700,000 | 11.7% | 0.1% |
| 21ST MORTGAGE CORPORATION | $3,600,000 | $5,565,000 | 54.6% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $6,325,000 | $5,490,000 | -13.2% | 0.1% |
| ACCELERATE MORTGAGE, LLC | $640,000 | $5,485,000 | 757.0% | 0.1% |
| Premier Bank of the South | $3,450,000 | $5,485,000 | 59.0% | 0.1% |
| Low VA Rates, LLC | $8,020,000 | $5,275,000 | -34.2% | 0.1% |
| KS StateBank | $11,175,000 | $5,245,000 | -53.1% | 0.1% |
| SIRVA MORTGAGE, INC. | $2,665,000 | $5,235,000 | 96.4% | 0.1% |
| Nations Lending Corporation | $2,825,000 | $5,205,000 | 84.2% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $11,035,000 | $5,005,000 | -54.6% | 0.1% |
| Strong Home Mortgage, LLC | $1,685,000 | $4,885,000 | 189.9% | 0.1% |
| Colten Mortgage, LLC | $4,755,000 | n/a | 0.1% | |
| LENDINGONE, LLC | $105,000 | $4,665,000 | 4,342.9% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,165,000 | $4,615,000 | 296.1% | 0.1% |
| EMBRACE HOME LOANS, INC. | $3,475,000 | $4,595,000 | 32.2% | 0.1% |
| ALABAMA CREDIT UNION | $3,635,000 | $4,590,000 | 26.3% | 0.1% |
| Triumph Bank | $2,240,000 | $4,330,000 | 93.3% | 0.1% |
| Mid-Continent Funding, Inc. | $2,930,000 | $4,325,000 | 47.6% | 0.1% |
| NP, Inc. | $3,805,000 | $4,270,000 | 12.2% | 0.1% |
| Listerhill Credit Union | $2,530,000 | $4,085,000 | 61.5% | 0.1% |
| Prosperity Home Mortgage, LLC | $2,990,000 | $3,855,000 | 28.9% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $4,980,000 | $3,830,000 | -23.1% | 0.1% |
| HOMESTEAD FUNDING CORP. | $3,175,000 | $3,580,000 | 12.8% | 0.0% |
| SmartBank | $2,480,000 | $3,555,000 | 43.3% | 0.0% |
| PHH Mortgage Corporation | $2,040,000 | $3,550,000 | 74.0% | 0.0% |
| Gateway First Bank | $1,920,000 | $3,385,000 | 76.3% | 0.0% |
| EvaBank | $4,645,000 | $3,345,000 | -28.0% | 0.0% |
| STEARNS LENDING, LLC | $2,330,000 | $3,275,000 | 40.6% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $690,000 | $3,175,000 | 360.1% | 0.0% |
| MORTGAGE ACCESS CORP. | $2,385,000 | $3,085,000 | 29.4% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $4,235,000 | $3,085,000 | -27.2% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $8,115,000 | $3,045,000 | -62.5% | 0.0% |
| GUILD MORTGAGE COMPANY | $4,040,000 | $3,035,000 | -24.9% | 0.0% |
| LENDERFI, INC. | $4,865,000 | $2,940,000 | -39.6% | 0.0% |
| AMWEST FUNDING CORP. | $1,780,000 | $2,840,000 | 59.6% | 0.0% |
| LOANFLIGHT LENDING, LLC | $1,380,000 | $2,800,000 | 102.9% | 0.0% |
| First Savings Bank | $1,570,000 | $2,705,000 | 72.3% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $1,120,000 | $2,625,000 | 134.4% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $1,250,000 | $2,525,000 | 102.0% | 0.0% |
| North Alabama Educators Credit Union | $3,155,000 | $2,470,000 | -21.7% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $995,000 | $2,465,000 | 147.7% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $1,090,000 | $2,405,000 | 120.6% | 0.0% |
| Goldwater Bank, N.A. | $3,665,000 | $2,380,000 | -35.1% | 0.0% |
| Ixonia Bank | $335,000 | $2,370,000 | 607.5% | 0.0% |
| The Central Trust Bank | $315,000 | $2,310,000 | 633.3% | 0.0% |
| APCO EMPLOYEES | $1,625,000 | $2,295,000 | 41.2% | 0.0% |
| Manufacturers and Traders Trust Company | $1,070,000 | $2,255,000 | 110.7% | 0.0% |
| Discover Bank | $2,310,000 | $2,240,000 | -3.0% | 0.0% |
| Traditions Bank | $1,880,000 | $2,220,000 | 18.1% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $1,775,000 | $2,145,000 | 20.8% | 0.0% |
| Peoples Bank of Alabama | $2,440,000 | $2,135,000 | -12.5% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,320,000 | $2,040,000 | 54.5% | 0.0% |
| Sunflower Bank | $2,040,000 | n/a | 0.0% | |
| READYCAP COMMERCIAL, LLC | $2,005,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $6,885,000 | $1,990,000 | -71.1% | 0.0% |
| Cornerstone First Mortgage, Inc | $385,000 | $1,960,000 | 409.1% | 0.0% |
| Grandbridge Real Estate Capital LLC | $17,005,000 | $1,945,000 | -88.6% | 0.0% |
| Paramount Bank | $1,805,000 | $1,910,000 | 5.8% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,430,000 | $1,805,000 | 26.2% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,455,000 | $1,775,000 | 22.0% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $2,390,000 | $1,755,000 | -26.6% | 0.0% |
| Stifel Bank and Trust | $2,215,000 | $1,755,000 | -20.8% | 0.0% |
| Family Security Credit Union | $320,000 | $1,745,000 | 445.3% | 0.0% |
| River Bank & Trust | $615,000 | $1,740,000 | 182.9% | 0.0% |
| EVERETT FINANCIAL, INC. | $38,455,000 | $1,730,000 | -95.5% | 0.0% |
| The First National Bank of Middle Tennessee | $1,165,000 | $1,715,000 | 47.2% | 0.0% |
| Bank of the West | $635,000 | $1,685,000 | 165.4% | 0.0% |
| The Huntington National Bank | $1,645,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $390,000 | $1,640,000 | 320.5% | 0.0% |
| Capitol Federal Savings Bank | $925,000 | $1,635,000 | 76.8% | 0.0% |
| Raymond James Bank | $745,000 | $1,635,000 | 119.5% | 0.0% |
| CapStar Bank | $1,585,000 | $1,615,000 | 1.9% | 0.0% |
| Prime Choice Funding Inc. | $1,635,000 | $1,585,000 | -3.1% | 0.0% |
| IMPAC MORTGAGE CORP. | $235,000 | $1,580,000 | 572.3% | 0.0% |
| Republic Bank & Trust Company | $75,000 | $1,550,000 | 1,966.7% | 0.0% |
| AMERICAN ADVISORS GROUP | $1,075,000 | $1,545,000 | 43.7% | 0.0% |
| Citizens Bank & Trust | $1,550,000 | $1,545,000 | -0.3% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $215,000 | $1,530,000 | 611.6% | 0.0% |
| INTERCAP LENDING INC. | $2,370,000 | $1,435,000 | -39.5% | 0.0% |
| Figure Lending LLC | $1,015,000 | $1,430,000 | 40.9% | 0.0% |
| Independent Bank | $285,000 | $1,420,000 | 398.2% | 0.0% |
| Meridian Bank Corporation | $4,350,000 | $1,415,000 | -67.5% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $2,055,000 | $1,405,000 | -31.6% | 0.0% |
| Capital Bank | $1,085,000 | $1,400,000 | 29.0% | 0.0% |
| LENDUS, LLC | $2,245,000 | $1,395,000 | -37.9% | 0.0% |
| TVA Community Credit Union | $1,180,000 | $1,385,000 | 17.4% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $780,000 | $1,380,000 | 76.9% | 0.0% |
| Austin Capital Bank SSB | $1,365,000 | n/a | 0.0% | |
| Consumer First Mortgage, Inc. | $950,000 | $1,355,000 | 42.6% | 0.0% |
| STAR ONE CREDIT UNION | $95,000 | $1,350,000 | 1,321.1% | 0.0% |
| Metro City Bank | $350,000 | $1,320,000 | 277.1% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $2,445,000 | $1,320,000 | -46.0% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $695,000 | $1,315,000 | 89.2% | 0.0% |
| Equity Prime Mortgage LLC | $570,000 | $1,250,000 | 119.3% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $1,550,000 | $1,225,000 | -21.0% | 0.0% |
| TIAA, FSB | $1,630,000 | $1,215,000 | -25.5% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $1,160,000 | $1,195,000 | 3.0% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,250,000 | $1,170,000 | -6.4% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $1,160,000 | n/a | 0.0% | |
| Armed Forces Bank | $1,250,000 | $1,145,000 | -8.4% | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | $16,605,000 | $1,145,000 | -93.1% | 0.0% |
| CANOPY MORTGAGE, LLC | $1,135,000 | n/a | 0.0% | |
| HOMESTAR FINANCIAL CORPORATION | $895,000 | $1,125,000 | 25.7% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $275,000 | $1,100,000 | 300.0% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $615,000 | $1,080,000 | 75.6% | 0.0% |
| Toyota Financial Savings Bank | $420,000 | $1,070,000 | 154.8% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $310,000 | $1,065,000 | 243.5% | 0.0% |
| EVANSVILLE TEACHERS | $3,780,000 | $1,060,000 | -72.0% | 0.0% |
| SPRING EQ, LLC | $765,000 | $1,045,000 | 36.6% | 0.0% |
| EMM LOANS LLC | $380,000 | $1,035,000 | 172.4% | 0.0% |
| Amerifirst Financial, Inc. | $325,000 | $995,000 | 206.2% | 0.0% |
| TCF National Bank | $745,000 | $995,000 | 33.6% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $645,000 | $990,000 | 53.5% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $275,000 | $990,000 | 260.0% | 0.0% |
| Capital City Home Loans, LLC | $485,000 | $985,000 | 103.1% | 0.0% |
| A Mortgage Boutique, LLC | $2,800,000 | $975,000 | -65.2% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $785,000 | $960,000 | 22.3% | 0.0% |
| MILEND, INC. | $1,115,000 | $940,000 | -15.7% | 0.0% |
| First Federal Bank of Kansas City | $2,725,000 | $930,000 | -65.9% | 0.0% |
| Baxter Credit Union | $820,000 | $925,000 | 12.8% | 0.0% |
| Charles Schwab Bank, SSB | $165,000 | $910,000 | 451.5% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $700,000 | $900,000 | 28.6% | 0.0% |
| MCLEAN MORTGAGE CORPORATION | $225,000 | $890,000 | 295.6% | 0.0% |
| West Alabama Bank & Trust | $890,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,315,000 | $860,000 | -62.9% | 0.0% |
| ALABAMA TEACHERS | $555,000 | $855,000 | 54.1% | 0.0% |
| MICHIGAN MUTUAL, INC. | $265,000 | $815,000 | 207.5% | 0.0% |
| Service Federal Credit Union | $800,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $365,000 | $800,000 | 119.2% | 0.0% |
| GSF Mortgage Corporation | $1,070,000 | $795,000 | -25.7% | 0.0% |
| BELEM SERVICING LLC | $775,000 | $790,000 | 1.9% | 0.0% |
| AMCAP MORTGAGE, LTD. | $475,000 | $785,000 | 65.3% | 0.0% |
| THE MORTGAGE FIRM, INC. | $785,000 | n/a | 0.0% | |
| F&M Bank | $985,000 | $775,000 | -21.3% | 0.0% |
| OPEN MORTGAGE, LLC | $115,000 | $765,000 | 565.2% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $465,000 | $765,000 | 64.5% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $140,000 | $740,000 | 428.6% | 0.0% |
| Liberty Mortgage Corporation | $775,000 | $735,000 | -5.2% | 0.0% |
| UNIFY FINANCIAL Credit Union | $200,000 | $720,000 | 260.0% | 0.0% |
| Northwest Federal Credit Union | $735,000 | $710,000 | -3.4% | 0.0% |
| AgFirst Farm Credit Bank | $700,000 | n/a | 0.0% | |
| Arvest Bank | $735,000 | $695,000 | -5.4% | 0.0% |
| CityWorth Mortgage LLC | $1,195,000 | $690,000 | -42.3% | 0.0% |
| Plains Commerce Bank | $585,000 | $690,000 | 17.9% | 0.0% |
| Colonial Savings, F.A. | $335,000 | $660,000 | 97.0% | 0.0% |
| First Internet Bank of Indiana | $1,145,000 | $645,000 | -43.7% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $640,000 | n/a | 0.0% | |
| ASCEND FEDERAL CREDIT UNION | $1,670,000 | $615,000 | -63.2% | 0.0% |
| Guardian Credit Union | $450,000 | $610,000 | 35.6% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $175,000 | $605,000 | 245.7% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $320,000 | $600,000 | 87.5% | 0.0% |
| UNIVERSITY LENDING GROUP, LLC | $1,380,000 | $600,000 | -56.5% | 0.0% |
| U S WIDE FINANCIAL LLC | $600,000 | n/a | 0.0% | |
| HOME TOWN FUNDING, INC. | $590,000 | $580,000 | -1.7% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $175,000 | $580,000 | 231.4% | 0.0% |
| Cf Bank | $1,635,000 | $570,000 | -65.1% | 0.0% |
| Eco Credit Union | $555,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,035,000 | $555,000 | -81.7% | 0.0% |
| CELEBRITY HOME LOANS, LLC | $440,000 | $545,000 | 23.9% | 0.0% |
| West Town Bank & Trust | $535,000 | n/a | 0.0% | |
| HUNT MORTGAGE CORPORATION | $530,000 | n/a | 0.0% | |
| Legends Bank | $270,000 | $510,000 | 88.9% | 0.0% |
| First United Bank and Trust Company | $515,000 | $505,000 | -1.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $215,000 | $505,000 | 134.9% | 0.0% |
| DIRECT LENDERS, LLC | $255,000 | $490,000 | 92.2% | 0.0% |
| Alabama One Credit Union | $1,115,000 | $485,000 | -56.5% | 0.0% |
| AMERICAN HOME LENDING USA, LLC | $1,520,000 | $485,000 | -68.1% | 0.0% |
| CIT Bank | $485,000 | n/a | 0.0% | |
| Great Southern Bank | $475,000 | n/a | 0.0% | |
| NBH Bank | $235,000 | $475,000 | 102.1% | 0.0% |
| Tyndall Federal Credit Union | $800,000 | $475,000 | -40.6% | 0.0% |
| LENDSURE MORTGAGE CORP. | $470,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $1,200,000 | $460,000 | -61.7% | 0.0% |
| ENVOY MORTGAGE, LTD | $235,000 | $450,000 | 91.5% | 0.0% |
| Reliant Bank | $755,000 | $450,000 | -40.4% | 0.0% |
| CSL Financial, LLC | $370,000 | $445,000 | 20.3% | 0.0% |
| STANDARD MORTGAGE CORPORATION | $75,000 | $440,000 | 486.7% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $1,055,000 | $430,000 | -59.2% | 0.0% |
| SOUTH CENTRAL BANK, INC. | $425,000 | n/a | 0.0% | |
| Chicago Mortgage Solutions LLC | $415,000 | n/a | 0.0% | |
| LENDING 3, INC. | $415,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $275,000 | $410,000 | 49.1% | 0.0% |
| First State Bank of St. Charles, Missouri | $650,000 | $410,000 | -36.9% | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $870,000 | $410,000 | -52.9% | 0.0% |
| Liberty Bank | $405,000 | n/a | 0.0% | |
| SOUTHERN TRUST MORTGAGE, LLC | $405,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $405,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $395,000 | n/a | 0.0% | |
| Blue Ridge Bank | $295,000 | $390,000 | 32.2% | 0.0% |
| First Farmers and Merchants Bank | $390,000 | n/a | 0.0% | |
| TENNESSEE VALLEY | $390,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $415,000 | $385,000 | -7.2% | 0.0% |
| MLD MORTGAGE INC. | $1,235,000 | $380,000 | -69.2% | 0.0% |
| NexBank | $380,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $375,000 | n/a | 0.0% | |
| Midwest Community Bank | $375,000 | n/a | 0.0% | |
| Andrew Johnson Bank | $370,000 | n/a | 0.0% | |
| ARC HOME LLC | $2,370,000 | $370,000 | -84.4% | 0.0% |
| MAX Credit Union | $370,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $95,000 | $370,000 | 289.5% | 0.0% |
| Visio Financial Services Inc. | $65,000 | $370,000 | 469.2% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $25,000 | $365,000 | 1,360.0% | 0.0% |
| GEO-CORP, INC. | $325,000 | $345,000 | 6.2% | 0.0% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | $345,000 | n/a | 0.0% | |
| Citizens Tri-County Bank | $420,000 | $340,000 | -19.0% | 0.0% |
| Financial Federal Bank | $335,000 | n/a | 0.0% | |
| FIRST SOUTH FINANCIAL | $335,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $355,000 | $330,000 | -7.0% | 0.0% |
| T2 FINANCIAL LLC | $325,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $105,000 | $320,000 | 204.8% | 0.0% |
| Farmers State Bank of Alto Pass | $315,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $305,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $305,000 | n/a | 0.0% | |
| SIWELL, INC. | $305,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $300,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $300,000 | n/a | 0.0% | |
| Bank Five Nine | $295,000 | n/a | 0.0% | |
| First Home Bank | $2,280,000 | $295,000 | -87.1% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $970,000 | $290,000 | -70.1% | 0.0% |
| Flanagan State Bank | $255,000 | $285,000 | 11.8% | 0.0% |
| JMAC LENDING, INC. | $285,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $520,000 | $285,000 | -45.2% | 0.0% |
| Southern States Bank | $25,180,000 | $285,000 | -98.9% | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $285,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $275,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $115,000 | $275,000 | 139.1% | 0.0% |
| Merchants Bank of Indiana | $215,000 | $275,000 | 27.9% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $670,000 | $275,000 | -59.0% | 0.0% |
| TOWNE MORTGAGE COMPANY | $445,000 | $275,000 | -38.2% | 0.0% |
| Bethpage Federal Credit Union | $270,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $270,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $205,000 | $270,000 | 31.7% | 0.0% |
| Community Bank of Mississippi | $505,000 | $265,000 | -47.5% | 0.0% |
| Hancock Whitney Bank | $265,000 | n/a | 0.0% | |
| INLANTA MORTGAGE, INC. | $265,000 | n/a | 0.0% | |
| Leaders Credit Union | $480,000 | $265,000 | -44.8% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $825,000 | $265,000 | -67.9% | 0.0% |
| Planters Bank, Inc. | $265,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $355,000 | $265,000 | -25.4% | 0.0% |
| American Airlines Federal Credit Union | $335,000 | $255,000 | -23.9% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $265,000 | $255,000 | -3.8% | 0.0% |
| LEGACY COMMUNITY FEDERAL CREDIT UNION | $255,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $495,000 | $255,000 | -48.5% | 0.0% |
| Hometown Equity Mortgage, LLC | $780,000 | $245,000 | -68.6% | 0.0% |
| Valley National Bank | $255,000 | $245,000 | -3.9% | 0.0% |
| BAY EQUITY LLC | $235,000 | $235,000 | 0.0% | 0.0% |
| First Western Federal Savings Bank | $230,000 | n/a | 0.0% | |
| PUBLIX EMPLOYEES | $350,000 | $230,000 | -34.3% | 0.0% |
| GREAT LAKES | $225,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $225,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $225,000 | n/a | 0.0% | |
| Core Bank | $220,000 | n/a | 0.0% | |
| PARSONS Federal Credit Union | $65,000 | $220,000 | 238.5% | 0.0% |
| KEESLER | $185,000 | $215,000 | 16.2% | 0.0% |
| Peoples Bank | $105,000 | $215,000 | 104.8% | 0.0% |
| Waterstone Mortgage Corporation | $215,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $215,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $210,000 | n/a | 0.0% | |
| Fidelity Bank | $205,000 | n/a | 0.0% | |
| JET DIRECT FUNDING CORP | $205,000 | n/a | 0.0% | |
| Oakstar Bank | $205,000 | n/a | 0.0% | |
| Security First Bank | $205,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $85,000 | $205,000 | 141.2% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $205,000 | n/a | 0.0% | |
| Apex Bank | $195,000 | n/a | 0.0% | |
| Atlantic Union Bank | $195,000 | n/a | 0.0% | |
| BOKF | $715,000 | $195,000 | -72.7% | 0.0% |
| Eagle Bank and Trust Company | $295,000 | $195,000 | -33.9% | 0.0% |
| Kearny Bank | $195,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $195,000 | n/a | 0.0% | |
| AOD Federal Credit Union | $185,000 | n/a | 0.0% | |
| Axos Bank | $855,000 | $175,000 | -79.5% | 0.0% |
| First Bank | $175,000 | n/a | 0.0% | |
| First State Bank of Forrest | $175,000 | n/a | 0.0% | |
| HOPE FEDERAL CREDIT UNION | $305,000 | $175,000 | -42.6% | 0.0% |
| Texana Bank | $175,000 | n/a | 0.0% | |
| United Community Bank | $35,000 | $175,000 | 400.0% | 0.0% |
| First South Farm Credit, ACA | $1,615,000 | $165,000 | -89.8% | 0.0% |
| GEORGIA'S OWN | $530,000 | $165,000 | -68.9% | 0.0% |
| Grand Bank for Savings, FSB | $165,000 | n/a | 0.0% | |
| Bell Bank | $155,000 | n/a | 0.0% | |
| Cache Valley Bank | $215,000 | $155,000 | -27.9% | 0.0% |
| FAMILY SAVINGS | $155,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $320,000 | $155,000 | -51.6% | 0.0% |
| HANSCOM | $155,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $155,000 | n/a | 0.0% | |
| The First, A National Banking Association | $155,000 | n/a | 0.0% | |
| 1st Franklin Financial Corporation | $100,000 | $150,000 | 50.0% | 0.0% |
| Congressional Bank | $190,000 | $145,000 | -23.7% | 0.0% |
| Quontic Bank | $145,000 | n/a | 0.0% | |
| Southside Bank | $145,000 | n/a | 0.0% | |
| Superior Credit Union, Inc. | $135,000 | n/a | 0.0% | |
| THE MONEY SOURCE INC. | $135,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $135,000 | $125,000 | -7.4% | 0.0% |
| HONDA Federal Credit Union | $125,000 | n/a | 0.0% | |
| FirstOak Bank | $120,000 | n/a | 0.0% | |
| Bank of Tennessee | $115,000 | n/a | 0.0% | |
| Central State Bank | $290,000 | $115,000 | -60.3% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $115,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $115,000 | n/a | 0.0% | |
| ALABAMA STATE EMPLOYEES CREDIT UNION | $105,000 | n/a | 0.0% | |
| NobleBank & Trust | $105,000 | n/a | 0.0% | |
| S1L, Inc. | $105,000 | n/a | 0.0% | |
| TOWER | $625,000 | $105,000 | -83.2% | 0.0% |
| BLUELEAF LENDING, LLC | $95,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $85,000 | n/a | 0.0% | |
| Connexus Credit Union | $105,000 | $55,000 | -47.6% | 0.0% |
| PROPONENT Federal Credit Union | $25,000 | n/a | 0.0% |
HUNTSVILLE's top lender by overall market share is QUICKEN LOANS, LLC, with 7.2% market share. In second place, with 5.6%, is REDSTONE Federal Credit Union, having originated $407,260,000 in loans. In third place, with 5.5%, is FirstBank, having originated $393,165,000 in loans. In third place, with 4.6%, is LOANDEPOT.COM, LLC, having originated $334,620,000 in loans. In third place, with 3.7%, is FREEDOM MORTGAGE CORPORATION, having originated $265,250,000 in loans.
HUNTSVILLE, AL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 12,333 | $3,569,495,000 | $289,426 |
| Refi | 9,811 | $2,234,105,000 | $227,714 |
| Cash Out Refi | 5,344 | $1,218,640,000 | $228,039 |
| Home Improvement | 1,254 | $96,900,000 | $77,273 |
| Other | 859 | $90,195,000 | $105,000 |
Huntsville's most frequently cited loan purpose was Home Purchase, with 12,333 originations. The 2nd most popular reason was Refi, with 9,811 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 10,720 | $2,843,640,000 | $265,265 |
| 3-4% | 9,847 | $2,278,565,000 | $231,397 |
| <2.5% | 6,513 | $1,687,065,000 | $259,030 |
| 4-5% | 1,602 | $247,620,000 | $154,569 |
| 5-6% | 284 | $40,280,000 | $141,831 |
| 6-7% | 118 | $19,820,000 | $167,966 |
| Over 8% | 86 | $5,760,000 | $66,977 |
| 7-8% | 56 | $4,350,000 | $77,679 |
During 2021, Huntsville's most frequently originated rate bucket was 2.5-3%, with 10,720 originations.
Loan Sizing (HUNTSVILLE, AL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 13,188 | $3,645,020,000 | $276,389 |
| $100k-200k | 9,794 | $1,487,200,000 | $151,848 |
| $100,000 or less | 3,698 | $220,530,000 | $59,635 |
| $400k-600k | 2,455 | $1,158,875,000 | $472,047 |
| $600k-1000k | 377 | $270,885,000 | $718,528 |
| $Over $1MM | 89 | $426,825,000 | $4,795,787 |
HUNTSVILLE's loan sizing saw the bucket of loans from $200k-400k with 13,188 originations, totaling $3,645,020,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 10,873 | $3,072,995,000 | $282,626 |
| 60-80% | 9,765 | $2,472,165,000 | $253,166 |
| 40-60% | 3,430 | $763,710,000 | $222,656 |
| 20-40% | 1,524 | $171,110,000 | $112,277 |
| Under 20% | 1,430 | $62,860,000 | $43,958 |
| Over 100% | 566 | $208,110,000 | $367,686 |
HUNTSVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 10,873 originations, totaling $3,072,995,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - HUNTSVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $237,000 (10.2%) | $282,529 (9.0%) | 0.87 | 2,227 |
| 2018-02-01 | $241,204 (11.3%) | $288,409 (10.1%) | 0.87 | 2,090 |
| 2018-03-01 | $248,500 (13.5%) | $293,152 (10.3%) | 0.86 | 2,067 |
| 2018-04-01 | $256,450 (16.6%) | $305,811 (13.2%) | 0.86 | 2,051 |
| 2018-05-01 | $256,000 (12.6%) | $307,480 (11.2%) | 0.85 | 2,062 |
| 2018-06-01 | $249,900 (9.2%) | $303,334 (9.4%) | 0.83 | 2,147 |
| 2018-07-01 | $250,420 (8.9%) | $308,223 (10.5%) | 0.84 | 2,133 |
| 2018-08-01 | $254,400 (12.5%) | $308,065 (10.5%) | 0.85 | 2,130 |
| 2018-09-01 | $257,745 (12.1%) | $307,100 (9.1%) | 0.86 | 2,127 |
| 2018-10-01 | $254,896 (10.9%) | $305,434 (8.9%) | 0.85 | 2,089 |
| 2018-11-01 | $254,203 (10.5%) | $303,818 (7.1%) | 0.85 | 2,040 |
| 2018-12-01 | $254,687 (10.7%) | $303,318 (8.0%) | 0.87 | 1,951 |
| 2019-01-01 | $252,450 (6.5%) | $298,893 (5.8%) | 0.87 | 1,788 |
| 2019-02-01 | $257,818 (6.9%) | $305,667 (6.0%) | 0.86 | 1,710 |
| 2019-03-01 | $264,186 (6.3%) | $315,360 (7.6%) | 0.86 | 1,643 |
| 2019-04-01 | $268,231 (4.6%) | $322,962 (5.6%) | 0.84 | 1,554 |
| 2019-05-01 | $270,258 (5.6%) | $323,712 (5.3%) | 0.83 | 1,548 |
| 2019-06-01 | $273,900 (9.6%) | $328,818 (8.4%) | 0.84 | 1,563 |
| 2019-07-01 | $274,803 (9.7%) | $335,982 (9.0%) | 0.85 | 1,533 |
| 2019-08-01 | $274,832 (8.0%) | $335,247 (8.8%) | 0.86 | 1,468 |
| 2019-09-01 | $274,929 (6.7%) | $335,163 (9.1%) | 0.87 | 1,394 |
| 2019-10-01 | $274,944 (7.9%) | $331,611 (8.6%) | 0.88 | 1,440 |
| 2019-11-01 | $275,000 (8.2%) | $333,229 (9.7%) | 0.89 | 1,336 |
| 2019-12-01 | $274,118 (7.6%) | $335,056 (10.5%) | 0.91 | 1,250 |
| 2020-01-01 | $279,500 (10.7%) | $343,367 (14.9%) | 0.93 | 1,148 |
| 2020-02-01 | $284,900 (10.5%) | $348,742 (14.1%) | 0.92 | 1,053 |
| 2020-03-01 | $289,900 (9.7%) | $359,576 (14.0%) | 0.91 | 1,002 |
| 2020-04-01 | $287,810 (7.3%) | $353,874 (9.6%) | 0.90 | 1,086 |
| 2020-05-01 | $289,900 (7.3%) | $354,778 (9.6%) | 0.88 | 1,224 |
| 2020-06-01 | $295,450 (7.9%) | $360,109 (9.5%) | 0.86 | 1,118 |
| 2020-07-01 | $296,250 (7.8%) | $370,799 (10.4%) | 0.85 | 1,080 |
| 2020-08-01 | $300,000 (9.2%) | $374,088 (11.6%) | 0.86 | 1,050 |
| 2020-09-01 | $299,900 (9.1%) | $369,794 (10.3%) | 0.86 | 1,004 |
| 2020-10-01 | $297,400 (8.2%) | $365,832 (10.3%) | 0.85 | 996 |
| 2020-11-01 | $299,450 (8.9%) | $370,817 (11.3%) | 0.86 | 956 |
| 2020-12-01 | $304,033 (10.9%) | $374,343 (11.7%) | 0.89 | 952 |
| 2021-01-01 | $322,861 (15.5%) | $383,617 (11.7%) | 0.95 | 810 |
| 2021-02-01 | $350,565 (23.1%) | $408,964 (17.3%) | 1.01 | 642 |
| 2021-03-01 | $352,350 (21.5%) | $416,337 (15.8%) | 0.99 | 549 |
| 2021-04-01 | $337,450 (17.3%) | $414,751 (17.2%) | 0.91 | 494 |
| 2021-05-01 | $345,000 (19.0%) | $418,951 (18.1%) | 0.91 | 468 |
| 2021-06-01 | $316,477 (7.1%) | $400,786 (11.3%) | 0.82 | 355 |
| 2021-07-01 | $320,950 (8.3%) | $410,343 (10.7%) | 0.83 | 406 |
| 2021-08-01 | $324,125 (8.0%) | $417,167 (11.5%) | 0.85 | 523 |
| 2021-09-01 | $341,950 (14.0%) | $437,393 (18.3%) | 0.90 | 514 |
| 2021-10-01 | $345,000 (16.0%) | $441,879 (20.8%) | 0.91 | 525 |
| 2021-11-01 | $351,250 (17.3%) | $459,654 (24.0%) | 0.93 | 489 |
| 2021-12-01 | $362,900 (19.4%) | $477,200 (27.5%) | 0.97 | 441 |
| 2022-01-01 | $374,494 (16.0%) | $487,198 (27.0%) | 1.00 | 349 |
| 2022-02-01 | $369,950 (5.5%) | $482,212 (17.9%) | 0.94 | 348 |
| 2022-03-01 | $411,950 (16.9%) | $478,914 (15.0%) | 1.02 | 475 |
| 2022-04-01 | $400,000 (18.5%) | $474,698 (14.5%) | 0.94 | 567 |
HUNTSVILLE's median listing price for 2022-04-01 was $400,000, a difference of
$62,550
(18.5%) versus the prior year and
$-11,950 versus the prior month.
HUNTSVILLE's median listing price comes in at 94% of the national average.
HUNTSVILLE's average listing price for 2022-04-01 was $474,698, a difference of $59,947 (14.5%) versus the prior year and $-4,216 versus the prior month.
For the 2022-04-01 period, HUNTSVILLE had 567 MLS listings, a difference of 92 listings (19%) versus the prior month and 73 listings (15%) versus the prior year.
HUNTSVILLE's median listing price comes in at 94% of the national average.
HUNTSVILLE's average listing price for 2022-04-01 was $474,698, a difference of $59,947 (14.5%) versus the prior year and $-4,216 versus the prior month.
For the 2022-04-01 period, HUNTSVILLE had 567 MLS listings, a difference of 92 listings (19%) versus the prior month and 73 listings (15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - HUNTSVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 96 days | 2,433 sqft |
| 2018-02-01 | 96 days | 2,464 sqft |
| 2018-03-01 | 81 days | 2,497 sqft |
| 2018-04-01 | 72 days | 2,544 sqft |
| 2018-05-01 | 66 days | 2,536 sqft |
| 2018-06-01 | 64 days | 2,500 sqft |
| 2018-07-01 | 66 days | 2,503 sqft |
| 2018-08-01 | 72 days | 2,506 sqft |
| 2018-09-01 | 79 days | 2,533 sqft |
| 2018-10-01 | 85 days | 2,518 sqft |
| 2018-11-01 | 90 days | 2,506 sqft |
| 2018-12-01 | 95 days | 2,505 sqft |
| 2019-01-01 | 105 days | 2,485 sqft |
| 2019-02-01 | 99 days | 2,490 sqft |
| 2019-03-01 | 101 days | 2,521 sqft |
| 2019-04-01 | 61 days | 2,540 sqft |
| 2019-05-01 | 53 days | 2,529 sqft |
| 2019-06-01 | 51 days | 2,543 sqft |
| 2019-07-01 | 57 days | 2,577 sqft |
| 2019-08-01 | 60 days | 2,557 sqft |
| 2019-09-01 | 59 days | 2,533 sqft |
| 2019-10-01 | 58 days | 2,524 sqft |
| 2019-11-01 | 63 days | 2,513 sqft |
| 2019-12-01 | 71 days | 2,500 sqft |
| 2020-01-01 | 79 days | 2,504 sqft |
| 2020-02-01 | 70 days | 2,488 sqft |
| 2020-03-01 | 48 days | 2,509 sqft |
| 2020-04-01 | 43 days | 2,490 sqft |
| 2020-05-01 | 42 days | 2,497 sqft |
| 2020-06-01 | 45 days | 2,500 sqft |
| 2020-07-01 | 52 days | 2,500 sqft |
| 2020-08-01 | 49 days | 2,503 sqft |
| 2020-09-01 | 45 days | 2,432 sqft |
| 2020-10-01 | 45 days | 2,400 sqft |
| 2020-11-01 | 46 days | 2,420 sqft |
| 2020-12-01 | 51 days | 2,395 sqft |
| 2021-01-01 | 55 days | 2,407 sqft |
| 2021-02-01 | 58 days | 2,517 sqft |
| 2021-03-01 | 42 days | 2,413 sqft |
| 2021-04-01 | 33 days | 2,414 sqft |
| 2021-05-01 | 22 days | 2,390 sqft |
| 2021-06-01 | 11 days | 2,320 sqft |
| 2021-07-01 | 12 days | 2,325 sqft |
| 2021-08-01 | 16 days | 2,339 sqft |
| 2021-09-01 | 22 days | 2,379 sqft |
| 2021-10-01 | 22 days | 2,349 sqft |
| 2021-11-01 | 21 days | 2,381 sqft |
| 2021-12-01 | 30 days | 2,401 sqft |
| 2022-01-01 | 34 days | 2,460 sqft |
| 2022-02-01 | 15 days | 2,400 sqft |
| 2022-03-01 | 12 days | 2,464 sqft |
| 2022-04-01 | 16 days | 2,458 sqft |
HUNTSVILLE's median listing age (time on market) for 2022-04-01 was 16 days.
This
is -51%
shorter
than the same period one year ago.
HUNTSVILLE's median square footage for active listings during the 2022-04-01 period was 2,458 sqft. One year prior, the average listing was 2,414 sqft.
HUNTSVILLE's median square footage for active listings during the 2022-04-01 period was 2,458 sqft. One year prior, the average listing was 2,414 sqft.
