HUNTSVILLE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Huntsville averaged
7.07%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
7.02% and
one month ago for the week of 2023-10-19, the
average rate was 7.41%.
Huntsville's average rate one year ago was 6.49%.
For refis of the same type during the week of 2023-11-22, the average rate
was 6.37%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
| Huntsville 30 Year Fixed Rate | 2023-11-22 | 7.07% |
| Huntsville 30 Year Fixed Rate Refi | 2023-11-22 | 6.37% |
| Huntsville 15 Year Fixed Rate | 2023-11-22 | 6.31% |
| Huntsville 15 Year Fixed Rate Refi | 2023-11-22 | 5.88% |
| Huntsville 30 Year FHA | 2023-11-22 | -0.6% |
| Huntsville 30 Year FHA Refi | 2023-11-22 | 0% |
| Huntsville 30 Year USDA | 2023-11-22 | -0.91% |
| Huntsville 30 Year USDA Refi | 2023-11-22 | -0.1% |
| Huntsville 30 Year VA | 2023-11-22 | -0.56% |
| Huntsville 30 Year VA Refi | 2023-11-22 | -2.36% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HUNTSVILLE, AL.
HUNTSVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HUNTSVILLE, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HUNTSVILLE Average Closing Costs & Other Stats
HUNTSVILLE, AL's 275 lenders originated 18,981
loans during 2022. The total origination value was $5,409,395,000, with an average loan value of
$284,990.
HUNTSVILLE's average closing costs are $4,852.
The top HUNTSVILLE lender as defined by loan originations is REDSTONE Federal Credit Union, with
546 loans originated. Their average total fees are
$2,697, which is $4,113
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee HUNTSVILLE lenders (with over 10 loans originated) are
PREMIA MORTGAGE, LLC ($1,157), DSLD MORTGAGE, LLC ($1,938), REDSTONE Federal Credit Union ($2,697), NBKC BANK ($2,816) and DHI MORTGAGE COMPANY, LTD. ($2,907).
The lowest rate HUNTSVILLE lenders (with over 10 loans originated) are
AVADIAN (3.45%), Metro City Bank (3.97%), AmeriHome Mortgage Company, LLC (4.01%), Ally Bank (4.11%) and ALABAMA CREDIT UNION (4.15%).
HUNTSVILLE, AL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| REDSTONE Federal Credit Union | $407,260,000 | $313,870,000 | -22.9% | 5.8% |
| QUICKEN LOANS, LLC | $515,865,000 | $261,725,000 | -49.3% | 4.8% |
| South State Bank | $134,855,000 | $226,420,000 | 67.9% | 4.2% |
| FirstBank | $393,165,000 | $224,705,000 | -42.8% | 4.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $234,150,000 | $203,970,000 | -12.9% | 3.8% |
| LOANDEPOT.COM, LLC | $334,620,000 | $189,120,000 | -43.5% | 3.5% |
| Hometown Lenders, Inc. | $196,730,000 | $159,420,000 | -19.0% | 2.9% |
| DHI MORTGAGE COMPANY, LTD. | $120,005,000 | $131,510,000 | 9.6% | 2.4% |
| Regions Bank | $162,605,000 | $117,290,000 | -27.9% | 2.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $102,345,000 | $112,385,000 | 9.8% | 2.1% |
| GMFS LLC | $154,535,000 | $106,365,000 | -31.2% | 2.0% |
| Trustmark National Bank | $87,670,000 | $104,855,000 | 19.6% | 1.9% |
| ServisFirst Bank | $59,245,000 | $97,555,000 | 64.7% | 1.8% |
| Progress Bank and Trust | $155,770,000 | $93,915,000 | -39.7% | 1.7% |
| WALKER & DUNLOP, LLC | $93,815,000 | n/a | 1.7% | |
| MOVEMENT MORTGAGE, LLC | $97,900,000 | $93,065,000 | -4.9% | 1.7% |
| Wells Fargo Bank | $163,730,000 | $86,130,000 | -47.4% | 1.6% |
| Mortgage Research Center, LLC | $97,665,000 | $84,485,000 | -13.5% | 1.6% |
| BancorpSouth Bank | $88,780,000 | $78,560,000 | -11.5% | 1.5% |
| Bank Independent | $102,205,000 | $76,990,000 | -24.7% | 1.4% |
| Arbor Realty Trust, Inc. | $74,850,000 | n/a | 1.4% | |
| CERTAINTY HOME LOANS, LLC | $86,680,000 | $73,335,000 | -15.4% | 1.4% |
| Truist | $25,200,000 | $71,280,000 | 182.9% | 1.3% |
| BERKELEY POINT CAPITAL LLC | $70,650,000 | n/a | 1.3% | |
| FREEDOM MORTGAGE CORPORATION | $265,250,000 | $66,995,000 | -74.7% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $109,525,000 | $66,130,000 | -39.6% | 1.2% |
| Synovus Bank | $71,905,000 | $62,925,000 | -12.5% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $43,515,000 | $62,615,000 | 43.9% | 1.2% |
| Flagstar Bank, FSB | $28,820,000 | $60,125,000 | 108.6% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $80,330,000 | $59,500,000 | -25.9% | 1.1% |
| HOME POINT FINANCIAL CORPORATION | $134,260,000 | $55,795,000 | -58.4% | 1.0% |
| KeyBank | $44,055,000 | $53,285,000 | 21.0% | 1.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $51,335,000 | $47,630,000 | -7.2% | 0.9% |
| First Horizon Bank | $84,985,000 | $46,680,000 | -45.1% | 0.9% |
| First National Bank of Pulaski | $45,695,000 | $43,620,000 | -4.5% | 0.8% |
| TJC Mortgage, Inc. | $68,380,000 | $42,280,000 | -38.2% | 0.8% |
| USAA Federal Savings Bank | $51,380,000 | $40,965,000 | -20.3% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $77,675,000 | $40,695,000 | -47.6% | 0.8% |
| PNC Bank | $28,010,000 | $38,555,000 | 37.6% | 0.7% |
| Bryant Bank | $45,730,000 | $33,350,000 | -27.1% | 0.6% |
| DSLD MORTGAGE, LLC | $39,730,000 | $33,255,000 | -16.3% | 0.6% |
| Renasant Bank | $63,665,000 | $32,805,000 | -48.5% | 0.6% |
| EAGLE HOME MORTGAGE, LLC | $31,690,000 | n/a | 0.6% | |
| CB&S Bank, Inc. | $23,530,000 | $31,025,000 | 31.9% | 0.6% |
| Grandbridge Real Estate Capital LLC | $1,945,000 | $28,005,000 | 1,339.8% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $67,105,000 | $27,660,000 | -58.8% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $27,200,000 | $25,865,000 | -4.9% | 0.5% |
| Assurance Financial Group, L.L.C. | $62,210,000 | $25,635,000 | -58.8% | 0.5% |
| Associated Bank | $25,005,000 | n/a | 0.5% | |
| Simmons Bank | $19,050,000 | $24,010,000 | 26.0% | 0.4% |
| GUARANTY HOME MORTGAGE CORPORATION | $1,405,000 | $23,655,000 | 1,583.6% | 0.4% |
| PENTAGON FEDERAL CREDIT UNION | $30,065,000 | $23,055,000 | -23.3% | 0.4% |
| Bank of England | $36,075,000 | $22,735,000 | -37.0% | 0.4% |
| BROKER SOLUTIONS, INC. | $36,875,000 | $22,605,000 | -38.7% | 0.4% |
| Capital One | $22,485,000 | n/a | 0.4% | |
| NEW DAY FINANCIAL, LLC | $36,840,000 | $21,045,000 | -42.9% | 0.4% |
| INTERLINC MORTGAGE SERVICES, LLC | $41,620,000 | $20,990,000 | -49.6% | 0.4% |
| NEWREZ LLC | $32,955,000 | $20,920,000 | -36.5% | 0.4% |
| JPMorgan Chase Bank | $30,915,000 | $20,755,000 | -32.9% | 0.4% |
| FINANCE OF AMERICA MORTGAGE LLC | $28,675,000 | $19,210,000 | -33.0% | 0.4% |
| Pinnacle Bank | $17,575,000 | $19,025,000 | 8.3% | 0.4% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $18,955,000 | n/a | 0.4% | |
| First Federal Bank, A FSB | $41,120,000 | $18,555,000 | -54.9% | 0.3% |
| CALIBER HOME LOANS, INC. | $64,400,000 | $17,850,000 | -72.3% | 0.3% |
| U.S. Bank | $19,160,000 | $17,710,000 | -7.6% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $10,020,000 | $17,420,000 | 73.9% | 0.3% |
| Merchants Bank of Indiana | $275,000 | $16,805,000 | 6,010.9% | 0.3% |
| Bank of America | $17,030,000 | $15,685,000 | -7.9% | 0.3% |
| Citizens Bank | $16,645,000 | $15,360,000 | -7.7% | 0.3% |
| SECURITYNATIONAL MORTGAGE COMPANY | $3,085,000 | $15,035,000 | 387.4% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $17,535,000 | $14,040,000 | -19.9% | 0.3% |
| Listerhill Credit Union | $4,085,000 | $13,695,000 | 235.3% | 0.3% |
| Carrington Mortgage Services, LLC | $16,440,000 | $13,685,000 | -16.8% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $39,045,000 | $13,435,000 | -65.6% | 0.2% |
| River Bank & Trust | $1,740,000 | $13,135,000 | 654.9% | 0.2% |
| PLANET HOME LENDING, LLC | $21,065,000 | $12,195,000 | -42.1% | 0.2% |
| KELLER MORTGAGE, LLC | $27,390,000 | $11,740,000 | -57.1% | 0.2% |
| BETTER MORTGAGE CORPORATION | $76,980,000 | $11,730,000 | -84.8% | 0.2% |
| NBKC BANK | $10,845,000 | $11,635,000 | 7.3% | 0.2% |
| Hamilton Mortgage Corporation | $29,830,000 | $11,545,000 | -61.3% | 0.2% |
| PREMIA MORTGAGE, LLC | $19,350,000 | $11,495,000 | -40.6% | 0.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $11,005,000 | n/a | 0.2% | |
| FirstTrust Home Loans, Inc. | $12,830,000 | $10,885,000 | -15.2% | 0.2% |
| SUMMIT FUNDING, INC. | $10,785,000 | $10,875,000 | 0.8% | 0.2% |
| AVADIAN | $86,795,000 | $10,870,000 | -87.5% | 0.2% |
| The Federal Savings Bank | $24,520,000 | $10,710,000 | -56.3% | 0.2% |
| Ameris Bank | $6,110,000 | $9,735,000 | 59.3% | 0.2% |
| First Jackson Bank, Inc. | $6,760,000 | $9,680,000 | 43.2% | 0.2% |
| GUILD MORTGAGE COMPANY | $3,035,000 | $8,720,000 | 187.3% | 0.2% |
| Morgan Stanley Private Bank | $10,050,000 | $8,445,000 | -16.0% | 0.2% |
| GUARANTEED RATE, INC. | $11,265,000 | $8,260,000 | -26.7% | 0.2% |
| North American Savings Bank, F.S.B. | $7,030,000 | $7,710,000 | 9.7% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $15,175,000 | $7,685,000 | -49.4% | 0.1% |
| GENEVA FINANCIAL, LLC | $7,280,000 | $7,600,000 | 4.4% | 0.1% |
| CMG MORTGAGE, INC. | $7,300,000 | $7,475,000 | 2.4% | 0.1% |
| ALABAMA CREDIT UNION | $4,590,000 | $7,195,000 | 56.8% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $44,125,000 | $7,140,000 | -83.8% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $9,500,000 | $7,070,000 | -25.6% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $14,980,000 | $6,890,000 | -54.0% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $555,000 | $6,790,000 | 1,123.4% | 0.1% |
| Prosperity Home Mortgage, LLC | $3,855,000 | $6,770,000 | 75.6% | 0.1% |
| Colten Mortgage, LLC | $4,755,000 | $6,635,000 | 39.5% | 0.1% |
| SouthPoint Bank | $9,795,000 | $6,425,000 | -34.4% | 0.1% |
| Armed Forces Bank | $1,145,000 | $6,400,000 | 459.0% | 0.1% |
| Stock Yards Bank & Trust Company | $6,370,000 | n/a | 0.1% | |
| FBC MORTGAGE, LLC | $8,375,000 | $6,135,000 | -26.7% | 0.1% |
| Total Media Management, LLC | $19,800,000 | $6,130,000 | -69.0% | 0.1% |
| SmartBank | $3,555,000 | $6,125,000 | 72.3% | 0.1% |
| COMMUNITY MORTGAGE CORPORATION | $9,095,000 | $5,995,000 | -34.1% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $4,615,000 | $5,840,000 | 26.5% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $5,490,000 | $5,825,000 | 6.1% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $7,170,000 | $5,285,000 | -26.3% | 0.1% |
| Ally Bank | $11,930,000 | $5,265,000 | -55.9% | 0.1% |
| Colony Bank | $5,200,000 | n/a | 0.1% | |
| The Central Trust Bank | $2,310,000 | $5,160,000 | 123.4% | 0.1% |
| MILEND, INC. | $940,000 | $5,140,000 | 446.8% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $10,405,000 | $5,030,000 | -51.7% | 0.1% |
| Premier Bank of the South | $5,485,000 | $4,960,000 | -9.6% | 0.1% |
| SOUTHWEST FUNDING, LP | $13,125,000 | $4,925,000 | -62.5% | 0.1% |
| Magnolia Bank | $9,200,000 | $4,895,000 | -46.8% | 0.1% |
| BNC National Bank | $6,765,000 | $4,800,000 | -29.0% | 0.1% |
| First Option Mortgage, LLC | $14,605,000 | $4,770,000 | -67.3% | 0.1% |
| Alcova Mortgage LLC | $11,945,000 | $4,545,000 | -62.0% | 0.1% |
| Capitol Federal Savings Bank | $1,635,000 | $4,500,000 | 175.2% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $7,055,000 | $4,485,000 | -36.4% | 0.1% |
| Discover Bank | $2,240,000 | $4,345,000 | 94.0% | 0.1% |
| ISERVE RESIDENTIAL LENDING, LLC | $8,285,000 | $4,330,000 | -47.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $10,075,000 | $4,300,000 | -57.3% | 0.1% |
| UNION HOME MORTGAGE CORP. | $7,590,000 | $4,265,000 | -43.8% | 0.1% |
| EvaBank | $3,345,000 | $4,045,000 | 20.9% | 0.1% |
| Traditions Bank | $2,220,000 | $4,025,000 | 81.3% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $3,045,000 | $3,840,000 | 26.1% | 0.1% |
| SPRING EQ, LLC | $1,045,000 | $3,805,000 | 264.1% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $23,865,000 | $3,645,000 | -84.7% | 0.1% |
| Metro City Bank | $1,320,000 | $3,600,000 | 172.7% | 0.1% |
| First Federal Bank | $7,910,000 | $3,570,000 | -54.9% | 0.1% |
| LENDINGONE, LLC | $4,665,000 | $3,565,000 | -23.6% | 0.1% |
| 21ST MORTGAGE CORPORATION | $5,565,000 | $3,535,000 | -36.5% | 0.1% |
| Family Security Credit Union | $1,745,000 | $3,475,000 | 99.1% | 0.1% |
| Raymond James Bank | $1,635,000 | $3,375,000 | 106.4% | 0.1% |
| LIMA ONE CAPITAL, LLC | $8,030,000 | $3,315,000 | -58.7% | 0.1% |
| Florida Capital Bank | $22,595,000 | $3,225,000 | -85.7% | 0.1% |
| CLEARPATH LENDING | $15,340,000 | $3,210,000 | -79.1% | 0.1% |
| First Metro Bank | $8,665,000 | $3,175,000 | -63.4% | 0.1% |
| West Alabama Bank & Trust | $890,000 | $3,105,000 | 248.9% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,805,000 | $3,030,000 | 67.9% | 0.1% |
| EVERETT FINANCIAL, INC. | $1,730,000 | $3,015,000 | 74.3% | 0.1% |
| Wilson Bank And Trust | $3,005,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $8,805,000 | $2,945,000 | -66.6% | 0.1% |
| SIRVA MORTGAGE, INC. | $5,235,000 | $2,845,000 | -45.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $6,035,000 | $2,840,000 | -52.9% | 0.1% |
| First Federal Bank of Kansas City | $930,000 | $2,805,000 | 201.6% | 0.1% |
| Citizens Bank & Trust | $1,545,000 | $2,765,000 | 79.0% | 0.1% |
| ACOPIA, LLC | $18,030,000 | $2,720,000 | -84.9% | 0.1% |
| Figure Lending LLC | $1,430,000 | $2,550,000 | 78.3% | 0.0% |
| TVA Community Credit Union | $1,385,000 | $2,365,000 | 70.8% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $3,830,000 | $2,350,000 | -38.6% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $1,125,000 | $2,325,000 | 106.7% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $85,000 | $2,315,000 | 2,623.5% | 0.0% |
| Equity Prime Mortgage LLC | $1,250,000 | $2,260,000 | 80.8% | 0.0% |
| North Alabama Educators Credit Union | $2,470,000 | $2,255,000 | -8.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $8,765,000 | $2,200,000 | -74.9% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $2,180,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $4,885,000 | $2,125,000 | -56.5% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $3,175,000 | $2,090,000 | -34.2% | 0.0% |
| Plains Commerce Bank | $690,000 | $2,060,000 | 198.6% | 0.0% |
| AMWEST FUNDING CORP. | $2,840,000 | $2,015,000 | -29.0% | 0.0% |
| PHH Mortgage Corporation | $3,550,000 | $1,990,000 | -43.9% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,915,000 | n/a | 0.0% | |
| Consumer First Mortgage, Inc. | $1,355,000 | $1,895,000 | 39.9% | 0.0% |
| Presidential Bank, FSB | $285,000 | $1,880,000 | 559.6% | 0.0% |
| Citibank | $8,780,000 | $1,865,000 | -78.8% | 0.0% |
| First Southern Bank | $1,850,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $19,975,000 | $1,805,000 | -91.0% | 0.0% |
| DAS Acquisition Company, LLC | $410,000 | $1,795,000 | 337.8% | 0.0% |
| ZILLOW HOME LOANS, LLC | $7,055,000 | $1,795,000 | -74.6% | 0.0% |
| EMBRACE HOME LOANS, INC. | $4,595,000 | $1,775,000 | -61.4% | 0.0% |
| AMERICAN ADVISORS GROUP | $1,545,000 | $1,690,000 | 9.4% | 0.0% |
| CSL Financial, LLC | $445,000 | $1,660,000 | 273.0% | 0.0% |
| SOFI LENDING CORP. | $7,450,000 | $1,660,000 | -77.7% | 0.0% |
| DELMAR FINANCIAL COMPANY | $8,000,000 | $1,630,000 | -79.6% | 0.0% |
| STAR ONE CREDIT UNION | $1,350,000 | $1,595,000 | 18.1% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $275,000 | $1,565,000 | 469.1% | 0.0% |
| CBM Mortgage, Inc. | $1,545,000 | n/a | 0.0% | |
| M&T Bank | $2,255,000 | $1,545,000 | -31.5% | 0.0% |
| Texana Bank | $175,000 | $1,520,000 | 768.6% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $2,625,000 | $1,510,000 | -42.5% | 0.0% |
| BAY EQUITY LLC | $235,000 | $1,475,000 | 527.7% | 0.0% |
| APCO EMPLOYEES | $2,295,000 | $1,460,000 | -36.4% | 0.0% |
| Nations Lending Corporation | $5,205,000 | $1,450,000 | -72.1% | 0.0% |
| EMM LOANS LLC | $1,035,000 | $1,445,000 | 39.6% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $1,530,000 | $1,425,000 | -6.9% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $395,000 | $1,420,000 | 259.5% | 0.0% |
| Peoples Bank of Alabama | $2,135,000 | $1,405,000 | -34.2% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $7,305,000 | $1,355,000 | -81.5% | 0.0% |
| JUSTICE Federal Credit Union | $1,355,000 | n/a | 0.0% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $1,345,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $4,325,000 | $1,310,000 | -69.7% | 0.0% |
| ROSS MORTGAGE CORPORATION | $1,300,000 | n/a | 0.0% | |
| Arvest Bank | $695,000 | $1,285,000 | 84.9% | 0.0% |
| Waterstone Mortgage Corporation | $215,000 | $1,280,000 | 495.3% | 0.0% |
| Gateway First Bank | $3,385,000 | $1,255,000 | -62.9% | 0.0% |
| TOWER | $105,000 | $1,230,000 | 1,071.4% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $5,700,000 | $1,220,000 | -78.6% | 0.0% |
| FIRST TECHNOLOGY | $1,205,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $5,005,000 | $1,205,000 | -75.9% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $900,000 | $1,190,000 | 32.2% | 0.0% |
| The Exchange Bank of Alabama | $1,175,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $1,640,000 | $1,170,000 | -28.7% | 0.0% |
| Amerifirst Financial, Inc. | $995,000 | $1,165,000 | 17.1% | 0.0% |
| Alabama Central Credit Union | $1,160,000 | n/a | 0.0% | |
| NFM, INC. | $17,590,000 | $1,140,000 | -93.5% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $1,135,000 | n/a | 0.0% | |
| Service Federal Credit Union | $800,000 | $1,110,000 | 38.8% | 0.0% |
| FAMILY SAVINGS | $155,000 | $1,100,000 | 609.7% | 0.0% |
| Northpointe Bank | $6,540,000 | $1,055,000 | -83.9% | 0.0% |
| NP, Inc. | $4,270,000 | $1,045,000 | -75.5% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $275,000 | $1,035,000 | 276.4% | 0.0% |
| RESIDENTIAL BANCORP. | $1,035,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $600,000 | $1,020,000 | 70.0% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $505,000 | $1,005,000 | 99.0% | 0.0% |
| SILVER HILL FUNDING, LLC | $970,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $965,000 | n/a | 0.0% | |
| ASCEND FEDERAL CREDIT UNION | $615,000 | $955,000 | 55.3% | 0.0% |
| DIGITAL Federal Credit Union | $300,000 | $955,000 | 218.3% | 0.0% |
| ALABAMA TEACHERS | $855,000 | $945,000 | 10.5% | 0.0% |
| GSF Mortgage Corporation | $795,000 | $945,000 | 18.9% | 0.0% |
| TOWNE MORTGAGE COMPANY | $275,000 | $940,000 | 241.8% | 0.0% |
| Cornerstone First Mortgage, Inc | $1,960,000 | $935,000 | -52.3% | 0.0% |
| UNIFY FINANCIAL Credit Union | $720,000 | $935,000 | 29.9% | 0.0% |
| Chicago Mortgage Solutions LLC | $415,000 | $925,000 | 122.9% | 0.0% |
| Deere Employees Credit Union | $375,000 | $915,000 | 144.0% | 0.0% |
| MORTGAGE ACCESS CORP. | $3,085,000 | $910,000 | -70.5% | 0.0% |
| STEARNS LENDING, LLC | $3,275,000 | $910,000 | -72.2% | 0.0% |
| Volunteer State Bank | $905,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $875,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,040,000 | $870,000 | -57.4% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $210,000 | $865,000 | 311.9% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $860,000 | n/a | 0.0% | |
| AMERIFIRST FINANCIAL CORPORATION | $740,000 | $835,000 | 12.8% | 0.0% |
| Northwest Federal Credit Union | $710,000 | $835,000 | 17.6% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $860,000 | $820,000 | -4.7% | 0.0% |
| ARC HOME LLC | $370,000 | $815,000 | 120.3% | 0.0% |
| MAX Credit Union | $370,000 | $815,000 | 120.3% | 0.0% |
| THRIVE MORTGAGE, LLC | $810,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $1,065,000 | $790,000 | -25.8% | 0.0% |
| HOMESTEAD FUNDING CORP. | $3,580,000 | $785,000 | -78.1% | 0.0% |
| RBC Bank, (Georgia) | $330,000 | $785,000 | 137.9% | 0.0% |
| SHELTER HOME MORTGAGE, LLC | $780,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $775,000 | n/a | 0.0% | |
| AOD Federal Credit Union | $185,000 | $770,000 | 316.2% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $990,000 | $765,000 | -22.7% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,465,000 | $765,000 | -69.0% | 0.0% |
| First Savings Bank | $2,705,000 | $760,000 | -71.9% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $460,000 | $755,000 | 64.1% | 0.0% |
| First Vision Bank of Tennessee | $720,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $710,000 | n/a | 0.0% | |
| First Midwest Bank | $700,000 | n/a | 0.0% | |
| First South Farm Credit, ACA | $165,000 | $695,000 | 321.2% | 0.0% |
| T2 FINANCIAL LLC | $325,000 | $690,000 | 112.3% | 0.0% |
| UNIVERSITY LENDING GROUP, LLC | $600,000 | $680,000 | 13.3% | 0.0% |
| EVANSVILLE TEACHERS | $1,060,000 | $675,000 | -36.3% | 0.0% |
| Low VA Rates, LLC | $5,275,000 | $675,000 | -87.2% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $670,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $670,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $1,225,000 | $670,000 | -45.3% | 0.0% |
| HOME TOWN FUNDING, INC. | $580,000 | $660,000 | 13.8% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $635,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $470,000 | $625,000 | 33.0% | 0.0% |
| LOANFLIGHT LENDING, LLC | $2,800,000 | $625,000 | -77.7% | 0.0% |
| GERSHMAN INVESTMENT CORP. | $615,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $2,405,000 | $610,000 | -74.6% | 0.0% |
| The Home Loan Expert LLC | $225,000 | $610,000 | 171.1% | 0.0% |
| Fifth Third Bank | $52,775,000 | $605,000 | -98.9% | 0.0% |
| United Community Bank | $175,000 | $605,000 | 245.7% | 0.0% |
| Stifel Bank and Trust | $1,755,000 | $600,000 | -65.8% | 0.0% |
| Old National Bank | $590,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $785,000 | $585,000 | -25.5% | 0.0% |
| Sunflower Bank | $2,040,000 | $565,000 | -72.3% | 0.0% |
| CIS Financial Services, Inc. | $1,990,000 | $560,000 | -71.9% | 0.0% |
| State Department Federal Credit Union | $560,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $255,000 | $560,000 | 119.6% | 0.0% |
| Independent Bank | $1,420,000 | $555,000 | -60.9% | 0.0% |
| UBS Bank USA | $555,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $2,145,000 | $550,000 | -74.4% | 0.0% |
| Evolve Bank & Trust | $270,000 | $545,000 | 101.9% | 0.0% |
| NBH Bank | $475,000 | $545,000 | 14.7% | 0.0% |
| OPEN MORTGAGE, LLC | $765,000 | $545,000 | -28.8% | 0.0% |
| S1L, Inc. | $105,000 | $540,000 | 414.3% | 0.0% |
| First-Citizens Bank & Trust Company | $535,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,170,000 | $530,000 | -54.7% | 0.0% |
| V.I.P. MORTGAGE, INC. | $530,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $515,000 | n/a | 0.0% | |
| PARSONS Federal Credit Union | $220,000 | $515,000 | 134.1% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $1,195,000 | $515,000 | -56.9% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $640,000 | $510,000 | -20.3% | 0.0% |
| First National Bank of America | $505,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $165,000 | $505,000 | 206.1% | 0.0% |
| CapStar Bank | $1,615,000 | $500,000 | -69.0% | 0.0% |
| F&M Bank | $775,000 | $495,000 | -36.1% | 0.0% |
| THRIVENT Federal Credit Union | $495,000 | n/a | 0.0% | |
| Legends Bank | $510,000 | $480,000 | -5.9% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $470,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,755,000 | $465,000 | -73.5% | 0.0% |
| American Airlines Federal Credit Union | $255,000 | $455,000 | 78.4% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $800,000 | $440,000 | -45.0% | 0.0% |
| Hometown Equity Mortgage, LLC | $245,000 | $430,000 | 75.5% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $305,000 | $425,000 | 39.3% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $425,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $420,000 | n/a | 0.0% | |
| AMERICA'S FIRST | $410,000 | n/a | 0.0% | |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $405,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $265,000 | $405,000 | 52.8% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $265,000 | $405,000 | 52.8% | 0.0% |
| Semper Home Loans, Inc. | $395,000 | n/a | 0.0% | |
| First Home Bank | $295,000 | $390,000 | 32.2% | 0.0% |
| ASPIRE FINANCIAL, INC. | $385,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $1,135,000 | $385,000 | -66.1% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $385,000 | n/a | 0.0% | |
| METROPLEX MORTGAGE SERVICES, INC. | $385,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $380,000 | n/a | 0.0% | |
| KINECTA | $380,000 | n/a | 0.0% | |
| The Huntington National Bank | $1,645,000 | $375,000 | -77.2% | 0.0% |
| ADVANCIAL | $365,000 | n/a | 0.0% | |
| AgFirst Farm Credit Bank | $700,000 | $365,000 | -47.9% | 0.0% |
| Capital City Home Loans, LLC | $985,000 | $365,000 | -62.9% | 0.0% |
| Leaders Credit Union | $265,000 | $365,000 | 37.7% | 0.0% |
| MIDLAND MORTGAGE CORPORATION | $365,000 | n/a | 0.0% | |
| ALL IN | $355,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $355,000 | n/a | 0.0% | |
| AuburnBank | $345,000 | n/a | 0.0% | |
| First Heritage Mortgage, LLC | $345,000 | n/a | 0.0% | |
| Home Federal Bank Corporation | $345,000 | n/a | 0.0% | |
| RESOURCE FINANCIAL SERVICES, INC. | $1,145,000 | $345,000 | -69.9% | 0.0% |
| Baxter Credit Union | $925,000 | $340,000 | -63.2% | 0.0% |
| Liberty Mortgage Corporation | $735,000 | $335,000 | -54.4% | 0.0% |
| TriStar Bank | $335,000 | n/a | 0.0% | |
| City National Bank | $325,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $1,415,000 | $325,000 | -77.0% | 0.0% |
| Wyoming Bank & Trust | $325,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $310,000 | n/a | 0.0% | |
| Warsaw Federal Savings and Loan Association | $310,000 | n/a | 0.0% | |
| BOKF | $195,000 | $305,000 | 56.4% | 0.0% |
| Brighton Bank | $305,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $300,000 | $300,000 | 0.0% | 0.0% |
| POLARIS HOME FUNDING CORP. | $295,000 | n/a | 0.0% | |
| Kimberly Clark Credit Union | $285,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $205,000 | $285,000 | 39.0% | 0.0% |
| MYCUMORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| Quontic Bank | $145,000 | $275,000 | 89.7% | 0.0% |
| Stride Bank | $275,000 | n/a | 0.0% | |
| Network Funding, L.P. | $260,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $255,000 | n/a | 0.0% | |
| IAA Credit Union | $255,000 | n/a | 0.0% | |
| LEGEND LENDING CORPORATION | $255,000 | n/a | 0.0% | |
| PUBLIX EMPLOYEES | $230,000 | $255,000 | 10.9% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $255,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $1,550,000 | $255,000 | -83.5% | 0.0% |
| WINGS FINANCIAL | $215,000 | $255,000 | 18.6% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $245,000 | n/a | 0.0% | |
| Independent Bank | $1,420,000 | $245,000 | -82.7% | 0.0% |
| Beeline Loans, Inc. | $240,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $910,000 | $235,000 | -74.2% | 0.0% |
| CityWorth Mortgage LLC | $690,000 | $235,000 | -65.9% | 0.0% |
| Credence Funding Corporation | $235,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $235,000 | n/a | 0.0% | |
| FIDELITY BANK | $235,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $410,000 | $235,000 | -42.7% | 0.0% |
| Ixonia Bank | $2,370,000 | $235,000 | -90.1% | 0.0% |
| Princeton Mortgage Corporation | $235,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $405,000 | $235,000 | -42.0% | 0.0% |
| BankPlus | $225,000 | n/a | 0.0% | |
| LOS ANGELES POLICE Federal Credit Union | $225,000 | n/a | 0.0% | |
| Community Bank of Mississippi | $265,000 | $205,000 | -22.6% | 0.0% |
| GoPrime Mortgage, Inc. | $205,000 | n/a | 0.0% | |
| HUNT MORTGAGE CORPORATION | $530,000 | $205,000 | -61.3% | 0.0% |
| Platinum Home Mortgage Corporation | $205,000 | n/a | 0.0% | |
| RAPID MORTGAGE COMPANY | $195,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $1,070,000 | $195,000 | -81.8% | 0.0% |
| ACIPCO Federal Credit Union | $185,000 | n/a | 0.0% | |
| FNBC Bank | $185,000 | n/a | 0.0% | |
| Heritage Bank & Trust | $185,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $990,000 | $185,000 | -81.3% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $2,525,000 | $175,000 | -93.1% | 0.0% |
| MY MORTGAGE, INC. | $175,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $960,000 | $175,000 | -81.8% | 0.0% |
| BankFirst Financial Services | $165,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $165,000 | n/a | 0.0% | |
| Zions Bancorporation, N.A. | $165,000 | n/a | 0.0% | |
| DIRECT MORTGAGE, CORP. | $155,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $255,000 | $155,000 | -39.2% | 0.0% |
| Gulf Coast Bank and Trust Company | $155,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $815,000 | $155,000 | -81.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $155,000 | $145,000 | -6.5% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
| Axos Bank | $175,000 | $125,000 | -28.6% | 0.0% |
| Community First National Bank | $115,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $115,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $270,000 | $105,000 | -61.1% | 0.0% |
| NexBank | $380,000 | $105,000 | -72.4% | 0.0% |
| NMSI, INC. | $105,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $430,000 | $105,000 | -75.6% | 0.0% |
| Alabama One Credit Union | $485,000 | $95,000 | -80.4% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $95,000 | n/a | 0.0% | |
| Southern States Bank | $285,000 | $95,000 | -66.7% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $365,000 | $85,000 | -76.7% | 0.0% |
| AFFINITY | $75,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $2,380,000 | $75,000 | -96.8% | 0.0% |
| Solidarity Community Federal Credit Union | $75,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,080,000 | $75,000 | -93.1% | 0.0% |
| Franklin Bank & Trust Company | $65,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $65,000 | n/a | 0.0% | |
| KEESLER | $215,000 | $65,000 | -69.8% | 0.0% |
| UNIVERSITY CREDIT UNION | $65,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $270,000 | $55,000 | -79.6% | 0.0% |
HUNTSVILLE's top lender by overall market share is REDSTONE Federal Credit Union, with 5.8% market share. In second place, with 4.8%, is QUICKEN LOANS, LLC, having originated $261,725,000 in loans. In third place, with 4.2%, is South State Bank, having originated $226,420,000 in loans. In fourth place, with 4.2%, is FirstBank, having originated $224,705,000 in loans. In fifth place, with 3.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $203,970,000 in loans.
HUNTSVILLE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - HUNTSVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $238,339 (10.1%) | $283,711 (8.9%) | 0.88 | 2,205 |
| 2018-02-01 | $242,899 (11.5%) | $289,755 (10.2%) | 0.88 | 2,076 |
| 2018-03-01 | $246,700 (12.4%) | $294,249 (10.3%) | 0.87 | 2,064 |
| 2018-04-01 | $256,871 (16.8%) | $307,046 (13.2%) | 0.87 | 2,045 |
| 2018-05-01 | $255,139 (12.0%) | $307,923 (11.2%) | 0.85 | 2,051 |
| 2018-06-01 | $249,900 (8.9%) | $304,004 (9.2%) | 0.83 | 2,137 |
| 2018-07-01 | $252,500 (9.8%) | $310,309 (10.9%) | 0.84 | 2,121 |
| 2018-08-01 | $254,950 (12.5%) | $308,938 (10.5%) | 0.85 | 2,127 |
| 2018-09-01 | $259,900 (13.1%) | $308,434 (9.1%) | 0.87 | 2,117 |
| 2018-10-01 | $255,950 (11.3%) | $305,787 (8.5%) | 0.87 | 2,087 |
| 2018-11-01 | $254,925 (9.1%) | $304,388 (6.6%) | 0.86 | 2,038 |
| 2018-12-01 | $254,846 (10.8%) | $303,854 (7.7%) | 0.88 | 1,943 |
| 2019-01-01 | $253,668 (6.4%) | $299,407 (5.5%) | 0.88 | 1,782 |
| 2019-02-01 | $259,233 (6.7%) | $306,001 (5.6%) | 0.88 | 1,706 |
| 2019-03-01 | $264,471 (7.2%) | $316,510 (7.6%) | 0.86 | 1,638 |
| 2019-04-01 | $269,021 (4.7%) | $324,829 (5.8%) | 0.85 | 1,551 |
| 2019-05-01 | $272,889 (7.0%) | $326,124 (5.9%) | 0.85 | 1,559 |
| 2019-06-01 | $274,900 (10.0%) | $331,244 (9.0%) | 0.86 | 1,565 |
| 2019-07-01 | $275,000 (8.9%) | $340,522 (9.7%) | 0.86 | 1,532 |
| 2019-08-01 | $274,973 (7.9%) | $338,409 (9.5%) | 0.87 | 1,513 |
| 2019-09-01 | $274,932 (5.8%) | $336,592 (9.1%) | 0.88 | 1,475 |
| 2019-10-01 | $274,955 (7.4%) | $334,085 (9.3%) | 0.89 | 1,456 |
| 2019-11-01 | $277,390 (8.8%) | $336,631 (10.6%) | 0.91 | 1,357 |
| 2019-12-01 | $274,658 (7.8%) | $337,912 (11.2%) | 0.92 | 1,263 |
| 2020-01-01 |