HUNTSVILLE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Huntsville averaged
5.76%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
5.82% and
one month ago for the week of 2024-08-29, the
average rate was 6.19%.
Huntsville's average rate one year ago was 6.95%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.52%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
| Huntsville 30 Year Fixed Rate | 2024-10-03 | 5.76% |
| Huntsville 30 Year Fixed Rate Refi | 2024-10-03 | 6.52% |
| Huntsville 15 Year Fixed Rate | 2024-10-03 | 5.35% |
| Huntsville 15 Year Fixed Rate Refi | 2024-10-03 | 5.75% |
| Huntsville 30 Year FHA | 2024-10-03 | 5.43% |
| Huntsville 30 Year FHA Refi | 2024-10-03 | 5.89% |
| Huntsville 30 Year USDA | 2024-10-03 | 5.14% |
| Huntsville 30 Year USDA Refi | 2024-10-03 | 5.97% |
| Huntsville 30 Year VA | 2024-10-03 | 5.02% |
| Huntsville 30 Year VA Refi | 2024-10-03 | 5.5% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HUNTSVILLE, AL.
HUNTSVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HUNTSVILLE, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HUNTSVILLE Average Closing Costs & Other Stats
HUNTSVILLE, AL's 219 lenders originated 14,024
loans during 2023. The total origination value was $3,863,660,000, with an average loan value of
$275,503.
HUNTSVILLE's average closing costs are $5,122.
The top HUNTSVILLE lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
374 loans originated. Their average total fees are
$7,195, which is $3,985
higher than the next largest lender,
REDSTONE Federal Credit Union.
The lowest fee HUNTSVILLE lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC ($1,049), DSLD MORTGAGE, LLC ($1,075), PREMIA MORTGAGE, LLC ($1,501), DHI MORTGAGE COMPANY, LTD. ($2,422) and GUARANTEED RATE AFFINITY, LLC ($2,493).
The lowest rate HUNTSVILLE lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.35%), DHI MORTGAGE COMPANY, LTD. (5.64%), Morgan Stanley Private Bank (5.82%), AVADIAN (5.94%) and SouthPoint Bank (5.96%).
HUNTSVILLE, AL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| REDSTONE Federal Credit Union | $313,870,000 | $276,510,000 | -11.9% | 7.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $203,970,000 | $248,940,000 | 22.0% | 6.4% |
| FirstBank | $224,705,000 | $171,240,000 | -23.8% | 4.4% |
| QUICKEN LOANS, LLC | $261,725,000 | $160,125,000 | -38.8% | 4.1% |
| EAGLE HOME MORTGAGE, LLC | $31,690,000 | $133,795,000 | 322.2% | 3.5% |
| DHI MORTGAGE COMPANY, LTD. | $131,510,000 | $124,330,000 | -5.5% | 3.2% |
| GMFS LLC | $106,365,000 | $90,690,000 | -14.7% | 2.3% |
| Trustmark National Bank | $104,855,000 | $84,085,000 | -19.8% | 2.2% |
| Regions Bank | $117,290,000 | $83,315,000 | -29.0% | 2.2% |
| Pinnacle Bank | $19,025,000 | $79,900,000 | 320.0% | 2.1% |
| Bank Independent | $76,990,000 | $78,650,000 | 2.2% | 2.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $112,385,000 | $72,150,000 | -35.8% | 1.9% |
| PNC Bank | $38,555,000 | $71,580,000 | 85.7% | 1.9% |
| MOVEMENT MORTGAGE, LLC | $93,065,000 | $68,480,000 | -26.4% | 1.8% |
| Mortgage Research Center, LLC | $84,485,000 | $62,655,000 | -25.8% | 1.6% |
| South State Bank | $226,420,000 | $61,495,000 | -72.8% | 1.6% |
| Wells Fargo Bank | $86,130,000 | $60,765,000 | -29.4% | 1.6% |
| GUARANTEED RATE, INC. | $8,260,000 | $57,995,000 | 602.1% | 1.5% |
| NAVY FEDERAL CREDIT UNION | $59,500,000 | $54,820,000 | -7.9% | 1.4% |
| Union Bank and Trust Company | $53,005,000 | n/a | 1.4% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $62,615,000 | $52,540,000 | -16.1% | 1.4% |
| LOANDEPOT.COM, LLC | $189,120,000 | $52,195,000 | -72.4% | 1.4% |
| Old National Bank | $590,000 | $49,215,000 | 8,241.5% | 1.3% |
| Synovus Bank | $62,925,000 | $48,225,000 | -23.4% | 1.2% |
| Renasant Bank | $32,805,000 | $45,940,000 | 40.0% | 1.2% |
| AVADIAN | $10,870,000 | $43,535,000 | 300.5% | 1.1% |
| DSLD MORTGAGE, LLC | $33,255,000 | $43,525,000 | 30.9% | 1.1% |
| BancorpSouth | $78,560,000 | $41,795,000 | -46.8% | 1.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $1,345,000 | $40,795,000 | 2,933.1% | 1.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $47,630,000 | $36,825,000 | -22.7% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $66,130,000 | $34,595,000 | -47.7% | 0.9% |
| BankFirst Financial Services | $165,000 | $32,745,000 | 19,745.5% | 0.8% |
| CB&S Bank, Inc. | $31,025,000 | $31,935,000 | 2.9% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $66,995,000 | $31,525,000 | -52.9% | 0.8% |
| United Community Bank | $605,000 | $30,960,000 | 5,017.4% | 0.8% |
| Stock Yards Bank & Trust Company | $6,370,000 | $30,005,000 | 371.0% | 0.8% |
| First National Bank of Pulaski | $43,620,000 | $28,765,000 | -34.1% | 0.7% |
| USAA Federal Savings Bank | $40,965,000 | $28,745,000 | -29.8% | 0.7% |
| ServisFirst Bank | $97,555,000 | $26,105,000 | -73.2% | 0.7% |
| BROKER SOLUTIONS, INC. | $22,605,000 | $24,680,000 | 9.2% | 0.6% |
| Bryant Bank | $33,350,000 | $23,565,000 | -29.3% | 0.6% |
| TJC Mortgage, Inc. | $42,280,000 | $20,035,000 | -52.6% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $40,695,000 | $19,510,000 | -52.1% | 0.5% |
| CARDINAL FINANCIAL | $14,040,000 | $19,340,000 | 37.7% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $17,420,000 | $19,215,000 | 10.3% | 0.5% |
| Victorian Finance, LLC | $775,000 | $18,860,000 | 2,333.5% | 0.5% |
| Assurance Financial Group, L.L.C. | $25,635,000 | $17,755,000 | -30.7% | 0.5% |
| PLANET HOME LENDING, LLC | $12,195,000 | $15,880,000 | 30.2% | 0.4% |
| NEWREZ LLC | $20,920,000 | $14,690,000 | -29.8% | 0.4% |
| River Bank & Trust | $13,135,000 | $14,465,000 | 10.1% | 0.4% |
| First Horizon Bank | $46,680,000 | $14,355,000 | -69.2% | 0.4% |
| STOCKTON MORTGAGE CORPORATION | $1,190,000 | $13,785,000 | 1,058.4% | 0.4% |
| Bank of America | $15,685,000 | $12,880,000 | -17.9% | 0.3% |
| JPMorgan Chase Bank | $20,755,000 | $12,770,000 | -38.5% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $23,055,000 | $12,555,000 | -45.5% | 0.3% |
| FIRST COLONY MORTGAGE CORPORATION | $12,540,000 | n/a | 0.3% | |
| Flagstar Bank, FSB | $60,125,000 | $12,470,000 | -79.3% | 0.3% |
| Citizens Bank | $15,360,000 | $12,015,000 | -21.8% | 0.3% |
| The Federal Savings Bank | $10,710,000 | $11,880,000 | 10.9% | 0.3% |
| Carrington Mortgage Services, LLC | $13,685,000 | $11,670,000 | -14.7% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $27,660,000 | $11,290,000 | -59.2% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $2,315,000 | $11,185,000 | 383.2% | 0.3% |
| U.S. Bank | $17,710,000 | $11,010,000 | -37.8% | 0.3% |
| Truist | $71,280,000 | $10,990,000 | -84.6% | 0.3% |
| NEW DAY FINANCIAL, LLC | $21,045,000 | $10,665,000 | -49.3% | 0.3% |
| CANOPY MORTGAGE, LLC | $385,000 | $10,645,000 | 2,664.9% | 0.3% |
| FIRST CONTINENTAL MORTGAGE, LTD. | $10,605,000 | n/a | 0.3% | |
| UNION HOME MORTGAGE CORP. | $4,265,000 | $10,370,000 | 143.1% | 0.3% |
| GUILD MORTGAGE COMPANY | $8,720,000 | $9,945,000 | 14.0% | 0.3% |
| Bank of England | $22,735,000 | $9,860,000 | -56.6% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $5,030,000 | $9,440,000 | 87.7% | 0.2% |
| CMG MORTGAGE, INC. | $7,475,000 | $9,215,000 | 23.3% | 0.2% |
| LENDINGONE, LLC | $3,565,000 | $9,010,000 | 152.7% | 0.2% |
| NBKC BANK | $11,635,000 | $8,985,000 | -22.8% | 0.2% |
| Morgan Stanley Private Bank | $8,445,000 | $8,895,000 | 5.3% | 0.2% |
| Hamilton Mortgage Corporation | $11,545,000 | $8,390,000 | -27.3% | 0.2% |
| FirstTrust Home Loans, Inc. | $10,885,000 | $7,770,000 | -28.6% | 0.2% |
| FBC MORTGAGE, LLC | $6,135,000 | $7,685,000 | 25.3% | 0.2% |
| First Federal Bank, A FSB | $18,555,000 | $7,245,000 | -61.0% | 0.2% |
| First Metro Bank | $3,175,000 | $7,185,000 | 126.3% | 0.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $11,005,000 | $6,745,000 | -38.7% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $6,555,000 | n/a | 0.2% | |
| First Jackson Bank, Inc. | $9,680,000 | $6,510,000 | -32.7% | 0.2% |
| HOMESTAR FINANCIAL CORPORATION | $2,325,000 | $6,340,000 | 172.7% | 0.2% |
| BETTER MORTGAGE CORPORATION | $11,730,000 | $6,255,000 | -46.7% | 0.2% |
| Prosperity Home Mortgage, LLC | $6,770,000 | $6,240,000 | -7.8% | 0.2% |
| 21ST MORTGAGE CORPORATION | $3,535,000 | $6,200,000 | 75.4% | 0.2% |
| Merchants Capital Corp. | $6,115,000 | n/a | 0.2% | |
| Prudential Huntoon Paige Associates, LLC | $6,005,000 | n/a | 0.2% | |
| Charles Schwab Bank, SSB | $235,000 | $5,675,000 | 2,314.9% | 0.1% |
| Southern States Bank | $95,000 | $5,605,000 | 5,800.0% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $25,865,000 | $5,540,000 | -78.6% | 0.1% |
| PREMIA MORTGAGE, LLC | $11,495,000 | $5,520,000 | -52.0% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $7,685,000 | $5,435,000 | -29.3% | 0.1% |
| SmartBank | $6,125,000 | $5,435,000 | -11.3% | 0.1% |
| Discover Bank | $4,345,000 | $5,335,000 | 22.8% | 0.1% |
| WALKER & DUNLOP, LLC | $93,815,000 | $5,255,000 | -94.4% | 0.1% |
| Armed Forces Bank | $6,400,000 | $5,150,000 | -19.5% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $5,840,000 | $5,130,000 | -12.2% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $6,890,000 | $4,890,000 | -29.0% | 0.1% |
| Listerhill Credit Union | $13,695,000 | $4,860,000 | -64.5% | 0.1% |
| Plains Commerce Bank | $2,060,000 | $4,760,000 | 131.1% | 0.1% |
| North Alabama Bank | $4,710,000 | n/a | 0.1% | |
| Figure Lending LLC | $2,550,000 | $4,650,000 | 82.4% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $6,790,000 | $4,645,000 | -31.6% | 0.1% |
| Citizens Bank | $15,360,000 | $4,505,000 | -70.7% | 0.1% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $18,955,000 | $4,505,000 | -76.2% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $3,645,000 | $4,495,000 | 23.3% | 0.1% |
| LIMA ONE CAPITAL, LLC | $3,315,000 | $4,395,000 | 32.6% | 0.1% |
| MILEND, INC. | $5,140,000 | $4,160,000 | -19.1% | 0.1% |
| EvaBank | $4,045,000 | $4,025,000 | -0.5% | 0.1% |
| S1L, Inc. | $540,000 | $3,910,000 | 624.1% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $5,285,000 | $3,800,000 | -28.1% | 0.1% |
| SouthPoint Bank | $6,425,000 | $3,685,000 | -42.6% | 0.1% |
| ISERVE RESIDENTIAL LENDING, LLC | $4,330,000 | $3,400,000 | -21.5% | 0.1% |
| Magnolia Bank | $4,895,000 | $3,395,000 | -30.6% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $2,180,000 | $3,235,000 | 48.4% | 0.1% |
| Equity Prime Mortgage LLC | $2,260,000 | $3,130,000 | 38.5% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $13,435,000 | $3,065,000 | -77.2% | 0.1% |
| ACOPIA, LLC | $2,720,000 | $2,795,000 | 2.8% | 0.1% |
| BNC National Bank | $4,800,000 | $2,770,000 | -42.3% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $7,070,000 | $2,770,000 | -60.8% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,355,000 | $2,760,000 | 103.7% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $2,690,000 | n/a | 0.1% | |
| Premier Bank of the South | $4,960,000 | $2,685,000 | -45.9% | 0.1% |
| AmeriHome Mortgage Company, LLC | $4,300,000 | $2,665,000 | -38.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $3,030,000 | $2,605,000 | -14.0% | 0.1% |
| First Federal Bank | $3,570,000 | $2,500,000 | -30.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $3,840,000 | $2,340,000 | -39.1% | 0.1% |
| Ameris Bank | $9,735,000 | $2,335,000 | -76.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,795,000 | $2,315,000 | 29.0% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $1,035,000 | $2,280,000 | 120.3% | 0.1% |
| EMM LOANS LLC | $1,445,000 | $2,280,000 | 57.8% | 0.1% |
| Traditions Bank | $4,025,000 | $2,265,000 | -43.7% | 0.1% |
| Citizens Bank & Trust | $2,765,000 | $2,250,000 | -18.6% | 0.1% |
| Raymond James Bank | $3,375,000 | $2,250,000 | -33.3% | 0.1% |
| TOWNE MORTGAGE COMPANY | $940,000 | $2,220,000 | 136.2% | 0.1% |
| ALL IN | $355,000 | $2,185,000 | 515.5% | 0.1% |
| SeaTrust Mortgage Company | $2,135,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $820,000 | $2,130,000 | 159.8% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $2,120,000 | n/a | 0.1% | |
| First Farmers and Merchants Bank | $2,105,000 | n/a | 0.1% | |
| Northpointe Bank | $1,055,000 | $2,095,000 | 98.6% | 0.1% |
| ASCEND FEDERAL CREDIT UNION | $955,000 | $2,015,000 | 111.0% | 0.1% |
| North Alabama Educators Credit Union | $2,255,000 | $1,960,000 | -13.1% | 0.1% |
| ARC HOME LLC | $815,000 | $1,940,000 | 138.0% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,485,000 | $1,920,000 | -57.2% | 0.0% |
| Arbor Realty Trust, Inc. | $74,850,000 | $1,915,000 | -97.4% | 0.0% |
| Family Security Credit Union | $3,475,000 | $1,895,000 | -45.5% | 0.0% |
| Robertson Banking Company | $1,885,000 | n/a | 0.0% | |
| First National Bank of America | $505,000 | $1,845,000 | 265.3% | 0.0% |
| CERTAINTY HOME LOANS, LLC | $73,335,000 | $1,820,000 | -97.5% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $5,825,000 | $1,800,000 | -69.1% | 0.0% |
| Peoples Bank of Alabama | $1,405,000 | $1,785,000 | 27.0% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $20,990,000 | $1,780,000 | -91.5% | 0.0% |
| ALABAMA CREDIT UNION | $7,195,000 | $1,760,000 | -75.5% | 0.0% |
| Consumer First Mortgage, Inc. | $1,895,000 | $1,740,000 | -8.2% | 0.0% |
| SUMMIT FUNDING, INC. | $10,875,000 | $1,680,000 | -84.6% | 0.0% |
| Florida Capital Bank | $3,225,000 | $1,665,000 | -48.4% | 0.0% |
| University Bank | $1,630,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $865,000 | $1,605,000 | 85.5% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $870,000 | $1,600,000 | 83.9% | 0.0% |
| CLEARPATH LENDING | $3,210,000 | $1,585,000 | -50.6% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,205,000 | $1,580,000 | 31.1% | 0.0% |
| Coastal Community Bank | $1,575,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $755,000 | $1,530,000 | 102.6% | 0.0% |
| PHH Mortgage Corporation | $1,990,000 | $1,515,000 | -23.9% | 0.0% |
| BAY EQUITY LLC | $1,475,000 | $1,510,000 | 2.4% | 0.0% |
| BMO Harris Bank | $1,470,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $860,000 | $1,470,000 | 70.9% | 0.0% |
| AMERICAN FINANCING CORPORATION | $2,840,000 | $1,435,000 | -49.5% | 0.0% |
| M&T Bank | $1,545,000 | $1,415,000 | -8.4% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $15,035,000 | $1,400,000 | -90.7% | 0.0% |
| TVA Community Credit Union | $2,365,000 | $1,365,000 | -42.3% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $2,350,000 | $1,360,000 | -42.1% | 0.0% |
| MORTGAGE ACCESS CORP. | $910,000 | $1,355,000 | 48.9% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,340,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $4,545,000 | $1,315,000 | -71.1% | 0.0% |
| SIRVA MORTGAGE, INC. | $2,845,000 | $1,280,000 | -55.0% | 0.0% |
| North American Savings Bank, F.S.B. | $7,710,000 | $1,265,000 | -83.6% | 0.0% |
| KELLER MORTGAGE, LLC | $11,740,000 | $1,260,000 | -89.3% | 0.0% |
| Wolfe Financial, Inc | $560,000 | $1,230,000 | 119.6% | 0.0% |
| FAMILY SAVINGS | $1,100,000 | $1,215,000 | 10.5% | 0.0% |
| LOANPAL, LLC | $1,215,000 | n/a | 0.0% | |
| The Central Trust Bank | $5,160,000 | $1,200,000 | -76.7% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $23,655,000 | $1,195,000 | -94.9% | 0.0% |
| Stifel Bank and Trust | $600,000 | $1,195,000 | 99.2% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $790,000 | $1,185,000 | 50.0% | 0.0% |
| A&D Mortgage LLC | $1,180,000 | n/a | 0.0% | |
| Citibank | $1,865,000 | $1,175,000 | -37.0% | 0.0% |
| First State Bank of the South, Inc. | $1,175,000 | n/a | 0.0% | |
| Ally Bank | $5,265,000 | $1,170,000 | -77.8% | 0.0% |
| DELMAR FINANCIAL COMPANY | $1,630,000 | $1,150,000 | -29.4% | 0.0% |
| Legends Bank | $480,000 | $1,115,000 | 132.3% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $1,105,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $675,000 | $1,085,000 | 60.7% | 0.0% |
| First South Farm Credit, ACA | $695,000 | $1,085,000 | 56.1% | 0.0% |
| GENEVA FINANCIAL, LLC | $7,600,000 | $1,080,000 | -85.8% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,005,000 | $1,080,000 | 7.5% | 0.0% |
| AMWEST FUNDING CORP. | $2,015,000 | $1,070,000 | -46.9% | 0.0% |
| Simmons Bank | $24,010,000 | $1,065,000 | -95.6% | 0.0% |
| Evolve Bank & Trust | $545,000 | $1,000,000 | 83.5% | 0.0% |
| AuburnBank | $345,000 | $980,000 | 184.1% | 0.0% |
| DAS Acquisition Company, LLC | $1,795,000 | $965,000 | -46.2% | 0.0% |
| First Southern Bank | $1,850,000 | $940,000 | -49.2% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,915,000 | $935,000 | -51.2% | 0.0% |
| The Huntington National Bank | $375,000 | $925,000 | 146.7% | 0.0% |
| ON Q FINANCIAL, INC. | $915,000 | n/a | 0.0% | |
| The State Bank | $910,000 | n/a | 0.0% | |
| First-Citizens Bank & Trust Company | $535,000 | $900,000 | 68.2% | 0.0% |
| V.I.P. MORTGAGE, INC. | $530,000 | $890,000 | 67.9% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $1,135,000 | $875,000 | -22.9% | 0.0% |
| Cornerstone First Mortgage, Inc | $935,000 | $865,000 | -7.5% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $515,000 | $845,000 | 64.1% | 0.0% |
| Citadel Servicing Corporation | $710,000 | $835,000 | 17.6% | 0.0% |
| Commerce Home Mortgage, Inc. | $875,000 | $820,000 | -6.3% | 0.0% |
| Farmers Bank & Trust | $420,000 | $820,000 | 95.2% | 0.0% |
| Waterstone Mortgage Corporation | $1,280,000 | $815,000 | -36.3% | 0.0% |
| US MORTGAGE CORPORATION | $810,000 | n/a | 0.0% | |
| Community Bank of Mississippi | $205,000 | $775,000 | 278.0% | 0.0% |
| CSL Financial, LLC | $1,660,000 | $760,000 | -54.2% | 0.0% |
| Goldman Sachs Bank USA | $755,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $745,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $135,000 | $740,000 | 448.1% | 0.0% |
| Bethpage Federal Credit Union | $105,000 | $735,000 | 600.0% | 0.0% |
| Capitol Federal Savings Bank | $4,500,000 | $735,000 | -83.7% | 0.0% |
| Bank of Whittier | $725,000 | n/a | 0.0% | |
| Nations Lending Corporation | $1,450,000 | $725,000 | -50.0% | 0.0% |
| Total Media Management, LLC | $6,130,000 | $710,000 | -88.4% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $705,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $405,000 | $695,000 | 71.6% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $680,000 | n/a | 0.0% | |
| Metro City Bank | $3,600,000 | $675,000 | -81.3% | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | $5,995,000 | $660,000 | -89.0% | 0.0% |
| AMERICA'S FIRST | $410,000 | $655,000 | 59.8% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $655,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $235,000 | $630,000 | 168.1% | 0.0% |
| Goldwater Bank, N.A. | $75,000 | $625,000 | 733.3% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $380,000 | $620,000 | 63.2% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,220,000 | $615,000 | -49.6% | 0.0% |
| DIGITAL Federal Credit Union | $955,000 | $605,000 | -36.6% | 0.0% |
| First Savings Bank | $760,000 | $600,000 | -21.1% | 0.0% |
| Arvest Bank | $1,285,000 | $590,000 | -54.1% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $530,000 | $580,000 | 9.4% | 0.0% |
| NFM, INC. | $1,140,000 | $570,000 | -50.0% | 0.0% |
| COMMUNITYAMERICA | $560,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $560,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $1,510,000 | $555,000 | -63.2% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $550,000 | n/a | 0.0% | |
| CBM Mortgage, Inc. | $1,545,000 | $540,000 | -65.0% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $765,000 | $540,000 | -29.4% | 0.0% |
| Ixonia Bank | $235,000 | $535,000 | 127.7% | 0.0% |
| Neighborhood Loans, Inc. | $535,000 | n/a | 0.0% | |
| The Exchange Bank of Alabama | $1,175,000 | $530,000 | -54.9% | 0.0% |
| Warsaw Federal Savings and Loan Association | $310,000 | $525,000 | 69.4% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $425,000 | $520,000 | 22.4% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $510,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $16,805,000 | $505,000 | -97.0% | 0.0% |
| Deere Employees Credit Union | $915,000 | $500,000 | -45.4% | 0.0% |
| CIS Financial Services, Inc. | $560,000 | $490,000 | -12.5% | 0.0% |
| TENNESSEE VALLEY | $490,000 | n/a | 0.0% | |
| AOD Federal Credit Union | $770,000 | $485,000 | -37.0% | 0.0% |
| ROSS MORTGAGE CORPORATION | $1,300,000 | $480,000 | -63.1% | 0.0% |
| Baxter Credit Union | $340,000 | $455,000 | 33.8% | 0.0% |
| Fifth Third Bank | $605,000 | $455,000 | -24.8% | 0.0% |
| Financial Federal Bank | $455,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $85,000 | $450,000 | 429.4% | 0.0% |
| SWBC MORTGAGE CORPORATION | $1,170,000 | $445,000 | -62.0% | 0.0% |
| Alabama One Credit Union | $95,000 | $430,000 | 352.6% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $470,000 | $425,000 | -9.6% | 0.0% |
| GTE Federal Credit Union | $65,000 | $425,000 | 553.8% | 0.0% |
| Presidential Bank, FSB | $1,880,000 | $420,000 | -77.7% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $2,945,000 | $420,000 | -85.7% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $465,000 | $415,000 | -10.8% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $1,420,000 | $410,000 | -71.1% | 0.0% |
| Service Federal Credit Union | $1,110,000 | $410,000 | -63.1% | 0.0% |
| First Vision Bank of Tennessee | $720,000 | $405,000 | -43.8% | 0.0% |
| MidFirst Bank | $405,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $3,805,000 | $400,000 | -89.5% | 0.0% |
| Leaders Credit Union | $365,000 | $395,000 | 8.2% | 0.0% |
| City Bank | $385,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $2,805,000 | $385,000 | -86.3% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $670,000 | $375,000 | -44.0% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $375,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $455,000 | $370,000 | -18.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,200,000 | $370,000 | -83.2% | 0.0% |
| Greenbox Loans, Inc. | $365,000 | n/a | 0.0% | |
| Deseret First Credit Union | $355,000 | n/a | 0.0% | |
| City National Bank | $325,000 | $345,000 | 6.2% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $145,000 | $345,000 | 137.9% | 0.0% |
| SHELTER HOME MORTGAGE, LLC | $780,000 | $345,000 | -55.8% | 0.0% |
| CapStar Bank | $500,000 | $340,000 | -32.0% | 0.0% |
| Chicago Mortgage Solutions LLC | $925,000 | $335,000 | -63.8% | 0.0% |
| TriStar Bank | $335,000 | $335,000 | 0.0% | 0.0% |
| ALABAMA TEACHERS | $945,000 | $330,000 | -65.1% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $325,000 | n/a | 0.0% | |
| LOANFLIGHT LENDING, LLC | $625,000 | $315,000 | -49.6% | 0.0% |
| Hometown Equity Mortgage, LLC | $430,000 | $310,000 | -27.9% | 0.0% |
| EASTMAN | $305,000 | n/a | 0.0% | |
| Centennial Bank | $295,000 | n/a | 0.0% | |
| Connexus Credit Union | $295,000 | n/a | 0.0% | |
| First National Bank Texas | $295,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $295,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $440,000 | $290,000 | -34.1% | 0.0% |
| HomeTrust Bank | $285,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $325,000 | $285,000 | -12.3% | 0.0% |
| BECKAM FUNDING CORP. | $280,000 | n/a | 0.0% | |
| KEESLER | $65,000 | $280,000 | 330.8% | 0.0% |
| JUSTICE Federal Credit Union | $1,355,000 | $275,000 | -79.7% | 0.0% |
| Legacy Home Loans, LLC | $275,000 | n/a | 0.0% | |
| Suncoast Credit Union | $275,000 | n/a | 0.0% | |
| PeoplesTrust Bank | $270,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $670,000 | $265,000 | -60.4% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $1,020,000 | $260,000 | -74.5% | 0.0% |
| Logan Finance Corporation | $255,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $255,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $785,000 | $255,000 | -67.5% | 0.0% |
| STANFORD Federal Credit Union | $255,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $585,000 | $255,000 | -56.4% | 0.0% |
| AMERIFIRST BANK | $245,000 | n/a | 0.0% | |
| Atlantic Coast Mortgage, LLC | $245,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $235,000 | $245,000 | 4.3% | 0.0% |
| INB | $245,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $765,000 | $245,000 | -68.0% | 0.0% |
| OPEN MORTGAGE, LLC | $545,000 | $245,000 | -55.0% | 0.0% |
| Central State Bank | $235,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $1,775,000 | $235,000 | -86.8% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $235,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $235,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $195,000 | $225,000 | 15.4% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $235,000 | $225,000 | -4.3% | 0.0% |
| Watermark Capital, Inc. | $285,000 | $225,000 | -21.1% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $205,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $2,090,000 | $205,000 | -90.2% | 0.0% |
| Towne Bank | $205,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $245,000 | $195,000 | -20.4% | 0.0% |
| Quad City Bank and Trust Company | $195,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $195,000 | n/a | 0.0% | |
| Centier Bank | $185,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $185,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $625,000 | $185,000 | -70.4% | 0.0% |
| Network Funding, L.P. | $260,000 | $185,000 | -28.8% | 0.0% |
| Busey Bank | $175,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $550,000 | $175,000 | -68.2% | 0.0% |
| GSF Mortgage Corporation | $945,000 | $175,000 | -81.5% | 0.0% |
| Mid-Continent Funding, Inc. | $1,310,000 | $175,000 | -86.6% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $225,000 | $165,000 | -26.7% | 0.0% |
| NASA Federal Credit Union | $165,000 | n/a | 0.0% | |
| Wilson Bank And Trust | $3,005,000 | $165,000 | -94.5% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $510,000 | $155,000 | -69.6% | 0.0% |
| HONDA Federal Credit Union | $155,000 | n/a | 0.0% | |
| APCO EMPLOYEES | $1,460,000 | $150,000 | -89.7% | 0.0% |
| FBT Bank & Mortgage | $135,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $1,565,000 | $135,000 | -91.4% | 0.0% |
| POLARIS HOME FUNDING CORP. | $295,000 | $135,000 | -54.2% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $95,000 | $125,000 | 31.6% | 0.0% |
| ALTRA | $115,000 | n/a | 0.0% | |
| MIDLAND MORTGAGE CORPORATION | $365,000 | $115,000 | -68.5% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $560,000 | $105,000 | -81.3% | 0.0% |
| AlaTrust Credit Union | $85,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $75,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $255,000 | $75,000 | -70.6% | 0.0% |
| The Farmers Bank | $75,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $65,000 | $75,000 | 15.4% | 0.0% |
| PUBLIX EMPLOYEES | $255,000 | $70,000 | -72.5% | 0.0% |
| PROPONENT Federal Credit Union | $55,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $935,000 | $55,000 | -94.1% | 0.0% |
| Heritage Bank & Trust | $185,000 | $45,000 | -75.7% | 0.0% |
| Northwest Federal Credit Union | $835,000 | $45,000 | -94.6% | 0.0% |
| APCI Federal Credit Union | $35,000 | n/a | 0.0% | |
| FEDCHOICE Federal Credit Union | $35,000 | n/a | 0.0% | |
| Pen Air Federal Credit Union | $15,000 | n/a | 0.0% |
HUNTSVILLE's top lender by overall market share is REDSTONE Federal Credit Union, with 7.2% market share. In second place, with 6.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $248,940,000 in loans. In third place, with 4.4%, is FirstBank, having originated $171,240,000 in loans. In fourth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $160,125,000 in loans. In fifth place, with 3.5%, is EAGLE HOME MORTGAGE, LLC, having originated $133,795,000 in loans.
HUNTSVILLE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - HUNTSVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $238,339 (10.1%) | $283,711 (8.9%) | 0.88 | 2,205 |
| 2018-02-01 | $242,899 (11.5%) | $289,755 (10.2%) | 0.88 | 2,076 |
| 2018-03-01 | $246,700 (12.4%) | $294,249 (10.3%) | 0.87 | 2,064 |
| 2018-04-01 | $256,871 (16.8%) | $307,046 (13.2%) | 0.87 | 2,045 |
| 2018-05-01 | $255,139 (12.0%) | $307,923 (11.2%) | 0.85 | 2,051 |
| 2018-06-01 | $249,900 (8.9%) | $304,004 (9.2%) | 0.83 | 2,137 |
| 2018-07-01 | $252,500 (9.8%) | $310,309 (10.9%) | 0.84 | 2,121 |
| 2018-08-01 | $254,950 (12.5%) | $308,938 (10.5%) | 0.85 | 2,127 |
| 2018-09-01 | $259,900 (13.1%) | $308,434 (9.1%) | 0.87 | 2,117 |
| 2018-10-01 | $255,950 (11.3%) | $305,787 (8.5%) | 0.87 | 2,087 |
| 2018-11-01 | $254,925 (9.1%) | $304,388 (6.6%) | 0.86 | 2,038 |
| 2018-12-01 | $254,846 (10.8%) | $303,854 (7.7%) | 0.88 | 1,943 |
| 2019-01-01 | $253,668 (6.4%) | $299,407 (5.5%) | 0.88 | 1,782 |
| 2019-02-01 | $259,233 (6.7%) | $306,001 (5.6%) | 0.88 | 1,706 |
| 2019-03-01 | $264,471 (7.2%) | $316,510 (7.6%) | 0.86 | 1,638 |
| 2019-04-01 | $269,021 (4.7%) | $324,829 (5.8%) | 0.85 | 1,551 |
| 2019-05-01 | $272,889 (7.0%) | $326,124 (5.9%) | 0.85 | 1,559 |
| 2019-06-01 | $274,900 (10.0%) | $331,244 (9.0%) | 0.86 | 1,565 |
| 2019-07-01 | $275,000 (8.9%) | $340,522 (9.7%) | 0.86 | 1,532 |
| 2019-08-01 | $274,973 (7.9%) | $338,308 (9.5%) | 0.87 | 1,513 |
| 2019-09-01 | $274,932 (5.8%) | $336,341 (9.1%) | 0.88 | 1,477 |
| 2019-10-01 | $274,955 (7.4%) | $333,720 (9.1%) | 0.89 | 1,459 |
| 2019-11-01 | $276,910 (8.6%) | $336,407 (10.5%) | 0.91 | 1,359 |
| 2019-12-01 | $274,612 (7.8%) | $337,668 (11.1%) | 0.92 | 1,265 |
| 2020-01-01 | $279,948 (10.4%) | $345,806 (15.5%) | 0.94 | 1,181 |