Peoples Bank Mortgage Rates, Fees & Info

Newton, NC

LEI: 5493006HXEF6V2NZED40

Tax ID: 56-0354890

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Peoples Bank is a smaller bank specializing in Home Purchase and Refi loans. Peoples Bank has a high proportion of conventional loans. Their top markets by origination volume include: Charlotte, Hickory, Raleigh, Durham, and Fayetteville among others. We have data for 21 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Peoples Bank has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Peoples Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.27% 11/21/24
    30 Year Conventional Purchase 6.59% 11/21/24
    30 Year Conventional Refi 6.45% 11/21/24
    30 Year Cash-out Refi 6.85% 11/21/24
    15 Year Conventional Purchase 5.68% 11/21/24
    15 Year Conventional Refi 6.14% 11/21/24
    15 Year Cash-out Refi 6.14% 11/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Peoples Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Peoples Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    495

    Origination Dollar Volume (All Markets)

    $131,375,000

    Employee count

    326

    Awards

    Peoples Bank 30 Year Conventional Loans bronze
    Show all (1) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 231 $60,535,000 $262,056 $3,821 4.78%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 206 $57,100,000 $277,184 $3,250 4.49%
    RALEIGH-CARY, NC (FHA|USDA|VA) 15 $3,785,000 $252,333 $2,621 5.05%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 8 $2,190,000 $273,750 $0 5.55%
    FAYETTEVILLE, NC (FHA|USDA|VA) 5 $1,395,000 $279,000 $0 4.97%
    ROCKY MOUNT, NC (FHA|USDA|VA) 1 $1,155,000 $1,155,000 $0 5.75%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 5 $1,055,000 $211,000 $3,234 4.45%
    Shelby, NC (FHA|USDA|VA) 5 $715,000 $143,000 $2,431 5.10%
    Outside of Metro Areas 3 $555,000 $185,000 $2,927 3.75%
    Forest City, NC (FHA|USDA|VA) 2 $500,000 $250,000 $0 5.81%
    Marion, NC (FHA|USDA|VA) 1 $485,000 $485,000 $6,684 4.75%
    WINSTON-SALEM, NC (FHA|USDA|VA) 3 $425,000 $141,667 $2,897 4.70%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $255,000 $255,000 $3,063 4.13%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.38%
    Henderson, NC (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.50%
    Boone, NC (FHA|USDA|VA) 2 $170,000 $85,000 $3,268 5.25%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $165,000 $165,000 $2,111 3.38%
    Morehead City, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.75%
    Brevard, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,732 3.75%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,436 3.88%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $85,000 $85,000 $2,650 4.63%
    Peoples Bank's top markets include Charlotte, Hickory, Raleigh, Durham, and Fayetteville among others.

    Their top states include:
  • North Carolina (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Peoples Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Belmont Savings Bank, SSB
    Similarity Rank: 897
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    Similarity Rank: 1316
    PIKE CREEK MORTGAGE SERVICES, INC.
    Similarity Rank: 1938
    Southern Bank and Trust Company
    Similarity Rank: 2211
    Whitley Mortgage Associates, Inc.
    Similarity Rank: 2401
    RBC Bank, (Georgia)
    Similarity Rank: 2512
    Aurora Financial, LLC
    Similarity Rank: 2555
    First Federal Bank
    Similarity Rank: 2704
    Third Federal Savings and Loan Association of Cleveland
    Similarity Rank: 2784
    CAROLINAS TELCO FEDERAL CREDIT UNION
    Similarity Rank: 2832

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 495 $131,375,000 $265,404 $3,477 4.67%

    For 2019, Peoples Bank's most frequently originated type of loan was Conventional, with 495 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 292 $85,640,000 $293,288 $3,937 4.84%
    Refi 132 $32,240,000 $244,242 $2,837 4.54%
    Cash Out Refi 49 $9,995,000 $203,980 $3,004 3.98%
    Home Improvement 15 $2,435,000 $162,333 $3,108 4.75%
    Other 5 $935,000 $187,000 $2,664 4.20%
    NA 2 $130,000 $65,000 $0 6.06%

    For 2019, Peoples Bank's most frequently cited loan purpose was Home Purchase, with 292 originations. The 2nd most popular reason was Refi, with 132 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 212 $44,310,000 $209,009 $3,097 4.13%
    5 Year 100 $22,920,000 $229,200 $0 5.60%
    Other 60 $32,520,000 $542,000 $0 5.62%
    30+ year 50 $19,850,000 $397,000 $5,971 4.74%
    15 Year 39 $6,265,000 $160,641 $2,847 3.74%
    20 Year 20 $3,090,000 $154,500 $2,578 3.96%
    1 Year 13 $2,355,000 $181,154 $0 5.81%
    10 Year 1 $65,000 $65,000 $2,513 3.75%

    For 2019, Peoples Bank's most frequently cited loan duration was 30 Year, with 212 originations. The 2nd most popular length was 5 Year, with 100 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 206 $40,250,000 $195,388
    $1k-2k 62 $11,330,000 $182,742
    $2k-3k 30 $9,340,000 $311,333
    $3k-4k 13 $6,605,000 $508,077
    $4k-5k 5 $3,195,000 $639,000
    $5k+ 3 $2,585,000 $861,667

    Peoples Bank's average total fees were $3,097, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 206 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 174 $45,600,000 $262,069
    3-4% 166 $34,520,000 $207,952
    5-6% 115 $46,735,000 $406,391
    6-7% 36 $4,170,000 $115,833
    7-8% 3 $195,000 $65,000

    During 2019, Peoples Bank's average interest rate for loans was 4.13%, while their most frequently originated rate bucket for loans was 4-5%, with 174 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 163 $23,575,000 $144,632 $2,927 4.48%
    $200k-400k 158 $43,510,000 $275,380 $3,654 4.51%
    $100,000 or less 106 $7,870,000 $74,245 $2,690 5.16%
    $400k-600k 49 $23,805,000 $485,816 $4,875 4.63%
    $600k-1MM 11 $8,425,000 $765,909 $7,519 4.90%
    $1MM+ 8 $24,190,000 $3,023,750 $15,106 5.33%

    2019 saw Peoples Bank place emphasis on $100k-200k loans with 163 originations, totaling $23,575,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 87 $10,085,000 $115,920 $2,812 4.19%
    $50k-75k 68 $10,770,000 $158,382 $3,002 4.37%
    $100k-150k 67 $19,825,000 $295,896 $4,003 4.32%
    $75k-100k 66 $12,920,000 $195,758 $3,476 4.41%
    $150k-250k 38 $12,850,000 $338,158 $3,640 4.33%
    $250k+ 29 $12,645,000 $436,034 $5,621 4.83%

    Peoples Bank lent most frequently to those with incomes in the $50k or less range, with 87 originations. The second most popular income band? $50k-75k, with 68 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 95 $19,345,000 $203,632 $3,259 4.13%
    30-36% 56 $12,510,000 $223,393 $3,270 4.07%
    <20% 43 $8,425,000 $195,930 $3,400 4.20%
    43% 19 $3,905,000 $205,526 $3,270 4.16%
    40% 17 $5,925,000 $348,529 $4,757 4.32%
    39% 16 $3,600,000 $225,000 $3,388 4.19%
    41% 13 $4,185,000 $321,923 $4,522 4.54%
    37% 11 $3,355,000 $305,000 $4,042 4.22%
    42% 11 $2,015,000 $183,182 $3,167 4.49%
    45% 9 $1,865,000 $207,222 $2,883 3.82%
    36% 8 $1,910,000 $238,750 $3,900 4.36%
    38% 6 $1,630,000 $271,667 $4,562 4.38%
    44% 5 $1,425,000 $285,000 $2,973 3.78%
    46% 5 $1,165,000 $233,000 $3,079 3.98%
    48% 5 $1,535,000 $307,000 $3,936 4.15%
    49% 3 $685,000 $228,333 $3,989 4.33%
    47% 1 $175,000 $175,000 $2,613 4.38%

    Peoples Bank lent most frequently to those with DTI ratios of 20-30%, with 95 originations. The next most common DTI ratio? 30-36%, with 56 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 343 $76,275,000 $222,376 $3,498 4.35%
    Not applicable 128 $49,800,000 $389,063 $0 5.54%
    American Indian 10 $2,270,000 $227,000 $3,482 4.62%
    Asian 8 $2,020,000 $252,500 $2,323 5.21%
    Black 4 $670,000 $167,500 $2,903 4.34%
    Not provided 2 $340,000 $170,000 $2,628 4.13%

    Approval Rates

    Total approvals of all applications
    89.98%

    Peoples Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    90.10%

    Peoples Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 495 $131,375,000 $265,404

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 4 $1,170,000 $292,500
    Multifamily:Site-Built 31 $32,965,000 $1,063,387
    Single Family (1-4 Units):Manufactured 15 $1,705,000 $113,667
    Single Family (1-4 Units):Site-Built 445 $95,535,000 $214,685

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 29 $9,945,000 $342,931 $2,913 4.37%
    40-60% 86 $31,050,000 $361,047 $3,178 4.57%
    60-80% 186 $45,970,000 $247,151 $3,480 4.65%
    80-100% 190 $43,730,000 $230,158 $3,734 4.77%
    Over 100% 1 $75,000 $75,000 $0 6.50%
    Under 20% 2 $120,000 $60,000 $2,607 4.19%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Conventional home mortgage Struggling to pay mortgage 3 21.4%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Conventional home mortgage Trouble during payment process 4 28.6%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 7.1%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Closing on a mortgage 1 7.1%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Struggling to pay mortgage 2 14.3%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Trouble during payment process 1 7.1%
    PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION Other type of mortgage Trouble during payment process 2 14.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Peoples Bank 102 Leonard Ave Newton, NC 28658 Limited, Mobile/Seasonal Office $2,738
    Peoples Bank 106 North Main Street Catawba, NC 28609 Full Service B&M $51,084
    Peoples Bank 1074 River Highway Mooresville, NC 28117 Full Service B&M $36,669
    Peoples Bank 1117 Parkside Main Street Cary, NC 27519 Full Service B&M $4,493
    Peoples Bank 1333 2nd Street Ne Hickory, NC 28601 Full Service B&M $87,113
    Peoples Bank 142 South Highway 16 Denver, NC 28037 Full Service B&M $65,526
    Peoples Bank 1910 E Main Street Lincolnton, NC 28092 Full Service B&M $40,031
    Peoples Bank 200 Island Ford Road Maiden, NC 28650 Full Service B&M $37,758
    Peoples Bank 2050 Catawba Valley Blvd Se Hickory, NC 28602 Full Service B&M $33,431
    Peoples Bank 213 First Street West Conover, NC 28613 Full Service B&M $100,013
    Peoples Bank 3023 Capital Blvd, Ste 105 Raleigh, NC 27604 Full Service B&M $9,210
    Peoples Bank 3261 East Main Street Claremont, NC 28610 Full Service B&M $34,185
    Peoples Bank 3310 Springs Road Ne Hickory, NC 28601 Full Service B&M $51,440
    Peoples Bank 420 West A Street Newton, NC 28658 Full Service B&M $156,190
    Peoples Bank 4451-A Central Avenue Charlotte, NC 28205 Full Service Retail $12,912
    Peoples Bank 5153 Nc Highway 90 E Hiddenite, NC 28636 Full Service B&M $42,283
    Peoples Bank 518 West C Street Newton, NC 28658 Full Service B&M $11,867
    Peoples Bank 6125 Highway 16 South Denver, NC 28037 Full Service B&M $70,811
    Peoples Bank 6350 South Boulevard Charlotte, NC 28217 Full Service B&M $14,490
    Peoples Bank 760 Hwy 27 W Lincolnton, NC 28092 Full Service B&M $14,822
    Peoples Bank 9624 Bailey Road, Suite 1 Cornelius, NC 28031 Full Service B&M $32,076

    For 2019, Peoples Bank had 21 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $49,555
    Net interest income $46,637
    Total noninterest income $17,513
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $4,576
    Trading account gains and fees $0
    Additional Noninterest Income $12,937
    Pre-tax net operating income $18,400
    Securities gains (or losses, -) $226
    Income before extraordinary items $15,191
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $15,191
    Minority interest net income $0
    Net income $15,191
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $15,005

    Peoples Bank's gross interest income from loans was $49,555,000.
    Peoples Bank's net interest income from loans was $46,637,000.
    Peoples Bank's fee based income from loans was $4,576,000.
    Peoples Bank's net income from loans was $15,191,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,918
    Provision for credit losses $863
    Total noninterest expense $44,887
    Salaries and employee benefits $22,912
    Premises and equipment expense $7,360
    Additional noninterest expense $14,615
    Applicable income taxes $3,435
    Net charge-offs $628
    Cash dividends $12,800

    Peoples Bank's interest expense for loans was $2,918,000.
    Peoples Bank's payroll and benefits expense were $22,912,000.
    Peoples Bank's property, plant and equipment expenses $7,360,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 1.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $968,704
    Deposits held in domestic offices $968,704
    Deposits by Individuals, partnerships, and corporations $930,367
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $38,337
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $358,617
    Demand deposits $339,191
    Nontransaction accounts $610,087
    Money market deposit accounts (MMDAs) $350,057
    Other savings deposits (excluding MMDAs) $148,625
    Total time deposits $111,405
    Total time and savings deposits $629,513
    Noninterest-bearing deposits $358,617
    Interest-bearing deposits $610,087
    Retail deposits $930,548
    IRAs and Keogh plan accounts $23,140
    Brokered deposits $22,258
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,153,536
    Cash & Balances due from depository institutions $49,057
    Interest-bearing balances $720
    Total securities $195,496
    Federal funds sold & reverse repurchase $3,330
    Net loans and leases $847,611
    Loan and leases loss allowance $6,680
    Trading account assets $0
    Bank premises and fixed assets $18,604
    Other real estate owned $0
    Goodwill and other intangibles $0
    All other assets $39,438

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,153,536
    Total Liabilities $1,007,306
    Total deposits $968,704
    Interest-bearing deposits $610,087
    Deposits held in domestic offices $968,704
    % insured (estimated) $71
    Federal funds purchased and repurchase agreements $24,221
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $14,381

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $847,611
    Loan and leases loss allowance $6,680
    Total loans and leases (domestic) $854,291
    All real estate loans $736,627
    Real estate loans in domestic offices $736,627
    Construction and development loans $92,596
    Residential 1-4 family construction $30,595
    Other construction, all land development and other land $62,001
    Loans secured by nonfarm nonresidential properties $291,255
    Nonfarm nonresidential secured by owner-occupied properties $216,389
    Commercial real estate & other non-farm, non-residential $74,866
    Multifamily residential real estate $21,575
    1-4 family residential loans $304,686
    Farmland loans $26,515
    Loans held in foreign offices $0
    Farm loans $1,033
    Commercial and industrial loans $88,694
    To non-U.S. addressees $0
    Loans to individuals $8,431
    Credit card loans $0
    Related Plans $4,424
    Consumer Auto Loans $1,506
    Other loans to individuals $2,501
    All other loans & leases $19,506
    Loans to foreign governments and official institutions $0
    Other loans $7,937
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $2,379
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Peoples Bank had $847,611,000 of loans outstanding in 2019. $736,627,000 of loans were in real estate loans. $92,596,000 of loans were in development loans. $21,575,000 of loans were in multifamily mortgage loans. $304,686,000 of loans were in 1-4 family mortgage loans. $1,033,000 of loans were in farm loans. $0 of loans were in credit card loans. $1,506,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 606 $143,310 $236,485
    Nonfarm, nonresidential loans - <$100k 92 $4,302 $46,761
    Nonfarm, nonresidential loans - $100-250k 207 $28,289 $136,662
    Nonfarm, nonresidential loans - $250k-1MM 307 $110,719 $360,648
    Commercial & Industrial, US addressed loans - <$1MM 1,458 $64,519 $44,252
    Commercial & Industrial, US addressed loans - <$100k 1,151 $15,939 $13,848
    Commercial & Industrial, US addressed loans - $100-250k 163 $15,269 $93,675
    Commercial & Industrial, US addressed loans - $250k-1MM 144 $33,311 $231,326
    Farmland loans - <$1MM 15 $2,693 $179,533
    Farmland loans - <$100k 5 $230 $46,000
    Farmland loans - $100-250k 8 $1,574 $196,750
    Farmland loans - $250k-1MM 2 $889 $444,500
    Agriculture operations loans - <$1MM 13 $1,032 $79,385
    Agriculture operations loans - <$100k 8 $218 $27,250
    Agriculture operations loans - $100-250k 2 $57 $28,500
    Agriculture operations loans - $250k-1MM 3 $757 $252,333