WINSTON - SALEM Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Winston - Salem averaged
6.4%
for the week of 2025-03-13, compared to the national average of
6.65% for the same period.
The average rate for the prior week (2025-03-06) was
6.28% and
one month ago for the week of 2025-02-06, the
average rate was 6.64%.
Winston - Salem's average rate one year ago was 6.73%.
For refis of the same type during the week of 2025-03-13, the average rate
was 6.75%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-03-13 | 6.65% |
| Winston - Salem 30 Year Fixed Rate | 2025-03-13 | 6.4% |
| Winston - Salem 30 Year Fixed Rate Refi | 2025-03-13 | 6.75% |
| Winston - Salem 15 Year Fixed Rate | 2025-03-13 | 5.86% |
| Winston - Salem 15 Year Fixed Rate Refi | 2025-03-13 | 5.35% |
| Winston - Salem 30 Year FHA | 2025-03-13 | 6% |
| Winston - Salem 30 Year FHA Refi | 2025-03-13 | 6.35% |
| Winston - Salem 30 Year USDA | 2025-03-13 | 6.2% |
| Winston - Salem 30 Year USDA Refi | 2025-03-13 | 6.5% |
| Winston - Salem 30 Year VA | 2025-03-13 | 6.2% |
| Winston - Salem 30 Year VA Refi | 2025-03-13 | 6.07% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WINSTON-SALEM, NC.
WINSTON - SALEM Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WINSTON-SALEM, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
WINSTON - SALEM Average Closing Costs & Other Stats
WINSTON-SALEM, NC's 277 lenders originated 15,237
loans during 2023. The total origination value was $3,232,395,000, with an average loan value of
$212,141.
WINSTON - SALEM's average closing costs are $4,734.
The top WINSTON - SALEM lender as defined by loan originations is STATE EMPLOYEES', with
776 loans originated. Their average total fees are
$4,027, which is $2,359
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee WINSTON - SALEM lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC ($1,645), DHI MORTGAGE COMPANY, LTD. ($2,675), PULTE MORTGAGE LLC ($2,825), Piedmont Federal Savings Bank ($3,226) and Truliant Federal Credit Union ($3,281).
The lowest rate WINSTON - SALEM lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.49%), Ally Bank (5.83%), LOCAL GOVERNMENT FEDERAL CREDIT UNION (5.87%), TD Bank (5.91%) and First Bank (5.94%).
WINSTON-SALEM, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $405,890,000 | $283,570,000 | -30.1% | 8.8% |
| QUICKEN LOANS, LLC | $279,130,000 | $172,660,000 | -38.1% | 5.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $151,415,000 | $147,115,000 | -2.8% | 4.6% |
| First National Bank of Pennsylvania | $193,030,000 | $124,540,000 | -35.5% | 3.9% |
| ALLEGACY FEDERAL CREDIT UNION | $173,865,000 | $122,520,000 | -29.5% | 3.8% |
| Truist | $166,805,000 | $103,950,000 | -37.7% | 3.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $191,845,000 | $103,360,000 | -46.1% | 3.2% |
| MOVEMENT MORTGAGE, LLC | $134,750,000 | $101,845,000 | -24.4% | 3.2% |
| DHI MORTGAGE COMPANY, LTD. | $58,635,000 | $92,785,000 | 58.2% | 2.9% |
| Truliant Federal Credit Union | $107,745,000 | $86,470,000 | -19.7% | 2.7% |
| Wells Fargo Bank | $140,230,000 | $79,045,000 | -43.6% | 2.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $8,535,000 | $68,405,000 | 701.5% | 2.1% |
| CBRE MULTIFAMILY CAPITAL, INC. | $56,405,000 | n/a | 1.7% | |
| Arbor Realty Trust, Inc. | $56,160,000 | n/a | 1.7% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $45,240,000 | $55,575,000 | 22.8% | 1.7% |
| First-Citizens Bank & Trust Company | $65,400,000 | $53,585,000 | -18.1% | 1.7% |
| The Fidelity Bank | $30,690,000 | $47,925,000 | 56.2% | 1.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $55,105,000 | $46,630,000 | -15.4% | 1.4% |
| Mortgage Research Center, LLC | $48,120,000 | $46,585,000 | -3.2% | 1.4% |
| GREYSTONE SERVICING COMPANY LLC | $3,420,000 | $42,140,000 | 1,132.2% | 1.3% |
| Prosperity Home Mortgage, LLC | $54,395,000 | $41,480,000 | -23.7% | 1.3% |
| CARDINAL FINANCIAL | $44,690,000 | $40,620,000 | -9.1% | 1.3% |
| CMG MORTGAGE, INC. | $23,025,000 | $40,380,000 | 75.4% | 1.2% |
| UNION HOME MORTGAGE CORP. | $32,505,000 | $39,035,000 | 20.1% | 1.2% |
| Pinnacle Bank | $104,625,000 | $36,835,000 | -64.8% | 1.1% |
| GUARANTEED RATE, INC. | $34,900,000 | $36,810,000 | 5.5% | 1.1% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $54,885,000 | $32,715,000 | -40.4% | 1.0% |
| Bank of America | $37,065,000 | $28,530,000 | -23.0% | 0.9% |
| First Horizon Bank | $32,915,000 | $27,810,000 | -15.5% | 0.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $18,035,000 | $25,520,000 | 41.5% | 0.8% |
| Piedmont Federal Savings Bank | $56,655,000 | $24,540,000 | -56.7% | 0.8% |
| INSPIRE HOME LOANS INC. | $11,640,000 | $23,350,000 | 100.6% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $29,875,000 | $23,190,000 | -22.4% | 0.7% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $23,080,000 | n/a | 0.7% | |
| Ameris Bank | $20,205,000 | $22,745,000 | 12.6% | 0.7% |
| HOMESIDE FINANCIAL, LLC | $14,735,000 | $21,760,000 | 47.7% | 0.7% |
| LOANDEPOT.COM, LLC | $53,935,000 | $19,105,000 | -64.6% | 0.6% |
| Atlantic Coast Mortgage, LLC | $1,840,000 | $18,250,000 | 891.8% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $34,085,000 | $15,975,000 | -53.1% | 0.5% |
| JPMorgan Chase Bank | $14,370,000 | $15,680,000 | 9.1% | 0.5% |
| AgFirst Farm Credit Bank | $20,755,000 | $15,535,000 | -25.2% | 0.5% |
| TD Bank | $4,205,000 | $15,345,000 | 264.9% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $35,600,000 | $14,985,000 | -57.9% | 0.5% |
| First Bank | $26,470,000 | $14,325,000 | -45.9% | 0.4% |
| INTERCOASTAL MORTGAGE COMPANY | $14,830,000 | $14,190,000 | -4.3% | 0.4% |
| Citibank | $600,000 | $13,800,000 | 2,200.0% | 0.4% |
| PULTE MORTGAGE LLC | $13,370,000 | n/a | 0.4% | |
| ACADEMY MORTGAGE CORPORATION | $440,000 | $13,320,000 | 2,927.3% | 0.4% |
| U.S. Bank | $16,470,000 | $13,290,000 | -19.3% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $27,160,000 | $12,655,000 | -53.4% | 0.4% |
| CNB Bank | $195,000 | $12,005,000 | 6,056.4% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $26,725,000 | $11,665,000 | -56.4% | 0.4% |
| LATINO COMMUNITY CREDIT UNION | $12,125,000 | $11,090,000 | -8.5% | 0.3% |
| USAA Federal Savings Bank | $10,030,000 | $11,055,000 | 10.2% | 0.3% |
| PNC Bank | $25,670,000 | $10,530,000 | -59.0% | 0.3% |
| BROKER SOLUTIONS, INC. | $15,540,000 | $10,255,000 | -34.0% | 0.3% |
| NEW DAY FINANCIAL, LLC | $9,890,000 | $9,875,000 | -0.2% | 0.3% |
| EVERETT FINANCIAL, INC. | $3,090,000 | $9,715,000 | 214.4% | 0.3% |
| WALKER & DUNLOP, LLC | $9,555,000 | n/a | 0.3% | |
| NEWREZ LLC | $12,425,000 | $9,195,000 | -26.0% | 0.3% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $9,140,000 | n/a | 0.3% | |
| Flagstar Bank, FSB | $13,675,000 | $8,650,000 | -36.7% | 0.3% |
| Blue Ridge Bank | $13,225,000 | $8,595,000 | -35.0% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $8,870,000 | $8,490,000 | -4.3% | 0.3% |
| Citizens Bank | $35,785,000 | $8,460,000 | -76.4% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $8,465,000 | $8,225,000 | -2.8% | 0.3% |
| EQUITY RESOURCES, INC. | $11,850,000 | $7,690,000 | -35.1% | 0.2% |
| Skyline National Bank | $23,505,000 | $7,645,000 | -67.5% | 0.2% |
| The Federal Savings Bank | $4,525,000 | $7,055,000 | 55.9% | 0.2% |
| GUILD MORTGAGE COMPANY | $7,105,000 | $6,815,000 | -4.1% | 0.2% |
| CORNERSTONE HOME LENDING, INC. | $1,410,000 | $6,695,000 | 374.8% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $6,270,000 | $6,430,000 | 2.6% | 0.2% |
| Carrington Mortgage Services, LLC | $13,210,000 | $6,305,000 | -52.3% | 0.2% |
| Regions Bank | $4,270,000 | $6,290,000 | 47.3% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $8,590,000 | $6,260,000 | -27.1% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $5,445,000 | $6,200,000 | 13.9% | 0.2% |
| Summit Credit Union | $4,215,000 | $6,155,000 | 46.0% | 0.2% |
| Discover Bank | $2,605,000 | $6,145,000 | 135.9% | 0.2% |
| Bank OZK | $21,635,000 | $5,890,000 | -72.8% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $7,480,000 | $5,840,000 | -21.9% | 0.2% |
| EAGLE HOME MORTGAGE, LLC | $5,790,000 | n/a | 0.2% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $6,450,000 | $5,690,000 | -11.8% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $3,965,000 | $5,395,000 | 36.1% | 0.2% |
| American Mortgage & Equity Consultants, Inc. | $570,000 | $5,380,000 | 843.9% | 0.2% |
| SeaTrust Mortgage Company | $5,510,000 | $5,325,000 | -3.4% | 0.2% |
| COASTAL Federal Credit Union | $6,625,000 | $5,305,000 | -19.9% | 0.2% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $7,545,000 | $5,250,000 | -30.4% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,890,000 | $5,170,000 | -12.2% | 0.2% |
| The Huntington National Bank | $4,320,000 | $5,095,000 | 17.9% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $4,465,000 | $4,655,000 | 4.3% | 0.1% |
| LIMA ONE CAPITAL, LLC | $20,110,000 | $4,655,000 | -76.9% | 0.1% |
| Towne Bank | $6,055,000 | $4,510,000 | -25.5% | 0.1% |
| Bank of Oak Ridge | $7,320,000 | $4,450,000 | -39.2% | 0.1% |
| American National Bank and Trust Company | $18,255,000 | $4,390,000 | -76.0% | 0.1% |
| Northpointe Bank | $7,180,000 | $4,365,000 | -39.2% | 0.1% |
| Peoples Bank | $3,575,000 | $4,280,000 | 19.7% | 0.1% |
| NBKC BANK | $2,015,000 | $4,060,000 | 101.5% | 0.1% |
| Ally Bank | $8,835,000 | $3,965,000 | -55.1% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $10,800,000 | $3,830,000 | -64.5% | 0.1% |
| T2 FINANCIAL LLC | $5,935,000 | $3,775,000 | -36.4% | 0.1% |
| Renasant Bank | $7,400,000 | $3,720,000 | -49.7% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $4,060,000 | $3,705,000 | -8.7% | 0.1% |
| UBS Bank USA | $1,690,000 | $3,700,000 | 118.9% | 0.1% |
| Wolfe Financial, Inc | $5,430,000 | $3,645,000 | -32.9% | 0.1% |
| RF Renovo Management Company, LLC | $2,415,000 | $3,640,000 | 50.7% | 0.1% |
| Allen Tate Mortgage Partners, LLC | $14,335,000 | $3,615,000 | -74.8% | 0.1% |
| Equity Prime Mortgage LLC | $805,000 | $3,585,000 | 345.3% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $4,255,000 | $3,560,000 | -16.3% | 0.1% |
| MILEND, INC. | $920,000 | $3,360,000 | 265.2% | 0.1% |
| American Security Mortgage Corp. | $5,595,000 | $3,325,000 | -40.6% | 0.1% |
| Alcova Mortgage LLC | $8,290,000 | $3,315,000 | -60.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $3,500,000 | $3,315,000 | -5.3% | 0.1% |
| BETTER MORTGAGE CORPORATION | $9,830,000 | $3,310,000 | -66.3% | 0.1% |
| LOANPAL, LLC | $4,085,000 | $3,295,000 | -19.3% | 0.1% |
| Merchants Capital Corp. | $3,105,000 | n/a | 0.1% | |
| JET HOMELOANS, LLC | $7,210,000 | $2,920,000 | -59.5% | 0.1% |
| ENCORE BANK | $1,630,000 | $2,825,000 | 73.3% | 0.1% |
| BAY EQUITY LLC | $1,090,000 | $2,790,000 | 156.0% | 0.1% |
| Figure Lending LLC | $3,365,000 | $2,760,000 | -18.0% | 0.1% |
| Southern First Bank | $14,670,000 | $2,730,000 | -81.4% | 0.1% |
| Deere Employees Credit Union | $3,370,000 | $2,715,000 | -19.4% | 0.1% |
| BMO Harris Bank | $55,000 | $2,710,000 | 4,827.3% | 0.1% |
| Plains Commerce Bank | $795,000 | $2,675,000 | 236.5% | 0.1% |
| Prudential Huntoon Paige Associates, LLC | $34,535,000 | $2,645,000 | -92.3% | 0.1% |
| HomeTrust Bank | $1,975,000 | $2,620,000 | 32.7% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $2,400,000 | $2,445,000 | 1.9% | 0.1% |
| Corporate Investors Mortgage Group, Inc. | $2,625,000 | $2,435,000 | -7.2% | 0.1% |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $1,415,000 | $2,410,000 | 70.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,185,000 | $2,380,000 | 8.9% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,375,000 | n/a | 0.1% | |
| Fifth Third Bank | $4,495,000 | $2,365,000 | -47.4% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,110,000 | $2,305,000 | 9.2% | 0.1% |
| MORTGAGE FINANCIAL GROUP, INC. | $4,935,000 | $2,290,000 | -53.6% | 0.1% |
| EMM LOANS LLC | $2,330,000 | $2,285,000 | -1.9% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $2,215,000 | $2,210,000 | -0.2% | 0.1% |
| First Reliance Bank | $5,105,000 | $2,190,000 | -57.1% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $1,140,000 | $2,160,000 | 89.5% | 0.1% |
| PIEDMONT ADVANTAGE CREDIT UNION | $2,100,000 | $2,135,000 | 1.7% | 0.1% |
| AgSouth Farm Credit, ACA | $2,085,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $6,565,000 | $2,070,000 | -68.5% | 0.1% |
| South State Bank | $2,775,000 | $2,000,000 | -27.9% | 0.1% |
| Uwharrie Bank | $3,660,000 | $2,000,000 | -45.4% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,955,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $1,175,000 | $1,935,000 | 64.7% | 0.1% |
| LENDINGONE, LLC | $1,285,000 | $1,885,000 | 46.7% | 0.1% |
| TOWNE MORTGAGE COMPANY | $2,615,000 | $1,875,000 | -28.3% | 0.1% |
| PREMIER LENDING, INC. | $870,000 | $1,850,000 | 112.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $3,325,000 | $1,845,000 | -44.5% | 0.1% |
| MICHIGAN MUTUAL, INC. | $250,000 | $1,760,000 | 604.0% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,180,000 | $1,740,000 | 47.5% | 0.1% |
| PLANET HOME LENDING, LLC | $3,040,000 | $1,690,000 | -44.4% | 0.1% |
| HOMESTAR FINANCIAL CORPORATION | $8,445,000 | $1,670,000 | -80.2% | 0.1% |
| FOUNDERS FEDERAL CREDIT UNION | $1,660,000 | n/a | 0.1% | |
| First Federal Bank | $19,550,000 | $1,595,000 | -91.8% | 0.0% |
| Morgan Stanley Private Bank | $3,755,000 | $1,515,000 | -59.7% | 0.0% |
| GoPrime Mortgage, Inc. | $2,680,000 | $1,495,000 | -44.2% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $3,235,000 | $1,490,000 | -53.9% | 0.0% |
| UNITED | $580,000 | $1,490,000 | 156.9% | 0.0% |
| American Airlines Federal Credit Union | $1,540,000 | $1,475,000 | -4.2% | 0.0% |
| Kwik Mortgage Corporation | $75,000 | $1,460,000 | 1,846.7% | 0.0% |
| Raymond James Bank | $2,610,000 | $1,420,000 | -45.6% | 0.0% |
| First Community Bank | $3,685,000 | $1,410,000 | -61.7% | 0.0% |
| FIRST BANCORP | $620,000 | $1,390,000 | 124.2% | 0.0% |
| First Heritage Mortgage, LLC | $1,070,000 | $1,390,000 | 29.9% | 0.0% |
| MDE Home Loans, LLC | $245,000 | $1,370,000 | 459.2% | 0.0% |
| PREMIA MORTGAGE, LLC | $1,505,000 | $1,340,000 | -11.0% | 0.0% |
| The Central Trust Bank | $1,385,000 | $1,335,000 | -3.6% | 0.0% |
| United Community Bank | $1,860,000 | $1,325,000 | -28.8% | 0.0% |
| First Savings Bank | $105,000 | $1,310,000 | 1,147.6% | 0.0% |
| HALLMARK HOME MORTGAGE, LLC | $135,000 | $1,305,000 | 866.7% | 0.0% |
| NexBank | $315,000 | $1,295,000 | 311.1% | 0.0% |
| NFM, INC. | $22,380,000 | $1,295,000 | -94.2% | 0.0% |
| First Carolina Bank | $370,000 | $1,240,000 | 235.1% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,375,000 | $1,225,000 | -10.9% | 0.0% |
| LADERA LENDING, INC. | $1,125,000 | $1,210,000 | 7.6% | 0.0% |
| Integrity Home Mortgage Corp | $530,000 | $1,200,000 | 126.4% | 0.0% |
| GENEVA FINANCIAL, LLC | $515,000 | $1,190,000 | 131.1% | 0.0% |
| RAPID MORTGAGE COMPANY | $1,715,000 | $1,185,000 | -30.9% | 0.0% |
| PHH Mortgage Corporation | $2,865,000 | $1,170,000 | -59.2% | 0.0% |
| Nations Lending Corporation | $8,975,000 | $1,165,000 | -87.0% | 0.0% |
| THRIVE MORTGAGE, LLC | $720,000 | $1,155,000 | 60.4% | 0.0% |
| 21ST MORTGAGE CORPORATION | $2,665,000 | $1,140,000 | -57.2% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $1,300,000 | $1,140,000 | -12.3% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $945,000 | $1,125,000 | 19.0% | 0.0% |
| Victorian Finance, LLC | $740,000 | $1,105,000 | 49.3% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $85,000 | $1,100,000 | 1,194.1% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $730,000 | $1,100,000 | 50.7% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,565,000 | $1,080,000 | -69.7% | 0.0% |
| WINGS FINANCIAL | $575,000 | $1,075,000 | 87.0% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,890,000 | $1,070,000 | -63.0% | 0.0% |
| NP, Inc. | $1,205,000 | $1,060,000 | -12.0% | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | $1,540,000 | $1,050,000 | -31.8% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $680,000 | $1,040,000 | 52.9% | 0.0% |
| CAPITAL CENTER, L.L.C. | $10,270,000 | $1,010,000 | -90.2% | 0.0% |
| Gateway First Bank | $1,630,000 | $995,000 | -39.0% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $265,000 | $975,000 | 267.9% | 0.0% |
| SELF-HELP Credit Union | $2,030,000 | $970,000 | -52.2% | 0.0% |
| TOWER | $410,000 | $970,000 | 136.6% | 0.0% |
| AMWEST FUNDING CORP. | $655,000 | $955,000 | 45.8% | 0.0% |
| Taylorsville Savings Bank SSB | $955,000 | n/a | 0.0% | |
| Bank of England | $2,200,000 | $950,000 | -56.8% | 0.0% |
| Paragon Bank | $925,000 | n/a | 0.0% | |
| M&T Bank | $6,125,000 | $920,000 | -85.0% | 0.0% |
| SPRING EQ, LLC | $3,290,000 | $920,000 | -72.0% | 0.0% |
| EASTMAN | $380,000 | $895,000 | 135.5% | 0.0% |
| Stifel Bank and Trust | $1,810,000 | $890,000 | -50.8% | 0.0% |
| Northwest Federal Credit Union | $1,030,000 | $875,000 | -15.0% | 0.0% |
| ON Q FINANCIAL, INC. | $125,000 | $865,000 | 592.0% | 0.0% |
| UIF CORPORATION | $865,000 | $860,000 | -0.6% | 0.0% |
| North American Savings Bank, F.S.B. | $4,775,000 | $840,000 | -82.4% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $165,000 | $830,000 | 403.0% | 0.0% |
| Shamrock Home Loans, Inc. | $765,000 | $805,000 | 5.2% | 0.0% |
| US MORTGAGE CORPORATION | $615,000 | $805,000 | 30.9% | 0.0% |
| CORNING | $765,000 | $790,000 | 3.3% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $1,065,000 | $790,000 | -25.8% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $1,275,000 | $775,000 | -39.2% | 0.0% |
| CERTAINTY HOME LOANS, LLC | $28,175,000 | $765,000 | -97.3% | 0.0% |
| First National Bank of America | $330,000 | $755,000 | 128.8% | 0.0% |
| Magnolia Bank | $1,420,000 | $750,000 | -47.2% | 0.0% |
| North State Bank | $675,000 | $750,000 | 11.1% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $510,000 | $745,000 | 46.1% | 0.0% |
| Atlantic Union Bank | $370,000 | $740,000 | 100.0% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $340,000 | $735,000 | 116.2% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $575,000 | $700,000 | 21.7% | 0.0% |
| Dollar Bank, Federal Savings Bank | $1,435,000 | $680,000 | -52.6% | 0.0% |
| Keystone Funding, Inc. | $675,000 | n/a | 0.0% | |
| Baxter Credit Union | $1,015,000 | $660,000 | -35.0% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $810,000 | $660,000 | -18.5% | 0.0% |
| OCMBC, INC. | $790,000 | $635,000 | -19.6% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $610,000 | $630,000 | 3.3% | 0.0% |
| Evolve Bank & Trust | $615,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $610,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $605,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $590,000 | n/a | 0.0% | |
| NewTowne Mortgage, LLC | $565,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $440,000 | $560,000 | 27.3% | 0.0% |
| Simmons Bank | $2,110,000 | $560,000 | -73.5% | 0.0% |
| BNC National Bank | $1,750,000 | $555,000 | -68.3% | 0.0% |
| MLD MORTGAGE INC. | $555,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $405,000 | $545,000 | 34.6% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $535,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $2,045,000 | $535,000 | -73.8% | 0.0% |
| STAR ONE CREDIT UNION | $530,000 | n/a | 0.0% | |
| BancorpSouth | $1,025,000 | $525,000 | -48.8% | 0.0% |
| Lakeview Community Capital, LLC | $2,450,000 | $525,000 | -78.6% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $655,000 | $520,000 | -20.6% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $520,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $810,000 | $520,000 | -35.8% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $515,000 | n/a | 0.0% | |
| Preston Home Loans Inc | $515,000 | n/a | 0.0% | |
| Towne Mortgage of the Carolinas, LLC | $1,045,000 | $510,000 | -51.2% | 0.0% |
| First Southern National Bank | $505,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $395,000 | $500,000 | 26.6% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $745,000 | $490,000 | -34.2% | 0.0% |
| Bethpage Federal Credit Union | $515,000 | $490,000 | -4.9% | 0.0% |
| S1L, Inc. | $485,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $2,950,000 | $480,000 | -83.7% | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | $465,000 | n/a | 0.0% | |
| Carter Bank & Trust | $730,000 | $465,000 | -36.3% | 0.0% |
| Aurora Financial, LLC | $850,000 | $455,000 | -46.5% | 0.0% |
| Encompass Lending Group, LP | $275,000 | $450,000 | 63.6% | 0.0% |
| MY MORTGAGE, INC. | $1,105,000 | $450,000 | -59.3% | 0.0% |
| Citadel Servicing Corporation | $1,180,000 | $440,000 | -62.7% | 0.0% |
| Commerce Home Mortgage, Inc. | $165,000 | $440,000 | 166.7% | 0.0% |
| Ixonia Bank | $440,000 | n/a | 0.0% | |
| Community First Bank, Inc. | $255,000 | $435,000 | 70.6% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $95,000 | $435,000 | 357.9% | 0.0% |
| Arvest Bank | $840,000 | $430,000 | -48.8% | 0.0% |
| George Mason Mortgage, LLC | $1,700,000 | $430,000 | -74.7% | 0.0% |
| Mid-Continent Funding, Inc. | $2,030,000 | $430,000 | -78.8% | 0.0% |
| Colonial Savings, F.A. | $1,105,000 | $425,000 | -61.5% | 0.0% |
| HOME TOWN FUNDING, INC. | $425,000 | n/a | 0.0% | |
| Select Bank | $115,000 | $425,000 | 269.6% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $565,000 | $415,000 | -26.5% | 0.0% |
| Leader Bank | $415,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $1,225,000 | $410,000 | -66.5% | 0.0% |
| THE MORTGAGE FIRM, INC. | $820,000 | $410,000 | -50.0% | 0.0% |
| RBC Bank, (Georgia) | $405,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $915,000 | $390,000 | -57.4% | 0.0% |
| NJ LENDERS CORP. | $205,000 | $390,000 | 90.2% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $1,090,000 | $390,000 | -64.2% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $455,000 | $385,000 | -15.4% | 0.0% |
| HONDA Federal Credit Union | $735,000 | $385,000 | -47.6% | 0.0% |
| MEMBER ONE | $275,000 | $385,000 | 40.0% | 0.0% |
| EVANSVILLE TEACHERS | $375,000 | n/a | 0.0% | |
| KeyBank | $21,680,000 | $375,000 | -98.3% | 0.0% |
| OPEN MORTGAGE, LLC | $375,000 | n/a | 0.0% | |
| TEACHERS | $370,000 | n/a | 0.0% | |
| United Bank | $7,855,000 | $370,000 | -95.3% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,710,000 | $360,000 | -86.7% | 0.0% |
| First Federal Bank | $19,550,000 | $355,000 | -98.2% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $355,000 | n/a | 0.0% | |
| Apple Federal Credit Union | $225,000 | $350,000 | 55.6% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $265,000 | $350,000 | 32.1% | 0.0% |
| DIGITAL Federal Credit Union | $530,000 | $345,000 | -34.9% | 0.0% |
| The Loan Store, Inc. | $340,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $335,000 | n/a | 0.0% | |
| Old National Bank | $495,000 | $335,000 | -32.3% | 0.0% |
| AmRes Corporation | $805,000 | $325,000 | -59.6% | 0.0% |
| Capital Bank | $355,000 | $325,000 | -8.5% | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | $325,000 | n/a | 0.0% | |
| NMSI, INC. | $325,000 | n/a | 0.0% | |
| FIRST HOME MORTGAGE CORPORATION | $430,000 | $315,000 | -26.7% | 0.0% |
| Black Hills Community Bank | $305,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $420,000 | $300,000 | -28.6% | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | $295,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $165,000 | $295,000 | 78.8% | 0.0% |
| ONY GLO, INC. | $295,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $515,000 | $295,000 | -42.7% | 0.0% |
| A&D Mortgage LLC | $565,000 | $285,000 | -49.6% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $380,000 | $280,000 | -26.3% | 0.0% |
| AMCAP MORTGAGE, LTD. | $205,000 | $275,000 | 34.1% | 0.0% |
| First Financial Bank | $125,000 | $275,000 | 120.0% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $920,000 | $275,000 | -70.1% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $5,795,000 | $275,000 | -95.3% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $570,000 | $265,000 | -53.5% | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | $1,160,000 | $265,000 | -77.2% | 0.0% |
| Farmers & Merchants Bank | $260,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| Bell Bank | $255,000 | n/a | 0.0% | |
| CBM Mortgage, Inc. | $235,000 | $255,000 | 8.5% | 0.0% |
| C & F Mortgage Corporation | $625,000 | $255,000 | -59.2% | 0.0% |
| Charles Schwab Bank, SSB | $175,000 | $255,000 | 45.7% | 0.0% |
| CLEARPATH LENDING | $1,475,000 | $255,000 | -82.7% | 0.0% |
| First State Bank | $255,000 | n/a | 0.0% | |
| MANN FINANCIAL INC. | $255,000 | n/a | 0.0% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $255,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $255,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $245,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $245,000 | n/a | 0.0% | |
| Equity Bank | $235,000 | n/a | 0.0% | |
| GREENWAY MORTGAGE FUNDING CORP. | $235,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $280,000 | $235,000 | -16.1% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $390,000 | $225,000 | -42.3% | 0.0% |
| PROPONENT Federal Credit Union | $540,000 | $225,000 | -58.3% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $1,005,000 | $220,000 | -78.1% | 0.0% |
| Capital City Home Loans, LLC | $510,000 | $215,000 | -57.8% | 0.0% |
| Florida Capital Bank | $505,000 | $215,000 | -57.4% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| NEW FED MORTGAGE, CORP. | $215,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $260,000 | $215,000 | -17.3% | 0.0% |
| ALLIANT CREDIT UNION | $700,000 | $205,000 | -70.7% | 0.0% |
| BRIGHTSTAR | $255,000 | $205,000 | -19.6% | 0.0% |
| GREENSTATE CREDIT UNION | $205,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $205,000 | n/a | 0.0% | |
| Providence Bank | $205,000 | n/a | 0.0% | |
| REV FEDERAL CREDIT UNION | $205,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $200,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $680,000 | $195,000 | -71.3% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $11,765,000 | $195,000 | -98.3% | 0.0% |
| LEGEND LENDING CORPORATION | $195,000 | n/a | 0.0% | |
| NBH Bank | $315,000 | $195,000 | -38.1% | 0.0% |
| Peoples Bank | $3,575,000 | $195,000 | -94.5% | 0.0% |
| Presidential Bank, FSB | $495,000 | $195,000 | -60.6% | 0.0% |
| Vellum Mortgage, Inc. | $195,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $185,000 | n/a | 0.0% | |
| Sunflower Bank | $635,000 | $185,000 | -70.9% | 0.0% |
| Legends Bank | $175,000 | n/a | 0.0% | |
| Summit Community Bank, Inc. | $175,000 | n/a | 0.0% | |
| BAY CAPITAL MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $165,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $165,000 | n/a | 0.0% | |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $905,000 | $165,000 | -81.8% | 0.0% |
| Synovus Bank | $165,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $165,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,920,000 | $155,000 | -94.7% | 0.0% |
| CAROLINA TRUST FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $410,000 | $155,000 | -62.2% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $1,160,000 | $155,000 | -86.6% | 0.0% |
| Signature Federal Credit Union | $135,000 | $150,000 | 11.1% | 0.0% |
| AXIA FINANCIAL, LLC | $145,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $485,000 | $140,000 | -71.1% | 0.0% |
| DATA MORTGAGE, INC. | $55,000 | $135,000 | 145.5% | 0.0% |
| FBC MORTGAGE, LLC | $330,000 | $135,000 | -59.1% | 0.0% |
| KINECTA | $125,000 | n/a | 0.0% | |
| ServisFirst Bank | $805,000 | $125,000 | -84.5% | 0.0% |
| USAlliance Federal Credit Union | $105,000 | $125,000 | 19.0% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $680,000 | $115,000 | -83.1% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $1,460,000 | $115,000 | -92.1% | 0.0% |
| State Department Federal Credit Union | $105,000 | n/a | 0.0% | |
| City National Bank of West Virginia | $95,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $205,000 | $95,000 | -53.7% | 0.0% |
| CORPORATE AMERICA FAMILY | $85,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $85,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $85,000 | n/a | 0.0% | |
| KS Bank, Inc. | $85,000 | n/a | 0.0% | |
| N R L Federal Credit Union | $260,000 | $85,000 | -67.3% | 0.0% |
| EXCITE Credit Union | $75,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $225,000 | $65,000 | -71.1% | 0.0% |
| Service Federal Credit Union | $65,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $55,000 | n/a | 0.0% | |
| FIRST FLIGHT FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $25,000 | n/a | 0.0% | |
| MERCK EMPLOYEES FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| The Park National Bank | $470,000 | $25,000 | -94.7% | 0.0% |
WINSTON - SALEM's top lender by overall market share is STATE EMPLOYEES', with 8.8% market share. In second place, with 5.3%, is QUICKEN LOANS, LLC, having originated $172,660,000 in loans. In third place, with 4.6%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $147,115,000 in loans. In fourth place, with 3.9%, is First National Bank of Pennsylvania, having originated $124,540,000 in loans. In fifth place, with 3.8%, is ALLEGACY FEDERAL CREDIT UNION, having originated $122,520,000 in loans.
WINSTON - SALEM Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - WINSTON - SALEM (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $204,150 (10.4%) | $301,976 (14.5%) | 0.76 | 2,077 |
| 2018-02-01 | $218,675 (17.1%) | $312,575 (16.4%) | 0.79 | 2,037 |
| 2018-03-01 | $228,118 (18.2%) | $314,482 (13.3%) | 0.80 | 2,107 |
| 2018-04-01 | $233,009 (17.2%) | $318,006 (11.9%) | 0.79 | 2,161 |
| 2018-05-01 | $239,371 (18.9%) | $319,988 (11.1%) | 0.80 | 2,233 |
| 2018-06-01 | $240,000 (18.9%) | $319,048 (10.8%) | 0.80 | 2,275 |
| 2018-07-01 | $243,950 (19.3%) | $316,025 (7.5%) | 0.81 | 2,351 |
| 2018-08-01 | $238,923 (19.5%) | $305,813 (3.5%) | 0.80 | 2,154 |
| 2018-09-01 | $239,000 (19.6%) | $305,604 (4.3%) | 0.80 | 2,179 |
| 2018-10-01 | $239,900 (17.9%) | $304,662 (1.8%) | 0.81 | 2,167 |
| 2018-11-01 | $232,400 (12.0%) | $298,707 (-1.0%) | 0.79 | 2,106 |
| 2018-12-01 | $229,900 (15.0%) | $297,079 (-0.3%) | 0.79 | 1,893 |
| 2019-01-01 | $234,675 (15.0%) | $300,636 (-0.4%) | 0.81 | 1,764 |
| 2019-02-01 | $242,388 (10.8%) | $311,068 (-0.5%) | 0.82 | 1,699 |
| 2019-03-01 | $255,471 (12.0%) | $322,223 (2.5%) | 0.84 | 1,755 |
| 2019-04-01 | $267,925 (15.0%) | $333,713 (4.9%) | 0.85 | 1,794 |
| 2019-05-01 | $273,575 (14.3%) | $338,795 (5.9%) | 0.86 | 1,857 |
| 2019-06-01 | $274,950 (14.6%) | $343,709 (7.7%) | 0.86 | 1,866 |
| 2019-07-01 | $275,000 (12.7%) | $345,713 (9.4%) | 0.86 | 1,842 |
| 2019-08-01 | $276,847 (15.9%) | $345,395 (12.9%) | 0.88 | 1,861 |
| 2019-09-01 | $274,368 (14.8%) | $344,980 (12.9%) | 0.88 | 1,896 |
| 2019-10-01 | $273,995 (14.2%) | $347,574 (14.1%) | 0.88 | 1,899 |
| 2019-11-01 | $274,900 (18.3%) | $349,355 (17.0%) | 0.90 | 1,784 |
| 2019-12-01 | $269,975 (17.4%) | $346,568 (16.7%) | 0.90 | 1,624 |
| 2020-01-01 | $269,950 (15.0%) | $348,326 (15.9%) | 0.90 | 1,526 |
| 2020-02-01 | $289,990 (19.6%) | $368,791 (18.6%) | 0.95 | 1,418 |
| 2020-03-01 | $288,700 (13.0%) | $366,790 (13.8%) | 0.91 | 1,440 |
| 2020-04-01 | $284,088 (6.0%) | $365,844 (9.6%) | 0.89 | 1,522 |
| 2020-05-01 | $299,900 (9.6%) | $381,822 (12.7%) | 0.91 | 1,369 |
| 2020-06-01 | $301,359 (9.6%) | $391,121 (13.8%) | 0.89 | 1,237 |
| 2020-07-01 | $309,725 (12.6%) | $399,352 (15.5%) | 0.90 | 1,117 |
| 2020-08-01 | $304,280 (9.9%) | $387,272 (12.1%) | 0.87 | 1,060 |
| 2020-09-01 | $299,600 (9.2%) | $371,642 (7.7%) | 0.86 | 1,085 |
| 2020-10-01 | $299,900 (9.5%) | $376,131 (8.2%) | 0.86 | 1,065 |
| 2020-11-01 | $279,900 (1.8%) | $353,083 (1.1%) | 0.82 | 981 |
| 2020-12-01 | $269,499 (-0.2%) | $353,112 (1.9%) | 0.80 | 891 |
| 2021-01-01 | $272,990 (1.1%) | $351,659 (1.0%) | 0.81 | 785 |
| 2021-02-01 | $280,285 (-3.4%) | $362,995 (-1.6%) | 0.82 | 682 |
| 2021-03-01 | $283,530 (-1.8%) | $380,758 (3.8%) | 0.80 | 653 |
| 2021-04-01 | $277,983 (-2.2%) | $376,938 (3.0%) | 0.75 | 643 |
| 2021-05-01 | $265,000 (-11.6%) | $355,750 (-6.8%) | 0.70 | 656 |
| 2021-06-01 | $267,450 (-11.3%) | $354,636 (-9.3%) | 0.70 | 727 |
| 2021-07-01 | $274,317 (-11.4%) | $350,350 (-12.3%) | 0.72 | 772 |
| 2021-08-01 | $267,400 (-12.1%) | $341,592 (-11.8%) | 0.71 | 819 |
| 2021-09-01 | $267,400 (-10.8%) | $340,841 (-8.3%) | 0.71 | 887 |
| 2021-10-01 | $269,900 (-10.0%) | $346,196 (-8.0%) | 0.72 | 891 |
| 2021-11-01 | $275,975 (-1.4%) | $346,101 (-2.0%) | 0.74 | 832 |
| 2021-12-01 | $269,900 (0.2%) | $341,611 (-3.3%) | 0.73 | 696 |
| 2022-01-01 | $290,609 (6.5%) | $368,825 (4.9%) | 0.79 | 571 |
| 2022-02-01 | $292,375 (4.3%) | $373,307 (2.8%) | 0.76 | 529 |
| 2022-03-01 | $287,450 (1.4%) | $367,309 (-3.5%) | 0.72 | 568 |
| 2022-04-01 | $299,900 (7.9%) | $372,589 (-1.2%) | 0.71 | 603 |
| 2022-05-01 | $304,498 (14.9%) | $375,700 (5.6%) | 0.70 | 763 |
| 2022-06-01 | $317,475 (18.7%) | $382,704 (7.9%) | 0.71 | 839 |
| 2022-07-01 | $320,995 (17.0%) | $380,322 (8.6%) | 0.72 | 940 |
| 2022-08-01 | $320,493 (19.9%) | $368,682 (7.9%) | 0.74 | 1,017 |
| 2022-09-01 | $315,000 (17.8%) | $368,033 (8.0%) | 0.74 | 1,012 |
| 2022-10-01 | $319,995 (18.6%) | $374,137 (8.1%) | 0.75 | 1,091 |
| 2022-11-01 | $319,950 (15.9%) | $374,161 (8.1%) | 0.77 | 1,088 |
| 2022-12-01 | $319,997 (18.6%) | $378,179 (10.7%) | 0.79 | 1,038 |
| 2023-01-01 | $325,000 (11.8%) | $379,661 (2.9%) | 0.81 | 972 |
| 2023-02-01 | $329,764 (12.8%) | $383,441 (2.7%) | 0.80 | 963 |
| 2023-03-01 | $332,882 (15.8%) | $383,835 (4.5%) | 0.79 | 907 |
| 2023-04-01 | $339,900 (13.3%) | $401,600 (7.8%) | 0.79 | 901 |
| 2023-05-01 | $345,983 (13.6%) | $407,131 (8.4%) | 0.78 | 874 |
| 2023-06-01 | $341,017 (7.4%) | $420,368 (9.8%) | 0.77 | 889 |
| 2023-07-01 | $340,000 (5.9%) | $429,776 (13.0%) | 0.77 | 895 |
| 2023-08-01 | $339,910 (6.1%) | $427,871 (16.1%) | 0.78 | 962 |
| 2023-09-01 | $331,508 (5.2%) | $415,641 (12.9%) | 0.77 | 1,044 |
| 2023-10-01 | $335,000 (4.7%) | $413,538 (10.5%) | 0.79 | 1,100 |
| 2023-11-01 | $334,975 (4.7%) | $405,738 (8.4%) | 0.80 | 1,181 |
| 2023-12-01 | $330,000 (3.1%) | $397,833 (5.2%) | 0.80 | 1,182 |
| 2024-01-01 | $335,000 (3.1%) | $398,993 (5.1%) | 0.82 | 1,085 |
| 2024-02-01 | $328,750 (-0.3%) | $394,607 (2.9%) | 0.79 | 1,070 |
| 2024-03-01 | $334,900 (0.6%) | $408,099 (6.3%) | 0.79 | 1,103 |
| 2024-04-01 | $337,450 (-0.7%) | $416,685 (3.8%) | 0.78 | 1,146 |
| 2024-05-01 | $354,511 (2.5%) | $428,674 (5.3%) | 0.81 | 1,168 |
| 2024-06-01 | $357,392 (4.8%) | $419,349 (-0.2%) | 0.81 | 1,214 |
| 2024-07-01 | $349,950 (2.9%) | $420,582 (-2.1%) | 0.80 | 1,304 |
| 2024-08-01 | $349,900 (2.9%) | $421,277 (-1.5%) | 0.81 | 1,347 |
| 2024-09-01 | $348,700 (5.2%) | $419,334 (0.9%) | 0.82 | 1,456 |
| 2024-10-01 | $347,575 (3.8%) | $416,402 (0.7%) | 0.82 | 1,502 |
| 2024-11-01 | $335,000 (0.0%) | $416,250 (2.6%) | 0.80 | 1,593 |
| 2024-12-01 | $335,950 (1.8%) | $418,473 (5.2%) | 0.83 | 1,495 |
| 2025-01-01 | $335,000 (0.0%) | $424,900 (6.5%) | 0.84 | 1,375 |
| 2025-02-01 | $338,750 (3.0%) | $422,762 (7.1%) | 0.82 | 1,330 |
WINSTON - SALEM's median listing price for 2025-02-01 was $338,750, a difference of
$10,000
(3.0%) versus the prior year and
$3,750 versus the prior month.
WINSTON - SALEM's median listing price comes in at 82% of the national average.
WINSTON - SALEM's average listing price for 2025-02-01 was $422,762, a difference of $28,155 (7.1%) versus the prior year and $-2,138 versus the prior month.
For the 2025-02-01 period, WINSTON - SALEM had 1,330 MLS listings, a difference of -45 listings (-3%) versus the prior month and 260 listings (24%) versus the prior year.
WINSTON - SALEM's median listing price comes in at 82% of the national average.
WINSTON - SALEM's average listing price for 2025-02-01 was $422,762, a difference of $28,155 (7.1%) versus the prior year and $-2,138 versus the prior month.
For the 2025-02-01 period, WINSTON - SALEM had 1,330 MLS listings, a difference of -45 listings (-3%) versus the prior month and 260 listings (24%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - WINSTON - SALEM (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 92 days | 2,115 sqft |
| 2018-02-01 | 86 days | 2,112 sqft |
| 2018-03-01 | 60 days | 2,141 sqft |
| 2018-04-01 | 59 days | 2,168 sqft |
| 2018-05-01 | 58 days | 2,200 sqft |
| 2018-06-01 | 58 days | 2,222 sqft |
| 2018-07-01 | 66 days | 2,248 sqft |
| 2018-08-01 | 65 days | 2,214 sqft |
| 2018-09-01 | 65 days | 2,208 sqft |
| 2018-10-01 | 70 days | 2,174 sqft |
| 2018-11-01 | 75 days | 2,106 sqft |
| 2018-12-01 | 85 days | 2,077 sqft |
| 2019-01-01 | 94 days | 2,082 sqft |
| 2019-02-01 | 92 days | 2,134 sqft |
| 2019-03-01 | 71 days | 2,228 sqft |
| 2019-04-01 | 54 days | 2,319 sqft |
| 2019-05-01 | 52 days | 2,338 sqft |
| 2019-06-01 | 58 days | 2,352 sqft |
| 2019-07-01 | 64 days | 2,377 sqft |
| 2019-08-01 | 64 days | 2,380 sqft |
| 2019-09-01 | 61 days | 2,340 sqft |
| 2019-10-01 | 59 days | 2,338 sqft |
| 2019-11-01 | 65 days | 2,334 sqft |
| 2019-12-01 | 76 days | 2,300 sqft |
| 2020-01-01 | 80 days | 2,282 sqft |
| 2020-02-01 | 79 days | 2,362 sqft |
| 2020-03-01 | 52 days | 2,385 sqft |
| 2020-04-01 | 50 days | 2,327 sqft |
| 2020-05-01 | 65 days | 2,433 sqft |
| 2020-06-01 | 70 days | 2,413 sqft |
| 2020-07-01 | 57 days | 2,483 sqft |
| 2020-08-01 | 51 days | 2,431 sqft |
| 2020-09-01 | 41 days | 2,334 sqft |
| 2020-10-01 | 46 days | 2,341 sqft |
| 2020-11-01 | 63 days | 2,218 sqft |
| 2020-12-01 | 79 days | 2,109 sqft |
| 2021-01-01 | 78 days | 2,110 sqft |
| 2021-02-01 | 73 days | 2,099 sqft |
| 2021-03-01 | 45 days | 2,109 sqft |
| 2021-04-01 | 45 days | 2,065 sqft |
| 2021-05-01 | 51 days | 1,975 sqft |
| 2021-06-01 | 44 days | 1,942 sqft |
| 2021-07-01 | 46 days | 1,927 sqft |
| 2021-08-01 | 37 days | 1,908 sqft |
| 2021-09-01 | 36 days | 1,903 sqft |
| 2021-10-01 | 38 days | 1,908 sqft |
| 2021-11-01 | 46 days | 1,925 sqft |
| 2021-12-01 | 52 days | 1,860 sqft |
| 2022-01-01 | 57 days | 1,953 sqft |
| 2022-02-01 | 47 days | 1,987 sqft |
| 2022-03-01 | 32 days | 1,935 sqft |
| 2022-04-01 | 35 days | 2,002 sqft |
| 2022-05-01 | 35 days | 2,030 sqft |
| 2022-06-01 | 37 days | 2,056 sqft |
| 2022-07-01 | 39 days | 2,065 sqft |
| 2022-08-01 | 43 days | 2,051 sqft |
| 2022-09-01 | 45 days | 2,027 sqft |
| 2022-10-01 | 44 days | 2,100 sqft |
| 2022-11-01 | 51 days | 2,083 sqft |
| 2022-12-01 | 58 days | 2,123 sqft |
| 2023-01-01 | 63 days | 2,107 sqft |
| 2023-02-01 | 47 days | 2,092 sqft |
| 2023-03-01 | 45 days | 2,062 sqft |
| 2023-04-01 | 40 days | 2,036 sqft |
| 2023-05-01 | 46 days | 2,080 sqft |
| 2023-06-01 | 44 days | 2,074 sqft |
| 2023-07-01 | 43 days | 2,031 sqft |
| 2023-08-01 | 42 days | 2,014 sqft |
| 2023-09-01 | 42 days | 1,964 sqft |
| 2023-10-01 | 42 days | 1,997 sqft |
| 2023-11-01 | 44 days | 1,915 sqft |
| 2023-12-01 | 51 days | 1,836 sqft |
| 2024-01-01 | 59 days | 1,847 sqft |
| 2024-02-01 | 48 days | 1,796 sqft |
| 2024-03-01 | 44 days | 1,774 sqft |
| 2024-04-01 | 43 days | 1,871 sqft |
| 2024-05-01 | 43 days | 1,908 sqft |
| 2024-06-01 | 45 days | 1,961 sqft |
| 2024-07-01 | 46 days | 1,911 sqft |
| 2024-08-01 | 47 days | 1,795 sqft |
| 2024-09-01 | 48 days | 1,774 sqft |
| 2024-10-01 | 49 days | 1,767 sqft |
| 2024-11-01 | 52 days | 1,764 sqft |
| 2024-12-01 | 60 days | 1,729 sqft |
| 2025-01-01 | 70 days | 1,663 sqft |
| 2025-02-01 | 62 days | 1,769 sqft |
WINSTON - SALEM's median listing age (time on market) for 2025-02-01 was 62 days.
This
is 31%
longer
than the same period one year ago.
WINSTON - SALEM's median square footage for active listings during the 2025-02-01 period was 1,769 sqft. One year prior, the average listing was 1,796 sqft.
WINSTON - SALEM's median square footage for active listings during the 2025-02-01 period was 1,769 sqft. One year prior, the average listing was 1,796 sqft.
WINSTON-SALEM, NC Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 27006 | Winston-Salem, NC HUD Metro FMR Area | $850 | $890 | $1,070 | $1,410 | $1,640 |
| 27009 | Winston-Salem, NC HUD Metro FMR Area | $910 | $950 | $1,140 | $1,510 | $1,750 |
| 27010 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27011 | Winston-Salem, NC HUD Metro FMR Area | $640 | $660 | $800 | $1,060 | $1,230 |
| 27012 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,550 |
| 27014 | Winston-Salem, NC HUD Metro FMR Area | $940 | $980 | $1,180 | $1,560 | $1,810 |
| 27016 | Winston-Salem, NC HUD Metro FMR Area | $660 | $700 | $840 | $1,110 | $1,290 |
| 27018 | Winston-Salem, NC HUD Metro FMR Area | $670 | $700 | $840 | $1,110 | $1,290 |
| 27019 | Winston-Salem, NC HUD Metro FMR Area | $620 | $640 | $770 | $1,020 | $1,180 |
| 27020 | Winston-Salem, NC HUD Metro FMR Area | $720 | $740 | $840 | $1,110 | $1,430 |
| 27021 | Winston-Salem, NC HUD Metro FMR Area | $720 | $750 | $900 | $1,190 | $1,380 |
| 27022 | Winston-Salem, NC HUD Metro FMR Area | $620 | $650 | $780 | $1,030 | $1,200 |
| 27023 | Winston-Salem, NC HUD Metro FMR Area | $850 | $880 | $1,060 | $1,400 | $1,630 |
| 27025 | Winston-Salem, NC HUD Metro FMR Area | $570 | $610 | $780 | $1,010 | $1,200 |
| 27028 | Winston-Salem, NC HUD Metro FMR Area | $720 | $740 | $890 | $1,180 | $1,430 |
| 27030 | Winston-Salem, NC HUD Metro FMR Area | $620 | $640 | $770 | $1,020 | $1,180 |
| 27040 | Winston-Salem, NC HUD Metro FMR Area | $1,160 | $1,200 | $1,450 | $1,910 | $2,220 |
| 27041 | Winston-Salem, NC HUD Metro FMR Area | $620 | $640 | $770 | $1,020 | $1,180 |
| 27042 | Winston-Salem, NC HUD Metro FMR Area | $620 | $670 | $820 | $1,070 | $1,250 |
| 27043 | Winston-Salem, NC HUD Metro FMR Area | $620 | $640 | $770 | $1,020 | $1,180 |
| 27045 | Winston-Salem, NC HUD Metro FMR Area | $770 | $810 | $970 | $1,280 | $1,490 |
| 27046 | Winston-Salem, NC HUD Metro FMR Area | $570 | $620 | $780 | $1,010 | $1,200 |
| 27050 | Winston-Salem, NC HUD Metro FMR Area | $730 | $760 | $910 | $1,200 | $1,400 |
| 27051 | Winston-Salem, NC HUD Metro FMR Area | $760 | $790 | $950 | $1,250 | $1,460 |
| 27052 | Winston-Salem, NC HUD Metro FMR Area | $660 | $690 | $830 | $1,100 | $1,270 |
| 27053 | Winston-Salem, NC HUD Metro FMR Area | $750 | $780 | $940 | $1,240 | $1,440 |
| 27055 | Winston-Salem, NC HUD Metro FMR Area | $720 | $740 | $840 | $1,110 | $1,430 |
| 27094 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27099 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27101 | Winston-Salem, NC HUD Metro FMR Area | $730 | $760 | $920 | $1,220 | $1,410 |
| 27102 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27103 | Winston-Salem, NC HUD Metro FMR Area | $840 | $870 | $1,050 | $1,390 | $1,610 |
| 27104 | Winston-Salem, NC HUD Metro FMR Area | $900 | $940 | $1,130 | $1,490 | $1,730 |
| 27105 | Winston-Salem, NC HUD Metro FMR Area | $690 | $710 | $860 | $1,140 | $1,320 |
| 27106 | Winston-Salem, NC HUD Metro FMR Area | $850 | $890 | $1,070 | $1,410 | $1,640 |
| 27107 | Winston-Salem, NC HUD Metro FMR Area | $730 | $750 | $910 | $1,210 | $1,440 |
| 27108 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27109 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27110 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27111 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27113 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27114 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27115 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27116 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27117 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27120 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27127 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,540 |
| 27130 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27150 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27152 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27155 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27157 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27199 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27235 | Winston-Salem, NC HUD Metro FMR Area | $1,040 | $1,070 | $1,210 | $1,560 | $1,750 |
| 27265 | Winston-Salem, NC HUD Metro FMR Area | $980 | $1,010 | $1,150 | $1,490 | $1,710 |
| 27284 | Winston-Salem, NC HUD Metro FMR Area | $820 | $850 | $1,020 | $1,350 | $1,560 |
| 27285 | Winston-Salem, NC HUD Metro FMR Area | $790 | $820 | $990 | $1,310 | $1,520 |
| 27357 | Winston-Salem, NC HUD Metro FMR Area | $760 | $820 | $990 | $1,280 | $1,470 |
| 28625 | Winston-Salem, NC HUD Metro FMR Area | $790 | $810 | $910 | $1,230 | $1,550 |
| 28634 | Winston-Salem, NC HUD Metro FMR Area | $790 | $800 | $910 | $1,230 | $1,540 |
| 28642 | Winston-Salem, NC HUD Metro FMR Area | $620 | $640 | $770 | $1,020 | $1,180 |
| 28689 | Winston-Salem, NC HUD Metro FMR Area | $720 | $740 | $840 | $1,110 | $1,430 |
2022 Average & Median Rent Data Statistics
WINSTON-SALEM, NC average 1BR rent: $797, median: $820
WINSTON-SALEM, NC average 2BR rent: $955, median: $990
WINSTON-SALEM, NC average 3BR rent: $1,261, median: $1,310
WINSTON-SALEM, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 8,604 | $2,198,460,000 | $255,516 |
| Other | 1,778 | $165,340,000 | $92,992 |
| Home Improvement | 1,764 | $150,270,000 | $85,187 |
| Cash Out Refi | 1,548 | $315,830,000 | $204,025 |
| Refi | 1,543 | $402,495,000 | $260,852 |
Winston - Salem's most frequently cited loan purpose was Home Purchase, with 8,604 originations. The 2nd most popular reason was Other, with 1,778 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 4,696 | $1,229,040,000 | $261,721 |
| 7-8% | 3,480 | $690,410,000 | $198,394 |
| 5-6% | 2,676 | $767,430,000 | $286,783 |
| Over 8% | 1,942 | $249,650,000 | $128,553 |
| 4-5% | 1,070 | $147,680,000 | $138,019 |
| <2.5% | 1,013 | $68,055,000 | $67,182 |
| 3-4% | 40 | $5,870,000 | $146,750 |
| 2.5-3% | 26 | $3,850,000 | $148,077 |
During 2023, Winston - Salem's most frequently originated rate bucket was 6-7%, with 4,696 originations.
Loan Sizing (WINSTON-SALEM, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 5,522 | $1,511,590,000 | $273,740 |
| $100,000 or less | 4,346 | $224,260,000 | $51,601 |
| $100k-200k | 4,279 | $627,115,000 | $146,556 |
| $400k-600k | 805 | $377,845,000 | $469,373 |
| $600k-1000k | 221 | $160,545,000 | $726,448 |
| $Over $1MM | 64 | $331,040,000 | $5,172,500 |
WINSTON - SALEM's loan sizing saw the bucket of loans from $200k-400k with 5,522 originations, totaling $1,511,590,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 5,809 | $1,598,205,000 | $275,126 |
| 60-80% | 2,804 | $806,650,000 | $287,678 |
| Under 20% | 2,520 | $111,220,000 | $44,135 |
| 20-40% | 2,254 | $244,180,000 | $108,332 |
| 40-60% | 1,451 | $378,955,000 | $261,168 |
| Over 100% | 202 | $59,700,000 | $295,545 |
WINSTON - SALEM's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,809 originations, totaling $1,598,205,000 in origination value.