WINSTON - SALEM Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Winston - Salem averaged
6.42%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.73% and
one month ago for the week of 2025-02-27, the
average rate was 6.84%.
Winston - Salem's average rate one year ago was 6.77%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.28%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Winston - Salem 30 Year Fixed Rate | 2025-04-03 | 6.42% |
| Winston - Salem 30 Year Fixed Rate Refi | 2025-04-03 | 7.28% |
| Winston - Salem 15 Year Fixed Rate | 2025-04-03 | 5.93% |
| Winston - Salem 15 Year Fixed Rate Refi | 2025-04-03 | 5.96% |
| Winston - Salem 30 Year FHA | 2025-04-03 | 6.14% |
| Winston - Salem 30 Year FHA Refi | 2025-04-03 | 5.67% |
| Winston - Salem 30 Year USDA | 2025-04-03 | 6.04% |
| Winston - Salem 30 Year USDA Refi | 2025-04-03 | 6.52% |
| Winston - Salem 30 Year VA | 2025-04-03 | 6.24% |
| Winston - Salem 30 Year VA Refi | 2025-04-03 | 5.46% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WINSTON-SALEM, NC.
WINSTON - SALEM Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WINSTON-SALEM, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
WINSTON - SALEM Average Closing Costs & Other Stats
WINSTON-SALEM, NC's 278 lenders originated 16,088
loans during 2024. The total origination value was $3,788,330,000, with an average loan value of
$235,476.
WINSTON - SALEM's average closing costs are $4,970.
The top WINSTON - SALEM lender as defined by loan originations is STATE EMPLOYEES', with
589 loans originated. Their average total fees are
$4,067, which is $2,574
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee WINSTON - SALEM lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC ($1,339), GUARANTEED RATE AFFINITY, LLC ($1,664), PULTE MORTGAGE LLC ($2,394), DHI MORTGAGE COMPANY, LTD. ($2,482) and Piedmont Federal Savings Bank ($3,243).
The lowest rate WINSTON - SALEM lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.41%), CREDIT UNION MORTGAGE ASSOCIATION, INC. (5.73%), DHI MORTGAGE COMPANY, LTD. (5.84%), First Bank (5.87%) and STATE EMPLOYEES' (6.35%).
WINSTON-SALEM, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $283,570,000 | $253,485,000 | -10.6% | 6.7% |
| QUICKEN LOANS, LLC | $172,660,000 | $216,415,000 | 25.3% | 5.7% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $147,115,000 | $175,645,000 | 19.4% | 4.6% |
| First National Bank of Pennsylvania | $124,540,000 | $164,675,000 | 32.2% | 4.3% |
| Truist | $103,950,000 | $153,980,000 | 48.1% | 4.1% |
| ALLEGACY FEDERAL CREDIT UNION | $122,520,000 | $128,715,000 | 5.1% | 3.4% |
| Arbor Realty Trust, Inc. | $56,160,000 | $112,505,000 | 100.3% | 3.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $103,360,000 | $103,875,000 | 0.5% | 2.7% |
| MOVEMENT MORTGAGE, LLC | $101,845,000 | $103,175,000 | 1.3% | 2.7% |
| Truliant Federal Credit Union | $86,470,000 | $98,710,000 | 14.2% | 2.6% |
| DHI MORTGAGE COMPANY, LTD. | $92,785,000 | $94,430,000 | 1.8% | 2.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $46,630,000 | $90,530,000 | 94.1% | 2.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $68,405,000 | $79,610,000 | 16.4% | 2.1% |
| Mortgage Research Center, LLC | $46,585,000 | $60,895,000 | 30.7% | 1.6% |
| First-Citizens Bank & Trust Company | $53,585,000 | $59,815,000 | 11.6% | 1.6% |
| WALKER & DUNLOP, LLC | $9,555,000 | $55,380,000 | 479.6% | 1.5% |
| UNION HOME MORTGAGE CORP. | $39,035,000 | $52,680,000 | 35.0% | 1.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $55,575,000 | $51,085,000 | -8.1% | 1.3% |
| CMG MORTGAGE, INC. | $40,380,000 | $49,900,000 | 23.6% | 1.3% |
| Prosperity Home Mortgage, LLC | $41,480,000 | $47,790,000 | 15.2% | 1.3% |
| CBRE MULTIFAMILY CAPITAL, INC. | $56,405,000 | $45,135,000 | -20.0% | 1.2% |
| Regions Bank | $6,290,000 | $44,630,000 | 609.5% | 1.2% |
| FREEDOM MORTGAGE CORPORATION | $15,975,000 | $43,430,000 | 171.9% | 1.1% |
| Pinnacle Bank | $36,835,000 | $42,330,000 | 14.9% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $25,520,000 | $39,655,000 | 55.4% | 1.0% |
| GUARANTEED RATE, INC. | $36,810,000 | $35,270,000 | -4.2% | 0.9% |
| Wells Fargo Bank | $79,045,000 | $34,100,000 | -56.9% | 0.9% |
| The Fidelity Bank | $47,925,000 | $34,055,000 | -28.9% | 0.9% |
| LENDINGONE, LLC | $1,885,000 | $30,655,000 | 1,526.3% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $11,665,000 | $29,685,000 | 154.5% | 0.8% |
| Bank of America | $28,530,000 | $29,335,000 | 2.8% | 0.8% |
| Piedmont Federal Savings Bank | $24,540,000 | $28,380,000 | 15.6% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $23,190,000 | $27,400,000 | 18.2% | 0.7% |
| GREYSTONE SERVICING COMPANY LLC | $42,140,000 | $22,780,000 | -45.9% | 0.6% |
| PULTE MORTGAGE LLC | $13,370,000 | $22,655,000 | 69.4% | 0.6% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $22,495,000 | n/a | 0.6% | |
| LOANDEPOT.COM, LLC | $19,105,000 | $22,340,000 | 16.9% | 0.6% |
| ORIX REAL ESTATE CAPITAL, LLC | $22,020,000 | n/a | 0.6% | |
| Ameris Bank | $22,745,000 | $21,815,000 | -4.1% | 0.6% |
| JPMorgan Chase Bank | $15,680,000 | $21,185,000 | 35.1% | 0.6% |
| First Horizon Bank | $27,810,000 | $20,435,000 | -26.5% | 0.5% |
| INSPIRE HOME LOANS INC. | $23,350,000 | $20,085,000 | -14.0% | 0.5% |
| Grandbridge Real Estate Capital LLC | $20,000,000 | n/a | 0.5% | |
| SUMMIT FUNDING, INC. | $19,050,000 | n/a | 0.5% | |
| PNC Bank | $10,530,000 | $18,995,000 | 80.4% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $14,985,000 | $17,985,000 | 20.0% | 0.5% |
| ENVOY MORTGAGE, LTD | $245,000 | $17,905,000 | 7,208.2% | 0.5% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $9,140,000 | $17,140,000 | 87.5% | 0.5% |
| Atlantic Coast Mortgage, LLC | $18,250,000 | $17,100,000 | -6.3% | 0.5% |
| AgFirst Farm Credit Bank | $15,535,000 | $16,965,000 | 9.2% | 0.4% |
| U.S. Bank | $13,290,000 | $16,705,000 | 25.7% | 0.4% |
| BROKER SOLUTIONS, INC. | $10,255,000 | $15,635,000 | 52.5% | 0.4% |
| CANOPY MORTGAGE, LLC | $15,275,000 | n/a | 0.4% | |
| Flagstar Bank, FSB | $8,650,000 | $13,780,000 | 59.3% | 0.4% |
| USAA Federal Savings Bank | $11,055,000 | $13,690,000 | 23.8% | 0.4% |
| GUILD MORTGAGE COMPANY | $6,815,000 | $12,220,000 | 79.3% | 0.3% |
| Skyline National Bank | $7,645,000 | $12,000,000 | 57.0% | 0.3% |
| NEWREZ LLC | $9,195,000 | $11,855,000 | 28.9% | 0.3% |
| EAGLE HOME MORTGAGE, LLC | $5,790,000 | $11,185,000 | 93.2% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $3,560,000 | $11,035,000 | 210.0% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $6,260,000 | $10,945,000 | 74.8% | 0.3% |
| First Bank | $14,325,000 | $10,885,000 | -24.0% | 0.3% |
| Merchants Bank of Indiana | $10,645,000 | n/a | 0.3% | |
| READYCAP COMMERCIAL, LLC | $10,180,000 | n/a | 0.3% | |
| CARDINAL FINANCIAL | $40,620,000 | $9,900,000 | -75.6% | 0.3% |
| NFM, INC. | $1,295,000 | $9,590,000 | 640.5% | 0.3% |
| EQUITY RESOURCES, INC. | $7,690,000 | $9,500,000 | 23.5% | 0.3% |
| Ixonia Bank | $440,000 | $9,255,000 | 2,003.4% | 0.2% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $32,715,000 | $9,115,000 | -72.1% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $8,490,000 | $8,660,000 | 2.0% | 0.2% |
| Bank OZK | $5,890,000 | $8,305,000 | 41.0% | 0.2% |
| Blue Ridge Bank | $8,595,000 | $8,300,000 | -3.4% | 0.2% |
| Carrington Mortgage Services, LLC | $6,305,000 | $8,205,000 | 30.1% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $21,760,000 | $8,195,000 | -62.3% | 0.2% |
| MICHIGAN MUTUAL, INC. | $1,760,000 | $8,080,000 | 359.1% | 0.2% |
| American Security Mortgage Corp. | $3,325,000 | $7,995,000 | 140.5% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $8,225,000 | $7,560,000 | -8.1% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,395,000 | $7,520,000 | 39.4% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $4,655,000 | $7,310,000 | 57.0% | 0.2% |
| NEW DAY FINANCIAL, LLC | $9,875,000 | $7,270,000 | -26.4% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,840,000 | $7,230,000 | 23.8% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $6,430,000 | $7,145,000 | 11.1% | 0.2% |
| BAY EQUITY LLC | $2,790,000 | $7,040,000 | 152.3% | 0.2% |
| AmRes Corporation | $325,000 | $6,910,000 | 2,026.2% | 0.2% |
| Integrity Home Mortgage Corp | $1,200,000 | $6,735,000 | 461.3% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $12,655,000 | $6,640,000 | -47.5% | 0.2% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $5,250,000 | $6,570,000 | 25.1% | 0.2% |
| Fifth Third Bank | $2,365,000 | $6,340,000 | 168.1% | 0.2% |
| Summit Credit Union | $6,155,000 | $6,045,000 | -1.8% | 0.2% |
| RF Renovo Management Company, LLC | $3,640,000 | $5,905,000 | 62.2% | 0.2% |
| T2 FINANCIAL LLC | $3,775,000 | $5,820,000 | 54.2% | 0.2% |
| Discover Bank | $6,145,000 | $5,795,000 | -5.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $3,830,000 | $5,715,000 | 49.2% | 0.2% |
| ZILLOW HOME LOANS, LLC | $3,315,000 | $5,615,000 | 69.4% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $14,190,000 | $5,415,000 | -61.8% | 0.1% |
| LATINO COMMUNITY CREDIT UNION | $11,090,000 | $5,320,000 | -52.0% | 0.1% |
| Wolfe Financial, Inc | $3,645,000 | $5,300,000 | 45.4% | 0.1% |
| Atlantic Union Bank | $740,000 | $5,035,000 | 580.4% | 0.1% |
| Alcova Mortgage LLC | $3,315,000 | $4,925,000 | 48.6% | 0.1% |
| EVERETT FINANCIAL, INC. | $9,715,000 | $4,825,000 | -50.3% | 0.1% |
| Equity Prime Mortgage LLC | $3,585,000 | $4,570,000 | 27.5% | 0.1% |
| COASTAL Federal Credit Union | $5,305,000 | $4,515,000 | -14.9% | 0.1% |
| Figure Lending LLC | $2,760,000 | $4,465,000 | 61.8% | 0.1% |
| Citizens Bank | $8,460,000 | $4,455,000 | -47.3% | 0.1% |
| NBKC BANK | $4,060,000 | $4,260,000 | 4.9% | 0.1% |
| The Federal Savings Bank | $7,055,000 | $4,215,000 | -40.3% | 0.1% |
| EMM LOANS LLC | $2,285,000 | $4,190,000 | 83.4% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,490,000 | $4,130,000 | 177.2% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $2,210,000 | $4,115,000 | 86.2% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $265,000 | $4,075,000 | 1,437.7% | 0.1% |
| SeaTrust Mortgage Company | $5,325,000 | $4,040,000 | -24.1% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,305,000 | $3,815,000 | 65.5% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $3,805,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,080,000 | $3,770,000 | 249.1% | 0.1% |
| United Community Bank | $1,325,000 | $3,760,000 | 183.8% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $5,690,000 | $3,720,000 | -34.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,845,000 | $3,685,000 | 99.7% | 0.1% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $23,080,000 | $3,685,000 | -84.0% | 0.1% |
| Towne Bank | $4,510,000 | $3,630,000 | -19.5% | 0.1% |
| LOANPAL, LLC | $3,295,000 | $3,590,000 | 9.0% | 0.1% |
| Morgan Stanley Private Bank | $1,515,000 | $3,565,000 | 135.3% | 0.1% |
| Ally Bank | $3,965,000 | $3,485,000 | -12.1% | 0.1% |
| TD Bank | $15,345,000 | $3,465,000 | -77.4% | 0.1% |
| HALLMARK HOME MORTGAGE, LLC | $1,305,000 | $3,460,000 | 165.1% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $6,695,000 | $3,420,000 | -48.9% | 0.1% |
| Citibank | $13,800,000 | $3,415,000 | -75.3% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $3,705,000 | $3,390,000 | -8.5% | 0.1% |
| LIMA ONE CAPITAL, LLC | $4,655,000 | $3,380,000 | -27.4% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,170,000 | $3,340,000 | -35.4% | 0.1% |
| PLANET HOME LENDING, LLC | $1,690,000 | $3,335,000 | 97.3% | 0.1% |
| Deere Employees Credit Union | $2,715,000 | $3,330,000 | 22.7% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $2,445,000 | $3,315,000 | 35.6% | 0.1% |
| Renasant Bank | $3,720,000 | $3,185,000 | -14.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $2,070,000 | $3,020,000 | 45.9% | 0.1% |
| CAPITAL CENTER, L.L.C. | $1,010,000 | $3,005,000 | 197.5% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,955,000 | $2,990,000 | 52.9% | 0.1% |
| First Federal Bank | $355,000 | $2,930,000 | 725.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $6,200,000 | $2,925,000 | -52.8% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $360,000 | $2,900,000 | 705.6% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,375,000 | $2,885,000 | 21.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $3,310,000 | $2,780,000 | -16.0% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $2,775,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $1,340,000 | $2,775,000 | 107.1% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $415,000 | $2,725,000 | 556.6% | 0.1% |
| SELF-HELP Credit Union | $970,000 | $2,710,000 | 179.4% | 0.1% |
| TOWNE MORTGAGE COMPANY | $1,875,000 | $2,685,000 | 43.2% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $115,000 | $2,550,000 | 2,117.4% | 0.1% |
| Gateway First Bank | $995,000 | $2,525,000 | 153.8% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,100,000 | $2,495,000 | 126.8% | 0.1% |
| MILEND, INC. | $3,360,000 | $2,490,000 | -25.9% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,470,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $1,140,000 | $2,380,000 | 108.8% | 0.1% |
| Uwharrie Bank | $2,000,000 | $2,365,000 | 18.3% | 0.1% |
| AgSouth Farm Credit, ACA | $2,085,000 | $2,345,000 | 12.5% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,380,000 | $2,270,000 | -4.6% | 0.1% |
| CLEARPATH LENDING | $255,000 | $2,250,000 | 782.4% | 0.1% |
| FOUNDERS FEDERAL CREDIT UNION | $1,660,000 | $2,250,000 | 35.5% | 0.1% |
| PREMIER LENDING, INC. | $1,850,000 | $2,240,000 | 21.1% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,140,000 | $2,150,000 | 88.6% | 0.1% |
| South State Bank | $2,000,000 | $2,090,000 | 4.5% | 0.1% |
| Coastal Community Bank | $2,085,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $295,000 | $2,040,000 | 591.5% | 0.1% |
| PHH Mortgage Corporation | $1,170,000 | $2,025,000 | 73.1% | 0.1% |
| The Loan Store, Inc. | $340,000 | $1,945,000 | 472.1% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $2,160,000 | $1,940,000 | -10.2% | 0.1% |
| Summit Mortgage Corporation | $1,915,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $205,000 | $1,910,000 | 831.7% | 0.1% |
| Lakeview Community Capital, LLC | $525,000 | $1,895,000 | 261.0% | 0.1% |
| BMO Harris Bank | $2,710,000 | $1,885,000 | -30.4% | 0.0% |
| UBS Bank USA | $3,700,000 | $1,880,000 | -49.2% | 0.0% |
| Plains Commerce Bank | $2,675,000 | $1,830,000 | -31.6% | 0.0% |
| NexBank | $1,295,000 | $1,810,000 | 39.8% | 0.0% |
| Mid-Continent Funding, Inc. | $430,000 | $1,710,000 | 297.7% | 0.0% |
| HomeTrust Bank | $2,620,000 | $1,690,000 | -35.5% | 0.0% |
| JET HOMELOANS, LLC | $2,920,000 | $1,680,000 | -42.5% | 0.0% |
| TruHome Solutions, LLC | $1,650,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $1,225,000 | $1,640,000 | 33.9% | 0.0% |
| First National Bank of America | $755,000 | $1,590,000 | 110.6% | 0.0% |
| AmeriHome Mortgage Company, LLC | $480,000 | $1,560,000 | 225.0% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $745,000 | $1,520,000 | 104.0% | 0.0% |
| SPRING EQ, LLC | $920,000 | $1,500,000 | 63.0% | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | $295,000 | $1,445,000 | 389.8% | 0.0% |
| General Mortgage Capital Corporation | $1,400,000 | n/a | 0.0% | |
| Northpointe Bank | $4,365,000 | $1,385,000 | -68.3% | 0.0% |
| RAPID MORTGAGE COMPANY | $1,185,000 | $1,370,000 | 15.6% | 0.0% |
| Stifel Bank and Trust | $890,000 | $1,360,000 | 52.8% | 0.0% |
| Charles Schwab Bank, SSB | $255,000 | $1,345,000 | 427.5% | 0.0% |
| Southern First Bank | $2,730,000 | $1,325,000 | -51.5% | 0.0% |
| EASTMAN | $895,000 | $1,285,000 | 43.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $1,740,000 | $1,270,000 | -27.0% | 0.0% |
| PIEDMONT ADVANTAGE CREDIT UNION | $2,135,000 | $1,270,000 | -40.5% | 0.0% |
| THE MORTGAGE FIRM, INC. | $410,000 | $1,265,000 | 208.5% | 0.0% |
| Peoples Bank | $195,000 | $1,240,000 | 535.9% | 0.0% |
| Keystone Funding, Inc. | $675,000 | $1,225,000 | 81.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $435,000 | $1,220,000 | 180.5% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $225,000 | $1,175,000 | 422.2% | 0.0% |
| First Community Bank | $1,410,000 | $1,155,000 | -18.1% | 0.0% |
| Baxter Credit Union | $660,000 | $1,145,000 | 73.5% | 0.0% |
| ENCORE BANK | $2,825,000 | $1,145,000 | -59.5% | 0.0% |
| Simmons Bank | $560,000 | $1,145,000 | 104.5% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $5,380,000 | $1,140,000 | -78.8% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $155,000 | $1,140,000 | 635.5% | 0.0% |
| MORIA DEVELOPMENT, INC. | $1,135,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,070,000 | $1,115,000 | 4.2% | 0.0% |
| Bank of Oak Ridge | $4,450,000 | $1,090,000 | -75.5% | 0.0% |
| CORNING | $790,000 | $1,090,000 | 38.0% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $215,000 | $1,090,000 | 407.0% | 0.0% |
| Credence Funding Corporation | $1,070,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $560,000 | $1,050,000 | 87.5% | 0.0% |
| Bank of England | $950,000 | $1,030,000 | 8.4% | 0.0% |
| HOMESTEAD FUNDING CORP. | $1,025,000 | n/a | 0.0% | |
| M&T Bank | $920,000 | $980,000 | 6.5% | 0.0% |
| UNITED | $1,490,000 | $975,000 | -34.6% | 0.0% |
| American Airlines Federal Credit Union | $1,475,000 | $965,000 | -34.6% | 0.0% |
| VERITAS FUNDING, LLC | $960,000 | n/a | 0.0% | |
| North State Bank | $750,000 | $955,000 | 27.3% | 0.0% |
| Raymond James Bank | $1,420,000 | $955,000 | -32.7% | 0.0% |
| SIRVA MORTGAGE, INC. | $935,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $220,000 | $915,000 | 315.9% | 0.0% |
| Sound Bank | $910,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $520,000 | $905,000 | 74.0% | 0.0% |
| HONDA Federal Credit Union | $385,000 | $905,000 | 135.1% | 0.0% |
| Dollar Bank, Federal Savings Bank | $680,000 | $895,000 | 31.6% | 0.0% |
| Carter Bank & Trust | $465,000 | $885,000 | 90.3% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $790,000 | $885,000 | 12.0% | 0.0% |
| Performance Financial, Inc. | $885,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $405,000 | $875,000 | 116.0% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $865,000 | n/a | 0.0% | |
| SHARONVIEW FEDERAL CREDIT UNION | $860,000 | n/a | 0.0% | |
| Corporate Investors Mortgage Group, Inc. | $2,435,000 | $835,000 | -65.7% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $280,000 | $830,000 | 196.4% | 0.0% |
| Metro City Bank | $820,000 | n/a | 0.0% | |
| RESOURCE FINANCIAL SERVICES, INC. | $1,050,000 | $815,000 | -22.4% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $315,000 | $810,000 | 157.1% | 0.0% |
| Citadel Servicing Corporation | $440,000 | $800,000 | 81.8% | 0.0% |
| MORTGAGE FINANCIAL GROUP, INC. | $2,290,000 | $800,000 | -65.1% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $775,000 | $800,000 | 3.2% | 0.0% |
| Aurora Financial, LLC | $455,000 | $790,000 | 73.6% | 0.0% |
| TJC Mortgage, Inc. | $535,000 | $785,000 | 46.7% | 0.0% |
| STANDARD MORTGAGE CORPORATION | $760,000 | n/a | 0.0% | |
| Armed Forces Bank | $745,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $1,495,000 | $745,000 | -50.2% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $735,000 | $745,000 | 1.4% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $730,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $730,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $1,935,000 | $730,000 | -62.3% | 0.0% |
| Servion, Inc. | $725,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $720,000 | n/a | 0.0% | |
| Farmers & Merchants Bank | $260,000 | $720,000 | 176.9% | 0.0% |
| UNITED MORTGAGE CORP | $720,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $410,000 | $715,000 | 74.4% | 0.0% |
| NJ LENDERS CORP. | $390,000 | $705,000 | 80.8% | 0.0% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $695,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $690,000 | n/a | 0.0% | |
| Kwik Mortgage Corporation | $1,460,000 | $655,000 | -55.1% | 0.0% |
| Commerce Home Mortgage, Inc. | $440,000 | $645,000 | 46.6% | 0.0% |
| FIRST TECHNOLOGY | $155,000 | $645,000 | 316.1% | 0.0% |
| Toyota Financial Savings Bank | $295,000 | $645,000 | 118.6% | 0.0% |
| DIGITAL Federal Credit Union | $345,000 | $615,000 | 78.3% | 0.0% |
| LADERA LENDING, INC. | $1,210,000 | $615,000 | -49.2% | 0.0% |
| Encompass Lending Group, LP | $450,000 | $605,000 | 34.4% | 0.0% |
| FIRST BANCORP | $1,390,000 | $605,000 | -56.5% | 0.0% |
| MORTGAGEONE, INC. | $590,000 | $580,000 | -1.7% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $575,000 | n/a | 0.0% | |
| Sunflower Bank | $185,000 | $570,000 | 208.1% | 0.0% |
| UIF CORPORATION | $860,000 | $560,000 | -34.9% | 0.0% |
| LOANFLIGHT LENDING, LLC | $555,000 | n/a | 0.0% | |
| Towne Mortgage of the Carolinas, LLC | $510,000 | $555,000 | 8.8% | 0.0% |
| Home Mortgage Alliance Corp | $550,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $490,000 | $540,000 | 10.2% | 0.0% |
| EVANSVILLE TEACHERS | $375,000 | $540,000 | 44.0% | 0.0% |
| OCMBC, INC. | $635,000 | $510,000 | -19.7% | 0.0% |
| NMSI, INC. | $325,000 | $505,000 | 55.4% | 0.0% |
| The First National Bank of Middle Tennessee | $505,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $500,000 | n/a | 0.0% | |
| The Central Trust Bank | $1,335,000 | $495,000 | -62.9% | 0.0% |
| NORTHPOINT MORTGAGE, INC. | $485,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $605,000 | $480,000 | -20.7% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $115,000 | $480,000 | 317.4% | 0.0% |
| University Bank | $475,000 | n/a | 0.0% | |
| LOANLEADERS OF AMERICA, INC. | $470,000 | n/a | 0.0% | |
| TOWER | $970,000 | $470,000 | -51.5% | 0.0% |
| Bethpage Federal Credit Union | $490,000 | $445,000 | -9.2% | 0.0% |
| Chickasaw Community Bank | $65,000 | $435,000 | 569.2% | 0.0% |
| Northwest Federal Credit Union | $875,000 | $435,000 | -50.3% | 0.0% |
| Southern Bank and Trust Company | $430,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $430,000 | n/a | 0.0% | |
| CIBM Bank | $425,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $425,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $975,000 | $420,000 | -56.9% | 0.0% |
| SWBC MORTGAGE CORPORATION | $420,000 | n/a | 0.0% | |
| City Lending Inc. | $410,000 | n/a | 0.0% | |
| ONY GLO, INC. | $295,000 | $410,000 | 39.0% | 0.0% |
| Gate City Bank | $405,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $405,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $390,000 | n/a | 0.0% | |
| FineMark National Bank & Trust | $385,000 | n/a | 0.0% | |
| ROSS MORTGAGE CORPORATION | $375,000 | n/a | 0.0% | |
| UNITED PREMIER FUNDING, LLC | $375,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $370,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $1,105,000 | $370,000 | -66.5% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,125,000 | $365,000 | -67.6% | 0.0% |
| Axos Bank | $360,000 | n/a | 0.0% | |
| Great Plains National Bank | $355,000 | n/a | 0.0% | |
| The Huntington National Bank | $5,095,000 | $355,000 | -93.0% | 0.0% |
| Nations Lending Corporation | $1,165,000 | $350,000 | -70.0% | 0.0% |
| DAS Acquisition Company, LLC | $345,000 | n/a | 0.0% | |
| Providence Bank | $205,000 | $345,000 | 68.3% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $390,000 | $345,000 | -11.5% | 0.0% |
| DELMAR FINANCIAL COMPANY | $335,000 | n/a | 0.0% | |
| First Reliance Bank | $2,190,000 | $325,000 | -85.2% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $155,000 | $325,000 | 109.7% | 0.0% |
| Quad City Bank and Trust Company | $315,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $310,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $305,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $305,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $305,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $135,000 | $300,000 | 122.2% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $140,000 | $300,000 | 114.3% | 0.0% |
| A&D Mortgage LLC | $285,000 | $295,000 | 3.5% | 0.0% |
| GVC MORTGAGE, INC. | $295,000 | n/a | 0.0% | |
| Sandy Spring Bank | $295,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,040,000 | $290,000 | -72.1% | 0.0% |
| Brighton Bank | $285,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $1,100,000 | $285,000 | -74.1% | 0.0% |
| LANGLEY | $285,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $285,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $195,000 | $285,000 | 46.2% | 0.0% |
| Access Bank | $275,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $275,000 | n/a | 0.0% | |
| FirstBank | $275,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $865,000 | $275,000 | -68.2% | 0.0% |
| RESIDENTIAL BANCORP | $270,000 | n/a | 0.0% | |
| AMERICAN FINANCE HOUSE LARIBA | $265,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $265,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $265,000 | n/a | 0.0% | |
| CapStar Bank | $255,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $255,000 | n/a | 0.0% | |
| GMFS LLC | $255,000 | n/a | 0.0% | |
| NORTH COUNTRY | $255,000 | n/a | 0.0% | |
| Old National Bank | $335,000 | $255,000 | -23.9% | 0.0% |
| POLARIS HOME FUNDING CORP. | $255,000 | n/a | 0.0% | |
| SOUTHERN TRUST MORTGAGE, LLC | $265,000 | $255,000 | -3.8% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $830,000 | $255,000 | -69.3% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $245,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $630,000 | $245,000 | -61.1% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $245,000 | n/a | 0.0% | |
| Royal Credit Union | $235,000 | n/a | 0.0% | |
| The Union Bank Company | $235,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $235,000 | n/a | 0.0% | |
| blueharbor bank | $225,000 | n/a | 0.0% | |
| Texana Bank | $225,000 | n/a | 0.0% | |
| United Bank | $370,000 | $225,000 | -39.2% | 0.0% |
| WNB Financial, N.A. | $215,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $385,000 | $205,000 | -46.8% | 0.0% |
| Grow Financial Federal Credit Union | $205,000 | n/a | 0.0% | |
| JAMS-01, INC. | $205,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $545,000 | $205,000 | -62.4% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $165,000 | $205,000 | 24.2% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $205,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $165,000 | $195,000 | 18.2% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $185,000 | n/a | 0.0% | |
| Arvest Bank | $430,000 | $185,000 | -57.0% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $335,000 | $185,000 | -44.8% | 0.0% |
| CityWorth Mortgage LLC | $185,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $840,000 | $185,000 | -78.0% | 0.0% |
| Residential Mortgage Solutions, Inc. | $185,000 | n/a | 0.0% | |
| Alerus Financial | $175,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $175,000 | n/a | 0.0% | |
| SFMC, LP | $175,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $170,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $170,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $255,000 | $165,000 | -35.3% | 0.0% |
| ARC HOME LLC | $165,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $165,000 | $155,000 | -6.1% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $700,000 | $155,000 | -77.9% | 0.0% |
| Secured Investment Corp. | $155,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $105,000 | $155,000 | 47.6% | 0.0% |
| The Bank of Marion | $155,000 | n/a | 0.0% | |
| WesBanco | $155,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $145,000 | n/a | 0.0% | |
| NVR Mortgage Finance, Inc. | $145,000 | n/a | 0.0% | |
| ADVANCIAL | $135,000 | n/a | 0.0% | |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $135,000 | n/a | 0.0% | |
| KINECTA | $125,000 | $135,000 | 8.0% | 0.0% |
| CNB Bank | $12,005,000 | $125,000 | -99.0% | 0.0% |
| DESCO | $125,000 | n/a | 0.0% | |
| Logan Finance Corporation | $125,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $115,000 | n/a | 0.0% | |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. | $115,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $115,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $1,190,000 | $85,000 | -92.9% | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $165,000 | $85,000 | -48.5% | 0.0% |
| Taylorsville Savings Bank SSB | $955,000 | $80,000 | -91.6% | 0.0% |
| CORPORATE AMERICA FAMILY | $85,000 | $75,000 | -11.8% | 0.0% |
| Apple Federal Credit Union | $350,000 | $65,000 | -81.4% | 0.0% |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $2,410,000 | $65,000 | -97.3% | 0.0% |
| USAlliance Federal Credit Union | $125,000 | $65,000 | -48.0% | 0.0% |
| HighTechLending Inc | $55,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| SKYONE Federal Credit Union | $45,000 | n/a | 0.0% | |
| CONSUMERS COOPERATIVE CREDIT UNION | $35,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $35,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $15,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $1,075,000 | $15,000 | -98.6% | 0.0% |
WINSTON - SALEM's top lender by overall market share is STATE EMPLOYEES', with 6.7% market share. In second place, with 5.7%, is QUICKEN LOANS, LLC, having originated $216,415,000 in loans. In third place, with 4.6%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $175,645,000 in loans. In fourth place, with 4.3%, is First National Bank of Pennsylvania, having originated $164,675,000 in loans. In fifth place, with 4.1%, is Truist, having originated $153,980,000 in loans.
WINSTON - SALEM Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - WINSTON - SALEM (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $204,150 (10.4%) | $301,976 (14.5%) | 0.76 | 2,077 |
| 2018-02-01 | $218,675 (17.1%) | $312,575 (16.4%) | 0.79 | 2,037 |
| 2018-03-01 | $228,118 (18.2%) | $314,482 (13.3%) | 0.80 | 2,107 |
| 2018-04-01 | $233,009 (17.2%) | $318,006 (11.9%) | 0.79 | 2,161 |
| 2018-05-01 | $239,371 (18.9%) | $319,988 (11.1%) | 0.80 | 2,233 |
| 2018-06-01 | $240,000 (18.9%) | $319,048 (10.8%) | 0.80 | 2,275 |
| 2018-07-01 | $243,950 (19.3%) | $316,025 (7.5%) | 0.81 | 2,351 |
| 2018-08-01 | $238,923 (19.5%) | $305,813 (3.5%) | 0.80 | 2,154 |
| 2018-09-01 | $239,000 (19.6%) | $305,604 (4.3%) | 0.80 | 2,179 |
| 2018-10-01 | $239,900 (17.9%) | $304,662 (1.8%) | 0.81 | 2,167 |
| 2018-11-01 | $232,400 (12.0%) | $298,707 (-1.0%) | 0.79 | 2,106 |
| 2018-12-01 | $229,900 (15.0%) | $297,079 (-0.3%) | 0.79 | 1,893 |
| 2019-01-01 | $234,675 (15.0%) | $300,636 (-0.4%) | 0.81 | 1,764 |
| 2019-02-01 | $242,388 (10.8%) | $311,068 (-0.5%) | 0.82 | 1,699 |
| 2019-03-01 | $255,471 (12.0%) | $322,223 (2.5%) | 0.84 | 1,755 |
| 2019-04-01 | $267,925 (15.0%) | $333,713 (4.9%) | 0.85 | 1,794 |
| 2019-05-01 | $273,575 (14.3%) | $338,795 (5.9%) | 0.86 | 1,857 |
| 2019-06-01 | $274,950 (14.6%) | $343,709 (7.7%) | 0.86 | 1,866 |
| 2019-07-01 | $275,000 (12.7%) | $345,713 (9.4%) | 0.86 | 1,842 |
| 2019-08-01 | $276,847 (15.9%) | $345,395 (12.9%) | 0.88 | 1,861 |
| 2019-09-01 | $274,368 (14.8%) | $344,980 (12.9%) | 0.88 | 1,896 |
| 2019-10-01 | $273,995 (14.2%) | $347,574 (14.1%) | 0.88 | 1,899 |
| 2019-11-01 | $274,900 (18.3%) | $349,355 (17.0%) | 0.90 | 1,784 |
| 2019-12-01 | $269,975 (17.4%) | $346,568 (16.7%) | 0.90 | 1,624 |
| 2020-01-01 | $269,950 (15.0%) | $348,326 (15.9%) | 0.90 | 1,526 |
| 2020-02-01 | $289,990 (19.6%) | $368,791 (18.6%) | 0.95 | 1,418 |
| 2020-03-01 | $288,700 (13.0%) | $366,790 (13.8%) | 0.91 | 1,440 |
| 2020-04-01 | $284,088 (6.0%) | $365,844 (9.6%) | 0.89 | 1,522 |
| 2020-05-01 | $299,900 (9.6%) | $381,822 (12.7%) | 0.91 | 1,369 |
| 2020-06-01 | $301,359 (9.6%) | $391,121 (13.8%) | 0.89 | 1,237 |
| 2020-07-01 | $309,725 (12.6%) | $399,352 (15.5%) | 0.90 | 1,117 |
| 2020-08-01 | $304,280 (9.9%) | $387,272 (12.1%) | 0.87 | 1,060 |
| 2020-09-01 | $299,600 (9.2%) | $371,642 (7.7%) | 0.86 | 1,085 |
| 2020-10-01 | $299,900 (9.5%) | $376,131 (8.2%) | 0.86 | 1,065 |
| 2020-11-01 | $279,900 (1.8%) | $353,083 (1.1%) | 0.82 | 981 |
| 2020-12-01 | $269,499 (-0.2%) | $353,112 (1.9%) | 0.80 | 891 |
| 2021-01-01 | $272,990 (1.1%) | $351,659 (1.0%) | 0.81 | 785 |
| 2021-02-01 | $280,285 (-3.4%) | $362,995 (-1.6%) | 0.82 | 682 |
| 2021-03-01 | $283,530 (-1.8%) | $380,758 (3.8%) | 0.80 | 653 |
| 2021-04-01 | $277,983 (-2.2%) | $376,938 (3.0%) | 0.75 | 643 |
| 2021-05-01 | $265,000 (-11.6%) | $355,750 (-6.8%) | 0.70 | 656 |
| 2021-06-01 | $267,450 (-11.3%) | $354,636 (-9.3%) | 0.70 | 727 |
| 2021-07-01 | $274,317 (-11.4%) | $350,350 (-12.3%) | 0.72 | 772 |
| 2021-08-01 | $267,400 (-12.1%) | $341,592 (-11.8%) | 0.71 | 819 |
| 2021-09-01 | $267,400 (-10.8%) | $340,841 (-8.3%) | 0.71 | 887 |
| 2021-10-01 | $269,900 (-10.0%) | $346,196 (-8.0%) | 0.72 | 891 |
| 2021-11-01 | $275,975 (-1.4%) | $346,101 (-2.0%) | 0.74 | 832 |
| 2021-12-01 | $269,900 (0.2%) | $341,611 (-3.3%) | 0.73 | 696 |
| 2022-01-01 | $290,609 (6.5%) | $368,825 (4.9%) | 0.79 | 571 |
| 2022-02-01 | $292,375 (4.3%) | $373,307 (2.8%) | 0.76 | 529 |
| 2022-03-01 | $287,450 (1.4%) | $367,309 (-3.5%) | 0.72 | 568 |
| 2022-04-01 | $299,900 (7.9%) | $372,589 (-1.2%) | 0.71 | 603 |
| 2022-05-01 | $304,498 (14.9%) | $375,700 (5.6%) | 0.70 | 763 |
| 2022-06-01 | $317,475 (18.7%) | $382,704 (7.9%) | 0.71 | 839 |
| 2022-07-01 | $320,995 (17.0%) | $380,322 (8.6%) | 0.72 | 940 |
| 2022-08-01 | $320,493 (19.9%) | $368,682 (7.9%) | 0.74 | 1,017 |
| 2022-09-01 | $315,000 (17.8%) | $368,033 (8.0%) | 0.74 | 1,012 |
| 2022-10-01 | $319,995 (18.6%) | $374,137 (8.1%) | 0.75 | 1,091 |
| 2022-11-01 | $319,950 (15.9%) | $374,161 (8.1%) | 0.77 | 1,088 |
| 2022-12-01 | $319,997 (18.6%) | $378,179 (10.7%) | 0.79 | 1,038 |
| 2023-01-01 | $325,000 (11.8%) | $379,661 (2.9%) | 0.81 | 972 |
| 2023-02-01 | $329,764 (12.8%) | $383,441 (2.7%) | 0.80 | 963 |
| 2023-03-01 | $332,882 (15.8%) | $383,835 (4.5%) | 0.79 | 907 |
| 2023-04-01 | $339,900 (13.3%) | $401,600 (7.8%) | 0.79 | 901 |
| 2023-05-01 | $345,983 (13.6%) | $407,131 (8.4%) | 0.78 | 874 |
| 2023-06-01 | $341,017 (7.4%) | $420,368 (9.8%) | 0.77 | 889 |
| 2023-07-01 | $340,000 (5.9%) | $429,776 (13.0%) | 0.77 | 895 |
| 2023-08-01 | $339,910 (6.1%) | $427,871 (16.1%) | 0.78 | 962 |
| 2023-09-01 | $331,508 (5.2%) | $415,641 (12.9%) | 0.77 | 1,044 |
| 2023-10-01 | $335,000 (4.7%) | $413,538 (10.5%) | 0.79 | 1,100 |
| 2023-11-01 | $334,975 (4.7%) | $405,738 (8.4%) | 0.80 | 1,181 |
| 2023-12-01 | $330,000 (3.1%) | $397,833 (5.2%) | 0.80 | 1,182 |
| 2024-01-01 | $335,000 (3.1%) | $398,993 (5.1%) | 0.82 | 1,085 |
| 2024-02-01 | $328,750 (-0.3%) | $394,607 (2.9%) | 0.79 | 1,070 |
| 2024-03-01 | $334,900 (0.6%) | $408,099 (6.3%) | 0.79 | 1,103 |
| 2024-04-01 | $337,450 (-0.7%) | $416,685 (3.8%) | 0.78 | 1,146 |
| 2024-05-01 | $354,511 (2.5%) | $428,674 (5.3%) | 0.81 | 1,168 |
| 2024-06-01 | $357,392 (4.8%) | $419,349 (-0.2%) | 0.81 | 1,214 |
| 2024-07-01 | $349,950 (2.9%) | $420,582 (-2.1%) | 0.80 | 1,304 |
| 2024-08-01 | $349,900 (2.9%) | $421,277 (-1.5%) | 0.81 | 1,347 |
| 2024-09-01 | $348,700 (5.2%) | $419,334 (0.9%) | 0.82 | 1,456 |
| 2024-10-01 | $347,575 (3.8%) | $416,402 (0.7%) | 0.82 | 1,502 |
| 2024-11-01 | $335,000 (0.0%) | $416,250 (2.6%) | 0.80 | 1,593 |
| 2024-12-01 | $335,950 (1.8%) | $418,473 (5.2%) | 0.83 | 1,495 |
| 2025-01-01 | $335,000 (0.0%) | $424,900 (6.5%) | 0.84 | 1,375 |
| 2025-02-01 | $338,750 (3.0%) | $422,762 (7.1%) | 0.82 | 1,330 |
| 2025-03-01 | $347,500 (3.8%) | $427,216 (4.7%) | 0.00 | 1,379 |
WINSTON - SALEM's median listing price for 2025-03-01 was $347,500, a difference of
$12,600
(3.8%) versus the prior year and
$8,750 versus the prior month.
WINSTON - SALEM's median listing price comes in at 0% of the national average.
WINSTON - SALEM's average listing price for 2025-03-01 was $427,216, a difference of $19,117 (4.7%) versus the prior year and $4,454 versus the prior month.
For the 2025-03-01 period, WINSTON - SALEM had 1,379 MLS listings, a difference of 49 listings (4%) versus the prior month and 276 listings (25%) versus the prior year.
WINSTON - SALEM's median listing price comes in at 0% of the national average.
WINSTON - SALEM's average listing price for 2025-03-01 was $427,216, a difference of $19,117 (4.7%) versus the prior year and $4,454 versus the prior month.
For the 2025-03-01 period, WINSTON - SALEM had 1,379 MLS listings, a difference of 49 listings (4%) versus the prior month and 276 listings (25%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - WINSTON - SALEM (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 92 days | 2,115 sqft |
| 2018-02-01 | 86 days | 2,112 sqft |
| 2018-03-01 | 60 days | 2,141 sqft |
| 2018-04-01 | 59 days | 2,168 sqft |
| 2018-05-01 | 58 days | 2,200 sqft |
| 2018-06-01 | 58 days | 2,222 sqft |
| 2018-07-01 | 66 days | 2,248 sqft |
| 2018-08-01 | 65 days | 2,214 sqft |
| 2018-09-01 | 65 days | 2,208 sqft |
| 2018-10-01 | 70 days | 2,174 sqft |
| 2018-11-01 | 75 days | 2,106 sqft |
| 2018-12-01 | 85 days | 2,077 sqft |
| 2019-01-01 | 94 days | 2,082 sqft |
| 2019-02-01 | 92 days | 2,134 sqft |
| 2019-03-01 | 71 days | 2,228 sqft |
| 2019-04-01 | 54 days | 2,319 sqft |
| 2019-05-01 | 52 days | 2,338 sqft |
| 2019-06-01 | 58 days | 2,352 sqft |
| 2019-07-01 | 64 days | 2,377 sqft |
| 2019-08-01 | 64 days | 2,380 sqft |
| 2019-09-01 | 61 days | 2,340 sqft |
| 2019-10-01 | 59 days | 2,338 sqft |
| 2019-11-01 | 65 days | 2,334 sqft |
| 2019-12-01 | 76 days | 2,300 sqft |
| 2020-01-01 | 80 days | 2,282 sqft |
| 2020-02-01 | 79 days | 2,362 sqft |
| 2020-03-01 | 52 days | 2,385 sqft |
| 2020-04-01 | 50 days | 2,327 sqft |
| 2020-05-01 | 65 days | 2,433 sqft |
| 2020-06-01 | 70 days | 2,413 sqft |
| 2020-07-01 | 57 days | 2,483 sqft |
| 2020-08-01 | 51 days | 2,431 sqft |
| 2020-09-01 | 41 days | 2,334 sqft |
| 2020-10-01 | 46 days | 2,341 sqft |
| 2020-11-01 | 63 days | 2,218 sqft |
| 2020-12-01 | 79 days | 2,109 sqft |
| 2021-01-01 | 78 days | 2,110 sqft |
| 2021-02-01 | 73 days | 2,099 sqft |
| 2021-03-01 | 45 days | 2,109 sqft |
| 2021-04-01 | 45 days | 2,065 sqft |
| 2021-05-01 | 51 days | 1,975 sqft |
| 2021-06-01 | 44 days | 1,942 sqft |
| 2021-07-01 | 46 days | 1,927 sqft |
| 2021-08-01 | 37 days | 1,908 sqft |
| 2021-09-01 | 36 days | 1,903 sqft |
| 2021-10-01 | 38 days | 1,908 sqft |
| 2021-11-01 | 46 days | 1,925 sqft |
| 2021-12-01 | 52 days | 1,860 sqft |
| 2022-01-01 | 57 days | 1,953 sqft |
| 2022-02-01 | 47 days | 1,987 sqft |
| 2022-03-01 | 32 days | 1,935 sqft |
| 2022-04-01 | 35 days | 2,002 sqft |
| 2022-05-01 | 35 days | 2,030 sqft |
| 2022-06-01 | 37 days | 2,056 sqft |
| 2022-07-01 | 39 days | 2,065 sqft |
| 2022-08-01 | 43 days | 2,051 sqft |
| 2022-09-01 | 45 days | 2,027 sqft |
| 2022-10-01 | 44 days | 2,100 sqft |
| 2022-11-01 | 51 days | 2,083 sqft |
| 2022-12-01 | 58 days | 2,123 sqft |
| 2023-01-01 | 63 days | 2,107 sqft |
| 2023-02-01 | 47 days | 2,092 sqft |
| 2023-03-01 | 45 days | 2,062 sqft |
| 2023-04-01 | 40 days | 2,036 sqft |
| 2023-05-01 | 46 days | 2,080 sqft |
| 2023-06-01 | 44 days | 2,074 sqft |
| 2023-07-01 | 43 days | 2,031 sqft |
| 2023-08-01 | 42 days | 2,014 sqft |
| 2023-09-01 | 42 days | 1,964 sqft |
| 2023-10-01 | 42 days | 1,997 sqft |
| 2023-11-01 | 44 days | 1,915 sqft |
| 2023-12-01 | 51 days | 1,836 sqft |
| 2024-01-01 | 59 days | 1,847 sqft |
| 2024-02-01 | 48 days | 1,796 sqft |
| 2024-03-01 | 44 days | 1,774 sqft |
| 2024-04-01 | 43 days | 1,871 sqft |
| 2024-05-01 | 43 days | 1,908 sqft |
| 2024-06-01 | 45 days | 1,961 sqft |
| 2024-07-01 | 46 days | 1,911 sqft |
| 2024-08-01 | 47 days | 1,795 sqft |
| 2024-09-01 | 48 days | 1,774 sqft |
| 2024-10-01 | 49 days | 1,767 sqft |
| 2024-11-01 | 52 days | 1,764 sqft |
| 2024-12-01 | 60 days | 1,729 sqft |
| 2025-01-01 | 70 days | 1,663 sqft |
| 2025-02-01 | 62 days | 1,769 sqft |
| 2025-03-01 | 0 days | 1,834 sqft |
WINSTON - SALEM's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
WINSTON - SALEM's median square footage for active listings during the 2025-03-01 period was 1,834 sqft. One year prior, the average listing was 1,774 sqft.
WINSTON - SALEM's median square footage for active listings during the 2025-03-01 period was 1,834 sqft. One year prior, the average listing was 1,774 sqft.
WINSTON-SALEM, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 8,622 | $2,445,340,000 | $283,616 |
| Refi | 2,054 | $520,160,000 | $253,242 |
| Cash Out Refi | 1,853 | $499,335,000 | $269,474 |
| Home Improvement | 1,780 | $155,150,000 | $87,163 |
| Other | 1,779 | $168,345,000 | $94,629 |
Winston - Salem's most frequently cited loan purpose was Home Purchase, with 8,622 originations. The 2nd most popular reason was Refi, with 2,054 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 6,101 | $1,727,255,000 | $283,110 |
| 7-8% | 3,479 | $721,085,000 | $207,268 |
| 5-6% | 3,057 | $907,925,000 | $296,999 |
| Over 8% | 2,496 | $301,070,000 | $120,621 |
| <2.5% | 392 | $9,780,000 | $24,949 |
| 4-5% | 244 | $70,270,000 | $287,992 |
| 3-4% | 39 | $11,075,000 | $283,974 |
| 2.5-3% | 5 | $1,745,000 | $349,000 |
During 2024, Winston - Salem's most frequently originated rate bucket was 6-7%, with 6,101 originations.
Loan Sizing (WINSTON-SALEM, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 6,172 | $1,712,920,000 | $277,531 |
| $100k-200k | 4,344 | $633,980,000 | $145,944 |
| $100,000 or less | 4,213 | $219,275,000 | $52,047 |
| $400k-600k | 993 | $467,105,000 | $470,398 |
| $600k-1000k | 269 | $193,595,000 | $719,684 |
| $Over $1MM | 97 | $561,455,000 | $5,788,196 |
WINSTON - SALEM's loan sizing saw the bucket of loans from $200k-400k with 6,172 originations, totaling $1,712,920,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 5,985 | $1,741,655,000 | $291,003 |
| 60-80% | 3,082 | $1,051,120,000 | $341,051 |
| Under 20% | 2,561 | $118,675,000 | $46,339 |
| 20-40% | 2,385 | $299,135,000 | $125,423 |
| 40-60% | 1,495 | $362,775,000 | $242,659 |
| Over 100% | 213 | $111,975,000 | $525,704 |
WINSTON - SALEM's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,985 originations, totaling $1,741,655,000 in origination value.