HICKORY - LENOIR - MORGANTON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Hickory - Lenoir - Morganton averaged
7.05%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.9% and
one month ago for the week of 2025-04-17, the
average rate was 6.72%.
Hickory - Lenoir - Morganton's average rate one year ago was 7.01%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.85%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Hickory - Lenoir - Morganton 30 Year Fixed Rate | 2025-05-22 | 7.05% |
| Hickory - Lenoir - Morganton 30 Year Fixed Rate Refi | 2025-05-22 | 7.85% |
| Hickory - Lenoir - Morganton 15 Year Fixed Rate | 2025-05-22 | 6.02% |
| Hickory - Lenoir - Morganton 15 Year Fixed Rate Refi | 2025-05-22 | 6.61% |
| Hickory - Lenoir - Morganton 30 Year FHA | 2025-05-22 | 6.42% |
| Hickory - Lenoir - Morganton 30 Year FHA Refi | 2025-05-22 | 6.17% |
| Hickory - Lenoir - Morganton 30 Year USDA | 2025-05-22 | 6.54% |
| Hickory - Lenoir - Morganton 30 Year USDA Refi | 2025-05-22 | 6.23% |
| Hickory - Lenoir - Morganton 30 Year VA | 2025-05-22 | 6.77% |
| Hickory - Lenoir - Morganton 30 Year VA Refi | 2025-05-22 | 5.88% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HICKORY-LENOIR-MORGANTON, NC.
HICKORY - LENOIR - MORGANTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HICKORY-LENOIR-MORGANTON, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HICKORY - LENOIR - MORGANTON Average Closing Costs & Other Stats
HICKORY-LENOIR-MORGANTON, NC's 207 lenders originated 8,233
loans during 2024. The total origination value was $1,785,915,000, with an average loan value of
$216,922.
HICKORY - LENOIR - MORGANTON's average closing costs are $5,030.
The top HICKORY - LENOIR - MORGANTON lender as defined by loan originations is STATE EMPLOYEES', with
536 loans originated. Their average total fees are
$3,990, which is $2,567
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee HICKORY - LENOIR - MORGANTON lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($791), EAGLE HOME MORTGAGE, LLC ($1,434), NAVY FEDERAL CREDIT UNION ($3,666), First Horizon Bank ($3,889) and STATE EMPLOYEES' ($3,990).
The lowest rate HICKORY - LENOIR - MORGANTON lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.68%), EAGLE HOME MORTGAGE, LLC (5.98%), STATE EMPLOYEES' (6.35%), Peoples Bank (6.47%) and Bank of America (6.50%).
HICKORY-LENOIR-MORGANTON, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $230,320,000 | $209,490,000 | -9.0% | 11.7% |
| QUICKEN LOANS, LLC | $84,780,000 | $119,395,000 | 40.8% | 6.7% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $83,320,000 | $82,365,000 | -1.1% | 4.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $49,425,000 | $73,410,000 | 48.5% | 4.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $53,850,000 | $71,450,000 | 32.7% | 4.0% |
| Truist | $57,130,000 | $64,710,000 | 13.3% | 3.6% |
| First-Citizens Bank & Trust Company | $66,410,000 | $63,780,000 | -4.0% | 3.6% |
| MOVEMENT MORTGAGE, LLC | $43,325,000 | $48,820,000 | 12.7% | 2.7% |
| DHI MORTGAGE COMPANY, LTD. | $45,080,000 | $46,025,000 | 2.1% | 2.6% |
| EAGLE HOME MORTGAGE, LLC | $34,770,000 | $40,660,000 | 16.9% | 2.3% |
| Mortgage Research Center, LLC | $27,475,000 | $34,430,000 | 25.3% | 1.9% |
| Peoples Bank | $145,000 | $32,770,000 | 22,500.0% | 1.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $24,365,000 | $30,150,000 | 23.7% | 1.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $24,480,000 | $24,125,000 | -1.5% | 1.4% |
| Taylorsville Savings Bank SSB | $23,510,000 | $23,500,000 | 0.0% | 1.3% |
| Bank of America | $15,470,000 | $19,880,000 | 28.5% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $11,250,000 | $18,985,000 | 68.8% | 1.1% |
| First National Bank of Pennsylvania | $10,875,000 | $18,685,000 | 71.8% | 1.0% |
| GUILD MORTGAGE COMPANY | $9,320,000 | $18,080,000 | 94.0% | 1.0% |
| LOANDEPOT.COM, LLC | $9,545,000 | $17,990,000 | 88.5% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $9,010,000 | $17,750,000 | 97.0% | 1.0% |
| Alcova Mortgage LLC | $15,200,000 | $17,255,000 | 13.5% | 1.0% |
| INSPIRE HOME LOANS INC. | $10,250,000 | $16,305,000 | 59.1% | 0.9% |
| AgFirst Farm Credit Bank | $10,980,000 | $15,440,000 | 40.6% | 0.9% |
| Fifth Third Bank | $8,075,000 | $15,315,000 | 89.7% | 0.9% |
| CARDINAL FINANCIAL | $20,100,000 | $14,700,000 | -26.9% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $10,480,000 | $14,665,000 | 39.9% | 0.8% |
| SeaTrust Mortgage Company | $4,080,000 | $13,700,000 | 235.8% | 0.8% |
| Skyline National Bank | $9,225,000 | $13,230,000 | 43.4% | 0.7% |
| First Horizon Bank | $16,340,000 | $12,305,000 | -24.7% | 0.7% |
| TD Bank | $9,505,000 | $11,680,000 | 22.9% | 0.7% |
| Renasant Bank | $6,545,000 | $11,540,000 | 76.3% | 0.6% |
| Truliant Federal Credit Union | $13,455,000 | $11,455,000 | -14.9% | 0.6% |
| Wells Fargo Bank | $15,095,000 | $11,285,000 | -25.2% | 0.6% |
| United Bank | $4,880,000 | $10,545,000 | 116.1% | 0.6% |
| First Federal Savings Bank of Lincolnton | $12,800,000 | $10,055,000 | -21.4% | 0.6% |
| BERKELEY POINT CAPITAL LLC | $9,965,000 | n/a | 0.6% | |
| BROKER SOLUTIONS, INC. | $6,100,000 | $9,520,000 | 56.1% | 0.5% |
| NEWREZ LLC | $4,720,000 | $9,415,000 | 99.5% | 0.5% |
| JPMorgan Chase Bank | $6,860,000 | $9,395,000 | 37.0% | 0.5% |
| Mortgage Assurance Inc. | $3,240,000 | $9,295,000 | 186.9% | 0.5% |
| HOMESIDE FINANCIAL, LLC | $6,015,000 | $8,375,000 | 39.2% | 0.5% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $29,810,000 | $8,340,000 | -72.0% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,365,000 | $8,180,000 | 87.4% | 0.5% |
| VILLAGE CAPITAL MORTGAGE | $675,000 | $7,970,000 | 1,080.7% | 0.4% |
| American Security Mortgage Corp. | $6,785,000 | $7,875,000 | 16.1% | 0.4% |
| PNC Bank | $9,855,000 | $7,710,000 | -21.8% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,950,000 | $7,350,000 | 23.5% | 0.4% |
| NVR Mortgage Finance, Inc. | $7,055,000 | n/a | 0.4% | |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $1,525,000 | $6,785,000 | 344.9% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $3,215,000 | $6,650,000 | 106.8% | 0.4% |
| Flagstar Bank, FSB | $4,580,000 | $6,565,000 | 43.3% | 0.4% |
| GUARANTEED RATE, INC. | $8,145,000 | $6,515,000 | -20.0% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $9,480,000 | $6,480,000 | -31.6% | 0.4% |
| UNION HOME MORTGAGE CORP. | $11,180,000 | $6,220,000 | -44.4% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $9,825,000 | $6,150,000 | -37.4% | 0.3% |
| INTERCOASTAL MORTGAGE COMPANY | $10,170,000 | $6,100,000 | -40.0% | 0.3% |
| USAA Federal Savings Bank | $8,055,000 | $5,840,000 | -27.5% | 0.3% |
| Equity Prime Mortgage LLC | $1,260,000 | $5,235,000 | 315.5% | 0.3% |
| RELIANCE FIRST CAPITAL, LLC | $4,610,000 | $5,220,000 | 13.2% | 0.3% |
| NEW DAY FINANCIAL, LLC | $4,435,000 | $4,900,000 | 10.5% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $8,295,000 | $4,870,000 | -41.3% | 0.3% |
| Summit Credit Union | $4,665,000 | $4,815,000 | 3.2% | 0.3% |
| HomeTrust Bank | $5,085,000 | $4,755,000 | -6.5% | 0.3% |
| Regions Bank | $3,220,000 | $4,640,000 | 44.1% | 0.3% |
| The Federal Savings Bank | $2,335,000 | $4,460,000 | 91.0% | 0.2% |
| First Bank | $3,220,000 | $4,320,000 | 34.2% | 0.2% |
| T2 FINANCIAL LLC | $980,000 | $4,145,000 | 323.0% | 0.2% |
| Atlantic Coast Mortgage, LLC | $1,755,000 | $4,080,000 | 132.5% | 0.2% |
| M/I FINANCIAL, LLC | $4,060,000 | n/a | 0.2% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,815,000 | $4,055,000 | 123.4% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,205,000 | $3,875,000 | 221.6% | 0.2% |
| GoPrime Mortgage, Inc. | $2,545,000 | $3,705,000 | 45.6% | 0.2% |
| First Heritage Mortgage, LLC | $5,215,000 | $3,560,000 | -31.7% | 0.2% |
| Discover Bank | $3,125,000 | $3,550,000 | 13.6% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $1,370,000 | $3,485,000 | 154.4% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $3,450,000 | n/a | 0.2% | |
| Citadel Servicing Corporation | $410,000 | $3,325,000 | 711.0% | 0.2% |
| WALKER & DUNLOP, LLC | $13,180,000 | $3,185,000 | -75.8% | 0.2% |
| CMG MORTGAGE, INC. | $2,850,000 | $3,135,000 | 10.0% | 0.2% |
| NEXERA HOLDING LLC | $460,000 | $3,120,000 | 578.3% | 0.2% |
| First Federal Bank | $2,795,000 | $3,100,000 | 10.9% | 0.2% |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $490,000 | $3,080,000 | 528.6% | 0.2% |
| Prosperity Home Mortgage, LLC | $1,665,000 | $3,015,000 | 81.1% | 0.2% |
| Ameris Bank | $2,515,000 | $2,985,000 | 18.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $1,650,000 | $2,955,000 | 79.1% | 0.2% |
| Carrington Mortgage Services, LLC | $3,175,000 | $2,910,000 | -8.3% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $2,385,000 | $2,895,000 | 21.4% | 0.2% |
| United Community Bank | $1,315,000 | $2,810,000 | 113.7% | 0.2% |
| ZILLOW HOME LOANS, LLC | $1,995,000 | $2,730,000 | 36.8% | 0.2% |
| NBKC BANK | $1,875,000 | $2,710,000 | 44.5% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $675,000 | $2,620,000 | 288.1% | 0.1% |
| Citizens Bank | $7,135,000 | $2,550,000 | -64.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,600,000 | $2,510,000 | 56.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $145,000 | $2,510,000 | 1,631.0% | 0.1% |
| U.S. Bank | $4,975,000 | $2,500,000 | -49.7% | 0.1% |
| blueharbor bank | $1,555,000 | $2,445,000 | 57.2% | 0.1% |
| LATINO COMMUNITY CREDIT UNION | $1,750,000 | $2,445,000 | 39.7% | 0.1% |
| PLANET HOME LENDING, LLC | $435,000 | $2,440,000 | 460.9% | 0.1% |
| LOANPAL, LLC | $670,000 | $2,425,000 | 261.9% | 0.1% |
| NFM, INC. | $3,055,000 | $2,355,000 | -22.9% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $730,000 | $2,355,000 | 222.6% | 0.1% |
| Telco Community Credit Union | $2,435,000 | $2,340,000 | -3.9% | 0.1% |
| The Park National Bank | $2,340,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,350,000 | $2,265,000 | 67.8% | 0.1% |
| COASTAL Federal Credit Union | $3,255,000 | $2,265,000 | -30.4% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $645,000 | $2,250,000 | 248.8% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $1,660,000 | $2,235,000 | 34.6% | 0.1% |
| Northpointe Bank | $7,215,000 | $2,210,000 | -69.4% | 0.1% |
| Pinnacle Bank | $5,200,000 | $2,170,000 | -58.3% | 0.1% |
| Figure Lending LLC | $1,880,000 | $2,165,000 | 15.2% | 0.1% |
| Hometown Equity Mortgage, LLC | $205,000 | $2,140,000 | 943.9% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $735,000 | $2,070,000 | 181.6% | 0.1% |
| DESCO | $2,015,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $750,000 | $1,895,000 | 152.7% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $905,000 | $1,885,000 | 108.3% | 0.1% |
| NexBank | $830,000 | $1,870,000 | 125.3% | 0.1% |
| MILEND, INC. | $535,000 | $1,850,000 | 245.8% | 0.1% |
| ALLEGACY FEDERAL CREDIT UNION | $2,010,000 | $1,845,000 | -8.2% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $370,000 | $1,840,000 | 397.3% | 0.1% |
| SUMMIT FUNDING, INC. | $805,000 | $1,840,000 | 128.6% | 0.1% |
| TJC Mortgage, Inc. | $285,000 | $1,820,000 | 538.6% | 0.1% |
| BMO Harris Bank | $1,355,000 | $1,815,000 | 33.9% | 0.1% |
| Plains Commerce Bank | $1,455,000 | $1,810,000 | 24.4% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $475,000 | $1,805,000 | 280.0% | 0.1% |
| First Reliance Bank | $390,000 | $1,745,000 | 347.4% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,070,000 | $1,685,000 | 57.5% | 0.1% |
| RESOURCE FINANCIAL SERVICES, INC. | $770,000 | $1,675,000 | 117.5% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,510,000 | $1,580,000 | 4.6% | 0.1% |
| MICHIGAN MUTUAL, INC. | $1,450,000 | $1,540,000 | 6.2% | 0.1% |
| FBC MORTGAGE, LLC | $910,000 | $1,510,000 | 65.9% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $515,000 | $1,500,000 | 191.3% | 0.1% |
| PREMIA MORTGAGE, LLC | $445,000 | $1,500,000 | 237.1% | 0.1% |
| South State Bank | $6,925,000 | $1,465,000 | -78.8% | 0.1% |
| C & F Mortgage Corporation | $1,330,000 | $1,460,000 | 9.8% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $690,000 | $1,435,000 | 108.0% | 0.1% |
| FOUNDERS FEDERAL CREDIT UNION | $1,200,000 | $1,430,000 | 19.2% | 0.1% |
| Integrity Home Mortgage Corp | $325,000 | $1,390,000 | 327.7% | 0.1% |
| Carter Bank & Trust | $65,000 | $1,380,000 | 2,023.1% | 0.1% |
| Coastal Community Bank | $1,360,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $1,275,000 | $1,350,000 | 5.9% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,535,000 | $1,345,000 | -46.9% | 0.1% |
| The Conway National Bank | $1,205,000 | $1,345,000 | 11.6% | 0.1% |
| The Loan Store, Inc. | $1,345,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $320,000 | $1,325,000 | 314.1% | 0.1% |
| ALLIANT CREDIT UNION | $795,000 | $1,325,000 | 66.7% | 0.1% |
| NMSI, INC. | $1,315,000 | n/a | 0.1% | |
| Baxter Credit Union | $1,295,000 | $1,300,000 | 0.4% | 0.1% |
| Presidential Bank, FSB | $1,295,000 | n/a | 0.1% | |
| CORNING | $930,000 | $1,270,000 | 36.6% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $65,000 | $1,255,000 | 1,830.8% | 0.1% |
| UNITED | $1,745,000 | $1,250,000 | -28.4% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,820,000 | $1,235,000 | -32.1% | 0.1% |
| American Airlines Federal Credit Union | $1,535,000 | $1,225,000 | -20.2% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,120,000 | $1,205,000 | 7.6% | 0.1% |
| ENVOY MORTGAGE, LTD | $1,190,000 | n/a | 0.1% | |
| Charles Schwab Bank, SSB | $225,000 | $1,185,000 | 426.7% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $2,285,000 | $1,170,000 | -48.8% | 0.1% |
| The Fidelity Bank | $1,120,000 | $1,165,000 | 4.0% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $520,000 | $1,160,000 | 123.1% | 0.1% |
| Ixonia Bank | $1,160,000 | n/a | 0.1% | |
| LIMA ONE CAPITAL, LLC | $2,925,000 | $1,145,000 | -60.9% | 0.1% |
| Morgan Stanley Private Bank | $2,915,000 | $1,030,000 | -64.7% | 0.1% |
| Uwharrie Bank | $990,000 | $1,010,000 | 2.0% | 0.1% |
| Commerce Home Mortgage, Inc. | $1,055,000 | $975,000 | -7.6% | 0.1% |
| Ally Bank | $500,000 | $950,000 | 90.0% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,105,000 | $950,000 | -14.0% | 0.1% |
| Nations Lending Corporation | $425,000 | $940,000 | 121.2% | 0.1% |
| A&D Mortgage LLC | $920,000 | n/a | 0.1% | |
| SOUTHERN TRUST MORTGAGE, LLC | $185,000 | $900,000 | 386.5% | 0.1% |
| EQUITY RESOURCES, INC. | $890,000 | n/a | 0.0% | |
| Bank of Tennessee | $225,000 | $870,000 | 286.7% | 0.0% |
| SILVER HILL FUNDING, LLC | $845,000 | n/a | 0.0% | |
| Southern First Bank | $275,000 | $830,000 | 201.8% | 0.0% |
| TOWNE MORTGAGE COMPANY | $260,000 | $815,000 | 213.5% | 0.0% |
| M&T Bank | $725,000 | $790,000 | 9.0% | 0.0% |
| Summit Mortgage Corporation | $775,000 | n/a | 0.0% | |
| UBS Bank USA | $775,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $205,000 | $755,000 | 268.3% | 0.0% |
| Stifel Bank and Trust | $2,715,000 | $755,000 | -72.2% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $1,540,000 | $750,000 | -51.3% | 0.0% |
| Mid-Continent Funding, Inc. | $925,000 | $745,000 | -19.5% | 0.0% |
| Gateway First Bank | $1,585,000 | $740,000 | -53.3% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $305,000 | $740,000 | 142.6% | 0.0% |
| SPRING EQ, LLC | $1,220,000 | $720,000 | -41.0% | 0.0% |
| JMAC LENDING, INC. | $415,000 | $710,000 | 71.1% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $685,000 | n/a | 0.0% | |
| NEW FED MORTGAGE, CORP. | $665,000 | n/a | 0.0% | |
| MOUNTAIN WEST FINANCIAL, INC. | $655,000 | n/a | 0.0% | |
| Towne Bank | $1,870,000 | $640,000 | -65.8% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $930,000 | $635,000 | -31.7% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $660,000 | $625,000 | -5.3% | 0.0% |
| TOWER | $45,000 | $615,000 | 1,266.7% | 0.0% |
| WINGS FINANCIAL | $615,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $1,880,000 | $600,000 | -68.1% | 0.0% |
| EMBRACE HOME LOANS, INC. | $1,230,000 | $585,000 | -52.4% | 0.0% |
| PHH Mortgage Corporation | $310,000 | $585,000 | 88.7% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $435,000 | $575,000 | 32.2% | 0.0% |
| Firstrust Savings Bank | $565,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $370,000 | $550,000 | 48.6% | 0.0% |
| Piedmont Federal Savings Bank | $745,000 | $545,000 | -26.8% | 0.0% |
| AgSouth Farm Credit, ACA | $520,000 | n/a | 0.0% | |
| SHARONVIEW FEDERAL CREDIT UNION | $520,000 | n/a | 0.0% | |
| Credence Funding Corporation | $510,000 | n/a | 0.0% | |
| FIRST MORTGAGE COMPANY, INC. | $505,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $305,000 | $500,000 | 63.9% | 0.0% |
| BAY EQUITY LLC | $1,335,000 | $495,000 | -62.9% | 0.0% |
| ACOPIA, LLC | $485,000 | n/a | 0.0% | |
| MORTGAGE INVESTORS GROUP, INC. | $490,000 | $485,000 | -1.0% | 0.0% |
| SELF-HELP Credit Union | $55,000 | $485,000 | 781.8% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $480,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $475,000 | n/a | 0.0% | |
| Northwest Bank | $475,000 | n/a | 0.0% | |
| Leader Bank | $465,000 | n/a | 0.0% | |
| S1L, Inc. | $465,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $665,000 | $450,000 | -32.3% | 0.0% |
| OCMBC, INC. | $440,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $435,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $215,000 | $435,000 | 102.3% | 0.0% |
| First National Bank of America | $430,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $600,000 | $425,000 | -29.2% | 0.0% |
| AmeriHome Mortgage Company, LLC | $780,000 | $410,000 | -47.4% | 0.0% |
| RF Renovo Management Company, LLC | $2,130,000 | $410,000 | -80.8% | 0.0% |
| CLEARPATH LENDING | $1,545,000 | $390,000 | -74.8% | 0.0% |
| The Huntington National Bank | $1,360,000 | $385,000 | -71.7% | 0.0% |
| V.I.P. MORTGAGE, INC. | $385,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $1,385,000 | $380,000 | -72.6% | 0.0% |
| ARC HOME LLC | $370,000 | n/a | 0.0% | |
| Farmers and Merchants Trust Company of Chambersburg | $365,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $210,000 | $365,000 | 73.8% | 0.0% |
| POINT Mortgage | $365,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $365,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $195,000 | $360,000 | 84.6% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $265,000 | $355,000 | 34.0% | 0.0% |
| SFMC, LP | $345,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $325,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $325,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $400,000 | $310,000 | -22.5% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $310,000 | n/a | 0.0% | |
| Cedar Rapids Bank and Trust Company | $2,005,000 | $305,000 | -84.8% | 0.0% |
| CAROLINAS TELCO FEDERAL CREDIT UNION | $295,000 | n/a | 0.0% | |
| EMM LOANS LLC | $1,255,000 | $295,000 | -76.5% | 0.0% |
| First Option Mortgage, LLC | $285,000 | n/a | 0.0% | |
| NBH Bank | $285,000 | n/a | 0.0% | |
| ACHIEVA CREDIT UNION | $280,000 | n/a | 0.0% | |
| PIEDMONT ADVANTAGE CREDIT UNION | $785,000 | $280,000 | -64.3% | 0.0% |
| Park Lane Finance Solutions, LLC | $140,000 | $270,000 | 92.9% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $650,000 | $255,000 | -60.8% | 0.0% |
| First National Bank Texas | $245,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $245,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $245,000 | n/a | 0.0% | |
| American State Bank | $235,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $235,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $235,000 | n/a | 0.0% | |
| Bell Bank | $2,005,000 | $235,000 | -88.3% | 0.0% |
| Chickasaw Community Bank | $235,000 | n/a | 0.0% | |
| KBHS HOME LOANS, LLC | $235,000 | n/a | 0.0% | |
| Logan Finance Corporation | $235,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $235,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $65,000 | $225,000 | 246.2% | 0.0% |
| CityWorth Mortgage LLC | $215,000 | n/a | 0.0% | |
| Corporate Investors Mortgage Group, Inc. | $495,000 | $215,000 | -56.6% | 0.0% |
| North American Savings Bank, F.S.B. | $735,000 | $215,000 | -70.7% | 0.0% |
| American Heritage National Bank | $205,000 | n/a | 0.0% | |
| Crossroads Bank | $205,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $205,000 | n/a | 0.0% | |
| Apple Federal Credit Union | $195,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $195,000 | n/a | 0.0% | |
| Union Savings Bank | $195,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $185,000 | n/a | 0.0% | |
| First Community Bank | $1,665,000 | $180,000 | -89.2% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $180,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $175,000 | $175,000 | 0.0% | 0.0% |
| VERITAS FUNDING, LLC | $175,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $195,000 | $165,000 | -15.4% | 0.0% |
| Residential Mortgage Solutions, Inc. | $165,000 | n/a | 0.0% | |
| Southern Bank and Trust Company | $165,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $155,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,475,000 | $155,000 | -89.5% | 0.0% |
| Quontic Bank | $155,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $135,000 | $145,000 | 7.4% | 0.0% |
| GENEVA FINANCIAL, LLC | $755,000 | $145,000 | -80.8% | 0.0% |
| STAR ONE CREDIT UNION | $145,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $135,000 | n/a | 0.0% | |
| The State Bank and Trust Company | $135,000 | n/a | 0.0% | |
| BAY-VALLEY MORTGAGE GROUP | $125,000 | n/a | 0.0% | |
| Citibank | $190,000 | $125,000 | -34.2% | 0.0% |
| Elements Financial Federal Credit Union | $125,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $140,000 | $115,000 | -17.9% | 0.0% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| Bank of Oak Ridge | $105,000 | n/a | 0.0% | |
| Bank of Springfield | $105,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $215,000 | $105,000 | -51.2% | 0.0% |
| DUPACO COMMUNITY | $105,000 | n/a | 0.0% | |
| GMFS LLC | $195,000 | $105,000 | -46.2% | 0.0% |
| ONY GLO, INC. | $125,000 | $105,000 | -16.0% | 0.0% |
| Paramount Bank | $105,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $1,125,000 | $105,000 | -90.7% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $445,000 | $95,000 | -78.7% | 0.0% |
| Marine Federal Credit Union | $95,000 | n/a | 0.0% | |
| HighTechLending Inc | $75,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $75,000 | n/a | 0.0% | |
| 1st National Bank | $55,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $55,000 | n/a | 0.0% | |
| FIRST BANCORP | $1,065,000 | $55,000 | -94.8% | 0.0% |
| MTC Federal Credit Union | $45,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,145,000 | $35,000 | -96.9% | 0.0% |
| FORT FINANCIAL Federal Credit Union | $140,000 | $25,000 | -82.1% | 0.0% |
| LANGLEY | $15,000 | n/a | 0.0% |
HICKORY - LENOIR - MORGANTON's top lender by overall market share is STATE EMPLOYEES', with 11.7% market share. In second place, with 6.7%, is QUICKEN LOANS, LLC, having originated $119,395,000 in loans. In third place, with 4.6%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $82,365,000 in loans. In fourth place, with 4.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $73,410,000 in loans. In fifth place, with 4.0%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $71,450,000 in loans.
HICKORY - LENOIR - MORGANTON Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - HICKORY - LENOIR - MORGANTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $228,750 (27.6%) | $314,555 (18.2%) | 0.85 | 1,032 |
| 2018-02-01 | $231,950 (26.1%) | $322,321 (18.4%) | 0.84 | 1,095 |
| 2018-03-01 | $246,398 (28.5%) | $344,043 (23.0%) | 0.86 | 1,058 |
| 2018-04-01 | $254,375 (24.1%) | $350,100 (21.6%) | 0.86 | 1,119 |
| 2018-05-01 | $257,400 (19.8%) | $354,376 (21.0%) | 0.86 | 1,113 |
| 2018-06-01 | $259,900 (19.8%) | $359,618 (18.1%) | 0.87 | 1,123 |
| 2018-07-01 | $250,950 (14.1%) | $352,899 (13.7%) | 0.84 | 1,205 |
| 2018-08-01 | $246,750 (9.7%) | $352,633 (14.5%) | 0.83 | 1,236 |
| 2018-09-01 | $239,000 (6.2%) | $338,897 (8.2%) | 0.80 | 1,283 |
| 2018-10-01 | $239,300 (5.6%) | $336,698 (7.2%) | 0.81 | 1,287 |
| 2018-11-01 | $248,700 (5.9%) | $339,180 (6.5%) | 0.84 | 1,219 |
| 2018-12-01 | $249,000 (6.0%) | $338,822 (6.8%) | 0.86 | 1,151 |
| 2019-01-01 | $249,900 (9.3%) | $344,080 (9.4%) | 0.86 | 1,006 |
| 2019-02-01 | $249,950 (7.8%) | $339,910 (5.5%) | 0.84 | 988 |
| 2019-03-01 | $267,257 (8.5%) | $355,569 (3.4%) | 0.87 | 926 |
| 2019-04-01 | $281,900 (10.8%) | $376,597 (7.6%) | 0.90 | 868 |
| 2019-05-01 | $299,350 (16.3%) | $391,293 (10.4%) | 0.94 | 861 |
| 2019-06-01 | $299,000 (15.0%) | $397,466 (10.5%) | 0.93 | 872 |
| 2019-07-01 | $298,625 (19.0%) | $394,819 (11.9%) | 0.93 | 886 |
| 2019-08-01 | $295,791 (19.9%) | $392,276 (11.2%) | 0.94 | 874 |
| 2019-09-01 | $290,227 (21.4%) | $385,841 (13.9%) | 0.93 | 853 |
| 2019-10-01 | $280,450 (17.2%) | $378,109 (12.3%) | 0.90 | 846 |
| 2019-11-01 | $269,900 (8.5%) | $365,745 (7.8%) | 0.88 | 840 |
| 2019-12-01 | $274,900 (10.4%) | $369,415 (9.0%) | 0.92 | 777 |
| 2020-01-01 | $267,450 (7.0%) | $372,224 (8.2%) | 0.89 | 702 |
| 2020-02-01 | $261,000 (4.4%) | $370,956 (9.1%) | 0.85 | 687 |
| 2020-03-01 | $259,950 (-2.7%) | $361,376 (1.6%) | 0.81 | 677 |
| 2020-04-01 | $263,675 (-6.5%) | $357,475 (-5.1%) | 0.83 | 669 |
| 2020-05-01 | $269,900 (-9.8%) | $373,722 (-4.5%) | 0.82 | 589 |
| 2020-06-01 | $279,450 (-6.5%) | $389,848 (-1.9%) | 0.82 | 528 |
| 2020-07-01 | $299,500 (0.3%) | $396,934 (0.5%) | 0.87 | 490 |
| 2020-08-01 | $310,000 (4.8%) | $406,247 (3.6%) | 0.89 | 443 |
| 2020-09-01 | $299,175 (3.1%) | $407,475 (5.6%) | 0.86 | 513 |
| 2020-10-01 | $309,900 (10.5%) | $413,087 (9.3%) | 0.89 | 425 |
| 2020-11-01 | $299,950 (11.1%) | $417,807 (14.2%) | 0.88 | 438 |
| 2020-12-01 | $294,450 (7.1%) | $412,280 (11.6%) | 0.88 | 412 |
| 2021-01-01 | $285,000 (6.6%) | $421,957 (13.4%) | 0.85 | 366 |
| 2021-02-01 | $259,950 (-0.4%) | $414,807 (11.8%) | 0.76 | 324 |
| 2021-03-01 | $264,625 (1.8%) | $415,070 (14.9%) | 0.75 | 288 |
| 2021-04-01 | $264,950 (0.5%) | $416,876 (16.6%) | 0.72 | 282 |
| 2021-05-01 | $269,900 (0.0%) | $433,438 (16.0%) | 0.72 | 298 |
| 2021-06-01 | $268,975 (-3.8%) | $428,530 (9.9%) | 0.71 | 343 |
| 2021-07-01 | $275,000 (-8.2%) | $411,057 (3.6%) | 0.73 | 394 |
| 2021-08-01 | $271,750 (-12.3%) | $392,095 (-3.5%) | 0.72 | 403 |
| 2021-09-01 | $273,000 (-8.8%) | $401,944 (-1.4%) | 0.73 | 407 |
| 2021-10-01 | $269,900 (-12.9%) | $405,814 (-1.8%) | 0.72 | 378 |
| 2021-11-01 | $282,400 (-5.9%) | $407,691 (-2.4%) | 0.75 | 357 |
| 2021-12-01 | $277,425 (-5.8%) | $417,969 (1.4%) | 0.75 | 312 |
| 2022-01-01 | $298,500 (4.7%) | $438,305 (3.9%) | 0.81 | 254 |
| 2022-02-01 | $294,500 (13.3%) | $427,959 (3.2%) | 0.77 | 234 |
| 2022-03-01 | $311,575 (17.7%) | $432,460 (4.2%) | 0.78 | 255 |
| 2022-04-01 | $304,900 (15.1%) | $450,280 (8.0%) | 0.73 | 251 |
| 2022-05-01 | $317,450 (17.6%) | $486,815 (12.3%) | 0.73 | 336 |
| 2022-06-01 | $326,500 (21.4%) | $483,176 (12.8%) | 0.73 | 384 |
| 2022-07-01 | $339,900 (23.6%) | $477,280 (16.1%) | 0.77 | 466 |
| 2022-08-01 | $346,145 (27.4%) | $478,012 (21.9%) | 0.80 | 505 |
| 2022-09-01 | $339,675 (24.4%) | $482,555 (20.1%) | 0.79 | 503 |
| 2022-10-01 | $339,900 (25.9%) | $477,715 (17.7%) | 0.80 | 521 |
| 2022-11-01 | $342,295 (21.2%) | $468,195 (14.8%) | 0.82 | 575 |
| 2022-12-01 | $329,950 (18.9%) | $466,335 (11.6%) | 0.81 | 530 |
| 2023-01-01 | $343,923 (15.2%) | $475,265 (8.4%) | 0.85 | 484 |
| 2023-02-01 | $349,950 (18.8%) | $480,648 (12.3%) | 0.84 | 438 |
| 2023-03-01 | $349,900 (12.3%) | $486,643 (12.5%) | 0.83 | 441 |
| 2023-04-01 | $369,950 (21.3%) | $509,614 (13.2%) | 0.86 | 450 |
| 2023-05-01 | $376,495 (18.6%) | $523,419 (7.5%) | 0.85 | 490 |
| 2023-06-01 | $385,000 (17.9%) | $524,668 (8.6%) | 0.87 | 483 |
| 2023-07-01 | $374,450 (10.2%) | $516,267 (8.2%) | 0.85 | 498 |
| 2023-08-01 | $369,900 (6.9%) | $505,866 (5.8%) | 0.85 | 551 |
| 2023-09-01 | $360,000 (6.0%) | $506,552 (5.0%) | 0.84 | 589 |
| 2023-10-01 | $350,200 (3.0%) | $507,904 (6.3%) | 0.82 | 602 |
| 2023-11-01 | $349,000 (2.0%) | $496,130 (6.0%) | 0.83 | 647 |
| 2023-12-01 | $349,900 (6.1%) | $501,225 (7.5%) | 0.85 | 677 |
| 2024-01-01 | $349,900 (1.7%) | $483,623 (1.8%) | 0.85 | 633 |
| 2024-02-01 | $359,858 (2.8%) | $497,539 (3.5%) | 0.87 | 603 |
| 2024-03-01 | $359,950 (2.9%) | $506,651 (4.1%) | 0.85 | 638 |
| 2024-04-01 | $369,450 (-0.1%) | $510,909 (0.3%) | 0.86 | 675 |
| 2024-05-01 | $372,425 (-1.1%) | $527,981 (0.9%) | 0.85 | 708 |
| 2024-06-01 | $369,950 (-3.9%) | $526,079 (0.3%) | 0.84 | 738 |
| 2024-07-01 | $367,720 (-1.8%) | $519,039 (0.5%) | 0.84 | 802 |
| 2024-08-01 | $350,000 (-5.4%) | $496,804 (-1.8%) | 0.81 | 873 |
| 2024-09-01 | $349,000 (-3.1%) | $493,119 (-2.7%) | 0.82 | 924 |
| 2024-10-01 | $346,450 (-1.1%) | $493,953 (-2.8%) | 0.82 | 852 |
| 2024-11-01 | $349,000 (0.0%) | $490,007 (-1.2%) | 0.84 | 895 |
| 2024-12-01 | $344,450 (-1.6%) | $472,889 (-5.7%) | 0.86 | 881 |
| 2025-01-01 | $347,450 (-0.7%) | $471,337 (-2.5%) | 0.87 | 803 |
| 2025-02-01 | $349,950 (-2.8%) | $479,655 (-3.6%) | 0.85 | 827 |
| 2025-03-01 | $360,000 (0.0%) | $497,207 (-1.9%) | 0.85 | 837 |
| 2025-04-01 | $368,720 (-0.2%) | $525,311 (2.8%) | 0.86 | 899 |
HICKORY - LENOIR - MORGANTON's median listing price for 2025-04-01 was $368,720, a difference of
$-730
(-0.2%) versus the prior year and
$8,720 versus the prior month.
HICKORY - LENOIR - MORGANTON's median listing price comes in at 86% of the national average.
HICKORY - LENOIR - MORGANTON's average listing price for 2025-04-01 was $525,311, a difference of $14,402 (2.8%) versus the prior year and $28,104 versus the prior month.
For the 2025-04-01 period, HICKORY - LENOIR - MORGANTON had 899 MLS listings, a difference of 62 listings (7%) versus the prior month and 224 listings (33%) versus the prior year.
HICKORY - LENOIR - MORGANTON's median listing price comes in at 86% of the national average.
HICKORY - LENOIR - MORGANTON's average listing price for 2025-04-01 was $525,311, a difference of $14,402 (2.8%) versus the prior year and $28,104 versus the prior month.
For the 2025-04-01 period, HICKORY - LENOIR - MORGANTON had 899 MLS listings, a difference of 62 listings (7%) versus the prior month and 224 listings (33%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - HICKORY - LENOIR - MORGANTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 104 days | 2,089 sqft |
| 2018-02-01 | 86 days | 2,077 sqft |
| 2018-03-01 | 73 days | 2,127 sqft |
| 2018-04-01 | 63 days | 2,160 sqft |
| 2018-05-01 | 61 days | 2,192 sqft |
| 2018-06-01 | 64 days | 2,113 sqft |
| 2018-07-01 | 65 days | 2,091 sqft |
| 2018-08-01 | 67 days | 2,103 sqft |
| 2018-09-01 | 73 days | 2,032 sqft |
| 2018-10-01 | 81 days | 2,086 sqft |
| 2018-11-01 | 88 days | 2,072 sqft |
| 2018-12-01 | 95 days | 2,058 sqft |
| 2019-01-01 | 96 days | 2,072 sqft |
| 2019-02-01 | 92 days | 2,018 sqft |
| 2019-03-01 | 80 days | 2,127 sqft |
| 2019-04-01 | 72 days | 2,212 sqft |
| 2019-05-01 | 65 days | 2,282 sqft |
| 2019-06-01 | 63 days | 2,345 sqft |
| 2019-07-01 | 64 days | 2,289 sqft |
| 2019-08-01 | 62 days | 2,254 sqft |
| 2019-09-01 | 65 days | 2,235 sqft |
| 2019-10-01 | 66 days | 2,185 sqft |
| 2019-11-01 | 65 days | 2,123 sqft |
| 2019-12-01 | 74 days | 2,117 sqft |
| 2020-01-01 | 85 days | 2,112 sqft |
| 2020-02-01 | 73 days | 2,071 sqft |
| 2020-03-01 | 55 days | 2,041 sqft |
| 2020-04-01 | 54 days | 2,038 sqft |
| 2020-05-01 | 60 days | 2,062 sqft |
| 2020-06-01 | 60 days | 2,097 sqft |
| 2020-07-01 | 52 days | 2,195 sqft |
| 2020-08-01 | 44 days | 2,208 sqft |
| 2020-09-01 | 37 days | 2,110 sqft |
| 2020-10-01 | 43 days | 2,224 sqft |
| 2020-11-01 | 44 days | 2,190 sqft |
| 2020-12-01 | 50 days | 2,080 sqft |
| 2021-01-01 | 58 days | 1,961 sqft |
| 2021-02-01 | 48 days | 1,923 sqft |
| 2021-03-01 | 41 days | 1,894 sqft |
| 2021-04-01 | 36 days | 1,921 sqft |
| 2021-05-01 | 30 days | 1,872 sqft |
| 2021-06-01 | 29 days | 1,815 sqft |
| 2021-07-01 | 29 days | 1,870 sqft |
| 2021-08-01 | 33 days | 1,902 sqft |
| 2021-09-01 | 39 days | 1,895 sqft |
| 2021-10-01 | 37 days | 1,828 sqft |
| 2021-11-01 | 40 days | 1,902 sqft |
| 2021-12-01 | 43 days | 1,809 sqft |
| 2022-01-01 | 46 days | 1,906 sqft |
| 2022-02-01 | 34 days | 1,875 sqft |
| 2022-03-01 | 27 days | 1,902 sqft |
| 2022-04-01 | 26 days | 1,806 sqft |
| 2022-05-01 | 27 days | 1,794 sqft |
| 2022-06-01 | 34 days | 1,900 sqft |
| 2022-07-01 | 32 days | 1,920 sqft |
| 2022-08-01 | 41 days | 1,967 sqft |
| 2022-09-01 | 43 days | 1,955 sqft |
| 2022-10-01 | 47 days | 1,965 sqft |
| 2022-11-01 | 47 days | 1,986 sqft |
| 2022-12-01 | 57 days | 1,918 sqft |
| 2023-01-01 | 71 days | 1,911 sqft |
| 2023-02-01 | 69 days | 1,881 sqft |
| 2023-03-01 | 43 days | 1,879 sqft |
| 2023-04-01 | 44 days | 1,998 sqft |
| 2023-05-01 | 40 days | 2,038 sqft |
| 2023-06-01 | 44 days | 2,034 sqft |
| 2023-07-01 | 43 days | 1,980 sqft |
| 2023-08-01 | 41 days | 1,974 sqft |
| 2023-09-01 | 44 days | 1,930 sqft |
| 2023-10-01 | 46 days | 1,819 sqft |
| 2023-11-01 | 47 days | 1,809 sqft |
| 2023-12-01 | 52 days | 1,884 sqft |
| 2024-01-01 | 61 days | 1,903 sqft |
| 2024-02-01 | 60 days | 1,899 sqft |
| 2024-03-01 | 45 days | 1,831 sqft |
| 2024-04-01 | 43 days | 1,890 sqft |
| 2024-05-01 | 40 days | 1,917 sqft |
| 2024-06-01 | 44 days | 1,902 sqft |
| 2024-07-01 | 44 days | 1,898 sqft |
| 2024-08-01 | 49 days | 1,826 sqft |
| 2024-09-01 | 52 days | 1,825 sqft |
| 2024-10-01 | 62 days | 1,788 sqft |
| 2024-11-01 | 66 days | 1,764 sqft |
| 2024-12-01 | 71 days | 1,741 sqft |
| 2025-01-01 | 76 days | 1,754 sqft |
| 2025-02-01 | 71 days | 1,767 sqft |
| 2025-03-01 | 54 days | 1,773 sqft |
| 2025-04-01 | 53 days | 1,845 sqft |
HICKORY - LENOIR - MORGANTON's median listing age (time on market) for 2025-04-01 was 53 days.
This
is 23%
longer
than the same period one year ago.
HICKORY - LENOIR - MORGANTON's median square footage for active listings during the 2025-04-01 period was 1,845 sqft. One year prior, the average listing was 1,890 sqft.
HICKORY - LENOIR - MORGANTON's median square footage for active listings during the 2025-04-01 period was 1,845 sqft. One year prior, the average listing was 1,890 sqft.
HICKORY-LENOIR-MORGANTON, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,349 | $1,193,315,000 | $274,388 |
| Cash Out Refi | 1,127 | $216,075,000 | $191,726 |
| Refi | 978 | $204,670,000 | $209,274 |
| Home Improvement | 892 | $82,340,000 | $92,309 |
| Other | 886 | $89,200,000 | $100,677 |
| NA | 1 | $315,000 | $315,000 |
Hickory - Lenoir - Morganton's most frequently cited loan purpose was Home Purchase, with 4,349 originations. The 2nd most popular reason was Cash Out Refi, with 1,127 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,101 | $810,125,000 | $261,246 |
| 7-8% | 2,051 | $379,675,000 | $185,117 |
| 5-6% | 1,379 | $348,775,000 | $252,919 |
| Over 8% | 1,134 | $148,750,000 | $131,173 |
| <2.5% | 178 | $3,130,000 | $17,584 |
| 4-5% | 112 | $32,720,000 | $292,143 |
| 3-4% | 23 | $7,315,000 | $318,043 |
| 2.5-3% | 6 | $860,000 | $143,333 |
During 2024, Hickory - Lenoir - Morganton's most frequently originated rate bucket was 6-7%, with 3,101 originations.
Loan Sizing (HICKORY-LENOIR-MORGANTON, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,964 | $819,140,000 | $276,363 |
| $100k-200k | 2,413 | $358,265,000 | $148,473 |
| $100,000 or less | 2,076 | $112,110,000 | $54,003 |
| $400k-600k | 481 | $226,045,000 | $469,948 |
| $600k-1000k | 244 | $178,520,000 | $731,639 |
| $Over $1MM | 55 | $91,835,000 | $1,669,727 |
HICKORY - LENOIR - MORGANTON's loan sizing saw the bucket of loans from $200k-400k with 2,964 originations, totaling $819,140,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,996 | $853,900,000 | $285,013 |
| 60-80% | 1,527 | $431,355,000 | $282,485 |
| Under 20% | 1,235 | $61,625,000 | $49,899 |
| 20-40% | 1,205 | $138,975,000 | $115,332 |
| 40-60% | 840 | $187,150,000 | $222,798 |
| Over 100% | 115 | $34,075,000 | $296,304 |
HICKORY - LENOIR - MORGANTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,996 originations, totaling $853,900,000 in origination value.