HICKORY - LENOIR - MORGANTON Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hickory - Lenoir - Morganton averaged 5.84% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.69% and one month ago for the week of 2022-04-14, the average rate was 5.49%.

Hickory - Lenoir - Morganton's average rate one year ago was 3.32%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.5%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Hickory - Lenoir - Morganton 30 Year Fixed Rate 2022-05-19 5.84%
Hickory - Lenoir - Morganton 30 Year Fixed Rate Refi 2022-05-19 5.5%
Hickory - Lenoir - Morganton 15 Year Fixed Rate 2022-05-19 5.24%
Hickory - Lenoir - Morganton 15 Year Fixed Rate Refi 2022-05-19 4.77%
Hickory - Lenoir - Morganton 30 Year FHA 2022-05-19 5.54%
Hickory - Lenoir - Morganton 30 Year FHA Refi 2022-05-19 5.38%
Hickory - Lenoir - Morganton 30 Year USDA 2022-05-19 5.45%
Hickory - Lenoir - Morganton 30 Year USDA Refi 2022-05-19 5.22%
Hickory - Lenoir - Morganton 30 Year VA 2022-05-19 5.37%
Hickory - Lenoir - Morganton 30 Year VA Refi 2022-05-19 5.09%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HICKORY-LENOIR-MORGANTON, NC.

HICKORY - LENOIR - MORGANTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the HICKORY-LENOIR-MORGANTON, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
STATE EMPLOYEES' 937 3.31% $3,493
QUICKEN LOANS, LLC 616 3.09% $4,678
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 406 3.26% $4,316
Truist Bank 258 3.03% $3,597
MOVEMENT MORTGAGE, LLC 255 3.13% $3,658
Wells Fargo Bank 222 3.15% $3,023
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 139 3.21% $4,066
Alcova Mortgage LLC 139 3.12% $2,929
LOCAL GOVERNMENT FEDERAL CREDIT UNION 129 3.35% $3,369
Peoples Bank 122 2.97% $2,978
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 114 3.21% $3,667
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 109 3.18% $3,850
HOMESIDE FINANCIAL, LLC 103 3.22% $3,247
First-Citizens Bank & Trust Company 99 3.14% $3,679
UNITED WHOLESALE MORTGAGE, LLC 95 3.09% $3,426
AMERIFIRST FINANCIAL CORPORATION 89 3.33% $4,142
CERTAINTY HOME LOANS, LLC 88 3.31% $4,555
Renasant Bank 82 3.04% $3,028
LOANDEPOT.COM, LLC 81 3.06% $4,617
PRIMELENDING, A PLAINSCAPITAL COMPANY 72 3.16% $3,625
AMERISAVE MORTGAGE CORPORATION 70 2.96% $5,047
CROSSCOUNTRY MORTGAGE, LLC 66 3.30% $4,578
Bank of America 61 2.79% $3,423
GUARANTEED RATE, INC. 60 3.19% $3,696
Citizens Bank 52 2.95% $5,473
Mr. Cooper ( Nationstar Mortgage ) 51 3.37% $4,471
BETTER MORTGAGE CORPORATION 50 2.90% $3,473
JPMorgan Chase Bank 43 3.00% $3,243
PENNYMAC LOAN SERVICES, LLC 43 3.21% $4,033
NEWREZ LLC 36 3.24% $3,729
Mortgage Assurance Inc. 35 2.97% $3,545
GUILD MORTGAGE COMPANY 33 3.18% $3,369
Wyndham Capital Mortgage, Inc. 33 2.96% $2,287
CALIBER HOME LOANS, INC. 32 3.14% $4,024
Flagstar Bank, FSB 31 3.24% $4,230
NAVY FEDERAL CREDIT UNION 30 3.64% $3,585
American Security Mortgage Corp. 29 2.91% $3,142
First Federal Bank 29 2.95% $4,249
AgFirst Farm Credit Bank 28 3.16% $5,181
PNC Bank 27 3.08% $3,654
FAMILY FIRST FUNDING LLC 26 3.50% $4,893
ROYAL UNITED MORTGAGE LLC 25 3.51% $4,980
BROKER SOLUTIONS, INC. 25 3.22% $4,178
First Horizon Bank 25 3.14% $3,239
U.S. Bank 23 3.07% $3,057
InterContinental Capital Group, Inc 22 3.15% $4,423
FREEDOM MORTGAGE CORPORATION 22 3.23% $2,573
First National Bank of Pennsylvania 21 2.96% $3,601
Fifth Third Bank 21 3.14% $4,068
Northpointe Bank 20 3.42% $3,892
TD Bank 19 3.20% $4,585
PRIMARY RESIDENTIAL MORTGAGE, INC. 19 3.29% $4,143
CAPITAL CENTER, L.L.C. 18 3.01% $2,066
MCLEAN MORTGAGE CORPORATION 18 2.93% $3,277
VANDERBILT MORTGAGE AND FINANCE, INC. 18 3.22% $4,197
GoPrime Mortgage, Inc. 17 3.37% $3,697
AMERICAN FINANCING CORPORATION 16 3.12% $3,845
CHURCHILL MORTGAGE CORPORATION 16 3.34% $3,393
Regions Bank 15 3.07% $5,890
HOME POINT FINANCIAL CORPORATION 15 2.94% $4,222
First Heritage Mortgage, LLC 14 3.40% $4,307
CORNERSTONE HOME LENDING, INC. 14 3.21% $3,607
ZILLOW HOME LOANS, LLC 13 3.15% $3,635
Telco Community Credit Union 13 3.61% $3,034
INTERCOASTAL MORTGAGE COMPANY 12 2.99% $4,178
HOMESTAR FINANCIAL CORPORATION 12 3.35% $3,206
CIS Financial Services, Inc. 11 3.16% $3,458
SUMMIT FUNDING, INC. 11 2.95% $4,033
AMERICAN FINANCIAL NETWORK, INC. 10 3.44% $6,685
South State Bank 10 3.16% $6,290
Truliant Federal Credit Union 10 3.45% $3,294
Carrington Mortgage Services, LLC 10 3.70% $4,131
TOWNE MORTGAGE COMPANY 10 3.02% $4,731
MUTUAL OF OMAHA MORTGAGE, INC. 9 3.28% $4,186
Uwharrie Bank 9 3.11% $2,951
First Community Bank 9 2.94% $4,153
ANGEL OAK HOME LOANS LLC 9 3.92% $4,221
SUN WEST MORTGAGE COMPANY, INC. 8 2.97% $3,717
LATINO COMMUNITY CREDIT UNION 8 5.69% $3,710
Towne Bank 8 3.19% $4,541
PENTAGON FEDERAL CREDIT UNION 8 2.83% $4,570
Ameris Bank 8 3.39% $3,697
Prosperity Home Mortgage, LLC 8 3.09% $3,666
RELIANCE FIRST CAPITAL, LLC 7 3.75% $6,463
CMG MORTGAGE, INC. 7 3.18% $4,951
EVERETT FINANCIAL, INC. 7 3.70% $2,032
First Bank 7 2.95% $2,997
GUARANTEED RATE AFFINITY, LLC 7 2.82% $3,045
HomeTrust Bank 7 3.12% $4,033
KELLER MORTGAGE, LLC 7 3.23% $3,374
Nations Lending Corporation 7 3.11% $6,397
NFM, INC. 7 3.38% $4,546
RUOFF MORTGAGE COMPANY, INC. 7 3.04% $2,477
UNITED 7 3.27% $3,141
LOANPAL, LLC 6 3.51% $5,491
Pinnacle Bank 6 2.90% $3,269
INSPIRE HOME LOANS INC. 6 3.73% $4,453
SOUTHERN TRUST MORTGAGE, LLC 6 3.10% $3,023
SeaTrust Mortgage Company 6 3.12% $5,975
Baxter Credit Union 6 3.00% $3,153
LADERA LENDING, INC. 6 2.98% $4,643
Discover Bank 5 4.42% $0
Stifel Bank and Trust 5 2.73% $2,516
Manufacturers and Traders Trust Company 5 3.25% $4,303
Mortgage Research Center, LLC 5 3.00% $3,757
First Reliance Bank 5 2.93% $4,574
Colten Mortgage, LLC 5 3.73% $4,031
C & F Mortgage Corporation 5 3.00% $2,484
Blue Ridge Bank 5 2.85% $5,704
CRESCENT MORTGAGE COMPANY 5 3.30% $4,148
First Guaranty Mortgage Corporation 5 3.40% $4,040
Dollar Bank, Federal Savings Bank 5 3.05% $6,983
THRIVE MORTGAGE, LLC 5 3.08% $3,282
TIAA, FSB 4 2.94% $10,318
GENEVA FINANCIAL, LLC 4 3.66% $4,250
Magnolia Bank 4 2.87% $4,256
FINANCE OF AMERICA MORTGAGE LLC 4 3.13% $2,476
The Federal Savings Bank 4 3.13% $5,729
NP, Inc. 4 3.25% $5,374
FirstBank 4 2.97% $2,435
CAROLINAS TELCO FEDERAL CREDIT UNION 4 3.59% $3,465
Strong Home Mortgage, LLC 4 2.84% $969
PROVIDENT FUNDING ASSOCIATES, L.P. 4 2.75% $2,941
Morgan Stanley Private Bank 4 2.72% $3,451
Hometown Lenders, Inc. 4 3.28% $3,835
Gateway First Bank 4 3.16% $2,696
Bank of England 4 3.25% $4,706
EMBRACE HOME LOANS, INC. 4 3.53% $3,276
CANOPY MORTGAGE, LLC 4 3.12% $3,200
RESIDENTIAL MORTGAGE SERVICES, INC. 4 3.16% $3,347
NBKC BANK 4 3.22% $4,166
FIDELITY DIRECT MORTGAGE, LLC 4 3.03% $3,832
FBC MORTGAGE, LLC 4 3.03% $3,201
Bank of Tennessee 3 2.63% $3,143
PHH Mortgage Corporation 3 3.42% $6,397
Piedmont Federal Savings Bank 3 2.92% $5,237
Citibank 3 2.83% $3,512
PREMIER LENDING, INC. 3 3.29% $3,183
Carolina Farm Credit, ACA 3 4.45% $4,992
Atlantic Coast Mortgage, LLC 3 3.21% $7,347
Associated Credit Union 3 3.13% $3,478
LAKEVIEW LOAN SERVICING, LLC 3 4.04% $2,921
AmeriHome Mortgage Company, LLC 3 3.37% $3,696
LIBERTY HOME MORTGAGE CORPORATION 3 3.29% $5,960
SHARONVIEW FEDERAL CREDIT UNION 3 3.25% $4,410
SOFI LENDING CORP. 3 3.17% $2,839
Amerifirst Financial, Inc. 3 3.42% $4,249
AMERICAN PACIFIC MORTGAGE CORPORATION 3 3.25% $5,647
STEARNS LENDING, LLC 3 3.42% $3,578
SUCCESS MORTGAGE PARTNERS, INC. 3 3.92% $3,599
Watermark Capital, Inc. 3 2.79% $3,598
Charles Schwab Bank, SSB 3 1.93% $3,192
Third Federal Savings and Loan Association of Cleveland 3 3.16% $1,314
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 3.38% $3,472
USAA Federal Savings Bank 3 3.00% $3,334
Allen Tate Mortgage Partners, LLC 3 3.54% $5,626
ACOPIA, LLC 3 3.33% $6,861
First Mortgage Solutions, LLC 3 2.71% $5,384
COASTAL Federal Credit Union 3 2.96% $2,940
First Savings Bank 3 3.13% $8,227
CHAMPIONS MORTGAGE LLC 2 3.12% $4,291
IMPAC MORTGAGE CORP. 2 4.56% $2,033
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 2.75% $4,171
SIRVA MORTGAGE, INC. 2 3.06% $1,467
TJC Mortgage, Inc. 2 2.75% $3,977
TOP FLITE FINANCIAL, INC. 2 3.19% $8,712
Cornerstone National Bank & Trust Company 2 2.94% $2,883
Corporate Investors Mortgage Group, Inc. 2 3.50% $4,604
Alpha Mortgage Corporation 2 3.06% $5,627
Bethpage Federal Credit Union 2 3.44% $7,822
Ally Bank 2 3.44% $4,277
UBS Bank USA 2 3.25% $3,839
UNION HOME MORTGAGE CORP. 2 2.81% $4,599
1ST SIGNATURE LENDING, LLC 2 3.63% $6,271
United Community Bank 2 3.13% $3,231
ALLIANT CREDIT UNION 2 2.69% $5,249
North State Bank 2 3.25% $2,689
Capitol Federal Savings Bank 2 2.94% $4,827
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 3.44% $4,755
BAY EQUITY LLC 2 2.94% $6,739
FLAT BRANCH MORTGAGE, INC. 2 3.56% $2,755
Paramount Residential Mortgage Group, Inc. 2 3.06% $4,036
Sierra Pacific Mortgage Company, Inc. 2 3.69% $3,359
Shamrock Home Loans, Inc. 2 3.25% $3,595
LENDUS, LLC 2 3.13% $5,063
RESOURCE FINANCIAL SERVICES, INC. 2 3.13% $2,571
RESIDENTIAL BANCORP. 2 3.06% $3,077
1st National Bank 2 3.00% $924
George Mason Mortgage, LLC 2 3.25% $3,527
T2 FINANCIAL LLC 2 3.06% $9,879
MID AMERICA MORTGAGE, INC. 2 3.19% $4,281
First Home Bank 2 2.75% $6,536
SPRING EQ, LLC 2 2.81% $0
SOUTHPOINT FINANCIAL SERVICES, INC. 2 3.25% $8,953
The Fidelity Bank 2 3.13% $5,298
Barrington Bank & Trust Company, N.A. 2 3.93% $4,569
THE MORTGAGE FIRM, INC. 2 3.38% $3,782
Southern First Bank 2 3.48% $5,004
VAN DYK MORTGAGE CORPORATION 1 3.38% $2,976
DEEPHAVEN MORTGAGE LLC 1 4.88% $15,457
FIRST BANCORP, INC. 1 3.25% $3,056
Vibrant Credit Union 1 2.50% $2,499
First Citizens National Bank 1 2.50% $2,745
Commonwealth Bank and Trust Company 1 2.75% $2,124
Colonial Savings, F.A. 1 3.25% $4,680
First National Bank of America 1 7.13% $10,548
Florida Capital Bank 1 3.13% $2,660
FOUNDERS FEDERAL CREDIT UNION 1 2.25% $4,327
CIBC Bank USA 1 3.88% $3,334
GMFS LLC 1 3.38% $2,469
Goldman Sachs Bank USA 1 2.35% $3,164
Christensen Financial, Inc. 1 2.88% $3,204
Greenbox Loans, Inc. 1 4.38% $7,936
CHARLOTTE METRO FEDERAL CREDIT UNION 1 3.75% $6,937
GUARANTY HOME MORTGAGE CORPORATION 1 2.75% $8,231
HAMILTON HOME LOANS, INC. 1 2.99% $4,052
Champion Credit Union 1 2.63% $2,970
HOMESPIRE MORTGAGE CORPORATION 1 3.50% $4,514
CELEBRITY HOME LOANS, LLC 1 3.25% $2,970
Waterstone Mortgage Corporation 1 3.38% $3,171
Independent Bank 1 2.99% $2,417
INTERCAP LENDING INC. 1 2.63% $2,738
ITHINK FINANCIAL Credit Union 1 2.88% $4,056
JET DIRECT FUNDING CORP 1 3.00% $7,061
Webster Bank 1 2.88% $5,322
KeyBank 1 2.75% $5,174
KEYPOINT 1 3.24% $3,451
KS StateBank 1 2.88% $1,876
LANGLEY 1 2.88% $3,207
CALCON MUTUAL MORTGAGE LLC 1 3.25% $4,495
LOANLEADERS OF AMERICA, INC. 1 2.75% $3,968
BNY Mellon 1 2.50% $3,894
BMO Harris Bank 1 3.00% $6,885
Mid Penn Bank 1 2.75% $4,143
MILEND, INC. 1 3.13% $5,374
MORIA DEVELOPMENT, INC. 1 3.63% $3,664
MORTGAGE EQUITY PARTNERS LLC 1 2.88% $4,245
MORTGAGE FINANCIAL GROUP, INC. 1 2.88% $2,705
Mortgage Network, Inc. 1 3.25% $3,161
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 2.88% $8,768
BAYSHORE MORTGAGE FUNDING, LLC 1 3.00% $3,800
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.00% $4,278
NBH Bank 1 3.38% $4,699
NEW FED MORTGAGE, CORP. 1 3.13% $4,785
Wolfe Financial, Inc 1 2.75% $3,089
BANKWEST, INC. 1 2.75% $1,861
NTFN, INC. 1 3.13% $2,351
BANKSOUTH MORTGAGE COMPANY, LLC 1 3.13% $2,243
Peoples Bank 1 3.63% $3,366
PLANET HOME LENDING, LLC 1 2.99% $2,242
Axos Bank 1 2.88% $1,427
POLARIS HOME FUNDING CORP. 1 3.38% $6,757
Presidential Bank, FSB 1 3.38% $3,540
Austin Capital Bank SSB 1 3.25% $5,536
Prime Choice Funding Inc. 1 3.25% $2,180
Princeton Mortgage Corporation 1 3.25% $3,325
PROPONENT Federal Credit Union 1 3.13% $4,733
Arvest Bank 1 2.63% $4,284
Quontic Bank 1 5.88% $11,970
RAPID MORTGAGE COMPANY 1 3.38% $5,320
Raymond James Bank 1 3.50% $1,774
RBC Bank, (Georgia) 1 2.50% $2,996
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.00% $3,197
ARC HOME LLC 1 4.25% $6,875
ACADEMY MORTGAGE CORPORATION 1 3.13% $2,929
Servion, Inc. 1 3.38% $2,275
ServisFirst Bank 1 2.63% $2,718
SIGNATURE MORTGAGE CORPORATION 1 3.13% $3,319
SIWELL, INC. 1 3.38% $3,597
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 4.13% $2,622
Southern Bank and Trust Company 1 3.00% $7,574
SOVEREIGN LENDING GROUP INCORPORATED 1 2.88% $9,965
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.38% $5,201
Sunflower Bank 1 3.99% $2,025
American National Bank and Trust Company 1 2.65% $1,836
AMERICAN FINANCIAL RESOURCES, INC. 1 3.50% $3,239
TEACHERS 1 4.00% $2,283
AMERICAN FEDERAL MORTGAGE CORPORATION 1 2.75% $2,221
The Central Trust Bank 1 3.49% $3,060
The Huntington National Bank 1 2.25% $4,445
The Park National Bank 1 4.24% $4,009
The State Bank 1 3.00% $3,955
AMERICAN ADVISORS GROUP 1 3.50% $4,496
AMCAP MORTGAGE, LTD. 1 3.38% $3,194
Truity Federal Credit Union 1 2.75% $2,417
US MORTGAGE CORPORATION 1 3.25% $8,675
ALLEGACY FEDERAL CREDIT UNION 1 3.25% $9,028
Valley National Bank 1 3.13% $2,921
ValleyStar Credit Union 1 3.13% $3,262
Affiliated Bank 1 3.38% $2,949
Deere Employees Credit Union 1 2.75% $2,378
DELTA COMMUNITY CREDIT UNION 1 3.00% $5,902
Dundee Bank 1 3.25% $2,642
EMM LOANS LLC 1 3.38% $3,835
EQUITY RESOURCES, INC. 1 3.25% $3,485
EXCITE Credit Union 1 3.00% $3,158

HICKORY-LENOIR-MORGANTON, NC's 296 lenders originated 14,840 loans during 2021. The total origination value was $2,959,240,000, with an average loan value of $199,410.

The top HICKORY - LENOIR - MORGANTON lender as defined by loan originations is STATE EMPLOYEES', with 937 loans originated. Their average total fees are $3,493, which is $1,185 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee HICKORY - LENOIR - MORGANTON lenders (with over 10 loans originated) are CAPITAL CENTER, L.L.C. ($2,066), Wyndham Capital Mortgage, Inc. ($2,287), FREEDOM MORTGAGE CORPORATION ($2,573), Alcova Mortgage LLC ($2,929) and Peoples Bank ($2,978).

The lowest rate HICKORY - LENOIR - MORGANTON lenders (with over 10 loans originated) are Bank of America (2.79%), BETTER MORTGAGE CORPORATION (2.90%), American Security Mortgage Corp. (2.91%), MCLEAN MORTGAGE CORPORATION (2.93%) and HOME POINT FINANCIAL CORPORATION (2.94%).

HICKORY-LENOIR-MORGANTON, NC Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
STATE EMPLOYEES' $209,595,000 $296,095,000 41.3% 10.0%
QUICKEN LOANS, LLC $222,595,000 $279,055,000 25.4% 9.4%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $142,560,000 $158,640,000 11.3% 5.4%
Truist Bank $134,015,000 $132,890,000 -0.8% 4.5%
MOVEMENT MORTGAGE, LLC $89,375,000 $113,265,000 26.7% 3.8%
First-Citizens Bank & Trust Company $66,510,000 $84,420,000 26.9% 2.9%
Wells Fargo Bank $68,750,000 $81,135,000 18.0% 2.7%
Peoples Bank $155,000 $67,345,000 43,348.4% 2.3%
FREEDOM MORTGAGE CORPORATION $55,320,000 $62,170,000 12.4% 2.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $40,995,000 $53,730,000 31.1% 1.8%
Alcova Mortgage LLC $41,615,000 $49,275,000 18.4% 1.7%
CBRE MULTIFAMILY CAPITAL, INC. $47,005,000 n/a 1.6%
CERTAINTY HOME LOANS, LLC $62,310,000 $45,560,000 -26.9% 1.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $43,475,000 $45,310,000 4.2% 1.5%
LOANDEPOT.COM, LLC $27,590,000 $43,185,000 56.5% 1.5%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $27,210,000 $43,150,000 58.6% 1.5%
UNITED WHOLESALE MORTGAGE, LLC $20,370,000 $42,315,000 107.7% 1.4%
CROSSCOUNTRY MORTGAGE, LLC $6,145,000 $38,140,000 520.7% 1.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $42,905,000 $37,845,000 -11.8% 1.3%
Bank of America $31,505,000 $35,815,000 13.7% 1.2%
HOMESIDE FINANCIAL, LLC $24,160,000 $32,555,000 34.7% 1.1%
Mortgage Research Center, LLC $25,380,000 $32,115,000 26.5% 1.1%
PENNYMAC LOAN SERVICES, LLC $15,740,000 $31,545,000 100.4% 1.1%
AMERISAVE MORTGAGE CORPORATION $19,030,000 $28,510,000 49.8% 1.0%
AMERIFIRST FINANCIAL CORPORATION $26,930,000 $28,420,000 5.5% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $19,690,000 $28,070,000 42.6% 0.9%
Citizens Bank $29,535,000 $27,240,000 -7.8% 0.9%
Renasant Bank $21,980,000 $27,235,000 23.9% 0.9%
PRIMELENDING, A PLAINSCAPITAL COMPANY $29,425,000 $27,005,000 -8.2% 0.9%
BETTER MORTGAGE CORPORATION $9,525,000 $26,140,000 174.4% 0.9%
GUARANTEED RATE, INC. $11,295,000 $23,300,000 106.3% 0.8%
First Horizon Bank $27,925,000 $22,895,000 -18.0% 0.8%
NAVY FEDERAL CREDIT UNION $12,010,000 $19,245,000 60.2% 0.7%
JPMorgan Chase Bank $13,320,000 $18,765,000 40.9% 0.6%
PNC Bank $16,475,000 $18,520,000 12.4% 0.6%
First National Bank of Pennsylvania $13,540,000 $17,595,000 29.9% 0.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $6,190,000 $16,090,000 159.9% 0.5%
NEWREZ LLC $13,370,000 $15,705,000 17.5% 0.5%
U.S. Bank $9,185,000 $15,415,000 67.8% 0.5%
GUILD MORTGAGE COMPANY $3,765,000 $14,660,000 289.4% 0.5%
First Community Bank $18,065,000 $14,425,000 -20.1% 0.5%
Fifth Third Bank $11,345,000 $14,085,000 24.2% 0.5%
CALIBER HOME LOANS, INC. $8,135,000 $13,660,000 67.9% 0.5%
Merchants Bank of Indiana $13,085,000 n/a 0.4%
AgFirst Farm Credit Bank $15,595,000 $12,600,000 -19.2% 0.4%
INTERCOASTAL MORTGAGE COMPANY $2,285,000 $12,135,000 431.1% 0.4%
TD Bank $8,855,000 $12,100,000 36.6% 0.4%
BROKER SOLUTIONS, INC. $6,570,000 $11,620,000 76.9% 0.4%
LAKEVIEW LOAN SERVICING, LLC $8,890,000 $11,430,000 28.6% 0.4%
HOME POINT FINANCIAL CORPORATION $4,110,000 $11,250,000 173.7% 0.4%
FAMILY FIRST FUNDING LLC $6,500,000 $11,095,000 70.7% 0.4%
American Security Mortgage Corp. $12,770,000 $10,960,000 -14.2% 0.4%
Regions Bank $8,415,000 $10,920,000 29.8% 0.4%
United Bank $7,715,000 $10,405,000 34.9% 0.4%
Wyndham Capital Mortgage, Inc. $9,290,000 $10,375,000 11.7% 0.4%
Flagstar Bank, FSB $4,930,000 $9,785,000 98.5% 0.3%
InterContinental Capital Group, Inc $3,545,000 $9,405,000 165.3% 0.3%
HOMESTAR FINANCIAL CORPORATION $7,020,000 $8,790,000 25.2% 0.3%
Mortgage Assurance Inc. $5,065,000 $8,775,000 73.2% 0.3%
MCLEAN MORTGAGE CORPORATION $8,565,000 $8,760,000 2.3% 0.3%
First Federal Bank $10,460,000 $8,615,000 -17.6% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $6,710,000 $8,520,000 27.0% 0.3%
NEW DAY FINANCIAL, LLC $9,625,000 $8,230,000 -14.5% 0.3%
USAA Federal Savings Bank $13,205,000 $8,070,000 -38.9% 0.3%
South State Bank $385,000 $8,015,000 1,981.8% 0.3%
Northpointe Bank $7,835,000 $8,005,000 2.2% 0.3%
Skyline National Bank $4,715,000 $7,860,000 66.7% 0.3%
CHURCHILL MORTGAGE CORPORATION $5,155,000 $7,195,000 39.6% 0.2%
HomeTrust Bank $3,250,000 $7,100,000 118.5% 0.2%
PENTAGON FEDERAL CREDIT UNION $1,280,000 $6,925,000 441.0% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $21,665,000 $6,755,000 -68.8% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $6,080,000 $6,505,000 7.0% 0.2%
WALKER & DUNLOP, LLC $6,415,000 n/a 0.2%
GoPrime Mortgage, Inc. $5,185,000 $6,120,000 18.0% 0.2%
CAPITAL CENTER, L.L.C. $880,000 $6,080,000 590.9% 0.2%
First Bank $285,000 $6,020,000 2,012.3% 0.2%
Towne Bank $2,540,000 $5,960,000 134.6% 0.2%
Carrington Mortgage Services, LLC $4,900,000 $5,860,000 19.6% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $8,860,000 $5,805,000 -34.5% 0.2%
Pinnacle Bank $5,800,000 $5,335,000 -8.0% 0.2%
CMG MORTGAGE, INC. $1,810,000 $5,325,000 194.2% 0.2%
Uwharrie Bank $3,615,000 $5,295,000 46.5% 0.2%
RELIANCE FIRST CAPITAL, LLC $6,010,000 $5,240,000 -12.8% 0.2%
CIS Financial Services, Inc. $5,190,000 n/a 0.2%
AMERICAN FINANCIAL NETWORK, INC. $5,185,000 $5,150,000 -0.7% 0.2%
Truliant Federal Credit Union $4,240,000 $5,065,000 19.5% 0.2%
The Federal Savings Bank $3,910,000 $5,050,000 29.2% 0.2%
Summit Credit Union $1,820,000 $4,985,000 173.9% 0.2%
First Heritage Mortgage, LLC $4,870,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $3,135,000 $4,840,000 54.4% 0.2%
AMERICAN FINANCING CORPORATION $1,410,000 $4,800,000 240.4% 0.2%
NFM, INC. $2,710,000 $4,720,000 74.2% 0.2%
ZILLOW HOME LOANS, LLC $855,000 $4,430,000 418.1% 0.1%
SUMMIT FUNDING, INC. $10,620,000 $4,400,000 -58.6% 0.1%
Magnolia Bank $4,515,000 $4,360,000 -3.4% 0.1%
ROYAL UNITED MORTGAGE LLC $3,835,000 $4,120,000 7.4% 0.1%
Nations Lending Corporation $3,335,000 $3,775,000 13.2% 0.1%
Carolina Farm Credit, ACA $2,640,000 $3,770,000 42.8% 0.1%
SOUTHERN TRUST MORTGAGE, LLC $5,695,000 $3,660,000 -35.7% 0.1%
Barrington Bank & Trust Company, N.A. $3,140,000 $3,645,000 16.1% 0.1%
CORNERSTONE HOME LENDING, INC. $4,080,000 $3,545,000 -13.1% 0.1%
ALLEGACY FEDERAL CREDIT UNION $3,160,000 $3,405,000 7.8% 0.1%
Ameris Bank $5,225,000 $3,335,000 -36.2% 0.1%
Telco Community Credit Union $1,480,000 $3,310,000 123.6% 0.1%
TIAA, FSB $2,270,000 $3,305,000 45.6% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,935,000 $3,300,000 70.5% 0.1%
INSPIRE HOME LOANS INC. $640,000 $3,160,000 393.8% 0.1%
TOWNE MORTGAGE COMPANY $1,730,000 $3,160,000 82.7% 0.1%
Allen Tate Mortgage Partners, LLC $4,280,000 $3,115,000 -27.2% 0.1%
American Airlines Federal Credit Union $75,000 $3,085,000 4,013.3% 0.1%
ANGEL OAK HOME LOANS LLC $3,275,000 $2,875,000 -12.2% 0.1%
SeaTrust Mortgage Company $2,855,000 n/a 0.1%
CLEARPATH LENDING $6,685,000 $2,790,000 -58.3% 0.1%
LENDUS, LLC $4,525,000 $2,745,000 -39.3% 0.1%
Blue Ridge Bank $1,475,000 $2,705,000 83.4% 0.1%
NBKC BANK $3,510,000 $2,665,000 -24.1% 0.1%
Dollar Bank, Federal Savings Bank $6,030,000 $2,655,000 -56.0% 0.1%
Morgan Stanley Private Bank $1,300,000 $2,630,000 102.3% 0.1%
Colten Mortgage, LLC $1,030,000 $2,610,000 153.4% 0.1%
Southern Bank and Trust Company $1,595,000 $2,530,000 58.6% 0.1%
Mid-Continent Funding, Inc. $450,000 $2,500,000 455.6% 0.1%
Gateway First Bank $550,000 $2,465,000 348.2% 0.1%
LOANPAL, LLC $715,000 $2,420,000 238.5% 0.1%
EVERETT FINANCIAL, INC. $2,880,000 $2,410,000 -16.3% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $2,405,000 n/a 0.1%
UNITED $3,185,000 $2,375,000 -25.4% 0.1%
Baxter Credit Union $1,110,000 $2,365,000 113.1% 0.1%
Paramount Residential Mortgage Group, Inc. $1,560,000 $2,325,000 49.0% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,650,000 $2,285,000 38.5% 0.1%
Hometown Lenders, Inc. $850,000 $2,245,000 164.1% 0.1%
KELLER MORTGAGE, LLC $3,620,000 $2,225,000 -38.5% 0.1%
First Guaranty Mortgage Corporation $2,565,000 $2,210,000 -13.8% 0.1%
LADERA LENDING, INC. $1,410,000 $2,200,000 56.0% 0.1%
Strong Home Mortgage, LLC $265,000 $2,170,000 718.9% 0.1%
THRIVE MORTGAGE, LLC $1,210,000 $2,150,000 77.7% 0.1%
Prosperity Home Mortgage, LLC $2,920,000 $2,125,000 -27.2% 0.1%
SOFI LENDING CORP. $640,000 $2,095,000 227.3% 0.1%
PLANET HOME LENDING, LLC $1,675,000 $2,090,000 24.8% 0.1%
The Old Point National Bank of Phoebus $690,000 $2,065,000 199.3% 0.1%
CRESCENT MORTGAGE COMPANY $1,580,000 $2,040,000 29.1% 0.1%
AmeriHome Mortgage Company, LLC $2,920,000 $1,995,000 -31.7% 0.1%
KeyBank $13,610,000 $1,965,000 -85.6% 0.1%
First Savings Bank $1,020,000 $1,960,000 92.2% 0.1%
LATINO COMMUNITY CREDIT UNION $1,060,000 $1,940,000 83.0% 0.1%
CALCON MUTUAL MORTGAGE LLC $515,000 $1,935,000 275.7% 0.1%
EMBRACE HOME LOANS, INC. $790,000 $1,915,000 142.4% 0.1%
GENEVA FINANCIAL, LLC $1,610,000 $1,880,000 16.8% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $310,000 $1,845,000 495.2% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $350,000 $1,840,000 425.7% 0.1%
UNION HOME MORTGAGE CORP. $435,000 $1,840,000 323.0% 0.1%
Third Federal Savings and Loan Association of Cleveland $2,190,000 $1,830,000 -16.4% 0.1%
Southern First Bank $1,435,000 $1,810,000 26.1% 0.1%
AMERICAN ADVISORS GROUP $870,000 $1,785,000 105.2% 0.1%
Stifel Bank and Trust $2,470,000 $1,765,000 -28.5% 0.1%
First Mortgage Solutions, LLC $1,760,000 $1,755,000 -0.3% 0.1%
United Community Bank $3,560,000 $1,740,000 -51.1% 0.1%
RESIDENTIAL MORTGAGE SERVICES, INC. $3,585,000 $1,715,000 -52.2% 0.1%
SHARONVIEW FEDERAL CREDIT UNION $4,345,000 $1,695,000 -61.0% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,960,000 $1,660,000 -15.3% 0.1%
The Fidelity Bank $945,000 $1,655,000 75.1% 0.1%
First Reliance Bank $2,075,000 $1,635,000 -21.2% 0.1%
C & F Mortgage Corporation $2,600,000 $1,550,000 -40.4% 0.1%
PHH Mortgage Corporation $1,140,000 $1,500,000 31.6% 0.1%
Watermark Capital, Inc. $195,000 $1,460,000 648.7% 0.0%
Atlantic Coast Mortgage, LLC $1,445,000 n/a 0.0%
FINANCE OF AMERICA MORTGAGE LLC $400,000 $1,440,000 260.0% 0.0%
FirstBank $1,990,000 $1,440,000 -27.6% 0.0%
Bank of Tennessee $765,000 $1,405,000 83.7% 0.0%
FLAT BRANCH MORTGAGE, INC. $1,400,000 n/a 0.0%
Bank of England $870,000 $1,380,000 58.6% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $160,000 $1,375,000 759.4% 0.0%
Low VA Rates, LLC $1,440,000 $1,360,000 -5.6% 0.0%
FBC MORTGAGE, LLC $1,330,000 n/a 0.0%
TJC Mortgage, Inc. $1,215,000 $1,330,000 9.5% 0.0%
The Park National Bank $1,490,000 $1,315,000 -11.7% 0.0%
Capitol Federal Savings Bank $1,310,000 n/a 0.0%
COASTAL Federal Credit Union $2,570,000 $1,305,000 -49.2% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,305,000 n/a 0.0%
T2 FINANCIAL LLC $1,285,000 n/a 0.0%
Charles Schwab Bank, SSB $1,875,000 $1,275,000 -32.0% 0.0%
CAROLINAS TELCO FEDERAL CREDIT UNION $310,000 $1,270,000 309.7% 0.0%
EQUITY RESOURCES, INC. $2,180,000 $1,270,000 -41.7% 0.0%
FIDELITY DIRECT MORTGAGE, LLC $1,270,000 n/a 0.0%
Manufacturers and Traders Trust Company $65,000 $1,260,000 1,838.5% 0.0%
BankFinancial $1,255,000 n/a 0.0%
First Carolina Bank $1,225,000 n/a 0.0%
Alpha Mortgage Corporation $1,215,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $1,215,000 n/a 0.0%
BMO Harris Bank $1,190,000 n/a 0.0%
CORNING $3,040,000 $1,175,000 -61.3% 0.0%
Piedmont Federal Savings Bank $185,000 $1,175,000 535.1% 0.0%
Wolfe Financial, Inc $1,360,000 $1,175,000 -13.6% 0.0%
NP, Inc. $355,000 $1,165,000 228.2% 0.0%
PREMIER LENDING, INC. $1,630,000 $1,140,000 -30.1% 0.0%
TOWER $1,410,000 $1,130,000 -19.9% 0.0%
ACOPIA, LLC $1,445,000 $1,120,000 -22.5% 0.0%
SPRING EQ, LLC $725,000 $1,115,000 53.8% 0.0%
Arvest Bank $475,000 $1,110,000 133.7% 0.0%
New Peoples Bank, Inc. $1,085,000 n/a 0.0%
Carter Bank & Trust $4,955,000 $1,070,000 -78.4% 0.0%
Citibank $1,055,000 n/a 0.0%
Goldman Sachs Bank USA $1,030,000 n/a 0.0%
IMPAC MORTGAGE CORP. $135,000 $1,015,000 651.9% 0.0%
RUOFF MORTGAGE COMPANY, INC. $870,000 $1,005,000 15.5% 0.0%
CHAMPIONS MORTGAGE LLC $1,000,000 n/a 0.0%
MILEND, INC. $1,295,000 $980,000 -24.3% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $505,000 $980,000 94.1% 0.0%
ALLIANT CREDIT UNION $265,000 $975,000 267.9% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $850,000 $945,000 11.2% 0.0%
SOUTHWEST STAGE FUNDING, LLC $510,000 $940,000 84.3% 0.0%
POLARIS HOME FUNDING CORP. $885,000 $930,000 5.1% 0.0%
LENDINGHOME FUNDING CORPORATION $310,000 $885,000 185.5% 0.0%
Amerifirst Financial, Inc. $880,000 n/a 0.0%
RESOURCE FINANCIAL SERVICES, INC. $500,000 $880,000 76.0% 0.0%
Ally Bank $2,040,000 $855,000 -58.1% 0.0%
BAY EQUITY LLC $755,000 $845,000 11.9% 0.0%
UBS Bank USA $1,410,000 $810,000 -42.6% 0.0%
Figure Lending LLC $415,000 $800,000 92.8% 0.0%
George Mason Mortgage, LLC $1,585,000 $800,000 -49.5% 0.0%
SELF-HELP Credit Union $305,000 $775,000 154.1% 0.0%
Austin Capital Bank SSB $530,000 $770,000 45.3% 0.0%
Discover Bank $920,000 $755,000 -17.9% 0.0%
Christensen Financial, Inc. $540,000 $740,000 37.0% 0.0%
CONSTRUCTIVE LOANS, LLC $300,000 $725,000 141.7% 0.0%
BM Real Estate Services, Inc. $720,000 n/a 0.0%
CANOPY MORTGAGE, LLC $155,000 $720,000 364.5% 0.0%
The Huntington National Bank $1,525,000 $715,000 -53.1% 0.0%
CHARLOTTE METRO FEDERAL CREDIT UNION $495,000 $690,000 39.4% 0.0%
DOMINION FINANCIAL SERVICES, LLC $265,000 $690,000 160.4% 0.0%
LOANLEADERS OF AMERICA, INC. $600,000 $685,000 14.2% 0.0%
The State Bank $680,000 n/a 0.0%
North State Bank $125,000 $675,000 440.0% 0.0%
RBC Bank, (Georgia) $675,000 n/a 0.0%
FORT FINANCIAL Federal Credit Union $15,000 $660,000 4,300.0% 0.0%
BNY Mellon $485,000 $655,000 35.1% 0.0%
REVERSE MORTGAGE FUNDING LLC $150,000 $620,000 313.3% 0.0%
DEEPHAVEN MORTGAGE LLC $615,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $605,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $320,000 $580,000 81.3% 0.0%
Capital Bank $475,000 $580,000 22.1% 0.0%
Presidential Bank, FSB $590,000 $580,000 -1.7% 0.0%
ENVOY MORTGAGE, LTD $2,355,000 $570,000 -75.8% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $155,000 $570,000 267.7% 0.0%
MID AMERICA MORTGAGE, INC. $680,000 $560,000 -17.6% 0.0%
SIGNATURE MORTGAGE CORPORATION $780,000 $555,000 -28.8% 0.0%
Bank of Springfield $545,000 n/a 0.0%
Cf Bank $355,000 $545,000 53.5% 0.0%
City Bank $545,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $545,000 n/a 0.0%
21ST MORTGAGE CORPORATION $530,000 $540,000 1.9% 0.0%
Lakeview Community Capital, LLC $785,000 $540,000 -31.2% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $320,000 $525,000 64.1% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $215,000 $520,000 141.9% 0.0%
SIRVA MORTGAGE, INC. $225,000 $520,000 131.1% 0.0%
LEADERONE FINANCIAL CORPORATION $515,000 $505,000 -1.9% 0.0%
ServisFirst Bank $505,000 $505,000 0.0% 0.0%
Sunflower Bank $900,000 $500,000 -44.4% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $920,000 $490,000 -46.7% 0.0%
THE MORTGAGE FIRM, INC. $490,000 n/a 0.0%
ValleyStar Credit Union $490,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $155,000 $485,000 212.9% 0.0%
American National Bank and Trust Company $535,000 $485,000 -9.3% 0.0%
DELTA COMMUNITY CREDIT UNION $245,000 $480,000 95.9% 0.0%
First National Bank of America $480,000 n/a 0.0%
Marine Federal Credit Union $260,000 $475,000 82.7% 0.0%
BankSouth $465,000 n/a 0.0%
FOUNDERS FEDERAL CREDIT UNION $665,000 $465,000 -30.1% 0.0%
MORIA DEVELOPMENT, INC. $455,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $1,475,000 $450,000 -69.5% 0.0%
Sierra Pacific Mortgage Company, Inc. $730,000 $445,000 -39.0% 0.0%
STEARNS LENDING, LLC $515,000 $445,000 -13.6% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $430,000 n/a 0.0%
Servion, Inc. $275,000 $430,000 56.4% 0.0%
CIVIC FINANCIAL SERVICES, LLC $455,000 $425,000 -6.6% 0.0%
ITHINK FINANCIAL Credit Union $105,000 $425,000 304.8% 0.0%
OCEANSIDE MORTGAGE COMPANY $665,000 $425,000 -36.1% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $420,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $420,000 n/a 0.0%
RAPID MORTGAGE COMPANY $1,460,000 $410,000 -71.9% 0.0%
Truity Federal Credit Union $335,000 $405,000 20.9% 0.0%
FINANCE OF AMERICA REVERSE LLC $655,000 $400,000 -38.9% 0.0%
ACCELERATE MORTGAGE, LLC $395,000 n/a 0.0%
Mid Penn Bank $395,000 n/a 0.0%
MORTGAGE EQUITY PARTNERS LLC $395,000 n/a 0.0%
First Home Bank $325,000 $390,000 20.0% 0.0%
PLAZA HOME MORTGAGE, INC. $390,000 n/a 0.0%
Quontic Bank $385,000 n/a 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $385,000 n/a 0.0%
RADIUS FINANCIAL GROUP INC. $380,000 n/a 0.0%
Stillman BancCorp N.A. $375,000 n/a 0.0%
UNITED MORTGAGE CORP. $270,000 $375,000 38.9% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,205,000 $370,000 -69.3% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $195,000 $370,000 89.7% 0.0%
VAN DYK MORTGAGE CORPORATION $350,000 $370,000 5.7% 0.0%
1st National Bank $360,000 n/a 0.0%
Independent Bank $360,000 n/a 0.0%
First Citizens National Bank $355,000 n/a 0.0%
Commonwealth Bank and Trust Company $350,000 n/a 0.0%
Bethpage Federal Credit Union $345,000 n/a 0.0%
PREMIA MORTGAGE, LLC $1,755,000 $345,000 -80.3% 0.0%
PROPONENT Federal Credit Union $345,000 n/a 0.0%
Union Savings Bank $345,000 $345,000 0.0% 0.0%
Associated Credit Union $335,000 n/a 0.0%
Northwest Federal Credit Union $505,000 $335,000 -33.7% 0.0%
EAGLE HOME MORTGAGE, LLC $325,000 n/a 0.0%
US MORTGAGE CORPORATION $265,000 $325,000 22.6% 0.0%
RESIDENTIAL BANCORP. $320,000 n/a 0.0%
Shamrock Home Loans, Inc. $320,000 n/a 0.0%
Integrity Home Mortgage Corp $315,000 n/a 0.0%
Corporate Investors Mortgage Group, Inc. $360,000 $310,000 -13.9% 0.0%
BNC National Bank $2,125,000 $305,000 -85.6% 0.0%
MLD MORTGAGE INC. $305,000 n/a 0.0%
HAMILTON HOME LOANS, INC. $365,000 $300,000 -17.8% 0.0%
Hometown Equity Mortgage, LLC $390,000 $300,000 -23.1% 0.0%
Greenbox Loans, Inc. $295,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $290,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $370,000 $290,000 -21.6% 0.0%
Phoenixville Federal Bank and Trust $285,000 n/a 0.0%
CELEBRITY HOME LOANS, LLC $275,000 n/a 0.0%
CIBC Bank USA $275,000 n/a 0.0%
Prime Choice Funding Inc. $745,000 $275,000 -63.1% 0.0%
Webster Bank $275,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $295,000 $270,000 -8.5% 0.0%
Champion Credit Union $375,000 $265,000 -29.3% 0.0%
NORWICH COMMERCIAL GROUP, INC. $265,000 n/a 0.0%
TEACHERS $265,000 n/a 0.0%
GMFS LLC $260,000 n/a 0.0%
NTFN, INC. $260,000 n/a 0.0%
Plains Commerce Bank $340,000 $260,000 -23.5% 0.0%
Axos Bank $285,000 $255,000 -10.5% 0.0%
Bell Bank $255,000 n/a 0.0%
Florida Capital Bank $1,005,000 $255,000 -74.6% 0.0%
INOVA FEDERAL CREDIT UNION $355,000 $255,000 -28.2% 0.0%
Meridian Bank Corporation $515,000 $255,000 -50.5% 0.0%
Colonial Savings, F.A. $225,000 $245,000 8.9% 0.0%
DAS Acquisition Company, LLC $245,000 $245,000 0.0% 0.0%
SILVER HILL FUNDING, LLC $245,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $240,000 n/a 0.0%
INTERCAP LENDING INC. $155,000 $235,000 51.6% 0.0%
Vibrant Credit Union $205,000 $235,000 14.6% 0.0%
CONTOUR MORTGAGE CORPORATION $275,000 $225,000 -18.2% 0.0%
Dundee Bank $225,000 n/a 0.0%
Princeton Mortgage Corporation $225,000 n/a 0.0%
Raymond James Bank $1,040,000 $225,000 -78.4% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $215,000 n/a 0.0%
LANGLEY $40,000 $215,000 437.5% 0.0%
Waterstone Mortgage Corporation $315,000 $215,000 -31.7% 0.0%
AMWEST FUNDING CORP. $205,000 n/a 0.0%
Bank of Travelers Rest $205,000 n/a 0.0%
DIGITAL Federal Credit Union $205,000 n/a 0.0%
F & M BANK CORP. $205,000 n/a 0.0%
LENDINGONE, LLC $205,000 n/a 0.0%
NBH Bank $205,000 n/a 0.0%
Peoples Bank $155,000 $205,000 32.3% 0.0%
ATLANTA POSTAL $850,000 $200,000 -76.5% 0.0%
FIRST BANCORP, INC. $195,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $195,000 n/a 0.0%
THRIVENT Federal Credit Union $65,000 $190,000 192.3% 0.0%
JET DIRECT FUNDING CORP $185,000 n/a 0.0%
MORTGAGE FINANCIAL GROUP, INC. $185,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $725,000 $185,000 -74.5% 0.0%
NEW FED MORTGAGE, CORP. $185,000 n/a 0.0%
Republic Bank & Trust Company $185,000 n/a 0.0%
Texana Bank $285,000 $185,000 -35.1% 0.0%
Valley National Bank $185,000 n/a 0.0%
Visio Financial Services Inc. $185,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $165,000 $165,000 0.0% 0.0%
Atlantic Home Loans, Inc. $165,000 n/a 0.0%
HALLMARK HOME MORTGAGE, LLC $165,000 n/a 0.0%
Platinum Home Mortgage Corporation $165,000 $165,000 0.0% 0.0%
ACADEMY MORTGAGE CORPORATION $155,000 n/a 0.0%
ARC HOME LLC $485,000 $155,000 -68.0% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $155,000 n/a 0.0%
COLORADO CREDIT UNION $155,000 n/a 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $155,000 n/a 0.0%
Deere Employees Credit Union $445,000 $155,000 -65.2% 0.0%
Equity Prime Mortgage LLC $265,000 $155,000 -41.5% 0.0%
KEYPOINT $155,000 n/a 0.0%
Paramount Bank $725,000 $155,000 -78.6% 0.0%
RESIDENTIAL HOME FUNDING CORP. $155,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $155,000 n/a 0.0%
KS StateBank $690,000 $145,000 -79.0% 0.0%
Liberty Savings Bank, F.S.B. $145,000 n/a 0.0%
Park Lane Finance Solutions, LLC $70,000 $145,000 107.1% 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $145,000 n/a 0.0%
The Farmers & Merchants State Bank $145,000 n/a 0.0%
Cornerstone National Bank & Trust Company $140,000 n/a 0.0%
Central Bank Illinois $255,000 $135,000 -47.1% 0.0%
EXCITE Credit Union $135,000 n/a 0.0%
INLAND BANK & TRUST $135,000 n/a 0.0%
EMM LOANS LLC $380,000 $125,000 -67.1% 0.0%
JLB CORPORATION $125,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $125,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $145,000 $125,000 -13.8% 0.0%
Clearview Federal Credit Union $145,000 $120,000 -17.2% 0.0%
Farmers & Stockmens Bank $115,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $115,000 n/a 0.0%
SIWELL, INC. $105,000 $115,000 9.5% 0.0%
Affiliated Bank $105,000 n/a 0.0%
Chickasaw Community Bank $105,000 n/a 0.0%
LENDERFI, INC. $105,000 n/a 0.0%
Mortgage Network, Inc. $105,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $105,000 n/a 0.0%
BANKWEST, INC. $95,000 n/a 0.0%
USAlliance Federal Credit Union $95,000 n/a 0.0%
ON Q FINANCIAL, INC. $295,000 $85,000 -71.2% 0.0%
PIEDMONT ADVANTAGE CREDIT UNION $375,000 $65,000 -82.7% 0.0%
The Central Trust Bank $815,000 $65,000 -92.0% 0.0%
FAY SERVICING, LLC $55,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $75,000 $35,000 -53.3% 0.0%
DUPACO COMMUNITY $25,000 n/a 0.0%

HICKORY - LENOIR - MORGANTON's top lender by overall market share is STATE EMPLOYEES', with 10.0% market share. In second place, with 9.4%, is QUICKEN LOANS, LLC, having originated $279,055,000 in loans. In third place, with 5.4%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $158,640,000 in loans. In third place, with 4.5%, is Truist Bank, having originated $132,890,000 in loans. In third place, with 3.8%, is MOVEMENT MORTGAGE, LLC, having originated $113,265,000 in loans.


HICKORY-LENOIR-MORGANTON, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 5,625 $1,287,075,000 $228,813
Refi 5,358 $1,057,560,000 $197,380
Cash Out Refi 2,581 $498,405,000 $193,105
Other 686 $64,600,000 $94,169
Home Improvement 589 $51,355,000 $87,190
NA 1 $245,000 $245,000

Hickory - Lenoir - Morganton's most frequently cited loan purpose was Home Purchase, with 5,625 originations. The 2nd most popular reason was Refi, with 5,358 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 5,967 $1,221,055,000 $204,635
2.5-3% 5,808 $1,161,980,000 $200,065
<2.5% 2,021 $431,655,000 $213,585
4-5% 653 $93,605,000 $143,346
5-6% 99 $18,755,000 $189,444
Over 8% 86 $6,500,000 $75,581
6-7% 44 $3,990,000 $90,682
7-8% 26 $2,350,000 $90,385

During 2021, Hickory - Lenoir - Morganton's most frequently originated rate bucket was 3-4%, with 5,967 originations.

Loan Sizing (HICKORY-LENOIR-MORGANTON, NC MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 6,649 $977,215,000 $146,972
$200k-400k 4,141 $1,111,525,000 $268,419
$100,000 or less 3,037 $194,075,000 $63,904
$400k-600k 732 $349,110,000 $476,926
$600k-1000k 222 $166,820,000 $751,441
$Over $1MM 59 $160,495,000 $2,720,254

HICKORY - LENOIR - MORGANTON's loan sizing saw the bucket of loans from $100k-200k with 6,649 originations, totaling $977,215,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 5,320 $1,159,970,000 $218,039
60-80% 4,591 $1,073,945,000 $233,924
40-60% 2,269 $422,555,000 $186,230
20-40% 1,239 $132,955,000 $107,308
Under 20% 747 $34,735,000 $46,499
Over 100% 162 $39,700,000 $245,062

HICKORY - LENOIR - MORGANTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,320 originations, totaling $1,159,970,000 in origination value.