HICKORY - LENOIR - MORGANTON Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Hickory - Lenoir - Morganton averaged
6.03%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
5.93% and
one month ago for the week of 2024-09-05, the
average rate was 6.16%.
Hickory - Lenoir - Morganton's average rate one year ago was 7.2%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.76%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Hickory - Lenoir - Morganton 30 Year Fixed Rate | 2024-10-10 | 6.03% |
Hickory - Lenoir - Morganton 30 Year Fixed Rate Refi | 2024-10-10 | 6.76% |
Hickory - Lenoir - Morganton 15 Year Fixed Rate | 2024-10-10 | 5.28% |
Hickory - Lenoir - Morganton 15 Year Fixed Rate Refi | 2024-10-10 | 6.11% |
Hickory - Lenoir - Morganton 30 Year FHA | 2024-10-10 | 6.1% |
Hickory - Lenoir - Morganton 30 Year FHA Refi | 2024-10-10 | 6.3% |
Hickory - Lenoir - Morganton 30 Year USDA | 2024-10-10 | 5.98% |
Hickory - Lenoir - Morganton 30 Year USDA Refi | 2024-10-10 | 6.28% |
Hickory - Lenoir - Morganton 30 Year VA | 2024-10-10 | 5.74% |
Hickory - Lenoir - Morganton 30 Year VA Refi | 2024-10-10 | 5.65% |
HICKORY - LENOIR - MORGANTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HICKORY-LENOIR-MORGANTON, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HICKORY - LENOIR - MORGANTON Average Closing Costs & Other Stats
HICKORY-LENOIR-MORGANTON, NC's 207 lenders originated 8,039
loans during 2023. The total origination value was $1,631,435,000, with an average loan value of
$202,940.
HICKORY - LENOIR - MORGANTON's average closing costs are $4,780.
The top HICKORY - LENOIR - MORGANTON lender as defined by loan originations is STATE EMPLOYEES', with
611 loans originated. Their average total fees are
$3,993, which is $2,244
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee HICKORY - LENOIR - MORGANTON lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($684), EAGLE HOME MORTGAGE, LLC ($2,022), STATE EMPLOYEES' ($3,993), Peoples Bank ($4,061) and LOCAL GOVERNMENT FEDERAL CREDIT UNION ($4,089).
The lowest rate HICKORY - LENOIR - MORGANTON lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.40%), LOCAL GOVERNMENT FEDERAL CREDIT UNION (5.93%), STATE EMPLOYEES' (5.95%), Bank of America (6.29%) and TD Bank (6.29%).
HICKORY-LENOIR-MORGANTON, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
STATE EMPLOYEES' | $298,035,000 | $230,320,000 | -22.7% | 14.1% |
QUICKEN LOANS, LLC | $124,235,000 | $84,780,000 | -31.8% | 5.2% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $111,185,000 | $83,320,000 | -25.1% | 5.1% |
First-Citizens Bank & Trust Company | $84,335,000 | $66,410,000 | -21.3% | 4.1% |
Truist | $80,695,000 | $57,130,000 | -29.2% | 3.5% |
CROSSCOUNTRY MORTGAGE, LLC | $57,485,000 | $53,850,000 | -6.3% | 3.3% |
UNITED WHOLESALE MORTGAGE, LLC | $32,125,000 | $49,425,000 | 53.9% | 3.0% |
DHI MORTGAGE COMPANY, LTD. | $4,505,000 | $45,080,000 | 900.7% | 2.8% |
MOVEMENT MORTGAGE, LLC | $78,980,000 | $43,325,000 | -45.1% | 2.7% |
Peoples Bank | $245,000 | $40,410,000 | 16,393.9% | 2.5% |
EAGLE HOME MORTGAGE, LLC | $34,770,000 | n/a | 2.1% | |
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $31,515,000 | n/a | 1.9% | |
LOCAL GOVERNMENT FEDERAL CREDIT UNION | $47,895,000 | $29,810,000 | -37.8% | 1.8% |
Mortgage Research Center, LLC | $29,230,000 | $27,475,000 | -6.0% | 1.7% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $21,615,000 | $24,480,000 | 13.3% | 1.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $33,210,000 | $24,365,000 | -26.6% | 1.5% |
GREYSTONE FUNDING COMPANY LLC | $24,135,000 | n/a | 1.5% | |
Taylorsville Savings Bank SSB | $31,870,000 | $23,510,000 | -26.2% | 1.4% |
CARDINAL FINANCIAL | $39,500,000 | $20,100,000 | -49.1% | 1.2% |
First Horizon Bank | $17,560,000 | $16,340,000 | -6.9% | 1.0% |
Bank of America | $26,295,000 | $15,470,000 | -41.2% | 0.9% |
Alcova Mortgage LLC | $26,415,000 | $15,200,000 | -42.5% | 0.9% |
Wells Fargo Bank | $39,830,000 | $15,095,000 | -62.1% | 0.9% |
Truliant Federal Credit Union | $11,965,000 | $13,455,000 | 12.5% | 0.8% |
WALKER & DUNLOP, LLC | $13,180,000 | n/a | 0.8% | |
First Federal Savings Bank of Lincolnton | $16,035,000 | $12,800,000 | -20.2% | 0.8% |
PENNYMAC LOAN SERVICES, LLC | $18,555,000 | $11,250,000 | -39.4% | 0.7% |
UNION HOME MORTGAGE CORP. | $1,270,000 | $11,180,000 | 780.3% | 0.7% |
AgFirst Farm Credit Bank | $10,960,000 | $10,980,000 | 0.2% | 0.7% |
First National Bank of Pennsylvania | $13,440,000 | $10,875,000 | -19.1% | 0.7% |
NAVY FEDERAL CREDIT UNION | $13,250,000 | $10,480,000 | -20.9% | 0.6% |
INSPIRE HOME LOANS INC. | $6,535,000 | $10,250,000 | 56.8% | 0.6% |
INTERCOASTAL MORTGAGE COMPANY | $13,135,000 | $10,170,000 | -22.6% | 0.6% |
PNC Bank | $15,635,000 | $9,855,000 | -37.0% | 0.6% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $14,065,000 | $9,825,000 | -30.1% | 0.6% |
LOANDEPOT.COM, LLC | $21,925,000 | $9,545,000 | -56.5% | 0.6% |
TD Bank | $11,845,000 | $9,505,000 | -19.8% | 0.6% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $5,235,000 | $9,480,000 | 81.1% | 0.6% |
GUILD MORTGAGE COMPANY | $8,210,000 | $9,320,000 | 13.5% | 0.6% |
Skyline National Bank | $9,185,000 | $9,225,000 | 0.4% | 0.6% |
FREEDOM MORTGAGE CORPORATION | $16,335,000 | $9,010,000 | -44.8% | 0.6% |
AMERISAVE MORTGAGE CORPORATION | $17,755,000 | $8,295,000 | -53.3% | 0.5% |
GUARANTEED RATE, INC. | $13,165,000 | $8,145,000 | -38.1% | 0.5% |
Fifth Third Bank | $12,530,000 | $8,075,000 | -35.6% | 0.5% |
USAA Federal Savings Bank | $7,135,000 | $8,055,000 | 12.9% | 0.5% |
Northpointe Bank | $6,425,000 | $7,215,000 | 12.3% | 0.4% |
Citizens Bank | $23,400,000 | $7,135,000 | -69.5% | 0.4% |
South State Bank | $39,820,000 | $6,925,000 | -82.6% | 0.4% |
JPMorgan Chase Bank | $11,725,000 | $6,860,000 | -41.5% | 0.4% |
American Security Mortgage Corp. | $7,060,000 | $6,785,000 | -3.9% | 0.4% |
Renasant Bank | $9,650,000 | $6,545,000 | -32.2% | 0.4% |
BROKER SOLUTIONS, INC. | $10,165,000 | $6,100,000 | -40.0% | 0.4% |
HOMESIDE FINANCIAL, LLC | $10,075,000 | $6,015,000 | -40.3% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $14,415,000 | $5,950,000 | -58.7% | 0.4% |
First Heritage Mortgage, LLC | $12,075,000 | $5,215,000 | -56.8% | 0.3% |
Pinnacle Bank | $5,625,000 | $5,200,000 | -7.6% | 0.3% |
HomeTrust Bank | $8,510,000 | $5,085,000 | -40.2% | 0.3% |
U.S. Bank | $11,385,000 | $4,975,000 | -56.3% | 0.3% |
United Bank | $10,275,000 | $4,880,000 | -52.5% | 0.3% |
NEWREZ LLC | $5,975,000 | $4,720,000 | -21.0% | 0.3% |
Summit Credit Union | $3,835,000 | $4,665,000 | 21.6% | 0.3% |
RELIANCE FIRST CAPITAL, LLC | $5,630,000 | $4,610,000 | -18.1% | 0.3% |
Flagstar Bank, FSB | $9,485,000 | $4,580,000 | -51.7% | 0.3% |
NEW DAY FINANCIAL, LLC | $6,020,000 | $4,435,000 | -26.3% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $2,490,000 | $4,365,000 | 75.3% | 0.3% |
SeaTrust Mortgage Company | $2,075,000 | $4,080,000 | 96.6% | 0.3% |
Bank OZK | $730,000 | $3,525,000 | 382.9% | 0.2% |
COASTAL Federal Credit Union | $4,490,000 | $3,255,000 | -27.5% | 0.2% |
Mortgage Assurance Inc. | $3,800,000 | $3,240,000 | -14.7% | 0.2% |
First Bank | $4,575,000 | $3,220,000 | -29.6% | 0.2% |
Regions Bank | $3,235,000 | $3,220,000 | -0.5% | 0.2% |
LENDINGHOME FUNDING CORPORATION | $2,930,000 | $3,215,000 | 9.7% | 0.2% |
Carrington Mortgage Services, LLC | $4,670,000 | $3,175,000 | -32.0% | 0.2% |
Discover Bank | $1,380,000 | $3,125,000 | 126.4% | 0.2% |
NFM, INC. | $1,975,000 | $3,055,000 | 54.7% | 0.2% |
LIMA ONE CAPITAL, LLC | $4,050,000 | $2,925,000 | -27.8% | 0.2% |
Morgan Stanley Private Bank | $1,975,000 | $2,915,000 | 47.6% | 0.2% |
CMG MORTGAGE, INC. | $3,715,000 | $2,850,000 | -23.3% | 0.2% |
First Federal Bank | $2,305,000 | $2,795,000 | 21.3% | 0.2% |
Stifel Bank and Trust | $205,000 | $2,715,000 | 1,224.4% | 0.2% |
ACADEMY MORTGAGE CORPORATION | $325,000 | $2,625,000 | 707.7% | 0.2% |
GoPrime Mortgage, Inc. | $2,935,000 | $2,545,000 | -13.3% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $1,680,000 | $2,535,000 | 50.9% | 0.2% |
Ameris Bank | $5,970,000 | $2,515,000 | -57.9% | 0.2% |
Telco Community Credit Union | $2,330,000 | $2,435,000 | 4.5% | 0.1% |
Third Federal Savings and Loan Association of Cleveland | $2,040,000 | $2,385,000 | 16.9% | 0.1% |
The Federal Savings Bank | $2,485,000 | $2,335,000 | -6.0% | 0.1% |
DOMINION FINANCIAL SERVICES, LLC | $910,000 | $2,285,000 | 151.1% | 0.1% |
RF Renovo Management Company, LLC | $2,130,000 | n/a | 0.1% | |
EVANSVILLE TEACHERS | $515,000 | $2,080,000 | 303.9% | 0.1% |
ALLEGACY FEDERAL CREDIT UNION | $3,340,000 | $2,010,000 | -39.8% | 0.1% |
Bell Bank | $2,005,000 | n/a | 0.1% | |
Cedar Rapids Bank and Trust Company | $2,005,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $955,000 | $1,995,000 | 108.9% | 0.1% |
BETTER MORTGAGE CORPORATION | $4,645,000 | $1,880,000 | -59.5% | 0.1% |
Figure Lending LLC | $1,335,000 | $1,880,000 | 40.8% | 0.1% |
NBKC BANK | $1,260,000 | $1,875,000 | 48.8% | 0.1% |
Towne Bank | $10,440,000 | $1,870,000 | -82.1% | 0.1% |
TEMPLE VIEW CAPITAL FUNDING, LP | $1,835,000 | $1,820,000 | -0.8% | 0.1% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $4,055,000 | $1,815,000 | -55.2% | 0.1% |
Atlantic Coast Mortgage, LLC | $2,300,000 | $1,755,000 | -23.7% | 0.1% |
LATINO COMMUNITY CREDIT UNION | $2,300,000 | $1,750,000 | -23.9% | 0.1% |
UNITED | $3,925,000 | $1,745,000 | -55.5% | 0.1% |
Blue Ridge Bank | $1,115,000 | $1,730,000 | 55.2% | 0.1% |
First Community Bank | $8,255,000 | $1,665,000 | -79.8% | 0.1% |
Prosperity Home Mortgage, LLC | $2,660,000 | $1,665,000 | -37.4% | 0.1% |
AMERICAN HERITAGE LENDING, INC. | $900,000 | $1,660,000 | 84.4% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $3,880,000 | $1,650,000 | -57.5% | 0.1% |
Barrington Bank & Trust Company, N.A. | $1,845,000 | $1,600,000 | -13.3% | 0.1% |
Gateway First Bank | $800,000 | $1,585,000 | 98.1% | 0.1% |
blueharbor bank | $1,555,000 | n/a | 0.1% | |
CLEARPATH LENDING | $1,150,000 | $1,545,000 | 34.3% | 0.1% |
American Mortgage & Equity Consultants, Inc. | $1,540,000 | n/a | 0.1% | |
American Airlines Federal Credit Union | $830,000 | $1,535,000 | 84.9% | 0.1% |
HOWARD HANNA FINANCIAL SERVICES, INC. | $1,525,000 | n/a | 0.1% | |
FINANCE OF AMERICA REVERSE LLC | $640,000 | $1,510,000 | 135.9% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $1,285,000 | $1,475,000 | 14.8% | 0.1% |
Plains Commerce Bank | $1,455,000 | n/a | 0.1% | |
MICHIGAN MUTUAL, INC. | $125,000 | $1,450,000 | 1,060.0% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $1,090,000 | $1,385,000 | 27.1% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $3,555,000 | $1,370,000 | -61.5% | 0.1% |
The Huntington National Bank | $6,475,000 | $1,360,000 | -79.0% | 0.1% |
BMO Harris Bank | $145,000 | $1,355,000 | 834.5% | 0.1% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $3,675,000 | $1,350,000 | -63.3% | 0.1% |
BAY EQUITY LLC | $875,000 | $1,335,000 | 52.6% | 0.1% |
C & F Mortgage Corporation | $1,700,000 | $1,330,000 | -21.8% | 0.1% |
United Community Bank | $2,585,000 | $1,315,000 | -49.1% | 0.1% |
Baxter Credit Union | $1,070,000 | $1,295,000 | 21.0% | 0.1% |
EVERETT FINANCIAL, INC. | $1,655,000 | $1,275,000 | -23.0% | 0.1% |
Equity Prime Mortgage LLC | $1,735,000 | $1,260,000 | -27.4% | 0.1% |
EMM LOANS LLC | $155,000 | $1,255,000 | 709.7% | 0.1% |
EMBRACE HOME LOANS, INC. | $1,285,000 | $1,230,000 | -4.3% | 0.1% |
SPRING EQ, LLC | $1,080,000 | $1,220,000 | 13.0% | 0.1% |
AMERICAN FINANCIAL NETWORK, INC. | $1,205,000 | n/a | 0.1% | |
The Conway National Bank | $1,205,000 | n/a | 0.1% | |
FOUNDERS FEDERAL CREDIT UNION | $1,505,000 | $1,200,000 | -20.3% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,490,000 | $1,145,000 | -67.2% | 0.1% |
RESIDENTIAL BANCORP | $1,125,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $3,835,000 | $1,120,000 | -70.8% | 0.1% |
The Fidelity Bank | $210,000 | $1,120,000 | 433.3% | 0.1% |
SECURITYNATIONAL MORTGAGE COMPANY | $245,000 | $1,105,000 | 351.0% | 0.1% |
Bank of England | $370,000 | $1,080,000 | 191.9% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $925,000 | $1,070,000 | 15.7% | 0.1% |
FIRST BANCORP | $1,065,000 | n/a | 0.1% | |
Commerce Home Mortgage, Inc. | $1,280,000 | $1,055,000 | -17.6% | 0.1% |
HOMESTAR FINANCIAL CORPORATION | $3,100,000 | $1,050,000 | -66.1% | 0.1% |
NASA Federal Credit Union | $995,000 | n/a | 0.1% | |
Uwharrie Bank | $4,640,000 | $990,000 | -78.7% | 0.1% |
T2 FINANCIAL LLC | $2,920,000 | $980,000 | -66.4% | 0.1% |
Strong Home Mortgage, LLC | $830,000 | $965,000 | 16.3% | 0.1% |
RUOFF MORTGAGE COMPANY, INC. | $1,445,000 | $960,000 | -33.6% | 0.1% |
CHERRY CREEK MORTGAGE, LLC | $525,000 | $955,000 | 81.9% | 0.1% |
Luxury Mortgage Corp. | $955,000 | n/a | 0.1% | |
CORNING | $875,000 | $930,000 | 6.3% | 0.1% |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $410,000 | $930,000 | 126.8% | 0.1% |
Mid-Continent Funding, Inc. | $560,000 | $925,000 | 65.2% | 0.1% |
FBC MORTGAGE, LLC | $710,000 | $910,000 | 28.2% | 0.1% |
CALCON MUTUAL MORTGAGE LLC | $440,000 | $905,000 | 105.7% | 0.1% |
WesBanco | $895,000 | n/a | 0.1% | |
NexBank | $830,000 | n/a | 0.1% | |
CAPITAL CENTER, L.L.C. | $3,010,000 | $815,000 | -72.9% | 0.0% |
SUMMIT FUNDING, INC. | $105,000 | $805,000 | 666.7% | 0.0% |
ALLIANT CREDIT UNION | $580,000 | $795,000 | 37.1% | 0.0% |
PIEDMONT ADVANTAGE CREDIT UNION | $785,000 | n/a | 0.0% | |
AmeriHome Mortgage Company, LLC | $700,000 | $780,000 | 11.4% | 0.0% |
First Savings Bank | $375,000 | $775,000 | 106.7% | 0.0% |
GENERAL ELECTRIC CREDIT UNION | $775,000 | n/a | 0.0% | |
MORTGAGE ACCESS CORP. | $175,000 | $775,000 | 342.9% | 0.0% |
RESOURCE FINANCIAL SERVICES, INC. | $1,390,000 | $770,000 | -44.6% | 0.0% |
Capital City Home Loans, LLC | $755,000 | n/a | 0.0% | |
GENEVA FINANCIAL, LLC | $2,710,000 | $755,000 | -72.1% | 0.0% |
TOP FLITE FINANCIAL, INC. | $1,355,000 | $750,000 | -44.6% | 0.0% |
Piedmont Federal Savings Bank | $540,000 | $745,000 | 38.0% | 0.0% |
Century Mortgage Company DBA Century Lending Company | $585,000 | $735,000 | 25.6% | 0.0% |
North American Savings Bank, F.S.B. | $2,515,000 | $735,000 | -70.8% | 0.0% |
Paramount Residential Mortgage Group, Inc. | $245,000 | $730,000 | 198.0% | 0.0% |
Armed Forces Bank | $365,000 | $725,000 | 98.6% | 0.0% |
M&T Bank | $795,000 | $725,000 | -8.8% | 0.0% |
RAPID MORTGAGE COMPANY | $1,270,000 | $715,000 | -43.7% | 0.0% |
Platinum Home Mortgage Corporation | $700,000 | n/a | 0.0% | |
GUARANTEED RATE AFFINITY, LLC | $1,835,000 | $690,000 | -62.4% | 0.0% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,545,000 | $675,000 | -56.3% | 0.0% |
VILLAGE CAPITAL MORTGAGE | $2,325,000 | $675,000 | -71.0% | 0.0% |
LOANPAL, LLC | $1,395,000 | $670,000 | -52.0% | 0.0% |
SUN WEST MORTGAGE COMPANY, INC. | $1,665,000 | $665,000 | -60.1% | 0.0% |
Shea Mortgage Inc. | $660,000 | n/a | 0.0% | |
SOUTHWEST STAGE FUNDING, LLC | $330,000 | $660,000 | 100.0% | 0.0% |
Farmers Bank & Trust | $545,000 | $655,000 | 20.2% | 0.0% |
NETWORK CAPITAL FUNDING CORPORATION | $650,000 | n/a | 0.0% | |
Dollar Bank, Federal Savings Bank | $385,000 | $645,000 | 67.5% | 0.0% |
MID AMERICA MORTGAGE, INC. | $300,000 | $645,000 | 115.0% | 0.0% |
Northwest Federal Credit Union | $255,000 | $645,000 | 152.9% | 0.0% |
Bethpage Federal Credit Union | $705,000 | $600,000 | -14.9% | 0.0% |
NATIONWIDE MORTGAGE BANKERS, INC. | $75,000 | $595,000 | 693.3% | 0.0% |
Shamrock Home Loans, Inc. | $1,525,000 | $590,000 | -61.3% | 0.0% |
CIVIC FINANCIAL SERVICES, LLC | $2,355,000 | $560,000 | -76.2% | 0.0% |
NP, Inc. | $135,000 | $555,000 | 311.1% | 0.0% |
NTFN, INC. | $255,000 | $545,000 | 113.7% | 0.0% |
MILEND, INC. | $535,000 | n/a | 0.0% | |
DEEPHAVEN MORTGAGE LLC | $1,705,000 | $520,000 | -69.5% | 0.0% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $225,000 | $515,000 | 128.9% | 0.0% |
Ally Bank | $2,295,000 | $500,000 | -78.2% | 0.0% |
Corporate Investors Mortgage Group, Inc. | $1,340,000 | $495,000 | -63.1% | 0.0% |
CHARLOTTE METRO FEDERAL CREDIT UNION | $1,715,000 | $490,000 | -71.4% | 0.0% |
DELMAR FINANCIAL COMPANY | $490,000 | n/a | 0.0% | |
MORTGAGE INVESTORS GROUP, INC. | $725,000 | $490,000 | -32.4% | 0.0% |
FIRST COMMUNITY MORTGAGE, INC. | $1,020,000 | $475,000 | -53.4% | 0.0% |
NEXERA HOLDING LLC | $460,000 | n/a | 0.0% | |
SWBC MORTGAGE CORPORATION | $450,000 | n/a | 0.0% | |
DIRECT MORTGAGE LOANS, LLC | $125,000 | $445,000 | 256.0% | 0.0% |
PREMIA MORTGAGE, LLC | $2,255,000 | $445,000 | -80.3% | 0.0% |
CORNERSTONE HOME LENDING, INC. | $905,000 | $435,000 | -51.9% | 0.0% |
PLANET HOME LENDING, LLC | $535,000 | $435,000 | -18.7% | 0.0% |
Nations Lending Corporation | $2,965,000 | $425,000 | -85.7% | 0.0% |
JMAC LENDING, INC. | $285,000 | $415,000 | 45.6% | 0.0% |
Citadel Servicing Corporation | $410,000 | n/a | 0.0% | |
GREENSTATE CREDIT UNION | $405,000 | n/a | 0.0% | |
ABSOLUTE HOME MORTGAGE CORPORATION | $135,000 | $400,000 | 196.3% | 0.0% |
Operating Engineers Local Union #3 | $395,000 | n/a | 0.0% | |
First Reliance Bank | $55,000 | $390,000 | 609.1% | 0.0% |
PREMIER LENDING, INC. | $875,000 | $385,000 | -56.0% | 0.0% |
CONTOUR MORTGAGE CORPORATION | $205,000 | $375,000 | 82.9% | 0.0% |
LENOX FINANCIAL MORTGAGE CORPORATION | $370,000 | n/a | 0.0% | |
ON Q FINANCIAL, INC. | $785,000 | $370,000 | -52.9% | 0.0% |
LADERA LENDING, INC. | $410,000 | $365,000 | -11.0% | 0.0% |
Wolfe Financial, Inc | $345,000 | n/a | 0.0% | |
First Palmetto Bank | $335,000 | n/a | 0.0% | |
CIS Financial Services, Inc. | $5,655,000 | $330,000 | -94.2% | 0.0% |
Integrity Home Mortgage Corp | $325,000 | n/a | 0.0% | |
21ST MORTGAGE CORPORATION | $1,160,000 | $320,000 | -72.4% | 0.0% |
BANKSOUTH MORTGAGE COMPANY, LLC | $315,000 | n/a | 0.0% | |
Royal Credit Union | $315,000 | n/a | 0.0% | |
Sierra Pacific Mortgage Company, Inc. | $330,000 | $315,000 | -4.5% | 0.0% |
PHH Mortgage Corporation | $1,660,000 | $310,000 | -81.3% | 0.0% |
ALLIED MORTGAGE GROUP, INC. | $195,000 | $305,000 | 56.4% | 0.0% |
Farmers & Merchants Bank | $305,000 | n/a | 0.0% | |
KeyBank | $2,745,000 | $305,000 | -88.9% | 0.0% |
SUCCESS MORTGAGE PARTNERS, INC. | $400,000 | $305,000 | -23.8% | 0.0% |
THRIVE MORTGAGE, LLC | $1,250,000 | $305,000 | -75.6% | 0.0% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $155,000 | $295,000 | 90.3% | 0.0% |
AMERICAN PORTFOLIO MORTGAGE CORPORATION | $720,000 | $295,000 | -59.0% | 0.0% |
Encompass Lending Group, LP | $295,000 | n/a | 0.0% | |
RESIDENTIAL HOME FUNDING CORP. | $295,000 | n/a | 0.0% | |
DAS Acquisition Company, LLC | $285,000 | n/a | 0.0% | |
TJC Mortgage, Inc. | $305,000 | $285,000 | -6.6% | 0.0% |
OAKTREE FUNDING CORP. | $275,000 | n/a | 0.0% | |
Southern First Bank | $545,000 | $275,000 | -49.5% | 0.0% |
COMPASS MORTGAGE, INC. | $265,000 | n/a | 0.0% | |
Heritage Bank & Trust | $265,000 | n/a | 0.0% | |
MDE Home Loans, LLC | $265,000 | n/a | 0.0% | |
QUORUM FEDERAL CREDIT UNION | $105,000 | $265,000 | 152.4% | 0.0% |
ROSS MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
SUPERIOR FINANCIAL SOLUTIONS, LLC | $265,000 | n/a | 0.0% | |
TOWNE MORTGAGE COMPANY | $1,745,000 | $260,000 | -85.1% | 0.0% |
Raymond James Bank | $765,000 | $255,000 | -66.7% | 0.0% |
First Financial Bank | $18,405,000 | $245,000 | -98.7% | 0.0% |
Old National Bank | $385,000 | $245,000 | -36.4% | 0.0% |
EASTMAN | $955,000 | $240,000 | -74.9% | 0.0% |
Allen Tate Mortgage Partners, LLC | $2,985,000 | $235,000 | -92.1% | 0.0% |
CITY FIRST MORTGAGE SERVICES, L.L.C. | $235,000 | n/a | 0.0% | |
Bank of Tennessee | $915,000 | $225,000 | -75.4% | 0.0% |
Charles Schwab Bank, SSB | $705,000 | $225,000 | -68.1% | 0.0% |
Deere Employees Credit Union | $455,000 | $215,000 | -52.7% | 0.0% |
INTERLINC MORTGAGE SERVICES, LLC | $215,000 | n/a | 0.0% | |
TOTAL MORTGAGE SERVICES, LLC | $265,000 | $215,000 | -18.9% | 0.0% |
DELTA COMMUNITY CREDIT UNION | $210,000 | n/a | 0.0% | |
Lakeview Community Capital, LLC | $525,000 | $210,000 | -60.0% | 0.0% |
Champion Credit Union | $205,000 | n/a | 0.0% | |
FLAT BRANCH MORTGAGE, INC. | $460,000 | $205,000 | -55.4% | 0.0% |
Hancock Whitney Bank | $205,000 | n/a | 0.0% | |
Hometown Equity Mortgage, LLC | $515,000 | $205,000 | -60.2% | 0.0% |
Magnolia Bank | $1,485,000 | $205,000 | -86.2% | 0.0% |
Wyndham Capital Mortgage, Inc. | $2,870,000 | $205,000 | -92.9% | 0.0% |
AMCAP MORTGAGE, LTD. | $750,000 | $195,000 | -74.0% | 0.0% |
Banterra Bank | $195,000 | n/a | 0.0% | |
GMFS LLC | $325,000 | $195,000 | -40.0% | 0.0% |
LENDINGONE, LLC | $1,985,000 | $195,000 | -90.2% | 0.0% |
POLARIS HOME FUNDING CORP. | $475,000 | $195,000 | -58.9% | 0.0% |
Citibank | $435,000 | $190,000 | -56.3% | 0.0% |
Brighton Bank | $185,000 | n/a | 0.0% | |
DIGITAL Federal Credit Union | $215,000 | $185,000 | -14.0% | 0.0% |
SOUTHERN TRUST MORTGAGE, LLC | $600,000 | $185,000 | -69.2% | 0.0% |
AMERICAN INTERNET MORTGAGE, INC. | $1,025,000 | $175,000 | -82.9% | 0.0% |
Empower Federal Credit Union | $175,000 | n/a | 0.0% | |
LOANLEADERS OF AMERICA, INC. | $165,000 | n/a | 0.0% | |
HOME TOWN FUNDING, INC. | $155,000 | n/a | 0.0% | |
Kwik Mortgage Corporation | $155,000 | n/a | 0.0% | |
Peoples Bank | $245,000 | $145,000 | -40.8% | 0.0% |
PLAZA HOME MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
FORT FINANCIAL Federal Credit Union | $140,000 | n/a | 0.0% | |
LONGBRIDGE FINANCIAL, LLC | $405,000 | $140,000 | -65.4% | 0.0% |
Park Lane Finance Solutions, LLC | $190,000 | $140,000 | -26.3% | 0.0% |
AMERITRUST MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
CLIFFCO, INC. | $135,000 | n/a | 0.0% | |
LEGEND LENDING CORPORATION | $135,000 | n/a | 0.0% | |
The Central Trust Bank | $305,000 | $135,000 | -55.7% | 0.0% |
TIDEWATER MORTGAGE SERVICES, INC. | $375,000 | $135,000 | -64.0% | 0.0% |
BAYSHORE MORTGAGE FUNDING, LLC | $125,000 | n/a | 0.0% | |
Family Trust Federal Credit Union | $125,000 | n/a | 0.0% | |
ONY GLO, INC. | $125,000 | n/a | 0.0% | |
CALIBER HOME LOANS, INC. | $4,260,000 | $95,000 | -97.8% | 0.0% |
PROPONENT Federal Credit Union | $525,000 | $95,000 | -81.9% | 0.0% |
FIRST TECHNOLOGY | $75,000 | n/a | 0.0% | |
AMWEST FUNDING CORP. | $255,000 | $65,000 | -74.5% | 0.0% |
Carter Bank & Trust | $310,000 | $65,000 | -79.0% | 0.0% |
Connexus Credit Union | $65,000 | n/a | 0.0% | |
CREDIT UNION MORTGAGE ASSOCIATION, INC. | $65,000 | n/a | 0.0% | |
First Western Federal Savings Bank | $55,000 | n/a | 0.0% | |
SELF-HELP Credit Union | $340,000 | $55,000 | -83.8% | 0.0% |
SKYONE Federal Credit Union | $55,000 | n/a | 0.0% | |
COUNTRYPLACE MORTGAGE, LTD. | $415,000 | $45,000 | -89.2% | 0.0% |
TOWER | $140,000 | $45,000 | -67.9% | 0.0% |
Home Loan Investment Bank, F.S.B. | $50,000 | $15,000 | -70.0% | 0.0% |
HICKORY - LENOIR - MORGANTON's top lender by overall market share is STATE EMPLOYEES', with 14.1% market share. In second place, with 5.2%, is QUICKEN LOANS, LLC, having originated $84,780,000 in loans. In third place, with 5.1%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $83,320,000 in loans. In fourth place, with 4.1%, is First-Citizens Bank & Trust Company, having originated $66,410,000 in loans. In fifth place, with 3.5%, is Truist, having originated $57,130,000 in loans.
HICKORY-LENOIR-MORGANTON, NC Average Rent (2023)
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Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
28018 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28037 | Hickory-Lenoir-Morganton, NC MSA | $880 | $880 | $1,030 | $1,340 | $1,400 |
28090 | Hickory-Lenoir-Morganton, NC MSA | $640 | $640 | $780 | $1,020 | $1,140 |
28092 | Hickory-Lenoir-Morganton, NC MSA | $800 | $800 | $930 | $1,200 | $1,260 |
28168 | Hickory-Lenoir-Morganton, NC MSA | $680 | $680 | $800 | $1,040 | $1,110 |
28601 | Hickory-Lenoir-Morganton, NC MSA | $690 | $700 | $850 | $1,110 | $1,270 |
28602 | Hickory-Lenoir-Morganton, NC MSA | $690 | $690 | $840 | $1,100 | $1,250 |
28603 | Hickory-Lenoir-Morganton, NC MSA | $690 | $690 | $840 | $1,100 | $1,250 |
28605 | Hickory-Lenoir-Morganton, NC MSA | $820 | $830 | $1,010 | $1,320 | $1,500 |
28606 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28609 | Hickory-Lenoir-Morganton, NC MSA | $700 | $710 | $860 | $1,120 | $1,280 |
28610 | Hickory-Lenoir-Morganton, NC MSA | $730 | $730 | $890 | $1,160 | $1,330 |
28611 | Hickory-Lenoir-Morganton, NC MSA | $680 | $680 | $830 | $1,090 | $1,240 |
28612 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28613 | Hickory-Lenoir-Morganton, NC MSA | $660 | $670 | $810 | $1,060 | $1,210 |
28619 | Hickory-Lenoir-Morganton, NC MSA | $640 | $640 | $780 | $1,020 | $1,160 |
28624 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28625 | Hickory-Lenoir-Morganton, NC MSA | $790 | $810 | $910 | $1,230 | $1,550 |
28628 | Hickory-Lenoir-Morganton, NC MSA | $690 | $690 | $840 | $1,100 | $1,250 |
28630 | Hickory-Lenoir-Morganton, NC MSA | $690 | $700 | $850 | $1,110 | $1,270 |
28633 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28636 | Hickory-Lenoir-Morganton, NC MSA | $720 | $740 | $840 | $1,110 | $1,430 |
28637 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28638 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28641 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28645 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28647 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28650 | Hickory-Lenoir-Morganton, NC MSA | $700 | $700 | $850 | $1,100 | $1,240 |
28654 | Hickory-Lenoir-Morganton, NC MSA | $690 | $690 | $840 | $1,100 | $1,250 |
28655 | Hickory-Lenoir-Morganton, NC MSA | $1,070 | $1,090 | $1,250 | $1,700 | $2,130 |
28657 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28658 | Hickory-Lenoir-Morganton, NC MSA | $690 | $700 | $850 | $1,110 | $1,270 |
28661 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28666 | Hickory-Lenoir-Morganton, NC MSA | $640 | $640 | $780 | $1,020 | $1,160 |
28667 | Hickory-Lenoir-Morganton, NC MSA | $790 | $800 | $970 | $1,270 | $1,450 |
28671 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28673 | Hickory-Lenoir-Morganton, NC MSA | $970 | $980 | $1,190 | $1,550 | $1,770 |
28678 | Hickory-Lenoir-Morganton, NC MSA | $720 | $740 | $840 | $1,120 | $1,430 |
28680 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28681 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28682 | Hickory-Lenoir-Morganton, NC MSA | $1,080 | $1,090 | $1,290 | $1,700 | $2,020 |
28689 | Hickory-Lenoir-Morganton, NC MSA | $720 | $740 | $840 | $1,110 | $1,430 |
28690 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
28761 | Hickory-Lenoir-Morganton, NC MSA | $630 | $630 | $770 | $1,010 | $1,150 |
2022 Average & Median Rent Data Statistics
HICKORY-LENOIR-MORGANTON, NC average 1BR rent: $708, median: $680
HICKORY-LENOIR-MORGANTON, NC average 2BR rent: $852, median: $820
HICKORY-LENOIR-MORGANTON, NC average 3BR rent: $1,118, median: $1,075
HICKORY-LENOIR-MORGANTON, NC Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 4,254 | $1,088,450,000 | $255,865 |
Other | 1,015 | $91,385,000 | $90,034 |
Home Improvement | 976 | $85,700,000 | $87,807 |
Refi | 911 | $175,415,000 | $192,552 |
Cash Out Refi | 883 | $190,485,000 | $215,725 |
Hickory - Lenoir - Morganton's most frequently cited loan purpose was Home Purchase, with 4,254 originations. The 2nd most popular reason was Other, with 1,015 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 2,433 | $598,585,000 | $246,028 |
7-8% | 2,001 | $367,695,000 | $183,756 |
5-6% | 1,369 | $354,715,000 | $259,105 |
Over 8% | 950 | $122,220,000 | $128,653 |
4-5% | 799 | $88,955,000 | $111,333 |
<2.5% | 175 | $3,665,000 | $20,943 |
2.5-3% | 31 | $4,545,000 | $146,613 |
3-4% | 18 | $4,550,000 | $252,778 |
During 2023, Hickory - Lenoir - Morganton's most frequently originated rate bucket was 6-7%, with 2,433 originations.
Loan Sizing (HICKORY-LENOIR-MORGANTON, NC MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 2,578 | $704,070,000 | $273,107 |
$100k-200k | 2,456 | $358,300,000 | $145,888 |
$100,000 or less | 2,382 | $126,760,000 | $53,216 |
$400k-600k | 412 | $193,110,000 | $468,714 |
$600k-1000k | 152 | $110,600,000 | $727,632 |
$Over $1MM | 59 | $138,595,000 | $2,349,068 |
HICKORY - LENOIR - MORGANTON's loan sizing saw the bucket of loans from $200k-400k with 2,578 originations, totaling $704,070,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 2,819 | $768,065,000 | $272,460 |
60-80% | 1,442 | $396,740,000 | $275,132 |
Under 20% | 1,316 | $63,940,000 | $48,587 |
20-40% | 1,299 | $137,405,000 | $105,778 |
40-60% | 806 | $145,320,000 | $180,298 |
Over 100% | 114 | $31,220,000 | $273,860 |
HICKORY - LENOIR - MORGANTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,819 originations, totaling $768,065,000 in origination value.