HICKORY - LENOIR - MORGANTON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hickory - Lenoir - Morganton averaged 6.51% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.6% and one month ago for the week of 2024-11-07, the average rate was 6.3%.

Hickory - Lenoir - Morganton's average rate one year ago was 6.54%.

For refis of the same type during the week of 2024-12-12, the average rate was 6.84%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Hickory - Lenoir - Morganton 30 Year Fixed Rate 2024-12-12 6.51%
Hickory - Lenoir - Morganton 30 Year Fixed Rate Refi 2024-12-12 6.84%
Hickory - Lenoir - Morganton 15 Year Fixed Rate 2024-12-12 5.81%
Hickory - Lenoir - Morganton 15 Year Fixed Rate Refi 2024-12-12 6.24%
Hickory - Lenoir - Morganton 30 Year FHA 2024-12-12 6.27%
Hickory - Lenoir - Morganton 30 Year FHA Refi 2024-12-12 6.38%
Hickory - Lenoir - Morganton 30 Year USDA 2024-12-12 5.81%
Hickory - Lenoir - Morganton 30 Year USDA Refi 2024-12-12 6.5%
Hickory - Lenoir - Morganton 30 Year VA 2024-12-12 6.06%
Hickory - Lenoir - Morganton 30 Year VA Refi 2024-12-12 5.88%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HICKORY-LENOIR-MORGANTON, NC.

HICKORY - LENOIR - MORGANTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HICKORY-LENOIR-MORGANTON, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
STATE EMPLOYEES' 611 5.95% $3,993
QUICKEN LOANS, LLC 182 6.83% $6,237
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 167 6.94% $6,539
Truist 97 6.68% $4,921
MOVEMENT MORTGAGE, LLC 97 6.77% $5,227
CROSSCOUNTRY MORTGAGE, LLC 85 6.92% $6,780
UNITED WHOLESALE MORTGAGE, LLC 85 6.83% $6,576
DHI MORTGAGE COMPANY, LTD. 80 5.40% $684
LOCAL GOVERNMENT FEDERAL CREDIT UNION 74 5.93% $4,089
First-Citizens Bank & Trust Company 71 6.40% $4,715
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 65 6.86% $5,923
EAGLE HOME MORTGAGE, LLC 65 6.49% $2,022
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 48 6.87% $5,870
Wells Fargo Bank 43 6.59% $4,264
Alcova Mortgage LLC 40 6.84% $4,856
CARDINAL FINANCIAL 37 6.90% $6,654
PRIMELENDING, A PLAINSCAPITAL COMPANY 24 6.92% $6,155
GUARANTEED RATE, INC. 21 6.81% $4,919
Renasant Bank 19 7.02% $5,511
JPMorgan Chase Bank 18 6.75% $4,338
Bank of America 18 6.29% $4,849
NAVY FEDERAL CREDIT UNION 18 6.40% $6,745
Peoples Bank 18 6.57% $4,061
First Horizon Bank 17 6.87% $4,963
PENNYMAC LOAN SERVICES, LLC 16 6.63% $6,561
HOMESIDE FINANCIAL, LLC 16 7.42% $5,380
GUILD MORTGAGE COMPANY 16 7.43% $5,398
INTERCOASTAL MORTGAGE COMPANY 15 6.83% $5,321
UNION HOME MORTGAGE CORP. 14 6.85% $7,289
VANDERBILT MORTGAGE AND FINANCE, INC. 13 7.32% $8,076
American Security Mortgage Corp. 13 6.84% $5,095
USAA Federal Savings Bank 13 6.65% $6,239
LOANDEPOT.COM, LLC 12 6.72% $6,612
PNC Bank 12 6.51% $4,824
TD Bank 12 6.29% $6,044
INSPIRE HOME LOANS INC. 12 6.46% $4,293
NEWREZ LLC 11 6.68% $4,955
First Heritage Mortgage, LLC 11 6.99% $8,656
AMERISAVE MORTGAGE CORPORATION 10 6.38% $6,708
AgFirst Farm Credit Bank 10 6.88% $6,160
RELIANCE FIRST CAPITAL, LLC 9 7.07% $5,829
Northpointe Bank 9 6.87% $5,583
BROKER SOLUTIONS, INC. 8 7.23% $7,981
GoPrime Mortgage, Inc. 8 6.73% $6,000
Mortgage Assurance Inc. 8 7.16% $4,555
Mr. Cooper ( Nationstar Mortgage ) 8 6.73% $8,611
First Federal Bank 8 6.41% $5,318
South State Bank 8 6.23% $7,631
First National Bank of Pennsylvania 8 6.20% $4,739
U.S. Bank 7 6.75% $4,583
LATINO COMMUNITY CREDIT UNION 7 6.64% $4,660
Fifth Third Bank 7 6.82% $5,094
ZILLOW HOME LOANS, LLC 6 7.17% $4,889
SeaTrust Mortgage Company 6 6.83% $8,273
First Bank 6 2.65% $2,749
Flagstar Bank, FSB 6 6.71% $5,611
FOUNDERS FEDERAL CREDIT UNION 5 6.28% $3,852
United Bank 5 6.55% $3,539
Third Federal Savings and Loan Association of Cleveland 5 6.37% $1,372
Telco Community Credit Union 5 6.85% $3,209
BAY EQUITY LLC 5 6.80% $6,022
Carrington Mortgage Services, LLC 5 6.50% $7,651
Regions Bank 5 5.68% $4,817
NBKC BANK 5 6.93% $4,571
Mortgage Research Center, LLC 5 6.55% $6,315
Morgan Stanley Private Bank 5 5.88% $4,014
FREEDOM MORTGAGE CORPORATION 5 7.08% $7,477
CMG MORTGAGE, INC. 4 5.88% $9,037
Prosperity Home Mortgage, LLC 4 6.91% $6,036
Citizens Bank 4 5.94% $9,380
HOMESTAR FINANCIAL CORPORATION 4 6.84% $5,285
CHURCHILL MORTGAGE CORPORATION 4 6.87% $6,906
C & F Mortgage Corporation 4 6.56% $3,633
HomeTrust Bank 4 6.84% $3,877
Blue Ridge Bank 4 6.56% $9,515
BETTER MORTGAGE CORPORATION 4 6.13% $5,105
Atlantic Coast Mortgage, LLC 4 6.78% $4,755
Truliant Federal Credit Union 4 6.41% $3,142
ACADEMY MORTGAGE CORPORATION 4 6.91% $8,082
United Community Bank 4 7.06% $3,970
American Mortgage & Equity Consultants, Inc. 4 6.68% $7,514
MUTUAL OF OMAHA MORTGAGE, INC. 4 7.19% $6,777
Discover Bank 4 6.87% $0
COASTAL Federal Credit Union 4 6.97% $4,239
NATIONWIDE MORTGAGE BANKERS, INC. 3 6.75% $5,855
Ameris Bank 3 6.67% $5,010
Barrington Bank & Trust Company, N.A. 3 7.13% $6,863
Baxter Credit Union 3 6.46% $3,233
CAPITAL CENTER, L.L.C. 3 6.42% $4,299
CHERRY CREEK MORTGAGE, LLC 3 6.79% $436
CORNING 3 6.46% $3,626
EVERETT FINANCIAL, INC. 3 6.91% $9,107
FBC MORTGAGE, LLC 3 6.29% $7,708
HOWARD HANNA FINANCIAL SERVICES, INC. 3 6.67% $3,779
M&T Bank 3 6.67% $4,335
NFM, INC. 3 7.71% $7,444
NP, Inc. 3 8.33% $4,826
PENTAGON FEDERAL CREDIT UNION 3 6.79% $4,402
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.87% $9,416
ROYAL UNITED MORTGAGE LLC 3 6.63% $6,804
SECURITYNATIONAL MORTGAGE COMPANY 3 7.46% $7,363
Stifel Bank and Trust 3 5.42% $3,001
Towne Bank 3 6.67% $4,793
Uwharrie Bank 3 7.04% $5,853
RESOURCE FINANCIAL SERVICES, INC. 2 7.13% $7,520
The Fidelity Bank 2 7.13% $7,120
The Huntington National Bank 2 6.56% $4,097
MORTGAGE ACCESS CORP. 2 7.06% $4,763
Ally Bank 2 6.13% $10,935
AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.69% $10,187
RUOFF MORTGAGE COMPANY, INC. 2 6.63% $1,936
NexBank 2 7.38% $11,373
ALLIANT CREDIT UNION 2 6.25% $3,821
Shea Mortgage Inc. 2 7.13% $1,855
Bank of England 2 7.13% $7,796
PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.56% $4,014
Piedmont Federal Savings Bank 2 6.50% $2,904
BMO Harris Bank 2 6.75% $3,882
Pinnacle Bank 2 7.25% $3,820
FIRST COMMUNITY MORTGAGE, INC. 2 7.13% $5,015
SUMMIT FUNDING, INC. 2 6.99% $10,610
LENOX FINANCIAL MORTGAGE CORPORATION 2 7.19% $6,061
First Community Bank 2 7.20% $3,551
GENEVA FINANCIAL, LLC 2 6.31% $11,355
MICHIGAN MUTUAL, INC. 2 5.44% $8,688
RESIDENTIAL BANCORP 2 6.56% $10,694
UNITED 2 7.56% $3,786
Gateway First Bank 2 7.50% $6,639
Deere Employees Credit Union 1 6.63% $3,636
Northwest Federal Credit Union 1 6.63% $3,510
AMERICAN INTERNET MORTGAGE, INC. 1 6.88% $3,761
NTFN, INC. 1 6.88% $4,306
Old National Bank 1 5.88% $3,454
ON Q FINANCIAL, INC. 1 6.75% $5,973
ONY GLO, INC. 1 5.88% $3,275
Operating Engineers Local Union #3 1 5.75% $3,515
Paramount Residential Mortgage Group, Inc. 1 7.13% $5,480
DEEPHAVEN MORTGAGE LLC 1 10.25% $6,361
AMERICAN HERITAGE LENDING, INC. 1 7.50% $9,716
DAS Acquisition Company, LLC 1 7.50% $3,769
Plains Commerce Bank 1 6.63% $8,755
PLANET HOME LENDING, LLC 1 7.88% $4,553
Platinum Home Mortgage Corporation 1 7.25% $9,847
Corporate Investors Mortgage Group, Inc. 1 7.13% $8,728
PREMIA MORTGAGE, LLC 1 5.63% $1,125
CLIFFCO, INC. 1 7.50% $4,347
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 7.50% $3,790
Citibank 1 6.13% $1,749
RAPID MORTGAGE COMPANY 1 6.75% $6,108
Raymond James Bank 1 5.63% $2,320
Charles Schwab Bank, SSB 1 6.80% $3,459
Champion Credit Union 1 7.00% $3,160
Capital City Home Loans, LLC 1 6.13% $15,007
ROSS MORTGAGE CORPORATION 1 7.88% $3,783
Royal Credit Union 1 7.00% $4,129
ALLEGACY FEDERAL CREDIT UNION 1 5.75% $5,632
CALIBER HOME LOANS, INC. 1 6.38% $5,248
Sierra Pacific Mortgage Company, Inc. 1 6.75% $7,828
SOUTHERN TRUST MORTGAGE, LLC 1 6.00% $5,308
Bethpage Federal Credit Union 1 7.63% $4,079
Allen Tate Mortgage Partners, LLC 1 6.00% $6,324
SUPERIOR FINANCIAL SOLUTIONS, LLC 1 6.88% $3,559
SWBC MORTGAGE CORPORATION 1 7.63% $3,535
BAYSHORE MORTGAGE FUNDING, LLC 1 7.88% $3,626
Banterra Bank 1 6.63% $3,101
The Central Trust Bank 1 7.00% $3,887
BANKSOUTH MORTGAGE COMPANY, LLC 1 7.13% $3,779
THRIVE MORTGAGE, LLC 1 6.75% $4,334
TIDEWATER MORTGAGE SERVICES, INC. 1 7.13% $3,832
TJC Mortgage, Inc. 1 6.50% $4,018
TOTAL MORTGAGE SERVICES, LLC 1 6.63% $5,253
Wyndham Capital Mortgage, Inc. 1 6.63% $4,496
TOWNE MORTGAGE COMPANY 1 6.63% $6,127
Integrity Home Mortgage Corp 1 8.13% $11,494
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 8.38% $4,248
GUARANTEED RATE AFFINITY, LLC 1 6.63% $3,657
GREENSTATE CREDIT UNION 1 6.75% $3,965
Hancock Whitney Bank 1 6.38% $4,858
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.99% $3,715
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.50% $4,564
GMFS LLC 1 7.25% $2,711
HOME TOWN FUNDING, INC. 1 6.13% $2,541
GENERAL ELECTRIC CREDIT UNION 1 4.99% $4,687
Armed Forces Bank 1 7.88% $4,433
FORT FINANCIAL Federal Credit Union 1 7.38% $3,107
FLAT BRANCH MORTGAGE, INC. 1 6.99% $3,460
Kwik Mortgage Corporation 1 6.13% $4,606
LAKEVIEW LOAN SERVICING, LLC 1 6.99% $5,339
First Savings Bank 1 6.75% $3,567
LEGEND LENDING CORPORATION 1 8.00% $7,174
First Reliance Bank 1 6.38% $3,979
First Palmetto Bank 1 6.62% $7,247
Luxury Mortgage Corp. 1 7.63% $18,057
Magnolia Bank 1 7.00% $3,242
MILEND, INC. 1 6.88% $8,991
First Financial Bank 1 7.63% $3,907
MORTGAGE INVESTORS GROUP, INC. 1 7.63% $10,115
FIRST BANCORP 1 7.50% $3,486
Farmers Bank & Trust 1 6.50% $4,255
EMBRACE HOME LOANS, INC. 1 5.63% $7,626
NASA Federal Credit Union 1 6.13% $19,615
ABSOLUTE HOME MORTGAGE CORPORATION 1 6.38% $7,512
Dollar Bank, Federal Savings Bank 1 7.13% $9,169
DIRECT MORTGAGE LOANS, LLC 1 7.13% $4,687
DELTA COMMUNITY CREDIT UNION 1 6.25% $3,374
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.50% $6,893
North American Savings Bank, F.S.B. 1 7.63% $13,099

HICKORY - LENOIR - MORGANTON Average Closing Costs & Other Stats

HICKORY-LENOIR-MORGANTON, NC's 207 lenders originated 8,039 loans during 2023. The total origination value was $1,631,435,000, with an average loan value of $202,940.

HICKORY - LENOIR - MORGANTON's average closing costs are $4,780.

The top HICKORY - LENOIR - MORGANTON lender as defined by loan originations is STATE EMPLOYEES', with 611 loans originated. Their average total fees are $3,993, which is $2,244 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee HICKORY - LENOIR - MORGANTON lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($684), EAGLE HOME MORTGAGE, LLC ($2,022), STATE EMPLOYEES' ($3,993), Peoples Bank ($4,061) and LOCAL GOVERNMENT FEDERAL CREDIT UNION ($4,089).

The lowest rate HICKORY - LENOIR - MORGANTON lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.40%), LOCAL GOVERNMENT FEDERAL CREDIT UNION (5.93%), STATE EMPLOYEES' (5.95%), Bank of America (6.29%) and TD Bank (6.29%).

HICKORY-LENOIR-MORGANTON, NC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
STATE EMPLOYEES' $298,035,000 $230,320,000 -22.7% 14.1%
QUICKEN LOANS, LLC $124,235,000 $84,780,000 -31.8% 5.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $111,185,000 $83,320,000 -25.1% 5.1%
First-Citizens Bank & Trust Company $84,335,000 $66,410,000 -21.3% 4.1%
Truist $80,695,000 $57,130,000 -29.2% 3.5%
CROSSCOUNTRY MORTGAGE, LLC $57,485,000 $53,850,000 -6.3% 3.3%
UNITED WHOLESALE MORTGAGE, LLC $32,125,000 $49,425,000 53.9% 3.0%
DHI MORTGAGE COMPANY, LTD. $4,505,000 $45,080,000 900.7% 2.8%
MOVEMENT MORTGAGE, LLC $78,980,000 $43,325,000 -45.1% 2.7%
Peoples Bank $245,000 $40,410,000 16,393.9% 2.5%
EAGLE HOME MORTGAGE, LLC $34,770,000 n/a 2.1%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $31,515,000 n/a 1.9%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $47,895,000 $29,810,000 -37.8% 1.8%
Mortgage Research Center, LLC $29,230,000 $27,475,000 -6.0% 1.7%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $21,615,000 $24,480,000 13.3% 1.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $33,210,000 $24,365,000 -26.6% 1.5%
GREYSTONE FUNDING COMPANY LLC $24,135,000 n/a 1.5%
Taylorsville Savings Bank SSB $31,870,000 $23,510,000 -26.2% 1.4%
CARDINAL FINANCIAL $39,500,000 $20,100,000 -49.1% 1.2%
First Horizon Bank $17,560,000 $16,340,000 -6.9% 1.0%
Bank of America $26,295,000 $15,470,000 -41.2% 0.9%
Alcova Mortgage LLC $26,415,000 $15,200,000 -42.5% 0.9%
Wells Fargo Bank $39,830,000 $15,095,000 -62.1% 0.9%
Truliant Federal Credit Union $11,965,000 $13,455,000 12.5% 0.8%
WALKER & DUNLOP, LLC $13,180,000 n/a 0.8%
First Federal Savings Bank of Lincolnton $16,035,000 $12,800,000 -20.2% 0.8%
PENNYMAC LOAN SERVICES, LLC $18,555,000 $11,250,000 -39.4% 0.7%
UNION HOME MORTGAGE CORP. $1,270,000 $11,180,000 780.3% 0.7%
AgFirst Farm Credit Bank $10,960,000 $10,980,000 0.2% 0.7%
First National Bank of Pennsylvania $13,440,000 $10,875,000 -19.1% 0.7%
NAVY FEDERAL CREDIT UNION $13,250,000 $10,480,000 -20.9% 0.6%
INSPIRE HOME LOANS INC. $6,535,000 $10,250,000 56.8% 0.6%
INTERCOASTAL MORTGAGE COMPANY $13,135,000 $10,170,000 -22.6% 0.6%
PNC Bank $15,635,000 $9,855,000 -37.0% 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $14,065,000 $9,825,000 -30.1% 0.6%
LOANDEPOT.COM, LLC $21,925,000 $9,545,000 -56.5% 0.6%
TD Bank $11,845,000 $9,505,000 -19.8% 0.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $5,235,000 $9,480,000 81.1% 0.6%
GUILD MORTGAGE COMPANY $8,210,000 $9,320,000 13.5% 0.6%
Skyline National Bank $9,185,000 $9,225,000 0.4% 0.6%
FREEDOM MORTGAGE CORPORATION $16,335,000 $9,010,000 -44.8% 0.6%
AMERISAVE MORTGAGE CORPORATION $17,755,000 $8,295,000 -53.3% 0.5%
GUARANTEED RATE, INC. $13,165,000 $8,145,000 -38.1% 0.5%
Fifth Third Bank $12,530,000 $8,075,000 -35.6% 0.5%
USAA Federal Savings Bank $7,135,000 $8,055,000 12.9% 0.5%
Northpointe Bank $6,425,000 $7,215,000 12.3% 0.4%
Citizens Bank $23,400,000 $7,135,000 -69.5% 0.4%
South State Bank $39,820,000 $6,925,000 -82.6% 0.4%
JPMorgan Chase Bank $11,725,000 $6,860,000 -41.5% 0.4%
American Security Mortgage Corp. $7,060,000 $6,785,000 -3.9% 0.4%
Renasant Bank $9,650,000 $6,545,000 -32.2% 0.4%
BROKER SOLUTIONS, INC. $10,165,000 $6,100,000 -40.0% 0.4%
HOMESIDE FINANCIAL, LLC $10,075,000 $6,015,000 -40.3% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $14,415,000 $5,950,000 -58.7% 0.4%
First Heritage Mortgage, LLC $12,075,000 $5,215,000 -56.8% 0.3%
Pinnacle Bank $5,625,000 $5,200,000 -7.6% 0.3%
HomeTrust Bank $8,510,000 $5,085,000 -40.2% 0.3%
U.S. Bank $11,385,000 $4,975,000 -56.3% 0.3%
United Bank $10,275,000 $4,880,000 -52.5% 0.3%
NEWREZ LLC $5,975,000 $4,720,000 -21.0% 0.3%
Summit Credit Union $3,835,000 $4,665,000 21.6% 0.3%
RELIANCE FIRST CAPITAL, LLC $5,630,000 $4,610,000 -18.1% 0.3%
Flagstar Bank, FSB $9,485,000 $4,580,000 -51.7% 0.3%
NEW DAY FINANCIAL, LLC $6,020,000 $4,435,000 -26.3% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $2,490,000 $4,365,000 75.3% 0.3%
SeaTrust Mortgage Company $2,075,000 $4,080,000 96.6% 0.3%
Bank OZK $730,000 $3,525,000 382.9% 0.2%
COASTAL Federal Credit Union $4,490,000 $3,255,000 -27.5% 0.2%
Mortgage Assurance Inc. $3,800,000 $3,240,000 -14.7% 0.2%
First Bank $4,575,000 $3,220,000 -29.6% 0.2%
Regions Bank $3,235,000 $3,220,000 -0.5% 0.2%
LENDINGHOME FUNDING CORPORATION $2,930,000 $3,215,000 9.7% 0.2%
Carrington Mortgage Services, LLC $4,670,000 $3,175,000 -32.0% 0.2%
Discover Bank $1,380,000 $3,125,000 126.4% 0.2%
NFM, INC. $1,975,000 $3,055,000 54.7% 0.2%
LIMA ONE CAPITAL, LLC $4,050,000 $2,925,000 -27.8% 0.2%
Morgan Stanley Private Bank $1,975,000 $2,915,000 47.6% 0.2%
CMG MORTGAGE, INC. $3,715,000 $2,850,000 -23.3% 0.2%
First Federal Bank $2,305,000 $2,795,000 21.3% 0.2%
Stifel Bank and Trust $205,000 $2,715,000 1,224.4% 0.2%
ACADEMY MORTGAGE CORPORATION $325,000 $2,625,000 707.7% 0.2%
GoPrime Mortgage, Inc. $2,935,000 $2,545,000 -13.3% 0.2%
PENTAGON FEDERAL CREDIT UNION $1,680,000 $2,535,000 50.9% 0.2%
Ameris Bank $5,970,000 $2,515,000 -57.9% 0.2%
Telco Community Credit Union $2,330,000 $2,435,000 4.5% 0.1%
Third Federal Savings and Loan Association of Cleveland $2,040,000 $2,385,000 16.9% 0.1%
The Federal Savings Bank $2,485,000 $2,335,000 -6.0% 0.1%
DOMINION FINANCIAL SERVICES, LLC $910,000 $2,285,000 151.1% 0.1%
RF Renovo Management Company, LLC $2,130,000 n/a 0.1%
EVANSVILLE TEACHERS $515,000 $2,080,000 303.9% 0.1%
ALLEGACY FEDERAL CREDIT UNION $3,340,000 $2,010,000 -39.8% 0.1%
Bell Bank $2,005,000 n/a 0.1%
Cedar Rapids Bank and Trust Company $2,005,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $955,000 $1,995,000 108.9% 0.1%
BETTER MORTGAGE CORPORATION $4,645,000 $1,880,000 -59.5% 0.1%
Figure Lending LLC $1,335,000 $1,880,000 40.8% 0.1%
NBKC BANK $1,260,000 $1,875,000 48.8% 0.1%
Towne Bank $10,440,000 $1,870,000 -82.1% 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $1,835,000 $1,820,000 -0.8% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $4,055,000 $1,815,000 -55.2% 0.1%
Atlantic Coast Mortgage, LLC $2,300,000 $1,755,000 -23.7% 0.1%
LATINO COMMUNITY CREDIT UNION $2,300,000 $1,750,000 -23.9% 0.1%
UNITED $3,925,000 $1,745,000 -55.5% 0.1%
Blue Ridge Bank $1,115,000 $1,730,000 55.2% 0.1%
First Community Bank $8,255,000 $1,665,000 -79.8% 0.1%
Prosperity Home Mortgage, LLC $2,660,000 $1,665,000 -37.4% 0.1%
AMERICAN HERITAGE LENDING, INC. $900,000 $1,660,000 84.4% 0.1%
LAKEVIEW LOAN SERVICING, LLC $3,880,000 $1,650,000 -57.5% 0.1%
Barrington Bank & Trust Company, N.A. $1,845,000 $1,600,000 -13.3% 0.1%
Gateway First Bank $800,000 $1,585,000 98.1% 0.1%
blueharbor bank $1,555,000 n/a 0.1%
CLEARPATH LENDING $1,150,000 $1,545,000 34.3% 0.1%
American Mortgage & Equity Consultants, Inc. $1,540,000 n/a 0.1%
American Airlines Federal Credit Union $830,000 $1,535,000 84.9% 0.1%
HOWARD HANNA FINANCIAL SERVICES, INC. $1,525,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $640,000 $1,510,000 135.9% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,285,000 $1,475,000 14.8% 0.1%
Plains Commerce Bank $1,455,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $125,000 $1,450,000 1,060.0% 0.1%
ROYAL UNITED MORTGAGE LLC $1,090,000 $1,385,000 27.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $3,555,000 $1,370,000 -61.5% 0.1%
The Huntington National Bank $6,475,000 $1,360,000 -79.0% 0.1%
BMO Harris Bank $145,000 $1,355,000 834.5% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $3,675,000 $1,350,000 -63.3% 0.1%
BAY EQUITY LLC $875,000 $1,335,000 52.6% 0.1%
C & F Mortgage Corporation $1,700,000 $1,330,000 -21.8% 0.1%
United Community Bank $2,585,000 $1,315,000 -49.1% 0.1%
Baxter Credit Union $1,070,000 $1,295,000 21.0% 0.1%
EVERETT FINANCIAL, INC. $1,655,000 $1,275,000 -23.0% 0.1%
Equity Prime Mortgage LLC $1,735,000 $1,260,000 -27.4% 0.1%
EMM LOANS LLC $155,000 $1,255,000 709.7% 0.1%
EMBRACE HOME LOANS, INC. $1,285,000 $1,230,000 -4.3% 0.1%
SPRING EQ, LLC $1,080,000 $1,220,000 13.0% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $1,205,000 n/a 0.1%
The Conway National Bank $1,205,000 n/a 0.1%
FOUNDERS FEDERAL CREDIT UNION $1,505,000 $1,200,000 -20.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $3,490,000 $1,145,000 -67.2% 0.1%
RESIDENTIAL BANCORP $1,125,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $3,835,000 $1,120,000 -70.8% 0.1%
The Fidelity Bank $210,000 $1,120,000 433.3% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $245,000 $1,105,000 351.0% 0.1%
Bank of England $370,000 $1,080,000 191.9% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $925,000 $1,070,000 15.7% 0.1%
FIRST BANCORP $1,065,000 n/a 0.1%
Commerce Home Mortgage, Inc. $1,280,000 $1,055,000 -17.6% 0.1%
HOMESTAR FINANCIAL CORPORATION $3,100,000 $1,050,000 -66.1% 0.1%
NASA Federal Credit Union $995,000 n/a 0.1%
Uwharrie Bank $4,640,000 $990,000 -78.7% 0.1%
T2 FINANCIAL LLC $2,920,000 $980,000 -66.4% 0.1%
Strong Home Mortgage, LLC $830,000 $965,000 16.3% 0.1%
RUOFF MORTGAGE COMPANY, INC. $1,445,000 $960,000 -33.6% 0.1%
CHERRY CREEK MORTGAGE, LLC $525,000 $955,000 81.9% 0.1%
Luxury Mortgage Corp. $955,000 n/a 0.1%
CORNING $875,000 $930,000 6.3% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $410,000 $930,000 126.8% 0.1%
Mid-Continent Funding, Inc. $560,000 $925,000 65.2% 0.1%
FBC MORTGAGE, LLC $710,000 $910,000 28.2% 0.1%
CALCON MUTUAL MORTGAGE LLC $440,000 $905,000 105.7% 0.1%
WesBanco $895,000 n/a 0.1%
NexBank $830,000 n/a 0.1%
CAPITAL CENTER, L.L.C. $3,010,000 $815,000 -72.9% 0.0%
SUMMIT FUNDING, INC. $105,000 $805,000 666.7% 0.0%
ALLIANT CREDIT UNION $580,000 $795,000 37.1% 0.0%
PIEDMONT ADVANTAGE CREDIT UNION $785,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $700,000 $780,000 11.4% 0.0%
First Savings Bank $375,000 $775,000 106.7% 0.0%
GENERAL ELECTRIC CREDIT UNION $775,000 n/a 0.0%
MORTGAGE ACCESS CORP. $175,000 $775,000 342.9% 0.0%
RESOURCE FINANCIAL SERVICES, INC. $1,390,000 $770,000 -44.6% 0.0%
Capital City Home Loans, LLC $755,000 n/a 0.0%
GENEVA FINANCIAL, LLC $2,710,000 $755,000 -72.1% 0.0%
TOP FLITE FINANCIAL, INC. $1,355,000 $750,000 -44.6% 0.0%
Piedmont Federal Savings Bank $540,000 $745,000 38.0% 0.0%
Century Mortgage Company DBA Century Lending Company $585,000 $735,000 25.6% 0.0%
North American Savings Bank, F.S.B. $2,515,000 $735,000 -70.8% 0.0%
Paramount Residential Mortgage Group, Inc. $245,000 $730,000 198.0% 0.0%
Armed Forces Bank $365,000 $725,000 98.6% 0.0%
M&T Bank $795,000 $725,000 -8.8% 0.0%
RAPID MORTGAGE COMPANY $1,270,000 $715,000 -43.7% 0.0%
Platinum Home Mortgage Corporation $700,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $1,835,000 $690,000 -62.4% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,545,000 $675,000 -56.3% 0.0%
VILLAGE CAPITAL MORTGAGE $2,325,000 $675,000 -71.0% 0.0%
LOANPAL, LLC $1,395,000 $670,000 -52.0% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $1,665,000 $665,000 -60.1% 0.0%
Shea Mortgage Inc. $660,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $330,000 $660,000 100.0% 0.0%
Farmers Bank & Trust $545,000 $655,000 20.2% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $650,000 n/a 0.0%
Dollar Bank, Federal Savings Bank $385,000 $645,000 67.5% 0.0%
MID AMERICA MORTGAGE, INC. $300,000 $645,000 115.0% 0.0%
Northwest Federal Credit Union $255,000 $645,000 152.9% 0.0%
Bethpage Federal Credit Union $705,000 $600,000 -14.9% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $75,000 $595,000 693.3% 0.0%
Shamrock Home Loans, Inc. $1,525,000 $590,000 -61.3% 0.0%
CIVIC FINANCIAL SERVICES, LLC $2,355,000 $560,000 -76.2% 0.0%
NP, Inc. $135,000 $555,000 311.1% 0.0%
NTFN, INC. $255,000 $545,000 113.7% 0.0%
MILEND, INC. $535,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $1,705,000 $520,000 -69.5% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $225,000 $515,000 128.9% 0.0%
Ally Bank $2,295,000 $500,000 -78.2% 0.0%
Corporate Investors Mortgage Group, Inc. $1,340,000 $495,000 -63.1% 0.0%
CHARLOTTE METRO FEDERAL CREDIT UNION $1,715,000 $490,000 -71.4% 0.0%
DELMAR FINANCIAL COMPANY $490,000 n/a 0.0%
MORTGAGE INVESTORS GROUP, INC. $725,000 $490,000 -32.4% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $1,020,000 $475,000 -53.4% 0.0%
NEXERA HOLDING LLC $460,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $450,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $125,000 $445,000 256.0% 0.0%
PREMIA MORTGAGE, LLC $2,255,000 $445,000 -80.3% 0.0%
CORNERSTONE HOME LENDING, INC. $905,000 $435,000 -51.9% 0.0%
PLANET HOME LENDING, LLC $535,000 $435,000 -18.7% 0.0%
Nations Lending Corporation $2,965,000 $425,000 -85.7% 0.0%
JMAC LENDING, INC. $285,000 $415,000 45.6% 0.0%
Citadel Servicing Corporation $410,000 n/a 0.0%
GREENSTATE CREDIT UNION $405,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $135,000 $400,000 196.3% 0.0%
Operating Engineers Local Union #3 $395,000 n/a 0.0%
First Reliance Bank $55,000 $390,000 609.1% 0.0%
PREMIER LENDING, INC. $875,000 $385,000 -56.0% 0.0%
CONTOUR MORTGAGE CORPORATION $205,000 $375,000 82.9% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $370,000 n/a 0.0%
ON Q FINANCIAL, INC. $785,000 $370,000 -52.9% 0.0%
LADERA LENDING, INC. $410,000 $365,000 -11.0% 0.0%
Wolfe Financial, Inc $345,000 n/a 0.0%
First Palmetto Bank $335,000 n/a 0.0%
CIS Financial Services, Inc. $5,655,000 $330,000 -94.2% 0.0%
Integrity Home Mortgage Corp $325,000 n/a 0.0%
21ST MORTGAGE CORPORATION $1,160,000 $320,000 -72.4% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $315,000 n/a 0.0%
Royal Credit Union $315,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $330,000 $315,000 -4.5% 0.0%
PHH Mortgage Corporation $1,660,000 $310,000 -81.3% 0.0%
ALLIED MORTGAGE GROUP, INC. $195,000 $305,000 56.4% 0.0%
Farmers & Merchants Bank $305,000 n/a 0.0%
KeyBank $2,745,000 $305,000 -88.9% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $400,000 $305,000 -23.8% 0.0%
THRIVE MORTGAGE, LLC $1,250,000 $305,000 -75.6% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $155,000 $295,000 90.3% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $720,000 $295,000 -59.0% 0.0%
Encompass Lending Group, LP $295,000 n/a 0.0%
RESIDENTIAL HOME FUNDING CORP. $295,000 n/a 0.0%
DAS Acquisition Company, LLC $285,000 n/a 0.0%
TJC Mortgage, Inc. $305,000 $285,000 -6.6% 0.0%
OAKTREE FUNDING CORP. $275,000 n/a 0.0%
Southern First Bank $545,000 $275,000 -49.5% 0.0%
COMPASS MORTGAGE, INC. $265,000 n/a 0.0%
Heritage Bank & Trust $265,000 n/a 0.0%
MDE Home Loans, LLC $265,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $105,000 $265,000 152.4% 0.0%
ROSS MORTGAGE CORPORATION $265,000 n/a 0.0%
SUPERIOR FINANCIAL SOLUTIONS, LLC $265,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $1,745,000 $260,000 -85.1% 0.0%
Raymond James Bank $765,000 $255,000 -66.7% 0.0%
First Financial Bank $18,405,000 $245,000 -98.7% 0.0%
Old National Bank $385,000 $245,000 -36.4% 0.0%
EASTMAN $955,000 $240,000 -74.9% 0.0%
Allen Tate Mortgage Partners, LLC $2,985,000 $235,000 -92.1% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $235,000 n/a 0.0%
Bank of Tennessee $915,000 $225,000 -75.4% 0.0%
Charles Schwab Bank, SSB $705,000 $225,000 -68.1% 0.0%
Deere Employees Credit Union $455,000 $215,000 -52.7% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $215,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $265,000 $215,000 -18.9% 0.0%
DELTA COMMUNITY CREDIT UNION $210,000 n/a 0.0%
Lakeview Community Capital, LLC $525,000 $210,000 -60.0% 0.0%
Champion Credit Union $205,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $460,000 $205,000 -55.4% 0.0%
Hancock Whitney Bank $205,000 n/a 0.0%
Hometown Equity Mortgage, LLC $515,000 $205,000 -60.2% 0.0%
Magnolia Bank $1,485,000 $205,000 -86.2% 0.0%
Wyndham Capital Mortgage, Inc. $2,870,000 $205,000 -92.9% 0.0%
AMCAP MORTGAGE, LTD. $750,000 $195,000 -74.0% 0.0%
Banterra Bank $195,000 n/a 0.0%
GMFS LLC $325,000 $195,000 -40.0% 0.0%
LENDINGONE, LLC $1,985,000 $195,000 -90.2% 0.0%
POLARIS HOME FUNDING CORP. $475,000 $195,000 -58.9% 0.0%
Citibank $435,000 $190,000 -56.3% 0.0%
Brighton Bank $185,000 n/a 0.0%
DIGITAL Federal Credit Union $215,000 $185,000 -14.0% 0.0%
SOUTHERN TRUST MORTGAGE, LLC $600,000 $185,000 -69.2% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,025,000 $175,000 -82.9% 0.0%
Empower Federal Credit Union $175,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $165,000 n/a 0.0%
HOME TOWN FUNDING, INC. $155,000 n/a 0.0%
Kwik Mortgage Corporation $155,000 n/a 0.0%
Peoples Bank $245,000 $145,000 -40.8% 0.0%
PLAZA HOME MORTGAGE, INC. $145,000 n/a 0.0%
FORT FINANCIAL Federal Credit Union $140,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $405,000 $140,000 -65.4% 0.0%
Park Lane Finance Solutions, LLC $190,000 $140,000 -26.3% 0.0%
AMERITRUST MORTGAGE CORPORATION $135,000 n/a 0.0%
CLIFFCO, INC. $135,000 n/a 0.0%
LEGEND LENDING CORPORATION $135,000 n/a 0.0%
The Central Trust Bank $305,000 $135,000 -55.7% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $375,000 $135,000 -64.0% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $125,000 n/a 0.0%
Family Trust Federal Credit Union $125,000 n/a 0.0%
ONY GLO, INC. $125,000 n/a 0.0%
CALIBER HOME LOANS, INC. $4,260,000 $95,000 -97.8% 0.0%
PROPONENT Federal Credit Union $525,000 $95,000 -81.9% 0.0%
FIRST TECHNOLOGY $75,000 n/a 0.0%
AMWEST FUNDING CORP. $255,000 $65,000 -74.5% 0.0%
Carter Bank & Trust $310,000 $65,000 -79.0% 0.0%
Connexus Credit Union $65,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $65,000 n/a 0.0%
First Western Federal Savings Bank $55,000 n/a 0.0%
SELF-HELP Credit Union $340,000 $55,000 -83.8% 0.0%
SKYONE Federal Credit Union $55,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $415,000 $45,000 -89.2% 0.0%
TOWER $140,000 $45,000 -67.9% 0.0%
Home Loan Investment Bank, F.S.B. $50,000 $15,000 -70.0% 0.0%

HICKORY - LENOIR - MORGANTON's top lender by overall market share is STATE EMPLOYEES', with 14.1% market share. In second place, with 5.2%, is QUICKEN LOANS, LLC, having originated $84,780,000 in loans. In third place, with 5.1%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $83,320,000 in loans. In fourth place, with 4.1%, is First-Citizens Bank & Trust Company, having originated $66,410,000 in loans. In fifth place, with 3.5%, is Truist, having originated $57,130,000 in loans.


HICKORY - LENOIR - MORGANTON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - HICKORY - LENOIR - MORGANTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $228,750 (27.6%) $314,555 (18.2%) 0.85 1,032
2018-02-01 $231,950 (26.1%) $322,291 (18.3%) 0.84 1,095
2018-03-01 $246,398 (28.4%) $343,090 (22.6%) 0.86 1,058
2018-04-01 $253,655 (23.7%) $349,105 (21.2%) 0.86 1,118
2018-05-01 $256,880 (19.5%) $353,026 (20.5%) 0.86 1,112
2018-06-01 $259,900 (19.8%) $358,282 (17.6%) 0.87 1,122
2018-07-01 $249,875 (13.6%) $351,641 (13.3%) 0.83 1,204
2018-08-01 $245,250 (9.0%) $352,312 (14.4%) 0.82 1,236
2018-09-01 $238,950 (6.2%) $338,587 (8.1%) 0.80 1,283
2018-10-01 $237,900 (4.9%) $336,271 (7.1%) 0.81 1,287
2018-11-01 $248,000 (5.6%) $338,742 (6.3%) 0.84 1,219
2018-12-01 $249,000 (6.0%) $338,339 (6.7%) 0.86 1,149
2019-01-01 $249,900 (9.3%) $344,359 (9.5%) 0.86 1,005
2019-02-01 $249,950 (7.8%) $340,334 (5.6%) 0.84 989
2019-03-01 $265,543 (7.8%) $356,181 (3.8%) 0.87 925
2019-04-01 $279,800 (10.3%) $377,124 (8.0%) 0.89 866
2019-05-01 $299,250 (16.5%) $391,935 (11.0%) 0.94 861
2019-06-01 $299,000 (15.0%) $398,138 (11.1%) 0.93 872
2019-07-01 $297,750 (19.2%) $394,532 (12.2%) 0.93 884
2019-08-01 $295,486 (20.5%) $392,056 (11.3%) 0.94 872
2019-09-01 $289,841 (21.3%) $385,679 (13.9%) 0.93 851
2019-10-01 $280,225 (17.8%) $377,986 (12.4%) 0.90 845
2019-11-01 $269,900 (8.8%) $365,745 (8.0%) 0.88 840
2019-12-01 $274,900 (10.4%) $369,415 (9.2%) 0.92 777
2020-01-01 $267,450 (7.0%) $372,224 (8.1%) 0.89 702
2020-02-01 $260,000 (4.0%) $370,519 (8.9%) 0.85 686
2020-03-01 $259,950 (-2.1%) $361,376 (1.5%) 0.81 677
2020-04-01 $263,675 (-5.8%) $357,475 (-5.2%) 0.83 669
2020-05-01 $269,900 (-9.8%) $373,722 (-4.7%) 0.82 589
2020-06-01 $279,450 (-6.5%) $389,848 (-2.1%) 0.82 528
2020-07-01 $299,500 (0.6%) $396,934 (0.6%) 0.87 490
2020-08-01 $310,000 (4.9%) $406,247 (3.6%) 0.89 443
2020-09-01 $299,175 (3.2%) $407,475 (5.7%) 0.86 513
2020-10-01 $309,900 (10.6%) $413,087 (9.3%) 0.89 425
2020-11-01 $299,950 (11.1%) $417,807 (14.2%) 0.88 438
2020-12-01 $294,450 (7.1%) $412,280 (11.6%) 0.88 412
2021-01-01 $285,000 (6.6%) $421,957 (13.4%) 0.85 366
2021-02-01 $259,950 (0.0%) $414,807 (12.0%) 0.76 324
2021-03-01 $264,500 (1.8%) $414,911 (14.8%) 0.75 287
2021-04-01 $264,700 (0.4%) $416,582 (16.5%) 0.72 281
2021-05-01 $264,950 (-1.8%) $433,273 (15.9%) 0.70 297
2021-06-01 $267,750 (-4.2%) $428,482 (9.9%) 0.70 342
2021-07-01 $275,000 (-8.2%) $410,979 (3.5%) 0.73 393
2021-08-01 $270,600 (-12.7%) $391,978 (-3.5%) 0.72 402
2021-09-01 $272,500 (-8.9%) $401,846 (-1.4%) 0.73 406
2021-10-01 $269,900 (-12.9%) $405,718 (-1.8%) 0.72 377
2021-11-01 $281,950 (-6.0%) $407,596 (-2.4%) 0.75 356
2021-12-01 $277,400 (-5.8%) $417,883 (1.4%) 0.75 311
2022-01-01 $296,700 (4.1%) $438,266 (3.9%) 0.80 253
2022-02-01 $294,350 (13.2%) $427,885 (3.2%) 0.77 233
2022-03-01 $311,175 (17.7%) $432,407 (4.2%) 0.78 254
2022-04-01 $300,000 (13.3%) $450,281 (8.1%) 0.72 249
2022-05-01 $317,450 (19.8%) $486,863 (12.4%) 0.73 336
2022-06-01 $326,500 (21.9%) $483,176 (12.8%) 0.73 384
2022-07-01 $339,900 (23.6%) $477,571 (16.2%) 0.77 465
2022-08-01 $346,145 (27.9%) $478,147 (22.0%) 0.80 505
2022-09-01 $339,675 (24.7%) $482,555 (20.1%) 0.79 503
2022-10-01 $339,900 (25.9%) $477,720 (17.8%) 0.80 520
2022-11-01 $340,773 (20.9%) $466,358 (14.4%) 0.82 573
2022-12-01 $329,900 (18.9%) $464,150 (11.1%) 0.81 528
2023-01-01 $343,395 (15.7%) $475,266 (8.4%) 0.85 483
2023-02-01 $349,900 (18.9%) $480,283 (12.3%) 0.84 438
2023-03-01 $349,450 (12.3%) $486,667 (12.6%) 0.82 440
2023-04-01 $369,900 (23.3%) $509,681 (13.2%) 0.86 449
2023-05-01 $376,252 (18.5%) $523,504 (7.5%) 0.85 489
2023-06-01 $385,000 (17.9%) $524,757 (8.6%) 0.87 482
2023-07-01 $373,540 (9.9%) $514,800 (7.8%) 0.85 497
2023-08-01 $369,900 (6.9%) $504,256 (5.5%) 0.85 552
2023-09-01 $360,000 (6.0%) $506,685 (5.0%) 0.84 590
2023-10-01 $349,950 (3.0%) $505,553 (5.8%) 0.82 601
2023-11-01 $348,750 (2.3%) $492,779 (5.7%) 0.83 647
2023-12-01 $349,900 (6.1%) $498,989 (7.5%) 0.85 676
2024-01-01 $349,900 (1.9%) $482,637 (1.6%) 0.85 632
2024-02-01 $358,066 (2.3%) $496,559 (3.4%) 0.86 602
2024-03-01 $359,900 (3.0%) $505,788 (3.9%) 0.85 637
2024-04-01 $369,450 (-0.1%) $509,938 (0.1%) 0.86 674
2024-05-01 $376,420 (0.0%) $533,020 (1.8%) 0.85 709
2024-06-01 $375,000 (-2.6%) $528,427 (0.7%) 0.84 738
2024-07-01 $367,720 (-1.6%) $519,039 (0.8%) 0.84 802
2024-08-01 $350,000 (-5.4%) $496,804 (-1.5%) 0.81 873
2024-09-01 $349,000 (-3.1%) $493,119 (-2.7%) 0.82 924
2024-10-01 $346,450 (-1.0%) $493,953 (-2.3%) 0.82 852
2024-11-01 $349,000 (0.1%) $490,007 (-0.6%) 0.84 895
HICKORY - LENOIR - MORGANTON's median listing price for 2024-11-01 was $349,000, a difference of $250 (0.1%) versus the prior year and $2,550 versus the prior month.

HICKORY - LENOIR - MORGANTON's median listing price comes in at 84% of the national average.

HICKORY - LENOIR - MORGANTON's average listing price for 2024-11-01 was $490,007, a difference of $-2,772 (-0.6%) versus the prior year and $-3,946 versus the prior month.

For the 2024-11-01 period, HICKORY - LENOIR - MORGANTON had 895 MLS listings, a difference of 43 listings (5%) versus the prior month and 248 listings (38%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - HICKORY - LENOIR - MORGANTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 104 days 2,091 sqft
2018-02-01 86 days 2,076 sqft
2018-03-01 73 days 2,123 sqft
2018-04-01 63 days 2,151 sqft
2018-05-01 61 days 2,183 sqft
2018-06-01 64 days 2,104 sqft
2018-07-01 65 days 2,082 sqft
2018-08-01 67 days 2,100 sqft
2018-09-01 73 days 2,031 sqft
2018-10-01 81 days 2,082 sqft
2018-11-01 88 days 2,069 sqft
2018-12-01 95 days 2,052 sqft
2019-01-01 97 days 2,071 sqft
2019-02-01 92 days 2,012 sqft
2019-03-01 80 days 2,123 sqft
2019-04-01 72 days 2,207 sqft
2019-05-01 65 days 2,274 sqft
2019-06-01 63 days 2,332 sqft
2019-07-01 64 days 2,282 sqft
2019-08-01 62 days 2,249 sqft
2019-09-01 65 days 2,230 sqft
2019-10-01 66 days 2,183 sqft
2019-11-01 65 days 2,123 sqft
2019-12-01 74 days 2,114 sqft
2020-01-01 85 days 2,112 sqft
2020-02-01 73 days 2,079 sqft
2020-03-01 55 days 2,044 sqft
2020-04-01 54 days 2,038 sqft
2020-05-01 60 days 2,063 sqft
2020-06-01 60 days 2,102 sqft
2020-07-01 52 days 2,194 sqft
2020-08-01 44 days 2,187 sqft
2020-09-01 37 days 2,110 sqft
2020-10-01 43 days 2,202 sqft
2020-11-01 44 days 2,185 sqft
2020-12-01 50 days 2,080 sqft
2021-01-01 58 days 1,964 sqft
2021-02-01 48 days 1,926 sqft
2021-03-01 41 days 1,893 sqft
2021-04-01 36 days 1,918 sqft
2021-05-01 29 days 1,870 sqft
2021-06-01 29 days 1,819 sqft
2021-07-01 29 days 1,870 sqft
2021-08-01 33 days 1,903 sqft
2021-09-01 39 days 1,898 sqft
2021-10-01 37 days 1,828 sqft
2021-11-01 40 days 1,901 sqft
2021-12-01 43 days 1,792 sqft
2022-01-01 46 days 1,904 sqft
2022-02-01 34 days 1,875 sqft
2022-03-01 27 days 1,902 sqft
2022-04-01 26 days 1,806 sqft
2022-05-01 27 days 1,789 sqft
2022-06-01 34 days 1,899 sqft
2022-07-01 32 days 1,937 sqft
2022-08-01 41 days 1,970 sqft
2022-09-01 43 days 1,957 sqft
2022-10-01 48 days 1,970 sqft
2022-11-01 47 days 1,989 sqft
2022-12-01 57 days 1,920 sqft
2023-01-01 71 days 1,915 sqft
2023-02-01 69 days 1,887 sqft
2023-03-01 43 days 1,881 sqft
2023-04-01 44 days 1,996 sqft
2023-05-01 40 days 2,039 sqft
2023-06-01 44 days 2,034 sqft
2023-07-01 43 days 1,980 sqft
2023-08-01 41 days 1,976 sqft
2023-09-01 44 days 1,933 sqft
2023-10-01 46 days 1,816 sqft
2023-11-01 47 days 1,799 sqft
2023-12-01 52 days 1,884 sqft
2024-01-01 61 days 1,898 sqft
2024-02-01 60 days 1,898 sqft
2024-03-01 45 days 1,828 sqft
2024-04-01 43 days 1,890 sqft
2024-05-01 37 days 1,935 sqft
2024-06-01 41 days 1,920 sqft
2024-07-01 44 days 1,928 sqft
2024-08-01 49 days 1,838 sqft
2024-09-01 52 days 1,830 sqft
2024-10-01 62 days 1,788 sqft
2024-11-01 66 days 1,764 sqft
HICKORY - LENOIR - MORGANTON's median listing age (time on market) for 2024-11-01 was 66 days. This is 41% longer than the same period one year ago.

HICKORY - LENOIR - MORGANTON's median square footage for active listings during the 2024-11-01 period was 1,764 sqft. One year prior, the average listing was 1,799 sqft.

HICKORY-LENOIR-MORGANTON, NC Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
28018 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28037 Hickory-Lenoir-Morganton, NC MSA $880 $880 $1,030 $1,340 $1,400
28090 Hickory-Lenoir-Morganton, NC MSA $640 $640 $780 $1,020 $1,140
28092 Hickory-Lenoir-Morganton, NC MSA $800 $800 $930 $1,200 $1,260
28168 Hickory-Lenoir-Morganton, NC MSA $680 $680 $800 $1,040 $1,110
28601 Hickory-Lenoir-Morganton, NC MSA $690 $700 $850 $1,110 $1,270
28602 Hickory-Lenoir-Morganton, NC MSA $690 $690 $840 $1,100 $1,250
28603 Hickory-Lenoir-Morganton, NC MSA $690 $690 $840 $1,100 $1,250
28605 Hickory-Lenoir-Morganton, NC MSA $820 $830 $1,010 $1,320 $1,500
28606 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28609 Hickory-Lenoir-Morganton, NC MSA $700 $710 $860 $1,120 $1,280
28610 Hickory-Lenoir-Morganton, NC MSA $730 $730 $890 $1,160 $1,330
28611 Hickory-Lenoir-Morganton, NC MSA $680 $680 $830 $1,090 $1,240
28612 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28613 Hickory-Lenoir-Morganton, NC MSA $660 $670 $810 $1,060 $1,210
28619 Hickory-Lenoir-Morganton, NC MSA $640 $640 $780 $1,020 $1,160
28624 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28625 Hickory-Lenoir-Morganton, NC MSA $790 $810 $910 $1,230 $1,550
28628 Hickory-Lenoir-Morganton, NC MSA $690 $690 $840 $1,100 $1,250
28630 Hickory-Lenoir-Morganton, NC MSA $690 $700 $850 $1,110 $1,270
28633 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28636 Hickory-Lenoir-Morganton, NC MSA $720 $740 $840 $1,110 $1,430
28637 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28638 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28641 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28645 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28647 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28650 Hickory-Lenoir-Morganton, NC MSA $700 $700 $850 $1,100 $1,240
28654 Hickory-Lenoir-Morganton, NC MSA $690 $690 $840 $1,100 $1,250
28655 Hickory-Lenoir-Morganton, NC MSA $1,070 $1,090 $1,250 $1,700 $2,130
28657 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28658 Hickory-Lenoir-Morganton, NC MSA $690 $700 $850 $1,110 $1,270
28661 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28666 Hickory-Lenoir-Morganton, NC MSA $640 $640 $780 $1,020 $1,160
28667 Hickory-Lenoir-Morganton, NC MSA $790 $800 $970 $1,270 $1,450
28671 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28673 Hickory-Lenoir-Morganton, NC MSA $970 $980 $1,190 $1,550 $1,770
28678 Hickory-Lenoir-Morganton, NC MSA $720 $740 $840 $1,120 $1,430
28680 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28681 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28682 Hickory-Lenoir-Morganton, NC MSA $1,080 $1,090 $1,290 $1,700 $2,020
28689 Hickory-Lenoir-Morganton, NC MSA $720 $740 $840 $1,110 $1,430
28690 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150
28761 Hickory-Lenoir-Morganton, NC MSA $630 $630 $770 $1,010 $1,150

2022 Average & Median Rent Data Statistics
HICKORY-LENOIR-MORGANTON, NC average 1BR rent: $708, median: $680
HICKORY-LENOIR-MORGANTON, NC average 2BR rent: $852, median: $820
HICKORY-LENOIR-MORGANTON, NC average 3BR rent: $1,118, median: $1,075

HICKORY-LENOIR-MORGANTON, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,254 $1,088,450,000 $255,865
Other 1,015 $91,385,000 $90,034
Home Improvement 976 $85,700,000 $87,807
Refi 911 $175,415,000 $192,552
Cash Out Refi 883 $190,485,000 $215,725

Hickory - Lenoir - Morganton's most frequently cited loan purpose was Home Purchase, with 4,254 originations. The 2nd most popular reason was Other, with 1,015 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,433 $598,585,000 $246,028
7-8% 2,001 $367,695,000 $183,756
5-6% 1,369 $354,715,000 $259,105
Over 8% 950 $122,220,000 $128,653
4-5% 799 $88,955,000 $111,333
<2.5% 175 $3,665,000 $20,943
2.5-3% 31 $4,545,000 $146,613
3-4% 18 $4,550,000 $252,778

During 2023, Hickory - Lenoir - Morganton's most frequently originated rate bucket was 6-7%, with 2,433 originations.

Loan Sizing (HICKORY-LENOIR-MORGANTON, NC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,578 $704,070,000 $273,107
$100k-200k 2,456 $358,300,000 $145,888
$100,000 or less 2,382 $126,760,000 $53,216
$400k-600k 412 $193,110,000 $468,714
$600k-1000k 152 $110,600,000 $727,632
$Over $1MM 59 $138,595,000 $2,349,068

HICKORY - LENOIR - MORGANTON's loan sizing saw the bucket of loans from $200k-400k with 2,578 originations, totaling $704,070,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,819 $768,065,000 $272,460
60-80% 1,442 $396,740,000 $275,132
Under 20% 1,316 $63,940,000 $48,587
20-40% 1,299 $137,405,000 $105,778
40-60% 806 $145,320,000 $180,298
Over 100% 114 $31,220,000 $273,860

HICKORY - LENOIR - MORGANTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,819 originations, totaling $768,065,000 in origination value.