Henderson Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Henderson averaged
5.72%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
5.78% and
one month ago for the week of 2024-08-29, the
average rate was 6.35%.
Henderson's average rate one year ago was 7.21%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.02%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
Henderson 30 Year Fixed Rate | 2024-10-03 | 5.72% |
Henderson 30 Year Fixed Rate Refi | 2024-10-03 | 6.02% |
Henderson 15 Year Fixed Rate | 2024-10-03 | 5.05% |
Henderson 15 Year Fixed Rate Refi | 2024-10-03 | 5.65% |
Henderson 30 Year FHA | 2024-10-03 | 5.69% |
Henderson 30 Year FHA Refi | 2024-10-03 | 5.79% |
Henderson 30 Year USDA | 2024-10-03 | 5.97% |
Henderson 30 Year USDA Refi | 2024-10-03 | 5.77% |
Henderson 30 Year VA | 2024-10-03 | 5.6% |
Henderson 30 Year VA Refi | 2024-10-03 | 5.7% |
Henderson Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Henderson, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Henderson Average Closing Costs & Other Stats
Henderson, NC's 56 lenders originated 530
loans during 2023. The total origination value was $98,280,000, with an average loan value of
$185,434.
Henderson's average closing costs are $4,843.
The top Henderson lender as defined by loan originations is STATE EMPLOYEES', with
56 loans originated. Their average total fees are
$3,943, which is $2,897
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Henderson lenders (with over 10 loans originated) are
STATE EMPLOYEES' ($3,943), QUICKEN LOANS, LLC ($6,840), .
The lowest rate Henderson lenders (with over 10 loans originated) are
STATE EMPLOYEES' (6.10%), QUICKEN LOANS, LLC (7.16%), .
Henderson, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
STATE EMPLOYEES' | $32,070,000 | $16,410,000 | -48.8% | 16.7% |
Merchants Bank of Indiana | $8,075,000 | n/a | 8.2% | |
QUICKEN LOANS, LLC | $5,670,000 | $6,755,000 | 19.1% | 6.9% |
Benchmark Community Bank | $13,860,000 | $6,695,000 | -51.7% | 6.8% |
First-Citizens Bank & Trust Company | $3,235,000 | $3,215,000 | -0.6% | 3.3% |
UNITED WHOLESALE MORTGAGE, LLC | $1,615,000 | $2,630,000 | 62.8% | 2.7% |
Truist | $3,225,000 | $2,460,000 | -23.7% | 2.5% |
LOCAL GOVERNMENT FEDERAL CREDIT UNION | $3,920,000 | $2,005,000 | -48.9% | 2.0% |
CROSSCOUNTRY MORTGAGE, LLC | $185,000 | $1,950,000 | 954.1% | 2.0% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $965,000 | $1,910,000 | 97.9% | 1.9% |
Mortgage Research Center, LLC | $1,040,000 | $1,695,000 | 63.0% | 1.7% |
The Fidelity Bank | $2,005,000 | $1,600,000 | -20.2% | 1.6% |
PNC Bank | $3,895,000 | $1,545,000 | -60.3% | 1.6% |
COASTAL Federal Credit Union | $2,805,000 | $1,425,000 | -49.2% | 1.4% |
NEWREZ LLC | $290,000 | $1,400,000 | 382.8% | 1.4% |
Wells Fargo Bank | $1,235,000 | $1,390,000 | 12.6% | 1.4% |
UNION HOME MORTGAGE CORP. | $600,000 | $1,270,000 | 111.7% | 1.3% |
MOVEMENT MORTGAGE, LLC | $1,505,000 | $1,220,000 | -18.9% | 1.2% |
LOANDEPOT.COM, LLC | $1,675,000 | $1,195,000 | -28.7% | 1.2% |
BROKER SOLUTIONS, INC. | $390,000 | $1,065,000 | 173.1% | 1.1% |
INTERCOASTAL MORTGAGE COMPANY | $1,525,000 | $980,000 | -35.7% | 1.0% |
First National Bank of Pennsylvania | $920,000 | n/a | 0.9% | |
Prosperity Home Mortgage, LLC | $650,000 | $920,000 | 41.5% | 0.9% |
CARDINAL FINANCIAL | $650,000 | $915,000 | 40.8% | 0.9% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $815,000 | $870,000 | 6.7% | 0.9% |
CORNERSTONE HOME LENDING, INC. | $905,000 | $835,000 | -7.7% | 0.8% |
Flagstar Bank, FSB | $125,000 | $795,000 | 536.0% | 0.8% |
First Horizon Bank | $165,000 | $720,000 | 336.4% | 0.7% |
AMERISAVE MORTGAGE CORPORATION | $510,000 | $690,000 | 35.3% | 0.7% |
Towne Mortgage of the Carolinas, LLC | $195,000 | $690,000 | 253.8% | 0.7% |
AgCarolina Farm Credit, FLCA | $2,470,000 | $645,000 | -73.9% | 0.7% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,050,000 | $640,000 | -39.0% | 0.7% |
The Federal Savings Bank | $450,000 | $625,000 | 38.9% | 0.6% |
First Heritage Mortgage, LLC | $690,000 | $595,000 | -13.8% | 0.6% |
MUTUAL OF OMAHA MORTGAGE, INC. | $105,000 | $590,000 | 461.9% | 0.6% |
Bank of America | $250,000 | $550,000 | 120.0% | 0.6% |
Capital City Home Loans, LLC | $520,000 | n/a | 0.5% | |
Carrington Mortgage Services, LLC | $160,000 | $520,000 | 225.0% | 0.5% |
GUARANTEED RATE, INC. | $515,000 | $520,000 | 1.0% | 0.5% |
Victorian Finance, LLC | $990,000 | $500,000 | -49.5% | 0.5% |
SELF-HELP Credit Union | $370,000 | $495,000 | 33.8% | 0.5% |
Touchstone Bank | $125,000 | $495,000 | 296.0% | 0.5% |
AMERICAN FINANCIAL RESOURCES, INC. | $325,000 | $485,000 | 49.2% | 0.5% |
Blue Ridge Bank | $540,000 | $480,000 | -11.1% | 0.5% |
Southern Bank and Trust Company | $45,000 | $480,000 | 966.7% | 0.5% |
LATINO COMMUNITY CREDIT UNION | $845,000 | $415,000 | -50.9% | 0.4% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $495,000 | $395,000 | -20.2% | 0.4% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $105,000 | $390,000 | 271.4% | 0.4% |
U.S. Bank | $180,000 | $385,000 | 113.9% | 0.4% |
First National Bank of America | $380,000 | n/a | 0.4% | |
Atlantic Coast Mortgage, LLC | $365,000 | n/a | 0.4% | |
George Mason Mortgage, LLC | $365,000 | n/a | 0.4% | |
PENNYMAC LOAN SERVICES, LLC | $240,000 | $360,000 | 50.0% | 0.4% |
1ST SIGNATURE LENDING, LLC | $860,000 | $350,000 | -59.3% | 0.4% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $330,000 | n/a | 0.3% | |
NFM, INC. | $265,000 | $300,000 | 13.2% | 0.3% |
First Bank | $285,000 | n/a | 0.3% | |
MILEND, INC. | $275,000 | n/a | 0.3% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,040,000 | $275,000 | -73.6% | 0.3% |
SFMC, LP | $275,000 | n/a | 0.3% | |
Towne Bank | $275,000 | n/a | 0.3% | |
VELOCIO MORTGAGE L.L.C. | $275,000 | n/a | 0.3% | |
A&D Mortgage LLC | $265,000 | n/a | 0.3% | |
ZILLOW HOME LOANS, LLC | $265,000 | $265,000 | 0.0% | 0.3% |
CITY FIRST MORTGAGE SERVICES, L.L.C. | $255,000 | n/a | 0.3% | |
PREMIA MORTGAGE, LLC | $970,000 | $255,000 | -73.7% | 0.3% |
NAVY FEDERAL CREDIT UNION | $310,000 | $250,000 | -19.4% | 0.3% |
CBM Mortgage, Inc. | $310,000 | $245,000 | -21.0% | 0.2% |
Signature Federal Credit Union | $440,000 | $245,000 | -44.3% | 0.2% |
United Community Bank | $245,000 | n/a | 0.2% | |
LIMA ONE CAPITAL, LLC | $285,000 | $240,000 | -15.8% | 0.2% |
NBKC BANK | $235,000 | n/a | 0.2% | |
Renasant Bank | $235,000 | n/a | 0.2% | |
Century Mortgage Company DBA Century Lending Company | $225,000 | n/a | 0.2% | |
Mr. Cooper ( Nationstar Mortgage ) | $1,065,000 | $225,000 | -78.9% | 0.2% |
SECURITYNATIONAL MORTGAGE COMPANY | $225,000 | n/a | 0.2% | |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $195,000 | $220,000 | 12.8% | 0.2% |
BAY EQUITY LLC | $215,000 | n/a | 0.2% | |
GoPrime Mortgage, Inc. | $875,000 | $215,000 | -75.4% | 0.2% |
Meridian Bank Corporation | $215,000 | n/a | 0.2% | |
USAA Federal Savings Bank | $495,000 | $215,000 | -56.6% | 0.2% |
DAS Acquisition Company, LLC | $205,000 | n/a | 0.2% | |
EQUITY RESOURCES, INC. | $1,005,000 | $205,000 | -79.6% | 0.2% |
LENDSURE MORTGAGE CORP. | $205,000 | n/a | 0.2% | |
Summit Credit Union | $325,000 | $205,000 | -36.9% | 0.2% |
Figure Lending LLC | $90,000 | $200,000 | 122.2% | 0.2% |
Alcova Mortgage LLC | $1,640,000 | $195,000 | -88.1% | 0.2% |
HomeTrust Bank | $195,000 | n/a | 0.2% | |
Barrington Bank & Trust Company, N.A. | $195,000 | $175,000 | -10.3% | 0.2% |
JPMorgan Chase Bank | $175,000 | n/a | 0.2% | |
RELIANCE FIRST CAPITAL, LLC | $155,000 | $170,000 | 9.7% | 0.2% |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $165,000 | n/a | 0.2% | |
HOMESIDE FINANCIAL, LLC | $155,000 | n/a | 0.2% | |
LENDINGHOME FUNDING CORPORATION | $630,000 | $155,000 | -75.4% | 0.2% |
MY MORTGAGE, INC. | $155,000 | n/a | 0.2% | |
AMWEST FUNDING CORP. | $145,000 | n/a | 0.1% | |
NETWORK CAPITAL FUNDING CORPORATION | $470,000 | $145,000 | -69.1% | 0.1% |
NEXERA HOLDING LLC | $145,000 | n/a | 0.1% | |
ALLIED MORTGAGE GROUP, INC. | $135,000 | n/a | 0.1% | |
Bank of England | $185,000 | $135,000 | -27.0% | 0.1% |
DIRECT MORTGAGE LOANS, LLC | $135,000 | n/a | 0.1% | |
First Reliance Bank | $635,000 | $135,000 | -78.7% | 0.1% |
ACADEMY MORTGAGE CORPORATION | $265,000 | $125,000 | -52.8% | 0.1% |
Integrity Home Mortgage Corp | $115,000 | n/a | 0.1% | |
Nations Lending Corporation | $340,000 | $115,000 | -66.2% | 0.1% |
21ST MORTGAGE CORPORATION | $100,000 | $105,000 | 5.0% | 0.1% |
FINANCE OF AMERICA MORTGAGE LLC | $105,000 | n/a | 0.1% | |
Pinnacle Bank | $105,000 | n/a | 0.1% | |
QUORUM FEDERAL CREDIT UNION | $105,000 | n/a | 0.1% | |
SUMMIT FUNDING, INC. | $105,000 | n/a | 0.1% | |
M&T Bank | $95,000 | n/a | 0.1% | |
North State Bank | $890,000 | $95,000 | -89.3% | 0.1% |
Shamrock Home Loans, Inc. | $470,000 | $95,000 | -79.8% | 0.1% |
ABSOLUTE HOME MORTGAGE CORPORATION | $85,000 | n/a | 0.1% | |
PENTAGON FEDERAL CREDIT UNION | $85,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $65,000 | n/a | 0.1% | |
EASTMAN | $205,000 | $55,000 | -73.2% | 0.1% |
Truliant Federal Credit Union | $95,000 | $55,000 | -42.1% | 0.1% |
VISION FINANCIAL | $50,000 | $45,000 | -10.0% | 0.0% |
CMG MORTGAGE, INC. | $700,000 | $35,000 | -95.0% | 0.0% |
DIGITAL Federal Credit Union | $35,000 | n/a | 0.0% | |
UTILITIES EMPLOYEES CREDIT UNION | $25,000 | n/a | 0.0% |
Henderson's top lender by overall market share is STATE EMPLOYEES', with 16.7% market share. In second place, with 8.2%, is Merchants Bank of Indiana, having originated $8,075,000 in loans. In third place, with 6.9%, is QUICKEN LOANS, LLC, having originated $6,755,000 in loans. In fourth place, with 6.8%, is Benchmark Community Bank, having originated $6,695,000 in loans. In fifth place, with 3.3%, is First-Citizens Bank & Trust Company, having originated $3,215,000 in loans.
Henderson Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Henderson (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $180,495 (40.3%) | $204,240 (17.4%) | 0.00 | 72 |
2018-02-01 | $173,993 (17.6%) | $204,679 (19.2%) | 0.00 | 71 |
2018-03-01 | $149,900 (-0.6%) | $195,859 (3.6%) | 0.00 | 78 |
2018-04-01 | $177,150 (18.1%) | $200,655 (4.7%) | 0.00 | 78 |
2018-05-01 | $159,925 (2.4%) | $190,599 (1.3%) | 0.00 | 77 |
2018-06-01 | $169,000 (5.8%) | $197,254 (0.2%) | 0.00 | 73 |
2018-07-01 | $170,700 (-0.8%) | $239,677 (17.1%) | 0.00 | 69 |
2018-08-01 | $159,675 (0.8%) | $236,310 (21.1%) | 0.00 | 65 |
2018-09-01 | $172,400 (6.4%) | $244,861 (24.5%) | 0.00 | 70 |
2018-10-01 | $184,200 (8.4%) | $255,563 (28.7%) | 0.00 | 70 |
2018-11-01 | $158,725 (-9.8%) | $239,134 (18.0%) | 0.00 | 78 |
2018-12-01 | $129,000 (-29.9%) | $201,560 (-3.1%) | 0.00 | 85 |
2019-01-01 | $116,500 (-35.5%) | $168,456 (-17.5%) | 0.00 | 78 |
2019-02-01 | $126,000 (-27.6%) | $170,822 (-16.5%) | 0.00 | 77 |
2019-03-01 | $136,621 (-8.9%) | $180,080 (-8.1%) | 0.00 | 72 |
2019-04-01 | $149,225 (-15.8%) | $186,502 (-7.1%) | 0.00 | 77 |
2019-05-01 | $149,475 (-6.5%) | $191,693 (0.6%) | 0.00 | 72 |
2019-06-01 | $197,000 (16.6%) | $217,856 (10.4%) | 0.00 | 57 |
2019-07-01 | $198,450 (16.3%) | $217,380 (-9.3%) | 0.00 | 56 |
2019-08-01 | $189,536 (18.7%) | $210,349 (-11.0%) | 0.00 | 57 |
2019-09-01 | $173,991 (0.9%) | $201,169 (-17.8%) | 0.00 | 60 |
2019-10-01 | $153,400 (-16.7%) | $190,604 (-25.4%) | 0.00 | 63 |
2019-11-01 | $159,000 (0.2%) | $185,432 (-22.5%) | 0.00 | 70 |
2019-12-01 | $150,448 (16.6%) | $177,770 (-11.8%) | 0.00 | 64 |
2020-01-01 | $179,000 (53.7%) | $214,664 (27.4%) | 0.00 | 46 |
2020-02-01 | $172,450 (36.9%) | $193,388 (13.2%) | 0.00 | 49 |
2020-03-01 | $153,750 (12.5%) | $185,814 (3.2%) | 0.00 | 55 |
2020-04-01 | $189,553 (27.0%) | $194,777 (4.4%) | 0.00 | 60 |
2020-05-01 | $189,990 (27.1%) | $195,948 (2.2%) | 0.00 | 57 |
2020-06-01 | $172,225 (-12.6%) | $203,796 (-6.5%) | 0.00 | 40 |
2020-07-01 | $197,933 (-0.3%) | $218,825 (0.7%) | 0.00 | 39 |
2020-08-01 | $235,000 (24.0%) | $271,041 (28.9%) | 0.00 | 34 |
2020-09-01 | $244,000 (40.2%) | $293,939 (46.1%) | 0.00 | 36 |
2020-10-01 | $161,500 (5.3%) | $276,897 (45.3%) | 0.00 | 35 |
2020-11-01 | $166,750 (4.9%) | $271,825 (46.6%) | 0.00 | 38 |
2020-12-01 | $159,250 (5.9%) | $226,227 (27.3%) | 0.00 | 33 |
2021-01-01 | $167,500 (-6.4%) | $241,832 (12.7%) | 0.00 | 28 |
2021-02-01 | $160,000 (-7.2%) | $222,386 (15.0%) | 0.00 | 27 |
2021-03-01 | $166,475 (8.3%) | $316,724 (70.5%) | 0.00 | 20 |
2021-04-01 | $229,725 (21.2%) | $339,516 (74.3%) | 0.00 | 22 |
2021-05-01 | $202,400 (6.5%) | $283,732 (44.8%) | 0.00 | 24 |
2021-06-01 | $212,250 (23.2%) | $292,077 (43.3%) | 0.00 | 25 |
2021-07-01 | $175,000 (-11.6%) | $289,244 (32.2%) | 0.00 | 32 |
2021-08-01 | $163,725 (-30.3%) | $262,568 (-3.1%) | 0.00 | 49 |
2021-09-01 | $165,000 (-32.4%) | $282,604 (-3.9%) | 0.00 | 48 |
2021-10-01 | $186,250 (15.3%) | $269,061 (-2.8%) | 0.00 | 40 |
2021-11-01 | $159,975 (-4.1%) | $226,142 (-16.8%) | 0.00 | 35 |
2021-12-01 | $160,000 (0.5%) | $264,610 (17.0%) | 0.00 | 31 |
2022-01-01 | $169,950 (1.5%) | $274,730 (13.6%) | 0.00 | 30 |
2022-02-01 | $158,450 (-1.0%) | $242,231 (8.9%) | 0.00 | 25 |
2022-03-01 | $268,475 (61.3%) | $319,880 (1.0%) | 0.00 | 26 |
2022-04-01 | $289,900 (26.2%) | $352,072 (3.7%) | 0.00 | 26 |
2022-05-01 | $270,000 (33.4%) | $328,350 (15.7%) | 0.00 | 34 |
2022-06-01 | $275,975 (30.0%) | $325,080 (11.3%) | 0.00 | 40 |
2022-07-01 | $282,200 (61.3%) | $327,973 (13.4%) | 0.00 | 49 |
2022-08-01 | $282,200 (72.4%) | $331,591 (26.3%) | 0.00 | 56 |
2022-09-01 | $277,000 (67.9%) | $320,670 (13.5%) | 0.00 | 54 |
2022-10-01 | $270,000 (45.0%) | $321,365 (19.4%) | 0.00 | 56 |
2022-11-01 | $258,675 (61.7%) | $305,042 (34.9%) | 0.00 | 55 |
2022-12-01 | $244,950 (53.1%) | $308,570 (16.6%) | 0.00 | 52 |
2023-01-01 | $275,000 (61.8%) | $312,858 (13.9%) | 0.00 | 48 |
2023-02-01 | $262,500 (65.7%) | $296,606 (22.5%) | 0.00 | 52 |
2023-03-01 | $299,450 (11.5%) | $341,061 (6.6%) | 0.00 | 52 |
2023-04-01 | $325,000 (12.1%) | $367,552 (4.4%) | 0.00 | 40 |
2023-05-01 | $325,000 (20.4%) | $371,692 (13.2%) | 0.00 | 40 |
2023-06-01 | $325,000 (17.8%) | $383,532 (18.0%) | 0.00 | 44 |
2023-07-01 | $315,000 (11.6%) | $386,841 (18.0%) | 0.00 | 48 |
2023-08-01 | $299,725 (6.2%) | $358,169 (8.0%) | 0.00 | 55 |
2023-09-01 | $299,500 (8.1%) | $351,961 (9.8%) | 0.00 | 55 |
2023-10-01 | $295,000 (9.3%) | $346,173 (7.7%) | 0.00 | 53 |
2023-11-01 | $289,000 (11.7%) | $323,289 (6.0%) | 0.00 | 53 |
2023-12-01 | $299,250 (22.2%) | $349,452 (13.3%) | 0.00 | 54 |
2024-01-01 | $282,300 (2.7%) | $328,231 (4.9%) | 0.00 | 54 |
2024-02-01 | $284,500 (8.4%) | $324,633 (9.5%) | 0.00 | 56 |
2024-03-01 | $304,900 (1.8%) | $337,181 (-1.1%) | 0.00 | 50 |
2024-04-01 | $309,312 (-4.8%) | $349,048 (-5.0%) | 0.00 | 57 |
2024-05-01 | $313,000 (-3.7%) | $358,747 (-3.5%) | 0.00 | 55 |
2024-06-01 | $325,000 (0.0%) | $363,977 (-5.1%) | 0.00 | 61 |
2024-07-01 | $299,925 (-4.8%) | $356,921 (-7.7%) | 0.00 | 63 |
2024-08-01 | $305,249 (1.8%) | $337,696 (-5.7%) | 0.00 | 80 |
2024-09-01 | $308,500 (3.0%) | $341,212 (-3.1%) | 0.00 | 87 |
Henderson's median listing price comes in at 0% of the national average.
Henderson's average listing price for 2024-09-01 was $341,212, a difference of $-10,749 (-3.1%) versus the prior year and $3,516 versus the prior month.
For the 2024-09-01 period, Henderson had 87 MLS listings, a difference of 7 listings (9%) versus the prior month and 32 listings (58%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Henderson (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,933 sqft |
2018-02-01 | 0 days | 1,897 sqft |
2018-03-01 | 0 days | 1,800 sqft |
2018-04-01 | 0 days | 1,782 sqft |
2018-05-01 | 0 days | 1,783 sqft |
2018-06-01 | 0 days | 1,805 sqft |
2018-07-01 | 0 days | 1,860 sqft |
2018-08-01 | 0 days | 1,808 sqft |
2018-09-01 | 0 days | 1,820 sqft |
2018-10-01 | 0 days | 1,819 sqft |
2018-11-01 | 0 days | 1,771 sqft |
2018-12-01 | 0 days | 1,532 sqft |
2019-01-01 | 0 days | 1,396 sqft |
2019-02-01 | 0 days | 1,511 sqft |
2019-03-01 | 0 days | 1,539 sqft |
2019-04-01 | 0 days | 1,575 sqft |
2019-05-01 | 0 days | 1,616 sqft |
2019-06-01 | 0 days | 1,760 sqft |
2019-07-01 | 0 days | 1,809 sqft |
2019-08-01 | 0 days | 1,782 sqft |
2019-09-01 | 0 days | 1,736 sqft |
2019-10-01 | 0 days | 1,673 sqft |
2019-11-01 | 0 days | 1,569 sqft |
2019-12-01 | 0 days | 1,469 sqft |
2020-01-01 | 0 days | 1,757 sqft |
2020-02-01 | 0 days | 1,813 sqft |
2020-03-01 | 0 days | 1,847 sqft |
2020-04-01 | 0 days | 1,922 sqft |
2020-05-01 | 0 days | 1,814 sqft |
2020-06-01 | 0 days | 1,810 sqft |
2020-07-01 | 0 days | 1,854 sqft |
2020-08-01 | 0 days | 1,854 sqft |
2020-09-01 | 0 days | 1,761 sqft |
2020-10-01 | 0 days | 1,850 sqft |
2020-11-01 | 0 days | 1,781 sqft |
2020-12-01 | 0 days | 1,641 sqft |
2021-01-01 | 0 days | 1,617 sqft |
2021-02-01 | 0 days | 1,544 sqft |
2021-03-01 | 0 days | 1,757 sqft |
2021-04-01 | 0 days | 2,022 sqft |
2021-05-01 | 0 days | 1,721 sqft |
2021-06-01 | 0 days | 1,794 sqft |
2021-07-01 | 0 days | 1,740 sqft |
2021-08-01 | 0 days | 1,576 sqft |
2021-09-01 | 0 days | 1,502 sqft |
2021-10-01 | 0 days | 1,456 sqft |
2021-11-01 | 0 days | 1,456 sqft |
2021-12-01 | 0 days | 1,608 sqft |
2022-01-01 | 0 days | 1,396 sqft |
2022-02-01 | 0 days | 1,307 sqft |
2022-03-01 | 0 days | 1,602 sqft |
2022-04-01 | 0 days | 1,665 sqft |
2022-05-01 | 0 days | 1,665 sqft |
2022-06-01 | 0 days | 1,672 sqft |
2022-07-01 | 0 days | 1,667 sqft |
2022-08-01 | 0 days | 1,736 sqft |
2022-09-01 | 0 days | 1,730 sqft |
2022-10-01 | 0 days | 1,660 sqft |
2022-11-01 | 0 days | 1,658 sqft |
2022-12-01 | 0 days | 1,568 sqft |
2023-01-01 | 0 days | 1,650 sqft |
2023-02-01 | 0 days | 1,669 sqft |
2023-03-01 | 0 days | 1,735 sqft |
2023-04-01 | 0 days | 1,738 sqft |
2023-05-01 | 0 days | 1,738 sqft |
2023-06-01 | 0 days | 1,751 sqft |
2023-07-01 | 0 days | 1,740 sqft |
2023-08-01 | 0 days | 1,738 sqft |
2023-09-01 | 0 days | 1,612 sqft |
2023-10-01 | 0 days | 1,717 sqft |
2023-11-01 | 0 days | 1,520 sqft |
2023-12-01 | 0 days | 1,618 sqft |
2024-01-01 | 0 days | 1,607 sqft |
2024-02-01 | 0 days | 1,610 sqft |
2024-03-01 | 0 days | 1,694 sqft |
2024-04-01 | 0 days | 1,693 sqft |
2024-05-01 | 0 days | 1,749 sqft |
2024-06-01 | 0 days | 1,800 sqft |
2024-07-01 | 0 days | 1,736 sqft |
2024-08-01 | 0 days | 1,760 sqft |
2024-09-01 | 0 days | 1,807 sqft |
Henderson's median square footage for active listings during the 2024-09-01 period was 1,807 sqft. One year prior, the average listing was 1,612 sqft.
Henderson, NC Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 291 | $70,415,000 | $241,976 |
Refi | 73 | $10,555,000 | $144,589 |
Home Improvement | 60 | $3,360,000 | $56,000 |
Cash Out Refi | 59 | $10,055,000 | $170,424 |
Other | 47 | $3,895,000 | $82,872 |
Henderson's most frequently cited loan purpose was Home Purchase, with 291 originations. The 2nd most popular reason was Refi, with 73 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 187 | $38,085,000 | $203,663 |
7-8% | 122 | $21,050,000 | $172,541 |
5-6% | 80 | $15,840,000 | $198,000 |
Over 8% | 75 | $17,295,000 | $230,600 |
4-5% | 47 | $4,395,000 | $93,511 |
<2.5% | 9 | $95,000 | $10,556 |
3-4% | 4 | $770,000 | $192,500 |
During 2023, Henderson's most frequently originated rate bucket was 6-7%, with 187 originations.
Loan Sizing (Henderson, NC MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 195 | $28,315,000 | $145,205 |
$200k-400k | 161 | $43,095,000 | $267,671 |
$100,000 or less | 153 | $8,245,000 | $53,889 |
$400k-600k | 16 | $7,960,000 | $497,500 |
$600k-1000k | 4 | $2,590,000 | $647,500 |
$Over $1MM | 1 | $8,075,000 | $8,075,000 |
Henderson's loan sizing saw the bucket of loans from $100k-200k with 195 originations, totaling $28,315,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 213 | $48,675,000 | $228,521 |
60-80% | 108 | $21,140,000 | $195,741 |
Under 20% | 76 | $3,200,000 | $42,105 |
40-60% | 64 | $9,450,000 | $147,656 |
20-40% | 54 | $4,920,000 | $91,111 |
Over 100% | 10 | $10,150,000 | $1,015,000 |
Henderson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 213 originations, totaling $48,675,000 in origination value.