Raleigh VA Loan Rates, Closing Costs & Stats

RALEIGH-CARY, NC

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Raleigh's 163 lenders originated 1,968 VA loans during 2023. The total origination value was $791,150,000, with an average VA loan value of $402,007.

    Raleigh VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Raleigh averaged 6.43% for the week of 2025-02-14, compared to the national average (all VA variants) of 6.428% for the same period.

    Raleigh's average VA mortgage closing costs are $6,363.

    The average rate for the prior week (2025-02-07) was 6.17% and one month ago for the week of 2025-01-10, the average rate was 6.61%.

    The average rate one year ago was 6.33%.

    For refis of the same type during the week of 2025-02-14, the average rate was 6.36%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Raleigh VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Raleigh level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 216 6.62% $8,198
    NAVY FEDERAL CREDIT UNION 136 5.74% $5,892
    QUICKEN LOANS, LLC 113 6.07% $13,835
    UNITED WHOLESALE MORTGAGE, LLC 107 6.13% $11,048
    MOVEMENT MORTGAGE, LLC 82 6.34% $8,751
    LOANDEPOT.COM, LLC 60 5.62% $13,951
    FREEDOM MORTGAGE CORPORATION 51 6.47% $20,061
    USAA Federal Savings Bank 49 6.06% $10,758
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 45 6.47% $8,528
    PENNYMAC LOAN SERVICES, LLC 37 5.81% $11,735
    DHI MORTGAGE COMPANY, LTD. 34 5.17% $8,171
    The Federal Savings Bank 29 6.39% $18,289
    EAGLE HOME MORTGAGE, LLC 29 5.97% $4,862
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 29 6.26% $9,892
    American Security Mortgage Corp. 27 6.37% $10,478
    NVR Mortgage Finance, Inc. 26 5.55% $5,774
    GUARANTEED RATE, INC. 25 6.04% $7,065
    MORTGAGE SOLUTIONS OF COLORADO, LLC 25 7.03% $8,658
    Truist 24 5.66% $8,456
    CROSSCOUNTRY MORTGAGE, LLC 22 6.58% $12,125
    Prosperity Home Mortgage, LLC 22 6.15% $10,209
    Towne Bank 21 5.86% $12,730
    PULTE MORTGAGE LLC 21 5.43% $4,562
    Mr. Cooper ( Nationstar Mortgage ) 19 5.90% $17,984
    Wells Fargo Bank 19 5.72% $8,765
    NEW DAY FINANCIAL, LLC 17 7.44% $16,251
    First Heritage Mortgage, LLC 16 6.09% $11,942
    GoPrime Mortgage, Inc. 16 6.14% $10,355
    PENTAGON FEDERAL CREDIT UNION 16 5.70% $7,594
    NFM, INC. 16 6.41% $12,538
    VILLAGE CAPITAL MORTGAGE 16 6.00% $14,146
    MATTAMY HOME FUNDING, LLC 16 5.95% $8,831
    North State Bank 15 5.93% $7,674
    NEWREZ LLC 14 6.16% $8,924
    PRIMELENDING, A PLAINSCAPITAL COMPANY 13 6.44% $8,286
    Plains Commerce Bank 12 6.01% $10,563
    CORNERSTONE HOME LENDING, INC. 12 5.78% $9,777
    Towne Mortgage of the Carolinas, LLC 12 6.31% $10,484
    VANDERBILT MORTGAGE AND FINANCE, INC. 12 5.70% $3,659
    ZILLOW HOME LOANS, LLC 11 6.22% $10,444
    KBHS HOME LOANS, LLC 10 5.88% $10,808
    CMG MORTGAGE, INC. 10 6.29% $10,466
    RELIANCE FIRST CAPITAL, LLC 10 6.38% $15,039
    United Community Bank 9 6.24% $10,935
    FIRST EQUITY MORTGAGE INCORPORATED 9 5.75% $10,963
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 9 6.53% $6,760
    AMERISAVE MORTGAGE CORPORATION 8 5.70% $23,524
    EQUITY RESOURCES, INC. 8 6.08% $7,535
    Integrity Home Mortgage Corp 8 6.14% $7,693
    HOMESPIRE MORTGAGE CORPORATION 8 6.69% $3,700
    FIRST HOME MORTGAGE CORPORATION 8 6.72% $7,368
    ACADEMY MORTGAGE CORPORATION 8 6.17% $7,538
    MUTUAL OF OMAHA MORTGAGE, INC. 8 6.45% $10,187
    Flagstar Bank, FSB 7 6.00% $9,429
    VERITAS FUNDING, LLC 7 6.30% $19,036
    Mid-Continent Funding, Inc. 7 6.52% $12,204
    The Central Trust Bank 7 6.18% $12,132
    BROKER SOLUTIONS, INC. 7 6.50% $10,529
    BNC National Bank 7 5.34% $14,125
    LAKEVIEW LOAN SERVICING, LLC 6 5.69% $17,787
    Alcova Mortgage LLC 6 6.54% $9,155
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 6.67% $11,580
    Equity Prime Mortgage LLC 6 6.88% $6,980
    FBC MORTGAGE, LLC 6 5.54% $5,222
    JET HOMELOANS, LLC 6 6.08% $8,992
    PLANET HOME LENDING, LLC 6 6.06% $9,842
    SOUTHERN TRUST MORTGAGE, LLC 6 6.38% $15,512
    VELOCIO MORTGAGE L.L.C. 6 6.21% $13,786
    Barrington Bank & Trust Company, N.A. 5 6.55% $10,965
    Magnolia Bank 5 6.32% $19,680
    HOWARD HANNA FINANCIAL SERVICES, INC. 5 6.78% $6,847
    HOMEBRIDGE FINANCIAL SERVICES, INC. 5 6.50% $11,389
    UNION HOME MORTGAGE CORP. 5 6.25% $12,216
    GUILD MORTGAGE COMPANY 5 6.45% $12,271
    INTERCOASTAL MORTGAGE COMPANY 5 6.98% $9,078
    TIDEWATER MORTGAGE SERVICES, INC. 4 6.31% $19,970
    CONTOUR MORTGAGE CORPORATION 4 6.03% $11,853
    T2 FINANCIAL LLC 4 6.63% $7,706
    CAPITAL CENTER, L.L.C. 4 6.53% $4,806
    Citizens Bank 4 5.91% $9,705
    NBKC BANK 4 5.84% $11,550
    Paramount Residential Mortgage Group, Inc. 4 6.31% $4,508
    PLAZA HOME MORTGAGE, INC. 4 6.09% $6,939
    Ameris Bank 3 6.54% $6,258
    Armed Forces Bank 3 5.71% $11,792
    NTFN, INC. 3 5.75% $4,831
    Northpointe Bank 3 6.58% $11,566
    CITY FIRST MORTGAGE SERVICES, L.L.C. 3 6.71% $11,974
    LADERA LENDING, INC. 3 6.63% $9,847
    Bank of England 3 6.33% $11,814
    First National Bank of Pennsylvania 3 6.46% $5,486
    South Pacific Financial Corporation 3 5.63% $3,406
    PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.96% $15,703
    First-Citizens Bank & Trust Company 3 6.00% $7,568
    U.S. Bank 3 6.13% $10,156
    CARDINAL FINANCIAL 3 5.75% $18,596
    Century Mortgage Company DBA Century Lending Company 3 5.54% $23,508
    SUN WEST MORTGAGE COMPANY, INC. 2 5.69% $7,803
    JPMorgan Chase Bank 2 5.31% $8,545
    FIRST SAVINGS MORTGAGE CORPORATION 2 6.06% $6,635
    MILEND, INC. 2 7.00% $12,664
    MORTGAGEONE, INC. 2 7.50% $1,697
    EMM LOANS LLC 2 5.44% $35,830
    Corporate Investors Mortgage Group, Inc. 2 6.44% $9,338
    Nations Lending Corporation 2 6.38% $7,753
    CHURCHILL MORTGAGE CORPORATION 2 6.00% $15,475
    CALIBER HOME LOANS, INC. 2 5.75% $14,972
    Regions Bank 2 7.19% $3,978
    RESIDENTIAL HOME FUNDING CORP. 2 5.38% $2,674
    RESOURCE FINANCIAL SERVICES, INC. 2 6.00% $16,448
    SECURITYNATIONAL MORTGAGE COMPANY 2 6.25% $9,348
    SFMC, LP 2 7.24% $17,368
    AMERICAN FINANCIAL RESOURCES, INC. 2 7.25% $8,843
    Strong Home Mortgage, LLC 2 6.00% $4,656
    TBI MORTGAGE COMPANY 2 5.63% $14,355
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.63% $21,926
    HOMESIDE FINANCIAL, LLC 2 7.25% $18,143
    PNC Bank 1 6.75% $2,733
    PREMIA MORTGAGE, LLC 1 5.13% $2,445
    MID AMERICA MORTGAGE, INC. 1 7.13% $38,084
    Capital Bank 1 5.99% $4,275
    KELLER MORTGAGE, LLC 1 5.75% $13,464
    Blue Ridge Bank 1 6.38% $5,510
    BAYSHORE MORTGAGE FUNDING, LLC 1 6.88% $13,967
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 6.63% $16,499
    BAY EQUITY LLC 1 5.75% $12,676
    HUNT MORTGAGE CORPORATION 1 5.75% $2,993
    Ixonia Bank 1 6.50% $3,802
    ROYAL UNITED MORTGAGE LLC 1 5.63% $24,073
    SeaTrust Mortgage Company 1 6.25% $2,126
    INTERCAP LENDING INC. 1 6.38% $15,111
    AmeriHome Mortgage Company, LLC 1 6.63% $11,994
    Shamrock Home Loans, Inc. 1 6.50% $2,547
    ACOPIA, LLC 1 6.12% $10,661
    First Horizon Bank 1 6.00% $3,596
    SOVEREIGN LENDING GROUP INCORPORATED 1 5.38% $19,398
    STOCKTON MORTGAGE CORPORATION 1 7.75% $9,112
    First Western Trust Bank 1 5.88% $5,508
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.88% $24,754
    Sunflower Bank 1 6.13% $13,584
    GUARANTEED RATE AFFINITY, LLC 1 6.75% $895
    SWBC MORTGAGE CORPORATION 1 5.75% $21,538
    LOANPAL, LLC 1 7.00% $19,830
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 5.49% $5,417
    BAY CAPITAL MORTGAGE CORPORATION 1 5.63% $12,821
    Leader Bank 1 7.25% $11,793
    The Loan Store, Inc. 1 6.25% $7,170
    First Reliance Bank 1 6.50% $19,715
    Lakeview Community Capital, LLC 1 5.50% $15,159
    TOWNE MORTGAGE COMPANY 1 6.63% $8,067
    Bank Five Nine 1 6.38% $15,324
    North American Savings Bank, F.S.B. 1 5.75% $2,481
    CityWorth Mortgage LLC 1 5.75% $8,970
    Atlantic Coast Mortgage, LLC 1 5.63% $21,529
    NATIONWIDE MORTGAGE BANKERS, INC. 1 6.75% $15,842
    NATIONS DIRECT MORTGAGE, LLC 1 6.75% $6,037
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.25% $4,264
    CBM Mortgage, Inc. 1 7.00% $2,660
    DELMAR FINANCIAL COMPANY 1 6.50% $1,595
    Pinnacle Bank 1 5.63% $15,376
    Encompass Lending Group, LP 1 5.75% $7,002
    AMERICAN FINANCING CORPORATION 1 5.88% $8,237
    M/I FINANCIAL, LLC 1 6.38% $11,578

    The top Raleigh VA lender as defined by loan originations is Mortgage Research Center, LLC, with 216 VA loans originated. Their average total fees are $8,198, which is $2,306 higher than the next largest lender, NAVY FEDERAL CREDIT UNION.

    The lowest fee Raleigh VA lenders (with over 10 loans originated) are VANDERBILT MORTGAGE AND FINANCE, INC. ($3,659), PULTE MORTGAGE LLC ($4,562), EAGLE HOME MORTGAGE, LLC ($4,862), NVR Mortgage Finance, Inc. ($5,774) and NAVY FEDERAL CREDIT UNION ($5,892).

    The lowest rate Raleigh VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.17%), PULTE MORTGAGE LLC (5.43%), NVR Mortgage Finance, Inc. (5.55%), LOANDEPOT.COM, LLC (5.62%) and Truist (5.66%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Raleigh (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $350,639 (2.6%) $423,172 (3.3%) 1.30 4,013
    2018-02-01 $358,750 (3.3%) $427,364 (3.2%) 1.30 4,042
    2018-03-01 $368,454 (2.4%) $439,032 (2.7%) 1.29 4,254
    2018-04-01 $370,344 (0.4%) $440,454 (0.3%) 1.25 4,533
    2018-05-01 $369,945 (0.0%) $441,440 (-0.1%) 1.24 4,866
    2018-06-01 $369,000 (0.8%) $444,668 (1.8%) 1.23 4,953
    2018-07-01 $369,400 (0.9%) $447,943 (2.9%) 1.23 4,856
    2018-08-01 $369,214 (1.5%) $447,025 (3.4%) 1.24 4,946
    2018-09-01 $365,770 (0.7%) $442,064 (2.4%) 1.23 5,077
    2018-10-01 $357,771 (-0.6%) $431,461 (0.8%) 1.21 5,328
    2018-11-01 $354,950 (-1.3%) $429,709 (0.8%) 1.20 5,200
    2018-12-01 $353,815 (-0.6%) $426,176 (-0.1%) 1.22 4,951
    2019-01-01 $349,995 (-0.2%) $423,418 (0.1%) 1.21 4,666
    2019-02-01 $354,748 (-1.1%) $429,785 (0.6%) 1.20 4,626
    2019-03-01 $363,800 (-1.3%) $439,443 (0.1%) 1.19 4,640
    2019-04-01 $369,794 (-0.2%) $449,111 (2.0%) 1.17 4,762
    2019-05-01 $375,000 (1.4%) $455,636 (3.2%) 1.17 4,861
    2019-06-01 $376,250 (2.0%) $453,080 (1.9%) 1.18 4,963
    2019-07-01 $375,000 (1.5%) $451,761 (0.9%) 1.17 5,039
    2019-08-01 $371,969 (0.8%) $447,847 (0.2%) 1.18 5,120
    2019-09-01 $367,993 (0.6%) $444,312 (0.5%) 1.18 5,185
    2019-10-01 $364,645 (1.9%) $441,629 (2.4%) 1.17 5,229
    2019-11-01 $359,450 (1.3%) $439,881 (2.4%) 1.18 5,031
    2019-12-01 $359,950 (1.7%) $442,171 (3.8%) 1.20 4,565
    2020-01-01 $358,914 (2.6%) $442,183 (4.4%) 1.20 4,251
    2020-02-01 $364,500 (2.8%) $449,961 (4.7%) 1.19 4,146
    2020-03-01 $373,712 (2.7%) $461,132 (4.9%) 1.17 4,060
    2020-04-01 $364,445 (-1.5%) $451,353 (0.5%) 1.14 4,325
    2020-05-01 $370,900 (-1.1%) $465,358 (2.1%) 1.12 4,221
    2020-06-01 $381,248 (1.3%) $485,504 (7.2%) 1.12 3,602
    2020-07-01 $381,200 (1.7%) $486,439 (7.7%) 1.11 3,349
    2020-08-01 $385,000 (3.5%) $487,045 (8.8%) 1.10 3,225
    2020-09-01 $389,684 (5.9%) $493,964 (11.2%) 1.12 2,931
    2020-10-01 $389,320 (6.8%) $494,440 (12.0%) 1.12 2,887
    2020-11-01 $384,175 (6.9%) $490,890 (11.6%) 1.13 2,598
    2020-12-01 $385,774 (7.2%) $496,100 (12.2%) 1.15 2,222
    2021-01-01 $389,900 (8.6%) $506,703 (14.6%) 1.16 1,874
    2021-02-01 $395,000 (8.4%) $524,830 (16.6%) 1.15 1,484
    2021-03-01 $397,500 (6.4%) $527,992 (14.5%) 1.13 1,289
    2021-04-01 $401,826 (10.3%) $541,164 (19.9%) 1.08 1,209
    2021-05-01 $405,265 (9.3%) $550,160 (18.2%) 1.07 1,040
    2021-06-01 $409,063 (7.3%) $559,258 (15.2%) 1.08 1,049
    2021-07-01 $409,945 (7.5%) $545,236 (12.1%) 1.08 1,211
    2021-08-01 $424,873 (10.4%) $563,378 (15.7%) 1.13 1,255
    2021-09-01 $425,000 (9.1%) $554,278 (12.2%) 1.13 1,417
    2021-10-01 $425,000 (9.2%) $550,233 (11.3%) 1.13 1,470
    2021-11-01 $426,724 (11.1%) $553,227 (12.7%) 1.14 1,346
    2021-12-01 $423,320 (9.7%) $551,073 (11.1%) 1.15 1,101
    2022-01-01 $425,500 (9.1%) $567,962 (12.1%) 1.15 902
    2022-02-01 $433,157 (9.7%) $588,872 (12.2%) 1.13 658
    2022-03-01 $450,250 (13.3%) $619,421 (17.3%) 1.13 695
    2022-04-01 $478,503 (19.1%) $620,202 (14.6%) 1.14 857
    2022-05-01 $494,500 (22.0%) $608,261 (10.6%) 1.13 1,444
    2022-06-01 $499,950 (22.2%) $626,098 (12.0%) 1.11 2,116
    2022-07-01 $495,000 (20.8%) $614,669 (12.7%) 1.12 2,783
    2022-08-01 $487,450 (14.7%) $605,691 (7.5%) 1.12 3,201
    2022-09-01 $464,450 (9.3%) $580,567 (4.7%) 1.08 3,779
    2022-10-01 $455,000 (7.1%) $576,086 (4.7%) 1.07 3,955
    2022-11-01 $449,950 (5.4%) $570,728 (3.2%) 1.08 3,901
    2022-12-01 $449,000 (6.1%) $569,135 (3.3%) 1.11 3,613
    2023-01-01 $446,347 (4.9%) $573,252 (0.9%) 1.10 3,218
    2023-02-01 $449,900 (3.9%) $583,811 (-0.9%) 1.09 2,853
    2023-03-01 $450,000 (-0.1%) $597,742 (-3.5%) 1.06 2,622
    2023-04-01 $465,000 (-2.8%) $629,907 (1.6%) 1.08 2,444
    2023-05-01 $474,950 (-4.0%) $639,746 (5.2%) 1.08 2,518
    2023-06-01 $480,200 (-4.0%) $641,879 (2.5%) 1.08 2,553
    2023-07-01 $470,000 (-5.1%) $634,278 (3.2%) 1.07 2,587
    2023-08-01 $466,500 (-4.3%) $628,818 (3.8%) 1.07 2,692
    2023-09-01 $459,950 (-1.0%) $624,227 (7.5%) 1.07 2,873
    2023-10-01 $459,394 (1.0%) $621,073 (7.8%) 1.08 3,140
    2023-11-01 $452,450 (0.6%) $615,583 (7.9%) 1.08 3,234
    2023-12-01 $448,685 (-0.1%) $615,526 (8.2%) 1.09 2,975
    2024-01-01 $440,500 (-1.3%) $622,803 (8.6%) 1.07 2,668
    2024-02-01 $442,665 (-1.6%) $634,236 (8.6%) 1.06 2,664
    2024-03-01 $449,995 (0.0%) $643,840 (7.7%) 1.06 2,775
    2024-04-01 $453,383 (-2.5%) $641,496 (1.8%) 1.05 2,947
    2024-05-01 $463,524 (-2.4%) $647,003 (1.1%) 1.04 3,214
    2024-06-01 $469,900 (-2.1%) $635,917 (-0.9%) 1.06 3,569
    2024-07-01 $464,950 (-1.1%) $636,410 (0.3%) 1.06 3,888
    2024-08-01 $455,000 (-2.5%) $625,150 (-0.6%) 1.06 3,986
    2024-09-01 $454,950 (-1.1%) $626,598 (0.4%) 1.07 4,240
    2024-10-01 $454,121 (-1.2%) $623,108 (0.3%) 1.06 4,368
    2024-11-01 $449,900 (-0.6%) $612,144 (-0.6%) 1.08 4,299
    2024-12-01 $444,995 (-0.8%) $605,679 (-1.6%) 1.10 3,777
    2025-01-01 $440,000 (-0.1%) $600,433 (-3.6%) 0.00 3,528
    Raleigh's median listing price for 2025-01-01 was $440,000, a difference of $-500 (-0.1%) versus the prior year and $-4,995 versus the prior month.

    Raleigh's median listing price comes in at 0% of the national average.

    Raleigh's average listing price for 2025-01-01 was $600,433, a difference of $-22,370 (-3.6%) versus the prior year and $-5,246 versus the prior month.

    For the 2025-01-01 period, Raleigh had 3,528 MLS listings, a difference of -249 listings (-7%) versus the prior month and 860 listings (32%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Raleigh (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 82 days 2,666 sqft
    2018-02-01 69 days 2,656 sqft
    2018-03-01 53 days 2,700 sqft
    2018-04-01 51 days 2,675 sqft
    2018-05-01 50 days 2,676 sqft
    2018-06-01 53 days 2,665 sqft
    2018-07-01 60 days 2,651 sqft
    2018-08-01 62 days 2,655 sqft
    2018-09-01 65 days 2,623 sqft
    2018-10-01 68 days 2,587 sqft
    2018-11-01 71 days 2,577 sqft
    2018-12-01 78 days 2,563 sqft
    2019-01-01 83 days 2,557 sqft
    2019-02-01 74 days 2,560 sqft
    2019-03-01 61 days 2,594 sqft
    2019-04-01 50 days 2,627 sqft
    2019-05-01 50 days 2,652 sqft
    2019-06-01 50 days 2,630 sqft
    2019-07-01 56 days 2,605 sqft
    2019-08-01 57 days 2,580 sqft
    2019-09-01 58 days 2,557 sqft
    2019-10-01 59 days 2,542 sqft
    2019-11-01 61 days 2,503 sqft
    2019-12-01 69 days 2,505 sqft
    2020-01-01 72 days 2,485 sqft
    2020-02-01 59 days 2,523 sqft
    2020-03-01 47 days 2,554 sqft
    2020-04-01 50 days 2,500 sqft
    2020-05-01 58 days 2,518 sqft
    2020-06-01 58 days 2,543 sqft
    2020-07-01 48 days 2,490 sqft
    2020-08-01 40 days 2,471 sqft
    2020-09-01 45 days 2,459 sqft
    2020-10-01 44 days 2,430 sqft
    2020-11-01 44 days 2,388 sqft
    2020-12-01 49 days 2,377 sqft
    2021-01-01 45 days 2,354 sqft
    2021-02-01 33 days 2,309 sqft
    2021-03-01 25 days 2,259 sqft
    2021-04-01 20 days 2,300 sqft
    2021-05-01 17 days 2,275 sqft
    2021-06-01 16 days 2,261 sqft
    2021-07-01 18 days 2,255 sqft
    2021-08-01 20 days 2,258 sqft
    2021-09-01 19 days 2,247 sqft
    2021-10-01 20 days 2,228 sqft
    2021-11-01 22 days 2,218 sqft
    2021-12-01 34 days 2,199 sqft
    2022-01-01 33 days 2,130 sqft
    2022-02-01 16 days 2,137 sqft
    2022-03-01 11 days 2,183 sqft
    2022-04-01 10 days 2,250 sqft
    2022-05-01 12 days 2,319 sqft
    2022-06-01 16 days 2,354 sqft
    2022-07-01 23 days 2,338 sqft
    2022-08-01 30 days 2,336 sqft
    2022-09-01 42 days 2,287 sqft
    2022-10-01 47 days 2,270 sqft
    2022-11-01 56 days 2,271 sqft
    2022-12-01 68 days 2,284 sqft
    2023-01-01 74 days 2,287 sqft
    2023-02-01 66 days 2,290 sqft
    2023-03-01 52 days 2,308 sqft
    2023-04-01 48 days 2,331 sqft
    2023-05-01 43 days 2,339 sqft
    2023-06-01 43 days 2,351 sqft
    2023-07-01 42 days 2,319 sqft
    2023-08-01 40 days 2,303 sqft
    2023-09-01 43 days 2,278 sqft
    2023-10-01 44 days 2,262 sqft
    2023-11-01 49 days 2,234 sqft
    2023-12-01 63 days 2,205 sqft
    2024-01-01 63 days 2,166 sqft
    2024-02-01 44 days 2,174 sqft
    2024-03-01 42 days 2,187 sqft
    2024-04-01 38 days 2,170 sqft
    2024-05-01 32 days 2,180 sqft
    2024-06-01 36 days 2,220 sqft
    2024-07-01 43 days 2,209 sqft
    2024-08-01 47 days 2,176 sqft
    2024-09-01 51 days 2,158 sqft
    2024-10-01 51 days 2,157 sqft
    2024-11-01 57 days 2,130 sqft
    2024-12-01 70 days 2,118 sqft
    2025-01-01 0 days 2,102 sqft
    Raleigh's median listing age (time on market) for 2025-01-01 was 0 days. This is -100% shorter than the same period one year ago.

    Raleigh's median square footage for active listings during the 2025-01-01 period was 2,102 sqft. One year prior, the average listing was 2,166 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.