Marion Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Marion averaged 6.96% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.91% and one month ago for the week of 2025-04-17, the average rate was 6.83%.

    Marion's average rate one year ago was 7.22%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.06%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Marion 30 Year Fixed Rate 2025-05-22 6.96%
    Marion 30 Year Fixed Rate Refi 2025-05-22 7.06%
    Marion 15 Year Fixed Rate 2025-05-22 6.21%
    Marion 15 Year Fixed Rate Refi 2025-05-22 6.31%
    Marion 30 Year FHA 2025-05-22 6.81%
    Marion 30 Year FHA Refi 2025-05-22 6.41%
    Marion 30 Year USDA 2025-05-22 6.53%
    Marion 30 Year USDA Refi 2025-05-22 6.63%
    Marion 30 Year VA 2025-05-22 6.52%
    Marion 30 Year VA Refi 2025-05-22 6.52%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Marion, NC.

    Marion Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Marion, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    STATE EMPLOYEES' 77 6.37% $3,925
    QUICKEN LOANS, LLC 27 6.82% $7,455
    MOVEMENT MORTGAGE, LLC 21 6.71% $4,877
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 18 6.87% $6,453
    UNITED WHOLESALE MORTGAGE, LLC 11 6.93% $7,340
    Wells Fargo Bank 9 6.97% $7,011
    First-Citizens Bank & Trust Company 9 6.47% $4,403
    CARDINAL FINANCIAL 7 6.85% $5,125
    Champion Credit Union 6 6.96% $5,753
    GoPrime Mortgage, Inc. 5 6.72% $5,385
    First Bank 4 6.56% $4,006
    JPMorgan Chase Bank 4 7.22% $5,647
    HomeTrust Bank 4 6.38% $5,158
    American Security Mortgage Corp. 3 6.62% $5,546
    Bank of America 3 6.88% $2,855
    United Community Bank 3 6.79% $5,003
    Truist 3 6.96% $5,683
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 8.33% $7,802
    Alcova Mortgage LLC 3 7.12% $1,479
    The Park National Bank 3 7.21% $5,319
    TD Bank 3 6.96% $5,228
    LOANDEPOT.COM, LLC 2 6.63% $7,188
    BROKER SOLUTIONS, INC. 2 7.13% $6,297
    Mr. Cooper ( Nationstar Mortgage ) 2 7.31% $3,661
    CHARLOTTE METRO FEDERAL CREDIT UNION 2 5.34% $3,485
    Corporate Investors Mortgage Group, Inc. 2 7.00% $4,779
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.81% $5,065
    Dollar Bank, Federal Savings Bank 2 6.75% $10,072
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.75% $7,049
    Fifth Third Bank 2 6.88% $3,464
    FIRST COMMUNITY MORTGAGE, INC. 2 7.00% $10,944
    FOUNDERS FEDERAL CREDIT UNION 2 6.81% $4,328
    INTERCOASTAL MORTGAGE COMPANY 2 6.25% $7,471
    21ST MORTGAGE CORPORATION 2 7.94% $6,851
    BAY EQUITY LLC 2 6.56% $4,071
    ZILLOW HOME LOANS, LLC 1 6.63% $4,246
    Advisors Mortgage Group, L.L.C. 1 8.25% $8,357
    ALLIANT CREDIT UNION 1 6.00% $3,676
    American Airlines Federal Credit Union 1 6.00% $0
    American Bank & Trust 1 6.63% $11,631
    AMERICAN FINANCIAL NETWORK, INC. 1 7.25% $12,546
    AmRes Corporation 1 6.50% $4,580
    Bank of Tennessee 1 8.47% $3,971
    Barrington Bank & Trust Company, N.A. 1 5.63% $3,893
    DIRECT MORTGAGE LOANS, LLC 1 6.49% $8,714
    First National Bank of Pennsylvania 1 6.75% $4,159
    GUARANTEED RATE, INC. 1 7.13% $11,511
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.99% $4,378
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 8.40% $4,058
    Morgan Stanley Private Bank 1 6.95% $3,613
    NATIONWIDE MORTGAGE BANKERS, INC. 1 7.49% $9,850
    NEW WAVE LENDING GROUP INC 1 7.63% $9,993
    NP, Inc. 1 8.25% $170
    Plains Commerce Bank 1 6.38% $7,210
    RADIUS FINANCIAL GROUP INC. 1 7.13% $6,941
    RELIANCE FIRST CAPITAL, LLC 1 8.13% $6,799
    South State Bank 1 8.13% $10,578
    State Department Federal Credit Union 1 5.63% $5,171
    SWBC MORTGAGE CORPORATION 1 7.38% $525
    T2 FINANCIAL LLC 1 7.13% $11,271
    Telco Community Credit Union 1 4.32% $5,179
    The Central Trust Bank 1 6.88% $3,077
    The Federal Savings Bank 1 7.13% $18,924
    The Loan Store, Inc. 1 6.63% $4,677
    Towne Bank 1 6.50% $6,798
    TOWNE MORTGAGE COMPANY 1 6.88% $4,321
    UNITED 1 5.87% $6,408
    USAA Federal Savings Bank 1 7.13% $11,144

    Marion Average Closing Costs & Other Stats

    Marion, NC's 68 lenders originated 774 loans during 2024. The total origination value was $187,310,000, with an average loan value of $242,003.

    Marion's average closing costs are $4,924.

    The top Marion lender as defined by loan originations is STATE EMPLOYEES', with 77 loans originated. Their average total fees are $3,925, which is $3,530 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Marion lenders (with over 10 loans originated) are STATE EMPLOYEES' ($3,925), MOVEMENT MORTGAGE, LLC ($4,877), ATLANTIC BAY MORTGAGE GROUP, L.L.C. ($6,453), UNITED WHOLESALE MORTGAGE, LLC ($7,340) and QUICKEN LOANS, LLC ($7,455).

    The lowest rate Marion lenders (with over 10 loans originated) are STATE EMPLOYEES' (6.37%), MOVEMENT MORTGAGE, LLC (6.71%), QUICKEN LOANS, LLC (6.82%), ATLANTIC BAY MORTGAGE GROUP, L.L.C. (6.87%) and UNITED WHOLESALE MORTGAGE, LLC (6.93%).

    Marion, NC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    STATE EMPLOYEES' $30,250,000 $29,145,000 -3.7% 15.6%
    QUICKEN LOANS, LLC $6,085,000 $11,640,000 91.3% 6.2%
    MOVEMENT MORTGAGE, LLC $11,640,000 $11,130,000 -4.4% 5.9%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $9,000,000 $10,980,000 22.0% 5.9%
    First-Citizens Bank & Trust Company $8,185,000 $9,060,000 10.7% 4.8%
    UNITED WHOLESALE MORTGAGE, LLC $4,710,000 $7,115,000 51.1% 3.8%
    HomeTrust Bank $4,245,000 $4,665,000 9.9% 2.5%
    Wells Fargo Bank $3,750,000 $4,335,000 15.6% 2.3%
    CARDINAL FINANCIAL $4,010,000 $4,055,000 1.1% 2.2%
    First Bank $3,200,000 $3,655,000 14.2% 2.0%
    Mortgage Research Center, LLC $3,260,000 $3,535,000 8.4% 1.9%
    United Community Bank $3,910,000 $2,850,000 -27.1% 1.5%
    Truist $3,435,000 $2,800,000 -18.5% 1.5%
    TD Bank $1,030,000 $2,685,000 160.7% 1.4%
    UNITED $1,130,000 $2,665,000 135.8% 1.4%
    Bank of America $1,465,000 $2,570,000 75.4% 1.4%
    JPMorgan Chase Bank $1,505,000 $2,495,000 65.8% 1.3%
    AMERICAN FINANCIAL NETWORK, INC. $165,000 $2,440,000 1,378.8% 1.3%
    PENNYMAC LOAN SERVICES, LLC $185,000 $2,330,000 1,159.5% 1.2%
    CROSSCOUNTRY MORTGAGE, LLC $1,540,000 $2,130,000 38.3% 1.1%
    The Park National Bank $2,005,000 n/a 1.1%
    GoPrime Mortgage, Inc. $380,000 $1,950,000 413.2% 1.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,390,000 $1,700,000 -28.9% 0.9%
    FIRST COMMUNITY MORTGAGE, INC. $960,000 $1,630,000 69.8% 0.9%
    Champion Credit Union $400,000 $1,530,000 282.5% 0.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,015,000 $1,390,000 36.9% 0.7%
    INTERCOASTAL MORTGAGE COMPANY $1,020,000 $1,360,000 33.3% 0.7%
    LOANDEPOT.COM, LLC $740,000 $1,315,000 77.7% 0.7%
    USAA Federal Savings Bank $620,000 $1,310,000 111.3% 0.7%
    Flagstar Bank, FSB $390,000 $1,285,000 229.5% 0.7%
    American Security Mortgage Corp. $1,205,000 n/a 0.6%
    The Federal Savings Bank $1,160,000 n/a 0.6%
    South State Bank $1,635,000 $1,100,000 -32.7% 0.6%
    FREEDOM MORTGAGE CORPORATION $1,440,000 $1,080,000 -25.0% 0.6%
    Citizens Bank $65,000 $1,065,000 1,538.5% 0.6%
    Ameris Bank $205,000 $1,060,000 417.1% 0.6%
    Corporate Investors Mortgage Group, Inc. $365,000 $1,010,000 176.7% 0.5%
    American Bank & Trust $970,000 n/a 0.5%
    GUARANTEED RATE, INC. $1,225,000 $960,000 -21.6% 0.5%
    Alcova Mortgage LLC $740,000 $955,000 29.1% 0.5%
    BAY EQUITY LLC $440,000 $950,000 115.9% 0.5%
    AgFirst Farm Credit Bank $1,525,000 $930,000 -39.0% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $430,000 $930,000 116.3% 0.5%
    NAVY FEDERAL CREDIT UNION $1,060,000 $920,000 -13.2% 0.5%
    Barrington Bank & Trust Company, N.A. $95,000 $885,000 831.6% 0.5%
    VILLAGE CAPITAL MORTGAGE $885,000 n/a 0.5%
    PNC Bank $595,000 $855,000 43.7% 0.5%
    COASTAL Federal Credit Union $85,000 $810,000 852.9% 0.4%
    1ST SIGNATURE LENDING, LLC $1,010,000 $795,000 -21.3% 0.4%
    AmeriHome Mortgage Company, LLC $225,000 $775,000 244.4% 0.4%
    AmRes Corporation $765,000 n/a 0.4%
    Fifth Third Bank $1,010,000 $765,000 -24.3% 0.4%
    First National Bank of Pennsylvania $475,000 $755,000 58.9% 0.4%
    Dollar Bank, Federal Savings Bank $730,000 n/a 0.4%
    TOWNE MORTGAGE COMPANY $485,000 $710,000 46.4% 0.4%
    UNION HOME MORTGAGE CORP. $615,000 $700,000 13.8% 0.4%
    American Airlines Federal Credit Union $675,000 n/a 0.4%
    LOANPAL, LLC $675,000 n/a 0.4%
    21ST MORTGAGE CORPORATION $600,000 $670,000 11.7% 0.4%
    CHARLOTTE METRO FEDERAL CREDIT UNION $655,000 $665,000 1.5% 0.4%
    Bank of Tennessee $35,000 $660,000 1,785.7% 0.4%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $2,455,000 $650,000 -73.5% 0.3%
    BROKER SOLUTIONS, INC. $175,000 $610,000 248.6% 0.3%
    T2 FINANCIAL LLC $535,000 $580,000 8.4% 0.3%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $945,000 $575,000 -39.2% 0.3%
    Nations Lending Corporation $340,000 $575,000 69.1% 0.3%
    FOUNDERS FEDERAL CREDIT UNION $525,000 $560,000 6.7% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $550,000 n/a 0.3%
    SUCCESS MORTGAGE PARTNERS, INC. $550,000 n/a 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $515,000 $525,000 1.9% 0.3%
    Bank of York $505,000 n/a 0.3%
    Towne Mortgage of the Carolinas, LLC $505,000 n/a 0.3%
    Mid-Continent Funding, Inc. $495,000 n/a 0.3%
    NEW DAY FINANCIAL, LLC $165,000 $485,000 193.9% 0.3%
    RELIANCE FIRST CAPITAL, LLC $155,000 $450,000 190.3% 0.2%
    GENEVA FINANCIAL, LLC $430,000 n/a 0.2%
    blueharbor bank $425,000 n/a 0.2%
    The Central Trust Bank $415,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $985,000 $410,000 -58.4% 0.2%
    NBKC BANK $630,000 $405,000 -35.7% 0.2%
    A&D Mortgage LLC $395,000 n/a 0.2%
    First Federal Bank $395,000 n/a 0.2%
    CALCON MUTUAL MORTGAGE LLC $185,000 $390,000 110.8% 0.2%
    LENOX FINANCIAL MORTGAGE CORPORATION $385,000 n/a 0.2%
    NATIONWIDE MORTGAGE BANKERS, INC. $385,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $385,000 n/a 0.2%
    Baxter Credit Union $460,000 $365,000 -20.7% 0.2%
    Advisors Mortgage Group, L.L.C. $345,000 n/a 0.2%
    NP, Inc. $345,000 n/a 0.2%
    Telco Community Credit Union $490,000 $330,000 -32.7% 0.2%
    PLANET HOME LENDING, LLC $335,000 $325,000 -3.0% 0.2%
    DIRECT MORTGAGE LOANS, LLC $305,000 $315,000 3.3% 0.2%
    ALLIANT CREDIT UNION $305,000 n/a 0.2%
    NEW WAVE LENDING GROUP INC $295,000 n/a 0.2%
    Plains Commerce Bank $425,000 $285,000 -32.9% 0.2%
    TOP FLITE FINANCIAL, INC. $85,000 $285,000 235.3% 0.2%
    Towne Bank $285,000 n/a 0.2%
    Discover Bank $160,000 $280,000 75.0% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $75,000 $275,000 266.7% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $145,000 $275,000 89.7% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $215,000 $265,000 23.3% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $640,000 $265,000 -58.6% 0.1%
    State Department Federal Credit Union $265,000 n/a 0.1%
    Morgan Stanley Private Bank $225,000 $245,000 8.9% 0.1%
    SeaTrust Mortgage Company $275,000 $245,000 -10.9% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $210,000 n/a 0.1%
    FIRST TECHNOLOGY $205,000 n/a 0.1%
    Taylorsville Savings Bank SSB $705,000 $205,000 -70.9% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $190,000 n/a 0.1%
    SWBC MORTGAGE CORPORATION $175,000 n/a 0.1%
    The Loan Store, Inc. $175,000 n/a 0.1%
    THE MORTGAGE FIRM, INC. $165,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $155,000 n/a 0.1%
    RADIUS FINANCIAL GROUP INC. $570,000 $155,000 -72.8% 0.1%
    AMERISAVE MORTGAGE CORPORATION $530,000 $150,000 -71.7% 0.1%
    FIRST BANCORP $145,000 n/a 0.1%
    STOCKTON MORTGAGE CORPORATION $145,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $135,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $205,000 $100,000 -51.2% 0.1%
    Regions Bank $500,000 $90,000 -82.0% 0.0%
    Coastal Community Bank $65,000 n/a 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $65,000 n/a 0.0%
    BETTER MORTGAGE CORPORATION $55,000 n/a 0.0%
    CONSUMERS COOPERATIVE CREDIT UNION $55,000 n/a 0.0%
    Bethpage Federal Credit Union $225,000 $35,000 -84.4% 0.0%

    Marion's top lender by overall market share is STATE EMPLOYEES', with 15.6% market share. In second place, with 6.2%, is QUICKEN LOANS, LLC, having originated $11,640,000 in loans. In third place, with 5.9%, is MOVEMENT MORTGAGE, LLC, having originated $11,130,000 in loans. In fourth place, with 5.9%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $10,980,000 in loans. In fifth place, with 4.8%, is First-Citizens Bank & Trust Company, having originated $9,060,000 in loans.

    Marion Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Marion (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $259,000 (12.0%) $332,128 (10.2%) 0.00 196
    2018-02-01 $259,000 (12.7%) $328,382 (12.4%) 0.00 194
    2018-03-01 $249,950 (5.5%) $331,507 (6.8%) 0.00 184
    2018-04-01 $249,000 (-3.9%) $337,990 (5.4%) 0.00 176
    2018-05-01 $246,950 (-6.6%) $342,286 (3.7%) 0.00 185
    2018-06-01 $259,500 (-4.6%) $370,823 (8.6%) 0.00 193
    2018-07-01 $269,975 (-3.2%) $377,835 (10.1%) 0.00 210
    2018-08-01 $288,250 (3.3%) $393,875 (15.5%) 0.00 196
    2018-09-01 $289,500 (3.8%) $387,429 (9.9%) 0.00 208
    2018-10-01 $283,250 (1.5%) $387,386 (10.4%) 0.00 213
    2018-11-01 $269,900 (-1.9%) $365,163 (4.3%) 0.00 204
    2018-12-01 $252,000 (-8.4%) $349,363 (0.6%) 0.00 200
    2019-01-01 $250,000 (-3.5%) $341,171 (2.7%) 0.00 188
    2019-02-01 $269,675 (4.1%) $352,365 (7.3%) 0.00 179
    2019-03-01 $277,764 (11.1%) $359,457 (8.4%) 0.00 190
    2019-04-01 $294,475 (18.3%) $378,856 (12.1%) 0.00 182
    2019-05-01 $320,750 (29.9%) $409,571 (19.7%) 0.00 186
    2019-06-01 $299,500 (15.4%) $412,504 (11.2%) 0.00 217
    2019-07-01 $294,425 (9.1%) $401,891 (6.4%) 0.00 209
    2019-08-01 $301,600 (4.6%) $399,183 (1.4%) 0.00 207
    2019-09-01 $300,700 (3.9%) $393,615 (1.6%) 0.00 207
    2019-10-01 $300,000 (5.9%) $390,898 (0.9%) 0.00 208
    2019-11-01 $324,900 (20.4%) $392,232 (7.4%) 0.00 197
    2019-12-01 $294,750 (17.0%) $379,798 (8.7%) 0.00 178
    2020-01-01 $304,825 (21.9%) $386,611 (13.3%) 0.00 164
    2020-02-01 $324,900 (20.5%) $405,429 (15.1%) 0.00 161
    2020-03-01 $329,900 (18.8%) $408,296 (13.6%) 0.00 162
    2020-04-01 $333,525 (13.3%) $413,581 (9.2%) 0.00 155
    2020-05-01 $359,000 (11.9%) $434,249 (6.0%) 0.00 133
    2020-06-01 $374,725 (25.1%) $451,529 (9.5%) 0.00 118
    2020-07-01 $386,750 (31.4%) $468,275 (16.5%) 0.00 102
    2020-08-01 $359,000 (19.0%) $451,167 (13.0%) 0.00 96
    2020-09-01 $355,000 (18.1%) $449,356 (14.2%) 0.00 97
    2020-10-01 $337,500 (12.5%) $431,945 (10.5%) 0.00 93
    2020-11-01 $342,200 (5.3%) $404,340 (3.1%) 0.00 85
    2020-12-01 $299,000 (1.4%) $384,417 (1.2%) 0.00 85
    2021-01-01 $299,000 (-1.9%) $379,658 (-1.8%) 0.00 68
    2021-02-01 $278,500 (-14.3%) $394,075 (-2.8%) 0.00 57
    2021-03-01 $301,225 (-8.7%) $388,675 (-4.8%) 0.00 52
    2021-04-01 $287,400 (-13.8%) $391,830 (-5.3%) 0.00 53
    2021-05-01 $325,000 (-9.5%) $407,969 (-6.1%) 0.00 55
    2021-06-01 $397,250 (6.0%) $447,250 (-1.0%) 0.00 64
    2021-07-01 $407,450 (5.4%) $466,777 (-0.3%) 0.00 73
    2021-08-01 $375,500 (4.6%) $431,255 (-4.4%) 0.00 84
    2021-09-01 $384,250 (8.2%) $453,726 (1.0%) 0.00 80
    2021-10-01 $389,000 (15.3%) $487,624 (12.9%) 0.00 83
    2021-11-01 $414,000 (21.0%) $3,247,435 (703.2%) 0.00 80
    2021-12-01 $389,000 (30.1%) $3,411,322 (787.4%) 0.00 71
    2022-01-01 $400,000 (33.8%) $471,730 (24.3%) 0.00 56
    2022-02-01 $341,925 (22.8%) $472,235 (19.8%) 0.00 42
    2022-03-01 $334,725 (11.1%) $426,652 (9.8%) 0.00 45
    2022-04-01 $365,000 (27.0%) $480,702 (22.7%) 0.00 43
    2022-05-01 $362,500 (11.5%) $496,381 (21.7%) 0.00 49
    2022-06-01 $380,000 (-4.3%) $506,753 (13.3%) 0.00 64
    2022-07-01 $375,000 (-8.0%) $482,028 (3.3%) 0.00 80
    2022-08-01 $354,500 (-5.6%) $457,792 (6.2%) 0.00 86
    2022-09-01 $385,500 (0.3%) $499,305 (10.1%) 0.00 77
    2022-10-01 $397,000 (2.1%) $519,100 (6.5%) 0.00 80
    2022-11-01 $440,000 (6.3%) $554,716 (-82.9%) 0.00 81
    2022-12-01 $415,000 (6.7%) $537,088 (-84.3%) 0.00 82
    2023-01-01 $394,475 (-1.4%) $540,474 (14.6%) 0.00 75
    2023-02-01 $413,225 (20.9%) $575,609 (21.9%) 0.00 59
    2023-03-01 $395,000 (18.0%) $610,847 (43.2%) 0.00 58
    2023-04-01 $462,450 (26.7%) $663,896 (38.1%) 0.00 59
    2023-05-01 $480,238 (32.5%) $681,134 (37.2%) 0.00 67
    2023-06-01 $490,500 (29.1%) $729,645 (44.0%) 0.00 70
    2023-07-01 $459,000 (22.4%) $639,588 (32.7%) 0.00 78
    2023-08-01 $449,725 (26.9%) $620,733 (35.6%) 0.00 92
    2023-09-01 $454,500 (17.9%) $649,960 (30.2%) 0.00 104
    2023-10-01 $442,450 (11.5%) $591,421 (13.9%) 0.00 117
    2023-11-01 $452,000 (2.7%) $586,805 (5.8%) 0.00 112
    2023-12-01 $459,000 (10.6%) $597,841 (11.3%) 0.00 101
    2024-01-01 $467,000 (18.4%) $579,409 (7.2%) 0.00 89
    2024-02-01 $443,000 (7.2%) $567,223 (-1.5%) 0.00 84
    2024-03-01 $459,900 (16.4%) $559,427 (-8.4%) 0.00 96
    2024-04-01 $433,125 (-6.3%) $543,416 (-18.2%) 0.00 96
    2024-05-01 $431,225 (-10.2%) $554,300 (-18.6%) 0.00 104
    2024-06-01 $452,400 (-7.8%) $600,625 (-17.7%) 0.00 109
    2024-07-01 $447,450 (-2.5%) $599,338 (-6.3%) 0.00 114
    2024-08-01 $439,000 (-2.4%) $608,598 (-2.0%) 0.00 130
    2024-09-01 $437,250 (-3.8%) $610,038 (-6.1%) 0.00 144
    2024-10-01 $431,250 (-2.5%) $607,371 (2.7%) 0.00 138
    2024-11-01 $399,900 (-11.5%) $591,333 (0.8%) 0.00 125
    2024-12-01 $416,000 (-9.4%) $568,068 (-5.0%) 0.00 114
    2025-01-01 $391,125 (-16.3%) $542,372 (-6.4%) 0.00 101
    2025-02-01 $467,500 (5.5%) $573,872 (1.2%) 0.00 108
    2025-03-01 $460,000 (0.0%) $568,350 (1.6%) 0.00 132
    2025-04-01 $495,500 (14.4%) $608,351 (12.0%) 0.00 145
    Marion's median listing price for 2025-04-01 was $495,500, a difference of $62,375 (14.4%) versus the prior year and $35,500 versus the prior month.

    Marion's median listing price comes in at 0% of the national average.

    Marion's average listing price for 2025-04-01 was $608,351, a difference of $64,935 (12.0%) versus the prior year and $40,001 versus the prior month.

    For the 2025-04-01 period, Marion had 145 MLS listings, a difference of 13 listings (10%) versus the prior month and 49 listings (51%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Marion (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,998 sqft
    2018-02-01 0 days 1,947 sqft
    2018-03-01 0 days 1,989 sqft
    2018-04-01 0 days 1,918 sqft
    2018-05-01 0 days 1,905 sqft
    2018-06-01 0 days 1,888 sqft
    2018-07-01 0 days 1,913 sqft
    2018-08-01 0 days 2,051 sqft
    2018-09-01 0 days 2,046 sqft
    2018-10-01 0 days 2,022 sqft
    2018-11-01 0 days 1,935 sqft
    2018-12-01 0 days 1,906 sqft
    2019-01-01 0 days 1,892 sqft
    2019-02-01 0 days 1,919 sqft
    2019-03-01 0 days 1,947 sqft
    2019-04-01 0 days 2,012 sqft
    2019-05-01 0 days 2,003 sqft
    2019-06-01 0 days 2,000 sqft
    2019-07-01 0 days 2,012 sqft
    2019-08-01 0 days 2,024 sqft
    2019-09-01 0 days 2,024 sqft
    2019-10-01 0 days 2,025 sqft
    2019-11-01 0 days 2,013 sqft
    2019-12-01 0 days 1,995 sqft
    2020-01-01 0 days 1,991 sqft
    2020-02-01 0 days 2,000 sqft
    2020-03-01 0 days 2,050 sqft
    2020-04-01 0 days 2,076 sqft
    2020-05-01 0 days 2,187 sqft
    2020-06-01 0 days 2,250 sqft
    2020-07-01 0 days 2,381 sqft
    2020-08-01 0 days 2,240 sqft
    2020-09-01 0 days 2,209 sqft
    2020-10-01 0 days 2,193 sqft
    2020-11-01 0 days 2,108 sqft
    2020-12-01 0 days 2,083 sqft
    2021-01-01 0 days 2,100 sqft
    2021-02-01 0 days 2,012 sqft
    2021-03-01 0 days 1,906 sqft
    2021-04-01 0 days 1,630 sqft
    2021-05-01 0 days 1,674 sqft
    2021-06-01 0 days 1,885 sqft
    2021-07-01 0 days 1,823 sqft
    2021-08-01 0 days 1,791 sqft
    2021-09-01 0 days 1,863 sqft
    2021-10-01 0 days 1,872 sqft
    2021-11-01 0 days 1,977 sqft
    2021-12-01 0 days 1,839 sqft
    2022-01-01 0 days 1,696 sqft
    2022-02-01 0 days 1,643 sqft
    2022-03-01 0 days 1,575 sqft
    2022-04-01 0 days 1,650 sqft
    2022-05-01 0 days 1,762 sqft
    2022-06-01 0 days 1,810 sqft
    2022-07-01 0 days 1,796 sqft
    2022-08-01 0 days 1,730 sqft
    2022-09-01 0 days 1,836 sqft
    2022-10-01 0 days 1,824 sqft
    2022-11-01 0 days 1,907 sqft
    2022-12-01 0 days 1,748 sqft
    2023-01-01 0 days 1,644 sqft
    2023-02-01 0 days 1,812 sqft
    2023-03-01 0 days 1,758 sqft
    2023-04-01 0 days 2,252 sqft
    2023-05-01 0 days 2,267 sqft
    2023-06-01 0 days 2,098 sqft
    2023-07-01 0 days 1,967 sqft
    2023-08-01 0 days 1,917 sqft
    2023-09-01 0 days 1,989 sqft
    2023-10-01 0 days 1,817 sqft
    2023-11-01 0 days 1,865 sqft
    2023-12-01 0 days 1,796 sqft
    2024-01-01 0 days 1,796 sqft
    2024-02-01 0 days 1,749 sqft
    2024-03-01 0 days 1,917 sqft
    2024-04-01 0 days 1,835 sqft
    2024-05-01 0 days 1,900 sqft
    2024-06-01 0 days 1,903 sqft
    2024-07-01 0 days 1,801 sqft
    2024-08-01 0 days 1,817 sqft
    2024-09-01 0 days 1,798 sqft
    2024-10-01 0 days 1,799 sqft
    2024-11-01 0 days 1,796 sqft
    2024-12-01 0 days 1,798 sqft
    2025-01-01 0 days 1,735 sqft
    2025-02-01 0 days 1,853 sqft
    2025-03-01 0 days 1,884 sqft
    2025-04-01 0 days 1,981 sqft
    Marion's median listing age (time on market) for 2025-04-01 was 0 days.

    Marion's median square footage for active listings during the 2025-04-01 period was 1,981 sqft. One year prior, the average listing was 1,835 sqft.

    Marion, NC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 404 $122,200,000 $302,475
    Cash Out Refi 113 $23,755,000 $210,221
    Refi 101 $26,435,000 $261,733
    Other 79 $8,295,000 $105,000
    Home Improvement 77 $6,625,000 $86,039

    Marion's most frequently cited loan purpose was Home Purchase, with 404 originations. The 2nd most popular reason was Cash Out Refi, with 113 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 310 $80,550,000 $259,839
    7-8% 204 $48,890,000 $239,657
    5-6% 127 $37,265,000 $293,425
    Over 8% 106 $16,750,000 $158,019
    <2.5% 12 $160,000 $13,333
    4-5% 11 $2,535,000 $230,455
    3-4% 1 $175,000 $175,000
    2.5-3% 1 $275,000 $275,000

    During 2024, Marion's most frequently originated rate bucket was 6-7%, with 310 originations.

    Loan Sizing (Marion, NC MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 262 $72,810,000 $277,901
    $100k-200k 225 $33,485,000 $148,822
    $100,000 or less 180 $10,120,000 $56,222
    $400k-600k 60 $28,280,000 $471,333
    $600k-1000k 37 $27,485,000 $742,838
    $Over $1MM 10 $15,130,000 $1,513,000

    Marion's loan sizing saw the bucket of loans from $200k-400k with 262 originations, totaling $72,810,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 272 $75,720,000 $278,382
    60-80% 163 $63,345,000 $388,620
    Under 20% 113 $6,685,000 $59,159
    20-40% 112 $15,590,000 $139,196
    40-60% 85 $17,495,000 $205,824
    Over 100% 15 $4,495,000 $299,667

    Marion's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 272 originations, totaling $75,720,000 in origination value.