North Wilkesboro Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in North Wilkesboro averaged
6.5%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
6.65% and
one month ago for the week of 2023-10-19, the
average rate was 6.84%.
North Wilkesboro's average rate one year ago was 6.02%.
For refis of the same type during the week of 2023-11-22, the average rate
was 5.95%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
North Wilkesboro 30 Year Fixed Rate | 2023-11-22 | 6.5% |
North Wilkesboro 30 Year Fixed Rate Refi | 2023-11-22 | 5.95% |
North Wilkesboro 15 Year Fixed Rate | 2023-11-22 | 6.47% |
North Wilkesboro 15 Year Fixed Rate Refi | 2023-11-22 | 6.57% |
North Wilkesboro 30 Year FHA | 2023-11-22 | -0.24% |
North Wilkesboro 30 Year FHA Refi | 2023-11-22 | 0% |
North Wilkesboro 30 Year USDA | 2023-11-22 | 0.1% |
North Wilkesboro 30 Year USDA Refi | 2023-11-22 | 0.1% |
North Wilkesboro 30 Year VA | 2023-11-22 | 0.1% |
North Wilkesboro 30 Year VA Refi | 2023-11-22 | 0.2% |
North Wilkesboro Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the North Wilkesboro, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
North Wilkesboro Average Closing Costs & Other Stats
North Wilkesboro, NC's 84 lenders originated 1,277
loans during 2022. The total origination value was $225,735,000, with an average loan value of
$176,770.
North Wilkesboro's average closing costs are $4,210.
The top North Wilkesboro lender as defined by loan originations is STATE EMPLOYEES', with
154 loans originated. Their average total fees are
$3,562, which is $425
higher than the next largest lender,
LOCAL GOVERNMENT FEDERAL CREDIT UNION.
The lowest fee North Wilkesboro lenders (with over 10 loans originated) are
LOCAL GOVERNMENT FEDERAL CREDIT UNION ($3,137), STATE EMPLOYEES' ($3,562), Wells Fargo Bank ($3,808), Truist ($4,002) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($4,008).
The lowest rate North Wilkesboro lenders (with over 10 loans originated) are
LOCAL GOVERNMENT FEDERAL CREDIT UNION (4.05%), STATE EMPLOYEES' (4.08%), MOVEMENT MORTGAGE, LLC (4.81%), Wells Fargo Bank (4.97%) and QUICKEN LOANS, LLC (4.99%).
North Wilkesboro, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
STATE EMPLOYEES' | $56,625,000 | $41,620,000 | -26.5% | 18.4% |
First National Bank of Pennsylvania | $14,680,000 | $14,395,000 | -1.9% | 6.4% |
QUICKEN LOANS, LLC | $35,800,000 | $12,200,000 | -65.9% | 5.4% |
Truist | $22,430,000 | $10,395,000 | -53.7% | 4.6% |
LOCAL GOVERNMENT FEDERAL CREDIT UNION | $12,175,000 | $9,035,000 | -25.8% | 4.0% |
MOVEMENT MORTGAGE, LLC | $8,285,000 | $7,495,000 | -9.5% | 3.3% |
First-Citizens Bank & Trust Company | $3,835,000 | $6,935,000 | 80.8% | 3.1% |
Alcova Mortgage LLC | $13,475,000 | $6,810,000 | -49.5% | 3.0% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $5,720,000 | $5,795,000 | 1.3% | 2.6% |
Wells Fargo Bank | $11,050,000 | $5,660,000 | -48.8% | 2.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $7,840,000 | $4,550,000 | -42.0% | 2.0% |
Skyline National Bank | $730,000 | $4,515,000 | 518.5% | 2.0% |
UNITED WHOLESALE MORTGAGE, LLC | $2,400,000 | $4,045,000 | 68.5% | 1.8% |
Piedmont Federal Savings Bank | $8,895,000 | $3,510,000 | -60.5% | 1.6% |
Mortgage Research Center, LLC | $4,355,000 | $3,355,000 | -23.0% | 1.5% |
LOANDEPOT.COM, LLC | $3,770,000 | $2,930,000 | -22.3% | 1.3% |
INTERCOASTAL MORTGAGE COMPANY | $2,705,000 | $2,905,000 | 7.4% | 1.3% |
Carolina Farm Credit, ACA | $1,365,000 | $2,840,000 | 108.1% | 1.3% |
JPMorgan Chase Bank | $2,060,000 | $2,650,000 | 28.6% | 1.2% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,590,000 | $2,385,000 | 50.0% | 1.1% |
AgFirst Farm Credit Bank | $1,525,000 | $2,235,000 | 46.6% | 1.0% |
First Horizon Bank | $2,135,000 | $2,220,000 | 4.0% | 1.0% |
Mr. Cooper ( Nationstar Mortgage ) | $2,585,000 | $2,135,000 | -17.4% | 0.9% |
Towne Bank | $2,115,000 | n/a | 0.9% | |
CROSSCOUNTRY MORTGAGE, LLC | $795,000 | $1,425,000 | 79.2% | 0.6% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $3,835,000 | $1,420,000 | -63.0% | 0.6% |
NFM, INC. | $145,000 | $1,345,000 | 827.6% | 0.6% |
NAVY FEDERAL CREDIT UNION | $1,375,000 | $1,300,000 | -5.5% | 0.6% |
Bank of America | $1,125,000 | $1,265,000 | 12.4% | 0.6% |
ALLEGACY FEDERAL CREDIT UNION | $1,215,000 | $1,230,000 | 1.2% | 0.5% |
CALIBER HOME LOANS, INC. | $1,395,000 | $1,210,000 | -13.3% | 0.5% |
United Community Bank | $1,165,000 | n/a | 0.5% | |
Truliant Federal Credit Union | $705,000 | $1,010,000 | 43.3% | 0.4% |
Pinnacle Bank | $1,335,000 | $1,005,000 | -24.7% | 0.4% |
Ukrainian Federal Credit Union | $1,005,000 | n/a | 0.4% | |
Fifth Third Bank | $180,000 | $965,000 | 436.1% | 0.4% |
First Reliance Bank | $485,000 | $920,000 | 89.7% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $3,390,000 | $910,000 | -73.2% | 0.4% |
NEWREZ LLC | $1,575,000 | $885,000 | -43.8% | 0.4% |
ANGEL OAK HOME LOANS LLC | $860,000 | n/a | 0.4% | |
EMM LOANS LLC | $860,000 | n/a | 0.4% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $305,000 | $840,000 | 175.4% | 0.4% |
Wyndham Capital Mortgage, Inc. | $215,000 | $825,000 | 283.7% | 0.4% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $805,000 | n/a | 0.4% | |
T2 FINANCIAL LLC | $585,000 | $795,000 | 35.9% | 0.4% |
North American Savings Bank, F.S.B. | $770,000 | n/a | 0.3% | |
USAA Federal Savings Bank | $1,265,000 | $765,000 | -39.5% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $6,590,000 | $755,000 | -88.5% | 0.3% |
The Federal Savings Bank | $905,000 | $700,000 | -22.7% | 0.3% |
AMERIFIRST FINANCIAL CORPORATION | $630,000 | $680,000 | 7.9% | 0.3% |
AMERISAVE MORTGAGE CORPORATION | $1,905,000 | $660,000 | -65.4% | 0.3% |
FOUNDERS FEDERAL CREDIT UNION | $495,000 | $650,000 | 31.3% | 0.3% |
Ally Bank | $95,000 | $645,000 | 578.9% | 0.3% |
First Community Bank | $4,235,000 | $620,000 | -85.4% | 0.3% |
Alliance Bank Central Texas | $615,000 | n/a | 0.3% | |
NBKC BANK | $600,000 | n/a | 0.3% | |
SeaTrust Mortgage Company | $600,000 | n/a | 0.3% | |
United Bank | $705,000 | $565,000 | -19.9% | 0.3% |
Figure Lending LLC | $65,000 | $555,000 | 753.8% | 0.2% |
PNC Bank | $1,775,000 | $555,000 | -68.7% | 0.2% |
GoPrime Mortgage, Inc. | $535,000 | n/a | 0.2% | |
AMERICAN FINANCIAL RESOURCES, INC. | $95,000 | $515,000 | 442.1% | 0.2% |
Northpointe Bank | $1,335,000 | $495,000 | -62.9% | 0.2% |
Carrington Mortgage Services, LLC | $520,000 | $490,000 | -5.8% | 0.2% |
EVERETT FINANCIAL, INC. | $480,000 | n/a | 0.2% | |
Renasant Bank | $1,240,000 | $475,000 | -61.7% | 0.2% |
GUARANTEED RATE, INC. | $625,000 | $470,000 | -24.8% | 0.2% |
Ameris Bank | $805,000 | $465,000 | -42.2% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $800,000 | $455,000 | -43.1% | 0.2% |
First Savings Bank | $450,000 | n/a | 0.2% | |
Allen Tate Mortgage Partners, LLC | $520,000 | $440,000 | -15.4% | 0.2% |
BROKER SOLUTIONS, INC. | $2,520,000 | $435,000 | -82.7% | 0.2% |
George Mason Mortgage, LLC | $435,000 | n/a | 0.2% | |
Low VA Rates, LLC | $455,000 | $435,000 | -4.4% | 0.2% |
Regions Bank | $465,000 | $430,000 | -7.5% | 0.2% |
LOANPAL, LLC | $930,000 | $420,000 | -54.8% | 0.2% |
U.S. Bank | $115,000 | $415,000 | 260.9% | 0.2% |
KELLER MORTGAGE, LLC | $930,000 | $410,000 | -55.9% | 0.2% |
ENCORE BANK | $385,000 | n/a | 0.2% | |
AMERICAN ADVISORS GROUP | $455,000 | $380,000 | -16.5% | 0.2% |
OPEN MORTGAGE, LLC | $375,000 | n/a | 0.2% | |
Bank of England | $335,000 | $365,000 | 9.0% | 0.2% |
NTFN, INC. | $365,000 | n/a | 0.2% | |
Gateway First Bank | $640,000 | $355,000 | -44.5% | 0.2% |
South State Bank | $155,000 | $340,000 | 119.4% | 0.2% |
CMG MORTGAGE, INC. | $325,000 | n/a | 0.1% | |
RESOURCE FINANCIAL SERVICES, INC. | $465,000 | $325,000 | -30.1% | 0.1% |
AmRes Corporation | $315,000 | n/a | 0.1% | |
Stifel Bank and Trust | $515,000 | $310,000 | -39.8% | 0.1% |
RESIDENTIAL BANCORP. | $305,000 | n/a | 0.1% | |
Barrington Bank & Trust Company, N.A. | $545,000 | $300,000 | -45.0% | 0.1% |
The State Bank of Faribault | $295,000 | n/a | 0.1% | |
21ST MORTGAGE CORPORATION | $535,000 | $285,000 | -46.7% | 0.1% |
American Airlines Federal Credit Union | $285,000 | n/a | 0.1% | |
American Security Mortgage Corp. | $300,000 | $285,000 | -5.0% | 0.1% |
BAY EQUITY LLC | $285,000 | n/a | 0.1% | |
COASTAL Federal Credit Union | $500,000 | $275,000 | -45.0% | 0.1% |
MORTGAGE INVESTORS GROUP, INC. | $275,000 | n/a | 0.1% | |
HOMESIDE FINANCIAL, LLC | $1,840,000 | $270,000 | -85.3% | 0.1% |
SHARONVIEW FEDERAL CREDIT UNION | $340,000 | $270,000 | -20.6% | 0.1% |
PIEDMONT ADVANTAGE CREDIT UNION | $265,000 | n/a | 0.1% | |
Discover Bank | $35,000 | $250,000 | 614.3% | 0.1% |
CREDIT UNION MORTGAGE ASSOCIATION, INC. | $255,000 | $245,000 | -3.9% | 0.1% |
LATINO COMMUNITY CREDIT UNION | $240,000 | n/a | 0.1% | |
LENDINGHOME FUNDING CORPORATION | $225,000 | $240,000 | 6.7% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $135,000 | $235,000 | 74.1% | 0.1% |
First Heritage Mortgage, LLC | $235,000 | n/a | 0.1% | |
COMPASS MORTGAGE, INC. | $225,000 | n/a | 0.1% | |
MILEND, INC. | $225,000 | n/a | 0.1% | |
HOME POINT FINANCIAL CORPORATION | $770,000 | $220,000 | -71.4% | 0.1% |
AmeriHome Mortgage Company, LLC | $215,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $665,000 | $205,000 | -69.2% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $415,000 | $205,000 | -50.6% | 0.1% |
Taylorsville Savings Bank SSB | $205,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $335,000 | $200,000 | -40.3% | 0.1% |
TOWNE MORTGAGE COMPANY | $190,000 | n/a | 0.1% | |
Blue Ridge Bank | $2,495,000 | $175,000 | -93.0% | 0.1% |
FirstBank | $175,000 | n/a | 0.1% | |
First Guaranty Mortgage Corporation | $185,000 | $175,000 | -5.4% | 0.1% |
GENEVA FINANCIAL, LLC | $115,000 | $165,000 | 43.5% | 0.1% |
MICHIGAN MUTUAL, INC. | $165,000 | n/a | 0.1% | |
TD Bank | $495,000 | $165,000 | -66.7% | 0.1% |
Hometown Lenders, Inc. | $155,000 | n/a | 0.1% | |
MCLEAN MORTGAGE CORPORATION | $465,000 | $155,000 | -66.7% | 0.1% |
SPRING EQ, LLC | $155,000 | n/a | 0.1% | |
NEW DAY FINANCIAL, LLC | $655,000 | $145,000 | -77.9% | 0.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $530,000 | $145,000 | -72.6% | 0.1% |
SOUTHWEST STAGE FUNDING, LLC | $145,000 | $145,000 | 0.0% | 0.1% |
Peoples Bank | $175,000 | $135,000 | -22.9% | 0.1% |
First Carolina Bank | $125,000 | n/a | 0.1% | |
Alpha Mortgage Corporation | $115,000 | n/a | 0.1% | |
American National Bank and Trust Company | $435,000 | $115,000 | -73.6% | 0.1% |
Flagstar Bank, FSB | $315,000 | $115,000 | -63.5% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $115,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $310,000 | $105,000 | -66.1% | 0.0% |
CAPITAL CENTER, L.L.C. | $105,000 | n/a | 0.0% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
EMBRACE HOME LOANS, INC. | $105,000 | n/a | 0.0% | |
Nations Lending Corporation | $465,000 | $105,000 | -77.4% | 0.0% |
PENTAGON FEDERAL CREDIT UNION | $900,000 | $95,000 | -89.4% | 0.0% |
SUN WEST MORTGAGE COMPANY, INC. | $330,000 | $95,000 | -71.2% | 0.0% |
Uwharrie Bank | $1,155,000 | $95,000 | -91.8% | 0.0% |
Deere Employees Credit Union | $90,000 | n/a | 0.0% | |
ALLIANT CREDIT UNION | $75,000 | n/a | 0.0% | |
Arvest Bank | $55,000 | n/a | 0.0% | |
Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% |
North Wilkesboro's top lender by overall market share is STATE EMPLOYEES', with 18.4% market share. In second place, with 6.4%, is First National Bank of Pennsylvania, having originated $14,395,000 in loans. In third place, with 5.4%, is QUICKEN LOANS, LLC, having originated $12,200,000 in loans. In fourth place, with 4.6%, is Truist, having originated $10,395,000 in loans. In fifth place, with 4.0%, is LOCAL GOVERNMENT FEDERAL CREDIT UNION, having originated $9,035,000 in loans.
North Wilkesboro Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - North Wilkesboro (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $229,600 (6.5%) | $332,236 (4.6%) | 0.00 | 214 |
2018-02-01 | $227,975 (7.3%) | $329,632 (4.4%) | 0.00 | 219 |
2018-03-01 | $229,000 (4.4%) | $320,273 (0.3%) | 0.00 | 219 |
2018-04-01 | $225,875 (0.4%) | $319,405 (-2.4%) | 0.00 | 220 |
2018-05-01 | $246,750 (15.1%) | $336,432 (5.7%) | 0.00 | 228 |
2018-06-01 | $250,000 (27.2%) | $357,392 (15.4%) | 0.00 | 240 |
2018-07-01 | $229,925 (15.4%) | $321,887 (3.3%) | 0.00 | 265 |
2018-08-01 | $219,900 (-2.7%) | $299,710 (-4.4%) | 0.00 | 282 |
2018-09-01 | $229,000 (0.9%) | $309,737 (-2.2%) | 0.00 | 278 |
2018-10-01 | $227,375 (-4.0%) | $307,032 (-4.2%) | 0.00 | 273 |
2018-11-01 | $209,675 (-10.6%) | $304,346 (-5.5%) | 0.00 | 258 |
2018-12-01 | $199,945 (-13.4%) | $302,236 (-8.4%) | 0.00 | 257 |
2019-01-01 | $194,450 (-15.3%) | $290,207 (-12.7%) | 0.00 | 245 |
2019-02-01 | $212,450 (-6.8%) | $313,491 (-4.9%) | 0.00 | 230 |
2019-03-01 | $232,786 (1.7%) | $336,808 (5.2%) | 0.00 | 221 |
2019-04-01 | $249,900 (10.6%) | $363,688 (13.9%) | 0.00 | 219 |
2019-05-01 | $249,900 (1.3%) | $358,020 (6.4%) | 0.00 | 223 |
2019-06-01 | $255,900 (2.4%) | $360,102 (0.8%) | 0.00 | 238 |
2019-07-01 | $249,975 (8.7%) | $345,732 (7.4%) | 0.00 | 244 |
2019-08-01 | $249,936 (13.7%) | $346,544 (15.6%) | 0.00 | 242 |
2019-09-01 | $249,916 (9.1%) | $350,234 (13.1%) | 0.00 | 238 |
2019-10-01 | $252,452 (11.0%) | $359,624 (17.1%) | 0.00 | 227 |
2019-11-01 | $257,000 (22.6%) | $373,178 (22.6%) | 0.00 | 207 |
2019-12-01 | $255,725 (27.9%) | $372,316 (23.2%) | 0.00 | 183 |
2020-01-01 | $249,450 (28.3%) | $358,977 (23.7%) | 0.00 | 170 |
2020-02-01 | $249,000 (17.2%) | $351,821 (12.2%) | 0.00 | 163 |
2020-03-01 | $287,175 (23.4%) | $384,494 (14.2%) | 0.00 | 146 |
2020-04-01 | $299,000 (19.7%) | $391,937 (7.8%) | 0.00 | 152 |
2020-05-01 | $323,200 (29.3%) | $401,999 (12.3%) | 0.00 | 131 |
2020-06-01 | $349,450 (36.6%) | $425,487 (18.2%) | 0.00 | 124 |
2020-07-01 | $349,900 (40.0%) | $477,836 (38.2%) | 0.00 | 117 |
2020-08-01 | $379,450 (51.8%) | $497,573 (43.6%) | 0.00 | 96 |
2020-09-01 | $357,175 (42.9%) | $472,968 (35.0%) | 0.00 | 97 |
2020-10-01 | $334,900 (32.7%) | $450,068 (25.2%) | 0.00 | 98 |
2020-11-01 | $353,200 (37.4%) | $463,519 (24.2%) | 0.00 | 89 |
2020-12-01 | $379,225 (48.3%) | $473,684 (27.2%) | 0.00 | 73 |
2021-01-01 | $379,900 (52.3%) | $486,179 (35.4%) | 0.00 | 64 |
2021-02-01 | $382,175 (53.5%) | $491,981 (39.8%) | 0.00 | 54 |
2021-03-01 | $386,950 (34.7%) | $483,873 (25.9%) | 0.00 | 42 |
2021-04-01 | $299,900 (0.3%) | $370,173 (-5.6%) | 0.00 | 50 |
2021-05-01 | $349,900 (8.3%) | $388,552 (-3.4%) | 0.00 | 48 |
2021-06-01 | $299,000 (-14.4%) | $390,213 (-8.3%) | 0.00 | 63 |
2021-07-01 | $299,900 (-14.3%) | $412,383 (-13.7%) | 0.00 | 64 |
2021-08-01 | $287,050 (-24.4%) | $428,128 (-14.0%) | 0.00 | 64 |
2021-09-01 | $293,200 (-17.9%) | $462,220 (-2.3%) | 0.00 | 72 |
2021-10-01 | $288,800 (-13.8%) | $459,750 (2.2%) | 0.00 | 78 |
2021-11-01 | $270,000 (-23.6%) | $465,551 (0.4%) | 0.00 | 75 |
2021-12-01 | $277,450 (-26.8%) | $461,052 (-2.7%) | 0.00 | 68 |
2022-01-01 | $279,450 (-26.4%) | $467,396 (-3.9%) | 0.00 | 53 |
2022-02-01 | $264,900 (-30.7%) | $494,308 (0.5%) | 0.00 | 46 |
2022-03-01 | $250,425 (-35.3%) | $486,932 (0.6%) | 0.00 | 40 |
2022-04-01 | $294,450 (-1.8%) | $517,978 (39.9%) | 0.00 | 43 |
2022-05-01 | $398,475 (13.9%) | $532,304 (37.0%) | 0.00 | 58 |
2022-06-01 | $377,350 (26.2%) | $521,863 (33.7%) | 0.00 | 67 |
2022-07-01 | $345,000 (15.0%) | $442,993 (7.4%) | 0.00 | 74 |
2022-08-01 | $349,450 (21.7%) | $452,485 (5.7%) | 0.00 | 71 |
2022-09-01 | $337,000 (14.9%) | $474,883 (2.7%) | 0.00 | 69 |
2022-10-01 | $329,900 (14.2%) | $494,628 (7.6%) | 0.00 | 68 |
2022-11-01 | $343,975 (27.4%) | $520,659 (11.8%) | 0.00 | 67 |
2022-12-01 | $299,250 (7.9%) | $505,675 (9.7%) | 0.00 | 62 |
2023-01-01 | $340,495 (21.8%) | $470,266 (0.6%) | 0.00 | 49 |
2023-02-01 | $349,975 (32.1%) | $452,499 (-8.5%) | 0.00 | 50 |
2023-03-01 | $311,250 (24.3%) | $430,535 (-11.6%) | 0.00 | 49 |
2023-04-01 | $349,000 (18.5%) | $447,006 (-13.7%) | 0.00 | 58 |
2023-05-01 | $380,000 (-4.6%) | $1,053,975 (98.0%) | 0.00 | 71 |
2023-06-01 | $353,500 (-6.3%) | $1,614,882 (209.5%) | 0.00 | 76 |
2023-07-01 | $380,000 (10.1%) | $1,553,502 (250.7%) | 0.00 | 86 |
2023-08-01 | $364,725 (4.4%) | $1,463,251 (223.4%) | 0.00 | 90 |
2023-09-01 | $380,000 (12.8%) | $1,601,835 (237.3%) | 0.00 | 79 |
2023-10-01 | $396,500 (20.2%) | $1,543,245 (212.0%) | 0.00 | 90 |
North Wilkesboro's median listing price comes in at 0% of the national average.
North Wilkesboro's average listing price for 2023-10-01 was $1,543,245, a difference of $1,048,617 (212.0%) versus the prior year and $-58,590 versus the prior month.
For the 2023-10-01 period, North Wilkesboro had 90 MLS listings, a difference of 11 listings (14%) versus the prior month and 22 listings (32%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - North Wilkesboro (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,904 sqft |
2018-02-01 | 0 days | 1,971 sqft |
2018-03-01 | 0 days | 1,961 sqft |
2018-04-01 | 0 days | 1,988 sqft |
2018-05-01 | 0 days | 2,077 sqft |
2018-06-01 | 0 days | 2,154 sqft |
2018-07-01 | 0 days | 2,148 sqft |
2018-08-01 | 0 days | 2,172 sqft |
2018-09-01 | 0 days | 2,142 sqft |
2018-10-01 | 0 days | 2,156 sqft |
2018-11-01 | 0 days | 2,106 sqft |
2018-12-01 | 0 days | 2,141 sqft |
2019-01-01 | 0 days | 2,044 sqft |
2019-02-01 | 0 days | 2,114 sqft |
2019-03-01 | 0 days | 2,186 sqft |
2019-04-01 | 0 days | 2,264 sqft |
2019-05-01 | 0 days | 2,138 sqft |
2019-06-01 | 0 days | 2,179 sqft |
2019-07-01 | 0 days | 2,297 sqft |
2019-08-01 | 0 days | 2,168 sqft |
2019-09-01 | 0 days | 2,164 sqft |
2019-10-01 | 0 days | 2,166 sqft |
2019-11-01 | 0 days | 2,314 sqft |
2019-12-01 | 0 days | 2,496 sqft |
2020-01-01 | 0 days | 2,492 sqft |
2020-02-01 | 0 days | 2,458 sqft |
2020-03-01 | 0 days | 2,491 sqft |
2020-04-01 | 0 days | 2,472 sqft |
2020-05-01 | 0 days | 2,355 sqft |
2020-06-01 | 0 days | 2,121 sqft |
2020-07-01 | 0 days | 2,092 sqft |
2020-08-01 | 0 days | 2,024 sqft |
2020-09-01 | 0 days | 2,024 sqft |
2020-10-01 | 0 days | 2,024 sqft |
2020-11-01 | 0 days | 2,159 sqft |
2020-12-01 | 0 days | 2,518 sqft |
2021-01-01 | 0 days | 2,461 sqft |
2021-02-01 | 0 days | 2,022 sqft |
2021-03-01 | 0 days | 2,098 sqft |
2021-04-01 | 0 days | 1,960 sqft |
2021-05-01 | 0 days | 1,783 sqft |
2021-06-01 | 0 days | 1,818 sqft |
2021-07-01 | 0 days | 1,684 sqft |
2021-08-01 | 0 days | 1,910 sqft |
2021-09-01 | 0 days | 2,000 sqft |
2021-10-01 | 0 days | 1,968 sqft |
2021-11-01 | 0 days | 2,127 sqft |
2021-12-01 | 0 days | 2,198 sqft |
2022-01-01 | 0 days | 2,368 sqft |
2022-02-01 | 0 days | 2,406 sqft |
2022-03-01 | 0 days | 2,319 sqft |
2022-04-01 | 0 days | 2,563 sqft |
2022-05-01 | 0 days | 2,288 sqft |
2022-06-01 | 0 days | 2,364 sqft |
2022-07-01 | 0 days | 2,172 sqft |
2022-08-01 | 0 days | 2,037 sqft |
2022-09-01 | 0 days | 1,893 sqft |
2022-10-01 | 0 days | 2,039 sqft |
2022-11-01 | 0 days | 2,324 sqft |
2022-12-01 | 0 days | 1,880 sqft |
2023-01-01 | 0 days | 1,738 sqft |
2023-02-01 | 0 days | 1,756 sqft |
2023-03-01 | 0 days | 1,824 sqft |
2023-04-01 | 0 days | 1,968 sqft |
2023-05-01 | 0 days | 1,867 sqft |
2023-06-01 | 0 days | 1,996 sqft |
2023-07-01 | 0 days | 2,131 sqft |
2023-08-01 | 0 days | 2,024 sqft |
2023-09-01 | 0 days | 2,005 sqft |
2023-10-01 | 0 days | 2,026 sqft |
North Wilkesboro's median square footage for active listings during the 2023-10-01 period was 2,026 sqft. One year prior, the average listing was 2,039 sqft.
North Wilkesboro, NC Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 616 | $138,020,000 | $224,058 |
Refi | 278 | $44,580,000 | $160,360 |
Cash Out Refi | 133 | $23,575,000 | $177,256 |
Other | 131 | $10,385,000 | $79,275 |
Home Improvement | 119 | $9,175,000 | $77,101 |
North Wilkesboro's most frequently cited loan purpose was Home Purchase, with 616 originations. The 2nd most popular reason was Refi, with 278 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 400 | $68,440,000 | $171,100 |
4-5% | 246 | $48,290,000 | $196,301 |
5-6% | 229 | $43,365,000 | $189,367 |
2.5-3% | 182 | $21,060,000 | $115,714 |
6-7% | 90 | $17,480,000 | $194,222 |
7-8% | 41 | $6,155,000 | $150,122 |
<2.5% | 39 | $13,725,000 | $351,923 |
Over 8% | 23 | $1,455,000 | $63,261 |
During 2022, North Wilkesboro's most frequently originated rate bucket was 3-4%, with 400 originations.
Loan Sizing (North Wilkesboro, NC MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 490 | $70,580,000 | $144,041 |
$100,000 or less | 389 | $22,975,000 | $59,062 |
$200k-400k | 337 | $90,355,000 | $268,116 |
$400k-600k | 39 | $18,415,000 | $472,179 |
$600k-1000k | 17 | $11,935,000 | $702,059 |
$Over $1MM | 5 | $11,475,000 | $2,295,000 |
North Wilkesboro's loan sizing saw the bucket of loans from $100k-200k with 490 originations, totaling $70,580,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 456 | $97,700,000 | $214,254 |
60-80% | 290 | $60,210,000 | $207,621 |
20-40% | 189 | $16,795,000 | $88,862 |
40-60% | 167 | $27,355,000 | $163,802 |
Under 20% | 123 | $5,095,000 | $41,423 |
Over 100% | 23 | $12,295,000 | $534,565 |
North Wilkesboro's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 456 originations, totaling $97,700,000 in origination value.