ROCKY MOUNT Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Rocky Mount averaged
6.37%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.7% and
one month ago for the week of 2024-10-03, the
average rate was 6.1%.
Rocky Mount's average rate one year ago was 7.54%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.19%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Rocky Mount 30 Year Fixed Rate | 2024-11-07 | 6.37% |
| Rocky Mount 30 Year Fixed Rate Refi | 2024-11-07 | 7.19% |
| Rocky Mount 15 Year Fixed Rate | 2024-11-07 | 6% |
| Rocky Mount 15 Year Fixed Rate Refi | 2024-11-07 | 6% |
| Rocky Mount 30 Year FHA | 2024-11-07 | 6.1% |
| Rocky Mount 30 Year FHA Refi | 2024-11-07 | 6.53% |
| Rocky Mount 30 Year USDA | 2024-11-07 | 6.48% |
| Rocky Mount 30 Year USDA Refi | 2024-11-07 | 6.38% |
| Rocky Mount 30 Year VA | 2024-11-07 | 6.16% |
| Rocky Mount 30 Year VA Refi | 2024-11-07 | 6.34% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ROCKY MOUNT, NC.
ROCKY MOUNT Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ROCKY MOUNT, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ROCKY MOUNT Average Closing Costs & Other Stats
ROCKY MOUNT, NC's 117 lenders originated 2,639
loans during 2023. The total origination value was $485,005,000, with an average loan value of
$183,784.
ROCKY MOUNT's average closing costs are $4,985.
The top ROCKY MOUNT lender as defined by loan originations is STATE EMPLOYEES', with
192 loans originated. Their average total fees are
$4,009, which is $2,314
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee ROCKY MOUNT lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($3,530), Wells Fargo Bank ($3,741), LOCAL GOVERNMENT FEDERAL CREDIT UNION ($3,833), STATE EMPLOYEES' ($4,009) and LATINO COMMUNITY CREDIT UNION ($4,102).
The lowest rate ROCKY MOUNT lenders (with over 10 loans originated) are
LOCAL GOVERNMENT FEDERAL CREDIT UNION (5.90%), STATE EMPLOYEES' (6.04%), Truist (6.14%), GUARANTEED RATE, INC. (6.25%) and PNC Bank (6.40%).
ROCKY MOUNT, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $94,045,000 | $64,890,000 | -31.0% | 13.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $30,755,000 | $29,735,000 | -3.3% | 6.1% |
| Southern Bank and Trust Company | $49,660,000 | $26,860,000 | -45.9% | 5.5% |
| QUICKEN LOANS, LLC | $38,945,000 | $26,145,000 | -32.9% | 5.4% |
| Mortgage Research Center, LLC | $17,465,000 | $13,870,000 | -20.6% | 2.9% |
| GUARANTEED RATE, INC. | $10,090,000 | $12,525,000 | 24.1% | 2.6% |
| INSPIRE HOME LOANS INC. | $8,725,000 | $12,415,000 | 42.3% | 2.6% |
| Truist | $15,545,000 | $11,810,000 | -24.0% | 2.4% |
| NFM, INC. | $8,630,000 | $11,590,000 | 34.3% | 2.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $8,135,000 | $11,175,000 | 37.4% | 2.3% |
| MOVEMENT MORTGAGE, LLC | $9,090,000 | $9,660,000 | 6.3% | 2.0% |
| PNC Bank | $11,660,000 | $9,650,000 | -17.2% | 2.0% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $19,015,000 | $9,455,000 | -50.3% | 1.9% |
| West Town Bank & Trust | $7,215,000 | n/a | 1.5% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,285,000 | $6,500,000 | 23.0% | 1.3% |
| FBC MORTGAGE, LLC | $345,000 | $6,385,000 | 1,750.7% | 1.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,555,000 | $6,110,000 | 10.0% | 1.3% |
| First-Citizens Bank & Trust Company | $9,230,000 | $6,020,000 | -34.8% | 1.2% |
| Southern States Bank | $5,005,000 | n/a | 1.0% | |
| NAVY FEDERAL CREDIT UNION | $9,530,000 | $4,675,000 | -50.9% | 1.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $4,640,000 | n/a | 1.0% | |
| COASTAL Federal Credit Union | $6,040,000 | $4,440,000 | -26.5% | 0.9% |
| JET HOMELOANS, LLC | $560,000 | $4,325,000 | 672.3% | 0.9% |
| Wells Fargo Bank | $7,255,000 | $4,315,000 | -40.5% | 0.9% |
| NVR Mortgage Finance, Inc. | $4,260,000 | n/a | 0.9% | |
| AgCarolina Farm Credit, FLCA | $4,465,000 | $3,955,000 | -11.4% | 0.8% |
| LOANDEPOT.COM, LLC | $9,815,000 | $3,830,000 | -61.0% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $5,700,000 | $3,715,000 | -34.8% | 0.8% |
| LATINO COMMUNITY CREDIT UNION | $1,330,000 | $3,565,000 | 168.0% | 0.7% |
| The Federal Savings Bank | $1,505,000 | $3,530,000 | 134.6% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,985,000 | $3,450,000 | -13.4% | 0.7% |
| DHI MORTGAGE COMPANY, LTD. | $12,200,000 | $3,375,000 | -72.3% | 0.7% |
| Providence Bank | $3,160,000 | n/a | 0.7% | |
| North State Bank | $1,270,000 | $3,100,000 | 144.1% | 0.6% |
| First Carolina Bank | $3,640,000 | $2,705,000 | -25.7% | 0.6% |
| Arbor Realty Trust, Inc. | $2,655,000 | n/a | 0.5% | |
| Mr. Cooper ( Nationstar Mortgage ) | $4,385,000 | $2,640,000 | -39.8% | 0.5% |
| Integrity Home Mortgage Corp | $2,605,000 | n/a | 0.5% | |
| Benchmark Community Bank | $245,000 | $2,590,000 | 957.1% | 0.5% |
| JPMorgan Chase Bank | $2,155,000 | $2,590,000 | 20.2% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $3,125,000 | $2,585,000 | -17.3% | 0.5% |
| Alcova Mortgage LLC | $3,300,000 | $2,575,000 | -22.0% | 0.5% |
| FIRST BANCORP | $1,405,000 | $2,490,000 | 77.2% | 0.5% |
| Fifth Third Bank | $750,000 | $2,440,000 | 225.3% | 0.5% |
| Prosperity Home Mortgage, LLC | $1,925,000 | $2,405,000 | 24.9% | 0.5% |
| Towne Bank | $2,610,000 | $2,360,000 | -9.6% | 0.5% |
| CARDINAL FINANCIAL | $2,415,000 | $2,340,000 | -3.1% | 0.5% |
| HOMESIDE FINANCIAL, LLC | $1,670,000 | $2,225,000 | 33.2% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,650,000 | $2,220,000 | -39.2% | 0.5% |
| EQUITY RESOURCES, INC. | $2,645,000 | $2,215,000 | -16.3% | 0.5% |
| LENDINGONE, LLC | $4,260,000 | $2,180,000 | -48.8% | 0.4% |
| First National Bank of Pennsylvania | $2,375,000 | $2,130,000 | -10.3% | 0.4% |
| American Security Mortgage Corp. | $2,170,000 | $2,120,000 | -2.3% | 0.4% |
| GoPrime Mortgage, Inc. | $2,545,000 | $2,120,000 | -16.7% | 0.4% |
| CORNERSTONE HOME LENDING, INC. | $6,290,000 | $2,090,000 | -66.8% | 0.4% |
| Towne Mortgage of the Carolinas, LLC | $2,000,000 | $2,030,000 | 1.5% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $2,905,000 | $1,950,000 | -32.9% | 0.4% |
| United Community Bank | $535,000 | $1,915,000 | 257.9% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,080,000 | $1,825,000 | -12.3% | 0.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $995,000 | $1,760,000 | 76.9% | 0.4% |
| CALCON MUTUAL MORTGAGE LLC | $810,000 | $1,760,000 | 117.3% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $3,405,000 | $1,745,000 | -48.8% | 0.4% |
| BROKER SOLUTIONS, INC. | $6,340,000 | $1,730,000 | -72.7% | 0.4% |
| ZILLOW HOME LOANS, LLC | $380,000 | $1,705,000 | 348.7% | 0.4% |
| 21ST MORTGAGE CORPORATION | $1,885,000 | $1,630,000 | -13.5% | 0.3% |
| LIMA ONE CAPITAL, LLC | $3,030,000 | $1,605,000 | -47.0% | 0.3% |
| Carrington Mortgage Services, LLC | $1,760,000 | $1,575,000 | -10.5% | 0.3% |
| United Bank | $5,800,000 | $1,480,000 | -74.5% | 0.3% |
| Barrington Bank & Trust Company, N.A. | $1,310,000 | $1,445,000 | 10.3% | 0.3% |
| SOUTHWEST STAGE FUNDING, LLC | $1,615,000 | $1,380,000 | -14.6% | 0.3% |
| Blue Ridge Bank | $1,610,000 | $1,360,000 | -15.5% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,335,000 | $1,340,000 | -42.6% | 0.3% |
| USAA Federal Savings Bank | $1,710,000 | $1,295,000 | -24.3% | 0.3% |
| HOMESPIRE MORTGAGE CORPORATION | $1,775,000 | $1,270,000 | -28.5% | 0.3% |
| NEWREZ LLC | $1,040,000 | $1,245,000 | 19.7% | 0.3% |
| INTERCOASTAL MORTGAGE COMPANY | $5,175,000 | $1,240,000 | -76.0% | 0.3% |
| NEW DAY FINANCIAL, LLC | $2,200,000 | $1,190,000 | -45.9% | 0.2% |
| Nations Lending Corporation | $1,400,000 | $1,140,000 | -18.6% | 0.2% |
| GUILD MORTGAGE COMPANY | $860,000 | $1,125,000 | 30.8% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $1,015,000 | n/a | 0.2% | |
| VILLAGE CAPITAL MORTGAGE | $995,000 | $1,015,000 | 2.0% | 0.2% |
| CMG MORTGAGE, INC. | $1,565,000 | $1,000,000 | -36.1% | 0.2% |
| UNION HOME MORTGAGE CORP. | $800,000 | $985,000 | 23.1% | 0.2% |
| 1ST SIGNATURE LENDING, LLC | $460,000 | $945,000 | 105.4% | 0.2% |
| MORTGAGE ACCESS CORP. | $360,000 | $945,000 | 162.5% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $1,455,000 | $930,000 | -36.1% | 0.2% |
| Plains Commerce Bank | $415,000 | $925,000 | 122.9% | 0.2% |
| Citizens Bank | $1,285,000 | $905,000 | -29.6% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $930,000 | $895,000 | -3.8% | 0.2% |
| TD Bank | $700,000 | $890,000 | 27.1% | 0.2% |
| DELMAR FINANCIAL COMPANY | $880,000 | n/a | 0.2% | |
| Northpointe Bank | $555,000 | $880,000 | 58.6% | 0.2% |
| Discover Bank | $235,000 | $865,000 | 268.1% | 0.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $855,000 | n/a | 0.2% | |
| Citadel Servicing Corporation | $835,000 | n/a | 0.2% | |
| Meridian Bank Corporation | $835,000 | n/a | 0.2% | |
| Credence Funding Corporation | $810,000 | n/a | 0.2% | |
| PLANET HOME LENDING, LLC | $335,000 | $785,000 | 134.3% | 0.2% |
| VELOCIO MORTGAGE L.L.C. | $765,000 | n/a | 0.2% | |
| Renasant Bank | $720,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $745,000 | $705,000 | -5.4% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,315,000 | $705,000 | -69.5% | 0.1% |
| Bank of America | $820,000 | $640,000 | -22.0% | 0.1% |
| Flagstar Bank, FSB | $2,500,000 | $635,000 | -74.6% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $95,000 | $625,000 | 557.9% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $2,090,000 | $615,000 | -70.6% | 0.1% |
| RF Renovo Management Company, LLC | $1,215,000 | $615,000 | -49.4% | 0.1% |
| SELF-HELP Credit Union | $805,000 | $605,000 | -24.8% | 0.1% |
| U.S. Bank | $2,095,000 | $575,000 | -72.6% | 0.1% |
| Touchstone Bank | $1,410,000 | $560,000 | -60.3% | 0.1% |
| The Fidelity Bank | $555,000 | n/a | 0.1% | |
| T2 FINANCIAL LLC | $645,000 | $535,000 | -17.1% | 0.1% |
| Dollar Bank, Federal Savings Bank | $325,000 | $515,000 | 58.5% | 0.1% |
| LANGLEY | $515,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $215,000 | $505,000 | 134.9% | 0.1% |
| NATION ONE MORTGAGE CORPORATION | $500,000 | n/a | 0.1% | |
| First Heritage Mortgage, LLC | $655,000 | $490,000 | -25.2% | 0.1% |
| NMSI, INC. | $490,000 | n/a | 0.1% | |
| Centra Credit Union | $65,000 | $475,000 | 630.8% | 0.1% |
| New Republic Savings Bank | $475,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $1,185,000 | $470,000 | -60.3% | 0.1% |
| Shamrock Home Loans, Inc. | $185,000 | $470,000 | 154.1% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,015,000 | $445,000 | -56.2% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $605,000 | $430,000 | -28.9% | 0.1% |
| Equity Prime Mortgage LLC | $1,385,000 | $420,000 | -69.7% | 0.1% |
| MLD MORTGAGE INC. | $420,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $130,000 | $405,000 | 211.5% | 0.1% |
| COMMUNITYAMERICA | $385,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $380,000 | n/a | 0.1% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,070,000 | $380,000 | -64.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $275,000 | $360,000 | 30.9% | 0.1% |
| LOANLEADERS OF AMERICA, INC. | $360,000 | n/a | 0.1% | |
| Colonial Savings, F.A. | $205,000 | $355,000 | 73.2% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $350,000 | n/a | 0.1% | |
| MDE Home Loans, LLC | $335,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $705,000 | $330,000 | -53.2% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $315,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $745,000 | $315,000 | -57.7% | 0.1% |
| EMM LOANS LLC | $320,000 | $310,000 | -3.1% | 0.1% |
| Bank of England | $105,000 | $300,000 | 185.7% | 0.1% |
| Hometown Equity Mortgage, LLC | $300,000 | n/a | 0.1% | |
| Atlantic Union Bank | $295,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $295,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $285,000 | n/a | 0.1% | |
| M&T Bank | $445,000 | $270,000 | -39.3% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $3,345,000 | $265,000 | -92.1% | 0.1% |
| PREMIA MORTGAGE, LLC | $255,000 | $255,000 | 0.0% | 0.1% |
| The Central Trust Bank | $145,000 | $255,000 | 75.9% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $250,000 | n/a | 0.1% | |
| Ally Bank | $495,000 | $245,000 | -50.5% | 0.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $245,000 | n/a | 0.1% | |
| CONSTRUCTIVE LOANS, LLC | $240,000 | n/a | 0.0% | |
| Corporate Investors Mortgage Group, Inc. | $1,305,000 | $235,000 | -82.0% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $235,000 | n/a | 0.0% | |
| Figure Lending LLC | $390,000 | $230,000 | -41.0% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $275,000 | $230,000 | -16.4% | 0.0% |
| Wake Forest Federal Savings and Loan Association | $795,000 | $230,000 | -71.1% | 0.0% |
| Citibank | $225,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $220,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $215,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $215,000 | n/a | 0.0% | |
| First Savings Bank | $460,000 | $215,000 | -53.3% | 0.0% |
| Southern First Bank | $215,000 | $215,000 | 0.0% | 0.0% |
| PHH Mortgage Corporation | $210,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $205,000 | n/a | 0.0% | |
| First Bank | $115,000 | $205,000 | 78.3% | 0.0% |
| NexBank | $85,000 | $205,000 | 141.2% | 0.0% |
| Stifel Bank and Trust | $460,000 | $205,000 | -55.4% | 0.0% |
| LOANPAL, LLC | $860,000 | $200,000 | -76.7% | 0.0% |
| THE MORTGAGE FIRM, INC. | $285,000 | $195,000 | -31.6% | 0.0% |
| Ameris Bank | $225,000 | $185,000 | -17.8% | 0.0% |
| CityWorth Mortgage LLC | $165,000 | $185,000 | 12.1% | 0.0% |
| Regions Bank | $1,205,000 | $185,000 | -84.6% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $390,000 | $185,000 | -52.6% | 0.0% |
| Armed Forces Bank | $175,000 | $175,000 | 0.0% | 0.0% |
| SPRING EQ, LLC | $100,000 | $175,000 | 75.0% | 0.0% |
| TOWER | $175,000 | n/a | 0.0% | |
| MILEND, INC. | $195,000 | $165,000 | -15.4% | 0.0% |
| R M K FINANCIAL CORP. | $165,000 | n/a | 0.0% | |
| South State Bank | $200,000 | $165,000 | -17.5% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $165,000 | n/a | 0.0% | |
| AmRes Corporation | $155,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $175,000 | $155,000 | -11.4% | 0.0% |
| CSL Financial, LLC | $145,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $165,000 | $145,000 | -12.1% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $95,000 | $140,000 | 47.4% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $135,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $135,000 | n/a | 0.0% | |
| Pinnacle Bank | $135,000 | $125,000 | -7.4% | 0.0% |
| Uwharrie Bank | $125,000 | n/a | 0.0% | |
| NTFN, INC. | $115,000 | n/a | 0.0% | |
| The Huntington National Bank | $110,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $275,000 | $105,000 | -61.8% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $610,000 | $95,000 | -84.4% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $85,000 | n/a | 0.0% | |
| Truliant Federal Credit Union | $455,000 | $85,000 | -81.3% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $85,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $65,000 | n/a | 0.0% | |
| Securityplus FCU | $65,000 | n/a | 0.0% | |
| PUBLIX EMPLOYEES | $55,000 | n/a | 0.0% | |
| Bank OZK | $155,000 | $45,000 | -71.0% | 0.0% |
| Park Lane Finance Solutions, LLC | $110,000 | $45,000 | -59.1% | 0.0% |
| MidFirst Bank | $35,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | $25,000 | 0.0% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $15,000 | n/a | 0.0% |
ROCKY MOUNT's top lender by overall market share is STATE EMPLOYEES', with 13.4% market share. In second place, with 6.1%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $29,735,000 in loans. In third place, with 5.5%, is Southern Bank and Trust Company, having originated $26,860,000 in loans. In fourth place, with 5.4%, is QUICKEN LOANS, LLC, having originated $26,145,000 in loans. In fifth place, with 2.9%, is Mortgage Research Center, LLC, having originated $13,870,000 in loans.
ROCKY MOUNT Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ROCKY MOUNT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $133,490 (11.3%) | $170,429 (11.0%) | 0.49 | 520 |
| 2018-02-01 | $132,500 (20.6%) | $170,486 (-7.3%) | 0.48 | 494 |
| 2018-03-01 | $135,000 (22.8%) | $174,645 (8.0%) | 0.47 | 482 |
| 2018-04-01 | $141,000 (22.7%) | $178,086 (6.6%) | 0.48 | 489 |
| 2018-05-01 | $133,948 (16.6%) | $171,498 (1.9%) | 0.45 | 528 |
| 2018-06-01 | $135,200 (14.2%) | $170,730 (6.8%) | 0.45 | 525 |
| 2018-07-01 | $135,900 (13.3%) | $172,533 (9.4%) | 0.45 | 499 |
| 2018-08-01 | $144,245 (16.4%) | $178,849 (13.9%) | 0.48 | 489 |
| 2018-09-01 | $144,695 (16.2%) | $177,598 (13.2%) | 0.49 | 474 |
| 2018-10-01 | $142,035 (10.4%) | $174,595 (7.2%) | 0.48 | 457 |
| 2018-11-01 | $135,500 (4.1%) | $169,930 (1.5%) | 0.46 | 449 |
| 2018-12-01 | $138,900 (4.6%) | $172,172 (2.0%) | 0.48 | 418 |
| 2019-01-01 | $134,150 (0.5%) | $171,425 (0.6%) | 0.46 | 423 |
| 2019-02-01 | $134,900 (1.8%) | $170,280 (-0.1%) | 0.46 | 432 |
| 2019-03-01 | $133,681 (-1.0%) | $173,101 (-0.9%) | 0.44 | 430 |
| 2019-04-01 | $132,201 (-6.2%) | $178,029 (0.0%) | 0.42 | 428 |
| 2019-05-01 | $134,945 (0.7%) | $182,204 (6.2%) | 0.42 | 425 |
| 2019-06-01 | $134,900 (-0.2%) | $190,301 (11.5%) | 0.42 | 397 |
| 2019-07-01 | $135,470 (-0.3%) | $195,998 (13.6%) | 0.42 | 391 |
| 2019-08-01 | $135,336 (-6.2%) | $191,891 (7.3%) | 0.43 | 393 |
| 2019-09-01 | $134,416 (-7.1%) | $185,613 (4.5%) | 0.43 | 396 |
| 2019-10-01 | $131,800 (-7.2%) | $177,256 (1.5%) | 0.43 | 395 |
| 2019-11-01 | $134,900 (-0.4%) | $177,940 (4.7%) | 0.44 | 382 |
| 2019-12-01 | $149,800 (7.9%) | $185,696 (7.9%) | 0.50 | 327 |
| 2020-01-01 | $148,548 (10.7%) | $185,363 (8.1%) | 0.50 | 318 |
| 2020-02-01 | $149,950 (11.2%) | $190,936 (12.1%) | 0.49 | 315 |
| 2020-03-01 | $156,900 (17.4%) | $198,001 (14.4%) | 0.49 | 306 |
| 2020-04-01 | $150,000 (13.5%) | $197,357 (10.9%) | 0.47 | 297 |
| 2020-05-01 | $151,950 (12.6%) | $198,607 (9.0%) | 0.46 | 269 |
| 2020-06-01 | $160,000 (18.6%) | $206,900 (8.7%) | 0.47 | 216 |
| 2020-07-01 | $160,000 (18.1%) | $217,464 (11.0%) | 0.46 | 191 |
| 2020-08-01 | $164,000 (21.2%) | $212,454 (10.7%) | 0.47 | 170 |
| 2020-09-01 | $165,999 (23.5%) | $216,857 (16.8%) | 0.48 | 151 |
| 2020-10-01 | $199,900 (51.7%) | $229,812 (29.7%) | 0.57 | 172 |
| 2020-11-01 | $201,200 (49.2%) | $222,928 (25.3%) | 0.59 | 170 |
| 2020-12-01 | $204,800 (36.7%) | $229,744 (23.7%) | 0.61 | 176 |
| 2021-01-01 | $199,000 (34.0%) | $227,323 (22.6%) | 0.59 | 164 |
| 2021-02-01 | $194,650 (29.8%) | $231,039 (21.0%) | 0.57 | 139 |
| 2021-03-01 | $200,625 (27.9%) | $238,968 (20.7%) | 0.57 | 125 |
| 2021-04-01 | $216,850 (44.6%) | $249,544 (26.4%) | 0.59 | 116 |
| 2021-05-01 | $222,000 (46.1%) | $255,646 (28.7%) | 0.59 | 112 |
| 2021-06-01 | $219,850 (37.4%) | $251,471 (21.5%) | 0.58 | 144 |
| 2021-07-01 | $202,450 (26.5%) | $239,356 (10.1%) | 0.53 | 167 |
| 2021-08-01 | $202,995 (23.8%) | $252,582 (18.9%) | 0.54 | 201 |
| 2021-09-01 | $199,650 (20.3%) | $252,590 (16.5%) | 0.53 | 210 |
| 2021-10-01 | $210,000 (5.1%) | $263,081 (14.5%) | 0.56 | 187 |
| 2021-11-01 | $201,250 (0.0%) | $249,540 (11.9%) | 0.54 | 210 |
| 2021-12-01 | $211,895 (3.5%) | $254,355 (10.7%) | 0.57 | 186 |
| 2022-01-01 | $224,900 (13.0%) | $263,973 (16.1%) | 0.61 | 152 |
| 2022-02-01 | $219,900 (13.0%) | $247,101 (7.0%) | 0.57 | 111 |
| 2022-03-01 | $219,500 (9.4%) | $249,149 (4.3%) | 0.55 | 91 |
| 2022-04-01 | $220,320 (1.6%) | $246,748 (-1.1%) | 0.53 | 108 |
| 2022-05-01 | $233,575 (5.2%) | $259,827 (1.6%) | 0.53 | 148 |
| 2022-06-01 | $249,925 (13.7%) | $278,334 (10.7%) | 0.56 | 156 |
| 2022-07-01 | $252,400 (24.7%) | $281,478 (17.6%) | 0.57 | 197 |
| 2022-08-01 | $273,650 (34.8%) | $286,569 (13.5%) | 0.63 | 237 |
| 2022-09-01 | $284,030 (42.3%) | $294,249 (16.5%) | 0.66 | 249 |
| 2022-10-01 | $277,450 (32.1%) | $292,338 (11.1%) | 0.65 | 293 |
| 2022-11-01 | $277,424 (37.9%) | $291,946 (17.0%) | 0.67 | 318 |
| 2022-12-01 | $269,900 (27.4%) | $294,643 (15.8%) | 0.67 | 301 |
| 2023-01-01 | $277,473 (23.4%) | $302,689 (14.7%) | 0.69 | 271 |
| 2023-02-01 | $277,995 (26.4%) | $300,512 (21.6%) | 0.67 | 264 |
| 2023-03-01 | $289,900 (32.1%) | $309,481 (24.2%) | 0.68 | 250 |
| 2023-04-01 | $294,900 (33.9%) | $310,232 (25.7%) | 0.69 | 236 |
| 2023-05-01 | $299,923 (28.4%) | $307,694 (18.4%) | 0.68 | 220 |
| 2023-06-01 | $306,468 (22.6%) | $322,357 (15.8%) | 0.69 | 246 |
| 2023-07-01 | $300,000 (18.9%) | $306,259 (8.8%) | 0.68 | 238 |
| 2023-08-01 | $301,494 (10.2%) | $309,281 (7.9%) | 0.69 | 232 |
| 2023-09-01 | $299,990 (5.6%) | $311,177 (5.8%) | 0.70 | 246 |
| 2023-10-01 | $300,647 (8.4%) | $299,349 (2.4%) | 0.71 | 262 |
| 2023-11-01 | $287,350 (3.6%) | $292,729 (0.3%) | 0.68 | 288 |
| 2023-12-01 | $292,400 (8.3%) | $291,301 (-1.1%) | 0.71 | 313 |
| 2024-01-01 | $288,450 (4.0%) | $289,168 (-4.5%) | 0.70 | 299 |
| 2024-02-01 | $279,598 (0.6%) | $287,412 (-4.4%) | 0.67 | 305 |
| 2024-03-01 | $278,400 (-4.0%) | $286,780 (-7.3%) | 0.66 | 307 |
| 2024-04-01 | $304,900 (3.4%) | $298,750 (-3.7%) | 0.71 | 297 |
| 2024-05-01 | $294,950 (-1.7%) | $298,816 (-2.9%) | 0.67 | 319 |
| 2024-06-01 | $299,900 (-2.1%) | $303,197 (-5.9%) | 0.67 | 351 |
| 2024-07-01 | $284,950 (-5.0%) | $297,614 (-2.8%) | 0.65 | 345 |
| 2024-08-01 | $279,990 (-7.1%) | $294,586 (-4.8%) | 0.65 | 367 |
| 2024-09-01 | $289,900 (-3.4%) | $297,371 (-4.4%) | 0.68 | 369 |
| 2024-10-01 | $296,125 (-1.5%) | $303,711 (1.5%) | 0.70 | 381 |
ROCKY MOUNT's median listing price for 2024-10-01 was $296,125, a difference of
$-4,522
(-1.5%) versus the prior year and
$6,225 versus the prior month.
ROCKY MOUNT's median listing price comes in at 70% of the national average.
ROCKY MOUNT's average listing price for 2024-10-01 was $303,711, a difference of $4,362 (1.5%) versus the prior year and $6,340 versus the prior month.
For the 2024-10-01 period, ROCKY MOUNT had 381 MLS listings, a difference of 12 listings (3%) versus the prior month and 119 listings (45%) versus the prior year.
ROCKY MOUNT's median listing price comes in at 70% of the national average.
ROCKY MOUNT's average listing price for 2024-10-01 was $303,711, a difference of $4,362 (1.5%) versus the prior year and $6,340 versus the prior month.
For the 2024-10-01 period, ROCKY MOUNT had 381 MLS listings, a difference of 12 listings (3%) versus the prior month and 119 listings (45%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ROCKY MOUNT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 109 days | 1,768 sqft |
| 2018-02-01 | 101 days | 1,737 sqft |
| 2018-03-01 | 99 days | 1,778 sqft |
| 2018-04-01 | 76 days | 1,859 sqft |
| 2018-05-01 | 62 days | 1,720 sqft |
| 2018-06-01 | 67 days | 1,740 sqft |
| 2018-07-01 | 74 days | 1,728 sqft |
| 2018-08-01 | 88 days | 1,803 sqft |
| 2018-09-01 | 88 days | 1,792 sqft |
| 2018-10-01 | 95 days | 1,769 sqft |
| 2018-11-01 | 93 days | 1,763 sqft |
| 2018-12-01 | 100 days | 1,766 sqft |
| 2019-01-01 | 94 days | 1,756 sqft |
| 2019-02-01 | 77 days | 1,730 sqft |
| 2019-03-01 | 75 days | 1,710 sqft |
| 2019-04-01 | 78 days | 1,691 sqft |
| 2019-05-01 | 80 days | 1,699 sqft |
| 2019-06-01 | 84 days | 1,698 sqft |
| 2019-07-01 | 90 days | 1,700 sqft |
| 2019-08-01 | 84 days | 1,681 sqft |
| 2019-09-01 | 79 days | 1,652 sqft |
| 2019-10-01 | 76 days | 1,632 sqft |
| 2019-11-01 | 85 days | 1,658 sqft |
| 2019-12-01 | 85 days | 1,747 sqft |
| 2020-01-01 | 96 days | 1,696 sqft |
| 2020-02-01 | 84 days | 1,790 sqft |
| 2020-03-01 | 64 days | 1,863 sqft |
| 2020-04-01 | 67 days | 1,846 sqft |
| 2020-05-01 | 75 days | 1,770 sqft |
| 2020-06-01 | 86 days | 1,875 sqft |
| 2020-07-01 | 73 days | 1,889 sqft |
| 2020-08-01 | 64 days | 1,772 sqft |
| 2020-09-01 | 53 days | 1,806 sqft |
| 2020-10-01 | 42 days | 1,777 sqft |
| 2020-11-01 | 51 days | 1,828 sqft |
| 2020-12-01 | 64 days | 1,790 sqft |
| 2021-01-01 | 64 days | 1,789 sqft |
| 2021-02-01 | 47 days | 1,866 sqft |
| 2021-03-01 | 47 days | 1,806 sqft |
| 2021-04-01 | 40 days | 1,922 sqft |
| 2021-05-01 | 43 days | 1,928 sqft |
| 2021-06-01 | 35 days | 1,985 sqft |
| 2021-07-01 | 41 days | 1,892 sqft |
| 2021-08-01 | 40 days | 1,823 sqft |
| 2021-09-01 | 43 days | 1,771 sqft |
| 2021-10-01 | 44 days | 1,809 sqft |
| 2021-11-01 | 44 days | 1,742 sqft |
| 2021-12-01 | 49 days | 1,755 sqft |
| 2022-01-01 | 56 days | 1,776 sqft |
| 2022-02-01 | 66 days | 1,660 sqft |
| 2022-03-01 | 42 days | 1,692 sqft |
| 2022-04-01 | 33 days | 1,690 sqft |
| 2022-05-01 | 31 days | 1,716 sqft |
| 2022-06-01 | 35 days | 1,684 sqft |
| 2022-07-01 | 39 days | 1,704 sqft |
| 2022-08-01 | 44 days | 1,735 sqft |
| 2022-09-01 | 52 days | 1,859 sqft |
| 2022-10-01 | 54 days | 1,894 sqft |
| 2022-11-01 | 56 days | 1,859 sqft |
| 2022-12-01 | 70 days | 1,824 sqft |
| 2023-01-01 | 86 days | 1,870 sqft |
| 2023-02-01 | 83 days | 1,880 sqft |
| 2023-03-01 | 67 days | 1,927 sqft |
| 2023-04-01 | 58 days | 1,902 sqft |
| 2023-05-01 | 51 days | 1,940 sqft |
| 2023-06-01 | 49 days | 1,894 sqft |
| 2023-07-01 | 51 days | 1,869 sqft |
| 2023-08-01 | 53 days | 1,876 sqft |
| 2023-09-01 | 47 days | 1,902 sqft |
| 2023-10-01 | 54 days | 1,846 sqft |
| 2023-11-01 | 49 days | 1,808 sqft |
| 2023-12-01 | 51 days | 1,811 sqft |
| 2024-01-01 | 62 days | 1,800 sqft |
| 2024-02-01 | 64 days | 1,741 sqft |
| 2024-03-01 | 56 days | 1,772 sqft |
| 2024-04-01 | 55 days | 1,732 sqft |
| 2024-05-01 | 52 days | 1,689 sqft |
| 2024-06-01 | 49 days | 1,724 sqft |
| 2024-07-01 | 58 days | 1,704 sqft |
| 2024-08-01 | 65 days | 1,707 sqft |
| 2024-09-01 | 66 days | 1,758 sqft |
| 2024-10-01 | 64 days | 1,800 sqft |
ROCKY MOUNT's median listing age (time on market) for 2024-10-01 was 64 days.
This
is 20%
longer
than the same period one year ago.
ROCKY MOUNT's median square footage for active listings during the 2024-10-01 period was 1,800 sqft. One year prior, the average listing was 1,846 sqft.
ROCKY MOUNT's median square footage for active listings during the 2024-10-01 period was 1,800 sqft. One year prior, the average listing was 1,846 sqft.
ROCKY MOUNT, NC Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 27557 | Rocky Mount, NC MSA | $940 | $970 | $1,110 | $1,370 | $1,790 |
| 27597 | Rocky Mount, NC MSA | $940 | $970 | $1,110 | $1,370 | $1,790 |
| 27801 | Rocky Mount, NC MSA | $700 | $710 | $880 | $1,200 | $1,310 |
| 27802 | Rocky Mount, NC MSA | $660 | $670 | $830 | $1,130 | $1,230 |
| 27803 | Rocky Mount, NC MSA | $750 | $760 | $940 | $1,280 | $1,400 |
| 27804 | Rocky Mount, NC MSA | $780 | $790 | $980 | $1,330 | $1,460 |
| 27807 | Rocky Mount, NC MSA | $670 | $680 | $840 | $1,140 | $1,250 |
| 27809 | Rocky Mount, NC MSA | $620 | $620 | $770 | $1,050 | $1,150 |
| 27812 | Rocky Mount, NC MSA | $690 | $690 | $860 | $1,170 | $1,460 |
| 27815 | Rocky Mount, NC MSA | $660 | $670 | $830 | $1,130 | $1,230 |
| 27816 | Rocky Mount, NC MSA | $940 | $970 | $1,110 | $1,370 | $1,790 |
| 27819 | Rocky Mount, NC MSA | $700 | $710 | $880 | $1,200 | $1,310 |
| 27822 | Rocky Mount, NC MSA | $660 | $660 | $820 | $1,110 | $1,220 |
| 27829 | Rocky Mount, NC MSA | $770 | $770 | $960 | $1,300 | $1,590 |
| 27834 | Rocky Mount, NC MSA | $830 | $830 | $1,030 | $1,400 | $1,750 |
| 27843 | Rocky Mount, NC MSA | $730 | $730 | $910 | $1,240 | $1,350 |
| 27852 | Rocky Mount, NC MSA | $660 | $670 | $820 | $1,130 | $1,410 |
| 27856 | Rocky Mount, NC MSA | $740 | $750 | $930 | $1,260 | $1,380 |
| 27864 | Rocky Mount, NC MSA | $620 | $630 | $780 | $1,060 | $1,160 |
| 27868 | Rocky Mount, NC MSA | $740 | $750 | $930 | $1,260 | $1,380 |
| 27878 | Rocky Mount, NC MSA | $700 | $700 | $870 | $1,180 | $1,290 |
| 27880 | Rocky Mount, NC MSA | $620 | $620 | $770 | $1,050 | $1,150 |
| 27881 | Rocky Mount, NC MSA | $720 | $720 | $890 | $1,220 | $1,330 |
| 27882 | Rocky Mount, NC MSA | $940 | $970 | $1,110 | $1,370 | $1,790 |
| 27886 | Rocky Mount, NC MSA | $660 | $670 | $820 | $1,130 | $1,410 |
| 27891 | Rocky Mount, NC MSA | $780 | $790 | $980 | $1,330 | $1,460 |
| 27896 | Rocky Mount, NC MSA | $820 | $830 | $1,030 | $1,400 | $1,530 |
2022 Average & Median Rent Data Statistics
ROCKY MOUNT, NC average 1BR rent: $752, median: $720
ROCKY MOUNT, NC average 2BR rent: $918, median: $890
ROCKY MOUNT, NC average 3BR rent: $1,229, median: $1,220
ROCKY MOUNT, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,566 | $342,020,000 | $218,404 |
| Home Improvement | 279 | $17,565,000 | $62,957 |
| Cash Out Refi | 274 | $48,480,000 | $176,934 |
| Refi | 267 | $58,445,000 | $218,895 |
| Other | 253 | $18,495,000 | $73,103 |
Rocky Mount's most frequently cited loan purpose was Home Purchase, with 1,566 originations. The 2nd most popular reason was Home Improvement, with 279 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 803 | $174,745,000 | $217,615 |
| 7-8% | 652 | $119,590,000 | $183,420 |
| 5-6% | 496 | $115,590,000 | $233,044 |
| Over 8% | 351 | $38,505,000 | $109,701 |
| 4-5% | 205 | $22,425,000 | $109,390 |
| <2.5% | 75 | $995,000 | $13,267 |
| 3-4% | 2 | $100,000 | $50,000 |
| 2.5-3% | 1 | $175,000 | $175,000 |
During 2023, Rocky Mount's most frequently originated rate bucket was 6-7%, with 803 originations.
Loan Sizing (ROCKY MOUNT, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 878 | $240,010,000 | $273,360 |
| $100k-200k | 830 | $122,030,000 | $147,024 |
| $100,000 or less | 814 | $41,510,000 | $50,995 |
| $400k-600k | 88 | $41,360,000 | $470,000 |
| $600k-1000k | 21 | $15,615,000 | $743,571 |
| $Over $1MM | 8 | $24,480,000 | $3,060,000 |
ROCKY MOUNT's loan sizing saw the bucket of loans from $200k-400k with 878 originations, totaling $240,010,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,170 | $275,360,000 | $235,350 |
| 60-80% | 471 | $98,375,000 | $208,864 |
| Under 20% | 350 | $11,760,000 | $33,600 |
| 20-40% | 318 | $26,950,000 | $84,748 |
| 40-60% | 218 | $41,670,000 | $191,147 |
| Over 100% | 62 | $17,310,000 | $279,194 |
ROCKY MOUNT's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,170 originations, totaling $275,360,000 in origination value.