Morehead City Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Morehead City averaged 6.44% for the week of 2024-02-15, compared to the national average of 6.77% for the same period.

The average rate for the prior week (2024-02-08) was 6.01% and one month ago for the week of 2024-01-11, the average rate was 6.33%.

Morehead City's average rate one year ago was 5.79%.

For refis of the same type during the week of 2024-02-15, the average rate was 5.31%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-15 6.77%
Morehead City 30 Year Fixed Rate 2024-02-15 6.44%
Morehead City 30 Year Fixed Rate Refi 2024-02-15 5.31%
Morehead City 15 Year Fixed Rate 2024-02-15 5.9%
Morehead City 15 Year Fixed Rate Refi 2024-02-15 5.01%
Morehead City 30 Year FHA 2024-02-15 6.35%
Morehead City 30 Year FHA Refi 2024-02-15 6.61%
Morehead City 30 Year USDA 2024-02-15 6.59%
Morehead City 30 Year USDA Refi 2024-02-15 6.79%
Morehead City 30 Year VA 2024-02-15 5.7%
Morehead City 30 Year VA Refi 2024-02-15 6.26%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Morehead City, NC.

Morehead City Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Morehead City, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
STATE EMPLOYEES' 208 3.89% $4,211
Corporate Investors Mortgage Group, Inc. 109 5.02% $5,358
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 98 5.16% $8,000
QUICKEN LOANS, LLC 81 4.71% $6,820
First-Citizens Bank & Trust Company 65 4.21% $4,552
MOVEMENT MORTGAGE, LLC 55 4.82% $6,368
Truist 48 4.45% $4,768
American Security Mortgage Corp. 37 4.68% $4,892
Wells Fargo Bank 35 4.61% $4,918
UNITED WHOLESALE MORTGAGE, LLC 28 4.48% $6,998
LOCAL GOVERNMENT FEDERAL CREDIT UNION 26 4.07% $3,699
NAVY FEDERAL CREDIT UNION 25 5.01% $3,980
COASTAL Federal Credit Union 23 4.10% $3,112
GUARANTEED RATE, INC. 23 4.62% $6,827
West Town Bank & Trust 15 4.72% $5,672
EQUITY RESOURCES, INC. 14 5.15% $4,535
HOME POINT FINANCIAL CORPORATION 13 5.36% $7,443
Bank of America 12 4.32% $5,419
LOANDEPOT.COM, LLC 11 3.76% $4,862
Southern Bank and Trust Company 11 3.98% $6,933
TD Bank 10 4.23% $5,963
First National Bank of Pennsylvania 10 3.78% $4,672
First Bank 10 3.76% $3,585
DHI MORTGAGE COMPANY, LTD. 10 4.16% $2,721
CMG MORTGAGE, INC. 10 6.01% $9,287
AMERISAVE MORTGAGE CORPORATION 9 4.10% $7,172
JPMorgan Chase Bank 9 3.82% $4,913
George Mason Mortgage, LLC 9 3.90% $4,182
UNION HOME MORTGAGE CORP. 9 5.04% $4,193
CALIBER HOME LOANS, INC. 8 4.87% $6,038
Alpha Mortgage Corporation 8 5.73% $4,894
ANGEL OAK HOME LOANS LLC 8 5.19% $5,537
PNC Bank 7 4.25% $5,057
INTERCOASTAL MORTGAGE COMPANY 7 4.11% $4,604
Wyndham Capital Mortgage, Inc. 7 4.55% $3,615
Ameris Bank 7 4.89% $7,720
Towne Bank 7 4.02% $7,857
T2 FINANCIAL LLC 7 4.84% $8,587
North State Bank 7 4.32% $4,187
BROKER SOLUTIONS, INC. 6 4.85% $5,159
U.S. Bank 6 4.90% $4,752
Morgan Stanley Private Bank 6 3.57% $3,893
FREEDOM MORTGAGE CORPORATION 6 3.94% $4,660
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 3.88% $5,379
Flagstar Bank, FSB 6 3.80% $4,595
United Bank 5 5.13% $3,347
CROSSCOUNTRY MORTGAGE, LLC 5 6.08% $6,313
Regions Bank 5 4.85% $4,619
RESOURCE FINANCIAL SERVICES, INC. 5 4.20% $9,463
Prosperity Home Mortgage, LLC 5 4.85% $5,340
Renasant Bank 5 4.20% $5,966
Mr. Cooper ( Nationstar Mortgage ) 5 3.68% $6,751
BETTER MORTGAGE CORPORATION 5 3.95% $5,126
Northpointe Bank 4 6.22% $8,041
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 4.81% $4,388
PENNYMAC LOAN SERVICES, LLC 4 4.81% $6,543
Bank of England 4 5.28% $5,771
The Fidelity Bank 4 5.53% $5,372
Alcova Mortgage LLC 4 5.00% $5,927
First Heritage Mortgage, LLC 4 4.75% $6,044
Mortgage Research Center, LLC 4 5.09% $2,494
HOMESIDE FINANCIAL, LLC 4 5.53% $10,124
United Community Bank 3 4.46% $4,789
Blue Ridge Bank 3 3.88% $4,393
Quontic Bank 3 7.38% $12,857
GUILD MORTGAGE COMPANY 3 4.25% $4,579
CARDINAL FINANCIAL 3 4.04% $3,618
AMERICAN FINANCING CORPORATION 3 4.58% $6,305
Gateway First Bank 3 5.88% $2,158
Ally Bank 3 3.96% $5,929
NEWREZ LLC 3 4.08% $6,976
Atlantic Coast Mortgage, LLC 3 4.17% $6,607
The Federal Savings Bank 3 5.42% $15,318
CORNERSTONE HOME LENDING, INC. 3 5.13% $6,774
ZILLOW HOME LOANS, LLC 2 3.50% $4,606
ACADEMY MORTGAGE CORPORATION 2 4.94% $8,736
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 4.25% $7,196
AmeriHome Mortgage Company, LLC 2 5.25% $2,785
BNC National Bank 2 4.50% $4,079
CAPITAL CENTER, L.L.C. 2 4.19% $7,037
Citibank 2 4.94% $5,702
EMBRACE HOME LOANS, INC. 2 4.50% $6,366
First Home Bank 2 6.75% $9,217
First Mortgage Solutions, LLC 2 4.31% $2,988
GoPrime Mortgage, Inc. 2 6.19% $7,588
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 4.31% $3,982
NexBank 2 5.69% $4,529
NEXERA HOLDING LLC 2 6.88% $13,188
NFM, INC. 2 4.06% $5,218
North American Savings Bank, F.S.B. 2 4.25% $693
Paramount Residential Mortgage Group, Inc. 2 5.50% $7,602
PENTAGON FEDERAL CREDIT UNION 2 6.19% $2,330
PHH Mortgage Corporation 2 3.44% $4,278
Pinnacle Bank 2 5.06% $9,056
PROPONENT Federal Credit Union 2 4.56% $4,016
RAPID MORTGAGE COMPANY 2 5.69% $5,224
SeaTrust Mortgage Company 2 5.75% $9,653
SOUTHERN TRUST MORTGAGE, LLC 2 3.38% $3,178
The Central Trust Bank 2 5.31% $3,439
Third Federal Savings and Loan Association of Cleveland 2 2.97% $295
VANDERBILT MORTGAGE AND FINANCE, INC. 2 6.00% $6,301
21ST MORTGAGE CORPORATION 2 5.99% $6,973
MICHIGAN FIRST CREDIT UNION 1 6.25% $8,401
First National Bank of America 1 9.25% $6,386
Mortgage Assurance Inc. 1 4.38% $6,874
MORTGAGE EQUITY PARTNERS LLC 1 5.50% $3,539
First Horizon Bank 1 5.75% $4,531
First Federal Bank of the Midwest 1 6.00% $2,360
First Bank 1 4.63% $3,971
NASA Federal Credit Union 1 3.25% $3,472
Nations Lending Corporation 1 3.25% $5,645
Fifth Third Bank 1 4.38% $7,234
NBKC BANK 1 5.63% $2,138
NETWORK CAPITAL FUNDING CORPORATION 1 5.75% $9,130
EMM LOANS LLC 1 3.88% $9,361
UBS Bank USA 1 4.13% $3,397
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.88% $2,009
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.25% $7,305
AmRes Corporation 1 3.63% $4,179
DRAPER AND KRAMER MORTGAGE CORP. 1 5.25% $3,048
DEEPHAVEN MORTGAGE LLC 1 8.13% $14,120
Northwest Bank 1 3.75% $13,773
NTFN, INC. 1 5.63% $2,972
Amerifirst Financial, Inc. 1 6.00% $4,202
CRESCENT MORTGAGE COMPANY 1 4.13% $3,034
USAA Federal Savings Bank 1 5.88% $3,097
AMERICAN INTERNET MORTGAGE, INC. 1 3.38% $3,903
PIKE CREEK MORTGAGE SERVICES, INC. 1 6.75% $18,178
US MORTGAGE CORPORATION 1 4.25% $6,920
Citadel Servicing Corporation 1 6.38% $3,972
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.63% $16,371
CHURCHILL MORTGAGE CORPORATION 1 5.25% $4,189
Princeton Mortgage Corporation 1 4.13% $4,726
Uwharrie Bank 1 6.63% $9,589
CHERRY CREEK MORTGAGE, LLC 1 6.38% $715
PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.63% $4,936
CHARLOTTE METRO FEDERAL CREDIT UNION 1 3.75% $7,411
Charles Schwab Bank, SSB 1 5.13% $2,452
RADIUS FINANCIAL GROUP INC. 1 6.13% $3,964
ADVANCIAL 1 8.13% $3,523
RBC Bank, (Georgia) 1 5.25% $2,746
Central Bank 1 5.63% $1,713
RELIANCE FIRST CAPITAL, LLC 1 4.75% $10,830
CBM Mortgage, Inc. 1 4.38% $2,042
Carter Bank & Trust 1 5.38% $3,195
ROYAL UNITED MORTGAGE LLC 1 7.13% $4,886
Victorian Finance, LLC 1 4.13% $3,314
SHARONVIEW FEDERAL CREDIT UNION 1 2.99% $2,998
Carrington Mortgage Services, LLC 1 4.75% $7,415
Southern First Bank 1 3.25% $6,030
Amalgamated Bank 1 4.00% $6,053
STAR ONE CREDIT UNION 1 3.75% $2,678
CAROLINAS TELCO FEDERAL CREDIT UNION 1 4.38% $3,307
Stifel Bank and Trust 1 3.88% $2,784
Capital City Home Loans, LLC 1 3.75% $3,233
BNY Mellon 1 4.00% $3,373
TEACHERS CREDIT UNION 1 7.38% $3,472
ALLEGACY FEDERAL CREDIT UNION 1 3.00% $3,434
BAY CAPITAL MORTGAGE CORPORATION 1 3.63% $2,664
Atlantic Union Bank 1 4.88% $3,749
THE MORTGAGE FIRM, INC. 1 9.50% $7,502
The Park National Bank 1 5.25% $7,431
WINGS FINANCIAL 1 4.38% $3,661
TJC Mortgage, Inc. 1 4.13% $2,699
Arvest Bank 1 4.88% $3,062
Towne Mortgage of the Carolinas, LLC 1 6.13% $29,402
Armed Forces Bank 1 6.13% $6,494
Truliant Federal Credit Union 1 5.13% $2,471
GUARANTEED RATE AFFINITY, LLC 1 6.75% $3,412
HOMESTAR FINANCIAL CORPORATION 1 3.88% $4,730
HomeTrust Bank 1 3.63% $3,477
Independence Bank of Kentucky 1 3.50% $4,542
Integrity Home Mortgage Corp 1 4.25% $4,178
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.88% $1,232
GENEVA FINANCIAL, LLC 1 4.00% $28,101
KeyBank 1 5.38% $4,255
LADERA LENDING, INC. 1 5.00% $4,291
LAKEVIEW LOAN SERVICING, LLC 1 4.25% $982
LENDSURE MORTGAGE CORP. 1 8.13% $9,156
FIRST TECHNOLOGY 1 3.00% $6,566
FIRST SAVINGS MORTGAGE CORPORATION 1 3.75% $4,211
Low VA Rates, LLC 1 3.88% $9,978
MCLEAN MORTGAGE CORPORATION 1 7.13% $8,123
MEMBER HOME LOAN, L.L.C. 1 3.50% $4,122

Morehead City Average Closing Costs & Other Stats

Morehead City, NC's 184 lenders originated 3,155 loans during 2022. The total origination value was $1,000,525,000, with an average loan value of $317,124.

Morehead City's average closing costs are $4,527.

The top Morehead City lender as defined by loan originations is STATE EMPLOYEES', with 208 loans originated. Their average total fees are $4,211, which is $1,146 lower than the next largest lender, Corporate Investors Mortgage Group, Inc..

The lowest fee Morehead City lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($2,721), COASTAL Federal Credit Union ($3,112), First Bank ($3,585), LOCAL GOVERNMENT FEDERAL CREDIT UNION ($3,699) and NAVY FEDERAL CREDIT UNION ($3,980).

The lowest rate Morehead City lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (3.76%), First Bank (3.76%), First National Bank of Pennsylvania (3.78%), STATE EMPLOYEES' (3.89%) and Southern Bank and Trust Company (3.98%).

Morehead City, NC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
STATE EMPLOYEES' $91,595,000 $107,145,000 17.0% 10.7%
First-Citizens Bank & Trust Company $79,865,000 $71,825,000 -10.1% 7.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $77,400,000 $50,945,000 -34.2% 5.1%
Truist $86,430,000 $50,850,000 -41.2% 5.1%
Corporate Investors Mortgage Group, Inc. $83,305,000 $45,745,000 -45.1% 4.6%
QUICKEN LOANS, LLC $112,665,000 $41,140,000 -63.5% 4.1%
MOVEMENT MORTGAGE, LLC $50,450,000 $29,765,000 -41.0% 3.0%
NAVY FEDERAL CREDIT UNION $48,385,000 $27,725,000 -42.7% 2.8%
UNITED WHOLESALE MORTGAGE, LLC $25,360,000 $24,080,000 -5.0% 2.4%
First Bank $23,850,000 $23,775,000 -0.3% 2.4%
First National Bank of Pennsylvania $12,020,000 $22,850,000 90.1% 2.3%
Wells Fargo Bank $41,295,000 $22,480,000 -45.6% 2.2%
Southern Bank and Trust Company $28,425,000 $22,370,000 -21.3% 2.2%
American Security Mortgage Corp. $52,270,000 $19,815,000 -62.1% 2.0%
COASTAL Federal Credit Union $11,065,000 $18,100,000 63.6% 1.8%
PNC Bank $15,720,000 $14,305,000 -9.0% 1.4%
GUARANTEED RATE, INC. $25,225,000 $14,300,000 -43.3% 1.4%
Towne Bank $20,500,000 $13,005,000 -36.6% 1.3%
JPMorgan Chase Bank $5,960,000 $10,185,000 70.9% 1.0%
WALKER & DUNLOP, LLC $9,185,000 n/a 0.9%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $7,470,000 $8,925,000 19.5% 0.9%
Mortgage Research Center, LLC $16,385,000 $8,725,000 -46.8% 0.9%
TD Bank $3,605,000 $8,475,000 135.1% 0.8%
West Town Bank & Trust $13,560,000 $8,460,000 -37.6% 0.8%
Bank of America $15,065,000 $7,860,000 -47.8% 0.8%
United Bank $5,250,000 $7,730,000 47.2% 0.8%
FREEDOM MORTGAGE CORPORATION $32,905,000 $7,720,000 -76.5% 0.8%
CMG MORTGAGE, INC. $2,685,000 $7,440,000 177.1% 0.7%
LOANDEPOT.COM, LLC $23,040,000 $6,890,000 -70.1% 0.7%
HOME POINT FINANCIAL CORPORATION $22,895,000 $6,545,000 -71.4% 0.7%
DHI MORTGAGE COMPANY, LTD. $8,900,000 $6,445,000 -27.6% 0.6%
EQUITY RESOURCES, INC. $15,670,000 $5,930,000 -62.2% 0.6%
UNION HOME MORTGAGE CORP. $19,050,000 $5,640,000 -70.4% 0.6%
Morgan Stanley Private Bank $2,020,000 $5,570,000 175.7% 0.6%
First Carolina Bank $820,000 $5,390,000 557.3% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $11,015,000 $5,310,000 -51.8% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,275,000 $4,870,000 -41.1% 0.5%
INTERCOASTAL MORTGAGE COMPANY $5,285,000 $4,870,000 -7.9% 0.5%
Renasant Bank $5,650,000 $4,715,000 -16.5% 0.5%
North State Bank $7,090,000 $4,705,000 -33.6% 0.5%
Ameris Bank $2,515,000 $4,620,000 83.7% 0.5%
CALIBER HOME LOANS, INC. $7,410,000 $4,505,000 -39.2% 0.5%
ANGEL OAK HOME LOANS LLC $11,900,000 $4,285,000 -64.0% 0.4%
PENNYMAC LOAN SERVICES, LLC $15,745,000 $4,055,000 -74.2% 0.4%
Pinnacle Bank $2,930,000 $4,040,000 37.9% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $1,705,000 $4,030,000 136.4% 0.4%
Alpha Mortgage Corporation $5,880,000 $3,865,000 -34.3% 0.4%
T2 FINANCIAL LLC $7,050,000 $3,730,000 -47.1% 0.4%
U.S. Bank $6,190,000 $3,520,000 -43.1% 0.4%
Wyndham Capital Mortgage, Inc. $4,545,000 $3,505,000 -22.9% 0.4%
BROKER SOLUTIONS, INC. $2,805,000 $3,480,000 24.1% 0.3%
Union Bank $2,025,000 $3,455,000 70.6% 0.3%
Southern First Bank $5,500,000 $3,450,000 -37.3% 0.3%
AMERISAVE MORTGAGE CORPORATION $14,300,000 $3,360,000 -76.5% 0.3%
Towne Mortgage of the Carolinas, LLC $490,000 $3,305,000 574.5% 0.3%
BETTER MORTGAGE CORPORATION $10,670,000 $3,285,000 -69.2% 0.3%
Alcova Mortgage LLC $12,785,000 $3,185,000 -75.1% 0.3%
George Mason Mortgage, LLC $3,550,000 $3,170,000 -10.7% 0.3%
RESOURCE FINANCIAL SERVICES, INC. $1,500,000 $3,115,000 107.7% 0.3%
HOMESIDE FINANCIAL, LLC $6,460,000 $2,920,000 -54.8% 0.3%
USAA Federal Savings Bank $7,540,000 $2,890,000 -61.7% 0.3%
Northpointe Bank $3,555,000 $2,870,000 -19.3% 0.3%
United Community Bank $7,500,000 $2,545,000 -66.1% 0.3%
HomeTrust Bank $1,915,000 $2,510,000 31.1% 0.3%
Gateway First Bank $1,910,000 $2,455,000 28.5% 0.2%
Ally Bank $705,000 $2,450,000 247.5% 0.2%
The Central Trust Bank $460,000 $2,450,000 432.6% 0.2%
Prosperity Home Mortgage, LLC $2,540,000 $2,390,000 -5.9% 0.2%
NEWREZ LLC $4,390,000 $2,350,000 -46.5% 0.2%
The Federal Savings Bank $1,915,000 $2,340,000 22.2% 0.2%
Blue Ridge Bank $2,830,000 $2,190,000 -22.6% 0.2%
Atlantic Coast Mortgage, LLC $1,520,000 $2,155,000 41.8% 0.2%
ACADEMY MORTGAGE CORPORATION $2,460,000 $2,025,000 -17.7% 0.2%
Regions Bank $4,055,000 $1,965,000 -51.5% 0.2%
GoPrime Mortgage, Inc. $3,470,000 $1,840,000 -47.0% 0.2%
Flagstar Bank, FSB $7,835,000 $1,820,000 -76.8% 0.2%
Availa Bank $1,940,000 $1,760,000 -9.3% 0.2%
First Heritage Mortgage, LLC $3,310,000 $1,750,000 -47.1% 0.2%
NexBank $1,740,000 n/a 0.2%
EMBRACE HOME LOANS, INC. $485,000 $1,730,000 256.7% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,530,000 $1,675,000 -33.8% 0.2%
GUILD MORTGAGE COMPANY $490,000 $1,625,000 231.6% 0.2%
The Fidelity Bank $5,745,000 $1,605,000 -72.1% 0.2%
BNC National Bank $1,655,000 $1,545,000 -6.6% 0.2%
Bank of England $1,275,000 $1,505,000 18.0% 0.2%
NEW DAY FINANCIAL, LLC $4,515,000 $1,490,000 -67.0% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $7,135,000 $1,475,000 -79.3% 0.1%
First Mortgage Solutions, LLC $1,480,000 $1,375,000 -7.1% 0.1%
NBKC BANK $3,890,000 $1,335,000 -65.7% 0.1%
CAPITAL CENTER, L.L.C. $1,720,000 $1,325,000 -23.0% 0.1%
LAKEVIEW LOAN SERVICING, LLC $7,640,000 $1,295,000 -83.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,295,000 $1,295,000 -43.6% 0.1%
Third Federal Savings and Loan Association of Cleveland $565,000 $1,225,000 116.8% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $2,165,000 $1,205,000 -44.3% 0.1%
PHH Mortgage Corporation $370,000 $1,190,000 221.6% 0.1%
FIRST FLIGHT FEDERAL CREDIT UNION $5,375,000 $1,165,000 -78.3% 0.1%
PIKE CREEK MORTGAGE SERVICES, INC. $1,165,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,510,000 $1,165,000 -22.8% 0.1%
SeaTrust Mortgage Company $1,120,000 $1,155,000 3.1% 0.1%
The Park National Bank $1,155,000 n/a 0.1%
PROPONENT Federal Credit Union $105,000 $1,150,000 995.2% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $6,980,000 $1,135,000 -83.7% 0.1%
RAPID MORTGAGE COMPANY $1,710,000 $1,130,000 -33.9% 0.1%
SOUTHERN TRUST MORTGAGE, LLC $1,530,000 $1,130,000 -26.1% 0.1%
HOMESTAR FINANCIAL CORPORATION $1,115,000 n/a 0.1%
21ST MORTGAGE CORPORATION $1,060,000 $1,105,000 4.2% 0.1%
NEXERA HOLDING LLC $1,090,000 n/a 0.1%
North American Savings Bank, F.S.B. $3,340,000 $1,085,000 -67.5% 0.1%
American National Bank and Trust Company $835,000 $1,080,000 29.3% 0.1%
CORNERSTONE HOME LENDING, INC. $3,005,000 $1,040,000 -65.4% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,045,000 $1,030,000 -1.4% 0.1%
Amalgamated Bank $865,000 $1,005,000 16.2% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,185,000 $1,000,000 -15.6% 0.1%
CLEARPATH LENDING $1,815,000 $985,000 -45.7% 0.1%
Equity Prime Mortgage LLC $275,000 $980,000 256.4% 0.1%
Carrington Mortgage Services, LLC $2,840,000 $950,000 -66.5% 0.1%
Farmers & Merchants Bank $950,000 n/a 0.1%
CIVIC FINANCIAL SERVICES, LLC $440,000 $945,000 114.8% 0.1%
Quontic Bank $935,000 n/a 0.1%
Paragon Bank $930,000 n/a 0.1%
MCLEAN MORTGAGE CORPORATION $1,735,000 $910,000 -47.6% 0.1%
First Bank & Trust $905,000 n/a 0.1%
Citibank $265,000 $890,000 235.8% 0.1%
ZILLOW HOME LOANS, LLC $1,135,000 $885,000 -22.0% 0.1%
KS Bank, Inc. $2,975,000 $875,000 -70.6% 0.1%
CSL Financial, LLC $85,000 $870,000 923.5% 0.1%
Truliant Federal Credit Union $580,000 $860,000 48.3% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $460,000 $845,000 83.7% 0.1%
AMERICAN FINANCING CORPORATION $2,150,000 $840,000 -60.9% 0.1%
Strong Home Mortgage, LLC $710,000 $830,000 16.9% 0.1%
FIRST TECHNOLOGY $825,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $1,370,000 $820,000 -40.1% 0.1%
ATHAS CAPITAL GROUP, INC. $175,000 $805,000 360.0% 0.1%
Armed Forces Bank $355,000 $790,000 122.5% 0.1%
BancorpSouth Bank $775,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $1,000,000 $755,000 -24.5% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $750,000 n/a 0.1%
GENEVA FINANCIAL, LLC $380,000 $720,000 89.5% 0.1%
AmRes Corporation $1,000,000 $715,000 -28.5% 0.1%
Atlantic Union Bank $155,000 $700,000 351.6% 0.1%
CityWorth Mortgage LLC $680,000 n/a 0.1%
Plains Commerce Bank $680,000 n/a 0.1%
UBS Bank USA $675,000 n/a 0.1%
Firefighters First Federal Credit Union $635,000 n/a 0.1%
Roxboro Savings Bank SSB $360,000 $635,000 76.4% 0.1%
JMJ FINANCIAL GROUP $625,000 n/a 0.1%
SHARONVIEW FEDERAL CREDIT UNION $620,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $3,865,000 $615,000 -84.1% 0.1%
Fifth Third Bank $5,375,000 $605,000 -88.7% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $2,065,000 $600,000 -70.9% 0.1%
Texana Bank $560,000 $595,000 6.3% 0.1%
First Horizon Bank $2,320,000 $585,000 -74.8% 0.1%
Bank OZK $580,000 n/a 0.1%
Figure Lending LLC $530,000 $580,000 9.4% 0.1%
Low VA Rates, LLC $560,000 n/a 0.1%
AMERICAN ADVISORS GROUP $935,000 $555,000 -40.6% 0.1%
FIRST SAVINGS MORTGAGE CORPORATION $555,000 n/a 0.1%
Marine Federal Credit Union $2,075,000 $555,000 -73.3% 0.1%
CRESCENT MORTGAGE COMPANY $1,425,000 $550,000 -61.4% 0.1%
BNY Mellon $2,530,000 $545,000 -78.5% 0.1%
Select Bank $535,000 n/a 0.1%
Discover Bank $525,000 n/a 0.1%
Stifel Bank and Trust $3,330,000 $525,000 -84.2% 0.1%
First Home Bank $395,000 $520,000 31.6% 0.1%
Amerifirst Financial, Inc. $510,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $1,025,000 $500,000 -51.2% 0.0%
First Bank $23,850,000 $495,000 -97.9% 0.0%
Nations Lending Corporation $1,965,000 $495,000 -74.8% 0.0%
RELIANCE FIRST CAPITAL, LLC $995,000 $470,000 -52.8% 0.0%
MICHIGAN MUTUAL, INC. $290,000 $455,000 56.9% 0.0%
First Guaranty Mortgage Corporation $835,000 $450,000 -46.1% 0.0%
PLANET HOME LENDING, LLC $1,010,000 $450,000 -55.4% 0.0%
MEMBER HOME LOAN, L.L.C. $445,000 n/a 0.0%
Acre Mortgage and Financial Inc $435,000 n/a 0.0%
Apple Federal Credit Union $435,000 n/a 0.0%
Citadel Servicing Corporation $425,000 n/a 0.0%
First State Bank of St. Charles, Missouri $235,000 $425,000 80.9% 0.0%
LENDSURE MORTGAGE CORP. $295,000 $425,000 44.1% 0.0%
NewTowne Mortgage, LLC $425,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $410,000 n/a 0.0%
CHARLOTTE METRO FEDERAL CREDIT UNION $405,000 n/a 0.0%
NFM, INC. $3,425,000 $400,000 -88.3% 0.0%
South State Bank $4,320,000 $395,000 -90.9% 0.0%
Capital City Home Loans, LLC $115,000 $390,000 239.1% 0.0%
NASA Federal Credit Union $195,000 $390,000 100.0% 0.0%
GUARANTEED RATE AFFINITY, LLC $385,000 n/a 0.0%
Princeton Mortgage Corporation $385,000 n/a 0.0%
TEACHERS CREDIT UNION $385,000 n/a 0.0%
WINGS FINANCIAL $385,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $680,000 $375,000 -44.9% 0.0%
Northwest Bank $365,000 n/a 0.0%
Trustmark National Bank $365,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $945,000 $360,000 -61.9% 0.0%
VILLAGE CAPITAL MORTGAGE $3,825,000 $360,000 -90.6% 0.0%
First Federal Bank $1,600,000 $350,000 -78.1% 0.0%
Bethpage Federal Credit Union $145,000 $345,000 137.9% 0.0%
FINANCE OF AMERICA REVERSE LLC $740,000 $345,000 -53.4% 0.0%
FIRST HOME MORTGAGE CORPORATION $135,000 $345,000 155.6% 0.0%
RBC Bank, (Georgia) $345,000 n/a 0.0%
LOANPAL, LLC $345,000 $340,000 -1.4% 0.0%
SPRING EQ, LLC $645,000 $335,000 -48.1% 0.0%
MICHIGAN FIRST CREDIT UNION $325,000 n/a 0.0%
MLD MORTGAGE INC. $355,000 $325,000 -8.5% 0.0%
DEEPHAVEN MORTGAGE LLC $315,000 n/a 0.0%
INOVA FEDERAL CREDIT UNION $315,000 n/a 0.0%
STAR ONE CREDIT UNION $315,000 n/a 0.0%
Capital Bank $275,000 $305,000 10.9% 0.0%
DIGITAL Federal Credit Union $405,000 $305,000 -24.7% 0.0%
HOMEXPRESS MORTGAGE CORP. $305,000 n/a 0.0%
State Department Federal Credit Union $45,000 $305,000 577.8% 0.0%
TJC Mortgage, Inc. $435,000 $305,000 -29.9% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $1,185,000 $295,000 -75.1% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,210,000 $285,000 -87.1% 0.0%
EVERETT FINANCIAL, INC. $285,000 n/a 0.0%
BAY CAPITAL MORTGAGE CORPORATION $275,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $275,000 n/a 0.0%
THE MORTGAGE FIRM, INC. $1,225,000 $275,000 -77.6% 0.0%
Uwharrie Bank $275,000 n/a 0.0%
ADVANCIAL $265,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $85,000 $265,000 211.8% 0.0%
Charles Schwab Bank, SSB $2,960,000 $265,000 -91.0% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $3,065,000 $265,000 -91.4% 0.0%
Mortgage Assurance Inc. $1,685,000 $265,000 -84.3% 0.0%
ROSS MORTGAGE CORPORATION $830,000 $265,000 -68.1% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $255,000 n/a 0.0%
US MORTGAGE CORPORATION $255,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,695,000 $245,000 -85.5% 0.0%
LONGBRIDGE FINANCIAL, LLC $245,000 n/a 0.0%
AgCarolina Farm Credit, FLCA $1,490,000 $235,000 -84.2% 0.0%
Independence Bank of Kentucky $235,000 n/a 0.0%
KeyBank $1,340,000 $235,000 -82.5% 0.0%
MILEND, INC. $235,000 n/a 0.0%
The Bank of LaFayette, Georgia $445,000 $235,000 -47.2% 0.0%
Central Bank & Trust Company $225,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $190,000 $205,000 7.9% 0.0%
American Airlines Federal Credit Union $790,000 $205,000 -74.1% 0.0%
LADERA LENDING, INC. $1,375,000 $205,000 -85.1% 0.0%
Park Lane Finance Solutions, LLC $755,000 $205,000 -72.8% 0.0%
MID AMERICA MORTGAGE, INC. $465,000 $200,000 -57.0% 0.0%
RESIDENTIAL BANCORP. $195,000 n/a 0.0%
Skyline National Bank $195,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,040,000 $185,000 -82.2% 0.0%
EMM LOANS LLC $1,590,000 $185,000 -88.4% 0.0%
First Federal Bank of the Midwest $185,000 n/a 0.0%
TOWER $1,025,000 $185,000 -82.0% 0.0%
MORTGAGE EQUITY PARTNERS LLC $175,000 n/a 0.0%
NTFN, INC. $245,000 $175,000 -28.6% 0.0%
Colonial Savings, F.A. $165,000 n/a 0.0%
RADIUS FINANCIAL GROUP INC. $165,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $765,000 $165,000 -78.4% 0.0%
RTP Federal Credit Union $165,000 n/a 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $155,000 n/a 0.0%
EASTMAN $155,000 n/a 0.0%
Integrity Home Mortgage Corp $420,000 $155,000 -63.1% 0.0%
Paramount Bank $155,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $215,000 $145,000 -32.6% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $145,000 n/a 0.0%
CAROLINAS TELCO FEDERAL CREDIT UNION $145,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $145,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $135,000 n/a 0.0%
ON Q FINANCIAL, INC. $900,000 $135,000 -85.0% 0.0%
AgFirst Farm Credit Bank $305,000 $115,000 -62.3% 0.0%
Carter Bank & Trust $115,000 n/a 0.0%
Community Trust Bank, Inc. $115,000 n/a 0.0%
The Huntington National Bank $1,500,000 $110,000 -92.7% 0.0%
First National Bank of America $105,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $95,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $930,000 $85,000 -90.9% 0.0%
Arvest Bank $75,000 n/a 0.0%
CBM Mortgage, Inc. $75,000 n/a 0.0%
Victorian Finance, LLC $485,000 $75,000 -84.5% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $65,000 n/a 0.0%
ALLIANT CREDIT UNION $55,000 n/a 0.0%
DUKE UNIVERSITY FEDERAL CREDIT UNION $55,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $245,000 $55,000 -77.6% 0.0%
LANGLEY $145,000 $45,000 -69.0% 0.0%
USAlliance Federal Credit Union $25,000 n/a 0.0%

Morehead City's top lender by overall market share is STATE EMPLOYEES', with 10.7% market share. In second place, with 7.2%, is First-Citizens Bank & Trust Company, having originated $71,825,000 in loans. In third place, with 5.1%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $50,945,000 in loans. In fourth place, with 5.1%, is Truist, having originated $50,850,000 in loans. In fifth place, with 4.6%, is Corporate Investors Mortgage Group, Inc., having originated $45,745,000 in loans.


Morehead City Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Morehead City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $309,450 (3.5%) $393,920 (7.8%) 0.00 969
2018-02-01 $314,950 (5.3%) $398,075 (7.7%) 0.00 958
2018-03-01 $322,950 (8.0%) $404,889 (8.3%) 0.00 997
2018-04-01 $322,250 (4.6%) $404,273 (4.8%) 0.00 1,011
2018-05-01 $325,000 (6.7%) $413,015 (5.8%) 0.00 1,022
2018-06-01 $326,500 (7.1%) $416,844 (7.9%) 0.00 999
2018-07-01 $330,000 (4.8%) $425,276 (8.6%) 0.00 983
2018-08-01 $337,000 (6.9%) $433,165 (10.7%) 0.00 939
2018-09-01 $343,000 (8.9%) $446,926 (15.2%) 0.00 899
2018-10-01 $337,000 (7.0%) $445,004 (14.4%) 0.00 723
2018-11-01 $338,925 (9.7%) $443,515 (15.0%) 0.00 670
2018-12-01 $339,900 (9.7%) $443,764 (14.0%) 0.00 653
2019-01-01 $339,463 (9.7%) $449,963 (14.2%) 0.00 585
2019-02-01 $340,619 (8.2%) $440,224 (10.6%) 0.00 610
2019-03-01 $351,143 (8.7%) $457,572 (13.0%) 0.00 636
2019-04-01 $354,125 (9.9%) $474,251 (17.3%) 0.00 673
2019-05-01 $362,500 (11.5%) $488,547 (18.3%) 0.00 705
2019-06-01 $359,900 (10.2%) $484,360 (16.2%) 0.00 729
2019-07-01 $369,125 (11.9%) $486,944 (14.5%) 0.00 737
2019-08-01 $376,336 (11.7%) $494,837 (14.2%) 0.00 751
2019-09-01 $378,341 (10.3%) $497,583 (11.3%) 0.00 778
2019-10-01 $379,677 (12.7%) $499,413 (12.2%) 0.00 799
2019-11-01 $375,000 (10.6%) $492,275 (11.0%) 0.00 820
2019-12-01 $375,000 (10.3%) $488,356 (10.1%) 0.00 774
2020-01-01 $375,000 (10.5%) $484,524 (7.7%) 0.00 771
2020-02-01 $375,000 (10.1%) $488,145 (10.9%) 0.00 771
2020-03-01 $375,000 (6.8%) $490,303 (7.2%) 0.00 805
2020-04-01 $375,375 (6.0%) $497,395 (4.9%) 0.00 809
2020-05-01 $375,500 (3.6%) $499,510 (2.2%) 0.00 758
2020-06-01 $385,000 (7.0%) $519,460 (7.3%) 0.00 659
2020-07-01 $385,000 (4.3%) $520,107 (6.8%) 0.00 584
2020-08-01 $385,000 (2.3%) $527,131 (6.5%) 0.00 532
2020-09-01 $385,000 (1.8%) $552,438 (11.0%) 0.00 454
2020-10-01 $385,000 (1.4%) $555,865 (11.3%) 0.00 430
2020-11-01 $385,000 (2.7%) $558,711 (13.5%) 0.00 400
2020-12-01 $399,725 (6.6%) $575,358 (17.8%) 0.00 332
2021-01-01 $399,250 (6.5%) $552,071 (13.9%) 0.00 287
2021-02-01 $422,500 (12.7%) $587,290 (20.3%) 0.00 241
2021-03-01 $449,975 (20.0%) $594,730 (21.3%) 0.00 219
2021-04-01 $469,950 (25.2%) $619,749 (24.6%) 0.00 215
2021-05-01 $465,000 (23.8%) $622,774 (24.7%) 0.00 202
2021-06-01 $467,825 (21.5%) $613,422 (18.1%) 0.00 224
2021-07-01 $450,000 (16.9%) $596,253 (14.6%) 0.00 242
2021-08-01 $450,000 (16.9%) $624,288 (18.4%) 0.00 245
2021-09-01 $450,000 (16.9%) $623,067 (12.8%) 0.00 276
2021-10-01 $449,000 (16.6%) $599,921 (7.9%) 0.00 265
2021-11-01 $449,500 (16.8%) $612,188 (9.6%) 0.00 232
2021-12-01 $461,950 (15.6%) $615,791 (7.0%) 0.00 208
2022-01-01 $475,000 (19.0%) $607,750 (10.1%) 0.00 165
2022-02-01 $479,150 (13.4%) $609,761 (3.8%) 0.00 160
2022-03-01 $484,475 (7.7%) $633,846 (6.6%) 0.00 145
2022-04-01 $486,950 (3.6%) $635,745 (2.6%) 0.00 164
2022-05-01 $510,950 (9.9%) $682,419 (9.6%) 0.00 179
2022-06-01 $525,000 (12.2%) $696,527 (13.6%) 0.00 218
2022-07-01 $539,900 (20.0%) $706,652 (18.5%) 0.00 262
2022-08-01 $559,450 (24.3%) $722,663 (15.8%) 0.00 271
2022-09-01 $552,975 (22.9%) $721,107 (15.7%) 0.00 300
2022-10-01 $550,000 (22.5%) $697,339 (16.2%) 0.00 335
2022-11-01 $547,425 (21.8%) $660,806 (7.9%) 0.00 351
2022-12-01 $552,350 (19.6%) $670,615 (8.9%) 0.00 320
2023-01-01 $551,175 (16.0%) $687,578 (13.1%) 0.00 285
2023-02-01 $549,925 (14.8%) $680,483 (11.6%) 0.00 290
2023-03-01 $549,850 (13.5%) $702,072 (10.8%) 0.00 290
2023-04-01 $569,000 (16.9%) $714,988 (12.5%) 0.00 280
2023-05-01 $550,000 (7.6%) $696,546 (2.1%) 0.00 275
2023-06-01 $576,250 (9.8%) $718,237 (3.1%) 0.00 285
2023-07-01 $587,575 (8.8%) $733,432 (3.8%) 0.00 278
2023-08-01 $593,250 (6.0%) $754,410 (4.4%) 0.00 282
2023-09-01 $595,000 (7.6%) $778,551 (8.0%) 0.00 305
2023-10-01 $609,925 (10.9%) $808,786 (16.0%) 0.00 312
2023-11-01 $602,475 (10.1%) $791,650 (19.8%) 0.00 328
2023-12-01 $599,900 (8.6%) $772,642 (15.2%) 0.00 329
Morehead City's median listing price for 2023-12-01 was $599,900, a difference of $47,550 (8.6%) versus the prior year and $-2,575 versus the prior month.

Morehead City's median listing price comes in at 0% of the national average.

Morehead City's average listing price for 2023-12-01 was $772,642, a difference of $102,027 (15.2%) versus the prior year and $-19,008 versus the prior month.

For the 2023-12-01 period, Morehead City had 329 MLS listings, a difference of 1 listings (0%) versus the prior month and 9 listings (3%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Morehead City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,716 sqft
2018-02-01 0 days 1,750 sqft
2018-03-01 0 days 1,784 sqft
2018-04-01 0 days 1,787 sqft
2018-05-01 0 days 1,831 sqft
2018-06-01 0 days 1,841 sqft
2018-07-01 0 days 1,864 sqft
2018-08-01 0 days 1,867 sqft
2018-09-01 0 days 1,862 sqft
2018-10-01 0 days 1,845 sqft
2018-11-01 0 days 1,806 sqft
2018-12-01 0 days 1,789 sqft
2019-01-01 0 days 1,783 sqft
2019-02-01 0 days 1,796 sqft
2019-03-01 0 days 1,814 sqft
2019-04-01 0 days 1,819 sqft
2019-05-01 0 days 1,922 sqft
2019-06-01 0 days 1,944 sqft
2019-07-01 0 days 1,952 sqft
2019-08-01 0 days 1,969 sqft
2019-09-01 0 days 1,953 sqft
2019-10-01 0 days 1,922 sqft
2019-11-01 0 days 1,863 sqft
2019-12-01 0 days 1,825 sqft
2020-01-01 0 days 1,798 sqft
2020-02-01 0 days 1,795 sqft
2020-03-01 0 days 1,789 sqft
2020-04-01 0 days 1,795 sqft
2020-05-01 0 days 1,800 sqft
2020-06-01 0 days 1,923 sqft
2020-07-01 0 days 1,944 sqft
2020-08-01 0 days 1,920 sqft
2020-09-01 0 days 1,890 sqft
2020-10-01 0 days 1,874 sqft
2020-11-01 0 days 1,847 sqft
2020-12-01 0 days 1,854 sqft
2021-01-01 0 days 1,860 sqft
2021-02-01 0 days 1,942 sqft
2021-03-01 0 days 1,959 sqft
2021-04-01 0 days 1,974 sqft
2021-05-01 0 days 1,951 sqft
2021-06-01 0 days 1,901 sqft
2021-07-01 0 days 1,850 sqft
2021-08-01 0 days 1,850 sqft
2021-09-01 0 days 1,821 sqft
2021-10-01 0 days 1,820 sqft
2021-11-01 0 days 1,792 sqft
2021-12-01 0 days 1,784 sqft
2022-01-01 0 days 1,790 sqft
2022-02-01 0 days 1,808 sqft
2022-03-01 0 days 1,802 sqft
2022-04-01 0 days 1,802 sqft
2022-05-01 0 days 1,979 sqft
2022-06-01 0 days 1,926 sqft
2022-07-01 0 days 1,887 sqft
2022-08-01 0 days 2,000 sqft
2022-09-01 0 days 1,976 sqft
2022-10-01 0 days 1,960 sqft
2022-11-01 0 days 1,914 sqft
2022-12-01 0 days 1,881 sqft
2023-01-01 0 days 1,875 sqft
2023-02-01 0 days 1,918 sqft
2023-03-01 0 days 1,910 sqft
2023-04-01 0 days 1,937 sqft
2023-05-01 0 days 1,999 sqft
2023-06-01 0 days 1,972 sqft
2023-07-01 0 days 1,970 sqft
2023-08-01 0 days 1,906 sqft
2023-09-01 0 days 1,926 sqft
2023-10-01 0 days 1,910 sqft
2023-11-01 0 days 1,871 sqft
2023-12-01 0 days 1,800 sqft
Morehead City's median listing age (time on market) for 2023-12-01 was 0 days.

Morehead City's median square footage for active listings during the 2023-12-01 period was 1,800 sqft. One year prior, the average listing was 1,881 sqft.

Morehead City, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,667 $646,945,000 $388,089
Refi 480 $141,460,000 $294,708
Cash Out Refi 416 $122,110,000 $293,534
Other 345 $58,605,000 $169,870
Home Improvement 247 $31,405,000 $127,146

Morehead City's most frequently cited loan purpose was Home Purchase, with 1,667 originations. The 2nd most popular reason was Refi, with 480 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,027 $328,715,000 $320,073
4-5% 644 $217,710,000 $338,059
5-6% 597 $199,005,000 $333,342
2.5-3% 349 $101,815,000 $291,734
6-7% 281 $76,955,000 $273,861
7-8% 91 $25,385,000 $278,956
<2.5% 81 $27,295,000 $336,975
Over 8% 55 $7,365,000 $133,909

During 2022, Morehead City's most frequently originated rate bucket was 3-4%, with 1,027 originations.

Loan Sizing (Morehead City, NC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,194 $344,500,000 $288,526
$100k-200k 747 $109,275,000 $146,285
$400k-600k 496 $238,350,000 $480,544
$100,000 or less 413 $24,805,000 $60,061
$600k-1000k 232 $167,190,000 $720,647
$Over $1MM 73 $116,405,000 $1,594,589

Morehead City's loan sizing saw the bucket of loans from $200k-400k with 1,194 originations, totaling $344,500,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 974 $356,360,000 $365,873
60-80% 916 $362,850,000 $396,124
40-60% 419 $142,445,000 $339,964
20-40% 392 $72,150,000 $184,056
Under 20% 354 $29,450,000 $83,192
Over 100% 51 $17,715,000 $347,353

Morehead City's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 974 originations, totaling $356,360,000 in origination value.