Morehead City Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Morehead City averaged 5.97% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.94% and one month ago for the week of 2022-05-19, the average rate was 5.41%.

Morehead City's average rate one year ago was 2.91%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.81%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Morehead City 30 Year Fixed Rate 2022-06-23 5.97%
Morehead City 30 Year Fixed Rate Refi 2022-06-23 5.81%
Morehead City 15 Year Fixed Rate 2022-06-23 5.65%
Morehead City 15 Year Fixed Rate Refi 2022-06-23 5.19%
Morehead City 30 Year FHA 2022-06-23 0.08%
Morehead City 30 Year FHA Refi 2022-06-23 0.01%
Morehead City 30 Year USDA 2022-06-23 0.05%
Morehead City 30 Year USDA Refi 2022-06-23 -0.31%
Morehead City 30 Year VA 2022-06-23 0.11%
Morehead City 30 Year VA Refi 2022-06-23 0.05%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Morehead City, NC.

Morehead City Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Morehead City, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 223 3.03% $5,443
STATE EMPLOYEES' 199 3.27% $3,923
Corporate Investors Mortgage Group, Inc. 195 3.04% $3,150
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 183 3.24% $4,378
Truist Bank 128 3.05% $3,978
American Security Mortgage Corp. 121 2.96% $3,207
MOVEMENT MORTGAGE, LLC 115 3.09% $3,712
First-Citizens Bank & Trust Company 101 3.08% $3,701
Wells Fargo Bank 72 3.12% $3,545
NAVY FEDERAL CREDIT UNION 52 3.31% $3,688
GUARANTEED RATE, INC. 50 3.06% $4,147
UNITED WHOLESALE MORTGAGE, LLC 49 3.02% $4,752
EQUITY RESOURCES, INC. 41 3.12% $3,273
AMERISAVE MORTGAGE CORPORATION 38 2.90% $6,082
LOANDEPOT.COM, LLC 37 2.96% $4,294
HOME POINT FINANCIAL CORPORATION 36 2.98% $4,008
West Town Bank & Trust 35 3.05% $3,241
Alcova Mortgage LLC 32 3.12% $4,507
UNION HOME MORTGAGE CORP. 29 3.11% $3,815
Bank of America 28 2.82% $3,838
ANGEL OAK HOME LOANS LLC 25 3.36% $5,419
Southern Bank and Trust Company 23 3.03% $4,396
BETTER MORTGAGE CORPORATION 21 2.78% $3,209
LOCAL GOVERNMENT FEDERAL CREDIT UNION 20 3.43% $3,522
HOMESIDE FINANCIAL, LLC 19 3.06% $4,257
PNC Bank 19 2.91% $4,343
PENNYMAC LOAN SERVICES, LLC 18 3.12% $5,134
Towne Bank 18 3.10% $5,327
First Bank 17 3.10% $3,636
JPMorgan Chase Bank 17 3.17% $3,213
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 17 3.10% $5,043
Mr. Cooper ( Nationstar Mortgage ) 16 3.01% $5,141
PRIMELENDING, A PLAINSCAPITAL COMPANY 16 3.18% $3,782
Flagstar Bank, FSB 15 3.05% $4,306
COASTAL Federal Credit Union 15 3.17% $2,695
DHI MORTGAGE COMPANY, LTD. 15 2.97% $2,849
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 3.14% $4,285
T2 FINANCIAL LLC 13 3.43% $5,869
CALIBER HOME LOANS, INC. 13 2.98% $3,129
Renasant Bank 12 3.03% $3,862
NEWREZ LLC 11 3.13% $4,970
North State Bank 11 3.03% $3,178
Fifth Third Bank 10 3.02% $5,376
George Mason Mortgage, LLC 9 3.09% $3,882
Stifel Bank and Trust 9 2.82% $2,648
GoPrime Mortgage, Inc. 9 3.10% $3,824
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 9 3.23% $2,043
STEARNS LENDING, LLC 8 2.84% $3,197
U.S. Bank 8 2.87% $3,970
Citizens Bank 8 2.73% $5,086
United Community Bank 8 3.08% $4,577
Alpha Mortgage Corporation 8 3.30% $3,759
Wyndham Capital Mortgage, Inc. 8 3.03% $2,338
KELLER MORTGAGE, LLC 8 3.05% $2,018
CORNERSTONE HOME LENDING, INC. 7 3.11% $3,409
MUTUAL OF OMAHA MORTGAGE, INC. 7 3.07% $6,805
CRESCENT MORTGAGE COMPANY 7 3.14% $3,868
First Heritage Mortgage, LLC 7 3.16% $3,299
NFM, INC. 7 3.09% $3,990
First National Bank of Pennsylvania 7 3.20% $3,594
South State Bank 7 3.13% $5,096
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 7 3.13% $4,513
Prosperity Home Mortgage, LLC 6 2.92% $3,632
Northpointe Bank 6 3.00% $3,337
The Fidelity Bank 6 3.13% $5,755
FREEDOM MORTGAGE CORPORATION 6 3.23% $3,235
First Horizon Bank 6 2.98% $3,315
BROKER SOLUTIONS, INC. 6 3.19% $4,670
TD Bank 5 3.05% $4,144
Ameris Bank 5 3.00% $4,322
RESOURCE FINANCIAL SERVICES, INC. 5 2.85% $3,709
ACADEMY MORTGAGE CORPORATION 5 3.10% $3,460
RESIDENTIAL MORTGAGE SERVICES, INC. 5 3.30% $3,401
AMERICAN FINANCING CORPORATION 5 2.87% $3,348
Regions Bank 5 2.90% $3,798
Blue Ridge Bank 5 3.33% $4,795
NBKC BANK 5 2.92% $2,985
RAPID MORTGAGE COMPANY 5 2.93% $4,867
CAPITAL CENTER, L.L.C. 5 3.08% $208
Gateway First Bank 5 3.05% $2,367
CROSSCOUNTRY MORTGAGE, LLC 5 3.65% $3,839
Southern First Bank 5 3.15% $3,330
ROYAL UNITED MORTGAGE LLC 5 3.25% $5,973
MCLEAN MORTGAGE CORPORATION 5 2.88% $5,240
HOMESTEAD FUNDING CORP. 4 3.28% $3,802
Charles Schwab Bank, SSB 4 2.34% $2,314
EMM LOANS LLC 4 3.00% $3,047
FINANCE OF AMERICA MORTGAGE LLC 4 3.12% $3,694
FirstBank 4 2.69% $2,495
INTERCOASTAL MORTGAGE COMPANY 4 2.91% $9,601
LADERA LENDING, INC. 4 2.84% $3,428
LAKEVIEW LOAN SERVICING, LLC 4 3.22% $5,860
Mortgage Assurance Inc. 4 3.13% $2,787
Pinnacle Bank 4 3.03% $3,497
SOUTHERN TRUST MORTGAGE, LLC 4 2.81% $5,834
ZILLOW HOME LOANS, LLC 4 3.09% $3,898
TOWNE MORTGAGE COMPANY 3 3.04% $3,184
AmRes Corporation 3 2.63% $2,778
The Federal Savings Bank 3 3.17% $5,389
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 3.13% $5,137
Nations Lending Corporation 3 3.17% $5,452
PROVIDENT FUNDING ASSOCIATES, L.P. 3 2.63% $2,733
Bank of England 3 3.42% $3,676
PENTAGON FEDERAL CREDIT UNION 3 2.79% $2,014
ON Q FINANCIAL, INC. 3 3.17% $3,684
United Bank 3 3.25% $3,678
THE MORTGAGE FIRM, INC. 3 3.75% $4,288
Atlantic Coast Mortgage, LLC 3 3.29% $3,408
Towne Mortgage of the Carolinas, LLC 2 3.56% $3,482
Toyota Financial Savings Bank 2 2.75% $3,686
First Internet Bank of Indiana 2 2.69% $2,917
RELIANCE FIRST CAPITAL, LLC 2 3.19% $8,802
Baxter Credit Union 2 2.94% $2,943
First Guaranty Mortgage Corporation 2 3.44% $1,294
GUILD MORTGAGE COMPANY 2 3.68% $3,434
USAA Federal Savings Bank 2 3.13% $2,712
Allen Tate Mortgage Partners, LLC 2 3.63% $6,765
SeaTrust Mortgage Company 2 3.25% $3,501
Wolfe Financial, Inc 2 3.50% $4,084
GSF Mortgage Corporation 2 3.06% $2,621
Atlantic Home Loans, Inc. 2 2.99% $3,620
First Mortgage Solutions, LLC 2 2.44% $8,240
InterContinental Capital Group, Inc 2 3.13% $3,868
Carrington Mortgage Services, LLC 2 3.00% $3,957
HOMESPIRE MORTGAGE CORPORATION 2 2.94% $3,526
CHURCHILL MORTGAGE CORPORATION 2 3.44% $3,531
North American Savings Bank, F.S.B. 2 2.94% $2,558
AmeriHome Mortgage Company, LLC 2 3.25% $4,297
Third Federal Savings and Loan Association of Cleveland 2 3.07% $295
CORNING 2 2.75% $4,471
Manufacturers and Traders Trust Company 2 3.06% $4,170
Raymond James Bank 2 2.88% $4,158
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 3.56% $3,256
Mortgage Network, Inc. 1 2.99% $4,314
Mortgage Research Center, LLC 1 2.99% $5,760
Commonwealth Bank and Trust Company 1 3.25% $6,573
Comerica Bank 1 2.75% $4,574
CMG MORTGAGE, INC. 1 3.13% $2,033
NASA Federal Credit Union 1 2.88% $5,195
Clear Mountain Bank 1 3.99% $2,813
Citibank 1 3.25% $4,169
NEWPORT NEWS SHIPBUILDING EMPLOYEES 1 2.63% $2,826
CIT Bank 1 2.63% $8,034
Chicago Mortgage Solutions LLC 1 3.13% $4,790
C & F Mortgage Corporation 1 3.00% $2,895
OAKTREE FUNDING CORP. 1 6.63% $2,763
OVM FINANCIAL, INC. 1 3.75% $2,965
Paramount Residential Mortgage Group, Inc. 1 3.50% $5,854
CELEBRITY HOME LOANS, LLC 1 3.38% $4,304
PLANET HOME LENDING, LLC 1 2.99% $9,261
PLUS RELOCATION MORTGAGE, LLC 1 2.99% $8,049
POLARIS HOME FUNDING CORP. 1 3.38% $6,256
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.50% $3,119
Capital City Home Loans, LLC 1 2.75% $2,421
CANOPY MORTGAGE, LLC 1 2.75% $2,361
Cadence Bank, N.A. 1 3.00% $26,405
BNY Mellon 1 2.38% $4,173
Bethpage Federal Credit Union 1 2.88% $3,461
Bell Bank 1 2.88% $3,148
BARTLETT MORTGAGE, INC. 1 2.88% $3,086
ROSS MORTGAGE CORPORATION 1 2.88% $6,456
BANKSOUTH MORTGAGE COMPANY, LLC 1 3.50% $1,795
Auto Club Trust, FSB 1 3.00% $2,014
AgCarolina Farm Credit, FLCA 1 4.11% $5,890
Aurora Financial, LLC 1 2.75% $2,212
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.75% $3,034
Strong Home Mortgage, LLC 1 2.88% $706
SUCCESS MORTGAGE PARTNERS, INC. 1 3.13% $3,221
ARC HOME LLC 1 2.75% $1,967
Texana Bank 1 3.00% $6,991
The Central Trust Bank 1 2.38% $1,656
The Huntington National Bank 1 3.03% $5,136
THRIVE MORTGAGE, LLC 1 3.00% $2,386
TJC Mortgage, Inc. 1 2.88% $2,724
TOP FLITE FINANCIAL, INC. 1 2.88% $5,946
AMERICAN FINANCIAL NETWORK, INC. 1 2.50% $7,226
Truliant Federal Credit Union 1 3.25% $3,153
AMCAP MORTGAGE, LTD. 1 3.50% $4,752
Ally Bank 1 2.63% $6,833
UNITED MORTGAGE CORP. 1 2.63% $5,237
ALLIED MORTGAGE GROUP, INC. 1 3.38% $3,894
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.75% $3,036
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 1 2.88% $3,536
First State Bank of St. Charles, Missouri 1 2.88% $2,774
First United Bank and Trust Company 1 3.13% $3,087
First Palmetto Bank 1 3.00% $3,668
FLAT BRANCH MORTGAGE, INC. 1 3.50% $4,987
FOUNDERS FEDERAL CREDIT UNION 1 2.50% $3,527
American Airlines Federal Credit Union 1 3.25% $0
First Home Bank 1 3.25% $4,304
Goldman Sachs Bank USA 1 2.45% $5,212
Goldwater Bank, N.A. 1 2.88% $7,601
First Federal Bank 1 2.88% $2,338
FIRST COMMUNITY MORTGAGE, INC. 1 3.13% $5,745
HAMILTON HOME LOANS, INC. 1 2.99% $3,677
Home Loan Investment Bank, F.S.B. 1 3.50% $4,630
Evolve Bank & Trust 1 3.12% $4,355
EMBRACE HOME LOANS, INC. 1 3.38% $4,343
21ST MORTGAGE CORPORATION 1 5.99% $6,390
HomeTrust Bank 1 2.75% $3,021
HUNT MORTGAGE CORPORATION 1 3.50% $3,003
Integrity Home Mortgage Corp 1 3.25% $3,760
Victorian Finance, LLC 1 2.75% $3,363
ITHINK FINANCIAL Credit Union 1 2.88% $4,920
Ixonia Bank 1 2.63% $3,970
JET HOMELOANS, LLC 1 2.88% $12,909
East Coast Capital Corp. 1 3.50% $6,655
Kearny Bank 1 2.88% $2,542
DIGITAL Federal Credit Union 1 3.13% $5,905
KeyBank 1 2.88% $3,796
ALLEGACY FEDERAL CREDIT UNION 1 2.88% $4,210
WesBanco Bank, Inc. 1 3.25% $4,671
LAND HOME FINANCIAL SERVICES, INC. 1 3.25% $2,673
LEADERONE FINANCIAL CORPORATION 1 2.88% $2,656
LENDERFI, INC. 1 2.75% $1,946
LENDUS, LLC 1 3.25% $3,774
Deere Employees Credit Union 1 2.25% $3,015
LOANLEADERS OF AMERICA, INC. 1 2.88% $3,053
LOANPAL, LLC 1 3.38% $2,643
CONTOUR MORTGAGE CORPORATION 1 2.75% $4,194
Meridian Bank Corporation 1 2.88% $3,880
MICHIGAN MUTUAL, INC. 1 2.99% $2,151
MIDLAND MORTGAGE CORPORATION 1 2.88% $4,672
Morgan Stanley Private Bank 1 2.60% $3,313
AgFirst Farm Credit Bank 1 2.88% $6,402

Morehead City, NC's 225 lenders originated 5,552 loans during 2021. The total origination value was $1,594,540,000, with an average loan value of $287,201.

The top Morehead City lender as defined by loan originations is QUICKEN LOANS, LLC, with 223 loans originated. Their average total fees are $5,443, which is $1,520 higher than the next largest lender, STATE EMPLOYEES'.

The lowest fee Morehead City lenders (with over 10 loans originated) are COASTAL Federal Credit Union ($2,695), DHI MORTGAGE COMPANY, LTD. ($2,849), CALIBER HOME LOANS, INC. ($3,129), Corporate Investors Mortgage Group, Inc. ($3,150) and North State Bank ($3,178).

The lowest rate Morehead City lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.78%), Bank of America (2.82%), AMERISAVE MORTGAGE CORPORATION (2.90%), PNC Bank (2.91%) and LOANDEPOT.COM, LLC (2.96%).

Morehead City, NC Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $78,825,000 $112,665,000 42.9% 7.1%
STATE EMPLOYEES' $59,295,000 $91,595,000 54.5% 5.7%
Truist Bank $99,340,000 $86,430,000 -13.0% 5.4%
Corporate Investors Mortgage Group, Inc. $72,115,000 $83,305,000 15.5% 5.2%
First-Citizens Bank & Trust Company $71,000,000 $79,865,000 12.5% 5.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $83,020,000 $77,400,000 -6.8% 4.9%
American Security Mortgage Corp. $46,770,000 $52,270,000 11.8% 3.3%
MOVEMENT MORTGAGE, LLC $53,230,000 $50,450,000 -5.2% 3.2%
NAVY FEDERAL CREDIT UNION $41,015,000 $48,385,000 18.0% 3.0%
Wells Fargo Bank $30,800,000 $41,295,000 34.1% 2.6%
FREEDOM MORTGAGE CORPORATION $35,425,000 $32,905,000 -7.1% 2.1%
M&T Realty Capital Corporation $29,005,000 n/a 1.8%
Southern Bank and Trust Company $23,610,000 $28,425,000 20.4% 1.8%
UNITED WHOLESALE MORTGAGE, LLC $16,660,000 $25,360,000 52.2% 1.6%
GUARANTEED RATE, INC. $20,685,000 $25,225,000 21.9% 1.6%
First Bank $195,000 $23,850,000 12,130.8% 1.5%
LOANDEPOT.COM, LLC $11,650,000 $23,040,000 97.8% 1.4%
HOME POINT FINANCIAL CORPORATION $15,190,000 $22,895,000 50.7% 1.4%
Towne Bank $8,100,000 $20,500,000 153.1% 1.3%
UNION HOME MORTGAGE CORP. $13,795,000 $19,050,000 38.1% 1.2%
Mortgage Research Center, LLC $14,190,000 $16,385,000 15.5% 1.0%
PENNYMAC LOAN SERVICES, LLC $8,380,000 $15,745,000 87.9% 1.0%
PNC Bank $14,105,000 $15,720,000 11.4% 1.0%
EQUITY RESOURCES, INC. $16,675,000 $15,670,000 -6.0% 1.0%
Bank of America $16,005,000 $15,065,000 -5.9% 0.9%
AMERISAVE MORTGAGE CORPORATION $7,925,000 $14,300,000 80.4% 0.9%
West Town Bank & Trust $15,285,000 $13,560,000 -11.3% 0.9%
Alcova Mortgage LLC $10,685,000 $12,785,000 19.7% 0.8%
First National Bank of Pennsylvania $13,420,000 $12,020,000 -10.4% 0.8%
ANGEL OAK HOME LOANS LLC $9,335,000 $11,900,000 27.5% 0.7%
COASTAL Federal Credit Union $2,615,000 $11,065,000 323.1% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $4,950,000 $11,015,000 122.5% 0.7%
BETTER MORTGAGE CORPORATION $6,780,000 $10,670,000 57.4% 0.7%
DHI MORTGAGE COMPANY, LTD. $9,425,000 $8,900,000 -5.6% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,350,000 $8,275,000 -0.9% 0.5%
Flagstar Bank, FSB $3,025,000 $7,835,000 159.0% 0.5%
LAKEVIEW LOAN SERVICING, LLC $7,150,000 $7,640,000 6.9% 0.5%
USAA Federal Savings Bank $8,585,000 $7,540,000 -12.2% 0.5%
United Community Bank $3,185,000 $7,500,000 135.5% 0.5%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $5,570,000 $7,470,000 34.1% 0.5%
CALIBER HOME LOANS, INC. $6,270,000 $7,410,000 18.2% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,640,000 $7,135,000 96.0% 0.4%
North State Bank $9,965,000 $7,090,000 -28.9% 0.4%
T2 FINANCIAL LLC $7,050,000 n/a 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $5,310,000 $6,980,000 31.5% 0.4%
HOMESIDE FINANCIAL, LLC $3,910,000 $6,460,000 65.2% 0.4%
U.S. Bank $5,580,000 $6,190,000 10.9% 0.4%
FirstBank $950,000 $6,160,000 548.4% 0.4%
JPMorgan Chase Bank $10,320,000 $5,960,000 -42.2% 0.4%
Alpha Mortgage Corporation $5,880,000 n/a 0.4%
The Fidelity Bank $1,805,000 $5,745,000 218.3% 0.4%
Renasant Bank $6,380,000 $5,650,000 -11.4% 0.4%
Southern First Bank $2,400,000 $5,500,000 129.2% 0.3%
Fifth Third Bank $1,980,000 $5,375,000 171.5% 0.3%
FIRST FLIGHT FEDERAL CREDIT UNION $5,450,000 $5,375,000 -1.4% 0.3%
INTERCOASTAL MORTGAGE COMPANY $3,315,000 $5,285,000 59.4% 0.3%
United Bank $3,835,000 $5,250,000 36.9% 0.3%
RESIDENTIAL MORTGAGE SERVICES, INC. $3,400,000 $4,670,000 37.4% 0.3%
Wyndham Capital Mortgage, Inc. $3,500,000 $4,545,000 29.9% 0.3%
NEW DAY FINANCIAL, LLC $2,865,000 $4,515,000 57.6% 0.3%
NEWREZ LLC $3,315,000 $4,390,000 32.4% 0.3%
South State Bank $385,000 $4,320,000 1,022.1% 0.3%
Citizens Bank $5,115,000 $4,160,000 -18.7% 0.3%
Regions Bank $3,795,000 $4,055,000 6.9% 0.3%
NBKC BANK $2,750,000 $3,890,000 41.5% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,330,000 $3,865,000 190.6% 0.2%
COREVEST AMERICAN FINANCE LENDER LLC $3,835,000 n/a 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $3,015,000 $3,825,000 26.9% 0.2%
TD Bank $1,140,000 $3,605,000 216.2% 0.2%
Northpointe Bank $1,235,000 $3,555,000 187.9% 0.2%
George Mason Mortgage, LLC $5,135,000 $3,550,000 -30.9% 0.2%
STEARNS LENDING, LLC $14,135,000 $3,500,000 -75.2% 0.2%
GoPrime Mortgage, Inc. $3,440,000 $3,470,000 0.9% 0.2%
NFM, INC. $4,280,000 $3,425,000 -20.0% 0.2%
North American Savings Bank, F.S.B. $3,285,000 $3,340,000 1.7% 0.2%
Stifel Bank and Trust $1,165,000 $3,330,000 185.8% 0.2%
First Heritage Mortgage, LLC $1,760,000 $3,310,000 88.1% 0.2%
KELLER MORTGAGE, LLC $4,820,000 $3,225,000 -33.1% 0.2%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $2,415,000 $3,065,000 26.9% 0.2%
CORNERSTONE HOME LENDING, INC. $4,030,000 $3,005,000 -25.4% 0.2%
KS Bank, Inc. $845,000 $2,975,000 252.1% 0.2%
Charles Schwab Bank, SSB $4,500,000 $2,960,000 -34.2% 0.2%
Pinnacle Bank $4,780,000 $2,930,000 -38.7% 0.2%
Carrington Mortgage Services, LLC $1,510,000 $2,840,000 88.1% 0.2%
Blue Ridge Bank $1,265,000 $2,830,000 123.7% 0.2%
BROKER SOLUTIONS, INC. $800,000 $2,805,000 250.6% 0.2%
CMG MORTGAGE, INC. $940,000 $2,685,000 185.6% 0.2%
Prosperity Home Mortgage, LLC $1,645,000 $2,540,000 54.4% 0.2%
BNY Mellon $495,000 $2,530,000 411.1% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,295,000 $2,530,000 10.2% 0.2%
Ameris Bank $3,880,000 $2,515,000 -35.2% 0.2%
ACADEMY MORTGAGE CORPORATION $2,460,000 n/a 0.2%
HOMESTEAD FUNDING CORP. $3,100,000 $2,385,000 -23.1% 0.1%
First Horizon Bank $360,000 $2,320,000 544.4% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,875,000 $2,295,000 -20.2% 0.1%
Goldman Sachs Bank USA $2,265,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,210,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $2,940,000 $2,165,000 -26.4% 0.1%
AMERICAN FINANCING CORPORATION $2,180,000 $2,150,000 -1.4% 0.1%
Marine Federal Credit Union $1,385,000 $2,075,000 49.8% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $735,000 $2,065,000 181.0% 0.1%
Union Bank $2,620,000 $2,025,000 -22.7% 0.1%
Morgan Stanley Private Bank $1,565,000 $2,020,000 29.1% 0.1%
Cadence Bank, N.A. $2,005,000 n/a 0.1%
Benchmark Community Bank $260,000 $1,975,000 659.6% 0.1%
Nations Lending Corporation $1,905,000 $1,965,000 3.1% 0.1%
Availa Bank $1,940,000 n/a 0.1%
HomeTrust Bank $2,625,000 $1,915,000 -27.0% 0.1%
The Federal Savings Bank $3,470,000 $1,915,000 -44.8% 0.1%
Gateway First Bank $3,515,000 $1,910,000 -45.7% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $3,220,000 $1,820,000 -43.5% 0.1%
CLEARPATH LENDING $3,495,000 $1,815,000 -48.1% 0.1%
Raymond James Bank $755,000 $1,800,000 138.4% 0.1%
MCLEAN MORTGAGE CORPORATION $2,225,000 $1,735,000 -22.0% 0.1%
CAPITAL CENTER, L.L.C. $1,885,000 $1,720,000 -8.8% 0.1%
RAPID MORTGAGE COMPANY $1,045,000 $1,710,000 63.6% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $3,070,000 $1,705,000 -44.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,300,000 $1,695,000 -26.3% 0.1%
Mortgage Assurance Inc. $935,000 $1,685,000 80.2% 0.1%
BNC National Bank $1,340,000 $1,655,000 23.5% 0.1%
First Federal Bank $1,100,000 $1,600,000 45.5% 0.1%
EMM LOANS LLC $1,120,000 $1,590,000 42.0% 0.1%
SOUTHERN TRUST MORTGAGE, LLC $3,585,000 $1,530,000 -57.3% 0.1%
Atlantic Coast Mortgage, LLC $1,520,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,580,000 $1,510,000 -4.4% 0.1%
RESOURCE FINANCIAL SERVICES, INC. $1,975,000 $1,500,000 -24.1% 0.1%
The Huntington National Bank $375,000 $1,500,000 300.0% 0.1%
AgCarolina Farm Credit, FLCA $1,490,000 n/a 0.1%
First Mortgage Solutions, LLC $1,105,000 $1,480,000 33.9% 0.1%
CRESCENT MORTGAGE COMPANY $1,980,000 $1,425,000 -28.0% 0.1%
InterContinental Capital Group, Inc $930,000 $1,405,000 51.1% 0.1%
LADERA LENDING, INC. $490,000 $1,375,000 180.6% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,315,000 $1,370,000 4.2% 0.1%
KeyBank $1,340,000 n/a 0.1%
Bank of England $175,000 $1,275,000 628.6% 0.1%
TOWNE MORTGAGE COMPANY $1,250,000 n/a 0.1%
Manufacturers and Traders Trust Company $1,245,000 n/a 0.1%
THE MORTGAGE FIRM, INC. $785,000 $1,225,000 56.1% 0.1%
GSF Mortgage Corporation $440,000 $1,220,000 177.3% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,500,000 $1,185,000 -21.0% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $2,375,000 $1,185,000 -50.1% 0.1%
Toyota Financial Savings Bank $1,150,000 n/a 0.1%
C & F Mortgage Corporation $1,140,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $1,135,000 n/a 0.1%
SeaTrust Mortgage Company $1,120,000 n/a 0.1%
21ST MORTGAGE CORPORATION $995,000 $1,060,000 6.5% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $3,660,000 $1,045,000 -71.4% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $605,000 $1,040,000 71.9% 0.1%
AmeriHome Mortgage Company, LLC $1,025,000 n/a 0.1%
TOWER $520,000 $1,025,000 97.1% 0.1%
PLANET HOME LENDING, LLC $105,000 $1,010,000 861.9% 0.1%
AmRes Corporation $575,000 $1,000,000 73.9% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $580,000 $1,000,000 72.4% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,755,000 $995,000 -43.3% 0.1%
HOMESPIRE MORTGAGE CORPORATION $365,000 $960,000 163.0% 0.1%
Paramount Residential Mortgage Group, Inc. $1,315,000 $945,000 -28.1% 0.1%
Hometown Equity Mortgage, LLC $940,000 n/a 0.1%
AMERICAN ADVISORS GROUP $245,000 $935,000 281.6% 0.1%
ROYAL UNITED MORTGAGE LLC $880,000 $930,000 5.7% 0.1%
ON Q FINANCIAL, INC. $605,000 $900,000 48.8% 0.1%
Amalgamated Bank $255,000 $865,000 239.2% 0.1%
CANOPY MORTGAGE, LLC $315,000 $850,000 169.8% 0.1%
American National Bank and Trust Company $1,240,000 $835,000 -32.7% 0.1%
First Guaranty Mortgage Corporation $875,000 $835,000 -4.6% 0.1%
ROSS MORTGAGE CORPORATION $830,000 n/a 0.1%
First Carolina Bank $2,530,000 $820,000 -67.6% 0.1%
KS StateBank $810,000 n/a 0.1%
Magnolia Bank $1,220,000 $805,000 -34.0% 0.1%
Meridian Bank Corporation $900,000 $805,000 -10.6% 0.1%
American Airlines Federal Credit Union $25,000 $790,000 3,060.0% 0.0%
ITHINK FINANCIAL Credit Union $105,000 $765,000 628.6% 0.0%
REVERSE MORTGAGE FUNDING LLC $85,000 $765,000 800.0% 0.0%
First Internet Bank of Indiana $760,000 n/a 0.0%
Park Lane Finance Solutions, LLC $810,000 $755,000 -6.8% 0.0%
Wolfe Financial, Inc $755,000 n/a 0.0%
CIT Bank $745,000 n/a 0.0%
Allen Tate Mortgage Partners, LLC $235,000 $740,000 214.9% 0.0%
FINANCE OF AMERICA REVERSE LLC $740,000 n/a 0.0%
Strong Home Mortgage, LLC $1,275,000 $710,000 -44.3% 0.0%
Ally Bank $620,000 $705,000 13.7% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $600,000 $680,000 13.3% 0.0%
CORNING $315,000 $675,000 114.3% 0.0%
WesBanco Bank, Inc. $655,000 n/a 0.0%
SPRING EQ, LLC $150,000 $645,000 330.0% 0.0%
Visio Financial Services Inc. $645,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $330,000 $640,000 93.9% 0.0%
LIMA ONE CAPITAL, LLC $605,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $605,000 n/a 0.0%
The Freedom Bank of Virginia $580,000 n/a 0.0%
Truliant Federal Credit Union $370,000 $580,000 56.8% 0.0%
Third Federal Savings and Loan Association of Cleveland $1,180,000 $565,000 -52.1% 0.0%
Texana Bank $560,000 n/a 0.0%
Select Bank & Trust Company $2,410,000 $555,000 -77.0% 0.0%
Bell Bank $545,000 n/a 0.0%
York Traditions Bank $275,000 $545,000 98.2% 0.0%
Figure Lending LLC $50,000 $530,000 960.0% 0.0%
LENDINGHOME FUNDING CORPORATION $340,000 $510,000 50.0% 0.0%
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION $1,485,000 $505,000 -66.0% 0.0%
Goldwater Bank, N.A. $245,000 $495,000 102.0% 0.0%
GUILD MORTGAGE COMPANY $940,000 $490,000 -47.9% 0.0%
Towne Mortgage of the Carolinas, LLC $2,365,000 $490,000 -79.3% 0.0%
EMBRACE HOME LOANS, INC. $1,090,000 $485,000 -55.5% 0.0%
Victorian Finance, LLC $1,340,000 $485,000 -63.8% 0.0%
Mountain Commerce Bank $475,000 n/a 0.0%
Mid-Continent Funding, Inc. $195,000 $470,000 141.0% 0.0%
Home Loan Investment Bank, F.S.B. $465,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $215,000 $465,000 116.3% 0.0%
Prime Choice Funding Inc. $1,115,000 $465,000 -58.3% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $970,000 $460,000 -52.6% 0.0%
The Central Trust Bank $610,000 $460,000 -24.6% 0.0%
Axos Bank $455,000 n/a 0.0%
Comerica Bank $455,000 n/a 0.0%
Kearny Bank $455,000 n/a 0.0%
Origin Bank $455,000 n/a 0.0%
AMERIFIRST FINANCIAL CORPORATION $450,000 n/a 0.0%
Mortgage Network, Inc. $445,000 n/a 0.0%
Northwest Federal Credit Union $315,000 $445,000 41.3% 0.0%
The Bank of LaFayette, Georgia $445,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $440,000 n/a 0.0%
The Bank of South Carolina $435,000 n/a 0.0%
TJC Mortgage, Inc. $435,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $425,000 n/a 0.0%
Integrity Home Mortgage Corp $420,000 n/a 0.0%
DIGITAL Federal Credit Union $405,000 n/a 0.0%
JET HOMELOANS, LLC $405,000 n/a 0.0%
Aurora Financial, LLC $395,000 n/a 0.0%
First Home Bank $845,000 $395,000 -53.3% 0.0%
Cornerstone First Mortgage, Inc $390,000 n/a 0.0%
ONY GLO, INC. $385,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $385,000 n/a 0.0%
GENEVA FINANCIAL, LLC $380,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $375,000 n/a 0.0%
Commonwealth Bank and Trust Company $370,000 n/a 0.0%
HAMILTON HOME LOANS, INC. $155,000 $370,000 138.7% 0.0%
Hometown Lenders, Inc. $400,000 $370,000 -7.5% 0.0%
PHH Mortgage Corporation $415,000 $370,000 -10.8% 0.0%
Roxboro Savings Bank SSB $305,000 $360,000 18.0% 0.0%
Armed Forces Bank $365,000 $355,000 -2.7% 0.0%
Chicago Mortgage Solutions LLC $355,000 n/a 0.0%
MLD MORTGAGE INC. $355,000 n/a 0.0%
CELEBRITY HOME LOANS, LLC $345,000 n/a 0.0%
Deere Employees Credit Union $345,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $345,000 n/a 0.0%
LOANPAL, LLC $145,000 $345,000 137.9% 0.0%
THRIVE MORTGAGE, LLC $295,000 $335,000 13.6% 0.0%
WESTERN EXPRESS LENDING $335,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $330,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $325,000 n/a 0.0%
Austin Capital Bank SSB $315,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $185,000 $310,000 67.6% 0.0%
AgFirst Farm Credit Bank $395,000 $305,000 -22.8% 0.0%
Evolve Bank & Trust $305,000 n/a 0.0%
First State Community Bank $305,000 n/a 0.0%
LENDERFI, INC. $1,230,000 $305,000 -75.2% 0.0%
First United Bank and Trust Company $295,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $295,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $290,000 n/a 0.0%
Florida Capital Bank $245,000 $285,000 16.3% 0.0%
HUNT MORTGAGE CORPORATION $285,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $285,000 n/a 0.0%
Baxter Credit Union $280,000 n/a 0.0%
Capital Bank $760,000 $275,000 -63.8% 0.0%
Equity Prime Mortgage LLC $145,000 $275,000 89.7% 0.0%
Atlantic Home Loans, Inc. $270,000 n/a 0.0%
Citibank $225,000 $265,000 17.8% 0.0%
Ixonia Bank $265,000 n/a 0.0%
LENDUS, LLC $215,000 $265,000 23.3% 0.0%
Sunflower Bank $255,000 $265,000 3.9% 0.0%
ARC HOME LLC $285,000 $255,000 -10.5% 0.0%
BM Real Estate Services, Inc. $215,000 $255,000 18.6% 0.0%
LOANLEADERS OF AMERICA, INC. $255,000 n/a 0.0%
Dollar Bank, Federal Savings Bank $245,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $185,000 $245,000 32.4% 0.0%
MIDLAND MORTGAGE CORPORATION $570,000 $245,000 -57.0% 0.0%
NTFN, INC. $650,000 $245,000 -62.3% 0.0%
QUORUM FEDERAL CREDIT UNION $95,000 $245,000 157.9% 0.0%
Clear Mountain Bank $235,000 n/a 0.0%
First State Bank of St. Charles, Missouri $215,000 $235,000 9.3% 0.0%
NP, Inc. $185,000 $235,000 27.0% 0.0%
The State Bank and Trust Company $235,000 n/a 0.0%
UNITED MORTGAGE CORP. $235,000 n/a 0.0%
Waterford Bank, N.A. $235,000 n/a 0.0%
Countybank $225,000 n/a 0.0%
First Palmetto Bank $225,000 n/a 0.0%
Lakeview Community Capital, LLC $225,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $215,000 n/a 0.0%
BARTLETT MORTGAGE, INC. $215,000 n/a 0.0%
American Community Bank of Indiana $205,000 n/a 0.0%
Assurance Financial Group, L.L.C. $320,000 $205,000 -35.9% 0.0%
LEADERONE FINANCIAL CORPORATION $205,000 n/a 0.0%
SCIENT Federal Credit Union $205,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $680,000 $195,000 -71.3% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $195,000 n/a 0.0%
NASA Federal Credit Union $195,000 n/a 0.0%
NEWPORT NEWS SHIPBUILDING EMPLOYEES $195,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $2,760,000 $190,000 -93.1% 0.0%
ATHAS CAPITAL GROUP, INC. $205,000 $175,000 -14.6% 0.0%
DUPACO COMMUNITY $105,000 $175,000 66.7% 0.0%
First Midwest Bank of Dexter $175,000 n/a 0.0%
FBC MORTGAGE, LLC $715,000 $165,000 -76.9% 0.0%
OCEANSIDE MORTGAGE COMPANY $165,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $175,000 $165,000 -5.7% 0.0%
Atlantic Union Bank $295,000 $155,000 -47.5% 0.0%
FOUNDERS FEDERAL CREDIT UNION $155,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $155,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $150,000 n/a 0.0%
Bethpage Federal Credit Union $145,000 n/a 0.0%
LANGLEY $145,000 n/a 0.0%
OAKTREE FUNDING CORP. $145,000 n/a 0.0%
Auto Club Trust, FSB $135,000 n/a 0.0%
FIRST HOME MORTGAGE CORPORATION $135,000 n/a 0.0%
WELCOME Federal Credit Union $340,000 $135,000 -60.3% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $105,000 $125,000 19.0% 0.0%
East Coast Capital Corp. $125,000 n/a 0.0%
OVM FINANCIAL, INC. $75,000 $125,000 66.7% 0.0%
Capital City Home Loans, LLC $115,000 n/a 0.0%
Bank of Tennessee $275,000 $105,000 -61.8% 0.0%
PROPONENT Federal Credit Union $105,000 n/a 0.0%
Signature Federal Credit Union $95,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $1,680,000 $85,000 -94.9% 0.0%
BMO Harris Bank $85,000 n/a 0.0%
CSL Financial, LLC $85,000 n/a 0.0%
State Department Federal Credit Union $45,000 n/a 0.0%

Morehead City's top lender by overall market share is QUICKEN LOANS, LLC, with 7.1% market share. In second place, with 5.7%, is STATE EMPLOYEES', having originated $91,595,000 in loans. In third place, with 5.4%, is Truist Bank, having originated $86,430,000 in loans. In third place, with 5.2%, is Corporate Investors Mortgage Group, Inc., having originated $83,305,000 in loans. In third place, with 5.0%, is First-Citizens Bank & Trust Company, having originated $79,865,000 in loans.


Morehead City, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,291 $762,335,000 $332,752
Refi 2,098 $563,690,000 $268,680
Cash Out Refi 733 $205,825,000 $280,798
Other 245 $38,375,000 $156,633
Home Improvement 185 $24,315,000 $131,432

Morehead City's most frequently cited loan purpose was Home Purchase, with 2,291 originations. The 2nd most popular reason was Refi, with 2,098 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 2,287 $644,525,000 $281,821
3-4% 1,842 $544,100,000 $295,385
<2.5% 1,090 $305,930,000 $280,670
4-5% 153 $39,065,000 $255,327
5-6% 30 $3,650,000 $121,667
Over 8% 29 $3,445,000 $118,793
6-7% 21 $3,905,000 $185,952
7-8% 21 $1,925,000 $91,667

During 2021, Morehead City's most frequently originated rate bucket was 2.5-3%, with 2,287 originations.

Loan Sizing (Morehead City, NC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,379 $666,315,000 $280,082
$100k-200k 1,645 $248,545,000 $151,091
$400k-600k 775 $371,365,000 $479,181
$100,000 or less 492 $32,180,000 $65,407
$600k-1000k 193 $142,995,000 $740,907
$Over $1MM 68 $133,140,000 $1,957,941

Morehead City's loan sizing saw the bucket of loans from $200k-400k with 2,379 originations, totaling $666,315,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 1,801 $579,065,000 $321,524
80-100% 1,650 $506,950,000 $307,242
40-60% 995 $264,365,000 $265,693
20-40% 479 $92,395,000 $192,891
Under 20% 228 $15,790,000 $69,254
Over 100% 81 $29,715,000 $366,852

Morehead City's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,801 originations, totaling $579,065,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Morehead City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $299,900 (3.8%) $386,073 (8.2%) 0.00 1,031
2018-02-01 $302,500 (5.1%) $387,861 (7.4%) 0.00 1,032
2018-03-01 $315,000 (8.6%) $396,666 (8.4%) 0.00 1,063
2018-04-01 $319,000 (6.7%) $394,625 (4.4%) 0.00 1,084
2018-05-01 $323,935 (8.3%) $405,261 (6.1%) 0.00 1,087
2018-06-01 $320,000 (7.1%) $406,221 (7.3%) 0.00 1,071
2018-07-01 $321,178 (5.3%) $411,624 (7.1%) 0.00 1,068
2018-08-01 $325,750 (6.1%) $418,929 (9.0%) 0.00 1,023
2018-09-01 $330,000 (6.8%) $432,616 (13.3%) 0.00 974
2018-10-01 $327,500 (7.4%) $430,123 (12.6%) 0.00 779
2018-11-01 $324,950 (8.4%) $428,658 (13.1%) 0.00 728
2018-12-01 $329,900 (10.0%) $428,682 (12.3%) 0.00 704
2019-01-01 $323,750 (8.0%) $432,151 (11.9%) 0.00 636
2019-02-01 $329,750 (9.0%) $423,671 (9.2%) 0.00 660
2019-03-01 $343,671 (9.1%) $444,255 (12.0%) 0.00 683
2019-04-01 $349,950 (9.7%) $465,364 (17.9%) 0.00 716
2019-05-01 $350,000 (8.1%) $479,044 (18.2%) 0.00 765
2019-06-01 $349,900 (9.3%) $474,847 (16.9%) 0.00 804
2019-07-01 $365,000 (13.6%) $483,432 (17.5%) 0.00 807
2019-08-01 $370,671 (13.8%) $484,036 (15.5%) 0.00 813
2019-09-01 $365,671 (10.8%) $479,607 (10.9%) 0.00 828
2019-10-01 $369,000 (12.7%) $488,136 (13.5%) 0.00 872
2019-11-01 $375,000 (15.4%) $484,267 (13.0%) 0.00 899
2019-12-01 $372,000 (12.8%) $479,880 (11.9%) 0.00 847
2020-01-01 $369,000 (14.0%) $475,812 (10.1%) 0.00 840
2020-02-01 $369,900 (12.2%) $479,268 (13.1%) 0.00 836
2020-03-01 $369,450 (7.5%) $479,820 (8.0%) 0.00 886
2020-04-01 $375,000 (7.2%) $488,712 (5.0%) 0.00 884
2020-05-01 $375,000 (7.1%) $492,684 (2.9%) 0.00 852
2020-06-01 $375,500 (7.3%) $507,735 (6.9%) 0.00 735
2020-07-01 $384,950 (5.5%) $507,723 (5.0%) 0.00 648
2020-08-01 $385,000 (3.9%) $527,589 (9.0%) 0.00 591
2020-09-01 $385,000 (5.3%) $545,382 (13.7%) 0.00 503
2020-10-01 $385,000 (4.3%) $547,568 (12.2%) 0.00 474
2020-11-01 $385,000 (2.7%) $550,692 (13.7%) 0.00 442
2020-12-01 $385,000 (3.5%) $559,358 (16.6%) 0.00 371
2021-01-01 $385,000 (4.3%) $532,523 (11.9%) 0.00 332
2021-02-01 $410,000 (10.8%) $554,582 (15.7%) 0.00 285
2021-03-01 $412,500 (11.7%) $556,840 (16.1%) 0.00 259
2021-04-01 $450,000 (20.0%) $588,077 (20.3%) 0.00 249
2021-05-01 $450,000 (20.0%) $596,860 (21.1%) 0.00 230
2021-06-01 $453,500 (20.8%) $601,988 (18.6%) 0.00 254
2021-07-01 $450,000 (16.9%) $590,518 (16.3%) 0.00 258
2021-08-01 $450,000 (16.9%) $620,118 (17.5%) 0.00 261
2021-09-01 $450,000 (16.9%) $617,798 (13.3%) 0.00 289
2021-10-01 $440,000 (14.3%) $594,008 (8.5%) 0.00 276
2021-11-01 $444,000 (15.3%) $603,704 (9.6%) 0.00 241
2021-12-01 $454,450 (18.0%) $619,015 (10.7%) 0.00 214
2022-01-01 $474,900 (23.4%) $602,552 (13.2%) 0.00 173
2022-02-01 $472,450 (15.2%) $605,383 (9.2%) 0.00 165
2022-03-01 $464,950 (12.7%) $616,503 (10.7%) 0.00 154
2022-04-01 $484,900 (7.8%) $620,311 (5.5%) 0.00 172
2022-05-01 $497,200 (10.5%) $647,273 (8.5%) 0.00 199
Morehead City's median listing price for 2022-05-01 was $497,200, a difference of $47,200 (10.5%) versus the prior year and $12,300 versus the prior month.

Morehead City's median listing price comes in at 0% of the national average.

Morehead City's average listing price for 2022-05-01 was $647,273, a difference of $50,413 (8.5%) versus the prior year and $26,962 versus the prior month.

For the 2022-05-01 period, Morehead City had 199 MLS listings, a difference of 27 listings (16%) versus the prior month and -31 listings (-13%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Morehead City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,737 sqft
2018-02-01 0 days 1,760 sqft
2018-03-01 0 days 1,783 sqft
2018-04-01 0 days 1,786 sqft
2018-05-01 0 days 1,836 sqft
2018-06-01 0 days 1,842 sqft
2018-07-01 0 days 1,874 sqft
2018-08-01 0 days 1,879 sqft
2018-09-01 0 days 1,876 sqft
2018-10-01 0 days 1,872 sqft
2018-11-01 0 days 1,850 sqft
2018-12-01 0 days 1,808 sqft
2019-01-01 0 days 1,803 sqft
2019-02-01 0 days 1,820 sqft
2019-03-01 0 days 1,850 sqft
2019-04-01 0 days 1,855 sqft
2019-05-01 0 days 1,942 sqft
2019-06-01 0 days 1,950 sqft
2019-07-01 0 days 1,962 sqft
2019-08-01 0 days 1,967 sqft
2019-09-01 0 days 1,946 sqft
2019-10-01 0 days 1,968 sqft
2019-11-01 0 days 1,910 sqft
2019-12-01 0 days 1,866 sqft
2020-01-01 0 days 1,825 sqft
2020-02-01 0 days 1,821 sqft
2020-03-01 0 days 1,816 sqft
2020-04-01 0 days 1,862 sqft
2020-05-01 0 days 1,884 sqft
2020-06-01 0 days 1,956 sqft
2020-07-01 0 days 2,000 sqft
2020-08-01 0 days 1,952 sqft
2020-09-01 0 days 1,925 sqft
2020-10-01 0 days 1,915 sqft
2020-11-01 0 days 1,838 sqft
2020-12-01 0 days 1,849 sqft
2021-01-01 0 days 1,866 sqft
2021-02-01 0 days 1,907 sqft
2021-03-01 0 days 1,898 sqft
2021-04-01 0 days 1,916 sqft
2021-05-01 0 days 1,910 sqft
2021-06-01 0 days 1,897 sqft
2021-07-01 0 days 1,849 sqft
2021-08-01 0 days 1,846 sqft
2021-09-01 0 days 1,837 sqft
2021-10-01 0 days 1,811 sqft
2021-11-01 0 days 1,786 sqft
2021-12-01 0 days 1,789 sqft
2022-01-01 0 days 1,792 sqft
2022-02-01 0 days 1,800 sqft
2022-03-01 0 days 1,800 sqft
2022-04-01 0 days 1,792 sqft
2022-05-01 0 days 1,875 sqft
Morehead City's median listing age (time on market) for 2022-05-01 was 0 days.

Morehead City's median square footage for active listings during the 2022-05-01 period was 1,875 sqft. One year prior, the average listing was 1,910 sqft.