RALEIGH - CARY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Raleigh - Cary averaged
6.76%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.69% and
one month ago for the week of 2025-05-15, the
average rate was 6.86%.
Raleigh - Cary's average rate one year ago was 6.9%.
For refis of the same type during the week of 2025-06-18, the average rate
was 6.75%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Raleigh - Cary 30 Year Fixed Rate | 2025-06-18 | 6.76% |
| Raleigh - Cary 30 Year Fixed Rate Refi | 2025-06-18 | 6.75% |
| Raleigh - Cary 15 Year Fixed Rate | 2025-06-18 | 6.02% |
| Raleigh - Cary 15 Year Fixed Rate Refi | 2025-06-18 | 6.04% |
| Raleigh - Cary 30 Year FHA | 2025-06-18 | -0.23% |
| Raleigh - Cary 30 Year FHA Refi | 2025-06-18 | -0.28% |
| Raleigh - Cary 30 Year USDA | 2025-06-18 | -0.39% |
| Raleigh - Cary 30 Year USDA Refi | 2025-06-18 | 0% |
| Raleigh - Cary 30 Year VA | 2025-06-18 | 0.05% |
| Raleigh - Cary 30 Year VA Refi | 2025-06-18 | -0.6% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within RALEIGH-CARY, NC.
RALEIGH - CARY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the RALEIGH-CARY, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
RALEIGH - CARY Average Closing Costs & Other Stats
RALEIGH-CARY, NC's 424 lenders originated 39,726
loans during 2024. The total origination value was $13,776,780,000, with an average loan value of
$346,795.
RALEIGH - CARY's average closing costs are $4,849.
The top RALEIGH - CARY lender as defined by loan originations is EAGLE HOME MORTGAGE, LLC, with
1,443 loans originated. Their average total fees are
$1,887, which is $2,593
lower than the next largest lender,
STATE EMPLOYEES'.
The lowest fee RALEIGH - CARY lenders (with over 10 loans originated) are
Discover Bank ($0), Benchmark Community Bank ($1,037), CAPITAL CENTER, L.L.C. ($1,293), PREMIA MORTGAGE, LLC ($1,332) and HomeTrust Bank ($1,575).
The lowest rate RALEIGH - CARY lenders (with over 10 loans originated) are
HomeTrust Bank (2.60%), First Bank (4.20%), DHI MORTGAGE COMPANY, LTD. (5.82%), LOANDEPOT.COM, LLC (5.89%) and Bank of America (5.99%).
RALEIGH-CARY, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $1,143,830,000 | $902,570,000 | -21.1% | 6.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $483,220,000 | $758,775,000 | 57.0% | 5.5% |
| QUICKEN LOANS, LLC | $479,770,000 | $616,650,000 | 28.5% | 4.5% |
| EAGLE HOME MORTGAGE, LLC | $420,100,000 | $544,770,000 | 29.7% | 4.0% |
| First-Citizens Bank & Trust Company | $412,715,000 | $478,735,000 | 16.0% | 3.5% |
| MOVEMENT MORTGAGE, LLC | $384,605,000 | $388,470,000 | 1.0% | 2.8% |
| Truist | $471,225,000 | $340,215,000 | -27.8% | 2.5% |
| Wells Fargo Bank | $227,590,000 | $316,820,000 | 39.2% | 2.3% |
| COASTAL Federal Credit Union | $402,800,000 | $303,045,000 | -24.8% | 2.2% |
| JPMorgan Chase Bank | $134,360,000 | $232,930,000 | 73.4% | 1.7% |
| Regions Bank | $24,275,000 | $223,145,000 | 819.2% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $189,640,000 | $216,840,000 | 14.3% | 1.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $122,590,000 | $208,455,000 | 70.0% | 1.5% |
| Bank of America | $208,635,000 | $203,385,000 | -2.5% | 1.5% |
| First National Bank of Pennsylvania | $195,815,000 | $193,385,000 | -1.2% | 1.4% |
| PULTE MORTGAGE LLC | $269,715,000 | $188,505,000 | -30.1% | 1.4% |
| BERKELEY POINT CAPITAL LLC | $37,725,000 | $183,940,000 | 387.6% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $98,580,000 | $179,500,000 | 82.1% | 1.3% |
| American Security Mortgage Corp. | $86,010,000 | $174,975,000 | 103.4% | 1.3% |
| LOANDEPOT.COM, LLC | $250,335,000 | $174,875,000 | -30.1% | 1.3% |
| NAVY FEDERAL CREDIT UNION | $138,790,000 | $170,775,000 | 23.0% | 1.2% |
| NVR Mortgage Finance, Inc. | $85,115,000 | $154,530,000 | 81.6% | 1.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $66,710,000 | $154,140,000 | 131.1% | 1.1% |
| M/I FINANCIAL, LLC | $113,315,000 | $138,515,000 | 22.2% | 1.0% |
| CMG MORTGAGE, INC. | $156,490,000 | $137,125,000 | -12.4% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $42,655,000 | $134,165,000 | 214.5% | 1.0% |
| Towne Bank | $112,980,000 | $133,050,000 | 17.8% | 1.0% |
| Prosperity Home Mortgage, LLC | $133,140,000 | $132,880,000 | -0.2% | 1.0% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $6,505,000 | $132,340,000 | 1,934.4% | 1.0% |
| Citibank | $40,325,000 | $130,465,000 | 223.5% | 0.9% |
| DHI MORTGAGE COMPANY, LTD. | $141,965,000 | $127,095,000 | -10.5% | 0.9% |
| North State Bank | $112,575,000 | $115,320,000 | 2.4% | 0.8% |
| Fifth Third Bank | $59,695,000 | $115,130,000 | 92.9% | 0.8% |
| South Pacific Financial Corporation | $95,345,000 | $114,760,000 | 20.4% | 0.8% |
| GUARANTEED RATE, INC. | $113,915,000 | $111,180,000 | -2.4% | 0.8% |
| Mortgage Research Center, LLC | $90,845,000 | $109,595,000 | 20.6% | 0.8% |
| ZILLOW HOME LOANS, LLC | $60,835,000 | $104,550,000 | 71.9% | 0.8% |
| PNC Bank | $134,385,000 | $93,015,000 | -30.8% | 0.7% |
| Barings Multifamily Capital | $213,150,000 | $88,020,000 | -58.7% | 0.6% |
| Towne Mortgage of the Carolinas, LLC | $79,075,000 | $87,470,000 | 10.6% | 0.6% |
| MATTAMY HOME FUNDING, LLC | $101,200,000 | $87,080,000 | -14.0% | 0.6% |
| United Community Bank | $2,045,000 | $84,895,000 | 4,051.3% | 0.6% |
| FIRST HOME MORTGAGE CORPORATION | $59,825,000 | $84,845,000 | 41.8% | 0.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $105,225,000 | $82,835,000 | -21.3% | 0.6% |
| KBHS HOME LOANS, LLC | $80,175,000 | $82,620,000 | 3.0% | 0.6% |
| Corporate Investors Mortgage Group, Inc. | $74,090,000 | $79,435,000 | 7.2% | 0.6% |
| NEWREZ LLC | $48,325,000 | $76,440,000 | 58.2% | 0.6% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $85,170,000 | $71,875,000 | -15.6% | 0.5% |
| First Heritage Mortgage, LLC | $96,660,000 | $70,100,000 | -27.5% | 0.5% |
| VELOCIO MORTGAGE L.L.C. | $32,140,000 | $68,905,000 | 114.4% | 0.5% |
| NFM, INC. | $66,700,000 | $65,705,000 | -1.5% | 0.5% |
| Alcova Mortgage LLC | $51,770,000 | $62,980,000 | 21.7% | 0.5% |
| GoPrime Mortgage, Inc. | $61,845,000 | $62,220,000 | 0.6% | 0.5% |
| U.S. Bank | $82,970,000 | $60,770,000 | -26.8% | 0.4% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $40,040,000 | $58,690,000 | 46.6% | 0.4% |
| CORNERSTONE HOME LENDING, INC. | $76,480,000 | $58,610,000 | -23.4% | 0.4% |
| Prudential Huntoon Paige Associates, LLC | $45,385,000 | $57,350,000 | 26.4% | 0.4% |
| The Fidelity Bank | $76,390,000 | $55,225,000 | -27.7% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $41,145,000 | $51,550,000 | 25.3% | 0.4% |
| GUILD MORTGAGE COMPANY | $8,745,000 | $51,315,000 | 486.8% | 0.4% |
| EQUITY RESOURCES, INC. | $45,295,000 | $48,690,000 | 7.5% | 0.4% |
| T2 FINANCIAL LLC | $29,760,000 | $47,115,000 | 58.3% | 0.3% |
| The Central Trust Bank | $46,185,000 | $46,195,000 | 0.0% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $24,795,000 | $45,430,000 | 83.2% | 0.3% |
| BROKER SOLUTIONS, INC. | $35,885,000 | $44,405,000 | 23.7% | 0.3% |
| General Mortgage Capital Corporation | $14,805,000 | $44,205,000 | 198.6% | 0.3% |
| NBKC BANK | $20,660,000 | $43,665,000 | 111.4% | 0.3% |
| LENDINGONE, LLC | $3,130,000 | $42,450,000 | 1,256.2% | 0.3% |
| Morgan Stanley Private Bank | $30,815,000 | $42,055,000 | 36.5% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $86,025,000 | $41,610,000 | -51.6% | 0.3% |
| USAA Federal Savings Bank | $30,410,000 | $39,445,000 | 29.7% | 0.3% |
| UNION HOME MORTGAGE CORP. | $27,355,000 | $37,710,000 | 37.9% | 0.3% |
| TBI MORTGAGE COMPANY | $28,085,000 | $36,075,000 | 28.4% | 0.3% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $14,285,000 | $33,815,000 | 136.7% | 0.2% |
| Flagstar Bank, FSB | $26,305,000 | $32,820,000 | 24.8% | 0.2% |
| The Loan Store, Inc. | $9,135,000 | $30,900,000 | 238.3% | 0.2% |
| Citizens Bank | $38,405,000 | $30,680,000 | -20.1% | 0.2% |
| BETTER MORTGAGE CORPORATION | $30,995,000 | $30,575,000 | -1.4% | 0.2% |
| Carter Bank & Trust | $22,605,000 | $30,355,000 | 34.3% | 0.2% |
| SFMC, LP | $9,385,000 | $30,170,000 | 221.5% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $10,100,000 | $29,340,000 | 190.5% | 0.2% |
| TD Bank | $27,860,000 | $28,800,000 | 3.4% | 0.2% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $21,985,000 | $28,760,000 | 30.8% | 0.2% |
| The Federal Savings Bank | $33,390,000 | $26,970,000 | -19.2% | 0.2% |
| Merchants Bank of Indiana | $945,000 | $26,600,000 | 2,714.8% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $45,065,000 | $26,145,000 | -42.0% | 0.2% |
| First Horizon Bank | $33,860,000 | $26,035,000 | -23.1% | 0.2% |
| Discover Bank | $23,625,000 | $25,250,000 | 6.9% | 0.2% |
| JET HOMELOANS, LLC | $13,805,000 | $25,025,000 | 81.3% | 0.2% |
| Ameris Bank | $13,550,000 | $24,685,000 | 82.2% | 0.2% |
| SeaTrust Mortgage Company | $2,810,000 | $24,600,000 | 775.4% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $32,870,000 | $24,345,000 | -25.9% | 0.2% |
| HomeTrust Bank | $15,755,000 | $24,320,000 | 54.4% | 0.2% |
| FIRST EQUITY MORTGAGE INCORPORATED | $25,775,000 | $23,740,000 | -7.9% | 0.2% |
| First Carolina Bank | $14,760,000 | $23,660,000 | 60.3% | 0.2% |
| SUMMIT FUNDING, INC. | $23,535,000 | n/a | 0.2% | |
| PENTAGON FEDERAL CREDIT UNION | $29,905,000 | $22,835,000 | -23.6% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $16,505,000 | $22,785,000 | 38.0% | 0.2% |
| FBC MORTGAGE, LLC | $6,685,000 | $20,965,000 | 213.6% | 0.2% |
| BAY EQUITY LLC | $11,590,000 | $20,895,000 | 80.3% | 0.2% |
| KS Bank, Inc. | $22,240,000 | $20,815,000 | -6.4% | 0.2% |
| AgCarolina Farm Credit, FLCA | $11,925,000 | $20,685,000 | 73.5% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $27,740,000 | $20,560,000 | -25.9% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $17,730,000 | $19,985,000 | 12.7% | 0.1% |
| Pinnacle Bank | $39,610,000 | $19,800,000 | -50.0% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $19,405,000 | n/a | 0.1% | |
| INTERCOASTAL MORTGAGE COMPANY | $22,550,000 | $18,260,000 | -19.0% | 0.1% |
| First Bank | $31,235,000 | $18,040,000 | -42.2% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $7,950,000 | $17,970,000 | 126.0% | 0.1% |
| South State Bank | $20,925,000 | $17,785,000 | -15.0% | 0.1% |
| DELMAR FINANCIAL COMPANY | $9,080,000 | $17,665,000 | 94.5% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $8,070,000 | $17,450,000 | 116.2% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $23,065,000 | $17,230,000 | -25.3% | 0.1% |
| Southern Bank and Trust Company | $26,090,000 | $16,915,000 | -35.2% | 0.1% |
| Plains Commerce Bank | $20,785,000 | $16,560,000 | -20.3% | 0.1% |
| Northpointe Bank | $20,940,000 | $16,425,000 | -21.6% | 0.1% |
| CARDINAL FINANCIAL | $18,855,000 | $16,085,000 | -14.7% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $355,000 | $16,010,000 | 4,409.9% | 0.1% |
| Merchants Capital Corp. | $15,800,000 | n/a | 0.1% | |
| V.I.P. MORTGAGE, INC. | $15,735,000 | n/a | 0.1% | |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $58,050,000 | $15,065,000 | -74.0% | 0.1% |
| First Federal Bank | $535,000 | $15,060,000 | 2,715.0% | 0.1% |
| Ally Bank | $12,635,000 | $14,610,000 | 15.6% | 0.1% |
| CAPITAL CENTER, L.L.C. | $11,775,000 | $14,580,000 | 23.8% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $14,495,000 | $14,560,000 | 0.4% | 0.1% |
| Figure Lending LLC | $15,395,000 | $14,505,000 | -5.8% | 0.1% |
| LATINO COMMUNITY CREDIT UNION | $38,640,000 | $14,180,000 | -63.3% | 0.1% |
| Carrington Mortgage Services, LLC | $14,850,000 | $14,165,000 | -4.6% | 0.1% |
| RESOURCE FINANCIAL SERVICES, INC. | $12,430,000 | $13,755,000 | 10.7% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $5,345,000 | $13,710,000 | 156.5% | 0.1% |
| United Nations Federal Credit Union | $8,455,000 | $13,405,000 | 58.5% | 0.1% |
| Lakeview Community Capital, LLC | $1,580,000 | $13,225,000 | 737.0% | 0.1% |
| Strong Home Mortgage, LLC | $6,400,000 | $13,210,000 | 106.4% | 0.1% |
| DIGITAL Federal Credit Union | $54,765,000 | $13,160,000 | -76.0% | 0.1% |
| PREMIA MORTGAGE, LLC | $9,040,000 | $13,035,000 | 44.2% | 0.1% |
| Charles Schwab Bank, SSB | $9,065,000 | $12,620,000 | 39.2% | 0.1% |
| First National Bank of America | $10,650,000 | $12,440,000 | 16.8% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $19,060,000 | $12,330,000 | -35.3% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $12,380,000 | $12,215,000 | -1.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $3,085,000 | $11,960,000 | 287.7% | 0.1% |
| Benchmark Community Bank | $10,965,000 | $11,735,000 | 7.0% | 0.1% |
| NexBank | $7,870,000 | $11,655,000 | 48.1% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $15,975,000 | $11,425,000 | -28.5% | 0.1% |
| Citadel Servicing Corporation | $7,480,000 | $11,275,000 | 50.7% | 0.1% |
| Southern First Bank | $4,140,000 | $10,950,000 | 164.5% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $14,545,000 | $10,825,000 | -25.6% | 0.1% |
| ALLIANT CREDIT UNION | $2,780,000 | $10,615,000 | 281.8% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $6,275,000 | $10,555,000 | 68.2% | 0.1% |
| Integrity Home Mortgage Corp | $23,275,000 | $10,490,000 | -54.9% | 0.1% |
| United Bank | $108,710,000 | $10,295,000 | -90.5% | 0.1% |
| A&D Mortgage LLC | $4,940,000 | $10,150,000 | 105.5% | 0.1% |
| HOMESTEAD FUNDING CORP. | $2,120,000 | $10,105,000 | 376.7% | 0.1% |
| RF Renovo Management Company, LLC | $7,575,000 | $9,650,000 | 27.4% | 0.1% |
| UBS Bank USA | $5,040,000 | $8,985,000 | 78.3% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $13,645,000 | $8,830,000 | -35.3% | 0.1% |
| PLANET HOME LENDING, LLC | $5,445,000 | $8,705,000 | 59.9% | 0.1% |
| Kwik Mortgage Corporation | $10,955,000 | $8,665,000 | -20.9% | 0.1% |
| Blue Ridge Bank | $17,215,000 | $8,660,000 | -49.7% | 0.1% |
| NEW DAY FINANCIAL, LLC | $6,815,000 | $8,660,000 | 27.1% | 0.1% |
| UNIVERSITY Federal Credit Union | $8,630,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $9,450,000 | $8,565,000 | -9.4% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $5,975,000 | $8,500,000 | 42.3% | 0.1% |
| Sound Bank | $12,705,000 | $8,425,000 | -33.7% | 0.1% |
| The Huntington National Bank | $29,920,000 | $8,365,000 | -72.0% | 0.1% |
| Coastal Community Bank | $7,980,000 | n/a | 0.1% | |
| Truliant Federal Credit Union | $39,690,000 | $7,825,000 | -80.3% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $4,735,000 | $7,735,000 | 63.4% | 0.1% |
| Peoples Bank | $670,000 | $7,725,000 | 1,053.0% | 0.1% |
| LOANPAL, LLC | $4,140,000 | $7,485,000 | 80.8% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $6,705,000 | $7,265,000 | 8.4% | 0.1% |
| Deere Employees Credit Union | $8,895,000 | $7,240,000 | -18.6% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $4,645,000 | $7,180,000 | 54.6% | 0.1% |
| UIF CORPORATION | $6,300,000 | $7,080,000 | 12.4% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,870,000 | $7,030,000 | 144.9% | 0.1% |
| NMSI, INC. | $770,000 | $7,005,000 | 809.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,240,000 | $6,970,000 | 115.1% | 0.1% |
| OCMBC, INC. | $6,195,000 | $6,540,000 | 5.6% | 0.0% |
| LANGLEY | $2,030,000 | $6,535,000 | 221.9% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,455,000 | $6,440,000 | 342.6% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $3,530,000 | $6,410,000 | 81.6% | 0.0% |
| NEW WAVE LENDING GROUP INC | $6,290,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $3,275,000 | $6,250,000 | 90.8% | 0.0% |
| Leader Bank | $1,620,000 | $6,245,000 | 285.5% | 0.0% |
| MORTGAGE ACCESS CORP. | $1,030,000 | $6,240,000 | 505.8% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $21,845,000 | $6,140,000 | -71.9% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $4,580,000 | $6,000,000 | 31.0% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $11,000,000 | $5,965,000 | -45.8% | 0.0% |
| Atlantic Coast Mortgage, LLC | $6,275,000 | $5,945,000 | -5.3% | 0.0% |
| Raymond James Bank | $4,755,000 | $5,845,000 | 22.9% | 0.0% |
| Bethpage Federal Credit Union | $5,490,000 | $5,840,000 | 6.4% | 0.0% |
| M&T Bank | $16,635,000 | $5,710,000 | -65.7% | 0.0% |
| MILEND, INC. | $2,600,000 | $5,700,000 | 119.2% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $1,215,000 | $5,470,000 | 350.2% | 0.0% |
| GREYSTONE SERVICING COMPANY LLC | $28,950,000 | $5,380,000 | -81.4% | 0.0% |
| SIRVA MORTGAGE, INC. | $4,915,000 | $5,350,000 | 8.9% | 0.0% |
| Nations Lending Corporation | $5,165,000 | $5,235,000 | 1.4% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $3,290,000 | $5,190,000 | 57.8% | 0.0% |
| AMWEST FUNDING CORP. | $9,450,000 | $5,155,000 | -45.4% | 0.0% |
| ENVOY MORTGAGE, LTD | $3,825,000 | $5,030,000 | 31.5% | 0.0% |
| BMO Harris Bank | $2,180,000 | $5,025,000 | 130.5% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $4,995,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $5,590,000 | $4,990,000 | -10.7% | 0.0% |
| Ixonia Bank | $1,750,000 | $4,975,000 | 184.3% | 0.0% |
| 21ST MORTGAGE CORPORATION | $4,940,000 | $4,910,000 | -0.6% | 0.0% |
| EMM LOANS LLC | $11,715,000 | $4,870,000 | -58.4% | 0.0% |
| Providence Bank | $10,470,000 | $4,850,000 | -53.7% | 0.0% |
| City National Bank | $2,700,000 | $4,720,000 | 74.8% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $4,720,000 | n/a | 0.0% | |
| Atlantic Union Bank | $1,295,000 | $4,690,000 | 262.2% | 0.0% |
| GSF Mortgage Corporation | $1,885,000 | $4,630,000 | 145.6% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $9,140,000 | $4,530,000 | -50.4% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $1,965,000 | $4,455,000 | 126.7% | 0.0% |
| American Airlines Federal Credit Union | $4,300,000 | $4,405,000 | 2.4% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $4,325,000 | $4,340,000 | 0.3% | 0.0% |
| Piedmont Federal Savings Bank | $920,000 | $4,340,000 | 371.7% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,005,000 | $4,300,000 | 327.9% | 0.0% |
| JAMS-01, INC. | $315,000 | $4,255,000 | 1,250.8% | 0.0% |
| PHH Mortgage Corporation | $2,725,000 | $4,200,000 | 54.1% | 0.0% |
| Mid-Continent Funding, Inc. | $2,655,000 | $4,155,000 | 56.5% | 0.0% |
| Presidential Bank, FSB | $530,000 | $4,120,000 | 677.4% | 0.0% |
| RBC Bank, (Georgia) | $11,735,000 | $4,115,000 | -64.9% | 0.0% |
| LIMA ONE CAPITAL, LLC | $4,150,000 | $4,110,000 | -1.0% | 0.0% |
| Performance Financial, Inc. | $4,105,000 | n/a | 0.0% | |
| TOWER | $2,045,000 | $4,070,000 | 99.0% | 0.0% |
| SELF-HELP Credit Union | $2,895,000 | $4,010,000 | 38.5% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $3,150,000 | $3,970,000 | 26.0% | 0.0% |
| NEXERA HOLDING LLC | $2,415,000 | $3,965,000 | 64.2% | 0.0% |
| Dollar Bank, Federal Savings Bank | $7,305,000 | $3,960,000 | -45.8% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,520,000 | $3,940,000 | 56.3% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $825,000 | $3,935,000 | 377.0% | 0.0% |
| Summit Credit Union | $2,335,000 | $3,915,000 | 67.7% | 0.0% |
| Farmers Bank & Trust | $2,915,000 | $3,835,000 | 31.6% | 0.0% |
| Mortgage Assurance Inc. | $550,000 | $3,835,000 | 597.3% | 0.0% |
| City Lending Inc. | $3,745,000 | n/a | 0.0% | |
| CORNING | $3,175,000 | $3,695,000 | 16.4% | 0.0% |
| Commerce Home Mortgage, Inc. | $7,425,000 | $3,590,000 | -51.6% | 0.0% |
| SPRING EQ, LLC | $2,295,000 | $3,580,000 | 56.0% | 0.0% |
| Aurora Financial, LLC | $1,995,000 | $3,530,000 | 76.9% | 0.0% |
| SWBC MORTGAGE CORPORATION | $6,360,000 | $3,510,000 | -44.8% | 0.0% |
| Equity Prime Mortgage LLC | $6,530,000 | $3,495,000 | -46.5% | 0.0% |
| First Federal Bank | $535,000 | $3,495,000 | 553.3% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $410,000 | $3,415,000 | 732.9% | 0.0% |
| CANOPY MORTGAGE, LLC | $1,435,000 | $3,405,000 | 137.3% | 0.0% |
| C & F Mortgage Corporation | $285,000 | $3,405,000 | 1,094.7% | 0.0% |
| AmRes Corporation | $1,495,000 | $3,395,000 | 127.1% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $1,725,000 | $3,365,000 | 95.1% | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $710,000 | $3,345,000 | 371.1% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $3,325,000 | $3,275,000 | -1.5% | 0.0% |
| Credence Funding Corporation | $3,150,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $2,720,000 | $3,125,000 | 14.9% | 0.0% |
| AMERICAN FINANCING CORPORATION | $2,450,000 | $3,060,000 | 24.9% | 0.0% |
| EVERETT FINANCIAL, INC. | $3,740,000 | $3,035,000 | -18.9% | 0.0% |
| Armed Forces Bank | $2,365,000 | $3,010,000 | 27.3% | 0.0% |
| Baxter Credit Union | $3,355,000 | $2,925,000 | -12.8% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $3,345,000 | $2,835,000 | -15.2% | 0.0% |
| CLEARPATH LENDING | $2,490,000 | $2,805,000 | 12.7% | 0.0% |
| ACOPIA, LLC | $2,430,000 | $2,755,000 | 13.4% | 0.0% |
| EMBRACE HOME LOANS, INC. | $2,355,000 | $2,755,000 | 17.0% | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | $2,740,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $725,000 | $2,735,000 | 277.2% | 0.0% |
| KeyBank | $630,000 | $2,710,000 | 330.2% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $4,150,000 | $2,690,000 | -35.2% | 0.0% |
| ARC HOME LLC | $2,430,000 | $2,630,000 | 8.2% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $4,890,000 | $2,570,000 | -47.4% | 0.0% |
| LADERA LENDING, INC. | $2,900,000 | $2,505,000 | -13.6% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $2,745,000 | $2,440,000 | -11.1% | 0.0% |
| State Department Federal Credit Union | $845,000 | $2,295,000 | 171.6% | 0.0% |
| GMFS LLC | $295,000 | $2,270,000 | 669.5% | 0.0% |
| FEDERATED MORTGAGE CORP. | $1,385,000 | $2,265,000 | 63.5% | 0.0% |
| CITIZENS EQUITY FIRST | $2,280,000 | $2,260,000 | -0.9% | 0.0% |
| Goldman Sachs Bank USA | $3,655,000 | $2,220,000 | -39.3% | 0.0% |
| Arvest Bank | $1,090,000 | $2,215,000 | 103.2% | 0.0% |
| North American Savings Bank, F.S.B. | $3,085,000 | $2,205,000 | -28.5% | 0.0% |
| BOKF | $2,200,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $345,000 | $2,185,000 | 533.3% | 0.0% |
| Northwest Federal Credit Union | $5,040,000 | $2,125,000 | -57.8% | 0.0% |
| LENDSURE MORTGAGE CORP. | $2,920,000 | $2,115,000 | -27.6% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $815,000 | $2,110,000 | 158.9% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $925,000 | $2,100,000 | 127.0% | 0.0% |
| Touchstone Bank | $5,760,000 | $2,100,000 | -63.5% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $3,760,000 | $2,090,000 | -44.4% | 0.0% |
| JMAC LENDING, INC. | $1,070,000 | $2,085,000 | 94.9% | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $10,980,000 | $2,080,000 | -81.1% | 0.0% |
| Devon Bank | $2,040,000 | n/a | 0.0% | |
| FIRST FLIGHT FEDERAL CREDIT UNION | $235,000 | $2,025,000 | 761.7% | 0.0% |
| Watermark Capital, Inc. | $780,000 | $2,000,000 | 156.4% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $2,865,000 | $1,995,000 | -30.4% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,805,000 | $1,980,000 | -29.4% | 0.0% |
| Axos Bank | $1,955,000 | n/a | 0.0% | |
| Gateway First Bank | $1,100,000 | $1,955,000 | 77.7% | 0.0% |
| Franklin Loan Corporation | $1,950,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $855,000 | $1,945,000 | 127.5% | 0.0% |
| Hometown Equity Mortgage, LLC | $320,000 | $1,935,000 | 504.7% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $1,060,000 | $1,890,000 | 78.3% | 0.0% |
| ATLANTA POSTAL | $1,875,000 | n/a | 0.0% | |
| EASTMAN | $635,000 | $1,875,000 | 195.3% | 0.0% |
| U S WIDE FINANCIAL LLC | $1,455,000 | $1,850,000 | 27.1% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $1,835,000 | $1,845,000 | 0.5% | 0.0% |
| FUNDLOANS CAPITAL | $895,000 | $1,840,000 | 105.6% | 0.0% |
| NP, Inc. | $405,000 | $1,765,000 | 335.8% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $3,250,000 | $1,760,000 | -45.8% | 0.0% |
| Encompass Lending Group, LP | $4,320,000 | $1,750,000 | -59.5% | 0.0% |
| RESIDENTIAL BANCORP | $205,000 | $1,725,000 | 741.5% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $725,000 | $1,710,000 | 135.9% | 0.0% |
| Uwharrie Bank | $2,135,000 | $1,685,000 | -21.1% | 0.0% |
| NJ LENDERS CORP. | $1,710,000 | $1,680,000 | -1.8% | 0.0% |
| First Reliance Bank | $515,000 | $1,675,000 | 225.2% | 0.0% |
| MORIA DEVELOPMENT, INC. | $315,000 | $1,645,000 | 422.2% | 0.0% |
| VERITAS FUNDING, LLC | $2,595,000 | $1,640,000 | -36.8% | 0.0% |
| Union Savings Bank | $1,625,000 | n/a | 0.0% | |
| LOANFLIGHT LENDING, LLC | $790,000 | $1,575,000 | 99.4% | 0.0% |
| RTP Federal Credit Union | $2,200,000 | $1,575,000 | -28.4% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,825,000 | $1,525,000 | -16.4% | 0.0% |
| Farmers & Merchants Bank | $4,390,000 | $1,505,000 | -65.7% | 0.0% |
| Elements Financial Federal Credit Union | $1,480,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $6,500,000 | $1,480,000 | -77.2% | 0.0% |
| AgFirst Farm Credit Bank | $305,000 | $1,455,000 | 377.0% | 0.0% |
| AMERICAN FINANCE HOUSE LARIBA | $1,410,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $630,000 | $1,410,000 | 123.8% | 0.0% |
| Metro City Bank | $1,920,000 | $1,405,000 | -26.8% | 0.0% |
| Bank of Hope | $1,370,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $365,000 | $1,370,000 | 275.3% | 0.0% |
| UNITED PREMIER FUNDING, LLC | $510,000 | $1,355,000 | 165.7% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $1,895,000 | $1,345,000 | -29.0% | 0.0% |
| MLD MORTGAGE INC. | $2,240,000 | $1,345,000 | -40.0% | 0.0% |
| DIRECT MORTGAGE, CORP. | $1,325,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $125,000 | $1,325,000 | 960.0% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $1,320,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $2,495,000 | $1,295,000 | -48.1% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $1,840,000 | $1,280,000 | -30.4% | 0.0% |
| Victorian Finance, LLC | $1,595,000 | $1,280,000 | -19.7% | 0.0% |
| FOUNDERS FEDERAL CREDIT UNION | $680,000 | $1,275,000 | 87.5% | 0.0% |
| The Bank of Charlotte County | $1,275,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $265,000 | $1,270,000 | 379.2% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $1,485,000 | $1,250,000 | -15.8% | 0.0% |
| ADVANCIAL | $600,000 | $1,245,000 | 107.5% | 0.0% |
| MORTGAGEONE, INC. | $740,000 | $1,245,000 | 68.2% | 0.0% |
| RANLIFE, INC. | $1,235,000 | n/a | 0.0% | |
| Sunflower Bank | $2,885,000 | $1,235,000 | -57.2% | 0.0% |
| Bank of England | $7,325,000 | $1,230,000 | -83.2% | 0.0% |
| Meridian Bank Corporation | $855,000 | $1,215,000 | 42.1% | 0.0% |
| Quontic Bank | $550,000 | $1,210,000 | 120.0% | 0.0% |
| First Savings Bank | $2,275,000 | $1,200,000 | -47.3% | 0.0% |
| Synovus Bank | $375,000 | $1,195,000 | 218.7% | 0.0% |
| Toyota Financial Savings Bank | $1,190,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $645,000 | $1,185,000 | 83.7% | 0.0% |
| TEACHERS | $1,745,000 | $1,185,000 | -32.1% | 0.0% |
| US MORTGAGE CORPORATION | $1,175,000 | n/a | 0.0% | |
| CIBC Bank USA | $1,125,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $160,000 | $1,120,000 | 600.0% | 0.0% |
| AFFINITY | $630,000 | $1,115,000 | 77.0% | 0.0% |
| FIRST BANCORP | $3,535,000 | $1,110,000 | -68.6% | 0.0% |
| OAKTREE FUNDING CORP. | $1,110,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $760,000 | $1,110,000 | 46.1% | 0.0% |
| Residential Acceptance Corporation | $1,100,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $835,000 | $1,100,000 | 31.7% | 0.0% |
| Connexus Credit Union | $950,000 | $1,080,000 | 13.7% | 0.0% |
| FirstBank | $245,000 | $1,065,000 | 334.7% | 0.0% |
| Keystone Funding, Inc. | $3,220,000 | $1,065,000 | -66.9% | 0.0% |
| NBH Bank | $1,065,000 | n/a | 0.0% | |
| WesBanco | $1,040,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $1,035,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $1,915,000 | $1,030,000 | -46.2% | 0.0% |
| Bell Bank | $1,865,000 | $1,020,000 | -45.3% | 0.0% |
| INTERCAP LENDING INC. | $740,000 | $1,020,000 | 37.8% | 0.0% |
| Florida Capital Bank | $1,005,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $1,220,000 | $980,000 | -19.7% | 0.0% |
| Magnolia Bank | $2,795,000 | $975,000 | -65.1% | 0.0% |
| ONY GLO, INC. | $2,115,000 | $975,000 | -53.9% | 0.0% |
| Bank OZK | $3,895,000 | $970,000 | -75.1% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $970,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $960,000 | n/a | 0.0% | |
| INOVA FEDERAL CREDIT UNION | $1,445,000 | $950,000 | -34.3% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $365,000 | $920,000 | 152.1% | 0.0% |
| Fulton Bank | $2,855,000 | $900,000 | -68.5% | 0.0% |
| Logan Finance Corporation | $405,000 | $890,000 | 119.8% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $740,000 | $870,000 | 17.6% | 0.0% |
| AXIA FINANCIAL, LLC | $635,000 | $865,000 | 36.2% | 0.0% |
| CAROLINAS TELCO FEDERAL CREDIT UNION | $850,000 | n/a | 0.0% | |
| CPM Federal Credit Union | $850,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $2,400,000 | $850,000 | -64.6% | 0.0% |
| Capital Bank | $1,365,000 | $830,000 | -39.2% | 0.0% |
| DUKE UNIVERSITY FEDERAL CREDIT UNION | $855,000 | $830,000 | -2.9% | 0.0% |
| University Bank | $335,000 | $830,000 | 147.8% | 0.0% |
| Village Bank & Trust | $825,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $1,985,000 | $820,000 | -58.7% | 0.0% |
| MDE Home Loans, LLC | $275,000 | $805,000 | 192.7% | 0.0% |
| RAPID MORTGAGE COMPANY | $3,310,000 | $800,000 | -75.8% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $795,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $1,865,000 | $795,000 | -57.4% | 0.0% |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES | $785,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $715,000 | $775,000 | 8.4% | 0.0% |
| Vellum Mortgage, Inc. | $930,000 | $760,000 | -18.3% | 0.0% |
| FineMark National Bank & Trust | $755,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $585,000 | $755,000 | 29.1% | 0.0% |
| Trustmark National Bank | $740,000 | n/a | 0.0% | |
| Renasant Bank | $1,275,000 | $715,000 | -43.9% | 0.0% |
| Suncoast Credit Union | $385,000 | $710,000 | 84.4% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $435,000 | $705,000 | 62.1% | 0.0% |
| Beeline Loans, Inc. | $455,000 | $700,000 | 53.8% | 0.0% |
| Johnson Bank | $435,000 | $700,000 | 60.9% | 0.0% |
| PREMIER LENDING, INC. | $350,000 | $695,000 | 98.6% | 0.0% |
| Home Mortgage Alliance Corp | $685,000 | n/a | 0.0% | |
| First American Bank | $670,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,180,000 | $670,000 | -43.2% | 0.0% |
| East Coast Capital Corp. | $425,000 | $665,000 | 56.5% | 0.0% |
| Bank of Charles Town | $655,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $650,000 | n/a | 0.0% | |
| JET DIRECT FUNDING CORP | $650,000 | n/a | 0.0% | |
| Capital City Home Loans, LLC | $4,035,000 | $640,000 | -84.1% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $195,000 | $625,000 | 220.5% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $670,000 | $620,000 | -7.5% | 0.0% |
| BAYCOAST MORTGAGE COMPANY, LLC | $1,290,000 | $615,000 | -52.3% | 0.0% |
| HARBORONE MORTGAGE, LLC | $615,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $335,000 | $615,000 | 83.6% | 0.0% |
| Evolve Bank & Trust | $960,000 | $605,000 | -37.0% | 0.0% |
| Luxury Mortgage Corp. | $605,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $305,000 | $600,000 | 96.7% | 0.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | $3,145,000 | $600,000 | -80.9% | 0.0% |
| Waterstone Mortgage Corporation | $680,000 | $600,000 | -11.8% | 0.0% |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $1,785,000 | $595,000 | -66.7% | 0.0% |
| Independent Bank | $595,000 | n/a | 0.0% | |
| MORTGAGE INVESTORS GROUP, INC. | $1,010,000 | $595,000 | -41.1% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $125,000 | $590,000 | 372.0% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $585,000 | n/a | 0.0% | |
| First IC Corporation | $195,000 | $580,000 | 197.4% | 0.0% |
| First Palmetto Bank | $575,000 | n/a | 0.0% | |
| First Financial Bank | $565,000 | n/a | 0.0% | |
| Texas Republic Bank | $565,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $825,000 | $560,000 | -32.1% | 0.0% |
| First United Corporation | $555,000 | n/a | 0.0% | |
| RADIUS FINANCIAL GROUP INC. | $2,045,000 | $545,000 | -73.3% | 0.0% |
| The Piedmont Bank | $545,000 | n/a | 0.0% | |
| THOMPSON KANE & COMPANY, LLC | $1,435,000 | $545,000 | -62.0% | 0.0% |
| BECKAM FUNDING CORP. | $540,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $535,000 | n/a | 0.0% | |
| SENTE MORTGAGE, INC. | $535,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $525,000 | n/a | 0.0% | |
| LEGEND LENDING CORPORATION | $525,000 | n/a | 0.0% | |
| Kearny Bank | $510,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $680,000 | $505,000 | -25.7% | 0.0% |
| Peapack-Gladstone Bank | $505,000 | n/a | 0.0% | |
| Valley National Bank | $325,000 | $505,000 | 55.4% | 0.0% |
| GOOGAIN, INC. | $500,000 | n/a | 0.0% | |
| MORTGAGE EQUITY PARTNERS LLC | $1,365,000 | $500,000 | -63.4% | 0.0% |
| ON Q FINANCIAL, INC. | $490,000 | $495,000 | 1.0% | 0.0% |
| BancorpSouth | $850,000 | $490,000 | -42.4% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,950,000 | $490,000 | -74.9% | 0.0% |
| Fidelity Bank | $485,000 | n/a | 0.0% | |
| Service Federal Credit Union | $630,000 | $485,000 | -23.0% | 0.0% |
| TRUMARK FINANCIAL CREDIT UNION | $485,000 | n/a | 0.0% | |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $475,000 | n/a | 0.0% | |
| NORTHERN MORTGAGE SERVICES, LLC | $475,000 | n/a | 0.0% | |
| THE EQUITABLE MORTGAGE CORPORATION | $475,000 | n/a | 0.0% | |
| Colony Bank | $465,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $465,000 | n/a | 0.0% | |
| Lumbee Guaranty Bank | $460,000 | n/a | 0.0% | |
| IVY MORTGAGE, INC. | $1,330,000 | $455,000 | -65.8% | 0.0% |
| NEXTMARK | $455,000 | n/a | 0.0% | |
| Brighton Bank | $445,000 | n/a | 0.0% | |
| Advance Financial Group, LLC | $435,000 | n/a | 0.0% | |
| CLIFFCO, INC. | $435,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $770,000 | $430,000 | -44.2% | 0.0% |
| Academy Bank | $425,000 | n/a | 0.0% | |
| TRUWEST Credit Union | $425,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $415,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $65,000 | $415,000 | 538.5% | 0.0% |
| ITHINK FINANCIAL Credit Union | $160,000 | $410,000 | 156.3% | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $385,000 | $410,000 | 6.5% | 0.0% |
| CHEVRON | $175,000 | $405,000 | 131.4% | 0.0% |
| CNB Bank | $1,245,000 | $405,000 | -67.5% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $590,000 | $405,000 | -31.4% | 0.0% |
| Republic Bank & Trust Company | $505,000 | $405,000 | -19.8% | 0.0% |
| South Atlantic Bank | $405,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $730,000 | $395,000 | -45.9% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $365,000 | $390,000 | 6.8% | 0.0% |
| Paramount Bank | $995,000 | $390,000 | -60.8% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $215,000 | $385,000 | 79.1% | 0.0% |
| DIRECTIONS EQUITY, LLC | $385,000 | n/a | 0.0% | |
| KINECTA | $165,000 | $385,000 | 133.3% | 0.0% |
| Lake Forest Bank & Trust | $385,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $375,000 | n/a | 0.0% | |
| BNY Mellon | $1,180,000 | $375,000 | -68.2% | 0.0% |
| First Federal Bank of Kansas City | $35,000 | $375,000 | 971.4% | 0.0% |
| GERSHMAN INVESTMENT CORP. | $365,000 | n/a | 0.0% | |
| Sandy Spring Bank | $365,000 | n/a | 0.0% | |
| The Freedom Bank of Virginia | $1,315,000 | $365,000 | -72.2% | 0.0% |
| Apple Federal Credit Union | $1,390,000 | $360,000 | -74.1% | 0.0% |
| Ballston Spa National Bank | $680,000 | $355,000 | -47.8% | 0.0% |
| CORTRUST MORTGAGE, INC. | $355,000 | n/a | 0.0% | |
| HALLMARK HOME MORTGAGE, LLC | $195,000 | $355,000 | 82.1% | 0.0% |
| Marine Federal Credit Union | $525,000 | $355,000 | -32.4% | 0.0% |
| SHARONVIEW FEDERAL CREDIT UNION | $335,000 | n/a | 0.0% | |
| SUFFOLK | $335,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $485,000 | $335,000 | -30.9% | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $325,000 | n/a | 0.0% | |
| NATIONWIDE EQUITIES CORPORATION | $325,000 | n/a | 0.0% | |
| Paragon Bank | $595,000 | $325,000 | -45.4% | 0.0% |
| GTE Federal Credit Union | $495,000 | $315,000 | -36.4% | 0.0% |
| HOME TOWN FUNDING, INC. | $425,000 | $305,000 | -28.2% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $305,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $440,000 | $305,000 | -30.7% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $960,000 | $295,000 | -69.3% | 0.0% |
| Nicolet National Bank | $295,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $575,000 | $295,000 | -48.7% | 0.0% |
| CityWorth Mortgage LLC | $830,000 | $285,000 | -65.7% | 0.0% |
| COMPASS MORTGAGE, INC. | $275,000 | n/a | 0.0% | |
| Princeton Federal Credit Union | $275,000 | n/a | 0.0% | |
| A + MORTGAGE SERVICES, INC. | $265,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $495,000 | $265,000 | -46.5% | 0.0% |
| The Park National Bank | $350,000 | $265,000 | -24.3% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $260,000 | n/a | 0.0% | |
| BankFirst Financial Services | $255,000 | n/a | 0.0% | |
| BOND STREET MORTGAGE, LLC | $295,000 | $255,000 | -13.6% | 0.0% |
| SOUTH CENTRAL BANK, INC. | $155,000 | $255,000 | 64.5% | 0.0% |
| S1L, Inc. | $305,000 | $245,000 | -19.7% | 0.0% |
| Washington Trust Bank | $245,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $1,190,000 | $235,000 | -80.3% | 0.0% |
| DATA MORTGAGE, INC. | $235,000 | n/a | 0.0% | |
| First Bank | $31,235,000 | $235,000 | -99.2% | 0.0% |
| FREEDOM FIRST | $235,000 | n/a | 0.0% | |
| ROSS MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $315,000 | $225,000 | -28.6% | 0.0% |
| The Paducah Bank and Trust Company | $225,000 | n/a | 0.0% | |
| Utah Power | $225,000 | n/a | 0.0% | |
| BAY CAPITAL MORTGAGE CORPORATION | $620,000 | $215,000 | -65.3% | 0.0% |
| GEO-CORP, INC. | $215,000 | n/a | 0.0% | |
| Grow Financial Federal Credit Union | $515,000 | $215,000 | -58.3% | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | $465,000 | $210,000 | -54.8% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $925,000 | $210,000 | -77.3% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $365,000 | $210,000 | -42.5% | 0.0% |
| ABNB Federal Credit Union | $205,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $875,000 | $205,000 | -76.6% | 0.0% |
| NORTHEAST HOME LOAN, LLC | $205,000 | n/a | 0.0% | |
| First Bank | $31,235,000 | $200,000 | -99.4% | 0.0% |
| FAIRWINDS CREDIT UNION | $195,000 | n/a | 0.0% | |
| Generations Bank | $195,000 | n/a | 0.0% | |
| HUDSON HERITAGE | $195,000 | n/a | 0.0% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $195,000 | n/a | 0.0% | |
| NORTH COUNTRY | $25,000 | $185,000 | 640.0% | 0.0% |
| TOGETHER CREDIT UNION | $185,000 | n/a | 0.0% | |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | $25,000 | $175,000 | 600.0% | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | $310,000 | $175,000 | -43.5% | 0.0% |
| Wolfe Financial, Inc | $570,000 | $175,000 | -69.3% | 0.0% |
| THRIVENT Federal Credit Union | $170,000 | n/a | 0.0% | |
| KEYPOINT | $165,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $165,000 | n/a | 0.0% | |
| Quad City Bank and Trust Company | $165,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $590,000 | $140,000 | -76.3% | 0.0% |
| TEACHERS CREDIT UNION | $135,000 | n/a | 0.0% | |
| MASSMUTUAL | $125,000 | n/a | 0.0% | |
| MERCK EMPLOYEES FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| AGRICULTURE Federal Credit Union | $110,000 | n/a | 0.0% | |
| FEDCHOICE Federal Credit Union | $105,000 | n/a | 0.0% | |
| HANSCOM | $105,000 | $105,000 | 0.0% | 0.0% |
| ServisFirst Bank | $305,000 | $105,000 | -65.6% | 0.0% |
| Signature Federal Credit Union | $390,000 | $105,000 | -73.1% | 0.0% |
| UNIFY FINANCIAL Credit Union | $105,000 | n/a | 0.0% | |
| UNITED | $385,000 | $105,000 | -72.7% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $575,000 | $100,000 | -82.6% | 0.0% |
| PROPONENT Federal Credit Union | $2,575,000 | $100,000 | -96.1% | 0.0% |
| PUBLIX EMPLOYEES | $415,000 | $95,000 | -77.1% | 0.0% |
| XCEL Federal Credit Union | $95,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $90,000 | n/a | 0.0% | |
| APCI Federal Credit Union | $75,000 | n/a | 0.0% | |
| Bronco Federal Credit Union | $75,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $720,000 | $75,000 | -89.6% | 0.0% |
| SCIENT Federal Credit Union | $7,315,000 | $75,000 | -99.0% | 0.0% |
| FRANKLIN MINT | $65,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $65,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $65,000 | n/a | 0.0% | |
| ALTRA | $105,000 | $55,000 | -47.6% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $90,000 | $55,000 | -38.9% | 0.0% |
| PIEDMONT ADVANTAGE CREDIT UNION | $55,000 | n/a | 0.0% | |
| VISION FINANCIAL | $55,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $1,285,000 | $55,000 | -95.7% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | $50,000 | 100.0% | 0.0% |
| JUSTICE Federal Credit Union | $35,000 | $45,000 | 28.6% | 0.0% |
| ValleyStar Credit Union | $45,000 | n/a | 0.0% | |
| MEMBER ONE | $745,000 | $35,000 | -95.3% | 0.0% |
| American Broadcast Employees Federal Credit Union | $25,000 | n/a | 0.0% |
RALEIGH - CARY's top lender by overall market share is STATE EMPLOYEES', with 6.6% market share. In second place, with 5.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $758,775,000 in loans. In third place, with 4.5%, is QUICKEN LOANS, LLC, having originated $616,650,000 in loans. In fourth place, with 4.0%, is EAGLE HOME MORTGAGE, LLC, having originated $544,770,000 in loans. In fifth place, with 3.5%, is First-Citizens Bank & Trust Company, having originated $478,735,000 in loans.
RALEIGH-CARY, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 23,192 | $9,513,980,000 | $410,227 |
| Refi | 4,828 | $2,130,230,000 | $441,224 |
| Home Improvement | 4,383 | $573,025,000 | $130,738 |
| Other | 3,854 | $507,840,000 | $131,770 |
| Cash Out Refi | 3,467 | $1,018,405,000 | $293,742 |
| NA | 2 | $33,300,000 | $16,650,000 |
Raleigh - Cary's most frequently cited loan purpose was Home Purchase, with 23,192 originations. The 2nd most popular reason was Refi, with 4,828 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 15,784 | $6,290,830,000 | $398,557 |
| 7-8% | 8,676 | $2,277,380,000 | $262,492 |
| 5-6% | 7,841 | $3,557,445,000 | $453,698 |
| Over 8% | 5,755 | $924,195,000 | $160,590 |
| 4-5% | 1,029 | $380,185,000 | $369,470 |
| <2.5% | 224 | $10,260,000 | $45,804 |
| 3-4% | 143 | $48,405,000 | $338,497 |
| 2.5-3% | 45 | $57,265,000 | $1,272,556 |
During 2024, Raleigh - Cary's most frequently originated rate bucket was 6-7%, with 15,784 originations.
Loan Sizing (RALEIGH-CARY, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 16,462 | $4,915,840,000 | $298,617 |
| $400k-600k | 7,426 | $3,552,860,000 | $478,435 |
| $100,000 or less | 6,276 | $349,090,000 | $55,623 |
| $100k-200k | 6,023 | $853,625,000 | $141,728 |
| $600k-1000k | 2,906 | $2,073,070,000 | $713,376 |
| $Over $1MM | 633 | $2,032,295,000 | $3,210,577 |
RALEIGH - CARY's loan sizing saw the bucket of loans from $200k-400k with 16,462 originations, totaling $4,915,840,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 13,936 | $6,061,190,000 | $434,930 |
| 60-80% | 9,302 | $4,230,600,000 | $454,805 |
| Under 20% | 6,660 | $478,730,000 | $71,881 |
| 20-40% | 5,094 | $905,670,000 | $177,792 |
| 40-60% | 3,701 | $1,505,675,000 | $406,829 |
| Over 100% | 428 | $236,270,000 | $552,033 |
RALEIGH - CARY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 13,936 originations, totaling $6,061,190,000 in origination value.