RALEIGH - CARY Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Raleigh - Cary averaged 6.39% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.6% and one month ago for the week of 2025-02-27, the average rate was 6.41%.

Raleigh - Cary's average rate one year ago was 6.64%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.28%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Raleigh - Cary 30 Year Fixed Rate 2025-04-03 6.39%
Raleigh - Cary 30 Year Fixed Rate Refi 2025-04-03 6.28%
Raleigh - Cary 15 Year Fixed Rate 2025-04-03 5.98%
Raleigh - Cary 15 Year Fixed Rate Refi 2025-04-03 5.8%
Raleigh - Cary 30 Year FHA 2025-04-03 5.72%
Raleigh - Cary 30 Year FHA Refi 2025-04-03 5.98%
Raleigh - Cary 30 Year USDA 2025-04-03 5.93%
Raleigh - Cary 30 Year USDA Refi 2025-04-03 6.42%
Raleigh - Cary 30 Year VA 2025-04-03 5.81%
Raleigh - Cary 30 Year VA Refi 2025-04-03 5.56%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within RALEIGH-CARY, NC.

RALEIGH - CARY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the RALEIGH-CARY, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
EAGLE HOME MORTGAGE, LLC 1,443 6.06% $1,887
STATE EMPLOYEES' 1,292 6.22% $4,480
QUICKEN LOANS, LLC 1,045 6.65% $6,593
UNITED WHOLESALE MORTGAGE, LLC 924 6.59% $6,605
MOVEMENT MORTGAGE, LLC 684 6.76% $5,826
Truist 459 6.43% $5,805
PULTE MORTGAGE LLC 410 6.60% $1,884
JPMorgan Chase Bank 356 6.50% $4,386
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 345 6.85% $5,701
First-Citizens Bank & Trust Company 330 6.49% $5,354
CROSSCOUNTRY MORTGAGE, LLC 296 6.82% $7,425
VANDERBILT MORTGAGE AND FINANCE, INC. 271 6.23% $8,978
American Security Mortgage Corp. 260 6.67% $5,545
Bank of America 254 5.99% $6,012
NVR Mortgage Finance, Inc. 248 6.42% $7,020
Wells Fargo Bank 247 6.55% $5,538
Prosperity Home Mortgage, LLC 246 6.86% $5,198
COASTAL Federal Credit Union 238 6.91% $4,588
M/I FINANCIAL, LLC 227 6.48% $8,540
North State Bank 216 6.53% $4,662
ZILLOW HOME LOANS, LLC 212 6.59% $6,064
LOANDEPOT.COM, LLC 194 5.89% $7,633
CMG MORTGAGE, INC. 190 6.51% $5,417
NAVY FEDERAL CREDIT UNION 190 6.29% $4,342
South Pacific Financial Corporation 189 6.19% $3,672
PENNYMAC LOAN SERVICES, LLC 180 6.70% $7,010
DHI MORTGAGE COMPANY, LTD. 171 5.82% $2,613
PROVIDENT FUNDING ASSOCIATES, L.P. 162 6.42% $3,747
Towne Mortgage of the Carolinas, LLC 161 6.73% $5,946
Corporate Investors Mortgage Group, Inc. 160 6.67% $6,440
GUARANTEED RATE, INC. 155 6.74% $5,529
KBHS HOME LOANS, LLC 152 6.08% $5,325
FIRST HOME MORTGAGE CORPORATION 147 6.78% $7,370
Towne Bank 143 6.58% $6,843
First Heritage Mortgage, LLC 142 6.80% $5,736
MATTAMY HOME FUNDING, LLC 139 6.57% $3,428
United Community Bank 133 6.75% $6,033
Fifth Third Bank 130 6.36% $4,454
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 129 6.85% $7,228
GoPrime Mortgage, Inc. 127 6.84% $5,254
Alcova Mortgage LLC 124 6.74% $4,716
First National Bank of Pennsylvania 107 6.52% $4,483
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 105 6.76% $7,998
NEWREZ LLC 100 6.77% $8,461
GUILD MORTGAGE COMPANY 97 6.71% $6,453
NFM, INC. 93 6.76% $7,864
EQUITY RESOURCES, INC. 90 6.71% $4,097
T2 FINANCIAL LLC 89 6.94% $6,120
General Mortgage Capital Corporation 87 6.72% $4,275
The Central Trust Bank 86 6.69% $4,675
PNC Bank 77 6.50% $4,607
FREEDOM MORTGAGE CORPORATION 73 6.78% $6,104
NBKC BANK 72 6.40% $3,544
CORNERSTONE HOME LENDING, INC. 72 6.50% $8,411
PRIMELENDING, A PLAINSCAPITAL COMPANY 72 6.63% $6,600
The Loan Store, Inc. 70 6.78% $6,498
TBI MORTGAGE COMPANY 68 6.60% $9,027
Mr. Cooper ( Nationstar Mortgage ) 65 6.76% $8,489
U.S. Bank 63 6.58% $5,560
CITY FIRST MORTGAGE SERVICES, L.L.C. 61 6.81% $6,879
HOWARD HANNA FINANCIAL SERVICES, INC. 59 6.69% $5,193
SFMC, LP 57 6.88% $8,364
MUTUAL OF OMAHA MORTGAGE, INC. 57 6.49% $6,913
UNION HOME MORTGAGE CORP. 52 6.83% $7,277
BROKER SOLUTIONS, INC. 52 6.85% $5,770
BETTER MORTGAGE CORPORATION 49 6.49% $5,386
Morgan Stanley Private Bank 47 6.17% $4,270
Ameris Bank 46 6.73% $6,441
Flagstar Bank, FSB 44 6.78% $6,311
HOMESIDE FINANCIAL, LLC 43 6.48% $6,289
VELOCIO MORTGAGE L.L.C. 43 6.36% $6,875
INTERCOASTAL MORTGAGE COMPANY 42 6.86% $4,959
PRIMARY RESIDENTIAL MORTGAGE, INC. 42 6.91% $5,816
FIRST EQUITY MORTGAGE INCORPORATED 41 6.49% $6,121
BAY EQUITY LLC 41 6.55% $4,620
USAA Federal Savings Bank 39 6.67% $5,083
First National Bank of America 38 9.69% $12,282
DELMAR FINANCIAL COMPANY 37 6.65% $5,680
The Federal Savings Bank 37 7.12% $7,537
SeaTrust Mortgage Company 35 6.70% $6,497
The Fidelity Bank 34 6.86% $3,965
SUMMIT FUNDING, INC. 34 6.87% $6,052
HOMESPIRE MORTGAGE CORPORATION 32 6.65% $5,440
Ally Bank 31 6.53% $4,840
V.I.P. MORTGAGE, INC. 31 6.76% $5,021
CAPITAL CENTER, L.L.C. 30 6.74% $1,293
Pinnacle Bank 30 6.82% $4,710
RESOURCE FINANCIAL SERVICES, INC. 30 6.84% $4,101
Plains Commerce Bank 29 6.72% $7,178
LENOX FINANCIAL MORTGAGE CORPORATION 29 6.43% $4,553
SOUTHERN TRUST MORTGAGE, LLC 29 6.79% $5,784
NexBank 28 6.58% $5,922
JET HOMELOANS, LLC 27 6.24% $6,491
TD Bank 26 6.41% $3,333
ARK-LA-TEX FINANCIAL SERVICES, LLC. 25 6.85% $5,905
FIRST COMMUNITY MORTGAGE, INC. 24 6.74% $8,704
PREMIA MORTGAGE, LLC 24 6.50% $1,332
First Horizon Bank 24 6.45% $4,899
Blue Ridge Bank 23 6.73% $6,161
Northpointe Bank 23 6.62% $7,335
First Bank 23 4.20% $2,088
Kwik Mortgage Corporation 22 6.76% $3,310
Citibank 22 6.20% $5,603
Integrity Home Mortgage Corp 21 6.91% $6,255
GUIDANCE RESIDENTIAL, LLC 21 7.27% $5,442
FBC MORTGAGE, LLC 19 6.38% $5,762
AMERISAVE MORTGAGE CORPORATION 18 6.80% $10,327
LATINO COMMUNITY CREDIT UNION 18 8.51% $4,736
HOMESTEAD FUNDING CORP. 18 6.10% $3,484
UNIVERSITY Federal Credit Union 18 6.56% $7,428
CARDINAL FINANCIAL 18 6.74% $5,671
PENTAGON FEDERAL CREDIT UNION 18 6.63% $7,468
CHURCHILL MORTGAGE CORPORATION 18 6.61% $7,051
HomeTrust Bank 17 2.60% $1,575
AgCarolina Farm Credit, FLCA 17 8.08% $6,261
Charles Schwab Bank, SSB 17 6.13% $2,951
NEW WAVE LENDING GROUP INC 17 7.09% $8,107
First Federal Bank 17 6.43% $4,057
Citadel Servicing Corporation 16 8.84% $13,048
Strong Home Mortgage, LLC 16 6.41% $4,302
Mortgage Research Center, LLC 15 6.63% $5,401
NMSI, INC. 15 6.66% $7,016
UIF CORPORATION 14 6.79% $5,040
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 14 6.90% $7,237
South State Bank 14 6.83% $4,059
Citizens Bank 14 6.45% $5,516
DIGITAL Federal Credit Union 14 6.42% $4,566
RELIANCE FIRST CAPITAL, LLC 14 7.18% $8,317
PLAZA HOME MORTGAGE, INC. 13 6.59% $7,088
ALLIANT CREDIT UNION 12 6.41% $4,638
United Bank 12 6.03% $4,526
United Nations Federal Credit Union 12 6.00% $4,120
Century Mortgage Company DBA Century Lending Company 12 7.06% $6,697
MASON MCDUFFIE MORTGAGE CORPORATION 12 6.93% $4,516
Regions Bank 12 6.72% $4,996
Stifel Bank and Trust 12 6.30% $2,692
Discover Bank 11 7.15% $0
ANGEL OAK MORTGAGE SOLUTIONS LLC 11 7.64% $11,568
Benchmark Community Bank 11 6.56% $1,037
MORTGAGE ACCESS CORP. 11 6.72% $7,022
Leader Bank 11 6.68% $4,181
JAMS-01, INC. 11 6.72% $5,757
The Huntington National Bank 11 6.78% $5,723
UBS Bank USA 11 6.40% $4,324
FIRST COLONY MORTGAGE CORPORATION 10 6.73% $7,850
A&D Mortgage LLC 10 6.83% $12,245
LAFAYETTE FEDERAL CREDIT UNION 10 6.58% $4,630
Southern Bank and Trust Company 10 6.68% $3,204
DEEPHAVEN MORTGAGE LLC 10 8.18% $10,742
Deere Employees Credit Union 10 6.08% $2,439
ENVOY MORTGAGE, LTD 10 6.56% $6,294
Ixonia Bank 9 6.57% $5,522
NEXERA HOLDING LLC 9 7.65% $12,416
Paramount Residential Mortgage Group, Inc. 9 6.60% $6,615
AmeriHome Mortgage Company, LLC 9 6.78% $7,894
Raymond James Bank 9 6.07% $4,685
STOCKTON MORTGAGE CORPORATION 9 6.68% $6,160
AMERICAN FEDERAL MORTGAGE CORPORATION 9 6.53% $3,709
BAYSHORE MORTGAGE FUNDING, LLC 8 7.14% $7,622
SWBC MORTGAGE CORPORATION 8 7.08% $5,005
Nations Lending Corporation 8 6.42% $7,478
Farmers Bank & Trust 7 6.41% $5,304
GUARANTEED RATE AFFINITY, LLC 7 6.74% $2,368
LAKEVIEW LOAN SERVICING, LLC 7 6.17% $5,304
SUCCESS MORTGAGE PARTNERS, INC. 7 7.13% $6,590
SIRVA MORTGAGE, INC. 7 6.45% $939
RBC Bank, (Georgia) 7 5.77% $2,825
Presidential Bank, FSB 7 6.68% $6,852
FIRST ALLIANCE HOME MORTGAGE, LLC 7 6.46% $5,234
Atlantic Coast Mortgage, LLC 7 6.59% $6,846
CANOPY MORTGAGE, LLC 6 6.62% $10,681
CREDIT UNION MORTGAGE ASSOCIATION, INC. 6 6.23% $4,321
LOCAL GOVERNMENT FEDERAL CREDIT UNION 6 8.22% $3,756
PHH Mortgage Corporation 6 6.64% $4,469
Performance Financial, Inc. 6 7.27% $13,393
Atlantic Union Bank 6 6.79% $3,615
BMO Harris Bank 6 6.92% $4,783
GSF Mortgage Corporation 6 6.67% $5,928
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 6.83% $8,829
City Lending Inc. 5 9.50% $10,951
AMERICAN FINANCING CORPORATION 5 6.50% $7,143
HOMEXPRESS MORTGAGE CORP. 5 8.15% $19,040
AmRes Corporation 5 7.63% $8,166
FIDELITY DIRECT MORTGAGE, LLC 5 6.25% $10,988
M&T Bank 5 6.35% $5,440
NP, Inc. 5 8.35% $14,340
LADERA LENDING, INC. 5 6.65% $5,242
OCMBC, INC. 5 8.68% $17,048
TIDEWATER MORTGAGE SERVICES, INC. 5 6.88% $4,855
CORNING 5 6.40% $4,534
AMERICAN FINANCIAL NETWORK, INC. 5 7.05% $9,058
EMBRACE HOME LOANS, INC. 5 6.62% $4,230
Commerce Home Mortgage, Inc. 5 8.55% $24,198
HOMEOWNERS FINANCIAL GROUP USA, LLC 5 6.83% $6,599
Baxter Credit Union 5 6.83% $6,351
FEDERATED MORTGAGE CORP. 5 6.47% $1,869
HSBC BANK USA, NATIONAL ASSOCIATION 4 6.45% $4,515
C & F Mortgage Corporation 4 7.06% $8,905
ARC HOME LLC 4 7.69% $14,888
Truliant Federal Credit Union 4 6.53% $3,405
NETWORK CAPITAL FUNDING CORPORATION 4 6.44% $15,939
EVERETT FINANCIAL, INC. 4 6.88% $10,111
Armed Forces Bank 4 6.66% $5,426
ACOPIA, LLC 4 6.41% $5,053
Arvest Bank 4 6.88% $3,706
CITIZENS EQUITY FIRST 4 6.59% $175
AMERICAN FINANCIAL RESOURCES, INC. 4 6.31% $5,493
ABSOLUTE HOME MORTGAGE CORPORATION 4 6.96% $6,081
Southern First Bank 4 7.03% $4,922
SOUTHEAST MORTGAGE OF GEORGIA, INC. 4 7.19% $8,470
Barrington Bank & Trust Company, N.A. 4 6.75% $6,111
Devon Bank 4 6.56% $5,672
AMERICAN HERITAGE LENDING, INC. 4 8.22% $15,400
Princeton Mortgage Corporation 4 6.81% $5,209
KeyBank 4 6.63% $5,774
Dollar Bank, Federal Savings Bank 4 7.06% $5,756
LENDSURE MORTGAGE CORP. 4 7.50% $10,868
LOANPAL, LLC 4 6.56% $9,036
Gateway First Bank 4 7.19% $5,409
U S WIDE FINANCIAL LLC 3 6.92% $3,024
Mortgage Assurance Inc. 3 6.83% $3,808
AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.38% $11,796
American Mortgage & Equity Consultants, Inc. 3 6.46% $5,680
ROYAL UNITED MORTGAGE LLC 3 7.13% $5,862
NJ LENDERS CORP. 3 6.71% $6,188
LANGLEY 3 6.17% $5,946
PLUS RELOCATION MORTGAGE, LLC 3 7.04% $9,278
BOKF 3 6.92% $4,240
Metro City Bank 3 7.13% $6,152
STAR ONE CREDIT UNION 3 6.54% $3,108
ADVANCIAL 3 7.29% $7,342
SUN WEST MORTGAGE COMPANY, INC. 3 6.69% $5,630
Union Savings Bank 3 6.75% $4,146
AMERICAN FINANCE HOUSE LARIBA 3 6.69% $3,235
Connexus Credit Union 3 6.65% $4,687
Wilmington Savings Fund Society, FSB 3 6.00% $7,245
North American Savings Bank, F.S.B. 3 8.71% $8,391
ONY GLO, INC. 3 7.50% $9,022
NATIONS DIRECT MORTGAGE, LLC 3 7.37% $8,959
BAY-VALLEY MORTGAGE GROUP 3 6.17% $6,814
JMAC LENDING, INC. 3 7.04% $7,913
Bank of Hope 3 6.54% $5,682
Bank of England 3 7.21% $7,602
GMFS LLC 3 6.88% $5,686
Merchants Bank of Indiana 3 6.58% $3,022
Uwharrie Bank 3 6.49% $3,215
FIRST STATE MORTGAGE SERVICES, LLC 2 6.69% $4,011
FOUNDERS FEDERAL CREDIT UNION 2 6.88% $7,309
Bell Bank 2 6.81% $4,340
Goldman Sachs Bank USA 2 6.03% $4,397
GOOGAIN, INC. 2 6.56% $3,265
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 7.38% $8,928
JET DIRECT FUNDING CORP 2 7.00% $8,965
Johnson Bank 2 6.35% $2,440
Keystone Funding, Inc. 2 6.99% $9,245
Bank-Fund Staff Federal Credit Union 2 6.13% $3,718
Magnolia Bank 2 7.25% $5,049
Meridian Bank Corporation 2 7.18% $6,854
AXIA FINANCIAL, LLC 2 6.93% $4,885
MILEND, INC. 2 6.12% $7,633
MORIA DEVELOPMENT, INC. 2 6.81% $4,605
Capital Bank 2 7.00% $5,620
MORTGAGE EQUITY PARTNERS LLC 2 6.94% $7,891
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 7.13% $13,743
ATLANTA POSTAL 2 6.50% $4,884
WesBanco 2 7.38% $3,550
Encompass Lending Group, LP 2 6.69% $6,735
Paramount Bank 2 6.50% $4,226
Elements Financial Federal Credit Union 2 6.31% $3,641
Peoples Bank 2 7.19% $6,803
Piedmont Federal Savings Bank 2 7.16% $7,927
PLANET HOME LENDING, LLC 2 5.93% $5,707
AMERITRUST MORTGAGE CORPORATION 2 7.88% $4,557
WINGS FINANCIAL 2 6.31% $3,179
Quontic Bank 2 8.56% $12,989
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 6.75% $5,424
RESIDENTIAL BANCORP 2 5.75% $6,782
Sierra Pacific Mortgage Company, Inc. 2 6.56% $3,316
CAROLINAS TELCO FEDERAL CREDIT UNION 2 7.38% $6,391
CPM Federal Credit Union 2 5.54% $5,721
State Department Federal Credit Union 2 5.94% $11,963
WRIGHT-PATT CREDIT UNION, INC. 2 5.81% $2,963
Carrington Mortgage Services, LLC 2 6.50% $8,999
Suncoast Credit Union 2 5.44% $2,799
Synovus Bank 2 6.31% $4,985
TEACHERS 2 6.69% $4,812
American Airlines Federal Credit Union 2 5.94% $0
Third Federal Savings and Loan Association of Cleveland 2 7.12% $170
TOP FLITE FINANCIAL, INC. 2 6.68% $6,982
TOTAL MORTGAGE SERVICES, LLC 2 8.06% $12,038
TOWER 2 6.75% $4,719
Toyota Financial Savings Bank 2 6.12% $6,499
ALLEGACY FEDERAL CREDIT UNION 2 6.81% $6,582
City National Bank 2 6.05% $7,208
UNITED MORTGAGE CORP 2 6.43% $16,348
UNITED PREMIER FUNDING, LLC 2 6.81% $5,322
Advisors Mortgage Group, L.L.C. 2 8.18% $5,356
US MORTGAGE CORPORATION 2 7.25% $7,721
Victorian Finance, LLC 2 6.06% $4,686
FIRST TECHNOLOGY 2 5.94% $7,309
East Coast Capital Corp. 1 7.00% $17,802
FIRST MORTGAGE COMPANY, INC. 1 6.99% $5,254
Capital City Home Loans, LLC 1 6.38% $5,837
Fidelity Bank 1 6.63% $2,591
Beeline Loans, Inc. 1 6.38% $8,204
KINECTA 1 6.50% $6,467
PREMIER LENDING, INC. 1 6.63% $5,884
PREMIER MORTGAGE RESOURCES, L.L.C. 1 5.88% $6,262
KEYPOINT 1 6.38% $3,893
DIRECT MORTGAGE LOANS, LLC 1 6.63% $8,446
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 6.13% $4,073
Princeton Federal Credit Union 1 6.50% $2,928
Kearny Bank 1 6.87% $2,457
First American Bank 1 6.88% $3,407
FIRST BANCORP 1 7.00% $7,391
INTERSTATE HOME LOAN CENTER, INC. 1 6.50% $6,021
PURDUE FEDERAL CREDIT UNION 1 7.13% $4,582
BANKSOUTH MORTGAGE COMPANY, LLC 1 7.00% $3,637
Bethpage Federal Credit Union 1 6.50% $4,500
RADIUS FINANCIAL GROUP INC. 1 6.12% $4,137
RANLIFE, INC. 1 7.00% $17,865
RAPID MORTGAGE COMPANY 1 7.63% $5,761
Wolfe Financial, Inc 1 7.13% $4,426
INTERCAP LENDING INC. 1 6.75% $4,594
AFFINITY 1 6.13% $3,004
DIRECT MORTGAGE, CORP. 1 6.13% $49,665
First Bank 1 6.88% $3,826
Renasant Bank 1 5.88% $11,209
CHARLOTTE METRO FEDERAL CREDIT UNION 1 5.99% $9,108
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 7.13% $4,437
DELTA COMMUNITY CREDIT UNION 1 5.50% $6,739
ROSS MORTGAGE CORPORATION 1 6.99% $4,768
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 6.13% $2,468
Independent Bank 1 7.25% $6,354
RUOFF MORTGAGE COMPANY, INC. 1 6.00% $4,981
Sandy Spring Bank 1 6.49% $7,026
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 7.50% $12,747
SECURITYNATIONAL MORTGAGE COMPANY 1 6.50% $13,137
FirstBank 1 6.50% $2,877
First Palmetto Bank 1 7.13% $5,457
HOME TOWN FUNDING, INC. 1 6.63% $4,953
Hometown Equity Mortgage, LLC 1 8.25% $5,551
USAlliance Federal Credit Union 1 6.75% $3,020
BNY Mellon 1 5.75% $3,704
Home Mortgage Alliance Corp 1 9.75% $6,699
First Financial Bank 1 7.13% $3,482
FUNDLOANS CAPITAL 1 7.63% $11,558
HARTFORD FUNDING, LTD. 1 7.50% $4,401
FIRST SAVINGS MORTGAGE CORPORATION 1 6.63% $8,296
HARBORONE MORTGAGE, LLC 1 7.38% $4,472
CORTRUST MORTGAGE, INC. 1 6.63% $6,664
Fulton Bank 1 6.88% $15,714
Utah Power 1 6.88% $5,425
Hancock Whitney Bank 1 6.50% $6,578
SUFFOLK 1 6.25% $3,872
HALLMARK HOME MORTGAGE, LLC 1 6.50% $7,288
Franklin Loan Corporation 1 7.63% $19,474
Sunflower Bank 1 6.13% $5,711
BAY CAPITAL MORTGAGE CORPORATION 1 7.13% $2,934
BM Real Estate Services, Inc. 1 6.99% $4,445
Valley National Bank 1 6.88% $3,254
BAYCOAST MORTGAGE COMPANY, LLC 1 6.38% $3,623
CHEVRON 1 6.38% $4,045
Cornerstone First Mortgage, Inc 1 6.50% $3,701
Florida Capital Bank 1 6.38% $11,967
TEACHERS CREDIT UNION 1 6.88% $4,471
The Bank of Charlotte County 1 7.69% $7,798
Vellum Mortgage, Inc. 1 6.88% $4,091
21ST MORTGAGE CORPORATION 1 8.70% $5,041
CONTOUR MORTGAGE CORPORATION 1 6.13% $19,486
Grow Financial Federal Credit Union 1 6.63% $5,025
COMPASS MORTGAGE, INC. 1 7.13% $4,717
THE MORTGAGE FIRM, INC. 1 7.13% $3,616
The Park National Bank 1 7.13% $4,591
FLAT BRANCH MORTGAGE, INC. 1 6.49% $3,379
THOMPSON KANE & COMPANY, LLC 1 6.38% $4,049
Greenbox Loans, Inc. 1 10.75% $11,223
TJC Mortgage, Inc. 1 7.63% $8,907
TOGETHER CREDIT UNION 1 6.50% $3,656
First State Bank of St. Charles, Missouri 1 6.63% $3,112
CIBC Bank USA 1 5.75% $4,642
Washington Trust Bank 1 6.50% $6,271
ALLIED MORTGAGE GROUP, INC. 1 6.25% $4,964
GERSHMAN INVESTMENT CORP. 1 7.13% $5,249
Watermark Capital, Inc. 1 6.38% $3,781
Waterstone Mortgage Corporation 1 6.50% $2,155
GEO-CORP, INC. 1 7.50% $2,922
TRUMARK FINANCIAL CREDIT UNION 1 6.63% $3,922
TRUWEST Credit Union 1 6.38% $3,132
NATION ONE MORTGAGE CORPORATION 1 5.88% $4,368
NASA Federal Credit Union 1 6.38% $3,578
MYCUMORTGAGE, LLC 1 6.88% $3,211
NATIONWIDE EQUITIES CORPORATION 1 6.38% $5,640
Evolve Bank & Trust 1 7.50% $4,598
MORTGAGEONE, INC. 1 7.38% $5,246
MORTGAGE INVESTORS GROUP, INC. 1 6.49% $6,787
NEWPORT NEWS SHIPBUILDING EMPLOYEES 1 5.50% $4,347
MLD MORTGAGE INC. 1 6.63% $4,317
EVANSVILLE TEACHERS 1 6.25% $6,488
Equity Prime Mortgage LLC 1 6.88% $14,679
Colony Bank 1 6.38% $18,422
GENEVA FINANCIAL, LLC 1 7.13% $4,472
Mid-Continent Funding, Inc. 1 6.50% $5,390
EMM LOANS LLC 1 6.38% $6,521
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 7.63% $3,732
NORTHERN MORTGAGE SERVICES, LLC 1 5.99% $8,561
MICHIGAN MUTUAL, INC. 1 6.63% $2,880
ANDREWS FEDERAL CREDIT UNION 1 6.25% $5,069
Northwest Federal Credit Union 1 6.38% $2,899
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 7.38% $7,521
MDE Home Loans, LLC 1 6.75% $12,795
OAKTREE FUNDING CORP. 1 7.88% $11,046
Axos Bank 1 6.88% $4,061
FAIRWINDS CREDIT UNION 1 6.13% $6,379
PANORAMA MORTGAGE GROUP, LLC 1 7.99% $6,582
CityWorth Mortgage LLC 1 6.50% $7,290
Luxury Mortgage Corp. 1 7.00% $12,598
A + MORTGAGE SERVICES, INC. 1 6.88% $3,126
Generations Bank 1 5.88% $6,143
First United Bank and Trust Company 1 7.00% $4,444
Logan Finance Corporation 1 7.00% $20,147
LOANFLIGHT LENDING, LLC 1 6.63% $1,132
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 6.13% $4,656
EASTMAN 1 5.63% $7,425

RALEIGH - CARY Average Closing Costs & Other Stats

RALEIGH-CARY, NC's 424 lenders originated 39,726 loans during 2024. The total origination value was $13,776,780,000, with an average loan value of $346,795.

RALEIGH - CARY's average closing costs are $4,849.

The top RALEIGH - CARY lender as defined by loan originations is EAGLE HOME MORTGAGE, LLC, with 1,443 loans originated. Their average total fees are $1,887, which is $2,593 lower than the next largest lender, STATE EMPLOYEES'.

The lowest fee RALEIGH - CARY lenders (with over 10 loans originated) are Discover Bank ($0), Benchmark Community Bank ($1,037), CAPITAL CENTER, L.L.C. ($1,293), PREMIA MORTGAGE, LLC ($1,332) and HomeTrust Bank ($1,575).

The lowest rate RALEIGH - CARY lenders (with over 10 loans originated) are HomeTrust Bank (2.60%), First Bank (4.20%), DHI MORTGAGE COMPANY, LTD. (5.82%), LOANDEPOT.COM, LLC (5.89%) and Bank of America (5.99%).

RALEIGH-CARY, NC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
STATE EMPLOYEES' $1,143,830,000 $902,570,000 -21.1% 6.6%
UNITED WHOLESALE MORTGAGE, LLC $483,220,000 $758,775,000 57.0% 5.5%
QUICKEN LOANS, LLC $479,770,000 $616,650,000 28.5% 4.5%
EAGLE HOME MORTGAGE, LLC $420,100,000 $544,770,000 29.7% 4.0%
First-Citizens Bank & Trust Company $412,715,000 $478,735,000 16.0% 3.5%
MOVEMENT MORTGAGE, LLC $384,605,000 $388,470,000 1.0% 2.8%
Truist $471,225,000 $340,215,000 -27.8% 2.5%
Wells Fargo Bank $227,590,000 $316,820,000 39.2% 2.3%
COASTAL Federal Credit Union $402,800,000 $303,045,000 -24.8% 2.2%
JPMorgan Chase Bank $134,360,000 $232,930,000 73.4% 1.7%
Regions Bank $24,275,000 $223,145,000 819.2% 1.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $189,640,000 $216,840,000 14.3% 1.6%
CROSSCOUNTRY MORTGAGE, LLC $122,590,000 $208,455,000 70.0% 1.5%
Bank of America $208,635,000 $203,385,000 -2.5% 1.5%
First National Bank of Pennsylvania $195,815,000 $193,385,000 -1.2% 1.4%
PULTE MORTGAGE LLC $269,715,000 $188,505,000 -30.1% 1.4%
BERKELEY POINT CAPITAL LLC $37,725,000 $183,940,000 387.6% 1.3%
PENNYMAC LOAN SERVICES, LLC $98,580,000 $179,500,000 82.1% 1.3%
American Security Mortgage Corp. $86,010,000 $174,975,000 103.4% 1.3%
LOANDEPOT.COM, LLC $250,335,000 $174,875,000 -30.1% 1.3%
NAVY FEDERAL CREDIT UNION $138,790,000 $170,775,000 23.0% 1.2%
NVR Mortgage Finance, Inc. $85,115,000 $154,530,000 81.6% 1.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $66,710,000 $154,140,000 131.1% 1.1%
M/I FINANCIAL, LLC $113,315,000 $138,515,000 22.2% 1.0%
CMG MORTGAGE, INC. $156,490,000 $137,125,000 -12.4% 1.0%
FREEDOM MORTGAGE CORPORATION $42,655,000 $134,165,000 214.5% 1.0%
Towne Bank $112,980,000 $133,050,000 17.8% 1.0%
Prosperity Home Mortgage, LLC $133,140,000 $132,880,000 -0.2% 1.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $6,505,000 $132,340,000 1,934.4% 1.0%
Citibank $40,325,000 $130,465,000 223.5% 0.9%
DHI MORTGAGE COMPANY, LTD. $141,965,000 $127,095,000 -10.5% 0.9%
North State Bank $112,575,000 $115,320,000 2.4% 0.8%
Fifth Third Bank $59,695,000 $115,130,000 92.9% 0.8%
South Pacific Financial Corporation $95,345,000 $114,760,000 20.4% 0.8%
GUARANTEED RATE, INC. $113,915,000 $111,180,000 -2.4% 0.8%
Mortgage Research Center, LLC $90,845,000 $109,595,000 20.6% 0.8%
ZILLOW HOME LOANS, LLC $60,835,000 $104,550,000 71.9% 0.8%
PNC Bank $134,385,000 $93,015,000 -30.8% 0.7%
Barings Multifamily Capital $213,150,000 $88,020,000 -58.7% 0.6%
Towne Mortgage of the Carolinas, LLC $79,075,000 $87,470,000 10.6% 0.6%
MATTAMY HOME FUNDING, LLC $101,200,000 $87,080,000 -14.0% 0.6%
United Community Bank $2,045,000 $84,895,000 4,051.3% 0.6%
FIRST HOME MORTGAGE CORPORATION $59,825,000 $84,845,000 41.8% 0.6%
PROVIDENT FUNDING ASSOCIATES, L.P. $105,225,000 $82,835,000 -21.3% 0.6%
KBHS HOME LOANS, LLC $80,175,000 $82,620,000 3.0% 0.6%
Corporate Investors Mortgage Group, Inc. $74,090,000 $79,435,000 7.2% 0.6%
NEWREZ LLC $48,325,000 $76,440,000 58.2% 0.6%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $85,170,000 $71,875,000 -15.6% 0.5%
First Heritage Mortgage, LLC $96,660,000 $70,100,000 -27.5% 0.5%
VELOCIO MORTGAGE L.L.C. $32,140,000 $68,905,000 114.4% 0.5%
NFM, INC. $66,700,000 $65,705,000 -1.5% 0.5%
Alcova Mortgage LLC $51,770,000 $62,980,000 21.7% 0.5%
GoPrime Mortgage, Inc. $61,845,000 $62,220,000 0.6% 0.5%
U.S. Bank $82,970,000 $60,770,000 -26.8% 0.4%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $40,040,000 $58,690,000 46.6% 0.4%
CORNERSTONE HOME LENDING, INC. $76,480,000 $58,610,000 -23.4% 0.4%
Prudential Huntoon Paige Associates, LLC $45,385,000 $57,350,000 26.4% 0.4%
The Fidelity Bank $76,390,000 $55,225,000 -27.7% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $41,145,000 $51,550,000 25.3% 0.4%
GUILD MORTGAGE COMPANY $8,745,000 $51,315,000 486.8% 0.4%
EQUITY RESOURCES, INC. $45,295,000 $48,690,000 7.5% 0.4%
T2 FINANCIAL LLC $29,760,000 $47,115,000 58.3% 0.3%
The Central Trust Bank $46,185,000 $46,195,000 0.0% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $24,795,000 $45,430,000 83.2% 0.3%
BROKER SOLUTIONS, INC. $35,885,000 $44,405,000 23.7% 0.3%
General Mortgage Capital Corporation $14,805,000 $44,205,000 198.6% 0.3%
NBKC BANK $20,660,000 $43,665,000 111.4% 0.3%
LENDINGONE, LLC $3,130,000 $42,450,000 1,256.2% 0.3%
Morgan Stanley Private Bank $30,815,000 $42,055,000 36.5% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $86,025,000 $41,610,000 -51.6% 0.3%
USAA Federal Savings Bank $30,410,000 $39,445,000 29.7% 0.3%
UNION HOME MORTGAGE CORP. $27,355,000 $37,710,000 37.9% 0.3%
TBI MORTGAGE COMPANY $28,085,000 $36,075,000 28.4% 0.3%
CITY FIRST MORTGAGE SERVICES, L.L.C. $14,285,000 $33,815,000 136.7% 0.2%
Flagstar Bank, FSB $26,305,000 $32,820,000 24.8% 0.2%
The Loan Store, Inc. $9,135,000 $30,900,000 238.3% 0.2%
Citizens Bank $38,405,000 $30,680,000 -20.1% 0.2%
BETTER MORTGAGE CORPORATION $30,995,000 $30,575,000 -1.4% 0.2%
Carter Bank & Trust $22,605,000 $30,355,000 34.3% 0.2%
SFMC, LP $9,385,000 $30,170,000 221.5% 0.2%
VILLAGE CAPITAL MORTGAGE $10,100,000 $29,340,000 190.5% 0.2%
TD Bank $27,860,000 $28,800,000 3.4% 0.2%
HOWARD HANNA FINANCIAL SERVICES, INC. $21,985,000 $28,760,000 30.8% 0.2%
The Federal Savings Bank $33,390,000 $26,970,000 -19.2% 0.2%
Merchants Bank of Indiana $945,000 $26,600,000 2,714.8% 0.2%
Third Federal Savings and Loan Association of Cleveland $45,065,000 $26,145,000 -42.0% 0.2%
First Horizon Bank $33,860,000 $26,035,000 -23.1% 0.2%
Discover Bank $23,625,000 $25,250,000 6.9% 0.2%
JET HOMELOANS, LLC $13,805,000 $25,025,000 81.3% 0.2%
Ameris Bank $13,550,000 $24,685,000 82.2% 0.2%
SeaTrust Mortgage Company $2,810,000 $24,600,000 775.4% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $32,870,000 $24,345,000 -25.9% 0.2%
HomeTrust Bank $15,755,000 $24,320,000 54.4% 0.2%
FIRST EQUITY MORTGAGE INCORPORATED $25,775,000 $23,740,000 -7.9% 0.2%
First Carolina Bank $14,760,000 $23,660,000 60.3% 0.2%
SUMMIT FUNDING, INC. $23,535,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $29,905,000 $22,835,000 -23.6% 0.2%
HOMESIDE FINANCIAL, LLC $16,505,000 $22,785,000 38.0% 0.2%
FBC MORTGAGE, LLC $6,685,000 $20,965,000 213.6% 0.2%
BAY EQUITY LLC $11,590,000 $20,895,000 80.3% 0.2%
KS Bank, Inc. $22,240,000 $20,815,000 -6.4% 0.2%
AgCarolina Farm Credit, FLCA $11,925,000 $20,685,000 73.5% 0.2%
AMERISAVE MORTGAGE CORPORATION $27,740,000 $20,560,000 -25.9% 0.1%
LENDINGHOME FUNDING CORPORATION $17,730,000 $19,985,000 12.7% 0.1%
Pinnacle Bank $39,610,000 $19,800,000 -50.0% 0.1%
ORIX REAL ESTATE CAPITAL, LLC $19,405,000 n/a 0.1%
INTERCOASTAL MORTGAGE COMPANY $22,550,000 $18,260,000 -19.0% 0.1%
First Bank $31,235,000 $18,040,000 -42.2% 0.1%
LAKEVIEW LOAN SERVICING, LLC $7,950,000 $17,970,000 126.0% 0.1%
South State Bank $20,925,000 $17,785,000 -15.0% 0.1%
DELMAR FINANCIAL COMPANY $9,080,000 $17,665,000 94.5% 0.1%
Century Mortgage Company DBA Century Lending Company $8,070,000 $17,450,000 116.2% 0.1%
HOMESPIRE MORTGAGE CORPORATION $23,065,000 $17,230,000 -25.3% 0.1%
Southern Bank and Trust Company $26,090,000 $16,915,000 -35.2% 0.1%
Plains Commerce Bank $20,785,000 $16,560,000 -20.3% 0.1%
Northpointe Bank $20,940,000 $16,425,000 -21.6% 0.1%
CARDINAL FINANCIAL $18,855,000 $16,085,000 -14.7% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $355,000 $16,010,000 4,409.9% 0.1%
Merchants Capital Corp. $15,800,000 n/a 0.1%
V.I.P. MORTGAGE, INC. $15,735,000 n/a 0.1%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $58,050,000 $15,065,000 -74.0% 0.1%
First Federal Bank $535,000 $15,060,000 2,715.0% 0.1%
Ally Bank $12,635,000 $14,610,000 15.6% 0.1%
CAPITAL CENTER, L.L.C. $11,775,000 $14,580,000 23.8% 0.1%
RELIANCE FIRST CAPITAL, LLC $14,495,000 $14,560,000 0.4% 0.1%
Figure Lending LLC $15,395,000 $14,505,000 -5.8% 0.1%
LATINO COMMUNITY CREDIT UNION $38,640,000 $14,180,000 -63.3% 0.1%
Carrington Mortgage Services, LLC $14,850,000 $14,165,000 -4.6% 0.1%
RESOURCE FINANCIAL SERVICES, INC. $12,430,000 $13,755,000 10.7% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $5,345,000 $13,710,000 156.5% 0.1%
United Nations Federal Credit Union $8,455,000 $13,405,000 58.5% 0.1%
Lakeview Community Capital, LLC $1,580,000 $13,225,000 737.0% 0.1%
Strong Home Mortgage, LLC $6,400,000 $13,210,000 106.4% 0.1%
DIGITAL Federal Credit Union $54,765,000 $13,160,000 -76.0% 0.1%
PREMIA MORTGAGE, LLC $9,040,000 $13,035,000 44.2% 0.1%
Charles Schwab Bank, SSB $9,065,000 $12,620,000 39.2% 0.1%
First National Bank of America $10,650,000 $12,440,000 16.8% 0.1%
SOUTHERN TRUST MORTGAGE, LLC $19,060,000 $12,330,000 -35.3% 0.1%
DEEPHAVEN MORTGAGE LLC $12,380,000 $12,215,000 -1.3% 0.1%
AmeriHome Mortgage Company, LLC $3,085,000 $11,960,000 287.7% 0.1%
Benchmark Community Bank $10,965,000 $11,735,000 7.0% 0.1%
NexBank $7,870,000 $11,655,000 48.1% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $15,975,000 $11,425,000 -28.5% 0.1%
Citadel Servicing Corporation $7,480,000 $11,275,000 50.7% 0.1%
Southern First Bank $4,140,000 $10,950,000 164.5% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $14,545,000 $10,825,000 -25.6% 0.1%
ALLIANT CREDIT UNION $2,780,000 $10,615,000 281.8% 0.1%
PLAZA HOME MORTGAGE, INC. $6,275,000 $10,555,000 68.2% 0.1%
Integrity Home Mortgage Corp $23,275,000 $10,490,000 -54.9% 0.1%
United Bank $108,710,000 $10,295,000 -90.5% 0.1%
A&D Mortgage LLC $4,940,000 $10,150,000 105.5% 0.1%
HOMESTEAD FUNDING CORP. $2,120,000 $10,105,000 376.7% 0.1%
RF Renovo Management Company, LLC $7,575,000 $9,650,000 27.4% 0.1%
UBS Bank USA $5,040,000 $8,985,000 78.3% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $13,645,000 $8,830,000 -35.3% 0.1%
PLANET HOME LENDING, LLC $5,445,000 $8,705,000 59.9% 0.1%
Kwik Mortgage Corporation $10,955,000 $8,665,000 -20.9% 0.1%
Blue Ridge Bank $17,215,000 $8,660,000 -49.7% 0.1%
NEW DAY FINANCIAL, LLC $6,815,000 $8,660,000 27.1% 0.1%
UNIVERSITY Federal Credit Union $8,630,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $9,450,000 $8,565,000 -9.4% 0.1%
GUIDANCE RESIDENTIAL, LLC $5,975,000 $8,500,000 42.3% 0.1%
Sound Bank $12,705,000 $8,425,000 -33.7% 0.1%
The Huntington National Bank $29,920,000 $8,365,000 -72.0% 0.1%
Coastal Community Bank $7,980,000 n/a 0.1%
Truliant Federal Credit Union $39,690,000 $7,825,000 -80.3% 0.1%
MID AMERICA MORTGAGE, INC. $4,735,000 $7,735,000 63.4% 0.1%
Peoples Bank $670,000 $7,725,000 1,053.0% 0.1%
LOANPAL, LLC $4,140,000 $7,485,000 80.8% 0.1%
CHURCHILL MORTGAGE CORPORATION $6,705,000 $7,265,000 8.4% 0.1%
Deere Employees Credit Union $8,895,000 $7,240,000 -18.6% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $4,645,000 $7,180,000 54.6% 0.1%
UIF CORPORATION $6,300,000 $7,080,000 12.4% 0.1%
Barrington Bank & Trust Company, N.A. $2,870,000 $7,030,000 144.9% 0.1%
NMSI, INC. $770,000 $7,005,000 809.7% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $3,240,000 $6,970,000 115.1% 0.1%
OCMBC, INC. $6,195,000 $6,540,000 5.6% 0.0%
LANGLEY $2,030,000 $6,535,000 221.9% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,455,000 $6,440,000 342.6% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $3,530,000 $6,410,000 81.6% 0.0%
NEW WAVE LENDING GROUP INC $6,290,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $3,275,000 $6,250,000 90.8% 0.0%
Leader Bank $1,620,000 $6,245,000 285.5% 0.0%
MORTGAGE ACCESS CORP. $1,030,000 $6,240,000 505.8% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $21,845,000 $6,140,000 -71.9% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $4,580,000 $6,000,000 31.0% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $11,000,000 $5,965,000 -45.8% 0.0%
Atlantic Coast Mortgage, LLC $6,275,000 $5,945,000 -5.3% 0.0%
Raymond James Bank $4,755,000 $5,845,000 22.9% 0.0%
Bethpage Federal Credit Union $5,490,000 $5,840,000 6.4% 0.0%
M&T Bank $16,635,000 $5,710,000 -65.7% 0.0%
MILEND, INC. $2,600,000 $5,700,000 119.2% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $1,215,000 $5,470,000 350.2% 0.0%
GREYSTONE SERVICING COMPANY LLC $28,950,000 $5,380,000 -81.4% 0.0%
SIRVA MORTGAGE, INC. $4,915,000 $5,350,000 8.9% 0.0%
Nations Lending Corporation $5,165,000 $5,235,000 1.4% 0.0%
FINANCE OF AMERICA REVERSE LLC $3,290,000 $5,190,000 57.8% 0.0%
AMWEST FUNDING CORP. $9,450,000 $5,155,000 -45.4% 0.0%
ENVOY MORTGAGE, LTD $3,825,000 $5,030,000 31.5% 0.0%
BMO Harris Bank $2,180,000 $5,025,000 130.5% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $4,995,000 n/a 0.0%
Stifel Bank and Trust $5,590,000 $4,990,000 -10.7% 0.0%
Ixonia Bank $1,750,000 $4,975,000 184.3% 0.0%
21ST MORTGAGE CORPORATION $4,940,000 $4,910,000 -0.6% 0.0%
EMM LOANS LLC $11,715,000 $4,870,000 -58.4% 0.0%
Providence Bank $10,470,000 $4,850,000 -53.7% 0.0%
City National Bank $2,700,000 $4,720,000 74.8% 0.0%
FIRST COLONY MORTGAGE CORPORATION $4,720,000 n/a 0.0%
Atlantic Union Bank $1,295,000 $4,690,000 262.2% 0.0%
GSF Mortgage Corporation $1,885,000 $4,630,000 145.6% 0.0%
ALLEGACY FEDERAL CREDIT UNION $9,140,000 $4,530,000 -50.4% 0.0%
AMERICAN HERITAGE LENDING, INC. $1,965,000 $4,455,000 126.7% 0.0%
American Airlines Federal Credit Union $4,300,000 $4,405,000 2.4% 0.0%
GUARANTEED RATE AFFINITY, LLC $4,325,000 $4,340,000 0.3% 0.0%
Piedmont Federal Savings Bank $920,000 $4,340,000 371.7% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $1,005,000 $4,300,000 327.9% 0.0%
JAMS-01, INC. $315,000 $4,255,000 1,250.8% 0.0%
PHH Mortgage Corporation $2,725,000 $4,200,000 54.1% 0.0%
Mid-Continent Funding, Inc. $2,655,000 $4,155,000 56.5% 0.0%
Presidential Bank, FSB $530,000 $4,120,000 677.4% 0.0%
RBC Bank, (Georgia) $11,735,000 $4,115,000 -64.9% 0.0%
LIMA ONE CAPITAL, LLC $4,150,000 $4,110,000 -1.0% 0.0%
Performance Financial, Inc. $4,105,000 n/a 0.0%
TOWER $2,045,000 $4,070,000 99.0% 0.0%
SELF-HELP Credit Union $2,895,000 $4,010,000 38.5% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $3,150,000 $3,970,000 26.0% 0.0%
NEXERA HOLDING LLC $2,415,000 $3,965,000 64.2% 0.0%
Dollar Bank, Federal Savings Bank $7,305,000 $3,960,000 -45.8% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $2,520,000 $3,940,000 56.3% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $825,000 $3,935,000 377.0% 0.0%
Summit Credit Union $2,335,000 $3,915,000 67.7% 0.0%
Farmers Bank & Trust $2,915,000 $3,835,000 31.6% 0.0%
Mortgage Assurance Inc. $550,000 $3,835,000 597.3% 0.0%
City Lending Inc. $3,745,000 n/a 0.0%
CORNING $3,175,000 $3,695,000 16.4% 0.0%
Commerce Home Mortgage, Inc. $7,425,000 $3,590,000 -51.6% 0.0%
SPRING EQ, LLC $2,295,000 $3,580,000 56.0% 0.0%
Aurora Financial, LLC $1,995,000 $3,530,000 76.9% 0.0%
SWBC MORTGAGE CORPORATION $6,360,000 $3,510,000 -44.8% 0.0%
Equity Prime Mortgage LLC $6,530,000 $3,495,000 -46.5% 0.0%
First Federal Bank $535,000 $3,495,000 553.3% 0.0%
STOCKTON MORTGAGE CORPORATION $410,000 $3,415,000 732.9% 0.0%
CANOPY MORTGAGE, LLC $1,435,000 $3,405,000 137.3% 0.0%
C & F Mortgage Corporation $285,000 $3,405,000 1,094.7% 0.0%
AmRes Corporation $1,495,000 $3,395,000 127.1% 0.0%
QUORUM FEDERAL CREDIT UNION $1,725,000 $3,365,000 95.1% 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $710,000 $3,345,000 371.1% 0.0%
American Mortgage & Equity Consultants, Inc. $3,325,000 $3,275,000 -1.5% 0.0%
Credence Funding Corporation $3,150,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $2,720,000 $3,125,000 14.9% 0.0%
AMERICAN FINANCING CORPORATION $2,450,000 $3,060,000 24.9% 0.0%
EVERETT FINANCIAL, INC. $3,740,000 $3,035,000 -18.9% 0.0%
Armed Forces Bank $2,365,000 $3,010,000 27.3% 0.0%
Baxter Credit Union $3,355,000 $2,925,000 -12.8% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $3,345,000 $2,835,000 -15.2% 0.0%
CLEARPATH LENDING $2,490,000 $2,805,000 12.7% 0.0%
ACOPIA, LLC $2,430,000 $2,755,000 13.4% 0.0%
EMBRACE HOME LOANS, INC. $2,355,000 $2,755,000 17.0% 0.0%
FIDELITY DIRECT MORTGAGE, LLC $2,740,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $725,000 $2,735,000 277.2% 0.0%
KeyBank $630,000 $2,710,000 330.2% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $4,150,000 $2,690,000 -35.2% 0.0%
ARC HOME LLC $2,430,000 $2,630,000 8.2% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $4,890,000 $2,570,000 -47.4% 0.0%
LADERA LENDING, INC. $2,900,000 $2,505,000 -13.6% 0.0%
NATIONS DIRECT MORTGAGE, LLC $2,745,000 $2,440,000 -11.1% 0.0%
State Department Federal Credit Union $845,000 $2,295,000 171.6% 0.0%
GMFS LLC $295,000 $2,270,000 669.5% 0.0%
FEDERATED MORTGAGE CORP. $1,385,000 $2,265,000 63.5% 0.0%
CITIZENS EQUITY FIRST $2,280,000 $2,260,000 -0.9% 0.0%
Goldman Sachs Bank USA $3,655,000 $2,220,000 -39.3% 0.0%
Arvest Bank $1,090,000 $2,215,000 103.2% 0.0%
North American Savings Bank, F.S.B. $3,085,000 $2,205,000 -28.5% 0.0%
BOKF $2,200,000 n/a 0.0%
Wilmington Savings Fund Society, FSB $345,000 $2,185,000 533.3% 0.0%
Northwest Federal Credit Union $5,040,000 $2,125,000 -57.8% 0.0%
LENDSURE MORTGAGE CORP. $2,920,000 $2,115,000 -27.6% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $815,000 $2,110,000 158.9% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $925,000 $2,100,000 127.0% 0.0%
Touchstone Bank $5,760,000 $2,100,000 -63.5% 0.0%
ALLIED MORTGAGE GROUP, INC. $3,760,000 $2,090,000 -44.4% 0.0%
JMAC LENDING, INC. $1,070,000 $2,085,000 94.9% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $10,980,000 $2,080,000 -81.1% 0.0%
Devon Bank $2,040,000 n/a 0.0%
FIRST FLIGHT FEDERAL CREDIT UNION $235,000 $2,025,000 761.7% 0.0%
Watermark Capital, Inc. $780,000 $2,000,000 156.4% 0.0%
CALCON MUTUAL MORTGAGE LLC $2,865,000 $1,995,000 -30.4% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,805,000 $1,980,000 -29.4% 0.0%
Axos Bank $1,955,000 n/a 0.0%
Gateway First Bank $1,100,000 $1,955,000 77.7% 0.0%
Franklin Loan Corporation $1,950,000 n/a 0.0%
STAR ONE CREDIT UNION $855,000 $1,945,000 127.5% 0.0%
Hometown Equity Mortgage, LLC $320,000 $1,935,000 504.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $1,060,000 $1,890,000 78.3% 0.0%
ATLANTA POSTAL $1,875,000 n/a 0.0%
EASTMAN $635,000 $1,875,000 195.3% 0.0%
U S WIDE FINANCIAL LLC $1,455,000 $1,850,000 27.1% 0.0%
PLUS RELOCATION MORTGAGE, LLC $1,835,000 $1,845,000 0.5% 0.0%
FUNDLOANS CAPITAL $895,000 $1,840,000 105.6% 0.0%
NP, Inc. $405,000 $1,765,000 335.8% 0.0%
TOP FLITE FINANCIAL, INC. $3,250,000 $1,760,000 -45.8% 0.0%
Encompass Lending Group, LP $4,320,000 $1,750,000 -59.5% 0.0%
RESIDENTIAL BANCORP $205,000 $1,725,000 741.5% 0.0%
FLAT BRANCH MORTGAGE, INC. $725,000 $1,710,000 135.9% 0.0%
Uwharrie Bank $2,135,000 $1,685,000 -21.1% 0.0%
NJ LENDERS CORP. $1,710,000 $1,680,000 -1.8% 0.0%
First Reliance Bank $515,000 $1,675,000 225.2% 0.0%
MORIA DEVELOPMENT, INC. $315,000 $1,645,000 422.2% 0.0%
VERITAS FUNDING, LLC $2,595,000 $1,640,000 -36.8% 0.0%
Union Savings Bank $1,625,000 n/a 0.0%
LOANFLIGHT LENDING, LLC $790,000 $1,575,000 99.4% 0.0%
RTP Federal Credit Union $2,200,000 $1,575,000 -28.4% 0.0%
TOWNE MORTGAGE COMPANY $1,825,000 $1,525,000 -16.4% 0.0%
Farmers & Merchants Bank $4,390,000 $1,505,000 -65.7% 0.0%
Elements Financial Federal Credit Union $1,480,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $6,500,000 $1,480,000 -77.2% 0.0%
AgFirst Farm Credit Bank $305,000 $1,455,000 377.0% 0.0%
AMERICAN FINANCE HOUSE LARIBA $1,410,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $630,000 $1,410,000 123.8% 0.0%
Metro City Bank $1,920,000 $1,405,000 -26.8% 0.0%
Bank of Hope $1,370,000 n/a 0.0%
Cornerstone First Mortgage, Inc $365,000 $1,370,000 275.3% 0.0%
UNITED PREMIER FUNDING, LLC $510,000 $1,355,000 165.7% 0.0%
Advisors Mortgage Group, L.L.C. $1,895,000 $1,345,000 -29.0% 0.0%
MLD MORTGAGE INC. $2,240,000 $1,345,000 -40.0% 0.0%
DIRECT MORTGAGE, CORP. $1,325,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $125,000 $1,325,000 960.0% 0.0%
BAY-VALLEY MORTGAGE GROUP $1,320,000 n/a 0.0%
FIRST TECHNOLOGY $2,495,000 $1,295,000 -48.1% 0.0%
Sierra Pacific Mortgage Company, Inc. $1,840,000 $1,280,000 -30.4% 0.0%
Victorian Finance, LLC $1,595,000 $1,280,000 -19.7% 0.0%
FOUNDERS FEDERAL CREDIT UNION $680,000 $1,275,000 87.5% 0.0%
The Bank of Charlotte County $1,275,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $265,000 $1,270,000 379.2% 0.0%
Bank-Fund Staff Federal Credit Union $1,485,000 $1,250,000 -15.8% 0.0%
ADVANCIAL $600,000 $1,245,000 107.5% 0.0%
MORTGAGEONE, INC. $740,000 $1,245,000 68.2% 0.0%
RANLIFE, INC. $1,235,000 n/a 0.0%
Sunflower Bank $2,885,000 $1,235,000 -57.2% 0.0%
Bank of England $7,325,000 $1,230,000 -83.2% 0.0%
Meridian Bank Corporation $855,000 $1,215,000 42.1% 0.0%
Quontic Bank $550,000 $1,210,000 120.0% 0.0%
First Savings Bank $2,275,000 $1,200,000 -47.3% 0.0%
Synovus Bank $375,000 $1,195,000 218.7% 0.0%
Toyota Financial Savings Bank $1,190,000 n/a 0.0%
Loan Simple, Inc. $645,000 $1,185,000 83.7% 0.0%
TEACHERS $1,745,000 $1,185,000 -32.1% 0.0%
US MORTGAGE CORPORATION $1,175,000 n/a 0.0%
CIBC Bank USA $1,125,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $160,000 $1,120,000 600.0% 0.0%
AFFINITY $630,000 $1,115,000 77.0% 0.0%
FIRST BANCORP $3,535,000 $1,110,000 -68.6% 0.0%
OAKTREE FUNDING CORP. $1,110,000 n/a 0.0%
Princeton Mortgage Corporation $760,000 $1,110,000 46.1% 0.0%
Residential Acceptance Corporation $1,100,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $835,000 $1,100,000 31.7% 0.0%
Connexus Credit Union $950,000 $1,080,000 13.7% 0.0%
FirstBank $245,000 $1,065,000 334.7% 0.0%
Keystone Funding, Inc. $3,220,000 $1,065,000 -66.9% 0.0%
NBH Bank $1,065,000 n/a 0.0%
WesBanco $1,040,000 n/a 0.0%
UNITED MORTGAGE CORP $1,035,000 n/a 0.0%
GENEVA FINANCIAL, LLC $1,915,000 $1,030,000 -46.2% 0.0%
Bell Bank $1,865,000 $1,020,000 -45.3% 0.0%
INTERCAP LENDING INC. $740,000 $1,020,000 37.8% 0.0%
Florida Capital Bank $1,005,000 n/a 0.0%
USAlliance Federal Credit Union $1,220,000 $980,000 -19.7% 0.0%
Magnolia Bank $2,795,000 $975,000 -65.1% 0.0%
ONY GLO, INC. $2,115,000 $975,000 -53.9% 0.0%
Bank OZK $3,895,000 $970,000 -75.1% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $970,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $960,000 n/a 0.0%
INOVA FEDERAL CREDIT UNION $1,445,000 $950,000 -34.3% 0.0%
NATION ONE MORTGAGE CORPORATION $365,000 $920,000 152.1% 0.0%
Fulton Bank $2,855,000 $900,000 -68.5% 0.0%
Logan Finance Corporation $405,000 $890,000 119.8% 0.0%
NORWICH COMMERCIAL GROUP, INC. $740,000 $870,000 17.6% 0.0%
AXIA FINANCIAL, LLC $635,000 $865,000 36.2% 0.0%
CAROLINAS TELCO FEDERAL CREDIT UNION $850,000 n/a 0.0%
CPM Federal Credit Union $850,000 n/a 0.0%
EVANSVILLE TEACHERS $2,400,000 $850,000 -64.6% 0.0%
Capital Bank $1,365,000 $830,000 -39.2% 0.0%
DUKE UNIVERSITY FEDERAL CREDIT UNION $855,000 $830,000 -2.9% 0.0%
University Bank $335,000 $830,000 147.8% 0.0%
Village Bank & Trust $825,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $1,985,000 $820,000 -58.7% 0.0%
MDE Home Loans, LLC $275,000 $805,000 192.7% 0.0%
RAPID MORTGAGE COMPANY $3,310,000 $800,000 -75.8% 0.0%
AMERITRUST MORTGAGE CORPORATION $795,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $1,865,000 $795,000 -57.4% 0.0%
NEWPORT NEWS SHIPBUILDING EMPLOYEES $785,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $715,000 $775,000 8.4% 0.0%
Vellum Mortgage, Inc. $930,000 $760,000 -18.3% 0.0%
FineMark National Bank & Trust $755,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $585,000 $755,000 29.1% 0.0%
Trustmark National Bank $740,000 n/a 0.0%
Renasant Bank $1,275,000 $715,000 -43.9% 0.0%
Suncoast Credit Union $385,000 $710,000 84.4% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $435,000 $705,000 62.1% 0.0%
Beeline Loans, Inc. $455,000 $700,000 53.8% 0.0%
Johnson Bank $435,000 $700,000 60.9% 0.0%
PREMIER LENDING, INC. $350,000 $695,000 98.6% 0.0%
Home Mortgage Alliance Corp $685,000 n/a 0.0%
First American Bank $670,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,180,000 $670,000 -43.2% 0.0%
East Coast Capital Corp. $425,000 $665,000 56.5% 0.0%
Bank of Charles Town $655,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $650,000 n/a 0.0%
JET DIRECT FUNDING CORP $650,000 n/a 0.0%
Capital City Home Loans, LLC $4,035,000 $640,000 -84.1% 0.0%
ALL REVERSE MORTGAGE, INC. $195,000 $625,000 220.5% 0.0%
TOTAL MORTGAGE SERVICES, LLC $670,000 $620,000 -7.5% 0.0%
BAYCOAST MORTGAGE COMPANY, LLC $1,290,000 $615,000 -52.3% 0.0%
HARBORONE MORTGAGE, LLC $615,000 n/a 0.0%
OPEN MORTGAGE, LLC $335,000 $615,000 83.6% 0.0%
Evolve Bank & Trust $960,000 $605,000 -37.0% 0.0%
Luxury Mortgage Corp. $605,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $305,000 $600,000 96.7% 0.0%
FIRST SAVINGS MORTGAGE CORPORATION $3,145,000 $600,000 -80.9% 0.0%
Waterstone Mortgage Corporation $680,000 $600,000 -11.8% 0.0%
CHARLOTTE METRO FEDERAL CREDIT UNION $1,785,000 $595,000 -66.7% 0.0%
Independent Bank $595,000 n/a 0.0%
MORTGAGE INVESTORS GROUP, INC. $1,010,000 $595,000 -41.1% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $125,000 $590,000 372.0% 0.0%
PURDUE FEDERAL CREDIT UNION $585,000 n/a 0.0%
First IC Corporation $195,000 $580,000 197.4% 0.0%
First Palmetto Bank $575,000 n/a 0.0%
First Financial Bank $565,000 n/a 0.0%
Texas Republic Bank $565,000 n/a 0.0%
United States Senate Federal Credit Union $825,000 $560,000 -32.1% 0.0%
First United Corporation $555,000 n/a 0.0%
RADIUS FINANCIAL GROUP INC. $2,045,000 $545,000 -73.3% 0.0%
The Piedmont Bank $545,000 n/a 0.0%
THOMPSON KANE & COMPANY, LLC $1,435,000 $545,000 -62.0% 0.0%
BECKAM FUNDING CORP. $540,000 n/a 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $535,000 n/a 0.0%
SENTE MORTGAGE, INC. $535,000 n/a 0.0%
First State Bank of St. Charles, Missouri $525,000 n/a 0.0%
LEGEND LENDING CORPORATION $525,000 n/a 0.0%
Kearny Bank $510,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $680,000 $505,000 -25.7% 0.0%
Peapack-Gladstone Bank $505,000 n/a 0.0%
Valley National Bank $325,000 $505,000 55.4% 0.0%
GOOGAIN, INC. $500,000 n/a 0.0%
MORTGAGE EQUITY PARTNERS LLC $1,365,000 $500,000 -63.4% 0.0%
ON Q FINANCIAL, INC. $490,000 $495,000 1.0% 0.0%
BancorpSouth $850,000 $490,000 -42.4% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $1,950,000 $490,000 -74.9% 0.0%
Fidelity Bank $485,000 n/a 0.0%
Service Federal Credit Union $630,000 $485,000 -23.0% 0.0%
TRUMARK FINANCIAL CREDIT UNION $485,000 n/a 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. $475,000 n/a 0.0%
NORTHERN MORTGAGE SERVICES, LLC $475,000 n/a 0.0%
THE EQUITABLE MORTGAGE CORPORATION $475,000 n/a 0.0%
Colony Bank $465,000 n/a 0.0%
Hancock Whitney Bank $465,000 n/a 0.0%
Lumbee Guaranty Bank $460,000 n/a 0.0%
IVY MORTGAGE, INC. $1,330,000 $455,000 -65.8% 0.0%
NEXTMARK $455,000 n/a 0.0%
Brighton Bank $445,000 n/a 0.0%
Advance Financial Group, LLC $435,000 n/a 0.0%
CLIFFCO, INC. $435,000 n/a 0.0%
WINGS FINANCIAL $770,000 $430,000 -44.2% 0.0%
Academy Bank $425,000 n/a 0.0%
TRUWEST Credit Union $425,000 n/a 0.0%
First United Bank and Trust Company $415,000 n/a 0.0%
Tyndall Federal Credit Union $65,000 $415,000 538.5% 0.0%
ITHINK FINANCIAL Credit Union $160,000 $410,000 156.3% 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $385,000 $410,000 6.5% 0.0%
CHEVRON $175,000 $405,000 131.4% 0.0%
CNB Bank $1,245,000 $405,000 -67.5% 0.0%
FIRST MORTGAGE COMPANY, INC. $590,000 $405,000 -31.4% 0.0%
Republic Bank & Trust Company $505,000 $405,000 -19.8% 0.0%
South Atlantic Bank $405,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $730,000 $395,000 -45.9% 0.0%
DOMINION FINANCIAL SERVICES, LLC $365,000 $390,000 6.8% 0.0%
Paramount Bank $995,000 $390,000 -60.8% 0.0%
ANDREWS FEDERAL CREDIT UNION $215,000 $385,000 79.1% 0.0%
DIRECTIONS EQUITY, LLC $385,000 n/a 0.0%
KINECTA $165,000 $385,000 133.3% 0.0%
Lake Forest Bank & Trust $385,000 n/a 0.0%
BM Real Estate Services, Inc. $375,000 n/a 0.0%
BNY Mellon $1,180,000 $375,000 -68.2% 0.0%
First Federal Bank of Kansas City $35,000 $375,000 971.4% 0.0%
GERSHMAN INVESTMENT CORP. $365,000 n/a 0.0%
Sandy Spring Bank $365,000 n/a 0.0%
The Freedom Bank of Virginia $1,315,000 $365,000 -72.2% 0.0%
Apple Federal Credit Union $1,390,000 $360,000 -74.1% 0.0%
Ballston Spa National Bank $680,000 $355,000 -47.8% 0.0%
CORTRUST MORTGAGE, INC. $355,000 n/a 0.0%
HALLMARK HOME MORTGAGE, LLC $195,000 $355,000 82.1% 0.0%
Marine Federal Credit Union $525,000 $355,000 -32.4% 0.0%
SHARONVIEW FEDERAL CREDIT UNION $335,000 n/a 0.0%
SUFFOLK $335,000 n/a 0.0%
TJC Mortgage, Inc. $485,000 $335,000 -30.9% 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $325,000 n/a 0.0%
NATIONWIDE EQUITIES CORPORATION $325,000 n/a 0.0%
Paragon Bank $595,000 $325,000 -45.4% 0.0%
GTE Federal Credit Union $495,000 $315,000 -36.4% 0.0%
HOME TOWN FUNDING, INC. $425,000 $305,000 -28.2% 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $305,000 n/a 0.0%
SILVER HILL FUNDING, LLC $440,000 $305,000 -30.7% 0.0%
1ST SIGNATURE LENDING, LLC $960,000 $295,000 -69.3% 0.0%
Nicolet National Bank $295,000 n/a 0.0%
THE MORTGAGE FIRM, INC. $575,000 $295,000 -48.7% 0.0%
CityWorth Mortgage LLC $830,000 $285,000 -65.7% 0.0%
COMPASS MORTGAGE, INC. $275,000 n/a 0.0%
Princeton Federal Credit Union $275,000 n/a 0.0%
A + MORTGAGE SERVICES, INC. $265,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $265,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $495,000 $265,000 -46.5% 0.0%
The Park National Bank $350,000 $265,000 -24.3% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $260,000 n/a 0.0%
BankFirst Financial Services $255,000 n/a 0.0%
BOND STREET MORTGAGE, LLC $295,000 $255,000 -13.6% 0.0%
SOUTH CENTRAL BANK, INC. $155,000 $255,000 64.5% 0.0%
S1L, Inc. $305,000 $245,000 -19.7% 0.0%
Washington Trust Bank $245,000 n/a 0.0%
DAS Acquisition Company, LLC $1,190,000 $235,000 -80.3% 0.0%
DATA MORTGAGE, INC. $235,000 n/a 0.0%
First Bank $31,235,000 $235,000 -99.2% 0.0%
FREEDOM FIRST $235,000 n/a 0.0%
ROSS MORTGAGE CORPORATION $235,000 n/a 0.0%
HARTFORD FUNDING, LTD. $315,000 $225,000 -28.6% 0.0%
The Paducah Bank and Trust Company $225,000 n/a 0.0%
Utah Power $225,000 n/a 0.0%
BAY CAPITAL MORTGAGE CORPORATION $620,000 $215,000 -65.3% 0.0%
GEO-CORP, INC. $215,000 n/a 0.0%
Grow Financial Federal Credit Union $515,000 $215,000 -58.3% 0.0%
CHARTWAY FEDERAL CREDIT UNION $465,000 $210,000 -54.8% 0.0%
RUOFF MORTGAGE COMPANY, INC. $925,000 $210,000 -77.3% 0.0%
TRIAD FINANCIAL SERVICES, INC. $365,000 $210,000 -42.5% 0.0%
ABNB Federal Credit Union $205,000 n/a 0.0%
Greenbox Loans, Inc. $875,000 $205,000 -76.6% 0.0%
NORTHEAST HOME LOAN, LLC $205,000 n/a 0.0%
First Bank $31,235,000 $200,000 -99.4% 0.0%
FAIRWINDS CREDIT UNION $195,000 n/a 0.0%
Generations Bank $195,000 n/a 0.0%
HUDSON HERITAGE $195,000 n/a 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $195,000 n/a 0.0%
NORTH COUNTRY $25,000 $185,000 640.0% 0.0%
TOGETHER CREDIT UNION $185,000 n/a 0.0%
1ST ADVANTAGE FEDERAL CREDIT UNION $25,000 $175,000 600.0% 0.0%
INTERSTATE HOME LOAN CENTER, INC. $310,000 $175,000 -43.5% 0.0%
Wolfe Financial, Inc $570,000 $175,000 -69.3% 0.0%
THRIVENT Federal Credit Union $170,000 n/a 0.0%
KEYPOINT $165,000 n/a 0.0%
Merchants Mortgage & Trust Corporation $165,000 n/a 0.0%
Quad City Bank and Trust Company $165,000 n/a 0.0%
NASA Federal Credit Union $590,000 $140,000 -76.3% 0.0%
TEACHERS CREDIT UNION $135,000 n/a 0.0%
MASSMUTUAL $125,000 n/a 0.0%
MERCK EMPLOYEES FEDERAL CREDIT UNION $125,000 n/a 0.0%
AGRICULTURE Federal Credit Union $110,000 n/a 0.0%
FEDCHOICE Federal Credit Union $105,000 n/a 0.0%
HANSCOM $105,000 $105,000 0.0% 0.0%
ServisFirst Bank $305,000 $105,000 -65.6% 0.0%
Signature Federal Credit Union $390,000 $105,000 -73.1% 0.0%
UNIFY FINANCIAL Credit Union $105,000 n/a 0.0%
UNITED $385,000 $105,000 -72.7% 0.0%
NORTHROP GRUMMAN Federal Credit Union $575,000 $100,000 -82.6% 0.0%
PROPONENT Federal Credit Union $2,575,000 $100,000 -96.1% 0.0%
PUBLIX EMPLOYEES $415,000 $95,000 -77.1% 0.0%
XCEL Federal Credit Union $95,000 n/a 0.0%
MYCUMORTGAGE, LLC $90,000 n/a 0.0%
APCI Federal Credit Union $75,000 n/a 0.0%
Bronco Federal Credit Union $75,000 n/a 0.0%
F&A Federal Credit Union $720,000 $75,000 -89.6% 0.0%
SCIENT Federal Credit Union $7,315,000 $75,000 -99.0% 0.0%
FRANKLIN MINT $65,000 n/a 0.0%
Park Lane Finance Solutions, LLC $65,000 n/a 0.0%
Southwest Airlines Federal Credit Union $65,000 n/a 0.0%
ALTRA $105,000 $55,000 -47.6% 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $90,000 $55,000 -38.9% 0.0%
PIEDMONT ADVANTAGE CREDIT UNION $55,000 n/a 0.0%
VISION FINANCIAL $55,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $1,285,000 $55,000 -95.7% 0.0%
Home Loan Investment Bank, F.S.B. $25,000 $50,000 100.0% 0.0%
JUSTICE Federal Credit Union $35,000 $45,000 28.6% 0.0%
ValleyStar Credit Union $45,000 n/a 0.0%
MEMBER ONE $745,000 $35,000 -95.3% 0.0%
American Broadcast Employees Federal Credit Union $25,000 n/a 0.0%

RALEIGH - CARY's top lender by overall market share is STATE EMPLOYEES', with 6.6% market share. In second place, with 5.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $758,775,000 in loans. In third place, with 4.5%, is QUICKEN LOANS, LLC, having originated $616,650,000 in loans. In fourth place, with 4.0%, is EAGLE HOME MORTGAGE, LLC, having originated $544,770,000 in loans. In fifth place, with 3.5%, is First-Citizens Bank & Trust Company, having originated $478,735,000 in loans.


RALEIGH - CARY Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - RALEIGH - CARY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $350,639 (2.6%) $423,172 (3.3%) 1.30 4,013
2018-02-01 $358,750 (3.3%) $427,364 (3.2%) 1.30 4,042
2018-03-01 $368,454 (2.4%) $439,032 (2.7%) 1.29 4,254
2018-04-01 $370,344 (0.4%) $440,454 (0.3%) 1.26 4,533
2018-05-01 $369,945 (0.0%) $441,440 (-0.1%) 1.24 4,866
2018-06-01 $369,000 (0.8%) $444,668 (1.8%) 1.23 4,953
2018-07-01 $369,400 (0.9%) $447,943 (2.9%) 1.23 4,856
2018-08-01 $369,214 (1.5%) $447,025 (3.4%) 1.24 4,946
2018-09-01 $365,770 (0.7%) $442,064 (2.4%) 1.23 5,077
2018-10-01 $357,771 (-0.6%) $431,461 (0.8%) 1.21 5,328
2018-11-01 $354,950 (-1.3%) $429,709 (0.8%) 1.20 5,200
2018-12-01 $353,815 (-0.6%) $426,176 (-0.1%) 1.22 4,951
2019-01-01 $349,995 (-0.2%) $423,418 (0.1%) 1.21 4,666
2019-02-01 $354,748 (-1.1%) $429,785 (0.6%) 1.20 4,626
2019-03-01 $363,800 (-1.3%) $439,443 (0.1%) 1.19 4,640
2019-04-01 $369,794 (-0.2%) $449,111 (2.0%) 1.17 4,762
2019-05-01 $375,000 (1.4%) $455,636 (3.2%) 1.17 4,861
2019-06-01 $376,250 (2.0%) $453,080 (1.9%) 1.18 4,963
2019-07-01 $375,000 (1.5%) $451,761 (0.9%) 1.17 5,039
2019-08-01 $371,969 (0.8%) $447,847 (0.2%) 1.18 5,120
2019-09-01 $367,993 (0.6%) $444,312 (0.5%) 1.18 5,185
2019-10-01 $364,645 (1.9%) $441,629 (2.4%) 1.18 5,229
2019-11-01 $359,450 (1.3%) $439,881 (2.4%) 1.18 5,031
2019-12-01 $359,950 (1.7%) $442,171 (3.8%) 1.20 4,565
2020-01-01 $358,914 (2.6%) $442,183 (4.4%) 1.20 4,251
2020-02-01 $364,500 (2.8%) $449,961 (4.7%) 1.19 4,146
2020-03-01 $373,712 (2.7%) $461,132 (4.9%) 1.17 4,060
2020-04-01 $364,445 (-1.5%) $451,353 (0.5%) 1.14 4,325
2020-05-01 $370,900 (-1.1%) $465,358 (2.1%) 1.13 4,221
2020-06-01 $381,248 (1.3%) $485,504 (7.2%) 1.12 3,602
2020-07-01 $381,200 (1.7%) $486,439 (7.7%) 1.10 3,349
2020-08-01 $385,000 (3.5%) $487,045 (8.8%) 1.10 3,225
2020-09-01 $389,684 (5.9%) $493,964 (11.2%) 1.12 2,931
2020-10-01 $389,320 (6.8%) $494,440 (12.0%) 1.12 2,887
2020-11-01 $384,175 (6.9%) $490,890 (11.6%) 1.12 2,598
2020-12-01 $385,774 (7.2%) $496,100 (12.2%) 1.15 2,222
2021-01-01 $389,900 (8.6%) $506,703 (14.6%) 1.16 1,874
2021-02-01 $395,000 (8.4%) $524,830 (16.6%) 1.15 1,484
2021-03-01 $397,500 (6.4%) $527,992 (14.5%) 1.13 1,289
2021-04-01 $401,826 (10.3%) $541,164 (19.9%) 1.09 1,209
2021-05-01 $405,265 (9.3%) $550,160 (18.2%) 1.08 1,040
2021-06-01 $409,063 (7.3%) $559,258 (15.2%) 1.08 1,049
2021-07-01 $409,945 (7.5%) $545,236 (12.1%) 1.08 1,211
2021-08-01 $424,873 (10.4%) $563,378 (15.7%) 1.13 1,255
2021-09-01 $425,000 (9.1%) $554,278 (12.2%) 1.13 1,417
2021-10-01 $425,000 (9.2%) $550,233 (11.3%) 1.13 1,470
2021-11-01 $426,724 (11.1%) $553,227 (12.7%) 1.14 1,346
2021-12-01 $423,320 (9.7%) $551,073 (11.1%) 1.15 1,101
2022-01-01 $425,500 (9.1%) $567,962 (12.1%) 1.15 902
2022-02-01 $433,157 (9.7%) $588,872 (12.2%) 1.13 658
2022-03-01 $450,250 (13.3%) $619,421 (17.3%) 1.13 695
2022-04-01 $478,503 (19.1%) $620,202 (14.6%) 1.14 857
2022-05-01 $494,500 (22.0%) $608,261 (10.6%) 1.13 1,444
2022-06-01 $499,950 (22.2%) $626,098 (12.0%) 1.11 2,116
2022-07-01 $495,000 (20.8%) $614,669 (12.7%) 1.12 2,783
2022-08-01 $487,450 (14.7%) $605,691 (7.5%) 1.13 3,201
2022-09-01 $464,450 (9.3%) $580,567 (4.7%) 1.09 3,779
2022-10-01 $455,000 (7.1%) $576,086 (4.7%) 1.07 3,955
2022-11-01 $449,950 (5.4%) $570,728 (3.2%) 1.08 3,901
2022-12-01 $449,000 (6.1%) $569,135 (3.3%) 1.11 3,613
2023-01-01 $446,347 (4.9%) $573,252 (0.9%) 1.11 3,218
2023-02-01 $449,900 (3.9%) $583,811 (-0.9%) 1.09 2,853
2023-03-01 $450,000 (-0.1%) $597,742 (-3.5%) 1.06 2,622
2023-04-01 $465,000 (-2.8%) $629,907 (1.6%) 1.08 2,444
2023-05-01 $474,950 (-4.0%) $639,746 (5.2%) 1.08 2,518
2023-06-01 $480,200 (-4.0%) $641,879 (2.5%) 1.08 2,553
2023-07-01 $470,000 (-5.1%) $634,278 (3.2%) 1.07 2,587
2023-08-01 $466,500 (-4.3%) $628,818 (3.8%) 1.07 2,692
2023-09-01 $459,950 (-1.0%) $624,227 (7.5%) 1.07 2,873
2023-10-01 $459,394 (1.0%) $621,073 (7.8%) 1.08 3,140
2023-11-01 $452,450 (0.6%) $615,583 (7.9%) 1.08 3,234
2023-12-01 $448,685 (-0.1%) $615,526 (8.2%) 1.09 2,975
2024-01-01 $440,500 (-1.3%) $622,803 (8.6%) 1.08 2,668
2024-02-01 $442,665 (-1.6%) $634,236 (8.6%) 1.07 2,664
2024-03-01 $449,995 (0.0%) $643,840 (7.7%) 1.06 2,775
2024-04-01 $453,383 (-2.5%) $641,496 (1.8%) 1.05 2,947
2024-05-01 $463,524 (-2.4%) $647,003 (1.1%) 1.05 3,214
2024-06-01 $469,900 (-2.1%) $635,917 (-0.9%) 1.07 3,569
2024-07-01 $464,950 (-1.1%) $636,410 (0.3%) 1.06 3,888
2024-08-01 $455,000 (-2.5%) $625,150 (-0.6%) 1.06 3,986
2024-09-01 $454,950 (-1.1%) $626,598 (0.4%) 1.07 4,240
2024-10-01 $454,121 (-1.2%) $623,108 (0.3%) 1.07 4,368
2024-11-01 $449,900 (-0.6%) $612,144 (-0.6%) 1.08 4,299
2024-12-01 $444,995 (-0.8%) $605,679 (-1.6%) 1.11 3,777
2025-01-01 $440,000 (-0.1%) $600,433 (-3.6%) 1.10 3,528
2025-02-01 $435,962 (-1.5%) $598,053 (-5.7%) 1.06 3,772
2025-03-01 $445,000 (-1.1%) $608,510 (-5.5%) 0.00 4,091
RALEIGH - CARY's median listing price for 2025-03-01 was $445,000, a difference of $-4,995 (-1.1%) versus the prior year and $9,038 versus the prior month.

RALEIGH - CARY's median listing price comes in at 0% of the national average.

RALEIGH - CARY's average listing price for 2025-03-01 was $608,510, a difference of $-35,330 (-5.5%) versus the prior year and $10,457 versus the prior month.

For the 2025-03-01 period, RALEIGH - CARY had 4,091 MLS listings, a difference of 319 listings (8%) versus the prior month and 1,316 listings (47%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - RALEIGH - CARY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 82 days 2,666 sqft
2018-02-01 69 days 2,656 sqft
2018-03-01 53 days 2,700 sqft
2018-04-01 51 days 2,675 sqft
2018-05-01 50 days 2,676 sqft
2018-06-01 53 days 2,665 sqft
2018-07-01 60 days 2,651 sqft
2018-08-01 62 days 2,655 sqft
2018-09-01 65 days 2,623 sqft
2018-10-01 68 days 2,587 sqft
2018-11-01 71 days 2,577 sqft
2018-12-01 78 days 2,563 sqft
2019-01-01 84 days 2,557 sqft
2019-02-01 74 days 2,560 sqft
2019-03-01 61 days 2,594 sqft
2019-04-01 50 days 2,627 sqft
2019-05-01 50 days 2,652 sqft
2019-06-01 50 days 2,630 sqft
2019-07-01 56 days 2,605 sqft
2019-08-01 57 days 2,580 sqft
2019-09-01 58 days 2,557 sqft
2019-10-01 59 days 2,542 sqft
2019-11-01 61 days 2,503 sqft
2019-12-01 69 days 2,505 sqft
2020-01-01 72 days 2,485 sqft
2020-02-01 59 days 2,523 sqft
2020-03-01 47 days 2,554 sqft
2020-04-01 50 days 2,500 sqft
2020-05-01 58 days 2,518 sqft
2020-06-01 59 days 2,543 sqft
2020-07-01 48 days 2,490 sqft
2020-08-01 40 days 2,471 sqft
2020-09-01 45 days 2,459 sqft
2020-10-01 44 days 2,430 sqft
2020-11-01 44 days 2,388 sqft
2020-12-01 50 days 2,377 sqft
2021-01-01 45 days 2,354 sqft
2021-02-01 33 days 2,309 sqft
2021-03-01 25 days 2,259 sqft
2021-04-01 20 days 2,300 sqft
2021-05-01 17 days 2,275 sqft
2021-06-01 16 days 2,261 sqft
2021-07-01 18 days 2,255 sqft
2021-08-01 20 days 2,258 sqft
2021-09-01 19 days 2,247 sqft
2021-10-01 20 days 2,228 sqft
2021-11-01 22 days 2,218 sqft
2021-12-01 34 days 2,199 sqft
2022-01-01 33 days 2,130 sqft
2022-02-01 16 days 2,137 sqft
2022-03-01 11 days 2,183 sqft
2022-04-01 10 days 2,250 sqft
2022-05-01 12 days 2,319 sqft
2022-06-01 16 days 2,354 sqft
2022-07-01 23 days 2,338 sqft
2022-08-01 30 days 2,336 sqft
2022-09-01 42 days 2,287 sqft
2022-10-01 47 days 2,270 sqft
2022-11-01 56 days 2,271 sqft
2022-12-01 68 days 2,284 sqft
2023-01-01 74 days 2,287 sqft
2023-02-01 66 days 2,290 sqft
2023-03-01 52 days 2,308 sqft
2023-04-01 47 days 2,331 sqft
2023-05-01 43 days 2,339 sqft
2023-06-01 43 days 2,351 sqft
2023-07-01 42 days 2,319 sqft
2023-08-01 40 days 2,303 sqft
2023-09-01 43 days 2,278 sqft
2023-10-01 44 days 2,262 sqft
2023-11-01 49 days 2,234 sqft
2023-12-01 63 days 2,205 sqft
2024-01-01 63 days 2,166 sqft
2024-02-01 44 days 2,174 sqft
2024-03-01 41 days 2,187 sqft
2024-04-01 38 days 2,170 sqft
2024-05-01 36 days 2,180 sqft
2024-06-01 40 days 2,220 sqft
2024-07-01 43 days 2,209 sqft
2024-08-01 47 days 2,176 sqft
2024-09-01 51 days 2,158 sqft
2024-10-01 51 days 2,157 sqft
2024-11-01 57 days 2,130 sqft
2024-12-01 70 days 2,118 sqft
2025-01-01 71 days 2,102 sqft
2025-02-01 53 days 2,072 sqft
2025-03-01 0 days 2,103 sqft
RALEIGH - CARY's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

RALEIGH - CARY's median square footage for active listings during the 2025-03-01 period was 2,103 sqft. One year prior, the average listing was 2,187 sqft.

RALEIGH-CARY, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 23,192 $9,513,980,000 $410,227
Refi 4,828 $2,130,230,000 $441,224
Home Improvement 4,383 $573,025,000 $130,738
Other 3,854 $507,840,000 $131,770
Cash Out Refi 3,467 $1,018,405,000 $293,742
NA 2 $33,300,000 $16,650,000

Raleigh - Cary's most frequently cited loan purpose was Home Purchase, with 23,192 originations. The 2nd most popular reason was Refi, with 4,828 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 15,784 $6,290,830,000 $398,557
7-8% 8,676 $2,277,380,000 $262,492
5-6% 7,841 $3,557,445,000 $453,698
Over 8% 5,755 $924,195,000 $160,590
4-5% 1,029 $380,185,000 $369,470
<2.5% 224 $10,260,000 $45,804
3-4% 143 $48,405,000 $338,497
2.5-3% 45 $57,265,000 $1,272,556

During 2024, Raleigh - Cary's most frequently originated rate bucket was 6-7%, with 15,784 originations.

Loan Sizing (RALEIGH-CARY, NC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 16,462 $4,915,840,000 $298,617
$400k-600k 7,426 $3,552,860,000 $478,435
$100,000 or less 6,276 $349,090,000 $55,623
$100k-200k 6,023 $853,625,000 $141,728
$600k-1000k 2,906 $2,073,070,000 $713,376
$Over $1MM 633 $2,032,295,000 $3,210,577

RALEIGH - CARY's loan sizing saw the bucket of loans from $200k-400k with 16,462 originations, totaling $4,915,840,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 13,936 $6,061,190,000 $434,930
60-80% 9,302 $4,230,600,000 $454,805
Under 20% 6,660 $478,730,000 $71,881
20-40% 5,094 $905,670,000 $177,792
40-60% 3,701 $1,505,675,000 $406,829
Over 100% 428 $236,270,000 $552,033

RALEIGH - CARY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 13,936 originations, totaling $6,061,190,000 in origination value.