DURHAM - CHAPEL HILL Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Durham - Chapel Hill averaged
6.46%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.77% and
one month ago for the week of 2025-02-27, the
average rate was 6.88%.
Durham - Chapel Hill's average rate one year ago was 6.61%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.1%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Durham - Chapel Hill 30 Year Fixed Rate | 2025-04-03 | 6.46% |
| Durham - Chapel Hill 30 Year Fixed Rate Refi | 2025-04-03 | 7.1% |
| Durham - Chapel Hill 15 Year Fixed Rate | 2025-04-03 | 6.08% |
| Durham - Chapel Hill 15 Year Fixed Rate Refi | 2025-04-03 | 5.69% |
| Durham - Chapel Hill 30 Year FHA | 2025-04-03 | 6.21% |
| Durham - Chapel Hill 30 Year FHA Refi | 2025-04-03 | 5.62% |
| Durham - Chapel Hill 30 Year USDA | 2025-04-03 | 6.12% |
| Durham - Chapel Hill 30 Year USDA Refi | 2025-04-03 | 6.32% |
| Durham - Chapel Hill 30 Year VA | 2025-04-03 | 6.18% |
| Durham - Chapel Hill 30 Year VA Refi | 2025-04-03 | 5.43% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DURHAM-CHAPEL HILL, NC.
DURHAM - CHAPEL HILL Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DURHAM-CHAPEL HILL, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DURHAM - CHAPEL HILL Average Closing Costs & Other Stats
DURHAM-CHAPEL HILL, NC's 302 lenders originated 13,370
loans during 2024. The total origination value was $4,389,510,000, with an average loan value of
$328,310.
DURHAM - CHAPEL HILL's average closing costs are $4,712.
The top DURHAM - CHAPEL HILL lender as defined by loan originations is STATE EMPLOYEES', with
559 loans originated. Their average total fees are
$4,295, which is $2,548
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee DURHAM - CHAPEL HILL lenders (with over 10 loans originated) are
First Bank ($1,395), EAGLE HOME MORTGAGE, LLC ($1,956), PULTE MORTGAGE LLC ($2,261), DHI MORTGAGE COMPANY, LTD. ($2,637) and Benchmark Community Bank ($2,835).
The lowest rate DURHAM - CHAPEL HILL lenders (with over 10 loans originated) are
First Bank (2.82%), VELOCIO MORTGAGE L.L.C. (5.59%), KBHS HOME LOANS, LLC (6.02%), DHI MORTGAGE COMPANY, LTD. (6.08%) and Morgan Stanley Private Bank (6.09%).
DURHAM-CHAPEL HILL, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| STATE EMPLOYEES' | $442,265,000 | $366,040,000 | -17.2% | 8.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $170,945,000 | $215,745,000 | 26.2% | 4.9% |
| QUICKEN LOANS, LLC | $160,300,000 | $209,420,000 | 30.6% | 4.8% |
| Corporate Investors Mortgage Group, Inc. | $156,185,000 | $173,920,000 | 11.4% | 4.0% |
| First-Citizens Bank & Trust Company | $147,845,000 | $162,570,000 | 10.0% | 3.7% |
| MOVEMENT MORTGAGE, LLC | $110,625,000 | $115,160,000 | 4.1% | 2.6% |
| JPMorgan Chase Bank | $70,675,000 | $112,875,000 | 59.7% | 2.6% |
| Truist | $138,980,000 | $110,630,000 | -20.4% | 2.5% |
| First National Bank of Pennsylvania | $84,555,000 | $104,710,000 | 23.8% | 2.4% |
| Arbor Realty Trust, Inc. | $104,475,000 | $102,205,000 | -2.2% | 2.3% |
| EAGLE HOME MORTGAGE, LLC | $77,490,000 | $92,355,000 | 19.2% | 2.1% |
| Wells Fargo Bank | $92,930,000 | $85,590,000 | -7.9% | 1.9% |
| COASTAL Federal Credit Union | $103,540,000 | $76,145,000 | -26.5% | 1.7% |
| Bank of America | $59,240,000 | $68,670,000 | 15.9% | 1.6% |
| LOANDEPOT.COM, LLC | $53,550,000 | $68,180,000 | 27.3% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $33,835,000 | $58,755,000 | 73.7% | 1.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $30,690,000 | $51,445,000 | 67.6% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $36,550,000 | $46,310,000 | 26.7% | 1.1% |
| Prosperity Home Mortgage, LLC | $55,225,000 | $45,585,000 | -17.5% | 1.0% |
| WALKER & DUNLOP, LLC | $81,095,000 | $44,650,000 | -44.9% | 1.0% |
| UNION HOME MORTGAGE CORP. | $38,475,000 | $42,015,000 | 9.2% | 1.0% |
| PULTE MORTGAGE LLC | $21,750,000 | $41,100,000 | 89.0% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $12,615,000 | $39,655,000 | 214.3% | 0.9% |
| Citibank | $12,715,000 | $39,360,000 | 209.6% | 0.9% |
| American Security Mortgage Corp. | $17,570,000 | $39,265,000 | 123.5% | 0.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $47,470,000 | $39,245,000 | -17.3% | 0.9% |
| Fifth Third Bank | $22,630,000 | $39,025,000 | 72.4% | 0.9% |
| DHI MORTGAGE COMPANY, LTD. | $27,495,000 | $34,575,000 | 25.8% | 0.8% |
| PNC Bank | $84,445,000 | $34,385,000 | -59.3% | 0.8% |
| BERKELEY POINT CAPITAL LLC | $62,280,000 | $33,470,000 | -46.3% | 0.8% |
| GUARANTEED RATE, INC. | $34,175,000 | $33,045,000 | -3.3% | 0.8% |
| Mortgage Research Center, LLC | $26,425,000 | $31,625,000 | 19.7% | 0.7% |
| VELOCIO MORTGAGE L.L.C. | $19,770,000 | $31,335,000 | 58.5% | 0.7% |
| ZILLOW HOME LOANS, LLC | $16,690,000 | $30,575,000 | 83.2% | 0.7% |
| KBHS HOME LOANS, LLC | $16,795,000 | $30,285,000 | 80.3% | 0.7% |
| Roxboro Savings Bank SSB | $28,895,000 | $27,300,000 | -5.5% | 0.6% |
| The Fidelity Bank | $37,700,000 | $27,125,000 | -28.1% | 0.6% |
| NEWREZ LLC | $19,585,000 | $26,900,000 | 37.4% | 0.6% |
| Towne Bank | $24,860,000 | $26,600,000 | 7.0% | 0.6% |
| GUILD MORTGAGE COMPANY | $10,755,000 | $25,490,000 | 137.0% | 0.6% |
| CMG MORTGAGE, INC. | $18,565,000 | $22,785,000 | 22.7% | 0.5% |
| First Horizon Bank | $23,190,000 | $21,345,000 | -8.0% | 0.5% |
| CBRE MULTIFAMILY CAPITAL, INC. | $21,235,000 | n/a | 0.5% | |
| M/I FINANCIAL, LLC | $13,570,000 | $20,600,000 | 51.8% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $10,870,000 | $20,200,000 | 85.8% | 0.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $34,130,000 | $20,140,000 | -41.0% | 0.5% |
| General Mortgage Capital Corporation | $7,430,000 | $19,795,000 | 166.4% | 0.5% |
| First Heritage Mortgage, LLC | $12,595,000 | $19,100,000 | 51.6% | 0.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $26,795,000 | $19,020,000 | -29.0% | 0.4% |
| Ameris Bank | $17,525,000 | $18,920,000 | 8.0% | 0.4% |
| BROKER SOLUTIONS, INC. | $15,485,000 | $18,800,000 | 21.4% | 0.4% |
| FIRST HOME MORTGAGE CORPORATION | $24,005,000 | $18,585,000 | -22.6% | 0.4% |
| T2 FINANCIAL LLC | $15,805,000 | $18,085,000 | 14.4% | 0.4% |
| Towne Mortgage of the Carolinas, LLC | $21,910,000 | $17,800,000 | -18.8% | 0.4% |
| Morgan Stanley Private Bank | $12,085,000 | $17,670,000 | 46.2% | 0.4% |
| Pinnacle Bank | $22,290,000 | $16,585,000 | -25.6% | 0.4% |
| NBKC BANK | $8,280,000 | $16,080,000 | 94.2% | 0.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $18,050,000 | $15,535,000 | -13.9% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $13,150,000 | $15,035,000 | 14.3% | 0.3% |
| AgFirst Farm Credit Bank | $8,080,000 | $14,165,000 | 75.3% | 0.3% |
| GoPrime Mortgage, Inc. | $14,175,000 | $13,895,000 | -2.0% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $18,750,000 | $13,790,000 | -26.5% | 0.3% |
| USAA Federal Savings Bank | $11,260,000 | $13,200,000 | 17.2% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $6,090,000 | $13,010,000 | 113.6% | 0.3% |
| United Community Bank | $13,145,000 | $12,925,000 | -1.7% | 0.3% |
| Alcova Mortgage LLC | $13,075,000 | $12,645,000 | -3.3% | 0.3% |
| Bethpage Federal Credit Union | $1,850,000 | $12,575,000 | 579.7% | 0.3% |
| Virginia National Bank | $12,375,000 | n/a | 0.3% | |
| NVR Mortgage Finance, Inc. | $27,975,000 | $11,800,000 | -57.8% | 0.3% |
| INTERCOASTAL MORTGAGE COMPANY | $17,165,000 | $11,615,000 | -32.3% | 0.3% |
| The Loan Store, Inc. | $2,895,000 | $11,505,000 | 297.4% | 0.3% |
| The Central Trust Bank | $19,680,000 | $10,940,000 | -44.4% | 0.2% |
| NFM, INC. | $10,450,000 | $10,905,000 | 4.4% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $19,775,000 | $10,890,000 | -44.9% | 0.2% |
| BETTER MORTGAGE CORPORATION | $12,160,000 | $10,690,000 | -12.1% | 0.2% |
| U.S. Bank | $15,115,000 | $10,675,000 | -29.4% | 0.2% |
| North State Bank | $18,370,000 | $10,595,000 | -42.3% | 0.2% |
| RF Renovo Management Company, LLC | $11,505,000 | $10,530,000 | -8.5% | 0.2% |
| LATINO COMMUNITY CREDIT UNION | $16,760,000 | $10,085,000 | -39.8% | 0.2% |
| SeaTrust Mortgage Company | $1,565,000 | $9,890,000 | 531.9% | 0.2% |
| TD Bank | $13,615,000 | $9,835,000 | -27.8% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $12,585,000 | $9,560,000 | -24.0% | 0.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $6,545,000 | $9,500,000 | 45.1% | 0.2% |
| First National Bank of America | $5,550,000 | $9,360,000 | 68.6% | 0.2% |
| Flagstar Bank, FSB | $19,155,000 | $9,165,000 | -52.2% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $7,415,000 | $9,105,000 | 22.8% | 0.2% |
| The Federal Savings Bank | $10,025,000 | $9,035,000 | -9.9% | 0.2% |
| EQUITY RESOURCES, INC. | $10,070,000 | $8,545,000 | -15.1% | 0.2% |
| Truliant Federal Credit Union | $14,160,000 | $7,995,000 | -43.5% | 0.2% |
| Citizens Bank | $10,330,000 | $7,945,000 | -23.1% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $7,330,000 | $7,765,000 | 5.9% | 0.2% |
| CORNERSTONE HOME LENDING, INC. | $17,165,000 | $7,375,000 | -57.0% | 0.2% |
| Blue Ridge Bank | $5,385,000 | $7,170,000 | 33.1% | 0.2% |
| Benchmark Community Bank | $10,290,000 | $7,045,000 | -31.5% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $1,545,000 | $6,940,000 | 349.2% | 0.2% |
| First Bank | $48,140,000 | $6,860,000 | -85.7% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $3,210,000 | $6,840,000 | 113.1% | 0.2% |
| Ally Bank | $2,485,000 | $6,695,000 | 169.4% | 0.2% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $6,955,000 | $6,655,000 | -4.3% | 0.2% |
| Carrington Mortgage Services, LLC | $5,870,000 | $6,620,000 | 12.8% | 0.2% |
| United Bank | $2,440,000 | $6,105,000 | 150.2% | 0.1% |
| Discover Bank | $7,985,000 | $6,100,000 | -23.6% | 0.1% |
| Charles Schwab Bank, SSB | $4,345,000 | $6,080,000 | 39.9% | 0.1% |
| V.I.P. MORTGAGE, INC. | $6,065,000 | n/a | 0.1% | |
| UBS Bank USA | $5,290,000 | $5,970,000 | 12.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $2,815,000 | $5,915,000 | 110.1% | 0.1% |
| South State Bank | $6,215,000 | $5,860,000 | -5.7% | 0.1% |
| Plains Commerce Bank | $3,550,000 | $5,840,000 | 64.5% | 0.1% |
| BAY EQUITY LLC | $4,930,000 | $5,485,000 | 11.3% | 0.1% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $18,650,000 | $5,180,000 | -72.2% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $2,550,000 | $5,065,000 | 98.6% | 0.1% |
| Atlantic Union Bank | $1,825,000 | $5,010,000 | 174.5% | 0.1% |
| NEW WAVE LENDING GROUP INC | $4,935,000 | n/a | 0.1% | |
| LENDINGONE, LLC | $2,655,000 | $4,880,000 | 83.8% | 0.1% |
| DUKE UNIVERSITY FEDERAL CREDIT UNION | $3,380,000 | $4,800,000 | 42.0% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,405,000 | $4,795,000 | 241.3% | 0.1% |
| CARDINAL FINANCIAL | $8,870,000 | $4,735,000 | -46.6% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $780,000 | $4,675,000 | 499.4% | 0.1% |
| SELF-HELP Credit Union | $2,720,000 | $4,620,000 | 69.9% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $2,355,000 | $4,545,000 | 93.0% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $3,365,000 | $4,270,000 | 26.9% | 0.1% |
| Regions Bank | $27,800,000 | $4,240,000 | -84.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $705,000 | $4,195,000 | 495.0% | 0.1% |
| Citadel Servicing Corporation | $4,705,000 | $4,095,000 | -13.0% | 0.1% |
| NexBank | $4,090,000 | $4,095,000 | 0.1% | 0.1% |
| RESOURCE FINANCIAL SERVICES, INC. | $3,370,000 | $4,080,000 | 21.1% | 0.1% |
| LOANPAL, LLC | $3,585,000 | $4,060,000 | 13.2% | 0.1% |
| EMM LOANS LLC | $9,105,000 | $4,025,000 | -55.8% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $2,795,000 | $3,815,000 | 36.5% | 0.1% |
| Fulton Bank | $395,000 | $3,800,000 | 862.0% | 0.1% |
| Figure Lending LLC | $4,040,000 | $3,705,000 | -8.3% | 0.1% |
| LEGEND LENDING CORPORATION | $3,695,000 | n/a | 0.1% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $2,870,000 | $3,680,000 | 28.2% | 0.1% |
| AgCarolina Farm Credit, FLCA | $2,910,000 | $3,535,000 | 21.5% | 0.1% |
| UNIVERSITY Federal Credit Union | $3,525,000 | n/a | 0.1% | |
| JAMS-01, INC. | $3,480,000 | n/a | 0.1% | |
| FIRST COMMUNITY MORTGAGE, INC. | $2,140,000 | $3,465,000 | 61.9% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $4,285,000 | $3,275,000 | -23.6% | 0.1% |
| DELMAR FINANCIAL COMPANY | $2,330,000 | $3,190,000 | 36.9% | 0.1% |
| SFMC, LP | $1,780,000 | $3,150,000 | 77.0% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,445,000 | $3,000,000 | 107.6% | 0.1% |
| North American Savings Bank, F.S.B. | $1,380,000 | $2,975,000 | 115.6% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $3,105,000 | $2,965,000 | -4.5% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $2,860,000 | n/a | 0.1% | |
| First Federal Bank | $845,000 | $2,840,000 | 236.1% | 0.1% |
| OCMBC, INC. | $1,075,000 | $2,780,000 | 158.6% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $2,760,000 | $2,745,000 | -0.5% | 0.1% |
| READYCAP COMMERCIAL, LLC | $2,725,000 | n/a | 0.1% | |
| SUMMIT FUNDING, INC. | $2,695,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $1,360,000 | $2,690,000 | 97.8% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,295,000 | $2,670,000 | 106.2% | 0.1% |
| GSF Mortgage Corporation | $1,525,000 | $2,640,000 | 73.1% | 0.1% |
| Summit Credit Union | $375,000 | $2,625,000 | 600.0% | 0.1% |
| Victorian Finance, LLC | $3,025,000 | $2,625,000 | -13.2% | 0.1% |
| Equity Prime Mortgage LLC | $290,000 | $2,575,000 | 787.9% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $740,000 | $2,575,000 | 248.0% | 0.1% |
| Leader Bank | $1,925,000 | $2,555,000 | 32.7% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $2,535,000 | $2,465,000 | -2.8% | 0.1% |
| Coastal Community Bank | $2,450,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $1,610,000 | $2,440,000 | 51.6% | 0.1% |
| ALLEGACY FEDERAL CREDIT UNION | $2,965,000 | $2,415,000 | -18.5% | 0.1% |
| PHH Mortgage Corporation | $825,000 | $2,400,000 | 190.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $1,470,000 | $2,400,000 | 63.3% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $595,000 | $2,385,000 | 300.8% | 0.1% |
| Atlantic Coast Mortgage, LLC | $1,695,000 | $2,380,000 | 40.4% | 0.1% |
| NP, Inc. | $2,380,000 | n/a | 0.1% | |
| GUIDANCE RESIDENTIAL, LLC | $1,690,000 | $2,375,000 | 40.5% | 0.1% |
| Encompass Lending Group, LP | $860,000 | $2,365,000 | 175.0% | 0.1% |
| The Huntington National Bank | $6,970,000 | $2,365,000 | -66.1% | 0.1% |
| PREMIA MORTGAGE, LLC | $2,835,000 | $2,310,000 | -18.5% | 0.1% |
| MILEND, INC. | $2,635,000 | $2,305,000 | -12.5% | 0.1% |
| A&D Mortgage LLC | $1,960,000 | $2,255,000 | 15.1% | 0.1% |
| HomeTrust Bank | $5,600,000 | $2,220,000 | -60.4% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,010,000 | $2,175,000 | 8.2% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $3,235,000 | $2,175,000 | -32.8% | 0.0% |
| CAPITAL CENTER, L.L.C. | $4,360,000 | $2,130,000 | -51.1% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $1,210,000 | $2,125,000 | 75.6% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $545,000 | $2,090,000 | 283.5% | 0.0% |
| TBI MORTGAGE COMPANY | $2,065,000 | n/a | 0.0% | |
| First National Bank | $185,000 | $2,035,000 | 1,000.0% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,300,000 | $2,030,000 | -11.7% | 0.0% |
| Southern Bank and Trust Company | $2,960,000 | $2,020,000 | -31.8% | 0.0% |
| Axos Bank | $1,975,000 | n/a | 0.0% | |
| Northpointe Bank | $7,890,000 | $1,945,000 | -75.3% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $4,180,000 | $1,890,000 | -54.8% | 0.0% |
| Goldman Sachs Bank USA | $1,875,000 | n/a | 0.0% | |
| NMSI, INC. | $1,875,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $1,120,000 | $1,870,000 | 67.0% | 0.0% |
| Mid-Continent Funding, Inc. | $1,730,000 | $1,865,000 | 7.8% | 0.0% |
| BMO Harris Bank | $4,150,000 | $1,835,000 | -55.8% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $340,000 | $1,835,000 | 439.7% | 0.0% |
| PLANET HOME LENDING, LLC | $2,325,000 | $1,835,000 | -21.1% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $695,000 | $1,810,000 | 160.4% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,870,000 | $1,755,000 | -6.1% | 0.0% |
| 21ST MORTGAGE CORPORATION | $1,380,000 | $1,695,000 | 22.8% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $1,140,000 | $1,690,000 | 48.2% | 0.0% |
| EMBRACE HOME LOANS, INC. | $740,000 | $1,685,000 | 127.7% | 0.0% |
| Farmers Bank & Trust | $1,280,000 | $1,635,000 | 27.7% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $710,000 | $1,630,000 | 129.6% | 0.0% |
| Bank of England | $1,115,000 | $1,630,000 | 46.2% | 0.0% |
| Capital City Home Loans, LLC | $720,000 | $1,620,000 | 125.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,730,000 | $1,620,000 | -6.4% | 0.0% |
| AMERICAN FINANCING CORPORATION | $865,000 | $1,615,000 | 86.7% | 0.0% |
| Loan Simple, Inc. | $1,605,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $1,420,000 | $1,600,000 | 12.7% | 0.0% |
| AMWEST FUNDING CORP. | $3,345,000 | $1,565,000 | -53.2% | 0.0% |
| Kwik Mortgage Corporation | $3,355,000 | $1,555,000 | -53.7% | 0.0% |
| Raymond James Bank | $3,145,000 | $1,515,000 | -51.8% | 0.0% |
| UIF CORPORATION | $520,000 | $1,510,000 | 190.4% | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | $1,145,000 | $1,500,000 | 31.0% | 0.0% |
| SWBC MORTGAGE CORPORATION | $625,000 | $1,495,000 | 139.2% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,675,000 | $1,490,000 | -59.5% | 0.0% |
| SPRING EQ, LLC | $1,230,000 | $1,470,000 | 19.5% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $2,690,000 | $1,455,000 | -45.9% | 0.0% |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $705,000 | $1,455,000 | 106.4% | 0.0% |
| Bell Bank | $585,000 | $1,430,000 | 144.4% | 0.0% |
| EVERETT FINANCIAL, INC. | $475,000 | $1,425,000 | 200.0% | 0.0% |
| CANOPY MORTGAGE, LLC | $690,000 | $1,410,000 | 104.3% | 0.0% |
| First Savings and Loan Association | $1,440,000 | $1,385,000 | -3.8% | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | $355,000 | $1,380,000 | 288.7% | 0.0% |
| NEXERA HOLDING LLC | $525,000 | $1,325,000 | 152.4% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $190,000 | $1,325,000 | 597.4% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $2,030,000 | $1,275,000 | -37.2% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,465,000 | $1,275,000 | -48.3% | 0.0% |
| Performance Financial, Inc. | $1,250,000 | n/a | 0.0% | |
| COREVEST AMERICAN FINANCE LENDER LLC | $390,000 | $1,245,000 | 219.2% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $135,000 | $1,240,000 | 818.5% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $4,885,000 | $1,220,000 | -75.0% | 0.0% |
| Central Bank | $1,215,000 | n/a | 0.0% | |
| Prudential Huntoon Paige Associates, LLC | $1,205,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $1,195,000 | $1,180,000 | -1.3% | 0.0% |
| GMFS LLC | $1,165,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $2,295,000 | $1,150,000 | -49.9% | 0.0% |
| LIMA ONE CAPITAL, LLC | $785,000 | $1,150,000 | 46.5% | 0.0% |
| Strong Home Mortgage, LLC | $1,120,000 | $1,140,000 | 1.8% | 0.0% |
| CLEARPATH LENDING | $835,000 | $1,135,000 | 35.9% | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | $4,680,000 | $1,120,000 | -76.1% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $235,000 | $1,115,000 | 374.5% | 0.0% |
| Integrity Home Mortgage Corp | $5,095,000 | $1,110,000 | -78.2% | 0.0% |
| JMAC LENDING, INC. | $1,110,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $1,945,000 | $1,110,000 | -42.9% | 0.0% |
| SILVER HILL FUNDING, LLC | $905,000 | $1,110,000 | 22.7% | 0.0% |
| ENVOY MORTGAGE, LTD | $1,105,000 | n/a | 0.0% | |
| Providence Bank | $400,000 | $1,100,000 | 175.0% | 0.0% |
| First Carolina Bank | $22,245,000 | $1,095,000 | -95.1% | 0.0% |
| Home Mortgage Alliance Corp | $1,085,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $480,000 | $1,070,000 | 122.9% | 0.0% |
| SIRVA MORTGAGE, INC. | $1,100,000 | $1,060,000 | -3.6% | 0.0% |
| Uwharrie Bank | $660,000 | $1,060,000 | 60.6% | 0.0% |
| GENISYS | $1,045,000 | n/a | 0.0% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,045,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $115,000 | $1,020,000 | 787.0% | 0.0% |
| Cornerstone First Mortgage, Inc | $195,000 | $1,010,000 | 417.9% | 0.0% |
| BNY Mellon | $1,660,000 | $1,005,000 | -39.5% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $1,005,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $1,005,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $2,545,000 | $1,005,000 | -60.5% | 0.0% |
| State Department Federal Credit Union | $660,000 | $1,000,000 | 51.5% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $950,000 | $995,000 | 4.7% | 0.0% |
| TOWNE MORTGAGE COMPANY | $315,000 | $980,000 | 211.1% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $1,150,000 | $970,000 | -15.7% | 0.0% |
| LANGLEY | $110,000 | $950,000 | 763.6% | 0.0% |
| STANFORD Federal Credit Union | $945,000 | n/a | 0.0% | |
| MORTGAGE INVESTORS GROUP, INC. | $545,000 | $940,000 | 72.5% | 0.0% |
| ONY GLO, INC. | $940,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $2,680,000 | $935,000 | -65.1% | 0.0% |
| LENDSURE MORTGAGE CORP. | $2,465,000 | $920,000 | -62.7% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,415,000 | $915,000 | -35.3% | 0.0% |
| First Savings Bank | $795,000 | $910,000 | 14.5% | 0.0% |
| CORNING | $1,910,000 | $890,000 | -53.4% | 0.0% |
| Commerce Home Mortgage, Inc. | $1,685,000 | $885,000 | -47.5% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $4,470,000 | $880,000 | -80.3% | 0.0% |
| APCI Federal Credit Union | $880,000 | n/a | 0.0% | |
| AmRes Corporation | $1,220,000 | $875,000 | -28.3% | 0.0% |
| Metro City Bank | $875,000 | n/a | 0.0% | |
| FIRST COMMUNITY | $860,000 | n/a | 0.0% | |
| City Lending Inc. | $855,000 | n/a | 0.0% | |
| ALAMEDA MORTGAGE CORPORATION | $850,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $580,000 | $840,000 | 44.8% | 0.0% |
| Watermark Capital, Inc. | $780,000 | $830,000 | 6.4% | 0.0% |
| GREENSTATE CREDIT UNION | $820,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $795,000 | n/a | 0.0% | |
| Sound Bank | $855,000 | $790,000 | -7.6% | 0.0% |
| FEDERATED MORTGAGE CORP. | $325,000 | $780,000 | 140.0% | 0.0% |
| Aurora Financial, LLC | $810,000 | $765,000 | -5.6% | 0.0% |
| Nations Lending Corporation | $1,365,000 | $755,000 | -44.7% | 0.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | $525,000 | $745,000 | 41.9% | 0.0% |
| HANSCOM | $735,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $730,000 | n/a | 0.0% | |
| Baxter Credit Union | $495,000 | $715,000 | 44.4% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $710,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $980,000 | $705,000 | -28.1% | 0.0% |
| Gulf Coast Bank and Trust Company | $705,000 | n/a | 0.0% | |
| JMJ FINANCIAL GROUP | $705,000 | n/a | 0.0% | |
| AFFINITY | $425,000 | $690,000 | 62.4% | 0.0% |
| Piedmont Federal Savings Bank | $685,000 | n/a | 0.0% | |
| Credence Funding Corporation | $670,000 | n/a | 0.0% | |
| Renasant Bank | $1,075,000 | $670,000 | -37.7% | 0.0% |
| Sunflower Bank | $760,000 | $670,000 | -11.8% | 0.0% |
| RBC Bank, (Georgia) | $325,000 | $660,000 | 103.1% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $650,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $580,000 | $630,000 | 8.6% | 0.0% |
| USAlliance Federal Credit Union | $205,000 | $625,000 | 204.9% | 0.0% |
| VISION FINANCIAL | $705,000 | $615,000 | -12.8% | 0.0% |
| Peoples Bank | $275,000 | $610,000 | 121.8% | 0.0% |
| First State Bank | $595,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $575,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $575,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $570,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $155,000 | $550,000 | 254.8% | 0.0% |
| MICHIGAN MUTUAL, INC. | $1,965,000 | $545,000 | -72.3% | 0.0% |
| Southern First Bank | $4,830,000 | $540,000 | -88.8% | 0.0% |
| ATLANTA POSTAL | $530,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $215,000 | $530,000 | 146.5% | 0.0% |
| First Financial Bank | $385,000 | $525,000 | 36.4% | 0.0% |
| Ixonia Bank | $420,000 | $510,000 | 21.4% | 0.0% |
| M&T Bank | $905,000 | $510,000 | -43.6% | 0.0% |
| COMMUNITYAMERICA | $505,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $495,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $480,000 | n/a | 0.0% | |
| EASTMAN | $480,000 | n/a | 0.0% | |
| Texana Bank | $480,000 | n/a | 0.0% | |
| 1786 | $475,000 | n/a | 0.0% | |
| Select Bank | $425,000 | $475,000 | 11.8% | 0.0% |
| CORPORATE AMERICA FAMILY | $445,000 | n/a | 0.0% | |
| PROPONENT Federal Credit Union | $570,000 | $445,000 | -21.9% | 0.0% |
| TRUMARK FINANCIAL CREDIT UNION | $445,000 | n/a | 0.0% | |
| Quontic Bank | $790,000 | $440,000 | -44.3% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $435,000 | n/a | 0.0% | |
| NJ LENDERS CORP. | $470,000 | $415,000 | -11.7% | 0.0% |
| Presidential Bank, FSB | $415,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $105,000 | $415,000 | 295.2% | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | $1,150,000 | $405,000 | -64.8% | 0.0% |
| TENNESSEE VALLEY | $405,000 | n/a | 0.0% | |
| TOWER | $1,160,000 | $405,000 | -65.1% | 0.0% |
| UNITED HOME LOANS, INC. | $405,000 | n/a | 0.0% | |
| Financial Federal Bank | $395,000 | n/a | 0.0% | |
| Kish Bank | $395,000 | n/a | 0.0% | |
| UNITED PREMIER FUNDING, LLC | $385,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $550,000 | $375,000 | -31.8% | 0.0% |
| ARC HOME LLC | $480,000 | $375,000 | -21.9% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $375,000 | n/a | 0.0% | |
| Gateway First Bank | $370,000 | n/a | 0.0% | |
| Grow Financial Federal Credit Union | $365,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $470,000 | $365,000 | -22.3% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $355,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $2,720,000 | $345,000 | -87.3% | 0.0% |
| First Western Trust Bank | $1,490,000 | $345,000 | -76.8% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $345,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $1,510,000 | $345,000 | -77.2% | 0.0% |
| MID-ISLAND MORTGAGE CORP. | $405,000 | $345,000 | -14.8% | 0.0% |
| MY MORTGAGE, INC. | $345,000 | n/a | 0.0% | |
| ServisFirst Bank | $340,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $380,000 | $335,000 | -11.8% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $485,000 | $335,000 | -30.9% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $690,000 | $330,000 | -52.2% | 0.0% |
| GEO-CORP, INC. | $325,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $215,000 | $325,000 | 51.2% | 0.0% |
| OPEN MORTGAGE, LLC | $275,000 | $325,000 | 18.2% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $415,000 | $325,000 | -21.7% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $315,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $205,000 | $315,000 | 53.7% | 0.0% |
| Synovus Bank | $325,000 | $315,000 | -3.1% | 0.0% |
| Toyota Financial Savings Bank | $2,620,000 | $315,000 | -88.0% | 0.0% |
| AuburnBank | $305,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $2,235,000 | $305,000 | -86.4% | 0.0% |
| COMPASS MORTGAGE, INC. | $295,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $295,000 | n/a | 0.0% | |
| RTP Federal Credit Union | $520,000 | $290,000 | -44.2% | 0.0% |
| Community First National Bank | $285,000 | n/a | 0.0% | |
| Cumberland Valley National Bank & Trust Company | $285,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $285,000 | n/a | 0.0% | |
| FIRST HERITAGE FINANCIAL, LLC | $285,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $560,000 | $285,000 | -49.1% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $840,000 | $285,000 | -66.1% | 0.0% |
| UNIFY FINANCIAL Credit Union | $530,000 | $285,000 | -46.2% | 0.0% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $880,000 | $275,000 | -68.8% | 0.0% |
| JERSEY SHORE FEDERAL CREDIT UNION | $255,000 | n/a | 0.0% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $255,000 | n/a | 0.0% | |
| MEMBERS 1ST FEDERAL CREDIT UNION | $255,000 | n/a | 0.0% | |
| AgSouth Farm Credit, ACA | $630,000 | $245,000 | -61.1% | 0.0% |
| Franklin Loan Corporation | $245,000 | n/a | 0.0% | |
| Honor Credit Union | $245,000 | n/a | 0.0% | |
| KINECTA | $245,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $245,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $205,000 | $245,000 | 19.5% | 0.0% |
| S1L, Inc. | $170,000 | $240,000 | 41.2% | 0.0% |
| First Reliance Bank | $305,000 | $235,000 | -23.0% | 0.0% |
| Florida Capital Bank | $235,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $225,000 | n/a | 0.0% | |
| Paramount Bank | $750,000 | $225,000 | -70.0% | 0.0% |
| CAROLINAS TELCO FEDERAL CREDIT UNION | $215,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $215,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $215,000 | n/a | 0.0% | |
| Tidewater Home Funding, LLC | $215,000 | n/a | 0.0% | |
| Acre Mortgage and Financial Inc | $205,000 | n/a | 0.0% | |
| CLIFFCO, INC. | $205,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $205,000 | n/a | 0.0% | |
| Service Federal Credit Union | $155,000 | $205,000 | 32.3% | 0.0% |
| SHARONVIEW FEDERAL CREDIT UNION | $200,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $305,000 | $195,000 | -36.1% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $195,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $430,000 | $185,000 | -57.0% | 0.0% |
| MILLENNIUM FINANCIAL GROUP, INC. | $175,000 | n/a | 0.0% | |
| Carter Bank & Trust | $2,620,000 | $170,000 | -93.5% | 0.0% |
| American Airlines Federal Credit Union | $1,025,000 | $165,000 | -83.9% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $165,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $165,000 | $165,000 | 0.0% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $1,260,000 | $155,000 | -87.7% | 0.0% |
| FIRST BANCORP | $1,760,000 | $155,000 | -91.2% | 0.0% |
| UNITED | $165,000 | $155,000 | -6.1% | 0.0% |
| KEYPOINT | $145,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $4,145,000 | $140,000 | -96.6% | 0.0% |
| THE ANDERSON FINANCIAL GROUP, INC. | $125,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $105,000 | $125,000 | 19.0% | 0.0% |
| BENCHMARK Federal Credit Union | $85,000 | $105,000 | 23.5% | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | $105,000 | n/a | 0.0% | |
| HARBORONE MORTGAGE, LLC | $575,000 | $105,000 | -81.7% | 0.0% |
| Anderson Brothers Bank | $85,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $280,000 | $85,000 | -69.6% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $205,000 | $75,000 | -63.4% | 0.0% |
| RAPID MORTGAGE COMPANY | $1,035,000 | $75,000 | -92.8% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $75,000 | n/a | 0.0% | |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| Connexus Credit Union | $200,000 | $25,000 | -87.5% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $65,000 | $25,000 | -61.5% | 0.0% |
DURHAM - CHAPEL HILL's top lender by overall market share is STATE EMPLOYEES', with 8.3% market share. In second place, with 4.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $215,745,000 in loans. In third place, with 4.8%, is QUICKEN LOANS, LLC, having originated $209,420,000 in loans. In fourth place, with 4.0%, is Corporate Investors Mortgage Group, Inc., having originated $173,920,000 in loans. In fifth place, with 3.7%, is First-Citizens Bank & Trust Company, having originated $162,570,000 in loans.
DURHAM - CHAPEL HILL Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - DURHAM - CHAPEL HILL (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $387,000 (9.8%) | $489,698 (11.7%) | 1.43 | 1,249 |
| 2018-02-01 | $399,950 (9.1%) | $500,519 (12.1%) | 1.45 | 1,227 |
| 2018-03-01 | $400,000 (6.8%) | $500,578 (9.2%) | 1.40 | 1,412 |
| 2018-04-01 | $410,000 (3.7%) | $513,255 (6.8%) | 1.39 | 1,460 |
| 2018-05-01 | $409,857 (2.5%) | $526,113 (7.6%) | 1.37 | 1,509 |
| 2018-06-01 | $400,000 (0.0%) | $518,234 (6.6%) | 1.33 | 1,578 |
| 2018-07-01 | $397,653 (-0.3%) | $500,712 (2.3%) | 1.33 | 1,665 |
| 2018-08-01 | $390,000 (-1.2%) | $492,937 (1.6%) | 1.31 | 1,695 |
| 2018-09-01 | $389,900 (-0.3%) | $491,431 (0.9%) | 1.31 | 1,739 |
| 2018-10-01 | $388,097 (0.2%) | $488,928 (0.4%) | 1.31 | 1,764 |
| 2018-11-01 | $387,350 (-0.4%) | $483,224 (-1.1%) | 1.31 | 1,700 |
| 2018-12-01 | $384,500 (-0.1%) | $481,248 (-1.7%) | 1.33 | 1,555 |
| 2019-01-01 | $375,000 (-3.1%) | $470,197 (-4.0%) | 1.30 | 1,409 |
| 2019-02-01 | $385,000 (-3.7%) | $482,149 (-3.7%) | 1.30 | 1,366 |
| 2019-03-01 | $402,571 (0.6%) | $498,873 (-0.3%) | 1.32 | 1,459 |
| 2019-04-01 | $416,400 (1.6%) | $510,118 (-0.6%) | 1.32 | 1,556 |
| 2019-05-01 | $407,232 (-0.6%) | $501,658 (-4.7%) | 1.27 | 1,619 |
| 2019-06-01 | $408,500 (2.1%) | $494,705 (-4.5%) | 1.28 | 1,739 |
| 2019-07-01 | $401,500 (1.0%) | $485,074 (-3.1%) | 1.26 | 1,793 |
| 2019-08-01 | $395,836 (1.5%) | $475,834 (-3.5%) | 1.25 | 1,827 |
| 2019-09-01 | $389,741 (0.0%) | $470,392 (-4.3%) | 1.25 | 1,840 |
| 2019-10-01 | $385,000 (-0.8%) | $466,215 (-4.7%) | 1.24 | 1,846 |
| 2019-11-01 | $389,000 (0.4%) | $465,925 (-3.6%) | 1.28 | 1,741 |
| 2019-12-01 | $394,970 (2.7%) | $468,302 (-2.7%) | 1.32 | 1,552 |
| 2020-01-01 | $399,000 (6.4%) | $473,307 (0.7%) | 1.33 | 1,362 |
| 2020-02-01 | $414,900 (7.8%) | $486,313 (0.9%) | 1.36 | 1,274 |
| 2020-03-01 | $429,500 (6.7%) | $512,293 (2.7%) | 1.35 | 1,303 |
| 2020-04-01 | $405,475 (-2.6%) | $489,534 (-4.0%) | 1.27 | 1,352 |
| 2020-05-01 | $415,900 (2.1%) | $489,831 (-2.4%) | 1.26 | 1,366 |
| 2020-06-01 | $423,750 (3.7%) | $513,354 (3.8%) | 1.25 | 1,281 |
| 2020-07-01 | $429,765 (7.0%) | $519,223 (7.0%) | 1.25 | 1,212 |
| 2020-08-01 | $433,946 (9.6%) | $524,700 (10.3%) | 1.24 | 1,124 |
| 2020-09-01 | $435,000 (11.6%) | $539,608 (14.7%) | 1.25 | 1,037 |
| 2020-10-01 | $438,944 (14.0%) | $555,737 (19.2%) | 1.26 | 988 |
| 2020-11-01 | $435,874 (12.1%) | $555,188 (19.2%) | 1.27 | 943 |
| 2020-12-01 | $431,105 (9.2%) | $567,478 (21.2%) | 1.28 | 836 |
| 2021-01-01 | $425,000 (6.5%) | $556,636 (17.6%) | 1.27 | 715 |
| 2021-02-01 | $429,975 (3.6%) | $579,381 (19.1%) | 1.25 | 570 |
| 2021-03-01 | $436,201 (1.6%) | $580,401 (13.3%) | 1.24 | 540 |
| 2021-04-01 | $461,950 (13.9%) | $620,691 (26.8%) | 1.25 | 481 |
| 2021-05-01 | $450,000 (8.2%) | $605,127 (23.5%) | 1.20 | 452 |
| 2021-06-01 | $449,875 (6.2%) | $615,849 (20.0%) | 1.18 | 505 |
| 2021-07-01 | $449,900 (4.7%) | $602,528 (16.0%) | 1.19 | 570 |
| 2021-08-01 | $452,500 (4.3%) | $597,296 (13.8%) | 1.21 | 603 |
| 2021-09-01 | $455,000 (4.6%) | $599,437 (11.1%) | 1.21 | 640 |
| 2021-10-01 | $470,222 (7.1%) | $616,541 (10.9%) | 1.25 | 652 |
| 2021-11-01 | $461,485 (5.9%) | $609,447 (9.8%) | 1.23 | 595 |
| 2021-12-01 | $470,788 (9.2%) | $623,467 (9.9%) | 1.28 | 533 |
| 2022-01-01 | $469,950 (10.6%) | $643,558 (15.6%) | 1.27 | 454 |
| 2022-02-01 | $478,500 (11.3%) | $662,585 (14.4%) | 1.24 | 356 |
| 2022-03-01 | $491,200 (12.6%) | $706,014 (21.6%) | 1.23 | 371 |
| 2022-04-01 | $495,000 (7.2%) | $689,032 (11.0%) | 1.18 | 405 |
| 2022-05-01 | $501,971 (11.6%) | $711,018 (17.5%) | 1.15 | 566 |
| 2022-06-01 | $502,090 (11.6%) | $689,398 (11.9%) | 1.12 | 743 |
| 2022-07-01 | $501,716 (11.5%) | $669,399 (11.1%) | 1.13 | 929 |
| 2022-08-01 | $499,000 (10.3%) | $666,112 (11.5%) | 1.15 | 1,026 |
| 2022-09-01 | $465,019 (2.2%) | $630,481 (5.2%) | 1.09 | 1,149 |
| 2022-10-01 | $468,000 (-0.5%) | $648,560 (5.2%) | 1.10 | 1,237 |
| 2022-11-01 | $471,250 (2.1%) | $665,893 (9.3%) | 1.13 | 1,183 |
| 2022-12-01 | $460,950 (-2.1%) | $670,518 (7.6%) | 1.14 | 1,058 |
| 2023-01-01 | $472,945 (0.6%) | $681,681 (5.9%) | 1.17 | 898 |
| 2023-02-01 | $496,200 (3.7%) | $719,374 (8.6%) | 1.20 | 835 |
| 2023-03-01 | $529,725 (7.8%) | $749,811 (6.2%) | 1.25 | 828 |
| 2023-04-01 | $550,000 (11.1%) | $762,299 (10.6%) | 1.28 | 836 |
| 2023-05-01 | $542,475 (8.1%) | $775,170 (9.0%) | 1.23 | 866 |
| 2023-06-01 | $542,000 (8.0%) | $774,283 (12.3%) | 1.22 | 909 |
| 2023-07-01 | $549,000 (9.4%) | $781,999 (16.8%) | 1.25 | 926 |
| 2023-08-01 | $543,535 (8.9%) | $774,625 (16.3%) | 1.25 | 948 |
| 2023-09-01 | $500,000 (7.5%) | $750,009 (19.0%) | 1.16 | 1,063 |
| 2023-10-01 | $499,000 (6.6%) | $748,254 (15.4%) | 1.17 | 1,134 |
| 2023-11-01 | $497,450 (5.6%) | $739,773 (11.1%) | 1.18 | 1,098 |
| 2023-12-01 | $480,000 (4.1%) | $727,317 (8.5%) | 1.17 | 1,025 |
| 2024-01-01 | $489,675 (3.5%) | $753,167 (10.5%) | 1.20 | 883 |
| 2024-02-01 | $498,113 (0.4%) | $760,821 (5.8%) | 1.20 | 897 |
| 2024-03-01 | $529,000 (-0.1%) | $780,620 (4.1%) | 1.25 | 930 |
| 2024-04-01 | $533,378 (-3.0%) | $787,269 (3.3%) | 1.24 | 1,024 |
| 2024-05-01 | $542,000 (-0.1%) | $797,885 (2.9%) | 1.23 | 1,072 |
| 2024-06-01 | $525,000 (-3.1%) | $757,387 (-2.2%) | 1.19 | 1,160 |
| 2024-07-01 | $525,000 (-4.4%) | $749,688 (-4.1%) | 1.20 | 1,197 |
| 2024-08-01 | $515,000 (-5.3%) | $739,634 (-4.5%) | 1.20 | 1,245 |
| 2024-09-01 | $518,080 (3.6%) | $737,637 (-1.7%) | 1.22 | 1,302 |
| 2024-10-01 | $499,900 (0.2%) | $729,561 (-2.5%) | 1.18 | 1,350 |
| 2024-11-01 | $485,000 (-2.5%) | $718,042 (-2.9%) | 1.16 | 1,353 |
| 2024-12-01 | $477,000 (-0.6%) | $699,105 (-3.9%) | 1.19 | 1,205 |
| 2025-01-01 | $474,450 (-3.1%) | $706,131 (-6.3%) | 1.18 | 1,111 |
| 2025-02-01 | $472,500 (-5.1%) | $710,755 (-6.6%) | 1.15 | 1,215 |
| 2025-03-01 | $479,990 (-9.3%) | $705,865 (-9.6%) | 0.00 | 1,339 |
DURHAM - CHAPEL HILL's median listing price for 2025-03-01 was $479,990, a difference of
$-49,010
(-9.3%) versus the prior year and
$7,490 versus the prior month.
DURHAM - CHAPEL HILL's median listing price comes in at 0% of the national average.
DURHAM - CHAPEL HILL's average listing price for 2025-03-01 was $705,865, a difference of $-74,755 (-9.6%) versus the prior year and $-4,890 versus the prior month.
For the 2025-03-01 period, DURHAM - CHAPEL HILL had 1,339 MLS listings, a difference of 124 listings (10%) versus the prior month and 409 listings (44%) versus the prior year.
DURHAM - CHAPEL HILL's median listing price comes in at 0% of the national average.
DURHAM - CHAPEL HILL's average listing price for 2025-03-01 was $705,865, a difference of $-74,755 (-9.6%) versus the prior year and $-4,890 versus the prior month.
For the 2025-03-01 period, DURHAM - CHAPEL HILL had 1,339 MLS listings, a difference of 124 listings (10%) versus the prior month and 409 listings (44%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - DURHAM - CHAPEL HILL (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 86 days | 2,442 sqft |
| 2018-02-01 | 69 days | 2,468 sqft |
| 2018-03-01 | 44 days | 2,478 sqft |
| 2018-04-01 | 47 days | 2,504 sqft |
| 2018-05-01 | 50 days | 2,493 sqft |
| 2018-06-01 | 51 days | 2,458 sqft |
| 2018-07-01 | 54 days | 2,458 sqft |
| 2018-08-01 | 56 days | 2,413 sqft |
| 2018-09-01 | 66 days | 2,376 sqft |
| 2018-10-01 | 68 days | 2,367 sqft |
| 2018-11-01 | 74 days | 2,327 sqft |
| 2018-12-01 | 84 days | 2,297 sqft |
| 2019-01-01 | 88 days | 2,238 sqft |
| 2019-02-01 | 78 days | 2,294 sqft |
| 2019-03-01 | 58 days | 2,354 sqft |
| 2019-04-01 | 46 days | 2,406 sqft |
| 2019-05-01 | 46 days | 2,401 sqft |
| 2019-06-01 | 48 days | 2,339 sqft |
| 2019-07-01 | 55 days | 2,263 sqft |
| 2019-08-01 | 59 days | 2,242 sqft |
| 2019-09-01 | 62 days | 2,247 sqft |
| 2019-10-01 | 65 days | 2,250 sqft |
| 2019-11-01 | 68 days | 2,286 sqft |
| 2019-12-01 | 78 days | 2,238 sqft |
| 2020-01-01 | 82 days | 2,200 sqft |
| 2020-02-01 | 71 days | 2,251 sqft |
| 2020-03-01 | 47 days | 2,354 sqft |
| 2020-04-01 | 48 days | 2,217 sqft |
| 2020-05-01 | 56 days | 2,218 sqft |
| 2020-06-01 | 58 days | 2,321 sqft |
| 2020-07-01 | 54 days | 2,332 sqft |
| 2020-08-01 | 50 days | 2,300 sqft |
| 2020-09-01 | 52 days | 2,363 sqft |
| 2020-10-01 | 50 days | 2,300 sqft |
| 2020-11-01 | 49 days | 2,288 sqft |
| 2020-12-01 | 53 days | 2,236 sqft |
| 2021-01-01 | 57 days | 2,205 sqft |
| 2021-02-01 | 38 days | 2,204 sqft |
| 2021-03-01 | 24 days | 2,160 sqft |
| 2021-04-01 | 25 days | 2,214 sqft |
| 2021-05-01 | 19 days | 2,116 sqft |
| 2021-06-01 | 16 days | 2,074 sqft |
| 2021-07-01 | 22 days | 2,056 sqft |
| 2021-08-01 | 29 days | 2,056 sqft |
| 2021-09-01 | 29 days | 2,043 sqft |
| 2021-10-01 | 29 days | 2,106 sqft |
| 2021-11-01 | 31 days | 1,998 sqft |
| 2021-12-01 | 41 days | 1,946 sqft |
| 2022-01-01 | 52 days | 1,903 sqft |
| 2022-02-01 | 40 days | 1,887 sqft |
| 2022-03-01 | 18 days | 1,959 sqft |
| 2022-04-01 | 15 days | 1,998 sqft |
| 2022-05-01 | 16 days | 2,004 sqft |
| 2022-06-01 | 18 days | 2,035 sqft |
| 2022-07-01 | 24 days | 2,061 sqft |
| 2022-08-01 | 34 days | 2,080 sqft |
| 2022-09-01 | 44 days | 2,040 sqft |
| 2022-10-01 | 50 days | 2,069 sqft |
| 2022-11-01 | 59 days | 2,086 sqft |
| 2022-12-01 | 70 days | 2,070 sqft |
| 2023-01-01 | 74 days | 2,080 sqft |
| 2023-02-01 | 60 days | 2,137 sqft |
| 2023-03-01 | 46 days | 2,226 sqft |
| 2023-04-01 | 42 days | 2,236 sqft |
| 2023-05-01 | 38 days | 2,179 sqft |
| 2023-06-01 | 40 days | 2,133 sqft |
| 2023-07-01 | 44 days | 2,178 sqft |
| 2023-08-01 | 44 days | 2,200 sqft |
| 2023-09-01 | 43 days | 2,161 sqft |
| 2023-10-01 | 47 days | 2,158 sqft |
| 2023-11-01 | 53 days | 2,117 sqft |
| 2023-12-01 | 65 days | 2,025 sqft |
| 2024-01-01 | 61 days | 2,015 sqft |
| 2024-02-01 | 44 days | 2,013 sqft |
| 2024-03-01 | 38 days | 2,153 sqft |
| 2024-04-01 | 40 days | 2,143 sqft |
| 2024-05-01 | 39 days | 2,183 sqft |
| 2024-06-01 | 43 days | 2,139 sqft |
| 2024-07-01 | 48 days | 2,093 sqft |
| 2024-08-01 | 51 days | 2,075 sqft |
| 2024-09-01 | 55 days | 2,084 sqft |
| 2024-10-01 | 53 days | 2,041 sqft |
| 2024-11-01 | 56 days | 2,012 sqft |
| 2024-12-01 | 66 days | 1,975 sqft |
| 2025-01-01 | 72 days | 1,943 sqft |
| 2025-02-01 | 57 days | 1,927 sqft |
| 2025-03-01 | 0 days | 1,968 sqft |
DURHAM - CHAPEL HILL's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
DURHAM - CHAPEL HILL's median square footage for active listings during the 2025-03-01 period was 1,968 sqft. One year prior, the average listing was 2,153 sqft.
DURHAM - CHAPEL HILL's median square footage for active listings during the 2025-03-01 period was 1,968 sqft. One year prior, the average listing was 2,153 sqft.
DURHAM-CHAPEL HILL, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 7,371 | $2,892,985,000 | $392,482 |
| Refi | 1,664 | $677,340,000 | $407,055 |
| Home Improvement | 1,603 | $179,345,000 | $111,881 |
| Cash Out Refi | 1,422 | $463,470,000 | $325,928 |
| Other | 1,310 | $176,370,000 | $134,634 |
Durham - Chapel Hill's most frequently cited loan purpose was Home Purchase, with 7,371 originations. The 2nd most popular reason was Refi, with 1,664 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 5,342 | $2,101,710,000 | $393,431 |
| 7-8% | 3,215 | $784,245,000 | $243,933 |
| 5-6% | 2,355 | $1,047,795,000 | $444,924 |
| Over 8% | 1,983 | $312,835,000 | $157,758 |
| 4-5% | 197 | $73,165,000 | $371,396 |
| <2.5% | 74 | $3,580,000 | $48,378 |
| 3-4% | 28 | $8,820,000 | $315,000 |
| 2.5-3% | 15 | $3,525,000 | $235,000 |
During 2024, Durham - Chapel Hill's most frequently originated rate bucket was 6-7%, with 5,342 originations.
Loan Sizing (DURHAM-CHAPEL HILL, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 5,450 | $1,605,210,000 | $294,534 |
| $100k-200k | 2,434 | $347,450,000 | $142,749 |
| $100,000 or less | 2,304 | $128,030,000 | $55,569 |
| $400k-600k | 2,077 | $987,145,000 | $475,274 |
| $600k-1000k | 881 | $639,785,000 | $726,203 |
| $Over $1MM | 224 | $681,890,000 | $3,044,152 |
DURHAM - CHAPEL HILL's loan sizing saw the bucket of loans from $200k-400k with 5,450 originations, totaling $1,605,210,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 4,191 | $1,726,025,000 | $411,841 |
| 60-80% | 3,237 | $1,538,815,000 | $475,383 |
| Under 20% | 2,225 | $165,825,000 | $74,528 |
| 20-40% | 1,826 | $304,360,000 | $166,681 |
| 40-60% | 1,512 | $509,190,000 | $336,766 |
| Over 100% | 112 | $48,850,000 | $436,161 |
DURHAM - CHAPEL HILL's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,191 originations, totaling $1,726,025,000 in origination value.