DURHAM - CHAPEL HILL Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Durham - Chapel Hill averaged 3.33% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.43% and one month ago for the week of 2021-10-21, the average rate was 3.42%.

Durham - Chapel Hill's average rate one year ago was 2.75%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.11%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Durham - Chapel Hill 30 Year Fixed Rate 2021-11-24 3.33%
Durham - Chapel Hill 30 Year Fixed Rate Refi 2021-11-24 3.11%
Durham - Chapel Hill 15 Year Fixed Rate 2021-11-24 2.77%
Durham - Chapel Hill 15 Year Fixed Rate Refi 2021-11-24 2.84%
Durham - Chapel Hill 30 Year FHA 2021-11-24 3.72%
Durham - Chapel Hill 30 Year FHA Refi 2021-11-24 3.39%
Durham - Chapel Hill 30 Year USDA 2021-11-24 3.1%
Durham - Chapel Hill 30 Year USDA Refi 2021-11-24 3.33%
Durham - Chapel Hill 30 Year VA 2021-11-24 3.49%
Durham - Chapel Hill 30 Year VA Refi 2021-11-24 3.19%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DURHAM-CHAPEL HILL, NC.

DURHAM - CHAPEL HILL Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the DURHAM-CHAPEL HILL, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
Corporate Investors Mortgage Group, Inc. 1,791 3.18% $2,873
QUICKEN LOANS, LLC 1,048 3.30% $5,004
STATE EMPLOYEES' 1,031 3.96% $2,754
Truist Bank 656 3.31% $3,437
Wells Fargo Bank, National Association 548 3.31% $2,890
UNITED WHOLESALE MORTGAGE, LLC 539 3.06% $4,046
MOVEMENT MORTGAGE, LLC 470 3.20% $3,773
Prosperity Home Mortgage, LLC 387 3.20% $3,540
UNION HOME MORTGAGE CORP. 286 3.23% $3,686
COASTAL Federal Credit Union 241 3.41% $3,369
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 232 3.18% $3,418
First-Citizens Bank & Trust Company 223 3.41% $3,293
Bank of America, National Association 217 3.10% $4,340
LOANDEPOT.COM, LLC 206 3.18% $4,177
EAGLE HOME MORTGAGE, LLC 206 3.26% $3,248
PULTE MORTGAGE LLC 202 3.27% $837
BETTER MORTGAGE CORPORATION 202 3.02% $2,941
JPMorgan Chase Bank, National Association 190 3.22% $3,061
PRIMELENDING, A PLAINSCAPITAL COMPANY 188 3.26% $4,287
PROVIDENT FUNDING ASSOCIATES, L.P. 184 3.15% $3,012
HOMESIDE FINANCIAL, LLC 182 3.12% $3,793
EQUITY RESOURCES, INC. 179 3.21% $2,941
PENNYMAC LOAN SERVICES, LLC 167 3.15% $3,879
GUARANTEED RATE, INC. 156 3.32% $3,577
BROKER SOLUTIONS, INC. 153 3.18% $3,349
NVR Mortgage Finance, Inc. 145 3.27% $5,375
AMERISAVE MORTGAGE CORPORATION 140 2.89% $4,040
GoPrime Mortgage, Inc. 138 3.21% $3,171
Victorian Finance, LLC 138 3.11% $2,946
Alcova Mortgage LLC 129 3.18% $2,857
Ameris Bank 123 3.07% $3,256
First Heritage Mortgage, LLC 122 3.05% $3,776
CALIBER HOME LOANS, INC. 115 3.25% $4,241
United Community Bank 113 3.38% $4,203
PNC Bank, National Association 106 3.59% $2,689
Towne Mortgage of the Carolinas, LLC 105 3.22% $3,711
RESOURCE FINANCIAL SERVICES, INC. 101 3.04% $2,557
First National Bank of Pennsylvania 98 3.27% $3,956
The Fidelity Bank 96 3.22% $3,428
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 96 3.30% $1,686
NAVY FEDERAL CREDIT UNION 95 3.47% $3,701
North State Bank 94 3.13% $3,261
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 88 3.14% $3,709
CORNERSTONE HOME LENDING, INC. 86 3.11% $3,531
NATIONSTAR MORTGAGE LLC 86 3.43% $6,010
PRIMARY RESIDENTIAL MORTGAGE, INC. 84 3.28% $3,601
CLOSING MARK HOME LOANS 84 3.23% $4,282
Citizens Bank, National Association 82 3.30% $4,154
LOCAL GOVERNMENT FEDERAL CREDIT UNION 77 3.99% $2,714
HOME POINT FINANCIAL CORPORATION 75 3.29% $4,358
M/I FINANCIAL, LLC 74 3.00% $3,597
LATINO COMMUNITY CREDIT UNION 73 5.86% $3,618
U.S. Bank National Association 70 3.28% $3,414
The Central Trust Bank 66 3.09% $3,869
Pinnacle Bank 62 3.66% $3,324
KELLER MORTGAGE, LLC 61 3.14% $2,404
Regions Bank 61 3.11% $3,838
ANGEL OAK HOME LOANS LLC 61 3.45% $3,727
SOUTHERN TRUST MORTGAGE, LLC 60 3.27% $3,361
Blue Ridge Bank, National Association 57 3.31% $4,831
Flagstar Bank, FSB 56 3.25% $3,029
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 55 3.18% $3,874
Towne Bank 54 3.35% $4,285
Wyndham Capital Mortgage, Inc. 54 3.13% $1,951
CROSSCOUNTRY MORTGAGE, LLC 51 3.29% $4,800
Fifth Third Bank, National Association 49 3.33% $3,742
SUN WEST MORTGAGE COMPANY, INC. 48 3.06% $882
Allen Tate Mortgage Partners, LLC 47 3.08% $3,498
USAA Federal Savings Bank 46 3.62% $4,519
NEWREZ LLC 44 3.16% $3,654
AgFirst Farm Credit Bank 42 3.32% $5,935
MUTUAL OF OMAHA MORTGAGE, INC. 40 3.21% $4,306
First Bank 39 3.13% $3,821
NTFN, INC. 38 3.20% $2,674
T2 FINANCIAL LLC 38 2.91% $3,704
CAPITAL CENTER, L.L.C. 35 3.29% $768
Ally Bank 33 3.22% $4,425
First Horizon Bank 32 3.35% $3,257
American Security Mortgage Corp. 31 3.07% $1,735
FREEDOM MORTGAGE CORPORATION 31 3.41% $2,931
AMERICAN FINANCIAL NETWORK, INC. 30 3.29% $4,197
RESIDENTIAL MORTGAGE SERVICES, INC. 28 3.11% $3,437
FIRST EQUITY MORTGAGE INCORPORATED 28 3.24% $3,455
DHI MORTGAGE COMPANY, LTD. 27 3.04% $2,742
ARK-LA-TEX FINANCIAL SERVICES, LLC. 27 3.16% $4,696
FirstBank 26 3.10% $2,470
The Federal Savings Bank 26 3.34% $5,334
TD Bank, National Association 26 3.07% $3,763
Atlantic Coast Mortgage, LLC 26 3.19% $4,216
CMG MORTGAGE, INC. 25 3.26% $4,449
HOMESPIRE MORTGAGE CORPORATION 25 3.27% $3,494
NBKC BANK 23 3.22% $2,521
TBI MORTGAGE COMPANY 23 2.97% $4,927
ON Q FINANCIAL, INC. 23 3.54% $3,716
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 23 3.15% $3,750
CALCON MUTUAL MORTGAGE LLC 22 3.17% $4,525
VELOCIO MORTGAGE L.L.C. 22 3.36% $6,995
PENTAGON FEDERAL CREDIT UNION 22 3.05% $3,366
George Mason Mortgage, LLC 22 3.04% $3,284
RELIANCE FIRST CAPITAL, LLC 22 3.61% $5,907
AMERICAN FEDERAL MORTGAGE CORPORATION 21 3.07% $2,549
TIAA, FSB 21 3.31% $3,503
FINANCE OF AMERICA MORTGAGE LLC 20 3.14% $2,661
ZILLOW HOME LOANS, LLC 20 3.05% $2,545
Renasant Bank 20 3.29% $4,612
ROUNDPOINT MORTGAGE SERVICING CORPORATION 20 3.61% $2,340
Carolina Farm Credit, ACA 19 4.13% $5,943
IVY MORTGAGE, INC. 19 3.31% $2,487
FIRST COMMUNITY MORTGAGE, INC. 19 3.26% $2,282
SOFI LENDING CORP. 18 3.14% $3,515
INTERCOASTAL MORTGAGE COMPANY 18 3.00% $3,184
LOANPAL, LLC 18 3.26% $5,551
MCLEAN MORTGAGE CORPORATION 17 2.95% $3,306
Third Federal Savings and Loan Association of Cleveland 17 2.92% $1,198
DRAPER AND KRAMER MORTGAGE CORP. 17 3.44% $2,688
NFM, INC. 17 3.10% $3,960
Southern First Bank 16 3.05% $2,440
LENDERFI, INC. 16 2.91% $1,440
HOMEBRIDGE FINANCIAL SERVICES, INC. 16 3.60% $5,902
Strong Home Mortgage, LLC 16 3.11% $1,930
AMERIFIRST FINANCIAL CORPORATION 15 3.17% $3,367
AMERICAN FINANCING CORPORATION 15 3.18% $4,497
InterContinental Capital Group, Inc 15 2.83% $4,728
CHURCHILL MORTGAGE CORPORATION 14 3.31% $3,806
Cf Bank, National Association 14 3.09% $1,505
North American Savings Bank, F.S.B. 13 3.16% $1,969
EMBRACE HOME LOANS, INC. 13 3.38% $3,333
South State Bank, National Association 12 3.15% $5,109
ROYAL UNITED MORTGAGE LLC 12 3.49% $6,540
MILEND, INC. 12 3.36% $5,556
Charles Schwab Bank, SSB 12 2.94% $1,973
Northpointe Bank 12 3.21% $3,437
LADERA LENDING, INC. 12 3.07% $3,882
First Federal Bank 12 3.10% $3,990
First Guaranty Mortgage Corporation 12 3.15% $3,190
Northwest Federal Credit Union 11 3.38% $3,069
CERTAINTY HOME LOANS, LLC 11 3.11% $3,636
Bank of England 11 3.14% $4,256
Citibank, National Association 11 3.07% $4,107
Mortgage Assurance Inc. 11 3.33% $4,210
Watermark Capital, Inc. 11 2.92% $3,307
SWBC MORTGAGE CORPORATION 11 3.18% $3,238
Arvest Bank 11 3.33% $3,815
Morgan Stanley Private Bank, National Association 10 3.21% $3,246
The Huntington National Bank 10 3.24% $3,464
AMERICAN INTERNET MORTGAGE, INC. 10 3.19% $3,109
DUKE UNIVERSITY FEDERAL CREDIT UNION 10 3.64% $8,451
EVERETT FINANCIAL, INC. 10 3.24% $2,099
GMFS LLC 10 3.39% $2,268
GSF Mortgage Corporation 10 2.99% $2,274
HOMESTEAD FUNDING CORP. 10 2.94% $3,269
Iberiabank 10 2.96% $3,094
Nations Lending Corporation 10 3.10% $7,737
Plains Commerce Bank 10 3.11% $3,825
Republic Bank & Trust Company 10 3.34% $3,119
Triumph Bank 9 3.01% $3,040
UBS Bank USA 9 3.03% $4,033
SHARONVIEW FEDERAL CREDIT UNION 9 3.22% $2,570
First Reliance Bank 8 3.19% $4,211
FBC MORTGAGE, LLC 8 2.94% $3,022
American National Bank and Trust Company 8 3.09% $3,146
STEARNS LENDING, LLC 8 3.12% $2,124
Carrington Mortgage Services, LLC 8 4.08% $4,929
South State Bank 8 3.52% $5,130
Truliant Federal Credit Union 8 3.42% $3,157
Magnolia Bank 8 3.42% $4,864
PIKE CREEK MORTGAGE SERVICES, INC. 8 2.81% $3,115
SOVEREIGN LENDING GROUP INCORPORATED 8 2.88% $4,693
HomeTrust Bank 8 3.31% $3,239
Sierra Pacific Mortgage Company, Inc. 8 3.55% $3,694
BNC National Bank 8 2.92% $3,122
First Mortgage Solutions, LLC 7 2.80% $4,056
US MORTGAGE CORPORATION 7 2.89% $6,106
RAPID MORTGAGE COMPANY 7 2.96% $3,828
MORIA DEVELOPMENT, INC. 7 3.84% $4,292
TIDEWATER MORTGAGE SERVICES, INC. 7 3.30% $3,125
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 7 3.29% $5,747
PREMIA MORTGAGE, LLC 7 3.16% $4,224
THE MORTGAGE FIRM, INC. 7 3.07% $3,029
UIF CORPORATION 7 3.13% $4,211
EMM LOANS LLC 6 3.27% $7,592
Aurora Financial, LLC 6 3.06% $1,772
Prime Choice Funding Inc. 6 3.02% $4,248
Stifel Bank and Trust 6 2.83% $2,433
ALLIANT CREDIT UNION 6 3.04% $4,284
Southern Bank and Trust Company 6 2.94% $3,345
CREDIT UNION MORTGAGE ASSOCIATION, INC. 6 3.15% $4,703
Opendoor Home Loans LLC 6 2.90% $2,638
Uwharrie Bank 6 2.98% $1,644
Kwik Mortgage Corporation 6 3.40% $1,992
United Nations Federal Credit Union 6 3.06% $3,683
ACADEMY MORTGAGE CORPORATION 6 3.29% $3,607
HAMILTON HOME LOANS, INC. 6 3.06% $5,790
GUILD MORTGAGE COMPANY 5 3.25% $5,533
Ixonia Bank 5 2.75% $2,702
RUOFF MORTGAGE COMPANY, INC. 5 3.00% $2,272
KS StateBank 5 3.10% $2,594
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 5 3.25% $4,337
Manufacturers and Traders Trust Company 5 3.45% $4,983
GUARANTEED RATE AFFINITY, LLC 5 3.17% $1,805
HOMESTAR FINANCIAL CORPORATION 5 3.03% $7,787
Baxter Credit Union 4 3.31% $3,166
First Internet Bank of Indiana 4 3.22% $2,737
KeyBank National Association 4 3.13% $3,838
CORNING 4 3.22% $3,698
AmeriHome Mortgage Company, LLC 4 3.13% $3,687
First Savings Bank 4 3.09% $5,134
DELTA COMMUNITY CREDIT UNION 4 3.22% $4,428
PLANET HOME LENDING, LLC 4 3.00% $2,344
ALLEGACY FEDERAL CREDIT UNION 4 3.47% $3,887
Florida Capital Bank, National Association 4 3.19% $3,058
First Midwest Bank 3 3.42% $3,910
Gateway First Bank 3 3.08% $2,627
First Home Bank 3 2.92% $7,199
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 6.09% $5,979
Goldwater Bank, N.A. 3 3.08% $7,911
Capital Bank, National Association 3 3.29% $3,403
Evolve Bank & Trust 3 3.08% $3,163
SIRVA MORTGAGE, INC. 3 3.42% $1,257
CIBC Bank USA 3 2.71% $3,247
Hometown Lenders, Inc. 3 3.75% $3,983
Assurance Financial Group, L.L.C. 3 3.12% $3,102
IMPAC MORTGAGE CORP. 3 3.54% $1,095
DIGITAL Federal Credit Union 3 3.17% $4,560
Deere Employees Credit Union 3 3.21% $3,330
CRESCENT MORTGAGE COMPANY 3 3.38% $3,901
LEADERONE FINANCIAL CORPORATION 3 3.12% $3,590
LENOX FINANCIAL MORTGAGE CORPORATION 3 3.00% $4,628
Barrington Bank & Trust Company, N.A. 3 3.16% $3,830
Luxury Mortgage Corp. 3 3.21% $4,687
AgCarolina Farm Credit, FLCA 3 4.78% $10,668
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 3 2.75% $3,440
MLD MORTGAGE INC. 3 2.79% $2,812
Colten Mortgage, LLC 3 2.83% $3,962
MORTGAGE EQUITY PARTNERS LLC 3 3.58% $4,064
1ST SIGNATURE LENDING, LLC 3 2.96% $4,514
Benchmark Community Bank 3 5.16% $5,156
MORTGAGE SOLUTIONS OF COLORADO, LLC 3 2.79% $3,387
SUCCESS MORTGAGE PARTNERS, INC. 3 3.58% $3,487
ACOPIA, LLC 3 2.96% $3,862
SECURITYNATIONAL MORTGAGE COMPANY 3 3.95% $3,216
VANDERBILT MORTGAGE AND FINANCE, INC. 3 4.04% $5,912
UNITED MORTGAGE CORP. 3 2.71% $4,350
PHH Mortgage Corporation 3 3.29% $4,376
TOWNE MORTGAGE COMPANY 3 3.92% $4,039
PLAZA HOME MORTGAGE, INC. 3 3.04% $4,613
BAY EQUITY LLC 2 3.88% $3,892
Armed Forces Bank, National Association 2 3.44% $3,176
SeaTrust Mortgage Company 2 3.06% $3,494
NBH Bank 2 3.50% $1,641
Vellum Mortgage, Inc. 2 3.31% $3,439
NETWORK CAPITAL FUNDING CORPORATION 2 4.06% $3,164
ABSOLUTE HOME MORTGAGE CORPORATION 2 2.88% $3,709
LIBERTY HOME MORTGAGE CORPORATION 2 4.13% $6,482
Level One Bank 2 3.56% $3,452
Sunflower Bank, National Association 2 3.31% $1,820
Axos Bank 2 4.06% $3,209
Sandy Spring Bank 2 2.56% $6,533
UNITED PREMIER FUNDING, LLC 2 3.38% $3,298
ALLIED MORTGAGE GROUP, INC. 2 3.13% $5,099
Atlantic Union Bank 2 3.19% $3,813
BNY Mellon, National Association 2 2.88% $4,251
BOKF, National Association 2 3.25% $2,807
DAS Acquisition Company, LLC 2 2.87% $7,861
JUSTICE Federal Credit Union 2 3.31% $4,322
CityWorth Mortgage LLC 2 2.38% $5,465
OCEANSIDE MORTGAGE COMPANY 2 2.93% $1,466
UNITED 2 3.00% $2,774
DIRECT MORTGAGE LOANS, LLC 2 2.93% $3,268
Discover Bank 2 4.49% $0
Dollar Bank, Federal Savings Bank 2 3.69% $5,378
INLAND BANK & TRUST 2 3.06% $3,814
CIT Bank, National Association 2 3.19% $3,775
City National Bank 2 3.45% $3,899
FIRST TECHNOLOGY 2 2.94% $2,689
HUNT MORTGAGE CORPORATION 2 3.00% $3,587
ANDREWS FEDERAL CREDIT UNION 2 3.31% $3,746
Alerus Financial, National Association 2 3.00% $721
THRIVE MORTGAGE, LLC 2 3.13% $2,938
AmRes Corporation 2 3.25% $4,146
Capital City Home Loans, LLC 2 4.00% $2,986
POLARIS HOME FUNDING CORP. 2 3.50% $6,866
Mid-Continent Funding, Inc. 2 2.69% $3,824
WELCOME Federal Credit Union 2 3.13% $1,923
EASTMAN 2 3.63% $2,974
GUIDANCE RESIDENTIAL, LLC 2 3.19% $3,988
CANOPY MORTGAGE, LLC 2 3.00% $3,733
Bethpage Federal Credit Union 2 3.06% $7,048
EVANSVILLE TEACHERS 2 2.81% $2,959
ServisFirst Bank 2 4.50% $8,516
GUARANTY HOME MORTGAGE CORPORATION 2 3.25% $6,882
CAROLINAS TELCO FEDERAL CREDIT UNION 2 3.88% $3,351
NASA Federal Credit Union 2 3.56% $5,935
C & F Mortgage Corporation 2 3.44% $3,197
NATIONS DIRECT MORTGAGE, LLC 1 2.99% $5,416
AFFINITY 1 2.88% $2,906
AIR ACADEMY 1 4.24% $2,117
Amalgamated Bank 1 2.75% $6,325
AMCAP MORTGAGE, LTD. 1 3.25% $4,241
AMERICAN FINANCIAL RESOURCES, INC. 1 3.50% $2,429
AMERICAN HERITAGE FCU 1 3.50% $3,254
Amerisouth Mortgage Company 1 3.25% $3,135
APEX HOME LOANS, INC. 1 3.13% $3,565
ARC HOME LLC 1 3.13% $6,748
ATLANTA POSTAL 1 4.75% $3,679
BAYCOAST MORTGAGE COMPANY, LLC 1 3.25% $2,918
BELEM SERVICING LLC 1 2.63% $3,524
BMO Harris Bank National Association 1 3.75% $3,591
BM Real Estate Services, Inc. 1 3.88% $3,435
Busey Bank 1 2.88% $3,760
Call Federal Credit Union 1 3.80% $3,433
CIS Financial Services, Inc. 1 2.63% $1,784
CITIZENS EQUITY FIRST 1 3.00% $4,399
Coastal Carolina National Bank 1 3.50% $3,394
Colonial Savings, F.A. 1 2.88% $0
CONTOUR MORTGAGE CORPORATION 1 3.00% $8,137
Core Bank 1 2.25% $3,442
COUNTRYPLACE MORTGAGE, LTD. 1 4.50% $3,467
DEVELOPER'S MORTGAGE COMPANY 1 2.75% $2,851
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 3.00% $3,129
Fidelity Bank, National Association 1 3.25% $2,816
First American Bank 1 3.75% $2,948
FIRST CHOICE LOAN SERVICES INC. 1 3.13% $1,152
FIRST HOME MORTGAGE CORPORATION 1 3.13% $3,746
First National Bank of America 1 7.00% $8,862
First Republic Bank 1 2.50% $4,078
First Western Trust Bank 1 3.38% $2,264
FRANKLIN MINT 1 3.38% $20,193
Gate City Bank 1 3.13% $6,280
GENEVA FINANCIAL, LLC 1 3.13% $6,606
Goldman Sachs Bank USA 1 3.10% $4,019
GREAT LAKES 1 3.38% $3,516
Great Southern Bank 1 2.98% $3,594
Greenbox Loans, Inc. 1 5.99% $13,857
GROUP MORTGAGE, LLC 1 3.38% $2,723
GuardHill Financial Corp. 1 2.88% $7,134
HONDA Federal Credit Union 1 3.63% $2,809
Huntingdon Valley Bank 1 2.50% $3,158
INTERSTATE HOME LOAN CENTER, INC. 1 3.50% $13,465
ITHINK FINANCIAL Credit Union 1 3.25% $1,875
Lakeview Community Capital, LLC 1 2.99% $3,701
LAND HOME FINANCIAL SERVICES, INC. 1 3.50% $3,966
LANGLEY 1 2.88% $1,977
LENDUS, LLC 1 3.13% $3,186
Liberty Savings Bank, F.S.B. 1 3.63% $2,964
LOANLEADERS OF AMERICA, INC. 1 2.63% $2,890
Main Street Bank 1 3.25% $2,871
MICHIGAN MUTUAL, INC. 1 2.50% $2,570
MID AMERICA MORTGAGE, INC. 1 3.63% $2,645
MORTGAGE FINANCIAL GROUP, INC. 1 2.63% $4,993
MORTGAGE INVESTORS GROUP, INC. 1 2.88% $2,714
Mortgage Research Center, LLC 1 2.63% $0
MY MORTGAGE, INC. 1 5.00% $3,225
1st Constitution Bank 1 3.25% $2,179
North Shore Bank of Commerce 1 2.50% $3,845
NORWICH COMMERCIAL GROUP, INC. 1 2.88% $2,780
Notre Dame Federal Credit Union Corporation 1 3.25% $4,023
NP, Inc. 1 2.88% $5,865
N R L Federal Credit Union 1 3.00% $8,111
Oakstar Bank 1 2.75% $2,810
PANORAMA MORTGAGE GROUP, LLC 1 2.75% $3,705
Paramount Bank 1 3.13% $0
Peoples Bank 1 3.25% $2,577
PREMIER LENDING, INC. 1 3.50% $5,208
Presidential Bank, FSB 1 2.88% $3,207
PROPONENT Federal Credit Union 1 3.50% $2,421
PURDUE FEDERAL CREDIT UNION 1 3.13% $3,302
Queensborough National Bank & Trust Company 1 2.63% $2,684
RBC Bank, (Georgia) National Association 1 3.13% $1,807
Reliant Bank 1 2.50% $3,210
Service Federal Credit Union 1 3.25% $2,497
SHELTER HOME MORTGAGE, LLC 1 4.00% $3,192
Silicon Valley Bank 1 2.50% $3,209
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 5.00% $4,024
SOUTHPOINT FINANCIAL SERVICES, INC. 1 2.88% $7,406
SPERRY ASSOCIATES 1 3.38% $3,217
STANFORD Federal Credit Union 1 3.13% $4,716
STAR ONE CREDIT UNION 1 3.50% $2,463
SUMMIT FUNDING, INC. 1 3.88% $4,134
Synovus Bank 1 3.00% $8,284
THE EQUITABLE MORTGAGE CORPORATION 1 3.00% $2,661
The Freedom Bank of Virginia 1 2.63% $2,227
The Northern Trust Company 1 2.63% $4,897
The Union Bank Company 1 3.38% $2,506
Tidewater Home Funding, LLC 1 2.75% $881
TJC Mortgage, Inc. 1 3.00% $2,821
Truity Federal Credit Union 1 3.13% $2,487
Valley National Bank 1 3.50% $3,162
V.I.P. MORTGAGE, INC. 1 3.25% $6,061
Waterstone Mortgage Corporation 1 3.13% $6,192
WESTERN EXPRESS LENDING 1 3.13% $4,391
Wolfe Financial, Inc 1 2.75% $4,179
XCEED FINANCIAL 1 2.75% $4,199

DURHAM-CHAPEL HILL, NC's 393 lenders originated 30,931 loans during 2020. The total origination value was $8,536,235,000, with an average loan value of $275,977.

The top DURHAM - CHAPEL HILL lender as defined by loan originations is Corporate Investors Mortgage Group, Inc., with 1,791 loans originated. Their average total fees are $2,873, which is $2,131 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee DURHAM - CHAPEL HILL lenders (with over 10 loans originated) are CAPITAL CENTER, L.L.C. ($768), PULTE MORTGAGE LLC ($837), SUN WEST MORTGAGE COMPANY, INC. ($882), Third Federal Savings and Loan Association of Cleveland ($1,198) and LENDERFI, INC. ($1,440).

The lowest rate DURHAM - CHAPEL HILL lenders (with over 10 loans originated) are InterContinental Capital Group, Inc (2.83%), AMERISAVE MORTGAGE CORPORATION (2.89%), T2 FINANCIAL LLC (2.91%), LENDERFI, INC. (2.91%) and Third Federal Savings and Loan Association of Cleveland (2.92%).

DURHAM-CHAPEL HILL, NC Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Corporate Investors Mortgage Group Inc. $307,180,000 $673,610,000 119.3% 7.9%
Quicken Loans $252,705,000 $570,605,000 125.8% 6.7%
State Employees' Credit Union $449,120,000 $471,940,000 5.1% 5.5%
Branch Banking And Trust Co $231,210,000 $409,985,000 77.3% 4.8%
WELLS FARGO BANK NA $398,920,000 $302,375,000 -24.2% 3.5%
United Shore Financial Services LLC $132,555,000 $248,675,000 87.6% 2.9%
First-Citizens Bank & Trust Co $159,890,000 $205,360,000 28.4% 2.4%
Berkeley Point Capital, LLC $41,200,000 $191,295,000 364.3% 2.2%
MOVEMENT MORTGAGE, LLC $101,820,000 $188,265,000 84.9% 2.2%
Freedom Mortgage Corporation $61,135,000 $169,050,000 176.5% 2.0%
Prosperity Home Mortgage LLC $91,180,000 $135,175,000 48.3% 1.6%
Coastal Federal Credit Union $129,985,000 $123,700,000 -4.8% 1.4%
Better Mortgage Corporation $19,425,000 $118,685,000 511.0% 1.4%
Union Home Mortgage Company $57,740,000 $115,590,000 100.2% 1.4%
Bank of America NA $115,055,000 $115,005,000 0.0% 1.3%
loanDepot LLC $53,215,000 $113,745,000 113.7% 1.3%
PNC BANK NA $105,275,000 $105,060,000 -0.2% 1.2%
JPMorgan Chase Bank, NA $53,450,000 $99,245,000 85.7% 1.2%
Berkadia Commercial Mortgage $62,710,000 $96,485,000 53.9% 1.1%
FAIRWAY INDEPENDENT MORT CORP $60,005,000 $83,830,000 39.7% 1.0%
PENNYMAC LOAN SERVICES LLC $23,760,000 $83,620,000 251.9% 1.0%
First National Bank of Pennsylvania $56,800,000 $80,775,000 42.2% 0.9%
Eagle Home Mortgage, LLC $78,315,000 $75,060,000 -4.2% 0.9%
PRIMELENDING $39,570,000 $71,255,000 80.1% 0.8%
Guaranteed Rate Inc. $76,705,000 $69,895,000 -8.9% 0.8%
Homeside Financial LLC $26,210,000 $69,570,000 165.4% 0.8%
United Community Bank $10,105,000 $69,085,000 583.7% 0.8%
New American Funding (dba for Broker Solutions Inc) $23,955,000 $67,495,000 181.8% 0.8%
Pulte Mortgage LLC $44,500,000 $66,215,000 48.8% 0.8%
Equity Resources Inc. $28,825,000 $65,050,000 125.7% 0.8%
Amerisave Mortgage Corporation $12,820,000 $62,135,000 384.7% 0.7%
Provident Funding Associates $48,165,000 $59,330,000 23.2% 0.7%
Nationstar Mortgage $34,535,000 $59,065,000 71.0% 0.7%
Prime Mortgage Lending Inc. $21,015,000 $57,350,000 172.9% 0.7%
Victorian Finance, LLC $29,580,000 $56,930,000 92.5% 0.7%
First Heritage Mortgage, LLC $28,535,000 $54,530,000 91.1% 0.6%
Capital One, NA $40,750,000 $52,800,000 29.6% 0.6%
Caliber Home Loans Inc $31,450,000 $52,555,000 67.1% 0.6%
NAVY FEDERAL CREDIT UNION $41,775,000 $51,820,000 24.0% 0.6%
AMERIS BANK $13,440,000 $49,890,000 271.2% 0.6%
The Fidelity Bank $28,165,000 $49,835,000 76.9% 0.6%
NVR Mortgage Finance Inc $22,290,000 $49,590,000 122.5% 0.6%
Cardinal Financial Company LP $13,605,000 $48,880,000 259.3% 0.6%
Arbor Realty Trust Inc $45,050,000 $47,800,000 6.1% 0.6%
North State Bank $24,605,000 $46,915,000 90.7% 0.5%
ALCOVA Mortgage LLC $16,740,000 $44,975,000 168.7% 0.5%
USAA FEDERAL SAVINGS BANK $45,910,000 $44,140,000 -3.9% 0.5%
Gold Star Mortgage Financial Group, Corporation $42,055,000 n/a 0.5%
CBNA $26,105,000 $41,220,000 57.9% 0.5%
US BANK, N.A. $26,580,000 $40,540,000 52.5% 0.5%
Mortgage Research Center LLC $25,760,000 $40,165,000 55.9% 0.5%
TowneBank $25,975,000 $39,885,000 53.6% 0.5%
WALKER & DUNLOP, LLC $90,565,000 $38,635,000 -57.3% 0.5%
Roxboro Savings Bank $18,945,000 $38,470,000 103.1% 0.5%
Bellwether Enterprise Real Estate Capital LLC $38,330,000 n/a 0.4%
REGIONS BANK $38,540,000 $38,285,000 -0.7% 0.4%
Greystone Servicing Corporation, Inc. $37,115,000 n/a 0.4%
Towne Mtg of the Carolinas LLC $29,510,000 $35,710,000 21.0% 0.4%
Resource Financial Services, Inc. $17,485,000 $34,975,000 100.0% 0.4%
CBRE Multifamily Capital, Inc. $17,995,000 $34,905,000 94.0% 0.4%
Home Point Financial Corporation $8,730,000 $34,555,000 295.8% 0.4%
Primary Residential Mortgage Inc. $15,580,000 $32,930,000 111.4% 0.4%
Pinnacle Bank $25,430,000 $31,115,000 22.4% 0.4%
NEWREZ LLC $11,115,000 $30,610,000 175.4% 0.4%
Local Gov't Federal C U $25,520,000 $30,280,000 18.7% 0.4%
CORNERSTONE HOME LENDING, INC. $18,255,000 $29,645,000 62.4% 0.3%
M/I Financial Corporation $6,290,000 $27,865,000 343.0% 0.3%
Fifth Third Bank $41,460,000 $26,975,000 -34.9% 0.3%
THE CENTRAL TRUST BANK $16,690,000 $26,635,000 59.6% 0.3%
Flagstar Bank $10,495,000 $26,320,000 150.8% 0.3%
Sun West Mortgage Company Inc. $4,060,000 $26,125,000 543.5% 0.3%
AGFIRST FARM CREDIT BANK $16,150,000 $23,945,000 48.3% 0.3%
First Bank $15,360,000 $23,665,000 54.1% 0.3%
Atlantic Bay Mortgage Group LLC $10,765,000 $22,775,000 111.6% 0.3%
The Federal Savings Bank $11,495,000 $22,290,000 93.9% 0.3%
SOUTHERN TRUST MORTGAGE LLC $12,485,000 $22,210,000 77.9% 0.3%
Blue Ridge Bank, NA $5,490,000 $21,825,000 297.5% 0.3%
Keller Mortgage LLC $10,900,000 $19,510,000 79.0% 0.2%
Allen Tate Mortgage Partners LLC $5,705,000 $18,385,000 222.3% 0.2%
Wyndham Capital Mortgage $9,155,000 $18,230,000 99.1% 0.2%
Synergy One Lending $7,495,000 $18,085,000 141.3% 0.2%
ANGEL OAK HOME LOANS LLC $9,355,000 $17,805,000 90.3% 0.2%
T2 Financial LLC $16,855,000 n/a 0.2%
Lakeview Loan Servicing, LLC $5,530,000 $16,825,000 204.2% 0.2%
Pentagon Federal Credit Union $5,430,000 $16,510,000 204.1% 0.2%
American Financial Network Inc. $16,115,000 $15,760,000 -2.2% 0.2%
DHI Mortgage Company Limited $21,355,000 $15,735,000 -26.3% 0.2%
NBKC Bank $7,315,000 $15,670,000 114.2% 0.2%
CalCon Mutual Mortgage LLC $6,520,000 $15,165,000 132.6% 0.2%
First Tennessee Bank National $11,600,000 $15,035,000 29.6% 0.2%
KeyBank National Association $800,000 $15,005,000 1,775.6% 0.2%
Dougherty Mortgage, LLC $14,905,000 n/a 0.2%
Intercontinental Capital Group, Inc. $1,900,000 $14,735,000 675.5% 0.2%
American Security Mortgage Corporation $5,255,000 $14,610,000 178.0% 0.2%
NTFN dba Premier Nationwide Lending $7,570,000 $14,355,000 89.6% 0.2%
Latino Community Credit Union $12,320,000 $14,120,000 14.6% 0.2%
First Equity Mortgage Inc. $9,905,000 $14,040,000 41.7% 0.2%
FirstBank $9,420,000 $13,605,000 44.4% 0.2%
Capital Center LLC $1,400,000 $13,525,000 866.1% 0.2%
Clearpath Lending $3,860,000 $13,385,000 246.8% 0.2%
Reliance First Capital LLC $5,360,000 $13,105,000 144.5% 0.2%
TBI Mortgage Company $1,880,000 $12,785,000 580.1% 0.1%
Third Federal Savings and Loan $8,240,000 $12,765,000 54.9% 0.1%
TD Bank $5,535,000 $12,030,000 117.3% 0.1%
Ark-La-Tex Financial Services LLC $5,160,000 $12,005,000 132.7% 0.1%
North American Savings Bank $4,550,000 $11,775,000 158.8% 0.1%
TIAA, FSB $12,445,000 $11,400,000 -8.4% 0.1%
CMG Mortgage Inc. $4,815,000 $11,040,000 129.3% 0.1%
HomeBridge Financial Services, Inc. $7,800,000 $11,035,000 41.5% 0.1%
RESIDENTIAL MORTGAGE SERVICES $1,605,000 $10,965,000 583.2% 0.1%
Carolina Farm Credit, ACA $3,015,000 $10,750,000 256.6% 0.1%
Village Capital & Investment $1,735,000 $10,625,000 512.4% 0.1%
Mortgage Solutions of Colorado LLC $2,775,000 $9,890,000 256.4% 0.1%
Charles Schwab Bank $7,995,000 $9,725,000 21.6% 0.1%
Intercoastal Mortgage Company $9,635,000 n/a 0.1%
Finance of America Mortgage LLC $5,305,000 $9,625,000 81.4% 0.1%
CARRINGTON MORTGAGE SERVICES $11,580,000 $9,550,000 -17.5% 0.1%
On Q Financial Inc. $24,580,000 $9,375,000 -61.9% 0.1%
Sovereign Lending Group, Inc $4,710,000 $9,145,000 94.2% 0.1%
RENASANT BANK $5,995,000 $9,010,000 50.3% 0.1%
LendingHome Funding Corporation $6,930,000 $8,940,000 29.0% 0.1%
American Federal Mortgage Corp. $4,530,000 $8,800,000 94.3% 0.1%
Churchill Mortgage Corporation $3,140,000 $8,780,000 179.6% 0.1%
Highlands Residential Mortgage Ltd $3,140,000 $8,395,000 167.4% 0.1%
NewDay Financial LLC dba NewDay USA $4,675,000 $8,075,000 72.7% 0.1%
McLean Mortgage Corporation $1,080,000 $8,045,000 644.9% 0.1%
Homespire Mortgage Corporation $4,620,000 $7,920,000 71.4% 0.1%
First Community Mortgage Inc. $1,655,000 $7,905,000 377.6% 0.1%
Southern First $2,750,000 $7,905,000 187.5% 0.1%
Truliant Federal Credit Union $2,585,000 $7,540,000 191.7% 0.1%
George Mason Mortgage LLC $4,495,000 $7,525,000 67.4% 0.1%
Atlantic Coast Mortgage LLC $7,500,000 n/a 0.1%
UBS Bank USA $7,685,000 $7,195,000 -6.4% 0.1%
SoFi Lending Corp $3,160,000 $7,130,000 125.6% 0.1%
AmeriFirst Home Mortgage $3,345,000 $7,055,000 110.9% 0.1%
LenderFi, Inc. $475,000 $6,970,000 1,367.4% 0.1%
Morgan Stanley Private Bank NA $12,845,000 $6,965,000 -45.8% 0.1%
Bank of England $3,775,000 $6,960,000 84.4% 0.1%
BNC NATIONAL BANK $2,115,000 $6,930,000 227.7% 0.1%
Northpointe Bank $4,755,000 $6,890,000 44.9% 0.1%
American National Bank and Trust Company $1,205,000 $6,800,000 464.3% 0.1%
HomeTrust Bank $3,785,000 $6,745,000 78.2% 0.1%
LoanPal $3,760,000 $6,715,000 78.6% 0.1%
Citibank, N.A. $2,875,000 $6,690,000 132.7% 0.1%
Duke University Federal Credit Union $6,160,000 $6,535,000 6.1% 0.1%
Homestead Funding Corp. $3,010,000 $6,490,000 115.6% 0.1%
NFM, Inc. $2,870,000 $6,485,000 126.0% 0.1%
Benchmark Community Bank $3,440,000 $6,445,000 87.4% 0.1%
Mortgage Lenders of America LLC $1,510,000 $6,425,000 325.5% 0.1%
First Guaranty Mortgage Corporation $2,520,000 $6,340,000 151.6% 0.1%
AimLoan.com $5,325,000 $6,215,000 16.7% 0.1%
Union Bank $4,675,000 $6,090,000 30.3% 0.1%
Magnolia Bank Incorporated $3,485,000 $5,895,000 69.2% 0.1%
CENTERSTATE BANK N.A. $2,290,000 $5,845,000 155.2% 0.1%
Self-Help Credit Union $7,005,000 $5,545,000 -20.8% 0.1%
CERTAIN HOME LOANS, LLC $2,080,000 $5,535,000 166.1% 0.1%
Ivy Mortgage, Inc. $1,240,000 $5,370,000 333.1% 0.1%
Cf Bank National Association $3,150,000 $5,195,000 64.9% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC $3,650,000 $5,155,000 41.2% 0.1%
Rapid Mortgage Company $2,430,000 $5,115,000 110.5% 0.1%
Milend Inc. $3,310,000 $5,035,000 52.1% 0.1%
American Financing Corporation $525,000 $5,010,000 854.3% 0.1%
Draper and Kramer Mortgage Corp. $925,000 $4,980,000 438.4% 0.1%
First Mortgage Solutions LLC $820,000 $4,975,000 506.7% 0.1%
Barrington Bank & Trust $2,685,000 $4,795,000 78.6% 0.1%
Academy Mortgage Corporation $2,415,000 $4,780,000 97.9% 0.1%
Ladera Lending, Inc. $385,000 $4,750,000 1,133.8% 0.1%
The Mortgage Firm, Inc. $285,000 $4,725,000 1,557.9% 0.1%
ARVEST BANK $1,310,000 $4,715,000 259.9% 0.1%
First Reliance Bank $1,315,000 $4,615,000 251.0% 0.1%
Embrace Home Loans, Inc. $2,400,000 $4,565,000 90.2% 0.1%
GSF Mortgage Corporation $1,630,000 $4,565,000 180.1% 0.1%
Mortgage Assurance Inc. $1,605,000 $4,425,000 175.7% 0.1%
First Carolina Bank $2,915,000 $4,385,000 50.4% 0.1%
Nations Lending Corporation $1,250,000 $4,370,000 249.6% 0.1%
IBERIABANK $1,060,000 $4,180,000 294.3% 0.0%
Stifel Bank and Trust $3,110,000 $4,150,000 33.4% 0.0%
Plains Commerce Bank $4,125,000 n/a 0.0%
AmeriHomeMortgageCompany,LL $2,110,000 $4,070,000 92.9% 0.0%
Southern Bank and Trust Company $855,000 $4,060,000 374.9% 0.0%
CAPITAL BANK, NA $1,550,000 $4,050,000 161.3% 0.0%
Northwest Federal Credit Union $9,210,000 $3,995,000 -56.6% 0.0%
Lakeview Community Capital, LLC $245,000 $3,890,000 1,487.8% 0.0%
Low VA Rates $1,700,000 $3,850,000 126.5% 0.0%
Supreme Lending/ Everett Financial Inc. $4,545,000 $3,830,000 -15.7% 0.0%
GMFS LLC $285,000 $3,815,000 1,238.6% 0.0%
Prime Choice Funding, Inc. $1,100,000 $3,730,000 239.1% 0.0%
Allegacy Federal Credit Union $3,760,000 $3,715,000 -1.2% 0.0%
MLD Mortgage Inc. $1,795,000 $3,680,000 105.0% 0.0%
Huntington National Bank $3,000,000 $3,565,000 18.8% 0.0%
Providence Bank $3,540,000 n/a 0.0%
Tower Federal Credit Union $1,535,000 $3,530,000 130.0% 0.0%
Baxter Credit Union $925,000 $3,470,000 275.1% 0.0%
Stearns Lending $2,295,000 $3,450,000 50.3% 0.0%
FBC Mortgage LLC $1,180,000 $3,445,000 191.9% 0.0%
Peoples Bank $2,190,000 $3,425,000 56.4% 0.0%
SWBC Mortgage Corporation $900,000 $3,405,000 278.3% 0.0%
Triumph Bank $3,865,000 $3,350,000 -13.3% 0.0%
UNITED BANK VA $3,335,000 n/a 0.0%
Planet Home Lending LLC $675,000 $3,290,000 387.4% 0.0%
First Savings Bank $3,225,000 n/a 0.0%
Credit Union Mortgage Association Inc. $1,675,000 $3,150,000 88.1% 0.0%
Watermark Home Loans $1,580,000 $3,105,000 96.5% 0.0%
Ixonia Bank $3,085,000 n/a 0.0%
UIF Corporation $3,705,000 $3,085,000 -16.7% 0.0%
Civic Financial Services $1,275,000 $3,010,000 136.1% 0.0%
Alliant Credit Union $2,175,000 $2,935,000 34.9% 0.0%
Aurora Financial $2,800,000 $2,925,000 4.5% 0.0%
Hamilton Group Funding Inc. $360,000 $2,895,000 704.2% 0.0%
R T P Federal Credit Union $1,135,000 $2,855,000 151.5% 0.0%
United Nations Federal Credit Union $1,285,000 $2,845,000 121.4% 0.0%
Pike Creek Mortgage Services, Inc. $2,830,000 $2,830,000 0.0% 0.0%
SOUTH STATE BANK $5,360,000 $2,820,000 -47.4% 0.0%
Republic Bank & Trust Company $1,320,000 $2,815,000 113.3% 0.0%
US Mortgage Corporation $2,655,000 n/a 0.0%
Royal United Mortgage LLC $2,615,000 $2,645,000 1.1% 0.0%
Guaranteed Rate Affinity LLC $1,045,000 $2,495,000 138.8% 0.0%
Sierra Pacific Mortgage $1,145,000 $2,490,000 117.5% 0.0%
Goldman Sachs Bank USA $2,815,000 $2,460,000 -12.6% 0.0%
Uwharrie Bank $2,435,000 n/a 0.0%
American Nationwide Mortgage Company $2,900,000 $2,415,000 -16.7% 0.0%
Tidewater Mortgage Services Inc. $480,000 $2,400,000 400.0% 0.0%
Corning Federal Credit Union $995,000 $2,390,000 140.2% 0.0%
First Internet Bank $1,105,000 $2,385,000 115.8% 0.0%
Sunflower Bank, N.A. $1,325,000 $2,340,000 76.6% 0.0%
KS StateBank $1,560,000 $2,320,000 48.7% 0.0%
First Home Bank $940,000 $2,300,000 144.7% 0.0%
Premia Mortgage, LLC $935,000 $2,280,000 143.9% 0.0%
CIT BANK N.A. $3,025,000 $2,275,000 -24.8% 0.0%
FIRST REPUBLIC BANK $1,305,000 $2,255,000 72.8% 0.0%
1st Signature Lending LLC $965,000 $2,230,000 131.1% 0.0%
First American Bank $235,000 $2,230,000 848.9% 0.0%
Paramount Residential Mortgage Group Inc. $2,440,000 $2,185,000 -10.5% 0.0%
United Security Financial $235,000 $2,165,000 821.3% 0.0%
Sharonview Federal CU $265,000 $2,160,000 715.1% 0.0%
HomeStar Financial Corporation $225,000 $2,135,000 848.9% 0.0%
Guild Mortgage Company $1,245,000 $2,115,000 69.9% 0.0%
First Federal Bank of Kansas City $2,085,000 n/a 0.0%
Plaza Home Mortgage Inc. $815,000 $2,005,000 146.0% 0.0%
New Republic Savings Bank $525,000 $1,895,000 261.0% 0.0%
LeaderOne Financial Corp. $1,885,000 n/a 0.0%
First Choice Loan Services Inc. $1,580,000 $1,845,000 16.8% 0.0%
Amcap Mortgage Ltd. $900,000 $1,835,000 103.9% 0.0%
AAG $1,945,000 $1,790,000 -8.0% 0.0%
Colten Mortgage $1,785,000 n/a 0.0%
M&T Bank $1,525,000 $1,775,000 16.4% 0.0%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $625,000 $1,765,000 182.4% 0.0%
Ruoff Home Mortgage $540,000 $1,765,000 226.9% 0.0%
Peoples Mortgage Company $325,000 $1,725,000 430.8% 0.0%
Goldwater Bank National Association $655,000 $1,710,000 161.1% 0.0%
WEI Mortgage LLC $1,705,000 n/a 0.0%
Mid-Continent Funding, Inc. $345,000 $1,690,000 389.9% 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $2,550,000 $1,680,000 -34.1% 0.0%
US Mortgage of Florida $965,000 $1,670,000 73.1% 0.0%
Delta Community Credit Union $130,000 $1,665,000 1,180.8% 0.0%
Discover Bank $1,600,000 $1,655,000 3.4% 0.0%
Presidential Bank FSB $1,480,000 $1,655,000 11.8% 0.0%
Mid America Mortgage Inc. $185,000 $1,640,000 786.5% 0.0%
PHH MORTGAGE CORPORATION $250,000 $1,610,000 544.0% 0.0%
E Mortgage Management LLC $585,000 $1,540,000 163.2% 0.0%
Texana Bank, N.A. $275,000 $1,535,000 458.2% 0.0%
Farmers & Merchants Bank $405,000 $1,515,000 274.1% 0.0%
AgCarolina Farm Credit,FLCA $565,000 $1,510,000 167.3% 0.0%
LendUS LLC dba RPM Mortgage $1,495,000 n/a 0.0%
BNY MELLON, N.A. $2,370,000 $1,450,000 -38.8% 0.0%
Florida Capital Bank National Association $1,370,000 $1,450,000 5.8% 0.0%
Wolfe Financial Inc. DBA Integrity Mortgage Group $175,000 $1,445,000 725.7% 0.0%
National Institutes of Health Federal Credit Union (NIHFCU) $2,230,000 $1,420,000 -36.3% 0.0%
Congressional Federal Credit Union $95,000 $1,410,000 1,384.2% 0.0%
GUARDHILL FINANCIAL CORP $1,390,000 n/a 0.0%
James B. Nutter & Company $605,000 $1,355,000 124.0% 0.0%
Union Bank & Trust $4,055,000 $1,315,000 -67.6% 0.0%
Sirva Mortgage Inc. $2,025,000 $1,305,000 -35.6% 0.0%
Axos Bank $600,000 $1,295,000 115.8% 0.0%
Guaranty Trust Company $900,000 $1,295,000 43.9% 0.0%
City National Bank $1,555,000 $1,270,000 -18.3% 0.0%
Waterstone Mortgage Corp $510,000 $1,270,000 149.0% 0.0%
First Technology Credit Union $1,240,000 $1,255,000 1.2% 0.0%
Digital Federal Credit Union $1,480,000 $1,245,000 -15.9% 0.0%
Hometown Lenders LLC $770,000 $1,235,000 60.4% 0.0%
BLUELEAF LENDING, LLC $1,225,000 n/a 0.0%
POLARIS HOME FUNDING CORP $1,365,000 $1,225,000 -10.3% 0.0%
First Midwest Bank $910,000 $1,215,000 33.5% 0.0%
Amalgamated Bank $1,775,000 $1,210,000 -31.8% 0.0%
American Financial Resources Inc. $1,970,000 $1,205,000 -38.8% 0.0%
Citizens Equity First Credit Union (CEFCU) $35,000 $1,205,000 3,342.9% 0.0%
Evansville Teachers Federal Credit Union $1,205,000 n/a 0.0%
Inland Bank and Trust $1,195,000 n/a 0.0%
Crescent Mortgage Company $1,180,000 n/a 0.0%
Deere Employees Credit Union $875,000 $1,145,000 30.9% 0.0%
GATEWAY MORTGAGE GROUP $835,000 $1,120,000 34.1% 0.0%
ServisFirst Bank $1,120,000 n/a 0.0%
BOKF NA $2,640,000 $1,105,000 -58.1% 0.0%
Allied Mortgage Group Inc $630,000 $1,100,000 74.6% 0.0%
Honda Federal Credit Union $145,000 $1,085,000 648.3% 0.0%
Kwik Mortgage Corp. $1,080,000 n/a 0.0%
CIBC Bank USA $440,000 $1,075,000 144.3% 0.0%
CityWorth Mortgage $985,000 $1,075,000 9.1% 0.0%
Guidance Residential LLC $1,755,000 $1,065,000 -39.3% 0.0%
American Residential Lending $1,450,000 $1,060,000 -26.9% 0.0%
Mortgage Equity Partners LLC $1,050,000 n/a 0.0%
Paramount Bank $155,000 $1,045,000 574.2% 0.0%
Towne Mortgage Company $1,655,000 $1,045,000 -36.9% 0.0%
Finance of America Reverse LLC $210,000 $1,020,000 385.7% 0.0%
Finance of America Commercial LLC $3,405,000 $1,015,000 -70.2% 0.0%
Liberty Home Mortgage Corp $185,000 $1,010,000 445.9% 0.0%
Oceanside Mortgage Company $385,000 $995,000 158.4% 0.0%
Reverse Mortgage Funding LLC $520,000 $995,000 91.3% 0.0%
TJC Mortgage, Inc. $305,000 $995,000 226.2% 0.0%
NBH Bank $650,000 $985,000 51.5% 0.0%
SPRING EQ, LLC $600,000 $965,000 60.8% 0.0%
The Equitable Mortgage Corporation $965,000 n/a 0.0%
The Northern Trust Company $965,000 n/a 0.0%
Absolute Home Mortgage Corporation $960,000 n/a 0.0%
OakStar Bank $570,000 $940,000 64.9% 0.0%
United Mortgage Corp $330,000 $930,000 181.8% 0.0%
DAS Acquisition Company, LLC $925,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $5,140,000 $900,000 -82.5% 0.0%
Angel Oak Mortgage Solutions $875,000 n/a 0.0%
Welcome Federal Credit Union $575,000 $865,000 50.4% 0.0%
Andrews Federal Credit Union $305,000 $860,000 182.0% 0.0%
Colonial Savings $1,865,000 $855,000 -54.2% 0.0%
Xceed Financial Credit Union $855,000 n/a 0.0%
Bethpage Federal Credit Union $4,415,000 $850,000 -80.7% 0.0%
Network Capital Funding Corporation $1,435,000 $850,000 -40.8% 0.0%
21ST MORTGAGE $425,000 $840,000 97.6% 0.0%
WEST TOWN BANK & TRUST $840,000 n/a 0.0%
Servion, Inc. $150,000 $835,000 456.7% 0.0%
Luxury Mortgage Corp. $325,000 $825,000 153.8% 0.0%
Silicon Valley Bank $825,000 n/a 0.0%
Premier Lending Inc. $195,000 $815,000 317.9% 0.0%
Wake Forest Federal $1,385,000 $815,000 -41.2% 0.0%
First Federal Bank $475,000 $805,000 69.5% 0.0%
The First Bank and Trust Company $365,000 $805,000 120.5% 0.0%
Acopia, LLC $950,000 $770,000 -18.9% 0.0%
Evolve Bank & Trust $1,185,000 $750,000 -36.7% 0.0%
Stanford Federal Credit Union $580,000 $740,000 27.6% 0.0%
The Park National Bank $395,000 $740,000 87.3% 0.0%
Touchstone Bank $95,000 $735,000 673.7% 0.0%
Residential Home Funding Corp. $725,000 n/a 0.0%
Eastman Credit Union $225,000 $715,000 217.8% 0.0%
NRL Federal Credit Union $355,000 $715,000 101.4% 0.0%
Summit Credit Union $605,000 $715,000 18.2% 0.0%
KS Bank Inc. $780,000 $705,000 -9.6% 0.0%
Synovus Bank $1,195,000 $700,000 -41.4% 0.0%
Fidelity Bank $13,045,000 $695,000 -94.7% 0.0%
Langley Federal Credit Union $1,040,000 $695,000 -33.2% 0.0%
DOLLAR BANK, FSB $3,885,000 $690,000 -82.2% 0.0%
Accelerate Mortgage $685,000 n/a 0.0%
Parkside Lending LLC $685,000 n/a 0.0%
Contour Mortgage Corporation $945,000 $680,000 -28.0% 0.0%
Level One Bank $675,000 n/a 0.0%
MORTGAGE INVESTORS GROUP $675,000 n/a 0.0%
myCUmortgage LLC $420,000 $665,000 58.3% 0.0%
C&F Mortgage Corp $395,000 $660,000 67.1% 0.0%
NASA Federal Credit Union $720,000 $660,000 -8.3% 0.0%
Fair Way Lending $655,000 n/a 0.0%
Bay Equity LLC $410,000 $635,000 54.9% 0.0%
V.I.P. Mortgage Inc. $650,000 $625,000 -3.8% 0.0%
Great Lakes Credit Union $620,000 n/a 0.0%
Longbridge Financial, LLC $175,000 $620,000 254.3% 0.0%
Meridian Bank $305,000 $620,000 103.3% 0.0%
Franklin Mint Federal Credit Union $1,425,000 $615,000 -56.8% 0.0%
Arthur State Bank $605,000 n/a 0.0%
Mortgage Financial Group Inc $115,000 $600,000 421.7% 0.0%
Proponent FCU $560,000 $595,000 6.3% 0.0%
Nudge Funding LLC $590,000 n/a 0.0%
Truity Credit Union $590,000 n/a 0.0%
ALERUS FINANCIAL NA $570,000 n/a 0.0%
HSBC BANK USA, NA $610,000 $570,000 -6.6% 0.0%
BayCoast Mortgage Company, LLC $255,000 $560,000 119.6% 0.0%
Family First Funding LLC $320,000 $560,000 75.0% 0.0%
TCF National Bank $500,000 $555,000 11.0% 0.0%
United Federal Credit Union $555,000 n/a 0.0%
Bank of Oak Ridge $545,000 n/a 0.0%
Land Home Financial Services Inc. $205,000 $545,000 165.9% 0.0%
SecurityNational Mortgage Company $545,000 n/a 0.0%
BANKSOUTH MORTGAGE COMPANY, LL $235,000 $540,000 129.8% 0.0%
CountryPlace Mortgage Ltd. $95,000 $540,000 468.4% 0.0%
First Alliance Home Mortgage $540,000 n/a 0.0%
Athas Capital Group $105,000 $530,000 404.8% 0.0%
Commonwealth Bank and Trust Company $515,000 n/a 0.0%
Consumers Credit Union $515,000 n/a 0.0%
EagleBank $205,000 $515,000 151.2% 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $460,000 $515,000 12.0% 0.0%
Success Mortgage Partners Inc. $515,000 n/a 0.0%
All Reverse Mortgage Inc $185,000 $500,000 170.3% 0.0%
Ardent Federal Credit Union $500,000 n/a 0.0%
Belem Servicing, LLC dba Patriot Home Mortgage $500,000 n/a 0.0%
First Savings & Loan Association $545,000 $500,000 -8.3% 0.0%
Lenox Financial Mortgage Corp. $495,000 n/a 0.0%
Mortgage Network, Inc $515,000 $495,000 -3.9% 0.0%
The Bank of South Carolina $235,000 $490,000 108.5% 0.0%
United Premier Funding LLC $490,000 n/a 0.0%
AmeriSouth Mortgage Company $485,000 n/a 0.0%
Gold Coast Bank $485,000 n/a 0.0%
Greenbox Loans Inc. $485,000 n/a 0.0%
FREEDOM BANK OF VIRGINIA $480,000 n/a 0.0%
CNB Bank Inc. $475,000 n/a 0.0%
Apex Home Loans $470,000 n/a 0.0%
Carolinas Telco Federal Credit Union $470,000 n/a 0.0%
Fairfax County Federal Credit Union $255,000 $470,000 84.3% 0.0%
Farmers Bank & Trust $465,000 n/a 0.0%
INOVA Federal Credit Union $510,000 $460,000 -9.8% 0.0%
Sandy Spring Bank $460,000 n/a 0.0%
PARAGON BANK $455,000 n/a 0.0%
SHELTER HOME MORTGAGE, LLC $1,105,000 $455,000 -58.8% 0.0%
Teachers Federal Credit Union $455,000 n/a 0.0%
Union Savings Bank $235,000 $455,000 93.6% 0.0%
Great Southern Bank $445,000 n/a 0.0%
Capital Mortgage Services of Texas $440,000 n/a 0.0%
Thrive Mortgage LLC $440,000 n/a 0.0%
Cornerstone National Bank & Trust Company $435,000 n/a 0.0%
Southpoint Financial Services $1,040,000 $435,000 -58.2% 0.0%
Interstate Home Loan Center Inc. $425,000 n/a 0.0%
First Home Mortgage $1,795,000 $420,000 -76.6% 0.0%
American Heritage Federal Credit Union $415,000 n/a 0.0%
First American Bank $235,000 $415,000 76.6% 0.0%
Bank-Fund Staff Federal Credit Union $225,000 $410,000 82.2% 0.0%
Direct Mortgage Loans $410,000 n/a 0.0%
Nations Direct Mortgage LLC $410,000 n/a 0.0%
Core Bank $405,000 n/a 0.0%
LendingOne LLC $1,905,000 $405,000 -78.7% 0.0%
SPC Credit Union $405,000 n/a 0.0%
Geo-Corp, Inc. $395,000 n/a 0.0%
Main Street Bank $395,000 n/a 0.0%
Armed Forces Bank $370,000 n/a 0.0%
top flite financial, inc. $370,000 n/a 0.0%
BMO Harris Bank N.A. $205,000 $365,000 78.0% 0.0%
Notre Dame Federal Credit Union $365,000 n/a 0.0%
Justice Federal Credit Union $380,000 $360,000 -5.3% 0.0%
The Dart Bank $355,000 n/a 0.0%
TruHome Solutions LLC $355,000 n/a 0.0%
FIRST FLIGHT FEDERAL CREDIT UNION $500,000 $350,000 -30.0% 0.0%
Quorum Federal Credit Union $350,000 n/a 0.0%
Gate City Bank $345,000 n/a 0.0%
Frontier Bank $335,000 n/a 0.0%
APCI Federal Credit Union $330,000 n/a 0.0%
Brand Mortgage $330,000 n/a 0.0%
Connexus Credit Union $325,000 n/a 0.0%
Developer's Mortgage Company $325,000 n/a 0.0%
First Hope Bank A National Banking Association $325,000 n/a 0.0%
Palmetto State Bank $325,000 n/a 0.0%
Queensborough National Bank & Trust Company $325,000 n/a 0.0%
Star One Credit Union $420,000 $325,000 -22.6% 0.0%
Hunt Mortgage Corporation $405,000 $320,000 -21.0% 0.0%
Midland Mortgage Corporation of SC $885,000 $320,000 -63.8% 0.0%
The Union Bank Company $325,000 $315,000 -3.1% 0.0%
Eustis Mortgage Corporation $305,000 n/a 0.0%
MARQUETTE BANK $305,000 n/a 0.0%
Norwich Commercial Group Inc $305,000 n/a 0.0%
American State Bank $225,000 $295,000 31.1% 0.0%
Mortgage Services III LLC $155,000 $295,000 90.3% 0.0%
Old National Bank $295,000 n/a 0.0%
United Fidelity Funding Corp. $295,000 n/a 0.0%
FIRST NATIONAL BANK OF AMERICA $185,000 $290,000 56.8% 0.0%
Genisys Credit Union $275,000 n/a 0.0%
Midwest Bank $275,000 n/a 0.0%
Progress Bank and Trust $275,000 n/a 0.0%
Atlanta Postal Credit Union $135,000 $270,000 100.0% 0.0%
Call Federal Credit Union $265,000 n/a 0.0%
Chevron Federal Credit Union $265,000 n/a 0.0%
CITY BANK $715,000 $265,000 -62.9% 0.0%
Huntingdon Valley Bank $265,000 $265,000 0.0% 0.0%
Northwest Bank $265,000 n/a 0.0%
Republic State Mortgage Co. $265,000 n/a 0.0%
Air Academy Federal Credit Union $255,000 n/a 0.0%
Busey Bank $435,000 $255,000 -41.4% 0.0%
Community First National Bank $255,000 $255,000 0.0% 0.0%
Essex Mortgage $255,000 n/a 0.0%
Pacor Mortgage Corp $255,000 n/a 0.0%
R P Funding $255,000 n/a 0.0%
Bank 2 $245,000 n/a 0.0%
CommunityAmerica Credit Union $245,000 n/a 0.0%
DEVON BANK $245,000 n/a 0.0%
Dupaco Community Credit Union $245,000 n/a 0.0%
Hancock Whitney Bank $245,000 n/a 0.0%
Liberty Savings Bank F.S.B. $245,000 n/a 0.0%
Purdue Federal Credit Union $245,000 n/a 0.0%
Service Credit Union $235,000 n/a 0.0%
Auto Club Trust, FSB $225,000 n/a 0.0%
RBC Bank (Georgia), N.A. $225,000 n/a 0.0%
Semper Home Loans, Inc $235,000 $225,000 -4.3% 0.0%
State Department Federal Credit Union $870,000 $225,000 -74.1% 0.0%
OVM FINANCIAL, INC. $660,000 $220,000 -66.7% 0.0%
AmWest Funding Corp. $215,000 n/a 0.0%
Summit Funding Inc. $155,000 $205,000 32.3% 0.0%
Mutual Federal Bank $200,000 n/a 0.0%
CIS Financial Services, Inc. $195,000 n/a 0.0%
Geneva Financial LLC $195,000 n/a 0.0%
Sperry Associates Federal Credit Union $195,000 $195,000 0.0% 0.0%
Bartlett Mortgage Inc. $185,000 n/a 0.0%
North Shore Bank $175,000 n/a 0.0%
One Reverse Mortgage, LLC $625,000 $175,000 -72.0% 0.0%
The Old Point National Bank of Phoebus $175,000 n/a 0.0%
Tidewater Home Funding $175,000 n/a 0.0%
First Western Trust Bank $165,000 n/a 0.0%
Grand Bank for Savings FSB $165,000 n/a 0.0%
GROUP MORTGAGE, LLC $165,000 n/a 0.0%
PEOPLE'S INTERMOUNTAIN BANK $165,000 n/a 0.0%
Tradition Capital Bank $165,000 n/a 0.0%
1st Constitution Bank $155,000 n/a 0.0%
Coastal Carolina National Bank $460,000 $155,000 -66.3% 0.0%
HarborOne Mortgage LLC $155,000 n/a 0.0%
Hometown Equity Mortgage LLC $155,000 n/a 0.0%
Reliant Bank $155,000 n/a 0.0%
State Financial Network LLC $155,000 n/a 0.0%
Wings Financial Credit Union $305,000 $155,000 -49.2% 0.0%
Alterra Group LLC dba Alterra Home Loans $145,000 n/a 0.0%
Dominion Financial Services $280,000 $145,000 -48.2% 0.0%
Fay Servicing LLC $145,000 n/a 0.0%
IBM Southeast Employees Federal Credit Union $615,000 $145,000 -76.4% 0.0%
Oconee State Bank $145,000 n/a 0.0%
United States Senate Federal Credit Union $595,000 $140,000 -76.5% 0.0%
Signal Financial Federal Credit Union $135,000 n/a 0.0%
THE CONWAY NATIONAL BANK $135,000 n/a 0.0%
FedEx Employees Credit Association $125,000 n/a 0.0%
Signature Federal Credit Union $125,000 n/a 0.0%
Southeast Mortgage of Georgia $155,000 $125,000 -19.4% 0.0%
Velocity Commercial Capital LLC $1,380,000 $125,000 -90.9% 0.0%
First Florida Credit Union $115,000 n/a 0.0%
Intercap Lending Inc $165,000 $115,000 -30.3% 0.0%
Park Lane Finance SolutionsLLC $115,000 n/a 0.0%
Valley National Bank $335,000 $115,000 -65.7% 0.0%
Cascade Financial Services $65,000 $95,000 46.2% 0.0%
Signature Mortgage Corporation $95,000 n/a 0.0%
BM REAL ESTATE SERVICES, INC. $85,000 n/a 0.0%
MidFirst Bank $85,000 n/a 0.0%
Select Bank & Trust Company $85,000 n/a 0.0%
Altra Federal Credit Union $65,000 $75,000 15.4% 0.0%
Hanscom Federal Credit Union $375,000 $75,000 -80.0% 0.0%
Home Loan Investment Bank $70,000 $75,000 7.1% 0.0%
Empower Federal Credit Union $65,000 $65,000 0.0% 0.0%
Farm Credit Mid-America $65,000 n/a 0.0%
Triad Financial Services Inc $130,000 $45,000 -65.4% 0.0%
Admiral's Bank $75,000 $15,000 -80.0% 0.0%
Corporate America Family CU $15,000 n/a 0.0%

DURHAM - CHAPEL HILL's top lender by overall market share is Corporate Investors Mortgage Group Inc., with 7.9% market share. In second place, with 6.7%, is Quicken Loans, having originated $570,605,000 in loans. In third place, with 5.5%, is State Employees' Credit Union, having originated $471,940,000 in loans. In third place, with 4.8%, is Branch Banking And Trust Co, having originated $409,985,000 in loans. In third place, with 3.5%, is WELLS FARGO BANK NA, having originated $302,375,000 in loans.


DURHAM-CHAPEL HILL, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 14,317 $3,846,145,000 $268,642
Home Purchase 11,015 $3,356,465,000 $304,718
Cash Out Refi 3,164 $1,013,690,000 $320,382
Home Improvement 1,259 $129,875,000 $103,157
Other 1,176 $190,060,000 $161,616

Durham - Chapel Hill's most frequently cited loan purpose was Refi, with 14,317 originations. The 2nd most popular reason was Home Purchase, with 11,015 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 14,484 $3,927,580,000 $271,167
2.5-3% 10,683 $3,161,185,000 $295,908
<2.5% 2,443 $688,805,000 $281,950
4-5% 2,093 $447,235,000 $213,681
5-6% 398 $52,660,000 $132,312
Over 8% 333 $37,135,000 $111,517
6-7% 121 $13,435,000 $111,033
7-8% 59 $5,775,000 $97,881

During 2020, Durham - Chapel Hill's most frequently originated rate bucket was 3-4%, with 14,484 originations.

Loan Sizing (DURHAM-CHAPEL HILL, NC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 15,251 $4,254,905,000 $278,992
$100k-200k 8,646 $1,336,490,000 $154,579
$400k-600k 3,315 $1,551,985,000 $468,170
$100,000 or less 3,021 $180,855,000 $59,866
$600k-1000k 545 $395,965,000 $726,541
$Over $1MM 153 $816,035,000 $5,333,562

DURHAM - CHAPEL HILL's loan sizing saw the bucket of loans from $200k-400k with 15,251 originations, totaling $4,254,905,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 10,982 $3,598,640,000 $327,685
80-100% 10,402 $3,034,840,000 $291,755
40-60% 4,283 $1,095,545,000