CALIFORNIA - LEXINGTON PARK Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in California - Lexington Park averaged 6.67% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.48% and one month ago for the week of 2025-02-27, the average rate was 6.99%.

California - Lexington Park's average rate one year ago was 6.72%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.64%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
California - Lexington Park 30 Year Fixed Rate 2025-04-03 6.67%
California - Lexington Park 30 Year Fixed Rate Refi 2025-04-03 6.64%
California - Lexington Park 15 Year Fixed Rate 2025-04-03 5.72%
California - Lexington Park 15 Year Fixed Rate Refi 2025-04-03 5.72%
California - Lexington Park 30 Year FHA 2025-04-03 6.41%
California - Lexington Park 30 Year FHA Refi 2025-04-03 6.36%
California - Lexington Park 30 Year USDA 2025-04-03 6.52%
California - Lexington Park 30 Year USDA Refi 2025-04-03 6.32%
California - Lexington Park 30 Year VA 2025-04-03 6.21%
California - Lexington Park 30 Year VA Refi 2025-04-03 5.44%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CALIFORNIA-LEXINGTON PARK, MD.

CALIFORNIA - LEXINGTON PARK Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CALIFORNIA-LEXINGTON PARK, MD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
FIRST HOME MORTGAGE CORPORATION 108 6.68% $9,409
QUICKEN LOANS, LLC 47 6.75% $6,957
NAVY FEDERAL CREDIT UNION 43 6.49% $5,106
Towne Bank 38 6.60% $6,125
EAGLE HOME MORTGAGE, LLC 33 6.39% $6,475
UNITED WHOLESALE MORTGAGE, LLC 17 6.54% $10,135
Cedar Point Federal Credit Union 17 6.74% $4,571
EQUITY RESOURCES, INC. 16 6.77% $7,010
BAY CAPITAL MORTGAGE CORPORATION 15 6.32% $8,470
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 15 6.79% $9,344
PENNYMAC LOAN SERVICES, LLC 13 6.66% $6,589
MOVEMENT MORTGAGE, LLC 13 6.64% $6,412
PRIMARY RESIDENTIAL MORTGAGE, INC. 11 6.49% $12,105
NEWREZ LLC 11 7.08% $11,350
BAY EQUITY LLC 9 6.52% $5,774
FREEDOM MORTGAGE CORPORATION 9 6.78% $12,150
PRIMELENDING, A PLAINSCAPITAL COMPANY 9 6.71% $6,525
Presidential Bank, FSB 8 7.62% $9,853
NFM, INC. 8 6.65% $9,430
CMG MORTGAGE, INC. 8 6.93% $6,814
GUARANTEED RATE, INC. 7 6.53% $5,182
CORNERSTONE HOME LENDING, INC. 6 6.81% $13,160
Paramount Residential Mortgage Group, Inc. 6 7.08% $8,780
Truist 6 6.69% $6,604
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 6.67% $8,757
Vellum Mortgage, Inc. 5 6.70% $6,558
CHURCHILL MORTGAGE CORPORATION 5 6.70% $11,978
EMBRACE HOME LOANS, INC. 5 6.84% $5,593
Shore United Bank 5 7.17% $5,645
First Heritage Mortgage, LLC 5 6.75% $7,030
Waterstone Mortgage Corporation 5 6.75% $13,080
Mr. Cooper ( Nationstar Mortgage ) 5 6.97% $8,619
GUILD MORTGAGE COMPANY 5 6.62% $7,902
CROSSCOUNTRY MORTGAGE, LLC 5 6.77% $9,072
Ameris Bank 4 7.28% $6,995
Bank of America 4 6.13% $5,677
JPMorgan Chase Bank 4 6.66% $4,050
Wells Fargo Bank 4 6.50% $5,261
PLAZA HOME MORTGAGE, INC. 4 5.88% $5,258
Plains Commerce Bank 3 6.91% $11,888
LOANDEPOT.COM, LLC 3 6.29% $7,552
C & F Mortgage Corporation 3 6.79% $11,273
SOUTHERN TRUST MORTGAGE, LLC 3 6.08% $12,229
DHI MORTGAGE COMPANY, LTD. 3 5.50% $3,157
Citizens Bank 3 6.54% $5,326
HOMESPIRE MORTGAGE CORPORATION 3 7.04% $7,425
WesBanco 2 6.94% $5,412
AMERISAVE MORTGAGE CORPORATION 2 7.06% $11,551
Atlantic Coast Mortgage, LLC 2 6.25% $5,914
City Lending Inc. 2 7.81% $8,861
DEEPHAVEN MORTGAGE LLC 2 7.69% $16,145
FEDERATED MORTGAGE CORP. 2 8.38% $7,723
First National Bank of America 2 8.49% $8,645
HOMESIDE FINANCIAL, LLC 2 6.50% $8,268
Morgan Stanley Private Bank 2 5.88% $4,077
M&T Bank 2 6.31% $7,611
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.81% $6,303
Nations Lending Corporation 2 6.13% $5,005
NBKC BANK 2 6.25% $2,846
PNC Bank 2 6.38% $5,267
Prosperity Home Mortgage, LLC 2 7.25% $4,287
ROYAL UNITED MORTGAGE LLC 2 6.56% $9,036
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 2 6.81% $4,473
UNION HOME MORTGAGE CORP. 2 6.38% $8,215
United Bank 2 6.62% $4,938
USAA Federal Savings Bank 2 6.31% $3,174
Pinnacle Bank 1 6.88% $7,862
GUARANTEED RATE AFFINITY, LLC 1 7.43% $5,046
Flagstar Bank, FSB 1 6.38% $11,020
ANDREWS FEDERAL CREDIT UNION 1 6.13% $4,526
First National Bank of Pennsylvania 1 6.88% $6,043
FIDELITY DIRECT MORTGAGE, LLC 1 6.25% $5,111
EDUCATIONAL SYSTEMS 1 6.63% $4,564
UNIVERSAL MORTGAGE & FINANCE, INC. 1 9.63% $11,599
Citibank 1 6.50% $7,087
RADIUS FINANCIAL GROUP INC. 1 6.63% $8,206
ADVANCIAL 1 7.50% $14,218
Charles Schwab Bank, SSB 1 6.63% $4,276
Sierra Pacific Mortgage Company, Inc. 1 6.63% $6,821
Century Mortgage Company DBA Century Lending Company 1 7.25% $9,988
AMERICAN FINANCIAL NETWORK, INC. 1 6.50% $8,614
SWBC MORTGAGE CORPORATION 1 7.38% $6,019
The Loan Store, Inc. 1 6.50% $3,769
THE MORTGAGE LINK, INC. 1 7.50% $33,091
Capital Bank 1 6.63% $3,973
Toyota Financial Savings Bank 1 6.95% $12,939
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 6.63% $9,631
Alcova Mortgage LLC 1 7.25% $3,784
AgFirst Farm Credit Bank 1 6.00% $19,502
Mortgage Research Center, LLC 1 7.25% $12,858
MORIA DEVELOPMENT, INC. 1 6.00% $4,471
NORTHPOINT MORTGAGE, INC. 1 6.88% $4,240
NORWICH COMMERCIAL GROUP, INC. 1 6.63% $6,571
Old National Bank 1 6.63% $3,171
Meridian Bank Corporation 1 6.99% $3,931
LAKEVIEW LOAN SERVICING, LLC 1 6.99% $8,458

CALIFORNIA - LEXINGTON PARK Average Closing Costs & Other Stats

CALIFORNIA-LEXINGTON PARK, MD's 96 lenders originated 2,569 loans during 2024. The total origination value was $887,755,000, with an average loan value of $345,564.

CALIFORNIA - LEXINGTON PARK's average closing costs are $6,827.

The top CALIFORNIA - LEXINGTON PARK lender as defined by loan originations is FIRST HOME MORTGAGE CORPORATION, with 108 loans originated. Their average total fees are $9,409, which is $2,452 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee CALIFORNIA - LEXINGTON PARK lenders (with over 10 loans originated) are Cedar Point Federal Credit Union ($4,571), NAVY FEDERAL CREDIT UNION ($5,106), Towne Bank ($6,125), MOVEMENT MORTGAGE, LLC ($6,412) and EAGLE HOME MORTGAGE, LLC ($6,475).

The lowest rate CALIFORNIA - LEXINGTON PARK lenders (with over 10 loans originated) are BAY CAPITAL MORTGAGE CORPORATION (6.32%), EAGLE HOME MORTGAGE, LLC (6.39%), PRIMARY RESIDENTIAL MORTGAGE, INC. (6.49%), NAVY FEDERAL CREDIT UNION (6.49%) and UNITED WHOLESALE MORTGAGE, LLC (6.54%).

CALIFORNIA-LEXINGTON PARK, MD Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
FIRST HOME MORTGAGE CORPORATION $89,840,000 $106,505,000 18.5% 12.0%
NAVY FEDERAL CREDIT UNION $49,530,000 $58,300,000 17.7% 6.6%
WALKER & DUNLOP, LLC $48,380,000 $48,380,000 0.0% 5.4%
Prudential Huntoon Paige Associates, LLC $47,535,000 n/a 5.4%
UNITED WHOLESALE MORTGAGE, LLC $19,520,000 $39,800,000 103.9% 4.5%
QUICKEN LOANS, LLC $29,825,000 $38,870,000 30.3% 4.4%
EAGLE HOME MORTGAGE, LLC $9,515,000 $32,010,000 236.4% 3.6%
FREEDOM MORTGAGE CORPORATION $3,565,000 $30,805,000 764.1% 3.5%
Towne Bank $25,600,000 $28,055,000 9.6% 3.2%
Mortgage Research Center, LLC $18,095,000 $25,720,000 42.1% 2.9%
Shore United Bank $19,740,000 $23,100,000 17.0% 2.6%
PENNYMAC LOAN SERVICES, LLC $8,250,000 $20,315,000 146.2% 2.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $2,675,000 $17,855,000 567.5% 2.0%
Cedar Point Federal Credit Union $17,345,000 $16,315,000 -5.9% 1.8%
BAY CAPITAL MORTGAGE CORPORATION $25,345,000 $14,495,000 -42.8% 1.6%
CMG MORTGAGE, INC. $5,135,000 $14,160,000 175.8% 1.6%
EQUITY RESOURCES, INC. $5,890,000 $12,035,000 104.3% 1.4%
MOVEMENT MORTGAGE, LLC $13,640,000 $11,520,000 -15.5% 1.3%
NEWREZ LLC $4,630,000 $11,495,000 148.3% 1.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $6,655,000 $9,905,000 48.8% 1.1%
Truist $6,015,000 $8,390,000 39.5% 0.9%
Vellum Mortgage, Inc. $9,155,000 $7,705,000 -15.8% 0.9%
PRIMARY RESIDENTIAL MORTGAGE, INC. $8,700,000 $7,330,000 -15.7% 0.8%
GUARANTEED RATE, INC. $3,165,000 $7,070,000 123.4% 0.8%
PNC Bank $8,285,000 $6,955,000 -16.1% 0.8%
Waterstone Mortgage Corporation $6,935,000 $6,945,000 0.1% 0.8%
NFM, INC. $6,080,000 $6,910,000 13.7% 0.8%
VILLAGE CAPITAL MORTGAGE $740,000 $6,735,000 810.1% 0.8%
GUILD MORTGAGE COMPANY $6,535,000 n/a 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,620,000 $6,005,000 -21.2% 0.7%
ORIX REAL ESTATE CAPITAL, LLC $6,005,000 n/a 0.7%
Toyota Financial Savings Bank $5,975,000 n/a 0.7%
Presidential Bank, FSB $11,105,000 $5,750,000 -48.2% 0.6%
First Heritage Mortgage, LLC $11,450,000 $5,195,000 -54.6% 0.6%
WesBanco $6,020,000 $5,070,000 -15.8% 0.6%
BAY EQUITY LLC $3,675,000 $4,975,000 35.4% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $6,315,000 $4,945,000 -21.7% 0.6%
CORNERSTONE HOME LENDING, INC. $7,280,000 $4,940,000 -32.1% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $2,670,000 $4,845,000 81.5% 0.5%
HOMEAMERICAN MORTGAGE CORPORATION $6,910,000 $4,790,000 -30.7% 0.5%
Bank of America $5,255,000 $4,675,000 -11.0% 0.5%
LEADERONE FINANCIAL CORPORATION $935,000 $4,095,000 338.0% 0.5%
SOUTHERN TRUST MORTGAGE, LLC $2,185,000 $3,905,000 78.7% 0.4%
Paramount Residential Mortgage Group, Inc. $1,555,000 $3,770,000 142.4% 0.4%
LOANDEPOT.COM, LLC $4,920,000 $3,420,000 -30.5% 0.4%
HOMESIDE FINANCIAL, LLC $1,750,000 $3,295,000 88.3% 0.4%
JPMorgan Chase Bank $3,095,000 $3,235,000 4.5% 0.4%
The Federal Savings Bank $2,050,000 $3,035,000 48.0% 0.3%
Ameris Bank $1,660,000 $2,955,000 78.0% 0.3%
EDUCATIONAL SYSTEMS $1,725,000 $2,910,000 68.7% 0.3%
Plains Commerce Bank $5,960,000 $2,730,000 -54.2% 0.3%
Meridian Bank Corporation $2,780,000 $2,625,000 -5.6% 0.3%
LENDINGHOME FUNDING CORPORATION $825,000 $2,510,000 204.2% 0.3%
M&T Bank $2,435,000 $2,410,000 -1.0% 0.3%
BROKER SOLUTIONS, INC. $1,500,000 $2,390,000 59.3% 0.3%
Wells Fargo Bank $5,500,000 $2,295,000 -58.3% 0.3%
Carrington Mortgage Services, LLC $1,515,000 $2,215,000 46.2% 0.2%
EMBRACE HOME LOANS, INC. $3,810,000 $2,065,000 -45.8% 0.2%
Pinnacle Bank $2,045,000 n/a 0.2%
TOWER $3,770,000 $2,020,000 -46.4% 0.2%
PENTAGON FEDERAL CREDIT UNION $3,035,000 $2,005,000 -33.9% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,280,000 $1,995,000 55.9% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $1,210,000 $1,945,000 60.7% 0.2%
Atlantic Coast Mortgage, LLC $2,205,000 $1,945,000 -11.8% 0.2%
CHURCHILL MORTGAGE CORPORATION $750,000 $1,945,000 159.3% 0.2%
NBKC BANK $1,820,000 $1,940,000 6.6% 0.2%
RF Renovo Management Company, LLC $1,940,000 n/a 0.2%
Citizens Bank $1,710,000 $1,930,000 12.9% 0.2%
USAA Federal Savings Bank $2,715,000 $1,875,000 -30.9% 0.2%
Prosperity Home Mortgage, LLC $3,550,000 $1,870,000 -47.3% 0.2%
AMERISAVE MORTGAGE CORPORATION $2,550,000 $1,855,000 -27.3% 0.2%
GUARANTEED RATE AFFINITY, LLC $3,125,000 $1,800,000 -42.4% 0.2%
NEW DAY FINANCIAL, LLC $3,595,000 $1,755,000 -51.2% 0.2%
DHI MORTGAGE COMPANY, LTD. $1,745,000 n/a 0.2%
First Federal Bank $1,700,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $2,390,000 $1,700,000 -28.9% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $225,000 $1,680,000 646.7% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $830,000 $1,620,000 95.2% 0.2%
Figure Lending LLC $180,000 $1,600,000 788.9% 0.2%
City Lending Inc. $1,595,000 n/a 0.2%
PLAZA HOME MORTGAGE, INC. $1,555,000 n/a 0.2%
PLANET HOME LENDING, LLC $530,000 $1,530,000 188.7% 0.2%
DEEPHAVEN MORTGAGE LLC $1,385,000 n/a 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $535,000 $1,380,000 157.9% 0.2%
DIRECT MORTGAGE LOANS, LLC $670,000 $1,370,000 104.5% 0.2%
LADERA LENDING, INC. $1,285,000 n/a 0.1%
C & F Mortgage Corporation $1,245,000 n/a 0.1%
Colonial Farm Credit, ACA $1,760,000 $1,170,000 -33.5% 0.1%
Citibank $1,540,000 $1,165,000 -24.4% 0.1%
HOMESPIRE MORTGAGE CORPORATION $600,000 $1,165,000 94.2% 0.1%
Morgan Stanley Private Bank $205,000 $1,130,000 451.2% 0.1%
U.S. Bank $1,385,000 $1,130,000 -18.4% 0.1%
PHH Mortgage Corporation $95,000 $1,110,000 1,068.4% 0.1%
FIRST SAVINGS MORTGAGE CORPORATION $1,135,000 $1,060,000 -6.6% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,105,000 $1,045,000 -5.4% 0.1%
NORTHPOINT MORTGAGE, INC. $465,000 $1,035,000 122.6% 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $1,865,000 $1,010,000 -45.8% 0.1%
LOANPAL, LLC $285,000 $1,005,000 252.6% 0.1%
Flagstar Bank, FSB $1,335,000 $965,000 -27.7% 0.1%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $1,750,000 $950,000 -45.7% 0.1%
AgFirst Farm Credit Bank $960,000 $920,000 -4.2% 0.1%
THE MORTGAGE LINK, INC. $710,000 $910,000 28.2% 0.1%
MLD MORTGAGE INC. $560,000 $880,000 57.1% 0.1%
OceanFirst Bank $865,000 n/a 0.1%
21ST MORTGAGE CORPORATION $355,000 $825,000 132.4% 0.1%
CLEARPATH LENDING $620,000 $800,000 29.0% 0.1%
FIDELITY DIRECT MORTGAGE, LLC $1,805,000 $785,000 -56.5% 0.1%
AMERICAN HERITAGE LENDING, INC. $440,000 $775,000 76.1% 0.1%
OCMBC, INC. $755,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $975,000 $700,000 -28.2% 0.1%
The Loan Store, Inc. $1,260,000 $685,000 -45.6% 0.1%
Equity Prime Mortgage LLC $255,000 $680,000 166.7% 0.1%
FEDERATED MORTGAGE CORP. $610,000 n/a 0.1%
United Bank $600,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $580,000 n/a 0.1%
Nations Lending Corporation $85,000 $500,000 488.2% 0.1%
Armed Forces Bank $495,000 n/a 0.1%
Sandy Spring Bank $1,790,000 $490,000 -72.6% 0.1%
CORNING $480,000 n/a 0.1%
MY MORTGAGE, INC. $380,000 $480,000 26.3% 0.1%
MID AMERICA MORTGAGE, INC. $715,000 $475,000 -33.6% 0.1%
DOMINION FINANCIAL SERVICES, LLC $500,000 $460,000 -8.0% 0.1%
ALLIED MORTGAGE GROUP, INC. $455,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $225,000 $445,000 97.8% 0.1%
ENVOY MORTGAGE, LTD $355,000 $435,000 22.5% 0.0%
LENDINGONE, LLC $470,000 $435,000 -7.4% 0.0%
Strong Home Mortgage, LLC $425,000 n/a 0.0%
OPEN MORTGAGE, LLC $395,000 n/a 0.0%
Stifel Bank and Trust $890,000 $390,000 -56.2% 0.0%
Aurora Financial, LLC $155,000 $385,000 148.4% 0.0%
First Option Mortgage, LLC $385,000 n/a 0.0%
Community First National Bank $365,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $365,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $365,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $360,000 n/a 0.0%
CAPITAL CENTER, L.L.C. $475,000 $355,000 -25.3% 0.0%
Charles Schwab Bank, SSB $355,000 n/a 0.0%
MORTGAGEONE, INC. $660,000 $355,000 -46.2% 0.0%
RADIUS FINANCIAL GROUP INC. $345,000 n/a 0.0%
DAS Acquisition Company, LLC $335,000 n/a 0.0%
Burke & Herbert Bank & Trust Company $325,000 n/a 0.0%
Capital Bank $535,000 $325,000 -39.3% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $570,000 $325,000 -43.0% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $805,000 $315,000 -60.9% 0.0%
ROYAL UNITED MORTGAGE LLC $280,000 $310,000 10.7% 0.0%
ADVANCIAL $295,000 n/a 0.0%
ANDREWS FEDERAL CREDIT UNION $395,000 $295,000 -25.3% 0.0%
First National Bank of America $845,000 $290,000 -65.7% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $285,000 n/a 0.0%
Old National Bank $285,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $265,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $255,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $315,000 $255,000 -19.0% 0.0%
MASSMUTUAL $255,000 n/a 0.0%
UNIVERSAL MORTGAGE & FINANCE, INC. $2,085,000 $245,000 -88.2% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $375,000 $240,000 -36.0% 0.0%
TOP FLITE FINANCIAL, INC. $95,000 $235,000 147.4% 0.0%
Alcova Mortgage LLC $495,000 $225,000 -54.5% 0.0%
First National Bank of Pennsylvania $1,020,000 $215,000 -78.9% 0.0%
SWBC MORTGAGE CORPORATION $385,000 $215,000 -44.2% 0.0%
The Freedom Bank of Virginia $215,000 n/a 0.0%
NORWICH COMMERCIAL GROUP, INC. $1,005,000 $205,000 -79.6% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $175,000 $205,000 17.1% 0.0%
Northwest Federal Credit Union $35,000 $180,000 414.3% 0.0%
GREENSTATE CREDIT UNION $165,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $415,000 $165,000 -60.2% 0.0%
A&D Mortgage LLC $265,000 $155,000 -41.5% 0.0%
State Department Federal Credit Union $160,000 $155,000 -3.1% 0.0%
FINANCE OF AMERICA REVERSE LLC $665,000 $145,000 -78.2% 0.0%
Apple Federal Credit Union $130,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $125,000 n/a 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $105,000 n/a 0.0%
GTE Federal Credit Union $105,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $105,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $315,000 $105,000 -66.7% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $155,000 $100,000 -35.5% 0.0%
LIMA ONE CAPITAL, LLC $280,000 $95,000 -66.1% 0.0%
Bethpage Federal Credit Union $75,000 n/a 0.0%
PRINCE GEORGE'S COMMUNITY $165,000 $75,000 -54.5% 0.0%
Atlantic Union Bank $345,000 $55,000 -84.1% 0.0%
N R L Federal Credit Union $250,000 $55,000 -78.0% 0.0%
TD Bank $715,000 $55,000 -92.3% 0.0%
Coastal Community Bank $25,000 n/a 0.0%

CALIFORNIA - LEXINGTON PARK's top lender by overall market share is FIRST HOME MORTGAGE CORPORATION, with 12.0% market share. In second place, with 6.6%, is NAVY FEDERAL CREDIT UNION, having originated $58,300,000 in loans. In third place, with 5.4%, is WALKER & DUNLOP, LLC, having originated $48,380,000 in loans. In fourth place, with 5.4%, is Prudential Huntoon Paige Associates, LLC, having originated $47,535,000 in loans. In fifth place, with 4.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $39,800,000 in loans.


CALIFORNIA - LEXINGTON PARK Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - CALIFORNIA - LEXINGTON PARK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $289,099 (5.1%) $325,519 (7.7%) 0.00 448
2018-02-01 $285,000 (1.8%) $326,756 (7.4%) 0.00 447
2018-03-01 $309,000 (6.6%) $333,484 (4.6%) 0.00 457
2018-04-01 $314,900 (5.5%) $345,701 (3.7%) 0.00 477
2018-05-01 $321,495 (7.6%) $355,319 (6.2%) 0.00 512
2018-06-01 $320,835 (7.0%) $355,717 (4.7%) 0.00 556
2018-07-01 $318,950 (4.6%) $350,443 (1.8%) 0.00 580
2018-08-01 $303,498 (0.4%) $350,908 (3.4%) 0.00 557
2018-09-01 $299,999 (0.1%) $351,898 (3.6%) 0.00 549
2018-10-01 $299,394 (0.1%) $342,502 (0.9%) 0.00 558
2018-11-01 $302,423 (3.0%) $350,756 (5.3%) 0.00 507
2018-12-01 $292,158 (1.1%) $337,497 (4.6%) 0.00 458
2019-01-01 $291,551 (0.9%) $332,818 (2.2%) 0.00 429
2019-02-01 $296,276 (4.0%) $336,139 (2.9%) 0.00 429
2019-03-01 $312,757 (1.2%) $356,816 (7.0%) 0.00 432
2019-04-01 $329,923 (4.8%) $382,698 (10.7%) 0.00 432
2019-05-01 $335,294 (4.3%) $392,201 (10.4%) 0.00 465
2019-06-01 $334,950 (4.4%) $388,078 (9.1%) 0.00 498
2019-07-01 $329,993 (3.5%) $387,264 (10.5%) 0.00 482
2019-08-01 $332,655 (9.6%) $383,409 (9.3%) 0.00 454
2019-09-01 $336,786 (12.3%) $376,589 (7.0%) 0.00 440
2019-10-01 $340,000 (13.6%) $371,738 (8.5%) 0.00 430
2019-11-01 $335,000 (10.8%) $362,774 (3.4%) 0.00 397
2019-12-01 $338,000 (15.7%) $360,195 (6.7%) 0.00 361
2020-01-01 $339,950 (16.6%) $367,205 (10.3%) 0.00 317
2020-02-01 $345,000 (16.5%) $378,993 (12.8%) 0.00 309
2020-03-01 $354,500 (13.4%) $385,744 (8.1%) 0.00 318
2020-04-01 $366,225 (11.0%) $396,106 (3.5%) 0.00 310
2020-05-01 $369,900 (10.3%) $398,502 (1.6%) 0.00 289
2020-06-01 $356,123 (6.3%) $404,721 (4.3%) 0.00 247
2020-07-01 $362,450 (9.8%) $411,905 (6.4%) 0.00 212
2020-08-01 $365,000 (9.7%) $421,466 (9.9%) 0.00 165
2020-09-01 $360,725 (7.1%) $418,231 (11.1%) 0.00 172
2020-10-01 $339,950 (0.0%) $404,474 (8.8%) 0.00 191
2020-11-01 $331,750 (-1.0%) $408,569 (12.6%) 0.00 193
2020-12-01 $320,143 (-5.3%) $380,010 (5.5%) 0.00 169
2021-01-01 $319,900 (-5.9%) $374,631 (2.0%) 0.00 145
2021-02-01 $312,046 (-9.6%) $357,157 (-5.8%) 0.00 129
2021-03-01 $315,975 (-10.9%) $379,131 (-1.7%) 0.00 128
2021-04-01 $320,335 (-12.5%) $361,365 (-8.8%) 0.00 129
2021-05-01 $349,999 (-5.4%) $407,945 (2.4%) 0.00 143
2021-06-01 $357,450 (0.4%) $442,292 (9.3%) 0.00 172
2021-07-01 $359,900 (-0.7%) $466,663 (13.3%) 0.00 184
2021-08-01 $371,000 (1.6%) $463,359 (9.9%) 0.00 204
2021-09-01 $374,950 (3.9%) $491,436 (17.5%) 0.00 186
2021-10-01 $379,000 (11.5%) $492,122 (21.7%) 0.00 162
2021-11-01 $383,490 (15.6%) $523,244 (28.1%) 0.00 145
2021-12-01 $384,946 (20.2%) $503,766 (32.6%) 0.00 148
2022-01-01 $388,500 (21.4%) $543,191 (45.0%) 0.00 110
2022-02-01 $386,625 (23.9%) $555,665 (55.6%) 0.00 98
2022-03-01 $399,700 (26.5%) $530,150 (39.8%) 0.00 104
2022-04-01 $409,900 (28.0%) $545,216 (50.9%) 0.00 131
2022-05-01 $428,700 (22.5%) $539,091 (32.2%) 0.00 161
2022-06-01 $429,950 (20.3%) $527,069 (19.2%) 0.00 191
2022-07-01 $419,900 (16.7%) $510,580 (9.4%) 0.00 220
2022-08-01 $420,000 (13.2%) $509,322 (9.9%) 0.00 230
2022-09-01 $417,450 (11.3%) $503,164 (2.4%) 0.00 206
2022-10-01 $419,900 (10.8%) $503,532 (2.3%) 0.00 227
2022-11-01 $404,900 (5.6%) $490,854 (-6.2%) 0.00 223
2022-12-01 $399,900 (3.9%) $495,402 (-1.7%) 0.00 177
2023-01-01 $402,400 (3.6%) $487,197 (-10.3%) 0.00 164
2023-02-01 $450,975 (16.6%) $531,854 (-4.3%) 0.00 150
2023-03-01 $485,498 (21.5%) $538,241 (1.5%) 0.00 141
2023-04-01 $492,445 (20.1%) $589,004 (8.0%) 0.00 141
2023-05-01 $496,743 (15.9%) $613,238 (13.8%) 0.00 149
2023-06-01 $511,423 (19.0%) $636,497 (20.8%) 0.00 147
2023-07-01 $499,650 (19.0%) $618,510 (21.1%) 0.00 161
2023-08-01 $472,475 (12.5%) $606,212 (19.0%) 0.00 156
2023-09-01 $472,450 (13.2%) $612,760 (21.8%) 0.00 152
2023-10-01 $477,400 (13.7%) $791,826 (57.3%) 0.00 160
2023-11-01 $482,450 (19.2%) $814,772 (66.0%) 0.00 160
2023-12-01 $509,950 (27.5%) $749,571 (51.3%) 0.00 151
2024-01-01 $475,400 (18.1%) $741,398 (52.2%) 0.00 135
2024-02-01 $483,475 (7.2%) $746,595 (40.4%) 0.00 128
2024-03-01 $520,000 (7.1%) $821,746 (52.7%) 0.00 132
2024-04-01 $511,250 (3.8%) $818,137 (38.9%) 0.00 151
2024-05-01 $493,625 (-0.6%) $828,657 (35.1%) 0.00 175
2024-06-01 $527,500 (3.1%) $828,976 (30.2%) 0.00 176
2024-07-01 $529,750 (6.0%) $822,371 (33.0%) 0.00 177
2024-08-01 $507,250 (7.4%) $813,711 (34.2%) 0.00 178
2024-09-01 $489,450 (3.6%) $782,585 (27.7%) 0.00 192
2024-10-01 $474,950 (-0.5%) $746,554 (-5.7%) 0.00 212
2024-11-01 $459,450 (-4.8%) $729,056 (-10.5%) 0.00 192
2024-12-01 $446,950 (-12.4%) $699,013 (-6.7%) 0.00 187
CALIFORNIA - LEXINGTON PARK's median listing price for 2024-12-01 was $446,950, a difference of $-63,000 (-12.4%) versus the prior year and $-12,500 versus the prior month.

CALIFORNIA - LEXINGTON PARK's median listing price comes in at 0% of the national average.

CALIFORNIA - LEXINGTON PARK's average listing price for 2024-12-01 was $699,013, a difference of $-50,558 (-6.7%) versus the prior year and $-30,043 versus the prior month.

For the 2024-12-01 period, CALIFORNIA - LEXINGTON PARK had 187 MLS listings, a difference of -5 listings (-3%) versus the prior month and 36 listings (24%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CALIFORNIA - LEXINGTON PARK (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,920 sqft
2018-02-01 0 days 1,865 sqft
2018-03-01 0 days 1,887 sqft
2018-04-01 0 days 1,893 sqft
2018-05-01 0 days 1,974 sqft
2018-06-01 0 days 2,112 sqft
2018-07-01 0 days 2,036 sqft
2018-08-01 0 days 2,008 sqft
2018-09-01 0 days 2,016 sqft
2018-10-01 0 days 2,000 sqft
2018-11-01 0 days 1,976 sqft
2018-12-01 0 days 1,944 sqft
2019-01-01 0 days 1,988 sqft
2019-02-01 0 days 1,977 sqft
2019-03-01 0 days 2,055 sqft
2019-04-01 0 days 2,161 sqft
2019-05-01 0 days 2,169 sqft
2019-06-01 0 days 2,151 sqft
2019-07-01 0 days 2,134 sqft
2019-08-01 0 days 2,138 sqft
2019-09-01 0 days 2,173 sqft
2019-10-01 0 days 2,209 sqft
2019-11-01 0 days 2,200 sqft
2019-12-01 0 days 2,142 sqft
2020-01-01 0 days 2,197 sqft
2020-02-01 0 days 2,210 sqft
2020-03-01 0 days 2,254 sqft
2020-04-01 0 days 2,249 sqft
2020-05-01 0 days 2,292 sqft
2020-06-01 0 days 2,257 sqft
2020-07-01 0 days 2,308 sqft
2020-08-01 0 days 2,288 sqft
2020-09-01 0 days 2,326 sqft
2020-10-01 0 days 2,160 sqft
2020-11-01 0 days 2,087 sqft
2020-12-01 0 days 1,981 sqft
2021-01-01 0 days 2,016 sqft
2021-02-01 0 days 1,805 sqft
2021-03-01 0 days 1,974 sqft
2021-04-01 0 days 1,849 sqft
2021-05-01 0 days 2,083 sqft
2021-06-01 0 days 2,100 sqft
2021-07-01 0 days 2,114 sqft
2021-08-01 0 days 2,118 sqft
2021-09-01 0 days 2,148 sqft
2021-10-01 0 days 2,097 sqft
2021-11-01 0 days 2,048 sqft
2021-12-01 0 days 2,045 sqft
2022-01-01 0 days 2,078 sqft
2022-02-01 0 days 2,110 sqft
2022-03-01 0 days 2,092 sqft
2022-04-01 0 days 2,096 sqft
2022-05-01 0 days 2,199 sqft
2022-06-01 0 days 2,204 sqft
2022-07-01 0 days 2,156 sqft
2022-08-01 0 days 2,243 sqft
2022-09-01 0 days 2,092 sqft
2022-10-01 0 days 2,136 sqft
2022-11-01 0 days 2,162 sqft
2022-12-01 0 days 2,148 sqft
2023-01-01 0 days 2,199 sqft
2023-02-01 0 days 2,239 sqft
2023-03-01 0 days 2,208 sqft
2023-04-01 0 days 2,310 sqft
2023-05-01 0 days 2,274 sqft
2023-06-01 0 days 2,288 sqft
2023-07-01 0 days 2,350 sqft
2023-08-01 0 days 2,259 sqft
2023-09-01 0 days 2,359 sqft
2023-10-01 0 days 2,363 sqft
2023-11-01 0 days 2,363 sqft
2023-12-01 0 days 2,331 sqft
2024-01-01 0 days 2,134 sqft
2024-02-01 0 days 2,026 sqft
2024-03-01 0 days 2,170 sqft
2024-04-01 0 days 2,201 sqft
2024-05-01 0 days 2,149 sqft
2024-06-01 0 days 2,304 sqft
2024-07-01 0 days 2,395 sqft
2024-08-01 0 days 2,300 sqft
2024-09-01 0 days 2,276 sqft
2024-10-01 0 days 2,187 sqft
2024-11-01 0 days 2,140 sqft
2024-12-01 0 days 2,079 sqft
CALIFORNIA - LEXINGTON PARK's median listing age (time on market) for 2024-12-01 was 0 days.

CALIFORNIA - LEXINGTON PARK's median square footage for active listings during the 2024-12-01 period was 2,079 sqft. One year prior, the average listing was 2,331 sqft.

CALIFORNIA-LEXINGTON PARK, MD Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,406 $534,440,000 $380,114
Cash Out Refi 378 $141,590,000 $374,577
Refi 301 $164,115,000 $545,233
Other 262 $25,110,000 $95,840
Home Improvement 222 $22,500,000 $101,351

California - Lexington Park's most frequently cited loan purpose was Home Purchase, with 1,406 originations. The 2nd most popular reason was Cash Out Refi, with 378 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,055 $402,175,000 $381,209
Over 8% 568 $62,790,000 $110,546
5-6% 474 $290,490,000 $612,848
7-8% 352 $102,350,000 $290,767
4-5% 66 $21,180,000 $320,909
<2.5% 15 $1,185,000 $79,000
3-4% 15 $2,465,000 $164,333
2.5-3% 9 $2,755,000 $306,111

During 2024, California - Lexington Park's most frequently originated rate bucket was 6-7%, with 1,055 originations.

Loan Sizing (CALIFORNIA-LEXINGTON PARK, MD MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 978 $304,510,000 $311,360
$400k-600k 596 $282,620,000 $474,195
$100,000 or less 495 $28,055,000 $56,677
$100k-200k 337 $47,605,000 $141,261
$600k-1000k 149 $105,425,000 $707,550
$Over $1MM 14 $119,540,000 $8,538,571

CALIFORNIA - LEXINGTON PARK's loan sizing saw the bucket of loans from $200k-400k with 978 originations, totaling $304,510,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,114 $454,140,000 $407,666
Under 20% 468 $29,470,000 $62,970
60-80% 373 $229,935,000 $616,448
20-40% 231 $29,815,000 $129,069
40-60% 149 $42,275,000 $283,725
Over 100% 141 $69,195,000 $490,745

CALIFORNIA - LEXINGTON PARK's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,114 originations, totaling $454,140,000 in origination value.