Austin Bank Texas Mortgage Rates, Fees & Info

Jacksonville, TX

LEI: 5493008R64K2UUN2NP30

Tax ID: 75-0358895

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Austin Bank Texas is a smaller bank specializing in Home Purchase loans. Austin Bank Texas has a high proportion of conventional loans. Their top markets by origination volume include: Tyler, Longview, Jacksonville, Lufkin, and Nacogdoches among others. We have data for 19 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Austin Bank Texas has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Austin Bank Texas is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.77% 12/16/24
    30 Year Conventional Refi 6.77% 12/16/24
    30 Year Cash-out Refi 6.55% 12/16/24
    30 Year VA Purchase 6.50% 12/16/24
    15 Year Conventional Purchase 6.10% 12/16/24
    15 Year Conventional Refi 6.19% 12/16/24
    15 Year Cash-out Refi 6.19% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Austin Bank Texas Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Austin Bank Texas. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    709

    Origination Dollar Volume (All Markets)

    $119,085,000

    Employee count

    476

    Awards

    Austin Bank Texas 30 Year Conventional Loans gold Austin Bank Texas 30 Year Conventional Loans gold Austin Bank Texas 30 Year Conventional Loans silver
    Show all (3) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    TYLER, TX (FHA|USDA|VA) 150 $33,630,000 $224,200 $2,979 5.40%
    LONGVIEW, TX (FHA|USDA|VA) 152 $20,650,000 $135,855 $2,755 5.48%
    Jacksonville, TX (FHA|USDA|VA) 133 $17,965,000 $135,075 $2,649 5.60%
    Lufkin, TX (FHA|USDA|VA) 50 $8,520,000 $170,400 $3,103 5.21%
    Outside of Metro Areas 76 $8,440,000 $111,053 $2,319 5.85%
    Nacogdoches, TX (FHA|USDA|VA) 56 $7,910,000 $141,250 $2,743 5.42%
    Palestine, TX (FHA|USDA|VA) 47 $6,665,000 $141,809 $2,231 5.71%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $5,330,000 $2,665,000 $0 5.23%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 18 $4,340,000 $241,111 $2,679 4.71%
    Athens, TX (FHA|USDA|VA) 10 $2,440,000 $244,000 $2,258 5.56%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 5 $1,335,000 $267,000 $4,287 5.10%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $515,000 $515,000 $2,268 5.50%
    Fredericksburg, TX (FHA|USDA|VA) 1 $425,000 $425,000 $0 6.00%
    MIDLAND, TX (FHA|USDA|VA) 1 $235,000 $235,000 $3,552 4.25%
    Mount Pleasant, TX (FHA|USDA|VA) 2 $220,000 $110,000 $2,110 5.31%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,354 4.25%
    Durango, CO (FHA|USDA|VA) 1 $175,000 $175,000 $3,152 5.00%
    TEXARKANA, TX-AR (FHA|USDA|VA) 2 $60,000 $30,000 $0 6.00%
    Paris, TX (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.00%
    Austin Bank Texas's top markets include Tyler, Longview, Jacksonville, Lufkin, and Nacogdoches among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Austin Bank Texas based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    EAST TEXAS PROFESSIONAL Credit Union
    Similarity Rank: 48
    Gilmer National Bank Gilmer Texas
    Similarity Rank: 81
    KELLY COMMUNITY FEDERAL CREDIT UNION
    Similarity Rank: 235
    Cooperative Teachers Credit Union
    Similarity Rank: 360
    MEMBERS CHOICE Credit Union
    Similarity Rank: 549
    SMART FINANCIAL CREDIT UNION
    Similarity Rank: 707
    AAXY L.L.C.
    Similarity Rank: 848
    TEXAS BAY
    Similarity Rank: 888
    AMERANT BANK, NATIONAL ASSOCIATION
    Similarity Rank: 1060
    TEXANS
    Similarity Rank: 1204

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 707 $118,535,000 $167,659 $2,714 5.50%
    VA 2 $550,000 $275,000 $6,777 4.00%

    For 2019, Austin Bank Texas's most frequently originated type of loan was Conventional, with 707 originations. Their 2nd most popular type was VA, with 2 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 518 $100,010,000 $193,069 $3,062 5.33%
    Refi 85 $10,705,000 $125,941 $2,403 5.77%
    Home Improvement 71 $5,195,000 $73,169 $1,241 6.11%
    Other 27 $1,855,000 $68,704 $1,517 6.48%
    Cash Out Refi 8 $1,320,000 $165,000 $4,502 4.06%

    For 2019, Austin Bank Texas's most frequently cited loan purpose was Home Purchase, with 518 originations. The 2nd most popular reason was Refi, with 85 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 327 $68,535,000 $209,587 $3,116 4.97%
    20 Year 195 $21,195,000 $108,692 $2,012 6.07%
    15 Year 89 $8,115,000 $91,180 $2,440 5.53%
    Other 42 $16,620,000 $395,714 $2,285 5.95%
    10 Year 36 $1,830,000 $50,833 $1,421 6.30%
    1 Year 9 $2,115,000 $235,000 $3,336 5.75%
    5 Year 8 $280,000 $35,000 $916 5.89%
    3 Year 3 $395,000 $131,667 $465 5.67%

    For 2019, Austin Bank Texas's most frequently cited loan duration was 30 Year, with 327 originations. The 2nd most popular length was 20 Year, with 195 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 448 $74,090,000 $165,379
    $1k-2k 55 $8,295,000 $150,818
    $2k-3k 9 $2,415,000 $268,333
    $3k-4k 3 $915,000 $305,000
    $4k-5k 2 $880,000 $440,000

    Austin Bank Texas's average total fees were $3,116, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 448 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 235 $40,095,000 $170,617
    6-7% 171 $16,795,000 $98,216
    4-5% 147 $36,245,000 $246,565
    3-4% 111 $22,215,000 $200,135
    7-8% 29 $2,235,000 $77,069
    Over 8% 15 $1,485,000 $99,000

    During 2019, Austin Bank Texas's average interest rate for loans was 4.97%, while their most frequently originated rate bucket for loans was 5-6%, with 235 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 312 $18,360,000 $58,846 $1,853 6.06%
    $100k-200k 218 $32,220,000 $147,798 $2,842 5.25%
    $200k-400k 140 $37,720,000 $269,429 $3,477 4.74%
    $400k-600k 28 $13,080,000 $467,143 $4,508 5.00%
    $600k-1MM 7 $4,785,000 $683,571 $5,197 5.07%
    $1MM+ 4 $12,920,000 $3,230,000 $450 5.13%

    2019 saw Austin Bank Texas place emphasis on $100,000 or less loans with 312 originations, totaling $18,360,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 152 $26,000,000 $171,053 $2,882 5.25%
    $50k-75k 123 $12,195,000 $99,146 $2,335 5.67%
    $75k-100k 106 $14,340,000 $135,283 $2,565 5.42%
    $50k or less 104 $8,670,000 $83,365 $2,244 5.87%
    $150k-250k 84 $20,340,000 $242,143 $3,462 5.08%
    $250k+ 49 $13,255,000 $270,510 $3,689 5.24%

    Austin Bank Texas lent most frequently to those with incomes in the $100k-150k range, with 152 originations. The second most popular income band? $50k-75k, with 123 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 144 $25,640,000 $178,056 $3,167 4.95%
    30-36% 117 $19,855,000 $169,701 $3,006 5.22%
    <20% 61 $9,235,000 $151,393 $2,561 5.13%
    50-60% 36 $6,970,000 $193,611 $2,637 5.90%
    36% 27 $4,325,000 $160,185 $2,380 5.74%
    >60% 25 $4,185,000 $167,400 $2,002 6.21%
    38% 24 $2,710,000 $112,917 $2,236 5.86%
    41% 21 $2,675,000 $127,381 $2,259 5.82%
    40% 18 $1,900,000 $105,556 $2,057 5.69%
    37% 18 $2,660,000 $147,778 $2,409 6.03%
    39% 15 $1,975,000 $131,667 $2,214 5.43%
    43% 12 $1,400,000 $116,667 $2,329 5.50%
    45% 11 $1,745,000 $158,636 $2,038 5.59%
    44% 8 $1,260,000 $157,500 $2,856 5.25%
    47% 8 $1,350,000 $168,750 $3,359 5.92%
    42% 7 $925,000 $132,143 $2,153 4.43%
    46% 7 $875,000 $125,000 $2,640 5.88%
    49% 6 $990,000 $165,000 $3,330 5.29%
    48% 2 $320,000 $160,000 $925 5.75%

    Austin Bank Texas lent most frequently to those with DTI ratios of 20-30%, with 144 originations. The next most common DTI ratio? 30-36%, with 117 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 574 $87,150,000 $151,829 $2,704 5.43%
    Not applicable 85 $23,555,000 $277,118 $2,265 5.86%
    Not provided 18 $3,730,000 $207,222 $3,551 5.36%
    Asian 13 $2,135,000 $164,231 $3,054 5.24%
    Black 13 $1,435,000 $110,385 $2,259 5.70%
    American Indian 3 $625,000 $208,333 $3,954 7.58%
    Other Asian 2 $410,000 $205,000 $4,408 4.38%
    Filipino 1 $45,000 $45,000 $890 5.75%

    Approval Rates

    Total approvals of all applications
    80.77%

    Austin Bank Texas has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    82.37%

    Austin Bank Texas has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 709 $119,085,000 $167,962

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 2 $280,000 $140,000
    Multifamily:Site-Built 20 $15,930,000 $796,500
    Single Family (1-4 Units):Manufactured 10 $780,000 $78,000
    Single Family (1-4 Units):Site-Built 677 $102,095,000 $150,805

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 63 $5,625,000 $89,286 $1,602 5.98%
    40-60% 96 $12,660,000 $131,875 $2,408 5.48%
    60-80% 236 $49,350,000 $209,110 $2,987 5.37%
    80-100% 284 $49,570,000 $174,542 $3,076 5.40%
    Over 100% 2 $200,000 $100,000 $4,727 4.25%
    Under 20% 27 $1,395,000 $51,667 $971 6.55%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Academy Mortgage Corporation Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 4 33.3%
    Academy Mortgage Corporation Conventional home mortgage Trouble during payment process 3 25.0%
    Academy Mortgage Corporation FHA mortgage Applying for a mortgage or refinancing an existing mortgage 3 25.0%
    Academy Mortgage Corporation FHA mortgage Closing on a mortgage 1 8.3%
    Academy Mortgage Corporation FHA mortgage Trouble during payment process 1 8.3%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Austin Bank, Texas National Association 100 Horton Street Whitehouse, TX 75791 Full Service B&M $81,904
    Austin Bank, Texas National Association 1006 Stone Road Kilgore, TX 75662 Full Service B&M $136,391
    Austin Bank, Texas National Association 108 E.. Broadway Big Sandy, TX 75755 Full Service B&M $35,271
    Austin Bank, Texas National Association 108 Market Square Blvd Tyler, TX 75703 Full Service B&M $29,503
    Austin Bank, Texas National Association 1210 East Pinecrest Marshall, TX 75671 Full Service B&M $22,092
    Austin Bank, Texas National Association 1230 Loop 323 Ssw Tyler, TX 75701 Full Service B&M $28,383
    Austin Bank, Texas National Association 139 North Main Street Grand Saline, TX 75140 Full Service B&M $28,431
    Austin Bank, Texas National Association 1625 E Broadway Gladewater, TX 75647 Full Service B&M $51,363
    Austin Bank, Texas National Association 169 S. Frankston Hwy Frankston, TX 75763 Full Service B&M $88,953
    Austin Bank, Texas National Association 16909 Texas 155 Flint, TX 75762 Full Service B&M $18,185
    Austin Bank, Texas National Association 1700 South Jackson Street Jacksonville, TX 75766 Full Service B&M $25,483
    Austin Bank, Texas National Association 200 East Commerce Street Jacksonville, TX 75766 Full Service B&M $210,669
    Austin Bank, Texas National Association 2000 S John Redditt Lufkin, TX 75904 Full Service B&M $9,854
    Austin Bank, Texas National Association 210 North Houston Bullard, TX 75757 Full Service B&M $45,223
    Austin Bank, Texas National Association 216 S. Main Street Rusk, TX 75785 Full Service B&M $66,198
    Austin Bank, Texas National Association 2609 Gilmer Road Longview, TX 75604 Full Service B&M $18,510
    Austin Bank, Texas National Association 2745 South Loop 256 Palestine, TX 75801 Full Service B&M $74,251
    Austin Bank, Texas National Association 305 South Broadway Suite 100 Tyler, TX 75702 Full Service B&M $26,611
    Austin Bank, Texas National Association 308 East Loop 281 Longview, TX 75605 Full Service B&M $29,163
    Austin Bank, Texas National Association 3120 North Street Nacogdoches, TX 75965 Full Service B&M $42,440
    Austin Bank, Texas National Association 3400 West Marshall Avenue Longview, TX 75608 Full Service B&M $52,884
    Austin Bank, Texas National Association 352 Jacob Street Timpson, TX 75975 Full Service B&M $26,462
    Austin Bank, Texas National Association 507 W. Duval Street Troup, TX 75789 Full Service B&M $37,056
    Austin Bank, Texas National Association 5515 Old Bullard Road Tyler, TX 75703 Full Service B&M $59,533
    Austin Bank, Texas National Association 5653 Us Hwy 259 N. Longview, TX 75605 Full Service B&M $5,515
    Austin Bank, Texas National Association 583 Us Hwy 59 Garrison, TX 75946 Full Service B&M $12,576
    Austin Bank, Texas National Association 603 South Main Street Lindale, TX 75771 Full Service B&M $10,887
    Austin Bank, Texas National Association 610 West Lennon Drive Emory, TX 75440 Full Service B&M $66,491
    Austin Bank, Texas National Association 611 South Beckham Tyler, TX 75701 Full Service B&M $51,091
    Austin Bank, Texas National Association 766 W. Main Van, TX 75790 Full Service B&M $44,730
    Austin Bank, Texas National Association 865 Us Hwy 271 N. Gilmer, TX 75644 Full Service B&M $20,151
    Austin Bank, Texas National Association 901 E Houston St Cleveland, TX 77327 Full Service B&M $227
    Austin Bank, Texas National Association 911 Northwest Loop 281 Longview, TX 75604 Full Service B&M $46,904

    For 2019, Austin Bank Texas had 33 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $86,388
    Net interest income $78,571
    Total noninterest income $24,417
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $11,107
    Trading account gains and fees $0
    Additional Noninterest Income $13,310
    Pre-tax net operating income $38,933
    Securities gains (or losses, -) $0
    Income before extraordinary items $31,002
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $31,002
    Minority interest net income $0
    Net income $31,002
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $31,002

    Austin Bank Texas's gross interest income from loans was $86,388,000.
    Austin Bank Texas's net interest income from loans was $78,571,000.
    Austin Bank Texas's fee based income from loans was $11,107,000.
    Austin Bank Texas's net income from loans was $31,002,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $7,817
    Provision for credit losses $2,779
    Total noninterest expense $61,276
    Salaries and employee benefits $37,941
    Premises and equipment expense $6,384
    Additional noninterest expense $16,951
    Applicable income taxes $7,931
    Net charge-offs $2,381
    Cash dividends $4,748

    Austin Bank Texas's interest expense for loans was $7,817,000.
    Austin Bank Texas's payroll and benefits expense were $37,941,000.
    Austin Bank Texas's property, plant and equipment expenses $6,384,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,528,405
    Deposits held in domestic offices $1,528,405
    Deposits by Individuals, partnerships, and corporations $1,446,699
    Deposits by U.S. Government $4
    Deposits by States and political subdivisions in the U.S. $81,431
    Deposits by Commercial banks and other depository institutions in U.S. $271
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $216,390
    Demand deposits $167,289
    Nontransaction accounts $1,312,015
    Money market deposit accounts (MMDAs) $182,083
    Other savings deposits (excluding MMDAs) $847,235
    Total time deposits $282,697
    Total time and savings deposits $1,361,116
    Noninterest-bearing deposits $579,156
    Interest-bearing deposits $949,249
    Retail deposits $1,455,844
    IRAs and Keogh plan accounts $32,468
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,859,995
    Cash & Balances due from depository institutions $103,949
    Interest-bearing balances $69,215
    Total securities $279,402
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,378,150
    Loan and leases loss allowance $13,862
    Trading account assets $0
    Bank premises and fixed assets $33,556
    Other real estate owned $107
    Goodwill and other intangibles $10,913
    All other assets $53,918

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,859,995
    Total Liabilities $1,585,246
    Total deposits $1,528,405
    Interest-bearing deposits $949,249
    Deposits held in domestic offices $1,528,405
    % insured (estimated) $76
    Federal funds purchased and repurchase agreements $36,712
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $20,129

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,378,150
    Loan and leases loss allowance $13,862
    Total loans and leases (domestic) $1,392,012
    All real estate loans $1,093,209
    Real estate loans in domestic offices $1,093,209
    Construction and development loans $111,445
    Residential 1-4 family construction $36,197
    Other construction, all land development and other land $75,248
    Loans secured by nonfarm nonresidential properties $471,910
    Nonfarm nonresidential secured by owner-occupied properties $289,980
    Commercial real estate & other non-farm, non-residential $181,930
    Multifamily residential real estate $7,792
    1-4 family residential loans $444,799
    Farmland loans $57,263
    Loans held in foreign offices $0
    Farm loans $35,911
    Commercial and industrial loans $147,057
    To non-U.S. addressees $0
    Loans to individuals $112,369
    Credit card loans $0
    Related Plans $4,071
    Consumer Auto Loans $38,679
    Other loans to individuals $69,619
    All other loans & leases $3,466
    Loans to foreign governments and official institutions $0
    Other loans $1,697
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $5,907
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $0
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    Austin Bank Texas had $1,378,150,000 of loans outstanding in 2019. $1,093,209,000 of loans were in real estate loans. $111,445,000 of loans were in development loans. $7,792,000 of loans were in multifamily mortgage loans. $444,799,000 of loans were in 1-4 family mortgage loans. $35,911,000 of loans were in farm loans. $0 of loans were in credit card loans. $38,679,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,063 $202,332 $190,341
    Nonfarm, nonresidential loans - <$100k 355 $15,411 $43,411
    Nonfarm, nonresidential loans - $100-250k 355 $47,685 $134,324
    Nonfarm, nonresidential loans - $250k-1MM 353 $139,236 $394,436
    Commercial & Industrial, US addressed loans - <$1MM 2,647 $112,176 $42,379
    Commercial & Industrial, US addressed loans - <$100k 2,252 $49,979 $22,193
    Commercial & Industrial, US addressed loans - $100-250k 270 $25,435 $94,204
    Commercial & Industrial, US addressed loans - $250k-1MM 125 $36,762 $294,096
    Farmland loans - <$1MM 278 $35,150 $126,439
    Farmland loans - <$100k 142 $5,655 $39,824
    Farmland loans - $100-250k 91 $11,618 $127,670
    Farmland loans - $250k-1MM 45 $17,877 $397,267
    Agriculture operations loans - <$1MM 1,098 $35,911 $32,706
    Agriculture operations loans - <$100k 992 $22,216 $22,395
    Agriculture operations loans - $100-250k 94 $10,498 $111,681
    Agriculture operations loans - $250k-1MM 12 $3,197 $266,417