Paris Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Paris averaged
7.09%
for the week of 2023-11-30, compared to the national average of
7.22% for the same period.
The average rate for the prior week (2023-11-22) was
7.26% and
one month ago for the week of 2023-10-26, the
average rate was 7.56%.
Paris's average rate one year ago was 6.35%.
For refis of the same type during the week of 2023-11-30, the average rate
was 7.82%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-11-30 | 7.22% |
| Paris 30 Year Fixed Rate | 2023-11-30 | 7.09% |
| Paris 30 Year Fixed Rate Refi | 2023-11-30 | 7.82% |
| Paris 15 Year Fixed Rate | 2023-11-30 | 6.36% |
| Paris 15 Year Fixed Rate Refi | 2023-11-30 | 6.96% |
| Paris 30 Year FHA | 2023-11-30 | 6.45% |
| Paris 30 Year FHA Refi | 2023-11-30 | 7.15% |
| Paris 30 Year USDA | 2023-11-30 | 6.9% |
| Paris 30 Year USDA Refi | 2023-11-30 | 6.9% |
| Paris 30 Year VA | 2023-11-30 | 6.87% |
| Paris 30 Year VA Refi | 2023-11-30 | 6.77% |
Paris Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Paris, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Paris Average Closing Costs & Other Stats
Paris, TX's 81 lenders originated 707
loans during 2022. The total origination value was $142,755,000, with an average loan value of
$201,917.
Paris's average closing costs are $5,599.
The top Paris lender as defined by loan originations is QUICKEN LOANS, LLC, with
31 loans originated. Their average total fees are
$6,263, which is $1,108
higher than the next largest lender,
Guaranty Bank & Trust, N.A..
The lowest fee Paris lenders (with over 10 loans originated) are
Guaranty Bank & Trust, N.A. ($5,156), QUICKEN LOANS, LLC ($6,263), .
The lowest rate Paris lenders (with over 10 loans originated) are
Guaranty Bank & Trust, N.A. (4.70%), QUICKEN LOANS, LLC (5.23%), .
Paris, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Farmers Bank & Trust Company | $27,915,000 | $22,845,000 | -18.2% | 16.0% |
| QUICKEN LOANS, LLC | $13,230,000 | $10,860,000 | -17.9% | 7.6% |
| Guaranty Bank & Trust, N.A. | $19,620,000 | $9,695,000 | -50.6% | 6.8% |
| GUILD MORTGAGE COMPANY | $4,270,000 | $5,850,000 | 37.0% | 4.1% |
| Lamar National Bank | $9,525,000 | $5,185,000 | -45.6% | 3.6% |
| Mortgage Research Center, LLC | $6,600,000 | $4,925,000 | -25.4% | 3.4% |
| CERTAINTY HOME LOANS, LLC | $6,200,000 | $4,830,000 | -22.1% | 3.4% |
| SFMC, LP | $6,000,000 | $3,715,000 | -38.1% | 2.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,020,000 | $3,590,000 | 18.9% | 2.5% |
| RED RIVER EMPLOYEES | $2,510,000 | $2,850,000 | 13.5% | 2.0% |
| 21ST MORTGAGE CORPORATION | $1,065,000 | $2,440,000 | 129.1% | 1.7% |
| FREEDOM MORTGAGE CORPORATION | $6,095,000 | $2,440,000 | -60.0% | 1.7% |
| EVERETT FINANCIAL, INC. | $1,440,000 | $2,420,000 | 68.1% | 1.7% |
| Nations Lending Corporation | $4,300,000 | $2,385,000 | -44.5% | 1.7% |
| LOANDEPOT.COM, LLC | $2,670,000 | $2,250,000 | -15.7% | 1.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,115,000 | $1,930,000 | -8.7% | 1.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,125,000 | $1,870,000 | 66.2% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $2,360,000 | $1,755,000 | -25.6% | 1.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $560,000 | $1,640,000 | 192.9% | 1.1% |
| Gateway First Bank | $1,720,000 | $1,495,000 | -13.1% | 1.0% |
| Citizens Bank | $4,785,000 | $1,405,000 | -70.6% | 1.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $105,000 | $1,365,000 | 1,200.0% | 1.0% |
| GSF Mortgage Corporation | $1,280,000 | n/a | 0.9% | |
| Solarity Credit Union | $1,235,000 | n/a | 0.9% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,070,000 | $1,215,000 | -41.3% | 0.9% |
| MORTGAGE FINANCIAL SERVICES, LLC | $1,020,000 | $1,140,000 | 11.8% | 0.8% |
| BETTER MORTGAGE CORPORATION | $620,000 | $1,085,000 | 75.0% | 0.8% |
| ASPIRE FINANCIAL, INC. | $1,385,000 | $1,020,000 | -26.4% | 0.7% |
| First United Bank and Trust Company | $1,435,000 | $940,000 | -34.5% | 0.7% |
| Wells Fargo Bank | $2,840,000 | $895,000 | -68.5% | 0.6% |
| Arvest Bank | $850,000 | n/a | 0.6% | |
| AMCAP MORTGAGE, LTD. | $2,105,000 | $820,000 | -61.0% | 0.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $260,000 | $800,000 | 207.7% | 0.6% |
| GUARANTEED RATE, INC. | $1,620,000 | $780,000 | -51.9% | 0.5% |
| T2 FINANCIAL LLC | $755,000 | n/a | 0.5% | |
| THRIVE MORTGAGE, LLC | $285,000 | $740,000 | 159.6% | 0.5% |
| CALIBER HOME LOANS, INC. | $2,090,000 | $705,000 | -66.3% | 0.5% |
| S1L, Inc. | $165,000 | $670,000 | 306.1% | 0.5% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $645,000 | n/a | 0.5% | |
| SOUTHWEST STAGE FUNDING, LLC | $600,000 | $645,000 | 7.5% | 0.5% |
| BancorpSouth Bank | $345,000 | $635,000 | 84.1% | 0.4% |
| U.S. Bank | $115,000 | $630,000 | 447.8% | 0.4% |
| Pilgrim Bank | $625,000 | n/a | 0.4% | |
| NAVY FEDERAL CREDIT UNION | $565,000 | $610,000 | 8.0% | 0.4% |
| UNION HOME MORTGAGE CORP. | $590,000 | n/a | 0.4% | |
| JPMorgan Chase Bank | $930,000 | $585,000 | -37.1% | 0.4% |
| TEXAS DOW EMPLOYEES CREDIT UNION | $255,000 | $580,000 | 127.5% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $1,275,000 | $575,000 | -54.9% | 0.4% |
| FIRST NATIONAL BANK OF WEATHERFORD | $545,000 | n/a | 0.4% | |
| NexBank | $195,000 | $540,000 | 176.9% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $290,000 | $530,000 | 82.8% | 0.4% |
| First Guaranty Mortgage Corporation | $500,000 | $510,000 | 2.0% | 0.4% |
| OPEN MORTGAGE, LLC | $510,000 | n/a | 0.4% | |
| USAA Federal Savings Bank | $1,865,000 | $510,000 | -72.7% | 0.4% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $195,000 | $505,000 | 159.0% | 0.4% |
| Prosperity Home Mortgage, LLC | $485,000 | n/a | 0.3% | |
| SOUTHWEST FUNDING, LP | $275,000 | $485,000 | 76.4% | 0.3% |
| CMG MORTGAGE, INC. | $300,000 | $480,000 | 60.0% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $1,045,000 | $480,000 | -54.1% | 0.3% |
| AMERICAN FINANCING CORPORATION | $165,000 | $465,000 | 181.8% | 0.3% |
| Origin Bank | $450,000 | n/a | 0.3% | |
| Paramount Residential Mortgage Group, Inc. | $375,000 | $450,000 | 20.0% | 0.3% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,075,000 | $425,000 | -60.5% | 0.3% |
| AMERICAN ADVISORS GROUP | $115,000 | $420,000 | 265.2% | 0.3% |
| CALCON MUTUAL MORTGAGE LLC | $415,000 | n/a | 0.3% | |
| NEW DAY FINANCIAL, LLC | $405,000 | n/a | 0.3% | |
| LAKEVIEW LOAN SERVICING, LLC | $750,000 | $400,000 | -46.7% | 0.3% |
| RBC Bank, (Georgia) | $400,000 | n/a | 0.3% | |
| Legend Bank, N.A. | $1,010,000 | $395,000 | -60.9% | 0.3% |
| RANDOLPH-BROOKS | $375,000 | n/a | 0.3% | |
| BROKER SOLUTIONS, INC. | $185,000 | $370,000 | 100.0% | 0.3% |
| ASHLAND Credit Union | $355,000 | n/a | 0.2% | |
| ENCORE BANK | $355,000 | n/a | 0.2% | |
| Texas Mortgage Lending, LLC | $355,000 | n/a | 0.2% | |
| The First National Bank of Tom Bean | $300,000 | $355,000 | 18.3% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $345,000 | n/a | 0.2% | |
| CITYWIDE HOME LOANS, LLC | $325,000 | n/a | 0.2% | |
| Flagstar Bank, FSB | $190,000 | $320,000 | 68.4% | 0.2% |
| SWBC MORTGAGE CORPORATION | $315,000 | n/a | 0.2% | |
| SUN WEST MORTGAGE COMPANY, INC. | $470,000 | $300,000 | -36.2% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $190,000 | $300,000 | 57.9% | 0.2% |
| Town Square Mortgage & Investments, Inc. | $315,000 | $295,000 | -6.3% | 0.2% |
| CIVIC FINANCIAL SERVICES, LLC | $290,000 | n/a | 0.2% | |
| Colonial Savings, F.A. | $280,000 | $290,000 | 3.6% | 0.2% |
| TEXAR | $1,000,000 | $280,000 | -72.0% | 0.2% |
| Commercial Bank of Texas | $120,000 | $255,000 | 112.5% | 0.2% |
| F & M Bank | $540,000 | $255,000 | -52.8% | 0.2% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $255,000 | n/a | 0.2% | |
| Bank of America | $840,000 | $250,000 | -70.2% | 0.2% |
| DRAPER AND KRAMER MORTGAGE CORP. | $245,000 | n/a | 0.2% | |
| EECU | $245,000 | n/a | 0.2% | |
| PLANET HOME LENDING, LLC | $245,000 | n/a | 0.2% | |
| ROYAL UNITED MORTGAGE LLC | $305,000 | $240,000 | -21.3% | 0.2% |
| Mid-Continent Funding, Inc. | $235,000 | n/a | 0.2% | |
| NEWREZ LLC | $255,000 | $230,000 | -9.8% | 0.2% |
| INTERLINC MORTGAGE SERVICES, LLC | $215,000 | $225,000 | 4.7% | 0.2% |
| First State Bank | $215,000 | n/a | 0.2% | |
| Loan Simple, Inc. | $155,000 | $205,000 | 32.3% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $915,000 | $205,000 | -77.6% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $1,055,000 | $195,000 | -81.5% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $195,000 | n/a | 0.1% | |
| HOME POINT FINANCIAL CORPORATION | $755,000 | $195,000 | -74.2% | 0.1% |
| BTH Bank | $190,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $350,000 | $190,000 | -45.7% | 0.1% |
| CANOPY MORTGAGE, LLC | $185,000 | n/a | 0.1% | |
| EASTMAN | $185,000 | n/a | 0.1% | |
| FirstBank | $185,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $165,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $165,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $535,000 | $155,000 | -71.0% | 0.1% |
| LONE STAR | $55,000 | $150,000 | 172.7% | 0.1% |
| Chicago Mortgage Solutions LLC | $205,000 | $145,000 | -29.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $135,000 | n/a | 0.1% | |
| Bank of England | $135,000 | $135,000 | 0.0% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $135,000 | n/a | 0.1% | |
| HOMETRUST MORTGAGE COMPANY | $135,000 | n/a | 0.1% | |
| Midwest Mortgage Associates Corporation | $135,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $155,000 | $130,000 | -16.1% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $125,000 | $125,000 | 0.0% | 0.1% |
| COUNTRYPLACE MORTGAGE, LTD. | $115,000 | $125,000 | 8.7% | 0.1% |
| FLAT BRANCH MORTGAGE, INC. | $125,000 | n/a | 0.1% | |
| INTERCAP LENDING INC. | $115,000 | n/a | 0.1% | |
| The City National Bank of Sulphur Springs | $265,000 | $115,000 | -56.6% | 0.1% |
| Veritex Community Bank | $115,000 | n/a | 0.1% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $115,000 | $105,000 | -8.7% | 0.1% |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $850,000 | $95,000 | -88.8% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $95,000 | n/a | 0.1% | |
| MLD MORTGAGE INC. | $95,000 | n/a | 0.1% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $85,000 | n/a | 0.1% | |
| Deere Employees Credit Union | $75,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $180,000 | $65,000 | -63.9% | 0.0% |
| Texana Bank | $65,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $65,000 | n/a | 0.0% | |
| FirstCapital Bank of Texas | $55,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $1,055,000 | $55,000 | -94.8% | 0.0% |
| PNC Bank | $55,000 | n/a | 0.0% |
Paris's top lender by overall market share is Farmers Bank & Trust Company, with 16.0% market share. In second place, with 7.6%, is QUICKEN LOANS, LLC, having originated $10,860,000 in loans. In third place, with 6.8%, is Guaranty Bank & Trust, N.A., having originated $9,695,000 in loans. In fourth place, with 4.1%, is GUILD MORTGAGE COMPANY, having originated $5,850,000 in loans. In fifth place, with 3.6%, is Lamar National Bank, having originated $5,185,000 in loans.
Paris Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $172,450 (19.0%) | $215,122 (12.4%) | 0.00 | 187 |
| 2018-02-01 | $169,000 (17.8%) | $203,748 (6.3%) | 0.00 | 193 |
| 2018-03-01 | $169,900 (22.3%) | $216,107 (12.3%) | 0.00 | 186 |
| 2018-04-01 | $179,675 (38.3%) | $225,846 (21.1%) | 0.00 | 190 |
| 2018-05-01 | $179,950 (26.6%) | $229,721 (7.9%) | 0.00 | 193 |
| 2018-06-01 | $174,700 (18.4%) | $209,231 (2.8%) | 0.00 | 203 |
| 2018-07-01 | $169,925 (13.4%) | $210,099 (2.9%) | 0.00 | 214 |
| 2018-08-01 | $175,975 (10.6%) | $223,109 (6.3%) | 0.00 | 221 |
| 2018-09-01 | $175,000 (10.1%) | $222,877 (7.3%) | 0.00 | 227 |
| 2018-10-01 | $176,500 (4.4%) | $223,775 (2.6%) | 0.00 | 245 |
| 2018-11-01 | $182,100 (7.1%) | $221,666 (2.5%) | 0.00 | 237 |
| 2018-12-01 | $169,900 (0.0%) | $217,933 (0.1%) | 0.00 | 211 |
| 2019-01-01 | $160,975 (-6.7%) | $211,984 (-1.5%) | 0.00 | 200 |
| 2019-02-01 | $163,350 (-3.3%) | $213,010 (4.6%) | 0.00 | 196 |
| 2019-03-01 | $169,621 (-0.2%) | $208,144 (-3.7%) | 0.00 | 194 |
| 2019-04-01 | $182,725 (1.7%) | $211,805 (-6.2%) | 0.00 | 196 |
| 2019-05-01 | $189,700 (5.4%) | $224,274 (-2.4%) | 0.00 | 212 |
| 2019-06-01 | $174,900 (0.1%) | $213,464 (2.0%) | 0.00 | 229 |
| 2019-07-01 | $184,996 (8.9%) | $219,175 (4.3%) | 0.00 | 233 |
| 2019-08-01 | $189,755 (7.8%) | $226,101 (1.3%) | 0.00 | 234 |
| 2019-09-01 | $189,836 (8.5%) | $227,404 (2.0%) | 0.00 | 231 |
| 2019-10-01 | $189,900 (7.6%) | $229,454 (2.5%) | 0.00 | 225 |
| 2019-11-01 | $179,000 (-1.7%) | $220,701 (-0.4%) | 0.00 | 219 |
| 2019-12-01 | $171,450 (0.9%) | $208,419 (-4.4%) | 0.00 | 211 |
| 2020-01-01 | $177,575 (10.3%) | $221,220 (4.4%) | 0.00 | 177 |
| 2020-02-01 | $177,500 (8.7%) | $225,060 (5.7%) | 0.00 | 169 |
| 2020-03-01 | $173,750 (2.4%) | $233,166 (12.0%) | 0.00 | 161 |
| 2020-04-01 | $169,900 (-7.0%) | $225,964 (6.7%) | 0.00 | 149 |
| 2020-05-01 | $169,450 (-10.7%) | $213,777 (-4.7%) | 0.00 | 137 |
| 2020-06-01 | $195,000 (11.5%) | $223,948 (4.9%) | 0.00 | 123 |
| 2020-07-01 | $195,475 (5.7%) | $223,607 (2.0%) | 0.00 | 126 |
| 2020-08-01 | $185,000 (-2.5%) | $228,463 (1.0%) | 0.00 | 97 |
| 2020-09-01 | $220,600 (16.2%) | $245,374 (7.9%) | 0.00 | 91 |
| 2020-10-01 | $219,250 (15.5%) | $248,698 (8.4%) | 0.00 | 105 |
| 2020-11-01 | $214,725 (20.0%) | $271,228 (22.9%) | 0.00 | 100 |
| 2020-12-01 | $179,900 (4.9%) | $251,536 (20.7%) | 0.00 | 92 |
| 2021-01-01 | $182,500 (2.8%) | $254,492 (15.0%) | 0.00 | 85 |
| 2021-02-01 | $176,225 (-0.7%) | $258,583 (14.9%) | 0.00 | 78 |
| 2021-03-01 | $211,125 (21.5%) | $279,116 (19.7%) | 0.00 | 60 |
| 2021-04-01 | $219,350 (29.1%) | $284,452 (25.9%) | 0.00 | 53 |
| 2021-05-01 | $210,000 (23.9%) | $269,295 (26.0%) | 0.00 | 56 |
| 2021-06-01 | $198,200 (1.6%) | $246,681 (10.2%) | 0.00 | 72 |
| 2021-07-01 | $201,450 (3.1%) | $274,941 (23.0%) | 0.00 | 77 |
| 2021-08-01 | $232,350 (25.6%) | $278,509 (21.9%) | 0.00 | 83 |
| 2021-09-01 | $249,700 (13.2%) | $304,625 (24.2%) | 0.00 | 103 |
| 2021-10-01 | $249,450 (13.8%) | $295,870 (19.0%) | 0.00 | 113 |
| 2021-11-01 | $242,750 (13.1%) | $315,553 (16.3%) | 0.00 | 92 |
| 2021-12-01 | $248,450 (38.1%) | $324,615 (29.1%) | 0.00 | 93 |
| 2022-01-01 | $265,000 (45.2%) | $333,079 (30.9%) | 0.00 | 94 |
| 2022-02-01 | $238,675 (35.4%) | $321,486 (24.3%) | 0.00 | 86 |
| 2022-03-01 | $275,375 (30.4%) | $358,124 (28.3%) | 0.00 | 82 |
| 2022-04-01 | $259,900 (18.5%) | $371,610 (30.6%) | 0.00 | 87 |
| 2022-05-01 | $269,100 (28.1%) | $405,997 (50.8%) | 0.00 | 92 |
| 2022-06-01 | $252,450 (27.4%) | $359,750 (45.8%) | 0.00 | 116 |
| 2022-07-01 | $267,750 (32.9%) | $364,474 (32.6%) | 0.00 | 132 |
| 2022-08-01 | $237,750 (2.3%) | $326,879 (17.4%) | 0.00 | 155 |
| 2022-09-01 | $235,450 (-5.7%) | $332,343 (9.1%) | 0.00 | 165 |
| 2022-10-01 | $225,000 (-9.8%) | $301,764 (2.0%) | 0.00 | 194 |
| 2022-11-01 | $224,950 (-7.3%) | $307,599 (-2.5%) | 0.00 | 200 |
| 2022-12-01 | $230,000 (-7.4%) | $318,538 (-1.9%) | 0.00 | 191 |
| 2023-01-01 | $250,000 (-5.7%) | $320,972 (-3.6%) | 0.00 | 182 |
| 2023-02-01 | $262,450 (10.0%) | $345,531 (7.5%) | 0.00 | 178 |
| 2023-03-01 | $259,950 (-5.6%) | $343,015 (-4.2%) | 0.00 | 177 |
| 2023-04-01 | $270,000 (3.9%) | $354,576 (-4.6%) | 0.00 | 178 |
| 2023-05-01 | $277,425 (3.1%) | $364,435 (-10.2%) | 0.00 | 171 |
| 2023-06-01 | $285,000 (12.9%) | $358,163 (-0.4%) | 0.00 | 173 |
| 2023-07-01 | $264,950 (-1.1%) | $346,139 (-5.0%) | 0.00 | 186 |
| 2023-08-01 | $264,900 (11.4%) | $371,826 (13.8%) | 0.00 | 189 |
| 2023-09-01 | $269,950 (14.7%) | $370,530 (11.5%) | 0.00 | 194 |
| 2023-10-01 | $258,500 (14.9%) | $369,878 (22.6%) | 0.00 | 199 |
| 2023-11-01 | $250,600 (11.4%) | $355,330 (15.5%) | 0.00 | 211 |
Paris's median listing price comes in at 0% of the national average.
Paris's average listing price for 2023-11-01 was $355,330, a difference of $47,731 (15.5%) versus the prior year and $-14,548 versus the prior month.
For the 2023-11-01 period, Paris had 211 MLS listings, a difference of 12 listings (6%) versus the prior month and 11 listings (6%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,185 sqft |
| 2018-02-01 | 0 days | 2,079 sqft |
| 2018-03-01 | 0 days | 2,222 sqft |
| 2018-04-01 | 0 days | 2,337 sqft |
| 2018-05-01 | 0 days | 2,469 sqft |
| 2018-06-01 | 0 days | 2,363 sqft |
| 2018-07-01 | 0 days | 2,243 sqft |
| 2018-08-01 | 0 days | 2,267 sqft |
| 2018-09-01 | 0 days | 2,209 sqft |
| 2018-10-01 | 0 days | 2,192 sqft |
| 2018-11-01 | 0 days | 2,128 sqft |
| 2018-12-01 | 0 days | 2,161 sqft |
| 2019-01-01 | 0 days | 2,051 sqft |
| 2019-02-01 | 0 days | 2,080 sqft |
| 2019-03-01 | 0 days | 2,049 sqft |
| 2019-04-01 | 0 days | 2,007 sqft |
| 2019-05-01 | 0 days | 2,154 sqft |
| 2019-06-01 | 0 days | 2,093 sqft |
| 2019-07-01 | 0 days | 2,128 sqft |
| 2019-08-01 | 0 days | 2,226 sqft |
| 2019-09-01 | 0 days | 2,264 sqft |
| 2019-10-01 | 0 days | 2,316 sqft |
| 2019-11-01 | 0 days | 2,201 sqft |
| 2019-12-01 | 0 days | 2,166 sqft |
| 2020-01-01 | 0 days | 2,160 sqft |
| 2020-02-01 | 0 days | 2,171 sqft |
| 2020-03-01 | 0 days | 2,059 sqft |
| 2020-04-01 | 0 days | 2,111 sqft |
| 2020-05-01 | 0 days | 1,958 sqft |
| 2020-06-01 | 0 days | 2,271 sqft |
| 2020-07-01 | 0 days | 2,087 sqft |
| 2020-08-01 | 0 days | 2,254 sqft |
| 2020-09-01 | 0 days | 2,315 sqft |
| 2020-10-01 | 0 days | 2,507 sqft |
| 2020-11-01 | 0 days | 2,529 sqft |
| 2020-12-01 | 0 days | 2,307 sqft |
| 2021-01-01 | 0 days | 2,292 sqft |
| 2021-02-01 | 0 days | 2,067 sqft |
| 2021-03-01 | 0 days | 2,230 sqft |
| 2021-04-01 | 0 days | 2,340 sqft |
| 2021-05-01 | 0 days | 1,992 sqft |
| 2021-06-01 | 0 days | 1,955 sqft |
| 2021-07-01 | 0 days | 1,905 sqft |
| 2021-08-01 | 0 days | 1,885 sqft |
| 2021-09-01 | 0 days | 1,891 sqft |
| 2021-10-01 | 0 days | 1,967 sqft |
| 2021-11-01 | 0 days | 1,857 sqft |
| 2021-12-01 | 0 days | 1,840 sqft |
| 2022-01-01 | 0 days | 1,894 sqft |
| 2022-02-01 | 0 days | 1,781 sqft |
| 2022-03-01 | 0 days | 1,883 sqft |
| 2022-04-01 | 0 days | 1,868 sqft |
| 2022-05-01 | 0 days | 1,921 sqft |
| 2022-06-01 | 0 days | 1,892 sqft |
| 2022-07-01 | 0 days | 1,868 sqft |
| 2022-08-01 | 0 days | 1,824 sqft |
| 2022-09-01 | 0 days | 1,845 sqft |
| 2022-10-01 | 0 days | 1,746 sqft |
| 2022-11-01 | 0 days | 1,756 sqft |
| 2022-12-01 | 0 days | 1,840 sqft |
| 2023-01-01 | 0 days | 1,813 sqft |
| 2023-02-01 | 0 days | 1,858 sqft |
| 2023-03-01 | 0 days | 1,799 sqft |
| 2023-04-01 | 0 days | 1,867 sqft |
| 2023-05-01 | 0 days | 1,893 sqft |
| 2023-06-01 | 0 days | 1,961 sqft |
| 2023-07-01 | 0 days | 1,923 sqft |
| 2023-08-01 | 0 days | 1,965 sqft |
| 2023-09-01 | 0 days | 1,964 sqft |
| 2023-10-01 | 0 days | 1,856 sqft |
| 2023-11-01 | 0 days | 1,801 sqft |
Paris's median square footage for active listings during the 2023-11-01 period was 1,801 sqft. One year prior, the average listing was 1,756 sqft.
Paris, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 489 | $104,805,000 | $214,325 |
| Cash Out Refi | 106 | $18,810,000 | $177,453 |
| Refi | 88 | $16,240,000 | $184,545 |
| Other | 15 | $2,215,000 | $147,667 |
| Home Improvement | 9 | $685,000 | $76,111 |
Paris's most frequently cited loan purpose was Home Purchase, with 489 originations. The 2nd most popular reason was Cash Out Refi, with 106 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 180 | $37,510,000 | $208,389 |
| 4-5% | 167 | $35,115,000 | $210,269 |
| 3-4% | 112 | $24,430,000 | $218,125 |
| 6-7% | 95 | $18,635,000 | $196,158 |
| 7-8% | 40 | $6,770,000 | $169,250 |
| 2.5-3% | 37 | $8,685,000 | $234,730 |
| <2.5% | 21 | $2,225,000 | $105,952 |
| Over 8% | 15 | $1,945,000 | $129,667 |
During 2022, Paris's most frequently originated rate bucket was 5-6%, with 180 originations.
Loan Sizing (Paris, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 292 | $43,660,000 | $149,521 |
| $200k-400k | 244 | $66,360,000 | $271,967 |
| $100,000 or less | 124 | $7,900,000 | $63,710 |
| $400k-600k | 37 | $17,345,000 | $468,784 |
| $600k-1000k | 8 | $5,250,000 | $656,250 |
| $Over $1MM | 2 | $2,240,000 | $1,120,000 |
Paris's loan sizing saw the bucket of loans from $100k-200k with 292 originations, totaling $43,660,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 341 | $75,505,000 | $221,422 |
| 60-80% | 200 | $42,160,000 | $210,800 |
| 40-60% | 81 | $12,745,000 | $157,346 |
| 20-40% | 17 | $1,735,000 | $102,059 |
| Under 20% | 17 | $325,000 | $19,118 |
| Over 100% | 9 | $2,435,000 | $270,556 |
Paris's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 341 originations, totaling $75,505,000 in origination value.