Paris Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Paris averaged
6.64%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.85% and
one month ago for the week of 2025-02-27, the
average rate was 6.96%.
Paris's average rate one year ago was 7.09%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.54%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Paris 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Paris 30 Year Fixed Rate Refi | 2025-04-03 | 6.54% |
| Paris 15 Year Fixed Rate | 2025-04-03 | 5.72% |
| Paris 15 Year Fixed Rate Refi | 2025-04-03 | 5.72% |
| Paris 30 Year FHA | 2025-04-03 | 6.18% |
| Paris 30 Year FHA Refi | 2025-04-03 | 6.06% |
| Paris 30 Year USDA | 2025-04-03 | 6.22% |
| Paris 30 Year USDA Refi | 2025-04-03 | 6.32% |
| Paris 30 Year VA | 2025-04-03 | 5.86% |
| Paris 30 Year VA Refi | 2025-04-03 | 6.16% |
Paris Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Paris, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Paris Average Closing Costs & Other Stats
Paris, TX's 67 lenders originated 538
loans during 2024. The total origination value was $132,210,000, with an average loan value of
$245,743.
Paris's average closing costs are $6,140.
The top Paris lender as defined by loan originations is QUICKEN LOANS, LLC, with
23 loans originated. Their average total fees are
$6,519, which is $1,687
higher than the next largest lender,
Guaranty Bank & Trust, N.A..
The lowest fee Paris lenders (with over 10 loans originated) are
Guaranty Bank & Trust, N.A. ($4,832), QUICKEN LOANS, LLC ($6,519), CANOPY MORTGAGE, LLC ($8,178), .
The lowest rate Paris lenders (with over 10 loans originated) are
CANOPY MORTGAGE, LLC (6.34%), Guaranty Bank & Trust, N.A. (6.58%), QUICKEN LOANS, LLC (7.04%), .
Paris, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Farmers Bank & Trust Company | $13,220,000 | $15,090,000 | 14.1% | 11.4% |
| Guaranty Bank & Trust, N.A. | $5,960,000 | $11,630,000 | 95.1% | 8.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $2,655,000 | $7,490,000 | 182.1% | 5.7% |
| GREYSTONE SERVICING COMPANY LLC | $6,405,000 | n/a | 4.8% | |
| QUICKEN LOANS, LLC | $4,915,000 | $6,280,000 | 27.8% | 4.8% |
| Alliance Bank | $390,000 | $6,245,000 | 1,501.3% | 4.7% |
| GUARANTEED RATE, INC. | $6,365,000 | $5,970,000 | -6.2% | 4.5% |
| CANOPY MORTGAGE, LLC | $5,255,000 | n/a | 4.0% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $870,000 | $4,115,000 | 373.0% | 3.1% |
| Arbor Realty Trust, Inc. | $3,495,000 | n/a | 2.6% | |
| Mortgage Research Center, LLC | $2,615,000 | $3,380,000 | 29.3% | 2.6% |
| NEXUS SERIES B, LLC | $3,295,000 | n/a | 2.5% | |
| GUILD MORTGAGE COMPANY | $2,495,000 | $2,780,000 | 11.4% | 2.1% |
| Nations Lending Corporation | $1,525,000 | $2,195,000 | 43.9% | 1.7% |
| Lamar National Bank | $1,925,000 | n/a | 1.5% | |
| CROSSCOUNTRY MORTGAGE, LLC | $545,000 | $1,860,000 | 241.3% | 1.4% |
| RED RIVER EMPLOYEES | $780,000 | $1,750,000 | 124.4% | 1.3% |
| 21ST MORTGAGE CORPORATION | $1,820,000 | $1,575,000 | -13.5% | 1.2% |
| First United Bank and Trust Company | $510,000 | $1,395,000 | 173.5% | 1.1% |
| Legend Bank, N.A. | $1,355,000 | $1,380,000 | 1.8% | 1.0% |
| Texas Mortgage Lending, LLC | $870,000 | $1,330,000 | 52.9% | 1.0% |
| TRIAD FINANCIAL SERVICES, INC. | $630,000 | $1,325,000 | 110.3% | 1.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,295,000 | n/a | 1.0% | |
| Wells Fargo Bank | $775,000 | $1,290,000 | 66.5% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $1,355,000 | $1,240,000 | -8.5% | 0.9% |
| NexBank | $415,000 | $1,145,000 | 175.9% | 0.9% |
| JPMorgan Chase Bank | $240,000 | $1,025,000 | 327.1% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $430,000 | $1,020,000 | 137.2% | 0.8% |
| Credit Union of Texas | $305,000 | $1,000,000 | 227.9% | 0.8% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $935,000 | n/a | 0.7% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $370,000 | $825,000 | 123.0% | 0.6% |
| CARDINAL FINANCIAL | $1,040,000 | $780,000 | -25.0% | 0.6% |
| FBC MORTGAGE, LLC | $765,000 | n/a | 0.6% | |
| LOANDEPOT.COM, LLC | $1,295,000 | $760,000 | -41.3% | 0.6% |
| SFMC, LP | $2,395,000 | $735,000 | -69.3% | 0.6% |
| Arvest Bank | $715,000 | n/a | 0.5% | |
| UBS Bank USA | $665,000 | n/a | 0.5% | |
| CMG MORTGAGE, INC. | $275,000 | $635,000 | 130.9% | 0.5% |
| MID AMERICA MORTGAGE, INC. | $620,000 | n/a | 0.5% | |
| EVERETT FINANCIAL, INC. | $940,000 | $595,000 | -36.7% | 0.5% |
| Morgan Stanley Private Bank | $575,000 | n/a | 0.4% | |
| NEWREZ LLC | $390,000 | $565,000 | 44.9% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $260,000 | $540,000 | 107.7% | 0.4% |
| MORTGAGE FINANCIAL SERVICES, LLC | $135,000 | $520,000 | 285.2% | 0.4% |
| AmeriHome Mortgage Company, LLC | $505,000 | n/a | 0.4% | |
| PHH Mortgage Corporation | $495,000 | n/a | 0.4% | |
| American Mortgage Bank, LLC | $445,000 | n/a | 0.3% | |
| FirstBank Southwest | $445,000 | n/a | 0.3% | |
| BancorpSouth | $420,000 | n/a | 0.3% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $415,000 | n/a | 0.3% | |
| Mr. Cooper ( Nationstar Mortgage ) | $545,000 | $415,000 | -23.9% | 0.3% |
| Discover Bank | $245,000 | $385,000 | 57.1% | 0.3% |
| LEGEND LENDING CORPORATION | $380,000 | n/a | 0.3% | |
| NAVY FEDERAL CREDIT UNION | $910,000 | $380,000 | -58.2% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $370,000 | n/a | 0.3% | |
| American Mortgage & Equity Consultants, Inc. | $360,000 | n/a | 0.3% | |
| Bank of America | $360,000 | n/a | 0.3% | |
| Paramount Residential Mortgage Group, Inc. | $345,000 | n/a | 0.3% | |
| BROKER SOLUTIONS, INC. | $490,000 | $340,000 | -30.6% | 0.3% |
| Raymond James Bank | $335,000 | n/a | 0.3% | |
| ROYAL UNITED MORTGAGE LLC | $345,000 | $320,000 | -7.2% | 0.2% |
| The City National Bank of Sulphur Springs | $155,000 | $320,000 | 106.5% | 0.2% |
| The Loan Store, Inc. | $315,000 | n/a | 0.2% | |
| UNIVERSITY Federal Credit Union | $305,000 | n/a | 0.2% | |
| Barrington Bank & Trust Company, N.A. | $335,000 | $295,000 | -11.9% | 0.2% |
| LIMA ONE CAPITAL, LLC | $905,000 | $295,000 | -67.4% | 0.2% |
| PREMIA MORTGAGE, LLC | $295,000 | n/a | 0.2% | |
| Origin Bank | $385,000 | $275,000 | -28.6% | 0.2% |
| BETTER MORTGAGE CORPORATION | $265,000 | n/a | 0.2% | |
| CIS Financial Services, Inc. | $260,000 | n/a | 0.2% | |
| MORIA DEVELOPMENT, INC. | $255,000 | n/a | 0.2% | |
| Community First National Bank | $245,000 | n/a | 0.2% | |
| First Financial Bank | $75,000 | $245,000 | 226.7% | 0.2% |
| State Bank of De Kalb | $45,000 | $240,000 | 433.3% | 0.2% |
| RBC Bank, (Georgia) | $245,000 | $235,000 | -4.1% | 0.2% |
| TOWNE MORTGAGE COMPANY | $225,000 | n/a | 0.2% | |
| Loan Simple, Inc. | $215,000 | n/a | 0.2% | |
| PLANET HOME LENDING, LLC | $590,000 | $205,000 | -65.3% | 0.2% |
| BOKF | $195,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $420,000 | $195,000 | -53.6% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $185,000 | n/a | 0.1% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $205,000 | $185,000 | -9.8% | 0.1% |
| First Federal Bank | $235,000 | $185,000 | -21.3% | 0.1% |
| PNC Bank | $35,000 | $185,000 | 428.6% | 0.1% |
| SOUTHWEST FUNDING, LP | $185,000 | n/a | 0.1% | |
| Integrity Home Mortgage Corp | $175,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $185,000 | $175,000 | -5.4% | 0.1% |
| Mid-Continent Funding, Inc. | $175,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $175,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $165,000 | n/a | 0.1% | |
| CSL Financial, LLC | $160,000 | n/a | 0.1% | |
| FLAT BRANCH MORTGAGE, INC. | $155,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $370,000 | $155,000 | -58.1% | 0.1% |
| Northpointe Bank | $175,000 | $155,000 | -11.4% | 0.1% |
| U.S. Bank | $155,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $475,000 | $145,000 | -69.5% | 0.1% |
| City Bank | $145,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $330,000 | $135,000 | -59.1% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $135,000 | n/a | 0.1% | |
| First National Bank Texas | $135,000 | n/a | 0.1% | |
| Network Funding, L.P. | $145,000 | $135,000 | -6.9% | 0.1% |
| OCMBC, INC. | $135,000 | n/a | 0.1% | |
| INTERLINC MORTGAGE SERVICES, LLC | $125,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $125,000 | n/a | 0.1% | |
| T2 FINANCIAL LLC | $845,000 | $125,000 | -85.2% | 0.1% |
| Truist | $125,000 | n/a | 0.1% | |
| CAPITAL CONCEPTS, INC. | $115,000 | n/a | 0.1% | |
| TEXAR | $165,000 | $115,000 | -30.3% | 0.1% |
| TEXAS DOW EMPLOYEES CREDIT UNION | $115,000 | n/a | 0.1% | |
| The American National Bank of Texas | $115,000 | n/a | 0.1% | |
| Independent Bank | $75,000 | $105,000 | 40.0% | 0.1% |
| RANDOLPH-BROOKS | $95,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $85,000 | n/a | 0.1% | |
| The First National Bank of Tom Bean | $185,000 | $85,000 | -54.1% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $65,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $190,000 | $55,000 | -71.1% | 0.0% |
| TOGETHER CREDIT UNION | $35,000 | n/a | 0.0% | |
| Horatio State Bank | $15,000 | n/a | 0.0% |
Paris's top lender by overall market share is Farmers Bank & Trust Company, with 11.4% market share. In second place, with 8.8%, is Guaranty Bank & Trust, N.A., having originated $11,630,000 in loans. In third place, with 5.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $7,490,000 in loans. In fourth place, with 4.8%, is GREYSTONE SERVICING COMPANY LLC, having originated $6,405,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $6,280,000 in loans.
Paris Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $161,538 (15.5%) | $210,062 (15.4%) | 0.00 | 217 |
| 2018-02-01 | $157,675 (12.7%) | $199,231 (9.6%) | 0.00 | 221 |
| 2018-03-01 | $162,000 (19.2%) | $210,601 (15.0%) | 0.00 | 217 |
| 2018-04-01 | $170,425 (31.2%) | $218,167 (23.2%) | 0.00 | 211 |
| 2018-05-01 | $176,925 (31.1%) | $225,634 (13.8%) | 0.00 | 218 |
| 2018-06-01 | $164,950 (18.3%) | $200,492 (5.6%) | 0.00 | 231 |
| 2018-07-01 | $162,450 (16.1%) | $199,101 (2.0%) | 0.00 | 251 |
| 2018-08-01 | $165,000 (14.2%) | $208,632 (2.7%) | 0.00 | 258 |
| 2018-09-01 | $169,900 (19.2%) | $216,720 (8.5%) | 0.00 | 259 |
| 2018-10-01 | $169,900 (14.9%) | $216,771 (3.3%) | 0.00 | 283 |
| 2018-11-01 | $169,600 (12.1%) | $210,483 (2.7%) | 0.00 | 271 |
| 2018-12-01 | $159,900 (6.6%) | $204,124 (-2.2%) | 0.00 | 245 |
| 2019-01-01 | $150,750 (-6.7%) | $200,487 (-4.6%) | 0.00 | 239 |
| 2019-02-01 | $157,925 (0.2%) | $203,741 (2.3%) | 0.00 | 234 |
| 2019-03-01 | $160,350 (-1.0%) | $201,049 (-4.5%) | 0.00 | 231 |
| 2019-04-01 | $164,725 (-3.3%) | $205,201 (-5.9%) | 0.00 | 230 |
| 2019-05-01 | $184,850 (4.5%) | $218,455 (-3.2%) | 0.00 | 250 |
| 2019-06-01 | $169,500 (2.8%) | $209,274 (4.4%) | 0.00 | 263 |
| 2019-07-01 | $175,075 (7.8%) | $216,313 (8.6%) | 0.00 | 265 |
| 2019-08-01 | $186,087 (12.8%) | $221,390 (6.1%) | 0.00 | 263 |
| 2019-09-01 | $187,726 (10.5%) | $220,598 (1.8%) | 0.00 | 257 |
| 2019-10-01 | $189,000 (11.2%) | $221,822 (2.3%) | 0.00 | 251 |
| 2019-11-01 | $174,700 (3.0%) | $213,108 (1.3%) | 0.00 | 245 |
| 2019-12-01 | $166,500 (4.1%) | $206,504 (1.2%) | 0.00 | 235 |
| 2020-01-01 | $171,850 (14.0%) | $220,264 (9.9%) | 0.00 | 205 |
| 2020-02-01 | $174,900 (10.8%) | $231,705 (13.7%) | 0.00 | 195 |
| 2020-03-01 | $168,948 (5.4%) | $237,081 (17.9%) | 0.00 | 187 |
| 2020-04-01 | $167,035 (1.4%) | $229,317 (11.8%) | 0.00 | 175 |
| 2020-05-01 | $165,000 (-10.7%) | $220,581 (1.0%) | 0.00 | 158 |
| 2020-06-01 | $174,325 (2.9%) | $224,434 (7.2%) | 0.00 | 145 |
| 2020-07-01 | $186,250 (6.4%) | $223,233 (3.2%) | 0.00 | 143 |
| 2020-08-01 | $179,900 (-3.3%) | $216,417 (-2.3%) | 0.00 | 110 |
| 2020-09-01 | $193,250 (2.9%) | $226,717 (2.8%) | 0.00 | 106 |
| 2020-10-01 | $191,500 (1.3%) | $229,563 (3.5%) | 0.00 | 120 |
| 2020-11-01 | $192,425 (10.2%) | $248,338 (16.5%) | 0.00 | 116 |
| 2020-12-01 | $174,950 (5.1%) | $231,745 (12.2%) | 0.00 | 108 |
| 2021-01-01 | $174,900 (1.8%) | $232,808 (5.7%) | 0.00 | 100 |
| 2021-02-01 | $158,863 (-9.2%) | $218,872 (-5.5%) | 0.00 | 98 |
| 2021-03-01 | $167,450 (-0.9%) | $224,186 (-5.4%) | 0.00 | 81 |
| 2021-04-01 | $174,900 (4.7%) | $232,434 (1.4%) | 0.00 | 69 |
| 2021-05-01 | $189,900 (15.1%) | $243,727 (10.5%) | 0.00 | 69 |
| 2021-06-01 | $192,000 (10.1%) | $235,804 (5.1%) | 0.00 | 85 |
| 2021-07-01 | $189,900 (2.0%) | $259,991 (16.5%) | 0.00 | 84 |
| 2021-08-01 | $205,900 (14.5%) | $258,716 (19.5%) | 0.00 | 95 |
| 2021-09-01 | $243,325 (25.9%) | $285,240 (25.8%) | 0.00 | 120 |
| 2021-10-01 | $238,000 (24.3%) | $281,800 (22.8%) | 0.00 | 131 |
| 2021-11-01 | $223,975 (16.4%) | $293,133 (18.0%) | 0.00 | 111 |
| 2021-12-01 | $219,750 (25.6%) | $303,208 (30.8%) | 0.00 | 107 |
| 2022-01-01 | $247,450 (41.5%) | $320,800 (37.8%) | 0.00 | 108 |
| 2022-02-01 | $234,900 (47.9%) | $317,227 (44.9%) | 0.00 | 97 |
| 2022-03-01 | $272,450 (62.7%) | $347,283 (54.9%) | 0.00 | 95 |
| 2022-04-01 | $252,450 (44.3%) | $357,456 (53.8%) | 0.00 | 106 |
| 2022-05-01 | $257,825 (35.8%) | $384,751 (57.9%) | 0.00 | 117 |
| 2022-06-01 | $241,225 (25.6%) | $344,987 (46.3%) | 0.00 | 140 |
| 2022-07-01 | $241,400 (27.1%) | $330,777 (27.2%) | 0.00 | 163 |
| 2022-08-01 | $228,495 (11.0%) | $304,088 (17.5%) | 0.00 | 191 |
| 2022-09-01 | $225,000 (-7.5%) | $308,892 (8.3%) | 0.00 | 197 |
| 2022-10-01 | $219,500 (-7.8%) | $294,886 (4.6%) | 0.00 | 224 |
| 2022-11-01 | $215,000 (-4.0%) | $303,599 (3.6%) | 0.00 | 232 |
| 2022-12-01 | $222,500 (1.3%) | $310,393 (2.4%) | 0.00 | 226 |
| 2023-01-01 | $235,225 (-4.9%) | $315,631 (-1.6%) | 0.00 | 214 |
| 2023-02-01 | $247,475 (5.4%) | $334,440 (5.4%) | 0.00 | 215 |
| 2023-03-01 | $256,250 (-6.0%) | $341,818 (-1.6%) | 0.00 | 210 |
| 2023-04-01 | $260,000 (3.0%) | $355,775 (-0.5%) | 0.00 | 209 |
| 2023-05-01 | $274,925 (6.6%) | $365,555 (-5.0%) | 0.00 | 199 |
| 2023-06-01 | $277,500 (15.0%) | $359,606 (4.2%) | 0.00 | 205 |
| 2023-07-01 | $260,000 (7.7%) | $347,258 (5.0%) | 0.00 | 227 |
| 2023-08-01 | $259,000 (13.4%) | $360,428 (18.5%) | 0.00 | 235 |
| 2023-09-01 | $254,000 (12.9%) | $358,859 (16.2%) | 0.00 | 242 |
| 2023-10-01 | $249,975 (13.9%) | $360,422 (22.2%) | 0.00 | 244 |
| 2023-11-01 | $248,500 (15.6%) | $351,242 (15.7%) | 0.00 | 257 |
| 2023-12-01 | $248,500 (11.7%) | $354,814 (14.3%) | 0.00 | 257 |
| 2024-01-01 | $248,500 (5.6%) | $362,054 (14.7%) | 0.00 | 231 |
| 2024-02-01 | $247,000 (-0.2%) | $358,006 (7.1%) | 0.00 | 212 |
| 2024-03-01 | $241,900 (-5.6%) | $343,927 (0.6%) | 0.00 | 209 |
| 2024-04-01 | $241,900 (-7.0%) | $338,180 (-5.0%) | 0.00 | 217 |
| 2024-05-01 | $241,900 (-12.0%) | $326,203 (-10.8%) | 0.00 | 211 |
| 2024-06-01 | $259,000 (-6.7%) | $330,212 (-8.2%) | 0.00 | 242 |
| 2024-07-01 | $254,000 (-2.3%) | $358,016 (3.1%) | 0.00 | 257 |
| 2024-08-01 | $259,950 (0.4%) | $355,253 (-1.4%) | 0.00 | 262 |
| 2024-09-01 | $262,475 (3.3%) | $361,205 (0.7%) | 0.00 | 262 |
| 2024-10-01 | $270,725 (8.3%) | $355,812 (-1.3%) | 0.00 | 272 |
| 2024-11-01 | $269,900 (8.6%) | $351,253 (0.0%) | 0.00 | 277 |
| 2024-12-01 | $276,375 (11.2%) | $355,807 (0.3%) | 0.00 | 271 |
| 2025-01-01 | $277,000 (11.5%) | $336,611 (-7.0%) | 0.00 | 275 |
| 2025-02-01 | $289,000 (17.0%) | $339,397 (-5.2%) | 0.00 | 281 |
| 2025-03-01 | $289,000 (19.5%) | $338,487 (-1.6%) | 0.00 | 284 |
Paris's median listing price comes in at 0% of the national average.
Paris's average listing price for 2025-03-01 was $338,487, a difference of $-5,440 (-1.6%) versus the prior year and $-910 versus the prior month.
For the 2025-03-01 period, Paris had 284 MLS listings, a difference of 3 listings (1%) versus the prior month and 75 listings (36%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,079 sqft |
| 2018-02-01 | 0 days | 2,015 sqft |
| 2018-03-01 | 0 days | 2,082 sqft |
| 2018-04-01 | 0 days | 2,258 sqft |
| 2018-05-01 | 0 days | 2,383 sqft |
| 2018-06-01 | 0 days | 2,257 sqft |
| 2018-07-01 | 0 days | 2,158 sqft |
| 2018-08-01 | 0 days | 2,184 sqft |
| 2018-09-01 | 0 days | 2,111 sqft |
| 2018-10-01 | 0 days | 2,058 sqft |
| 2018-11-01 | 0 days | 2,034 sqft |
| 2018-12-01 | 0 days | 2,036 sqft |
| 2019-01-01 | 0 days | 1,957 sqft |
| 2019-02-01 | 0 days | 1,986 sqft |
| 2019-03-01 | 0 days | 2,001 sqft |
| 2019-04-01 | 0 days | 1,999 sqft |
| 2019-05-01 | 0 days | 2,140 sqft |
| 2019-06-01 | 0 days | 2,006 sqft |
| 2019-07-01 | 0 days | 2,021 sqft |
| 2019-08-01 | 0 days | 2,122 sqft |
| 2019-09-01 | 0 days | 2,178 sqft |
| 2019-10-01 | 0 days | 2,233 sqft |
| 2019-11-01 | 0 days | 2,173 sqft |
| 2019-12-01 | 0 days | 2,151 sqft |
| 2020-01-01 | 0 days | 2,156 sqft |
| 2020-02-01 | 0 days | 2,171 sqft |
| 2020-03-01 | 0 days | 2,059 sqft |
| 2020-04-01 | 0 days | 2,035 sqft |
| 2020-05-01 | 0 days | 1,976 sqft |
| 2020-06-01 | 0 days | 2,102 sqft |
| 2020-07-01 | 0 days | 2,044 sqft |
| 2020-08-01 | 0 days | 2,044 sqft |
| 2020-09-01 | 0 days | 2,299 sqft |
| 2020-10-01 | 0 days | 2,340 sqft |
| 2020-11-01 | 0 days | 2,324 sqft |
| 2020-12-01 | 0 days | 2,086 sqft |
| 2021-01-01 | 0 days | 2,066 sqft |
| 2021-02-01 | 0 days | 1,814 sqft |
| 2021-03-01 | 0 days | 1,832 sqft |
| 2021-04-01 | 0 days | 2,015 sqft |
| 2021-05-01 | 0 days | 1,992 sqft |
| 2021-06-01 | 0 days | 1,953 sqft |
| 2021-07-01 | 0 days | 1,899 sqft |
| 2021-08-01 | 0 days | 1,873 sqft |
| 2021-09-01 | 0 days | 1,865 sqft |
| 2021-10-01 | 0 days | 1,832 sqft |
| 2021-11-01 | 0 days | 1,786 sqft |
| 2021-12-01 | 0 days | 1,789 sqft |
| 2022-01-01 | 0 days | 1,849 sqft |
| 2022-02-01 | 0 days | 1,768 sqft |
| 2022-03-01 | 0 days | 1,868 sqft |
| 2022-04-01 | 0 days | 1,801 sqft |
| 2022-05-01 | 0 days | 1,800 sqft |
| 2022-06-01 | 0 days | 1,803 sqft |
| 2022-07-01 | 0 days | 1,786 sqft |
| 2022-08-01 | 0 days | 1,784 sqft |
| 2022-09-01 | 0 days | 1,774 sqft |
| 2022-10-01 | 0 days | 1,712 sqft |
| 2022-11-01 | 0 days | 1,722 sqft |
| 2022-12-01 | 0 days | 1,777 sqft |
| 2023-01-01 | 0 days | 1,773 sqft |
| 2023-02-01 | 0 days | 1,797 sqft |
| 2023-03-01 | 0 days | 1,791 sqft |
| 2023-04-01 | 0 days | 1,809 sqft |
| 2023-05-01 | 0 days | 1,887 sqft |
| 2023-06-01 | 0 days | 1,924 sqft |
| 2023-07-01 | 0 days | 1,898 sqft |
| 2023-08-01 | 0 days | 1,844 sqft |
| 2023-09-01 | 0 days | 1,800 sqft |
| 2023-10-01 | 0 days | 1,794 sqft |
| 2023-11-01 | 0 days | 1,790 sqft |
| 2023-12-01 | 0 days | 1,792 sqft |
| 2024-01-01 | 0 days | 1,759 sqft |
| 2024-02-01 | 0 days | 1,732 sqft |
| 2024-03-01 | 0 days | 1,700 sqft |
| 2024-04-01 | 0 days | 1,778 sqft |
| 2024-05-01 | 0 days | 1,781 sqft |
| 2024-06-01 | 0 days | 1,790 sqft |
| 2024-07-01 | 0 days | 1,804 sqft |
| 2024-08-01 | 0 days | 1,926 sqft |
| 2024-09-01 | 0 days | 1,917 sqft |
| 2024-10-01 | 0 days | 1,874 sqft |
| 2024-11-01 | 0 days | 1,840 sqft |
| 2024-12-01 | 0 days | 1,848 sqft |
| 2025-01-01 | 0 days | 1,855 sqft |
| 2025-02-01 | 0 days | 1,888 sqft |
| 2025-03-01 | 0 days | 1,911 sqft |
Paris's median square footage for active listings during the 2025-03-01 period was 1,911 sqft. One year prior, the average listing was 1,700 sqft.
Paris, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 396 | $96,540,000 | $243,788 |
| Cash Out Refi | 53 | $7,905,000 | $149,151 |
| Refi | 46 | $19,810,000 | $430,652 |
| Other | 27 | $3,425,000 | $126,852 |
| Home Improvement | 15 | $1,235,000 | $82,333 |
| NA | 1 | $3,295,000 | $3,295,000 |
Paris's most frequently cited loan purpose was Home Purchase, with 396 originations. The 2nd most popular reason was Cash Out Refi, with 53 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 213 | $48,425,000 | $227,347 |
| Over 8% | 118 | $22,000,000 | $186,441 |
| 7-8% | 102 | $22,930,000 | $224,804 |
| 5-6% | 60 | $21,840,000 | $364,000 |
| <2.5% | 7 | $45,000 | $6,429 |
| 4-5% | 5 | $4,525,000 | $905,000 |
During 2024, Paris's most frequently originated rate bucket was 6-7%, with 213 originations.
Loan Sizing (Paris, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 224 | $33,670,000 | $150,313 |
| $200k-400k | 168 | $45,840,000 | $272,857 |
| $100,000 or less | 98 | $6,090,000 | $62,143 |
| $400k-600k | 30 | $14,120,000 | $470,667 |
| $600k-1000k | 11 | $8,585,000 | $780,455 |
| $Over $1MM | 7 | $23,905,000 | $3,415,000 |
Paris's loan sizing saw the bucket of loans from $100k-200k with 224 originations, totaling $33,670,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 262 | $61,370,000 | $234,237 |
| 60-80% | 115 | $41,125,000 | $357,609 |
| 40-60% | 55 | $9,225,000 | $167,727 |
| 20-40% | 32 | $3,400,000 | $106,250 |
| Under 20% | 25 | $955,000 | $38,200 |
| Over 100% | 11 | $2,965,000 | $269,545 |
Paris's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 262 originations, totaling $61,370,000 in origination value.