Paris Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Paris averaged 6.77% for the week of 2025-07-03, compared to the national average of 6.67% for the same period.

    The average rate for the prior week (2025-06-26) was 6.97% and one month ago for the week of 2025-05-29, the average rate was 7.29%.

    Paris's average rate one year ago was 6.96%.

    For refis of the same type during the week of 2025-07-03, the average rate was 7.17%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-07-03 6.67%
    Paris 30 Year Fixed Rate 2025-07-03 6.77%
    Paris 30 Year Fixed Rate Refi 2025-07-03 7.17%
    Paris 15 Year Fixed Rate 2025-07-03 5.9%
    Paris 15 Year Fixed Rate Refi 2025-07-03 5.9%
    Paris 30 Year FHA 2025-07-03 0.23%
    Paris 30 Year FHA Refi 2025-07-03 -0.2%
    Paris 30 Year USDA 2025-07-03 -0.2%
    Paris 30 Year USDA Refi 2025-07-03 -0.1%
    Paris 30 Year VA 2025-07-03 0.1%
    Paris 30 Year VA Refi 2025-07-03 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Paris, TX.

    Paris Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Paris, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 23 7.04% $6,519
    Guaranty Bank & Trust, N.A. 13 6.58% $4,832
    CANOPY MORTGAGE, LLC 10 6.34% $8,178
    GUARANTEED RATE, INC. 8 6.73% $6,184
    UNITED WHOLESALE MORTGAGE, LLC 7 6.87% $10,455
    Farmers Bank & Trust Company 6 6.67% $8,656
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 7.12% $9,110
    JPMorgan Chase Bank 5 6.85% $4,054
    NexBank 5 6.80% $4,319
    GUILD MORTGAGE COMPANY 5 7.03% $6,731
    Wells Fargo Bank 5 6.80% $5,449
    Texas Mortgage Lending, LLC 4 6.53% $6,601
    LOANDEPOT.COM, LLC 3 6.75% $5,566
    PENNYMAC LOAN SERVICES, LLC 3 7.25% $4,836
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 6.63% $5,185
    Nations Lending Corporation 3 6.79% $6,458
    CARDINAL FINANCIAL 3 7.29% $9,576
    CMG MORTGAGE, INC. 2 7.37% $5,066
    Mr. Cooper ( Nationstar Mortgage ) 2 6.75% $5,877
    21ST MORTGAGE CORPORATION 2 8.45% $6,688
    TRIAD FINANCIAL SERVICES, INC. 2 10.53% $6,465
    CROSSCOUNTRY MORTGAGE, LLC 2 7.18% $7,083
    BancorpSouth 2 7.13% $4,565
    Mortgage Research Center, LLC 2 7.44% $4,458
    OCMBC, INC. 1 9.00% $7,980
    Origin Bank 1 6.88% $7,630
    Paramount Residential Mortgage Group, Inc. 1 7.88% $9,495
    PHH Mortgage Corporation 1 5.99% $10,716
    PNC Bank 1 6.50% $3,395
    Raymond James Bank 1 6.88% $7,043
    RBC Bank, (Georgia) 1 5.38% $3,366
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 6.75% $9,016
    ROYAL UNITED MORTGAGE LLC 1 6.50% $7,363
    SFMC, LP 1 7.63% $27,170
    SIRVA MORTGAGE, INC. 1 6.88% $0
    T2 FINANCIAL LLC 1 6.38% $6,281
    The American National Bank of Texas 1 5.75% $4,717
    The City National Bank of Sulphur Springs 1 7.38% $2,898
    Truist 1 6.88% $3,714
    UBS Bank USA 1 6.50% $6,991
    UNIVERSITY Federal Credit Union 1 7.00% $7,798
    U.S. Bank 1 6.63% $4,398
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.99% $7,627
    The Loan Store, Inc. 1 6.13% $16,039
    Arvest Bank 1 6.00% $7,005
    Bank of America 1 8.50% $16,203
    BETTER MORTGAGE CORPORATION 1 6.13% $5,885
    BOKF 1 7.00% $4,098
    CAPITAL CONCEPTS, INC. 1 7.38% $5,226
    Carrington Mortgage Services, LLC 1 7.13% $2,754
    City Bank 1 6.88% $5,801
    EVERETT FINANCIAL, INC. 1 6.63% $10,301
    First Federal Bank 1 7.00% $4,877
    First United Bank and Trust Company 1 6.88% $14,213
    FLAT BRANCH MORTGAGE, INC. 1 6.38% $3,205
    GENEVA FINANCIAL, LLC 1 7.13% $8,838
    Independent Bank 1 6.75% $4,311
    Integrity Home Mortgage Corp 1 6.00% $4,182
    INTERLINC MORTGAGE SERVICES, LLC 1 7.63% $5,816
    LAKEVIEW LOAN SERVICING, LLC 1 7.50% $8,453
    LENOX FINANCIAL MORTGAGE CORPORATION 1 6.00% $4,709
    Morgan Stanley Private Bank 1 6.10% $2,597
    MORTGAGE FINANCIAL SERVICES, LLC 1 7.38% $2,992
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $9,975
    Network Funding, L.P. 1 7.13% $7,035
    NEWREZ LLC 1 6.99% $6,376
    Northpointe Bank 1 6.38% $6,767

    Paris Average Closing Costs & Other Stats

    Paris, TX's 67 lenders originated 538 loans during 2024. The total origination value was $132,210,000, with an average loan value of $245,743.

    Paris's average closing costs are $6,140.

    The top Paris lender as defined by loan originations is QUICKEN LOANS, LLC, with 23 loans originated. Their average total fees are $6,519, which is $1,687 higher than the next largest lender, Guaranty Bank & Trust, N.A..

    The lowest fee Paris lenders (with over 10 loans originated) are Guaranty Bank & Trust, N.A. ($4,832), QUICKEN LOANS, LLC ($6,519), CANOPY MORTGAGE, LLC ($8,178), .

    The lowest rate Paris lenders (with over 10 loans originated) are CANOPY MORTGAGE, LLC (6.34%), Guaranty Bank & Trust, N.A. (6.58%), QUICKEN LOANS, LLC (7.04%), .

    Paris, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Farmers Bank & Trust Company $13,220,000 $15,090,000 14.1% 11.4%
    Guaranty Bank & Trust, N.A. $5,960,000 $11,630,000 95.1% 8.8%
    UNITED WHOLESALE MORTGAGE, LLC $2,655,000 $7,490,000 182.1% 5.7%
    GREYSTONE SERVICING COMPANY LLC $6,405,000 n/a 4.8%
    QUICKEN LOANS, LLC $4,915,000 $6,280,000 27.8% 4.8%
    Alliance Bank $390,000 $6,245,000 1,501.3% 4.7%
    GUARANTEED RATE, INC. $6,365,000 $5,970,000 -6.2% 4.5%
    CANOPY MORTGAGE, LLC $5,255,000 n/a 4.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $870,000 $4,115,000 373.0% 3.1%
    Arbor Realty Trust, Inc. $3,495,000 n/a 2.6%
    Mortgage Research Center, LLC $2,615,000 $3,380,000 29.3% 2.6%
    NEXUS SERIES B, LLC $3,295,000 n/a 2.5%
    GUILD MORTGAGE COMPANY $2,495,000 $2,780,000 11.4% 2.1%
    Nations Lending Corporation $1,525,000 $2,195,000 43.9% 1.7%
    Lamar National Bank $1,925,000 n/a 1.5%
    CROSSCOUNTRY MORTGAGE, LLC $545,000 $1,860,000 241.3% 1.4%
    RED RIVER EMPLOYEES $780,000 $1,750,000 124.4% 1.3%
    21ST MORTGAGE CORPORATION $1,820,000 $1,575,000 -13.5% 1.2%
    First United Bank and Trust Company $510,000 $1,395,000 173.5% 1.1%
    Legend Bank, N.A. $1,355,000 $1,380,000 1.8% 1.0%
    Texas Mortgage Lending, LLC $870,000 $1,330,000 52.9% 1.0%
    TRIAD FINANCIAL SERVICES, INC. $630,000 $1,325,000 110.3% 1.0%
    COREVEST AMERICAN FINANCE LENDER LLC $1,295,000 n/a 1.0%
    Wells Fargo Bank $775,000 $1,290,000 66.5% 1.0%
    PENNYMAC LOAN SERVICES, LLC $1,355,000 $1,240,000 -8.5% 0.9%
    NexBank $415,000 $1,145,000 175.9% 0.9%
    JPMorgan Chase Bank $240,000 $1,025,000 327.1% 0.8%
    FREEDOM MORTGAGE CORPORATION $430,000 $1,020,000 137.2% 0.8%
    Credit Union of Texas $305,000 $1,000,000 227.9% 0.8%
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION $935,000 n/a 0.7%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $370,000 $825,000 123.0% 0.6%
    CARDINAL FINANCIAL $1,040,000 $780,000 -25.0% 0.6%
    FBC MORTGAGE, LLC $765,000 n/a 0.6%
    LOANDEPOT.COM, LLC $1,295,000 $760,000 -41.3% 0.6%
    SFMC, LP $2,395,000 $735,000 -69.3% 0.6%
    Arvest Bank $715,000 n/a 0.5%
    UBS Bank USA $665,000 n/a 0.5%
    CMG MORTGAGE, INC. $275,000 $635,000 130.9% 0.5%
    MID AMERICA MORTGAGE, INC. $620,000 n/a 0.5%
    EVERETT FINANCIAL, INC. $940,000 $595,000 -36.7% 0.5%
    Morgan Stanley Private Bank $575,000 n/a 0.4%
    NEWREZ LLC $390,000 $565,000 44.9% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $260,000 $540,000 107.7% 0.4%
    MORTGAGE FINANCIAL SERVICES, LLC $135,000 $520,000 285.2% 0.4%
    AmeriHome Mortgage Company, LLC $505,000 n/a 0.4%
    PHH Mortgage Corporation $495,000 n/a 0.4%
    American Mortgage Bank, LLC $445,000 n/a 0.3%
    FirstBank Southwest $445,000 n/a 0.3%
    BancorpSouth $420,000 n/a 0.3%
    LENOX FINANCIAL MORTGAGE CORPORATION $415,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $545,000 $415,000 -23.9% 0.3%
    Discover Bank $245,000 $385,000 57.1% 0.3%
    LEGEND LENDING CORPORATION $380,000 n/a 0.3%
    NAVY FEDERAL CREDIT UNION $910,000 $380,000 -58.2% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $370,000 n/a 0.3%
    American Mortgage & Equity Consultants, Inc. $360,000 n/a 0.3%
    Bank of America $360,000 n/a 0.3%
    Paramount Residential Mortgage Group, Inc. $345,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $490,000 $340,000 -30.6% 0.3%
    Raymond James Bank $335,000 n/a 0.3%
    ROYAL UNITED MORTGAGE LLC $345,000 $320,000 -7.2% 0.2%
    The City National Bank of Sulphur Springs $155,000 $320,000 106.5% 0.2%
    The Loan Store, Inc. $315,000 n/a 0.2%
    UNIVERSITY Federal Credit Union $305,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $335,000 $295,000 -11.9% 0.2%
    LIMA ONE CAPITAL, LLC $905,000 $295,000 -67.4% 0.2%
    PREMIA MORTGAGE, LLC $295,000 n/a 0.2%
    Origin Bank $385,000 $275,000 -28.6% 0.2%
    BETTER MORTGAGE CORPORATION $265,000 n/a 0.2%
    CIS Financial Services, Inc. $260,000 n/a 0.2%
    MORIA DEVELOPMENT, INC. $255,000 n/a 0.2%
    Community First National Bank $245,000 n/a 0.2%
    First Financial Bank $75,000 $245,000 226.7% 0.2%
    State Bank of De Kalb $45,000 $240,000 433.3% 0.2%
    RBC Bank, (Georgia) $245,000 $235,000 -4.1% 0.2%
    TOWNE MORTGAGE COMPANY $225,000 n/a 0.2%
    Loan Simple, Inc. $215,000 n/a 0.2%
    PLANET HOME LENDING, LLC $590,000 $205,000 -65.3% 0.2%
    BOKF $195,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $420,000 $195,000 -53.6% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $185,000 n/a 0.1%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $205,000 $185,000 -9.8% 0.1%
    First Federal Bank $235,000 $185,000 -21.3% 0.1%
    PNC Bank $35,000 $185,000 428.6% 0.1%
    SOUTHWEST FUNDING, LP $185,000 n/a 0.1%
    Integrity Home Mortgage Corp $175,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $185,000 $175,000 -5.4% 0.1%
    Mid-Continent Funding, Inc. $175,000 n/a 0.1%
    SIRVA MORTGAGE, INC. $175,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $165,000 n/a 0.1%
    CSL Financial, LLC $160,000 n/a 0.1%
    FLAT BRANCH MORTGAGE, INC. $155,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $370,000 $155,000 -58.1% 0.1%
    Northpointe Bank $175,000 $155,000 -11.4% 0.1%
    U.S. Bank $155,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $475,000 $145,000 -69.5% 0.1%
    City Bank $145,000 n/a 0.1%
    Equity Prime Mortgage LLC $330,000 $135,000 -59.1% 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $135,000 n/a 0.1%
    First National Bank Texas $135,000 n/a 0.1%
    Network Funding, L.P. $145,000 $135,000 -6.9% 0.1%
    OCMBC, INC. $135,000 n/a 0.1%
    INTERLINC MORTGAGE SERVICES, LLC $125,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $125,000 n/a 0.1%
    T2 FINANCIAL LLC $845,000 $125,000 -85.2% 0.1%
    Truist $125,000 n/a 0.1%
    CAPITAL CONCEPTS, INC. $115,000 n/a 0.1%
    TEXAR $165,000 $115,000 -30.3% 0.1%
    TEXAS DOW EMPLOYEES CREDIT UNION $115,000 n/a 0.1%
    The American National Bank of Texas $115,000 n/a 0.1%
    Independent Bank $75,000 $105,000 40.0% 0.1%
    RANDOLPH-BROOKS $95,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $85,000 n/a 0.1%
    The First National Bank of Tom Bean $185,000 $85,000 -54.1% 0.1%
    VELOCITY COMMERCIAL CAPITAL, LLC $65,000 n/a 0.0%
    Carrington Mortgage Services, LLC $190,000 $55,000 -71.1% 0.0%
    TOGETHER CREDIT UNION $35,000 n/a 0.0%
    Horatio State Bank $15,000 n/a 0.0%

    Paris's top lender by overall market share is Farmers Bank & Trust Company, with 11.4% market share. In second place, with 8.8%, is Guaranty Bank & Trust, N.A., having originated $11,630,000 in loans. In third place, with 5.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $7,490,000 in loans. In fourth place, with 4.8%, is GREYSTONE SERVICING COMPANY LLC, having originated $6,405,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $6,280,000 in loans.

    Paris Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $161,538 (15.5%) $210,062 (15.4%) 0.00 217
    2018-02-01 $157,675 (12.7%) $199,231 (9.6%) 0.00 221
    2018-03-01 $162,000 (19.2%) $210,601 (15.0%) 0.00 217
    2018-04-01 $170,425 (31.2%) $218,167 (23.2%) 0.00 211
    2018-05-01 $176,925 (31.1%) $225,634 (13.8%) 0.00 218
    2018-06-01 $164,950 (18.3%) $200,492 (5.6%) 0.00 231
    2018-07-01 $162,450 (16.1%) $199,101 (2.0%) 0.00 251
    2018-08-01 $165,000 (14.2%) $208,632 (2.7%) 0.00 258
    2018-09-01 $169,900 (19.2%) $216,720 (8.5%) 0.00 259
    2018-10-01 $169,900 (14.9%) $216,771 (3.3%) 0.00 283
    2018-11-01 $169,600 (12.1%) $210,483 (2.7%) 0.00 271
    2018-12-01 $159,900 (6.6%) $204,124 (-2.2%) 0.00 245
    2019-01-01 $150,750 (-6.7%) $200,487 (-4.6%) 0.00 239
    2019-02-01 $157,925 (0.2%) $203,741 (2.3%) 0.00 234
    2019-03-01 $160,350 (-1.0%) $201,049 (-4.5%) 0.00 231
    2019-04-01 $164,725 (-3.3%) $205,201 (-5.9%) 0.00 230
    2019-05-01 $184,850 (4.5%) $218,455 (-3.2%) 0.00 250
    2019-06-01 $169,500 (2.8%) $209,274 (4.4%) 0.00 263
    2019-07-01 $175,075 (7.8%) $216,313 (8.6%) 0.00 265
    2019-08-01 $186,087 (12.8%) $221,390 (6.1%) 0.00 263
    2019-09-01 $187,726 (10.5%) $220,598 (1.8%) 0.00 257
    2019-10-01 $189,000 (11.2%) $221,822 (2.3%) 0.00 251
    2019-11-01 $174,700 (3.0%) $213,108 (1.3%) 0.00 245
    2019-12-01 $166,500 (4.1%) $206,504 (1.2%) 0.00 235
    2020-01-01 $171,850 (14.0%) $220,264 (9.9%) 0.00 205
    2020-02-01 $174,900 (10.8%) $231,705 (13.7%) 0.00 195
    2020-03-01 $168,948 (5.4%) $237,081 (17.9%) 0.00 187
    2020-04-01 $167,035 (1.4%) $229,317 (11.8%) 0.00 175
    2020-05-01 $165,000 (-10.7%) $220,581 (1.0%) 0.00 158
    2020-06-01 $174,325 (2.9%) $224,434 (7.2%) 0.00 145
    2020-07-01 $186,250 (6.4%) $223,233 (3.2%) 0.00 143
    2020-08-01 $179,900 (-3.3%) $216,417 (-2.3%) 0.00 110
    2020-09-01 $193,250 (2.9%) $226,717 (2.8%) 0.00 106
    2020-10-01 $191,500 (1.3%) $229,563 (3.5%) 0.00 120
    2020-11-01 $192,425 (10.2%) $248,338 (16.5%) 0.00 116
    2020-12-01 $174,950 (5.1%) $231,745 (12.2%) 0.00 108
    2021-01-01 $174,900 (1.8%) $232,808 (5.7%) 0.00 100
    2021-02-01 $158,863 (-9.2%) $218,872 (-5.5%) 0.00 98
    2021-03-01 $167,450 (-0.9%) $224,186 (-5.4%) 0.00 81
    2021-04-01 $174,900 (4.7%) $232,434 (1.4%) 0.00 69
    2021-05-01 $189,900 (15.1%) $243,727 (10.5%) 0.00 69
    2021-06-01 $192,000 (10.1%) $235,804 (5.1%) 0.00 85
    2021-07-01 $189,900 (2.0%) $259,991 (16.5%) 0.00 84
    2021-08-01 $205,900 (14.5%) $258,716 (19.5%) 0.00 95
    2021-09-01 $243,325 (25.9%) $285,240 (25.8%) 0.00 120
    2021-10-01 $238,000 (24.3%) $281,800 (22.8%) 0.00 131
    2021-11-01 $223,975 (16.4%) $293,133 (18.0%) 0.00 111
    2021-12-01 $219,750 (25.6%) $303,208 (30.8%) 0.00 107
    2022-01-01 $247,450 (41.5%) $320,800 (37.8%) 0.00 108
    2022-02-01 $234,900 (47.9%) $317,227 (44.9%) 0.00 97
    2022-03-01 $272,450 (62.7%) $347,283 (54.9%) 0.00 95
    2022-04-01 $252,450 (44.3%) $357,456 (53.8%) 0.00 106
    2022-05-01 $257,825 (35.8%) $384,751 (57.9%) 0.00 117
    2022-06-01 $241,225 (25.6%) $344,987 (46.3%) 0.00 140
    2022-07-01 $241,400 (27.1%) $330,777 (27.2%) 0.00 163
    2022-08-01 $228,495 (11.0%) $304,088 (17.5%) 0.00 191
    2022-09-01 $225,000 (-7.5%) $308,892 (8.3%) 0.00 197
    2022-10-01 $219,500 (-7.8%) $294,886 (4.6%) 0.00 224
    2022-11-01 $215,000 (-4.0%) $303,599 (3.6%) 0.00 232
    2022-12-01 $222,500 (1.3%) $310,393 (2.4%) 0.00 226
    2023-01-01 $235,225 (-4.9%) $315,631 (-1.6%) 0.00 214
    2023-02-01 $247,475 (5.4%) $334,440 (5.4%) 0.00 215
    2023-03-01 $256,250 (-6.0%) $341,818 (-1.6%) 0.00 210
    2023-04-01 $260,000 (3.0%) $355,775 (-0.5%) 0.00 209
    2023-05-01 $274,925 (6.6%) $365,555 (-5.0%) 0.00 199
    2023-06-01 $277,500 (15.0%) $359,606 (4.2%) 0.00 205
    2023-07-01 $260,000 (7.7%) $347,258 (5.0%) 0.00 227
    2023-08-01 $259,000 (13.4%) $360,428 (18.5%) 0.00 235
    2023-09-01 $254,000 (12.9%) $358,859 (16.2%) 0.00 242
    2023-10-01 $249,975 (13.9%) $360,422 (22.2%) 0.00 244
    2023-11-01 $248,500 (15.6%) $351,242 (15.7%) 0.00 257
    2023-12-01 $248,500 (11.7%) $354,814 (14.3%) 0.00 257
    2024-01-01 $248,500 (5.6%) $362,054 (14.7%) 0.00 231
    2024-02-01 $247,000 (-0.2%) $358,006 (7.1%) 0.00 212
    2024-03-01 $241,900 (-5.6%) $343,927 (0.6%) 0.00 209
    2024-04-01 $241,900 (-7.0%) $338,180 (-5.0%) 0.00 217
    2024-05-01 $241,900 (-12.0%) $326,203 (-10.8%) 0.00 211
    2024-06-01 $259,000 (-6.7%) $330,212 (-8.2%) 0.00 242
    2024-07-01 $254,000 (-2.3%) $358,016 (3.1%) 0.00 257
    2024-08-01 $259,950 (0.4%) $355,253 (-1.4%) 0.00 262
    2024-09-01 $262,475 (3.3%) $361,205 (0.7%) 0.00 262
    2024-10-01 $270,725 (8.3%) $355,812 (-1.3%) 0.00 272
    2024-11-01 $269,900 (8.6%) $351,253 (0.0%) 0.00 277
    2024-12-01 $276,375 (11.2%) $355,807 (0.3%) 0.00 271
    2025-01-01 $277,000 (11.5%) $336,611 (-7.0%) 0.00 275
    2025-02-01 $289,000 (17.0%) $339,397 (-5.2%) 0.00 281
    2025-03-01 $289,000 (19.5%) $338,487 (-1.6%) 0.00 284
    2025-04-01 $276,750 (14.4%) $380,457 (12.5%) 0.00 294
    2025-05-01 $289,000 (19.5%) $387,476 (18.8%) 0.00 290
    Paris's median listing price for 2025-05-01 was $289,000, a difference of $47,100 (19.5%) versus the prior year and $12,250 versus the prior month.

    Paris's median listing price comes in at 0% of the national average.

    Paris's average listing price for 2025-05-01 was $387,476, a difference of $61,273 (18.8%) versus the prior year and $7,019 versus the prior month.

    For the 2025-05-01 period, Paris had 290 MLS listings, a difference of -4 listings (-1%) versus the prior month and 79 listings (37%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,079 sqft
    2018-02-01 0 days 2,015 sqft
    2018-03-01 0 days 2,082 sqft
    2018-04-01 0 days 2,258 sqft
    2018-05-01 0 days 2,383 sqft
    2018-06-01 0 days 2,257 sqft
    2018-07-01 0 days 2,158 sqft
    2018-08-01 0 days 2,184 sqft
    2018-09-01 0 days 2,111 sqft
    2018-10-01 0 days 2,058 sqft
    2018-11-01 0 days 2,034 sqft
    2018-12-01 0 days 2,036 sqft
    2019-01-01 0 days 1,957 sqft
    2019-02-01 0 days 1,986 sqft
    2019-03-01 0 days 2,001 sqft
    2019-04-01 0 days 1,999 sqft
    2019-05-01 0 days 2,140 sqft
    2019-06-01 0 days 2,006 sqft
    2019-07-01 0 days 2,021 sqft
    2019-08-01 0 days 2,122 sqft
    2019-09-01 0 days 2,178 sqft
    2019-10-01 0 days 2,233 sqft
    2019-11-01 0 days 2,173 sqft
    2019-12-01 0 days 2,151 sqft
    2020-01-01 0 days 2,156 sqft
    2020-02-01 0 days 2,171 sqft
    2020-03-01 0 days 2,059 sqft
    2020-04-01 0 days 2,035 sqft
    2020-05-01 0 days 1,976 sqft
    2020-06-01 0 days 2,102 sqft
    2020-07-01 0 days 2,044 sqft
    2020-08-01 0 days 2,044 sqft
    2020-09-01 0 days 2,299 sqft
    2020-10-01 0 days 2,340 sqft
    2020-11-01 0 days 2,324 sqft
    2020-12-01 0 days 2,086 sqft
    2021-01-01 0 days 2,066 sqft
    2021-02-01 0 days 1,814 sqft
    2021-03-01 0 days 1,832 sqft
    2021-04-01 0 days 2,015 sqft
    2021-05-01 0 days 1,992 sqft
    2021-06-01 0 days 1,953 sqft
    2021-07-01 0 days 1,899 sqft
    2021-08-01 0 days 1,873 sqft
    2021-09-01 0 days 1,865 sqft
    2021-10-01 0 days 1,832 sqft
    2021-11-01 0 days 1,786 sqft
    2021-12-01 0 days 1,789 sqft
    2022-01-01 0 days 1,849 sqft
    2022-02-01 0 days 1,768 sqft
    2022-03-01 0 days 1,868 sqft
    2022-04-01 0 days 1,801 sqft
    2022-05-01 0 days 1,800 sqft
    2022-06-01 0 days 1,803 sqft
    2022-07-01 0 days 1,786 sqft
    2022-08-01 0 days 1,784 sqft
    2022-09-01 0 days 1,774 sqft
    2022-10-01 0 days 1,712 sqft
    2022-11-01 0 days 1,722 sqft
    2022-12-01 0 days 1,777 sqft
    2023-01-01 0 days 1,773 sqft
    2023-02-01 0 days 1,797 sqft
    2023-03-01 0 days 1,791 sqft
    2023-04-01 0 days 1,809 sqft
    2023-05-01 0 days 1,887 sqft
    2023-06-01 0 days 1,924 sqft
    2023-07-01 0 days 1,898 sqft
    2023-08-01 0 days 1,844 sqft
    2023-09-01 0 days 1,800 sqft
    2023-10-01 0 days 1,794 sqft
    2023-11-01 0 days 1,790 sqft
    2023-12-01 0 days 1,792 sqft
    2024-01-01 0 days 1,759 sqft
    2024-02-01 0 days 1,732 sqft
    2024-03-01 0 days 1,700 sqft
    2024-04-01 0 days 1,778 sqft
    2024-05-01 0 days 1,781 sqft
    2024-06-01 0 days 1,790 sqft
    2024-07-01 0 days 1,804 sqft
    2024-08-01 0 days 1,926 sqft
    2024-09-01 0 days 1,917 sqft
    2024-10-01 0 days 1,874 sqft
    2024-11-01 0 days 1,840 sqft
    2024-12-01 0 days 1,848 sqft
    2025-01-01 0 days 1,855 sqft
    2025-02-01 0 days 1,888 sqft
    2025-03-01 0 days 1,911 sqft
    2025-04-01 0 days 1,898 sqft
    2025-05-01 0 days 1,960 sqft
    Paris's median listing age (time on market) for 2025-05-01 was 0 days.

    Paris's median square footage for active listings during the 2025-05-01 period was 1,960 sqft. One year prior, the average listing was 1,781 sqft.

    Paris, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 396 $96,540,000 $243,788
    Cash Out Refi 53 $7,905,000 $149,151
    Refi 46 $19,810,000 $430,652
    Other 27 $3,425,000 $126,852
    Home Improvement 15 $1,235,000 $82,333
    NA 1 $3,295,000 $3,295,000

    Paris's most frequently cited loan purpose was Home Purchase, with 396 originations. The 2nd most popular reason was Cash Out Refi, with 53 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 213 $48,425,000 $227,347
    Over 8% 118 $22,000,000 $186,441
    7-8% 102 $22,930,000 $224,804
    5-6% 60 $21,840,000 $364,000
    <2.5% 7 $45,000 $6,429
    4-5% 5 $4,525,000 $905,000

    During 2024, Paris's most frequently originated rate bucket was 6-7%, with 213 originations.

    Loan Sizing (Paris, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 224 $33,670,000 $150,313
    $200k-400k 168 $45,840,000 $272,857
    $100,000 or less 98 $6,090,000 $62,143
    $400k-600k 30 $14,120,000 $470,667
    $600k-1000k 11 $8,585,000 $780,455
    $Over $1MM 7 $23,905,000 $3,415,000

    Paris's loan sizing saw the bucket of loans from $100k-200k with 224 originations, totaling $33,670,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 262 $61,370,000 $234,237
    60-80% 115 $41,125,000 $357,609
    40-60% 55 $9,225,000 $167,727
    20-40% 32 $3,400,000 $106,250
    Under 20% 25 $955,000 $38,200
    Over 100% 11 $2,965,000 $269,545

    Paris's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 262 originations, totaling $61,370,000 in origination value.