Paris Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Paris averaged 6.44% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

The average rate for the prior week (2023-05-18) was 6.56% and one month ago for the week of 2023-04-20, the average rate was 6.36%.

Paris's average rate one year ago was 5.22%.

For refis of the same type during the week of 2023-05-25, the average rate was 6.87%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-05-25 6.57%
Paris 30 Year Fixed Rate 2023-05-25 6.44%
Paris 30 Year Fixed Rate Refi 2023-05-25 6.87%
Paris 15 Year Fixed Rate 2023-05-25 5.77%
Paris 15 Year Fixed Rate Refi 2023-05-25 5.87%
Paris 30 Year FHA 2023-05-25 5.92%
Paris 30 Year FHA Refi 2023-05-25 6.41%
Paris 30 Year USDA 2023-05-25 6.43%
Paris 30 Year USDA Refi 2023-05-25 6.63%
Paris 30 Year VA 2023-05-25 6.51%
Paris 30 Year VA Refi 2023-05-25 6.21%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Paris, TX.

Paris Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Paris, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 31 5.23% $6,263
Guaranty Bank & Trust, N.A. 16 4.70% $5,156
SFMC, LP 9 4.97% $9,826
Farmers Bank & Trust Company 9 4.31% $6,747
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 8 5.03% $7,707
PENNYMAC LOAN SERVICES, LLC 7 4.66% $6,332
GUILD MORTGAGE COMPANY 7 4.84% $8,271
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 5.44% $6,960
LOANDEPOT.COM, LLC 6 4.85% $6,890
CERTAINTY HOME LOANS, LLC 6 4.75% $4,865
Mr. Cooper ( Nationstar Mortgage ) 5 5.00% $9,326
UNITED WHOLESALE MORTGAGE, LLC 5 6.01% $5,465
CALIBER HOME LOANS, INC. 4 4.81% $6,800
MORTGAGE FINANCIAL SERVICES, LLC 4 5.88% $8,876
RED RIVER EMPLOYEES 4 5.66% $4,263
BETTER MORTGAGE CORPORATION 3 4.33% $5,553
First United Bank and Trust Company 3 5.58% $10,023
Gateway First Bank 3 5.54% $5,747
ASPIRE FINANCIAL, INC. 3 6.13% $5,505
BancorpSouth Bank 3 6.38% $4,573
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 5.25% $9,772
FREEDOM MORTGAGE CORPORATION 2 5.69% $7,696
RBC Bank, (Georgia) 2 4.94% $2,512
CROSSCOUNTRY MORTGAGE, LLC 2 4.93% $7,147
Wells Fargo Bank 2 5.06% $4,363
BROKER SOLUTIONS, INC. 2 5.50% $6,705
LONE STAR 2 5.25% $6,724
T2 FINANCIAL LLC 2 7.06% $6,116
TEXAS DOW EMPLOYEES CREDIT UNION 2 5.13% $7,642
Citizens Bank 2 5.00% $4,508
LAKEVIEW LOAN SERVICING, LLC 2 5.19% $4,757
THRIVE MORTGAGE, LLC 2 5.75% $6,959
INTEGRITY MORTGAGE CORPORATION OF TEXAS 2 4.69% $5,599
AMERICAN FINANCING CORPORATION 2 4.69% $11,104
NexBank 2 5.56% $5,772
EVERETT FINANCIAL, INC. 2 5.75% $4,042
GSF Mortgage Corporation 2 5.18% $9,571
ROYAL UNITED MORTGAGE LLC 1 6.13% $8,828
SOUTHWEST FUNDING, LP 1 6.38% $9,912
Texas Mortgage Lending, LLC 1 5.88% $7,347
The City National Bank of Sulphur Springs 1 4.50% $3,666
Town Square Mortgage & Investments, Inc. 1 5.99% $3,537
UNION HOME MORTGAGE CORP. 1 5.63% $7,837
AMCAP MORTGAGE, LTD. 1 6.13% $4,535
WILLOW BEND MORTGAGE COMPANY, LLC 1 6.00% $4,168
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.37% $5,424
Arvest Bank 1 2.88% $6,605
ASHLAND Credit Union 1 4.63% $6,054
Bank of America 1 6.38% $3,427
CARDINAL FINANCIAL 1 3.25% $5,376
Carrington Mortgage Services, LLC 1 3.75% $8,214
Chicago Mortgage Solutions LLC 1 5.07% $4,339
CHURCHILL MORTGAGE CORPORATION 1 3.75% $3,641
CITYWIDE HOME LOANS, LLC 1 5.25% $13,092
Colonial Savings, F.A. 1 3.88% $3,453
DRAPER AND KRAMER MORTGAGE CORP. 1 4.50% $10,398
EASTMAN 1 5.88% $3,572
EECU 1 6.00% $3,317
ENCORE BANK 1 3.58% $5,550
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 5.13% $9,322
FirstBank 1 4.88% $5,348
First Guaranty Mortgage Corporation 1 3.38% $5,912
First State Bank 1 5.38% $4,008
Flagstar Bank, FSB 1 4.85% $7,230
GREAT WESTERN FINANCIAL SERVICES, INC. 1 5.63% $7,013
GUARANTEED RATE, INC. 1 5.75% $5,572
GUIDANCE RESIDENTIAL, LLC 1 6.50% $4,514
HOMESIDE FINANCIAL, LLC 1 3.99% $5,217
HOMETRUST MORTGAGE COMPANY 1 4.38% $3,830
INTERCAP LENDING INC. 1 7.13% $3,871
INTERLINC MORTGAGE SERVICES, LLC 1 4.87% $4,977
JPMorgan Chase Bank 1 3.25% $0
LENOX FINANCIAL MORTGAGE CORPORATION 1 5.88% $5,272
Mortgage Research Center, LLC 1 5.13% $13,305
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 5.38% $6,007
Nations Lending Corporation 1 4.13% $4,439
NAVY FEDERAL CREDIT UNION 1 2.63% $3,647
NEWREZ LLC 1 4.50% $3,337
Origin Bank 1 6.00% $6,298
Prosperity Home Mortgage, LLC 1 6.50% $10,202
PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.00% $4,570

Paris Average Closing Costs & Other Stats

Paris, TX's 81 lenders originated 707 loans during 2022. The total origination value was $142,755,000, with an average loan value of $201,917.

Paris's average closing costs are $5,599.

The top Paris lender as defined by loan originations is QUICKEN LOANS, LLC, with 31 loans originated. Their average total fees are $6,263, which is $1,108 higher than the next largest lender, Guaranty Bank & Trust, N.A..

The lowest fee Paris lenders (with over 10 loans originated) are Guaranty Bank & Trust, N.A. ($5,156), QUICKEN LOANS, LLC ($6,263), .

The lowest rate Paris lenders (with over 10 loans originated) are Guaranty Bank & Trust, N.A. (4.70%), QUICKEN LOANS, LLC (5.23%), .

Paris, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Farmers Bank & Trust Company $27,915,000 $22,845,000 -18.2% 16.0%
QUICKEN LOANS, LLC $13,230,000 $10,860,000 -17.9% 7.6%
Guaranty Bank & Trust, N.A. $19,620,000 $9,695,000 -50.6% 6.8%
GUILD MORTGAGE COMPANY $4,270,000 $5,850,000 37.0% 4.1%
Lamar National Bank $9,525,000 $5,185,000 -45.6% 3.6%
Mortgage Research Center, LLC $6,600,000 $4,925,000 -25.4% 3.4%
CERTAINTY HOME LOANS, LLC $6,200,000 $4,830,000 -22.1% 3.4%
SFMC, LP $6,000,000 $3,715,000 -38.1% 2.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,020,000 $3,590,000 18.9% 2.5%
RED RIVER EMPLOYEES $2,510,000 $2,850,000 13.5% 2.0%
21ST MORTGAGE CORPORATION $1,065,000 $2,440,000 129.1% 1.7%
FREEDOM MORTGAGE CORPORATION $6,095,000 $2,440,000 -60.0% 1.7%
EVERETT FINANCIAL, INC. $1,440,000 $2,420,000 68.1% 1.7%
Nations Lending Corporation $4,300,000 $2,385,000 -44.5% 1.7%
LOANDEPOT.COM, LLC $2,670,000 $2,250,000 -15.7% 1.6%
Mr. Cooper ( Nationstar Mortgage ) $2,115,000 $1,930,000 -8.7% 1.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,125,000 $1,870,000 66.2% 1.3%
PENNYMAC LOAN SERVICES, LLC $2,360,000 $1,755,000 -25.6% 1.2%
UNITED WHOLESALE MORTGAGE, LLC $560,000 $1,640,000 192.9% 1.1%
Gateway First Bank $1,720,000 $1,495,000 -13.1% 1.0%
Citizens Bank $4,785,000 $1,405,000 -70.6% 1.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $105,000 $1,365,000 1,200.0% 1.0%
GSF Mortgage Corporation $1,280,000 n/a 0.9%
Solarity Credit Union $1,235,000 n/a 0.9%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,070,000 $1,215,000 -41.3% 0.9%
MORTGAGE FINANCIAL SERVICES, LLC $1,020,000 $1,140,000 11.8% 0.8%
BETTER MORTGAGE CORPORATION $620,000 $1,085,000 75.0% 0.8%
ASPIRE FINANCIAL, INC. $1,385,000 $1,020,000 -26.4% 0.7%
First United Bank and Trust Company $1,435,000 $940,000 -34.5% 0.7%
Wells Fargo Bank $2,840,000 $895,000 -68.5% 0.6%
Arvest Bank $850,000 n/a 0.6%
AMCAP MORTGAGE, LTD. $2,105,000 $820,000 -61.0% 0.6%
MUTUAL OF OMAHA MORTGAGE, INC. $260,000 $800,000 207.7% 0.6%
GUARANTEED RATE, INC. $1,620,000 $780,000 -51.9% 0.5%
T2 FINANCIAL LLC $755,000 n/a 0.5%
THRIVE MORTGAGE, LLC $285,000 $740,000 159.6% 0.5%
CALIBER HOME LOANS, INC. $2,090,000 $705,000 -66.3% 0.5%
S1L, Inc. $165,000 $670,000 306.1% 0.5%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $645,000 n/a 0.5%
SOUTHWEST STAGE FUNDING, LLC $600,000 $645,000 7.5% 0.5%
BancorpSouth Bank $345,000 $635,000 84.1% 0.4%
U.S. Bank $115,000 $630,000 447.8% 0.4%
Pilgrim Bank $625,000 n/a 0.4%
NAVY FEDERAL CREDIT UNION $565,000 $610,000 8.0% 0.4%
UNION HOME MORTGAGE CORP. $590,000 n/a 0.4%
JPMorgan Chase Bank $930,000 $585,000 -37.1% 0.4%
TEXAS DOW EMPLOYEES CREDIT UNION $255,000 $580,000 127.5% 0.4%
AMERISAVE MORTGAGE CORPORATION $1,275,000 $575,000 -54.9% 0.4%
FIRST NATIONAL BANK OF WEATHERFORD $545,000 n/a 0.4%
NexBank $195,000 $540,000 176.9% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $290,000 $530,000 82.8% 0.4%
First Guaranty Mortgage Corporation $500,000 $510,000 2.0% 0.4%
OPEN MORTGAGE, LLC $510,000 n/a 0.4%
USAA Federal Savings Bank $1,865,000 $510,000 -72.7% 0.4%
MORTGAGE SOLUTIONS OF COLORADO, LLC $195,000 $505,000 159.0% 0.4%
Prosperity Home Mortgage, LLC $485,000 n/a 0.3%
SOUTHWEST FUNDING, LP $275,000 $485,000 76.4% 0.3%
CMG MORTGAGE, INC. $300,000 $480,000 60.0% 0.3%
MID AMERICA MORTGAGE, INC. $1,045,000 $480,000 -54.1% 0.3%
AMERICAN FINANCING CORPORATION $165,000 $465,000 181.8% 0.3%
Origin Bank $450,000 n/a 0.3%
Paramount Residential Mortgage Group, Inc. $375,000 $450,000 20.0% 0.3%
EUSTIS AND AMERICAN MORTGAGE COMPANY $1,075,000 $425,000 -60.5% 0.3%
AMERICAN ADVISORS GROUP $115,000 $420,000 265.2% 0.3%
CALCON MUTUAL MORTGAGE LLC $415,000 n/a 0.3%
NEW DAY FINANCIAL, LLC $405,000 n/a 0.3%
LAKEVIEW LOAN SERVICING, LLC $750,000 $400,000 -46.7% 0.3%
RBC Bank, (Georgia) $400,000 n/a 0.3%
Legend Bank, N.A. $1,010,000 $395,000 -60.9% 0.3%
RANDOLPH-BROOKS $375,000 n/a 0.3%
BROKER SOLUTIONS, INC. $185,000 $370,000 100.0% 0.3%
ASHLAND Credit Union $355,000 n/a 0.2%
ENCORE BANK $355,000 n/a 0.2%
Texas Mortgage Lending, LLC $355,000 n/a 0.2%
The First National Bank of Tom Bean $300,000 $355,000 18.3% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $345,000 n/a 0.2%
CITYWIDE HOME LOANS, LLC $325,000 n/a 0.2%
Flagstar Bank, FSB $190,000 $320,000 68.4% 0.2%
SWBC MORTGAGE CORPORATION $315,000 n/a 0.2%
SUN WEST MORTGAGE COMPANY, INC. $470,000 $300,000 -36.2% 0.2%
TRIAD FINANCIAL SERVICES, INC. $190,000 $300,000 57.9% 0.2%
Town Square Mortgage & Investments, Inc. $315,000 $295,000 -6.3% 0.2%
CIVIC FINANCIAL SERVICES, LLC $290,000 n/a 0.2%
Colonial Savings, F.A. $280,000 $290,000 3.6% 0.2%
TEXAR $1,000,000 $280,000 -72.0% 0.2%
Commercial Bank of Texas $120,000 $255,000 112.5% 0.2%
F & M Bank $540,000 $255,000 -52.8% 0.2%
WILLOW BEND MORTGAGE COMPANY, LLC $255,000 n/a 0.2%
Bank of America $840,000 $250,000 -70.2% 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $245,000 n/a 0.2%
EECU $245,000 n/a 0.2%
PLANET HOME LENDING, LLC $245,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $305,000 $240,000 -21.3% 0.2%
Mid-Continent Funding, Inc. $235,000 n/a 0.2%
NEWREZ LLC $255,000 $230,000 -9.8% 0.2%
INTERLINC MORTGAGE SERVICES, LLC $215,000 $225,000 4.7% 0.2%
First State Bank $215,000 n/a 0.2%
Loan Simple, Inc. $155,000 $205,000 32.3% 0.1%
VILLAGE CAPITAL MORTGAGE $915,000 $205,000 -77.6% 0.1%
ACADEMY MORTGAGE CORPORATION $1,055,000 $195,000 -81.5% 0.1%
GUIDANCE RESIDENTIAL, LLC $195,000 n/a 0.1%
HOME POINT FINANCIAL CORPORATION $755,000 $195,000 -74.2% 0.1%
BTH Bank $190,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $350,000 $190,000 -45.7% 0.1%
CANOPY MORTGAGE, LLC $185,000 n/a 0.1%
EASTMAN $185,000 n/a 0.1%
FirstBank $185,000 n/a 0.1%
NATIONS DIRECT MORTGAGE, LLC $165,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $165,000 n/a 0.1%
Carrington Mortgage Services, LLC $535,000 $155,000 -71.0% 0.1%
LONE STAR $55,000 $150,000 172.7% 0.1%
Chicago Mortgage Solutions LLC $205,000 $145,000 -29.3% 0.1%
AmeriHome Mortgage Company, LLC $135,000 n/a 0.1%
Bank of England $135,000 $135,000 0.0% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $135,000 n/a 0.1%
HOMETRUST MORTGAGE COMPANY $135,000 n/a 0.1%
Midwest Mortgage Associates Corporation $135,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $155,000 $130,000 -16.1% 0.1%
CHURCHILL MORTGAGE CORPORATION $125,000 $125,000 0.0% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $115,000 $125,000 8.7% 0.1%
FLAT BRANCH MORTGAGE, INC. $125,000 n/a 0.1%
INTERCAP LENDING INC. $115,000 n/a 0.1%
The City National Bank of Sulphur Springs $265,000 $115,000 -56.6% 0.1%
Veritex Community Bank $115,000 n/a 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $115,000 $105,000 -8.7% 0.1%
GREAT WESTERN FINANCIAL SERVICES, INC. $850,000 $95,000 -88.8% 0.1%
LENDINGHOME FUNDING CORPORATION $95,000 n/a 0.1%
MLD MORTGAGE INC. $95,000 n/a 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $85,000 n/a 0.1%
Deere Employees Credit Union $75,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $180,000 $65,000 -63.9% 0.0%
Texana Bank $65,000 n/a 0.0%
The Home Loan Expert LLC $65,000 n/a 0.0%
FirstCapital Bank of Texas $55,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $1,055,000 $55,000 -94.8% 0.0%
PNC Bank $55,000 n/a 0.0%

Paris's top lender by overall market share is Farmers Bank & Trust Company, with 16.0% market share. In second place, with 7.6%, is QUICKEN LOANS, LLC, having originated $10,860,000 in loans. In third place, with 6.8%, is Guaranty Bank & Trust, N.A., having originated $9,695,000 in loans. In fourth place, with 4.1%, is GUILD MORTGAGE COMPANY, having originated $5,850,000 in loans. In fifth place, with 3.6%, is Lamar National Bank, having originated $5,185,000 in loans.


Paris Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $172,450 (19.0%) $215,122 (12.4%) 0.00 187
2018-02-01 $169,000 (17.8%) $203,748 (6.3%) 0.00 193
2018-03-01 $169,900 (22.3%) $216,107 (12.3%) 0.00 186
2018-04-01 $179,675 (38.3%) $225,846 (21.1%) 0.00 190
2018-05-01 $179,950 (26.6%) $229,721 (7.9%) 0.00 193
2018-06-01 $174,700 (18.4%) $209,231 (2.8%) 0.00 203
2018-07-01 $169,925 (13.4%) $210,099 (2.9%) 0.00 214
2018-08-01 $175,975 (10.6%) $223,109 (6.3%) 0.00 221
2018-09-01 $175,000 (10.1%) $222,877 (7.3%) 0.00 227
2018-10-01 $176,500 (4.4%) $223,775 (2.6%) 0.00 245
2018-11-01 $182,100 (7.1%) $221,666 (2.5%) 0.00 237
2018-12-01 $169,900 (0.0%) $217,933 (0.1%) 0.00 211
2019-01-01 $160,975 (-6.7%) $211,984 (-1.5%) 0.00 200
2019-02-01 $163,350 (-3.3%) $213,010 (4.6%) 0.00 196
2019-03-01 $169,900 (0.0%) $209,751 (-2.9%) 0.00 196
2019-04-01 $182,725 (1.7%) $211,559 (-6.3%) 0.00 192
2019-05-01 $189,700 (5.4%) $224,274 (-2.4%) 0.00 212
2019-06-01 $174,900 (0.1%) $213,464 (2.0%) 0.00 229
2019-07-01 $184,996 (8.9%) $219,175 (4.3%) 0.00 233
2019-08-01 $189,900 (7.9%) $230,223 (3.2%) 0.00 231
2019-09-01 $189,700 (8.4%) $227,999 (2.3%) 0.00 229
2019-10-01 $189,900 (7.6%) $229,454 (2.5%) 0.00 225
2019-11-01 $179,000 (-1.7%) $220,701 (-0.4%) 0.00 219
2019-12-01 $171,450 (0.9%) $208,419 (-4.4%) 0.00 211
2020-01-01 $177,575 (10.3%) $221,220 (4.4%) 0.00 177
2020-02-01 $177,500 (8.7%) $225,060 (5.7%) 0.00 169
2020-03-01 $173,750 (2.3%) $233,166 (11.2%) 0.00 161
2020-04-01 $169,900 (-7.0%) $225,964 (6.8%) 0.00 149
2020-05-01 $169,450 (-10.7%) $213,777 (-4.7%) 0.00 137
2020-06-01 $195,000 (11.5%) $223,948 (4.9%) 0.00 123
2020-07-01 $195,475 (5.7%) $223,607 (2.0%) 0.00 126
2020-08-01 $185,000 (-2.6%) $228,463 (-0.8%) 0.00 97
2020-09-01 $220,600 (16.3%) $245,374 (7.6%) 0.00 91
2020-10-01 $219,250 (15.5%) $248,698 (8.4%) 0.00 105
2020-11-01 $214,725 (20.0%) $271,228 (22.9%) 0.00 100
2020-12-01 $179,900 (4.9%) $251,536 (20.7%) 0.00 92
2021-01-01 $182,500 (2.8%) $254,492 (15.0%) 0.00 85
2021-02-01 $176,225 (-0.7%) $258,583 (14.9%) 0.00 78
2021-03-01 $211,125 (21.5%) $279,116 (19.7%) 0.00 60
2021-04-01 $219,350 (29.1%) $284,452 (25.9%) 0.00 53
2021-05-01 $210,000 (23.9%) $269,295 (26.0%) 0.00 56
2021-06-01 $198,200 (1.6%) $246,681 (10.2%) 0.00 72
2021-07-01 $201,450 (3.1%) $274,941 (23.0%) 0.00 77
2021-08-01 $232,350 (25.6%) $278,509 (21.9%) 0.00 83
2021-09-01 $249,700 (13.2%) $304,625 (24.2%) 0.00 103
2021-10-01 $249,450 (13.8%) $295,870 (19.0%) 0.00 113
2021-11-01 $242,750 (13.1%) $315,553 (16.3%) 0.00 92
2021-12-01 $248,450 (38.1%) $324,615 (29.1%) 0.00 93
2022-01-01 $265,000 (45.2%) $333,079 (30.9%) 0.00 94
2022-02-01 $238,675 (35.4%) $322,926 (24.9%) 0.00 86
2022-03-01 $275,375 (30.4%) $358,124 (28.3%) 0.00 82
2022-04-01 $259,900 (18.5%) $371,610 (30.6%) 0.00 87
2022-05-01 $267,850 (27.6%) $403,404 (49.8%) 0.00 91
2022-06-01 $252,225 (27.3%) $357,381 (44.9%) 0.00 115
2022-07-01 $266,500 (32.3%) $362,189 (31.7%) 0.00 131
2022-08-01 $237,475 (2.2%) $324,787 (16.6%) 0.00 154
2022-09-01 $234,900 (-5.9%) $330,417 (8.5%) 0.00 164
2022-10-01 $225,000 (-9.8%) $297,356 (0.5%) 0.00 192
2022-11-01 $221,225 (-8.9%) $304,248 (-3.6%) 0.00 197
2022-12-01 $225,000 (-9.4%) $315,515 (-2.8%) 0.00 189
2023-01-01 $249,900 (-5.7%) $318,038 (-4.5%) 0.00 179
2023-02-01 $259,950 (8.9%) $342,985 (6.2%) 0.00 176
2023-03-01 $259,950 (-5.6%) $343,050 (-4.2%) 0.00 177
2023-04-01 $270,000 (3.9%) $354,576 (-4.6%) 0.00 178
Paris's median listing price for 2023-04-01 was $270,000, a difference of $10,100 (3.9%) versus the prior year and $10,050 versus the prior month.

Paris's median listing price comes in at 0% of the national average.

Paris's average listing price for 2023-04-01 was $354,576, a difference of $-17,034 (-4.6%) versus the prior year and $11,526 versus the prior month.

For the 2023-04-01 period, Paris had 178 MLS listings, a difference of 1 listings (1%) versus the prior month and 91 listings (105%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,198 sqft
2018-02-01 0 days 2,088 sqft
2018-03-01 0 days 2,260 sqft
2018-04-01 0 days 2,352 sqft
2018-05-01 0 days 2,469 sqft
2018-06-01 0 days 2,363 sqft
2018-07-01 0 days 2,254 sqft
2018-08-01 0 days 2,274 sqft
2018-09-01 0 days 2,219 sqft
2018-10-01 0 days 2,200 sqft
2018-11-01 0 days 2,145 sqft
2018-12-01 0 days 2,163 sqft
2019-01-01 0 days 2,066 sqft
2019-02-01 0 days 2,087 sqft
2019-03-01 0 days 2,057 sqft
2019-04-01 0 days 2,016 sqft
2019-05-01 0 days 2,154 sqft
2019-06-01 0 days 2,102 sqft
2019-07-01 0 days 2,147 sqft
2019-08-01 0 days 2,220 sqft
2019-09-01 0 days 2,203 sqft
2019-10-01 0 days 2,308 sqft
2019-11-01 0 days 2,200 sqft
2019-12-01 0 days 2,165 sqft
2020-01-01 0 days 2,160 sqft
2020-02-01 0 days 2,171 sqft
2020-03-01 0 days 2,033 sqft
2020-04-01 0 days 2,111 sqft
2020-05-01 0 days 1,950 sqft
2020-06-01 0 days 2,212 sqft
2020-07-01 0 days 2,087 sqft
2020-08-01 0 days 2,254 sqft
2020-09-01 0 days 2,315 sqft
2020-10-01 0 days 2,496 sqft
2020-11-01 0 days 2,537 sqft
2020-12-01 0 days 2,307 sqft
2021-01-01 0 days 2,292 sqft
2021-02-01 0 days 2,067 sqft
2021-03-01 0 days 2,230 sqft
2021-04-01 0 days 2,340 sqft
2021-05-01 0 days 1,992 sqft
2021-06-01 0 days 1,955 sqft
2021-07-01 0 days 1,905 sqft
2021-08-01 0 days 1,885 sqft
2021-09-01 0 days 1,891 sqft
2021-10-01 0 days 1,967 sqft
2021-11-01 0 days 1,857 sqft
2021-12-01 0 days 1,840 sqft
2022-01-01 0 days 1,894 sqft
2022-02-01 0 days 1,781 sqft
2022-03-01 0 days 1,883 sqft
2022-04-01 0 days 1,868 sqft
2022-05-01 0 days 1,920 sqft
2022-06-01 0 days 1,888 sqft
2022-07-01 0 days 1,864 sqft
2022-08-01 0 days 1,820 sqft
2022-09-01 0 days 1,834 sqft
2022-10-01 0 days 1,742 sqft
2022-11-01 0 days 1,745 sqft
2022-12-01 0 days 1,814 sqft
2023-01-01 0 days 1,796 sqft
2023-02-01 0 days 1,850 sqft
2023-03-01 0 days 1,799 sqft
2023-04-01 0 days 1,864 sqft
Paris's median listing age (time on market) for 2023-04-01 was 0 days.

Paris's median square footage for active listings during the 2023-04-01 period was 1,864 sqft. One year prior, the average listing was 1,868 sqft.

Paris, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 489 $104,805,000 $214,325
Cash Out Refi 106 $18,810,000 $177,453
Refi 88 $16,240,000 $184,545
Other 15 $2,215,000 $147,667
Home Improvement 9 $685,000 $76,111

Paris's most frequently cited loan purpose was Home Purchase, with 489 originations. The 2nd most popular reason was Cash Out Refi, with 106 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 180 $37,510,000 $208,389
4-5% 167 $35,115,000 $210,269
3-4% 112 $24,430,000 $218,125
6-7% 95 $18,635,000 $196,158
7-8% 40 $6,770,000 $169,250
2.5-3% 37 $8,685,000 $234,730
<2.5% 21 $2,225,000 $105,952
Over 8% 15 $1,945,000 $129,667

During 2022, Paris's most frequently originated rate bucket was 5-6%, with 180 originations.

Loan Sizing (Paris, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 292 $43,660,000 $149,521
$200k-400k 244 $66,360,000 $271,967
$100,000 or less 124 $7,900,000 $63,710
$400k-600k 37 $17,345,000 $468,784
$600k-1000k 8 $5,250,000 $656,250
$Over $1MM 2 $2,240,000 $1,120,000

Paris's loan sizing saw the bucket of loans from $100k-200k with 292 originations, totaling $43,660,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 341 $75,505,000 $221,422
60-80% 200 $42,160,000 $210,800
40-60% 81 $12,745,000 $157,346
20-40% 17 $1,735,000 $102,059
Under 20% 17 $325,000 $19,118
Over 100% 9 $2,435,000 $270,556

Paris's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 341 originations, totaling $75,505,000 in origination value.