Paris Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Paris averaged 6.68% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.67% and one month ago for the week of 2024-11-07, the average rate was 7.17%.

    Paris's average rate one year ago was 7.11%.

    For refis of the same type during the week of 2024-12-12, the average rate was 7.1%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Paris 30 Year Fixed Rate 2024-12-12 6.68%
    Paris 30 Year Fixed Rate Refi 2024-12-12 7.1%
    Paris 15 Year Fixed Rate 2024-12-12 5.64%
    Paris 15 Year Fixed Rate Refi 2024-12-12 6.24%
    Paris 30 Year FHA 2024-12-12 6.5%
    Paris 30 Year FHA Refi 2024-12-12 6.58%
    Paris 30 Year USDA 2024-12-12 6.4%
    Paris 30 Year USDA Refi 2024-12-12 6.2%
    Paris 30 Year VA 2024-12-12 6.28%
    Paris 30 Year VA Refi 2024-12-12 6.28%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Paris, TX.

    Paris Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Paris, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 15 7.13% $6,357
    Guaranty Bank & Trust, N.A. 13 6.38% $4,915
    Farmers Bank & Trust Company 6 6.21% $7,175
    GUILD MORTGAGE COMPANY 6 7.38% $7,403
    LOANDEPOT.COM, LLC 5 7.65% $7,539
    UNITED WHOLESALE MORTGAGE, LLC 5 6.92% $5,514
    GUARANTEED RATE, INC. 4 6.62% $7,831
    RED RIVER EMPLOYEES 3 7.00% $3,818
    First United Bank and Trust Company 3 7.92% $4,790
    CROSSCOUNTRY MORTGAGE, LLC 2 7.38% $5,974
    AMERISAVE MORTGAGE CORPORATION 2 7.06% $6,423
    ASPIRE FINANCIAL, INC. 2 7.06% $5,948
    BROKER SOLUTIONS, INC. 2 6.93% $7,130
    CARDINAL FINANCIAL 2 7.25% $8,052
    Carrington Mortgage Services, LLC 2 6.81% $5,433
    Farm Credit Mid-America, ACA 2 6.88% $10,160
    Mr. Cooper ( Nationstar Mortgage ) 2 7.25% $9,860
    Nations Lending Corporation 2 6.69% $6,619
    PACIFIC RESIDENTIAL MORTGAGE, LLC 2 7.63% $6,110
    PENNYMAC LOAN SERVICES, LLC 2 5.75% $8,752
    ROYAL UNITED MORTGAGE LLC 2 7.06% $9,425
    Texas Mortgage Lending, LLC 2 6.00% $5,686
    Wells Fargo Bank 2 6.25% $1,613
    Flagstar Bank, FSB 1 6.50% $9,353
    Commercial Bank of Texas 1 6.13% $7,566
    CMG MORTGAGE, INC. 1 7.38% $8,211
    American National Bank & Trust 1 7.50% $5,227
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.50% $6,204
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.63% $5,065
    INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 7.50% $2,092
    JPMorgan Chase Bank 1 5.25% $6,569
    LAKEVIEW LOAN SERVICING, LLC 1 6.99% $10,756
    AMERICAN FINANCING CORPORATION 1 7.50% $16,899
    LOANPAL, LLC 1 6.25% $3,728
    Mortgage Research Center, LLC 1 7.25% $5,715
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.63% $6,862
    ZILLOW HOME LOANS, LLC 1 7.38% $4,253
    Neighborhood Loans, Inc. 1 7.50% $7,153
    NEWREZ LLC 1 7.88% $7,366
    NexBank 1 7.38% $13,426
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 6.49% $5,056
    Town Square Mortgage & Investments, Inc. 1 6.00% $6,701
    A&D Mortgage LLC 1 8.63% $23,105
    PLANET HOME LENDING, LLC 1 6.50% $4,336
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.75% $7,282
    PROPER RATE, LLC 1 6.63% $4,875
    AMCAP MORTGAGE, LTD. 1 6.75% $5,623
    RBC Bank, (Georgia) 1 6.50% $2,560
    Amarillo National Bank 1 7.13% $2,650
    VeraBank 1 6.75% $5,361
    SECURITYNATIONAL MORTGAGE COMPANY 1 6.88% $13,689
    Deere Employees Credit Union 1 5.63% $6,745
    DRAPER AND KRAMER MORTGAGE CORP. 1 6.25% $6,572
    EECU 1 7.25% $6,697
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.88% $1,863
    SFMC, LP 1 7.38% $4,920
    21ST MORTGAGE CORPORATION 1 8.86% $5,780
    FEDERATED MORTGAGE CORP. 1 5.25% $6,569
    CORNERSTONE HOME LENDING, INC. 1 8.50% $4,995

    Paris Average Closing Costs & Other Stats

    Paris, TX's 59 lenders originated 433 loans during 2023. The total origination value was $84,645,000, with an average loan value of $195,485.

    Paris's average closing costs are $5,871.

    The top Paris lender as defined by loan originations is QUICKEN LOANS, LLC, with 15 loans originated. Their average total fees are $6,357, which is $1,442 higher than the next largest lender, Guaranty Bank & Trust, N.A..

    The lowest fee Paris lenders (with over 10 loans originated) are Guaranty Bank & Trust, N.A. ($4,915), QUICKEN LOANS, LLC ($6,357), .

    The lowest rate Paris lenders (with over 10 loans originated) are Guaranty Bank & Trust, N.A. (6.38%), QUICKEN LOANS, LLC (7.13%), .

    Paris, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Farmers Bank & Trust Company $22,845,000 $13,220,000 -42.1% 15.6%
    GUARANTEED RATE, INC. $780,000 $6,365,000 716.0% 7.5%
    Guaranty Bank & Trust, N.A. $9,695,000 $5,960,000 -38.5% 7.0%
    QUICKEN LOANS, LLC $10,860,000 $4,915,000 -54.7% 5.8%
    UNITED WHOLESALE MORTGAGE, LLC $1,640,000 $2,655,000 61.9% 3.1%
    Mortgage Research Center, LLC $4,925,000 $2,615,000 -46.9% 3.1%
    GUILD MORTGAGE COMPANY $5,850,000 $2,495,000 -57.4% 2.9%
    SFMC, LP $3,715,000 $2,395,000 -35.5% 2.8%
    21ST MORTGAGE CORPORATION $2,440,000 $1,820,000 -25.4% 2.2%
    Nations Lending Corporation $2,385,000 $1,525,000 -36.1% 1.8%
    Legend Bank, N.A. $395,000 $1,355,000 243.0% 1.6%
    PENNYMAC LOAN SERVICES, LLC $1,755,000 $1,355,000 -22.8% 1.6%
    LOANDEPOT.COM, LLC $2,250,000 $1,295,000 -42.4% 1.5%
    Farm Credit Mid-America, ACA $1,150,000 n/a 1.4%
    PROPER RATE, LLC $1,075,000 n/a 1.3%
    CARDINAL FINANCIAL $1,215,000 $1,040,000 -14.4% 1.2%
    Town Square Mortgage & Investments, Inc. $295,000 $1,000,000 239.0% 1.2%
    EVERETT FINANCIAL, INC. $2,420,000 $940,000 -61.2% 1.1%
    NAVY FEDERAL CREDIT UNION $610,000 $910,000 49.2% 1.1%
    LIMA ONE CAPITAL, LLC $905,000 n/a 1.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,590,000 $870,000 -75.8% 1.0%
    Texas Mortgage Lending, LLC $355,000 $870,000 145.1% 1.0%
    Benchmark Bank $855,000 n/a 1.0%
    T2 FINANCIAL LLC $755,000 $845,000 11.9% 1.0%
    RF Renovo Management Company, LLC $785,000 n/a 0.9%
    RED RIVER EMPLOYEES $2,850,000 $780,000 -72.6% 0.9%
    Wells Fargo Bank $895,000 $775,000 -13.4% 0.9%
    AMCAP MORTGAGE, LTD. $820,000 $760,000 -7.3% 0.9%
    TRIAD FINANCIAL SERVICES, INC. $300,000 $630,000 110.0% 0.7%
    PLANET HOME LENDING, LLC $245,000 $590,000 140.8% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $530,000 $545,000 2.8% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $1,930,000 $545,000 -71.8% 0.6%
    First United Bank and Trust Company $940,000 $510,000 -45.7% 0.6%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $425,000 $495,000 16.5% 0.6%
    BROKER SOLUTIONS, INC. $370,000 $490,000 32.4% 0.6%
    AMERISAVE MORTGAGE CORPORATION $575,000 $475,000 -17.4% 0.6%
    SOUTHWEST STAGE FUNDING, LLC $645,000 $475,000 -26.4% 0.6%
    SECURITYNATIONAL MORTGAGE COMPANY $165,000 $435,000 163.6% 0.5%
    FREEDOM MORTGAGE CORPORATION $2,440,000 $430,000 -82.4% 0.5%
    UNITED BUILT HOMES, L.L.C. $425,000 n/a 0.5%
    VILLAGE CAPITAL MORTGAGE $205,000 $420,000 104.9% 0.5%
    NexBank $540,000 $415,000 -23.1% 0.5%
    Alliance Bank $390,000 n/a 0.5%
    NEWREZ LLC $230,000 $390,000 69.6% 0.5%
    A&D Mortgage LLC $385,000 n/a 0.5%
    Origin Bank $450,000 $385,000 -14.4% 0.5%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $65,000 $370,000 469.2% 0.4%
    Gateway First Bank $1,495,000 $370,000 -75.3% 0.4%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $505,000 $370,000 -26.7% 0.4%
    NBKC BANK $365,000 n/a 0.4%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,365,000 $360,000 -73.6% 0.4%
    ROYAL UNITED MORTGAGE LLC $240,000 $345,000 43.8% 0.4%
    Barrington Bank & Trust Company, N.A. $335,000 n/a 0.4%
    Equity Prime Mortgage LLC $330,000 n/a 0.4%
    DRAPER AND KRAMER MORTGAGE CORP. $245,000 $320,000 30.6% 0.4%
    Commercial Bank of Texas $255,000 $315,000 23.5% 0.4%
    LOANPAL, LLC $310,000 n/a 0.4%
    Credit Union of Texas $305,000 n/a 0.4%
    AMERICAN FINANCING CORPORATION $465,000 $295,000 -36.6% 0.3%
    VeraBank $285,000 n/a 0.3%
    CALCON MUTUAL MORTGAGE LLC $415,000 $275,000 -33.7% 0.3%
    CMG MORTGAGE, INC. $480,000 $275,000 -42.7% 0.3%
    CORNERSTONE HOME LENDING, INC. $275,000 n/a 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $260,000 n/a 0.3%
    Discover Bank $245,000 n/a 0.3%
    RBC Bank, (Georgia) $400,000 $245,000 -38.8% 0.3%
    JPMorgan Chase Bank $585,000 $240,000 -59.0% 0.3%
    First Federal Bank $235,000 n/a 0.3%
    ASPIRE FINANCIAL, INC. $1,020,000 $230,000 -77.5% 0.3%
    Century Mortgage Company DBA Century Lending Company $225,000 n/a 0.3%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $205,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $125,000 $200,000 60.0% 0.2%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $200,000 n/a 0.2%
    FirstTrust Home Loans, Inc. $195,000 n/a 0.2%
    Neighborhood Loans, Inc. $195,000 n/a 0.2%
    V.I.P. MORTGAGE, INC. $195,000 n/a 0.2%
    Carrington Mortgage Services, LLC $155,000 $190,000 22.6% 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $185,000 n/a 0.2%
    FEDERATED MORTGAGE CORP. $185,000 n/a 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $185,000 n/a 0.2%
    Flagstar Bank, FSB $320,000 $185,000 -42.2% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $400,000 $185,000 -53.8% 0.2%
    The First National Bank of Tom Bean $355,000 $185,000 -47.9% 0.2%
    American National Bank & Trust $175,000 n/a 0.2%
    INTEGRITY MORTGAGE CORPORATION OF TEXAS $645,000 $175,000 -72.9% 0.2%
    LEADERONE FINANCIAL CORPORATION $175,000 n/a 0.2%
    Northpointe Bank $175,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,870,000 $175,000 -90.6% 0.2%
    Deere Employees Credit Union $75,000 $165,000 120.0% 0.2%
    TEXAR $280,000 $165,000 -41.1% 0.2%
    EECU $245,000 $155,000 -36.7% 0.2%
    The City National Bank of Sulphur Springs $115,000 $155,000 34.8% 0.2%
    Commerce Home Mortgage, Inc. $145,000 n/a 0.2%
    Network Funding, L.P. $145,000 n/a 0.2%
    MORTGAGE FINANCIAL SERVICES, LLC $1,140,000 $135,000 -88.2% 0.2%
    Frost Bank $130,000 n/a 0.2%
    NOVA FINANCIAL & INVESTMENT CORPORATION $125,000 n/a 0.1%
    First National Bank $115,000 n/a 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $115,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $115,000 n/a 0.1%
    Comerica Bank $105,000 n/a 0.1%
    First National Bank of East Texas $105,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $105,000 n/a 0.1%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $105,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $195,000 $100,000 -48.7% 0.1%
    DOMINION FINANCIAL SERVICES, LLC $95,000 n/a 0.1%
    ALTRA $85,000 n/a 0.1%
    Amarillo National Bank $85,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $75,000 n/a 0.1%
    First Financial Bank $75,000 n/a 0.1%
    Independent Bank $75,000 n/a 0.1%
    LONE STAR $150,000 $75,000 -50.0% 0.1%
    State Bank of De Kalb $45,000 n/a 0.1%
    DATCU $35,000 n/a 0.0%
    PNC Bank $55,000 $35,000 -36.4% 0.0%

    Paris's top lender by overall market share is Farmers Bank & Trust Company, with 15.6% market share. In second place, with 7.5%, is GUARANTEED RATE, INC., having originated $6,365,000 in loans. In third place, with 7.0%, is Guaranty Bank & Trust, N.A., having originated $5,960,000 in loans. In fourth place, with 5.8%, is QUICKEN LOANS, LLC, having originated $4,915,000 in loans. In fifth place, with 3.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $2,655,000 in loans.

    Paris Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $172,450 (19.0%) $215,122 (12.4%) 0.00 187
    2018-02-01 $169,000 (17.8%) $203,748 (6.3%) 0.00 193
    2018-03-01 $169,900 (22.3%) $216,107 (12.3%) 0.00 186
    2018-04-01 $179,675 (38.3%) $225,846 (21.1%) 0.00 190
    2018-05-01 $179,950 (26.6%) $229,721 (7.9%) 0.00 193
    2018-06-01 $174,700 (18.4%) $209,231 (2.8%) 0.00 203
    2018-07-01 $169,925 (13.4%) $210,099 (2.9%) 0.00 214
    2018-08-01 $175,975 (10.6%) $223,109 (6.3%) 0.00 221
    2018-09-01 $175,000 (10.1%) $222,877 (7.3%) 0.00 227
    2018-10-01 $176,500 (4.4%) $223,775 (2.6%) 0.00 245
    2018-11-01 $182,100 (7.1%) $221,666 (2.5%) 0.00 237
    2018-12-01 $169,900 (0.0%) $217,933 (0.1%) 0.00 211
    2019-01-01 $160,975 (-6.7%) $211,984 (-1.5%) 0.00 200
    2019-02-01 $163,350 (-3.3%) $213,010 (4.6%) 0.00 196
    2019-03-01 $169,621 (-0.2%) $208,144 (-3.7%) 0.00 194
    2019-04-01 $182,725 (1.7%) $211,805 (-6.2%) 0.00 196
    2019-05-01 $189,700 (5.4%) $224,518 (-2.3%) 0.00 213
    2019-06-01 $174,900 (0.1%) $213,464 (2.0%) 0.00 229
    2019-07-01 $184,996 (8.9%) $219,175 (4.3%) 0.00 233
    2019-08-01 $189,755 (7.8%) $224,998 (0.9%) 0.00 234
    2019-09-01 $189,836 (8.5%) $224,645 (0.8%) 0.00 230
    2019-10-01 $189,900 (7.6%) $225,368 (0.7%) 0.00 224
    2019-11-01 $179,000 (-1.7%) $216,294 (-2.4%) 0.00 219
    2019-12-01 $171,450 (0.9%) $208,419 (-4.4%) 0.00 211
    2020-01-01 $177,200 (10.1%) $220,368 (4.0%) 0.00 176
    2020-02-01 $177,500 (8.7%) $225,060 (5.7%) 0.00 169
    2020-03-01 $173,750 (2.4%) $233,166 (12.0%) 0.00 161
    2020-04-01 $169,900 (-7.0%) $225,964 (6.7%) 0.00 149
    2020-05-01 $169,450 (-10.7%) $214,129 (-4.6%) 0.00 137
    2020-06-01 $195,000 (11.5%) $225,117 (5.5%) 0.00 122
    2020-07-01 $195,475 (5.7%) $223,607 (2.0%) 0.00 126
    2020-08-01 $185,000 (-2.5%) $228,463 (1.5%) 0.00 97
    2020-09-01 $220,600 (16.2%) $245,374 (9.2%) 0.00 91
    2020-10-01 $219,250 (15.5%) $248,698 (10.4%) 0.00 105
    2020-11-01 $214,725 (20.0%) $271,228 (25.4%) 0.00 100
    2020-12-01 $179,900 (4.9%) $251,536 (20.7%) 0.00 92
    2021-01-01 $181,200 (2.3%) $254,492 (15.5%) 0.00 85
    2021-02-01 $176,225 (-0.7%) $258,583 (14.9%) 0.00 78
    2021-03-01 $211,125 (21.5%) $279,116 (19.7%) 0.00 60
    2021-04-01 $219,350 (29.1%) $284,452 (25.9%) 0.00 53
    2021-05-01 $210,000 (23.9%) $269,295 (25.8%) 0.00 56
    2021-06-01 $198,200 (1.6%) $246,681 (9.6%) 0.00 72
    2021-07-01 $201,450 (3.1%) $274,941 (23.0%) 0.00 77
    2021-08-01 $232,350 (25.6%) $278,509 (21.9%) 0.00 83
    2021-09-01 $249,700 (13.2%) $304,625 (24.2%) 0.00 103
    2021-10-01 $249,450 (13.8%) $295,870 (19.0%) 0.00 113
    2021-11-01 $242,750 (13.1%) $315,553 (16.3%) 0.00 92
    2021-12-01 $247,225 (37.4%) $323,651 (28.7%) 0.00 93
    2022-01-01 $265,000 (46.3%) $333,079 (30.9%) 0.00 94
    2022-02-01 $238,675 (35.4%) $321,486 (24.3%) 0.00 86
    2022-03-01 $275,375 (30.4%) $358,124 (28.3%) 0.00 82
    2022-04-01 $259,900 (18.5%) $371,610 (30.6%) 0.00 85
    2022-05-01 $262,875 (25.2%) $395,871 (47.0%) 0.00 89
    2022-06-01 $249,500 (25.9%) $350,867 (42.2%) 0.00 113
    2022-07-01 $259,450 (28.8%) $355,884 (29.4%) 0.00 129
    2022-08-01 $237,475 (2.2%) $324,787 (16.6%) 0.00 154
    2022-09-01 $234,900 (-5.9%) $330,417 (8.5%) 0.00 164
    2022-10-01 $225,000 (-9.8%) $298,488 (0.9%) 0.00 191
    2022-11-01 $222,450 (-8.4%) $305,414 (-3.2%) 0.00 196
    2022-12-01 $225,000 (-9.0%) $316,861 (-2.1%) 0.00 188
    2023-01-01 $249,950 (-5.7%) $319,377 (-4.1%) 0.00 178
    2023-02-01 $259,950 (8.9%) $344,493 (7.2%) 0.00 175
    2023-03-01 $259,975 (-5.6%) $344,426 (-3.8%) 0.00 176
    2023-04-01 $270,000 (3.9%) $355,857 (-4.2%) 0.00 177
    2023-05-01 $279,900 (6.5%) $366,130 (-7.5%) 0.00 170
    2023-06-01 $285,000 (14.2%) $359,753 (2.5%) 0.00 172
    2023-07-01 $265,000 (2.1%) $347,665 (-2.3%) 0.00 185
    2023-08-01 $264,900 (11.6%) $371,826 (14.5%) 0.00 189
    2023-09-01 $269,950 (14.9%) $370,530 (12.1%) 0.00 194
    2023-10-01 $258,500 (14.9%) $369,878 (23.9%) 0.00 199
    2023-11-01 $250,600 (12.7%) $355,330 (16.3%) 0.00 211
    2023-12-01 $249,900 (11.1%) $355,754 (12.3%) 0.00 214
    2024-01-01 $249,950 (0.0%) $374,561 (17.3%) 0.00 196
    2024-02-01 $248,850 (-4.3%) $366,171 (6.3%) 0.00 174
    2024-03-01 $245,500 (-5.6%) $357,752 (3.9%) 0.00 168
    2024-04-01 $251,875 (-6.7%) $350,111 (-1.6%) 0.00 175
    2024-05-01 $268,513 (-4.1%) $327,836 (-10.5%) 0.00 172
    2024-06-01 $272,450 (-4.4%) $337,116 (-6.3%) 0.00 198
    2024-07-01 $271,950 (2.6%) $348,176 (0.2%) 0.00 212
    2024-08-01 $285,000 (7.6%) $351,965 (-5.3%) 0.00 210
    2024-09-01 $283,475 (5.0%) $355,916 (-3.9%) 0.00 207
    2024-10-01 $289,725 (12.1%) $351,631 (-4.9%) 0.00 213
    2024-11-01 $289,900 (15.7%) $347,893 (-2.1%) 0.00 222
    Paris's median listing price for 2024-11-01 was $289,900, a difference of $39,300 (15.7%) versus the prior year and $175 versus the prior month.

    Paris's median listing price comes in at 0% of the national average.

    Paris's average listing price for 2024-11-01 was $347,893, a difference of $-7,437 (-2.1%) versus the prior year and $-3,738 versus the prior month.

    For the 2024-11-01 period, Paris had 222 MLS listings, a difference of 9 listings (4%) versus the prior month and 11 listings (5%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,240 sqft
    2018-02-01 0 days 2,133 sqft
    2018-03-01 0 days 2,268 sqft
    2018-04-01 0 days 2,369 sqft
    2018-05-01 0 days 2,467 sqft
    2018-06-01 0 days 2,363 sqft
    2018-07-01 0 days 2,264 sqft
    2018-08-01 0 days 2,294 sqft
    2018-09-01 0 days 2,237 sqft
    2018-10-01 0 days 2,200 sqft
    2018-11-01 0 days 2,145 sqft
    2018-12-01 0 days 2,167 sqft
    2019-01-01 0 days 2,083 sqft
    2019-02-01 0 days 2,087 sqft
    2019-03-01 0 days 2,053 sqft
    2019-04-01 0 days 2,020 sqft
    2019-05-01 0 days 2,157 sqft
    2019-06-01 0 days 2,102 sqft
    2019-07-01 0 days 2,154 sqft
    2019-08-01 0 days 2,230 sqft
    2019-09-01 0 days 2,269 sqft
    2019-10-01 0 days 2,322 sqft
    2019-11-01 0 days 2,220 sqft
    2019-12-01 0 days 2,196 sqft
    2020-01-01 0 days 2,202 sqft
    2020-02-01 0 days 2,201 sqft
    2020-03-01 0 days 2,186 sqft
    2020-04-01 0 days 2,150 sqft
    2020-05-01 0 days 2,010 sqft
    2020-06-01 0 days 2,346 sqft
    2020-07-01 0 days 2,109 sqft
    2020-08-01 0 days 2,254 sqft
    2020-09-01 0 days 2,315 sqft
    2020-10-01 0 days 2,406 sqft
    2020-11-01 0 days 2,494 sqft
    2020-12-01 0 days 2,266 sqft
    2021-01-01 0 days 2,260 sqft
    2021-02-01 0 days 2,095 sqft
    2021-03-01 0 days 2,127 sqft
    2021-04-01 0 days 2,285 sqft
    2021-05-01 0 days 1,992 sqft
    2021-06-01 0 days 1,942 sqft
    2021-07-01 0 days 1,905 sqft
    2021-08-01 0 days 1,885 sqft
    2021-09-01 0 days 1,891 sqft
    2021-10-01 0 days 1,967 sqft
    2021-11-01 0 days 1,857 sqft
    2021-12-01 0 days 1,837 sqft
    2022-01-01 0 days 1,878 sqft
    2022-02-01 0 days 1,781 sqft
    2022-03-01 0 days 1,883 sqft
    2022-04-01 0 days 1,868 sqft
    2022-05-01 0 days 1,881 sqft
    2022-06-01 0 days 1,864 sqft
    2022-07-01 0 days 1,855 sqft
    2022-08-01 0 days 1,820 sqft
    2022-09-01 0 days 1,834 sqft
    2022-10-01 0 days 1,742 sqft
    2022-11-01 0 days 1,748 sqft
    2022-12-01 0 days 1,836 sqft
    2023-01-01 0 days 1,800 sqft
    2023-02-01 0 days 1,851 sqft
    2023-03-01 0 days 1,801 sqft
    2023-04-01 0 days 1,867 sqft
    2023-05-01 0 days 1,897 sqft
    2023-06-01 0 days 1,964 sqft
    2023-07-01 0 days 1,926 sqft
    2023-08-01 0 days 1,965 sqft
    2023-09-01 0 days 1,964 sqft
    2023-10-01 0 days 1,856 sqft
    2023-11-01 0 days 1,801 sqft
    2023-12-01 0 days 1,805 sqft
    2024-01-01 0 days 1,805 sqft
    2024-02-01 0 days 1,801 sqft
    2024-03-01 0 days 1,788 sqft
    2024-04-01 0 days 1,906 sqft
    2024-05-01 0 days 1,842 sqft
    2024-06-01 0 days 1,870 sqft
    2024-07-01 0 days 1,867 sqft
    2024-08-01 0 days 1,990 sqft
    2024-09-01 0 days 1,971 sqft
    2024-10-01 0 days 1,944 sqft
    2024-11-01 0 days 1,862 sqft
    Paris's median listing age (time on market) for 2024-11-01 was 0 days.

    Paris's median square footage for active listings during the 2024-11-01 period was 1,862 sqft. One year prior, the average listing was 1,801 sqft.

    Paris, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 334 $67,970,000 $203,503
    Cash Out Refi 47 $6,995,000 $148,830
    Refi 24 $6,450,000 $268,750
    Home Improvement 15 $1,565,000 $104,333
    Other 13 $1,665,000 $128,077

    Paris's most frequently cited loan purpose was Home Purchase, with 334 originations. The 2nd most popular reason was Cash Out Refi, with 47 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 152 $32,000,000 $210,526
    Over 8% 112 $18,630,000 $166,339
    7-8% 98 $18,900,000 $192,857
    5-6% 50 $10,380,000 $207,600
    4-5% 6 $1,410,000 $235,000
    <2.5% 5 $25,000 $5,000
    2.5-3% 1 $245,000 $245,000

    During 2023, Paris's most frequently originated rate bucket was 6-7%, with 152 originations.

    Loan Sizing (Paris, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 199 $30,545,000 $153,492
    $200k-400k 119 $30,645,000 $257,521
    $100,000 or less 85 $5,535,000 $65,118
    $400k-600k 18 $8,650,000 $480,556
    $600k-1000k 11 $8,085,000 $735,000
    $Over $1MM 1 $1,185,000 $1,185,000

    Paris's loan sizing saw the bucket of loans from $100k-200k with 199 originations, totaling $30,545,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 246 $51,350,000 $208,740
    60-80% 91 $19,145,000 $210,385
    40-60% 36 $5,250,000 $145,833
    20-40% 23 $2,365,000 $102,826
    Under 20% 17 $775,000 $45,588
    Over 100% 11 $2,705,000 $245,909

    Paris's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 246 originations, totaling $51,350,000 in origination value.