Paris Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Paris averaged 6.85% for the week of 2025-02-13, compared to the national average of 6.87% for the same period.

    The average rate for the prior week (2025-02-06) was 7.17% and one month ago for the week of 2025-01-09, the average rate was 7.31%.

    Paris's average rate one year ago was 7.02%.

    For refis of the same type during the week of 2025-02-13, the average rate was 7.27%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-02-13 6.87%
    Paris 30 Year Fixed Rate 2025-02-13 6.85%
    Paris 30 Year Fixed Rate Refi 2025-02-13 7.27%
    Paris 15 Year Fixed Rate 2025-02-13 6.19%
    Paris 15 Year Fixed Rate Refi 2025-02-13 6.09%
    Paris 30 Year FHA 2025-02-13 6.64%
    Paris 30 Year FHA Refi 2025-02-13 6.82%
    Paris 30 Year USDA 2025-02-13 6.63%
    Paris 30 Year USDA Refi 2025-02-13 6.33%
    Paris 30 Year VA 2025-02-13 6.53%
    Paris 30 Year VA Refi 2025-02-13 6.63%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Paris, TX.

    Paris Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Paris, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 15 7.13% $6,357
    Guaranty Bank & Trust, N.A. 13 6.38% $4,915
    Farmers Bank & Trust Company 6 6.21% $7,175
    GUILD MORTGAGE COMPANY 6 7.38% $7,403
    LOANDEPOT.COM, LLC 5 7.65% $7,539
    UNITED WHOLESALE MORTGAGE, LLC 5 6.92% $5,514
    GUARANTEED RATE, INC. 4 6.62% $7,831
    RED RIVER EMPLOYEES 3 7.00% $3,818
    First United Bank and Trust Company 3 7.92% $4,790
    CROSSCOUNTRY MORTGAGE, LLC 2 7.38% $5,974
    AMERISAVE MORTGAGE CORPORATION 2 7.06% $6,423
    ASPIRE FINANCIAL, INC. 2 7.06% $5,948
    BROKER SOLUTIONS, INC. 2 6.93% $7,130
    CARDINAL FINANCIAL 2 7.25% $8,052
    Carrington Mortgage Services, LLC 2 6.81% $5,433
    Farm Credit Mid-America, ACA 2 6.88% $10,160
    Mr. Cooper ( Nationstar Mortgage ) 2 7.25% $9,860
    Nations Lending Corporation 2 6.69% $6,619
    PACIFIC RESIDENTIAL MORTGAGE, LLC 2 7.63% $6,110
    PENNYMAC LOAN SERVICES, LLC 2 5.75% $8,752
    ROYAL UNITED MORTGAGE LLC 2 7.06% $9,425
    Texas Mortgage Lending, LLC 2 6.00% $5,686
    Wells Fargo Bank 2 6.25% $1,613
    Flagstar Bank, FSB 1 6.50% $9,353
    Commercial Bank of Texas 1 6.13% $7,566
    CMG MORTGAGE, INC. 1 7.38% $8,211
    American National Bank & Trust 1 7.50% $5,227
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.50% $6,204
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.63% $5,065
    INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 7.50% $2,092
    JPMorgan Chase Bank 1 5.25% $6,569
    LAKEVIEW LOAN SERVICING, LLC 1 6.99% $10,756
    AMERICAN FINANCING CORPORATION 1 7.50% $16,899
    LOANPAL, LLC 1 6.25% $3,728
    Mortgage Research Center, LLC 1 7.25% $5,715
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.63% $6,862
    ZILLOW HOME LOANS, LLC 1 7.38% $4,253
    Neighborhood Loans, Inc. 1 7.50% $7,153
    NEWREZ LLC 1 7.88% $7,366
    NexBank 1 7.38% $13,426
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 6.49% $5,056
    Town Square Mortgage & Investments, Inc. 1 6.00% $6,701
    A&D Mortgage LLC 1 8.63% $23,105
    PLANET HOME LENDING, LLC 1 6.50% $4,336
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.75% $7,282
    PROPER RATE, LLC 1 6.63% $4,875
    AMCAP MORTGAGE, LTD. 1 6.75% $5,623
    RBC Bank, (Georgia) 1 6.50% $2,560
    Amarillo National Bank 1 7.13% $2,650
    VeraBank 1 6.75% $5,361
    SECURITYNATIONAL MORTGAGE COMPANY 1 6.88% $13,689
    Deere Employees Credit Union 1 5.63% $6,745
    DRAPER AND KRAMER MORTGAGE CORP. 1 6.25% $6,572
    EECU 1 7.25% $6,697
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.88% $1,863
    SFMC, LP 1 7.38% $4,920
    21ST MORTGAGE CORPORATION 1 8.86% $5,780
    FEDERATED MORTGAGE CORP. 1 5.25% $6,569
    CORNERSTONE HOME LENDING, INC. 1 8.50% $4,995

    Paris Average Closing Costs & Other Stats

    Paris, TX's 59 lenders originated 433 loans during 2023. The total origination value was $84,645,000, with an average loan value of $195,485.

    Paris's average closing costs are $5,871.

    The top Paris lender as defined by loan originations is QUICKEN LOANS, LLC, with 15 loans originated. Their average total fees are $6,357, which is $1,442 higher than the next largest lender, Guaranty Bank & Trust, N.A..

    The lowest fee Paris lenders (with over 10 loans originated) are Guaranty Bank & Trust, N.A. ($4,915), QUICKEN LOANS, LLC ($6,357), .

    The lowest rate Paris lenders (with over 10 loans originated) are Guaranty Bank & Trust, N.A. (6.38%), QUICKEN LOANS, LLC (7.13%), .

    Paris, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Farmers Bank & Trust Company $22,845,000 $13,220,000 -42.1% 15.6%
    GUARANTEED RATE, INC. $780,000 $6,365,000 716.0% 7.5%
    Guaranty Bank & Trust, N.A. $9,695,000 $5,960,000 -38.5% 7.0%
    QUICKEN LOANS, LLC $10,860,000 $4,915,000 -54.7% 5.8%
    UNITED WHOLESALE MORTGAGE, LLC $1,640,000 $2,655,000 61.9% 3.1%
    Mortgage Research Center, LLC $4,925,000 $2,615,000 -46.9% 3.1%
    GUILD MORTGAGE COMPANY $5,850,000 $2,495,000 -57.4% 2.9%
    SFMC, LP $3,715,000 $2,395,000 -35.5% 2.8%
    21ST MORTGAGE CORPORATION $2,440,000 $1,820,000 -25.4% 2.2%
    Nations Lending Corporation $2,385,000 $1,525,000 -36.1% 1.8%
    Legend Bank, N.A. $395,000 $1,355,000 243.0% 1.6%
    PENNYMAC LOAN SERVICES, LLC $1,755,000 $1,355,000 -22.8% 1.6%
    LOANDEPOT.COM, LLC $2,250,000 $1,295,000 -42.4% 1.5%
    Farm Credit Mid-America, ACA $1,150,000 n/a 1.4%
    PROPER RATE, LLC $1,075,000 n/a 1.3%
    CARDINAL FINANCIAL $1,215,000 $1,040,000 -14.4% 1.2%
    Town Square Mortgage & Investments, Inc. $295,000 $1,000,000 239.0% 1.2%
    EVERETT FINANCIAL, INC. $2,420,000 $940,000 -61.2% 1.1%
    NAVY FEDERAL CREDIT UNION $610,000 $910,000 49.2% 1.1%
    LIMA ONE CAPITAL, LLC $905,000 n/a 1.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,590,000 $870,000 -75.8% 1.0%
    Texas Mortgage Lending, LLC $355,000 $870,000 145.1% 1.0%
    Benchmark Bank $855,000 n/a 1.0%
    T2 FINANCIAL LLC $755,000 $845,000 11.9% 1.0%
    RF Renovo Management Company, LLC $785,000 n/a 0.9%
    RED RIVER EMPLOYEES $2,850,000 $780,000 -72.6% 0.9%
    Wells Fargo Bank $895,000 $775,000 -13.4% 0.9%
    AMCAP MORTGAGE, LTD. $820,000 $760,000 -7.3% 0.9%
    TRIAD FINANCIAL SERVICES, INC. $300,000 $630,000 110.0% 0.7%
    PLANET HOME LENDING, LLC $245,000 $590,000 140.8% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $530,000 $545,000 2.8% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $1,930,000 $545,000 -71.8% 0.6%
    First United Bank and Trust Company $940,000 $510,000 -45.7% 0.6%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $425,000 $495,000 16.5% 0.6%
    BROKER SOLUTIONS, INC. $370,000 $490,000 32.4% 0.6%
    AMERISAVE MORTGAGE CORPORATION $575,000 $475,000 -17.4% 0.6%
    SOUTHWEST STAGE FUNDING, LLC $645,000 $475,000 -26.4% 0.6%
    SECURITYNATIONAL MORTGAGE COMPANY $165,000 $435,000 163.6% 0.5%
    FREEDOM MORTGAGE CORPORATION $2,440,000 $430,000 -82.4% 0.5%
    UNITED BUILT HOMES, L.L.C. $425,000 n/a 0.5%
    VILLAGE CAPITAL MORTGAGE $205,000 $420,000 104.9% 0.5%
    NexBank $540,000 $415,000 -23.1% 0.5%
    Alliance Bank $390,000 n/a 0.5%
    NEWREZ LLC $230,000 $390,000 69.6% 0.5%
    A&D Mortgage LLC $385,000 n/a 0.5%
    Origin Bank $450,000 $385,000 -14.4% 0.5%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $65,000 $370,000 469.2% 0.4%
    Gateway First Bank $1,495,000 $370,000 -75.3% 0.4%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $505,000 $370,000 -26.7% 0.4%
    NBKC BANK $365,000 n/a 0.4%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,365,000 $360,000 -73.6% 0.4%
    ROYAL UNITED MORTGAGE LLC $240,000 $345,000 43.8% 0.4%
    Barrington Bank & Trust Company, N.A. $335,000 n/a 0.4%
    Equity Prime Mortgage LLC $330,000 n/a 0.4%
    DRAPER AND KRAMER MORTGAGE CORP. $245,000 $320,000 30.6% 0.4%
    Commercial Bank of Texas $255,000 $315,000 23.5% 0.4%
    LOANPAL, LLC $310,000 n/a 0.4%
    Credit Union of Texas $305,000 n/a 0.4%
    AMERICAN FINANCING CORPORATION $465,000 $295,000 -36.6% 0.3%
    VeraBank $285,000 n/a 0.3%
    CALCON MUTUAL MORTGAGE LLC $415,000 $275,000 -33.7% 0.3%
    CMG MORTGAGE, INC. $480,000 $275,000 -42.7% 0.3%
    CORNERSTONE HOME LENDING, INC. $275,000 n/a 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $260,000 n/a 0.3%
    Discover Bank $245,000 n/a 0.3%
    RBC Bank, (Georgia) $400,000 $245,000 -38.8% 0.3%
    JPMorgan Chase Bank $585,000 $240,000 -59.0% 0.3%
    First Federal Bank $235,000 n/a 0.3%
    ASPIRE FINANCIAL, INC. $1,020,000 $230,000 -77.5% 0.3%
    Century Mortgage Company DBA Century Lending Company $225,000 n/a 0.3%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $205,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $125,000 $200,000 60.0% 0.2%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $200,000 n/a 0.2%
    FirstTrust Home Loans, Inc. $195,000 n/a 0.2%
    Neighborhood Loans, Inc. $195,000 n/a 0.2%
    V.I.P. MORTGAGE, INC. $195,000 n/a 0.2%
    Carrington Mortgage Services, LLC $155,000 $190,000 22.6% 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $185,000 n/a 0.2%
    FEDERATED MORTGAGE CORP. $185,000 n/a 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $185,000 n/a 0.2%
    Flagstar Bank, FSB $320,000 $185,000 -42.2% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $400,000 $185,000 -53.8% 0.2%
    The First National Bank of Tom Bean $355,000 $185,000 -47.9% 0.2%
    American National Bank & Trust $175,000 n/a 0.2%
    INTEGRITY MORTGAGE CORPORATION OF TEXAS $645,000 $175,000 -72.9% 0.2%
    LEADERONE FINANCIAL CORPORATION $175,000 n/a 0.2%
    Northpointe Bank $175,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,870,000 $175,000 -90.6% 0.2%
    Deere Employees Credit Union $75,000 $165,000 120.0% 0.2%
    TEXAR $280,000 $165,000 -41.1% 0.2%
    EECU $245,000 $155,000 -36.7% 0.2%
    The City National Bank of Sulphur Springs $115,000 $155,000 34.8% 0.2%
    Commerce Home Mortgage, Inc. $145,000 n/a 0.2%
    Network Funding, L.P. $145,000 n/a 0.2%
    MORTGAGE FINANCIAL SERVICES, LLC $1,140,000 $135,000 -88.2% 0.2%
    Frost Bank $130,000 n/a 0.2%
    NOVA FINANCIAL & INVESTMENT CORPORATION $125,000 n/a 0.1%
    First National Bank $115,000 n/a 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $115,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $115,000 n/a 0.1%
    Comerica Bank $105,000 n/a 0.1%
    First National Bank of East Texas $105,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $105,000 n/a 0.1%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $105,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $195,000 $100,000 -48.7% 0.1%
    DOMINION FINANCIAL SERVICES, LLC $95,000 n/a 0.1%
    ALTRA $85,000 n/a 0.1%
    Amarillo National Bank $85,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $75,000 n/a 0.1%
    First Financial Bank $75,000 n/a 0.1%
    Independent Bank $75,000 n/a 0.1%
    LONE STAR $150,000 $75,000 -50.0% 0.1%
    State Bank of De Kalb $45,000 n/a 0.1%
    DATCU $35,000 n/a 0.0%
    PNC Bank $55,000 $35,000 -36.4% 0.0%

    Paris's top lender by overall market share is Farmers Bank & Trust Company, with 15.6% market share. In second place, with 7.5%, is GUARANTEED RATE, INC., having originated $6,365,000 in loans. In third place, with 7.0%, is Guaranty Bank & Trust, N.A., having originated $5,960,000 in loans. In fourth place, with 5.8%, is QUICKEN LOANS, LLC, having originated $4,915,000 in loans. In fifth place, with 3.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $2,655,000 in loans.

    Paris Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $161,538 (15.5%) $210,062 (15.4%) 0.00 217
    2018-02-01 $157,675 (12.7%) $199,231 (9.6%) 0.00 221
    2018-03-01 $162,000 (19.2%) $210,601 (15.0%) 0.00 217
    2018-04-01 $170,425 (31.2%) $218,167 (23.2%) 0.00 211
    2018-05-01 $176,925 (31.1%) $225,634 (13.8%) 0.00 218
    2018-06-01 $164,950 (18.3%) $200,492 (5.6%) 0.00 231
    2018-07-01 $162,450 (16.1%) $199,101 (2.0%) 0.00 251
    2018-08-01 $165,000 (14.2%) $208,632 (2.7%) 0.00 258
    2018-09-01 $169,900 (19.2%) $216,720 (8.5%) 0.00 259
    2018-10-01 $169,900 (14.9%) $216,771 (3.3%) 0.00 283
    2018-11-01 $169,600 (12.1%) $210,483 (2.7%) 0.00 271
    2018-12-01 $159,900 (6.6%) $204,124 (-2.2%) 0.00 245
    2019-01-01 $150,750 (-6.7%) $200,487 (-4.6%) 0.00 239
    2019-02-01 $157,925 (0.2%) $203,741 (2.3%) 0.00 234
    2019-03-01 $160,350 (-1.0%) $201,049 (-4.5%) 0.00 231
    2019-04-01 $164,725 (-3.3%) $205,201 (-5.9%) 0.00 230
    2019-05-01 $184,850 (4.5%) $218,455 (-3.2%) 0.00 250
    2019-06-01 $169,500 (2.8%) $209,274 (4.4%) 0.00 263
    2019-07-01 $175,075 (7.8%) $216,313 (8.6%) 0.00 265
    2019-08-01 $186,087 (12.8%) $221,390 (6.1%) 0.00 263
    2019-09-01 $187,726 (10.5%) $220,598 (1.8%) 0.00 257
    2019-10-01 $189,000 (11.2%) $221,822 (2.3%) 0.00 251
    2019-11-01 $174,700 (3.0%) $213,108 (1.3%) 0.00 245
    2019-12-01 $166,500 (4.1%) $206,504 (1.2%) 0.00 235
    2020-01-01 $171,850 (14.0%) $220,264 (9.9%) 0.00 205
    2020-02-01 $174,900 (10.8%) $231,705 (13.7%) 0.00 195
    2020-03-01 $168,948 (5.4%) $237,081 (17.9%) 0.00 187
    2020-04-01 $167,035 (1.4%) $229,317 (11.8%) 0.00 175
    2020-05-01 $165,000 (-10.7%) $220,581 (1.0%) 0.00 158
    2020-06-01 $174,325 (2.9%) $224,434 (7.2%) 0.00 145
    2020-07-01 $186,250 (6.4%) $223,233 (3.2%) 0.00 143
    2020-08-01 $179,900 (-3.3%) $216,417 (-2.3%) 0.00 110
    2020-09-01 $193,250 (2.9%) $226,717 (2.8%) 0.00 106
    2020-10-01 $191,500 (1.3%) $229,563 (3.5%) 0.00 120
    2020-11-01 $192,425 (10.2%) $248,338 (16.5%) 0.00 116
    2020-12-01 $174,950 (5.1%) $231,745 (12.2%) 0.00 108
    2021-01-01 $174,900 (1.8%) $232,808 (5.7%) 0.00 100
    2021-02-01 $158,863 (-9.2%) $218,872 (-5.5%) 0.00 98
    2021-03-01 $167,450 (-0.9%) $224,186 (-5.4%) 0.00 81
    2021-04-01 $174,900 (4.7%) $232,434 (1.4%) 0.00 69
    2021-05-01 $189,900 (15.1%) $243,727 (10.5%) 0.00 69
    2021-06-01 $192,000 (10.1%) $235,804 (5.1%) 0.00 85
    2021-07-01 $189,900 (2.0%) $259,991 (16.5%) 0.00 84
    2021-08-01 $205,900 (14.5%) $258,716 (19.5%) 0.00 95
    2021-09-01 $243,325 (25.9%) $285,240 (25.8%) 0.00 120
    2021-10-01 $238,000 (24.3%) $281,800 (22.8%) 0.00 131
    2021-11-01 $223,975 (16.4%) $293,133 (18.0%) 0.00 111
    2021-12-01 $219,750 (25.6%) $303,208 (30.8%) 0.00 107
    2022-01-01 $247,450 (41.5%) $320,800 (37.8%) 0.00 108
    2022-02-01 $234,900 (47.9%) $317,227 (44.9%) 0.00 97
    2022-03-01 $272,450 (62.7%) $347,283 (54.9%) 0.00 95
    2022-04-01 $252,450 (44.3%) $357,456 (53.8%) 0.00 106
    2022-05-01 $257,825 (35.8%) $384,751 (57.9%) 0.00 117
    2022-06-01 $241,225 (25.6%) $344,987 (46.3%) 0.00 140
    2022-07-01 $241,400 (27.1%) $330,777 (27.2%) 0.00 163
    2022-08-01 $228,495 (11.0%) $304,088 (17.5%) 0.00 191
    2022-09-01 $225,000 (-7.5%) $308,892 (8.3%) 0.00 197
    2022-10-01 $219,500 (-7.8%) $294,886 (4.6%) 0.00 224
    2022-11-01 $215,000 (-4.0%) $303,599 (3.6%) 0.00 232
    2022-12-01 $222,500 (1.3%) $310,393 (2.4%) 0.00 226
    2023-01-01 $235,225 (-4.9%) $315,631 (-1.6%) 0.00 214
    2023-02-01 $247,475 (5.4%) $334,440 (5.4%) 0.00 215
    2023-03-01 $256,250 (-6.0%) $341,818 (-1.6%) 0.00 210
    2023-04-01 $260,000 (3.0%) $355,775 (-0.5%) 0.00 209
    2023-05-01 $274,925 (6.6%) $365,555 (-5.0%) 0.00 199
    2023-06-01 $277,500 (15.0%) $359,606 (4.2%) 0.00 205
    2023-07-01 $260,000 (7.7%) $347,258 (5.0%) 0.00 227
    2023-08-01 $259,000 (13.4%) $360,428 (18.5%) 0.00 235
    2023-09-01 $254,000 (12.9%) $358,859 (16.2%) 0.00 242
    2023-10-01 $249,975 (13.9%) $360,422 (22.2%) 0.00 244
    2023-11-01 $248,500 (15.6%) $351,242 (15.7%) 0.00 257
    2023-12-01 $248,500 (11.7%) $354,814 (14.3%) 0.00 257
    2024-01-01 $248,500 (5.6%) $362,054 (14.7%) 0.00 231
    2024-02-01 $247,000 (-0.2%) $358,006 (7.1%) 0.00 212
    2024-03-01 $241,900 (-5.6%) $343,927 (0.6%) 0.00 209
    2024-04-01 $241,900 (-7.0%) $338,180 (-5.0%) 0.00 217
    2024-05-01 $241,900 (-12.0%) $326,203 (-10.8%) 0.00 211
    2024-06-01 $259,000 (-6.7%) $330,212 (-8.2%) 0.00 242
    2024-07-01 $254,000 (-2.3%) $358,016 (3.1%) 0.00 257
    2024-08-01 $259,950 (0.4%) $355,253 (-1.4%) 0.00 262
    2024-09-01 $262,475 (3.3%) $361,205 (0.7%) 0.00 262
    2024-10-01 $270,725 (8.3%) $355,812 (-1.3%) 0.00 272
    2024-11-01 $269,900 (8.6%) $351,253 (0.0%) 0.00 277
    2024-12-01 $276,375 (11.2%) $355,807 (0.3%) 0.00 271
    2025-01-01 $277,000 (11.5%) $336,611 (-7.0%) 0.00 275
    Paris's median listing price for 2025-01-01 was $277,000, a difference of $28,500 (11.5%) versus the prior year and $625 versus the prior month.

    Paris's median listing price comes in at 0% of the national average.

    Paris's average listing price for 2025-01-01 was $336,611, a difference of $-25,443 (-7.0%) versus the prior year and $-19,196 versus the prior month.

    For the 2025-01-01 period, Paris had 275 MLS listings, a difference of 4 listings (1%) versus the prior month and 44 listings (19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,079 sqft
    2018-02-01 0 days 2,015 sqft
    2018-03-01 0 days 2,082 sqft
    2018-04-01 0 days 2,258 sqft
    2018-05-01 0 days 2,383 sqft
    2018-06-01 0 days 2,257 sqft
    2018-07-01 0 days 2,158 sqft
    2018-08-01 0 days 2,184 sqft
    2018-09-01 0 days 2,111 sqft
    2018-10-01 0 days 2,058 sqft
    2018-11-01 0 days 2,034 sqft
    2018-12-01 0 days 2,036 sqft
    2019-01-01 0 days 1,957 sqft
    2019-02-01 0 days 1,986 sqft
    2019-03-01 0 days 2,001 sqft
    2019-04-01 0 days 1,999 sqft
    2019-05-01 0 days 2,140 sqft
    2019-06-01 0 days 2,006 sqft
    2019-07-01 0 days 2,021 sqft
    2019-08-01 0 days 2,122 sqft
    2019-09-01 0 days 2,178 sqft
    2019-10-01 0 days 2,233 sqft
    2019-11-01 0 days 2,173 sqft
    2019-12-01 0 days 2,151 sqft
    2020-01-01 0 days 2,156 sqft
    2020-02-01 0 days 2,171 sqft
    2020-03-01 0 days 2,059 sqft
    2020-04-01 0 days 2,035 sqft
    2020-05-01 0 days 1,976 sqft
    2020-06-01 0 days 2,102 sqft
    2020-07-01 0 days 2,044 sqft
    2020-08-01 0 days 2,044 sqft
    2020-09-01 0 days 2,299 sqft
    2020-10-01 0 days 2,340 sqft
    2020-11-01 0 days 2,324 sqft
    2020-12-01 0 days 2,086 sqft
    2021-01-01 0 days 2,066 sqft
    2021-02-01 0 days 1,814 sqft
    2021-03-01 0 days 1,832 sqft
    2021-04-01 0 days 2,015 sqft
    2021-05-01 0 days 1,992 sqft
    2021-06-01 0 days 1,953 sqft
    2021-07-01 0 days 1,899 sqft
    2021-08-01 0 days 1,873 sqft
    2021-09-01 0 days 1,865 sqft
    2021-10-01 0 days 1,832 sqft
    2021-11-01 0 days 1,786 sqft
    2021-12-01 0 days 1,789 sqft
    2022-01-01 0 days 1,849 sqft
    2022-02-01 0 days 1,768 sqft
    2022-03-01 0 days 1,868 sqft
    2022-04-01 0 days 1,801 sqft
    2022-05-01 0 days 1,800 sqft
    2022-06-01 0 days 1,803 sqft
    2022-07-01 0 days 1,786 sqft
    2022-08-01 0 days 1,784 sqft
    2022-09-01 0 days 1,774 sqft
    2022-10-01 0 days 1,712 sqft
    2022-11-01 0 days 1,722 sqft
    2022-12-01 0 days 1,777 sqft
    2023-01-01 0 days 1,773 sqft
    2023-02-01 0 days 1,797 sqft
    2023-03-01 0 days 1,791 sqft
    2023-04-01 0 days 1,809 sqft
    2023-05-01 0 days 1,887 sqft
    2023-06-01 0 days 1,924 sqft
    2023-07-01 0 days 1,898 sqft
    2023-08-01 0 days 1,844 sqft
    2023-09-01 0 days 1,800 sqft
    2023-10-01 0 days 1,794 sqft
    2023-11-01 0 days 1,790 sqft
    2023-12-01 0 days 1,792 sqft
    2024-01-01 0 days 1,759 sqft
    2024-02-01 0 days 1,732 sqft
    2024-03-01 0 days 1,700 sqft
    2024-04-01 0 days 1,778 sqft
    2024-05-01 0 days 1,781 sqft
    2024-06-01 0 days 1,790 sqft
    2024-07-01 0 days 1,804 sqft
    2024-08-01 0 days 1,926 sqft
    2024-09-01 0 days 1,917 sqft
    2024-10-01 0 days 1,874 sqft
    2024-11-01 0 days 1,840 sqft
    2024-12-01 0 days 1,848 sqft
    2025-01-01 0 days 1,855 sqft
    Paris's median listing age (time on market) for 2025-01-01 was 0 days.

    Paris's median square footage for active listings during the 2025-01-01 period was 1,855 sqft. One year prior, the average listing was 1,759 sqft.

    Paris, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 334 $67,970,000 $203,503
    Cash Out Refi 47 $6,995,000 $148,830
    Refi 24 $6,450,000 $268,750
    Home Improvement 15 $1,565,000 $104,333
    Other 13 $1,665,000 $128,077

    Paris's most frequently cited loan purpose was Home Purchase, with 334 originations. The 2nd most popular reason was Cash Out Refi, with 47 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 152 $32,000,000 $210,526
    Over 8% 112 $18,630,000 $166,339
    7-8% 98 $18,900,000 $192,857
    5-6% 50 $10,380,000 $207,600
    4-5% 6 $1,410,000 $235,000
    <2.5% 5 $25,000 $5,000
    2.5-3% 1 $245,000 $245,000

    During 2023, Paris's most frequently originated rate bucket was 6-7%, with 152 originations.

    Loan Sizing (Paris, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 199 $30,545,000 $153,492
    $200k-400k 119 $30,645,000 $257,521
    $100,000 or less 85 $5,535,000 $65,118
    $400k-600k 18 $8,650,000 $480,556
    $600k-1000k 11 $8,085,000 $735,000
    $Over $1MM 1 $1,185,000 $1,185,000

    Paris's loan sizing saw the bucket of loans from $100k-200k with 199 originations, totaling $30,545,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 246 $51,350,000 $208,740
    60-80% 91 $19,145,000 $210,385
    40-60% 36 $5,250,000 $145,833
    20-40% 23 $2,365,000 $102,826
    Under 20% 17 $775,000 $45,588
    Over 100% 11 $2,705,000 $245,909

    Paris's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 246 originations, totaling $51,350,000 in origination value.