Paris Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Paris averaged 7.02% for the week of 2024-05-23, compared to the national average of 6.94% for the same period.

The average rate for the prior week (2024-05-16) was 7% and one month ago for the week of 2024-04-18, the average rate was 7.18%.

Paris's average rate one year ago was 6.57%.

For refis of the same type during the week of 2024-05-23, the average rate was 6.84%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-23 6.94%
Paris 30 Year Fixed Rate 2024-05-23 7.02%
Paris 30 Year Fixed Rate Refi 2024-05-23 6.84%
Paris 15 Year Fixed Rate 2024-05-23 6.04%
Paris 15 Year Fixed Rate Refi 2024-05-23 6.64%
Paris 30 Year FHA 2024-05-23 6.77%
Paris 30 Year FHA Refi 2024-05-23 6.85%
Paris 30 Year USDA 2024-05-23 6.74%
Paris 30 Year USDA Refi 2024-05-23 6.84%
Paris 30 Year VA 2024-05-23 6.77%
Paris 30 Year VA Refi 2024-05-23 6.57%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Paris, TX.

Paris Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Paris, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 15 7.13% $6,357
Guaranty Bank & Trust, N.A. 13 6.38% $4,915
Farmers Bank & Trust Company 6 6.21% $7,175
GUILD MORTGAGE COMPANY 6 7.38% $7,403
LOANDEPOT.COM, LLC 5 7.65% $7,539
UNITED WHOLESALE MORTGAGE, LLC 5 6.92% $5,514
GUARANTEED RATE, INC. 4 6.62% $7,831
RED RIVER EMPLOYEES 3 7.00% $3,818
First United Bank and Trust Company 3 7.92% $4,790
CROSSCOUNTRY MORTGAGE, LLC 2 7.38% $5,974
AMERISAVE MORTGAGE CORPORATION 2 7.06% $6,423
ASPIRE FINANCIAL, INC. 2 7.06% $5,948
BROKER SOLUTIONS, INC. 2 6.93% $7,130
CARDINAL FINANCIAL 2 7.25% $8,052
Carrington Mortgage Services, LLC 2 6.81% $5,433
Farm Credit Mid-America, ACA 2 6.88% $10,160
Mr. Cooper ( Nationstar Mortgage ) 2 7.25% $9,860
Nations Lending Corporation 2 6.69% $6,619
PACIFIC RESIDENTIAL MORTGAGE, LLC 2 7.63% $6,110
PENNYMAC LOAN SERVICES, LLC 2 5.75% $8,752
ROYAL UNITED MORTGAGE LLC 2 7.06% $9,425
Texas Mortgage Lending, LLC 2 6.00% $5,686
Wells Fargo Bank 2 6.25% $1,613
Flagstar Bank, FSB 1 6.50% $9,353
Commercial Bank of Texas 1 6.13% $7,566
CMG MORTGAGE, INC. 1 7.38% $8,211
American National Bank & Trust 1 7.50% $5,227
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.50% $6,204
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.63% $5,065
INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 7.50% $2,092
JPMorgan Chase Bank 1 5.25% $6,569
LAKEVIEW LOAN SERVICING, LLC 1 6.99% $10,756
AMERICAN FINANCING CORPORATION 1 7.50% $16,899
LOANPAL, LLC 1 6.25% $3,728
Mortgage Research Center, LLC 1 7.25% $5,715
SUCCESS MORTGAGE PARTNERS, INC. 1 6.63% $6,862
ZILLOW HOME LOANS, LLC 1 7.38% $4,253
Neighborhood Loans, Inc. 1 7.50% $7,153
NEWREZ LLC 1 7.88% $7,366
NexBank 1 7.38% $13,426
NOVA FINANCIAL & INVESTMENT CORPORATION 1 6.49% $5,056
Town Square Mortgage & Investments, Inc. 1 6.00% $6,701
A&D Mortgage LLC 1 8.63% $23,105
PLANET HOME LENDING, LLC 1 6.50% $4,336
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.75% $7,282
PROPER RATE, LLC 1 6.63% $4,875
AMCAP MORTGAGE, LTD. 1 6.75% $5,623
RBC Bank, (Georgia) 1 6.50% $2,560
Amarillo National Bank 1 7.13% $2,650
VeraBank 1 6.75% $5,361
SECURITYNATIONAL MORTGAGE COMPANY 1 6.88% $13,689
Deere Employees Credit Union 1 5.63% $6,745
DRAPER AND KRAMER MORTGAGE CORP. 1 6.25% $6,572
EECU 1 7.25% $6,697
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.88% $1,863
SFMC, LP 1 7.38% $4,920
21ST MORTGAGE CORPORATION 1 8.86% $5,780
FEDERATED MORTGAGE CORP. 1 5.25% $6,569
CORNERSTONE HOME LENDING, INC. 1 8.50% $4,995

Paris Average Closing Costs & Other Stats

Paris, TX's 59 lenders originated 433 loans during 2023. The total origination value was $84,645,000, with an average loan value of $195,485.

Paris's average closing costs are $5,871.

The top Paris lender as defined by loan originations is QUICKEN LOANS, LLC, with 15 loans originated. Their average total fees are $6,357, which is $1,442 higher than the next largest lender, Guaranty Bank & Trust, N.A..

The lowest fee Paris lenders (with over 10 loans originated) are Guaranty Bank & Trust, N.A. ($4,915), QUICKEN LOANS, LLC ($6,357), .

The lowest rate Paris lenders (with over 10 loans originated) are Guaranty Bank & Trust, N.A. (6.38%), QUICKEN LOANS, LLC (7.13%), .

Paris, TX Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Farmers Bank & Trust Company $22,845,000 $13,220,000 -42.1% 15.6%
GUARANTEED RATE, INC. $780,000 $6,365,000 716.0% 7.5%
Guaranty Bank & Trust, N.A. $9,695,000 $5,960,000 -38.5% 7.0%
QUICKEN LOANS, LLC $10,860,000 $4,915,000 -54.7% 5.8%
UNITED WHOLESALE MORTGAGE, LLC $1,640,000 $2,655,000 61.9% 3.1%
Mortgage Research Center, LLC $4,925,000 $2,615,000 -46.9% 3.1%
GUILD MORTGAGE COMPANY $5,850,000 $2,495,000 -57.4% 2.9%
SFMC, LP $3,715,000 $2,395,000 -35.5% 2.8%
21ST MORTGAGE CORPORATION $2,440,000 $1,820,000 -25.4% 2.2%
Nations Lending Corporation $2,385,000 $1,525,000 -36.1% 1.8%
Legend Bank, N.A. $395,000 $1,355,000 243.0% 1.6%
PENNYMAC LOAN SERVICES, LLC $1,755,000 $1,355,000 -22.8% 1.6%
LOANDEPOT.COM, LLC $2,250,000 $1,295,000 -42.4% 1.5%
Farm Credit Mid-America, ACA $1,150,000 n/a 1.4%
PROPER RATE, LLC $1,075,000 n/a 1.3%
CARDINAL FINANCIAL $1,215,000 $1,040,000 -14.4% 1.2%
Town Square Mortgage & Investments, Inc. $295,000 $1,000,000 239.0% 1.2%
EVERETT FINANCIAL, INC. $2,420,000 $940,000 -61.2% 1.1%
NAVY FEDERAL CREDIT UNION $610,000 $910,000 49.2% 1.1%
LIMA ONE CAPITAL, LLC $905,000 n/a 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,590,000 $870,000 -75.8% 1.0%
Texas Mortgage Lending, LLC $355,000 $870,000 145.1% 1.0%
Benchmark Bank $855,000 n/a 1.0%
T2 FINANCIAL LLC $755,000 $845,000 11.9% 1.0%
RF Renovo Management Company, LLC $785,000 n/a 0.9%
RED RIVER EMPLOYEES $2,850,000 $780,000 -72.6% 0.9%
Wells Fargo Bank $895,000 $775,000 -13.4% 0.9%
AMCAP MORTGAGE, LTD. $820,000 $760,000 -7.3% 0.9%
TRIAD FINANCIAL SERVICES, INC. $300,000 $630,000 110.0% 0.7%
PLANET HOME LENDING, LLC $245,000 $590,000 140.8% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $530,000 $545,000 2.8% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $1,930,000 $545,000 -71.8% 0.6%
First United Bank and Trust Company $940,000 $510,000 -45.7% 0.6%
EUSTIS AND AMERICAN MORTGAGE COMPANY $425,000 $495,000 16.5% 0.6%
BROKER SOLUTIONS, INC. $370,000 $490,000 32.4% 0.6%
AMERISAVE MORTGAGE CORPORATION $575,000 $475,000 -17.4% 0.6%
SOUTHWEST STAGE FUNDING, LLC $645,000 $475,000 -26.4% 0.6%
SECURITYNATIONAL MORTGAGE COMPANY $165,000 $435,000 163.6% 0.5%
FREEDOM MORTGAGE CORPORATION $2,440,000 $430,000 -82.4% 0.5%
UNITED BUILT HOMES, L.L.C. $425,000 n/a 0.5%
VILLAGE CAPITAL MORTGAGE $205,000 $420,000 104.9% 0.5%
NexBank $540,000 $415,000 -23.1% 0.5%
Alliance Bank $390,000 n/a 0.5%
NEWREZ LLC $230,000 $390,000 69.6% 0.5%
A&D Mortgage LLC $385,000 n/a 0.5%
Origin Bank $450,000 $385,000 -14.4% 0.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $65,000 $370,000 469.2% 0.4%
Gateway First Bank $1,495,000 $370,000 -75.3% 0.4%
MORTGAGE SOLUTIONS OF COLORADO, LLC $505,000 $370,000 -26.7% 0.4%
NBKC BANK $365,000 n/a 0.4%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,365,000 $360,000 -73.6% 0.4%
ROYAL UNITED MORTGAGE LLC $240,000 $345,000 43.8% 0.4%
Barrington Bank & Trust Company, N.A. $335,000 n/a 0.4%
Equity Prime Mortgage LLC $330,000 n/a 0.4%
DRAPER AND KRAMER MORTGAGE CORP. $245,000 $320,000 30.6% 0.4%
Commercial Bank of Texas $255,000 $315,000 23.5% 0.4%
LOANPAL, LLC $310,000 n/a 0.4%
Credit Union of Texas $305,000 n/a 0.4%
AMERICAN FINANCING CORPORATION $465,000 $295,000 -36.6% 0.3%
VeraBank $285,000 n/a 0.3%
CALCON MUTUAL MORTGAGE LLC $415,000 $275,000 -33.7% 0.3%
CMG MORTGAGE, INC. $480,000 $275,000 -42.7% 0.3%
CORNERSTONE HOME LENDING, INC. $275,000 n/a 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $260,000 n/a 0.3%
Discover Bank $245,000 n/a 0.3%
RBC Bank, (Georgia) $400,000 $245,000 -38.8% 0.3%
JPMorgan Chase Bank $585,000 $240,000 -59.0% 0.3%
First Federal Bank $235,000 n/a 0.3%
ASPIRE FINANCIAL, INC. $1,020,000 $230,000 -77.5% 0.3%
Century Mortgage Company DBA Century Lending Company $225,000 n/a 0.3%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $205,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $125,000 $200,000 60.0% 0.2%
PACIFIC RESIDENTIAL MORTGAGE, LLC $200,000 n/a 0.2%
FirstTrust Home Loans, Inc. $195,000 n/a 0.2%
Neighborhood Loans, Inc. $195,000 n/a 0.2%
V.I.P. MORTGAGE, INC. $195,000 n/a 0.2%
Carrington Mortgage Services, LLC $155,000 $190,000 22.6% 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $185,000 n/a 0.2%
FEDERATED MORTGAGE CORP. $185,000 n/a 0.2%
FINANCE OF AMERICA MORTGAGE LLC $185,000 n/a 0.2%
Flagstar Bank, FSB $320,000 $185,000 -42.2% 0.2%
LAKEVIEW LOAN SERVICING, LLC $400,000 $185,000 -53.8% 0.2%
The First National Bank of Tom Bean $355,000 $185,000 -47.9% 0.2%
American National Bank & Trust $175,000 n/a 0.2%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $645,000 $175,000 -72.9% 0.2%
LEADERONE FINANCIAL CORPORATION $175,000 n/a 0.2%
Northpointe Bank $175,000 n/a 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,870,000 $175,000 -90.6% 0.2%
Deere Employees Credit Union $75,000 $165,000 120.0% 0.2%
TEXAR $280,000 $165,000 -41.1% 0.2%
EECU $245,000 $155,000 -36.7% 0.2%
The City National Bank of Sulphur Springs $115,000 $155,000 34.8% 0.2%
Commerce Home Mortgage, Inc. $145,000 n/a 0.2%
Network Funding, L.P. $145,000 n/a 0.2%
MORTGAGE FINANCIAL SERVICES, LLC $1,140,000 $135,000 -88.2% 0.2%
Frost Bank $130,000 n/a 0.2%
NOVA FINANCIAL & INVESTMENT CORPORATION $125,000 n/a 0.1%
First National Bank $115,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $115,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $115,000 n/a 0.1%
Comerica Bank $105,000 n/a 0.1%
First National Bank of East Texas $105,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $105,000 n/a 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $105,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $195,000 $100,000 -48.7% 0.1%
DOMINION FINANCIAL SERVICES, LLC $95,000 n/a 0.1%
ALTRA $85,000 n/a 0.1%
Amarillo National Bank $85,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $75,000 n/a 0.1%
First Financial Bank $75,000 n/a 0.1%
Independent Bank $75,000 n/a 0.1%
LONE STAR $150,000 $75,000 -50.0% 0.1%
State Bank of De Kalb $45,000 n/a 0.1%
DATCU $35,000 n/a 0.0%
PNC Bank $55,000 $35,000 -36.4% 0.0%

Paris's top lender by overall market share is Farmers Bank & Trust Company, with 15.6% market share. In second place, with 7.5%, is GUARANTEED RATE, INC., having originated $6,365,000 in loans. In third place, with 7.0%, is Guaranty Bank & Trust, N.A., having originated $5,960,000 in loans. In fourth place, with 5.8%, is QUICKEN LOANS, LLC, having originated $4,915,000 in loans. In fifth place, with 3.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $2,655,000 in loans.


Paris Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $172,450 (19.0%) $215,122 (12.4%) 0.00 187
2018-02-01 $169,000 (17.8%) $203,748 (6.3%) 0.00 193
2018-03-01 $169,900 (22.3%) $216,107 (12.3%) 0.00 186
2018-04-01 $179,675 (38.3%) $225,846 (21.1%) 0.00 190
2018-05-01 $179,950 (26.6%) $229,721 (7.9%) 0.00 193
2018-06-01 $174,700 (18.4%) $209,231 (2.8%) 0.00 203
2018-07-01 $169,925 (13.4%) $210,099 (2.9%) 0.00 214
2018-08-01 $175,975 (10.6%) $223,109 (6.3%) 0.00 221
2018-09-01 $175,000 (10.1%) $222,877 (7.3%) 0.00 227
2018-10-01 $176,500 (4.4%) $223,775 (2.6%) 0.00 245
2018-11-01 $182,100 (7.1%) $221,666 (2.5%) 0.00 237
2018-12-01 $169,900 (0.0%) $217,933 (0.1%) 0.00 211
2019-01-01 $160,975 (-6.7%) $211,984 (-1.5%) 0.00 200
2019-02-01 $163,350 (-3.3%) $213,010 (4.6%) 0.00 196
2019-03-01 $169,621 (-0.2%) $208,144 (-3.7%) 0.00 194
2019-04-01 $182,725 (1.7%) $211,805 (-6.2%) 0.00 196
2019-05-01 $189,700 (5.4%) $224,518 (-2.3%) 0.00 213
2019-06-01 $174,900 (0.1%) $213,464 (2.0%) 0.00 229
2019-07-01 $184,996 (8.9%) $219,175 (4.3%) 0.00 233
2019-08-01 $189,755 (7.8%) $224,998 (0.9%) 0.00 234
2019-09-01 $189,836 (8.5%) $224,645 (0.8%) 0.00 230
2019-10-01 $189,900 (7.6%) $225,368 (0.7%) 0.00 224
2019-11-01 $179,000 (-1.7%) $216,294 (-2.4%) 0.00 219
2019-12-01 $171,450 (0.9%) $208,419 (-4.4%) 0.00 211
2020-01-01 $177,200 (10.1%) $220,368 (4.0%) 0.00 176
2020-02-01 $177,500 (8.7%) $225,060 (5.7%) 0.00 169
2020-03-01 $173,750 (2.4%) $233,166 (12.0%) 0.00 161
2020-04-01 $169,900 (-7.0%) $225,964 (6.7%) 0.00 149
2020-05-01 $169,450 (-10.7%) $214,129 (-4.6%) 0.00 137
2020-06-01 $195,000 (11.5%) $225,117 (5.5%) 0.00 122
2020-07-01 $195,475 (5.7%) $223,607 (2.0%) 0.00 126
2020-08-01 $185,000 (-2.5%) $228,463 (1.5%) 0.00 97
2020-09-01 $220,600 (16.2%) $245,374 (9.2%) 0.00 91
2020-10-01 $219,250 (15.5%) $248,698 (10.4%) 0.00 105
2020-11-01 $214,725 (20.0%) $271,228 (25.4%) 0.00 100
2020-12-01 $179,900 (4.9%) $251,536 (20.7%) 0.00 92
2021-01-01 $181,200 (2.3%) $254,492 (15.5%) 0.00 85
2021-02-01 $176,225 (-0.7%) $258,583 (14.9%) 0.00 78
2021-03-01 $211,125 (21.5%) $279,116 (19.7%) 0.00 60
2021-04-01 $219,350 (29.1%) $284,452 (25.9%) 0.00 53
2021-05-01 $210,000 (23.9%) $269,295 (25.8%) 0.00 56
2021-06-01 $198,200 (1.6%) $246,681 (9.6%) 0.00 72
2021-07-01 $201,450 (3.1%) $274,941 (23.0%) 0.00 77
2021-08-01 $232,350 (25.6%) $278,509 (21.9%) 0.00 83
2021-09-01 $249,700 (13.2%) $304,625 (24.2%) 0.00 103
2021-10-01 $249,450 (13.8%) $295,870 (19.0%) 0.00 113
2021-11-01 $242,750 (13.1%) $315,553 (16.3%) 0.00 92
2021-12-01 $247,225 (37.4%) $323,651 (28.7%) 0.00 93
2022-01-01 $265,000 (46.3%) $333,079 (30.9%) 0.00 94
2022-02-01 $238,675 (35.4%) $321,486 (24.3%) 0.00 86
2022-03-01 $275,375 (30.4%) $358,124 (28.3%) 0.00 82
2022-04-01 $259,900 (18.5%) $371,610 (30.6%) 0.00 85
2022-05-01 $262,875 (25.2%) $395,871 (47.0%) 0.00 89
2022-06-01 $249,500 (25.9%) $350,867 (42.2%) 0.00 113
2022-07-01 $259,450 (28.8%) $355,884 (29.4%) 0.00 129
2022-08-01 $237,475 (2.2%) $324,787 (16.6%) 0.00 154
2022-09-01 $234,900 (-5.9%) $330,417 (8.5%) 0.00 164
2022-10-01 $225,000 (-9.8%) $298,488 (0.9%) 0.00 191
2022-11-01 $222,450 (-8.4%) $305,414 (-3.2%) 0.00 196
2022-12-01 $225,000 (-9.0%) $316,861 (-2.1%) 0.00 188
2023-01-01 $249,950 (-5.7%) $319,377 (-4.1%) 0.00 178
2023-02-01 $259,950 (8.9%) $344,493 (7.2%) 0.00 175
2023-03-01 $259,975 (-5.6%) $344,426 (-3.8%) 0.00 176
2023-04-01 $270,000 (3.9%) $355,857 (-4.2%) 0.00 177
2023-05-01 $279,900 (6.5%) $366,130 (-7.5%) 0.00 170
2023-06-01 $285,000 (14.2%) $359,753 (2.5%) 0.00 172
2023-07-01 $265,000 (2.1%) $347,665 (-2.3%) 0.00 185
2023-08-01 $264,900 (11.6%) $371,826 (14.5%) 0.00 189
2023-09-01 $269,950 (14.9%) $370,530 (12.1%) 0.00 194
2023-10-01 $258,500 (14.9%) $369,878 (23.9%) 0.00 199
2023-11-01 $250,600 (12.7%) $355,330 (16.3%) 0.00 211
2023-12-01 $249,900 (11.1%) $355,754 (12.3%) 0.00 214
2024-01-01 $249,950 (0.0%) $374,561 (17.3%) 0.00 196
2024-02-01 $248,850 (-4.3%) $366,171 (6.3%) 0.00 174
2024-03-01 $245,500 (-5.6%) $357,752 (3.9%) 0.00 168
2024-04-01 $251,875 (-6.7%) $350,111 (-1.6%) 0.00 175
Paris's median listing price for 2024-04-01 was $251,875, a difference of $-18,125 (-6.7%) versus the prior year and $6,375 versus the prior month.

Paris's median listing price comes in at 0% of the national average.

Paris's average listing price for 2024-04-01 was $350,111, a difference of $-5,746 (-1.6%) versus the prior year and $-7,641 versus the prior month.

For the 2024-04-01 period, Paris had 175 MLS listings, a difference of 7 listings (4%) versus the prior month and -2 listings (-1%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Paris (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,240 sqft
2018-02-01 0 days 2,133 sqft
2018-03-01 0 days 2,268 sqft
2018-04-01 0 days 2,369 sqft
2018-05-01 0 days 2,467 sqft
2018-06-01 0 days 2,363 sqft
2018-07-01 0 days 2,264 sqft
2018-08-01 0 days 2,294 sqft
2018-09-01 0 days 2,237 sqft
2018-10-01 0 days 2,200 sqft
2018-11-01 0 days 2,145 sqft
2018-12-01 0 days 2,167 sqft
2019-01-01 0 days 2,083 sqft
2019-02-01 0 days 2,087 sqft
2019-03-01 0 days 2,053 sqft
2019-04-01 0 days 2,020 sqft
2019-05-01 0 days 2,157 sqft
2019-06-01 0 days 2,102 sqft
2019-07-01 0 days 2,154 sqft
2019-08-01 0 days 2,230 sqft
2019-09-01 0 days 2,269 sqft
2019-10-01 0 days 2,322 sqft
2019-11-01 0 days 2,220 sqft
2019-12-01 0 days 2,196 sqft
2020-01-01 0 days 2,202 sqft
2020-02-01 0 days 2,201 sqft
2020-03-01 0 days 2,186 sqft
2020-04-01 0 days 2,150 sqft
2020-05-01 0 days 2,010 sqft
2020-06-01 0 days 2,346 sqft
2020-07-01 0 days 2,109 sqft
2020-08-01 0 days 2,254 sqft
2020-09-01 0 days 2,315 sqft
2020-10-01 0 days 2,406 sqft
2020-11-01 0 days 2,494 sqft
2020-12-01 0 days 2,266 sqft
2021-01-01 0 days 2,260 sqft
2021-02-01 0 days 2,095 sqft
2021-03-01 0 days 2,127 sqft
2021-04-01 0 days 2,285 sqft
2021-05-01 0 days 1,992 sqft
2021-06-01 0 days 1,942 sqft
2021-07-01 0 days 1,905 sqft
2021-08-01 0 days 1,885 sqft
2021-09-01 0 days 1,891 sqft
2021-10-01 0 days 1,967 sqft
2021-11-01 0 days 1,857 sqft
2021-12-01 0 days 1,837 sqft
2022-01-01 0 days 1,878 sqft
2022-02-01 0 days 1,781 sqft
2022-03-01 0 days 1,883 sqft
2022-04-01 0 days 1,868 sqft
2022-05-01 0 days 1,881 sqft
2022-06-01 0 days 1,864 sqft
2022-07-01 0 days 1,855 sqft
2022-08-01 0 days 1,820 sqft
2022-09-01 0 days 1,834 sqft
2022-10-01 0 days 1,742 sqft
2022-11-01 0 days 1,748 sqft
2022-12-01 0 days 1,836 sqft
2023-01-01 0 days 1,800 sqft
2023-02-01 0 days 1,851 sqft
2023-03-01 0 days 1,801 sqft
2023-04-01 0 days 1,867 sqft
2023-05-01 0 days 1,897 sqft
2023-06-01 0 days 1,964 sqft
2023-07-01 0 days 1,926 sqft
2023-08-01 0 days 1,965 sqft
2023-09-01 0 days 1,964 sqft
2023-10-01 0 days 1,856 sqft
2023-11-01 0 days 1,801 sqft
2023-12-01 0 days 1,805 sqft
2024-01-01 0 days 1,805 sqft
2024-02-01 0 days 1,801 sqft
2024-03-01 0 days 1,788 sqft
2024-04-01 0 days 1,906 sqft
Paris's median listing age (time on market) for 2024-04-01 was 0 days.

Paris's median square footage for active listings during the 2024-04-01 period was 1,906 sqft. One year prior, the average listing was 1,867 sqft.

Paris, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 334 $67,970,000 $203,503
Cash Out Refi 47 $6,995,000 $148,830
Refi 24 $6,450,000 $268,750
Home Improvement 15 $1,565,000 $104,333
Other 13 $1,665,000 $128,077

Paris's most frequently cited loan purpose was Home Purchase, with 334 originations. The 2nd most popular reason was Cash Out Refi, with 47 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 152 $32,000,000 $210,526
Over 8% 112 $18,630,000 $166,339
7-8% 98 $18,900,000 $192,857
5-6% 50 $10,380,000 $207,600
4-5% 6 $1,410,000 $235,000
<2.5% 5 $25,000 $5,000
2.5-3% 1 $245,000 $245,000

During 2023, Paris's most frequently originated rate bucket was 6-7%, with 152 originations.

Loan Sizing (Paris, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 199 $30,545,000 $153,492
$200k-400k 119 $30,645,000 $257,521
$100,000 or less 85 $5,535,000 $65,118
$400k-600k 18 $8,650,000 $480,556
$600k-1000k 11 $8,085,000 $735,000
$Over $1MM 1 $1,185,000 $1,185,000

Paris's loan sizing saw the bucket of loans from $100k-200k with 199 originations, totaling $30,545,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 246 $51,350,000 $208,740
60-80% 91 $19,145,000 $210,385
40-60% 36 $5,250,000 $145,833
20-40% 23 $2,365,000 $102,826
Under 20% 17 $775,000 $45,588
Over 100% 11 $2,705,000 $245,909

Paris's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 246 originations, totaling $51,350,000 in origination value.