Austin Bank Texas Mortgage Rates, Fees & Info

Jacksonville, TX

LEI: 5493008R64K2UUN2NP30

Tax ID: 75-0358895

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Mortgage Data

Bank Data

Review & Overview

Austin Bank Texas is a smaller bank specializing in Home Purchase and Refi loans. Austin Bank Texas has a high proportion of conventional loans. Their top markets by origination volume include: Tyler, Longview, Jacksonville, Nacogdoches, and College Station among others. We have data for 24 markets. (Some data included below & more in-depth data is available with an active subscription.)

Austin Bank Texas has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Austin Bank Texas is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.77% 3/28/24
30 Year Conventional Refi 6.77% 3/28/24
30 Year Cash-out Refi 6.55% 3/28/24
30 Year VA Purchase 6.50% 3/28/24
15 Year Conventional Purchase 6.10% 3/28/24
15 Year Conventional Refi 6.19% 3/28/24
15 Year Cash-out Refi 6.19% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Austin Bank Texas Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Austin Bank Texas. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

931

Origination Dollar Volume (All Markets)

$178,785,000

Employee count

475 Show all (8) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
TYLER, TX (FHA|USDA|VA) 187 $43,775,000 $234,091 $3,322 3.97%
LONGVIEW, TX (FHA|USDA|VA) 210 $31,810,000 $151,476 $3,114 3.95%
Jacksonville, TX (FHA|USDA|VA) 167 $24,055,000 $144,042 $3,102 4.17%
Nacogdoches, TX (FHA|USDA|VA) 89 $16,235,000 $182,416 $3,540 3.64%
Outside of Metro Areas 98 $14,760,000 $150,612 $3,031 4.34%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 12 $12,390,000 $1,032,500 $4,856 3.75%
Palestine, TX (FHA|USDA|VA) 60 $8,470,000 $141,167 $2,902 4.26%
Lufkin, TX (FHA|USDA|VA) 33 $6,095,000 $184,697 $3,340 3.30%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 25 $5,755,000 $230,200 $3,955 3.99%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 18 $5,080,000 $282,222 $3,915 3.62%
Athens, TX (FHA|USDA|VA) 16 $4,650,000 $290,625 $3,718 3.79%
Edwards, CO (FHA|USDA|VA) 1 $2,415,000 $2,415,000 $0 3.13%
Brenham, TX (FHA|USDA|VA) 1 $735,000 $735,000 $8,098 4.00%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $600,000 $300,000 $4,036 2.63%
BOULDER, CO (FHA|USDA|VA) 1 $515,000 $515,000 $3,386 5.00%
MIDLAND, TX (FHA|USDA|VA) 1 $435,000 $435,000 $8,848 4.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $385,000 $385,000 $3,969 3.50%
Bay City, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,036 2.38%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $145,000 $145,000 $2,398 4.00%
Mount Pleasant, TX (FHA|USDA|VA) 2 $90,000 $45,000 $2,212 5.63%
WACO, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.50%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $50,000 $25,000 $0 5.75%
Paris, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.00%
Bonham, TX (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.25%
Austin Bank Texas's top markets include Tyler, Longview, Jacksonville, Nacogdoches, and College Station among others.

Their top states include:
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Oklahoma (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 931 $178,785,000 $192,035 $3,258 4.00%

    For 2020, Austin Bank Texas's most frequently originated type of loan was Conventional, with 931 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 584 $116,900,000 $200,171 $3,660 4.01%
    Refi 238 $51,300,000 $215,546 $2,983 3.66%
    Home Improvement 68 $5,070,000 $74,559 $1,585 4.90%
    Other 24 $1,860,000 $77,500 $1,941 5.25%
    Cash Out Refi 17 $3,655,000 $215,000 $3,830 2.99%

    For 2020, Austin Bank Texas's most frequently cited loan purpose was Home Purchase, with 584 originations. The 2nd most popular reason was Refi, with 238 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 380 $84,530,000 $222,447 $3,568 3.56%
    20 Year 269 $33,465,000 $124,405 $2,435 4.62%
    15 Year 141 $19,425,000 $137,766 $2,944 3.52%
    10 Year 50 $4,960,000 $99,200 $2,095 4.54%
    Other 47 $26,215,000 $557,766 $3,007 4.39%
    30+ year 28 $8,430,000 $301,071 $5,703 4.24%
    5 Year 8 $350,000 $43,750 $1,222 4.93%
    1 Year 7 $1,375,000 $196,429 $5,671 4.78%
    3 Year 1 $35,000 $35,000 $722 4.75%

    For 2020, Austin Bank Texas's most frequently cited loan duration was 30 Year, with 380 originations. The 2nd most popular length was 20 Year, with 269 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 568 $102,230,000 $179,982
    $1k-2k 83 $12,755,000 $153,675
    $2k-3k 29 $7,935,000 $273,621
    $4k-5k 7 $2,635,000 $376,429
    $3k-4k 4 $1,220,000 $305,000
    $5k+ 1 $465,000 $465,000

    Austin Bank Texas's average total fees were $3,568, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 568 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 330 $77,680,000 $235,394
    4-5% 271 $43,335,000 $159,908
    2.5-3% 130 $27,090,000 $208,385
    5-6% 92 $12,280,000 $133,478
    <2.5% 78 $15,710,000 $201,410
    6-7% 25 $2,465,000 $98,600
    7-8% 2 $120,000 $60,000
    Over 8% 2 $90,000 $45,000

    During 2020, Austin Bank Texas's average interest rate for loans was 3.56%, while their most frequently originated rate bucket for loans was 3-4%, with 330 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 332 $48,550,000 $146,235 $3,159 3.81%
    $100,000 or less 313 $19,025,000 $60,783 $1,997 4.59%
    $200k-400k 223 $62,475,000 $280,157 $4,117 3.51%
    $400k-600k 41 $19,035,000 $464,268 $5,104 3.53%
    $600k-1MM 14 $10,570,000 $755,000 $7,727 4.14%
    $1MM+ 8 $19,130,000 $2,391,250 $0 4.23%

    2020 saw Austin Bank Texas place emphasis on $100k-200k loans with 332 originations, totaling $48,550,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 173 $32,125,000 $185,694 $3,530 3.76%
    $50k-75k 145 $16,915,000 $116,655 $2,856 4.05%
    $150k-250k 142 $35,710,000 $251,479 $4,013 3.82%
    $75k-100k 136 $21,620,000 $158,971 $3,213 3.96%
    $50k or less 123 $10,285,000 $83,618 $2,372 4.21%
    $250k+ 65 $18,885,000 $290,538 $4,303 3.79%

    Austin Bank Texas lent most frequently to those with incomes in the $100k-150k range, with 173 originations. The second most popular income band? $50k-75k, with 145 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 197 $35,685,000 $181,142 $3,279 3.65%
    30-36% 158 $26,600,000 $168,354 $3,191 3.91%
    <20% 103 $18,565,000 $180,243 $3,411 3.65%
    42% 28 $4,190,000 $149,643 $2,904 4.19%
    37% 28 $5,730,000 $204,643 $3,480 3.70%
    38% 25 $4,135,000 $165,400 $3,161 4.01%
    50-60% 24 $3,930,000 $163,750 $3,064 4.47%
    39% 22 $4,490,000 $204,091 $3,684 3.79%
    41% 20 $2,610,000 $130,500 $2,490 3.91%
    36% 19 $2,915,000 $153,421 $3,414 3.90%
    43% 18 $3,830,000 $212,778 $3,698 3.83%
    >60% 17 $2,495,000 $146,765 $2,885 4.39%
    44% 16 $3,380,000 $211,250 $3,592 4.03%
    46% 16 $2,690,000 $168,125 $2,910 4.07%
    40% 16 $3,310,000 $206,875 $3,601 3.52%
    45% 13 $2,295,000 $176,538 $3,046 3.69%
    49% 13 $2,495,000 $191,923 $3,237 4.17%
    48% 9 $1,465,000 $162,778 $3,556 3.60%
    47% 5 $1,305,000 $261,000 $3,248 4.58%

    Austin Bank Texas lent most frequently to those with DTI ratios of 20-30%, with 197 originations. The next most common DTI ratio? 30-36%, with 158 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 723 $124,885,000 $172,732 $3,240 3.92%
    Not applicable 116 $38,430,000 $331,293 $4,460 4.54%
    Not provided 58 $10,190,000 $175,690 $3,685 3.98%
    Asian 12 $2,360,000 $196,667 $3,228 3.16%
    Black 12 $1,120,000 $93,333 $2,951 4.02%
    American Indian 4 $550,000 $137,500 $2,868 3.59%
    Native Hawaiian or Islander 1 $515,000 $515,000 $5,078 3.50%
    2 $410,000 $205,000 $4,532 4.75%
    Filipino 1 $155,000 $155,000 $2,758 4.50%
    Asian Indian 1 $125,000 $125,000 $0 4.50%
    Other Asian 1 $45,000 $45,000 $0 4.75%

    Approval Rates

    Total approvals of all applications
    78.77%

    Austin Bank Texas has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    82.38%

    Austin Bank Texas has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 931 $178,785,000 $192,035

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 27 $21,955,000 $813,148
    Single Family (1-4 Units):Manufactured 14 $1,510,000 $107,857
    Single Family (1-4 Units):Site-Built 890 $155,320,000 $174,517

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 67 $9,665,000 $144,254 $2,174 4.26%
    40-60% 129 $25,155,000 $195,000 $2,948 3.87%
    60-80% 334 $61,640,000 $184,551 $3,400 3.97%
    80-100% 369 $78,945,000 $213,943 $3,616 3.96%
    Over 100% 1 $135,000 $135,000 $2,905 2.75%
    Under 20% 31 $3,245,000 $104,677 $1,296 4.70%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    Academy Mortgage Corporation Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 12.5%
    Academy Mortgage Corporation Conventional home mortgage Closing on a mortgage 2 25.0%
    Academy Mortgage Corporation Conventional home mortgage Trouble during payment process 2 25.0%
    Academy Mortgage Corporation VA mortgage Closing on a mortgage 2 25.0%
    Academy Mortgage Corporation VA mortgage Trouble during payment process 1 12.5%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Austin Bank, Texas National Association 100 Horton Street Whitehouse, TX 75791 Full Service B&M $92,576
    Austin Bank, Texas National Association 1006 Stone Road Kilgore, TX 75662 Full Service B&M $145,413
    Austin Bank, Texas National Association 108 E.. Broadway Big Sandy, TX 75755 Full Service B&M $42,335
    Austin Bank, Texas National Association 108 Market Square Blvd Tyler, TX 75703 Full Service B&M $43,926
    Austin Bank, Texas National Association 110 East Spring Street Palestine, TX 75801 Limited, Drive-thru $0
    Austin Bank, Texas National Association 1210 East Pinecrest Marshall, TX 75671 Full Service B&M $28,875
    Austin Bank, Texas National Association 1230 Loop 323 Ssw Tyler, TX 75701 Full Service B&M $32,669
    Austin Bank, Texas National Association 139 North Main Street Grand Saline, TX 75140 Full Service B&M $33,672
    Austin Bank, Texas National Association 1625 E Broadway Gladewater, TX 75647 Full Service B&M $53,865
    Austin Bank, Texas National Association 169 S. Frankston Hwy Frankston, TX 75763 Full Service B&M $104,342
    Austin Bank, Texas National Association 16909 Texas 155 Flint, TX 75762 Full Service B&M $21,500
    Austin Bank, Texas National Association 1700 South Jackson Street Jacksonville, TX 75766 Full Service B&M $34,094
    Austin Bank, Texas National Association 200 East Commerce Street Jacksonville, TX 75766 Full Service B&M $241,459
    Austin Bank, Texas National Association 2000 S John Redditt Lufkin, TX 75904 Full Service B&M $15,388
    Austin Bank, Texas National Association 210 North Houston Bullard, TX 75757 Full Service B&M $54,362
    Austin Bank, Texas National Association 216 S. Main Street Rusk, TX 75785 Full Service B&M $83,571
    Austin Bank, Texas National Association 2609 Gilmer Road Longview, TX 75604 Full Service B&M $22,702
    Austin Bank, Texas National Association 2745 South Loop 256 Palestine, TX 75801 Full Service B&M $91,231
    Austin Bank, Texas National Association 305 South Broadway Suite 100 Tyler, TX 75702 Full Service B&M $32,137
    Austin Bank, Texas National Association 308 East Loop 281 Longview, TX 75605 Full Service B&M $39,367
    Austin Bank, Texas National Association 3120 North Street Nacogdoches, TX 75965 Full Service B&M $62,309
    Austin Bank, Texas National Association 3400 West Marshall Avenue Longview, TX 75608 Full Service B&M $56,640
    Austin Bank, Texas National Association 352 Jacob Street Timpson, TX 75975 Full Service B&M $30,655
    Austin Bank, Texas National Association 507 W. Duval Street Troup, TX 75789 Full Service B&M $42,357
    Austin Bank, Texas National Association 550 U.S. Highway 59 S Garrison, TX 75946 Full Service B&M $15,058
    Austin Bank, Texas National Association 5515 Old Bullard Road Tyler, TX 75703 Full Service B&M $58,547
    Austin Bank, Texas National Association 5653 Us Hwy 259 N. Longview, TX 75605 Full Service B&M $6,288
    Austin Bank, Texas National Association 603 South Main Street Lindale, TX 75771 Full Service B&M $14,435
    Austin Bank, Texas National Association 610 West Lennon Drive Emory, TX 75440 Full Service B&M $76,957
    Austin Bank, Texas National Association 611 South Beckham Tyler, TX 75701 Full Service B&M $62,242
    Austin Bank, Texas National Association 766 W. Main Van, TX 75790 Full Service B&M $49,106
    Austin Bank, Texas National Association 807 E Houston Cleveland, TX 77327 Full Service B&M $10,400
    Austin Bank, Texas National Association 865 Us Hwy 271 N. Gilmer, TX 75644 Full Service B&M $24,541
    Austin Bank, Texas National Association 911 Northwest Loop 281 Longview, TX 75604 Full Service B&M $62,114

    For 2020, Austin Bank Texas had 34 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $89,524
    Net interest income $83,718
    Total noninterest income $23,224
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $8,811
    Trading account gains and fees $0
    Additional Noninterest Income $14,413
    Pre-tax net operating income $37,056
    Securities gains (or losses, -) $0
    Income before extraordinary items $29,496
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $29,496
    Minority interest net income $0
    Net income $29,496
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $29,496

    Austin Bank Texas's gross interest income from loans was $89,524,000.
    Austin Bank Texas's net interest income from loans was $83,718,000.
    Austin Bank Texas's fee based income from loans was $8,811,000.
    Austin Bank Texas's net income from loans was $29,496,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $5,806
    Provision for credit losses $7,530
    Total noninterest expense $62,356
    Salaries and employee benefits $39,847
    Premises and equipment expense $6,440
    Additional noninterest expense $16,069
    Applicable income taxes $7,560
    Net charge-offs $2,273
    Cash dividends $4,817

    Austin Bank Texas's interest expense for loans was $5,806,000.
    Austin Bank Texas's payroll and benefits expense were $39,847,000.
    Austin Bank Texas's property, plant and equipment expenses $6,440,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,824,505
    Deposits held in domestic offices $1,824,505
    Deposits by Individuals, partnerships, and corporations $1,733,789
    Deposits by U.S. Government $2
    Deposits by States and political subdivisions in the U.S. $90,228
    Deposits by Commercial banks and other depository institutions in U.S. $486
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $251,639
    Demand deposits $199,793
    Nontransaction accounts $1,572,866
    Money market deposit accounts (MMDAs) $202,271
    Other savings deposits (excluding MMDAs) $1,089,444
    Total time deposits $281,151
    Total time and savings deposits $1,624,712
    Noninterest-bearing deposits $764,038
    Interest-bearing deposits $1,060,467
    Retail deposits $1,751,502
    IRAs and Keogh plan accounts $33,631
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,178,884
    Cash & Balances due from depository institutions $299,453
    Interest-bearing balances $265,605
    Total securities $209,042
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,562,332
    Loan and leases loss allowance $19,119
    Trading account assets $0
    Bank premises and fixed assets $34,188
    Other real estate owned $784
    Goodwill and other intangibles $10,913
    All other assets $62,172

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,178,884
    Total Liabilities $1,878,723
    Total deposits $1,824,505
    Interest-bearing deposits $1,060,467
    Deposits held in domestic offices $1,824,505
    % insured (estimated) $76
    Federal funds purchased and repurchase agreements $34,039
    Trading liabilities $0
    Other borrowed funds $0
    Subordinated debt $0
    All other liabilities $20,179

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,562,332
    Loan and leases loss allowance $19,119
    Total loans and leases (domestic) $1,581,451
    All real estate loans $1,204,066
    Real estate loans in domestic offices $1,204,066
    Construction and development loans $147,733
    Residential 1-4 family construction $46,668
    Other construction, all land development and other land $101,065
    Loans secured by nonfarm nonresidential properties $528,304
    Nonfarm nonresidential secured by owner-occupied properties $312,770
    Commercial real estate & other non-farm, non-residential $215,534
    Multifamily residential real estate $6,380
    1-4 family residential loans $469,321
    Farmland loans $52,328
    Loans held in foreign offices $0
    Farm loans $37,359
    Commercial and industrial loans $226,421
    To non-U.S. addressees $0
    Loans to individuals $111,395
    Credit card loans $0
    Related Plans $2,742
    Consumer Auto Loans $43,702
    Other loans to individuals $64,951
    All other loans & leases $2,210
    Loans to foreign governments and official institutions $0
    Other loans $804
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $5,952
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $728
    Non 1-4 family restructured loans & leases $728
    Total loans and leases (foreign) $0

    Austin Bank Texas had $1,562,332,000 of loans outstanding in 2020. $1,204,066,000 of loans were in real estate loans. $147,733,000 of loans were in development loans. $6,380,000 of loans were in multifamily mortgage loans. $469,321,000 of loans were in 1-4 family mortgage loans. $37,359,000 of loans were in farm loans. $0 of loans were in credit card loans. $43,702,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,098 $221,911 $202,105
    Nonfarm, nonresidential loans - <$100k 336 $14,664 $43,643
    Nonfarm, nonresidential loans - $100-250k 372 $50,283 $135,169
    Nonfarm, nonresidential loans - $250k-1MM 390 $156,964 $402,472
    Commercial & Industrial, US addressed loans - <$1MM 4,019 $179,741 $44,723
    Commercial & Industrial, US addressed loans - <$100k 3,417 $77,863 $22,787
    Commercial & Industrial, US addressed loans - $100-250k 417 $44,742 $107,295
    Commercial & Industrial, US addressed loans - $250k-1MM 185 $57,136 $308,843
    Farmland loans - <$1MM 282 $34,876 $123,674
    Farmland loans - <$100k 151 $6,520 $43,179
    Farmland loans - $100-250k 92 $11,720 $127,391
    Farmland loans - $250k-1MM 39 $16,636 $426,564
    Agriculture operations loans - <$1MM 1,100 $37,359 $33,963
    Agriculture operations loans - <$100k 984 $21,115 $21,458
    Agriculture operations loans - $100-250k 93 $9,378 $100,839
    Agriculture operations loans - $250k-1MM 23 $6,866 $298,522