River Region Credit Union Mortgage Rates, Fees & InfoJefferson City, MO
Tax ID: 44-0623480
Latest/2021 | 2020 Data | 2019 Data | 2018 Data
Review & OverviewRiver Region Credit Union is a smaller credit union specializing in Home Purchase, Cash Out Refi, and Refi loans. River Region Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Jefferson City, Columbia, Kansas City, St. Louis, and Cape Girardeau among others. We have data for 16 markets. (Some data included below & more in-depth data is available with an active subscription.)
River Region Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$82,320,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|JEFFERSON CITY, MO (FHA|USDA|VA)||256||$42,020,000||$164,141||$0||0.00%|
|COLUMBIA, MO (FHA|USDA|VA)||108||$23,440,000||$217,037||$0||0.00%|
|Outside of Metro Areas||54||$8,730,000||$161,667||$0||0.00%|
|KANSAS CITY, MO-KS (FHA|USDA|VA)||10||$2,630,000||$263,000||$0||0.00%|
|ST. LOUIS, MO-IL (FHA|USDA|VA)||5||$1,885,000||$377,000||$0||0.00%|
|CAPE GIRARDEAU, MO-IL (FHA|USDA|VA)||4||$610,000||$152,500||$0||0.00%|
|Mexico, MO (FHA|USDA|VA)||6||$540,000||$90,000||$0||0.00%|
|SPRINGFIELD, MO (FHA|USDA|VA)||3||$535,000||$178,333||$0||0.00%|
|Branson, MO (FHA|USDA|VA)||2||$500,000||$250,000||$0||0.00%|
|Hannibal, MO (FHA|USDA|VA)||2||$430,000||$215,000||$0||0.00%|
|Moberly, MO (FHA|USDA|VA)||3||$305,000||$101,667||$0||0.00%|
|Fort Leonard Wood, MO (FHA|USDA|VA)||1||$185,000||$185,000||$0||0.00%|
|Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA)||1||$175,000||$175,000||$0||0.00%|
|Poplar Bluff, MO (FHA|USDA|VA)||1||$155,000||$155,000||$0||0.00%|
|Rolla, MO (FHA|USDA|VA)||1||$145,000||$145,000||$0||0.00%|
|Marshall, MO (FHA|USDA|VA)||1||$35,000||$35,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2021, River Region Credit Union's most frequently originated type of loan was Conventional, with 458 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
|Cash Out Refi||153||$27,475,000||$179,575||$0||0.00%|
For 2021, River Region Credit Union's most frequently cited loan purpose was Home Purchase, with 154 originations. The 2nd most popular reason was Cash Out Refi, with 153 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2021, River Region Credit Union's most frequently cited loan duration was Other, with 458 originations.
2021 saw River Region Credit Union place emphasis on $100k-200k loans with 216 originations, totaling $30,190,000 in origination value.
River Region Credit Union lent most frequently to those with incomes in the $100k-150k range, with 110 originations. The second most popular income band? $50k-75k, with 102 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
River Region Credit Union lent most frequently to those with DTI ratios of Exempt%, with 458 originations.
Approval RatesTotal approvals of all applications
River Region Credit Union has an average approval rate.
Pick RateApprovals leading to origination
River Region Credit Union has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|