Ogdensburg - Massena Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Ogdensburg - Massena averaged 6.73% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.84% and one month ago for the week of 2024-10-10, the average rate was 6.27%.

    Ogdensburg - Massena's average rate one year ago was 7.45%.

    For refis of the same type during the week of 2024-11-14, the average rate was 6.68%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Ogdensburg - Massena 30 Year Fixed Rate 2024-11-14 6.73%
    Ogdensburg - Massena 30 Year Fixed Rate Refi 2024-11-14 6.68%
    Ogdensburg - Massena 15 Year Fixed Rate 2024-11-14 5.79%
    Ogdensburg - Massena 15 Year Fixed Rate Refi 2024-11-14 6.19%
    Ogdensburg - Massena 30 Year FHA 2024-11-14 0.1%
    Ogdensburg - Massena 30 Year FHA Refi 2024-11-14 -0.2%
    Ogdensburg - Massena 30 Year USDA 2024-11-14 0.2%
    Ogdensburg - Massena 30 Year USDA Refi 2024-11-14 0.1%
    Ogdensburg - Massena 30 Year VA 2024-11-14 -0.2%
    Ogdensburg - Massena 30 Year VA Refi 2024-11-14 0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ogdensburg-Massena, NY.

    Ogdensburg - Massena Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ogdensburg-Massena, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Community Bank 73 7.07% $391
    QUICKEN LOANS, LLC 25 7.19% $6,744
    NORTHERN CREDIT UNION 21 6.83% $4,831
    Gouverneur Savings and Loan Association 17 6.70% $1,297
    MOVEMENT MORTGAGE, LLC 17 6.95% $5,297
    Genesee Regional Bank 14 7.04% $5,283
    Farm Credit East, ACA 11 7.32% $4,492
    NBT Bank 11 6.48% $3,954
    KeyBank 11 6.55% $4,617
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 5 7.13% $5,133
    HOMESTEAD FUNDING CORP. 5 6.85% $4,340
    Premium Mortgage Corporation 4 7.13% $5,032
    AMERICU Credit Union 4 5.50% $5,108
    SEFCU SERVICES, LLC 3 5.92% $4,376
    Wells Fargo Bank 3 7.38% $4,194
    U.S. Bank 3 6.16% $3,939
    NAVY FEDERAL CREDIT UNION 3 6.58% $4,491
    JPMorgan Chase Bank 3 7.12% $6,526
    PARAGON HOME LOANS INC. 2 5.94% $3,379
    Bank of England 2 6.69% $6,115
    Citibank 2 5.25% $6,605
    Mr. Cooper ( Nationstar Mortgage ) 2 6.56% $8,287
    1ST PRIORITY MORTGAGE, INC. 2 7.19% $6,057
    RBC Bank, (Georgia) 2 6.06% $2,369
    USAA Federal Savings Bank 2 6.88% $4,177
    HUDSON VALLEY CREDIT UNION 1 6.88% $3,338
    Discover Bank 1 6.59% $0
    CROSSCOUNTRY MORTGAGE, LLC 1 6.50% $3,881
    CONTOUR MORTGAGE CORPORATION 1 6.88% $6,306
    UNIFY FINANCIAL Credit Union 1 7.15% $3,906
    Citizens Bank 1 6.25% $6,154
    NBKC BANK 1 6.75% $9,397
    Carrington Mortgage Services, LLC 1 7.13% $6,824
    NEWREZ LLC 1 5.88% $10,555
    Bethpage Federal Credit Union 1 6.00% $4,946
    21ST MORTGAGE CORPORATION 1 7.40% $5,510
    Bank of America 1 7.00% $7,055
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.13% $4,127
    AMERICAN FINANCING CORPORATION 1 6.38% $5,492
    ABSOLUTE HOME MORTGAGE CORPORATION 1 5.63% $5,341
    RELIANCE FIRST CAPITAL, LLC 1 7.25% $4,638
    ROYAL UNITED MORTGAGE LLC 1 7.38% $5,142
    Ally Bank 1 7.13% $2,947
    TD Bank 1 6.75% $22,030
    Evolve Bank & Trust 1 7.63% $6,614
    GUARANTEED RATE, INC. 1 7.50% $12,552
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.00% $5,804
    ENVOY MORTGAGE, LTD 1 6.50% $10,566

    Ogdensburg - Massena Average Closing Costs & Other Stats

    Ogdensburg-Massena, NY's 48 lenders originated 768 loans during 2023. The total origination value was $97,470,000, with an average loan value of $126,914.

    Ogdensburg - Massena's average closing costs are $3,908.

    The top Ogdensburg - Massena lender as defined by loan originations is Community Bank, with 73 loans originated. Their average total fees are $391, which is $6,353 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Ogdensburg - Massena lenders (with over 10 loans originated) are Community Bank ($391), Gouverneur Savings and Loan Association ($1,297), NBT Bank ($3,954), Farm Credit East, ACA ($4,492) and KeyBank ($4,617).

    The lowest rate Ogdensburg - Massena lenders (with over 10 loans originated) are NBT Bank (6.48%), KeyBank (6.55%), Gouverneur Savings and Loan Association (6.70%), NORTHERN CREDIT UNION (6.83%) and MOVEMENT MORTGAGE, LLC (6.95%).

    Ogdensburg-Massena, NY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Community Bank $26,965,000 $19,770,000 -26.7% 20.3%
    QUICKEN LOANS, LLC $15,260,000 $10,475,000 -31.4% 10.7%
    NORTHERN CREDIT UNION $14,745,000 $9,305,000 -36.9% 9.5%
    Gouverneur Savings and Loan Association $6,550,000 $6,240,000 -4.7% 6.4%
    MOVEMENT MORTGAGE, LLC $6,655,000 $5,650,000 -15.1% 5.8%
    NBT Bank $5,995,000 $4,675,000 -22.0% 4.8%
    Mortgage Research Center, LLC $3,665,000 $4,310,000 17.6% 4.4%
    Genesee Regional Bank $3,540,000 $3,065,000 -13.4% 3.1%
    HOMESTEAD FUNDING CORP. $1,850,000 $2,330,000 25.9% 2.4%
    KeyBank $7,250,000 $2,055,000 -71.7% 2.1%
    Farm Credit East, ACA $1,075,000 $1,930,000 79.5% 2.0%
    Carthage Federal Savings and Loan Association $1,940,000 $1,900,000 -2.1% 1.9%
    NAVY FEDERAL CREDIT UNION $1,705,000 $1,855,000 8.8% 1.9%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,410,000 n/a 1.4%
    PLAZA HOME MORTGAGE, INC. $1,200,000 $1,395,000 16.3% 1.4%
    AMERICU Credit Union $3,840,000 $1,355,000 -64.7% 1.4%
    CROSSCOUNTRY MORTGAGE, LLC $3,045,000 $965,000 -68.3% 1.0%
    Mr. Cooper ( Nationstar Mortgage ) $500,000 $890,000 78.0% 0.9%
    SEFCU SERVICES, LLC $145,000 $875,000 503.4% 0.9%
    Wells Fargo Bank $1,720,000 $825,000 -52.0% 0.8%
    Citizens Bank $1,655,000 $730,000 -55.9% 0.7%
    Empower Federal Credit Union $675,000 $720,000 6.7% 0.7%
    U.S. Bank $285,000 $715,000 150.9% 0.7%
    Premium Mortgage Corporation $465,000 $700,000 50.5% 0.7%
    JPMorgan Chase Bank $1,390,000 $690,000 -50.4% 0.7%
    Bank of England $560,000 $625,000 11.6% 0.6%
    GUARANTEED RATE, INC. $880,000 $615,000 -30.1% 0.6%
    ABSOLUTE HOME MORTGAGE CORPORATION $560,000 n/a 0.6%
    TD Bank $740,000 $520,000 -29.7% 0.5%
    The Lyons National Bank $465,000 n/a 0.5%
    1ST PRIORITY MORTGAGE, INC. $455,000 n/a 0.5%
    USAA Federal Savings Bank $1,315,000 $445,000 -66.2% 0.5%
    Citibank $440,000 n/a 0.5%
    LOANDEPOT.COM, LLC $960,000 $395,000 -58.9% 0.4%
    ROYAL UNITED MORTGAGE LLC $505,000 $340,000 -32.7% 0.3%
    HOME TOWN FUNDING, INC. $320,000 n/a 0.3%
    Barrington Bank & Trust Company, N.A. $755,000 $310,000 -58.9% 0.3%
    Discover Bank $285,000 n/a 0.3%
    ENVOY MORTGAGE, LTD $285,000 n/a 0.3%
    NEWREZ LLC $235,000 $265,000 12.8% 0.3%
    PARAGON HOME LOANS INC. $455,000 $240,000 -47.3% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $230,000 n/a 0.2%
    Evolve Bank & Trust $225,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $225,000 n/a 0.2%
    PENTAGON FEDERAL CREDIT UNION $160,000 $225,000 40.6% 0.2%
    Bank of America $555,000 $215,000 -61.3% 0.2%
    M&T Bank $1,035,000 $215,000 -79.2% 0.2%
    The Federal Savings Bank $115,000 $205,000 78.3% 0.2%
    Bethpage Federal Credit Union $200,000 n/a 0.2%
    Carrington Mortgage Services, LLC $85,000 $185,000 117.6% 0.2%
    Northpointe Bank $360,000 $185,000 -48.6% 0.2%
    CONTOUR MORTGAGE CORPORATION $225,000 $180,000 -20.0% 0.2%
    CARDINAL FINANCIAL $85,000 $165,000 94.1% 0.2%
    The Huntington National Bank $165,000 n/a 0.2%
    PENNYMAC LOAN SERVICES, LLC $160,000 n/a 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $230,000 $155,000 -32.6% 0.2%
    NBKC BANK $470,000 $155,000 -67.0% 0.2%
    STANFORD Federal Credit Union $155,000 n/a 0.2%
    The Canandaigua National Bank and Trust Company $155,000 n/a 0.2%
    UNIFY FINANCIAL Credit Union $155,000 n/a 0.2%
    Third Federal Savings and Loan Association of Cleveland $150,000 n/a 0.2%
    Ally Bank $75,000 $145,000 93.3% 0.1%
    BETTER MORTGAGE CORPORATION $565,000 $145,000 -74.3% 0.1%
    HUDSON HERITAGE $145,000 n/a 0.1%
    RBC Bank, (Georgia) $45,000 $140,000 211.1% 0.1%
    21ST MORTGAGE CORPORATION $170,000 $135,000 -20.6% 0.1%
    EMBRACE HOME LOANS, INC. $125,000 n/a 0.1%
    RELIANT COMMUNITY FEDERAL CREDIT UNION $120,000 n/a 0.1%
    CALIBER HOME LOANS, INC. $345,000 $115,000 -66.7% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $500,000 $115,000 -77.0% 0.1%
    STATE EMPLOYEES FEDERAL CREDIT UNION $25,000 $115,000 360.0% 0.1%
    HUDSON VALLEY CREDIT UNION $105,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $85,000 $105,000 23.5% 0.1%
    Union Savings Bank $105,000 n/a 0.1%
    UNITED WHOLESALE MORTGAGE, LLC $780,000 $105,000 -86.5% 0.1%
    RELIANCE FIRST CAPITAL, LLC $95,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $515,000 $85,000 -83.5% 0.1%
    MID AMERICA MORTGAGE, INC. $175,000 $85,000 -51.4% 0.1%
    Stifel Bank and Trust $85,000 n/a 0.1%
    TEACHERS $65,000 n/a 0.1%
    CORNING $25,000 n/a 0.0%

    Ogdensburg - Massena's top lender by overall market share is Community Bank, with 20.3% market share. In second place, with 10.7%, is QUICKEN LOANS, LLC, having originated $10,475,000 in loans. In third place, with 9.5%, is NORTHERN CREDIT UNION, having originated $9,305,000 in loans. In fourth place, with 6.4%, is Gouverneur Savings and Loan Association, having originated $6,240,000 in loans. In fifth place, with 5.8%, is MOVEMENT MORTGAGE, LLC, having originated $5,650,000 in loans.

    Ogdensburg - Massena Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Ogdensburg - Massena (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $103,700 (3.8%) $143,273 (3.5%) 0.00 636
    2018-02-01 $105,000 (5.1%) $143,681 (2.8%) 0.00 631
    2018-03-01 $104,900 (-0.1%) $167,751 (15.9%) 0.00 643
    2018-04-01 $112,000 (1.9%) $170,816 (13.9%) 0.00 692
    2018-05-01 $116,475 (6.0%) $173,072 (14.9%) 0.00 742
    2018-06-01 $124,000 (13.5%) $174,771 (16.9%) 0.00 796
    2018-07-01 $124,900 (13.6%) $158,085 (4.5%) 0.00 861
    2018-08-01 $124,900 (10.6%) $157,437 (3.8%) 0.00 847
    2018-09-01 $124,900 (9.1%) $159,760 (5.0%) 0.00 846
    2018-10-01 $119,500 (4.0%) $158,864 (5.9%) 0.00 831
    2018-11-01 $119,000 (8.9%) $156,503 (5.2%) 0.00 792
    2018-12-01 $119,000 (13.3%) $155,242 (7.2%) 0.00 745
    2019-01-01 $115,475 (11.4%) $152,160 (6.2%) 0.00 689
    2019-02-01 $114,950 (9.5%) $149,873 (4.3%) 0.00 687
    2019-03-01 $120,286 (14.7%) $153,255 (-8.6%) 0.00 675
    2019-04-01 $120,736 (7.8%) $156,379 (-8.5%) 0.00 672
    2019-05-01 $125,000 (7.3%) $162,129 (-6.3%) 0.00 705
    2019-06-01 $128,000 (3.2%) $163,951 (-6.2%) 0.00 748
    2019-07-01 $128,375 (2.8%) $165,198 (4.5%) 0.00 754
    2019-08-01 $124,973 (0.1%) $163,161 (3.6%) 0.00 733
    2019-09-01 $124,932 (0.0%) $161,280 (1.0%) 0.00 706
    2019-10-01 $124,955 (4.6%) $160,473 (1.0%) 0.00 678
    2019-11-01 $125,000 (5.0%) $160,925 (2.8%) 0.00 621
    2019-12-01 $124,950 (5.0%) $160,196 (3.2%) 0.00 590
    2020-01-01 $119,250 (3.3%) $156,128 (2.6%) 0.00 551
    2020-02-01 $119,999 (4.4%) $155,520 (3.8%) 0.00 542
    2020-03-01 $124,350 (3.4%) $156,222 (1.9%) 0.00 525
    2020-04-01 $122,250 (1.3%) $158,831 (1.6%) 0.00 512
    2020-05-01 $127,000 (1.6%) $167,360 (3.2%) 0.00 499
    2020-06-01 $129,900 (1.5%) $175,548 (7.1%) 0.00 497
    2020-07-01 $131,000 (2.0%) $179,261 (8.5%) 0.00 479
    2020-08-01 $134,000 (7.2%) $177,269 (8.7%) 0.00 457
    2020-09-01 $127,000 (1.7%) $175,801 (9.0%) 0.00 441
    2020-10-01 $125,000 (0.0%) $170,301 (6.1%) 0.00 412
    2020-11-01 $122,500 (-2.0%) $168,635 (4.8%) 0.00 368
    2020-12-01 $120,000 (-4.0%) $168,859 (5.4%) 0.00 336
    2021-01-01 $119,250 (0.0%) $163,779 (4.9%) 0.00 295
    2021-02-01 $119,000 (-0.8%) $160,276 (3.1%) 0.00 281
    2021-03-01 $125,000 (0.5%) $175,408 (12.3%) 0.00 258
    2021-04-01 $130,625 (6.9%) $181,592 (14.3%) 0.00 259
    2021-05-01 $148,750 (17.1%) $190,968 (14.1%) 0.00 268
    2021-06-01 $149,900 (15.4%) $193,683 (10.3%) 0.00 299
    2021-07-01 $148,500 (13.4%) $190,062 (6.0%) 0.00 318
    2021-08-01 $148,250 (10.6%) $186,373 (5.1%) 0.00 316
    2021-09-01 $143,425 (12.9%) $185,923 (5.8%) 0.00 313
    2021-10-01 $137,500 (10.0%) $179,205 (5.2%) 0.00 302
    2021-11-01 $125,250 (2.2%) $174,539 (3.5%) 0.00 263
    2021-12-01 $110,000 (-8.3%) $162,748 (-3.6%) 0.00 255
    2022-01-01 $105,900 (-11.2%) $157,168 (-4.0%) 0.00 228
    2022-02-01 $104,975 (-11.8%) $155,178 (-3.2%) 0.00 214
    2022-03-01 $109,625 (-12.3%) $176,396 (0.6%) 0.00 171
    2022-04-01 $130,000 (-0.5%) $185,118 (1.9%) 0.00 184
    2022-05-01 $142,450 (-4.2%) $194,588 (1.9%) 0.00 207
    2022-06-01 $142,500 (-4.9%) $208,485 (7.6%) 0.00 240
    2022-07-01 $149,000 (0.3%) $205,935 (8.4%) 0.00 270
    2022-08-01 $152,450 (2.8%) $197,513 (6.0%) 0.00 284
    2022-09-01 $152,125 (6.1%) $192,691 (3.6%) 0.00 281
    2022-10-01 $144,650 (5.2%) $188,037 (4.9%) 0.00 278
    2022-11-01 $137,072 (9.4%) $182,623 (4.6%) 0.00 263
    2022-12-01 $132,700 (20.6%) $172,348 (5.9%) 0.00 242
    2023-01-01 $129,975 (22.7%) $163,227 (3.9%) 0.00 226
    2023-02-01 $131,897 (25.7%) $168,512 (8.6%) 0.00 199
    2023-03-01 $135,500 (23.6%) $178,370 (1.1%) 0.00 191
    2023-04-01 $139,950 (7.7%) $184,296 (-0.4%) 0.00 190
    2023-05-01 $149,900 (5.2%) $201,219 (3.4%) 0.00 200
    2023-06-01 $168,000 (17.9%) $201,550 (-3.3%) 0.00 236
    2023-07-01 $169,000 (13.4%) $204,942 (-0.5%) 0.00 251
    2023-08-01 $167,000 (9.5%) $200,111 (1.3%) 0.00 281
    2023-09-01 $161,250 (6.0%) $202,542 (5.1%) 0.00 280
    2023-10-01 $153,213 (5.9%) $200,564 (6.7%) 0.00 292
    2023-11-01 $149,950 (9.4%) $193,699 (6.1%) 0.00 278
    2023-12-01 $149,000 (12.3%) $198,104 (14.9%) 0.00 252
    2024-01-01 $141,950 (9.2%) $189,655 (16.2%) 0.00 227
    2024-02-01 $142,000 (7.7%) $186,869 (10.9%) 0.00 199
    2024-03-01 $148,500 (9.6%) $211,010 (18.3%) 0.00 201
    2024-04-01 $162,500 (16.1%) $221,275 (20.1%) 0.00 203
    2024-05-01 $169,500 (13.1%) $234,996 (16.8%) 0.00 228
    2024-06-01 $179,400 (6.8%) $241,457 (19.8%) 0.00 250
    2024-07-01 $178,975 (5.9%) $235,857 (15.1%) 0.00 255
    2024-08-01 $179,900 (7.7%) $243,719 (21.8%) 0.00 283
    2024-09-01 $175,250 (8.7%) $234,718 (15.9%) 0.00 304
    2024-10-01 $177,000 (15.5%) $231,894 (15.6%) 0.00 307
    Ogdensburg - Massena's median listing price for 2024-10-01 was $177,000, a difference of $23,787 (15.5%) versus the prior year and $1,750 versus the prior month.

    Ogdensburg - Massena's median listing price comes in at 0% of the national average.

    Ogdensburg - Massena's average listing price for 2024-10-01 was $231,894, a difference of $31,330 (15.6%) versus the prior year and $-2,824 versus the prior month.

    For the 2024-10-01 period, Ogdensburg - Massena had 307 MLS listings, a difference of 3 listings (1%) versus the prior month and 15 listings (5%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Ogdensburg - Massena (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,540 sqft
    2018-02-01 0 days 1,562 sqft
    2018-03-01 0 days 1,575 sqft
    2018-04-01 0 days 1,596 sqft
    2018-05-01 0 days 1,577 sqft
    2018-06-01 0 days 1,568 sqft
    2018-07-01 0 days 1,567 sqft
    2018-08-01 0 days 1,562 sqft
    2018-09-01 0 days 1,568 sqft
    2018-10-01 0 days 1,573 sqft
    2018-11-01 0 days 1,600 sqft
    2018-12-01 0 days 1,600 sqft
    2019-01-01 0 days 1,583 sqft
    2019-02-01 0 days 1,586 sqft
    2019-03-01 0 days 1,583 sqft
    2019-04-01 0 days 1,573 sqft
    2019-05-01 0 days 1,560 sqft
    2019-06-01 0 days 1,560 sqft
    2019-07-01 0 days 1,544 sqft
    2019-08-01 0 days 1,544 sqft
    2019-09-01 0 days 1,555 sqft
    2019-10-01 0 days 1,566 sqft
    2019-11-01 0 days 1,584 sqft
    2019-12-01 0 days 1,596 sqft
    2020-01-01 0 days 1,584 sqft
    2020-02-01 0 days 1,570 sqft
    2020-03-01 0 days 1,600 sqft
    2020-04-01 0 days 1,600 sqft
    2020-05-01 0 days 1,602 sqft
    2020-06-01 0 days 1,600 sqft
    2020-07-01 0 days 1,640 sqft
    2020-08-01 0 days 1,658 sqft
    2020-09-01 0 days 1,632 sqft
    2020-10-01 0 days 1,640 sqft
    2020-11-01 0 days 1,665 sqft
    2020-12-01 0 days 1,646 sqft
    2021-01-01 0 days 1,617 sqft
    2021-02-01 0 days 1,589 sqft
    2021-03-01 0 days 1,650 sqft
    2021-04-01 0 days 1,679 sqft
    2021-05-01 0 days 1,680 sqft
    2021-06-01 0 days 1,661 sqft
    2021-07-01 0 days 1,652 sqft
    2021-08-01 0 days 1,601 sqft
    2021-09-01 0 days 1,580 sqft
    2021-10-01 0 days 1,568 sqft
    2021-11-01 0 days 1,547 sqft
    2021-12-01 0 days 1,524 sqft
    2022-01-01 0 days 1,480 sqft
    2022-02-01 0 days 1,464 sqft
    2022-03-01 0 days 1,509 sqft
    2022-04-01 0 days 1,468 sqft
    2022-05-01 0 days 1,521 sqft
    2022-06-01 0 days 1,532 sqft
    2022-07-01 0 days 1,489 sqft
    2022-08-01 0 days 1,519 sqft
    2022-09-01 0 days 1,507 sqft
    2022-10-01 0 days 1,549 sqft
    2022-11-01 0 days 1,542 sqft
    2022-12-01 0 days 1,512 sqft
    2023-01-01 0 days 1,512 sqft
    2023-02-01 0 days 1,500 sqft
    2023-03-01 0 days 1,493 sqft
    2023-04-01 0 days 1,456 sqft
    2023-05-01 0 days 1,545 sqft
    2023-06-01 0 days 1,573 sqft
    2023-07-01 0 days 1,564 sqft
    2023-08-01 0 days 1,587 sqft
    2023-09-01 0 days 1,568 sqft
    2023-10-01 0 days 1,542 sqft
    2023-11-01 0 days 1,523 sqft
    2023-12-01 0 days 1,529 sqft
    2024-01-01 0 days 1,530 sqft
    2024-02-01 0 days 1,500 sqft
    2024-03-01 0 days 1,550 sqft
    2024-04-01 0 days 1,590 sqft
    2024-05-01 0 days 1,580 sqft
    2024-06-01 0 days 1,624 sqft
    2024-07-01 0 days 1,637 sqft
    2024-08-01 0 days 1,625 sqft
    2024-09-01 0 days 1,629 sqft
    2024-10-01 0 days 1,581 sqft
    Ogdensburg - Massena's median listing age (time on market) for 2024-10-01 was 0 days.

    Ogdensburg - Massena's median square footage for active listings during the 2024-10-01 period was 1,581 sqft. One year prior, the average listing was 1,542 sqft.

    Ogdensburg-Massena, NY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 480 $73,070,000 $152,229
    Home Improvement 98 $5,610,000 $57,245
    Other 83 $5,155,000 $62,108
    Refi 55 $6,515,000 $118,455
    Cash Out Refi 52 $7,120,000 $136,923

    Ogdensburg - Massena's most frequently cited loan purpose was Home Purchase, with 480 originations. The 2nd most popular reason was Home Improvement, with 98 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 331 $44,875,000 $135,574
    7-8% 205 $25,595,000 $124,854
    5-6% 101 $15,595,000 $154,406
    Over 8% 70 $5,590,000 $79,857
    <2.5% 30 $2,380,000 $79,333
    3-4% 11 $785,000 $71,364
    4-5% 8 $750,000 $93,750

    During 2023, Ogdensburg - Massena's most frequently originated rate bucket was 6-7%, with 331 originations.

    Loan Sizing (Ogdensburg-Massena, NY MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 359 $20,955,000 $58,370
    $100k-200k 286 $40,060,000 $140,070
    $200k-400k 106 $27,530,000 $259,717
    $400k-600k 14 $6,230,000 $445,000
    $600k-1000k 2 $1,370,000 $685,000
    $Over $1MM 1 $1,325,000 $1,325,000

    Ogdensburg - Massena's loan sizing saw the bucket of loans from $100,000 or less with 359 originations, totaling $20,955,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 341 $54,015,000 $158,402
    60-80% 170 $23,820,000 $140,118
    20-40% 108 $6,590,000 $61,019
    40-60% 73 $7,905,000 $108,288
    Under 20% 58 $2,060,000 $35,517
    Over 100% 6 $1,180,000 $196,667

    Ogdensburg - Massena's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 341 originations, totaling $54,015,000 in origination value.