Ogdensburg - Massena Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Ogdensburg - Massena averaged 6.07% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 6.23% and one month ago for the week of 2024-08-29, the average rate was 6.4%.

Ogdensburg - Massena's average rate one year ago was 7.46%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.72%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Ogdensburg - Massena 30 Year Fixed Rate 2024-10-03 6.07%
Ogdensburg - Massena 30 Year Fixed Rate Refi 2024-10-03 6.72%
Ogdensburg - Massena 15 Year Fixed Rate 2024-10-03 5.15%
Ogdensburg - Massena 15 Year Fixed Rate Refi 2024-10-03 5.55%
Ogdensburg - Massena 30 Year FHA 2024-10-03 6.18%
Ogdensburg - Massena 30 Year FHA Refi 2024-10-03 5.89%
Ogdensburg - Massena 30 Year USDA 2024-10-03 6.07%
Ogdensburg - Massena 30 Year USDA Refi 2024-10-03 6.17%
Ogdensburg - Massena 30 Year VA 2024-10-03 5.5%
Ogdensburg - Massena 30 Year VA Refi 2024-10-03 5.4%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ogdensburg-Massena, NY.

Ogdensburg - Massena Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ogdensburg-Massena, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Community Bank 73 7.07% $391
QUICKEN LOANS, LLC 25 7.19% $6,744
NORTHERN CREDIT UNION 21 6.83% $4,831
Gouverneur Savings and Loan Association 17 6.70% $1,297
MOVEMENT MORTGAGE, LLC 17 6.95% $5,297
Genesee Regional Bank 14 7.04% $5,283
Farm Credit East, ACA 11 7.32% $4,492
NBT Bank 11 6.48% $3,954
KeyBank 11 6.55% $4,617
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 5 7.13% $5,133
HOMESTEAD FUNDING CORP. 5 6.85% $4,340
Premium Mortgage Corporation 4 7.13% $5,032
AMERICU Credit Union 4 5.50% $5,108
SEFCU SERVICES, LLC 3 5.92% $4,376
Wells Fargo Bank 3 7.38% $4,194
U.S. Bank 3 6.16% $3,939
NAVY FEDERAL CREDIT UNION 3 6.58% $4,491
JPMorgan Chase Bank 3 7.12% $6,526
PARAGON HOME LOANS INC. 2 5.94% $3,379
Bank of England 2 6.69% $6,115
Citibank 2 5.25% $6,605
Mr. Cooper ( Nationstar Mortgage ) 2 6.56% $8,287
1ST PRIORITY MORTGAGE, INC. 2 7.19% $6,057
RBC Bank, (Georgia) 2 6.06% $2,369
USAA Federal Savings Bank 2 6.88% $4,177
HUDSON VALLEY CREDIT UNION 1 6.88% $3,338
Discover Bank 1 6.59% $0
CROSSCOUNTRY MORTGAGE, LLC 1 6.50% $3,881
CONTOUR MORTGAGE CORPORATION 1 6.88% $6,306
UNIFY FINANCIAL Credit Union 1 7.15% $3,906
Citizens Bank 1 6.25% $6,154
NBKC BANK 1 6.75% $9,397
Carrington Mortgage Services, LLC 1 7.13% $6,824
NEWREZ LLC 1 5.88% $10,555
Bethpage Federal Credit Union 1 6.00% $4,946
21ST MORTGAGE CORPORATION 1 7.40% $5,510
Bank of America 1 7.00% $7,055
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.13% $4,127
AMERICAN FINANCING CORPORATION 1 6.38% $5,492
ABSOLUTE HOME MORTGAGE CORPORATION 1 5.63% $5,341
RELIANCE FIRST CAPITAL, LLC 1 7.25% $4,638
ROYAL UNITED MORTGAGE LLC 1 7.38% $5,142
Ally Bank 1 7.13% $2,947
TD Bank 1 6.75% $22,030
Evolve Bank & Trust 1 7.63% $6,614
GUARANTEED RATE, INC. 1 7.50% $12,552
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.00% $5,804
ENVOY MORTGAGE, LTD 1 6.50% $10,566

Ogdensburg - Massena Average Closing Costs & Other Stats

Ogdensburg-Massena, NY's 48 lenders originated 768 loans during 2023. The total origination value was $97,470,000, with an average loan value of $126,914.

Ogdensburg - Massena's average closing costs are $3,908.

The top Ogdensburg - Massena lender as defined by loan originations is Community Bank, with 73 loans originated. Their average total fees are $391, which is $6,353 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Ogdensburg - Massena lenders (with over 10 loans originated) are Community Bank ($391), Gouverneur Savings and Loan Association ($1,297), NBT Bank ($3,954), Farm Credit East, ACA ($4,492) and KeyBank ($4,617).

The lowest rate Ogdensburg - Massena lenders (with over 10 loans originated) are NBT Bank (6.48%), KeyBank (6.55%), Gouverneur Savings and Loan Association (6.70%), NORTHERN CREDIT UNION (6.83%) and MOVEMENT MORTGAGE, LLC (6.95%).

Ogdensburg-Massena, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Community Bank $26,965,000 $19,770,000 -26.7% 20.3%
QUICKEN LOANS, LLC $15,260,000 $10,475,000 -31.4% 10.7%
NORTHERN CREDIT UNION $14,745,000 $9,305,000 -36.9% 9.5%
Gouverneur Savings and Loan Association $6,550,000 $6,240,000 -4.7% 6.4%
MOVEMENT MORTGAGE, LLC $6,655,000 $5,650,000 -15.1% 5.8%
NBT Bank $5,995,000 $4,675,000 -22.0% 4.8%
Mortgage Research Center, LLC $3,665,000 $4,310,000 17.6% 4.4%
Genesee Regional Bank $3,540,000 $3,065,000 -13.4% 3.1%
HOMESTEAD FUNDING CORP. $1,850,000 $2,330,000 25.9% 2.4%
KeyBank $7,250,000 $2,055,000 -71.7% 2.1%
Farm Credit East, ACA $1,075,000 $1,930,000 79.5% 2.0%
Carthage Federal Savings and Loan Association $1,940,000 $1,900,000 -2.1% 1.9%
NAVY FEDERAL CREDIT UNION $1,705,000 $1,855,000 8.8% 1.9%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,410,000 n/a 1.4%
PLAZA HOME MORTGAGE, INC. $1,200,000 $1,395,000 16.3% 1.4%
AMERICU Credit Union $3,840,000 $1,355,000 -64.7% 1.4%
CROSSCOUNTRY MORTGAGE, LLC $3,045,000 $965,000 -68.3% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $500,000 $890,000 78.0% 0.9%
SEFCU SERVICES, LLC $145,000 $875,000 503.4% 0.9%
Wells Fargo Bank $1,720,000 $825,000 -52.0% 0.8%
Citizens Bank $1,655,000 $730,000 -55.9% 0.7%
Empower Federal Credit Union $675,000 $720,000 6.7% 0.7%
U.S. Bank $285,000 $715,000 150.9% 0.7%
Premium Mortgage Corporation $465,000 $700,000 50.5% 0.7%
JPMorgan Chase Bank $1,390,000 $690,000 -50.4% 0.7%
Bank of England $560,000 $625,000 11.6% 0.6%
GUARANTEED RATE, INC. $880,000 $615,000 -30.1% 0.6%
ABSOLUTE HOME MORTGAGE CORPORATION $560,000 n/a 0.6%
TD Bank $740,000 $520,000 -29.7% 0.5%
The Lyons National Bank $465,000 n/a 0.5%
1ST PRIORITY MORTGAGE, INC. $455,000 n/a 0.5%
USAA Federal Savings Bank $1,315,000 $445,000 -66.2% 0.5%
Citibank $440,000 n/a 0.5%
LOANDEPOT.COM, LLC $960,000 $395,000 -58.9% 0.4%
ROYAL UNITED MORTGAGE LLC $505,000 $340,000 -32.7% 0.3%
HOME TOWN FUNDING, INC. $320,000 n/a 0.3%
Barrington Bank & Trust Company, N.A. $755,000 $310,000 -58.9% 0.3%
Discover Bank $285,000 n/a 0.3%
ENVOY MORTGAGE, LTD $285,000 n/a 0.3%
NEWREZ LLC $235,000 $265,000 12.8% 0.3%
PARAGON HOME LOANS INC. $455,000 $240,000 -47.3% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $230,000 n/a 0.2%
Evolve Bank & Trust $225,000 n/a 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $225,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $160,000 $225,000 40.6% 0.2%
Bank of America $555,000 $215,000 -61.3% 0.2%
M&T Bank $1,035,000 $215,000 -79.2% 0.2%
The Federal Savings Bank $115,000 $205,000 78.3% 0.2%
Bethpage Federal Credit Union $200,000 n/a 0.2%
Carrington Mortgage Services, LLC $85,000 $185,000 117.6% 0.2%
Northpointe Bank $360,000 $185,000 -48.6% 0.2%
CONTOUR MORTGAGE CORPORATION $225,000 $180,000 -20.0% 0.2%
CARDINAL FINANCIAL $85,000 $165,000 94.1% 0.2%
The Huntington National Bank $165,000 n/a 0.2%
PENNYMAC LOAN SERVICES, LLC $160,000 n/a 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $230,000 $155,000 -32.6% 0.2%
NBKC BANK $470,000 $155,000 -67.0% 0.2%
STANFORD Federal Credit Union $155,000 n/a 0.2%
The Canandaigua National Bank and Trust Company $155,000 n/a 0.2%
UNIFY FINANCIAL Credit Union $155,000 n/a 0.2%
Third Federal Savings and Loan Association of Cleveland $150,000 n/a 0.2%
Ally Bank $75,000 $145,000 93.3% 0.1%
BETTER MORTGAGE CORPORATION $565,000 $145,000 -74.3% 0.1%
HUDSON HERITAGE $145,000 n/a 0.1%
RBC Bank, (Georgia) $45,000 $140,000 211.1% 0.1%
21ST MORTGAGE CORPORATION $170,000 $135,000 -20.6% 0.1%
EMBRACE HOME LOANS, INC. $125,000 n/a 0.1%
RELIANT COMMUNITY FEDERAL CREDIT UNION $120,000 n/a 0.1%
CALIBER HOME LOANS, INC. $345,000 $115,000 -66.7% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $500,000 $115,000 -77.0% 0.1%
STATE EMPLOYEES FEDERAL CREDIT UNION $25,000 $115,000 360.0% 0.1%
HUDSON VALLEY CREDIT UNION $105,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $85,000 $105,000 23.5% 0.1%
Union Savings Bank $105,000 n/a 0.1%
UNITED WHOLESALE MORTGAGE, LLC $780,000 $105,000 -86.5% 0.1%
RELIANCE FIRST CAPITAL, LLC $95,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $515,000 $85,000 -83.5% 0.1%
MID AMERICA MORTGAGE, INC. $175,000 $85,000 -51.4% 0.1%
Stifel Bank and Trust $85,000 n/a 0.1%
TEACHERS $65,000 n/a 0.1%
CORNING $25,000 n/a 0.0%

Ogdensburg - Massena's top lender by overall market share is Community Bank, with 20.3% market share. In second place, with 10.7%, is QUICKEN LOANS, LLC, having originated $10,475,000 in loans. In third place, with 9.5%, is NORTHERN CREDIT UNION, having originated $9,305,000 in loans. In fourth place, with 6.4%, is Gouverneur Savings and Loan Association, having originated $6,240,000 in loans. In fifth place, with 5.8%, is MOVEMENT MORTGAGE, LLC, having originated $5,650,000 in loans.


Ogdensburg - Massena Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Ogdensburg - Massena (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $103,700 (3.8%) $143,273 (3.5%) 0.00 636
2018-02-01 $105,000 (5.1%) $143,681 (2.8%) 0.00 631
2018-03-01 $104,900 (-0.1%) $167,751 (15.9%) 0.00 643
2018-04-01 $112,000 (1.9%) $170,816 (13.9%) 0.00 692
2018-05-01 $116,475 (6.0%) $173,072 (14.9%) 0.00 742
2018-06-01 $124,000 (13.5%) $174,771 (16.9%) 0.00 796
2018-07-01 $124,900 (13.6%) $158,085 (4.5%) 0.00 861
2018-08-01 $124,900 (10.6%) $157,437 (3.8%) 0.00 847
2018-09-01 $124,900 (9.1%) $159,760 (5.0%) 0.00 846
2018-10-01 $119,500 (4.0%) $158,864 (5.9%) 0.00 831
2018-11-01 $119,000 (8.9%) $156,503 (5.2%) 0.00 792
2018-12-01 $119,000 (13.3%) $155,242 (7.2%) 0.00 745
2019-01-01 $115,475 (11.4%) $152,160 (6.2%) 0.00 689
2019-02-01 $114,950 (9.5%) $149,873 (4.3%) 0.00 687
2019-03-01 $120,286 (14.7%) $153,255 (-8.6%) 0.00 675
2019-04-01 $120,736 (7.8%) $156,379 (-8.5%) 0.00 672
2019-05-01 $125,000 (7.3%) $162,129 (-6.3%) 0.00 705
2019-06-01 $128,000 (3.2%) $163,951 (-6.2%) 0.00 748
2019-07-01 $128,375 (2.8%) $165,198 (4.5%) 0.00 754
2019-08-01 $124,973 (0.1%) $163,161 (3.6%) 0.00 733
2019-09-01 $124,932 (0.0%) $161,280 (1.0%) 0.00 706
2019-10-01 $124,955 (4.6%) $160,473 (1.0%) 0.00 678
2019-11-01 $125,000 (5.0%) $160,925 (2.8%) 0.00 621
2019-12-01 $124,950 (5.0%) $160,196 (3.2%) 0.00 590
2020-01-01 $119,250 (3.3%) $156,128 (2.6%) 0.00 551
2020-02-01 $119,999 (4.4%) $155,520 (3.8%) 0.00 542
2020-03-01 $124,350 (3.4%) $156,222 (1.9%) 0.00 525
2020-04-01 $122,250 (1.3%) $158,831 (1.6%) 0.00 512
2020-05-01 $127,000 (1.6%) $167,360 (3.2%) 0.00 499
2020-06-01 $129,900 (1.5%) $175,548 (7.1%) 0.00 497
2020-07-01 $131,000 (2.0%) $179,261 (8.5%) 0.00 479
2020-08-01 $134,000 (7.2%) $177,269 (8.7%) 0.00 457
2020-09-01 $127,000 (1.7%) $175,801 (9.0%) 0.00 441
2020-10-01 $125,000 (0.0%) $170,301 (6.1%) 0.00 412
2020-11-01 $122,500 (-2.0%) $168,635 (4.8%) 0.00 368
2020-12-01 $120,000 (-4.0%) $168,859 (5.4%) 0.00 336
2021-01-01 $119,250 (0.0%) $163,779 (4.9%) 0.00 295
2021-02-01 $119,000 (-0.8%) $160,276 (3.1%) 0.00 281
2021-03-01 $125,000 (0.5%) $175,408 (12.3%) 0.00 258
2021-04-01 $130,625 (6.9%) $181,592 (14.3%) 0.00 259
2021-05-01 $148,750 (17.1%) $190,968 (14.1%) 0.00 268
2021-06-01 $149,900 (15.4%) $193,683 (10.3%) 0.00 299
2021-07-01 $148,500 (13.4%) $190,062 (6.0%) 0.00 318
2021-08-01 $148,250 (10.6%) $186,373 (5.1%) 0.00 316
2021-09-01 $143,425 (12.9%) $185,923 (5.8%) 0.00 313
2021-10-01 $137,500 (10.0%) $179,205 (5.2%) 0.00 302
2021-11-01 $125,250 (2.2%) $174,539 (3.5%) 0.00 263
2021-12-01 $110,000 (-8.3%) $162,748 (-3.6%) 0.00 255
2022-01-01 $105,900 (-11.2%) $157,168 (-4.0%) 0.00 228
2022-02-01 $104,975 (-11.8%) $155,178 (-3.2%) 0.00 214
2022-03-01 $109,625 (-12.3%) $176,396 (0.6%) 0.00 171
2022-04-01 $130,000 (-0.5%) $185,118 (1.9%) 0.00 184
2022-05-01 $142,450 (-4.2%) $194,588 (1.9%) 0.00 207
2022-06-01 $142,500 (-4.9%) $208,485 (7.6%) 0.00 240
2022-07-01 $149,000 (0.3%) $205,935 (8.4%) 0.00 270
2022-08-01 $152,450 (2.8%) $197,513 (6.0%) 0.00 284
2022-09-01 $152,125 (6.1%) $192,691 (3.6%) 0.00 281
2022-10-01 $144,650 (5.2%) $188,037 (4.9%) 0.00 278
2022-11-01 $137,072 (9.4%) $182,623 (4.6%) 0.00 263
2022-12-01 $132,700 (20.6%) $172,348 (5.9%) 0.00 242
2023-01-01 $129,975 (22.7%) $163,227 (3.9%) 0.00 226
2023-02-01 $131,897 (25.7%) $168,512 (8.6%) 0.00 199
2023-03-01 $135,500 (23.6%) $178,370 (1.1%) 0.00 191
2023-04-01 $139,950 (7.7%) $184,296 (-0.4%) 0.00 190
2023-05-01 $149,900 (5.2%) $201,219 (3.4%) 0.00 200
2023-06-01 $168,000 (17.9%) $201,550 (-3.3%) 0.00 236
2023-07-01 $169,000 (13.4%) $204,942 (-0.5%) 0.00 251
2023-08-01 $167,000 (9.5%) $200,111 (1.3%) 0.00 281
2023-09-01 $161,250 (6.0%) $202,542 (5.1%) 0.00 280
2023-10-01 $153,213 (5.9%) $200,564 (6.7%) 0.00 292
2023-11-01 $149,950 (9.4%) $193,699 (6.1%) 0.00 278
2023-12-01 $149,000 (12.3%) $198,104 (14.9%) 0.00 252
2024-01-01 $141,950 (9.2%) $189,655 (16.2%) 0.00 227
2024-02-01 $142,000 (7.7%) $186,869 (10.9%) 0.00 199
2024-03-01 $148,500 (9.6%) $211,010 (18.3%) 0.00 201
2024-04-01 $162,500 (16.1%) $221,275 (20.1%) 0.00 203
2024-05-01 $169,500 (13.1%) $234,996 (16.8%) 0.00 228
2024-06-01 $179,400 (6.8%) $241,457 (19.8%) 0.00 250
2024-07-01 $178,975 (5.9%) $235,857 (15.1%) 0.00 255
2024-08-01 $179,900 (7.7%) $243,719 (21.8%) 0.00 283
2024-09-01 $175,250 (8.7%) $234,718 (15.9%) 0.00 304
Ogdensburg - Massena's median listing price for 2024-09-01 was $175,250, a difference of $14,000 (8.7%) versus the prior year and $-4,650 versus the prior month.

Ogdensburg - Massena's median listing price comes in at 0% of the national average.

Ogdensburg - Massena's average listing price for 2024-09-01 was $234,718, a difference of $32,176 (15.9%) versus the prior year and $-9,001 versus the prior month.

For the 2024-09-01 period, Ogdensburg - Massena had 304 MLS listings, a difference of 21 listings (7%) versus the prior month and 24 listings (9%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Ogdensburg - Massena (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,540 sqft
2018-02-01 0 days 1,562 sqft
2018-03-01 0 days 1,575 sqft
2018-04-01 0 days 1,596 sqft
2018-05-01 0 days 1,577 sqft
2018-06-01 0 days 1,568 sqft
2018-07-01 0 days 1,567 sqft
2018-08-01 0 days 1,562 sqft
2018-09-01 0 days 1,568 sqft
2018-10-01 0 days 1,573 sqft
2018-11-01 0 days 1,600 sqft
2018-12-01 0 days 1,600 sqft
2019-01-01 0 days 1,583 sqft
2019-02-01 0 days 1,586 sqft
2019-03-01 0 days 1,583 sqft
2019-04-01 0 days 1,573 sqft
2019-05-01 0 days 1,560 sqft
2019-06-01 0 days 1,560 sqft
2019-07-01 0 days 1,544 sqft
2019-08-01 0 days 1,544 sqft
2019-09-01 0 days 1,555 sqft
2019-10-01 0 days 1,566 sqft
2019-11-01 0 days 1,584 sqft
2019-12-01 0 days 1,596 sqft
2020-01-01 0 days 1,584 sqft
2020-02-01 0 days 1,570 sqft
2020-03-01 0 days 1,600 sqft
2020-04-01 0 days 1,600 sqft
2020-05-01 0 days 1,602 sqft
2020-06-01 0 days 1,600 sqft
2020-07-01 0 days 1,640 sqft
2020-08-01 0 days 1,658 sqft
2020-09-01 0 days 1,632 sqft
2020-10-01 0 days 1,640 sqft
2020-11-01 0 days 1,665 sqft
2020-12-01 0 days 1,646 sqft
2021-01-01 0 days 1,617 sqft
2021-02-01 0 days 1,589 sqft
2021-03-01 0 days 1,650 sqft
2021-04-01 0 days 1,679 sqft
2021-05-01 0 days 1,680 sqft
2021-06-01 0 days 1,661 sqft
2021-07-01 0 days 1,652 sqft
2021-08-01 0 days 1,601 sqft
2021-09-01 0 days 1,580 sqft
2021-10-01 0 days 1,568 sqft
2021-11-01 0 days 1,547 sqft
2021-12-01 0 days 1,524 sqft
2022-01-01 0 days 1,480 sqft
2022-02-01 0 days 1,464 sqft
2022-03-01 0 days 1,509 sqft
2022-04-01 0 days 1,468 sqft
2022-05-01 0 days 1,521 sqft
2022-06-01 0 days 1,532 sqft
2022-07-01 0 days 1,489 sqft
2022-08-01 0 days 1,519 sqft
2022-09-01 0 days 1,507 sqft
2022-10-01 0 days 1,549 sqft
2022-11-01 0 days 1,542 sqft
2022-12-01 0 days 1,512 sqft
2023-01-01 0 days 1,512 sqft
2023-02-01 0 days 1,500 sqft
2023-03-01 0 days 1,493 sqft
2023-04-01 0 days 1,456 sqft
2023-05-01 0 days 1,545 sqft
2023-06-01 0 days 1,573 sqft
2023-07-01 0 days 1,564 sqft
2023-08-01 0 days 1,587 sqft
2023-09-01 0 days 1,568 sqft
2023-10-01 0 days 1,542 sqft
2023-11-01 0 days 1,523 sqft
2023-12-01 0 days 1,529 sqft
2024-01-01 0 days 1,530 sqft
2024-02-01 0 days 1,500 sqft
2024-03-01 0 days 1,550 sqft
2024-04-01 0 days 1,590 sqft
2024-05-01 0 days 1,580 sqft
2024-06-01 0 days 1,624 sqft
2024-07-01 0 days 1,637 sqft
2024-08-01 0 days 1,625 sqft
2024-09-01 0 days 1,629 sqft
Ogdensburg - Massena's median listing age (time on market) for 2024-09-01 was 0 days.

Ogdensburg - Massena's median square footage for active listings during the 2024-09-01 period was 1,629 sqft. One year prior, the average listing was 1,568 sqft.

Ogdensburg-Massena, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 480 $73,070,000 $152,229
Home Improvement 98 $5,610,000 $57,245
Other 83 $5,155,000 $62,108
Refi 55 $6,515,000 $118,455
Cash Out Refi 52 $7,120,000 $136,923

Ogdensburg - Massena's most frequently cited loan purpose was Home Purchase, with 480 originations. The 2nd most popular reason was Home Improvement, with 98 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 331 $44,875,000 $135,574
7-8% 205 $25,595,000 $124,854
5-6% 101 $15,595,000 $154,406
Over 8% 70 $5,590,000 $79,857
<2.5% 30 $2,380,000 $79,333
3-4% 11 $785,000 $71,364
4-5% 8 $750,000 $93,750

During 2023, Ogdensburg - Massena's most frequently originated rate bucket was 6-7%, with 331 originations.

Loan Sizing (Ogdensburg-Massena, NY MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 359 $20,955,000 $58,370
$100k-200k 286 $40,060,000 $140,070
$200k-400k 106 $27,530,000 $259,717
$400k-600k 14 $6,230,000 $445,000
$600k-1000k 2 $1,370,000 $685,000
$Over $1MM 1 $1,325,000 $1,325,000

Ogdensburg - Massena's loan sizing saw the bucket of loans from $100,000 or less with 359 originations, totaling $20,955,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 341 $54,015,000 $158,402
60-80% 170 $23,820,000 $140,118
20-40% 108 $6,590,000 $61,019
40-60% 73 $7,905,000 $108,288
Under 20% 58 $2,060,000 $35,517
Over 100% 6 $1,180,000 $196,667

Ogdensburg - Massena's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 341 originations, totaling $54,015,000 in origination value.