Ogdensburg - Massena Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Ogdensburg - Massena averaged
6.07%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
6.23% and
one month ago for the week of 2024-08-29, the
average rate was 6.4%.
Ogdensburg - Massena's average rate one year ago was 7.46%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.72%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
Ogdensburg - Massena 30 Year Fixed Rate | 2024-10-03 | 6.07% |
Ogdensburg - Massena 30 Year Fixed Rate Refi | 2024-10-03 | 6.72% |
Ogdensburg - Massena 15 Year Fixed Rate | 2024-10-03 | 5.15% |
Ogdensburg - Massena 15 Year Fixed Rate Refi | 2024-10-03 | 5.55% |
Ogdensburg - Massena 30 Year FHA | 2024-10-03 | 6.18% |
Ogdensburg - Massena 30 Year FHA Refi | 2024-10-03 | 5.89% |
Ogdensburg - Massena 30 Year USDA | 2024-10-03 | 6.07% |
Ogdensburg - Massena 30 Year USDA Refi | 2024-10-03 | 6.17% |
Ogdensburg - Massena 30 Year VA | 2024-10-03 | 5.5% |
Ogdensburg - Massena 30 Year VA Refi | 2024-10-03 | 5.4% |
Ogdensburg - Massena Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ogdensburg-Massena, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Ogdensburg - Massena Average Closing Costs & Other Stats
Ogdensburg-Massena, NY's 48 lenders originated 768
loans during 2023. The total origination value was $97,470,000, with an average loan value of
$126,914.
Ogdensburg - Massena's average closing costs are $3,908.
The top Ogdensburg - Massena lender as defined by loan originations is Community Bank, with
73 loans originated. Their average total fees are
$391, which is $6,353
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Ogdensburg - Massena lenders (with over 10 loans originated) are
Community Bank ($391), Gouverneur Savings and Loan Association ($1,297), NBT Bank ($3,954), Farm Credit East, ACA ($4,492) and KeyBank ($4,617).
The lowest rate Ogdensburg - Massena lenders (with over 10 loans originated) are
NBT Bank (6.48%), KeyBank (6.55%), Gouverneur Savings and Loan Association (6.70%), NORTHERN CREDIT UNION (6.83%) and MOVEMENT MORTGAGE, LLC (6.95%).
Ogdensburg-Massena, NY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Community Bank | $26,965,000 | $19,770,000 | -26.7% | 20.3% |
QUICKEN LOANS, LLC | $15,260,000 | $10,475,000 | -31.4% | 10.7% |
NORTHERN CREDIT UNION | $14,745,000 | $9,305,000 | -36.9% | 9.5% |
Gouverneur Savings and Loan Association | $6,550,000 | $6,240,000 | -4.7% | 6.4% |
MOVEMENT MORTGAGE, LLC | $6,655,000 | $5,650,000 | -15.1% | 5.8% |
NBT Bank | $5,995,000 | $4,675,000 | -22.0% | 4.8% |
Mortgage Research Center, LLC | $3,665,000 | $4,310,000 | 17.6% | 4.4% |
Genesee Regional Bank | $3,540,000 | $3,065,000 | -13.4% | 3.1% |
HOMESTEAD FUNDING CORP. | $1,850,000 | $2,330,000 | 25.9% | 2.4% |
KeyBank | $7,250,000 | $2,055,000 | -71.7% | 2.1% |
Farm Credit East, ACA | $1,075,000 | $1,930,000 | 79.5% | 2.0% |
Carthage Federal Savings and Loan Association | $1,940,000 | $1,900,000 | -2.1% | 1.9% |
NAVY FEDERAL CREDIT UNION | $1,705,000 | $1,855,000 | 8.8% | 1.9% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,410,000 | n/a | 1.4% | |
PLAZA HOME MORTGAGE, INC. | $1,200,000 | $1,395,000 | 16.3% | 1.4% |
AMERICU Credit Union | $3,840,000 | $1,355,000 | -64.7% | 1.4% |
CROSSCOUNTRY MORTGAGE, LLC | $3,045,000 | $965,000 | -68.3% | 1.0% |
Mr. Cooper ( Nationstar Mortgage ) | $500,000 | $890,000 | 78.0% | 0.9% |
SEFCU SERVICES, LLC | $145,000 | $875,000 | 503.4% | 0.9% |
Wells Fargo Bank | $1,720,000 | $825,000 | -52.0% | 0.8% |
Citizens Bank | $1,655,000 | $730,000 | -55.9% | 0.7% |
Empower Federal Credit Union | $675,000 | $720,000 | 6.7% | 0.7% |
U.S. Bank | $285,000 | $715,000 | 150.9% | 0.7% |
Premium Mortgage Corporation | $465,000 | $700,000 | 50.5% | 0.7% |
JPMorgan Chase Bank | $1,390,000 | $690,000 | -50.4% | 0.7% |
Bank of England | $560,000 | $625,000 | 11.6% | 0.6% |
GUARANTEED RATE, INC. | $880,000 | $615,000 | -30.1% | 0.6% |
ABSOLUTE HOME MORTGAGE CORPORATION | $560,000 | n/a | 0.6% | |
TD Bank | $740,000 | $520,000 | -29.7% | 0.5% |
The Lyons National Bank | $465,000 | n/a | 0.5% | |
1ST PRIORITY MORTGAGE, INC. | $455,000 | n/a | 0.5% | |
USAA Federal Savings Bank | $1,315,000 | $445,000 | -66.2% | 0.5% |
Citibank | $440,000 | n/a | 0.5% | |
LOANDEPOT.COM, LLC | $960,000 | $395,000 | -58.9% | 0.4% |
ROYAL UNITED MORTGAGE LLC | $505,000 | $340,000 | -32.7% | 0.3% |
HOME TOWN FUNDING, INC. | $320,000 | n/a | 0.3% | |
Barrington Bank & Trust Company, N.A. | $755,000 | $310,000 | -58.9% | 0.3% |
Discover Bank | $285,000 | n/a | 0.3% | |
ENVOY MORTGAGE, LTD | $285,000 | n/a | 0.3% | |
NEWREZ LLC | $235,000 | $265,000 | 12.8% | 0.3% |
PARAGON HOME LOANS INC. | $455,000 | $240,000 | -47.3% | 0.2% |
AMERICAN FINANCIAL RESOURCES, INC. | $230,000 | n/a | 0.2% | |
Evolve Bank & Trust | $225,000 | n/a | 0.2% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $225,000 | n/a | 0.2% | |
PENTAGON FEDERAL CREDIT UNION | $160,000 | $225,000 | 40.6% | 0.2% |
Bank of America | $555,000 | $215,000 | -61.3% | 0.2% |
M&T Bank | $1,035,000 | $215,000 | -79.2% | 0.2% |
The Federal Savings Bank | $115,000 | $205,000 | 78.3% | 0.2% |
Bethpage Federal Credit Union | $200,000 | n/a | 0.2% | |
Carrington Mortgage Services, LLC | $85,000 | $185,000 | 117.6% | 0.2% |
Northpointe Bank | $360,000 | $185,000 | -48.6% | 0.2% |
CONTOUR MORTGAGE CORPORATION | $225,000 | $180,000 | -20.0% | 0.2% |
CARDINAL FINANCIAL | $85,000 | $165,000 | 94.1% | 0.2% |
The Huntington National Bank | $165,000 | n/a | 0.2% | |
PENNYMAC LOAN SERVICES, LLC | $160,000 | n/a | 0.2% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $230,000 | $155,000 | -32.6% | 0.2% |
NBKC BANK | $470,000 | $155,000 | -67.0% | 0.2% |
STANFORD Federal Credit Union | $155,000 | n/a | 0.2% | |
The Canandaigua National Bank and Trust Company | $155,000 | n/a | 0.2% | |
UNIFY FINANCIAL Credit Union | $155,000 | n/a | 0.2% | |
Third Federal Savings and Loan Association of Cleveland | $150,000 | n/a | 0.2% | |
Ally Bank | $75,000 | $145,000 | 93.3% | 0.1% |
BETTER MORTGAGE CORPORATION | $565,000 | $145,000 | -74.3% | 0.1% |
HUDSON HERITAGE | $145,000 | n/a | 0.1% | |
RBC Bank, (Georgia) | $45,000 | $140,000 | 211.1% | 0.1% |
21ST MORTGAGE CORPORATION | $170,000 | $135,000 | -20.6% | 0.1% |
EMBRACE HOME LOANS, INC. | $125,000 | n/a | 0.1% | |
RELIANT COMMUNITY FEDERAL CREDIT UNION | $120,000 | n/a | 0.1% | |
CALIBER HOME LOANS, INC. | $345,000 | $115,000 | -66.7% | 0.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $500,000 | $115,000 | -77.0% | 0.1% |
STATE EMPLOYEES FEDERAL CREDIT UNION | $25,000 | $115,000 | 360.0% | 0.1% |
HUDSON VALLEY CREDIT UNION | $105,000 | n/a | 0.1% | |
LIMA ONE CAPITAL, LLC | $85,000 | $105,000 | 23.5% | 0.1% |
Union Savings Bank | $105,000 | n/a | 0.1% | |
UNITED WHOLESALE MORTGAGE, LLC | $780,000 | $105,000 | -86.5% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $95,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $515,000 | $85,000 | -83.5% | 0.1% |
MID AMERICA MORTGAGE, INC. | $175,000 | $85,000 | -51.4% | 0.1% |
Stifel Bank and Trust | $85,000 | n/a | 0.1% | |
TEACHERS | $65,000 | n/a | 0.1% | |
CORNING | $25,000 | n/a | 0.0% |
Ogdensburg - Massena's top lender by overall market share is Community Bank, with 20.3% market share. In second place, with 10.7%, is QUICKEN LOANS, LLC, having originated $10,475,000 in loans. In third place, with 9.5%, is NORTHERN CREDIT UNION, having originated $9,305,000 in loans. In fourth place, with 6.4%, is Gouverneur Savings and Loan Association, having originated $6,240,000 in loans. In fifth place, with 5.8%, is MOVEMENT MORTGAGE, LLC, having originated $5,650,000 in loans.
Ogdensburg - Massena Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Ogdensburg - Massena (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $103,700 (3.8%) | $143,273 (3.5%) | 0.00 | 636 |
2018-02-01 | $105,000 (5.1%) | $143,681 (2.8%) | 0.00 | 631 |
2018-03-01 | $104,900 (-0.1%) | $167,751 (15.9%) | 0.00 | 643 |
2018-04-01 | $112,000 (1.9%) | $170,816 (13.9%) | 0.00 | 692 |
2018-05-01 | $116,475 (6.0%) | $173,072 (14.9%) | 0.00 | 742 |
2018-06-01 | $124,000 (13.5%) | $174,771 (16.9%) | 0.00 | 796 |
2018-07-01 | $124,900 (13.6%) | $158,085 (4.5%) | 0.00 | 861 |
2018-08-01 | $124,900 (10.6%) | $157,437 (3.8%) | 0.00 | 847 |
2018-09-01 | $124,900 (9.1%) | $159,760 (5.0%) | 0.00 | 846 |
2018-10-01 | $119,500 (4.0%) | $158,864 (5.9%) | 0.00 | 831 |
2018-11-01 | $119,000 (8.9%) | $156,503 (5.2%) | 0.00 | 792 |
2018-12-01 | $119,000 (13.3%) | $155,242 (7.2%) | 0.00 | 745 |
2019-01-01 | $115,475 (11.4%) | $152,160 (6.2%) | 0.00 | 689 |
2019-02-01 | $114,950 (9.5%) | $149,873 (4.3%) | 0.00 | 687 |
2019-03-01 | $120,286 (14.7%) | $153,255 (-8.6%) | 0.00 | 675 |
2019-04-01 | $120,736 (7.8%) | $156,379 (-8.5%) | 0.00 | 672 |
2019-05-01 | $125,000 (7.3%) | $162,129 (-6.3%) | 0.00 | 705 |
2019-06-01 | $128,000 (3.2%) | $163,951 (-6.2%) | 0.00 | 748 |
2019-07-01 | $128,375 (2.8%) | $165,198 (4.5%) | 0.00 | 754 |
2019-08-01 | $124,973 (0.1%) | $163,161 (3.6%) | 0.00 | 733 |
2019-09-01 | $124,932 (0.0%) | $161,280 (1.0%) | 0.00 | 706 |
2019-10-01 | $124,955 (4.6%) | $160,473 (1.0%) | 0.00 | 678 |
2019-11-01 | $125,000 (5.0%) | $160,925 (2.8%) | 0.00 | 621 |
2019-12-01 | $124,950 (5.0%) | $160,196 (3.2%) | 0.00 | 590 |
2020-01-01 | $119,250 (3.3%) | $156,128 (2.6%) | 0.00 | 551 |
2020-02-01 | $119,999 (4.4%) | $155,520 (3.8%) | 0.00 | 542 |
2020-03-01 | $124,350 (3.4%) | $156,222 (1.9%) | 0.00 | 525 |
2020-04-01 | $122,250 (1.3%) | $158,831 (1.6%) | 0.00 | 512 |
2020-05-01 | $127,000 (1.6%) | $167,360 (3.2%) | 0.00 | 499 |
2020-06-01 | $129,900 (1.5%) | $175,548 (7.1%) | 0.00 | 497 |
2020-07-01 | $131,000 (2.0%) | $179,261 (8.5%) | 0.00 | 479 |
2020-08-01 | $134,000 (7.2%) | $177,269 (8.7%) | 0.00 | 457 |
2020-09-01 | $127,000 (1.7%) | $175,801 (9.0%) | 0.00 | 441 |
2020-10-01 | $125,000 (0.0%) | $170,301 (6.1%) | 0.00 | 412 |
2020-11-01 | $122,500 (-2.0%) | $168,635 (4.8%) | 0.00 | 368 |
2020-12-01 | $120,000 (-4.0%) | $168,859 (5.4%) | 0.00 | 336 |
2021-01-01 | $119,250 (0.0%) | $163,779 (4.9%) | 0.00 | 295 |
2021-02-01 | $119,000 (-0.8%) | $160,276 (3.1%) | 0.00 | 281 |
2021-03-01 | $125,000 (0.5%) | $175,408 (12.3%) | 0.00 | 258 |
2021-04-01 | $130,625 (6.9%) | $181,592 (14.3%) | 0.00 | 259 |
2021-05-01 | $148,750 (17.1%) | $190,968 (14.1%) | 0.00 | 268 |
2021-06-01 | $149,900 (15.4%) | $193,683 (10.3%) | 0.00 | 299 |
2021-07-01 | $148,500 (13.4%) | $190,062 (6.0%) | 0.00 | 318 |
2021-08-01 | $148,250 (10.6%) | $186,373 (5.1%) | 0.00 | 316 |
2021-09-01 | $143,425 (12.9%) | $185,923 (5.8%) | 0.00 | 313 |
2021-10-01 | $137,500 (10.0%) | $179,205 (5.2%) | 0.00 | 302 |
2021-11-01 | $125,250 (2.2%) | $174,539 (3.5%) | 0.00 | 263 |
2021-12-01 | $110,000 (-8.3%) | $162,748 (-3.6%) | 0.00 | 255 |
2022-01-01 | $105,900 (-11.2%) | $157,168 (-4.0%) | 0.00 | 228 |
2022-02-01 | $104,975 (-11.8%) | $155,178 (-3.2%) | 0.00 | 214 |
2022-03-01 | $109,625 (-12.3%) | $176,396 (0.6%) | 0.00 | 171 |
2022-04-01 | $130,000 (-0.5%) | $185,118 (1.9%) | 0.00 | 184 |
2022-05-01 | $142,450 (-4.2%) | $194,588 (1.9%) | 0.00 | 207 |
2022-06-01 | $142,500 (-4.9%) | $208,485 (7.6%) | 0.00 | 240 |
2022-07-01 | $149,000 (0.3%) | $205,935 (8.4%) | 0.00 | 270 |
2022-08-01 | $152,450 (2.8%) | $197,513 (6.0%) | 0.00 | 284 |
2022-09-01 | $152,125 (6.1%) | $192,691 (3.6%) | 0.00 | 281 |
2022-10-01 | $144,650 (5.2%) | $188,037 (4.9%) | 0.00 | 278 |
2022-11-01 | $137,072 (9.4%) | $182,623 (4.6%) | 0.00 | 263 |
2022-12-01 | $132,700 (20.6%) | $172,348 (5.9%) | 0.00 | 242 |
2023-01-01 | $129,975 (22.7%) | $163,227 (3.9%) | 0.00 | 226 |
2023-02-01 | $131,897 (25.7%) | $168,512 (8.6%) | 0.00 | 199 |
2023-03-01 | $135,500 (23.6%) | $178,370 (1.1%) | 0.00 | 191 |
2023-04-01 | $139,950 (7.7%) | $184,296 (-0.4%) | 0.00 | 190 |
2023-05-01 | $149,900 (5.2%) | $201,219 (3.4%) | 0.00 | 200 |
2023-06-01 | $168,000 (17.9%) | $201,550 (-3.3%) | 0.00 | 236 |
2023-07-01 | $169,000 (13.4%) | $204,942 (-0.5%) | 0.00 | 251 |
2023-08-01 | $167,000 (9.5%) | $200,111 (1.3%) | 0.00 | 281 |
2023-09-01 | $161,250 (6.0%) | $202,542 (5.1%) | 0.00 | 280 |
2023-10-01 | $153,213 (5.9%) | $200,564 (6.7%) | 0.00 | 292 |
2023-11-01 | $149,950 (9.4%) | $193,699 (6.1%) | 0.00 | 278 |
2023-12-01 | $149,000 (12.3%) | $198,104 (14.9%) | 0.00 | 252 |
2024-01-01 | $141,950 (9.2%) | $189,655 (16.2%) | 0.00 | 227 |
2024-02-01 | $142,000 (7.7%) | $186,869 (10.9%) | 0.00 | 199 |
2024-03-01 | $148,500 (9.6%) | $211,010 (18.3%) | 0.00 | 201 |
2024-04-01 | $162,500 (16.1%) | $221,275 (20.1%) | 0.00 | 203 |
2024-05-01 | $169,500 (13.1%) | $234,996 (16.8%) | 0.00 | 228 |
2024-06-01 | $179,400 (6.8%) | $241,457 (19.8%) | 0.00 | 250 |
2024-07-01 | $178,975 (5.9%) | $235,857 (15.1%) | 0.00 | 255 |
2024-08-01 | $179,900 (7.7%) | $243,719 (21.8%) | 0.00 | 283 |
2024-09-01 | $175,250 (8.7%) | $234,718 (15.9%) | 0.00 | 304 |
Ogdensburg - Massena's median listing price comes in at 0% of the national average.
Ogdensburg - Massena's average listing price for 2024-09-01 was $234,718, a difference of $32,176 (15.9%) versus the prior year and $-9,001 versus the prior month.
For the 2024-09-01 period, Ogdensburg - Massena had 304 MLS listings, a difference of 21 listings (7%) versus the prior month and 24 listings (9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Ogdensburg - Massena (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,540 sqft |
2018-02-01 | 0 days | 1,562 sqft |
2018-03-01 | 0 days | 1,575 sqft |
2018-04-01 | 0 days | 1,596 sqft |
2018-05-01 | 0 days | 1,577 sqft |
2018-06-01 | 0 days | 1,568 sqft |
2018-07-01 | 0 days | 1,567 sqft |
2018-08-01 | 0 days | 1,562 sqft |
2018-09-01 | 0 days | 1,568 sqft |
2018-10-01 | 0 days | 1,573 sqft |
2018-11-01 | 0 days | 1,600 sqft |
2018-12-01 | 0 days | 1,600 sqft |
2019-01-01 | 0 days | 1,583 sqft |
2019-02-01 | 0 days | 1,586 sqft |
2019-03-01 | 0 days | 1,583 sqft |
2019-04-01 | 0 days | 1,573 sqft |
2019-05-01 | 0 days | 1,560 sqft |
2019-06-01 | 0 days | 1,560 sqft |
2019-07-01 | 0 days | 1,544 sqft |
2019-08-01 | 0 days | 1,544 sqft |
2019-09-01 | 0 days | 1,555 sqft |
2019-10-01 | 0 days | 1,566 sqft |
2019-11-01 | 0 days | 1,584 sqft |
2019-12-01 | 0 days | 1,596 sqft |
2020-01-01 | 0 days | 1,584 sqft |
2020-02-01 | 0 days | 1,570 sqft |
2020-03-01 | 0 days | 1,600 sqft |
2020-04-01 | 0 days | 1,600 sqft |
2020-05-01 | 0 days | 1,602 sqft |
2020-06-01 | 0 days | 1,600 sqft |
2020-07-01 | 0 days | 1,640 sqft |
2020-08-01 | 0 days | 1,658 sqft |
2020-09-01 | 0 days | 1,632 sqft |
2020-10-01 | 0 days | 1,640 sqft |
2020-11-01 | 0 days | 1,665 sqft |
2020-12-01 | 0 days | 1,646 sqft |
2021-01-01 | 0 days | 1,617 sqft |
2021-02-01 | 0 days | 1,589 sqft |
2021-03-01 | 0 days | 1,650 sqft |
2021-04-01 | 0 days | 1,679 sqft |
2021-05-01 | 0 days | 1,680 sqft |
2021-06-01 | 0 days | 1,661 sqft |
2021-07-01 | 0 days | 1,652 sqft |
2021-08-01 | 0 days | 1,601 sqft |
2021-09-01 | 0 days | 1,580 sqft |
2021-10-01 | 0 days | 1,568 sqft |
2021-11-01 | 0 days | 1,547 sqft |
2021-12-01 | 0 days | 1,524 sqft |
2022-01-01 | 0 days | 1,480 sqft |
2022-02-01 | 0 days | 1,464 sqft |
2022-03-01 | 0 days | 1,509 sqft |
2022-04-01 | 0 days | 1,468 sqft |
2022-05-01 | 0 days | 1,521 sqft |
2022-06-01 | 0 days | 1,532 sqft |
2022-07-01 | 0 days | 1,489 sqft |
2022-08-01 | 0 days | 1,519 sqft |
2022-09-01 | 0 days | 1,507 sqft |
2022-10-01 | 0 days | 1,549 sqft |
2022-11-01 | 0 days | 1,542 sqft |
2022-12-01 | 0 days | 1,512 sqft |
2023-01-01 | 0 days | 1,512 sqft |
2023-02-01 | 0 days | 1,500 sqft |
2023-03-01 | 0 days | 1,493 sqft |
2023-04-01 | 0 days | 1,456 sqft |
2023-05-01 | 0 days | 1,545 sqft |
2023-06-01 | 0 days | 1,573 sqft |
2023-07-01 | 0 days | 1,564 sqft |
2023-08-01 | 0 days | 1,587 sqft |
2023-09-01 | 0 days | 1,568 sqft |
2023-10-01 | 0 days | 1,542 sqft |
2023-11-01 | 0 days | 1,523 sqft |
2023-12-01 | 0 days | 1,529 sqft |
2024-01-01 | 0 days | 1,530 sqft |
2024-02-01 | 0 days | 1,500 sqft |
2024-03-01 | 0 days | 1,550 sqft |
2024-04-01 | 0 days | 1,590 sqft |
2024-05-01 | 0 days | 1,580 sqft |
2024-06-01 | 0 days | 1,624 sqft |
2024-07-01 | 0 days | 1,637 sqft |
2024-08-01 | 0 days | 1,625 sqft |
2024-09-01 | 0 days | 1,629 sqft |
Ogdensburg - Massena's median square footage for active listings during the 2024-09-01 period was 1,629 sqft. One year prior, the average listing was 1,568 sqft.
Ogdensburg-Massena, NY Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 480 | $73,070,000 | $152,229 |
Home Improvement | 98 | $5,610,000 | $57,245 |
Other | 83 | $5,155,000 | $62,108 |
Refi | 55 | $6,515,000 | $118,455 |
Cash Out Refi | 52 | $7,120,000 | $136,923 |
Ogdensburg - Massena's most frequently cited loan purpose was Home Purchase, with 480 originations. The 2nd most popular reason was Home Improvement, with 98 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 331 | $44,875,000 | $135,574 |
7-8% | 205 | $25,595,000 | $124,854 |
5-6% | 101 | $15,595,000 | $154,406 |
Over 8% | 70 | $5,590,000 | $79,857 |
<2.5% | 30 | $2,380,000 | $79,333 |
3-4% | 11 | $785,000 | $71,364 |
4-5% | 8 | $750,000 | $93,750 |
During 2023, Ogdensburg - Massena's most frequently originated rate bucket was 6-7%, with 331 originations.
Loan Sizing (Ogdensburg-Massena, NY MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 359 | $20,955,000 | $58,370 |
$100k-200k | 286 | $40,060,000 | $140,070 |
$200k-400k | 106 | $27,530,000 | $259,717 |
$400k-600k | 14 | $6,230,000 | $445,000 |
$600k-1000k | 2 | $1,370,000 | $685,000 |
$Over $1MM | 1 | $1,325,000 | $1,325,000 |
Ogdensburg - Massena's loan sizing saw the bucket of loans from $100,000 or less with 359 originations, totaling $20,955,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 341 | $54,015,000 | $158,402 |
60-80% | 170 | $23,820,000 | $140,118 |
20-40% | 108 | $6,590,000 | $61,019 |
40-60% | 73 | $7,905,000 | $108,288 |
Under 20% | 58 | $2,060,000 | $35,517 |
Over 100% | 6 | $1,180,000 | $196,667 |
Ogdensburg - Massena's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 341 originations, totaling $54,015,000 in origination value.