Ogdensburg - Massena Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Ogdensburg - Massena averaged 6.82% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.93% and one month ago for the week of 2025-02-27, the average rate was 6.84%.

Ogdensburg - Massena's average rate one year ago was 6.87%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.24%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Ogdensburg - Massena 30 Year Fixed Rate 2025-04-03 6.82%
Ogdensburg - Massena 30 Year Fixed Rate Refi 2025-04-03 7.24%
Ogdensburg - Massena 15 Year Fixed Rate 2025-04-03 6.02%
Ogdensburg - Massena 15 Year Fixed Rate Refi 2025-04-03 6.42%
Ogdensburg - Massena 30 Year FHA 2025-04-03 6.36%
Ogdensburg - Massena 30 Year FHA Refi 2025-04-03 6.26%
Ogdensburg - Massena 30 Year USDA 2025-04-03 6.22%
Ogdensburg - Massena 30 Year USDA Refi 2025-04-03 6.22%
Ogdensburg - Massena 30 Year VA 2025-04-03 6.26%
Ogdensburg - Massena 30 Year VA Refi 2025-04-03 6.06%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Ogdensburg-Massena, NY.

Ogdensburg - Massena Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Ogdensburg-Massena, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
Community Bank 80 7.49% $1,047
MOVEMENT MORTGAGE, LLC 33 6.81% $5,941
QUICKEN LOANS, LLC 28 7.08% $6,950
NORTHERN CREDIT UNION 26 6.83% $4,710
Gouverneur Savings and Loan Association 19 6.66% $1,418
AMERICU Credit Union 13 6.38% $4,313
KeyBank 12 6.29% $4,636
Wells Fargo Bank 8 6.58% $6,195
CROSSCOUNTRY MORTGAGE, LLC 7 7.21% $5,993
Farm Credit East, ACA 7 7.76% $5,798
HOMESTEAD FUNDING CORP. 6 6.67% $2,776
UNITED WHOLESALE MORTGAGE, LLC 5 7.10% $6,232
NBT Bank 5 6.58% $3,255
JPMorgan Chase Bank 4 7.22% $4,053
ROYAL UNITED MORTGAGE LLC 4 7.19% $5,547
SEFCU SERVICES, LLC 3 6.25% $3,927
LOANDEPOT.COM, LLC 2 6.19% $6,395
ABSOLUTE HOME MORTGAGE CORPORATION 2 7.43% $5,186
Empower Federal Credit Union 2 6.31% $3,419
NAVY FEDERAL CREDIT UNION 2 6.56% $3,021
OWNERSCHOICE FUNDING, INCORPORATED 2 7.06% $6,299
TD Bank 2 6.88% $6,979
U.S. Bank 2 6.06% $3,001
Leader Bank 1 7.38% $7,155
21ST MORTGAGE CORPORATION 1 9.99% $5,078
MID-ISLAND MORTGAGE CORP. 1 6.63% $3,344
Mortgage Research Center, LLC 1 5.99% $11,065
CITIZENS EQUITY FIRST 1 5.88% $1,526
Mr. Cooper ( Nationstar Mortgage ) 1 7.13% $6,391
Bank of America 1 6.50% $5,277
Citizens Bank 1 7.38% $3,550
Citibank 1 6.00% $9,276
OceanFirst Bank 1 5.88% $5,394
USAA Federal Savings Bank 1 6.63% $5,407
PENNYMAC LOAN SERVICES, LLC 1 6.12% $6,612
PENTAGON FEDERAL CREDIT UNION 1 6.38% $8,964
Premium Mortgage Corporation 1 7.63% $12,675
Chemung Canal Trust Company 1 7.25% $3,531
Raymond James Bank 1 6.88% $5,957
RELIANCE FIRST CAPITAL, LLC 1 7.99% $5,776
CARDINAL FINANCIAL 1 7.99% $5,976
BETTER MORTGAGE CORPORATION 1 6.50% $5,774
Ally Bank 1 6.63% $10,196
Tompkins Trust Company 1 5.88% $3,003
Genesee Regional Bank 1 5.88% $3,617
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 8.13% $6,776
Discover Bank 1 7.31% $0
DIGITAL Federal Credit Union 1 6.63% $3,715

Ogdensburg - Massena Average Closing Costs & Other Stats

Ogdensburg-Massena, NY's 48 lenders originated 807 loans during 2024. The total origination value was $109,045,000, with an average loan value of $135,124.

Ogdensburg - Massena's average closing costs are $4,008.

The top Ogdensburg - Massena lender as defined by loan originations is Community Bank, with 80 loans originated. Their average total fees are $1,047, which is $4,895 lower than the next largest lender, MOVEMENT MORTGAGE, LLC.

The lowest fee Ogdensburg - Massena lenders (with over 10 loans originated) are Community Bank ($1,047), Gouverneur Savings and Loan Association ($1,418), AMERICU Credit Union ($4,313), KeyBank ($4,636) and NORTHERN CREDIT UNION ($4,710).

The lowest rate Ogdensburg - Massena lenders (with over 10 loans originated) are KeyBank (6.29%), AMERICU Credit Union (6.38%), Gouverneur Savings and Loan Association (6.66%), MOVEMENT MORTGAGE, LLC (6.81%) and NORTHERN CREDIT UNION (6.83%).

Ogdensburg-Massena, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Community Bank $19,770,000 $20,855,000 5.5% 19.1%
NORTHERN CREDIT UNION $9,305,000 $13,105,000 40.8% 12.0%
QUICKEN LOANS, LLC $10,475,000 $11,575,000 10.5% 10.6%
MOVEMENT MORTGAGE, LLC $5,650,000 $10,335,000 82.9% 9.5%
Gouverneur Savings and Loan Association $6,240,000 $7,075,000 13.4% 6.5%
AMERICU Credit Union $1,355,000 $5,175,000 281.9% 4.7%
Farm Credit East, ACA $1,930,000 $3,335,000 72.8% 3.1%
Mortgage Research Center, LLC $4,310,000 $3,215,000 -25.4% 2.9%
NBT Bank $4,675,000 $3,095,000 -33.8% 2.8%
KeyBank $2,055,000 $2,555,000 24.3% 2.3%
CROSSCOUNTRY MORTGAGE, LLC $965,000 $2,135,000 121.2% 2.0%
HOMESTEAD FUNDING CORP. $2,330,000 $1,930,000 -17.2% 1.8%
Wells Fargo Bank $825,000 $1,815,000 120.0% 1.7%
UNITED WHOLESALE MORTGAGE, LLC $105,000 $1,540,000 1,366.7% 1.4%
Carthage Federal Savings and Loan Association $1,900,000 $1,400,000 -26.3% 1.3%
NAVY FEDERAL CREDIT UNION $1,855,000 $1,150,000 -38.0% 1.1%
TD Bank $520,000 $1,140,000 119.2% 1.0%
USAA Federal Savings Bank $445,000 $1,140,000 156.2% 1.0%
PLAZA HOME MORTGAGE, INC. $1,395,000 $1,030,000 -26.2% 0.9%
JPMorgan Chase Bank $690,000 $1,020,000 47.8% 0.9%
ABSOLUTE HOME MORTGAGE CORPORATION $560,000 $790,000 41.1% 0.7%
SEFCU SERVICES, LLC $875,000 $740,000 -15.4% 0.7%
U.S. Bank $715,000 $720,000 0.7% 0.7%
M&T Bank $215,000 $670,000 211.6% 0.6%
Genesee Regional Bank $3,065,000 $605,000 -80.3% 0.6%
Barrington Bank & Trust Company, N.A. $310,000 $565,000 82.3% 0.5%
Citizens Bank $730,000 $550,000 -24.7% 0.5%
Empower Federal Credit Union $720,000 $520,000 -27.8% 0.5%
ROYAL UNITED MORTGAGE LLC $340,000 $455,000 33.8% 0.4%
LOANDEPOT.COM, LLC $395,000 $445,000 12.7% 0.4%
Premium Mortgage Corporation $700,000 $435,000 -37.9% 0.4%
Citibank $440,000 $415,000 -5.7% 0.4%
21ST MORTGAGE CORPORATION $135,000 $395,000 192.6% 0.4%
NEWREZ LLC $265,000 $380,000 43.4% 0.3%
OWNERSCHOICE FUNDING, INCORPORATED $330,000 n/a 0.3%
First Horizon Bank $325,000 n/a 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,410,000 $305,000 -78.4% 0.3%
CARDINAL FINANCIAL $165,000 $305,000 84.8% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $890,000 $280,000 -68.5% 0.3%
Magnolia Bank $270,000 n/a 0.2%
Chemung Canal Trust Company $265,000 n/a 0.2%
Discover Bank $285,000 $265,000 -7.0% 0.2%
Ally Bank $145,000 $245,000 69.0% 0.2%
OceanFirst Bank $225,000 n/a 0.2%
Bank of America $215,000 $205,000 -4.7% 0.2%
CITIZENS EQUITY FIRST $195,000 n/a 0.2%
MID AMERICA MORTGAGE, INC. $85,000 $195,000 129.4% 0.2%
LIMA ONE CAPITAL, LLC $105,000 $190,000 81.0% 0.2%
BROKER SOLUTIONS, INC. $185,000 n/a 0.2%
GPO Federal Credit Union $175,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $145,000 $165,000 13.8% 0.2%
PENTAGON FEDERAL CREDIT UNION $225,000 $155,000 -31.1% 0.1%
AMWEST FUNDING CORP. $150,000 n/a 0.1%
DIGITAL Federal Credit Union $145,000 n/a 0.1%
Leader Bank $135,000 n/a 0.1%
United Nations Federal Credit Union $135,000 n/a 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $105,000 n/a 0.1%
GUARANTEED RATE, INC. $615,000 $105,000 -82.9% 0.1%
Raymond James Bank $105,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $95,000 $105,000 10.5% 0.1%
A&D Mortgage LLC $95,000 n/a 0.1%
PENNYMAC LOAN SERVICES, LLC $160,000 $95,000 -40.6% 0.1%
PLANET HOME LENDING, LLC $95,000 n/a 0.1%
Bethpage Federal Credit Union $200,000 $75,000 -62.5% 0.1%
CONTOUR MORTGAGE CORPORATION $180,000 $75,000 -58.3% 0.1%
Third Federal Savings and Loan Association of Cleveland $150,000 $75,000 -50.0% 0.1%
MID-ISLAND MORTGAGE CORP. $65,000 n/a 0.1%
Stifel Bank and Trust $85,000 $45,000 -47.1% 0.0%
Tompkins Trust Company $45,000 n/a 0.0%
CORNING $25,000 $25,000 0.0% 0.0%

Ogdensburg - Massena's top lender by overall market share is Community Bank, with 19.1% market share. In second place, with 12.0%, is NORTHERN CREDIT UNION, having originated $13,105,000 in loans. In third place, with 10.6%, is QUICKEN LOANS, LLC, having originated $11,575,000 in loans. In fourth place, with 9.5%, is MOVEMENT MORTGAGE, LLC, having originated $10,335,000 in loans. In fifth place, with 6.5%, is Gouverneur Savings and Loan Association, having originated $7,075,000 in loans.


Ogdensburg - Massena Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Ogdensburg - Massena (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $103,700 (3.8%) $143,273 (3.5%) 0.00 636
2018-02-01 $105,000 (5.1%) $143,681 (2.8%) 0.00 631
2018-03-01 $104,900 (-0.1%) $167,751 (15.9%) 0.00 643
2018-04-01 $112,000 (1.9%) $170,816 (13.9%) 0.00 692
2018-05-01 $116,475 (6.0%) $173,072 (14.9%) 0.00 742
2018-06-01 $124,000 (13.5%) $174,771 (16.9%) 0.00 796
2018-07-01 $124,900 (13.6%) $158,085 (4.5%) 0.00 861
2018-08-01 $124,900 (10.6%) $157,437 (3.8%) 0.00 847
2018-09-01 $124,900 (9.1%) $159,760 (5.0%) 0.00 846
2018-10-01 $119,500 (4.0%) $158,864 (5.9%) 0.00 831
2018-11-01 $119,000 (8.9%) $156,503 (5.2%) 0.00 792
2018-12-01 $119,000 (13.3%) $155,242 (7.2%) 0.00 745
2019-01-01 $115,475 (11.4%) $152,160 (6.2%) 0.00 689
2019-02-01 $114,950 (9.5%) $149,873 (4.3%) 0.00 687
2019-03-01 $120,286 (14.7%) $153,255 (-8.6%) 0.00 675
2019-04-01 $120,736 (7.8%) $156,379 (-8.5%) 0.00 672
2019-05-01 $125,000 (7.3%) $162,129 (-6.3%) 0.00 705
2019-06-01 $128,000 (3.2%) $163,951 (-6.2%) 0.00 748
2019-07-01 $128,375 (2.8%) $165,198 (4.5%) 0.00 754
2019-08-01 $124,973 (0.1%) $163,161 (3.6%) 0.00 733
2019-09-01 $124,932 (0.0%) $161,280 (1.0%) 0.00 706
2019-10-01 $124,955 (4.6%) $160,473 (1.0%) 0.00 678
2019-11-01 $125,000 (5.0%) $160,925 (2.8%) 0.00 621
2019-12-01 $124,950 (5.0%) $160,196 (3.2%) 0.00 590
2020-01-01 $119,250 (3.3%) $156,128 (2.6%) 0.00 551
2020-02-01 $119,999 (4.4%) $155,520 (3.8%) 0.00 542
2020-03-01 $124,350 (3.4%) $156,222 (1.9%) 0.00 525
2020-04-01 $122,250 (1.3%) $158,831 (1.6%) 0.00 512
2020-05-01 $127,000 (1.6%) $167,360 (3.2%) 0.00 499
2020-06-01 $129,900 (1.5%) $175,548 (7.1%) 0.00 497
2020-07-01 $131,000 (2.0%) $179,261 (8.5%) 0.00 479
2020-08-01 $134,000 (7.2%) $177,269 (8.7%) 0.00 457
2020-09-01 $127,000 (1.7%) $175,801 (9.0%) 0.00 441
2020-10-01 $125,000 (0.0%) $170,301 (6.1%) 0.00 412
2020-11-01 $122,500 (-2.0%) $168,635 (4.8%) 0.00 368
2020-12-01 $120,000 (-4.0%) $168,859 (5.4%) 0.00 336
2021-01-01 $119,250 (0.0%) $163,779 (4.9%) 0.00 295
2021-02-01 $119,000 (-0.8%) $160,276 (3.1%) 0.00 281
2021-03-01 $125,000 (0.5%) $175,408 (12.3%) 0.00 258
2021-04-01 $130,625 (6.9%) $181,592 (14.3%) 0.00 259
2021-05-01 $148,750 (17.1%) $190,968 (14.1%) 0.00 268
2021-06-01 $149,900 (15.4%) $193,683 (10.3%) 0.00 299
2021-07-01 $148,500 (13.4%) $190,062 (6.0%) 0.00 318
2021-08-01 $148,250 (10.6%) $186,373 (5.1%) 0.00 316
2021-09-01 $143,425 (12.9%) $185,923 (5.8%) 0.00 313
2021-10-01 $137,500 (10.0%) $179,205 (5.2%) 0.00 302
2021-11-01 $125,250 (2.2%) $174,539 (3.5%) 0.00 263
2021-12-01 $110,000 (-8.3%) $162,748 (-3.6%) 0.00 255
2022-01-01 $105,900 (-11.2%) $157,168 (-4.0%) 0.00 228
2022-02-01 $104,975 (-11.8%) $155,178 (-3.2%) 0.00 214
2022-03-01 $109,625 (-12.3%) $176,396 (0.6%) 0.00 171
2022-04-01 $130,000 (-0.5%) $185,118 (1.9%) 0.00 184
2022-05-01 $142,450 (-4.2%) $194,588 (1.9%) 0.00 207
2022-06-01 $142,500 (-4.9%) $208,485 (7.6%) 0.00 240
2022-07-01 $149,000 (0.3%) $205,935 (8.4%) 0.00 270
2022-08-01 $152,450 (2.8%) $197,513 (6.0%) 0.00 284
2022-09-01 $152,125 (6.1%) $192,691 (3.6%) 0.00 281
2022-10-01 $144,650 (5.2%) $188,037 (4.9%) 0.00 278
2022-11-01 $137,072 (9.4%) $182,623 (4.6%) 0.00 263
2022-12-01 $132,700 (20.6%) $172,348 (5.9%) 0.00 242
2023-01-01 $129,975 (22.7%) $163,227 (3.9%) 0.00 226
2023-02-01 $131,897 (25.7%) $168,512 (8.6%) 0.00 199
2023-03-01 $135,500 (23.6%) $178,370 (1.1%) 0.00 191
2023-04-01 $139,950 (7.7%) $184,296 (-0.4%) 0.00 190
2023-05-01 $149,900 (5.2%) $201,219 (3.4%) 0.00 200
2023-06-01 $168,000 (17.9%) $201,550 (-3.3%) 0.00 236
2023-07-01 $169,000 (13.4%) $204,942 (-0.5%) 0.00 251
2023-08-01 $167,000 (9.5%) $200,111 (1.3%) 0.00 281
2023-09-01 $161,250 (6.0%) $202,542 (5.1%) 0.00 280
2023-10-01 $153,213 (5.9%) $200,564 (6.7%) 0.00 292
2023-11-01 $149,950 (9.4%) $193,699 (6.1%) 0.00 278
2023-12-01 $149,000 (12.3%) $198,104 (14.9%) 0.00 252
2024-01-01 $141,950 (9.2%) $189,655 (16.2%) 0.00 227
2024-02-01 $142,000 (7.7%) $186,869 (10.9%) 0.00 199
2024-03-01 $148,500 (9.6%) $211,010 (18.3%) 0.00 201
2024-04-01 $162,500 (16.1%) $221,275 (20.1%) 0.00 203
2024-05-01 $169,500 (13.1%) $234,996 (16.8%) 0.00 228
2024-06-01 $179,400 (6.8%) $241,457 (19.8%) 0.00 250
2024-07-01 $178,975 (5.9%) $235,857 (15.1%) 0.00 255
2024-08-01 $179,900 (7.7%) $243,719 (21.8%) 0.00 283
2024-09-01 $175,250 (8.7%) $234,718 (15.9%) 0.00 304
2024-10-01 $177,000 (15.5%) $231,894 (15.6%) 0.00 307
2024-11-01 $159,900 (6.6%) $212,436 (9.7%) 0.00 306
2024-12-01 $158,000 (6.0%) $201,863 (1.9%) 0.00 261
Ogdensburg - Massena's median listing price for 2024-12-01 was $158,000, a difference of $9,000 (6.0%) versus the prior year and $-1,900 versus the prior month.

Ogdensburg - Massena's median listing price comes in at 0% of the national average.

Ogdensburg - Massena's average listing price for 2024-12-01 was $201,863, a difference of $3,759 (1.9%) versus the prior year and $-10,573 versus the prior month.

For the 2024-12-01 period, Ogdensburg - Massena had 261 MLS listings, a difference of -45 listings (-15%) versus the prior month and 9 listings (4%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Ogdensburg - Massena (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,540 sqft
2018-02-01 0 days 1,562 sqft
2018-03-01 0 days 1,575 sqft
2018-04-01 0 days 1,596 sqft
2018-05-01 0 days 1,577 sqft
2018-06-01 0 days 1,568 sqft
2018-07-01 0 days 1,567 sqft
2018-08-01 0 days 1,562 sqft
2018-09-01 0 days 1,568 sqft
2018-10-01 0 days 1,573 sqft
2018-11-01 0 days 1,600 sqft
2018-12-01 0 days 1,600 sqft
2019-01-01 0 days 1,583 sqft
2019-02-01 0 days 1,586 sqft
2019-03-01 0 days 1,583 sqft
2019-04-01 0 days 1,573 sqft
2019-05-01 0 days 1,560 sqft
2019-06-01 0 days 1,560 sqft
2019-07-01 0 days 1,544 sqft
2019-08-01 0 days 1,544 sqft
2019-09-01 0 days 1,555 sqft
2019-10-01 0 days 1,566 sqft
2019-11-01 0 days 1,584 sqft
2019-12-01 0 days 1,596 sqft
2020-01-01 0 days 1,584 sqft
2020-02-01 0 days 1,570 sqft
2020-03-01 0 days 1,600 sqft
2020-04-01 0 days 1,600 sqft
2020-05-01 0 days 1,602 sqft
2020-06-01 0 days 1,600 sqft
2020-07-01 0 days 1,640 sqft
2020-08-01 0 days 1,658 sqft
2020-09-01 0 days 1,632 sqft
2020-10-01 0 days 1,640 sqft
2020-11-01 0 days 1,665 sqft
2020-12-01 0 days 1,646 sqft
2021-01-01 0 days 1,617 sqft
2021-02-01 0 days 1,589 sqft
2021-03-01 0 days 1,650 sqft
2021-04-01 0 days 1,679 sqft
2021-05-01 0 days 1,680 sqft
2021-06-01 0 days 1,661 sqft
2021-07-01 0 days 1,652 sqft
2021-08-01 0 days 1,601 sqft
2021-09-01 0 days 1,580 sqft
2021-10-01 0 days 1,568 sqft
2021-11-01 0 days 1,547 sqft
2021-12-01 0 days 1,524 sqft
2022-01-01 0 days 1,480 sqft
2022-02-01 0 days 1,464 sqft
2022-03-01 0 days 1,509 sqft
2022-04-01 0 days 1,468 sqft
2022-05-01 0 days 1,521 sqft
2022-06-01 0 days 1,532 sqft
2022-07-01 0 days 1,489 sqft
2022-08-01 0 days 1,519 sqft
2022-09-01 0 days 1,507 sqft
2022-10-01 0 days 1,549 sqft
2022-11-01 0 days 1,542 sqft
2022-12-01 0 days 1,512 sqft
2023-01-01 0 days 1,512 sqft
2023-02-01 0 days 1,500 sqft
2023-03-01 0 days 1,493 sqft
2023-04-01 0 days 1,456 sqft
2023-05-01 0 days 1,545 sqft
2023-06-01 0 days 1,573 sqft
2023-07-01 0 days 1,564 sqft
2023-08-01 0 days 1,587 sqft
2023-09-01 0 days 1,568 sqft
2023-10-01 0 days 1,542 sqft
2023-11-01 0 days 1,523 sqft
2023-12-01 0 days 1,529 sqft
2024-01-01 0 days 1,530 sqft
2024-02-01 0 days 1,500 sqft
2024-03-01 0 days 1,550 sqft
2024-04-01 0 days 1,590 sqft
2024-05-01 0 days 1,580 sqft
2024-06-01 0 days 1,624 sqft
2024-07-01 0 days 1,637 sqft
2024-08-01 0 days 1,625 sqft
2024-09-01 0 days 1,629 sqft
2024-10-01 0 days 1,581 sqft
2024-11-01 0 days 1,529 sqft
2024-12-01 0 days 1,518 sqft
Ogdensburg - Massena's median listing age (time on market) for 2024-12-01 was 0 days.

Ogdensburg - Massena's median square footage for active listings during the 2024-12-01 period was 1,518 sqft. One year prior, the average listing was 1,529 sqft.

Ogdensburg-Massena, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 480 $80,460,000 $167,625
Home Improvement 111 $6,755,000 $60,856
Other 87 $5,835,000 $67,069
Refi 68 $7,990,000 $117,500
Cash Out Refi 61 $8,005,000 $131,230

Ogdensburg - Massena's most frequently cited loan purpose was Home Purchase, with 480 originations. The 2nd most popular reason was Home Improvement, with 111 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
7-8% 278 $36,500,000 $131,295
6-7% 273 $43,285,000 $158,553
Over 8% 107 $10,025,000 $93,692
5-6% 91 $13,345,000 $146,648
4-5% 19 $2,335,000 $122,895
3-4% 14 $1,330,000 $95,000
<2.5% 10 $310,000 $31,000

During 2024, Ogdensburg - Massena's most frequently originated rate bucket was 7-8%, with 278 originations.

Loan Sizing (Ogdensburg-Massena, NY MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 370 $21,160,000 $57,189
$100k-200k 280 $39,590,000 $141,393
$200k-400k 134 $34,780,000 $259,552
$400k-600k 19 $8,985,000 $472,895
$600k-1000k 2 $1,290,000 $645,000
$Over $1MM 2 $3,240,000 $1,620,000

Ogdensburg - Massena's loan sizing saw the bucket of loans from $100,000 or less with 370 originations, totaling $21,160,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 358 $60,210,000 $168,184
60-80% 166 $26,520,000 $159,759
20-40% 110 $6,800,000 $61,818
40-60% 90 $9,640,000 $107,111
Under 20% 61 $2,375,000 $38,934
Over 100% 6 $1,490,000 $248,333

Ogdensburg - Massena's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 358 originations, totaling $60,210,000 in origination value.