Texas Bank And Trust Company Mortgage Rates, Fees & Info
Longview, TXLEI: 549300TETFK3GXOHZ594
Tax ID: 75-0962666
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Texas Bank And Trust Company is a smaller bank specializing in Home Purchase loans. Texas Bank And Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Tyler, Longview, Austin, and Jacksonville among others. We have data for 16 markets. (Some data included below & more in-depth data is available with an active subscription.)Texas Bank And Trust Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
332Origination Dollar Volume (All Markets)
$129,350,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 75 | $46,675,000 | $622,333 | $0 | 0.00% |
| TYLER, TX (FHA|USDA|VA) | 97 | $36,915,000 | $380,567 | $0 | 0.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 104 | $26,440,000 | $254,231 | $0 | 0.00% |
| Outside of Metro Areas | 27 | $6,325,000 | $234,259 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $3,305,000 | $661,000 | $0 | 0.00% |
| Jacksonville, TX (FHA|USDA|VA) | 5 | $2,355,000 | $471,000 | $0 | 0.00% |
| Athens, TX (FHA|USDA|VA) | 7 | $2,325,000 | $332,143 | $0 | 0.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $0 | 0.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $0 | 0.00% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $0 | 0.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 0.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Texas Bank and Trust Company based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 332 | $129,350,000 | $389,608 | $0 | 0.00% |
For 2024, Texas Bank And Trust Company's most frequently originated type of loan was Conventional, with 332 originations.
Loan Reason
For 2024, Texas Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 248 originations. The 2nd most popular reason was Home Improvement, with 37 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 332 | $129,350,000 | $389,608 | $0 | 0.00% |
For 2024, Texas Bank And Trust Company's most frequently cited loan duration was Other, with 332 originations.
Loan Sizing
2024 saw Texas Bank And Trust Company place emphasis on $200k-400k loans with 114 originations, totaling $32,560,000 in origination value.
Applicant Income
Texas Bank And Trust Company lent most frequently to those with incomes in the $250k+ range, with 85 originations. The second most popular income band? $150k-250k, with 62 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 332 | $129,350,000 | $389,608 | $0 | 0.00% |
Texas Bank And Trust Company lent most frequently to those with DTI ratios of Exempt%, with 332 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.94%
Texas Bank And Trust Company has a below average approval rate.
Pick Rate
Approvals leading to origination67.77%
Texas Bank And Trust Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 332 | $129,350,000 | $389,608 |