The Bryn Mawr Trust Company Mortgage Rates, Fees & Info

BRYN MAWR, PA

LEI: 549300TTPNZTZH2PH447

Tax ID: 23-0441580

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Bank Data

Review & Overview

The Bryn Mawr Trust Company is a smaller mortgage company specializing in Refi and Home Purchase loans. The Bryn Mawr Trust Company has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Philadelphia, New York, Rochester, Lancaster, and Ocean City among others. We have data for 23 markets. (Some data included below & more in-depth data is available with an active subscription.)

The Bryn Mawr Trust Company has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. The Bryn Mawr Trust Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

706

Origination Dollar Volume (All Markets)

$348,100,000

Employee count

599

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 625 $240,645,000 $385,032 $4,027 3.50%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8 $36,340,000 $4,542,500 $4,944 3.56%
ROCHESTER, NY (FHA|USDA|VA) 2 $28,160,000 $14,080,000 $0 3.93%
LANCASTER, PA (FHA|USDA|VA) 7 $13,025,000 $1,860,714 $3,478 3.03%
OCEAN CITY, NJ (FHA|USDA|VA) 13 $11,195,000 $861,154 $5,704 3.23%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $3,325,000 $1,108,333 $6,868 3.62%
SALISBURY, MD-DE (FHA|USDA|VA) 7 $2,595,000 $370,714 $3,636 2.96%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 8 $2,440,000 $305,000 $3,262 3.37%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $1,880,000 $470,000 $3,100 3.81%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $1,450,000 $725,000 $0 4.25%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 5 $1,285,000 $257,000 $3,444 2.98%
EAST STROUDSBURG, PA (FHA|USDA|VA) 3 $1,115,000 $371,667 $4,434 3.25%
READING, PA (FHA|USDA|VA) 2 $760,000 $380,000 $0 3.62%
Outside of Metro Areas 2 $680,000 $340,000 $2,646 3.31%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $670,000 $335,000 $3,119 3.13%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $460,000 $230,000 $4,737 3.25%
LEBANON, PA (FHA|USDA|VA) 4 $460,000 $115,000 $2,952 3.31%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $345,000 $345,000 $3,608 2.50%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $295,000 $295,000 $3,506 3.13%
ERIE, PA (FHA|USDA|VA) 1 $295,000 $295,000 $4,341 3.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $250,000 $125,000 $0 3.66%
LYNCHBURG, VA (FHA|USDA|VA) 1 $225,000 $225,000 $3,063 3.50%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $205,000 $205,000 $2,593 3.50%
The Bryn Mawr Trust Company's top markets include Philadelphia, New York, Rochester, Lancaster, and Ocean City among others.

Their top states include:
  • Pennsylvania (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Delaware (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 574 $324,580,000 $565,470 $3,986 3.36%
    HELOC 125 $22,185,000 $177,480 n/a 4.08%
    FHA 7 $1,335,000 $190,714 $6,991 3.20%

    For 2020, The Bryn Mawr Trust Company's most frequently originated type of loan was Conventional, with 574 originations. Their 2nd most popular type was HELOC, with 125 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 329 $168,195,000 $511,231 $3,873 3.35%
    Home Purchase 206 $139,630,000 $677,816 $4,539 3.41%
    Cash Out Refi 74 $24,870,000 $336,081 $4,399 3.41%
    Home Improvement 62 $10,250,000 $165,323 $207 4.08%
    Other 35 $5,155,000 $147,286 $1,319 4.22%

    For 2020, The Bryn Mawr Trust Company's most frequently cited loan purpose was Refi, with 329 originations. The 2nd most popular reason was Home Purchase, with 206 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 480 $145,440,000 $303,000 $4,435 3.46%
    15 Year 107 $45,785,000 $427,897 $3,710 2.97%
    20 Year 39 $8,415,000 $215,769 $2,145 3.96%
    10 Year 28 $27,790,000 $992,500 $1,014 3.96%
    5 Year 28 $51,250,000 $1,830,357 $0 4.15%
    Other 21 $68,765,000 $3,274,524 $2,667 4.16%
    3 Year 2 $210,000 $105,000 $0 4.37%
    1 Year 1 $445,000 $445,000 $0 4.49%

    For 2020, The Bryn Mawr Trust Company's most frequently cited loan duration was 30 Year, with 480 originations. The 2nd most popular length was 15 Year, with 107 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 437 $139,605,000 $319,462
    $1k-2k 31 $10,185,000 $328,548
    $5k+ 17 $6,355,000 $373,824
    $2k-3k 6 $1,670,000 $278,333
    $4k-5k 4 $1,030,000 $257,500
    $3k-4k 3 $785,000 $261,667

    The Bryn Mawr Trust Company's average total fees were $4,435, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 437 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 310 $152,000,000 $490,323
    2.5-3% 231 $83,625,000 $362,013
    4-5% 130 $92,700,000 $713,077
    <2.5% 18 $16,760,000 $931,111
    5-6% 14 $2,670,000 $190,714
    6-7% 3 $345,000 $115,000

    During 2020, The Bryn Mawr Trust Company's average interest rate for loans was 3.46%, while their most frequently originated rate bucket for loans was 3-4%, with 310 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 290 $81,980,000 $282,690 $4,073 3.31%
    $100k-200k 167 $24,565,000 $147,096 $3,161 3.42%
    $400k-600k 101 $47,615,000 $471,436 $5,413 3.40%
    $100,000 or less 87 $4,805,000 $55,230 $1,184 4.15%
    $1MM+ 38 $172,730,000 $4,545,526 $9,377 3.73%
    $600k-1MM 23 $16,405,000 $713,261 $5,674 3.55%

    2020 saw The Bryn Mawr Trust Company place emphasis on $200k-400k loans with 290 originations, totaling $81,980,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 146 $37,850,000 $259,247 $4,030 3.38%
    $150k-250k 121 $36,755,000 $303,760 $3,975 3.57%
    $250k+ 116 $63,270,000 $545,431 $5,121 3.55%
    $50k-75k 96 $18,810,000 $195,938 $3,653 3.26%
    $75k-100k 89 $18,995,000 $213,427 $3,999 3.32%
    $50k or less 55 $6,645,000 $120,818 $3,081 3.37%

    The Bryn Mawr Trust Company lent most frequently to those with incomes in the $100k-150k range, with 146 originations. The second most popular income band? $150k-250k, with 121 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 167 $46,055,000 $275,778 $4,001 3.47%
    30-36% 142 $38,980,000 $274,507 $4,157 3.40%
    <20% 82 $23,210,000 $283,049 $3,988 3.36%
    42% 41 $11,215,000 $273,537 $3,681 3.83%
    40% 32 $9,160,000 $286,250 $4,041 3.46%
    41% 30 $7,530,000 $251,000 $3,850 3.31%
    38% 27 $10,085,000 $373,519 $4,464 3.26%
    36% 19 $6,015,000 $316,579 $3,908 3.52%
    37% 16 $8,190,000 $511,875 $4,060 3.75%
    39% 15 $4,525,000 $301,667 $3,896 3.24%
    45% 15 $4,785,000 $319,000 $3,985 3.06%
    43% 14 $3,930,000 $280,714 $4,004 3.23%
    44% 13 $3,485,000 $268,077 $4,546 3.09%
    47% 10 $2,790,000 $279,000 $3,187 2.93%
    46% 5 $1,235,000 $247,000 $3,532 3.38%
    49% 4 $810,000 $202,500 $3,529 3.59%
    48% 2 $580,000 $290,000 $3,726 3.50%
    >60% 2 $580,000 $290,000 $4,586 4.01%
    50-60% 1 $705,000 $705,000 $5,589 4.00%

    The Bryn Mawr Trust Company lent most frequently to those with DTI ratios of 20-30%, with 167 originations. The next most common DTI ratio? 30-36%, with 142 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 557 $171,115,000 $307,208 $3,958 3.43%
    Not applicable 64 $159,420,000 $2,490,938 $0 4.04%
    Black 44 $8,370,000 $190,227 $4,201 3.32%
    Asian 20 $6,100,000 $305,000 $5,306 3.29%
    Not provided 16 $2,250,000 $140,625 $4,838 3.82%
    American Indian 3 $545,000 $181,667 $2,645 3.66%
    Chinese 1 $245,000 $245,000 $0 3.99%
    Native Hawaiian or Islander 1 $55,000 $55,000 $0 4.49%

    Approval Rates

    Total approvals of all applications
    79.52%

    The Bryn Mawr Trust Company has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    83.43%

    The Bryn Mawr Trust Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 706 $348,100,000 $493,059

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 28 $140,080,000 $5,002,857
    Single Family (1-4 Units):Site-Built 678 $208,020,000 $306,814

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 87 $17,335,000 $199,253 $2,803 3.77%
    40-60% 138 $60,210,000 $436,304 $3,765 3.24%
    60-80% 242 $214,140,000 $884,876 $4,327 3.42%
    80-100% 168 $50,460,000 $300,357 $4,656 3.29%
    Under 20% 71 $5,955,000 $83,873 $510 4.28%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    The Bryn Mawr Trust Company 1 East Chocolate Ave Hershey, PA 17033 Full Service B&M $19,766
    The Bryn Mawr Trust Company 10000 Shannondell Drive Audubon, PA 19403 Limited, Drive-thru $26,816
    The Bryn Mawr Trust Company 105 West Fourth Street Bridgeport, PA 19405 Full Service B&M $44,732
    The Bryn Mawr Trust Company 106 E Street Road Kennett Square, PA 19348 Full Service B&M $44,709
    The Bryn Mawr Trust Company 11 Martins Run Media, PA 19063 Limited, Drive-thru $1,969
    The Bryn Mawr Trust Company 113 W Germantown Pike East Norriton, PA 19401 Full Service B&M $40,460
    The Bryn Mawr Trust Company 1230 Walnut Street Philadelphia, PA 19107 Full Service B&M $75,215
    The Bryn Mawr Trust Company 124 Main Street Schuylkill Township, PA 19460 Full Service B&M $32,819
    The Bryn Mawr Trust Company 135 East City Avenue Bala Cynwyd, PA 19004 Full Service B&M $68,731
    The Bryn Mawr Trust Company 1400 Waverly Road Gladwyne, PA 19035 Limited, Drive-thru $5,340
    The Bryn Mawr Trust Company 155 York Road Willow Grove, PA 19090 Full Service B&M $44,329
    The Bryn Mawr Trust Company 1615 East Boot Road West Chester, PA 19380 Limited, Drive-thru $1,061
    The Bryn Mawr Trust Company 1620 Baltimore Pike, Suite 100 Chadds Ford, PA 19317 Full Service B&M $46,164
    The Bryn Mawr Trust Company 1650 Grant Ave Philadelphia, PA 19115 Full Service B&M $28,844
    The Bryn Mawr Trust Company 1651 Blackwood Clementon Road Blackwood, NJ 8012 Full Service B&M $70,042
    The Bryn Mawr Trust Company 18 W Eagle Road Havertown, PA 19083 Full Service B&M $142,948
    The Bryn Mawr Trust Company 180 West Girard Avenue Philadelphia, PA 19123 Full Service B&M $76,692
    The Bryn Mawr Trust Company 2 Greenville Crossing, 4001 Kennett Pike, Suite 100 Greenville, DE 19807 Full Service B&M $151,247
    The Bryn Mawr Trust Company 22 West State Street Media, PA 19063 Full Service B&M $86,231
    The Bryn Mawr Trust Company 23 East Fifth Street Chester, PA 19013 Full Service B&M $18,011
    The Bryn Mawr Trust Company 237 N. Pottstown Pike Exton, PA 19341 Full Service B&M $91,791
    The Bryn Mawr Trust Company 3218 Edgmont Avenue Brookhaven, PA 19015 Full Service B&M $113,364
    The Bryn Mawr Trust Company 33 W Ridge Pike, Ste 501 Limerick, PA 19468 Full Service B&M $58,805
    The Bryn Mawr Trust Company 330 Dartmouth Avenue Swarthmore, PA 19081 Full Service B&M $52,085
    The Bryn Mawr Trust Company 330 East Lancaster Avenue Wayne, PA 19087 Full Service B&M $221,214
    The Bryn Mawr Trust Company 3300 Darby Road Haverford, PA 19041 Limited, Drive-thru $6,150
    The Bryn Mawr Trust Company 3601 West Chester Pike Newtown Square, PA 19073 Full Service B&M $92,565
    The Bryn Mawr Trust Company 39 W Lancaster Ave Paoli, PA 19301 Full Service B&M $140,394
    The Bryn Mawr Trust Company 404 Cheswick Place Bryn Mawr, PA 19010 Limited, Drive-thru $2,503
    The Bryn Mawr Trust Company 436 Egypt Road East Norriton, PA 19403 Full Service B&M $32,930
    The Bryn Mawr Trust Company 50 W. Lancaster Ave Ardmore, PA 19003 Full Service B&M $151,712
    The Bryn Mawr Trust Company 5000 Pennell Road Aston, PA 19014 Full Service B&M $30,820
    The Bryn Mawr Trust Company 528 Fayette Street Conshohocken, PA 19428 Full Service B&M $196,149
    The Bryn Mawr Trust Company 535 Gradyville Road Newtown Square, PA 19073 Limited, Drive-thru $8,722
    The Bryn Mawr Trust Company 599 Skippack Pike Blue Bell, PA 19422 Full Service B&M $135,231
    The Bryn Mawr Trust Company 601 North Ithan Avenue Bryn Mawr, PA 19010 Limited, Drive-thru $2,143
    The Bryn Mawr Trust Company 6331 Castor Ave Philadelphia, PA 19149 Full Service B&M $23,957
    The Bryn Mawr Trust Company 655 West Dekalb Pike King Of Prussia, PA 19406 Full Service B&M $111,799
    The Bryn Mawr Trust Company 7133 Ridge Pike Philadelphia, PA 19128 Full Service B&M $44,405
    The Bryn Mawr Trust Company 732 Montgomery Avenue Narberth, PA 19072 Full Service B&M $93,385
    The Bryn Mawr Trust Company 801 Lancaster Avenue Bryn Mawr, PA 19010 Full Service B&M $1,502,077
    The Bryn Mawr Trust Company 849 Paoli Pike West Chester, PA 19380 Full Service B&M $97,332
    The Bryn Mawr Trust Company Route 1 And Stoney Bank Road Chester Heights, PA 19017 Full Service B&M $91,514

    For 2020, The Bryn Mawr Trust Company had 43 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $169,137
    Net interest income $150,601
    Total noninterest income $68,694
    Gross Fiduciary activities income $33,933
    Service charges on deposit accounts $2,868
    Trading account gains and fees $847
    Additional Noninterest Income $31,046
    Pre-tax net operating income $35,410
    Securities gains (or losses, -) $0
    Income before extraordinary items $28,112
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $28,112
    Minority interest net income $-75
    Net income $28,187
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $28,112

    The Bryn Mawr Trust Company's gross interest income from loans was $169,137,000.
    The Bryn Mawr Trust Company's net interest income from loans was $150,601,000.
    The Bryn Mawr Trust Company's fee based income from loans was $2,868,000.
    The Bryn Mawr Trust Company's net income from loans was $28,187,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $18,536
    Provision for credit losses $39,963
    Total noninterest expense $143,922
    Salaries and employee benefits $78,884
    Premises and equipment expense $18,342
    Additional noninterest expense $46,696
    Applicable income taxes $7,298
    Net charge-offs $11,998
    Cash dividends $35,000

    The Bryn Mawr Trust Company's interest expense for loans was $18,536,000.
    The Bryn Mawr Trust Company's payroll and benefits expense were $78,884,000.
    The Bryn Mawr Trust Company's property, plant and equipment expenses $18,342,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $4,489,631
    Deposits held in domestic offices $4,489,631
    Deposits by Individuals, partnerships, and corporations $4,339,195
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $112,293
    Deposits by Commercial banks and other depository institutions in U.S. $38,143
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $643,251
    Demand deposits $597,329
    Nontransaction accounts $3,846,380
    Money market deposit accounts (MMDAs) $3,196,401
    Other savings deposits (excluding MMDAs) $282,406
    Total time deposits $367,573
    Total time and savings deposits $3,892,302
    Noninterest-bearing deposits $369,261
    Interest-bearing deposits $4,120,370
    Retail deposits $4,112,157
    IRAs and Keogh plan accounts $52,919
    Brokered deposits $310,629
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $5,428,909
    Cash & Balances due from depository institutions $96,313
    Interest-bearing balances $63,395
    Total securities $1,189,723
    Federal funds sold & reverse repurchase $0
    Net loans and leases $3,580,702
    Loan and leases loss allowance $53,709
    Trading account assets $7,947
    Bank premises and fixed assets $88,398
    Other real estate owned $0
    Goodwill and other intangibles $202,838
    All other assets $262,988

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $5,428,909
    Total Liabilities $4,798,029
    Total deposits $4,489,631
    Interest-bearing deposits $4,120,370
    Deposits held in domestic offices $4,489,631
    % insured (estimated) $63
    Federal funds purchased and repurchase agreements $38,836
    Trading liabilities $0
    Other borrowed funds $73,231
    Subordinated debt $0
    All other liabilities $196,331

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,580,702
    Loan and leases loss allowance $53,709
    Total loans and leases (domestic) $3,634,411
    All real estate loans $2,995,893
    Real estate loans in domestic offices $2,995,893
    Construction and development loans $161,308
    Residential 1-4 family construction $55,109
    Other construction, all land development and other land $106,199
    Loans secured by nonfarm nonresidential properties $1,562,926
    Nonfarm nonresidential secured by owner-occupied properties $576,019
    Commercial real estate & other non-farm, non-residential $986,907
    Multifamily residential real estate $448,668
    1-4 family residential loans $820,501
    Farmland loans $2,490
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $399,985
    To non-U.S. addressees $0
    Loans to individuals $39,052
    Credit card loans $0
    Related Plans $32,129
    Consumer Auto Loans $78
    Other loans to individuals $6,845
    All other loans & leases $199,481
    Loans to foreign governments and official institutions $0
    Other loans $45,080
    Loans to depository institutions and acceptances of other banks $2,004
    Loans not secured by real estate $23,103
    Loans secured by real estate to non-U.S. addressees $344
    Restructured Loans & leases $6,822
    Non 1-4 family restructured loans & leases $3,610
    Total loans and leases (foreign) $0

    THE BRYN MAWR TRUST COMPANY had $3,580,702,000 of loans outstanding in 2020. $2,995,893,000 of loans were in real estate loans. $161,308,000 of loans were in development loans. $448,668,000 of loans were in multifamily mortgage loans. $820,501,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $78,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 778 $252,264 $324,247
    Nonfarm, nonresidential loans - <$100k 89 $4,411 $49,562
    Nonfarm, nonresidential loans - $100-250k 191 $25,133 $131,586
    Nonfarm, nonresidential loans - $250k-1MM 498 $222,720 $447,229
    Commercial & Industrial, US addressed loans - <$1MM 900 $86,745 $96,383
    Commercial & Industrial, US addressed loans - <$100k 471 $9,185 $19,501
    Commercial & Industrial, US addressed loans - $100-250k 177 $13,337 $75,350
    Commercial & Industrial, US addressed loans - $250k-1MM 252 $64,223 $254,853
    Farmland loans - <$1MM 4 $769 $192,250
    Farmland loans - <$100k 2 $93 $46,500
    Farmland loans - $100-250k 1 $217 $217,000
    Farmland loans - $250k-1MM 1 $459 $459,000