Texas Bank Mortgage Rates, Fees & Info
Henderson, TXLEI: 549300W6OBJ6KNM5Y833
Tax ID: 75-1405029
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Texas Bank is a smaller bank specializing in Home Purchase and Refi loans. Texas Bank has a high proportion of conventional loans. Their top markets by origination volume include: Dallas, Longview, Tyler, Austin, and Sherman among others. We have data for 19 markets. (Some data included below & more in-depth data is available with an active subscription.)Texas Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
184Origination Dollar Volume (All Markets)
$72,690,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 54 | $34,120,000 | $631,852 | $0 | 0.00% |
| LONGVIEW, TX (FHA|USDA|VA) | 68 | $11,160,000 | $164,118 | $0 | 0.00% |
| Outside of Metro Areas | 13 | $9,395,000 | $722,692 | $0 | 0.00% |
| TYLER, TX (FHA|USDA|VA) | 14 | $4,800,000 | $342,857 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $3,340,000 | $1,670,000 | $0 | 0.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 12 | $2,930,000 | $244,167 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $0 | 0.00% |
| Athens, TX (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $0 | 0.00% |
| Bonham, TX (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $0 | 0.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $0 | 0.00% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 0.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 0.00% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 0.00% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| El Campo, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 184 | $72,690,000 | $395,054 | $0 | 0.00% |
For 2022, Texas Bank's most frequently originated type of loan was Conventional, with 184 originations.
Loan Reason
For 2022, Texas Bank's most frequently cited loan purpose was Home Purchase, with 114 originations. The 2nd most popular reason was Refi, with 38 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 184 | $72,690,000 | $395,054 | $0 | 0.00% |
For 2022, Texas Bank's most frequently cited loan duration was Other, with 184 originations.
Loan Sizing
2022 saw Texas Bank place emphasis on $200k-400k loans with 52 originations, totaling $15,060,000 in origination value.
Applicant Income
Texas Bank lent most frequently to those with incomes in the $100k-150k range, with 39 originations. The second most popular income band? $50k-75k, with 24 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 184 | $72,690,000 | $395,054 | $0 | 0.00% |
Texas Bank lent most frequently to those with DTI ratios of Exempt%, with 184 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.96%
Texas Bank has a below average approval rate.
Pick Rate
Approvals leading to origination71.20%
Texas Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 184 | $72,690,000 | $395,054 |