Prosperity Home Mortgage Rates, Fees & Info
Richmond, VALEI: 5493005PKOSG7MYX0B34
Tax ID: 20-5216358
4.2 stars - Updated: 12/5/23
-
out of 5 stars, based on 164 reviews
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Prosperity Home Mortgage is a large mortgage company specializing in Home Purchase loans. Prosperity Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Philadelphia, Atlanta, Minneapolis, and Dallas among others. We have data for 424 markets. (Some data included below & more in-depth data is available with an active subscription.)Prosperity Home Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Prosperity Home Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.57% | 12/5/23 |
| 30 Year Conventional Refi | 6.46% | 12/5/23 |
| 30 Year Cash-out Refi | 6.76% | 12/5/23 |
| 30 Year FHA Purchase | 7.63% | 12/5/23 |
| 30 Year FHA Refi | 7.48% | 12/5/23 |
| 30 Year VA Purchase | 6.14% | 12/5/23 |
| 30 Year VA Refi | 6.10% | 12/5/23 |
| 30 Year USDA Purchase | 6.83% | 12/5/23 |
| 15 Year Conventional Purchase | 6.03% | 12/5/23 |
| 15 Year Conventional Refi | 6.06% | 12/5/23 |
| 15 Year Cash-out Refi | 6.06% | 12/5/23 |
| 15 Year FHA Purchase | 7.51% | 12/5/23 |
| 15 Year VA Purchase | 6.45% | 12/5/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Prosperity Home Mortgage Mortgage Calculator
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This is not an official calculator from Prosperity Home Mortgage. It uses our SimulatedRate™
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
26,813Origination Dollar Volume (All Markets)
$9,494,235,000Awards
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Prosperity Home Mortgage - 2022
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For 2022, less than of lenders were eligible for this award.
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Relative Rate
Prosperity Home Mortgage's average 30 year fixed mortgage rate was
4.92%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of 0.16%.
Relative Fees (Closing Costs)
Prosperity Home Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,863.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2,420 | $1,289,640,000 | $532,909 | $9,530 | 4.73% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 3,192 | $1,054,990,000 | $330,511 | $6,611 | 4.71% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,599 | $609,635,000 | $381,260 | $6,850 | 4.89% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1,799 | $560,875,000 | $311,770 | $5,781 | 4.77% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 946 | $388,180,000 | $410,338 | $8,428 | 4.87% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1,197 | $336,095,000 | $280,781 | $4,262 | 4.82% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 842 | $311,040,000 | $369,406 | $7,922 | 4.86% |
| RICHMOND, VA (FHA|USDA|VA) | 788 | $267,380,000 | $339,315 | $5,919 | 4.92% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 608 | $241,690,000 | $397,516 | $5,949 | 4.80% |
| TUCSON, AZ (FHA|USDA|VA) | 666 | $201,280,000 | $302,222 | $6,823 | 4.91% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 472 | $196,690,000 | $416,716 | $7,424 | 4.75% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 274 | $169,110,000 | $617,190 | $5,817 | 4.86% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 528 | $166,950,000 | $316,193 | $7,001 | 4.73% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 471 | $166,005,000 | $352,452 | $6,673 | 4.86% |
| Outside of Metro Areas | 625 | $149,645,000 | $239,432 | $5,726 | 4.89% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 165 | $145,565,000 | $882,212 | $12,353 | 4.59% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 511 | $143,535,000 | $280,890 | $6,761 | 4.92% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 132 | $122,560,000 | $928,485 | $8,934 | 4.52% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 445 | $119,855,000 | $269,337 | $5,057 | 5.12% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 144 | $119,500,000 | $829,861 | $11,831 | 4.49% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 417 | $115,105,000 | $276,031 | $6,309 | 4.79% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 176 | $106,980,000 | $607,841 | $8,897 | 4.43% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 270 | $95,300,000 | $352,963 | $6,808 | 4.87% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 351 | $88,285,000 | $251,524 | $4,141 | 4.71% |
| LOUISVILLE, KY (FHA|USDA|VA) | 335 | $85,805,000 | $256,134 | $4,758 | 4.92% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 240 | $85,210,000 | $355,042 | $5,918 | 4.93% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 298 | $83,950,000 | $281,711 | $3,516 | 4.94% |
| MADISON, WI (FHA|USDA|VA) | 273 | $78,725,000 | $288,370 | $4,391 | 5.05% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 228 | $76,350,000 | $334,868 | $7,490 | 4.91% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 330 | $72,580,000 | $219,939 | $4,811 | 4.74% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 202 | $72,200,000 | $357,426 | $8,273 | 4.83% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 148 | $60,370,000 | $407,905 | $6,885 | 4.99% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 156 | $58,030,000 | $371,987 | $10,412 | 4.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 193 | $54,395,000 | $281,839 | $6,220 | 5.01% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 96 | $53,330,000 | $555,521 | $7,570 | 4.56% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 141 | $53,225,000 | $377,482 | $7,052 | 4.95% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 195 | $51,065,000 | $261,872 | $5,749 | 4.88% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 97 | $50,545,000 | $521,082 | $9,262 | 4.99% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 110 | $45,490,000 | $413,545 | $9,174 | 5.64% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 139 | $45,215,000 | $325,288 | $7,575 | 5.04% |
| LINCOLN, NE (FHA|USDA|VA) | 186 | $43,420,000 | $233,441 | $3,695 | 4.72% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 107 | $41,875,000 | $391,355 | $7,220 | 4.68% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 113 | $39,015,000 | $345,265 | $6,730 | 4.88% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 134 | $37,890,000 | $282,761 | $5,926 | 4.89% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 112 | $34,410,000 | $307,232 | $6,347 | 4.91% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 107 | $32,155,000 | $300,514 | $4,420 | 5.40% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 126 | $31,120,000 | $246,984 | $5,921 | 4.85% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 134 | $30,710,000 | $229,179 | $4,442 | 4.96% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 92 | $30,470,000 | $331,196 | $6,699 | 4.92% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 34 | $27,510,000 | $809,118 | $9,162 | 4.70% |
| ROCHESTER, MN (FHA|USDA|VA) | 97 | $27,165,000 | $280,052 | $5,078 | 4.81% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 75 | $24,375,000 | $325,000 | $7,374 | 4.72% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 40 | $23,820,000 | $595,500 | $10,960 | 4.85% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 81 | $23,565,000 | $290,926 | $5,005 | 4.78% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 23 | $20,515,000 | $891,957 | $8,111 | 4.07% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 65 | $18,405,000 | $283,154 | $7,365 | 4.86% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 62 | $16,550,000 | $266,935 | $9,101 | 4.83% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 56 | $16,520,000 | $295,000 | $6,916 | 4.99% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 64 | $15,610,000 | $243,906 | $6,747 | 4.57% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 49 | $15,405,000 | $314,388 | $6,204 | 4.84% |
| PITTSBURGH, PA (FHA|USDA|VA) | 67 | $15,245,000 | $227,537 | $5,895 | 5.14% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 55 | $15,125,000 | $275,000 | $7,488 | 5.04% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 34 | $14,710,000 | $432,647 | $5,252 | 4.92% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 49 | $13,795,000 | $281,531 | $7,297 | 5.25% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 43 | $13,445,000 | $312,674 | $3,751 | 5.61% |
| ROANOKE, VA (FHA|USDA|VA) | 49 | $12,715,000 | $259,490 | $5,102 | 5.03% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 59 | $12,585,000 | $213,305 | $5,728 | 4.60% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 42 | $12,200,000 | $290,476 | $7,680 | 4.50% |
| Torrington, CT (FHA|USDA|VA) | 42 | $11,210,000 | $266,905 | $7,144 | 4.55% |
| FRESNO, CA (FHA|USDA|VA) | 34 | $11,060,000 | $325,294 | $6,242 | 5.03% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 56 | $10,660,000 | $190,357 | $5,033 | 4.68% |
| Baraboo, WI (FHA|USDA|VA) | 42 | $10,540,000 | $250,952 | $4,033 | 4.93% |
| GAINESVILLE, GA (FHA|USDA|VA) | 27 | $10,335,000 | $382,778 | $7,710 | 5.16% |
| READING, PA (FHA|USDA|VA) | 41 | $10,275,000 | $250,610 | $6,412 | 5.00% |
| LYNCHBURG, VA (FHA|USDA|VA) | 38 | $9,400,000 | $247,368 | $5,766 | 4.93% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 17 | $9,265,000 | $545,000 | $7,922 | 4.83% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 37 | $8,615,000 | $232,838 | $4,778 | 4.69% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 26 | $8,470,000 | $325,769 | $7,456 | 4.97% |
| BURLINGTON, NC (FHA|USDA|VA) | 27 | $8,455,000 | $313,148 | $7,160 | 5.04% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 32 | $8,170,000 | $255,313 | $8,050 | 4.89% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 22 | $8,070,000 | $366,818 | $6,825 | 5.42% |
| FORT COLLINS, CO (FHA|USDA|VA) | 20 | $8,060,000 | $403,000 | $4,555 | 4.77% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 42 | $7,880,000 | $187,619 | $4,497 | 5.63% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 15 | $7,715,000 | $514,333 | $8,731 | 4.77% |
| STAUNTON, VA (FHA|USDA|VA) | 30 | $7,370,000 | $245,667 | $6,116 | 5.05% |
| DOVER, DE (FHA|USDA|VA) | 23 | $7,365,000 | $320,217 | $7,503 | 4.96% |
| MOBILE, AL (FHA|USDA|VA) | 34 | $6,970,000 | $205,000 | $5,211 | 5.48% |
| ST. CLOUD, MN (FHA|USDA|VA) | 44 | $6,830,000 | $155,227 | $4,021 | 4.77% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 22 | $6,770,000 | $307,727 | $5,024 | 5.04% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 32 | $6,630,000 | $207,188 | $6,148 | 4.87% |
| RACINE, WI (FHA|USDA|VA) | 31 | $6,505,000 | $209,839 | $3,110 | 5.48% |
| Brainerd, MN (FHA|USDA|VA) | 34 | $6,360,000 | $187,059 | $3,675 | 4.04% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 21 | $6,355,000 | $302,619 | $7,644 | 4.84% |
| DULUTH, MN-WI (FHA|USDA|VA) | 34 | $6,340,000 | $186,471 | $4,334 | 5.10% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 9 | $6,235,000 | $692,778 | $8,036 | 4.06% |
| Jefferson, GA (FHA|USDA|VA) | 20 | $6,200,000 | $310,000 | $6,405 | 4.60% |
| LANCASTER, PA (FHA|USDA|VA) | 21 | $6,185,000 | $294,524 | $5,757 | 4.86% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 16 | $6,100,000 | $381,250 | $8,684 | 5.26% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 17 | $6,065,000 | $356,765 | $7,287 | 4.69% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 24 | $6,030,000 | $251,250 | $6,604 | 5.52% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 16 | $5,950,000 | $371,875 | $7,580 | 4.87% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 10 | $5,880,000 | $588,000 | $9,157 | 4.71% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 21 | $5,755,000 | $274,048 | $6,934 | 5.26% |
| BRUNSWICK, GA (FHA|USDA|VA) | 16 | $5,740,000 | $358,750 | $7,855 | 5.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 18 | $5,280,000 | $293,333 | $6,041 | 4.92% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 18 | $4,870,000 | $270,556 | $6,490 | 5.15% |
| SAVANNAH, GA (FHA|USDA|VA) | 15 | $4,815,000 | $321,000 | $7,560 | 5.52% |
| FOND DU LAC, WI (FHA|USDA|VA) | 31 | $4,695,000 | $151,452 | $3,723 | 5.34% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 16 | $4,620,000 | $288,750 | $2,704 | 4.73% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 24 | $4,530,000 | $188,750 | $3,951 | 4.89% |
| Red Wing, MN (FHA|USDA|VA) | 22 | $4,520,000 | $205,455 | $4,804 | 4.74% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 14 | $4,450,000 | $317,857 | $10,781 | 4.69% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 11 | $4,255,000 | $386,818 | $9,089 | 5.09% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 7 | $4,155,000 | $593,571 | $9,269 | 4.82% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $4,120,000 | $1,030,000 | $6,689 | 4.69% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 18 | $4,100,000 | $227,778 | $4,772 | 5.03% |
| OCALA, FL (FHA|USDA|VA) | 17 | $4,045,000 | $237,941 | $7,190 | 4.65% |
| Richmond-Berea, KY (FHA|USDA|VA) | 16 | $4,010,000 | $250,625 | $3,978 | 4.91% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 11 | $3,755,000 | $341,364 | $5,212 | 4.58% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 15 | $3,535,000 | $235,667 | $4,619 | 5.24% |
| Beaver Dam, WI (FHA|USDA|VA) | 19 | $3,435,000 | $180,789 | $3,943 | 4.89% |
| BOULDER, CO (FHA|USDA|VA) | 5 | $3,425,000 | $685,000 | $4,999 | 5.65% |
| Calhoun, GA (FHA|USDA|VA) | 12 | $3,420,000 | $285,000 | $7,623 | 5.25% |
| LAWRENCE, KS (FHA|USDA|VA) | 12 | $3,410,000 | $284,167 | $3,981 | 5.44% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 12 | $3,370,000 | $280,833 | $7,578 | 5.20% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 10 | $3,360,000 | $336,000 | $9,482 | 5.20% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 11 | $3,335,000 | $303,182 | $5,771 | 4.57% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 19 | $3,235,000 | $170,263 | $3,913 | 4.52% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 10 | $3,230,000 | $323,000 | $9,078 | 4.96% |
| MANKATO, MN (FHA|USDA|VA) | 21 | $3,125,000 | $148,810 | $3,615 | 4.62% |
| Hutchinson, MN (FHA|USDA|VA) | 19 | $3,035,000 | $159,737 | $4,020 | 5.05% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $2,960,000 | $493,333 | $9,636 | 5.35% |
| HINESVILLE, GA (FHA|USDA|VA) | 14 | $2,930,000 | $209,286 | $6,056 | 4.91% |
| Wilson, NC (FHA|USDA|VA) | 15 | $2,845,000 | $189,667 | $5,373 | 4.97% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 7 | $2,795,000 | $399,286 | $12,008 | 5.09% |
| Athens, TX (FHA|USDA|VA) | 11 | $2,795,000 | $254,091 | $7,183 | 4.99% |
| Sanford, NC (FHA|USDA|VA) | 8 | $2,750,000 | $343,750 | $7,211 | 5.31% |
| Easton, MD (FHA|USDA|VA) | 9 | $2,735,000 | $303,889 | $10,011 | 5.46% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 12 | $2,660,000 | $221,667 | $5,069 | 5.37% |
| TYLER, TX (FHA|USDA|VA) | 9 | $2,605,000 | $289,444 | $10,931 | 4.97% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 9 | $2,535,000 | $281,667 | $6,368 | 5.32% |
| GAINESVILLE, FL (FHA|USDA|VA) | 11 | $2,535,000 | $230,455 | $5,447 | 5.58% |
| Jasper, AL (FHA|USDA|VA) | 12 | $2,530,000 | $210,833 | $3,915 | 4.84% |
| Frankfort, KY (FHA|USDA|VA) | 13 | $2,485,000 | $191,154 | $6,075 | 4.78% |
| Morehead City, NC (FHA|USDA|VA) | 6 | $2,390,000 | $398,333 | $5,417 | 4.71% |
| Stevens Point, WI (FHA|USDA|VA) | 8 | $2,390,000 | $298,750 | $6,090 | 5.38% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 5 | $2,355,000 | $471,000 | $4,671 | 4.65% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 3 | $2,335,000 | $778,333 | $12,467 | 4.42% |
| Warrensburg, MO (FHA|USDA|VA) | 10 | $2,290,000 | $229,000 | $4,818 | 5.27% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $2,285,000 | $761,667 | $10,875 | 4.63% |
| COLUMBUS, OH (FHA|USDA|VA) | 8 | $2,250,000 | $281,250 | $3,854 | 4.47% |
| APPLETON, WI (FHA|USDA|VA) | 10 | $2,250,000 | $225,000 | $5,145 | 4.65% |
| Owatonna, MN (FHA|USDA|VA) | 15 | $2,215,000 | $147,667 | $2,941 | 4.92% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 8 | $2,200,000 | $275,000 | $7,784 | 4.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 12 | $2,190,000 | $182,500 | $5,104 | 5.35% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 8 | $2,180,000 | $272,500 | $5,701 | 4.52% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $2,165,000 | $433,000 | $5,620 | 4.18% |
| MERCED, CA (FHA|USDA|VA) | 5 | $2,145,000 | $429,000 | $9,022 | 5.13% |
| GREELEY, CO (FHA|USDA|VA) | 5 | $2,135,000 | $427,000 | $4,184 | 5.43% |
| LUBBOCK, TX (FHA|USDA|VA) | 12 | $2,130,000 | $177,500 | $4,825 | 4.72% |
| Boone, NC (FHA|USDA|VA) | 2 | $2,080,000 | $1,040,000 | $13,322 | 5.25% |
| ROME, GA (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $5,344 | 5.13% |
| Platteville, WI (FHA|USDA|VA) | 11 | $2,035,000 | $185,000 | $3,986 | 5.31% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 11 | $1,995,000 | $181,364 | $5,760 | 5.26% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 6 | $1,980,000 | $330,000 | $5,753 | 6.19% |
| Cambridge, MD (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $5,756 | 4.12% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $4,041 | 4.35% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 5 | $1,945,000 | $389,000 | $5,757 | 6.00% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $5,688 | 4.94% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $1,915,000 | $383,000 | $7,210 | 4.63% |
| Menomonie, WI (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $5,259 | 5.51% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 6 | $1,890,000 | $315,000 | $6,457 | 5.04% |
| Cornelia, GA (FHA|USDA|VA) | 8 | $1,870,000 | $233,750 | $5,027 | 5.67% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $6,890 | 4.28% |
| FLINT, MI (FHA|USDA|VA) | 5 | $1,845,000 | $369,000 | $8,119 | 4.20% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $4,546 | 5.36% |
| SUMTER, SC (FHA|USDA|VA) | 10 | $1,820,000 | $182,000 | $4,916 | 4.95% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $4,729 | 4.81% |
| HARRISONBURG, VA (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $7,399 | 5.42% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $1,710,000 | $427,500 | $9,067 | 4.81% |
| Nogales, AZ (FHA|USDA|VA) | 7 | $1,675,000 | $239,286 | $3,950 | 4.41% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $6,188 | 4.38% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 10 | $1,660,000 | $166,000 | $6,738 | 4.64% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $6,739 | 5.80% |
| Bardstown, KY (FHA|USDA|VA) | 10 | $1,630,000 | $163,000 | $3,862 | 4.70% |
| MONTGOMERY, AL (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $10,060 | 5.15% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $9,075 | 5.25% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $10,109 | 5.35% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $9,914 | 5.88% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $3,612 | 5.13% |
| GETTYSBURG, PA (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $10,949 | 5.73% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $3,743 | 4.34% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 2 | $1,440,000 | $720,000 | $7,361 | 5.38% |
| Thomaston, GA (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $6,143 | 5.38% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $7,371 | 4.70% |
| Sulphur Springs, TX (FHA|USDA|VA) | 3 | $1,405,000 | $468,333 | $10,485 | 3.63% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $4,795 | 5.28% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $5,867 | 6.30% |
| Roswell, NM (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $5,161 | 5.61% |
| GREEN BAY, WI (FHA|USDA|VA) | 6 | $1,370,000 | $228,333 | $2,427 | 5.15% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $8,528 | 5.09% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $9,159 | 5.53% |
| Stephenville, TX (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $5,525 | 5.31% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $9,083 | 5.13% |
| New Ulm, MN (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $4,782 | 4.77% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $3,812 | 4.56% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $5,554 | 4.38% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $11,727 | 5.00% |
| Willmar, MN (FHA|USDA|VA) | 10 | $1,270,000 | $127,000 | $3,959 | 4.88% |
| WICHITA, KS (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $4,816 | 5.45% |
| Pahrump, NV (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $9,756 | 5.45% |
| ABILENE, TX (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $8,694 | 6.29% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $6,985 | 5.85% |
| St. Marys, GA (FHA|USDA|VA) | 6 | $1,230,000 | $205,000 | $8,812 | 5.63% |
| Fremont, NE (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $2,699 | 5.27% |
| Washington, NC (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $7,188 | 4.58% |
| Whitewater, WI (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $3,677 | 5.08% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $7,311 | 4.94% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $7,750 | 5.13% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $5,577 | 4.38% |
| Pottsville, PA (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $6,873 | 4.73% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $1,110,000 | $555,000 | $6,256 | 4.44% |
| Austin, MN (FHA|USDA|VA) | 8 | $1,100,000 | $137,500 | $3,792 | 3.63% |
| Mount Airy, NC (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $8,095 | 5.79% |
| Bonham, TX (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $5,766 | 4.00% |
| TULSA, OK (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $8,653 | 5.30% |
| RENO, NV (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $8,302 | 5.06% |
| Palatka, FL (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $11,576 | 4.62% |
| Cullman, AL (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $6,839 | 5.28% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $6,831 | 5.81% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $6,430 | 4.21% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $6,870 | 5.31% |
| Danville, VA (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $6,130 | 4.97% |
| Winona, MN (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $3,234 | 4.19% |
| Clovis, NM (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $6,831 | 5.28% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $10,823 | 5.58% |
| Granbury, TX (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $6,070 | 4.73% |
| GREENVILLE, NC (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $6,924 | 4.80% |
| Hobbs, NM (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $8,006 | 5.97% |
| Gainesville, TX (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $4,613 | 3.94% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $8,848 | 4.75% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $5,848 | 3.25% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $3,253 | 5.75% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $7,006 | 4.71% |
| LONGVIEW, WA (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $10,326 | 4.87% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $845,000 | $845,000 | $5,162 | 3.13% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,075 | 4.04% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,005 | 4.67% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $3,200 | 4.94% |
| Fernley, NV (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $16,559 | 4.63% |
| LONGVIEW, TX (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $5,990 | 4.65% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,960 | 4.04% |
| Branson, MO (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,372 | 4.97% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $6,938 | 3.81% |
| Somerset, KY (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $4,788 | 5.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $7,271 | 4.54% |
| AKRON, OH (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $7,953 | 5.94% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $5,104 | 6.19% |
| Mount Sterling, KY (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $3,216 | 5.73% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $12,310 | 4.81% |
| Ottawa, KS (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,111 | 6.33% |
| Grand Rapids, MN (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,503 | 6.08% |
| Jesup, GA (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $6,737 | 4.78% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $4,734 | 5.88% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $3,486 | 5.47% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,440 | 5.79% |
| Shelby, NC (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $12,954 | 5.87% |
| Shelton, WA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $8,411 | 4.13% |
| Fergus Falls, MN (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,819 | 5.17% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $3,379 | 6.04% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,914 | 6.58% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $10,423 | 5.81% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $4,205 | 4.19% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $4,903 | 6.59% |
| Toccoa, GA (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $5,816 | 5.00% |
| BEND, OR (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $6,273 | 4.38% |
| Henderson, NC (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,580 | 4.63% |
| Beatrice, NE (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,674 | 5.09% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,961 | 3.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $6,243 | 5.88% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $6,042 | 5.33% |
| Alexander City, AL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,143 | 4.46% |
| Rockingham, NC (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $6,588 | 4.90% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,665 | 4.25% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $5,984 | 4.81% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $4,378 | 5.81% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $6,478 | 3.88% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $3,435 | 3.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $6,761 | 5.06% |
| Dublin, GA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $6,681 | 5.75% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,436 | 6.88% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,963 | 5.31% |
| Jacksonville, TX (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $5,517 | 5.41% |
| Laurinburg, NC (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $5,158 | 5.54% |
| Edwards, CO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,546 | 4.13% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,829 | 3.94% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,008 | 6.06% |
| Lexington, NE (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,492 | 5.06% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,668 | 4.19% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,611 | 4.94% |
| Marshall, MN (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $7,756 | 5.54% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,832 | 3.75% |
| MADERA, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $5,013 | 4.38% |
| Paris, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $10,202 | 6.50% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,302 | 5.31% |
| DALTON, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,712 | 5.44% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,729 | 5.58% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $13,839 | 5.19% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $2,386 | 5.05% |
| Danville, KY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,740 | 5.19% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $12,473 | 7.50% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,736 | 5.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $19,499 | 4.13% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,850 | 5.63% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $13,052 | 5.25% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,247 | 4.25% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,436 | 6.19% |
| Centralia, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,130 | 5.00% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $4,236 | 5.42% |
| Maysville, KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,386 | 4.06% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,026 | 6.38% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $7,185 | 7.00% |
| Glasgow, KY (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,516 | 4.17% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,377 | 5.06% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,830 | 4.75% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,251 | 6.38% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,164 | 5.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $5,733 | 4.63% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $7,946 | 4.63% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,921 | 4.69% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,204 | 5.31% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,339 | 2.71% |
| El Campo, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,227 | 4.88% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,235 | 3.38% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,515 | 6.63% |
| Rockport, TX (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,366 | 4.50% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $1,768 | 3.25% |
| NILES, MI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $5,283 | 4.79% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,790 | 4.00% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,624 | 3.91% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,206 | 3.13% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $16,133 | 6.13% |
| Evanston, WY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,220 | 5.63% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,124 | 5.06% |
| Laconia, NH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,484 | 5.88% |
| Madison, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,173 | 4.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,952 | 6.19% |
| Shawano, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,302 | 6.13% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,926 | 7.63% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,626 | 4.50% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $6,660 | 5.00% |
| Troy, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,292 | 4.38% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $1,740 | 4.42% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,850 | 5.88% |
| Portales, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,684 | 4.00% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,304 | 6.75% |
| Marshall, MO (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,430 | 5.38% |
| WACO, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,284 | 5.38% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,738 | 5.38% |
| Fairmont, MN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,661 | 5.00% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,334 | 5.25% |
| Durant, OK (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,891 | 3.88% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,697 | 3.13% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,408 | 6.44% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,410 | 7.63% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $6,176 | 5.75% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,909 | 5.13% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,533 | 3.75% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,036 | 5.50% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,779 | 7.13% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,136 | 4.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,139 | 3.75% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,558 | 6.63% |
| Marion, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,697 | 3.63% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,628 | 3.38% |
| Elko, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,148 | 5.38% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,650 | 5.63% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,315 | 4.00% |
| Houghton, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,120 | 5.38% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,974 | 4.00% |
| Columbus, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,779 | 4.00% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,980 | 5.19% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,173 | 6.63% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,265 | 7.00% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,034 | 4.25% |
| Newport, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,870 | 4.13% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,075 | 6.38% |
| Marion, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,135 | 6.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,437 | 7.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,385 | 5.88% |
| New Castle, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,474 | 5.62% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,843 | 4.25% |
| West Plains, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,143 | 5.50% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,332 | 4.38% |
| Connersville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,455 | 6.63% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,818 | 7.50% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,279 | 5.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,648 | 7.50% |
| New Castle, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,238 | 5.75% |
| Logansport, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,500 | 5.63% |
| Richmond, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,090 | 6.00% |
| Crossville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,233 | 4.13% |
| Emporia, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,446 | 7.13% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,400 | 6.50% |
| Dumas, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,350 | 4.13% |
| Seneca, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,931 | 4.88% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,132 | 4.63% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,749 | 4.88% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,217 | 5.00% |
| PEORIA, IL (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $2,680 | 2.31% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,480 | 5.00% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,555 | 4.75% |
| NEW BERN, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,723 | 4.25% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,307 | 5.63% |
| Hastings, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,348 | 5.50% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,637 | 6.13% |
| Outside of Metro Areas | 1 | $105,000 | $105,000 | $4,086 | 5.88% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,706 | 5.12% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,998 | 3.88% |
| Winfield, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,666 | 5.50% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,767 | 5.63% |
| Tifton, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,922 | 3.63% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,365 | 2.50% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,722 | 5.63% |
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Product Mix
For 2022, Prosperity Home Mortgage's most frequently originated type of loan was Conventional, with 22,094 originations. Their 2nd most popular type was FHA, with 2,407 originations.
Loan Reason
For 2022, Prosperity Home Mortgage's most frequently cited loan purpose was Home Purchase, with 25,258 originations. The 2nd most popular reason was Cash Out Refi, with 812 originations.
Loan Duration/Length
For 2022, Prosperity Home Mortgage's most frequently cited loan duration was 30 Year, with 25,342 originations. The 2nd most popular length was 15 Year, with 858 originations.
Origination Fees/Closing Costs
Prosperity Home Mortgage's average total fees were $6,863, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 10,494 originations.
Interest Rates
During 2022, Prosperity Home Mortgage's average interest rate for loans was 4.92%, while their most frequently originated rate bucket for loans was 5-6%, with 8,743 originations.
Loan Sizing
2022 saw Prosperity Home Mortgage place emphasis on $200k-400k loans with 12,960 originations, totaling $3,788,950,000 in origination value.
Applicant Income
Prosperity Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 6,587 originations. The second most popular income band? $150k-250k, with 5,369 originations.
Applicant Debt to Income Ratio
Prosperity Home Mortgage lent most frequently to those with DTI ratios of 30-36%, with 4,961 originations. The next most common DTI ratio? 20-30%, with 4,833 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.27%
Prosperity Home Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination76.78%
Prosperity Home Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 26,813 | $9,494,235,000 | $354,091 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 26,813 | $9,494,235,000 | $354,091 |