Prosperity Home Mortgage Rates, Fees & Info

Richmond, VA

LEI: 5493005PKOSG7MYX0B34

Tax ID: 20-5216358

4.8 stars - out of 5 stars, based on 213 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Prosperity Home Mortgage is a large mortgage company specializing in loans. Prosperity Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Philadelphia, Atlanta, Minneapolis, and Baltimore among others. We have data for 436 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Prosperity Home Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Prosperity Home Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.50% 10/3/22
    30 Year Conventional Refi 6.56% 10/3/22
    30 Year Cash-out Refi 6.76% 10/3/22
    30 Year FHA Purchase 7.64% 10/3/22
    30 Year FHA Refi 7.23% 10/3/22
    30 Year VA Purchase 6.14% 10/3/22
    30 Year VA Refi 6.00% 10/3/22
    30 Year USDA Purchase 6.67% 10/3/22
    30 Year USDA Refi 6.57% 10/3/22
    15 Year Conventional Purchase 6.17% 10/3/22
    15 Year Conventional Refi 6.30% 10/3/22
    15 Year Cash-out Refi 6.30% 10/3/22
    15 Year FHA Purchase 7.28% 10/3/22
    15 Year FHA Refi 7.26% 10/3/22
    15 Year VA Purchase 6.32% 10/3/22
    15 Year VA Refi 6.39% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    45,324

    Origination Dollar Volume (All Markets)

    $15,263,080,000
    Show all (32) awards

    Relative Rate

    Prosperity Home Mortgage 's average 30 year fixed mortgage rate was 3.05%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.1%.

    Relative Fees (Closing Costs)

    Prosperity Home Mortgage 's average total fees/closing costs for a 30 year fixed rate mortgage were $5,217.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4,754 $2,389,180,000 $502,562 $6,589 2.93%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5,198 $1,627,880,000 $313,174 $5,490 2.95%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2,799 $1,008,225,000 $360,209 $5,050 3.03%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3,212 $953,940,000 $296,993 $4,300 2.97%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,656 $575,720,000 $347,657 $5,903 3.01%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,575 $558,365,000 $354,517 $6,105 2.98%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1,809 $455,335,000 $251,705 $3,299 2.94%
    RICHMOND, VA (FHA|USDA|VA) 1,462 $436,780,000 $298,755 $4,599 3.02%
    RALEIGH-CARY, NC (FHA|USDA|VA) 1,183 $387,755,000 $327,773 $4,024 3.05%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 773 $300,715,000 $389,023 $6,332 2.94%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 387 $300,485,000 $776,447 $7,807 2.99%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 857 $296,315,000 $345,758 $5,184 3.03%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 486 $290,130,000 $596,975 $4,783 3.01%
    TUCSON, AZ (FHA|USDA|VA) 1,091 $287,975,000 $263,955 $4,938 3.04%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 949 $268,245,000 $282,661 $5,594 2.93%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 362 $262,900,000 $726,243 $8,049 2.97%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 271 $216,205,000 $797,804 $5,472 3.00%
    Outside of Metro Areas 953 $209,315,000 $219,638 $4,242 3.00%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 768 $191,200,000 $248,958 $5,345 2.99%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 733 $181,025,000 $246,965 $3,585 3.04%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 719 $176,295,000 $245,195 $4,659 2.98%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 311 $167,385,000 $538,215 $6,299 3.01%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 645 $156,915,000 $243,279 $3,636 2.89%
    JACKSONVILLE, FL (FHA|USDA|VA) 460 $153,360,000 $333,391 $5,027 3.03%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 551 $145,505,000 $264,074 $2,664 3.01%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 445 $139,375,000 $313,202 $4,021 3.09%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 584 $129,830,000 $222,312 $3,455 3.10%
    OCEAN CITY, NJ (FHA|USDA|VA) 233 $122,845,000 $527,232 $5,419 3.01%
    MADISON, WI (FHA|USDA|VA) 419 $116,705,000 $278,532 $3,265 2.95%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 282 $113,920,000 $403,972 $5,876 3.17%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 542 $112,220,000 $207,048 $3,769 3.06%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 249 $108,675,000 $436,446 $4,694 3.00%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 117 $100,255,000 $856,880 $6,112 2.97%
    SALISBURY, MD-DE (FHA|USDA|VA) 303 $81,365,000 $268,531 $5,254 2.91%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 253 $78,685,000 $311,008 $4,880 3.01%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 87 $76,345,000 $877,529 $6,735 3.01%
    WINSTON-SALEM, NC (FHA|USDA|VA) 285 $71,415,000 $250,579 $3,933 3.04%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 233 $67,905,000 $291,438 $5,230 3.01%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 186 $64,420,000 $346,344 $5,735 2.96%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 218 $63,580,000 $291,651 $5,527 3.09%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 161 $62,275,000 $386,801 $4,785 2.99%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 248 $62,170,000 $250,685 $4,417 3.08%
    LINCOLN, NE (FHA|USDA|VA) 274 $55,550,000 $202,737 $2,844 2.78%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 95 $54,535,000 $574,053 $6,590 3.07%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 208 $54,080,000 $260,000 $5,146 3.08%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 167 $52,175,000 $312,425 $4,317 3.10%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 146 $47,120,000 $322,740 $4,679 3.05%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 173 $43,915,000 $253,844 $4,090 3.00%
    ROCHESTER, MN (FHA|USDA|VA) 154 $41,320,000 $268,312 $4,203 3.01%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 128 $39,730,000 $310,391 $5,923 2.93%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 121 $37,505,000 $309,959 $5,226 3.04%
    FRESNO, CA (FHA|USDA|VA) 114 $32,520,000 $285,263 $5,006 3.07%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 147 $29,945,000 $203,707 $3,745 3.12%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 64 $29,860,000 $466,563 $6,306 3.08%
    SALEM, OR (FHA|USDA|VA) 87 $28,815,000 $331,207 $4,905 3.05%
    ROANOKE, VA (FHA|USDA|VA) 127 $27,255,000 $214,606 $3,528 2.99%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 97 $26,745,000 $275,722 $4,334 3.12%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 123 $25,895,000 $210,528 $3,612 2.98%
    LYNCHBURG, VA (FHA|USDA|VA) 120 $25,440,000 $212,000 $4,040 2.99%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 86 $22,110,000 $257,093 $4,591 3.27%
    READING, PA (FHA|USDA|VA) 94 $21,840,000 $232,340 $5,066 3.05%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 95 $21,795,000 $229,421 $5,374 2.95%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 87 $21,345,000 $245,345 $5,130 2.96%
    PITTSBURGH, PA (FHA|USDA|VA) 98 $19,270,000 $196,633 $4,641 3.05%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 55 $18,235,000 $331,545 $4,727 3.07%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 83 $18,065,000 $217,651 $4,161 2.93%
    Baraboo, WI (FHA|USDA|VA) 84 $17,660,000 $210,238 $3,300 2.98%
    GAINESVILLE, GA (FHA|USDA|VA) 59 $17,615,000 $298,559 $5,115 3.00%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 46 $16,450,000 $357,609 $5,355 3.01%
    Faribault-Northfield, MN (FHA|USDA|VA) 76 $16,430,000 $216,184 $3,900 2.96%
    STAUNTON, VA (FHA|USDA|VA) 78 $16,070,000 $206,026 $4,700 3.07%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 60 $16,040,000 $267,333 $4,481 3.21%
    FAYETTEVILLE, NC (FHA|USDA|VA) 67 $15,545,000 $232,015 $5,110 3.11%
    Brainerd, MN (FHA|USDA|VA) 63 $14,825,000 $235,317 $4,205 2.70%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 64 $14,200,000 $221,875 $5,478 3.05%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 14 $13,590,000 $970,714 $7,085 3.14%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 75 $13,425,000 $179,000 $2,911 3.11%
    BURLINGTON, NC (FHA|USDA|VA) 57 $13,165,000 $230,965 $4,417 3.04%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 41 $13,055,000 $318,415 $4,327 3.16%
    MOBILE, AL (FHA|USDA|VA) 65 $12,555,000 $193,154 $3,934 3.05%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 24 $11,660,000 $485,833 $7,371 3.08%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 33 $11,535,000 $349,545 $5,869 3.17%
    BOULDER, CO (FHA|USDA|VA) 20 $11,140,000 $557,000 $4,101 2.97%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 28 $10,960,000 $391,429 $5,376 3.25%
    Torrington, CT (FHA|USDA|VA) 46 $10,860,000 $236,087 $4,742 3.11%
    ST. CLOUD, MN (FHA|USDA|VA) 62 $10,830,000 $174,677 $3,866 2.77%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 57 $10,775,000 $189,035 $5,346 2.85%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 38 $10,390,000 $273,421 $3,875 3.04%
    WORCESTER, MA-CT (FHA|USDA|VA) 36 $9,980,000 $277,222 $5,387 2.81%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 43 $9,725,000 $226,163 $5,839 3.01%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 39 $9,505,000 $243,718 $4,787 2.70%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 15 $9,305,000 $620,333 $6,817 3.11%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 35 $9,265,000 $264,714 $4,211 3.26%
    WILMINGTON, NC (FHA|USDA|VA) 23 $9,165,000 $398,478 $4,647 3.19%
    DOVER, DE (FHA|USDA|VA) 34 $8,900,000 $261,765 $5,778 3.16%
    Kill Devil Hills, NC (FHA|USDA|VA) 16 $8,290,000 $518,125 $6,628 2.86%
    WINCHESTER, VA-WV (FHA|USDA|VA) 23 $8,115,000 $352,826 $4,851 2.97%
    Red Wing, MN (FHA|USDA|VA) 42 $8,020,000 $190,952 $4,184 2.79%
    SPRINGFIELD, MO (FHA|USDA|VA) 41 $7,985,000 $194,756 $3,469 3.08%
    EAU CLAIRE, WI (FHA|USDA|VA) 43 $7,935,000 $184,535 $3,754 3.13%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 20 $7,590,000 $379,500 $5,623 3.19%
    FORT COLLINS, CO (FHA|USDA|VA) 16 $7,020,000 $438,750 $5,460 3.09%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 27 $6,695,000 $247,963 $4,069 3.21%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 37 $6,665,000 $180,135 $2,604 3.13%
    TUSCALOOSA, AL (FHA|USDA|VA) 37 $6,615,000 $178,784 $4,018 3.10%
    DULUTH, MN-WI (FHA|USDA|VA) 27 $6,505,000 $240,926 $4,195 3.10%
    OCALA, FL (FHA|USDA|VA) 25 $6,405,000 $256,200 $4,597 3.30%
    Easton, MD (FHA|USDA|VA) 16 $6,320,000 $395,000 $6,007 2.93%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 29 $6,285,000 $216,724 $3,438 3.03%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 13 $6,235,000 $479,615 $4,423 3.02%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 10 $6,210,000 $621,000 $8,684 2.85%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 29 $6,195,000 $213,621 $4,512 2.92%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 22 $6,120,000 $278,182 $4,979 3.15%
    SUMTER, SC (FHA|USDA|VA) 29 $5,925,000 $204,310 $4,071 3.14%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 18 $5,640,000 $313,333 $5,401 2.92%
    FOND DU LAC, WI (FHA|USDA|VA) 33 $5,425,000 $164,394 $3,086 3.08%
    STOCKTON, CA (FHA|USDA|VA) 12 $5,420,000 $451,667 $6,332 3.18%
    SALINAS, CA (FHA|USDA|VA) 11 $5,385,000 $489,545 $6,263 2.89%
    MANKATO, MN (FHA|USDA|VA) 22 $5,360,000 $243,636 $3,246 3.11%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 23 $5,325,000 $231,522 $2,990 3.02%
    Edwards, CO (FHA|USDA|VA) 9 $5,225,000 $580,556 $3,898 3.04%
    MERCED, CA (FHA|USDA|VA) 14 $5,160,000 $368,571 $4,177 3.22%
    LANCASTER, PA (FHA|USDA|VA) 17 $5,125,000 $301,471 $5,192 3.11%
    Stevens Point, WI (FHA|USDA|VA) 24 $5,110,000 $212,917 $3,977 3.03%
    YORK-HANOVER, PA (FHA|USDA|VA) 21 $4,915,000 $234,048 $6,074 3.27%
    PUNTA GORDA, FL (FHA|USDA|VA) 15 $4,805,000 $320,333 $4,396 3.31%
    Jasper, AL (FHA|USDA|VA) 25 $4,785,000 $191,400 $3,773 3.06%
    RACINE, WI (FHA|USDA|VA) 19 $4,745,000 $249,737 $2,728 3.02%
    Richmond-Berea, KY (FHA|USDA|VA) 23 $4,735,000 $205,870 $3,374 3.26%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 25 $4,635,000 $185,400 $4,164 3.11%
    GREELEY, CO (FHA|USDA|VA) 10 $4,490,000 $449,000 $4,555 3.01%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 15 $4,415,000 $294,333 $7,012 2.68%
    Jefferson, GA (FHA|USDA|VA) 17 $4,235,000 $249,118 $5,811 3.06%
    Beaver Dam, WI (FHA|USDA|VA) 22 $4,160,000 $189,091 $3,032 3.12%
    COLUMBUS, OH (FHA|USDA|VA) 11 $4,125,000 $375,000 $3,750 3.02%
    Bardstown, KY (FHA|USDA|VA) 21 $4,115,000 $195,952 $3,778 3.22%
    Hutchinson, MN (FHA|USDA|VA) 21 $4,045,000 $192,619 $4,502 3.14%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 17 $4,025,000 $236,765 $4,285 2.98%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 7 $3,995,000 $570,714 $4,890 2.93%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 10 $3,930,000 $393,000 $6,249 2.90%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 17 $3,905,000 $229,706 $4,660 3.09%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 15 $3,905,000 $260,333 $4,447 2.92%
    HUNTSVILLE, AL (FHA|USDA|VA) 11 $3,855,000 $350,455 $3,674 2.95%
    GETTYSBURG, PA (FHA|USDA|VA) 14 $3,550,000 $253,571 $5,576 3.04%
    Sanford, NC (FHA|USDA|VA) 15 $3,415,000 $227,667 $3,418 3.12%
    Alexandria, MN (FHA|USDA|VA) 14 $3,400,000 $242,857 $4,497 3.00%
    LAWRENCE, KS (FHA|USDA|VA) 13 $3,315,000 $255,000 $3,369 3.18%
    COLUMBIA, SC (FHA|USDA|VA) 14 $3,300,000 $235,714 $4,264 3.16%
    NILES, MI (FHA|USDA|VA) 12 $3,250,000 $270,833 $3,661 2.92%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 23 $3,225,000 $140,217 $3,672 3.00%
    Athens, TX (FHA|USDA|VA) 15 $3,175,000 $211,667 $4,007 2.60%
    Winona, MN (FHA|USDA|VA) 15 $3,155,000 $210,333 $4,641 3.05%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 11 $3,065,000 $278,636 $7,270 3.05%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 15 $3,065,000 $204,333 $3,585 3.14%
    Roseburg, OR (FHA|USDA|VA) 14 $2,830,000 $202,143 $4,683 2.88%
    Beatrice, NE (FHA|USDA|VA) 24 $2,740,000 $114,167 $3,332 2.87%
    ROCKY MOUNT, NC (FHA|USDA|VA) 12 $2,690,000 $224,167 $5,104 3.02%
    Cullman, AL (FHA|USDA|VA) 11 $2,555,000 $232,273 $6,110 3.07%
    Morehead City, NC (FHA|USDA|VA) 10 $2,540,000 $254,000 $4,509 2.70%
    WICHITA, KS (FHA|USDA|VA) 10 $2,500,000 $250,000 $3,364 3.10%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 8 $2,500,000 $312,500 $4,090 2.78%
    APPLETON, WI (FHA|USDA|VA) 14 $2,470,000 $176,429 $2,515 3.19%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 6 $2,470,000 $411,667 $4,392 3.04%
    HINESVILLE, GA (FHA|USDA|VA) 12 $2,410,000 $200,833 $6,157 3.13%
    THE VILLAGES, FL (FHA|USDA|VA) 9 $2,405,000 $267,222 $4,929 3.14%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 8 $2,370,000 $296,250 $3,719 3.11%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 11 $2,365,000 $215,000 $4,753 2.59%
    Calhoun, GA (FHA|USDA|VA) 12 $2,360,000 $196,667 $3,814 3.17%
    GAINESVILLE, FL (FHA|USDA|VA) 11 $2,275,000 $206,818 $4,571 3.10%
    Cornelia, GA (FHA|USDA|VA) 10 $2,230,000 $223,000 $5,142 2.89%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 6 $2,190,000 $365,000 $5,624 2.79%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 10 $2,180,000 $218,000 $4,561 2.95%
    TYLER, TX (FHA|USDA|VA) 10 $2,160,000 $216,000 $4,338 2.55%
    Breckenridge, CO (FHA|USDA|VA) 3 $2,155,000 $718,333 $3,542 3.17%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $2,145,000 $306,429 $4,476 3.16%
    HARRISONBURG, VA (FHA|USDA|VA) 8 $2,140,000 $267,500 $5,433 2.95%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 11 $2,125,000 $193,182 $3,894 3.13%
    BRUNSWICK, GA (FHA|USDA|VA) 7 $2,125,000 $303,571 $4,524 2.98%
    ROME, GA (FHA|USDA|VA) 10 $2,100,000 $210,000 $4,673 3.36%
    KNOXVILLE, TN (FHA|USDA|VA) 6 $2,090,000 $348,333 $4,119 2.98%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 9 $2,055,000 $228,333 $5,045 3.04%
    Owatonna, MN (FHA|USDA|VA) 10 $1,990,000 $199,000 $4,392 3.14%
    Orangeburg, SC (FHA|USDA|VA) 7 $1,965,000 $280,714 $4,417 3.04%
    ASHEVILLE, NC (FHA|USDA|VA) 7 $1,935,000 $276,429 $3,351 3.45%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 11 $1,885,000 $171,364 $3,215 2.67%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 11 $1,885,000 $171,364 $3,548 2.99%
    Bonham, TX (FHA|USDA|VA) 7 $1,845,000 $263,571 $5,738 3.34%
    MONTGOMERY, AL (FHA|USDA|VA) 8 $1,820,000 $227,500 $3,747 2.97%
    Austin, MN (FHA|USDA|VA) 14 $1,800,000 $128,571 $2,943 2.81%
    Rockingham, NC (FHA|USDA|VA) 8 $1,800,000 $225,000 $4,869 3.05%
    BEND, OR (FHA|USDA|VA) 5 $1,775,000 $355,000 $4,147 3.05%
    Wilson, NC (FHA|USDA|VA) 8 $1,760,000 $220,000 $4,329 3.13%
    SHEBOYGAN, WI (FHA|USDA|VA) 8 $1,740,000 $217,500 $2,018 3.11%
    LONGVIEW, WA (FHA|USDA|VA) 5 $1,725,000 $345,000 $4,700 3.18%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 10 $1,710,000 $171,000 $5,425 2.66%
    MODESTO, CA (FHA|USDA|VA) 6 $1,690,000 $281,667 $3,672 3.21%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 6 $1,690,000 $281,667 $3,861 3.10%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 9 $1,675,000 $186,111 $2,725 3.10%
    Newport, OR (FHA|USDA|VA) 5 $1,665,000 $333,000 $4,027 2.90%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 14 $1,650,000 $117,857 $3,524 2.69%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $1,590,000 $397,500 $2,982 2.97%
    Alexander City, AL (FHA|USDA|VA) 6 $1,590,000 $265,000 $3,846 3.13%
    Gainesville, TX (FHA|USDA|VA) 4 $1,590,000 $397,500 $6,758 3.13%
    Cambridge, MD (FHA|USDA|VA) 6 $1,590,000 $265,000 $5,603 3.38%
    Whitewater, WI (FHA|USDA|VA) 7 $1,585,000 $226,429 $3,858 2.86%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 7 $1,585,000 $226,429 $6,454 2.57%
    DALTON, GA (FHA|USDA|VA) 8 $1,570,000 $196,250 $4,076 3.03%
    Heber, UT (FHA|USDA|VA) 2 $1,560,000 $780,000 $5,588 2.94%
    Ottawa, KS (FHA|USDA|VA) 7 $1,545,000 $220,714 $2,584 3.04%
    GREENVILLE, NC (FHA|USDA|VA) 10 $1,540,000 $154,000 $3,189 3.26%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $1,500,000 $250,000 $3,689 3.27%
    TULSA, OK (FHA|USDA|VA) 6 $1,470,000 $245,000 $4,360 3.04%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $1,440,000 $720,000 $2,975 2.69%
    Menomonie, WI (FHA|USDA|VA) 8 $1,420,000 $177,500 $4,041 3.27%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,410,000 $235,000 $4,347 3.13%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $1,400,000 $350,000 $3,705 3.00%
    Boone, NC (FHA|USDA|VA) 5 $1,365,000 $273,000 $3,532 3.08%
    SAVANNAH, GA (FHA|USDA|VA) 5 $1,325,000 $265,000 $5,948 3.05%
    Mineral Wells, TX (FHA|USDA|VA) 6 $1,320,000 $220,000 $4,200 2.85%
    Branson, MO (FHA|USDA|VA) 7 $1,315,000 $187,857 $4,203 3.00%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $1,305,000 $435,000 $4,792 3.04%
    SPRINGFIELD, MA (FHA|USDA|VA) 5 $1,265,000 $253,000 $3,797 3.25%
    Platteville, WI (FHA|USDA|VA) 8 $1,250,000 $156,250 $3,114 3.02%
    Martinsville, VA (FHA|USDA|VA) 10 $1,210,000 $121,000 $3,337 2.95%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $1,195,000 $239,000 $5,129 2.83%
    DECATUR, AL (FHA|USDA|VA) 5 $1,165,000 $233,000 $5,149 3.05%
    Warrensburg, MO (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,294 3.03%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $1,145,000 $381,667 $2,588 3.25%
    North Wilkesboro, NC (FHA|USDA|VA) 3 $1,125,000 $375,000 $3,756 2.88%
    Nogales, AZ (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,253 3.20%
    Frankfort, KY (FHA|USDA|VA) 8 $1,090,000 $136,250 $3,008 3.22%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 7 $1,085,000 $155,000 $4,568 2.98%
    Willmar, MN (FHA|USDA|VA) 6 $1,070,000 $178,333 $5,057 2.94%
    OWENSBORO, KY (FHA|USDA|VA) 5 $1,065,000 $213,000 $2,631 3.68%
    JACKSONVILLE, NC (FHA|USDA|VA) 3 $1,055,000 $351,667 $3,180 2.96%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $1,050,000 $262,500 $3,958 3.13%
    BAKERSFIELD, CA (FHA|USDA|VA) 5 $1,035,000 $207,000 $4,756 3.10%
    Elizabeth City, NC (FHA|USDA|VA) 4 $1,030,000 $257,500 $6,711 3.09%
    Scottsburg, IN (FHA|USDA|VA) 3 $1,025,000 $341,667 $4,381 2.96%
    JOPLIN, MO (FHA|USDA|VA) 6 $1,020,000 $170,000 $2,969 2.98%
    FLINT, MI (FHA|USDA|VA) 6 $990,000 $165,000 $4,217 2.83%
    BATON ROUGE, LA (FHA|USDA|VA) 2 $990,000 $495,000 $5,203 3.50%
    Mount Airy, NC (FHA|USDA|VA) 5 $965,000 $193,000 $4,744 3.30%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 8 $960,000 $120,000 $3,236 2.80%
    Centralia, WA (FHA|USDA|VA) 2 $960,000 $480,000 $3,189 3.31%
    PANAMA CITY, FL (FHA|USDA|VA) 3 $955,000 $318,333 $4,723 2.79%
    Fremont, NE (FHA|USDA|VA) 4 $950,000 $237,500 $2,859 2.69%
    Pottsville, PA (FHA|USDA|VA) 9 $935,000 $103,889 $5,251 2.81%
    GOLDSBORO, NC (FHA|USDA|VA) 5 $935,000 $187,000 $4,413 2.55%
    YUMA, AZ (FHA|USDA|VA) 5 $915,000 $183,000 $3,191 2.93%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $900,000 $450,000 $3,863 3.31%
    MADERA, CA (FHA|USDA|VA) 4 $900,000 $225,000 $3,735 2.66%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 3 $895,000 $298,333 $5,348 3.25%
    Grand Rapids, MN (FHA|USDA|VA) 5 $895,000 $179,000 $3,626 3.00%
    Granbury, TX (FHA|USDA|VA) 4 $880,000 $220,000 $4,884 3.22%
    TOPEKA, KS (FHA|USDA|VA) 6 $870,000 $145,000 $3,662 3.19%
    NAPA, CA (FHA|USDA|VA) 2 $870,000 $435,000 $2,948 3.25%
    BECKLEY, WV (FHA|USDA|VA) 3 $865,000 $288,333 $3,682 2.71%
    COLUMBIA, MO (FHA|USDA|VA) 4 $840,000 $210,000 $2,657 2.66%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $840,000 $210,000 $4,893 3.16%
    Show Low, AZ (FHA|USDA|VA) 3 $825,000 $275,000 $4,557 3.04%
    Thomaston, GA (FHA|USDA|VA) 3 $815,000 $271,667 $3,667 3.25%
    Marion, NC (FHA|USDA|VA) 2 $810,000 $405,000 $4,332 3.06%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $810,000 $405,000 $6,303 2.44%
    LUBBOCK, TX (FHA|USDA|VA) 4 $800,000 $200,000 $3,960 2.88%
    MIDLAND, TX (FHA|USDA|VA) 2 $800,000 $400,000 $5,507 3.44%
    SALT LAKE CITY, UT (FHA|USDA|VA) 2 $780,000 $390,000 $3,104 3.00%
    Marshall, MN (FHA|USDA|VA) 5 $775,000 $155,000 $3,849 3.03%
    Cullowhee, NC (FHA|USDA|VA) 3 $775,000 $258,333 $3,954 3.00%
    ALBUQUERQUE, NM (FHA|USDA|VA) 3 $755,000 $251,667 $3,192 2.83%
    LAFAYETTE, LA (FHA|USDA|VA) 1 $745,000 $745,000 $4,608 2.50%
    WENATCHEE, WA (FHA|USDA|VA) 2 $740,000 $370,000 $3,299 3.50%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $735,000 $735,000 $29,433 2.38%
    SPARTANBURG, SC (FHA|USDA|VA) 3 $725,000 $241,667 $3,551 3.42%
    NEW BERN, NC (FHA|USDA|VA) 4 $720,000 $180,000 $3,002 3.19%
    Milledgeville, GA (FHA|USDA|VA) 3 $715,000 $238,333 $4,840 3.00%
    GADSDEN, AL (FHA|USDA|VA) 3 $715,000 $238,333 $3,954 3.21%
    Danville, VA (FHA|USDA|VA) 4 $710,000 $177,500 $3,615 3.19%
    BOISE CITY, ID (FHA|USDA|VA) 2 $710,000 $355,000 $2,899 2.38%
    New Ulm, MN (FHA|USDA|VA) 3 $695,000 $231,667 $4,444 3.13%
    Durango, CO (FHA|USDA|VA) 2 $670,000 $335,000 $8,482 3.63%
    Payson, AZ (FHA|USDA|VA) 2 $670,000 $335,000 $4,917 3.00%
    GREEN BAY, WI (FHA|USDA|VA) 5 $655,000 $131,000 $3,300 2.70%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $650,000 $325,000 $2,810 3.50%
    JACKSON, TN (FHA|USDA|VA) 2 $650,000 $325,000 $3,920 3.19%
    GRAND ISLAND, NE (FHA|USDA|VA) 4 $640,000 $160,000 $4,053 3.00%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $630,000 $315,000 $14,903 2.75%
    PROVO-OREM, UT (FHA|USDA|VA) 1 $625,000 $625,000 $3,574 3.25%
    Sevierville, TN (FHA|USDA|VA) 2 $620,000 $310,000 $4,495 3.19%
    COLUMBUS, GA-AL (FHA|USDA|VA) 4 $620,000 $155,000 $4,229 3.00%
    Shelton, WA (FHA|USDA|VA) 2 $620,000 $310,000 $4,050 3.13%
    Fergus Falls, MN (FHA|USDA|VA) 2 $610,000 $305,000 $6,865 3.19%
    Key West, FL (FHA|USDA|VA) 1 $605,000 $605,000 $6,158 3.13%
    LAS CRUCES, NM (FHA|USDA|VA) 1 $595,000 $595,000 $5,229 3.13%
    STATE COLLEGE, PA (FHA|USDA|VA) 2 $580,000 $290,000 $4,149 2.94%
    Georgetown, SC (FHA|USDA|VA) 2 $580,000 $290,000 $10,546 2.81%
    Kearney, NE (FHA|USDA|VA) 5 $575,000 $115,000 $1,916 2.10%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $570,000 $285,000 $4,904 3.06%
    WACO, TX (FHA|USDA|VA) 2 $570,000 $285,000 $5,481 3.13%
    Albertville, AL (FHA|USDA|VA) 4 $570,000 $142,500 $3,250 3.19%
    LONGVIEW, TX (FHA|USDA|VA) 2 $560,000 $280,000 $5,317 3.19%
    FLAGSTAFF, AZ (FHA|USDA|VA) 2 $540,000 $270,000 $3,407 2.88%
    Toccoa, GA (FHA|USDA|VA) 3 $535,000 $178,333 $6,187 3.46%
    Bemidji, MN (FHA|USDA|VA) 4 $530,000 $132,500 $2,300 3.41%
    REDDING, CA (FHA|USDA|VA) 2 $520,000 $260,000 $3,124 3.06%
    BOWLING GREEN, KY (FHA|USDA|VA) 2 $510,000 $255,000 $6,097 2.75%
    Glasgow, KY (FHA|USDA|VA) 2 $500,000 $250,000 $5,676 3.19%
    Indiana, PA (FHA|USDA|VA) 2 $490,000 $245,000 $4,234 3.19%
    Palatka, FL (FHA|USDA|VA) 2 $480,000 $240,000 $9,057 2.56%
    Danville, KY (FHA|USDA|VA) 4 $470,000 $117,500 $3,736 2.59%
    Bozeman, MT (FHA|USDA|VA) 1 $465,000 $465,000 $3,632 2.50%
    Douglas, GA (FHA|USDA|VA) 2 $460,000 $230,000 $4,581 3.25%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $455,000 $151,667 $3,416 2.29%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $450,000 $225,000 $9,755 2.44%
    Traverse City, MI (FHA|USDA|VA) 1 $445,000 $445,000 $3,491 3.00%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $445,000 $445,000 $3,978 3.13%
    FARGO, ND-MN (FHA|USDA|VA) 2 $440,000 $220,000 $2,777 3.06%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $435,000 $435,000 $4,451 3.00%
    BLOOMINGTON, IN (FHA|USDA|VA) 2 $430,000 $215,000 $2,117 3.25%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $430,000 $215,000 $5,034 2.81%
    LaGrange, GA-AL (FHA|USDA|VA) 4 $430,000 $107,500 $4,456 2.72%
    Okeechobee, FL (FHA|USDA|VA) 2 $430,000 $215,000 $7,509 3.56%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $425,000 $425,000 $9,396 3.13%
    Ellensburg, WA (FHA|USDA|VA) 1 $415,000 $415,000 $12,204 2.50%
    CLEVELAND, TN (FHA|USDA|VA) 2 $410,000 $205,000 $3,213 3.44%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $410,000 $205,000 $3,351 3.75%
    Kerrville, TX (FHA|USDA|VA) 1 $405,000 $405,000 $5,329 2.63%
    IDAHO FALLS, ID (FHA|USDA|VA) 1 $405,000 $405,000 $4,411 3.38%
    Lexington, NE (FHA|USDA|VA) 2 $390,000 $195,000 $2,458 3.75%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $390,000 $195,000 $4,161 3.50%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $390,000 $195,000 $6,009 3.00%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $380,000 $95,000 $3,009 3.75%
    Seneca, SC (FHA|USDA|VA) 1 $375,000 $375,000 $3,879 3.13%
    Lewistown, PA (FHA|USDA|VA) 2 $370,000 $185,000 $5,552 3.44%
    Safford, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $15,844 2.25%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $345,000 $345,000 $2,664 3.25%
    JACKSON, MI (FHA|USDA|VA) 3 $345,000 $115,000 $5,101 4.25%
    CORVALLIS, OR (FHA|USDA|VA) 1 $335,000 $335,000 $4,394 3.38%
    VISALIA, CA (FHA|USDA|VA) 1 $335,000 $335,000 $3,752 3.25%
    Lewisburg, TN (FHA|USDA|VA) 1 $335,000 $335,000 $3,361 2.63%
    Brevard, NC (FHA|USDA|VA) 1 $325,000 $325,000 $7,321 2.88%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $325,000 $325,000 $5,101 3.13%
    BELLINGHAM, WA (FHA|USDA|VA) 1 $325,000 $325,000 $3,059 2.63%
    Hobbs, NM (FHA|USDA|VA) 1 $325,000 $325,000 $4,316 3.38%
    Shawano, WI (FHA|USDA|VA) 3 $325,000 $108,333 $1,500 2.92%
    Hutchinson, KS (FHA|USDA|VA) 1 $315,000 $315,000 $2,118 3.13%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $315,000 $315,000 $4,255 3.50%
    Jacksonville, TX (FHA|USDA|VA) 1 $315,000 $315,000 $5,893 3.00%
    Moberly, MO (FHA|USDA|VA) 1 $315,000 $315,000 $5,581 2.75%
    ERIE, PA (FHA|USDA|VA) 2 $310,000 $155,000 $3,974 3.13%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $305,000 $101,667 $3,896 3.46%
    Oak Harbor, WA (FHA|USDA|VA) 1 $305,000 $305,000 $2,814 3.38%
    MEDFORD, OR (FHA|USDA|VA) 1 $305,000 $305,000 $3,899 3.25%
    VALLEJO, CA (FHA|USDA|VA) 1 $295,000 $295,000 $8,622 2.88%
    VALDOSTA, GA (FHA|USDA|VA) 1 $285,000 $285,000 $2,930 2.75%
    Cedartown, GA (FHA|USDA|VA) 1 $285,000 $285,000 $3,556 3.38%
    ROCKFORD, IL (FHA|USDA|VA) 1 $285,000 $285,000 $2,199 3.00%
    Sheridan, WY (FHA|USDA|VA) 1 $285,000 $285,000 $2,376 3.25%
    KANKAKEE, IL (FHA|USDA|VA) 1 $285,000 $285,000 $9,108 2.63%
    Lebanon, NH-VT (FHA|USDA|VA) 1 $285,000 $285,000 $5,319 3.75%
    Sayre, PA (FHA|USDA|VA) 1 $285,000 $285,000 $4,872 2.63%
    FORT WAYNE, IN (FHA|USDA|VA) 1 $275,000 $275,000 $2,638 2.88%
    Rutland, VT (FHA|USDA|VA) 1 $275,000 $275,000 $3,503 3.25%
    Rolla, MO (FHA|USDA|VA) 1 $275,000 $275,000 $3,750 2.88%
    MORRISTOWN, TN (FHA|USDA|VA) 1 $275,000 $275,000 $9,103 3.13%
    EL PASO, TX (FHA|USDA|VA) 2 $270,000 $135,000 $2,979 3.38%
    JOHNSTOWN, PA (FHA|USDA|VA) 1 $265,000 $265,000 $4,522 3.25%
    SAN ANGELO, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,262 3.13%
    Laurinburg, NC (FHA|USDA|VA) 1 $265,000 $265,000 $6,382 3.13%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $265,000 $265,000 $5,689 3.00%
    LEBANON, PA (FHA|USDA|VA) 2 $260,000 $130,000 $4,699 2.13%
    Madison, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,633 3.13%
    PUEBLO, CO (FHA|USDA|VA) 1 $255,000 $255,000 $2,216 3.13%
    Holland, MI (FHA|USDA|VA) 1 $255,000 $255,000 $3,210 2.75%
    GRAND JUNCTION, CO (FHA|USDA|VA) 1 $255,000 $255,000 $4,450 3.25%
    Coos Bay, OR (FHA|USDA|VA) 1 $255,000 $255,000 $8,933 3.25%
    London, KY (FHA|USDA|VA) 1 $245,000 $245,000 $2,965 3.00%
    Hannibal, MO (FHA|USDA|VA) 1 $245,000 $245,000 $2,170 3.38%
    Paducah, KY-IL (FHA|USDA|VA) 1 $245,000 $245,000 $3,242 2.50%
    Wilmington, OH (FHA|USDA|VA) 1 $235,000 $235,000 $3,588 2.88%
    Murray, KY (FHA|USDA|VA) 2 $220,000 $110,000 $2,493 2.81%
    Ardmore, OK (FHA|USDA|VA) 1 $215,000 $215,000 $11,432 3.13%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $215,000 $215,000 $3,600 4.00%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $215,000 $215,000 $2,225 2.88%
    Durant, OK (FHA|USDA|VA) 1 $215,000 $215,000 $4,403 2.75%
    Ontario, OR-ID (FHA|USDA|VA) 1 $215,000 $215,000 $2,721 3.00%
    St. Marys, GA (FHA|USDA|VA) 2 $210,000 $105,000 $3,931 2.13%
    Albert Lea, MN (FHA|USDA|VA) 1 $205,000 $205,000 $5,713 3.25%
    Stillwater, OK (FHA|USDA|VA) 1 $205,000 $205,000 $4,728 2.00%
    Pahrump, NV (FHA|USDA|VA) 1 $205,000 $205,000 $3,660 3.88%
    Plymouth, IN (FHA|USDA|VA) 1 $205,000 $205,000 $2,290 2.75%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,603 3.25%
    Henderson, NC (FHA|USDA|VA) 1 $205,000 $205,000 $5,894 2.75%
    Corsicana, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,040 2.88%
    Helena, MT (FHA|USDA|VA) 1 $195,000 $195,000 $3,752 3.25%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $195,000 $195,000 $3,023 2.50%
    Berlin, NH (FHA|USDA|VA) 1 $195,000 $195,000 $3,147 2.88%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $195,000 $195,000 $3,493 3.13%
    Lewisburg, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,854 2.38%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $185,000 $185,000 $3,095 3.25%
    Washington, NC (FHA|USDA|VA) 1 $185,000 $185,000 $3,329 3.13%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $185,000 $185,000 $2,045 3.13%
    Dumas, TX (FHA|USDA|VA) 2 $180,000 $90,000 $3,551 2.00%
    Aberdeen, WA (FHA|USDA|VA) 1 $175,000 $175,000 $2,655 3.00%
    DECATUR, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,660 2.50%
    Mount Sterling, KY (FHA|USDA|VA) 1 $175,000 $175,000 $2,794 3.25%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $165,000 $165,000 $3,155 3.00%
    Iron Mountain, MI-WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,066 3.25%
    Mount Pleasant, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,568 3.13%
    Fitzgerald, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,327 3.00%
    Atchison, KS (FHA|USDA|VA) 1 $155,000 $155,000 $4,768 3.25%
    ANN ARBOR, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,461 2.50%
    Hastings, NE (FHA|USDA|VA) 1 $155,000 $155,000 $2,604 2.88%
    Americus, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,047 4.25%
    MONROE, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,792 4.75%
    PITTSFIELD, MA (FHA|USDA|VA) 1 $125,000 $125,000 $5,230 2.88%
    SAGINAW, MI (FHA|USDA|VA) 1 $125,000 $125,000 $1,676 2.63%
    GREAT FALLS, MT (FHA|USDA|VA) 1 $125,000 $125,000 $4,750 2.63%
    DOTHAN, AL (FHA|USDA|VA) 2 $120,000 $60,000 $1,949 3.00%
    WILLIAMSPORT, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,598 3.25%
    Sedalia, MO (FHA|USDA|VA) 1 $115,000 $115,000 $2,118 3.00%
    Vidalia, GA (FHA|USDA|VA) 1 $115,000 $115,000 $3,087 2.88%
    Portales, NM (FHA|USDA|VA) 1 $105,000 $105,000 $3,315 3.88%
    Maryville, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,098 3.13%
    Marshall, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,983 3.13%
    FLORENCE, SC (FHA|USDA|VA) 1 $95,000 $95,000 $3,352 2.75%
    MIDLAND, MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,590 2.63%
    Pontiac, IL (FHA|USDA|VA) 2 $90,000 $45,000 $2,310 2.25%
    ALTOONA, PA (FHA|USDA|VA) 1 $85,000 $85,000 $2,898 2.50%
    SPRINGFIELD, OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,175 4.13%
    Shawnee, OK (FHA|USDA|VA) 1 $75,000 $75,000 $3,330 2.50%
    Searcy, AR (FHA|USDA|VA) 1 $75,000 $75,000 $2,966 3.50%
    TOLEDO, OH (FHA|USDA|VA) 1 $65,000 $65,000 $4,486 3.13%
    Roanoke Rapids, NC (FHA|USDA|VA) 1 $55,000 $55,000 $2,932 3.38%
    Pittsburg, KS (FHA|USDA|VA) 1 $55,000 $55,000 $2,773 3.00%
    ALBANY, GA (FHA|USDA|VA) 1 $55,000 $55,000 $2,908 2.75%

    Prosperity Home Mortgage 's top markets include Washington, Philadelphia, Atlanta, Minneapolis, and Baltimore among others.

    Similar Lenders

    We use machine learning to identify the top lenders compared against Prosperity Home Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Hometown Bank
    Similarity Rank: 42
    POINT BREEZE
    Similarity Rank: 63
    Prevail Bank
    Similarity Rank: 66
    The Greenwood's State Bank
    Similarity Rank: 75
    Brokaw Credit Union
    Similarity Rank: 88
    The Torrington Savings Bank
    Similarity Rank: 140
    Middlesex Savings Bank
    Similarity Rank: 174
    First Credit Union
    Similarity Rank: 180
    Savings Bank of Danbury
    Similarity Rank: 180
    PremierBank
    Similarity Rank: 204

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 37,417 $12,806,355,000 $342,260 $4,373 2.99%
    FHA 4,052 $994,490,000 $245,432 $8,185 3.27%
    VA 3,411 $1,366,425,000 $400,594 $8,306 2.65%
    USDA 444 $95,810,000 $215,788 $5,586 2.81%

    For 2021, Prosperity Home Mortgage 's most frequently originated type of loan was Conventional, with 37,417 originations. Their 2nd most popular type was FHA, with 4,052 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 36,464 $12,308,380,000 $337,549 $5,228 2.99%
    Refi 5,985 $2,045,135,000 $341,710 $3,941 2.93%
    Cash Out Refi 2,599 $829,065,000 $318,994 $4,677 3.18%
    Other 242 $71,250,000 $294,421 $4,253 3.31%
    Home Improvement 34 $9,250,000 $272,059 $4,799 3.33%

    For 2021, Prosperity Home Mortgage 's most frequently cited loan purpose was Home Purchase, with 36,464 originations. The 2nd most popular reason was Refi, with 5,985 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 41,159 $14,358,165,000 $348,846 $5,217 3.05%
    15 Year 2,684 $707,690,000 $263,670 $3,768 2.54%
    10 Year 576 $19,090,000 $33,142 $546 1.95%
    20 Year 566 $151,970,000 $268,498 $3,764 2.94%
    5 Year 242 $2,200,000 $9,091 $18 0.00%
    Other 95 $23,945,000 $252,053 $3,215 2.98%
    3 Year 2 $20,000 $10,000 $0 0.00%

    For 2021, Prosperity Home Mortgage 's most frequently cited loan duration was 30 Year, with 41,159 originations. The 2nd most popular length was 15 Year, with 2,684 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 25,500 $8,867,460,000 $347,744
    $<1k 12,693 $3,340,715,000 $263,193
    $2k-3k 3,550 $1,236,110,000 $348,200
    $3k-4k 1,559 $649,435,000 $416,572
    $5k+ 1,267 $814,625,000 $642,956
    $4k-5k 755 $354,735,000 $469,848

    Prosperity Home Mortgage 's average total fees were $5,217, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 25,500 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 19,938 $7,597,570,000 $381,060
    3-4% 19,471 $6,032,875,000 $309,839
    <2.5% 4,959 $1,418,425,000 $286,030
    4-5% 911 $213,895,000 $234,791
    5-6% 45 $315,000 $7,000

    During 2021, Prosperity Home Mortgage 's average interest rate for loans was 3.05%, while their most frequently originated rate bucket for loans was 2.5-3%, with 19,938 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 21,500 $6,168,790,000 $286,920 $4,919 3.06%
    $100k-200k 9,086 $1,437,650,000 $158,227 $3,864 3.12%
    $400k-600k 8,029 $3,891,445,000 $484,674 $6,026 2.99%
    $600k-1MM 3,374 $2,485,030,000 $736,523 $7,666 2.94%
    $100,000 or less 2,477 $96,035,000 $38,771 $1,368 2.03%
    $1MM+ 858 $1,184,130,000 $1,380,105 $10,596 2.88%

    2021 saw Prosperity Home Mortgage place emphasis on $200k-400k loans with 21,500 originations, totaling $6,168,790,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 10,271 $3,605,355,000 $351,023 $5,230 3.02%
    $50k-75k 9,597 $2,102,815,000 $219,112 $4,483 2.98%
    $75k-100k 7,978 $2,224,130,000 $278,783 $4,899 3.01%
    $150k-250k 7,929 $3,648,325,000 $460,124 $5,568 3.01%
    $50k or less 5,190 $799,240,000 $153,996 $3,812 2.93%
    $250k+ 3,853 $2,699,825,000 $700,707 $6,709 2.99%

    Prosperity Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 10,271 originations. The second most popular income band? $50k-75k, with 9,597 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 10,066 $3,507,630,000 $348,463 $4,712 2.96%
    30-36% 8,808 $3,036,630,000 $344,758 $4,862 2.98%
    <20% 3,219 $1,110,935,000 $345,118 $4,453 2.94%
    42% 1,910 $669,390,000 $350,466 $5,212 3.01%
    44% 1,832 $548,590,000 $299,449 $5,106 3.05%
    41% 1,811 $604,875,000 $334,001 $4,980 3.01%
    39% 1,800 $600,120,000 $333,400 $5,100 3.00%
    40% 1,765 $615,235,000 $348,575 $5,074 3.01%
    43% 1,748 $534,140,000 $305,572 $5,035 3.05%
    38% 1,737 $571,895,000 $329,243 $4,945 3.02%
    37% 1,689 $570,935,000 $338,031 $4,972 3.00%
    36% 1,575 $525,425,000 $333,603 $4,979 3.01%
    49% 1,435 $460,805,000 $321,118 $5,698 3.10%
    45% 1,249 $378,315,000 $302,894 $5,177 3.00%
    46% 1,196 $369,630,000 $309,055 $5,334 2.98%
    48% 1,174 $386,540,000 $329,250 $5,702 3.07%
    47% 1,165 $386,395,000 $331,670 $5,626 3.03%
    50-60% 862 $285,270,000 $330,940 $8,855 2.91%
    >60% 21 $9,025,000 $429,762 $9,452 2.54%

    Prosperity Home Mortgage lent most frequently to those with DTI ratios of 20-30%, with 10,066 originations. The next most common DTI ratio? 30-36%, with 8,808 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 34,811 $11,622,115,000 $333,863 $4,891 3.00%
    Not provided 4,440 $1,664,900,000 $374,977 $5,433 2.98%
    Black 3,559 $968,925,000 $272,246 $5,472 2.97%
    Asian 2,190 $913,970,000 $417,338 $5,495 2.97%
    American Indian 286 $80,460,000 $281,329 $5,041 2.92%
    Native Hawaiian or Islander 38 $12,710,000 $334,474 $6,498 3.08%

    Approval Rates

    Total approvals of all applications
    95.64%

    Prosperity Home Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    80.17%

    Prosperity Home Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 45,324 $15,263,080,000 $336,755

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    45,324 $15,263,080,000 $336,755

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,199 $276,255,000 $230,405 $3,673 2.86%
    40-60% 3,715 $1,161,625,000 $312,685 $3,994 2.91%
    60-80% 12,996 $4,903,670,000 $377,321 $4,645 3.08%
    80-100% 24,918 $8,485,400,000 $340,533 $5,339 3.08%
    Over 100% 972 $408,290,000 $420,051 $14,862 2.68%
    Under 20% 1,524 $27,840,000 $18,268 $323 1.27%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    PROSPERITY BANCSHARES, INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
    PROSPERITY BANCSHARES, INC. Conventional home mortgage Incorrect information on your report 1 50.0%