Prosperity Home Mortgage Rates, Fees & Info
Richmond, VALEI: 5493005PKOSG7MYX0B34
Tax ID: 20-5216358
4.8 stars
Latest/2021 | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Prosperity Home Mortgage is a large mortgage company specializing in loans. Prosperity Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Philadelphia, Atlanta, Minneapolis, and Baltimore among others. We have data for 436 markets. (Some data included below & more in-depth data is available with an active subscription.)Prosperity Home Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Prosperity Home Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.48% | 1/25/23 |
| 30 Year Conventional Refi | 6.54% | 1/25/23 |
| 30 Year Cash-out Refi | 6.74% | 1/25/23 |
| 30 Year FHA Purchase | 7.62% | 1/25/23 |
| 30 Year FHA Refi | 7.21% | 1/25/23 |
| 30 Year VA Purchase | 6.12% | 1/25/23 |
| 30 Year VA Refi | 5.98% | 1/25/23 |
| 30 Year USDA Purchase | 6.65% | 1/25/23 |
| 30 Year USDA Refi | 6.55% | 1/25/23 |
| 15 Year Conventional Purchase | 5.89% | 1/25/23 |
| 15 Year Conventional Refi | 6.02% | 1/25/23 |
| 15 Year Cash-out Refi | 6.02% | 1/25/23 |
| 15 Year FHA Purchase | 7.00% | 1/25/23 |
| 15 Year FHA Refi | 6.98% | 1/25/23 |
| 15 Year VA Purchase | 6.04% | 1/25/23 |
| 15 Year VA Refi | 6.11% | 1/25/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
45,324Origination Dollar Volume (All Markets)
$15,263,080,000Awards
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Prosperity Home Mortgage - 2021
Prosperity Home Mortgage is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Prosperity Home Mortgage's average 30 year fixed mortgage rate was
3.05%.
The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.
This yields a difference of -0.1%.
Relative Fees (Closing Costs)
Prosperity Home Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,217.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 4,754 | $2,389,180,000 | $502,562 | $6,589 | 2.93% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 5,198 | $1,627,880,000 | $313,174 | $5,490 | 2.95% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2,799 | $1,008,225,000 | $360,209 | $5,050 | 3.03% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3,212 | $953,940,000 | $296,993 | $4,300 | 2.97% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,656 | $575,720,000 | $347,657 | $5,903 | 3.01% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,575 | $558,365,000 | $354,517 | $6,105 | 2.98% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1,809 | $455,335,000 | $251,705 | $3,299 | 2.94% |
| RICHMOND, VA (FHA|USDA|VA) | 1,462 | $436,780,000 | $298,755 | $4,599 | 3.02% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1,183 | $387,755,000 | $327,773 | $4,024 | 3.05% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 773 | $300,715,000 | $389,023 | $6,332 | 2.94% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 387 | $300,485,000 | $776,447 | $7,807 | 2.99% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 857 | $296,315,000 | $345,758 | $5,184 | 3.03% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 486 | $290,130,000 | $596,975 | $4,783 | 3.01% |
| TUCSON, AZ (FHA|USDA|VA) | 1,091 | $287,975,000 | $263,955 | $4,938 | 3.04% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 949 | $268,245,000 | $282,661 | $5,594 | 2.93% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 362 | $262,900,000 | $726,243 | $8,049 | 2.97% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 271 | $216,205,000 | $797,804 | $5,472 | 3.00% |
| Outside of Metro Areas | 953 | $209,315,000 | $219,638 | $4,242 | 3.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 768 | $191,200,000 | $248,958 | $5,345 | 2.99% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 733 | $181,025,000 | $246,965 | $3,585 | 3.04% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 719 | $176,295,000 | $245,195 | $4,659 | 2.98% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 311 | $167,385,000 | $538,215 | $6,299 | 3.01% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 645 | $156,915,000 | $243,279 | $3,636 | 2.89% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 460 | $153,360,000 | $333,391 | $5,027 | 3.03% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 551 | $145,505,000 | $264,074 | $2,664 | 3.01% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 445 | $139,375,000 | $313,202 | $4,021 | 3.09% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 584 | $129,830,000 | $222,312 | $3,455 | 3.10% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 233 | $122,845,000 | $527,232 | $5,419 | 3.01% |
| MADISON, WI (FHA|USDA|VA) | 419 | $116,705,000 | $278,532 | $3,265 | 2.95% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 282 | $113,920,000 | $403,972 | $5,876 | 3.17% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 542 | $112,220,000 | $207,048 | $3,769 | 3.06% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 249 | $108,675,000 | $436,446 | $4,694 | 3.00% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 117 | $100,255,000 | $856,880 | $6,112 | 2.97% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 303 | $81,365,000 | $268,531 | $5,254 | 2.91% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 253 | $78,685,000 | $311,008 | $4,880 | 3.01% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 87 | $76,345,000 | $877,529 | $6,735 | 3.01% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 285 | $71,415,000 | $250,579 | $3,933 | 3.04% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 233 | $67,905,000 | $291,438 | $5,230 | 3.01% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 186 | $64,420,000 | $346,344 | $5,735 | 2.96% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 218 | $63,580,000 | $291,651 | $5,527 | 3.09% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 161 | $62,275,000 | $386,801 | $4,785 | 2.99% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 248 | $62,170,000 | $250,685 | $4,417 | 3.08% |
| LINCOLN, NE (FHA|USDA|VA) | 274 | $55,550,000 | $202,737 | $2,844 | 2.78% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 95 | $54,535,000 | $574,053 | $6,590 | 3.07% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 208 | $54,080,000 | $260,000 | $5,146 | 3.08% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 167 | $52,175,000 | $312,425 | $4,317 | 3.10% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 146 | $47,120,000 | $322,740 | $4,679 | 3.05% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 173 | $43,915,000 | $253,844 | $4,090 | 3.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 154 | $41,320,000 | $268,312 | $4,203 | 3.01% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 128 | $39,730,000 | $310,391 | $5,923 | 2.93% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 121 | $37,505,000 | $309,959 | $5,226 | 3.04% |
| FRESNO, CA (FHA|USDA|VA) | 114 | $32,520,000 | $285,263 | $5,006 | 3.07% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 147 | $29,945,000 | $203,707 | $3,745 | 3.12% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 64 | $29,860,000 | $466,563 | $6,306 | 3.08% |
| SALEM, OR (FHA|USDA|VA) | 87 | $28,815,000 | $331,207 | $4,905 | 3.05% |
| ROANOKE, VA (FHA|USDA|VA) | 127 | $27,255,000 | $214,606 | $3,528 | 2.99% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 97 | $26,745,000 | $275,722 | $4,334 | 3.12% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 123 | $25,895,000 | $210,528 | $3,612 | 2.98% |
| LYNCHBURG, VA (FHA|USDA|VA) | 120 | $25,440,000 | $212,000 | $4,040 | 2.99% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 86 | $22,110,000 | $257,093 | $4,591 | 3.27% |
| READING, PA (FHA|USDA|VA) | 94 | $21,840,000 | $232,340 | $5,066 | 3.05% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 95 | $21,795,000 | $229,421 | $5,374 | 2.95% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 87 | $21,345,000 | $245,345 | $5,130 | 2.96% |
| PITTSBURGH, PA (FHA|USDA|VA) | 98 | $19,270,000 | $196,633 | $4,641 | 3.05% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 55 | $18,235,000 | $331,545 | $4,727 | 3.07% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 83 | $18,065,000 | $217,651 | $4,161 | 2.93% |
| Baraboo, WI (FHA|USDA|VA) | 84 | $17,660,000 | $210,238 | $3,300 | 2.98% |
| GAINESVILLE, GA (FHA|USDA|VA) | 59 | $17,615,000 | $298,559 | $5,115 | 3.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 46 | $16,450,000 | $357,609 | $5,355 | 3.01% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 76 | $16,430,000 | $216,184 | $3,900 | 2.96% |
| STAUNTON, VA (FHA|USDA|VA) | 78 | $16,070,000 | $206,026 | $4,700 | 3.07% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 60 | $16,040,000 | $267,333 | $4,481 | 3.21% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 67 | $15,545,000 | $232,015 | $5,110 | 3.11% |
| Brainerd, MN (FHA|USDA|VA) | 63 | $14,825,000 | $235,317 | $4,205 | 2.70% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 64 | $14,200,000 | $221,875 | $5,478 | 3.05% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 14 | $13,590,000 | $970,714 | $7,085 | 3.14% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 75 | $13,425,000 | $179,000 | $2,911 | 3.11% |
| BURLINGTON, NC (FHA|USDA|VA) | 57 | $13,165,000 | $230,965 | $4,417 | 3.04% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 41 | $13,055,000 | $318,415 | $4,327 | 3.16% |
| MOBILE, AL (FHA|USDA|VA) | 65 | $12,555,000 | $193,154 | $3,934 | 3.05% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 24 | $11,660,000 | $485,833 | $7,371 | 3.08% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 33 | $11,535,000 | $349,545 | $5,869 | 3.17% |
| BOULDER, CO (FHA|USDA|VA) | 20 | $11,140,000 | $557,000 | $4,101 | 2.97% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 28 | $10,960,000 | $391,429 | $5,376 | 3.25% |
| Torrington, CT (FHA|USDA|VA) | 46 | $10,860,000 | $236,087 | $4,742 | 3.11% |
| ST. CLOUD, MN (FHA|USDA|VA) | 62 | $10,830,000 | $174,677 | $3,866 | 2.77% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 57 | $10,775,000 | $189,035 | $5,346 | 2.85% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 38 | $10,390,000 | $273,421 | $3,875 | 3.04% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 36 | $9,980,000 | $277,222 | $5,387 | 2.81% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 43 | $9,725,000 | $226,163 | $5,839 | 3.01% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 39 | $9,505,000 | $243,718 | $4,787 | 2.70% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 15 | $9,305,000 | $620,333 | $6,817 | 3.11% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 35 | $9,265,000 | $264,714 | $4,211 | 3.26% |
| WILMINGTON, NC (FHA|USDA|VA) | 23 | $9,165,000 | $398,478 | $4,647 | 3.19% |
| DOVER, DE (FHA|USDA|VA) | 34 | $8,900,000 | $261,765 | $5,778 | 3.16% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 16 | $8,290,000 | $518,125 | $6,628 | 2.86% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 23 | $8,115,000 | $352,826 | $4,851 | 2.97% |
| Red Wing, MN (FHA|USDA|VA) | 42 | $8,020,000 | $190,952 | $4,184 | 2.79% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 41 | $7,985,000 | $194,756 | $3,469 | 3.08% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 43 | $7,935,000 | $184,535 | $3,754 | 3.13% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 20 | $7,590,000 | $379,500 | $5,623 | 3.19% |
| FORT COLLINS, CO (FHA|USDA|VA) | 16 | $7,020,000 | $438,750 | $5,460 | 3.09% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 27 | $6,695,000 | $247,963 | $4,069 | 3.21% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 37 | $6,665,000 | $180,135 | $2,604 | 3.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 37 | $6,615,000 | $178,784 | $4,018 | 3.10% |
| DULUTH, MN-WI (FHA|USDA|VA) | 27 | $6,505,000 | $240,926 | $4,195 | 3.10% |
| OCALA, FL (FHA|USDA|VA) | 25 | $6,405,000 | $256,200 | $4,597 | 3.30% |
| Easton, MD (FHA|USDA|VA) | 16 | $6,320,000 | $395,000 | $6,007 | 2.93% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 29 | $6,285,000 | $216,724 | $3,438 | 3.03% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 13 | $6,235,000 | $479,615 | $4,423 | 3.02% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 10 | $6,210,000 | $621,000 | $8,684 | 2.85% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 29 | $6,195,000 | $213,621 | $4,512 | 2.92% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 22 | $6,120,000 | $278,182 | $4,979 | 3.15% |
| SUMTER, SC (FHA|USDA|VA) | 29 | $5,925,000 | $204,310 | $4,071 | 3.14% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 18 | $5,640,000 | $313,333 | $5,401 | 2.92% |
| FOND DU LAC, WI (FHA|USDA|VA) | 33 | $5,425,000 | $164,394 | $3,086 | 3.08% |
| STOCKTON, CA (FHA|USDA|VA) | 12 | $5,420,000 | $451,667 | $6,332 | 3.18% |
| SALINAS, CA (FHA|USDA|VA) | 11 | $5,385,000 | $489,545 | $6,263 | 2.89% |
| MANKATO, MN (FHA|USDA|VA) | 22 | $5,360,000 | $243,636 | $3,246 | 3.11% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 23 | $5,325,000 | $231,522 | $2,990 | 3.02% |
| Edwards, CO (FHA|USDA|VA) | 9 | $5,225,000 | $580,556 | $3,898 | 3.04% |
| MERCED, CA (FHA|USDA|VA) | 14 | $5,160,000 | $368,571 | $4,177 | 3.22% |
| LANCASTER, PA (FHA|USDA|VA) | 17 | $5,125,000 | $301,471 | $5,192 | 3.11% |
| Stevens Point, WI (FHA|USDA|VA) | 24 | $5,110,000 | $212,917 | $3,977 | 3.03% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 21 | $4,915,000 | $234,048 | $6,074 | 3.27% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 15 | $4,805,000 | $320,333 | $4,396 | 3.31% |
| Jasper, AL (FHA|USDA|VA) | 25 | $4,785,000 | $191,400 | $3,773 | 3.06% |
| RACINE, WI (FHA|USDA|VA) | 19 | $4,745,000 | $249,737 | $2,728 | 3.02% |
| Richmond-Berea, KY (FHA|USDA|VA) | 23 | $4,735,000 | $205,870 | $3,374 | 3.26% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 25 | $4,635,000 | $185,400 | $4,164 | 3.11% |
| GREELEY, CO (FHA|USDA|VA) | 10 | $4,490,000 | $449,000 | $4,555 | 3.01% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 15 | $4,415,000 | $294,333 | $7,012 | 2.68% |
| Jefferson, GA (FHA|USDA|VA) | 17 | $4,235,000 | $249,118 | $5,811 | 3.06% |
| Beaver Dam, WI (FHA|USDA|VA) | 22 | $4,160,000 | $189,091 | $3,032 | 3.12% |
| COLUMBUS, OH (FHA|USDA|VA) | 11 | $4,125,000 | $375,000 | $3,750 | 3.02% |
| Bardstown, KY (FHA|USDA|VA) | 21 | $4,115,000 | $195,952 | $3,778 | 3.22% |
| Hutchinson, MN (FHA|USDA|VA) | 21 | $4,045,000 | $192,619 | $4,502 | 3.14% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 17 | $4,025,000 | $236,765 | $4,285 | 2.98% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 7 | $3,995,000 | $570,714 | $4,890 | 2.93% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 10 | $3,930,000 | $393,000 | $6,249 | 2.90% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 17 | $3,905,000 | $229,706 | $4,660 | 3.09% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 15 | $3,905,000 | $260,333 | $4,447 | 2.92% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 11 | $3,855,000 | $350,455 | $3,674 | 2.95% |
| GETTYSBURG, PA (FHA|USDA|VA) | 14 | $3,550,000 | $253,571 | $5,576 | 3.04% |
| Sanford, NC (FHA|USDA|VA) | 15 | $3,415,000 | $227,667 | $3,418 | 3.12% |
| Alexandria, MN (FHA|USDA|VA) | 14 | $3,400,000 | $242,857 | $4,497 | 3.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 13 | $3,315,000 | $255,000 | $3,369 | 3.18% |
| COLUMBIA, SC (FHA|USDA|VA) | 14 | $3,300,000 | $235,714 | $4,264 | 3.16% |
| NILES, MI (FHA|USDA|VA) | 12 | $3,250,000 | $270,833 | $3,661 | 2.92% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 23 | $3,225,000 | $140,217 | $3,672 | 3.00% |
| Athens, TX (FHA|USDA|VA) | 15 | $3,175,000 | $211,667 | $4,007 | 2.60% |
| Winona, MN (FHA|USDA|VA) | 15 | $3,155,000 | $210,333 | $4,641 | 3.05% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 11 | $3,065,000 | $278,636 | $7,270 | 3.05% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 15 | $3,065,000 | $204,333 | $3,585 | 3.14% |
| Roseburg, OR (FHA|USDA|VA) | 14 | $2,830,000 | $202,143 | $4,683 | 2.88% |
| Beatrice, NE (FHA|USDA|VA) | 24 | $2,740,000 | $114,167 | $3,332 | 2.87% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 12 | $2,690,000 | $224,167 | $5,104 | 3.02% |
| Cullman, AL (FHA|USDA|VA) | 11 | $2,555,000 | $232,273 | $6,110 | 3.07% |
| Morehead City, NC (FHA|USDA|VA) | 10 | $2,540,000 | $254,000 | $4,509 | 2.70% |
| WICHITA, KS (FHA|USDA|VA) | 10 | $2,500,000 | $250,000 | $3,364 | 3.10% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 8 | $2,500,000 | $312,500 | $4,090 | 2.78% |
| APPLETON, WI (FHA|USDA|VA) | 14 | $2,470,000 | $176,429 | $2,515 | 3.19% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 6 | $2,470,000 | $411,667 | $4,392 | 3.04% |
| HINESVILLE, GA (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $6,157 | 3.13% |
| THE VILLAGES, FL (FHA|USDA|VA) | 9 | $2,405,000 | $267,222 | $4,929 | 3.14% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 8 | $2,370,000 | $296,250 | $3,719 | 3.11% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 11 | $2,365,000 | $215,000 | $4,753 | 2.59% |
| Calhoun, GA (FHA|USDA|VA) | 12 | $2,360,000 | $196,667 | $3,814 | 3.17% |
| GAINESVILLE, FL (FHA|USDA|VA) | 11 | $2,275,000 | $206,818 | $4,571 | 3.10% |
| Cornelia, GA (FHA|USDA|VA) | 10 | $2,230,000 | $223,000 | $5,142 | 2.89% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 6 | $2,190,000 | $365,000 | $5,624 | 2.79% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 10 | $2,180,000 | $218,000 | $4,561 | 2.95% |
| TYLER, TX (FHA|USDA|VA) | 10 | $2,160,000 | $216,000 | $4,338 | 2.55% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $2,155,000 | $718,333 | $3,542 | 3.17% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $4,476 | 3.16% |
| HARRISONBURG, VA (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $5,433 | 2.95% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 11 | $2,125,000 | $193,182 | $3,894 | 3.13% |
| BRUNSWICK, GA (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $4,524 | 2.98% |
| ROME, GA (FHA|USDA|VA) | 10 | $2,100,000 | $210,000 | $4,673 | 3.36% |
| KNOXVILLE, TN (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $4,119 | 2.98% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $5,045 | 3.04% |
| Owatonna, MN (FHA|USDA|VA) | 10 | $1,990,000 | $199,000 | $4,392 | 3.14% |
| Orangeburg, SC (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $4,417 | 3.04% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $1,935,000 | $276,429 | $3,351 | 3.45% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 11 | $1,885,000 | $171,364 | $3,215 | 2.67% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 11 | $1,885,000 | $171,364 | $3,548 | 2.99% |
| Bonham, TX (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $5,738 | 3.34% |
| MONTGOMERY, AL (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $3,747 | 2.97% |
| Austin, MN (FHA|USDA|VA) | 14 | $1,800,000 | $128,571 | $2,943 | 2.81% |
| Rockingham, NC (FHA|USDA|VA) | 8 | $1,800,000 | $225,000 | $4,869 | 3.05% |
| BEND, OR (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $4,147 | 3.05% |
| Wilson, NC (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $4,329 | 3.13% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 8 | $1,740,000 | $217,500 | $2,018 | 3.11% |
| LONGVIEW, WA (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $4,700 | 3.18% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $5,425 | 2.66% |
| MODESTO, CA (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $3,672 | 3.21% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $3,861 | 3.10% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $2,725 | 3.10% |
| Newport, OR (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $4,027 | 2.90% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 14 | $1,650,000 | $117,857 | $3,524 | 2.69% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $2,982 | 2.97% |
| Alexander City, AL (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $3,846 | 3.13% |
| Gainesville, TX (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $6,758 | 3.13% |
| Cambridge, MD (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $5,603 | 3.38% |
| Whitewater, WI (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $3,858 | 2.86% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $6,454 | 2.57% |
| DALTON, GA (FHA|USDA|VA) | 8 | $1,570,000 | $196,250 | $4,076 | 3.03% |
| Heber, UT (FHA|USDA|VA) | 2 | $1,560,000 | $780,000 | $5,588 | 2.94% |
| Ottawa, KS (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $2,584 | 3.04% |
| GREENVILLE, NC (FHA|USDA|VA) | 10 | $1,540,000 | $154,000 | $3,189 | 3.26% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $3,689 | 3.27% |
| TULSA, OK (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $4,360 | 3.04% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $1,440,000 | $720,000 | $2,975 | 2.69% |
| Menomonie, WI (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $4,041 | 3.27% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $4,347 | 3.13% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $3,705 | 3.00% |
| Boone, NC (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $3,532 | 3.08% |
| SAVANNAH, GA (FHA|USDA|VA) | 5 | $1,325,000 | $265,000 | $5,948 | 3.05% |
| Mineral Wells, TX (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $4,200 | 2.85% |
| Branson, MO (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $4,203 | 3.00% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $4,792 | 3.04% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $3,797 | 3.25% |
| Platteville, WI (FHA|USDA|VA) | 8 | $1,250,000 | $156,250 | $3,114 | 3.02% |
| Martinsville, VA (FHA|USDA|VA) | 10 | $1,210,000 | $121,000 | $3,337 | 2.95% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $5,129 | 2.83% |
| DECATUR, AL (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $5,149 | 3.05% |
| Warrensburg, MO (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $5,294 | 3.03% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $2,588 | 3.25% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $3,756 | 2.88% |
| Nogales, AZ (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $4,253 | 3.20% |
| Frankfort, KY (FHA|USDA|VA) | 8 | $1,090,000 | $136,250 | $3,008 | 3.22% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $4,568 | 2.98% |
| Willmar, MN (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $5,057 | 2.94% |
| OWENSBORO, KY (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $2,631 | 3.68% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $3,180 | 2.96% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $3,958 | 3.13% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $4,756 | 3.10% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $6,711 | 3.09% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $4,381 | 2.96% |
| JOPLIN, MO (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $2,969 | 2.98% |
| FLINT, MI (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $4,217 | 2.83% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $5,203 | 3.50% |
| Mount Airy, NC (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $4,744 | 3.30% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 8 | $960,000 | $120,000 | $3,236 | 2.80% |
| Centralia, WA (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $3,189 | 3.31% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $4,723 | 2.79% |
| Fremont, NE (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $2,859 | 2.69% |
| Pottsville, PA (FHA|USDA|VA) | 9 | $935,000 | $103,889 | $5,251 | 2.81% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $4,413 | 2.55% |
| YUMA, AZ (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $3,191 | 2.93% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $3,863 | 3.31% |
| MADERA, CA (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $3,735 | 2.66% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $5,348 | 3.25% |
| Grand Rapids, MN (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $3,626 | 3.00% |
| Granbury, TX (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $4,884 | 3.22% |
| TOPEKA, KS (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $3,662 | 3.19% |
| NAPA, CA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $2,948 | 3.25% |
| BECKLEY, WV (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $3,682 | 2.71% |
| COLUMBIA, MO (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $2,657 | 2.66% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $4,893 | 3.16% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,557 | 3.04% |
| Thomaston, GA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,667 | 3.25% |
| Marion, NC (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $4,332 | 3.06% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $6,303 | 2.44% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $3,960 | 2.88% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,507 | 3.44% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $3,104 | 3.00% |
| Marshall, MN (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $3,849 | 3.03% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $3,954 | 3.00% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $3,192 | 2.83% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $4,608 | 2.50% |
| WENATCHEE, WA (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $3,299 | 3.50% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $29,433 | 2.38% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,551 | 3.42% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,002 | 3.19% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,840 | 3.00% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,954 | 3.21% |
| Danville, VA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $3,615 | 3.19% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $2,899 | 2.38% |
| New Ulm, MN (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $4,444 | 3.13% |
| Durango, CO (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $8,482 | 3.63% |
| Payson, AZ (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $4,917 | 3.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $3,300 | 2.70% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $2,810 | 3.50% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,920 | 3.19% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,053 | 3.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $14,903 | 2.75% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $3,574 | 3.25% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,495 | 3.19% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,229 | 3.00% |
| Shelton, WA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,050 | 3.13% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,865 | 3.19% |
| Key West, FL (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $6,158 | 3.13% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $5,229 | 3.13% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $4,149 | 2.94% |
| Georgetown, SC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $10,546 | 2.81% |
| Kearney, NE (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $1,916 | 2.10% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,904 | 3.06% |
| WACO, TX (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,481 | 3.13% |
| Albertville, AL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $3,250 | 3.19% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $5,317 | 3.19% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,407 | 2.88% |
| Toccoa, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $6,187 | 3.46% |
| Bemidji, MN (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $2,300 | 3.41% |
| REDDING, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,124 | 3.06% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,097 | 2.75% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,676 | 3.19% |
| Indiana, PA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,234 | 3.19% |
| Palatka, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,057 | 2.56% |
| Danville, KY (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,736 | 2.59% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,632 | 2.50% |
| Douglas, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,581 | 3.25% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $3,416 | 2.29% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,755 | 2.44% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,491 | 3.00% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,978 | 3.13% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,777 | 3.06% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,451 | 3.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,117 | 3.25% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $5,034 | 2.81% |
| LaGrange, GA-AL (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $4,456 | 2.72% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,509 | 3.56% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,396 | 3.13% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $12,204 | 2.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,213 | 3.44% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,351 | 3.75% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,329 | 2.63% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,411 | 3.38% |
| Lexington, NE (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $2,458 | 3.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,161 | 3.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,009 | 3.00% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $3,009 | 3.75% |
| Seneca, SC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,879 | 3.13% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,552 | 3.44% |
| Safford, AZ (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $15,844 | 2.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,664 | 3.25% |
| JACKSON, MI (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $5,101 | 4.25% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,394 | 3.38% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,752 | 3.25% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,361 | 2.63% |
| Brevard, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,321 | 2.88% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,101 | 3.13% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,059 | 2.63% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,316 | 3.38% |
| Shawano, WI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $1,500 | 2.92% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,118 | 3.13% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,255 | 3.50% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,893 | 3.00% |
| Moberly, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,581 | 2.75% |
| ERIE, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,974 | 3.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,896 | 3.46% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,814 | 3.38% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,899 | 3.25% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,622 | 2.88% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,930 | 2.75% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,556 | 3.38% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,199 | 3.00% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,376 | 3.25% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,108 | 2.63% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,319 | 3.75% |
| Sayre, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,872 | 2.63% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,638 | 2.88% |
| Rutland, VT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,503 | 3.25% |
| Rolla, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,750 | 2.88% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,103 | 3.13% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $2,979 | 3.38% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,522 | 3.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,262 | 3.13% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,382 | 3.13% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,689 | 3.00% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,699 | 2.13% |
| Madison, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,633 | 3.13% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,216 | 3.13% |
| Holland, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,210 | 2.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,450 | 3.25% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,933 | 3.25% |
| London, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,965 | 3.00% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,170 | 3.38% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,242 | 2.50% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,588 | 2.88% |
| Murray, KY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,493 | 2.81% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,432 | 3.13% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,600 | 4.00% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,225 | 2.88% |
| Durant, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,403 | 2.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,721 | 3.00% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,931 | 2.13% |
| Albert Lea, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,713 | 3.25% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,728 | 2.00% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,660 | 3.88% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,290 | 2.75% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,603 | 3.25% |
| Henderson, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,894 | 2.75% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,040 | 2.88% |
| Helena, MT (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,752 | 3.25% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,023 | 2.50% |
| Berlin, NH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,147 | 2.88% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,493 | 3.13% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,854 | 2.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,095 | 3.25% |
| Washington, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,329 | 3.13% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,045 | 3.13% |
| Dumas, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,551 | 2.00% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,655 | 3.00% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,660 | 2.50% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,794 | 3.25% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,155 | 3.00% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,066 | 3.25% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,568 | 3.13% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,327 | 3.00% |
| Atchison, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,768 | 3.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,461 | 2.50% |
| Hastings, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,604 | 2.88% |
| Americus, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,047 | 4.25% |
| MONROE, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,792 | 4.75% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,230 | 2.88% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,676 | 2.63% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,750 | 2.63% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $1,949 | 3.00% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,598 | 3.25% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,118 | 3.00% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,087 | 2.88% |
| Portales, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,315 | 3.88% |
| Maryville, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,098 | 3.13% |
| Marshall, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,983 | 3.13% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,352 | 2.75% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,590 | 2.63% |
| Pontiac, IL (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $2,310 | 2.25% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,898 | 2.50% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,175 | 4.13% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,330 | 2.50% |
| Searcy, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,966 | 3.50% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,486 | 3.13% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,932 | 3.38% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,773 | 3.00% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,908 | 2.75% |
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Product Mix
For 2021, Prosperity Home Mortgage's most frequently originated type of loan was Conventional, with 37,417 originations. Their 2nd most popular type was FHA, with 4,052 originations.
Loan Reason
For 2021, Prosperity Home Mortgage's most frequently cited loan purpose was Home Purchase, with 36,464 originations. The 2nd most popular reason was Refi, with 5,985 originations.
Loan Duration/Length
For 2021, Prosperity Home Mortgage's most frequently cited loan duration was 30 Year, with 41,159 originations. The 2nd most popular length was 15 Year, with 2,684 originations.
Origination Fees/Closing Costs
Prosperity Home Mortgage's average total fees were $5,217, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 25,500 originations.
Interest Rates
During 2021, Prosperity Home Mortgage's average interest rate for loans was 3.05%, while their most frequently originated rate bucket for loans was 2.5-3%, with 19,938 originations.
Loan Sizing
2021 saw Prosperity Home Mortgage place emphasis on $200k-400k loans with 21,500 originations, totaling $6,168,790,000 in origination value.
Applicant Income
Prosperity Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 10,271 originations. The second most popular income band? $50k-75k, with 9,597 originations.
Applicant Debt to Income Ratio
Prosperity Home Mortgage lent most frequently to those with DTI ratios of 20-30%, with 10,066 originations. The next most common DTI ratio? 30-36%, with 8,808 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.64%
Prosperity Home Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination80.17%
Prosperity Home Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 45,324 | $15,263,080,000 | $336,755 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 45,324 | $15,263,080,000 | $336,755 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| PROSPERITY BANCSHARES, INC. | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 50.0% |
| PROSPERITY BANCSHARES, INC. | Conventional home mortgage | Incorrect information on your report | 1 | 50.0% |