Prosperity Home Mortgage Rates, Fees & Info

Richmond, VA

LEI: 5493005PKOSG7MYX0B34

Tax ID: 20-5216358

5 stars - Updated: 7/14/24 - out of 5 stars, based on 143 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Prosperity Home Mortgage is a mid-sized mortgage company specializing in Home Purchase loans. Prosperity Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Philadelphia, Atlanta, Minneapolis, and Dallas among others. We have data for 516 markets. (Some data included below & more in-depth data is available with an active subscription.)

Prosperity Home Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Prosperity Home Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.57% 7/14/24
30 Year Conventional Refi 6.46% 7/14/24
30 Year Cash-out Refi 6.76% 7/14/24
30 Year FHA Purchase 7.63% 7/14/24
30 Year FHA Refi 7.48% 7/14/24
30 Year VA Purchase 6.14% 7/14/24
30 Year VA Refi 6.10% 7/14/24
30 Year USDA Purchase 6.83% 7/14/24
15 Year Conventional Purchase 6.03% 7/14/24
15 Year Conventional Refi 6.06% 7/14/24
15 Year Cash-out Refi 6.06% 7/14/24
15 Year FHA Purchase 7.51% 7/14/24
15 Year VA Purchase 6.45% 7/14/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Prosperity Home Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Prosperity Home Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

20,559

Origination Dollar Volume (All Markets)

$6,816,055,000
Show all (55) awards

Relative Rate

Prosperity Home Mortgage's average 30 year fixed mortgage rate was 6.63%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.15%.

Relative Fees (Closing Costs)

Prosperity Home Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $7,743.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1,529 $764,175,000 $499,787 $9,676 6.63%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2,267 $739,465,000 $326,187 $7,754 6.61%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,149 $420,985,000 $366,393 $8,176 6.69%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,311 $403,745,000 $307,967 $6,317 6.46%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 594 $239,170,000 $402,643 $9,667 6.58%
KANSAS CITY, MO-KS (FHA|USDA|VA) 823 $237,525,000 $288,609 $4,549 6.55%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 533 $201,545,000 $378,133 $8,438 6.79%
RICHMOND, VA (FHA|USDA|VA) 553 $191,365,000 $346,049 $6,164 6.78%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 402 $172,100,000 $428,109 $8,309 6.84%
TUCSON, AZ (FHA|USDA|VA) 533 $166,015,000 $311,473 $8,298 6.66%
RALEIGH-CARY, NC (FHA|USDA|VA) 346 $133,140,000 $384,798 $6,921 6.69%
Outside of Metro Areas 588 $131,980,000 $224,456 $6,537 6.56%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 392 $121,880,000 $310,918 $7,201 6.67%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 378 $119,100,000 $315,079 $7,999 6.52%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 369 $96,825,000 $262,398 $6,693 6.42%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 350 $89,120,000 $254,629 $6,037 5.89%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 353 $88,445,000 $250,552 $5,325 6.83%
JACKSONVILLE, FL (FHA|USDA|VA) 248 $85,270,000 $343,831 $8,007 6.25%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 141 $81,325,000 $576,773 $5,568 6.66%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 133 $79,965,000 $601,241 $11,622 6.89%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 123 $78,005,000 $634,187 $10,686 6.82%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 134 $67,960,000 $507,164 $8,240 6.35%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 195 $67,845,000 $347,923 $9,280 6.34%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 270 $62,560,000 $231,704 $3,836 5.73%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 267 $60,345,000 $226,011 $5,893 6.33%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 139 $59,255,000 $426,295 $10,543 7.01%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 204 $58,400,000 $286,275 $3,787 6.75%
LOUISVILLE, KY (FHA|USDA|VA) 230 $56,160,000 $244,174 $4,897 6.74%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 71 $55,885,000 $787,113 $10,634 6.80%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 149 $55,225,000 $370,638 $7,244 6.65%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 185 $52,915,000 $286,027 $8,013 7.26%
SALISBURY, MD-DE (FHA|USDA|VA) 162 $52,270,000 $322,654 $8,012 6.78%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 113 $52,225,000 $462,168 $10,066 6.42%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 125 $45,595,000 $364,760 $8,530 7.13%
WINSTON-SALEM, NC (FHA|USDA|VA) 150 $41,480,000 $276,533 $7,289 6.66%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 151 $39,325,000 $260,430 $7,568 6.59%
MADISON, WI (FHA|USDA|VA) 130 $39,220,000 $301,692 $4,639 6.64%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 109 $35,635,000 $326,927 $7,593 6.96%
LINCOLN, NE (FHA|USDA|VA) 157 $35,085,000 $223,471 $3,849 6.13%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 81 $28,885,000 $356,605 $8,227 6.73%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 91 $28,085,000 $308,626 $5,619 6.73%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 91 $27,775,000 $305,220 $7,516 6.63%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 89 $27,625,000 $310,393 $7,013 6.79%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 72 $27,600,000 $383,333 $9,934 6.45%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 69 $26,635,000 $386,014 $6,741 6.88%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 49 $23,635,000 $482,347 $10,191 6.19%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 41 $22,805,000 $556,220 $11,673 7.14%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 110 $22,600,000 $205,455 $5,318 5.70%
ST. LOUIS, MO-IL (FHA|USDA|VA) 88 $22,590,000 $256,705 $4,676 6.73%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 67 $20,435,000 $305,000 $6,991 6.37%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 76 $20,410,000 $268,553 $7,047 6.37%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 73 $20,305,000 $278,151 $5,551 7.06%
OCEAN CITY, NJ (FHA|USDA|VA) 37 $20,305,000 $548,784 $7,809 6.87%
ROCHESTER, MN (FHA|USDA|VA) 76 $18,890,000 $248,553 $5,011 6.39%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 47 $18,345,000 $390,319 $8,117 7.01%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 66 $15,870,000 $240,455 $5,609 6.66%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 56 $14,940,000 $266,786 $7,330 6.83%
EAST STROUDSBURG, PA (FHA|USDA|VA) 60 $14,860,000 $247,667 $7,719 6.92%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 52 $13,870,000 $266,731 $8,576 7.19%
FAYETTEVILLE, NC (FHA|USDA|VA) 49 $13,565,000 $276,837 $9,787 6.46%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 51 $12,345,000 $242,059 $7,229 6.45%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 39 $11,675,000 $299,359 $9,899 6.66%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 39 $10,335,000 $265,000 $7,012 7.10%
READING, PA (FHA|USDA|VA) 37 $10,205,000 $275,811 $7,611 6.66%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 29 $9,745,000 $336,034 $9,998 7.06%
GAINESVILLE, GA (FHA|USDA|VA) 31 $9,695,000 $312,742 $7,125 6.84%
PITTSBURGH, PA (FHA|USDA|VA) 42 $9,410,000 $224,048 $6,836 6.86%
ROANOKE, VA (FHA|USDA|VA) 38 $9,380,000 $246,842 $6,220 6.95%
WINCHESTER, VA-WV (FHA|USDA|VA) 30 $9,310,000 $310,333 $7,969 6.46%
DOVER, DE (FHA|USDA|VA) 30 $9,260,000 $308,667 $8,341 6.66%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 32 $9,250,000 $289,063 $7,134 7.66%
Faribault-Northfield, MN (FHA|USDA|VA) 36 $9,080,000 $252,222 $6,148 5.83%
MOBILE, AL (FHA|USDA|VA) 37 $8,495,000 $229,595 $5,078 6.75%
FRESNO, CA (FHA|USDA|VA) 31 $8,435,000 $272,097 $6,645 6.96%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 28 $8,320,000 $297,143 $6,962 6.71%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 44 $8,260,000 $187,727 $6,873 6.05%
WILMINGTON, NC (FHA|USDA|VA) 22 $8,080,000 $367,273 $8,357 6.79%
STAUNTON, VA (FHA|USDA|VA) 30 $8,040,000 $268,000 $6,619 6.92%
ABILENE, TX (FHA|USDA|VA) 32 $8,030,000 $250,938 $7,548 6.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 39 $8,025,000 $205,769 $6,858 6.84%
Jefferson, GA (FHA|USDA|VA) 23 $7,945,000 $345,435 $8,414 7.07%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 27 $7,925,000 $293,519 $9,112 7.28%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 24 $7,080,000 $295,000 $7,959 6.35%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 25 $6,965,000 $278,600 $9,762 6.91%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 27 $6,825,000 $252,778 $7,903 6.23%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 22 $6,820,000 $310,000 $10,035 6.99%
SAVANNAH, GA (FHA|USDA|VA) 21 $6,585,000 $313,571 $11,159 6.28%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 23 $6,285,000 $273,261 $9,896 6.49%
HUNTSVILLE, AL (FHA|USDA|VA) 22 $6,240,000 $283,636 $7,230 6.41%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 16 $6,180,000 $386,250 $7,900 6.98%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 18 $6,110,000 $339,444 $9,976 6.84%
Kalispell, MT (FHA|USDA|VA) 14 $6,050,000 $432,143 $10,507 6.46%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 13 $6,025,000 $463,462 $9,332 6.73%
DULUTH, MN-WI (FHA|USDA|VA) 25 $5,905,000 $236,200 $5,373 6.69%
ST. CLOUD, MN (FHA|USDA|VA) 33 $5,805,000 $175,909 $4,772 6.16%
PORT ST. LUCIE, FL (FHA|USDA|VA) 24 $5,720,000 $238,333 $6,838 6.41%
OCALA, FL (FHA|USDA|VA) 26 $5,470,000 $210,385 $6,916 6.40%
Carlsbad-Artesia, NM (FHA|USDA|VA) 21 $5,425,000 $258,333 $7,006 7.26%
WAUSAU-WESTON, WI (FHA|USDA|VA) 33 $5,375,000 $162,879 $5,448 6.22%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 21 $5,355,000 $255,000 $6,182 7.05%
KNOXVILLE, TN (FHA|USDA|VA) 7 $5,345,000 $763,571 $9,054 6.91%
COLORADO SPRINGS, CO (FHA|USDA|VA) 12 $5,190,000 $432,500 $12,499 6.47%
Baraboo, WI (FHA|USDA|VA) 21 $5,175,000 $246,429 $6,852 6.39%
COLUMBUS, OH (FHA|USDA|VA) 18 $5,110,000 $283,889 $10,038 6.80%
Brainerd, MN (FHA|USDA|VA) 25 $5,035,000 $201,400 $5,469 6.43%
SPRINGFIELD, MO (FHA|USDA|VA) 22 $5,020,000 $228,182 $4,923 6.32%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 8 $4,880,000 $610,000 $7,045 6.69%
LANCASTER, PA (FHA|USDA|VA) 17 $4,605,000 $270,882 $7,181 6.93%
BURLINGTON, NC (FHA|USDA|VA) 16 $4,550,000 $284,375 $7,816 6.80%
SHERMAN-DENISON, TX (FHA|USDA|VA) 14 $4,490,000 $320,714 $10,497 6.55%
SALEM, OR (FHA|USDA|VA) 12 $4,410,000 $367,500 $12,451 6.73%
Torrington, CT (FHA|USDA|VA) 21 $4,405,000 $209,762 $7,117 6.30%
EAU CLAIRE, WI (FHA|USDA|VA) 24 $4,400,000 $183,333 $4,352 6.61%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 13 $4,365,000 $335,769 $11,334 6.48%
LYNCHBURG, VA (FHA|USDA|VA) 24 $4,160,000 $173,333 $4,417 6.80%
Bozeman, MT (FHA|USDA|VA) 7 $4,105,000 $586,429 $14,498 7.05%
BOULDER, CO (FHA|USDA|VA) 8 $4,080,000 $510,000 $8,647 6.36%
Butte-Silver Bow, MT (FHA|USDA|VA) 14 $4,050,000 $289,286 $9,217 6.52%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 5 $3,945,000 $789,000 $13,930 6.55%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 19 $3,915,000 $206,053 $4,511 6.55%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 10 $3,880,000 $388,000 $5,354 7.11%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 15 $3,765,000 $251,000 $6,120 7.12%
SIOUX FALLS, SD (FHA|USDA|VA) 14 $3,750,000 $267,857 $5,057 6.77%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 12 $3,740,000 $311,667 $12,315 6.51%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 11 $3,735,000 $339,545 $7,547 6.42%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 11 $3,705,000 $336,818 $10,307 7.12%
Hutchinson, MN (FHA|USDA|VA) 21 $3,685,000 $175,476 $4,570 5.77%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 20 $3,640,000 $182,000 $5,381 6.83%
YORK-HANOVER, PA (FHA|USDA|VA) 13 $3,565,000 $274,231 $8,857 6.76%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 12 $3,550,000 $295,833 $8,290 6.53%
Beaver Dam, WI (FHA|USDA|VA) 15 $3,465,000 $231,000 $4,328 6.33%
Stephenville, TX (FHA|USDA|VA) 12 $3,400,000 $283,333 $5,590 6.70%
COLUMBIA, SC (FHA|USDA|VA) 17 $3,365,000 $197,941 $7,869 6.85%
Helena, MT (FHA|USDA|VA) 9 $3,355,000 $372,778 $8,121 7.03%
JACKSONVILLE, NC (FHA|USDA|VA) 13 $3,315,000 $255,000 $9,985 6.74%
BEND, OR (FHA|USDA|VA) 8 $3,310,000 $413,750 $12,252 6.92%
TUSCALOOSA, AL (FHA|USDA|VA) 19 $3,305,000 $173,947 $5,156 6.95%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 9 $3,295,000 $366,111 $8,140 6.42%
Red Wing, MN (FHA|USDA|VA) 15 $3,275,000 $218,333 $5,215 6.38%
Easton, MD (FHA|USDA|VA) 10 $3,270,000 $327,000 $9,021 7.24%
MISSOULA, MT (FHA|USDA|VA) 8 $3,240,000 $405,000 $10,962 6.61%
MERCED, CA (FHA|USDA|VA) 8 $3,210,000 $401,250 $13,618 6.52%
VALLEJO, CA (FHA|USDA|VA) 7 $3,175,000 $453,571 $13,366 6.53%
RACINE, WI (FHA|USDA|VA) 15 $3,165,000 $211,000 $4,610 6.62%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 13 $3,145,000 $241,923 $8,058 7.73%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 13 $3,035,000 $233,462 $9,114 6.30%
Athens, TX (FHA|USDA|VA) 9 $2,975,000 $330,556 $11,061 7.24%
Cullman, AL (FHA|USDA|VA) 12 $2,910,000 $242,500 $7,705 6.63%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 13 $2,895,000 $222,692 $7,213 7.07%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 12 $2,840,000 $236,667 $8,490 6.42%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 12 $2,830,000 $235,833 $11,036 6.96%
WORCESTER, MA-CT (FHA|USDA|VA) 10 $2,830,000 $283,000 $8,122 6.99%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 9 $2,815,000 $312,778 $10,735 6.42%
TYLER, TX (FHA|USDA|VA) 8 $2,790,000 $348,750 $10,103 6.58%
HINESVILLE, GA (FHA|USDA|VA) 12 $2,770,000 $230,833 $8,397 6.76%
ALBUQUERQUE, NM (FHA|USDA|VA) 12 $2,760,000 $230,000 $8,193 7.17%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $2,630,000 $263,000 $13,229 6.89%
FLINT, MI (FHA|USDA|VA) 16 $2,600,000 $162,500 $5,856 7.00%
Granbury, TX (FHA|USDA|VA) 5 $2,585,000 $517,000 $13,619 7.05%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 6 $2,580,000 $430,000 $16,200 6.08%
THE VILLAGES, FL (FHA|USDA|VA) 10 $2,560,000 $256,000 $6,926 7.25%
Jasper, AL (FHA|USDA|VA) 12 $2,530,000 $210,833 $5,172 7.01%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 5 $2,525,000 $505,000 $7,164 6.58%
FOND DU LAC, WI (FHA|USDA|VA) 14 $2,490,000 $177,857 $4,230 6.24%
MANKATO, MN (FHA|USDA|VA) 14 $2,450,000 $175,000 $3,698 5.96%
GAINESVILLE, FL (FHA|USDA|VA) 13 $2,425,000 $186,538 $6,465 6.54%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 7 $2,415,000 $345,000 $8,063 7.02%
ROCKY MOUNT, NC (FHA|USDA|VA) 9 $2,405,000 $267,222 $12,621 6.50%
Show Low, AZ (FHA|USDA|VA) 6 $2,320,000 $386,667 $13,519 7.10%
SPRINGFIELD, MA (FHA|USDA|VA) 7 $2,285,000 $326,429 $9,183 6.64%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 9 $2,285,000 $253,889 $7,295 7.28%
PUNTA GORDA, FL (FHA|USDA|VA) 8 $2,280,000 $285,000 $5,745 7.50%
STOCKTON, CA (FHA|USDA|VA) 9 $2,215,000 $246,111 $5,921 8.33%
Warrensburg, MO (FHA|USDA|VA) 8 $2,200,000 $275,000 $6,458 6.62%
BAKERSFIELD, CA (FHA|USDA|VA) 13 $2,115,000 $162,692 $6,816 7.87%
SAGINAW, MI (FHA|USDA|VA) 12 $2,040,000 $170,000 $4,950 6.95%
PANAMA CITY, FL (FHA|USDA|VA) 7 $1,995,000 $285,000 $10,755 6.04%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 9 $1,995,000 $221,667 $6,208 7.04%
ANCHORAGE, AK (FHA|USDA|VA) 7 $1,975,000 $282,143 $10,771 6.71%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 7 $1,975,000 $282,143 $7,167 6.66%
Kill Devil Hills, NC (FHA|USDA|VA) 5 $1,945,000 $389,000 $9,981 7.43%
MODESTO, CA (FHA|USDA|VA) 9 $1,935,000 $215,000 $9,254 6.66%
HARRISONBURG, VA (FHA|USDA|VA) 8 $1,930,000 $241,250 $7,426 6.89%
Austin, MN (FHA|USDA|VA) 12 $1,920,000 $160,000 $4,590 6.90%
Roswell, NM (FHA|USDA|VA) 8 $1,900,000 $237,500 $6,065 6.73%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $1,890,000 $472,500 $15,447 5.91%
OKLAHOMA CITY, OK (FHA|USDA|VA) 7 $1,885,000 $269,286 $9,178 6.73%
GOLDSBORO, NC (FHA|USDA|VA) 8 $1,850,000 $231,250 $8,259 6.12%
GREELEY, CO (FHA|USDA|VA) 4 $1,820,000 $455,000 $14,374 7.03%
MONTGOMERY, AL (FHA|USDA|VA) 10 $1,770,000 $177,000 $8,494 6.65%
Pahrump, NV (FHA|USDA|VA) 8 $1,760,000 $220,000 $7,126 6.30%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,755,000 $250,714 $10,476 6.59%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 9 $1,755,000 $195,000 $5,186 6.19%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $1,745,000 $349,000 $6,802 6.65%
LAFAYETTE, LA (FHA|USDA|VA) 5 $1,715,000 $343,000 $7,158 7.10%
Talladega-Sylacauga, AL (FHA|USDA|VA) 10 $1,690,000 $169,000 $4,504 6.92%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $1,665,000 $237,857 $6,023 7.39%
BATON ROUGE, LA (FHA|USDA|VA) 10 $1,660,000 $166,000 $7,102 7.40%
EVANSVILLE, IN-KY (FHA|USDA|VA) 8 $1,630,000 $203,750 $5,749 7.33%
Owatonna, MN (FHA|USDA|VA) 8 $1,620,000 $202,500 $6,157 6.05%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 8 $1,610,000 $201,250 $7,519 6.83%
Frankfort, KY (FHA|USDA|VA) 10 $1,590,000 $159,000 $5,473 6.19%
GETTYSBURG, PA (FHA|USDA|VA) 6 $1,570,000 $261,667 $7,917 6.77%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 8 $1,570,000 $196,250 $5,979 6.78%
Willmar, MN (FHA|USDA|VA) 9 $1,545,000 $171,667 $5,096 6.08%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 7 $1,505,000 $215,000 $8,724 7.23%
Morehead City, NC (FHA|USDA|VA) 6 $1,500,000 $250,000 $8,062 6.50%
LAWRENCE, KS (FHA|USDA|VA) 5 $1,475,000 $295,000 $3,624 7.23%
Bardstown, KY (FHA|USDA|VA) 8 $1,470,000 $183,750 $6,775 6.36%
Calhoun, GA (FHA|USDA|VA) 8 $1,440,000 $180,000 $7,075 5.61%
Cornelia, GA (FHA|USDA|VA) 5 $1,425,000 $285,000 $10,533 6.67%
FORT COLLINS, CO (FHA|USDA|VA) 3 $1,415,000 $471,667 $9,676 6.13%
SUMTER, SC (FHA|USDA|VA) 7 $1,415,000 $202,143 $4,608 5.86%
TALLAHASSEE, FL (FHA|USDA|VA) 7 $1,405,000 $200,714 $10,730 7.53%
GADSDEN, AL (FHA|USDA|VA) 6 $1,350,000 $225,000 $5,017 6.81%
COLUMBUS, GA-AL (FHA|USDA|VA) 7 $1,345,000 $192,143 $7,589 7.59%
BOISE CITY, ID (FHA|USDA|VA) 3 $1,315,000 $438,333 $15,075 6.41%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $1,305,000 $261,000 $5,329 6.25%
Key West, FL (FHA|USDA|VA) 3 $1,295,000 $431,667 $12,057 7.13%
BILLINGS, MT (FHA|USDA|VA) 5 $1,295,000 $259,000 $9,986 6.43%
BRUNSWICK, GA (FHA|USDA|VA) 3 $1,285,000 $428,333 $7,690 6.75%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 8 $1,280,000 $160,000 $2,498 6.38%
CARSON CITY, NV (FHA|USDA|VA) 3 $1,275,000 $425,000 $4,767 5.29%
ROME, GA (FHA|USDA|VA) 7 $1,265,000 $180,714 $5,322 5.96%
LONGVIEW, TX (FHA|USDA|VA) 5 $1,265,000 $253,000 $8,322 6.00%
Menomonie, WI (FHA|USDA|VA) 7 $1,245,000 $177,857 $6,243 7.05%
MEDFORD, OR (FHA|USDA|VA) 3 $1,235,000 $411,667 $8,704 6.79%
WILLIAMSPORT, PA (FHA|USDA|VA) 5 $1,235,000 $247,000 $5,169 7.23%
MUNCIE, IN (FHA|USDA|VA) 7 $1,205,000 $172,143 $3,970 7.03%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 4 $1,200,000 $300,000 $7,344 7.00%
Sanford, NC (FHA|USDA|VA) 5 $1,195,000 $239,000 $9,564 6.28%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $1,180,000 $196,667 $4,191 6.87%
Clovis, NM (FHA|USDA|VA) 4 $1,170,000 $292,500 $10,624 6.78%
Platteville, WI (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,638 5.81%
Port Angeles, WA (FHA|USDA|VA) 2 $1,160,000 $580,000 $10,424 9.06%
CANTON-MASSILLON, OH (FHA|USDA|VA) 6 $1,150,000 $191,667 $8,779 6.69%
KINGSTON, NY (FHA|USDA|VA) 3 $1,135,000 $378,333 $7,976 7.04%
St. Marys, GA (FHA|USDA|VA) 4 $1,120,000 $280,000 $7,273 6.78%
BLOOMINGTON, IN (FHA|USDA|VA) 6 $1,110,000 $185,000 $2,290 6.58%
Mount Sterling, KY (FHA|USDA|VA) 9 $1,095,000 $121,667 $5,402 6.24%
COLUMBUS, IN (FHA|USDA|VA) 5 $1,085,000 $217,000 $2,566 6.85%
Sunbury, PA (FHA|USDA|VA) 7 $1,075,000 $153,571 $5,429 6.79%
Seymour, IN (FHA|USDA|VA) 6 $1,060,000 $176,667 $5,833 7.35%
Cambridge, MD (FHA|USDA|VA) 5 $1,055,000 $211,000 $6,831 7.62%
Centralia, WA (FHA|USDA|VA) 4 $1,050,000 $262,500 $14,841 6.50%
Ottawa, KS (FHA|USDA|VA) 5 $1,045,000 $209,000 $3,610 6.57%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 4 $1,040,000 $260,000 $13,979 6.09%
Moses Lake, WA (FHA|USDA|VA) 2 $1,020,000 $510,000 $11,984 6.56%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $1,015,000 $203,000 $5,912 7.10%
LaGrange, GA-AL (FHA|USDA|VA) 6 $1,000,000 $166,667 $5,078 5.63%
Mount Airy, NC (FHA|USDA|VA) 3 $995,000 $331,667 $10,811 7.25%
FLAGSTAFF, AZ (FHA|USDA|VA) 4 $990,000 $247,500 $4,328 6.87%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 3 $985,000 $328,333 $5,318 7.04%
Seneca, SC (FHA|USDA|VA) 3 $985,000 $328,333 $10,246 7.33%
Bonham, TX (FHA|USDA|VA) 4 $950,000 $237,500 $8,084 6.97%
MADERA, CA (FHA|USDA|VA) 4 $950,000 $237,500 $5,229 8.47%
Cullowhee, NC (FHA|USDA|VA) 3 $945,000 $315,000 $8,178 7.67%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $935,000 $311,667 $9,762 7.54%
Edwards, CO (FHA|USDA|VA) 1 $925,000 $925,000 $3,306 7.13%
Henderson, NC (FHA|USDA|VA) 4 $920,000 $230,000 $9,538 6.28%
SPARTANBURG, SC (FHA|USDA|VA) 5 $915,000 $183,000 $10,905 7.20%
AKRON, OH (FHA|USDA|VA) 5 $915,000 $183,000 $9,058 7.00%
HAMMOND, LA (FHA|USDA|VA) 4 $910,000 $227,500 $9,301 6.93%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 4 $890,000 $222,500 $7,044 6.75%
WICHITA, KS (FHA|USDA|VA) 4 $890,000 $222,500 $7,720 6.59%
Concord, NH (FHA|USDA|VA) 1 $885,000 $885,000 $12,426 6.88%
Branson, MO (FHA|USDA|VA) 5 $885,000 $177,000 $4,017 6.53%
Richmond-Berea, KY (FHA|USDA|VA) 4 $880,000 $220,000 $7,440 6.59%
Georgetown, SC (FHA|USDA|VA) 4 $880,000 $220,000 $6,356 7.03%
Whitewater, WI (FHA|USDA|VA) 3 $865,000 $288,333 $4,003 7.71%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $865,000 $288,333 $4,422 7.25%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $855,000 $285,000 $6,320 7.62%
Ellensburg, WA (FHA|USDA|VA) 2 $830,000 $415,000 $10,040 6.25%
MANHATTAN, KS (FHA|USDA|VA) 2 $810,000 $405,000 $15,655 6.88%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $805,000 $268,333 $9,953 8.71%
New Ulm, MN (FHA|USDA|VA) 6 $790,000 $131,667 $4,730 6.96%
VALDOSTA, GA (FHA|USDA|VA) 3 $785,000 $261,667 $10,848 6.04%
NEW BERN, NC (FHA|USDA|VA) 3 $785,000 $261,667 $6,556 6.83%
Oxford, MS (FHA|USDA|VA) 3 $785,000 $261,667 $4,253 7.21%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $775,000 $155,000 $5,016 6.10%
PUEBLO, CO (FHA|USDA|VA) 2 $770,000 $385,000 $5,092 7.13%
Paducah, KY-IL (FHA|USDA|VA) 2 $770,000 $385,000 $8,003 7.06%
BELLINGHAM, WA (FHA|USDA|VA) 2 $770,000 $385,000 $5,469 7.88%
APPLETON, WI (FHA|USDA|VA) 3 $765,000 $255,000 $4,330 7.00%
Frankfort, IN (FHA|USDA|VA) 3 $765,000 $255,000 $5,270 6.71%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $765,000 $255,000 $9,548 6.46%
Los Alamos, NM (FHA|USDA|VA) 1 $755,000 $755,000 $50,441 5.63%
TOPEKA, KS (FHA|USDA|VA) 4 $750,000 $187,500 $4,535 7.00%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $745,000 $248,333 $8,733 7.16%
Albert Lea, MN (FHA|USDA|VA) 5 $745,000 $149,000 $4,713 5.37%
BANGOR, ME (FHA|USDA|VA) 3 $735,000 $245,000 $7,153 6.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $730,000 $182,500 $6,142 7.71%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $730,000 $365,000 $6,949 5.94%
Nogales, AZ (FHA|USDA|VA) 1 $725,000 $725,000 $6,008 6.88%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 5 $725,000 $145,000 $5,274 7.58%
Durango, CO (FHA|USDA|VA) 1 $725,000 $725,000 $4,071 6.49%
AMARILLO, TX (FHA|USDA|VA) 3 $725,000 $241,667 $8,222 7.29%
Thomaston, GA (FHA|USDA|VA) 3 $725,000 $241,667 $6,673 7.00%
Portales, NM (FHA|USDA|VA) 4 $720,000 $180,000 $6,523 7.03%
Fergus Falls, MN (FHA|USDA|VA) 3 $715,000 $238,333 $5,789 6.42%
Gainesville, TX (FHA|USDA|VA) 2 $710,000 $355,000 $13,765 6.38%
CHEYENNE, WY (FHA|USDA|VA) 1 $705,000 $705,000 $5,220 7.50%
Aberdeen, WA (FHA|USDA|VA) 4 $690,000 $172,500 $6,627 5.37%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $680,000 $340,000 $7,287 7.50%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $680,000 $170,000 $8,692 6.37%
Plymouth, IN (FHA|USDA|VA) 2 $680,000 $340,000 $13,583 5.63%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $680,000 $340,000 $8,482 6.44%
REDDING, CA (FHA|USDA|VA) 3 $675,000 $225,000 $7,892 6.87%
Toccoa, GA (FHA|USDA|VA) 1 $675,000 $675,000 $11,739 6.88%
Fremont, NE (FHA|USDA|VA) 6 $670,000 $111,667 $770 4.81%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $670,000 $167,500 $8,321 7.44%
Winona, MN (FHA|USDA|VA) 5 $665,000 $133,000 $4,327 7.03%
Waycross, GA (FHA|USDA|VA) 2 $660,000 $330,000 $7,963 6.19%
Marshall, MN (FHA|USDA|VA) 6 $660,000 $110,000 $3,871 7.10%
RENO, NV (FHA|USDA|VA) 2 $650,000 $325,000 $7,430 6.56%
Dublin, GA (FHA|USDA|VA) 3 $645,000 $215,000 $7,696 6.46%
Dayton, TN (FHA|USDA|VA) 1 $645,000 $645,000 $17,816 7.63%
Albemarle, NC (FHA|USDA|VA) 3 $645,000 $215,000 $8,792 6.46%
GREENVILLE, NC (FHA|USDA|VA) 2 $640,000 $320,000 $8,611 6.81%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $630,000 $315,000 $7,445 6.44%
North Wilkesboro, NC (FHA|USDA|VA) 2 $620,000 $310,000 $8,869 6.75%
ASHEVILLE, NC (FHA|USDA|VA) 3 $615,000 $205,000 $7,406 7.29%
SANTA FE, NM (FHA|USDA|VA) 3 $615,000 $205,000 $10,371 7.91%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $615,000 $205,000 $9,052 6.50%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $600,000 $300,000 $3,124 6.50%
CORVALLIS, OR (FHA|USDA|VA) 3 $595,000 $198,333 $7,436 6.99%
GRAND ISLAND, NE (FHA|USDA|VA) 3 $595,000 $198,333 $1,357 5.33%
FARGO, ND-MN (FHA|USDA|VA) 3 $585,000 $195,000 $6,146 6.37%
Crossville, TN (FHA|USDA|VA) 1 $585,000 $585,000 $24,683 6.62%
Danville, VA (FHA|USDA|VA) 1 $575,000 $575,000 $6,301 7.38%
FLORENCE, SC (FHA|USDA|VA) 2 $560,000 $280,000 $7,902 6.49%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $555,000 $555,000 $4,648 8.13%
Campbellsville, KY (FHA|USDA|VA) 3 $555,000 $185,000 $7,025 6.33%
COLUMBIA, MO (FHA|USDA|VA) 2 $550,000 $275,000 $2,247 7.00%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $545,000 $181,667 $5,395 7.62%
Shelby, NC (FHA|USDA|VA) 2 $540,000 $270,000 $14,181 5.69%
Dodge City, KS (FHA|USDA|VA) 2 $540,000 $270,000 $4,799 7.13%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $540,000 $270,000 $8,610 7.44%
Wilson, NC (FHA|USDA|VA) 3 $535,000 $178,333 $5,582 6.38%
Dumas, TX (FHA|USDA|VA) 3 $525,000 $175,000 $8,496 6.41%
DALTON, GA (FHA|USDA|VA) 3 $525,000 $175,000 $6,953 5.92%
SALINAS, CA (FHA|USDA|VA) 1 $525,000 $525,000 $12,264 6.00%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $510,000 $255,000 $6,162 7.69%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $510,000 $255,000 $12,820 6.44%
Ottawa, IL (FHA|USDA|VA) 3 $505,000 $168,333 $8,641 6.58%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $505,000 $168,333 $6,628 7.08%
YAKIMA, WA (FHA|USDA|VA) 2 $490,000 $245,000 $14,602 5.75%
Astoria, OR (FHA|USDA|VA) 1 $485,000 $485,000 $23,161 6.63%
DOTHAN, AL (FHA|USDA|VA) 2 $480,000 $240,000 $10,637 7.63%
MORGANTOWN, WV (FHA|USDA|VA) 2 $480,000 $240,000 $8,530 7.00%
Douglas, GA (FHA|USDA|VA) 1 $475,000 $475,000 $4,038 7.00%
Cedartown, GA (FHA|USDA|VA) 2 $470,000 $235,000 $9,066 6.94%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $470,000 $235,000 $8,217 6.94%
ANN ARBOR, MI (FHA|USDA|VA) 2 $460,000 $230,000 $6,644 7.69%
Lake City, FL (FHA|USDA|VA) 2 $460,000 $230,000 $5,703 6.63%
Lock Haven, PA (FHA|USDA|VA) 2 $450,000 $225,000 $10,595 6.44%
Selma, AL (FHA|USDA|VA) 3 $445,000 $148,333 $9,728 6.87%
PITTSFIELD, MA (FHA|USDA|VA) 2 $440,000 $220,000 $5,824 7.06%
Palestine, TX (FHA|USDA|VA) 1 $435,000 $435,000 $7,609 7.63%
Holland, MI (FHA|USDA|VA) 2 $430,000 $215,000 $5,350 8.00%
Outside of Metro Areas 2 $430,000 $215,000 $4,662 6.81%
FORT WAYNE, IN (FHA|USDA|VA) 2 $430,000 $215,000 $3,669 6.94%
Orangeburg, SC (FHA|USDA|VA) 1 $425,000 $425,000 $7,067 5.25%
HATTIESBURG, MS (FHA|USDA|VA) 1 $425,000 $425,000 $3,888 7.88%
KOKOMO, IN (FHA|USDA|VA) 2 $420,000 $210,000 $9,782 6.88%
SAN ANGELO, TX (FHA|USDA|VA) 1 $415,000 $415,000 $3,939 6.62%
Pottsville, PA (FHA|USDA|VA) 3 $415,000 $138,333 $4,513 7.04%
Durant, OK (FHA|USDA|VA) 1 $405,000 $405,000 $23,340 5.75%
Greeneville, TN (FHA|USDA|VA) 1 $405,000 $405,000 $3,665 6.38%
Beatrice, NE (FHA|USDA|VA) 4 $400,000 $100,000 $3,040 5.06%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $400,000 $200,000 $8,301 6.68%
TULSA, OK (FHA|USDA|VA) 2 $400,000 $200,000 $4,436 6.81%
Ozark, AL (FHA|USDA|VA) 2 $390,000 $195,000 $8,394 6.50%
GREEN BAY, WI (FHA|USDA|VA) 2 $390,000 $195,000 $3,496 6.81%
Alexander City, AL (FHA|USDA|VA) 1 $385,000 $385,000 $2,800 7.00%
Malone, NY (FHA|USDA|VA) 1 $385,000 $385,000 $10,703 8.63%
Lebanon, NH-VT (FHA|USDA|VA) 1 $385,000 $385,000 $6,647 6.63%
LUBBOCK, TX (FHA|USDA|VA) 2 $380,000 $190,000 $4,437 7.13%
Jasper, IN (FHA|USDA|VA) 2 $380,000 $190,000 $10,268 6.81%
Scottsburg, IN (FHA|USDA|VA) 2 $380,000 $190,000 $7,746 6.44%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $375,000 $375,000 $10,190 5.75%
FARMINGTON, NM (FHA|USDA|VA) 1 $355,000 $355,000 $9,600 7.63%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $355,000 $355,000 $14,228 6.62%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $355,000 $118,333 $5,302 7.79%
FAIRBANKS, AK (FHA|USDA|VA) 1 $355,000 $355,000 $4,194 5.75%
Sonora, CA (FHA|USDA|VA) 1 $355,000 $355,000 $18,357 6.75%
Union City, TN (FHA|USDA|VA) 1 $355,000 $355,000 $13,623 6.25%
Athens, TN (FHA|USDA|VA) 1 $355,000 $355,000 $9,191 6.25%
North Vernon, IN (FHA|USDA|VA) 2 $350,000 $175,000 $6,411 7.00%
JACKSON, MS (FHA|USDA|VA) 2 $350,000 $175,000 $8,339 3.94%
Grand Rapids, MN (FHA|USDA|VA) 1 $345,000 $345,000 $4,673 6.75%
Stevens Point, WI (FHA|USDA|VA) 3 $345,000 $115,000 $6,366 6.58%
MIDLAND, MI (FHA|USDA|VA) 1 $345,000 $345,000 $4,017 6.75%
Sturgis, MI (FHA|USDA|VA) 2 $340,000 $170,000 $9,237 6.49%
Shelton, WA (FHA|USDA|VA) 1 $335,000 $335,000 $4,663 7.63%
RAPID CITY, SD (FHA|USDA|VA) 2 $330,000 $165,000 $6,041 6.44%
BAY CITY, MI (FHA|USDA|VA) 2 $330,000 $165,000 $4,046 6.81%
YUMA, AZ (FHA|USDA|VA) 2 $330,000 $165,000 $8,850 7.06%
Danville, KY (FHA|USDA|VA) 3 $325,000 $108,333 $3,433 5.50%
Alexandria, MN (FHA|USDA|VA) 1 $325,000 $325,000 $4,199 7.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $315,000 $315,000 $13,599 6.12%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 1 $315,000 $315,000 $3,089 7.25%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $305,000 $305,000 $12,240 5.75%
Bellefontaine, OH (FHA|USDA|VA) 1 $295,000 $295,000 $14,890 6.13%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $295,000 $295,000 $10,454 5.49%
Shawano, WI (FHA|USDA|VA) 1 $285,000 $285,000 $5,850 6.00%
Hobbs, NM (FHA|USDA|VA) 1 $285,000 $285,000 $8,694 7.13%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $275,000 $275,000 $3,839 6.50%
Lewisburg, PA (FHA|USDA|VA) 1 $275,000 $275,000 $5,515 6.13%
Glenwood Springs, CO (FHA|USDA|VA) 1 $275,000 $275,000 $2,264 6.88%
OWENSBORO, KY (FHA|USDA|VA) 3 $275,000 $91,667 $4,842 7.96%
Roseburg, OR (FHA|USDA|VA) 2 $270,000 $135,000 $6,038 7.81%
Martinsville, VA (FHA|USDA|VA) 1 $265,000 $265,000 $4,126 7.25%
Madison, IN (FHA|USDA|VA) 1 $265,000 $265,000 $7,166 6.12%
Somerset, PA (FHA|USDA|VA) 1 $265,000 $265,000 $9,318 6.50%
Brevard, NC (FHA|USDA|VA) 1 $265,000 $265,000 $10,551 6.63%
ROCKFORD, IL (FHA|USDA|VA) 2 $260,000 $130,000 $3,866 8.31%
Manitowoc, WI (FHA|USDA|VA) 1 $255,000 $255,000 $4,092 6.38%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $255,000 $85,000 $3,520 8.00%
GRANTS PASS, OR (FHA|USDA|VA) 1 $255,000 $255,000 $11,259 5.63%
WALLA WALLA, WA (FHA|USDA|VA) 1 $255,000 $255,000 $7,869 7.50%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $255,000 $255,000 $9,304 7.25%
Columbus, NE (FHA|USDA|VA) 1 $255,000 $255,000 $1,481 7.13%
WACO, TX (FHA|USDA|VA) 1 $245,000 $245,000 $4,843 7.25%
Clarksburg, WV (FHA|USDA|VA) 1 $245,000 $245,000 $3,855 6.50%
Greensburg, IN (FHA|USDA|VA) 1 $245,000 $245,000 $1,873 6.88%
MORRISTOWN, TN (FHA|USDA|VA) 1 $245,000 $245,000 $7,377 6.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $245,000 $245,000 $2,200 6.00%
Fredericksburg, TX (FHA|USDA|VA) 1 $245,000 $245,000 $15,965 5.88%
JACKSON, MI (FHA|USDA|VA) 2 $240,000 $120,000 $5,520 6.93%
Klamath Falls, OR (FHA|USDA|VA) 1 $235,000 $235,000 $4,170 8.00%
Mineral Wells, TX (FHA|USDA|VA) 1 $235,000 $235,000 $17,105 5.13%
VISALIA, CA (FHA|USDA|VA) 3 $235,000 $78,333 $3,890 8.49%
Kinston, NC (FHA|USDA|VA) 1 $225,000 $225,000 $11,055 6.13%
Americus, GA (FHA|USDA|VA) 1 $225,000 $225,000 $3,360 6.50%
Union, SC (FHA|USDA|VA) 1 $225,000 $225,000 $13,140 6.63%
Alice, TX (FHA|USDA|VA) 1 $225,000 $225,000 $11,233 7.13%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $220,000 $110,000 $6,111 8.19%
Palatka, FL (FHA|USDA|VA) 2 $220,000 $110,000 $3,359 3.75%
Norfolk, NE (FHA|USDA|VA) 1 $215,000 $215,000 $3,022 6.63%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $215,000 $215,000 $6,676 8.13%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $210,000 $105,000 $6,261 8.06%
Harrison, AR (FHA|USDA|VA) 1 $205,000 $205,000 $9,015 6.25%
Wabash, IN (FHA|USDA|VA) 1 $205,000 $205,000 $9,283 5.75%
Findlay, OH (FHA|USDA|VA) 1 $205,000 $205,000 $12,450 5.25%
Somerset, KY (FHA|USDA|VA) 1 $205,000 $205,000 $3,388 6.63%
MUSKEGON, MI (FHA|USDA|VA) 1 $205,000 $205,000 $8,246 7.63%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $200,000 $100,000 $5,338 8.31%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $200,000 $100,000 $4,030 7.24%
Coshocton, OH (FHA|USDA|VA) 1 $195,000 $195,000 $12,392 5.25%
Vidalia, GA (FHA|USDA|VA) 1 $195,000 $195,000 $9,749 6.50%
LIMA, OH (FHA|USDA|VA) 1 $195,000 $195,000 $12,565 6.63%
Marion, IN (FHA|USDA|VA) 1 $195,000 $195,000 $5,876 7.13%
Albertville, AL (FHA|USDA|VA) 1 $195,000 $195,000 $13,426 6.13%
MANSFIELD, OH (FHA|USDA|VA) 1 $185,000 $185,000 $12,568 6.12%
Minden, LA (FHA|USDA|VA) 1 $185,000 $185,000 $5,848 7.13%
Las Vegas, NM (FHA|USDA|VA) 1 $185,000 $185,000 $11,781 6.25%
Warren, PA (FHA|USDA|VA) 1 $185,000 $185,000 $5,572 7.63%
DECATUR, AL (FHA|USDA|VA) 1 $185,000 $185,000 $6,860 5.63%
North Platte, NE (FHA|USDA|VA) 2 $180,000 $90,000 $0 3.81%
YUBA CITY, CA (FHA|USDA|VA) 2 $180,000 $90,000 $4,452 8.87%
Bemidji, MN (FHA|USDA|VA) 2 $180,000 $90,000 $325 4.06%
Traverse City, MI (FHA|USDA|VA) 1 $175,000 $175,000 $10,830 5.63%
Tifton, GA (FHA|USDA|VA) 1 $175,000 $175,000 $7,073 6.99%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $175,000 $175,000 $9,539 6.12%
Selinsgrove, PA (FHA|USDA|VA) 1 $175,000 $175,000 $6,238 5.75%
Washington, IN (FHA|USDA|VA) 1 $175,000 $175,000 $10,497 5.25%
KANKAKEE, IL (FHA|USDA|VA) 2 $170,000 $85,000 $0 3.00%
El Campo, TX (FHA|USDA|VA) 2 $170,000 $85,000 $4,396 8.62%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $165,000 $165,000 $9,020 7.13%
Marion, OH (FHA|USDA|VA) 1 $165,000 $165,000 $7,661 6.88%
Ashland, OH (FHA|USDA|VA) 1 $165,000 $165,000 $7,628 6.12%
Rockingham, NC (FHA|USDA|VA) 1 $155,000 $155,000 $8,950 6.25%
Opelousas, LA (FHA|USDA|VA) 1 $155,000 $155,000 $6,285 5.99%
EL CENTRO, CA (FHA|USDA|VA) 1 $155,000 $155,000 $6,361 8.25%
Zanesville, OH (FHA|USDA|VA) 1 $155,000 $155,000 $11,291 6.38%
TOLEDO, OH (FHA|USDA|VA) 2 $150,000 $75,000 $4,598 7.69%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $145,000 $145,000 $3,553 6.50%
Murray, KY (FHA|USDA|VA) 1 $145,000 $145,000 $8,314 5.88%
Elizabeth City, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,329 8.13%
Milledgeville, GA (FHA|USDA|VA) 1 $145,000 $145,000 $4,378 5.75%
JACKSON, TN (FHA|USDA|VA) 1 $145,000 $145,000 $10,394 6.12%
Brookings, SD (FHA|USDA|VA) 1 $145,000 $145,000 $2,737 6.00%
Worthington, MN (FHA|USDA|VA) 2 $140,000 $70,000 $150 3.06%
Bluffton, IN (FHA|USDA|VA) 1 $135,000 $135,000 $5,567 6.50%
New Castle, PA (FHA|USDA|VA) 1 $135,000 $135,000 $5,966 5.50%
MONROE, MI (FHA|USDA|VA) 1 $135,000 $135,000 $8,087 6.88%
Sedalia, MO (FHA|USDA|VA) 1 $135,000 $135,000 $2,573 6.75%
Crawfordsville, IN (FHA|USDA|VA) 1 $135,000 $135,000 $4,471 6.88%
Jesup, GA (FHA|USDA|VA) 1 $125,000 $125,000 $6,711 6.63%
Coos Bay, OR (FHA|USDA|VA) 1 $125,000 $125,000 $5,032 6.00%
JOPLIN, MO (FHA|USDA|VA) 1 $125,000 $125,000 $4,807 7.63%
Laurel, MS (FHA|USDA|VA) 1 $125,000 $125,000 $4,467 7.50%
Taos, NM (FHA|USDA|VA) 1 $125,000 $125,000 $5,902 6.75%
JONESBORO, AR (FHA|USDA|VA) 1 $115,000 $115,000 $6,564 7.50%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $115,000 $115,000 $5,805 7.50%
Bogalusa, LA (FHA|USDA|VA) 1 $115,000 $115,000 $5,636 6.75%
The Dalles, OR (FHA|USDA|VA) 1 $105,000 $105,000 $6,744 5.99%
Kendallville, IN (FHA|USDA|VA) 1 $105,000 $105,000 $3,932 8.49%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $105,000 $105,000 $2,854 7.63%
Logansport, IN (FHA|USDA|VA) 1 $105,000 $105,000 $5,211 7.63%
Washington, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,995 6.99%
Emporia, KS (FHA|USDA|VA) 1 $105,000 $105,000 $2,415 6.63%
Bluefield, WV-VA (FHA|USDA|VA) 1 $105,000 $105,000 $4,773 6.49%
Coffeyville, KS (FHA|USDA|VA) 1 $95,000 $95,000 $5,238 6.63%
Red Bluff, CA (FHA|USDA|VA) 1 $85,000 $85,000 $6,017 5.88%
CHICO, CA (FHA|USDA|VA) 1 $85,000 $85,000 $5,653 6.50%
Gallup, NM (FHA|USDA|VA) 1 $85,000 $85,000 $5,674 6.88%
Statesboro, GA (FHA|USDA|VA) 1 $85,000 $85,000 $3,805 6.50%
LAS CRUCES, NM (FHA|USDA|VA) 1 $75,000 $75,000 $4,315 6.75%
NAPA, CA (FHA|USDA|VA) 1 $75,000 $75,000 $4,110 5.99%
Scottsboro, AL (FHA|USDA|VA) 1 $75,000 $75,000 $4,163 10.75%
ALBANY, GA (FHA|USDA|VA) 1 $65,000 $65,000 $5,093 8.13%
Madisonville, KY (FHA|USDA|VA) 1 $65,000 $65,000 $3,450 10.75%
PEORIA, IL (FHA|USDA|VA) 1 $55,000 $55,000 $1,532 6.75%
West Plains, MO (FHA|USDA|VA) 1 $45,000 $45,000 $2,638 6.63%
Prosperity Home Mortgage's top markets include Washington, Philadelphia, Atlanta, Minneapolis, and Dallas among others.

Their top states include:
  • Virginia (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Prosperity Home Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Charter Oak Federal Credit Union
    Similarity Rank: 24
    CENTRAL MINNESOTA Credit Union
    Similarity Rank: 36
    Thomaston Savings Bank
    Similarity Rank: 42
    The Torrington Savings Bank
    Similarity Rank: 45
    Union Savings Bank
    Similarity Rank: 63
    ACNB Bank
    Similarity Rank: 64
    ABNB Federal Credit Union
    Similarity Rank: 65
    HOMEFIELD
    Similarity Rank: 75
    ALABAMA CREDIT UNION
    Similarity Rank: 84

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 15,658 $5,177,570,000 $330,666 $6,312 6.70%
    FHA 2,884 $822,950,000 $285,350 $11,354 6.49%
    VA 1,928 $796,240,000 $412,988 $10,460 6.13%
    USDA 89 $19,295,000 $216,798 $6,549 6.51%

    For 2023, Prosperity Home Mortgage's most frequently originated type of loan was Conventional, with 15,658 originations. Their 2nd most popular type was FHA, with 2,884 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 18,694 $6,423,160,000 $343,595 $7,358 6.54%
    Cash Out Refi 877 $234,825,000 $267,759 $11,274 6.57%
    Other 819 $107,195,000 $130,885 $5,333 8.39%
    Refi 131 $45,285,000 $345,687 $7,289 6.63%
    Home Improvement 38 $5,590,000 $147,105 $5,925 7.11%

    For 2023, Prosperity Home Mortgage's most frequently cited loan purpose was Home Purchase, with 18,694 originations. The 2nd most popular reason was Cash Out Refi, with 877 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 18,851 $6,572,565,000 $348,659 $7,743 6.63%
    Other 751 $90,955,000 $121,112 $5,333 8.62%
    10 Year 433 $7,675,000 $17,725 $336 3.50%
    15 Year 348 $101,190,000 $290,776 $6,535 6.01%
    20 Year 153 $43,445,000 $283,954 $5,435 6.50%
    3 Year 15 $185,000 $12,333 $4 0.00%
    5 Year 8 $40,000 $5,000 $0 0.00%

    For 2023, Prosperity Home Mortgage's most frequently cited loan duration was 30 Year, with 18,851 originations. The 2nd most popular length was Other, with 751 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 6,544 $2,272,580,000 $347,277
    $5k+ 4,179 $1,813,715,000 $434,007
    $2k-3k 3,023 $867,625,000 $287,008
    $<1k 2,799 $656,225,000 $234,450
    $3k-4k 2,370 $684,350,000 $288,755
    $4k-5k 1,644 $521,560,000 $317,251

    Prosperity Home Mortgage's average total fees were $7,743, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 6,544 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 10,188 $3,479,110,000 $341,491
    7-8% 5,413 $1,828,065,000 $337,718
    5-6% 3,278 $1,237,790,000 $377,605
    Over 8% 999 $212,995,000 $213,208
    <2.5% 496 $6,420,000 $12,944
    4-5% 110 $47,140,000 $428,545
    3-4% 75 $4,535,000 $60,467

    During 2023, Prosperity Home Mortgage's average interest rate for loans was 6.63%, while their most frequently originated rate bucket for loans was 6-7%, with 10,188 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 9,880 $2,884,540,000 $291,957 $7,423 6.72%
    $400k-600k 3,731 $1,786,085,000 $478,715 $9,341 6.66%
    $100k-200k 3,533 $550,635,000 $155,855 $5,502 6.89%
    $600k-1MM 1,652 $1,189,780,000 $720,206 $10,719 6.65%
    $100,000 or less 1,503 $67,615,000 $44,987 $2,057 5.17%
    $1MM+ 260 $337,400,000 $1,297,692 $15,701 6.45%

    2023 saw Prosperity Home Mortgage place emphasis on $200k-400k loans with 9,880 originations, totaling $2,884,540,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 5,365 $1,749,345,000 $326,066 $7,594 6.72%
    $150k-250k 4,275 $1,864,865,000 $436,226 $8,367 6.86%
    $75k-100k 3,829 $968,975,000 $253,062 $6,839 6.47%
    $50k-75k 3,742 $739,230,000 $197,549 $6,150 6.29%
    $250k+ 2,071 $1,308,615,000 $631,876 $9,514 6.88%
    $50k or less 1,244 $173,230,000 $139,252 $5,404 6.32%

    Prosperity Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 5,365 originations. The second most popular income band? $150k-250k, with 4,275 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 3,437 $1,158,195,000 $336,978 $6,886 6.57%
    20-30% 2,893 $986,155,000 $340,876 $6,790 6.62%
    50-60% 1,228 $431,230,000 $351,164 $11,873 6.30%
    49% 1,203 $395,745,000 $328,965 $7,962 6.79%
    44% 1,054 $318,450,000 $302,135 $7,033 6.87%
    43% 961 $299,925,000 $312,097 $7,264 6.74%
    42% 948 $326,780,000 $344,705 $7,468 6.65%
    48% 909 $291,215,000 $320,369 $7,783 6.69%
    41% 905 $285,325,000 $315,276 $6,793 6.66%
    47% 830 $266,210,000 $320,735 $7,495 6.52%
    39% 828 $299,530,000 $361,751 $7,460 6.63%
    40% 825 $271,655,000 $329,279 $6,970 6.62%
    46% 808 $245,690,000 $304,072 $7,634 6.50%
    38% 777 $261,405,000 $336,429 $7,136 6.66%
    45% 757 $246,385,000 $325,476 $7,637 6.57%
    37% 738 $260,100,000 $352,439 $7,198 6.59%
    <20% 736 $225,810,000 $306,807 $6,067 6.60%
    36% 663 $217,345,000 $327,821 $6,874 6.51%
    >60% 38 $21,900,000 $576,316 $13,854 6.53%

    Prosperity Home Mortgage lent most frequently to those with DTI ratios of 30-36%, with 3,437 originations. The next most common DTI ratio? 20-30%, with 2,893 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 14,870 $4,883,290,000 $328,399 $7,142 6.62%
    Not provided 2,962 $1,002,230,000 $338,363 $8,077 6.71%
    Black 1,591 $479,055,000 $301,103 $8,737 6.39%
    Asian 964 $398,180,000 $413,050 $7,905 6.72%
    American Indian 148 $45,200,000 $305,405 $8,047 6.42%
    Native Hawaiian or Islander 24 $8,100,000 $337,500 $8,902 6.41%

    Approval Rates

    Total approvals of all applications
    90.18%

    Prosperity Home Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    71.94%

    Prosperity Home Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 20,559 $6,816,055,000 $331,536

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    20,559 $6,816,055,000 $331,536

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,047 $186,355,000 $177,989 $5,117 7.35%
    40-60% 1,544 $453,780,000 $293,899 $6,272 6.67%
    60-80% 5,070 $1,909,720,000 $376,671 $7,483 6.80%
    80-100% 11,231 $4,021,375,000 $358,060 $8,067 6.69%
    Over 100% 438 $185,570,000 $423,676 $17,135 6.10%
    Under 20% 1,229 $59,255,000 $48,214 $1,856 4.68%