Prosperity Home Mortgage Rates, Fees & Info

Richmond, VA

LEI: 5493005PKOSG7MYX0B34

Tax ID: 20-5216358

4.8 stars - out of 5 stars, based on 213 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Prosperity Home Mortgage is a large mortgage company specializing in Home Purchase loans. Prosperity Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Washington, Philadelphia, Atlanta, Minneapolis, and Baltimore among others. Prosperity Home Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Prosperity Home Mortgage is typically an average fee lendor.


Originations

45,324

Origination Dollar Volume (All Markets)

$15,263,080,000
Show all (32) awards

Relative Rate

Prosperity Home Mortgage 's average 30 year fixed rate mortgage of loans were 3.05%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.1%.

Relative Fees

Prosperity Home Mortgage 's average total fees for a 30 year fixed rate mortgage are $5,217.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4,754 $2,389,180,000 $502,562 $6,589 2.93%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5,198 $1,627,880,000 $313,174 $5,490 2.95%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2,799 $1,008,225,000 $360,209 $5,050 3.03%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3,212 $953,940,000 $296,993 $4,300 2.97%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,656 $575,720,000 $347,657 $5,903 3.01%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,575 $558,365,000 $354,517 $6,105 2.98%
KANSAS CITY, MO-KS (FHA|USDA|VA) 1,809 $455,335,000 $251,705 $3,299 2.94%
RICHMOND, VA (FHA|USDA|VA) 1,462 $436,780,000 $298,755 $4,599 3.02%
RALEIGH-CARY, NC (FHA|USDA|VA) 1,183 $387,755,000 $327,773 $4,024 3.05%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 773 $300,715,000 $389,023 $6,332 2.94%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 387 $300,485,000 $776,447 $7,807 2.99%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 857 $296,315,000 $345,758 $5,184 3.03%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 486 $290,130,000 $596,975 $4,783 3.01%
TUCSON, AZ (FHA|USDA|VA) 1,091 $287,975,000 $263,955 $4,938 3.04%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 949 $268,245,000 $282,661 $5,594 2.93%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 362 $262,900,000 $726,243 $8,049 2.97%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 271 $216,205,000 $797,804 $5,472 3.00%
Outside of Metro Areas 953 $209,315,000 $219,638 $4,242 3.00%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 768 $191,200,000 $248,958 $5,345 2.99%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 733 $181,025,000 $246,965 $3,585 3.04%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 719 $176,295,000 $245,195 $4,659 2.98%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 311 $167,385,000 $538,215 $6,299 3.01%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 645 $156,915,000 $243,279 $3,636 2.89%
JACKSONVILLE, FL (FHA|USDA|VA) 460 $153,360,000 $333,391 $5,027 3.03%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 551 $145,505,000 $264,074 $2,664 3.01%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 445 $139,375,000 $313,202 $4,021 3.09%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 584 $129,830,000 $222,312 $3,455 3.10%
OCEAN CITY, NJ (FHA|USDA|VA) 233 $122,845,000 $527,232 $5,419 3.01%
MADISON, WI (FHA|USDA|VA) 419 $116,705,000 $278,532 $3,265 2.95%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 282 $113,920,000 $403,972 $5,876 3.17%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 542 $112,220,000 $207,048 $3,769 3.06%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 249 $108,675,000 $436,446 $4,694 3.00%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 117 $100,255,000 $856,880 $6,112 2.97%
SALISBURY, MD-DE (FHA|USDA|VA) 303 $81,365,000 $268,531 $5,254 2.91%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 253 $78,685,000 $311,008 $4,880 3.01%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 87 $76,345,000 $877,529 $6,735 3.01%
WINSTON-SALEM, NC (FHA|USDA|VA) 285 $71,415,000 $250,579 $3,933 3.04%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 233 $67,905,000 $291,438 $5,230 3.01%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 186 $64,420,000 $346,344 $5,735 2.96%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 218 $63,580,000 $291,651 $5,527 3.09%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 161 $62,275,000 $386,801 $4,785 2.99%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 248 $62,170,000 $250,685 $4,417 3.08%
LINCOLN, NE (FHA|USDA|VA) 274 $55,550,000 $202,737 $2,844 2.78%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 95 $54,535,000 $574,053 $6,590 3.07%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 208 $54,080,000 $260,000 $5,146 3.08%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 167 $52,175,000 $312,425 $4,317 3.10%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 146 $47,120,000 $322,740 $4,679 3.05%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 173 $43,915,000 $253,844 $4,090 3.00%
ROCHESTER, MN (FHA|USDA|VA) 154 $41,320,000 $268,312 $4,203 3.01%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 128 $39,730,000 $310,391 $5,923 2.93%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 121 $37,505,000 $309,959 $5,226 3.04%
FRESNO, CA (FHA|USDA|VA) 114 $32,520,000 $285,263 $5,006 3.07%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 147 $29,945,000 $203,707 $3,745 3.12%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 64 $29,860,000 $466,563 $6,306 3.08%
SALEM, OR (FHA|USDA|VA) 87 $28,815,000 $331,207 $4,905 3.05%
ROANOKE, VA (FHA|USDA|VA) 127 $27,255,000 $214,606 $3,528 2.99%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 97 $26,745,000 $275,722 $4,334 3.12%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 123 $25,895,000 $210,528 $3,612 2.98%
LYNCHBURG, VA (FHA|USDA|VA) 120 $25,440,000 $212,000 $4,040 2.99%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 86 $22,110,000 $257,093 $4,591 3.27%
READING, PA (FHA|USDA|VA) 94 $21,840,000 $232,340 $5,066 3.05%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 95 $21,795,000 $229,421 $5,374 2.95%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 87 $21,345,000 $245,345 $5,130 2.96%
PITTSBURGH, PA (FHA|USDA|VA) 98 $19,270,000 $196,633 $4,641 3.05%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 55 $18,235,000 $331,545 $4,727 3.07%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 83 $18,065,000 $217,651 $4,161 2.93%
Baraboo, WI (FHA|USDA|VA) 84 $17,660,000 $210,238 $3,300 2.98%
GAINESVILLE, GA (FHA|USDA|VA) 59 $17,615,000 $298,559 $5,115 3.00%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 46 $16,450,000 $357,609 $5,355 3.01%
Faribault-Northfield, MN (FHA|USDA|VA) 76 $16,430,000 $216,184 $3,900 2.96%
STAUNTON, VA (FHA|USDA|VA) 78 $16,070,000 $206,026 $4,700 3.07%
PORT ST. LUCIE, FL (FHA|USDA|VA) 60 $16,040,000 $267,333 $4,481 3.21%
FAYETTEVILLE, NC (FHA|USDA|VA) 67 $15,545,000 $232,015 $5,110 3.11%
Brainerd, MN (FHA|USDA|VA) 63 $14,825,000 $235,317 $4,205 2.70%
EAST STROUDSBURG, PA (FHA|USDA|VA) 64 $14,200,000 $221,875 $5,478 3.05%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 14 $13,590,000 $970,714 $7,085 3.14%
WAUSAU-WESTON, WI (FHA|USDA|VA) 75 $13,425,000 $179,000 $2,911 3.11%
BURLINGTON, NC (FHA|USDA|VA) 57 $13,165,000 $230,965 $4,417 3.04%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 41 $13,055,000 $318,415 $4,327 3.16%
MOBILE, AL (FHA|USDA|VA) 65 $12,555,000 $193,154 $3,934 3.05%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 24 $11,660,000 $485,833 $7,371 3.08%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 33 $11,535,000 $349,545 $5,869 3.17%
BOULDER, CO (FHA|USDA|VA) 20 $11,140,000 $557,000 $4,101 2.97%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 28 $10,960,000 $391,429 $5,376 3.25%
Torrington, CT (FHA|USDA|VA) 46 $10,860,000 $236,087 $4,742 3.11%
ST. CLOUD, MN (FHA|USDA|VA) 62 $10,830,000 $174,677 $3,866 2.77%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 57 $10,775,000 $189,035 $5,346 2.85%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 38 $10,390,000 $273,421 $3,875 3.04%
WORCESTER, MA-CT (FHA|USDA|VA) 36 $9,980,000 $277,222 $5,387 2.81%
SHERMAN-DENISON, TX (FHA|USDA|VA) 43 $9,725,000 $226,163 $5,839 3.01%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 39 $9,505,000 $243,718 $4,787 2.70%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 15 $9,305,000 $620,333 $6,817 3.11%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 35 $9,265,000 $264,714 $4,211 3.26%
WILMINGTON, NC (FHA|USDA|VA) 23 $9,165,000 $398,478 $4,647 3.19%
DOVER, DE (FHA|USDA|VA) 34 $8,900,000 $261,765 $5,778 3.16%
Kill Devil Hills, NC (FHA|USDA|VA) 16 $8,290,000 $518,125 $6,628 2.86%
WINCHESTER, VA-WV (FHA|USDA|VA) 23 $8,115,000 $352,826 $4,851 2.97%
Red Wing, MN (FHA|USDA|VA) 42 $8,020,000 $190,952 $4,184 2.79%
SPRINGFIELD, MO (FHA|USDA|VA) 41 $7,985,000 $194,756 $3,469 3.08%
EAU CLAIRE, WI (FHA|USDA|VA) 43 $7,935,000 $184,535 $3,754 3.13%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 20 $7,590,000 $379,500 $5,623 3.19%
FORT COLLINS, CO (FHA|USDA|VA) 16 $7,020,000 $438,750 $5,460 3.09%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 27 $6,695,000 $247,963 $4,069 3.21%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 37 $6,665,000 $180,135 $2,604 3.13%
TUSCALOOSA, AL (FHA|USDA|VA) 37 $6,615,000 $178,784 $4,018 3.10%
DULUTH, MN-WI (FHA|USDA|VA) 27 $6,505,000 $240,926 $4,195 3.10%
OCALA, FL (FHA|USDA|VA) 25 $6,405,000 $256,200 $4,597 3.30%
Easton, MD (FHA|USDA|VA) 16 $6,320,000 $395,000 $6,007 2.93%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 29 $6,285,000 $216,724 $3,438 3.03%
COLORADO SPRINGS, CO (FHA|USDA|VA) 13 $6,235,000 $479,615 $4,423 3.02%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 10 $6,210,000 $621,000 $8,684 2.85%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 29 $6,195,000 $213,621 $4,512 2.92%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 22 $6,120,000 $278,182 $4,979 3.15%
SUMTER, SC (FHA|USDA|VA) 29 $5,925,000 $204,310 $4,071 3.14%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 18 $5,640,000 $313,333 $5,401 2.92%
FOND DU LAC, WI (FHA|USDA|VA) 33 $5,425,000 $164,394 $3,086 3.08%
STOCKTON, CA (FHA|USDA|VA) 12 $5,420,000 $451,667 $6,332 3.18%
SALINAS, CA (FHA|USDA|VA) 11 $5,385,000 $489,545 $6,263 2.89%
MANKATO, MN (FHA|USDA|VA) 22 $5,360,000 $243,636 $3,246 3.11%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 23 $5,325,000 $231,522 $2,990 3.02%
Edwards, CO (FHA|USDA|VA) 9 $5,225,000 $580,556 $3,898 3.04%
MERCED, CA (FHA|USDA|VA) 14 $5,160,000 $368,571 $4,177 3.22%
LANCASTER, PA (FHA|USDA|VA) 17 $5,125,000 $301,471 $5,192 3.11%
Stevens Point, WI (FHA|USDA|VA) 24 $5,110,000 $212,917 $3,977 3.03%
YORK-HANOVER, PA (FHA|USDA|VA) 21 $4,915,000 $234,048 $6,074 3.27%
PUNTA GORDA, FL (FHA|USDA|VA) 15 $4,805,000 $320,333 $4,396 3.31%
Jasper, AL (FHA|USDA|VA) 25 $4,785,000 $191,400 $3,773 3.06%
RACINE, WI (FHA|USDA|VA) 19 $4,745,000 $249,737 $2,728 3.02%
Richmond-Berea, KY (FHA|USDA|VA) 23 $4,735,000 $205,870 $3,374 3.26%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 25 $4,635,000 $185,400 $4,164 3.11%
GREELEY, CO (FHA|USDA|VA) 10 $4,490,000 $449,000 $4,555 3.01%
ALBANY-LEBANON, OR (FHA|USDA|VA) 15 $4,415,000 $294,333 $7,012 2.68%
Jefferson, GA (FHA|USDA|VA) 17 $4,235,000 $249,118 $5,811 3.06%
Beaver Dam, WI (FHA|USDA|VA) 22 $4,160,000 $189,091 $3,032 3.12%
COLUMBUS, OH (FHA|USDA|VA) 11 $4,125,000 $375,000 $3,750 3.02%
Bardstown, KY (FHA|USDA|VA) 21 $4,115,000 $195,952 $3,778 3.22%
Hutchinson, MN (FHA|USDA|VA) 21 $4,045,000 $192,619 $4,502 3.14%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 17 $4,025,000 $236,765 $4,285 2.98%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 7 $3,995,000 $570,714 $4,890 2.93%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 10 $3,930,000 $393,000 $6,249 2.90%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 17 $3,905,000 $229,706 $4,660 3.09%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 15 $3,905,000 $260,333 $4,447 2.92%
HUNTSVILLE, AL (FHA|USDA|VA) 11 $3,855,000 $350,455 $3,674 2.95%
GETTYSBURG, PA (FHA|USDA|VA) 14 $3,550,000 $253,571 $5,576 3.04%
Sanford, NC (FHA|USDA|VA) 15 $3,415,000 $227,667 $3,418 3.12%
Alexandria, MN (FHA|USDA|VA) 14 $3,400,000 $242,857 $4,497 3.00%
LAWRENCE, KS (FHA|USDA|VA) 13 $3,315,000 $255,000 $3,369 3.18%
COLUMBIA, SC (FHA|USDA|VA) 14 $3,300,000 $235,714 $4,264 3.16%
NILES, MI (FHA|USDA|VA) 12 $3,250,000 $270,833 $3,661 2.92%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 23 $3,225,000 $140,217 $3,672 3.00%
Athens, TX (FHA|USDA|VA) 15 $3,175,000 $211,667 $4,007 2.60%
Winona, MN (FHA|USDA|VA) 15 $3,155,000 $210,333 $4,641 3.05%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 11 $3,065,000 $278,636 $7,270 3.05%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 15 $3,065,000 $204,333 $3,585 3.14%
Roseburg, OR (FHA|USDA|VA) 14 $2,830,000 $202,143 $4,683 2.88%
Beatrice, NE (FHA|USDA|VA) 24 $2,740,000 $114,167 $3,332 2.87%
ROCKY MOUNT, NC (FHA|USDA|VA) 12 $2,690,000 $224,167 $5,104 3.02%
Cullman, AL (FHA|USDA|VA) 11 $2,555,000 $232,273 $6,110 3.07%
Morehead City, NC (FHA|USDA|VA) 10 $2,540,000 $254,000 $4,509 2.70%
WICHITA, KS (FHA|USDA|VA) 10 $2,500,000 $250,000 $3,364 3.10%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 8 $2,500,000 $312,500 $4,090 2.78%
APPLETON, WI (FHA|USDA|VA) 14 $2,470,000 $176,429 $2,515 3.19%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 6 $2,470,000 $411,667 $4,392 3.04%
HINESVILLE, GA (FHA|USDA|VA) 12 $2,410,000 $200,833 $6,157 3.13%
THE VILLAGES, FL (FHA|USDA|VA) 9 $2,405,000 $267,222 $4,929 3.14%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 8 $2,370,000 $296,250 $3,719 3.11%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 11 $2,365,000 $215,000 $4,753 2.59%
Calhoun, GA (FHA|USDA|VA) 12 $2,360,000 $196,667 $3,814 3.17%
GAINESVILLE, FL (FHA|USDA|VA) 11 $2,275,000 $206,818 $4,571 3.10%
Cornelia, GA (FHA|USDA|VA) 10 $2,230,000 $223,000 $5,142 2.89%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 6 $2,190,000 $365,000 $5,624 2.79%
Talladega-Sylacauga, AL (FHA|USDA|VA) 10 $2,180,000 $218,000 $4,561 2.95%
TYLER, TX (FHA|USDA|VA) 10 $2,160,000 $216,000 $4,338 2.55%
Breckenridge, CO (FHA|USDA|VA) 3 $2,155,000 $718,333 $3,542 3.17%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 7 $2,145,000 $306,429 $4,476 3.16%
HARRISONBURG, VA (FHA|USDA|VA) 8 $2,140,000 $267,500 $5,433 2.95%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 11 $2,125,000 $193,182 $3,894 3.13%
BRUNSWICK, GA (FHA|USDA|VA) 7 $2,125,000 $303,571 $4,524 2.98%
ROME, GA (FHA|USDA|VA) 10 $2,100,000 $210,000 $4,673 3.36%
KNOXVILLE, TN (FHA|USDA|VA) 6 $2,090,000 $348,333 $4,119 2.98%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 9 $2,055,000 $228,333 $5,045 3.04%
Owatonna, MN (FHA|USDA|VA) 10 $1,990,000 $199,000 $4,392 3.14%
Orangeburg, SC (FHA|USDA|VA) 7 $1,965,000 $280,714 $4,417 3.04%
ASHEVILLE, NC (FHA|USDA|VA) 7 $1,935,000 $276,429 $3,351 3.45%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 11 $1,885,000 $171,364 $3,215 2.67%
DAYTON-KETTERING, OH (FHA|USDA|VA) 11 $1,885,000 $171,364 $3,548 2.99%
Bonham, TX (FHA|USDA|VA) 7 $1,845,000 $263,571 $5,738 3.34%
MONTGOMERY, AL (FHA|USDA|VA) 8 $1,820,000 $227,500 $3,747 2.97%
Austin, MN (FHA|USDA|VA) 14 $1,800,000 $128,571 $2,943 2.81%
Rockingham, NC (FHA|USDA|VA) 8 $1,800,000 $225,000 $4,869 3.05%
BEND, OR (FHA|USDA|VA) 5 $1,775,000 $355,000 $4,147 3.05%
Wilson, NC (FHA|USDA|VA) 8 $1,760,000 $220,000 $4,329 3.13%
SHEBOYGAN, WI (FHA|USDA|VA) 8 $1,740,000 $217,500 $2,018 3.11%
LONGVIEW, WA (FHA|USDA|VA) 5 $1,725,000 $345,000 $4,700 3.18%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 10 $1,710,000 $171,000 $5,425 2.66%
MODESTO, CA (FHA|USDA|VA) 6 $1,690,000 $281,667 $3,672 3.21%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 6 $1,690,000 $281,667 $3,861 3.10%
ST. LOUIS, MO-IL (FHA|USDA|VA) 9 $1,675,000 $186,111 $2,725 3.10%
Newport, OR (FHA|USDA|VA) 5 $1,665,000 $333,000 $4,027 2.90%
CUMBERLAND, MD-WV (FHA|USDA|VA) 14 $1,650,000 $117,857 $3,524 2.69%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $1,590,000 $397,500 $2,982 2.97%
Alexander City, AL (FHA|USDA|VA) 6 $1,590,000 $265,000 $3,846 3.13%
Gainesville, TX (FHA|USDA|VA) 4 $1,590,000 $397,500 $6,758 3.13%
Cambridge, MD (FHA|USDA|VA) 6 $1,590,000 $265,000 $5,603 3.38%
Whitewater, WI (FHA|USDA|VA) 7 $1,585,000 $226,429 $3,858 2.86%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 7 $1,585,000 $226,429 $6,454 2.57%
DALTON, GA (FHA|USDA|VA) 8 $1,570,000 $196,250 $4,076 3.03%
Heber, UT (FHA|USDA|VA) 2 $1,560,000 $780,000 $5,588 2.94%
Ottawa, KS (FHA|USDA|VA) 7 $1,545,000 $220,714 $2,584 3.04%
GREENVILLE, NC (FHA|USDA|VA) 10 $1,540,000 $154,000 $3,189 3.26%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $1,500,000 $250,000 $3,689 3.27%
TULSA, OK (FHA|USDA|VA) 6 $1,470,000 $245,000 $4,360 3.04%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $1,440,000 $720,000 $2,975 2.69%
Menomonie, WI (FHA|USDA|VA) 8 $1,420,000 $177,500 $4,041 3.27%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,410,000 $235,000 $4,347 3.13%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 4 $1,400,000 $350,000 $3,705 3.00%
Boone, NC (FHA|USDA|VA) 5 $1,365,000 $273,000 $3,532 3.08%
SAVANNAH, GA (FHA|USDA|VA) 5 $1,325,000 $265,000 $5,948 3.05%
Mineral Wells, TX (FHA|USDA|VA) 6 $1,320,000 $220,000 $4,200 2.85%
Branson, MO (FHA|USDA|VA) 7 $1,315,000 $187,857 $4,203 3.00%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $1,305,000 $435,000 $4,792 3.04%
SPRINGFIELD, MA (FHA|USDA|VA) 5 $1,265,000 $253,000 $3,797 3.25%
Platteville, WI (FHA|USDA|VA) 8 $1,250,000 $156,250 $3,114 3.02%
Martinsville, VA (FHA|USDA|VA) 10 $1,210,000 $121,000 $3,337 2.95%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $1,195,000 $239,000 $5,129 2.83%
DECATUR, AL (FHA|USDA|VA) 5 $1,165,000 $233,000 $5,149 3.05%
Warrensburg, MO (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,294 3.03%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $1,145,000 $381,667 $2,588 3.25%
North Wilkesboro, NC (FHA|USDA|VA) 3 $1,125,000 $375,000 $3,756 2.88%
Nogales, AZ (FHA|USDA|VA) 5 $1,105,000 $221,000 $4,253 3.20%
Frankfort, KY (FHA|USDA|VA) 8 $1,090,000 $136,250 $3,008 3.22%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 7 $1,085,000 $155,000 $4,568 2.98%
Willmar, MN (FHA|USDA|VA) 6 $1,070,000 $178,333 $5,057 2.94%
OWENSBORO, KY (FHA|USDA|VA) 5 $1,065,000 $213,000 $2,631 3.68%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $1,055,000 $351,667 $3,180 2.96%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $1,050,000 $262,500 $3,958 3.13%
BAKERSFIELD, CA (FHA|USDA|VA) 5 $1,035,000 $207,000 $4,756 3.10%
Elizabeth City, NC (FHA|USDA|VA) 4 $1,030,000 $257,500 $6,711 3.09%
Scottsburg, IN (FHA|USDA|VA) 3 $1,025,000 $341,667 $4,381 2.96%
JOPLIN, MO (FHA|USDA|VA) 6 $1,020,000 $170,000 $2,969 2.98%
FLINT, MI (FHA|USDA|VA) 6 $990,000 $165,000 $4,217 2.83%
BATON ROUGE, LA (FHA|USDA|VA) 2 $990,000 $495,000 $5,203 3.50%
Mount Airy, NC (FHA|USDA|VA) 5 $965,000 $193,000 $4,744 3.30%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 8 $960,000 $120,000 $3,236 2.80%
Centralia, WA (FHA|USDA|VA) 2 $960,000 $480,000 $3,189 3.31%
PANAMA CITY, FL (FHA|USDA|VA) 3 $955,000 $318,333 $4,723 2.79%
Fremont, NE (FHA|USDA|VA) 4 $950,000 $237,500 $2,859 2.69%
Pottsville, PA (FHA|USDA|VA) 9 $935,000 $103,889 $5,251 2.81%
GOLDSBORO, NC (FHA|USDA|VA) 5 $935,000 $187,000 $4,413 2.55%
YUMA, AZ (FHA|USDA|VA) 5 $915,000 $183,000 $3,191 2.93%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $900,000 $450,000 $3,863 3.31%
MADERA, CA (FHA|USDA|VA) 4 $900,000 $225,000 $3,735 2.66%
OKLAHOMA CITY, OK (FHA|USDA|VA) 3 $895,000 $298,333 $5,348 3.25%
Grand Rapids, MN (FHA|USDA|VA) 5 $895,000 $179,000 $3,626 3.00%
Granbury, TX (FHA|USDA|VA) 4 $880,000 $220,000 $4,884 3.22%
TOPEKA, KS (FHA|USDA|VA) 6 $870,000 $145,000 $3,662 3.19%
NAPA, CA (FHA|USDA|VA) 2 $870,000 $435,000 $2,948 3.25%
BECKLEY, WV (FHA|USDA|VA) 3 $865,000 $288,333 $3,682 2.71%
COLUMBIA, MO (FHA|USDA|VA) 4 $840,000 $210,000 $2,657 2.66%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $840,000 $210,000 $4,893 3.16%
Show Low, AZ (FHA|USDA|VA) 3 $825,000 $275,000 $4,557 3.04%
Thomaston, GA (FHA|USDA|VA) 3 $815,000 $271,667 $3,667 3.25%
Marion, NC (FHA|USDA|VA) 2 $810,000 $405,000 $4,332 3.06%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $810,000 $405,000 $6,303 2.44%
LUBBOCK, TX (FHA|USDA|VA) 4 $800,000 $200,000 $3,960 2.88%
MIDLAND, TX (FHA|USDA|VA) 2 $800,000 $400,000 $5,507 3.44%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $780,000 $390,000 $3,104 3.00%
Marshall, MN (FHA|USDA|VA) 5 $775,000 $155,000 $3,849 3.03%
Cullowhee, NC (FHA|USDA|VA) 3 $775,000 $258,333 $3,954 3.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $755,000 $251,667 $3,192 2.83%
LAFAYETTE, LA (FHA|USDA|VA) 1 $745,000 $745,000 $4,608 2.50%
WENATCHEE, WA (FHA|USDA|VA) 2 $740,000 $370,000 $3,299 3.50%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $735,000 $735,000 $29,433 2.38%
SPARTANBURG, SC (FHA|USDA|VA) 3 $725,000 $241,667 $3,551 3.42%
NEW BERN, NC (FHA|USDA|VA) 4 $720,000 $180,000 $3,002 3.19%
Milledgeville, GA (FHA|USDA|VA) 3 $715,000 $238,333 $4,840 3.00%
GADSDEN, AL (FHA|USDA|VA) 3 $715,000 $238,333 $3,954 3.21%
Danville, VA (FHA|USDA|VA) 4 $710,000 $177,500 $3,615 3.19%
BOISE CITY, ID (FHA|USDA|VA) 2 $710,000 $355,000 $2,899 2.38%
New Ulm, MN (FHA|USDA|VA) 3 $695,000 $231,667 $4,444 3.13%
Durango, CO (FHA|USDA|VA) 2 $670,000 $335,000 $8,482 3.63%
Payson, AZ (FHA|USDA|VA) 2 $670,000 $335,000 $4,917 3.00%
GREEN BAY, WI (FHA|USDA|VA) 5 $655,000 $131,000 $3,300 2.70%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $650,000 $325,000 $2,810 3.50%
JACKSON, TN (FHA|USDA|VA) 2 $650,000 $325,000 $3,920 3.19%
GRAND ISLAND, NE (FHA|USDA|VA) 4 $640,000 $160,000 $4,053 3.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $630,000 $315,000 $14,903 2.75%
PROVO-OREM, UT (FHA|USDA|VA) 1 $625,000 $625,000 $3,574 3.25%
Sevierville, TN (FHA|USDA|VA) 2 $620,000 $310,000 $4,495 3.19%
COLUMBUS, GA-AL (FHA|USDA|VA) 4 $620,000 $155,000 $4,229 3.00%
Shelton, WA (FHA|USDA|VA) 2 $620,000 $310,000 $4,050 3.13%
Fergus Falls, MN (FHA|USDA|VA) 2 $610,000 $305,000 $6,865 3.19%
Key West, FL (FHA|USDA|VA) 1 $605,000 $605,000 $6,158 3.13%
LAS CRUCES, NM (FHA|USDA|VA) 1 $595,000 $595,000 $5,229 3.13%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $580,000 $290,000 $4,149 2.94%
Georgetown, SC (FHA|USDA|VA) 2 $580,000 $290,000 $10,546 2.81%
Kearney, NE (FHA|USDA|VA) 5 $575,000 $115,000 $1,916 2.10%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $570,000 $285,000 $4,904 3.06%
WACO, TX (FHA|USDA|VA) 2 $570,000 $285,000 $5,481 3.13%
Albertville, AL (FHA|USDA|VA) 4 $570,000 $142,500 $3,250 3.19%
LONGVIEW, TX (FHA|USDA|VA) 2 $560,000 $280,000 $5,317 3.19%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $540,000 $270,000 $3,407 2.88%
Toccoa, GA (FHA|USDA|VA) 3 $535,000 $178,333 $6,187 3.46%
Bemidji, MN (FHA|USDA|VA) 4 $530,000 $132,500 $2,300 3.41%
REDDING, CA (FHA|USDA|VA) 2 $520,000 $260,000 $3,124 3.06%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $510,000 $255,000 $6,097 2.75%
Glasgow, KY (FHA|USDA|VA) 2 $500,000 $250,000 $5,676 3.19%
Indiana, PA (FHA|USDA|VA) 2 $490,000 $245,000 $4,234 3.19%
Palatka, FL (FHA|USDA|VA) 2 $480,000 $240,000 $9,057 2.56%
Danville, KY (FHA|USDA|VA) 4 $470,000 $117,500 $3,736 2.59%
Bozeman, MT (FHA|USDA|VA) 1 $465,000 $465,000 $3,632 2.50%
Douglas, GA (FHA|USDA|VA) 2 $460,000 $230,000 $4,581 3.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $455,000 $151,667 $3,416 2.29%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $450,000 $225,000 $9,755 2.44%
Traverse City, MI (FHA|USDA|VA) 1 $445,000 $445,000 $3,491 3.00%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $445,000 $445,000 $3,978 3.13%
FARGO, ND-MN (FHA|USDA|VA) 2 $440,000 $220,000 $2,777 3.06%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $435,000 $435,000 $4,451 3.00%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $430,000 $215,000 $2,117 3.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $430,000 $215,000 $5,034 2.81%
LaGrange, GA-AL (FHA|USDA|VA) 4 $430,000 $107,500 $4,456 2.72%
Okeechobee, FL (FHA|USDA|VA) 2 $430,000 $215,000 $7,509 3.56%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $425,000 $425,000 $9,396 3.13%
Ellensburg, WA (FHA|USDA|VA) 1 $415,000 $415,000 $12,204 2.50%
CLEVELAND, TN (FHA|USDA|VA) 2 $410,000 $205,000 $3,213 3.44%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $410,000 $205,000 $3,351 3.75%
Kerrville, TX (FHA|USDA|VA) 1 $405,000 $405,000 $5,329 2.63%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $405,000 $405,000 $4,411 3.38%
Lexington, NE (FHA|USDA|VA) 2 $390,000 $195,000 $2,458 3.75%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $390,000 $195,000 $4,161 3.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $390,000 $195,000 $6,009 3.00%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $380,000 $95,000 $3,009 3.75%
Seneca, SC (FHA|USDA|VA) 1 $375,000 $375,000 $3,879 3.13%
Lewistown, PA (FHA|USDA|VA) 2 $370,000 $185,000 $5,552 3.44%
Safford, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $15,844 2.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $345,000 $345,000 $2,664 3.25%
JACKSON, MI (FHA|USDA|VA) 3 $345,000 $115,000 $5,101 4.25%
CORVALLIS, OR (FHA|USDA|VA) 1 $335,000 $335,000 $4,394 3.38%
VISALIA, CA (FHA|USDA|VA) 1 $335,000 $335,000 $3,752 3.25%
Lewisburg, TN (FHA|USDA|VA) 1 $335,000 $335,000 $3,361 2.63%
Brevard, NC (FHA|USDA|VA) 1 $325,000 $325,000 $7,321 2.88%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $325,000 $325,000 $5,101 3.13%
BELLINGHAM, WA (FHA|USDA|VA) 1 $325,000 $325,000 $3,059 2.63%
Hobbs, NM (FHA|USDA|VA) 1 $325,000 $325,000 $4,316 3.38%
Shawano, WI (FHA|USDA|VA) 3 $325,000 $108,333 $1,500 2.92%
Hutchinson, KS (FHA|USDA|VA) 1 $315,000 $315,000 $2,118 3.13%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $315,000 $315,000 $4,255 3.50%
Jacksonville, TX (FHA|USDA|VA) 1 $315,000 $315,000 $5,893 3.00%
Moberly, MO (FHA|USDA|VA) 1 $315,000 $315,000 $5,581 2.75%
ERIE, PA (FHA|USDA|VA) 2 $310,000 $155,000 $3,974 3.13%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $305,000 $101,667 $3,896 3.46%
Oak Harbor, WA (FHA|USDA|VA) 1 $305,000 $305,000 $2,814 3.38%
MEDFORD, OR (FHA|USDA|VA) 1 $305,000 $305,000 $3,899 3.25%
VALLEJO, CA (FHA|USDA|VA) 1 $295,000 $295,000 $8,622 2.88%
VALDOSTA, GA (FHA|USDA|VA) 1 $285,000 $285,000 $2,930 2.75%
Cedartown, GA (FHA|USDA|VA) 1 $285,000 $285,000 $3,556 3.38%
ROCKFORD, IL (FHA|USDA|VA) 1 $285,000 $285,000 $2,199 3.00%
Sheridan, WY (FHA|USDA|VA) 1 $285,000 $285,000 $2,376 3.25%
KANKAKEE, IL (FHA|USDA|VA) 1 $285,000 $285,000 $9,108 2.63%
Lebanon, NH-VT (FHA|USDA|VA) 1 $285,000 $285,000 $5,319 3.75%
Sayre, PA (FHA|USDA|VA) 1 $285,000 $285,000 $4,872 2.63%
FORT WAYNE, IN (FHA|USDA|VA) 1 $275,000 $275,000 $2,638 2.88%
Rutland, VT (FHA|USDA|VA) 1 $275,000 $275,000 $3,503 3.25%
Rolla, MO (FHA|USDA|VA) 1 $275,000 $275,000 $3,750 2.88%
MORRISTOWN, TN (FHA|USDA|VA) 1 $275,000 $275,000 $9,103 3.13%
EL PASO, TX (FHA|USDA|VA) 2 $270,000 $135,000 $2,979 3.38%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $265,000 $265,000 $4,522 3.25%
SAN ANGELO, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,262 3.13%
Laurinburg, NC (FHA|USDA|VA) 1 $265,000 $265,000 $6,382 3.13%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $265,000 $265,000 $5,689 3.00%
LEBANON, PA (FHA|USDA|VA) 2 $260,000 $130,000 $4,699 2.13%
Madison, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,633 3.13%
PUEBLO, CO (FHA|USDA|VA) 1 $255,000 $255,000 $2,216 3.13%
Holland, MI (FHA|USDA|VA) 1 $255,000 $255,000 $3,210 2.75%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $255,000 $255,000 $4,450 3.25%
Coos Bay, OR (FHA|USDA|VA) 1 $255,000 $255,000 $8,933 3.25%
London, KY (FHA|USDA|VA) 1 $245,000 $245,000 $2,965 3.00%
Hannibal, MO (FHA|USDA|VA) 1 $245,000 $245,000 $2,170 3.38%
Paducah, KY-IL (FHA|USDA|VA) 1 $245,000 $245,000 $3,242 2.50%
Wilmington, OH (FHA|USDA|VA) 1 $235,000 $235,000 $3,588 2.88%
Murray, KY (FHA|USDA|VA) 2 $220,000 $110,000 $2,493 2.81%
Ardmore, OK (FHA|USDA|VA) 1 $215,000 $215,000 $11,432 3.13%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $215,000 $215,000 $3,600 4.00%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $215,000 $215,000 $2,225 2.88%
Durant, OK (FHA|USDA|VA) 1 $215,000 $215,000 $4,403 2.75%
Ontario, OR-ID (FHA|USDA|VA) 1 $215,000 $215,000 $2,721 3.00%
St. Marys, GA (FHA|USDA|VA) 2 $210,000 $105,000 $3,931 2.13%
Albert Lea, MN (FHA|USDA|VA) 1 $205,000 $205,000 $5,713 3.25%
Stillwater, OK (FHA|USDA|VA) 1 $205,000 $205,000 $4,728 2.00%
Pahrump, NV (FHA|USDA|VA) 1 $205,000 $205,000 $3,660 3.88%
Plymouth, IN (FHA|USDA|VA) 1 $205,000 $205,000 $2,290 2.75%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,603 3.25%
Henderson, NC (FHA|USDA|VA) 1 $205,000 $205,000 $5,894 2.75%
Corsicana, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,040 2.88%
Helena, MT (FHA|USDA|VA) 1 $195,000 $195,000 $3,752 3.25%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $195,000 $195,000 $3,023 2.50%
Berlin, NH (FHA|USDA|VA) 1 $195,000 $195,000 $3,147 2.88%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $195,000 $195,000 $3,493 3.13%
Lewisburg, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,854 2.38%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $185,000 $185,000 $3,095 3.25%
Washington, NC (FHA|USDA|VA) 1 $185,000 $185,000 $3,329 3.13%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $185,000 $185,000 $2,045 3.13%
Dumas, TX (FHA|USDA|VA) 2 $180,000 $90,000 $3,551 2.00%
Aberdeen, WA (FHA|USDA|VA) 1 $175,000 $175,000 $2,655 3.00%
DECATUR, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,660 2.50%
Mount Sterling, KY (FHA|USDA|VA) 1 $175,000 $175,000 $2,794 3.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $165,000 $165,000 $3,155 3.00%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,066 3.25%
Mount Pleasant, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,568 3.13%
Fitzgerald, GA (FHA|USDA|VA) 1 $155,000 $155,000 $4,327 3.00%
Atchison, KS (FHA|USDA|VA) 1 $155,000 $155,000 $4,768 3.25%
ANN ARBOR, MI (FHA|USDA|VA) 1 $155,000 $155,000 $2,461 2.50%
Hastings, NE (FHA|USDA|VA) 1 $155,000 $155,000 $2,604 2.88%
Americus, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,047 4.25%
MONROE, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,792 4.75%
PITTSFIELD, MA (FHA|USDA|VA) 1 $125,000 $125,000 $5,230 2.88%
SAGINAW, MI (FHA|USDA|VA) 1 $125,000 $125,000 $1,676 2.63%
GREAT FALLS, MT (FHA|USDA|VA) 1 $125,000 $125,000 $4,750 2.63%
DOTHAN, AL (FHA|USDA|VA) 2 $120,000 $60,000 $1,949 3.00%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,598 3.25%
Sedalia, MO (FHA|USDA|VA) 1 $115,000 $115,000 $2,118 3.00%
Vidalia, GA (FHA|USDA|VA) 1 $115,000 $115,000 $3,087 2.88%
Portales, NM (FHA|USDA|VA) 1 $105,000 $105,000 $3,315 3.88%
Maryville, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,098 3.13%
Marshall, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,983 3.13%
FLORENCE, SC (FHA|USDA|VA) 1 $95,000 $95,000 $3,352 2.75%
MIDLAND, MI (FHA|USDA|VA) 1 $95,000 $95,000 $3,590 2.63%
Pontiac, IL (FHA|USDA|VA) 2 $90,000 $45,000 $2,310 2.25%
ALTOONA, PA (FHA|USDA|VA) 1 $85,000 $85,000 $2,898 2.50%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $85,000 $85,000 $4,175 4.13%
Shawnee, OK (FHA|USDA|VA) 1 $75,000 $75,000 $3,330 2.50%
Searcy, AR (FHA|USDA|VA) 1 $75,000 $75,000 $2,966 3.50%
TOLEDO, OH (FHA|USDA|VA) 1 $65,000 $65,000 $4,486 3.13%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $55,000 $55,000 $2,932 3.38%
Pittsburg, KS (FHA|USDA|VA) 1 $55,000 $55,000 $2,773 3.00%
ALBANY, GA (FHA|USDA|VA) 1 $55,000 $55,000 $2,908 2.75%

Prosperity Home Mortgage 's top markets include Washington, Philadelphia, Atlanta, Minneapolis, and Baltimore among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 37,417 $12,806,355,000 $342,260 $4,373 2.99%
FHA 4,052 $994,490,000 $245,432 $8,185 3.27%
VA 3,411 $1,366,425,000 $400,594 $8,306 2.65%
USDA 444 $95,810,000 $215,788 $5,586 2.81%

For the 2021 period, Prosperity Home Mortgage 's most frequently originated loan type of loans were Conventional, with 37,417 originations. Their 2nd most popular type is FHA, with 4,052 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 36,464 $12,308,380,000 $337,549 $5,228 2.99%
Refi 5,985 $2,045,135,000 $341,710 $3,941 2.93%
Cash Out Refi 2,599 $829,065,000 $318,994 $4,677 3.18%
Other 242 $71,250,000 $294,421 $4,253 3.31%
Home Improvement 34 $9,250,000 $272,059 $4,799 3.33%

For the 2021, Prosperity Home Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 36,464 originations. The 2nd most popular reason of loans were Refi, with 5,985 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 41,159 $14,358,165,000 $348,846 $5,217 3.05%
15 Year 2,684 $707,690,000 $263,670 $3,768 2.54%
10 Year 576 $19,090,000 $33,142 $546 1.95%
20 Year 566 $151,970,000 $268,498 $3,764 2.94%
5 Year 242 $2,200,000 $9,091 $18 0.00%
Other 95 $23,945,000 $252,053 $3,215 2.98%
3 Year 2 $20,000 $10,000 $0 0.00%

For the 2021, Prosperity Home Mortgage 's most frequently cited loan length of loans were 30 Year, with 41,159 originations. The 2nd most popular length of loans were 15 Year, with 2,684 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 25,500 $8,867,460,000 $347,744
$<1k 12,693 $3,340,715,000 $263,193
$2k-3k 3,550 $1,236,110,000 $348,200
$3k-4k 2,314 $1,004,170,000 $433,954
$5k+ 1,267 $814,625,000 $642,956

$5,217 of loans were Prosperity Home Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 25,500 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 19,938 $7,597,570,000 $381,060
3-4% 19,471 $6,032,875,000 $309,839
<2.5% 4,959 $1,418,425,000 $286,030
4-5% 911 $213,895,000 $234,791
5-6% 45 $315,000 $7,000

During 2021, Prosperity Home Mortgage 's average interest rate of loans were 3.05%, while their most frequently originated rate bucket of loans were 2.5-3%, with 19,938 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 21,500 $6,168,790,000 $286,920 $4,919 3.06%
$100k-200k 9,086 $1,437,650,000 $158,227 $3,864 3.12%
$400k-600k 8,029 $3,891,445,000 $484,674 $6,026 2.99%
$600k-1MM 3,374 $2,485,030,000 $736,523 $7,666 2.94%
$100,000 or less 2,477 $96,035,000 $38,771 $1,368 2.03%
$1MM+ 858 $1,184,130,000 $1,380,105 $10,596 2.88%

2021 saw Prosperity Home Mortgage place emphasis on $200k-400k loans with 21,500 originations, totaling $6,168,790,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 10,271 $3,605,355,000 $351,023 $5,230 3.02%
$50k-75k 9,597 $2,102,815,000 $219,112 $4,483 2.98%
$75k-100k 7,978 $2,224,130,000 $278,783 $4,899 3.01%
$150k-250k 7,929 $3,648,325,000 $460,124 $5,568 3.01%
$50k or less 5,190 $799,240,000 $153,996 $3,812 2.93%
$250k+ 3,853 $2,699,825,000 $700,707 $6,709 2.99%

Prosperity Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 10,271 originations. The second most popular income band? $50k-75k, with 9,597 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 10,066 $3,507,630,000 $348,463 $4,712 2.96%
30-36% 8,808 $3,036,630,000 $344,758 $4,862 2.98%
<20% 3,219 $1,110,935,000 $345,118 $4,453 2.94%
42% 1,910 $669,390,000 $350,466 $5,212 3.01%
44% 1,832 $548,590,000 $299,449 $5,106 3.05%
41% 1,811 $604,875,000 $334,001 $4,980 3.01%
39% 1,800 $600,120,000 $333,400 $5,100 3.00%
40% 1,765 $615,235,000 $348,575 $5,074 3.01%
43% 1,748 $534,140,000 $305,572 $5,035 3.05%
38% 1,737 $571,895,000 $329,243 $4,945 3.02%
37% 1,689 $570,935,000 $338,031 $4,972 3.00%
36% 1,575 $525,425,000 $333,603 $4,979 3.01%
49% 1,435 $460,805,000 $321,118 $5,698 3.10%
45% 1,249 $378,315,000 $302,894 $5,177 3.00%
46% 1,196 $369,630,000 $309,055 $5,334 2.98%
48% 1,174 $386,540,000 $329,250 $5,702 3.07%
47% 1,165 $386,395,000 $331,670 $5,626 3.03%
50-60% 862 $285,270,000 $330,940 $8,855 2.91%
>60% 21 $9,025,000 $429,762 $9,452 2.54%

Prosperity Home Mortgage lent most frequently to those with DTI ratios of 20-30%, with 10,066 originations. The next most common DTI ratio? 30-36%, with 8,808 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 34,811 $11,622,115,000 $333,863 $4,891 3.00%
Not provided 4,440 $1,664,900,000 $374,977 $5,433 2.98%
Black 3,559 $968,925,000 $272,246 $5,472 2.97%
Asian 2,190 $913,970,000 $417,338 $5,495 2.97%
American Indian 286 $80,460,000 $281,329 $5,041 2.92%
Native Hawaiian 38 $12,710,000 $334,474 $6,498 3.08%

Approval Rates

Total approvals of all applications
96.34%

Prosperity Home Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
76.85%

Prosperity Home Mortgage has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 45,324 $15,263,080,000 $336,755

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
45,324 $15,263,080,000 $336,755

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 1,199 $276,255,000 $230,405 $3,673 2.86%
40-60% 3,715 $1,161,625,000 $312,685 $3,994 2.91%
60-80% 12,996 $4,903,670,000 $377,321 $4,645 3.08%
80-100% 24,918 $8,485,400,000 $340,533 $5,339 3.08%
Over 100% 972 $408,290,000 $420,051 $14,862 2.68%
Under 20% 1,524 $27,840,000 $18,268 $323 1.27%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
PROSPERITY BANCSHARES, INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
PROSPERITY BANCSHARES, INC. Conventional home mortgage Incorrect information on your report 1 50.0%