Alliant Credit Union Mortgage Rates, Fees & Info

Chicago, IL

LEI: 549300T94GSH3C4U5M59

Tax ID: 36-6066772

3.2 stars - Updated: 4/5/25 - out of 5 stars, based on 81 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Alliant Credit Union is a small credit union specializing in Home Purchase loans. Alliant Credit Union has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Chicago, Los Angeles, San Francisco, Phoenix, and Seattle among others. We have data for 419 markets. (Some data included below & more in-depth data is available with an active subscription.)

Alliant Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Alliant Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 7.48% 4/5/25
30 Year Conventional Purchase 6.70% 4/5/25
30 Year Conventional Refi 6.62% 4/5/25
30 Year Cash-out Refi 6.79% 4/5/25
30 Year FHA Purchase 6.81% 4/5/25
30 Year FHA Refi 6.96% 4/5/25
30 Year VA Purchase 5.87% 4/5/25
30 Year VA Refi 6.72% 4/5/25
15 Year Conventional Purchase 5.88% 4/5/25
15 Year Conventional Refi 5.91% 4/5/25
15 Year Cash-out Refi 5.91% 4/5/25
15 Year VA Purchase 6.09% 4/5/25
15 Year VA Refi 5.22% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Alliant Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Alliant Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,594

Origination Dollar Volume (All Markets)

$1,818,650,000
Show all (49) awards

Relative Rate

Alliant Credit Union's average 30 year fixed mortgage rate was 8.13%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 1.58%.

Relative Fees (Closing Costs)

Alliant Credit Union's average total fees/closing costs for a 30 year fixed rate mortgage were $5,383.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 566 $145,420,000 $256,926 $5,609 6.53%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 419 $115,175,000 $274,881 $5,984 8.83%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 251 $84,785,000 $337,789 $5,590 7.68%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 238 $80,490,000 $338,193 $6,303 8.15%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 279 $69,815,000 $250,233 $5,480 9.29%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 217 $65,205,000 $300,484 $4,913 7.39%
Outside of Metro Areas 223 $58,205,000 $261,009 $5,122 7.60%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 209 $54,965,000 $262,990 $6,269 8.18%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 274 $51,170,000 $186,752 $8,211 9.08%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 199 $44,195,000 $222,085 $5,784 9.42%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 202 $42,920,000 $212,475 $3,895 8.38%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 39 $40,335,000 $1,034,231 $6,167 6.25%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 146 $39,920,000 $273,425 $7,816 8.58%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 178 $34,480,000 $193,708 $6,909 8.81%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 142 $32,810,000 $231,056 $4,354 8.90%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 83 $30,895,000 $372,229 $3,923 8.16%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $30,300,000 $15,150,000 $3,396 6.38%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 61 $25,695,000 $421,230 $5,932 6.43%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 118 $24,280,000 $205,763 $6,297 8.38%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 118 $24,160,000 $204,746 $6,597 8.75%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 49 $23,825,000 $486,224 $4,928 7.09%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 95 $22,875,000 $240,789 $4,594 7.70%
Sevierville, TN (FHA|USDA|VA) 41 $22,385,000 $545,976 $4,742 6.79%
TULSA, OK (FHA|USDA|VA) 3 $21,015,000 $7,005,000 $3,919 6.58%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $20,715,000 $6,905,000 $14,856 7.46%
STOCKTON, CA (FHA|USDA|VA) 57 $15,985,000 $280,439 $3,870 8.54%
ASHEVILLE, NC (FHA|USDA|VA) 27 $15,725,000 $582,407 $5,318 6.61%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 44 $13,610,000 $309,318 $4,230 6.74%
SALT LAKE CITY, UT (FHA|USDA|VA) 44 $12,140,000 $275,909 $5,188 9.27%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 60 $12,120,000 $202,000 $4,578 8.11%
ERIE, PA (FHA|USDA|VA) 1 $12,025,000 $12,025,000 $0 6.21%
PROVO-OREM, UT (FHA|USDA|VA) 40 $11,060,000 $276,500 $4,824 8.86%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 42 $10,930,000 $260,238 $4,430 7.33%
RALEIGH-CARY, NC (FHA|USDA|VA) 33 $10,615,000 $321,667 $5,687 6.18%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 15 $9,145,000 $609,667 $6,810 6.51%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 45 $9,095,000 $202,111 $7,645 8.75%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 38 $8,850,000 $232,895 $4,295 9.04%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 39 $8,755,000 $224,487 $8,078 8.32%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 50 $8,420,000 $168,400 $3,738 7.93%
KNOXVILLE, TN (FHA|USDA|VA) 27 $7,255,000 $268,704 $5,223 7.39%
COLUMBUS, OH (FHA|USDA|VA) 29 $7,235,000 $249,483 $4,123 7.34%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 30 $7,090,000 $236,333 $4,134 6.84%
RENO, NV (FHA|USDA|VA) 36 $7,030,000 $195,278 $5,143 9.22%
VALLEJO, CA (FHA|USDA|VA) 35 $6,865,000 $196,143 $8,407 8.51%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 20 $6,550,000 $327,500 $7,545 9.07%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 16 $6,440,000 $402,500 $4,154 6.14%
ST. LOUIS, MO-IL (FHA|USDA|VA) 25 $6,165,000 $246,600 $3,007 6.43%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 17 $6,145,000 $361,471 $6,303 8.06%
BEND, OR (FHA|USDA|VA) 19 $5,965,000 $313,947 $5,918 8.64%
COLORADO SPRINGS, CO (FHA|USDA|VA) 19 $5,845,000 $307,632 $5,547 8.66%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 34 $5,780,000 $170,000 $3,112 7.48%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 17 $5,745,000 $337,941 $5,245 6.45%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 17 $5,615,000 $330,294 $7,374 7.37%
JACKSONVILLE, FL (FHA|USDA|VA) 31 $5,485,000 $176,935 $3,693 8.31%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 24 $5,350,000 $222,917 $5,831 7.57%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 18 $5,260,000 $292,222 $7,474 8.53%
RICHMOND, VA (FHA|USDA|VA) 27 $5,075,000 $187,963 $5,026 7.45%
ST. GEORGE, UT (FHA|USDA|VA) 14 $4,930,000 $352,143 $22,041 8.59%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 20 $4,600,000 $230,000 $4,635 8.89%
KANSAS CITY, MO-KS (FHA|USDA|VA) 20 $4,390,000 $219,500 $2,894 6.32%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 12 $4,290,000 $357,500 $5,620 6.44%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 23 $4,265,000 $185,435 $0 9.58%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 18 $4,160,000 $231,111 $3,405 9.09%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 23 $4,025,000 $175,000 $4,179 8.57%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 11 $4,025,000 $365,909 $6,304 7.06%
BAKERSFIELD, CA (FHA|USDA|VA) 22 $3,960,000 $180,000 $5,528 9.72%
EAST STROUDSBURG, PA (FHA|USDA|VA) 12 $3,910,000 $325,833 $5,973 7.04%
FORT COLLINS, CO (FHA|USDA|VA) 17 $3,875,000 $227,941 $4,340 9.63%
GREELEY, CO (FHA|USDA|VA) 25 $3,805,000 $152,200 $3,916 9.00%
Hilo, HI (FHA|USDA|VA) 4 $3,770,000 $942,500 $6,828 7.00%
BOULDER, CO (FHA|USDA|VA) 16 $3,690,000 $230,625 $3,373 7.57%
BOISE CITY, ID (FHA|USDA|VA) 9 $3,545,000 $393,889 $6,355 5.93%
LOUISVILLE, KY (FHA|USDA|VA) 14 $3,540,000 $252,857 $4,170 6.87%
URBAN HONOLULU, HI (FHA|USDA|VA) 5 $3,525,000 $705,000 $19,600 6.25%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 20 $3,510,000 $175,500 $4,067 9.08%
TUCSON, AZ (FHA|USDA|VA) 24 $3,500,000 $145,833 $5,954 7.93%
ALBUQUERQUE, NM (FHA|USDA|VA) 9 $3,465,000 $385,000 $7,779 7.36%
VISALIA, CA (FHA|USDA|VA) 8 $3,360,000 $420,000 $5,555 8.31%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 17 $3,195,000 $187,941 $4,710 8.52%
WORCESTER, MA-CT (FHA|USDA|VA) 6 $3,170,000 $528,333 $4,422 5.96%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 16 $3,170,000 $198,125 $2,971 9.05%
FRESNO, CA (FHA|USDA|VA) 19 $3,125,000 $164,474 $0 9.42%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 12 $3,110,000 $259,167 $6,081 7.64%
DAYTON-KETTERING, OH (FHA|USDA|VA) 10 $3,060,000 $306,000 $4,203 6.69%
Oak Harbor, WA (FHA|USDA|VA) 10 $3,050,000 $305,000 $3,256 8.85%
SAVANNAH, GA (FHA|USDA|VA) 15 $3,045,000 $203,000 $4,293 9.42%
MODESTO, CA (FHA|USDA|VA) 20 $3,000,000 $150,000 $0 9.98%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 10 $2,920,000 $292,000 $5,849 7.90%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 8 $2,910,000 $363,750 $4,838 7.23%
SALEM, OR (FHA|USDA|VA) 19 $2,765,000 $145,526 $0 10.09%
PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $2,750,000 $196,429 $6,798 8.44%
Frankfort, KY (FHA|USDA|VA) 5 $2,735,000 $547,000 $4,874 6.60%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 12 $2,720,000 $226,667 $8,973 8.31%
BELLINGHAM, WA (FHA|USDA|VA) 14 $2,680,000 $191,429 $7,599 9.28%
MADISON, WI (FHA|USDA|VA) 6 $2,660,000 $443,333 $3,778 6.67%
Montrose, CO (FHA|USDA|VA) 6 $2,660,000 $443,333 $3,641 8.83%
CORVALLIS, OR (FHA|USDA|VA) 13 $2,595,000 $199,615 $4,810 9.87%
Glenwood Springs, CO (FHA|USDA|VA) 5 $2,545,000 $509,000 $7,827 8.07%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 12 $2,480,000 $206,667 $4,936 8.59%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 9 $2,465,000 $273,889 $2,955 7.61%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 10 $2,440,000 $244,000 $3,572 7.06%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $2,430,000 $607,500 $7,308 7.66%
CHICO, CA (FHA|USDA|VA) 17 $2,385,000 $140,294 $3,886 9.35%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 8 $2,360,000 $295,000 $3,506 7.92%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 14 $2,340,000 $167,143 $6,298 7.67%
OKLAHOMA CITY, OK (FHA|USDA|VA) 5 $2,305,000 $461,000 $5,520 6.15%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 16 $2,260,000 $141,250 $5,084 9.02%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $2,160,000 $540,000 $6,292 6.00%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 9 $2,065,000 $229,444 $4,388 8.40%
GRAND JUNCTION, CO (FHA|USDA|VA) 5 $2,025,000 $405,000 $3,527 8.90%
PITTSBURGH, PA (FHA|USDA|VA) 15 $2,005,000 $133,667 $4,420 7.38%
Bozeman, MT (FHA|USDA|VA) 8 $1,920,000 $240,000 $3,547 8.80%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $1,910,000 $238,750 $5,786 6.01%
Show Low, AZ (FHA|USDA|VA) 6 $1,880,000 $313,333 $7,680 8.06%
Truckee-Grass Valley, CA (FHA|USDA|VA) 8 $1,870,000 $233,750 $0 9.66%
Whitewater, WI (FHA|USDA|VA) 6 $1,860,000 $310,000 $3,311 7.63%
SANTA FE, NM (FHA|USDA|VA) 4 $1,840,000 $460,000 $7,793 8.34%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 8 $1,830,000 $228,750 $3,288 7.17%
TWIN FALLS, ID (FHA|USDA|VA) 4 $1,820,000 $455,000 $5,283 6.38%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 7 $1,815,000 $259,286 $5,497 7.30%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 5 $1,805,000 $361,000 $5,051 6.13%
BILLINGS, MT (FHA|USDA|VA) 4 $1,800,000 $450,000 $4,116 8.09%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 8 $1,780,000 $222,500 $3,977 6.97%
FAYETTEVILLE, NC (FHA|USDA|VA) 8 $1,780,000 $222,500 $5,929 6.45%
AKRON, OH (FHA|USDA|VA) 7 $1,755,000 $250,714 $3,977 7.34%
NILES, MI (FHA|USDA|VA) 6 $1,750,000 $291,667 $4,151 7.25%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 4 $1,700,000 $425,000 $5,526 5.59%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,665,000 $237,857 $4,512 6.17%
Breckenridge, CO (FHA|USDA|VA) 4 $1,650,000 $412,500 $3,312 7.38%
ALBANY-LEBANON, OR (FHA|USDA|VA) 7 $1,625,000 $232,143 $0 9.54%
NAPA, CA (FHA|USDA|VA) 10 $1,540,000 $154,000 $0 8.57%
Ukiah, CA (FHA|USDA|VA) 5 $1,475,000 $295,000 $0 9.40%
LANCASTER, PA (FHA|USDA|VA) 7 $1,475,000 $210,714 $4,281 6.96%
ABILENE, TX (FHA|USDA|VA) 3 $1,465,000 $488,333 $4,947 5.79%
SYRACUSE, NY (FHA|USDA|VA) 5 $1,435,000 $287,000 $7,694 6.10%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 3 $1,415,000 $471,667 $5,747 6.17%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 7 $1,365,000 $195,000 $3,410 7.91%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $1,335,000 $445,000 $3,537 7.38%
MEDFORD, OR (FHA|USDA|VA) 7 $1,335,000 $190,714 $3,304 8.93%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $1,325,000 $265,000 $4,841 5.82%
Hood River, OR (FHA|USDA|VA) 5 $1,325,000 $265,000 $0 9.15%
LOGAN, UT-ID (FHA|USDA|VA) 4 $1,310,000 $327,500 $3,506 7.81%
Coos Bay, OR (FHA|USDA|VA) 4 $1,300,000 $325,000 $6,461 9.56%
Heber, UT (FHA|USDA|VA) 7 $1,285,000 $183,571 $0 7.50%
Sandpoint, ID (FHA|USDA|VA) 2 $1,260,000 $630,000 $9,206 6.13%
YUMA, AZ (FHA|USDA|VA) 10 $1,260,000 $126,000 $4,163 10.08%
HARRISONBURG, VA (FHA|USDA|VA) 4 $1,260,000 $315,000 $5,343 6.69%
THE VILLAGES, FL (FHA|USDA|VA) 5 $1,255,000 $251,000 $4,183 7.28%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $1,255,000 $1,255,000 $7,836 5.50%
WINCHESTER, VA-WV (FHA|USDA|VA) 5 $1,225,000 $245,000 $3,924 6.87%
FLAGSTAFF, AZ (FHA|USDA|VA) 10 $1,220,000 $122,000 $0 9.70%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $1,205,000 $401,667 $4,651 6.21%
Georgetown, SC (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $6,246 6.63%
Ellensburg, WA (FHA|USDA|VA) 6 $1,200,000 $200,000 $0 8.54%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $1,165,000 $388,333 $3,115 6.38%
SALINAS, CA (FHA|USDA|VA) 8 $1,160,000 $145,000 $0 9.59%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $1,155,000 $231,000 $4,675 7.20%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $1,140,000 $285,000 $4,406 7.00%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $1,125,000 $1,125,000 $3,767 6.25%
RACINE, WI (FHA|USDA|VA) 6 $1,110,000 $185,000 $2,886 7.54%
Owatonna, MN (FHA|USDA|VA) 1 $1,095,000 $1,095,000 $5,416 6.25%
Morehead City, NC (FHA|USDA|VA) 3 $1,075,000 $358,333 $3,767 6.67%
VALDOSTA, GA (FHA|USDA|VA) 3 $1,075,000 $358,333 $9,466 5.79%
MADERA, CA (FHA|USDA|VA) 10 $1,070,000 $107,000 $0 10.23%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 7 $1,055,000 $150,714 $2,874 8.25%
JACKSON, MS (FHA|USDA|VA) 3 $1,045,000 $348,333 $4,369 6.63%
GAINESVILLE, GA (FHA|USDA|VA) 6 $1,010,000 $168,333 $5,914 8.00%
Astoria, OR (FHA|USDA|VA) 4 $1,010,000 $252,500 $2,714 8.44%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $995,000 $331,667 $4,238 8.38%
WILMINGTON, NC (FHA|USDA|VA) 3 $995,000 $331,667 $5,256 6.79%
Jackson, WY-ID (FHA|USDA|VA) 1 $985,000 $985,000 $5,648 6.75%
Blackfoot, ID (FHA|USDA|VA) 1 $925,000 $925,000 $6,425 5.75%
LYNCHBURG, VA (FHA|USDA|VA) 3 $905,000 $301,667 $3,909 7.42%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $900,000 $225,000 $4,092 8.41%
PUNTA GORDA, FL (FHA|USDA|VA) 4 $900,000 $225,000 $4,557 9.84%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 1 $895,000 $895,000 $7,138 6.13%
TOLEDO, OH (FHA|USDA|VA) 4 $880,000 $220,000 $3,724 5.65%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $880,000 $440,000 $4,218 8.50%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $875,000 $175,000 $4,774 6.87%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 6 $870,000 $145,000 $0 9.88%
PANAMA CITY, FL (FHA|USDA|VA) 3 $865,000 $288,333 $6,603 6.79%
MOBILE, AL (FHA|USDA|VA) 2 $860,000 $430,000 $3,664 6.63%
Gillette, WY (FHA|USDA|VA) 1 $845,000 $845,000 $3,683 6.25%
Port Angeles, WA (FHA|USDA|VA) 4 $840,000 $210,000 $0 9.69%
WENATCHEE, WA (FHA|USDA|VA) 6 $830,000 $138,333 $0 10.04%
OCALA, FL (FHA|USDA|VA) 6 $820,000 $136,667 $3,833 8.27%
Taos, NM (FHA|USDA|VA) 2 $820,000 $410,000 $4,060 6.25%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 4 $810,000 $202,500 $3,382 6.81%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $810,000 $405,000 $3,631 7.00%
LONGVIEW, WA (FHA|USDA|VA) 6 $800,000 $133,333 $2,686 9.58%
COLUMBIA, SC (FHA|USDA|VA) 4 $790,000 $197,500 $3,617 5.91%
WICHITA, KS (FHA|USDA|VA) 3 $785,000 $261,667 $3,416 6.21%
Eureka-Arcata, CA (FHA|USDA|VA) 7 $775,000 $110,714 $0 9.36%
Boone, NC (FHA|USDA|VA) 1 $775,000 $775,000 $4,085 7.25%
FAIRBANKS, AK (FHA|USDA|VA) 2 $770,000 $385,000 $2,875 6.06%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 4 $760,000 $190,000 $4,120 10.50%
Ottawa, IL (FHA|USDA|VA) 2 $760,000 $380,000 $6,823 6.13%
Clearlake, CA (FHA|USDA|VA) 6 $760,000 $126,667 $0 9.79%
KANKAKEE, IL (FHA|USDA|VA) 3 $755,000 $251,667 $2,523 7.00%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $750,000 $375,000 $5,260 6.00%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $750,000 $187,500 $0 9.09%
Red Bluff, CA (FHA|USDA|VA) 5 $735,000 $147,000 $0 10.55%
MORRISTOWN, TN (FHA|USDA|VA) 2 $730,000 $365,000 $0 7.94%
North Wilkesboro, NC (FHA|USDA|VA) 3 $725,000 $241,667 $3,584 7.21%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $725,000 $725,000 $3,218 5.88%
Forest City, NC (FHA|USDA|VA) 1 $715,000 $715,000 $5,482 6.50%
REDDING, CA (FHA|USDA|VA) 5 $715,000 $143,000 $0 10.00%
BRUNSWICK, GA (FHA|USDA|VA) 2 $710,000 $355,000 $6,242 8.06%
ANN ARBOR, MI (FHA|USDA|VA) 3 $685,000 $228,333 $3,612 8.17%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 6 $670,000 $111,667 $0 9.96%
LUBBOCK, TX (FHA|USDA|VA) 2 $670,000 $335,000 $5,150 6.56%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $660,000 $330,000 $4,105 7.44%
Holland, MI (FHA|USDA|VA) 1 $655,000 $655,000 $6,119 6.13%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 2 $640,000 $320,000 $5,204 5.62%
YUBA CITY, CA (FHA|USDA|VA) 4 $620,000 $155,000 $0 9.50%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $615,000 $615,000 $4,355 5.88%
Concord, NH (FHA|USDA|VA) 4 $610,000 $152,500 $0 9.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $610,000 $305,000 $3,264 6.31%
Milledgeville, GA (FHA|USDA|VA) 3 $595,000 $198,333 $6,005 7.79%
READING, PA (FHA|USDA|VA) 3 $595,000 $198,333 $4,549 8.25%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 5 $575,000 $115,000 $0 9.50%
IOWA CITY, IA (FHA|USDA|VA) 1 $575,000 $575,000 $2,892 6.25%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $575,000 $191,667 $0 9.33%
Enterprise, AL (FHA|USDA|VA) 2 $570,000 $285,000 $7,424 5.94%
Key West, FL (FHA|USDA|VA) 3 $565,000 $188,333 $0 9.58%
Mount Vernon, OH (FHA|USDA|VA) 2 $560,000 $280,000 $18,332 7.63%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $560,000 $140,000 $3,179 7.00%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $555,000 $185,000 $3,282 8.29%
Shelton, WA (FHA|USDA|VA) 5 $555,000 $111,000 $0 10.15%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 4 $550,000 $137,500 $0 7.25%
Uvalde, TX (FHA|USDA|VA) 1 $545,000 $545,000 $5,883 6.88%
Moses Lake, WA (FHA|USDA|VA) 5 $545,000 $109,000 $0 11.30%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $545,000 $181,667 $3,028 8.42%
The Dalles, OR (FHA|USDA|VA) 2 $540,000 $270,000 $9,335 8.13%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $525,000 $525,000 $8,760 5.75%
PITTSFIELD, MA (FHA|USDA|VA) 1 $525,000 $525,000 $5,909 6.25%
MONTGOMERY, AL (FHA|USDA|VA) 3 $525,000 $175,000 $6,374 5.83%
MERCED, CA (FHA|USDA|VA) 3 $525,000 $175,000 $4,020 7.00%
BATON ROUGE, LA (FHA|USDA|VA) 2 $520,000 $260,000 $12,418 6.13%
Sanford, NC (FHA|USDA|VA) 3 $515,000 $171,667 $6,094 5.71%
Roseburg, OR (FHA|USDA|VA) 3 $515,000 $171,667 $4,033 9.08%
Sheridan, WY (FHA|USDA|VA) 1 $505,000 $505,000 $2,366 6.75%
Branson, MO (FHA|USDA|VA) 1 $505,000 $505,000 $18,287 6.25%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $505,000 $505,000 $11,559 6.25%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $500,000 $250,000 $4,457 8.38%
SPRINGFIELD, MA (FHA|USDA|VA) 3 $495,000 $165,000 $4,295 5.49%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $490,000 $245,000 $3,942 6.06%
Lebanon, NH-VT (FHA|USDA|VA) 2 $490,000 $245,000 $6,346 5.63%
FORT WAYNE, IN (FHA|USDA|VA) 5 $485,000 $97,000 $4,267 8.37%
Athens, TN (FHA|USDA|VA) 2 $480,000 $240,000 $6,952 5.94%
ANCHORAGE, AK (FHA|USDA|VA) 2 $480,000 $240,000 $3,550 6.81%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $465,000 $465,000 $5,148 6.38%
Prineville, OR (FHA|USDA|VA) 4 $460,000 $115,000 $0 9.38%
LONGVIEW, TX (FHA|USDA|VA) 2 $450,000 $225,000 $5,886 5.75%
Edwards, CO (FHA|USDA|VA) 2 $440,000 $220,000 $0 8.63%
Juneau, AK (FHA|USDA|VA) 1 $435,000 $435,000 $5,011 6.50%
LEBANON, PA (FHA|USDA|VA) 2 $430,000 $215,000 $9,936 7.69%
ROCKFORD, IL (FHA|USDA|VA) 2 $430,000 $215,000 $3,657 6.88%
WHEELING, WV-OH (FHA|USDA|VA) 2 $430,000 $215,000 $6,323 5.88%
GREEN BAY, WI (FHA|USDA|VA) 2 $430,000 $215,000 $2,760 7.00%
Fernley, NV (FHA|USDA|VA) 3 $425,000 $141,667 $5,143 9.00%
WACO, TX (FHA|USDA|VA) 1 $425,000 $425,000 $3,294 6.50%
RAPID CITY, SD (FHA|USDA|VA) 2 $420,000 $210,000 $2,923 6.06%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $410,000 $205,000 $4,069 9.13%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $405,000 $405,000 $9,389 5.63%
Brevard, NC (FHA|USDA|VA) 1 $395,000 $395,000 $1,283 5.50%
Wilson, NC (FHA|USDA|VA) 2 $390,000 $195,000 $7,120 7.94%
Shelby, NC (FHA|USDA|VA) 2 $390,000 $195,000 $3,537 5.68%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $385,000 $385,000 $4,210 6.38%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $385,000 $385,000 $5,748 6.13%
Klamath Falls, OR (FHA|USDA|VA) 2 $380,000 $190,000 $0 9.00%
NEW BERN, NC (FHA|USDA|VA) 1 $375,000 $375,000 $14,331 5.75%
Elko, NV (FHA|USDA|VA) 2 $370,000 $185,000 $0 9.25%
Aberdeen, WA (FHA|USDA|VA) 3 $365,000 $121,667 $0 9.75%
FLINT, MI (FHA|USDA|VA) 3 $365,000 $121,667 $0 9.17%
HAMMOND, LA (FHA|USDA|VA) 1 $365,000 $365,000 $2,987 5.88%
Findlay, OH (FHA|USDA|VA) 2 $360,000 $180,000 $3,335 5.68%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $355,000 $355,000 $5,717 6.38%
COLUMBIA, MO (FHA|USDA|VA) 1 $355,000 $355,000 $13,507 5.75%
Troy, AL (FHA|USDA|VA) 1 $355,000 $355,000 $4,626 6.63%
Brainerd, MN (FHA|USDA|VA) 1 $355,000 $355,000 $3,694 7.25%
Newport, OR (FHA|USDA|VA) 4 $350,000 $87,500 $0 10.25%
POCATELLO, ID (FHA|USDA|VA) 1 $345,000 $345,000 $4,547 6.50%
Pullman, WA (FHA|USDA|VA) 4 $340,000 $85,000 $0 10.25%
Ashtabula, OH (FHA|USDA|VA) 1 $335,000 $335,000 $6,718 6.63%
BINGHAMTON, NY (FHA|USDA|VA) 2 $330,000 $165,000 $5,168 5.68%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $315,000 $315,000 $4,126 6.00%
Laurinburg, NC (FHA|USDA|VA) 1 $315,000 $315,000 $1,621 5.13%
MISSOULA, MT (FHA|USDA|VA) 1 $315,000 $315,000 $0 8.50%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $1,957 6.00%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $305,000 $101,667 $0 8.08%
Marion, NC (FHA|USDA|VA) 1 $305,000 $305,000 $3,676 6.00%
Greenwood, SC (FHA|USDA|VA) 1 $295,000 $295,000 $3,596 6.50%
Cookeville, TN (FHA|USDA|VA) 1 $295,000 $295,000 $3,465 6.13%
FARGO, ND-MN (FHA|USDA|VA) 1 $295,000 $295,000 $3,710 6.50%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $290,000 $145,000 $2,079 6.69%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $285,000 $285,000 $2,957 6.88%
Orangeburg, SC (FHA|USDA|VA) 1 $285,000 $285,000 $0 7.00%
Columbus, MS (FHA|USDA|VA) 1 $285,000 $285,000 $7,890 5.13%
Marietta, OH (FHA|USDA|VA) 2 $280,000 $140,000 $4,119 8.13%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $280,000 $140,000 $0 7.87%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $275,000 $275,000 $2,023 5.38%
EL PASO, TX (FHA|USDA|VA) 1 $275,000 $275,000 $7,849 5.75%
Seneca, SC (FHA|USDA|VA) 1 $275,000 $275,000 $3,901 6.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,245 6.88%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $265,000 $265,000 $8,985 5.75%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $265,000 $265,000 $2,584 5.50%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $265,000 $265,000 $4,635 6.25%
ITHACA, NY (FHA|USDA|VA) 1 $265,000 $265,000 $4,942 6.25%
Williston, ND (FHA|USDA|VA) 1 $265,000 $265,000 $2,306 6.75%
Lumberton, NC (FHA|USDA|VA) 1 $265,000 $265,000 $11,384 5.75%
Centralia, WA (FHA|USDA|VA) 2 $260,000 $130,000 $0 11.13%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $260,000 $130,000 $2,162 7.38%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $255,000 $255,000 $0 10.25%
Albemarle, NC (FHA|USDA|VA) 1 $255,000 $255,000 $4,052 7.13%
Somerset, KY (FHA|USDA|VA) 1 $255,000 $255,000 $3,500 6.75%
Steamboat Springs, CO (FHA|USDA|VA) 2 $250,000 $125,000 $0 6.87%
WALLA WALLA, WA (FHA|USDA|VA) 2 $250,000 $125,000 $0 10.50%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $245,000 $245,000 $11,369 4.75%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $245,000 $245,000 $3,156 5.63%
Toccoa, GA (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.99%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $240,000 $120,000 $2,527 5.68%
Houghton, MI (FHA|USDA|VA) 1 $235,000 $235,000 $3,182 6.13%
LINCOLN, NE (FHA|USDA|VA) 1 $235,000 $235,000 $3,740 5.88%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $230,000 $115,000 $0 4.99%
Nogales, AZ (FHA|USDA|VA) 2 $230,000 $115,000 $0 10.00%
SPARTANBURG, SC (FHA|USDA|VA) 1 $225,000 $225,000 $3,765 6.88%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $225,000 $225,000 $3,278 6.50%
Granbury, TX (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.50%
APPLETON, WI (FHA|USDA|VA) 1 $225,000 $225,000 $3,278 5.63%
Lufkin, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,077 6.38%
Traverse City, MI (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.99%
New Castle, PA (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.50%
Pottsville, PA (FHA|USDA|VA) 1 $205,000 $205,000 $4,161 6.50%
McPherson, KS (FHA|USDA|VA) 1 $205,000 $205,000 $2,713 6.13%
Price, UT (FHA|USDA|VA) 1 $205,000 $205,000 $2,780 5.88%
MANKATO, MN (FHA|USDA|VA) 1 $205,000 $205,000 $0 11.25%
YAKIMA, WA (FHA|USDA|VA) 2 $200,000 $100,000 $0 8.37%
PUEBLO, CO (FHA|USDA|VA) 2 $200,000 $100,000 $0 11.00%
Winona, MN (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.99%
Bluefield, WV-VA (FHA|USDA|VA) 1 $195,000 $195,000 $2,190 5.88%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,568 6.13%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,060 6.88%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $185,000 $61,667 $0 6.33%
MANHATTAN, KS (FHA|USDA|VA) 1 $185,000 $185,000 $5,607 5.88%
CLEVELAND, TN (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.63%
Oneonta, NY (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.63%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $170,000 $85,000 $0 10.00%
GAINESVILLE, FL (FHA|USDA|VA) 2 $170,000 $85,000 $0 10.50%
Lewisburg, TN (FHA|USDA|VA) 2 $170,000 $85,000 $0 10.50%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $165,000 $165,000 $3,621 6.38%
DANVILLE, IL (FHA|USDA|VA) 1 $165,000 $165,000 $3,359 6.38%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,580 5.88%
Las Vegas, NM (FHA|USDA|VA) 1 $165,000 $165,000 $4,520 6.25%
Helena, MT (FHA|USDA|VA) 2 $160,000 $80,000 $0 10.75%
EL CENTRO, CA (FHA|USDA|VA) 2 $160,000 $80,000 $0 11.13%
Auburn, NY (FHA|USDA|VA) 1 $155,000 $155,000 $4,568 6.38%
DULUTH, MN-WI (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.99%
ROME, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.99%
Vernal, UT (FHA|USDA|VA) 2 $150,000 $75,000 $0 10.38%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,965 6.13%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $140,000 $70,000 $3,776 6.44%
Payson, AZ (FHA|USDA|VA) 2 $140,000 $70,000 $0 10.25%
Del Rio, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,964 6.00%
Sterling, IL (FHA|USDA|VA) 1 $125,000 $125,000 $3,450 6.50%
Madison, IN (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.99%
Sonora, CA (FHA|USDA|VA) 1 $125,000 $125,000 $0 11.50%
Beaver Dam, WI (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.99%
Huntingdon, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.88%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $125,000 $125,000 $0 10.25%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $125,000 $125,000 $2,229 5.63%
Malone, NY (FHA|USDA|VA) 1 $115,000 $115,000 $0 10.75%
Hannibal, MO (FHA|USDA|VA) 1 $115,000 $115,000 $2,948 5.75%
Cornelia, GA (FHA|USDA|VA) 1 $115,000 $115,000 $2,985 6.00%
Macomb, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,561 6.25%
Susanville, CA (FHA|USDA|VA) 2 $110,000 $55,000 $0 12.25%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.99%
Murray, KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 10.00%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.99%
STAUNTON, VA (FHA|USDA|VA) 1 $105,000 $105,000 $2,525 6.13%
Winnemucca, NV (FHA|USDA|VA) 1 $105,000 $105,000 $0 11.00%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $100,000 $50,000 $0 4.99%
Sikeston, MO (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.99%
Wooster, OH (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.25%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $85,000 $85,000 $0 12.25%
KOKOMO, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 10.75%
Danville, VA (FHA|USDA|VA) 1 $85,000 $85,000 $0 11.13%
Rockingham, NC (FHA|USDA|VA) 1 $85,000 $85,000 $5,439 5.75%
ROCHESTER, MN (FHA|USDA|VA) 1 $75,000 $75,000 $0 12.75%
Grand Rapids, MN (FHA|USDA|VA) 1 $75,000 $75,000 $0 10.50%
Berlin, NH (FHA|USDA|VA) 1 $75,000 $75,000 $0 10.25%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 11.00%
Effingham, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.99%
Austin, MN (FHA|USDA|VA) 1 $65,000 $65,000 $0 12.25%
ALBANY, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.50%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.00%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.75%
CARSON CITY, NV (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.99%
UTICA-ROME, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.99%
BURLINGTON, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.75%
FOND DU LAC, WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.99%
Washington Court House, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 13.00%
Jasper, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 11.75%
Jefferson, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.99%
JOPLIN, MO (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.99%
Bardstown, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 12.75%
ROANOKE, VA (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.00%
Alma, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.99%
Olean, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.75%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.75%
Vidalia, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 13.50%
Kalispell, MT (FHA|USDA|VA) 1 $45,000 $45,000 $0 10.25%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $45,000 $45,000 $0 11.25%
St. Marys, GA (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.99%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $35,000 $35,000 $3,283 4.25%
MANSFIELD, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.99%
Mount Airy, NC (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.99%
BAY CITY, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.99%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $15,000 $15,000 $0 13.25%
Alliant Credit Union's top markets include Chicago, Los Angeles, San Francisco, Phoenix, and Seattle among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against ALLIANT CREDIT UNION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    First Savings Bank of Hegewisch
    Similarity Rank: 36
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    Columbia Bank
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    Piscataqua Savings Bank
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    DSLD MORTGAGE, LLC
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 4,854 $812,260,000 $167,338 n/a 8.70%
    Conventional 1,634 $967,220,000 $591,934 $5,160 6.42%
    VA 88 $33,810,000 $384,205 $6,781 5.70%
    FHA 18 $5,360,000 $297,778 $9,677 6.10%

    For 2024, Alliant Credit Union's most frequently originated type of loan was HELOC, with 4,854 originations. Their 2nd most popular type was Conventional, with 1,634 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,529 $996,755,000 $394,130 $5,616 7.46%
    Other 2,109 $296,415,000 $140,548 $3,586 9.85%
    Home Improvement 981 $135,195,000 $137,813 $4,404 6.63%
    Refi 897 $363,195,000 $404,900 $3,835 7.45%
    Cash Out Refi 78 $27,090,000 $347,308 $3,579 6.49%

    For 2024, Alliant Credit Union's most frequently cited loan purpose was Home Purchase, with 2,529 originations. The 2nd most popular reason was Other, with 2,109 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,484 $1,657,410,000 $255,615 $5,383 8.13%
    15 Year 85 $23,605,000 $277,706 $4,164 5.72%
    20 Year 13 $4,775,000 $367,308 $3,704 5.98%
    5 Year 6 $90,750,000 $15,125,000 $0 5.99%
    10 Year 3 $855,000 $285,000 $4,691 5.79%
    3 Year 2 $41,010,000 $20,505,000 $0 6.60%
    Other 1 $245,000 $245,000 $2,599 6.25%

    For 2024, Alliant Credit Union's most frequently cited loan duration was 30 Year, with 6,484 originations. The 2nd most popular length was 15 Year, with 85 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 809 $479,735,000 $592,998
    $<1k 562 $253,710,000 $451,441
    $2k-3k 62 $26,140,000 $421,613
    $5k+ 58 $37,350,000 $643,966
    $3k-4k 35 $13,455,000 $384,429
    $4k-5k 32 $15,460,000 $483,125

    Alliant Credit Union's average total fees were $5,383, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 809 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 3,537 $586,815,000 $165,908
    4-5% 1,130 $170,560,000 $150,938
    6-7% 1,086 $637,970,000 $587,449
    5-6% 466 $292,340,000 $627,339
    7-8% 375 $130,965,000 $349,240

    During 2024, Alliant Credit Union's average interest rate for loans was 8.13%, while their most frequently originated rate bucket for loans was Over 8%, with 3,537 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 2,167 $294,585,000 $135,941 $3,946 8.38%
    $200k-400k 1,962 $525,220,000 $267,696 $4,752 7.70%
    $100,000 or less 1,355 $87,805,000 $64,801 $3,447 9.21%
    $400k-600k 567 $273,735,000 $482,778 $5,470 7.34%
    $600k-1MM 360 $282,570,000 $784,917 $5,901 6.38%
    $1MM+ 183 $354,735,000 $1,938,443 $7,186 6.18%

    2024 saw Alliant Credit Union place emphasis on $100k-200k loans with 2,167 originations, totaling $294,585,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 2,498 $945,500,000 $378,503 $6,064 7.94%
    $150k-250k 1,844 $406,480,000 $220,434 $5,090 8.22%
    $100k-150k 1,238 $206,150,000 $166,519 $4,754 8.29%
    $75k-100k 549 $75,555,000 $137,623 $4,956 8.20%
    $50k-75k 354 $42,020,000 $118,701 $4,340 7.80%
    $50k or less 88 $8,250,000 $93,750 $3,921 7.62%

    Alliant Credit Union lent most frequently to those with incomes in the $250k+ range, with 2,498 originations. The second most popular income band? $150k-250k, with 1,844 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,156 $297,820,000 $257,630 $5,140 7.41%
    30-36% 1,150 $315,660,000 $274,487 $5,129 7.87%
    44% 937 $200,455,000 $213,933 $5,963 9.06%
    43% 492 $120,670,000 $245,264 $5,754 8.84%
    42% 437 $110,895,000 $253,764 $4,989 8.63%
    <20% 412 $99,500,000 $241,505 $4,583 6.95%
    41% 350 $85,880,000 $245,371 $5,345 8.67%
    39% 301 $76,965,000 $255,698 $4,789 8.32%
    40% 294 $79,850,000 $271,599 $5,825 8.52%
    38% 277 $69,605,000 $251,282 $5,714 8.14%
    37% 236 $64,300,000 $272,458 $5,098 8.15%
    36% 235 $59,015,000 $251,128 $6,102 8.03%
    45% 90 $24,880,000 $276,444 $6,340 7.37%
    46% 63 $19,065,000 $302,619 $5,174 6.49%
    49% 61 $23,695,000 $388,443 $5,771 6.46%
    47% 47 $18,705,000 $397,979 $4,731 6.25%
    48% 43 $18,015,000 $418,953 $5,965 6.58%
    50-60% 5 $1,915,000 $383,000 $10,687 6.80%

    Alliant Credit Union lent most frequently to those with DTI ratios of 20-30%, with 1,156 originations. The next most common DTI ratio? 30-36%, with 1,150 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,479 $1,055,085,000 $235,563 $5,153 8.20%
    Not provided 1,170 $317,590,000 $271,444 $5,554 7.91%
    Asian 584 $241,610,000 $413,716 $5,503 7.41%
    Not applicable 8 $131,760,000 $16,470,000 $0 6.14%
    Black 268 $52,490,000 $195,858 $5,173 8.35%
    American Indian 42 $11,650,000 $277,381 $7,751 8.40%
    Native Hawaiian or Islander 16 $3,720,000 $232,500 $5,724 8.05%
    Asian Indian 15 $3,215,000 $214,333 $0 9.63%
    Other Asian 5 $465,000 $93,000 $0 9.83%
    Japanese 1 $255,000 $255,000 $0 9.25%
    Filipino 2 $240,000 $120,000 $0 10.13%
    Chinese 1 $225,000 $225,000 $0 9.25%
    Korean 1 $175,000 $175,000 $0 9.75%
    Samoan 1 $95,000 $95,000 $0 12.75%
    Vietnamese 1 $75,000 $75,000 $0 10.00%

    Approval Rates

    Total approvals of all applications
    74.15%

    Alliant Credit Union has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    76.72%

    Alliant Credit Union has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,594 $1,818,650,000 $275,804

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,594 $1,818,650,000 $275,804

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,990 $458,460,000 $230,382 $3,991 8.56%
    40-60% 349 $167,955,000 $481,246 $4,122 7.36%
    60-80% 659 $343,165,000 $520,736 $5,050 6.53%
    80-100% 871 $500,825,000 $575,000 $5,685 6.42%
    Over 100% 16 $4,990,000 $311,875 $10,382 5.74%
    Under 20% 2,709 $343,255,000 $126,709 $3,443 8.76%