Alliant Credit Union Mortgage Rates, Fees & Info

Chicago, IL

LEI: 549300T94GSH3C4U5M59

Tax ID: 36-6066772

1 stars - out of 5 stars, based on 99 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Alliant Credit Union is a small credit union specializing in Home Purchase and Refi loans. Alliant Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Chicago, San Francisco, Miami, and Seattle among others. We have data for 342 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Alliant Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Alliant Credit Union is typically an average fee lender. They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender in 2021-- chances are they are still one in 2022.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 7.34% 8/6/22
    30 Year Conventional Refi 6.92% 8/6/22
    30 Year Cash-out Refi 5.45% 8/6/22
    15 Year Conventional Purchase 4.43% 8/6/22
    15 Year Conventional Refi 4.96% 8/6/22
    15 Year Cash-out Refi 4.96% 8/6/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    9,831

    Origination Dollar Volume (All Markets)

    $2,226,665,000
    Show all (13) awards

    Relative Rate

    Alliant Credit Union's average 30 year fixed rate mortgage of loans were 4.75%.

    The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

    This yields a difference of 1.6%.

    Relative Fees

    Alliant Credit Union's average total fees for a 30 year fixed rate mortgage are $4,747.

    The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) » 987 $225,485,000 $228,455 $5,156 4.97%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) » 890 $196,850,000 $221,180 $4,254 3.81%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) » 709 $191,635,000 $270,289 $4,608 4.71%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) » 935 $127,925,000 $136,818 $4,888 5.10%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) » 382 $110,670,000 $289,712 $5,775 4.61%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) » 493 $88,445,000 $179,402 $3,957 4.74%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) » 313 $75,705,000 $241,869 $4,279 3.86%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) » 254 $72,530,000 $285,551 $6,205 4.23%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) » 397 $67,515,000 $170,063 $4,850 4.54%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) » 214 $63,050,000 $294,626 $4,717 4.75%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) » 408 $61,890,000 $151,691 $5,490 5.36%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) » 64 $54,160,000 $846,250 $5,547 3.94%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) » 176 $51,670,000 $293,580 $5,297 4.37%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) » 266 $47,940,000 $180,226 $4,675 5.14%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) » 236 $46,700,000 $197,881 $8,283 5.11%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) » 12 $38,620,000 $3,218,333 $5,302 3.87%
    STOCKTON, CA (FHA|USDA|VA) » 161 $32,585,000 $202,391 $5,446 5.17%
    COLUMBIA, SC (FHA|USDA|VA) » 2 $32,510,000 $16,255,000 $3,665 2.83%
    HUNTSVILLE, AL (FHA|USDA|VA) » 1 $27,605,000 $27,605,000 $0 3.35%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) » 111 $26,535,000 $239,054 $4,348 3.86%
    RICHMOND, VA (FHA|USDA|VA) » 10 $25,660,000 $2,566,000 $4,001 3.63%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) » 112 $23,320,000 $208,214 $4,745 4.21%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) » 139 $22,485,000 $161,763 $4,636 4.67%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) » 105 $19,525,000 $185,952 $5,208 4.01%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) » 98 $19,380,000 $197,755 $3,649 5.19%
    Outside of Metro Areas 90 $19,250,000 $213,889 $4,346 3.81%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) » 113 $18,345,000 $162,345 $4,691 4.78%
    SALEM, OR (FHA|USDA|VA) » 11 $15,845,000 $1,440,455 $9,736 4.48%
    VALLEJO, CA (FHA|USDA|VA) » 99 $14,625,000 $147,727 $4,355 5.09%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) » 42 $13,970,000 $332,619 $5,421 2.80%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) » 51 $11,745,000 $230,294 $5,589 5.09%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) » 35 $10,755,000 $307,286 $4,224 3.72%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) » 16 $9,240,000 $577,500 $3,928 3.86%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) » 50 $8,960,000 $179,200 $6,246 5.01%
    PROVO-OREM, UT (FHA|USDA|VA) » 49 $8,425,000 $171,939 $3,209 4.81%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) » 42 $8,390,000 $199,762 $4,777 4.69%
    SALT LAKE CITY, UT (FHA|USDA|VA) » 41 $7,745,000 $188,902 $3,945 4.58%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) » 31 $7,625,000 $245,968 $3,860 3.75%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) » 16 $7,250,000 $453,125 $6,041 2.84%
    COLORADO SPRINGS, CO (FHA|USDA|VA) » 31 $6,835,000 $220,484 $4,373 4.28%
    TUCSON, AZ (FHA|USDA|VA) » 45 $6,635,000 $147,444 $3,561 4.63%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) » 24 $6,630,000 $276,250 $3,330 4.07%
    BOULDER, CO (FHA|USDA|VA) » 28 $6,520,000 $232,857 $3,513 4.14%
    FRESNO, CA (FHA|USDA|VA) » 30 $6,470,000 $215,667 $3,305 5.11%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) » 38 $6,210,000 $163,421 $3,910 3.82%
    SALINAS, CA (FHA|USDA|VA) » 29 $6,115,000 $210,862 $4,307 4.99%
    RENO, NV (FHA|USDA|VA) » 28 $6,090,000 $217,500 $6,259 4.04%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) » 32 $5,660,000 $176,875 $0 5.08%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) » 15 $5,655,000 $377,000 $5,163 2.73%
    JACKSONVILLE, FL (FHA|USDA|VA) » 46 $5,530,000 $120,217 $4,137 5.04%
    BELLINGHAM, WA (FHA|USDA|VA) » 28 $5,510,000 $196,786 $5,316 4.30%
    COLUMBUS, OH (FHA|USDA|VA) » 28 $5,270,000 $188,214 $4,318 4.11%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) » 40 $4,980,000 $124,500 $3,458 4.13%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) » 25 $4,825,000 $193,000 $5,037 4.51%
    BEND, OR (FHA|USDA|VA) » 18 $4,650,000 $258,333 $4,952 3.94%
    RALEIGH-CARY, NC (FHA|USDA|VA) » 21 $4,455,000 $212,143 $4,120 3.53%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) » 26 $4,390,000 $168,846 $4,019 3.57%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) » 21 $4,175,000 $198,810 $4,360 4.18%
    FORT COLLINS, CO (FHA|USDA|VA) » 21 $4,135,000 $196,905 $3,237 4.35%
    FLAGSTAFF, AZ (FHA|USDA|VA) » 17 $4,055,000 $238,529 $0 4.76%
    PORT ST. LUCIE, FL (FHA|USDA|VA) » 27 $4,015,000 $148,704 $6,111 4.80%
    Key West, FL (FHA|USDA|VA) » 16 $4,010,000 $250,625 $5,853 4.52%
    MODESTO, CA (FHA|USDA|VA) » 29 $3,785,000 $130,517 $3,978 5.40%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) » 16 $3,580,000 $223,750 $0 4.48%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) » 21 $3,555,000 $169,286 $4,914 4.66%
    URBAN HONOLULU, HI (FHA|USDA|VA) » 8 $3,450,000 $431,250 $5,644 2.92%
    Truckee-Grass Valley, CA (FHA|USDA|VA) » 17 $3,415,000 $200,882 $0 5.29%
    NAPA, CA (FHA|USDA|VA) » 10 $3,390,000 $339,000 $4,031 4.11%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) » 10 $3,090,000 $309,000 $7,848 3.96%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) » 17 $3,085,000 $181,471 $3,826 4.64%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) » 20 $3,050,000 $152,500 $2,927 5.09%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) » 5 $3,045,000 $609,000 $3,555 2.85%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) » 16 $2,980,000 $186,250 $3,738 4.30%
    PITTSBURGH, PA (FHA|USDA|VA) » 15 $2,905,000 $193,667 $5,786 3.65%
    ST. GEORGE, UT (FHA|USDA|VA) » 14 $2,770,000 $197,857 $3,350 4.36%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) » 18 $2,740,000 $152,222 $4,031 4.09%
    WORCESTER, MA-CT (FHA|USDA|VA) » 8 $2,580,000 $322,500 $4,985 3.81%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) » 11 $2,485,000 $225,909 $3,741 4.95%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) » 17 $2,475,000 $145,588 $3,059 5.01%
    GREELEY, CO (FHA|USDA|VA) » 14 $2,450,000 $175,000 $3,773 4.21%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) » 8 $2,440,000 $305,000 $5,466 3.22%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) » 10 $2,360,000 $236,000 $3,136 3.68%
    SAVANNAH, GA (FHA|USDA|VA) » 11 $2,275,000 $206,818 $3,842 4.30%
    ST. LOUIS, MO-IL (FHA|USDA|VA) » 10 $2,270,000 $227,000 $3,327 3.28%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) » 12 $2,250,000 $187,500 $4,838 4.50%
    BOISE CITY, ID (FHA|USDA|VA) » 5 $2,245,000 $449,000 $5,103 2.97%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) » 22 $2,190,000 $99,545 $3,848 4.17%
    PUNTA GORDA, FL (FHA|USDA|VA) » 10 $2,180,000 $218,000 $5,218 3.91%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) » 7 $2,015,000 $287,857 $5,037 2.80%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) » 13 $1,965,000 $151,154 $4,564 4.91%
    WINCHESTER, VA-WV (FHA|USDA|VA) » 9 $1,875,000 $208,333 $3,816 3.92%
    MADISON, WI (FHA|USDA|VA) » 7 $1,825,000 $260,714 $3,544 3.53%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) » 12 $1,810,000 $150,833 $3,833 4.37%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) » 7 $1,795,000 $256,429 $4,749 2.88%
    Bozeman, MT (FHA|USDA|VA) » 8 $1,780,000 $222,500 $5,170 4.32%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) » 3 $1,695,000 $565,000 $4,550 4.00%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) » 10 $1,660,000 $166,000 $3,666 3.16%
    BAKERSFIELD, CA (FHA|USDA|VA) » 11 $1,635,000 $148,636 $0 5.42%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) » 13 $1,575,000 $121,154 $3,956 4.33%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) » 6 $1,560,000 $260,000 $4,751 3.43%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) » 16 $1,530,000 $95,625 $4,088 4.36%
    READING, PA (FHA|USDA|VA) » 6 $1,500,000 $250,000 $6,082 3.48%
    CHICO, CA (FHA|USDA|VA) » 9 $1,405,000 $156,111 $4,021 5.20%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) » 3 $1,385,000 $461,667 $3,989 3.08%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) » 13 $1,375,000 $105,769 $0 4.88%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) » 7 $1,365,000 $195,000 $3,679 4.69%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) » 5 $1,365,000 $273,000 $3,765 2.83%
    AKRON, OH (FHA|USDA|VA) » 6 $1,360,000 $226,667 $4,183 3.19%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) » 10 $1,320,000 $132,000 $4,611 4.28%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) » 5 $1,305,000 $261,000 $4,049 4.00%
    WILMINGTON, NC (FHA|USDA|VA) » 5 $1,215,000 $243,000 $3,710 3.28%
    Edwards, CO (FHA|USDA|VA) » 3 $1,175,000 $391,667 $4,042 3.25%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) » 3 $1,135,000 $378,333 $5,093 3.41%
    ALBUQUERQUE, NM (FHA|USDA|VA) » 5 $1,135,000 $227,000 $4,532 2.83%
    REDDING, CA (FHA|USDA|VA) » 6 $1,070,000 $178,333 $0 5.70%
    SPRINGFIELD, MO (FHA|USDA|VA) » 8 $1,070,000 $133,750 $4,259 3.31%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) » 5 $1,005,000 $201,000 $3,972 2.48%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) » 9 $995,000 $110,556 $4,708 4.26%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) » 3 $985,000 $328,333 $3,501 2.63%
    GRAND JUNCTION, CO (FHA|USDA|VA) » 2 $980,000 $490,000 $0 4.00%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) » 5 $975,000 $195,000 $5,249 3.53%
    VISALIA, CA (FHA|USDA|VA) » 8 $960,000 $120,000 $3,750 4.85%
    OKLAHOMA CITY, OK (FHA|USDA|VA) » 5 $955,000 $191,000 $3,879 2.90%
    Oak Harbor, WA (FHA|USDA|VA) » 6 $940,000 $156,667 $0 4.91%
    Hilo, HI (FHA|USDA|VA) » 3 $935,000 $311,667 $4,571 3.38%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) » 3 $935,000 $311,667 $5,507 2.58%
    Torrington, CT (FHA|USDA|VA) » 3 $925,000 $308,333 $7,657 3.12%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) » 5 $895,000 $179,000 $3,582 3.98%
    WENATCHEE, WA (FHA|USDA|VA) » 5 $885,000 $177,000 $0 4.64%
    ASHEVILLE, NC (FHA|USDA|VA) » 5 $875,000 $175,000 $3,751 3.25%
    LOGAN, UT-ID (FHA|USDA|VA) » 3 $865,000 $288,333 $3,593 4.00%
    KNOXVILLE, TN (FHA|USDA|VA) » 5 $865,000 $173,000 $5,822 3.65%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) » 6 $840,000 $140,000 $3,067 4.00%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) » 1 $815,000 $815,000 $12,151 2.25%
    Breckenridge, CO (FHA|USDA|VA) » 4 $800,000 $200,000 $0 4.68%
    Lebanon, NH-VT (FHA|USDA|VA) » 3 $795,000 $265,000 $4,939 2.54%
    GAINESVILLE, GA (FHA|USDA|VA) » 7 $785,000 $112,143 $4,780 4.42%
    Eureka-Arcata, CA (FHA|USDA|VA) » 5 $775,000 $155,000 $3,321 4.29%
    WICHITA, KS (FHA|USDA|VA) » 2 $720,000 $360,000 $3,150 3.38%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) » 4 $720,000 $180,000 $5,138 3.19%
    OCALA, FL (FHA|USDA|VA) » 5 $715,000 $143,000 $3,044 4.49%
    SPRINGFIELD, MA (FHA|USDA|VA) » 2 $710,000 $355,000 $5,224 2.63%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) » 5 $695,000 $139,000 $3,824 3.45%
    MADERA, CA (FHA|USDA|VA) » 5 $685,000 $137,000 $0 5.34%
    NILES, MI (FHA|USDA|VA) » 3 $685,000 $228,333 $2,998 3.83%
    Clearlake, CA (FHA|USDA|VA) » 3 $685,000 $228,333 $0 5.49%
    MEDFORD, OR (FHA|USDA|VA) » 4 $680,000 $170,000 $0 4.62%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) » 2 $670,000 $335,000 $2,653 3.06%
    BURLINGTON, NC (FHA|USDA|VA) » 2 $670,000 $335,000 $3,800 2.88%
    MERCED, CA (FHA|USDA|VA) » 5 $635,000 $127,000 $3,671 4.94%
    Centralia, WA (FHA|USDA|VA) » 4 $630,000 $157,500 $0 4.62%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) » 1 $625,000 $625,000 $4,341 2.50%
    Whitewater, WI (FHA|USDA|VA) » 4 $620,000 $155,000 $4,042 3.44%
    TULSA, OK (FHA|USDA|VA) » 2 $610,000 $305,000 $4,886 2.31%
    RACINE, WI (FHA|USDA|VA) » 4 $610,000 $152,500 $3,800 3.69%
    KANSAS CITY, MO-KS (FHA|USDA|VA) » 4 $610,000 $152,500 $4,282 3.78%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) » 3 $605,000 $201,667 $3,231 3.79%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) » 2 $600,000 $300,000 $4,973 3.50%
    CARSON CITY, NV (FHA|USDA|VA) » 2 $590,000 $295,000 $0 4.24%
    STAUNTON, VA (FHA|USDA|VA) » 2 $580,000 $290,000 $4,995 5.69%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) » 4 $580,000 $145,000 $5,900 3.31%
    Heber, UT (FHA|USDA|VA) » 3 $575,000 $191,667 $0 4.25%
    CORVALLIS, OR (FHA|USDA|VA) » 2 $570,000 $285,000 $4,279 3.56%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) » 4 $550,000 $137,500 $3,309 2.84%
    EAST STROUDSBURG, PA (FHA|USDA|VA) » 4 $550,000 $137,500 $3,981 2.75%
    Laconia, NH (FHA|USDA|VA) » 1 $545,000 $545,000 $17,502 2.25%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) » 3 $545,000 $181,667 $4,855 3.25%
    FORT WAYNE, IN (FHA|USDA|VA) » 3 $545,000 $181,667 $2,916 3.66%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) » 3 $535,000 $178,333 $3,958 4.70%
    Gardnerville Ranchos, NV (FHA|USDA|VA) » 3 $535,000 $178,333 $0 4.16%
    Augusta-Waterville, ME (FHA|USDA|VA) » 1 $515,000 $515,000 $10,881 3.00%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) » 5 $505,000 $101,000 $2,981 4.04%
    Faribault-Northfield, MN (FHA|USDA|VA) » 1 $505,000 $505,000 $0 4.00%
    SANTA FE, NM (FHA|USDA|VA) » 2 $500,000 $250,000 $4,548 3.19%
    STATE COLLEGE, PA (FHA|USDA|VA) » 2 $500,000 $250,000 $12,018 3.13%
    Aberdeen, WA (FHA|USDA|VA) » 2 $500,000 $250,000 $4,349 3.75%
    OCEAN CITY, NJ (FHA|USDA|VA) » 3 $475,000 $158,333 $2,970 3.91%
    GAINESVILLE, FL (FHA|USDA|VA) » 3 $475,000 $158,333 $3,527 4.20%
    Newport, OR (FHA|USDA|VA) » 2 $470,000 $235,000 $0 5.24%
    THE VILLAGES, FL (FHA|USDA|VA) » 4 $450,000 $112,500 $4,719 4.34%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) » 4 $450,000 $112,500 $5,119 3.75%
    LANCASTER, PA (FHA|USDA|VA) » 6 $450,000 $75,000 $3,927 3.77%
    YUBA CITY, CA (FHA|USDA|VA) » 5 $445,000 $89,000 $0 5.05%
    SYRACUSE, NY (FHA|USDA|VA) » 2 $440,000 $220,000 $5,093 3.44%
    PUEBLO, CO (FHA|USDA|VA) » 3 $425,000 $141,667 $3,526 3.58%
    Freeport, IL (FHA|USDA|VA) » 1 $425,000 $425,000 $4,103 3.13%
    Brainerd, MN (FHA|USDA|VA) » 1 $415,000 $415,000 $4,407 2.50%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) » 4 $410,000 $102,500 $3,996 4.18%
    Sonora, CA (FHA|USDA|VA) » 1 $405,000 $405,000 $3,115 3.25%
    TOLEDO, OH (FHA|USDA|VA) » 2 $400,000 $200,000 $5,013 4.06%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) » 2 $400,000 $200,000 $3,374 3.63%
    Hailey, ID (FHA|USDA|VA) » 2 $400,000 $200,000 $4,264 3.06%
    YORK-HANOVER, PA (FHA|USDA|VA) » 4 $390,000 $97,500 $4,641 3.34%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) » 1 $385,000 $385,000 $2,673 3.25%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) » 1 $375,000 $375,000 $4,994 3.00%
    GREEN BAY, WI (FHA|USDA|VA) » 3 $375,000 $125,000 $3,160 3.87%
    JACKSONVILLE, NC (FHA|USDA|VA) » 1 $365,000 $365,000 $4,301 3.63%
    ROCKFORD, IL (FHA|USDA|VA) » 4 $360,000 $90,000 $3,840 3.13%
    Red Bluff, CA (FHA|USDA|VA) » 2 $360,000 $180,000 $3,183 4.50%
    BRUNSWICK, GA (FHA|USDA|VA) » 2 $350,000 $175,000 $0 5.37%
    Gallup, NM (FHA|USDA|VA) » 1 $345,000 $345,000 $6,771 2.50%
    Kalispell, MT (FHA|USDA|VA) » 2 $340,000 $170,000 $6,592 3.62%
    LONGVIEW, WA (FHA|USDA|VA) » 2 $330,000 $165,000 $0 4.00%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) » 2 $330,000 $165,000 $3,002 3.18%
    COLUMBUS, GA-AL (FHA|USDA|VA) » 1 $325,000 $325,000 $0 3.99%
    KINGSTON, NY (FHA|USDA|VA) » 2 $320,000 $160,000 $5,347 3.44%
    FAYETTEVILLE, NC (FHA|USDA|VA) » 2 $320,000 $160,000 $4,525 2.75%
    PEORIA, IL (FHA|USDA|VA) » 3 $315,000 $105,000 $3,089 3.00%
    PANAMA CITY, FL (FHA|USDA|VA) » 3 $315,000 $105,000 $0 5.08%
    BLOOMINGTON, IL (FHA|USDA|VA) » 1 $315,000 $315,000 $3,655 3.00%
    MISSOULA, MT (FHA|USDA|VA) » 3 $315,000 $105,000 $2,810 4.62%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) » 2 $310,000 $155,000 $5,310 2.50%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) » 1 $305,000 $305,000 $7,173 2.25%
    YAKIMA, WA (FHA|USDA|VA) » 3 $305,000 $101,667 $0 4.74%
    Coos Bay, OR (FHA|USDA|VA) » 1 $305,000 $305,000 $4,739 2.88%
    ROCHESTER, NY (FHA|USDA|VA) » 2 $300,000 $150,000 $5,179 2.63%
    Port Angeles, WA (FHA|USDA|VA) » 2 $300,000 $150,000 $5,026 3.81%
    PITTSFIELD, MA (FHA|USDA|VA) » 1 $295,000 $295,000 $7,193 2.38%
    LYNCHBURG, VA (FHA|USDA|VA) » 2 $290,000 $145,000 $5,217 3.06%
    Glenwood Springs, CO (FHA|USDA|VA) » 2 $290,000 $145,000 $0 4.62%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) » 1 $285,000 $285,000 $6,480 2.25%
    Plymouth, IN (FHA|USDA|VA) » 2 $280,000 $140,000 $2,864 3.94%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) » 2 $280,000 $140,000 $4,774 2.19%
    Effingham, IL (FHA|USDA|VA) » 2 $270,000 $135,000 $3,661 3.00%
    Payson, AZ (FHA|USDA|VA) » 2 $270,000 $135,000 $0 4.50%
    CHEYENNE, WY (FHA|USDA|VA) » 1 $265,000 $265,000 $5,955 2.00%
    NEW BERN, NC (FHA|USDA|VA) » 2 $260,000 $130,000 $3,722 2.94%
    Durango, CO (FHA|USDA|VA) » 1 $255,000 $255,000 $0 4.00%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) » 1 $255,000 $255,000 $5,448 2.38%
    Astoria, OR (FHA|USDA|VA) » 1 $255,000 $255,000 $0 4.24%
    CEDAR RAPIDS, IA (FHA|USDA|VA) » 2 $250,000 $125,000 $3,835 2.63%
    DULUTH, MN-WI (FHA|USDA|VA) » 2 $250,000 $125,000 $3,623 2.56%
    Shelton, WA (FHA|USDA|VA) » 2 $250,000 $125,000 $3,377 4.00%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) » 2 $250,000 $125,000 $6,945 2.94%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) » 1 $245,000 $245,000 $5,489 2.50%
    WACO, TX (FHA|USDA|VA) » 1 $245,000 $245,000 $5,560 3.38%
    Marietta, OH (FHA|USDA|VA) » 2 $240,000 $120,000 $6,944 3.69%
    JACKSON, MI (FHA|USDA|VA) » 2 $240,000 $120,000 $4,044 3.25%
    LAS CRUCES, NM (FHA|USDA|VA) » 1 $235,000 $235,000 $3,331 2.88%
    WARNER ROBINS, GA (FHA|USDA|VA) » 2 $230,000 $115,000 $5,469 3.75%
    SPRINGFIELD, IL (FHA|USDA|VA) » 2 $230,000 $115,000 $2,596 3.19%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) » 1 $225,000 $225,000 $3,338 2.88%
    SPARTANBURG, SC (FHA|USDA|VA) » 1 $215,000 $215,000 $2,924 2.88%
    EAU CLAIRE, WI (FHA|USDA|VA) » 1 $215,000 $215,000 $3,718 2.75%
    Sikeston, MO (FHA|USDA|VA) » 2 $210,000 $105,000 $3,498 2.94%
    MOBILE, AL (FHA|USDA|VA) » 1 $205,000 $205,000 $2,845 2.75%
    Mount Pleasant, MI (FHA|USDA|VA) » 1 $205,000 $205,000 $5,252 2.25%
    ROANOKE, VA (FHA|USDA|VA) » 1 $205,000 $205,000 $0 4.75%
    LAFAYETTE, LA (FHA|USDA|VA) » 1 $205,000 $205,000 $3,766 2.38%
    VALDOSTA, GA (FHA|USDA|VA) » 1 $205,000 $205,000 $0 4.25%
    Concord, NH (FHA|USDA|VA) » 1 $205,000 $205,000 $4,600 3.13%
    ANN ARBOR, MI (FHA|USDA|VA) » 2 $200,000 $100,000 $3,760 3.50%
    TALLAHASSEE, FL (FHA|USDA|VA) » 3 $195,000 $65,000 $0 4.82%
    TUSCALOOSA, AL (FHA|USDA|VA) » 1 $195,000 $195,000 $7,366 3.13%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) » 1 $185,000 $185,000 $8,689 1.88%
    Pullman, WA (FHA|USDA|VA) » 1 $185,000 $185,000 $2,917 2.75%
    Fort Morgan, CO (FHA|USDA|VA) » 1 $185,000 $185,000 $0 4.99%
    UTICA-ROME, NY (FHA|USDA|VA) » 2 $180,000 $90,000 $5,806 3.13%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) » 2 $180,000 $90,000 $4,246 3.19%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) » 2 $180,000 $90,000 $5,384 3.63%
    Elko, NV (FHA|USDA|VA) » 2 $180,000 $90,000 $0 5.99%
    GREAT FALLS, MT (FHA|USDA|VA) » 1 $175,000 $175,000 $4,253 2.88%
    Hudson, NY (FHA|USDA|VA) » 1 $175,000 $175,000 $6,344 2.88%
    Montrose, CO (FHA|USDA|VA) » 1 $175,000 $175,000 $4,083 3.00%
    Prineville, OR (FHA|USDA|VA) » 1 $175,000 $175,000 $0 3.99%
    OWENSBORO, KY (FHA|USDA|VA) » 1 $175,000 $175,000 $2,628 2.50%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) » 2 $170,000 $85,000 $0 4.99%
    St. Marys, GA (FHA|USDA|VA) » 1 $165,000 $165,000 $4,465 2.25%
    Adrian, MI (FHA|USDA|VA) » 2 $160,000 $80,000 $0 4.00%
    ROCKY MOUNT, NC (FHA|USDA|VA) » 1 $155,000 $155,000 $2,869 2.75%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) » 1 $155,000 $155,000 $0 5.49%
    FORT SMITH, AR-OK (FHA|USDA|VA) » 1 $155,000 $155,000 $3,681 3.00%
    KANKAKEE, IL (FHA|USDA|VA) » 1 $155,000 $155,000 $0 4.00%
    SIOUX FALLS, SD (FHA|USDA|VA) » 1 $155,000 $155,000 $4,009 2.38%
    WINSTON-SALEM, NC (FHA|USDA|VA) » 2 $150,000 $75,000 $3,593 3.63%
    Keene, NH (FHA|USDA|VA) » 1 $145,000 $145,000 $2,433 2.75%
    JACKSON, MS (FHA|USDA|VA) » 1 $145,000 $145,000 $6,935 3.13%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) » 1 $145,000 $145,000 $0 4.25%
    MUSKEGON, MI (FHA|USDA|VA) » 2 $140,000 $70,000 $0 4.62%
    West Plains, MO (FHA|USDA|VA) » 1 $135,000 $135,000 $3,621 3.25%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) » 1 $135,000 $135,000 $3,802 2.38%
    Milledgeville, GA (FHA|USDA|VA) » 1 $135,000 $135,000 $0 4.25%
    Jackson, WY-ID (FHA|USDA|VA) » 1 $135,000 $135,000 $4,497 3.00%
    Show Low, AZ (FHA|USDA|VA) » 1 $125,000 $125,000 $3,453 2.88%
    BISMARCK, ND (FHA|USDA|VA) » 1 $125,000 $125,000 $2,971 2.13%
    APPLETON, WI (FHA|USDA|VA) » 1 $125,000 $125,000 $2,753 2.13%
    Warren, PA (FHA|USDA|VA) » 1 $125,000 $125,000 $4,446 2.75%
    MUNCIE, IN (FHA|USDA|VA) » 1 $125,000 $125,000 $2,759 2.88%
    Malone, NY (FHA|USDA|VA) » 1 $125,000 $125,000 $0 4.00%
    Clovis, NM (FHA|USDA|VA) » 1 $115,000 $115,000 $3,648 3.13%
    Angola, IN (FHA|USDA|VA) » 1 $115,000 $115,000 $3,617 2.38%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) » 1 $115,000 $115,000 $3,289 2.25%
    DALTON, GA (FHA|USDA|VA) » 2 $110,000 $55,000 $0 4.99%
    Houghton, MI (FHA|USDA|VA) » 1 $105,000 $105,000 $0 4.00%
    Palatka, FL (FHA|USDA|VA) » 1 $105,000 $105,000 $0 6.49%
    LAWRENCE, KS (FHA|USDA|VA) » 1 $105,000 $105,000 $3,668 2.00%
    Jefferson, GA (FHA|USDA|VA) » 1 $105,000 $105,000 $0 4.49%
    Huntingdon, PA (FHA|USDA|VA) » 1 $105,000 $105,000 $6,126 2.88%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) » 1 $105,000 $105,000 $3,803 2.13%
    Danville, KY (FHA|USDA|VA) » 1 $105,000 $105,000 $3,749 2.63%
    Sturgis, MI (FHA|USDA|VA) » 1 $105,000 $105,000 $2,752 2.88%
    Cullowhee, NC (FHA|USDA|VA) » 1 $105,000 $105,000 $0 4.00%
    Tifton, GA (FHA|USDA|VA) » 1 $105,000 $105,000 $0 4.49%
    CaƱon City, CO (FHA|USDA|VA) » 1 $105,000 $105,000 $0 4.00%
    Georgetown, SC (FHA|USDA|VA) » 1 $95,000 $95,000 $3,374 3.13%
    Gillette, WY (FHA|USDA|VA) » 1 $95,000 $95,000 $3,614 2.38%
    Mount Vernon, OH (FHA|USDA|VA) » 1 $95,000 $95,000 $0 4.25%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) » 1 $95,000 $95,000 $0 6.49%
    Levelland, TX (FHA|USDA|VA) » 1 $95,000 $95,000 $4,496 2.75%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) » 2 $90,000 $45,000 $3,821 4.06%
    SALISBURY, MD-DE (FHA|USDA|VA) » 1 $85,000 $85,000 $3,545 2.38%
    Steamboat Springs, CO (FHA|USDA|VA) » 1 $85,000 $85,000 $0 5.49%
    Tiffin, OH (FHA|USDA|VA) » 1 $85,000 $85,000 $4,115 2.88%
    Boone, NC (FHA|USDA|VA) » 2 $80,000 $40,000 $0 4.00%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) » 2 $80,000 $40,000 $0 4.62%
    DECATUR, IL (FHA|USDA|VA) » 1 $75,000 $75,000 $2,471 2.88%
    Dixon, IL (FHA|USDA|VA) » 1 $75,000 $75,000 $0 4.25%
    Greenville, OH (FHA|USDA|VA) » 1 $75,000 $75,000 $0 5.49%
    Nogales, AZ (FHA|USDA|VA) » 1 $75,000 $75,000 $3,871 2.25%
    Helena, MT (FHA|USDA|VA) » 1 $65,000 $65,000 $0 5.49%
    Calhoun, GA (FHA|USDA|VA) » 1 $65,000 $65,000 $0 5.49%
    WALLA WALLA, WA (FHA|USDA|VA) » 1 $65,000 $65,000 $0 5.49%
    Ukiah, CA (FHA|USDA|VA) » 1 $65,000 $65,000 $0 6.24%
    Wilmington, OH (FHA|USDA|VA) » 1 $65,000 $65,000 $0 4.49%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) » 1 $55,000 $55,000 $0 5.24%
    Brevard, NC (FHA|USDA|VA) » 1 $55,000 $55,000 $0 4.00%
    GETTYSBURG, PA (FHA|USDA|VA) » 1 $55,000 $55,000 $0 5.75%
    Moses Lake, WA (FHA|USDA|VA) » 1 $55,000 $55,000 $0 4.49%
    ALBANY, GA (FHA|USDA|VA) » 1 $55,000 $55,000 $0 3.63%
    Fernley, NV (FHA|USDA|VA) » 1 $55,000 $55,000 $0 4.00%
    Statesboro, GA (FHA|USDA|VA) » 1 $55,000 $55,000 $0 4.25%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) » 1 $55,000 $55,000 $0 5.49%
    Norwalk, OH (FHA|USDA|VA) » 1 $55,000 $55,000 $0 4.75%
    CANTON-MASSILLON, OH (FHA|USDA|VA) » 1 $45,000 $45,000 $0 5.00%
    Roanoke Rapids, NC (FHA|USDA|VA) » 1 $45,000 $45,000 $0 4.00%
    LEBANON, PA (FHA|USDA|VA) » 1 $45,000 $45,000 $0 4.00%
    Kill Devil Hills, NC (FHA|USDA|VA) » 1 $35,000 $35,000 $0 4.00%
    Wilson, NC (FHA|USDA|VA) » 1 $35,000 $35,000 $0 4.00%
    Richmond, IN (FHA|USDA|VA) » 1 $35,000 $35,000 $0 4.00%
    DAYTON-KETTERING, OH (FHA|USDA|VA) » 1 $35,000 $35,000 $0 4.00%
    Willmar, MN (FHA|USDA|VA) » 1 $25,000 $25,000 $0 4.00%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) » 1 $15,000 $15,000 $0 4.25%

    Alliant Credit Union's top markets include Los Angeles, Chicago, San Francisco, Miami, and Seattle among others.

    Product Mix

    Loan Type Originations Total Value Average Loan Average Fees Average Rate
    Conventional » 9,831 $2,226,665,000 $226,494 $4,627 4.55%

    For the 2021 period, Alliant Credit Union's most frequently originated loan type of loans were Conventional, with 9,831 originations.

    Loan Reason

    Loan Reason Originations Total Value Average Loan Average Fees Average Rate
    Home Purchase » 4,416 $973,810,000 $220,519 $5,519 4.85%
    Refi » 2,234 $700,370,000 $313,505 $4,126 4.12%
    Other » 1,462 $218,500,000 $149,453 $8,191 5.00%
    Home Improvement » 1,303 $152,125,000 $116,750 $5,090 4.33%
    Cash Out Refi » 416 $181,860,000 $437,163 $4,609 2.84%

    For the 2021, Alliant Credit Union's most frequently cited loan purpose of loans were Home Purchase, with 4,416 originations. The 2nd most popular reason of loans were Refi, with 2,234 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year » 8,157 $1,718,475,000 $210,675 $4,747 4.75%
    15 Year » 1,521 $239,155,000 $157,235 $4,325 3.67%
    20 Year » 86 $21,510,000 $250,116 $4,776 2.83%
    Other » 41 $139,685,000 $3,406,951 $4,523 3.02%
    10 Year » 24 $48,230,000 $2,009,583 $3,641 2.46%
    5 Year » 2 $59,610,000 $29,805,000 $0 3.38%

    For the 2021, Alliant Credit Union's most frequently cited loan length of loans were 30 Year, with 8,157 originations. The 2nd most popular length of loans were 15 Year, with 1,521 originations.

    Origination Fees

    Origination Fee Originations Total Value Average Loan
    $1k-2k » 837 $259,935,000 $310,556
    $<1k » 386 $247,470,000 $641,114
    $2k-3k » 267 $77,325,000 $289,607
    $5k+ » 152 $69,860,000 $459,605
    $3k-4k » 104 $29,620,000 $284,808
    $4k-5k » 64 $20,150,000 $314,844

    $4,747 of loans were Alliant Credit Union's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 837 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% » 3,515 $587,315,000 $167,088
    3-4% » 2,099 $651,035,000 $310,164
    5-6% » 1,927 $289,235,000 $150,096
    2.5-3% » 910 $449,830,000 $494,319
    6-7% » 779 $82,985,000 $106,528
    <2.5% » 501 $156,155,000 $311,687
    7-8% » 97 $9,975,000 $102,835
    Over 8% » 3 $135,000 $45,000

    During 2021, Alliant Credit Union's average interest rate of loans were 4.75%, while their most frequently originated rate bucket of loans were 4-5%, with 3,515 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less » 3,169 $208,335,000 $65,742 $3,732 5.03%
    $100k-200k » 3,031 $432,735,000 $142,770 $4,011 4.74%
    $200k-400k » 2,475 $675,295,000 $272,846 $4,614 4.15%
    $400k-600k » 766 $366,300,000 $478,198 $5,084 3.97%
    $600k-1MM » 323 $246,295,000 $762,523 $5,002 2.95%
    $1MM+ » 67 $297,705,000 $4,443,358 $6,125 2.89%

    2021 saw Alliant Credit Union place emphasis on $100,000 or less loans with 3,169 originations, totaling $208,335,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k » 3,694 $730,070,000 $197,637 $4,836 4.70%
    $250k+ » 3,031 $808,165,000 $266,633 $4,899 4.67%
    $100k-150k » 1,774 $281,060,000 $158,433 $4,519 4.41%
    $75k-100k » 632 $91,840,000 $145,316 $4,658 4.10%
    $50k-75k » 512 $64,440,000 $125,859 $4,236 4.07%
    $50k or less » 174 $16,520,000 $94,943 $3,939 3.95%

    Alliant Credit Union lent most frequently to those with incomes in the $150k-250k range, with 3,694 originations. The second most popular income band? $250k+, with 3,031 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% » 2,221 $458,335,000 $206,364 $4,489 4.30%
    30-36% » 1,918 $386,090,000 $201,298 $4,669 4.57%
    44% » 993 $185,785,000 $187,095 $5,401 5.01%
    <20% » 824 $172,280,000 $209,078 $4,173 3.93%
    43% » 604 $114,720,000 $189,934 $4,801 4.95%
    42% » 476 $93,080,000 $195,546 $4,424 4.88%
    41% » 462 $91,400,000 $197,835 $5,491 4.84%
    39% » 447 $90,755,000 $203,031 $5,099 4.74%
    40% » 444 $90,510,000 $203,851 $4,639 4.84%
    38% » 422 $78,850,000 $186,848 $4,432 4.75%
    36% » 380 $81,070,000 $213,342 $4,044 4.58%
    37% » 372 $69,830,000 $187,715 $4,953 4.75%
    45% » 71 $15,325,000 $215,845 $4,254 4.26%
    49% » 50 $16,410,000 $328,200 $5,809 3.10%
    46% » 48 $16,670,000 $347,292 $4,486 3.35%
    47% » 39 $15,225,000 $390,385 $5,522 2.84%
    48% » 39 $14,085,000 $361,154 $5,346 3.01%
    50-60% » 6 $1,440,000 $240,000 $4,899 3.04%
    >60% » 1 $235,000 $235,000 $3,199 2.50%

    Alliant Credit Union lent most frequently to those with DTI ratios of 20-30%, with 2,221 originations. The next most common DTI ratio? 30-36%, with 1,918 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White » 6,556 $1,303,390,000 $198,809 $4,584 4.54%
    Not provided » 1,843 $371,585,000 $201,620 $4,680 4.52%
    Not applicable » 12 $234,210,000 $19,517,500 $0 3.32%
    Asian » 949 $213,725,000 $225,211 $4,879 4.70%
    Black » 345 $59,825,000 $173,406 $4,861 4.74%
    Asian Indian » 35 $23,145,000 $661,286 $4,286 2.86%
    American Indian » 48 $10,200,000 $212,500 $4,433 4.73%
    Native Hawaiian or Islander » 27 $4,355,000 $161,296 $3,120 5.15%
    Other Asian » 5 $1,935,000 $387,000 $4,796 2.85%
    Filipino » 5 $1,815,000 $363,000 $4,995 3.00%
    Chinese » 2 $1,220,000 $610,000 $5,358 2.56%
    Korean » 1 $545,000 $545,000 $4,020 3.00%
    Samoan » 1 $375,000 $375,000 $0 3.13%
    Japanese » 2 $340,000 $170,000 $2,870 2.44%

    Approval Rates

    Total approvals of all applications
    82.46%

    Alliant Credit Union has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    80.12%

    Alliant Credit Union has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,831 $2,226,665,000 $226,494

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    » 9,831 $2,226,665,000 $226,494

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% » 2,813 $696,885,000 $247,737 $4,029 4.63%
    40-60% » 634 $211,530,000 $333,644 $4,328 3.24%
    60-80% » 851 $591,445,000 $695,000 $4,745 2.90%
    80-100% » 389 $155,395,000 $399,473 $5,030 3.10%
    Under 20% » 5,144 $571,410,000 $111,083 $4,829 5.06%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    ALLIANT CREDIT UNION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 4 26.7%
    ALLIANT CREDIT UNION Conventional home mortgage Closing on a mortgage 1 6.7%
    ALLIANT CREDIT UNION Conventional home mortgage Trouble during payment process 6 40.0%
    ALLIANT CREDIT UNION Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.7%
    ALLIANT CREDIT UNION Other type of mortgage Incorrect information on your report 1 6.7%
    ALLIANT CREDIT UNION Other type of mortgage Trouble during payment process 2 13.3%