Alliant Credit Union Mortgage Rates, Fees & Info
Chicago, ILLEI: 549300T94GSH3C4U5M59
Tax ID: 36-6066772
1 stars - Updated: 12/16/24
-
out of 5 stars, based on 75 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Alliant Credit Union is a small credit union specializing in Other and Home Purchase loans. Alliant Credit Union has an average proportion of conventional loans. Their top markets by origination volume include: Los Angeles, Chicago, San Francisco, Phoenix, and Miami among others. We have data for 316 markets. (Some data included below & more in-depth data is available with an active subscription.)Alliant Credit Union has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Alliant Credit Union is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.72% | 12/16/24 |
| 30 Year Conventional Purchase | 6.20% | 12/16/24 |
| 30 Year Conventional Refi | 6.10% | 12/16/24 |
| 30 Year Cash-out Refi | 6.31% | 12/16/24 |
| 15 Year Conventional Purchase | 6.08% | 12/16/24 |
| 15 Year Conventional Refi | 5.90% | 12/16/24 |
| 15 Year Cash-out Refi | 5.90% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Alliant Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Alliant Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,682Origination Dollar Volume (All Markets)
$1,044,980,000Awards
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ALLIANT CREDIT UNION - 2023
ALLIANT CREDIT UNION is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Alliant Credit Union's average 30 year fixed mortgage rate was
9.71%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 3.23%.
Relative Fees (Closing Costs)
Alliant Credit Union's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,708.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 497 | $96,375,000 | $193,913 | $7,826 | 9.86% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 478 | $89,240,000 | $186,695 | $6,653 | 9.07% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 251 | $67,475,000 | $268,825 | $7,167 | 9.21% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 318 | $52,820,000 | $166,101 | $6,709 | 9.98% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 338 | $51,270,000 | $151,686 | $7,463 | 9.70% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 226 | $49,560,000 | $219,292 | $6,535 | 9.78% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 288 | $44,270,000 | $153,715 | $4,153 | 9.66% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 228 | $40,510,000 | $177,675 | $3,607 | 9.45% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 26 | $36,680,000 | $1,410,769 | $7,775 | 9.31% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 194 | $30,960,000 | $159,588 | $6,197 | 10.08% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 156 | $29,260,000 | $187,564 | $7,683 | 10.25% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 204 | $28,730,000 | $140,833 | $10,283 | 10.28% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 153 | $26,475,000 | $173,039 | $6,323 | 9.66% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 147 | $23,545,000 | $160,170 | $6,953 | 10.35% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 72 | $23,130,000 | $321,250 | $6,625 | 8.95% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 93 | $16,355,000 | $175,860 | $6,074 | 9.64% |
| STOCKTON, CA (FHA|USDA|VA) | 54 | $14,350,000 | $265,741 | $6,740 | 9.60% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 79 | $12,825,000 | $162,342 | $6,404 | 9.53% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 79 | $12,445,000 | $157,532 | $4,174 | 9.99% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 72 | $11,100,000 | $154,167 | $6,130 | 10.15% |
| Outside of Metro Areas | 80 | $10,530,000 | $131,625 | $3,881 | 9.46% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 36 | $7,730,000 | $214,722 | $5,273 | 9.42% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 39 | $7,645,000 | $196,026 | $5,621 | 9.74% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 37 | $7,135,000 | $192,838 | $4,544 | 9.28% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 45 | $7,005,000 | $155,667 | $2,710 | 10.20% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 38 | $6,450,000 | $169,737 | $3,347 | 9.85% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 26 | $6,300,000 | $242,308 | $5,518 | 8.54% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 14 | $5,760,000 | $411,429 | $5,588 | 7.78% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 13 | $5,615,000 | $431,923 | $6,574 | 6.75% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 12 | $5,450,000 | $454,167 | $7,102 | 6.59% |
| PROVO-OREM, UT (FHA|USDA|VA) | 27 | $5,275,000 | $195,370 | $0 | 9.23% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 29 | $4,675,000 | $161,207 | $0 | 10.16% |
| VALLEJO, CA (FHA|USDA|VA) | 32 | $4,470,000 | $139,688 | $0 | 9.87% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 23 | $4,375,000 | $190,217 | $6,051 | 10.00% |
| GREELEY, CO (FHA|USDA|VA) | 24 | $4,220,000 | $175,833 | $3,317 | 9.78% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 22 | $4,210,000 | $191,364 | $12,542 | 9.79% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 19 | $4,035,000 | $212,368 | $6,649 | 9.16% |
| TUCSON, AZ (FHA|USDA|VA) | 29 | $3,995,000 | $137,759 | $4,925 | 9.87% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 13 | $3,965,000 | $305,000 | $5,188 | 9.60% |
| RENO, NV (FHA|USDA|VA) | 31 | $3,795,000 | $122,419 | $0 | 10.58% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 18 | $3,510,000 | $195,000 | $4,892 | 9.07% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 18 | $3,300,000 | $183,333 | $5,184 | 9.06% |
| MODESTO, CA (FHA|USDA|VA) | 21 | $3,105,000 | $147,857 | $0 | 10.36% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 29 | $3,005,000 | $103,621 | $3,133 | 10.05% |
| FRESNO, CA (FHA|USDA|VA) | 23 | $2,985,000 | $129,783 | $0 | 10.37% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 14 | $2,970,000 | $212,143 | $0 | 9.32% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 16 | $2,780,000 | $173,750 | $4,722 | 8.73% |
| BOULDER, CO (FHA|USDA|VA) | 14 | $2,760,000 | $197,143 | $3,668 | 8.92% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 19 | $2,715,000 | $142,895 | $5,841 | 9.82% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 21 | $2,705,000 | $128,810 | $3,958 | 10.07% |
| NAPA, CA (FHA|USDA|VA) | 14 | $2,700,000 | $192,857 | $5,494 | 10.38% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 22 | $2,690,000 | $122,273 | $0 | 10.61% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 18 | $2,650,000 | $147,222 | $0 | 10.23% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $2,535,000 | $2,535,000 | $0 | 5.75% |
| Breckenridge, CO (FHA|USDA|VA) | 7 | $2,345,000 | $335,000 | $3,505 | 8.27% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 15 | $2,285,000 | $152,333 | $3,224 | 9.50% |
| COLUMBUS, OH (FHA|USDA|VA) | 17 | $2,275,000 | $133,824 | $3,470 | 9.81% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 17 | $2,235,000 | $131,471 | $2,955 | 9.24% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 11 | $2,195,000 | $199,545 | $5,170 | 9.49% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 11 | $2,175,000 | $197,727 | $0 | 10.02% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 12 | $2,070,000 | $172,500 | $4,093 | 9.15% |
| BEND, OR (FHA|USDA|VA) | 7 | $2,065,000 | $295,000 | $5,411 | 8.68% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 15 | $2,065,000 | $137,667 | $0 | 9.83% |
| RICHMOND, VA (FHA|USDA|VA) | 13 | $1,975,000 | $151,923 | $4,354 | 9.79% |
| SALINAS, CA (FHA|USDA|VA) | 11 | $1,955,000 | $177,727 | $0 | 10.41% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 10 | $1,950,000 | $195,000 | $0 | 10.40% |
| FORT COLLINS, CO (FHA|USDA|VA) | 12 | $1,930,000 | $160,833 | $3,211 | 9.49% |
| BELLINGHAM, WA (FHA|USDA|VA) | 10 | $1,880,000 | $188,000 | $5,890 | 10.09% |
| MEDFORD, OR (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $0 | 10.28% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 10 | $1,720,000 | $172,000 | $4,848 | 8.83% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 16 | $1,630,000 | $101,875 | $6,492 | 10.02% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $7,752 | 8.10% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 9 | $1,595,000 | $177,222 | $0 | 9.64% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $6,097 | 9.62% |
| ASHEVILLE, NC (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $6,670 | 7.95% |
| Heber, UT (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $4,492 | 9.48% |
| SALEM, OR (FHA|USDA|VA) | 13 | $1,475,000 | $113,462 | $0 | 10.92% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $6,544 | 8.94% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 10 | $1,430,000 | $143,000 | $3,723 | 9.72% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $1,425,000 | $158,333 | $0 | 10.50% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $0 | 10.06% |
| PITTSBURGH, PA (FHA|USDA|VA) | 10 | $1,350,000 | $135,000 | $4,657 | 9.33% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $5,931 | 7.08% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 12 | $1,300,000 | $108,333 | $0 | 9.79% |
| Durango, CO (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $3,635 | 9.56% |
| LONGVIEW, WA (FHA|USDA|VA) | 9 | $1,195,000 | $132,778 | $0 | 10.36% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $3,077 | 8.58% |
| Key West, FL (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $0 | 9.17% |
| BRUNSWICK, GA (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $0 | 9.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $1,120,000 | $560,000 | $4,338 | 6.44% |
| NILES, MI (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $3,906 | 7.78% |
| Oak Harbor, WA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $0 | 9.65% |
| SAVANNAH, GA (FHA|USDA|VA) | 11 | $1,045,000 | $95,000 | $3,701 | 10.10% |
| OCALA, FL (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $4,353 | 9.56% |
| Hailey, ID (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $7,830 | 5.88% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $0 | 9.25% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $0 | 10.30% |
| WENATCHEE, WA (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $0 | 9.57% |
| VISALIA, CA (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $0 | 10.80% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $925,000 | $102,778 | $4,039 | 9.67% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $6,717 | 9.77% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 8 | $920,000 | $115,000 | $0 | 10.72% |
| LOUISVILLE, KY (FHA|USDA|VA) | 7 | $915,000 | $130,714 | $3,800 | 8.91% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 9 | $915,000 | $101,667 | $3,792 | 10.47% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $4,625 | 5.88% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $0 | 10.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $3,334 | 8.38% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $6,672 | 8.46% |
| ROCKFORD, IL (FHA|USDA|VA) | 6 | $840,000 | $140,000 | $5,852 | 8.38% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $0 | 10.90% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $0 | 9.33% |
| MADERA, CA (FHA|USDA|VA) | 10 | $820,000 | $82,000 | $0 | 11.32% |
| ST. GEORGE, UT (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $0 | 10.18% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,886 | 6.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,821 | 7.00% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $5,387 | 9.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $0 | 10.65% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $3,923 | 10.98% |
| Kalispell, MT (FHA|USDA|VA) | 7 | $755,000 | $107,857 | $5,424 | 10.21% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 6 | $750,000 | $125,000 | $0 | 10.08% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $0 | 10.50% |
| Montrose, CO (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $17,602 | 5.50% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $0 | 9.83% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $4,139 | 8.60% |
| CHICO, CA (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $3,954 | 9.35% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $4,405 | 6.38% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $0 | 9.92% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $3,471 | 6.25% |
| YUMA, AZ (FHA|USDA|VA) | 8 | $630,000 | $78,750 | $0 | 11.31% |
| Port Angeles, WA (FHA|USDA|VA) | 6 | $620,000 | $103,333 | $0 | 10.71% |
| GAINESVILLE, GA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $0 | 10.06% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $6,522 | 5.50% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 5 | $585,000 | $117,000 | $0 | 10.35% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $2,645 | 8.56% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $4,063 | 6.75% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 7 | $565,000 | $80,714 | $0 | 9.53% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,876 | 8.04% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,888 | 6.50% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $0 | 10.42% |
| Ukiah, CA (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $0 | 10.15% |
| Fernley, NV (FHA|USDA|VA) | 7 | $535,000 | $76,429 | $0 | 11.46% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $0 | 10.50% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 8.83% |
| Jefferson, GA (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $0 | 9.65% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $0 | 10.90% |
| YUBA CITY, CA (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $0 | 10.66% |
| Show Low, AZ (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $0 | 10.19% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $4,928 | 11.46% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $7,400 | 6.38% |
| GRANTS PASS, OR (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $0 | 10.75% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 6 | $460,000 | $76,667 | $0 | 10.08% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $3,979 | 9.09% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,909 | 7.63% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $4,672 | 8.95% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 10.12% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,002 | 6.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 9.62% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 9.50% |
| Astoria, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 9.25% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,598 | 8.44% |
| AKRON, OH (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $4,571 | 8.65% |
| Hilo, HI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,471 | 7.75% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 9.63% |
| Prineville, OR (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 10.00% |
| MADISON, WI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,456 | 7.31% |
| YAKIMA, WA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $0 | 10.08% |
| TULSA, OK (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,229 | 6.75% |
| REDDING, CA (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 10.81% |
| Torrington, CT (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $4,636 | 9.44% |
| Brevard, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,392 | 6.25% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 11.67% |
| Rutland, VT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,011 | 5.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,648 | 9.04% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,841 | 6.00% |
| Brookings, OR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,397 | 8.50% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $0 | 10.00% |
| Altus, OK (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,111 | 7.63% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,868 | 6.38% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $5,247 | 6.50% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,559 | 7.75% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 10.63% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 10.87% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 9.99% |
| Centralia, WA (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 11.50% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 10.94% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 10.63% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 10.94% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 9.25% |
| READING, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,873 | 6.88% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $3,189 | 8.75% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 9.50% |
| La Grande, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,269 | 6.63% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,894 | 4.75% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.25% |
| Sonora, CA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 9.25% |
| New Castle, PA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.50% |
| Española, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,478 | 7.13% |
| Selma, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,066 | 7.13% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,755 | 7.13% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 8.50% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,191 | 6.88% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,393 | 7.25% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 10.87% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,236 | 7.69% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 11.75% |
| Steamboat Springs, CO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 10.38% |
| MONROE, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,276 | 6.63% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 11.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 10.42% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,126 | 7.13% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.74% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 11.25% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.75% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,553 | 7.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,640 | 6.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,261 | 7.50% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 8.75% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 10.75% |
| Ellensburg, WA (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 10.67% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 8.44% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 10.42% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,669 | 7.13% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,564 | 6.88% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 11.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,650 | 6.75% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,019 | 6.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.75% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,350 | 6.13% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.74% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.50% |
| Hood River, OR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 10.00% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,427 | 6.50% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 10.63% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 12.13% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,932 | 6.88% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 10.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,334 | 6.50% |
| DALTON, GA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 10.63% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 9.20% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $2,808 | 8.38% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 9.83% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.25% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 11.75% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.00% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 9.74% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 11.50% |
| FLINT, MI (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.88% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 11.13% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.00% |
| Edwards, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.00% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,394 | 6.63% |
| Danville, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.00% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.75% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.00% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.50% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 11.75% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.50% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.75% |
| Sanford, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.75% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,971 | 7.63% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,193 | 7.00% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 11.00% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 10.24% |
| MERCED, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.00% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.25% |
| Shelton, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.00% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.25% |
| RACINE, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.50% |
| Mason City, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,982 | 6.88% |
| Elko, NV (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.75% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.75% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.50% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 12.00% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.24% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,750 | 6.63% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.50% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.63% |
| Pullman, WA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 12.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 12.00% |
| London, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.75% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.50% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 12.00% |
| Lake City, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.00% |
| Safford, AZ (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.75% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.49% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 13.50% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.75% |
| Celina, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.50% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.75% |
| Vernal, UT (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 12.00% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.49% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 12.00% |
| Wooster, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.24% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.75% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.75% |
| Alma, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.75% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.75% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 14.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 13.00% |
| Tifton, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.75% |
| ERIE, PA (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 10.20% |
| MONROE, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.25% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.00% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $2,481 | 7.50% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.75% |
| Norwalk, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.75% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 12.25% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 5,192 | $780,050,000 | $150,241 | n/a | 9.97% |
| Conventional | 489 | $264,615,000 | $541,135 | $5,656 | 6.58% |
| VA | 1 | $315,000 | $315,000 | $2,835 | 6.00% |
For 2023, Alliant Credit Union's most frequently originated type of loan was HELOC, with 5,192 originations. Their 2nd most popular type was Conventional, with 489 originations.
Loan Reason
For 2023, Alliant Credit Union's most frequently cited loan purpose was Other, with 2,509 originations. The 2nd most popular reason was Home Purchase, with 1,724 originations.
Loan Duration/Length
For 2023, Alliant Credit Union's most frequently cited loan duration was 30 Year, with 5,634 originations. The 2nd most popular length was 15 Year, with 32 originations.
Origination Fees/Closing Costs
Alliant Credit Union's average total fees were $5,708, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 356 originations.
Interest Rates
During 2023, Alliant Credit Union's average interest rate for loans was 9.71%, while their most frequently originated rate bucket for loans was Over 8%, with 4,577 originations.
Loan Sizing
2023 saw Alliant Credit Union place emphasis on $100k-200k loans with 2,204 originations, totaling $305,930,000 in origination value.
Applicant Income
Alliant Credit Union lent most frequently to those with incomes in the $250k+ range, with 1,927 originations. The second most popular income band? $150k-250k, with 1,624 originations.
Applicant Debt to Income Ratio
Alliant Credit Union lent most frequently to those with DTI ratios of 44%, with 1,166 originations. The next most common DTI ratio? 30-36%, with 885 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications63.24%
Alliant Credit Union has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination79.78%
Alliant Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,682 | $1,044,980,000 | $183,911 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5,682 | $1,044,980,000 | $183,911 |