Wahpeton Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Wahpeton averaged 6.77% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.78% and one month ago for the week of 2024-10-10, the average rate was 6.01%.

    Wahpeton's average rate one year ago was 7.09%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Wahpeton 30 Year Fixed Rate 2024-11-14 6.77%
    Wahpeton 30 Year Fixed Rate Refi 2024-11-14 7.28%
    Wahpeton 15 Year Fixed Rate 2024-11-14 6.19%
    Wahpeton 15 Year Fixed Rate Refi 2024-11-14 6.49%
    Wahpeton 30 Year FHA 2024-11-14 -0.1%
    Wahpeton 30 Year FHA Refi 2024-11-14 0.2%
    Wahpeton 30 Year USDA 2024-11-14 0.1%
    Wahpeton 30 Year USDA Refi 2024-11-14 0.2%
    Wahpeton 30 Year VA 2024-11-14 -0.2%
    Wahpeton 30 Year VA Refi 2024-11-14 0%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wahpeton, ND-MN.

    Wahpeton Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wahpeton, ND-MN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    FIRST COMMUNITY CREDIT UNION 17 6.44% $4,573
    Bremer Bank 16 6.44% $5,514
    Gate City Bank 15 6.18% $6,113
    Bell Bank 13 6.83% $4,011
    UNITED WHOLESALE MORTGAGE, LLC 12 6.86% $5,944
    VALLEY MORTGAGE, INC. 4 6.77% $3,506
    QUICKEN LOANS, LLC 4 7.12% $8,935
    Tradition Mortgage, LLC 2 6.44% $3,789
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.88% $4,479
    Plains Commerce Bank 2 6.75% $7,142
    First International Bank & Trust 2 6.50% $3,655
    First Western Bank & Trust 2 5.25% $7,121
    Century Mortgage Company DBA Century Lending Company 2 6.88% $3,308
    U.S. Bank 2 6.94% $3,132
    Western State Bank 1 7.00% $3,172
    AFFINITY PLUS 1 6.88% $3,152
    ZILLOW HOME LOANS, LLC 1 6.88% $5,263
    Alerus Financial 1 8.13% $0
    CAPITAL CREDIT UNION 1 7.63% $4,088
    Choice Financial Group 1 6.00% $5,472
    COMPEER FINANCIAL, FLCA 1 8.63% $4,972
    Deere Employees Credit Union 1 7.63% $3,039
    GREAT RIVER FEDERAL CREDIT UNION 1 5.49% $6,292
    Nations Lending Corporation 1 6.60% $3,435
    NEWREZ LLC 1 6.99% $12,791
    ON Q FINANCIAL, INC. 1 6.99% $1,556
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.75% $4,766
    THRIVENT Federal Credit Union 1 6.63% $5,503
    TOWN AND COUNTRY Credit Union 1 6.50% $5,036
    Wells Fargo Bank 1 6.88% $2,701

    Wahpeton Average Closing Costs & Other Stats

    Wahpeton, ND-MN's 30 lenders originated 408 loans during 2023. The total origination value was $66,840,000, with an average loan value of $163,824.

    Wahpeton's average closing costs are $4,676.

    The top Wahpeton lender as defined by loan originations is FIRST COMMUNITY CREDIT UNION, with 17 loans originated. Their average total fees are $4,573, which is $941 lower than the next largest lender, Bremer Bank.

    The lowest fee Wahpeton lenders (with over 10 loans originated) are Bell Bank ($4,011), FIRST COMMUNITY CREDIT UNION ($4,573), Bremer Bank ($5,514), UNITED WHOLESALE MORTGAGE, LLC ($5,944) and Gate City Bank ($6,113).

    The lowest rate Wahpeton lenders (with over 10 loans originated) are Gate City Bank (6.18%), Bremer Bank (6.44%), FIRST COMMUNITY CREDIT UNION (6.44%), Bell Bank (6.83%) and UNITED WHOLESALE MORTGAGE, LLC (6.86%).

    Wahpeton, ND-MN Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Gate City Bank $13,870,000 $10,270,000 -26.0% 15.4%
    Bell Bank $14,765,000 $7,100,000 -51.9% 10.6%
    Bremer Bank $6,325,000 $6,955,000 10.0% 10.4%
    UNITED WHOLESALE MORTGAGE, LLC $12,200,000 $6,425,000 -47.3% 9.6%
    FIRST COMMUNITY CREDIT UNION $10,450,000 $4,605,000 -55.9% 6.9%
    Union State Bank of Fargo $25,000 $2,910,000 11,540.0% 4.4%
    American Federal Bank $715,000 $2,830,000 295.8% 4.2%
    QUICKEN LOANS, LLC $3,740,000 $2,560,000 -31.6% 3.8%
    JONES LANG LASALLE MULTIFAMILY, LLC $2,035,000 n/a 3.0%
    U.S. Bank $905,000 $1,740,000 92.3% 2.6%
    Midwest Bank $1,250,000 $1,190,000 -4.8% 1.8%
    Choice Financial Group $315,000 $1,100,000 249.2% 1.6%
    NEWREZ LLC $185,000 $1,095,000 491.9% 1.6%
    TOWN AND COUNTRY Credit Union $2,240,000 $1,030,000 -54.0% 1.5%
    First International Bank & Trust $840,000 $1,010,000 20.2% 1.5%
    First Western Bank & Trust $685,000 $955,000 39.4% 1.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $440,000 $935,000 112.5% 1.4%
    VALLEY MORTGAGE, INC. $580,000 $930,000 60.3% 1.4%
    VISIONBank $95,000 $780,000 721.1% 1.2%
    Mortgage Research Center, LLC $190,000 $775,000 307.9% 1.2%
    Plains Commerce Bank $715,000 n/a 1.1%
    Century Mortgage Company DBA Century Lending Company $860,000 $700,000 -18.6% 1.0%
    FREEDOM MORTGAGE CORPORATION $1,000,000 $555,000 -44.5% 0.8%
    Nations Lending Corporation $225,000 $395,000 75.6% 0.6%
    AMERISAVE MORTGAGE CORPORATION $645,000 $370,000 -42.6% 0.6%
    AFFINITY PLUS $125,000 $355,000 184.0% 0.5%
    Tradition Mortgage, LLC $375,000 $340,000 -9.3% 0.5%
    GREAT RIVER FEDERAL CREDIT UNION $335,000 n/a 0.5%
    PLAZA HOME MORTGAGE, INC. $215,000 $320,000 48.8% 0.5%
    Alerus Financial $105,000 $305,000 190.5% 0.5%
    CAPITAL CREDIT UNION $410,000 $295,000 -28.0% 0.4%
    AgCountry Farm Credit Services, FLCA $375,000 $250,000 -33.3% 0.4%
    American Mortgage & Equity Consultants, Inc. $250,000 n/a 0.4%
    Wells Fargo Bank $2,060,000 $245,000 -88.1% 0.4%
    Cornerstone Bank $65,000 $240,000 269.2% 0.4%
    Deere Employees Credit Union $175,000 $235,000 34.3% 0.4%
    First Savings Bank $320,000 $235,000 -26.6% 0.4%
    COMPEER FINANCIAL, FLCA $255,000 $225,000 -11.8% 0.3%
    The Federal Savings Bank $225,000 n/a 0.3%
    THRIVENT Federal Credit Union $225,000 n/a 0.3%
    Starion Bank $215,000 n/a 0.3%
    LOANDEPOT.COM, LLC $1,125,000 $195,000 -82.7% 0.3%
    ON Q FINANCIAL, INC. $450,000 $195,000 -56.7% 0.3%
    ST. CLOUD FINANCIAL $195,000 n/a 0.3%
    PENNYMAC LOAN SERVICES, LLC $260,000 $185,000 -28.8% 0.3%
    BMO Harris Bank $175,000 n/a 0.3%
    GUARANTEED RATE, INC. $925,000 $175,000 -81.1% 0.3%
    BANKWEST, INC. $165,000 n/a 0.2%
    TOP FLITE FINANCIAL, INC. $155,000 n/a 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $135,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $95,000 n/a 0.1%
    RAILWAY CREDIT UNION $85,000 n/a 0.1%
    Western State Bank $340,000 $85,000 -75.0% 0.1%
    ZILLOW HOME LOANS, LLC $85,000 n/a 0.1%
    Discover Bank $75,000 n/a 0.1%
    Signature Federal Credit Union $75,000 n/a 0.1%
    American National Bank of Minnesota $70,000 n/a 0.1%
    Figure Lending LLC $40,000 $70,000 75.0% 0.1%
    CENTRAL MINNESOTA Credit Union $385,000 $65,000 -83.1% 0.1%
    STAR USA FEDERAL CREDIT UNION $45,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $25,000 n/a 0.0%

    Wahpeton's top lender by overall market share is Gate City Bank, with 15.4% market share. In second place, with 10.6%, is Bell Bank, having originated $7,100,000 in loans. In third place, with 10.4%, is Bremer Bank, having originated $6,955,000 in loans. In fourth place, with 9.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,425,000 in loans. In fifth place, with 6.9%, is FIRST COMMUNITY CREDIT UNION, having originated $4,605,000 in loans.

    Wahpeton Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Wahpeton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $145,900 (32.8%) $159,725 (-13.6%) 0.00 56
    2018-02-01 $149,450 (14.3%) $172,631 (-22.0%) 0.00 56
    2018-03-01 $141,400 (0.2%) $161,419 (-29.3%) 0.00 56
    2018-04-01 $159,650 (12.5%) $189,131 (-11.8%) 0.00 53
    2018-05-01 $175,400 (18.3%) $194,413 (-6.5%) 0.00 59
    2018-06-01 $172,400 (15.0%) $199,316 (-3.4%) 0.00 74
    2018-07-01 $169,900 (13.3%) $201,289 (-0.8%) 0.00 70
    2018-08-01 $161,900 (13.3%) $195,798 (1.5%) 0.00 72
    2018-09-01 $159,900 (6.7%) $187,980 (-5.4%) 0.00 75
    2018-10-01 $164,900 (10.5%) $192,863 (-3.1%) 0.00 72
    2018-11-01 $163,675 (13.1%) $188,324 (-3.9%) 0.00 70
    2018-12-01 $155,900 (8.3%) $185,117 (17.0%) 0.00 70
    2019-01-01 $155,400 (6.5%) $174,371 (9.2%) 0.00 72
    2019-02-01 $155,650 (4.2%) $178,611 (3.5%) 0.00 64
    2019-03-01 $157,186 (11.2%) $179,657 (11.3%) 0.00 58
    2019-04-01 $160,186 (0.3%) $180,022 (-4.8%) 0.00 50
    2019-05-01 $168,900 (-3.7%) $183,552 (-5.6%) 0.00 52
    2019-06-01 $179,450 (4.1%) $194,070 (-2.6%) 0.00 69
    2019-07-01 $172,450 (1.5%) $195,388 (-2.9%) 0.00 73
    2019-08-01 $183,573 (13.4%) $203,901 (4.1%) 0.00 74
    2019-09-01 $192,757 (20.6%) $210,630 (12.1%) 0.00 72
    2019-10-01 $202,450 (22.8%) $215,716 (11.9%) 0.00 69
    2019-11-01 $176,950 (8.1%) $199,696 (6.0%) 0.00 54
    2019-12-01 $177,400 (13.8%) $197,619 (6.8%) 0.00 45
    2020-01-01 $161,175 (3.7%) $188,925 (8.4%) 0.00 36
    2020-02-01 $162,400 (4.3%) $190,717 (6.8%) 0.00 29
    2020-03-01 $179,175 (14.0%) $198,581 (10.5%) 0.00 34
    2020-04-01 $185,450 (15.8%) $213,218 (18.4%) 0.00 35
    2020-05-01 $154,900 (-8.3%) $189,952 (3.5%) 0.00 42
    2020-06-01 $154,400 (-14.0%) $184,595 (-4.9%) 0.00 43
    2020-07-01 $175,150 (1.6%) $198,343 (1.5%) 0.00 41
    2020-08-01 $189,000 (3.0%) $221,649 (8.7%) 0.00 48
    2020-09-01 $187,975 (-2.5%) $220,710 (4.8%) 0.00 46
    2020-10-01 $223,450 (10.4%) $232,671 (7.9%) 0.00 40
    2020-11-01 $203,175 (14.8%) $231,679 (16.0%) 0.00 39
    2020-12-01 $149,900 (-15.5%) $219,653 (11.2%) 0.00 38
    2021-01-01 $125,000 (-22.4%) $212,592 (12.5%) 0.00 33
    2021-02-01 $149,925 (-7.7%) $197,904 (3.8%) 0.00 30
    2021-03-01 $172,900 (-3.5%) $202,040 (1.7%) 0.00 24
    2021-04-01 $202,400 (9.1%) $217,372 (2.0%) 0.00 23
    2021-05-01 $233,750 (50.9%) $227,066 (19.5%) 0.00 26
    2021-06-01 $231,200 (49.7%) $223,152 (20.9%) 0.00 35
    2021-07-01 $251,700 (43.7%) $251,441 (26.8%) 0.00 34
    2021-08-01 $257,275 (36.1%) $260,758 (17.6%) 0.00 31
    2021-09-01 $247,400 (31.6%) $253,791 (15.0%) 0.00 34
    2021-10-01 $239,150 (7.0%) $228,838 (-1.7%) 0.00 40
    2021-11-01 $238,050 (17.2%) $221,875 (-4.2%) 0.00 37
    2021-12-01 $222,825 (48.7%) $210,468 (-4.2%) 0.00 38
    2022-01-01 $229,950 (84.0%) $212,382 (-0.1%) 0.00 34
    2022-02-01 $254,925 (70.0%) $262,063 (32.4%) 0.00 35
    2022-03-01 $259,950 (50.4%) $258,963 (28.2%) 0.00 36
    2022-04-01 $251,000 (24.0%) $269,483 (24.0%) 0.00 33
    2022-05-01 $286,975 (22.8%) $276,048 (21.6%) 0.00 36
    2022-06-01 $270,500 (17.0%) $248,788 (11.5%) 0.00 48
    2022-07-01 $270,500 (7.5%) $254,409 (1.2%) 0.00 48
    2022-08-01 $256,750 (-0.2%) $266,815 (2.3%) 0.00 50
    2022-09-01 $256,750 (3.8%) $253,750 (0.0%) 0.00 49
    2022-10-01 $254,900 (6.6%) $257,189 (12.4%) 0.00 50
    2022-11-01 $238,175 (0.1%) $254,988 (14.9%) 0.00 49
    2022-12-01 $266,000 (19.4%) $268,772 (27.7%) 0.00 46
    2023-01-01 $271,244 (18.0%) $263,694 (24.2%) 0.00 44
    2023-02-01 $286,519 (12.4%) $280,520 (7.0%) 0.00 41
    2023-03-01 $288,944 (11.2%) $287,301 (10.9%) 0.00 42
    2023-04-01 $299,500 (19.3%) $313,716 (16.4%) 0.00 39
    2023-05-01 $297,606 (3.7%) $295,336 (7.0%) 0.00 45
    2023-06-01 $319,900 (18.3%) $324,267 (30.3%) 0.00 50
    2023-07-01 $324,900 (20.1%) $336,114 (32.1%) 0.00 51
    2023-08-01 $297,350 (15.8%) $308,164 (15.5%) 0.00 64
    2023-09-01 $339,900 (32.4%) $342,195 (34.9%) 0.00 64
    2023-10-01 $357,400 (40.2%) $351,016 (36.5%) 0.00 64
    2023-11-01 $429,900 (80.5%) $362,207 (42.1%) 0.00 63
    2023-12-01 $399,900 (50.3%) $349,913 (30.2%) 0.00 55
    2024-01-01 $369,950 (36.4%) $351,888 (33.5%) 0.00 62
    2024-02-01 $349,225 (21.9%) $340,576 (21.4%) 0.00 69
    2024-03-01 $409,900 (41.9%) $357,222 (24.3%) 0.00 66
    2024-04-01 $364,275 (21.6%) $342,618 (9.2%) 0.00 68
    2024-05-01 $325,500 (9.4%) $325,330 (10.2%) 0.00 72
    2024-06-01 $313,550 (-2.0%) $323,528 (-0.2%) 0.00 69
    2024-07-01 $314,225 (-3.3%) $336,333 (0.1%) 0.00 76
    2024-08-01 $319,900 (7.6%) $345,675 (12.2%) 0.00 88
    2024-09-01 $295,000 (-13.2%) $325,697 (-4.8%) 0.00 98
    2024-10-01 $297,475 (-16.8%) $330,339 (-5.9%) 0.00 94
    Wahpeton's median listing price for 2024-10-01 was $297,475, a difference of $-59,925 (-16.8%) versus the prior year and $2,475 versus the prior month.

    Wahpeton's median listing price comes in at 0% of the national average.

    Wahpeton's average listing price for 2024-10-01 was $330,339, a difference of $-20,677 (-5.9%) versus the prior year and $4,642 versus the prior month.

    For the 2024-10-01 period, Wahpeton had 94 MLS listings, a difference of -4 listings (-4%) versus the prior month and 30 listings (47%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Wahpeton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,600 sqft
    2018-02-01 0 days 1,595 sqft
    2018-03-01 0 days 1,660 sqft
    2018-04-01 0 days 1,936 sqft
    2018-05-01 0 days 2,020 sqft
    2018-06-01 0 days 2,023 sqft
    2018-07-01 0 days 2,030 sqft
    2018-08-01 0 days 1,861 sqft
    2018-09-01 0 days 1,861 sqft
    2018-10-01 0 days 1,872 sqft
    2018-11-01 0 days 1,962 sqft
    2018-12-01 0 days 2,235 sqft
    2019-01-01 0 days 2,096 sqft
    2019-02-01 0 days 2,122 sqft
    2019-03-01 0 days 2,115 sqft
    2019-04-01 0 days 2,140 sqft
    2019-05-01 0 days 2,336 sqft
    2019-06-01 0 days 2,392 sqft
    2019-07-01 0 days 2,370 sqft
    2019-08-01 0 days 2,470 sqft
    2019-09-01 0 days 2,475 sqft
    2019-10-01 0 days 2,498 sqft
    2019-11-01 0 days 2,450 sqft
    2019-12-01 0 days 2,443 sqft
    2020-01-01 0 days 2,450 sqft
    2020-02-01 0 days 2,516 sqft
    2020-03-01 0 days 2,497 sqft
    2020-04-01 0 days 2,600 sqft
    2020-05-01 0 days 2,256 sqft
    2020-06-01 0 days 2,303 sqft
    2020-07-01 0 days 2,316 sqft
    2020-08-01 0 days 2,370 sqft
    2020-09-01 0 days 2,457 sqft
    2020-10-01 0 days 2,468 sqft
    2020-11-01 0 days 2,343 sqft
    2020-12-01 0 days 2,168 sqft
    2021-01-01 0 days 2,115 sqft
    2021-02-01 0 days 2,148 sqft
    2021-03-01 0 days 2,156 sqft
    2021-04-01 0 days 2,469 sqft
    2021-05-01 0 days 2,428 sqft
    2021-06-01 0 days 2,202 sqft
    2021-07-01 0 days 2,202 sqft
    2021-08-01 0 days 2,202 sqft
    2021-09-01 0 days 2,108 sqft
    2021-10-01 0 days 2,070 sqft
    2021-11-01 0 days 2,162 sqft
    2021-12-01 0 days 2,075 sqft
    2022-01-01 0 days 2,086 sqft
    2022-02-01 0 days 2,366 sqft
    2022-03-01 0 days 2,334 sqft
    2022-04-01 0 days 2,182 sqft
    2022-05-01 0 days 2,253 sqft
    2022-06-01 0 days 2,258 sqft
    2022-07-01 0 days 2,358 sqft
    2022-08-01 0 days 2,350 sqft
    2022-09-01 0 days 2,316 sqft
    2022-10-01 0 days 2,310 sqft
    2022-11-01 0 days 2,319 sqft
    2022-12-01 0 days 2,292 sqft
    2023-01-01 0 days 2,310 sqft
    2023-02-01 0 days 2,360 sqft
    2023-03-01 0 days 2,360 sqft
    2023-04-01 0 days 2,360 sqft
    2023-05-01 0 days 2,365 sqft
    2023-06-01 0 days 2,433 sqft
    2023-07-01 0 days 2,432 sqft
    2023-08-01 0 days 2,376 sqft
    2023-09-01 0 days 2,366 sqft
    2023-10-01 0 days 2,386 sqft
    2023-11-01 0 days 2,360 sqft
    2023-12-01 0 days 2,194 sqft
    2024-01-01 0 days 2,184 sqft
    2024-02-01 0 days 2,084 sqft
    2024-03-01 0 days 1,990 sqft
    2024-04-01 0 days 1,961 sqft
    2024-05-01 0 days 1,909 sqft
    2024-06-01 0 days 1,964 sqft
    2024-07-01 0 days 1,964 sqft
    2024-08-01 0 days 2,168 sqft
    2024-09-01 0 days 2,144 sqft
    2024-10-01 0 days 2,129 sqft
    Wahpeton's median listing age (time on market) for 2024-10-01 was 0 days.

    Wahpeton's median square footage for active listings during the 2024-10-01 period was 2,129 sqft. One year prior, the average listing was 2,386 sqft.

    Wahpeton, ND-MN Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 193 $42,315,000 $219,249
    Home Improvement 88 $5,500,000 $62,500
    Cash Out Refi 45 $9,515,000 $211,444
    Other 44 $2,390,000 $54,318
    Refi 38 $7,120,000 $187,368

    Wahpeton's most frequently cited loan purpose was Home Purchase, with 193 originations. The 2nd most popular reason was Home Improvement, with 88 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 145 $25,095,000 $173,069
    7-8% 78 $9,890,000 $126,795
    Over 8% 71 $6,485,000 $91,338
    5-6% 58 $12,570,000 $216,724
    3-4% 18 $860,000 $47,778
    2.5-3% 12 $310,000 $25,833
    4-5% 4 $3,010,000 $752,500
    <2.5% 1 $505,000 $505,000

    During 2023, Wahpeton's most frequently originated rate bucket was 6-7%, with 145 originations.

    Loan Sizing (Wahpeton, ND-MN MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 178 $8,990,000 $50,506
    $100k-200k 118 $17,300,000 $146,610
    $200k-400k 90 $23,530,000 $261,444
    $400k-600k 13 $6,325,000 $486,538
    $600k-1000k 5 $3,185,000 $637,000
    $Over $1MM 4 $7,510,000 $1,877,500

    Wahpeton's loan sizing saw the bucket of loans from $100,000 or less with 178 originations, totaling $8,990,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 135 $28,985,000 $214,704
    Under 20% 82 $2,970,000 $36,220
    60-80% 64 $13,760,000 $215,000
    20-40% 63 $5,195,000 $82,460
    40-60% 39 $6,245,000 $160,128
    Over 100% 6 $1,590,000 $265,000

    Wahpeton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 135 originations, totaling $28,985,000 in origination value.