Wahpeton Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Wahpeton averaged 6.49% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

The average rate for the prior week (2025-04-03) was 6.31% and one month ago for the week of 2025-03-06, the average rate was 6.3%.

Wahpeton's average rate one year ago was 6.79%.

For refis of the same type during the week of 2025-04-10, the average rate was 7.02%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-10 6.62%
Wahpeton 30 Year Fixed Rate 2025-04-10 6.49%
Wahpeton 30 Year Fixed Rate Refi 2025-04-10 7.02%
Wahpeton 15 Year Fixed Rate 2025-04-10 5.92%
Wahpeton 15 Year Fixed Rate Refi 2025-04-10 6.22%
Wahpeton 30 Year FHA 2025-04-10 6.53%
Wahpeton 30 Year FHA Refi 2025-04-10 6.23%
Wahpeton 30 Year USDA 2025-04-10 6.25%
Wahpeton 30 Year USDA Refi 2025-04-10 6.65%
Wahpeton 30 Year VA 2025-04-10 6.09%
Wahpeton 30 Year VA Refi 2025-04-10 6.49%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wahpeton, ND-MN.

Wahpeton Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wahpeton, ND-MN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 21 6.87% $5,394
FIRST COMMUNITY CREDIT UNION 19 6.40% $4,717
Gate City Bank 15 6.24% $4,488
Bell Bank 14 6.72% $4,720
Bremer Bank 11 6.37% $3,479
QUICKEN LOANS, LLC 11 6.84% $8,470
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 8 6.79% $5,385
Wells Fargo Bank 5 6.98% $4,906
VALLEY MORTGAGE, INC. 3 6.83% $5,596
Cambria Financial Group, LLC 3 6.71% $8,617
West Gate Bank 2 6.75% $5,641
First International Bank & Trust 2 6.31% $3,359
First Western Bank & Trust 2 6.69% $5,405
LOANDEPOT.COM, LLC 2 7.13% $6,110
TOWN AND COUNTRY Credit Union 2 6.56% $8,352
BAY EQUITY LLC 2 5.94% $5,579
CAPITAL CREDIT UNION 1 5.88% $6,210
Merchants Bank 1 5.78% $3,641
Nations Lending Corporation 1 6.38% $8,530
Plains Commerce Bank 1 7.13% $6,489
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.13% $20,595
COMMUNITYAMERICA 1 6.50% $3,109
Western State Bank 1 6.88% $4,199
Tradition Mortgage, LLC 1 6.75% $3,051
CMG MORTGAGE, INC. 1 7.38% $13,493
First Bank & Trust 1 6.63% $4,823
U.S. Bank 1 6.63% $8,604
CENTRAL MINNESOTA Credit Union 1 7.13% $3,371
Frandsen Bank & Trust 1 6.63% $7,117
Dacotah Bank 1 4.75% $1,241

Wahpeton Average Closing Costs & Other Stats

Wahpeton, ND-MN's 30 lenders originated 400 loans during 2024. The total origination value was $70,840,000, with an average loan value of $177,100.

Wahpeton's average closing costs are $4,840.

The top Wahpeton lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 21 loans originated. Their average total fees are $5,394, which is $677 higher than the next largest lender, FIRST COMMUNITY CREDIT UNION.

The lowest fee Wahpeton lenders (with over 10 loans originated) are Bremer Bank ($3,479), Gate City Bank ($4,488), FIRST COMMUNITY CREDIT UNION ($4,717), Bell Bank ($4,720) and UNITED WHOLESALE MORTGAGE, LLC ($5,394).

The lowest rate Wahpeton lenders (with over 10 loans originated) are Gate City Bank (6.24%), Bremer Bank (6.37%), FIRST COMMUNITY CREDIT UNION (6.40%), Bell Bank (6.72%) and QUICKEN LOANS, LLC (6.84%).

Wahpeton, ND-MN Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $6,425,000 $8,370,000 30.3% 11.8%
Bell Bank $7,100,000 $7,905,000 11.3% 11.2%
Gate City Bank $10,270,000 $7,135,000 -30.5% 10.1%
FIRST COMMUNITY CREDIT UNION $4,605,000 $6,315,000 37.1% 8.9%
Midwest Bank $1,190,000 $4,125,000 246.6% 5.8%
QUICKEN LOANS, LLC $2,560,000 $3,925,000 53.3% 5.5%
Bremer Bank $6,955,000 $3,440,000 -50.5% 4.9%
TOWN AND COUNTRY Credit Union $1,030,000 $2,315,000 124.8% 3.3%
AgCountry Farm Credit Services, FLCA $250,000 $1,955,000 682.0% 2.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $935,000 $1,825,000 95.2% 2.6%
Choice Financial Group $1,100,000 $1,800,000 63.6% 2.5%
Mortgage Research Center, LLC $775,000 $1,625,000 109.7% 2.3%
First International Bank & Trust $1,010,000 $1,525,000 51.0% 2.2%
American Federal Bank $2,830,000 $1,345,000 -52.5% 1.9%
PRIMARY RESIDENTIAL MORTGAGE, INC. $135,000 $1,335,000 888.9% 1.9%
First Western Bank & Trust $955,000 $1,180,000 23.6% 1.7%
Cambria Financial Group, LLC $1,165,000 n/a 1.6%
U.S. Bank $1,740,000 $1,010,000 -42.0% 1.4%
VALLEY MORTGAGE, INC. $930,000 $880,000 -5.4% 1.2%
Wells Fargo Bank $245,000 $800,000 226.5% 1.1%
LOANDEPOT.COM, LLC $195,000 $795,000 307.7% 1.1%
BMO Harris Bank $175,000 $590,000 237.1% 0.8%
GUARANTEED RATE, INC. $175,000 $580,000 231.4% 0.8%
Century Mortgage Company DBA Century Lending Company $700,000 $565,000 -19.3% 0.8%
West Gate Bank $470,000 n/a 0.7%
Mr. Cooper ( Nationstar Mortgage ) $450,000 n/a 0.6%
Bank Forward $415,000 n/a 0.6%
BAY EQUITY LLC $390,000 n/a 0.6%
CAPITAL CREDIT UNION $295,000 $390,000 32.2% 0.6%
Plains Commerce Bank $715,000 $345,000 -51.7% 0.5%
Union State Bank of Fargo $2,910,000 $335,000 -88.5% 0.5%
Frandsen Bank & Trust $325,000 n/a 0.5%
Loan Simple, Inc. $325,000 n/a 0.5%
CMG MORTGAGE, INC. $295,000 n/a 0.4%
PENNYMAC LOAN SERVICES, LLC $185,000 $295,000 59.5% 0.4%
BROKER SOLUTIONS, INC. $285,000 n/a 0.4%
VILLAGE CAPITAL MORTGAGE $285,000 n/a 0.4%
AFFINITY PLUS $355,000 $255,000 -28.2% 0.4%
Kirkwood Bank & Trust Co. $255,000 n/a 0.4%
First Bank & Trust $215,000 n/a 0.3%
V.I.P. MORTGAGE, INC. $215,000 n/a 0.3%
THRIVENT Federal Credit Union $225,000 $210,000 -6.7% 0.3%
COMMUNITYAMERICA $205,000 n/a 0.3%
Nations Lending Corporation $395,000 $195,000 -50.6% 0.3%
Bridgewater Bank $185,000 n/a 0.3%
Equity Prime Mortgage LLC $185,000 n/a 0.3%
CENTRAL MINNESOTA Credit Union $65,000 $175,000 169.2% 0.2%
Alerus Financial $305,000 $155,000 -49.2% 0.2%
FREEDOM MORTGAGE CORPORATION $555,000 $155,000 -72.1% 0.2%
Carrington Mortgage Services, LLC $145,000 n/a 0.2%
Discover Bank $75,000 $140,000 86.7% 0.2%
Northview Bank $135,000 n/a 0.2%
Western State Bank $85,000 $135,000 58.8% 0.2%
Cornerstone Bank $240,000 $125,000 -47.9% 0.2%
Merchants Bank $115,000 n/a 0.2%
NEWREZ LLC $1,095,000 $115,000 -89.5% 0.2%
Dacotah Bank $105,000 n/a 0.1%
Tradition Mortgage, LLC $340,000 $85,000 -75.0% 0.1%
BANKWEST, INC. $165,000 $75,000 -54.5% 0.1%
Figure Lending LLC $70,000 $35,000 -50.0% 0.0%
Coastal Community Bank $25,000 n/a 0.0%
NAVY FEDERAL CREDIT UNION $25,000 $15,000 -40.0% 0.0%
Star Bank $15,000 n/a 0.0%

Wahpeton's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 11.8% market share. In second place, with 11.2%, is Bell Bank, having originated $7,905,000 in loans. In third place, with 10.1%, is Gate City Bank, having originated $7,135,000 in loans. In fourth place, with 8.9%, is FIRST COMMUNITY CREDIT UNION, having originated $6,315,000 in loans. In fifth place, with 5.8%, is Midwest Bank, having originated $4,125,000 in loans.


Wahpeton Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Wahpeton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $145,400 (32.3%) $159,905 (-13.5%) 0.00 55
2018-02-01 $149,400 (12.5%) $173,019 (-21.8%) 0.00 55
2018-03-01 $139,900 (-0.9%) $161,623 (-29.2%) 0.00 55
2018-04-01 $162,150 (13.8%) $189,843 (-11.4%) 0.00 52
2018-05-01 $179,150 (20.5%) $195,810 (-5.6%) 0.00 59
2018-06-01 $174,900 (16.7%) $200,109 (-2.8%) 0.00 73
2018-07-01 $172,400 (15.0%) $202,255 (-0.1%) 0.00 69
2018-08-01 $163,900 (12.1%) $196,713 (2.1%) 0.00 71
2018-09-01 $162,400 (8.3%) $188,756 (-5.0%) 0.00 74
2018-10-01 $164,900 (10.5%) $193,708 (-2.8%) 0.00 71
2018-11-01 $164,950 (14.6%) $188,698 (-3.9%) 0.00 69
2018-12-01 $155,900 (9.1%) $185,117 (17.0%) 0.00 70
2019-01-01 $156,400 (7.6%) $174,977 (9.4%) 0.00 72
2019-02-01 $155,650 (4.2%) $178,611 (3.2%) 0.00 64
2019-03-01 $157,186 (12.4%) $179,657 (11.2%) 0.00 58
2019-04-01 $160,186 (-1.2%) $180,022 (-5.2%) 0.00 50
2019-05-01 $168,900 (-5.7%) $183,552 (-6.3%) 0.00 52
2019-06-01 $179,450 (2.6%) $194,070 (-3.0%) 0.00 69
2019-07-01 $172,450 (0.0%) $195,388 (-3.4%) 0.00 73
2019-08-01 $183,573 (12.0%) $203,901 (3.7%) 0.00 74
2019-09-01 $192,757 (18.7%) $210,630 (11.6%) 0.00 72
2019-10-01 $202,450 (22.8%) $215,716 (11.4%) 0.00 69
2019-11-01 $179,900 (9.1%) $200,482 (6.3%) 0.00 55
2019-12-01 $179,900 (15.4%) $198,402 (7.2%) 0.00 46
2020-01-01 $162,425 (3.9%) $190,096 (8.6%) 0.00 37
2020-02-01 $164,900 (5.9%) $192,142 (7.6%) 0.00 30
2020-03-01 $179,900 (14.5%) $199,420 (11.0%) 0.00 35
2020-04-01 $186,450 (16.4%) $213,627 (18.7%) 0.00 36
2020-05-01 $154,900 (-8.3%) $189,952 (3.5%) 0.00 42
2020-06-01 $154,400 (-14.0%) $184,595 (-4.9%) 0.00 43
2020-07-01 $175,150 (1.6%) $198,343 (1.5%) 0.00 41
2020-08-01 $189,000 (3.0%) $221,649 (8.7%) 0.00 48
2020-09-01 $187,975 (-2.5%) $220,710 (4.8%) 0.00 46
2020-10-01 $223,450 (10.4%) $232,671 (7.9%) 0.00 40
2020-11-01 $203,175 (12.9%) $231,679 (15.6%) 0.00 39
2020-12-01 $149,900 (-16.7%) $219,653 (10.7%) 0.00 38
2021-01-01 $125,000 (-23.0%) $212,592 (11.8%) 0.00 33
2021-02-01 $149,925 (-9.1%) $197,904 (3.0%) 0.00 30
2021-03-01 $172,900 (-3.9%) $202,040 (1.3%) 0.00 24
2021-04-01 $202,400 (8.6%) $217,372 (1.8%) 0.00 23
2021-05-01 $233,750 (50.9%) $227,066 (19.5%) 0.00 26
2021-06-01 $231,200 (49.7%) $223,152 (20.9%) 0.00 35
2021-07-01 $251,700 (43.7%) $251,441 (26.8%) 0.00 34
2021-08-01 $257,275 (36.1%) $260,758 (17.6%) 0.00 31
2021-09-01 $247,400 (31.6%) $253,791 (15.0%) 0.00 34
2021-10-01 $239,150 (7.0%) $228,838 (-1.7%) 0.00 40
2021-11-01 $238,050 (17.2%) $221,875 (-4.2%) 0.00 37
2021-12-01 $222,825 (48.7%) $210,468 (-4.2%) 0.00 38
2022-01-01 $229,950 (84.0%) $212,382 (-0.1%) 0.00 34
2022-02-01 $254,925 (70.0%) $262,063 (32.4%) 0.00 35
2022-03-01 $259,950 (50.4%) $258,963 (28.2%) 0.00 36
2022-04-01 $251,000 (24.0%) $269,483 (24.0%) 0.00 33
2022-05-01 $286,975 (22.8%) $276,048 (21.6%) 0.00 36
2022-06-01 $270,500 (17.0%) $248,788 (11.5%) 0.00 48
2022-07-01 $270,500 (7.5%) $254,409 (1.2%) 0.00 48
2022-08-01 $256,750 (-0.2%) $266,815 (2.3%) 0.00 50
2022-09-01 $256,750 (3.8%) $253,750 (0.0%) 0.00 49
2022-10-01 $254,900 (6.6%) $257,189 (12.4%) 0.00 50
2022-11-01 $238,175 (0.1%) $254,988 (14.9%) 0.00 49
2022-12-01 $266,000 (19.4%) $268,772 (27.7%) 0.00 46
2023-01-01 $271,244 (18.0%) $263,694 (24.2%) 0.00 44
2023-02-01 $286,519 (12.4%) $280,520 (7.0%) 0.00 41
2023-03-01 $288,944 (11.2%) $287,301 (10.9%) 0.00 42
2023-04-01 $299,500 (19.3%) $313,716 (16.4%) 0.00 39
2023-05-01 $297,606 (3.7%) $295,336 (7.0%) 0.00 45
2023-06-01 $319,900 (18.3%) $324,267 (30.3%) 0.00 50
2023-07-01 $324,900 (20.1%) $336,114 (32.1%) 0.00 51
2023-08-01 $297,350 (15.8%) $308,164 (15.5%) 0.00 64
2023-09-01 $339,900 (32.4%) $342,195 (34.9%) 0.00 64
2023-10-01 $357,400 (40.2%) $351,016 (36.5%) 0.00 64
2023-11-01 $429,900 (80.5%) $362,207 (42.1%) 0.00 63
2023-12-01 $399,900 (50.3%) $349,913 (30.2%) 0.00 55
2024-01-01 $369,950 (36.4%) $351,888 (33.5%) 0.00 62
2024-02-01 $349,225 (21.9%) $340,576 (21.4%) 0.00 69
2024-03-01 $409,900 (41.9%) $357,222 (24.3%) 0.00 66
2024-04-01 $364,275 (21.6%) $342,618 (9.2%) 0.00 68
2024-05-01 $323,750 (8.8%) $324,578 (9.9%) 0.00 72
2024-06-01 $304,850 (-4.7%) $321,712 (-0.8%) 0.00 69
2024-07-01 $314,225 (-3.3%) $336,333 (0.1%) 0.00 76
2024-08-01 $319,900 (7.6%) $345,675 (12.2%) 0.00 88
2024-09-01 $295,000 (-13.2%) $325,697 (-4.8%) 0.00 98
2024-10-01 $297,475 (-16.8%) $330,339 (-5.9%) 0.00 94
2024-11-01 $345,000 (-19.8%) $357,710 (-1.2%) 0.00 90
2024-12-01 $322,750 (-19.3%) $361,966 (3.4%) 0.00 65
2025-01-01 $331,525 (-10.4%) $374,631 (6.5%) 0.00 63
2025-02-01 $408,425 (17.0%) $374,422 (9.9%) 0.00 67
2025-03-01 $428,210 (4.5%) $367,156 (2.8%) 0.00 62
Wahpeton's median listing price for 2025-03-01 was $428,210, a difference of $18,310 (4.5%) versus the prior year and $19,785 versus the prior month.

Wahpeton's median listing price comes in at 0% of the national average.

Wahpeton's average listing price for 2025-03-01 was $367,156, a difference of $9,934 (2.8%) versus the prior year and $-7,266 versus the prior month.

For the 2025-03-01 period, Wahpeton had 62 MLS listings, a difference of -5 listings (-7%) versus the prior month and -4 listings (-6%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Wahpeton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,589 sqft
2018-02-01 0 days 1,583 sqft
2018-03-01 0 days 1,620 sqft
2018-04-01 0 days 1,953 sqft
2018-05-01 0 days 2,051 sqft
2018-06-01 0 days 2,047 sqft
2018-07-01 0 days 2,037 sqft
2018-08-01 0 days 1,865 sqft
2018-09-01 0 days 1,865 sqft
2018-10-01 0 days 1,930 sqft
2018-11-01 0 days 1,963 sqft
2018-12-01 0 days 2,235 sqft
2019-01-01 0 days 2,110 sqft
2019-02-01 0 days 2,122 sqft
2019-03-01 0 days 2,115 sqft
2019-04-01 0 days 2,140 sqft
2019-05-01 0 days 2,336 sqft
2019-06-01 0 days 2,392 sqft
2019-07-01 0 days 2,370 sqft
2019-08-01 0 days 2,470 sqft
2019-09-01 0 days 2,475 sqft
2019-10-01 0 days 2,498 sqft
2019-11-01 0 days 2,464 sqft
2019-12-01 0 days 2,457 sqft
2020-01-01 0 days 2,459 sqft
2020-02-01 0 days 2,558 sqft
2020-03-01 0 days 2,537 sqft
2020-04-01 0 days 2,642 sqft
2020-05-01 0 days 2,256 sqft
2020-06-01 0 days 2,303 sqft
2020-07-01 0 days 2,316 sqft
2020-08-01 0 days 2,370 sqft
2020-09-01 0 days 2,457 sqft
2020-10-01 0 days 2,468 sqft
2020-11-01 0 days 2,343 sqft
2020-12-01 0 days 2,168 sqft
2021-01-01 0 days 2,115 sqft
2021-02-01 0 days 2,148 sqft
2021-03-01 0 days 2,156 sqft
2021-04-01 0 days 2,469 sqft
2021-05-01 0 days 2,428 sqft
2021-06-01 0 days 2,202 sqft
2021-07-01 0 days 2,202 sqft
2021-08-01 0 days 2,202 sqft
2021-09-01 0 days 2,108 sqft
2021-10-01 0 days 2,070 sqft
2021-11-01 0 days 2,162 sqft
2021-12-01 0 days 2,075 sqft
2022-01-01 0 days 2,086 sqft
2022-02-01 0 days 2,366 sqft
2022-03-01 0 days 2,334 sqft
2022-04-01 0 days 2,182 sqft
2022-05-01 0 days 2,253 sqft
2022-06-01 0 days 2,258 sqft
2022-07-01 0 days 2,358 sqft
2022-08-01 0 days 2,350 sqft
2022-09-01 0 days 2,316 sqft
2022-10-01 0 days 2,310 sqft
2022-11-01 0 days 2,319 sqft
2022-12-01 0 days 2,292 sqft
2023-01-01 0 days 2,310 sqft
2023-02-01 0 days 2,360 sqft
2023-03-01 0 days 2,360 sqft
2023-04-01 0 days 2,360 sqft
2023-05-01 0 days 2,365 sqft
2023-06-01 0 days 2,433 sqft
2023-07-01 0 days 2,432 sqft
2023-08-01 0 days 2,376 sqft
2023-09-01 0 days 2,366 sqft
2023-10-01 0 days 2,386 sqft
2023-11-01 0 days 2,360 sqft
2023-12-01 0 days 2,194 sqft
2024-01-01 0 days 2,184 sqft
2024-02-01 0 days 2,084 sqft
2024-03-01 0 days 1,990 sqft
2024-04-01 0 days 1,961 sqft
2024-05-01 0 days 1,910 sqft
2024-06-01 0 days 1,964 sqft
2024-07-01 0 days 1,964 sqft
2024-08-01 0 days 2,168 sqft
2024-09-01 0 days 2,144 sqft
2024-10-01 0 days 2,129 sqft
2024-11-01 0 days 2,123 sqft
2024-12-01 0 days 2,162 sqft
2025-01-01 0 days 2,087 sqft
2025-02-01 0 days 1,977 sqft
2025-03-01 0 days 1,964 sqft
Wahpeton's median listing age (time on market) for 2025-03-01 was 0 days.

Wahpeton's median square footage for active listings during the 2025-03-01 period was 1,964 sqft. One year prior, the average listing was 1,990 sqft.

Wahpeton, ND-MN Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 216 $51,200,000 $237,037
Cash Out Refi 54 $8,770,000 $162,407
Other 46 $3,460,000 $75,217
Home Improvement 45 $2,295,000 $51,000
Refi 39 $5,115,000 $131,154

Wahpeton's most frequently cited loan purpose was Home Purchase, with 216 originations. The 2nd most popular reason was Cash Out Refi, with 54 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 145 $30,425,000 $209,828
7-8% 92 $15,040,000 $163,478
Over 8% 70 $5,600,000 $80,000
5-6% 58 $11,630,000 $200,517
4-5% 16 $1,260,000 $78,750
<2.5% 3 $15,000 $5,000

During 2024, Wahpeton's most frequently originated rate bucket was 6-7%, with 145 originations.

Loan Sizing (Wahpeton, ND-MN MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 142 $7,190,000 $50,634
$100k-200k 127 $19,115,000 $150,512
$200k-400k 116 $31,740,000 $273,621
$400k-600k 9 $4,225,000 $469,444
$600k-1000k 4 $2,800,000 $700,000
$Over $1MM 2 $5,770,000 $2,885,000

Wahpeton's loan sizing saw the bucket of loans from $100,000 or less with 142 originations, totaling $7,190,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 157 $33,705,000 $214,682
60-80% 73 $17,895,000 $245,137
Under 20% 66 $2,290,000 $34,697
20-40% 44 $3,500,000 $79,545
40-60% 41 $5,895,000 $143,780
Over 100% 1 $425,000 $425,000

Wahpeton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 157 originations, totaling $33,705,000 in origination value.