Wahpeton Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Wahpeton averaged
6.11%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.01% and
one month ago for the week of 2024-09-05, the
average rate was 6.04%.
Wahpeton's average rate one year ago was 7.28%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.62%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Wahpeton 30 Year Fixed Rate | 2024-10-10 | 6.11% |
Wahpeton 30 Year Fixed Rate Refi | 2024-10-10 | 6.62% |
Wahpeton 15 Year Fixed Rate | 2024-10-10 | 5.21% |
Wahpeton 15 Year Fixed Rate Refi | 2024-10-10 | 5.41% |
Wahpeton 30 Year FHA | 2024-10-10 | 6% |
Wahpeton 30 Year FHA Refi | 2024-10-10 | 6.4% |
Wahpeton 30 Year USDA | 2024-10-10 | 6.28% |
Wahpeton 30 Year USDA Refi | 2024-10-10 | 6.28% |
Wahpeton 30 Year VA | 2024-10-10 | 5.95% |
Wahpeton 30 Year VA Refi | 2024-10-10 | 5.85% |
Wahpeton Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wahpeton, ND-MN market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Wahpeton Average Closing Costs & Other Stats
Wahpeton, ND-MN's 30 lenders originated 408
loans during 2023. The total origination value was $66,840,000, with an average loan value of
$163,824.
Wahpeton's average closing costs are $4,676.
The top Wahpeton lender as defined by loan originations is FIRST COMMUNITY CREDIT UNION, with
17 loans originated. Their average total fees are
$4,573, which is $941
lower than the next largest lender,
Bremer Bank.
The lowest fee Wahpeton lenders (with over 10 loans originated) are
Bell Bank ($4,011), FIRST COMMUNITY CREDIT UNION ($4,573), Bremer Bank ($5,514), UNITED WHOLESALE MORTGAGE, LLC ($5,944) and Gate City Bank ($6,113).
The lowest rate Wahpeton lenders (with over 10 loans originated) are
Gate City Bank (6.18%), Bremer Bank (6.44%), FIRST COMMUNITY CREDIT UNION (6.44%), Bell Bank (6.83%) and UNITED WHOLESALE MORTGAGE, LLC (6.86%).
Wahpeton, ND-MN Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Gate City Bank | $13,870,000 | $10,270,000 | -26.0% | 15.4% |
Bell Bank | $14,765,000 | $7,100,000 | -51.9% | 10.6% |
Bremer Bank | $6,325,000 | $6,955,000 | 10.0% | 10.4% |
UNITED WHOLESALE MORTGAGE, LLC | $12,200,000 | $6,425,000 | -47.3% | 9.6% |
FIRST COMMUNITY CREDIT UNION | $10,450,000 | $4,605,000 | -55.9% | 6.9% |
Union State Bank of Fargo | $25,000 | $2,910,000 | 11,540.0% | 4.4% |
American Federal Bank | $715,000 | $2,830,000 | 295.8% | 4.2% |
QUICKEN LOANS, LLC | $3,740,000 | $2,560,000 | -31.6% | 3.8% |
JONES LANG LASALLE MULTIFAMILY, LLC | $2,035,000 | n/a | 3.0% | |
U.S. Bank | $905,000 | $1,740,000 | 92.3% | 2.6% |
Midwest Bank | $1,250,000 | $1,190,000 | -4.8% | 1.8% |
Choice Financial Group | $315,000 | $1,100,000 | 249.2% | 1.6% |
NEWREZ LLC | $185,000 | $1,095,000 | 491.9% | 1.6% |
TOWN AND COUNTRY Credit Union | $2,240,000 | $1,030,000 | -54.0% | 1.5% |
First International Bank & Trust | $840,000 | $1,010,000 | 20.2% | 1.5% |
First Western Bank & Trust | $685,000 | $955,000 | 39.4% | 1.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $440,000 | $935,000 | 112.5% | 1.4% |
VALLEY MORTGAGE, INC. | $580,000 | $930,000 | 60.3% | 1.4% |
VISIONBank | $95,000 | $780,000 | 721.1% | 1.2% |
Mortgage Research Center, LLC | $190,000 | $775,000 | 307.9% | 1.2% |
Plains Commerce Bank | $715,000 | n/a | 1.1% | |
Century Mortgage Company DBA Century Lending Company | $860,000 | $700,000 | -18.6% | 1.0% |
FREEDOM MORTGAGE CORPORATION | $1,000,000 | $555,000 | -44.5% | 0.8% |
Nations Lending Corporation | $225,000 | $395,000 | 75.6% | 0.6% |
AMERISAVE MORTGAGE CORPORATION | $645,000 | $370,000 | -42.6% | 0.6% |
AFFINITY PLUS | $125,000 | $355,000 | 184.0% | 0.5% |
Tradition Mortgage, LLC | $375,000 | $340,000 | -9.3% | 0.5% |
GREAT RIVER FEDERAL CREDIT UNION | $335,000 | n/a | 0.5% | |
PLAZA HOME MORTGAGE, INC. | $215,000 | $320,000 | 48.8% | 0.5% |
Alerus Financial | $105,000 | $305,000 | 190.5% | 0.5% |
CAPITAL CREDIT UNION | $410,000 | $295,000 | -28.0% | 0.4% |
AgCountry Farm Credit Services, FLCA | $375,000 | $250,000 | -33.3% | 0.4% |
American Mortgage & Equity Consultants, Inc. | $250,000 | n/a | 0.4% | |
Wells Fargo Bank | $2,060,000 | $245,000 | -88.1% | 0.4% |
Cornerstone Bank | $65,000 | $240,000 | 269.2% | 0.4% |
Deere Employees Credit Union | $175,000 | $235,000 | 34.3% | 0.4% |
First Savings Bank | $320,000 | $235,000 | -26.6% | 0.4% |
COMPEER FINANCIAL, FLCA | $255,000 | $225,000 | -11.8% | 0.3% |
The Federal Savings Bank | $225,000 | n/a | 0.3% | |
THRIVENT Federal Credit Union | $225,000 | n/a | 0.3% | |
Starion Bank | $215,000 | n/a | 0.3% | |
LOANDEPOT.COM, LLC | $1,125,000 | $195,000 | -82.7% | 0.3% |
ON Q FINANCIAL, INC. | $450,000 | $195,000 | -56.7% | 0.3% |
ST. CLOUD FINANCIAL | $195,000 | n/a | 0.3% | |
PENNYMAC LOAN SERVICES, LLC | $260,000 | $185,000 | -28.8% | 0.3% |
BMO Harris Bank | $175,000 | n/a | 0.3% | |
GUARANTEED RATE, INC. | $925,000 | $175,000 | -81.1% | 0.3% |
BANKWEST, INC. | $165,000 | n/a | 0.2% | |
TOP FLITE FINANCIAL, INC. | $155,000 | n/a | 0.2% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $135,000 | n/a | 0.2% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $95,000 | n/a | 0.1% | |
RAILWAY CREDIT UNION | $85,000 | n/a | 0.1% | |
Western State Bank | $340,000 | $85,000 | -75.0% | 0.1% |
ZILLOW HOME LOANS, LLC | $85,000 | n/a | 0.1% | |
Discover Bank | $75,000 | n/a | 0.1% | |
Signature Federal Credit Union | $75,000 | n/a | 0.1% | |
American National Bank of Minnesota | $70,000 | n/a | 0.1% | |
Figure Lending LLC | $40,000 | $70,000 | 75.0% | 0.1% |
CENTRAL MINNESOTA Credit Union | $385,000 | $65,000 | -83.1% | 0.1% |
STAR USA FEDERAL CREDIT UNION | $45,000 | n/a | 0.1% | |
NAVY FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% |
Wahpeton's top lender by overall market share is Gate City Bank, with 15.4% market share. In second place, with 10.6%, is Bell Bank, having originated $7,100,000 in loans. In third place, with 10.4%, is Bremer Bank, having originated $6,955,000 in loans. In fourth place, with 9.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,425,000 in loans. In fifth place, with 6.9%, is FIRST COMMUNITY CREDIT UNION, having originated $4,605,000 in loans.
Wahpeton Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Wahpeton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $145,900 (32.8%) | $159,725 (-13.6%) | 0.00 | 56 |
2018-02-01 | $149,450 (14.3%) | $172,631 (-22.0%) | 0.00 | 56 |
2018-03-01 | $141,400 (0.2%) | $161,419 (-29.3%) | 0.00 | 56 |
2018-04-01 | $159,650 (12.5%) | $189,131 (-11.8%) | 0.00 | 53 |
2018-05-01 | $175,400 (18.3%) | $194,413 (-6.5%) | 0.00 | 59 |
2018-06-01 | $172,400 (15.0%) | $199,316 (-3.4%) | 0.00 | 74 |
2018-07-01 | $169,900 (13.3%) | $201,289 (-0.8%) | 0.00 | 70 |
2018-08-01 | $161,900 (13.3%) | $195,798 (1.5%) | 0.00 | 72 |
2018-09-01 | $159,900 (6.7%) | $187,980 (-5.4%) | 0.00 | 75 |
2018-10-01 | $164,900 (10.5%) | $192,863 (-3.1%) | 0.00 | 72 |
2018-11-01 | $163,675 (13.1%) | $188,324 (-3.9%) | 0.00 | 70 |
2018-12-01 | $155,900 (8.3%) | $185,117 (17.0%) | 0.00 | 70 |
2019-01-01 | $155,400 (6.5%) | $174,371 (9.2%) | 0.00 | 72 |
2019-02-01 | $155,650 (4.2%) | $178,611 (3.5%) | 0.00 | 64 |
2019-03-01 | $157,186 (11.2%) | $179,657 (11.3%) | 0.00 | 58 |
2019-04-01 | $160,186 (0.3%) | $180,022 (-4.8%) | 0.00 | 50 |
2019-05-01 | $168,900 (-3.7%) | $183,552 (-5.6%) | 0.00 | 52 |
2019-06-01 | $179,450 (4.1%) | $194,070 (-2.6%) | 0.00 | 69 |
2019-07-01 | $172,450 (1.5%) | $195,388 (-2.9%) | 0.00 | 73 |
2019-08-01 | $183,573 (13.4%) | $203,901 (4.1%) | 0.00 | 74 |
2019-09-01 | $192,757 (20.6%) | $210,630 (12.1%) | 0.00 | 72 |
2019-10-01 | $202,450 (22.8%) | $215,716 (11.9%) | 0.00 | 69 |
2019-11-01 | $176,950 (8.1%) | $199,696 (6.0%) | 0.00 | 54 |
2019-12-01 | $177,400 (13.8%) | $197,619 (6.8%) | 0.00 | 45 |
2020-01-01 | $161,175 (3.7%) | $188,925 (8.4%) | 0.00 | 36 |
2020-02-01 | $162,400 (4.3%) | $190,717 (6.8%) | 0.00 | 29 |
2020-03-01 | $179,175 (14.0%) | $198,581 (10.5%) | 0.00 | 34 |
2020-04-01 | $185,450 (15.8%) | $213,218 (18.4%) | 0.00 | 35 |
2020-05-01 | $154,900 (-8.3%) | $189,952 (3.5%) | 0.00 | 42 |
2020-06-01 | $154,400 (-14.0%) | $184,595 (-4.9%) | 0.00 | 43 |
2020-07-01 | $175,150 (1.6%) | $198,343 (1.5%) | 0.00 | 41 |
2020-08-01 | $189,000 (3.0%) | $221,649 (8.7%) | 0.00 | 48 |
2020-09-01 | $187,975 (-2.5%) | $220,710 (4.8%) | 0.00 | 46 |
2020-10-01 | $223,450 (10.4%) | $232,671 (7.9%) | 0.00 | 40 |
2020-11-01 | $203,175 (14.8%) | $231,679 (16.0%) | 0.00 | 39 |
2020-12-01 | $149,900 (-15.5%) | $219,653 (11.2%) | 0.00 | 38 |
2021-01-01 | $125,000 (-22.4%) | $212,592 (12.5%) | 0.00 | 33 |
2021-02-01 | $149,925 (-7.7%) | $197,904 (3.8%) | 0.00 | 30 |
2021-03-01 | $172,900 (-3.5%) | $202,040 (1.7%) | 0.00 | 24 |
2021-04-01 | $202,400 (9.1%) | $217,372 (2.0%) | 0.00 | 23 |
2021-05-01 | $233,750 (50.9%) | $227,066 (19.5%) | 0.00 | 26 |
2021-06-01 | $231,200 (49.7%) | $223,152 (20.9%) | 0.00 | 35 |
2021-07-01 | $251,700 (43.7%) | $251,441 (26.8%) | 0.00 | 34 |
2021-08-01 | $257,275 (36.1%) | $260,758 (17.6%) | 0.00 | 31 |
2021-09-01 | $247,400 (31.6%) | $253,791 (15.0%) | 0.00 | 34 |
2021-10-01 | $239,150 (7.0%) | $228,838 (-1.7%) | 0.00 | 40 |
2021-11-01 | $238,050 (17.2%) | $221,875 (-4.2%) | 0.00 | 37 |
2021-12-01 | $222,825 (48.7%) | $210,468 (-4.2%) | 0.00 | 38 |
2022-01-01 | $229,950 (84.0%) | $212,382 (-0.1%) | 0.00 | 34 |
2022-02-01 | $254,925 (70.0%) | $262,063 (32.4%) | 0.00 | 35 |
2022-03-01 | $259,950 (50.4%) | $258,963 (28.2%) | 0.00 | 36 |
2022-04-01 | $251,000 (24.0%) | $269,483 (24.0%) | 0.00 | 33 |
2022-05-01 | $286,975 (22.8%) | $276,048 (21.6%) | 0.00 | 36 |
2022-06-01 | $270,500 (17.0%) | $248,788 (11.5%) | 0.00 | 48 |
2022-07-01 | $270,500 (7.5%) | $254,409 (1.2%) | 0.00 | 48 |
2022-08-01 | $256,750 (-0.2%) | $266,815 (2.3%) | 0.00 | 50 |
2022-09-01 | $256,750 (3.8%) | $253,750 (0.0%) | 0.00 | 49 |
2022-10-01 | $254,900 (6.6%) | $257,189 (12.4%) | 0.00 | 50 |
2022-11-01 | $238,175 (0.1%) | $254,988 (14.9%) | 0.00 | 49 |
2022-12-01 | $266,000 (19.4%) | $268,772 (27.7%) | 0.00 | 46 |
2023-01-01 | $271,244 (18.0%) | $263,694 (24.2%) | 0.00 | 44 |
2023-02-01 | $286,519 (12.4%) | $280,520 (7.0%) | 0.00 | 41 |
2023-03-01 | $288,944 (11.2%) | $287,301 (10.9%) | 0.00 | 42 |
2023-04-01 | $299,500 (19.3%) | $313,716 (16.4%) | 0.00 | 39 |
2023-05-01 | $297,606 (3.7%) | $295,336 (7.0%) | 0.00 | 45 |
2023-06-01 | $319,900 (18.3%) | $324,267 (30.3%) | 0.00 | 50 |
2023-07-01 | $324,900 (20.1%) | $336,114 (32.1%) | 0.00 | 51 |
2023-08-01 | $297,350 (15.8%) | $308,164 (15.5%) | 0.00 | 64 |
2023-09-01 | $339,900 (32.4%) | $342,195 (34.9%) | 0.00 | 64 |
2023-10-01 | $357,400 (40.2%) | $351,016 (36.5%) | 0.00 | 64 |
2023-11-01 | $429,900 (80.5%) | $362,207 (42.1%) | 0.00 | 63 |
2023-12-01 | $399,900 (50.3%) | $349,913 (30.2%) | 0.00 | 55 |
2024-01-01 | $369,950 (36.4%) | $351,888 (33.5%) | 0.00 | 62 |
2024-02-01 | $349,225 (21.9%) | $340,576 (21.4%) | 0.00 | 69 |
2024-03-01 | $409,900 (41.9%) | $357,222 (24.3%) | 0.00 | 66 |
2024-04-01 | $364,275 (21.6%) | $342,618 (9.2%) | 0.00 | 68 |
2024-05-01 | $325,500 (9.4%) | $325,330 (10.2%) | 0.00 | 72 |
2024-06-01 | $313,550 (-2.0%) | $323,528 (-0.2%) | 0.00 | 69 |
2024-07-01 | $314,225 (-3.3%) | $336,333 (0.1%) | 0.00 | 76 |
2024-08-01 | $319,900 (7.6%) | $345,675 (12.2%) | 0.00 | 88 |
2024-09-01 | $295,000 (-13.2%) | $325,697 (-4.8%) | 0.00 | 98 |
Wahpeton's median listing price comes in at 0% of the national average.
Wahpeton's average listing price for 2024-09-01 was $325,697, a difference of $-16,498 (-4.8%) versus the prior year and $-19,978 versus the prior month.
For the 2024-09-01 period, Wahpeton had 98 MLS listings, a difference of 10 listings (11%) versus the prior month and 34 listings (53%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Wahpeton (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,600 sqft |
2018-02-01 | 0 days | 1,595 sqft |
2018-03-01 | 0 days | 1,660 sqft |
2018-04-01 | 0 days | 1,936 sqft |
2018-05-01 | 0 days | 2,020 sqft |
2018-06-01 | 0 days | 2,023 sqft |
2018-07-01 | 0 days | 2,030 sqft |
2018-08-01 | 0 days | 1,861 sqft |
2018-09-01 | 0 days | 1,861 sqft |
2018-10-01 | 0 days | 1,872 sqft |
2018-11-01 | 0 days | 1,962 sqft |
2018-12-01 | 0 days | 2,235 sqft |
2019-01-01 | 0 days | 2,096 sqft |
2019-02-01 | 0 days | 2,122 sqft |
2019-03-01 | 0 days | 2,115 sqft |
2019-04-01 | 0 days | 2,140 sqft |
2019-05-01 | 0 days | 2,336 sqft |
2019-06-01 | 0 days | 2,392 sqft |
2019-07-01 | 0 days | 2,370 sqft |
2019-08-01 | 0 days | 2,470 sqft |
2019-09-01 | 0 days | 2,475 sqft |
2019-10-01 | 0 days | 2,498 sqft |
2019-11-01 | 0 days | 2,450 sqft |
2019-12-01 | 0 days | 2,443 sqft |
2020-01-01 | 0 days | 2,450 sqft |
2020-02-01 | 0 days | 2,516 sqft |
2020-03-01 | 0 days | 2,497 sqft |
2020-04-01 | 0 days | 2,600 sqft |
2020-05-01 | 0 days | 2,256 sqft |
2020-06-01 | 0 days | 2,303 sqft |
2020-07-01 | 0 days | 2,316 sqft |
2020-08-01 | 0 days | 2,370 sqft |
2020-09-01 | 0 days | 2,457 sqft |
2020-10-01 | 0 days | 2,468 sqft |
2020-11-01 | 0 days | 2,343 sqft |
2020-12-01 | 0 days | 2,168 sqft |
2021-01-01 | 0 days | 2,115 sqft |
2021-02-01 | 0 days | 2,148 sqft |
2021-03-01 | 0 days | 2,156 sqft |
2021-04-01 | 0 days | 2,469 sqft |
2021-05-01 | 0 days | 2,428 sqft |
2021-06-01 | 0 days | 2,202 sqft |
2021-07-01 | 0 days | 2,202 sqft |
2021-08-01 | 0 days | 2,202 sqft |
2021-09-01 | 0 days | 2,108 sqft |
2021-10-01 | 0 days | 2,070 sqft |
2021-11-01 | 0 days | 2,162 sqft |
2021-12-01 | 0 days | 2,075 sqft |
2022-01-01 | 0 days | 2,086 sqft |
2022-02-01 | 0 days | 2,366 sqft |
2022-03-01 | 0 days | 2,334 sqft |
2022-04-01 | 0 days | 2,182 sqft |
2022-05-01 | 0 days | 2,253 sqft |
2022-06-01 | 0 days | 2,258 sqft |
2022-07-01 | 0 days | 2,358 sqft |
2022-08-01 | 0 days | 2,350 sqft |
2022-09-01 | 0 days | 2,316 sqft |
2022-10-01 | 0 days | 2,310 sqft |
2022-11-01 | 0 days | 2,319 sqft |
2022-12-01 | 0 days | 2,292 sqft |
2023-01-01 | 0 days | 2,310 sqft |
2023-02-01 | 0 days | 2,360 sqft |
2023-03-01 | 0 days | 2,360 sqft |
2023-04-01 | 0 days | 2,360 sqft |
2023-05-01 | 0 days | 2,365 sqft |
2023-06-01 | 0 days | 2,433 sqft |
2023-07-01 | 0 days | 2,432 sqft |
2023-08-01 | 0 days | 2,376 sqft |
2023-09-01 | 0 days | 2,366 sqft |
2023-10-01 | 0 days | 2,386 sqft |
2023-11-01 | 0 days | 2,360 sqft |
2023-12-01 | 0 days | 2,194 sqft |
2024-01-01 | 0 days | 2,184 sqft |
2024-02-01 | 0 days | 2,084 sqft |
2024-03-01 | 0 days | 1,990 sqft |
2024-04-01 | 0 days | 1,961 sqft |
2024-05-01 | 0 days | 1,909 sqft |
2024-06-01 | 0 days | 1,964 sqft |
2024-07-01 | 0 days | 1,964 sqft |
2024-08-01 | 0 days | 2,168 sqft |
2024-09-01 | 0 days | 2,144 sqft |
Wahpeton's median square footage for active listings during the 2024-09-01 period was 2,144 sqft. One year prior, the average listing was 2,366 sqft.
Wahpeton, ND-MN Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 193 | $42,315,000 | $219,249 |
Home Improvement | 88 | $5,500,000 | $62,500 |
Cash Out Refi | 45 | $9,515,000 | $211,444 |
Other | 44 | $2,390,000 | $54,318 |
Refi | 38 | $7,120,000 | $187,368 |
Wahpeton's most frequently cited loan purpose was Home Purchase, with 193 originations. The 2nd most popular reason was Home Improvement, with 88 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 145 | $25,095,000 | $173,069 |
7-8% | 78 | $9,890,000 | $126,795 |
Over 8% | 71 | $6,485,000 | $91,338 |
5-6% | 58 | $12,570,000 | $216,724 |
3-4% | 18 | $860,000 | $47,778 |
2.5-3% | 12 | $310,000 | $25,833 |
4-5% | 4 | $3,010,000 | $752,500 |
<2.5% | 1 | $505,000 | $505,000 |
During 2023, Wahpeton's most frequently originated rate bucket was 6-7%, with 145 originations.
Loan Sizing (Wahpeton, ND-MN MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 178 | $8,990,000 | $50,506 |
$100k-200k | 118 | $17,300,000 | $146,610 |
$200k-400k | 90 | $23,530,000 | $261,444 |
$400k-600k | 13 | $6,325,000 | $486,538 |
$600k-1000k | 5 | $3,185,000 | $637,000 |
$Over $1MM | 4 | $7,510,000 | $1,877,500 |
Wahpeton's loan sizing saw the bucket of loans from $100,000 or less with 178 originations, totaling $8,990,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 135 | $28,985,000 | $214,704 |
Under 20% | 82 | $2,970,000 | $36,220 |
60-80% | 64 | $13,760,000 | $215,000 |
20-40% | 63 | $5,195,000 | $82,460 |
40-60% | 39 | $6,245,000 | $160,128 |
Over 100% | 6 | $1,590,000 | $265,000 |
Wahpeton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 135 originations, totaling $28,985,000 in origination value.