Communityamerica Mortgage Rates, Fees & Info

Lenexa, KS

LEI: 5493002QRULT2T40BH09

Tax ID: 44-6015072

5 stars - Updated: 3/17/24 - out of 5 stars, based on 77 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Communityamerica is a smaller mortgage company specializing in Home Purchase loans. Communityamerica has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, St. Louis, Lawrence, Topeka, and St. Joseph among others. We have data for 103 markets. (Some data included below & more in-depth data is available with an active subscription.)

Communityamerica has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Communityamerica is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 4.87% 3/17/24
30 Year Conventional Purchase 6.40% 3/17/24
30 Year Conventional Refi 6.50% 3/17/24
30 Year Cash-out Refi 6.62% 3/17/24
30 Year FHA Purchase 7.12% 3/17/24
30 Year FHA Refi 6.29% 3/17/24
30 Year VA Purchase 6.17% 3/17/24
30 Year VA Refi 6.44% 3/17/24
30 Year USDA Purchase 7.29% 3/17/24
15 Year Conventional Purchase 5.82% 3/17/24
15 Year Conventional Refi 5.74% 3/17/24
15 Year Cash-out Refi 5.74% 3/17/24
15 Year FHA Purchase 7.41% 3/17/24
15 Year FHA Refi 7.55% 3/17/24
15 Year VA Purchase 6.55% 3/17/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Communityamerica Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Communityamerica. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,926

Origination Dollar Volume (All Markets)

$985,910,000

Awards

COMMUNITYAMERICA 30 Year Conventional Loans bronze COMMUNITYAMERICA FHA Loans silver COMMUNITYAMERICA VA Loans silver
Show all (3) awards

Relative Rate

Communityamerica's average 30 year fixed mortgage rate was 4.68%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of -0.08%.

Relative Fees (Closing Costs)

Communityamerica's average total fees/closing costs for a 30 year fixed rate mortgage were $3,448.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
KANSAS CITY, MO-KS (FHA|USDA|VA) 5,469 $884,005,000 $161,639 $3,181 4.14%
Outside of Metro Areas 73 $13,705,000 $187,740 $3,872 4.72%
ST. LOUIS, MO-IL (FHA|USDA|VA) 52 $8,840,000 $170,000 $2,927 3.74%
LAWRENCE, KS (FHA|USDA|VA) 43 $7,655,000 $178,023 $3,182 4.26%
TOPEKA, KS (FHA|USDA|VA) 37 $4,995,000 $135,000 $2,691 4.35%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 26 $4,220,000 $162,308 $2,510 4.40%
Warrensburg, MO (FHA|USDA|VA) 23 $3,885,000 $168,913 $2,926 4.39%
Ottawa, KS (FHA|USDA|VA) 20 $3,560,000 $178,000 $3,566 4.64%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 8 $3,450,000 $431,250 $6,900 4.44%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 8 $3,320,000 $415,000 $6,082 4.02%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6 $2,350,000 $391,667 $6,084 4.48%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 6 $2,250,000 $375,000 $5,878 3.71%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $2,195,000 $2,195,000 $10,035 5.13%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 4 $1,640,000 $410,000 $5,119 6.09%
WICHITA, KS (FHA|USDA|VA) 8 $1,430,000 $178,750 $4,156 4.60%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $1,330,000 $665,000 $14,162 3.94%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 3 $1,235,000 $411,667 $3,954 4.17%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $1,200,000 $300,000 $4,825 4.63%
FORT COLLINS, CO (FHA|USDA|VA) 2 $1,100,000 $550,000 $3,809 4.44%
COLUMBIA, MO (FHA|USDA|VA) 4 $1,090,000 $272,500 $5,397 4.40%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3 $1,055,000 $351,667 $6,475 3.67%
JEFFERSON CITY, MO (FHA|USDA|VA) 4 $1,040,000 $260,000 $5,890 4.63%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $8,972 4.38%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3 $995,000 $331,667 $3,959 5.71%
SPRINGFIELD, MO (FHA|USDA|VA) 5 $985,000 $197,000 $2,966 5.35%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $945,000 $315,000 $4,766 3.92%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $870,000 $435,000 $3,960 4.19%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $870,000 $435,000 $3,286 4.69%
RICHMOND, VA (FHA|USDA|VA) 2 $800,000 $400,000 $4,524 5.06%
Branson, MO (FHA|USDA|VA) 3 $795,000 $265,000 $3,159 4.29%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $780,000 $390,000 $7,002 2.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $765,000 $255,000 $4,717 4.08%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $750,000 $187,500 $2,685 3.72%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $735,000 $735,000 $4,572 4.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $725,000 $241,667 $3,650 5.96%
LINCOLN, NE (FHA|USDA|VA) 1 $595,000 $595,000 $2,169 4.00%
JOPLIN, MO (FHA|USDA|VA) 4 $580,000 $145,000 $2,465 3.77%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 1 $545,000 $545,000 $4,260 3.38%
OKLAHOMA CITY, OK (FHA|USDA|VA) 1 $495,000 $495,000 $11,413 2.25%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $485,000 $485,000 $3,765 5.88%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $470,000 $235,000 $3,067 3.19%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $470,000 $235,000 $3,892 6.25%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $455,000 $455,000 $4,170 3.25%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $440,000 $220,000 $7,791 4.19%
Pittsburg, KS (FHA|USDA|VA) 3 $435,000 $145,000 $6,520 5.63%
Sevierville, TN (FHA|USDA|VA) 1 $435,000 $435,000 $9,572 3.25%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $435,000 $435,000 $6,881 4.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $435,000 $435,000 $4,348 4.25%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $415,000 $415,000 $15,898 4.50%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $405,000 $405,000 $3,944 5.13%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $400,000 $200,000 $4,447 4.00%
SAVANNAH, GA (FHA|USDA|VA) 2 $400,000 $200,000 $3,772 4.63%
Emporia, KS (FHA|USDA|VA) 1 $385,000 $385,000 $2,668 5.38%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $385,000 $385,000 $5,254 4.38%
Oxford, MS (FHA|USDA|VA) 1 $365,000 $365,000 $3,312 4.38%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $355,000 $355,000 $3,520 3.75%
Fort Polk South, LA (FHA|USDA|VA) 1 $355,000 $355,000 $3,518 5.38%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $335,000 $335,000 $3,822 5.75%
CLEVELAND, TN (FHA|USDA|VA) 1 $325,000 $325,000 $4,908 3.63%
Calhoun, GA (FHA|USDA|VA) 1 $325,000 $325,000 $1,991 2.25%
PUEBLO, CO (FHA|USDA|VA) 1 $325,000 $325,000 $2,983 5.13%
Salina, KS (FHA|USDA|VA) 2 $320,000 $160,000 $5,581 4.31%
FLORENCE, SC (FHA|USDA|VA) 1 $315,000 $315,000 $5,562 5.00%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $315,000 $315,000 $3,686 4.63%
MANHATTAN, KS (FHA|USDA|VA) 2 $310,000 $155,000 $0 3.87%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $285,000 $285,000 $2,635 4.25%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $285,000 $285,000 $3,042 5.88%
PANAMA CITY, FL (FHA|USDA|VA) 1 $275,000 $275,000 $4,298 2.50%
McPherson, KS (FHA|USDA|VA) 1 $275,000 $275,000 $6,089 4.13%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $275,000 $275,000 $3,871 2.50%
Rolla, MO (FHA|USDA|VA) 1 $265,000 $265,000 $4,094 5.50%
TUCSON, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $5,898 6.50%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,536 4.75%
Maryville, MO (FHA|USDA|VA) 2 $260,000 $130,000 $2,927 4.06%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $255,000 $255,000 $2,412 4.75%
Coffeyville, KS (FHA|USDA|VA) 2 $250,000 $125,000 $2,715 5.19%
Sedalia, MO (FHA|USDA|VA) 2 $250,000 $125,000 $2,075 5.13%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $245,000 $245,000 $3,045 4.00%
Farmington, MO (FHA|USDA|VA) 1 $235,000 $235,000 $3,101 2.50%
GAINESVILLE, GA (FHA|USDA|VA) 1 $235,000 $235,000 $3,230 6.00%
Guymon, OK (FHA|USDA|VA) 1 $225,000 $225,000 $2,945 5.00%
SALINAS, CA (FHA|USDA|VA) 1 $215,000 $215,000 $3,115 2.50%
Atchison, KS (FHA|USDA|VA) 3 $195,000 $65,000 $0 4.91%
Poplar Bluff, MO (FHA|USDA|VA) 1 $195,000 $195,000 $2,635 5.38%
MUSKEGON, MI (FHA|USDA|VA) 1 $185,000 $185,000 $10,085 6.13%
OCALA, FL (FHA|USDA|VA) 1 $175,000 $175,000 $7,071 4.38%
LYNCHBURG, VA (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.50%
TULSA, OK (FHA|USDA|VA) 1 $175,000 $175,000 $7,383 3.38%
ROME, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,616 4.88%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $5,764 5.25%
Hannibal, MO (FHA|USDA|VA) 2 $150,000 $75,000 $2,051 3.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $135,000 $135,000 $2,947 4.38%
Portsmouth, OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.38%
Great Bend, KS (FHA|USDA|VA) 1 $125,000 $125,000 $2,505 5.25%
Marshall, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,247 6.25%
Rochelle, IL (FHA|USDA|VA) 1 $105,000 $105,000 $2,578 6.38%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,649 5.75%
Winfield, KS (FHA|USDA|VA) 1 $95,000 $95,000 $3,052 7.50%
Moberly, MO (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.99%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $75,000 $75,000 $2,643 5.75%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.25%
Henderson, NC (FHA|USDA|VA) 1 $55,000 $55,000 $5,351 4.75%
MOBILE, AL (FHA|USDA|VA) 1 $45,000 $45,000 $2,427 3.88%
Communityamerica's top markets include Kansas City, St. Louis, Lawrence, Topeka, and St. Joseph among others.

Their top states include:
  • Missouri (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against COMMUNITYAMERICA based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Bank of the Flint Hills
    Similarity Rank: 84
    D.W. BROWN MORTGAGE CORP.
    Similarity Rank: 209
    Azura Credit Union
    Similarity Rank: 280
    Town & Country Bank
    Similarity Rank: 328
    MAINSTREET FEDERAL CREDIT UNION
    Similarity Rank: 480
    JERSEY STATE BANK
    Similarity Rank: 580
    FRONTIER COMMUNITY CREDIT UNION
    Similarity Rank: 594
    MERITRUST Federal Credit Union
    Similarity Rank: 645
    CoreFirst Bank & Trust
    Similarity Rank: 780

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 3,251 $287,885,000 $88,553 n/a 3.95%
    Conventional 2,532 $663,160,000 $261,912 $3,071 4.41%
    FHA 90 $20,230,000 $224,778 $7,199 4.75%
    VA 49 $13,865,000 $282,959 $6,429 4.48%
    USDA 4 $770,000 $192,500 $4,595 3.91%

    For 2022, Communityamerica's most frequently originated type of loan was HELOC, with 3,251 originations. Their 2nd most popular type was Conventional, with 2,532 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,889 $527,935,000 $279,479 $3,527 4.66%
    Home Improvement 1,581 $125,985,000 $79,687 $2,424 3.85%
    Other 972 $72,070,000 $74,146 $0 4.15%
    Refi 865 $132,455,000 $153,127 $2,515 3.77%
    Cash Out Refi 619 $127,465,000 $205,921 $3,061 4.03%

    For 2022, Communityamerica's most frequently cited loan purpose was Home Purchase, with 1,889 originations. The 2nd most popular reason was Home Improvement, with 1,581 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 3,354 $306,900,000 $91,503 $2,134 3.98%
    30 Year 1,994 $567,030,000 $284,368 $3,448 4.68%
    15 Year 396 $75,250,000 $190,025 $2,715 3.27%
    20 Year 106 $21,310,000 $201,038 $2,548 3.92%
    10 Year 47 $5,845,000 $124,362 $2,338 3.21%
    5 Year 23 $5,195,000 $225,870 $0 5.27%
    30+ year 6 $4,380,000 $730,000 $11,175 4.83%

    For 2022, Communityamerica's most frequently cited loan duration was Other, with 3,354 originations. The 2nd most popular length was 30 Year, with 1,994 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,484 $377,590,000 $254,441
    $1k-2k 607 $160,385,000 $264,226
    $2k-3k 125 $36,245,000 $289,960
    $3k-4k 105 $33,595,000 $319,952
    $5k+ 70 $33,220,000 $474,571
    $4k-5k 38 $13,640,000 $358,947

    Communityamerica's average total fees were $3,448, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,484 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,886 $282,650,000 $149,867
    2.5-3% 1,432 $152,040,000 $106,173
    4-5% 1,217 $302,055,000 $248,196
    5-6% 841 $168,565,000 $200,434
    6-7% 228 $35,280,000 $154,737
    <2.5% 137 $27,975,000 $204,197
    7-8% 102 $11,530,000 $113,039
    Over 8% 83 $5,815,000 $70,060

    During 2022, Communityamerica's average interest rate for loans was 4.68%, while their most frequently originated rate bucket for loans was 3-4%, with 1,886 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 2,391 $138,875,000 $58,082 $2,345 4.07%
    $100k-200k 1,792 $253,300,000 $141,350 $2,857 4.12%
    $200k-400k 1,323 $361,685,000 $273,382 $3,379 4.36%
    $400k-600k 314 $149,010,000 $474,554 $4,018 4.30%
    $600k-1MM 92 $65,520,000 $712,174 $4,968 4.31%
    $1MM+ 14 $17,520,000 $1,251,429 $7,181 4.35%

    2022 saw Communityamerica place emphasis on $100,000 or less loans with 2,391 originations, totaling $138,875,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,588 $259,020,000 $163,111 $3,337 4.17%
    $150k-250k 1,333 $269,065,000 $201,849 $3,660 4.02%
    $50k-75k 1,038 $134,780,000 $129,846 $3,007 4.23%
    $75k-100k 919 $131,085,000 $142,639 $3,244 4.20%
    $250k+ 443 $119,765,000 $270,350 $4,643 4.08%
    $50k or less 420 $42,820,000 $101,952 $2,697 4.19%

    Communityamerica lent most frequently to those with incomes in the $100k-150k range, with 1,588 originations. The second most popular income band? $150k-250k, with 1,333 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,492 $237,330,000 $159,068 $3,118 4.01%
    30-36% 1,188 $195,130,000 $164,251 $3,213 4.21%
    <20% 539 $86,885,000 $161,197 $2,953 3.77%
    42% 504 $71,860,000 $142,579 $3,390 4.25%
    41% 309 $51,245,000 $165,841 $3,287 4.17%
    39% 249 $40,285,000 $161,787 $3,533 4.34%
    40% 247 $37,545,000 $152,004 $3,196 4.31%
    36% 230 $43,430,000 $188,826 $3,585 4.27%
    38% 223 $35,955,000 $161,233 $2,977 4.31%
    37% 195 $33,705,000 $172,846 $3,265 4.20%
    43% 176 $37,090,000 $210,739 $3,419 4.30%
    44% 84 $16,510,000 $196,548 $3,671 4.21%
    45% 78 $14,030,000 $179,872 $3,416 4.13%
    47% 78 $16,920,000 $216,923 $3,420 4.51%
    46% 66 $13,020,000 $197,273 $3,258 4.24%
    48% 61 $13,185,000 $216,148 $3,417 4.34%
    49% 53 $10,855,000 $204,811 $4,035 4.58%
    50-60% 33 $7,375,000 $223,485 $6,697 4.72%
    >60% 2 $780,000 $390,000 $5,789 4.88%

    Communityamerica lent most frequently to those with DTI ratios of 20-30%, with 1,492 originations. The next most common DTI ratio? 30-36%, with 1,188 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,660 $751,030,000 $161,165 $3,236 4.11%
    Not provided 527 $99,385,000 $188,586 $3,314 4.23%
    Asian 198 $50,750,000 $256,313 $3,280 4.30%
    Black 352 $50,420,000 $143,239 $3,908 4.38%
    Not applicable 117 $22,455,000 $191,923 $0 5.04%
    American Indian 48 $8,000,000 $166,667 $4,154 4.30%
    Asian Indian 7 $1,605,000 $229,286 $2,926 4.49%
    Native Hawaiian or Islander 12 $1,550,000 $129,167 $2,673 4.67%
    Other Asian 2 $360,000 $180,000 $7,786 3.50%
    Filipino 2 $280,000 $140,000 $0 5.74%
    Korean 1 $75,000 $75,000 $0 4.49%

    Approval Rates

    Total approvals of all applications
    82.95%

    Communityamerica has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    81.00%

    Communityamerica has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,926 $985,910,000 $166,370

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,926 $985,910,000 $166,370

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,507 $161,015,000 $106,845 $2,594 3.99%
    40-60% 607 $108,995,000 $179,563 $2,668 3.76%
    60-80% 1,017 $253,845,000 $249,602 $3,224 4.32%
    80-100% 1,231 $369,435,000 $300,110 $3,540 4.70%
    Over 100% 11 $3,185,000 $289,545 $11,662 5.02%
    Under 20% 1,553 $89,435,000 $57,589 $2,284 3.97%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) FHA mortgage Struggling to pay mortgage 2 66.7%
    Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC) Other type of mortgage Trouble during payment process 1 33.3%