Communityamerica Mortgage Rates, Fees & Info

Lenexa, KS

LEI: 5493002QRULT2T40BH09

Tax ID: 44-6015072

5 stars - Updated: 6/9/24 - out of 5 stars, based on 73 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Communityamerica is a smaller mortgage company specializing in Home Purchase loans. Communityamerica has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Kansas City, Lawrence, Topeka, St. Louis, and Phoenix among others. We have data for 96 markets. (Some data included below & more in-depth data is available with an active subscription.)

Communityamerica has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Communityamerica is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 4.87% 6/9/24
30 Year Conventional Purchase 6.40% 6/9/24
30 Year Conventional Refi 6.50% 6/9/24
30 Year Cash-out Refi 6.62% 6/9/24
30 Year FHA Purchase 7.12% 6/9/24
30 Year FHA Refi 6.29% 6/9/24
30 Year VA Purchase 6.17% 6/9/24
30 Year VA Refi 6.44% 6/9/24
30 Year USDA Purchase 7.29% 6/9/24
15 Year Conventional Purchase 5.82% 6/9/24
15 Year Conventional Refi 5.74% 6/9/24
15 Year Cash-out Refi 5.74% 6/9/24
15 Year FHA Purchase 7.41% 6/9/24
15 Year FHA Refi 7.55% 6/9/24
15 Year VA Purchase 6.55% 6/9/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Communityamerica Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Communityamerica. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,367

Origination Dollar Volume (All Markets)

$920,755,000
Show all (8) awards

Relative Rate

Communityamerica's average 30 year fixed mortgage rate was 6.49%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 0.01%.

Relative Fees (Closing Costs)

Communityamerica's average total fees/closing costs for a 30 year fixed rate mortgage were $4,032.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
KANSAS CITY, MO-KS (FHA|USDA|VA) 4,981 $829,615,000 $166,556 $3,950 6.37%
Outside of Metro Areas 73 $13,765,000 $188,562 $3,751 6.60%
LAWRENCE, KS (FHA|USDA|VA) 30 $5,900,000 $196,667 $3,324 6.37%
TOPEKA, KS (FHA|USDA|VA) 34 $5,700,000 $167,647 $5,153 6.34%
ST. LOUIS, MO-IL (FHA|USDA|VA) 35 $5,225,000 $149,286 $3,966 6.44%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 9 $3,845,000 $427,222 $6,140 6.03%
Warrensburg, MO (FHA|USDA|VA) 23 $3,595,000 $156,304 $3,946 6.56%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 21 $2,835,000 $135,000 $3,094 6.80%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 4 $2,430,000 $607,500 $8,632 5.59%
Ottawa, KS (FHA|USDA|VA) 11 $2,285,000 $207,727 $3,543 6.18%
WICHITA, KS (FHA|USDA|VA) 9 $2,285,000 $253,889 $3,477 6.48%
MANHATTAN, KS (FHA|USDA|VA) 7 $1,645,000 $235,000 $3,645 6.77%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3 $1,395,000 $465,000 $5,982 7.00%
COLORADO SPRINGS, CO (FHA|USDA|VA) 2 $1,320,000 $660,000 $3,089 5.94%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 2 $1,240,000 $620,000 $3,189 6.44%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $1,230,000 $615,000 $5,041 6.88%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $1,190,000 $595,000 $5,226 6.38%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $1,155,000 $1,155,000 $5,130 7.38%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $1,120,000 $280,000 $4,847 5.84%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $1,100,000 $550,000 $3,961 5.44%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $1,080,000 $540,000 $8,009 6.38%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2 $1,070,000 $535,000 $9,842 6.44%
BOULDER, CO (FHA|USDA|VA) 1 $1,045,000 $1,045,000 $3,218 5.75%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $1,000,000 $166,667 $3,043 7.08%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 4 $980,000 $245,000 $7,973 6.22%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 3 $915,000 $305,000 $4,121 6.58%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $865,000 $865,000 $5,597 6.75%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $750,000 $187,500 $5,510 6.78%
OKLAHOMA CITY, OK (FHA|USDA|VA) 3 $745,000 $248,333 $6,438 6.79%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $735,000 $735,000 $4,480 7.50%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $725,000 $725,000 $8,256 5.88%
LINCOLN, NE (FHA|USDA|VA) 1 $715,000 $715,000 $2,819 5.88%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3 $675,000 $225,000 $5,935 6.33%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $670,000 $335,000 $3,671 4.75%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $650,000 $325,000 $3,777 5.63%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $605,000 $605,000 $6,494 5.25%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $590,000 $295,000 $7,728 5.94%
PITTSBURGH, PA (FHA|USDA|VA) 1 $585,000 $585,000 $9,235 6.00%
Mountain Home, AR (FHA|USDA|VA) 2 $580,000 $290,000 $2,772 6.63%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $560,000 $280,000 $5,779 6.13%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $535,000 $535,000 $5,169 6.88%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $535,000 $535,000 $23,740 6.63%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $525,000 $525,000 $3,839 5.25%
PROVO-OREM, UT (FHA|USDA|VA) 1 $515,000 $515,000 $2,978 6.88%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2 $510,000 $255,000 $6,597 6.44%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $505,000 $505,000 $3,362 5.88%
Scottsboro, AL (FHA|USDA|VA) 1 $465,000 $465,000 $7,605 6.38%
Pittsburg, KS (FHA|USDA|VA) 4 $460,000 $115,000 $2,678 6.97%
ASHEVILLE, NC (FHA|USDA|VA) 1 $455,000 $455,000 $4,012 7.00%
TULSA, OK (FHA|USDA|VA) 2 $450,000 $225,000 $5,991 6.44%
AKRON, OH (FHA|USDA|VA) 2 $440,000 $220,000 $5,154 5.94%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $420,000 $210,000 $5,935 5.81%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $415,000 $415,000 $4,439 5.25%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $405,000 $405,000 $7,447 7.13%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $405,000 $405,000 $3,818 6.50%
Branson, MO (FHA|USDA|VA) 2 $390,000 $195,000 $5,549 6.38%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $385,000 $385,000 $3,831 6.13%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $375,000 $375,000 $7,779 5.25%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $375,000 $375,000 $5,535 6.88%
Sedalia, MO (FHA|USDA|VA) 2 $360,000 $180,000 $10,332 5.68%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $355,000 $355,000 $10,310 7.13%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 1 $345,000 $345,000 $3,846 6.75%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $345,000 $345,000 $2,758 6.88%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $325,000 $325,000 $4,251 6.13%
THE VILLAGES, FL (FHA|USDA|VA) 1 $325,000 $325,000 $5,252 5.50%
Salina, KS (FHA|USDA|VA) 2 $310,000 $155,000 $3,456 5.87%
Breckenridge, CO (FHA|USDA|VA) 1 $305,000 $305,000 $3,671 7.63%
Laconia, NH (FHA|USDA|VA) 1 $305,000 $305,000 $4,870 6.63%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $265,000 $265,000 $4,670 6.88%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $265,000 $265,000 $3,460 5.50%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $255,000 $255,000 $1,848 7.25%
Albemarle, NC (FHA|USDA|VA) 1 $245,000 $245,000 $3,242 6.13%
GADSDEN, AL (FHA|USDA|VA) 1 $245,000 $245,000 $7,343 6.63%
KNOXVILLE, TN (FHA|USDA|VA) 1 $235,000 $235,000 $0 7.13%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $225,000 $225,000 $8,652 5.63%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.63%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $205,000 $205,000 $4,805 5.50%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 2 $200,000 $100,000 $2,616 6.94%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $195,000 $195,000 $3,531 7.25%
Hays, KS (FHA|USDA|VA) 1 $195,000 $195,000 $2,757 6.88%
Kearney, NE (FHA|USDA|VA) 1 $185,000 $185,000 $3,166 6.50%
Paragould, AR (FHA|USDA|VA) 1 $185,000 $185,000 $3,270 7.63%
Maryville, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,964 7.00%
OCALA, FL (FHA|USDA|VA) 1 $155,000 $155,000 $2,461 5.25%
Atchison, KS (FHA|USDA|VA) 2 $150,000 $75,000 $4,857 6.81%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 1 $145,000 $145,000 $2,795 5.00%
NEW BERN, NC (FHA|USDA|VA) 1 $135,000 $135,000 $2,896 6.13%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $125,000 $125,000 $5,544 6.00%
ENID, OK (FHA|USDA|VA) 1 $115,000 $115,000 $6,100 7.00%
Hutchinson, KS (FHA|USDA|VA) 1 $105,000 $105,000 $2,487 6.63%
Hannibal, MO (FHA|USDA|VA) 1 $95,000 $95,000 $3,894 6.88%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $95,000 $95,000 $1,908 5.75%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $85,000 $85,000 $3,560 6.38%
Rolla, MO (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.50%
JOPLIN, MO (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.99%
Communityamerica's top markets include Kansas City, Lawrence, Topeka, St. Louis, and Phoenix among others.

Their top states include:
  • Missouri (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against COMMUNITYAMERICA based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    CoreFirst Bank & Trust
    Similarity Rank: 90
    Bank of the Flint Hills
    Similarity Rank: 120
    Azura Credit Union
    Similarity Rank: 140
    Envista Credit Union
    Similarity Rank: 198
    MAINSTREET FEDERAL CREDIT UNION
    Similarity Rank: 280
    1ST MIDAMERICA
    Similarity Rank: 286
    CNB Bank And Trust, N.A.
    Similarity Rank: 323
    FIRST COMMUNITY
    Similarity Rank: 336
    First National Bank of Waterloo
    Similarity Rank: 340

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 3,313 $294,665,000 $88,942 n/a 6.31%
    Conventional 1,837 $566,485,000 $308,375 $3,583 6.48%
    FHA 165 $42,695,000 $258,758 $8,037 6.53%
    VA 49 $16,525,000 $337,245 $6,252 6.49%
    USDA 3 $385,000 $128,333 $4,227 6.13%

    For 2023, Communityamerica's most frequently originated type of loan was HELOC, with 3,313 originations. Their 2nd most popular type was Conventional, with 1,837 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,938 $591,030,000 $304,969 $4,041 6.44%
    Home Improvement 1,367 $109,315,000 $79,967 $0 6.20%
    Other 1,084 $78,070,000 $72,020 $0 6.48%
    Refi 769 $102,755,000 $133,622 $3,157 6.28%
    Cash Out Refi 209 $39,585,000 $189,402 $4,232 6.69%

    For 2023, Communityamerica's most frequently cited loan purpose was Home Purchase, with 1,938 originations. The 2nd most popular reason was Home Improvement, with 1,367 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 3,314 $294,810,000 $88,959 $0 6.31%
    30 Year 1,817 $572,365,000 $315,006 $4,032 6.49%
    15 Year 119 $24,435,000 $205,336 $3,554 6.05%
    20 Year 54 $10,720,000 $198,519 $3,080 6.55%
    30+ year 19 $10,565,000 $556,053 $9,996 6.68%
    1 Year 16 $3,400,000 $212,500 $0 8.30%
    10 Year 16 $2,170,000 $135,625 $2,811 5.73%
    5 Year 12 $2,290,000 $190,833 $0 7.32%

    For 2023, Communityamerica's most frequently cited loan duration was Other, with 3,314 originations. The 2nd most popular length was 30 Year, with 1,817 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 879 $271,785,000 $309,198
    $1k-2k 665 $194,355,000 $292,263
    $2k-3k 165 $49,625,000 $300,758
    $3k-4k 93 $29,985,000 $322,419
    $5k+ 89 $43,555,000 $489,382
    $4k-5k 41 $14,245,000 $347,439

    Communityamerica's average total fees were $4,032, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 879 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 1,884 $406,980,000 $216,019
    5-6% 1,876 $281,170,000 $149,877
    4-5% 698 $78,750,000 $112,822
    7-8% 495 $118,605,000 $239,606
    Over 8% 382 $31,300,000 $81,937
    3-4% 32 $3,950,000 $123,438

    During 2023, Communityamerica's average interest rate for loans was 6.49%, while their most frequently originated rate bucket for loans was 6-7%, with 1,884 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 2,343 $135,785,000 $57,953 $2,751 6.38%
    $100k-200k 1,340 $186,150,000 $138,918 $3,482 6.38%
    $200k-400k 1,245 $347,645,000 $279,233 $3,988 6.38%
    $400k-600k 306 $146,830,000 $479,837 $4,752 6.41%
    $600k-1MM 120 $87,430,000 $728,583 $5,275 6.16%
    $1MM+ 13 $16,915,000 $1,301,154 $5,589 6.02%

    2023 saw Communityamerica place emphasis on $100,000 or less loans with 2,343 originations, totaling $135,785,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,572 $248,910,000 $158,340 $4,203 6.40%
    $150k-250k 1,330 $266,490,000 $200,368 $4,318 6.32%
    $75k-100k 851 $117,835,000 $138,467 $3,951 6.40%
    $50k-75k 736 $87,290,000 $118,601 $3,600 6.40%
    $250k+ 544 $163,760,000 $301,029 $4,353 6.28%
    $50k or less 251 $22,545,000 $89,821 $3,331 6.34%

    Communityamerica lent most frequently to those with incomes in the $100k-150k range, with 1,572 originations. The second most popular income band? $150k-250k, with 1,330 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,185 $184,155,000 $155,405 $3,627 6.20%
    30-36% 1,109 $190,845,000 $172,087 $3,816 6.45%
    42% 564 $69,020,000 $122,376 $3,974 6.34%
    <20% 413 $60,795,000 $147,203 $3,814 5.94%
    41% 273 $48,455,000 $177,491 $3,957 6.47%
    40% 260 $48,130,000 $185,115 $4,409 6.35%
    39% 248 $38,620,000 $155,726 $3,739 6.68%
    38% 224 $37,580,000 $167,768 $3,391 6.54%
    37% 216 $39,010,000 $180,602 $3,926 6.60%
    36% 162 $25,750,000 $158,951 $3,684 6.46%
    43% 161 $35,775,000 $222,205 $3,699 6.41%
    44% 133 $35,645,000 $268,008 $3,956 6.47%
    49% 85 $24,085,000 $283,353 $4,943 6.58%
    45% 78 $18,310,000 $234,744 $4,014 6.53%
    46% 62 $14,340,000 $231,290 $4,979 6.33%
    50-60% 61 $17,735,000 $290,738 $7,832 6.45%
    48% 53 $14,065,000 $265,377 $4,952 6.47%
    47% 48 $11,370,000 $236,875 $4,194 6.74%
    >60% 1 $825,000 $825,000 $11,897 6.38%

    Communityamerica lent most frequently to those with DTI ratios of 20-30%, with 1,185 originations. The next most common DTI ratio? 30-36%, with 1,109 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,325 $726,375,000 $167,948 $3,938 6.33%
    Not provided 430 $75,530,000 $175,651 $3,953 6.42%
    Black 353 $58,915,000 $166,898 $5,243 6.67%
    Asian 163 $44,215,000 $271,258 $3,866 6.26%
    American Indian 48 $7,700,000 $160,417 $3,926 6.92%
    Not applicable 31 $6,245,000 $201,452 $0 7.88%
    Native Hawaiian or Islander 9 $825,000 $91,667 $9,531 7.06%
    Other Asian 4 $630,000 $157,500 $2,216 5.93%
    Vietnamese 1 $115,000 $115,000 $0 5.49%
    Asian Indian 1 $85,000 $85,000 $0 7.38%
    Chinese 1 $65,000 $65,000 $0 4.99%
    Other Pacific Islander 1 $55,000 $55,000 $0 5.99%

    Approval Rates

    Total approvals of all applications
    82.08%

    Communityamerica has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    80.92%

    Communityamerica has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,367 $920,755,000 $171,559

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,367 $920,755,000 $171,559

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,522 $166,100,000 $109,133 $2,997 6.40%
    40-60% 391 $71,885,000 $183,849 $3,310 6.29%
    60-80% 647 $190,975,000 $295,170 $4,107 6.50%
    80-100% 1,195 $394,295,000 $329,954 $4,143 6.46%
    Over 100% 12 $3,490,000 $290,833 $9,630 6.80%
    Under 20% 1,600 $94,010,000 $58,756 $2,707 6.26%