Coastal Community Bank Mortgage Rates, Fees & Info

EVERETT, WA

LEI: 5493001GCBD5XGNIC815

Tax ID: 91-1811848

5 stars - Updated: 12/16/24

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Coastal Community Bank is a smaller bank specializing in Other and Home Improvement loans. Coastal Community Bank has an average proportion of conventional loans. Their top markets by origination volume include: Seattle, Los Angeles, Phoenix, Miami, and Chicago among others. We have data for 544 markets. (Some data included below & more in-depth data is available with an active subscription.)

Coastal Community Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Coastal Community Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

12,464

Origination Dollar Volume (All Markets)

$810,460,000

Relative Rate

Coastal Community Bank's average 30 year fixed mortgage rate was 6.23%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of -0.25%.

Relative Fees (Closing Costs)

Coastal Community Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $8,143.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
Seattle-Tacoma-Bellevue, WA (FHA\|USDA\|VA)	66	$64,490,000	$977,121	$6,714	7.55%
Los Angeles-Long Beach-Anaheim, CA (FHA\|USDA\|VA)	599	$58,115,000	$97,020	$0	12.48%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	606	$38,550,000	$63,614	$0	13.11%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA\|USDA\|VA)	574	$35,900,000	$62,544	$0	12.94%
Chicago-Naperville-Elgin, IL-IN-WI (FHA\|USDA\|VA)	529	$26,855,000	$50,766	$0	13.34%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA\|USDA\|VA)	355	$24,915,000	$70,183	$0	13.05%
MOUNT VERNON-ANACORTES, WA (FHA\|USDA\|VA)	3	$23,365,000	$7,788,333	$0	7.40%
SPOKANE-SPOKANE VALLEY, WA (FHA\|USDA\|VA)	2	$19,710,000	$9,855,000	$0	6.25%
Outside of Metro Areas	459	$18,825,000	$41,013	$0	13.51%
DENVER-AURORA-LAKEWOOD, CO (FHA\|USDA\|VA)	279	$18,275,000	$65,502	$0	13.11%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA\|USDA\|VA)	362	$18,140,000	$50,110	$0	13.18%
New York-Newark-Jersey City, NY-NJ-PA (FHA\|USDA\|VA)	265	$17,925,000	$67,642	$0	13.48%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA\|USDA\|VA)	318	$16,680,000	$52,453	$0	13.38%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA\|USDA\|VA)	277	$15,025,000	$54,242	$0	13.60%
Detroit-Warren-Dearborn, MI (FHA\|USDA\|VA)	261	$12,165,000	$46,609	$0	13.51%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA\|USDA\|VA)	132	$11,810,000	$89,470	$0	12.57%
San Francisco-Oakland-Berkeley, CA (FHA\|USDA\|VA)	116	$11,630,000	$100,259	$0	12.04%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	199	$10,815,000	$54,347	$0	13.32%
Ellensburg, WA (FHA\|USDA\|VA)	3	$9,905,000	$3,301,667	$10,053	6.35%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA\|USDA\|VA)	138	$9,820,000	$71,159	$0	12.91%
COLUMBUS, OH (FHA\|USDA\|VA)	193	$9,095,000	$47,124	$0	13.73%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA\|USDA\|VA)	191	$8,515,000	$44,581	$0	13.30%
JACKSONVILLE, FL (FHA\|USDA\|VA)	140	$7,850,000	$56,071	$0	12.97%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA\|USDA\|VA)	131	$7,495,000	$57,214	$3,303	13.47%
BELLINGHAM, WA (FHA\|USDA\|VA)	3	$7,425,000	$2,475,000	$0	7.12%
CINCINNATI, OH-KY-IN (FHA\|USDA\|VA)	148	$7,170,000	$48,446	$0	13.45%
CLEVELAND-ELYRIA, OH (FHA\|USDA\|VA)	169	$7,055,000	$41,746	$0	13.55%
TUCSON, AZ (FHA\|USDA\|VA)	91	$6,195,000	$68,077	$0	12.77%
MEMPHIS, TN-MS-AR (FHA\|USDA\|VA)	103	$5,175,000	$50,243	$0	13.22%
SALT LAKE CITY, UT (FHA\|USDA\|VA)	79	$5,145,000	$65,127	$0	13.52%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA\|USDA\|VA)	39	$5,095,000	$130,641	$0	11.63%
PITTSBURGH, PA (FHA\|USDA\|VA)	111	$4,775,000	$43,018	$0	13.36%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA\|USDA\|VA)	111	$4,735,000	$42,658	$0	13.28%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	82	$4,630,000	$56,463	$0	13.05%
LAKELAND-WINTER HAVEN, FL (FHA\|USDA\|VA)	99	$4,455,000	$45,000	$0	13.33%
STOCKTON, CA (FHA\|USDA\|VA)	54	$4,200,000	$77,778	$0	12.79%
OKLAHOMA CITY, OK (FHA\|USDA\|VA)	98	$3,980,000	$40,612	$0	13.19%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA\|USDA\|VA)	54	$3,920,000	$72,593	$0	13.12%
FRESNO, CA (FHA\|USDA\|VA)	56	$3,740,000	$66,786	$0	12.93%
KNOXVILLE, TN (FHA\|USDA\|VA)	81	$3,735,000	$46,111	$0	13.62%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA\|USDA\|VA)	73	$3,495,000	$47,877	$0	13.51%
BIRMINGHAM-HOOVER, AL (FHA\|USDA\|VA)	91	$3,225,000	$35,440	$0	13.09%
LOUISVILLE, KY (FHA\|USDA\|VA)	71	$3,125,000	$44,014	$0	13.45%
ALBUQUERQUE, NM (FHA\|USDA\|VA)	64	$3,110,000	$48,594	$0	13.42%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA\|USDA\|VA)	60	$3,110,000	$51,833	$0	12.77%
PORT ST. LUCIE, FL (FHA\|USDA\|VA)	67	$3,105,000	$46,343	$0	13.63%
NEW ORLEANS-METAIRIE, LA (FHA\|USDA\|VA)	60	$3,040,000	$50,667	$0	13.39%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	72	$3,000,000	$41,667	$0	13.22%
CAPE CORAL-FORT MYERS, FL (FHA\|USDA\|VA)	68	$3,000,000	$44,118	$0	13.65%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA\|USDA\|VA)	39	$2,975,000	$76,282	$0	12.81%
BAKERSFIELD, CA (FHA\|USDA\|VA)	58	$2,930,000	$50,517	$0	13.39%
OGDEN-CLEARFIELD, UT (FHA\|USDA\|VA)	55	$2,885,000	$52,455	$0	13.66%
GRAND RAPIDS-KENTWOOD, MI (FHA\|USDA\|VA)	65	$2,805,000	$43,154	$0	13.98%
PROVO-OREM, UT (FHA\|USDA\|VA)	41	$2,765,000	$67,439	$0	13.03%
AKRON, OH (FHA\|USDA\|VA)	64	$2,640,000	$41,250	$0	13.80%
MILWAUKEE-WAUKESHA, WI (FHA\|USDA\|VA)	52	$2,640,000	$50,769	$0	12.92%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA\|USDA\|VA)	62	$2,590,000	$41,774	$0	13.39%
Oak Harbor, WA (FHA\|USDA\|VA)	9	$2,535,000	$281,667	$8,598	8.54%
Boston-Cambridge-Newton, MA-NH (FHA\|USDA\|VA)	42	$2,500,000	$59,524	$0	13.21%
ANCHORAGE, AK (FHA\|USDA\|VA)	43	$2,465,000	$57,326	$0	12.64%
PORTLAND-SOUTH PORTLAND, ME (FHA\|USDA\|VA)	40	$2,440,000	$61,000	$0	13.13%
NAPLES-MARCO ISLAND, FL (FHA\|USDA\|VA)	36	$2,390,000	$66,389	$0	13.31%
COLORADO SPRINGS, CO (FHA\|USDA\|VA)	38	$2,320,000	$61,053	$0	13.29%
TULSA, OK (FHA\|USDA\|VA)	56	$2,260,000	$40,357	$0	13.17%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA\|USDA\|VA)	44	$2,230,000	$50,682	$0	13.37%
VALLEJO, CA (FHA\|USDA\|VA)	24	$2,200,000	$91,667	$0	12.88%
Dallas-Fort Worth-Arlington, TX (FHA\|USDA\|VA)	1	$2,115,000	$2,115,000	$0	6.21%
WACO, TX (FHA\|USDA\|VA)	1	$2,105,000	$2,105,000	$0	7.63%
SALEM, OR (FHA\|USDA\|VA)	37	$2,105,000	$56,892	$0	13.54%
DES MOINES-WEST DES MOINES, IA (FHA\|USDA\|VA)	50	$2,060,000	$41,200	$0	14.01%
FORT COLLINS, CO (FHA\|USDA\|VA)	30	$1,970,000	$65,667	$0	13.10%
TOLEDO, OH (FHA\|USDA\|VA)	52	$1,910,000	$36,731	$0	13.75%
MODESTO, CA (FHA\|USDA\|VA)	35	$1,855,000	$53,000	$0	13.33%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA\|USDA\|VA)	50	$1,850,000	$37,000	$0	13.34%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA\|USDA\|VA)	44	$1,830,000	$41,591	$0	13.70%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA\|USDA\|VA)	38	$1,770,000	$46,579	$0	12.52%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA\|USDA\|VA)	29	$1,705,000	$58,793	$0	13.37%
WENATCHEE, WA (FHA\|USDA\|VA)	1	$1,695,000	$1,695,000	$0	8.00%
GREELEY, CO (FHA\|USDA\|VA)	31	$1,685,000	$54,355	$0	12.80%
PENSACOLA-FERRY PASS-BRENT, FL (FHA\|USDA\|VA)	40	$1,640,000	$41,000	$0	13.45%
CHATTANOOGA, TN-GA (FHA\|USDA\|VA)	35	$1,625,000	$46,429	$0	13.15%
LANCASTER, PA (FHA\|USDA\|VA)	32	$1,600,000	$50,000	$0	13.64%
HUNTSVILLE, AL (FHA\|USDA\|VA)	33	$1,575,000	$47,727	$0	13.71%
MANCHESTER-NASHUA, NH (FHA\|USDA\|VA)	28	$1,530,000	$54,643	$0	13.30%
OCALA, FL (FHA\|USDA\|VA)	37	$1,525,000	$41,216	$0	12.79%
RICHMOND, VA (FHA\|USDA\|VA)	25	$1,515,000	$60,600	$0	13.63%
SIOUX FALLS, SD (FHA\|USDA\|VA)	32	$1,500,000	$46,875	$0	13.13%
LAKE HAVASU CITY-KINGMAN, AZ (FHA\|USDA\|VA)	29	$1,415,000	$48,793	$0	13.07%
YORK-HANOVER, PA (FHA\|USDA\|VA)	36	$1,410,000	$39,167	$0	13.25%
READING, PA (FHA\|USDA\|VA)	30	$1,380,000	$46,000	$0	13.06%
EAST STROUDSBURG, PA (FHA\|USDA\|VA)	27	$1,365,000	$50,556	$0	13.83%
ST. GEORGE, UT (FHA\|USDA\|VA)	16	$1,360,000	$85,000	$0	12.90%
ST. LOUIS, MO-IL (FHA\|USDA\|VA)	41	$1,345,000	$32,805	$0	13.91%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA\|USDA\|VA)	25	$1,325,000	$53,000	$0	12.73%
SANTA MARIA-SANTA BARBARA, CA (FHA\|USDA\|VA)	16	$1,320,000	$82,500	$0	13.24%
LEXINGTON-FAYETTE, KY (FHA\|USDA\|VA)	27	$1,315,000	$48,704	$0	13.36%
SALINAS, CA (FHA\|USDA\|VA)	14	$1,310,000	$93,571	$0	12.13%
BATON ROUGE, LA (FHA\|USDA\|VA)	26	$1,280,000	$49,231	$0	13.63%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA\|USDA\|VA)	27	$1,265,000	$46,852	$0	14.31%
HARRISBURG-CARLISLE, PA (FHA\|USDA\|VA)	30	$1,260,000	$42,000	$0	13.79%
DAYTON-KETTERING, OH (FHA\|USDA\|VA)	39	$1,225,000	$31,410	$0	13.77%
WICHITA, KS (FHA\|USDA\|VA)	37	$1,215,000	$32,838	$0	12.71%
CANTON-MASSILLON, OH (FHA\|USDA\|VA)	34	$1,160,000	$34,118	$0	13.84%
SANTA ROSA-PETALUMA, CA (FHA\|USDA\|VA)	17	$1,155,000	$67,941	$0	12.56%
ANN ARBOR, MI (FHA\|USDA\|VA)	20	$1,130,000	$56,500	$0	12.94%
ROCKFORD, IL (FHA\|USDA\|VA)	30	$1,090,000	$36,333	$0	13.58%
VISALIA, CA (FHA\|USDA\|VA)	22	$1,070,000	$48,636	$0	13.22%
FLINT, MI (FHA\|USDA\|VA)	25	$1,055,000	$42,200	$0	13.63%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA\|USDA\|VA)	11	$1,035,000	$94,091	$0	12.35%
LANSING-EAST LANSING, MI (FHA\|USDA\|VA)	28	$1,010,000	$36,071	$0	13.11%
EUGENE-SPRINGFIELD, OR (FHA\|USDA\|VA)	19	$1,005,000	$52,895	$0	13.28%
ATLANTIC CITY-HAMMONTON, NJ (FHA\|USDA\|VA)	13	$985,000	$75,769	$0	13.39%
Augusta-Waterville, ME (FHA\|USDA\|VA)	20	$940,000	$47,000	$0	12.95%
YUMA, AZ (FHA\|USDA\|VA)	22	$920,000	$41,818	$0	13.63%
EL CENTRO, CA (FHA\|USDA\|VA)	13	$915,000	$70,385	$0	12.57%
SCRANTON--WILKES-BARRE, PA (FHA\|USDA\|VA)	28	$890,000	$31,786	$0	13.44%
GRAND JUNCTION, CO (FHA\|USDA\|VA)	23	$875,000	$38,043	$0	12.79%
Traverse City, MI (FHA\|USDA\|VA)	14	$870,000	$62,143	$0	12.58%
TRENTON-PRINCETON, NJ (FHA\|USDA\|VA)	10	$870,000	$87,000	$0	11.99%
LAFAYETTE, LA (FHA\|USDA\|VA)	21	$865,000	$41,190	$0	13.23%
Sevierville, TN (FHA\|USDA\|VA)	11	$845,000	$76,818	$0	12.79%
MONTGOMERY, AL (FHA\|USDA\|VA)	17	$835,000	$49,118	$0	13.49%
FORT SMITH, AR-OK (FHA\|USDA\|VA)	23	$835,000	$36,304	$0	13.85%
JACKSON, MS (FHA\|USDA\|VA)	20	$830,000	$41,500	$0	12.90%
GULFPORT-BILOXI, MS (FHA\|USDA\|VA)	16	$830,000	$51,875	$0	13.24%
Truckee-Grass Valley, CA (FHA\|USDA\|VA)	10	$830,000	$83,000	$0	12.14%
MERCED, CA (FHA\|USDA\|VA)	13	$815,000	$62,692	$0	13.30%
CLARKSVILLE, TN-KY (FHA\|USDA\|VA)	26	$800,000	$30,769	$0	14.01%
Key West, FL (FHA\|USDA\|VA)	9	$795,000	$88,333	$0	13.13%
CHAMBERSBURG-WAYNESBORO, PA (FHA\|USDA\|VA)	16	$790,000	$49,375	$0	13.44%
PEORIA, IL (FHA\|USDA\|VA)	28	$780,000	$27,857	$0	13.17%
Concord, NH (FHA\|USDA\|VA)	11	$765,000	$69,545	$0	12.81%
LAS CRUCES, NM (FHA\|USDA\|VA)	15	$765,000	$51,000	$0	13.77%
BOULDER, CO (FHA\|USDA\|VA)	9	$745,000	$82,778	$0	12.30%
BOISE CITY, ID (FHA\|USDA\|VA)	13	$745,000	$57,308	$0	13.62%
NILES, MI (FHA\|USDA\|VA)	15	$715,000	$47,667	$0	14.06%
GRANTS PASS, OR (FHA\|USDA\|VA)	12	$710,000	$59,167	$0	12.30%
SANTA CRUZ-WATSONVILLE, CA (FHA\|USDA\|VA)	7	$705,000	$100,714	$0	12.49%
MOBILE, AL (FHA\|USDA\|VA)	24	$690,000	$28,750	$0	13.41%
LINCOLN, NE (FHA\|USDA\|VA)	18	$670,000	$37,222	$0	13.55%
Roseburg, OR (FHA\|USDA\|VA)	15	$655,000	$43,667	$0	13.49%
ELIZABETHTOWN-FORT KNOX, KY (FHA\|USDA\|VA)	14	$640,000	$45,714	$0	14.03%
HOMOSASSA SPRINGS, FL (FHA\|USDA\|VA)	16	$640,000	$40,000	$0	13.24%
BANGOR, ME (FHA\|USDA\|VA)	14	$640,000	$45,714	$0	13.62%
KALAMAZOO-PORTAGE, MI (FHA\|USDA\|VA)	16	$620,000	$38,750	$0	13.72%
REDDING, CA (FHA\|USDA\|VA)	11	$615,000	$55,909	$0	13.33%
MADISON, WI (FHA\|USDA\|VA)	10	$600,000	$60,000	$0	13.82%
DECATUR, AL (FHA\|USDA\|VA)	11	$595,000	$54,091	$0	13.35%
Pottsville, PA (FHA\|USDA\|VA)	19	$595,000	$31,316	$0	13.13%
PANAMA CITY, FL (FHA\|USDA\|VA)	12	$590,000	$49,167	$0	13.47%
BEND, OR (FHA\|USDA\|VA)	10	$580,000	$58,000	$0	13.32%
FLORENCE-MUSCLE SHOALS, AL (FHA\|USDA\|VA)	12	$570,000	$47,500	$0	13.41%
HOUMA-THIBODAUX, LA (FHA\|USDA\|VA)	11	$545,000	$49,545	$0	12.15%
TALLAHASSEE, FL (FHA\|USDA\|VA)	18	$540,000	$30,000	$0	12.50%
PUEBLO, CO (FHA\|USDA\|VA)	10	$530,000	$53,000	$0	13.07%
Adrian, MI (FHA\|USDA\|VA)	12	$530,000	$44,167	$0	13.72%
KENNEWICK-RICHLAND, WA (FHA\|USDA\|VA)	1	$525,000	$525,000	$3,310	5.88%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA\|USDA\|VA)	1	$525,000	$525,000	$0	7.38%
SHREVEPORT-BOSSIER CITY, LA (FHA\|USDA\|VA)	12	$520,000	$43,333	$0	13.34%
CHAMPAIGN-URBANA, IL (FHA\|USDA\|VA)	11	$515,000	$46,818	$0	12.72%
FLAGSTAFF, AZ (FHA\|USDA\|VA)	8	$510,000	$63,750	$0	13.05%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA\|USDA\|VA)	16	$510,000	$31,875	$0	13.13%
Outside of Metro Areas	7	$505,000	$72,143	$0	12.92%
Aberdeen, WA (FHA\|USDA\|VA)	1	$505,000	$505,000	$0	6.59%
Sebastian-Vero Beach, FL (FHA\|USDA\|VA)	14	$490,000	$35,000	$0	13.47%
AUBURN-OPELIKA, AL (FHA\|USDA\|VA)	10	$480,000	$48,000	$0	13.39%
LOGAN, UT-ID (FHA\|USDA\|VA)	8	$480,000	$60,000	$0	11.96%
MORRISTOWN, TN (FHA\|USDA\|VA)	14	$480,000	$34,286	$0	14.74%
Keene, NH (FHA\|USDA\|VA)	10	$480,000	$48,000	$0	13.69%
VINELAND-BRIDGETON, NJ (FHA\|USDA\|VA)	8	$480,000	$60,000	$0	13.65%
MEDFORD, OR (FHA\|USDA\|VA)	14	$470,000	$33,571	$0	13.47%
BATTLE CREEK, MI (FHA\|USDA\|VA)	11	$465,000	$42,273	$0	13.88%
Pullman, WA (FHA\|USDA\|VA)	1	$455,000	$455,000	$0	7.11%
NAPA, CA (FHA\|USDA\|VA)	3	$455,000	$151,667	$0	11.99%
Russellville, AR (FHA\|USDA\|VA)	10	$450,000	$45,000	$0	12.34%
ERIE, PA (FHA\|USDA\|VA)	14	$440,000	$31,429	$0	13.54%
LEWISTON-AUBURN, ME (FHA\|USDA\|VA)	11	$435,000	$39,545	$0	12.24%
Athens, TN (FHA\|USDA\|VA)	7	$435,000	$62,143	$0	13.20%
ALBANY-LEBANON, OR (FHA\|USDA\|VA)	8	$430,000	$53,750	$0	13.02%
ROCHESTER, MN (FHA\|USDA\|VA)	11	$425,000	$38,636	$0	13.58%
JACKSON, MI (FHA\|USDA\|VA)	10	$420,000	$42,000	$0	12.44%
GAINESVILLE, FL (FHA\|USDA\|VA)	12	$420,000	$35,000	$0	12.45%
JANESVILLE-BELOIT, WI (FHA\|USDA\|VA)	11	$415,000	$37,727	$0	14.69%
Somerset, KY (FHA\|USDA\|VA)	9	$405,000	$45,000	$0	13.88%
MUSKEGON, MI (FHA\|USDA\|VA)	12	$400,000	$33,333	$0	13.30%
MONROE, LA (FHA\|USDA\|VA)	9	$395,000	$43,889	$0	12.77%
EAU CLAIRE, WI (FHA\|USDA\|VA)	9	$395,000	$43,889	$0	14.21%
London, KY (FHA\|USDA\|VA)	11	$395,000	$35,909	$0	14.24%
Marion, OH (FHA\|USDA\|VA)	12	$390,000	$32,500	$0	13.99%
Montrose, CO (FHA\|USDA\|VA)	8	$390,000	$48,750	$0	13.21%
TUSCALOOSA, AL (FHA\|USDA\|VA)	10	$390,000	$39,000	$0	12.37%
HOT SPRINGS, AR (FHA\|USDA\|VA)	7	$385,000	$55,000	$0	14.49%
DULUTH, MN-WI (FHA\|USDA\|VA)	10	$380,000	$38,000	$0	13.92%
IOWA CITY, IA (FHA\|USDA\|VA)	6	$380,000	$63,333	$0	13.07%
Clinton, IA (FHA\|USDA\|VA)	9	$365,000	$40,556	$0	14.16%
Cedar City, UT (FHA\|USDA\|VA)	6	$360,000	$60,000	$0	14.20%
MADERA, CA (FHA\|USDA\|VA)	8	$360,000	$45,000	$0	13.02%
Lebanon, NH-VT (FHA\|USDA\|VA)	7	$355,000	$50,714	$0	14.49%
ROANOKE, VA (FHA\|USDA\|VA)	11	$355,000	$32,273	$0	13.40%
SIERRA VISTA-DOUGLAS, AZ (FHA\|USDA\|VA)	9	$355,000	$39,444	$0	13.60%
CEDAR RAPIDS, IA (FHA\|USDA\|VA)	11	$355,000	$32,273	$0	14.38%
TOPEKA, KS (FHA\|USDA\|VA)	11	$355,000	$32,273	$0	12.79%
CHICO, CA (FHA\|USDA\|VA)	6	$350,000	$58,333	$0	12.03%
FAIRBANKS, AK (FHA\|USDA\|VA)	9	$345,000	$38,333	$0	11.80%
Laconia, NH (FHA\|USDA\|VA)	7	$345,000	$49,286	$0	14.24%
Roswell, NM (FHA\|USDA\|VA)	6	$340,000	$56,667	$0	12.74%
SPRINGFIELD, OH (FHA\|USDA\|VA)	10	$330,000	$33,000	$0	13.62%
CHEYENNE, WY (FHA\|USDA\|VA)	7	$325,000	$46,429	$0	14.81%
Athens, OH (FHA\|USDA\|VA)	4	$320,000	$80,000	$0	12.05%
Searcy, AR (FHA\|USDA\|VA)	6	$320,000	$53,333	$0	13.91%
Show Low, AZ (FHA\|USDA\|VA)	6	$320,000	$53,333	$0	13.95%
CLEVELAND, TN (FHA\|USDA\|VA)	10	$320,000	$32,000	$0	13.44%
Payson, AZ (FHA\|USDA\|VA)	7	$315,000	$45,000	$0	13.38%
GADSDEN, AL (FHA\|USDA\|VA)	11	$315,000	$28,636	$0	13.17%
RAPID CITY, SD (FHA\|USDA\|VA)	8	$310,000	$38,750	$0	12.77%
Palatka, FL (FHA\|USDA\|VA)	6	$310,000	$51,667	$0	13.12%
JACKSON, TN (FHA\|USDA\|VA)	9	$305,000	$33,889	$0	14.30%
RACINE, WI (FHA\|USDA\|VA)	8	$300,000	$37,500	$0	13.93%
Hobbs, NM (FHA\|USDA\|VA)	6	$300,000	$50,000	$0	14.03%
ST. CLOUD, MN (FHA\|USDA\|VA)	6	$300,000	$50,000	$0	13.20%
Mount Vernon, OH (FHA\|USDA\|VA)	7	$295,000	$42,143	$0	13.92%
PUNTA GORDA, FL (FHA\|USDA\|VA)	9	$295,000	$32,778	$0	12.46%
SPRINGFIELD, IL (FHA\|USDA\|VA)	9	$295,000	$32,778	$0	13.02%
LAKE CHARLES, LA (FHA\|USDA\|VA)	5	$295,000	$59,000	$0	13.34%
MONROE, MI (FHA\|USDA\|VA)	7	$295,000	$42,143	$0	14.35%
Jasper, AL (FHA\|USDA\|VA)	6	$290,000	$48,333	$0	14.53%
New Castle, PA (FHA\|USDA\|VA)	7	$285,000	$40,714	$0	13.56%
Prineville, OR (FHA\|USDA\|VA)	5	$285,000	$57,000	$0	14.69%
GREEN BAY, WI (FHA\|USDA\|VA)	10	$280,000	$28,000	$0	14.02%
Newport, OR (FHA\|USDA\|VA)	6	$280,000	$46,667	$0	12.16%
JOHNSON CITY, TN (FHA\|USDA\|VA)	9	$275,000	$30,556	$0	14.18%
BOWLING GREEN, KY (FHA\|USDA\|VA)	7	$275,000	$39,286	$0	12.49%
KANKAKEE, IL (FHA\|USDA\|VA)	7	$265,000	$37,857	$0	14.81%
HAMMOND, LA (FHA\|USDA\|VA)	5	$265,000	$53,000	$0	11.89%
AMES, IA (FHA\|USDA\|VA)	5	$265,000	$53,000	$0	13.59%
APPLETON, WI (FHA\|USDA\|VA)	5	$265,000	$53,000	$0	12.59%
Alexandria, MN (FHA\|USDA\|VA)	3	$255,000	$85,000	$0	11.99%
SIOUX CITY, IA-NE-SD (FHA\|USDA\|VA)	8	$250,000	$31,250	$0	13.05%
Holland, MI (FHA\|USDA\|VA)	4	$250,000	$62,500	$0	12.74%
SAGINAW, MI (FHA\|USDA\|VA)	10	$250,000	$25,000	$0	13.82%
Whitewater, WI (FHA\|USDA\|VA)	6	$250,000	$41,667	$0	14.16%
Sheridan, WY (FHA\|USDA\|VA)	3	$245,000	$81,667	$0	14.32%
ALTOONA, PA (FHA\|USDA\|VA)	5	$245,000	$49,000	$0	13.49%
MANSFIELD, OH (FHA\|USDA\|VA)	7	$245,000	$35,000	$0	12.10%
Heber, UT (FHA\|USDA\|VA)	3	$245,000	$81,667	$0	12.66%
GRAND ISLAND, NE (FHA\|USDA\|VA)	5	$245,000	$49,000	$0	13.69%
Wooster, OH (FHA\|USDA\|VA)	7	$245,000	$35,000	$0	13.13%
YUBA CITY, CA (FHA\|USDA\|VA)	4	$240,000	$60,000	$0	11.05%
FARMINGTON, NM (FHA\|USDA\|VA)	6	$240,000	$40,000	$0	13.49%
Hutchinson, MN (FHA\|USDA\|VA)	6	$240,000	$40,000	$0	13.20%
Defiance, OH (FHA\|USDA\|VA)	6	$240,000	$40,000	$0	13.28%
Klamath Falls, OR (FHA\|USDA\|VA)	6	$230,000	$38,333	$0	13.28%
SEBRING-AVON PARK, FL (FHA\|USDA\|VA)	8	$230,000	$28,750	$0	12.99%
LYNCHBURG, VA (FHA\|USDA\|VA)	5	$225,000	$45,000	$0	14.59%
CHARLOTTESVILLE, VA (FHA\|USDA\|VA)	3	$225,000	$75,000	$0	13.66%
Mountain Home, AR (FHA\|USDA\|VA)	5	$225,000	$45,000	$0	11.59%
OSHKOSH-NEENAH, WI (FHA\|USDA\|VA)	4	$220,000	$55,000	$0	13.80%
GETTYSBURG, PA (FHA\|USDA\|VA)	6	$220,000	$36,667	$0	12.70%
Cookeville, TN (FHA\|USDA\|VA)	5	$215,000	$43,000	$0	11.84%
CASPER, WY (FHA\|USDA\|VA)	5	$215,000	$43,000	$0	14.24%
Glenwood Springs, CO (FHA\|USDA\|VA)	5	$215,000	$43,000	$0	12.64%
Coos Bay, OR (FHA\|USDA\|VA)	5	$215,000	$43,000	$0	14.84%
Washington Court House, OH (FHA\|USDA\|VA)	5	$205,000	$41,000	$0	14.54%
Albertville, AL (FHA\|USDA\|VA)	7	$205,000	$29,286	$0	13.38%
LAWRENCE, KS (FHA\|USDA\|VA)	5	$205,000	$41,000	$0	14.19%
Harrison, AR (FHA\|USDA\|VA)	5	$205,000	$41,000	$0	14.29%
KINGSPORT-BRISTOL, TN-VA (FHA\|USDA\|VA)	9	$205,000	$22,778	$0	12.63%
TWIN FALLS, ID (FHA\|USDA\|VA)	3	$205,000	$68,333	$0	12.07%
Danville, KY (FHA\|USDA\|VA)	5	$205,000	$41,000	$0	13.84%
BLOOMINGTON, IL (FHA\|USDA\|VA)	6	$200,000	$33,333	$0	12.91%
Rochelle, IL (FHA\|USDA\|VA)	4	$200,000	$50,000	$0	12.55%
Albert Lea, MN (FHA\|USDA\|VA)	7	$195,000	$27,857	$0	12.60%
Salina, KS (FHA\|USDA\|VA)	5	$195,000	$39,000	$0	13.44%
Norfolk, NE (FHA\|USDA\|VA)	4	$190,000	$47,500	$0	13.18%
THE VILLAGES, FL (FHA\|USDA\|VA)	4	$190,000	$47,500	$0	13.80%
CORVALLIS, OR (FHA\|USDA\|VA)	2	$190,000	$95,000	$0	14.12%
WATERLOO-CEDAR FALLS, IA (FHA\|USDA\|VA)	5	$185,000	$37,000	$0	13.49%
STAUNTON, VA (FHA\|USDA\|VA)	5	$185,000	$37,000	$0	14.49%
FARGO, ND-MN (FHA\|USDA\|VA)	6	$180,000	$30,000	$0	14.66%
WINCHESTER, VA-WV (FHA\|USDA\|VA)	3	$175,000	$58,333	$0	14.66%
HANFORD-CORCORAN, CA (FHA\|USDA\|VA)	3	$175,000	$58,333	$0	11.74%
LIMA, OH (FHA\|USDA\|VA)	6	$170,000	$28,333	$0	13.57%
Tupelo, MS (FHA\|USDA\|VA)	2	$170,000	$85,000	$0	12.87%
Celina, OH (FHA\|USDA\|VA)	4	$170,000	$42,500	$0	13.68%
WAUSAU-WESTON, WI (FHA\|USDA\|VA)	4	$170,000	$42,500	$0	13.24%
DOTHAN, AL (FHA\|USDA\|VA)	5	$165,000	$33,000	$0	14.24%
Zanesville, OH (FHA\|USDA\|VA)	5	$165,000	$33,000	$0	14.04%
Sandusky, OH (FHA\|USDA\|VA)	7	$165,000	$23,571	$0	12.99%
Greenville, OH (FHA\|USDA\|VA)	5	$165,000	$33,000	$0	14.44%
Durant, OK (FHA\|USDA\|VA)	5	$165,000	$33,000	$0	13.04%
WHEELING, WV-OH (FHA\|USDA\|VA)	3	$165,000	$55,000	$0	13.74%
Steamboat Springs, CO (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	13.74%
Laurel, MS (FHA\|USDA\|VA)	4	$160,000	$40,000	$0	13.74%
Crossville, TN (FHA\|USDA\|VA)	4	$160,000	$40,000	$0	12.99%
WILLIAMSPORT, PA (FHA\|USDA\|VA)	4	$160,000	$40,000	$0	10.55%
Juneau, AK (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	12.49%
Astoria, OR (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	14.99%
Fort Morgan, CO (FHA\|USDA\|VA)	2	$160,000	$80,000	$0	13.99%
Meridian, MS (FHA\|USDA\|VA)	4	$160,000	$40,000	$0	11.99%
Nogales, AZ (FHA\|USDA\|VA)	6	$160,000	$26,667	$0	12.57%
GRAND FORKS, ND-MN (FHA\|USDA\|VA)	5	$155,000	$31,000	$0	13.14%
Spearfish, SD (FHA\|USDA\|VA)	3	$155,000	$51,667	$0	14.66%
Vernal, UT (FHA\|USDA\|VA)	3	$155,000	$51,667	$0	14.49%
Manitowoc, WI (FHA\|USDA\|VA)	4	$150,000	$37,500	$0	14.49%
Findlay, OH (FHA\|USDA\|VA)	4	$150,000	$37,500	$0	14.80%
JONESBORO, AR (FHA\|USDA\|VA)	4	$150,000	$37,500	$0	14.05%
SANTA FE, NM (FHA\|USDA\|VA)	4	$150,000	$37,500	$0	13.30%
Ashtabula, OH (FHA\|USDA\|VA)	6	$150,000	$25,000	$0	14.82%
Scottsbluff, NE (FHA\|USDA\|VA)	4	$150,000	$37,500	$0	14.05%
Columbus, NE (FHA\|USDA\|VA)	3	$145,000	$48,333	$0	14.66%
ALEXANDRIA, LA (FHA\|USDA\|VA)	5	$145,000	$29,000	$0	13.79%
Jackson, OH (FHA\|USDA\|VA)	3	$145,000	$48,333	$0	10.82%
Silver City, NM (FHA\|USDA\|VA)	3	$145,000	$48,333	$0	13.91%
Talladega-Sylacauga, AL (FHA\|USDA\|VA)	3	$145,000	$48,333	$0	11.57%
Batesville, AR (FHA\|USDA\|VA)	3	$145,000	$48,333	$0	14.16%
MANHATTAN, KS (FHA\|USDA\|VA)	5	$145,000	$29,000	$0	13.04%
HATTIESBURG, MS (FHA\|USDA\|VA)	3	$145,000	$48,333	$0	14.07%
Rock Springs, WY (FHA\|USDA\|VA)	4	$140,000	$35,000	$0	14.99%
Mayfield, KY (FHA\|USDA\|VA)	4	$140,000	$35,000	$0	14.12%
Ottawa, IL (FHA\|USDA\|VA)	6	$140,000	$23,333	$0	12.99%
Baraboo, WI (FHA\|USDA\|VA)	4	$140,000	$35,000	$0	14.99%
Dyersburg, TN (FHA\|USDA\|VA)	4	$140,000	$35,000	$0	14.37%
Marshalltown, IA (FHA\|USDA\|VA)	4	$140,000	$35,000	$0	14.80%
Aberdeen, SD (FHA\|USDA\|VA)	4	$140,000	$35,000	$0	11.93%
BISMARCK, ND (FHA\|USDA\|VA)	2	$140,000	$70,000	$0	13.62%
Cadillac, MI (FHA\|USDA\|VA)	3	$135,000	$45,000	$0	13.74%
Hermiston-Pendleton, OR (FHA\|USDA\|VA)	5	$135,000	$27,000	$0	13.89%
Greeneville, TN (FHA\|USDA\|VA)	5	$135,000	$27,000	$0	13.14%
Fort Payne, AL (FHA\|USDA\|VA)	3	$135,000	$45,000	$0	13.82%
Durango, CO (FHA\|USDA\|VA)	3	$135,000	$45,000	$0	14.16%
Arcadia, FL (FHA\|USDA\|VA)	3	$135,000	$45,000	$0	14.99%
Sunbury, PA (FHA\|USDA\|VA)	5	$135,000	$27,000	$0	14.59%
Brookings, OR (FHA\|USDA\|VA)	3	$135,000	$45,000	$0	13.41%
Norwalk, OH (FHA\|USDA\|VA)	4	$130,000	$32,500	$0	14.43%
DECATUR, IL (FHA\|USDA\|VA)	4	$130,000	$32,500	$0	12.24%
Salem, OH (FHA\|USDA\|VA)	4	$130,000	$32,500	$0	12.93%
Fremont, NE (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	11.74%
DUBUQUE, IA (FHA\|USDA\|VA)	2	$130,000	$65,000	$0	12.49%
TEXARKANA, TX-AR (FHA\|USDA\|VA)	3	$125,000	$41,667	$0	12.41%
Faribault-Northfield, MN (FHA\|USDA\|VA)	5	$125,000	$25,000	$0	13.59%
Berlin, NH (FHA\|USDA\|VA)	3	$125,000	$41,667	$0	13.49%
LEBANON, PA (FHA\|USDA\|VA)	5	$125,000	$25,000	$0	11.54%
Sterling, IL (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	13.62%
Frankfort, KY (FHA\|USDA\|VA)	4	$120,000	$30,000	$0	12.68%
Alexander City, AL (FHA\|USDA\|VA)	2	$120,000	$60,000	$0	11.74%
Meadville, PA (FHA\|USDA\|VA)	4	$120,000	$30,000	$0	14.12%
Cambridge, OH (FHA\|USDA\|VA)	3	$115,000	$38,333	$0	14.16%
Coffeyville, KS (FHA\|USDA\|VA)	3	$115,000	$38,333	$0	11.24%
Safford, AZ (FHA\|USDA\|VA)	3	$115,000	$38,333	$0	12.32%
OWENSBORO, KY (FHA\|USDA\|VA)	3	$115,000	$38,333	$0	12.49%
Ontario, OR-ID (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	12.99%
Ukiah, CA (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	12.49%
Shawnee, OK (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	10.99%
McPherson, KS (FHA\|USDA\|VA)	2	$110,000	$55,000	$0	10.49%
Clewiston, FL (FHA\|USDA\|VA)	4	$110,000	$27,500	$0	14.18%
Portsmouth, OH (FHA\|USDA\|VA)	3	$105,000	$35,000	$0	13.32%
Evanston, WY (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	9.99%
Tiffin, OH (FHA\|USDA\|VA)	3	$105,000	$35,000	$0	14.49%
EVANSVILLE, IN-KY (FHA\|USDA\|VA)	3	$105,000	$35,000	$0	13.41%
Fairfield, IA (FHA\|USDA\|VA)	3	$105,000	$35,000	$0	14.99%
Willmar, MN (FHA\|USDA\|VA)	5	$105,000	$21,000	$0	14.59%
Worthington, MN (FHA\|USDA\|VA)	3	$105,000	$35,000	$0	14.24%
Fergus Falls, MN (FHA\|USDA\|VA)	3	$105,000	$35,000	$0	14.99%
Ottawa, KS (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	14.49%
Maysville, KY (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	9.99%
Blackfoot, ID (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	13.49%
OLYMPIA-LACEY-TUMWATER, WA (FHA\|USDA\|VA)	1	$105,000	$105,000	$0	7.57%
Coshocton, OH (FHA\|USDA\|VA)	3	$105,000	$35,000	$0	14.49%
Okeechobee, FL (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	11.37%
Edwards, CO (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	13.49%
Hutchinson, KS (FHA\|USDA\|VA)	4	$100,000	$25,000	$0	13.43%
WEIRTON-STEUBENVILLE, WV-OH (FHA\|USDA\|VA)	4	$100,000	$25,000	$0	13.24%
Marquette, MI (FHA\|USDA\|VA)	4	$100,000	$25,000	$0	15.12%
Bucyrus-Galion, OH (FHA\|USDA\|VA)	4	$100,000	$25,000	$0	13.93%
Paris, TN (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	13.74%
CARBONDALE-MARION, IL (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	11.99%
Beatrice, NE (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	14.99%
SHEBOYGAN, WI (FHA\|USDA\|VA)	2	$100,000	$50,000	$0	12.87%
Brookings, SD (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	10.99%
Wauchula, FL (FHA\|USDA\|VA)	3	$95,000	$31,667	$0	14.99%
Fremont, OH (FHA\|USDA\|VA)	3	$95,000	$31,667	$0	15.07%
Ruston, LA (FHA\|USDA\|VA)	1	$95,000	$95,000	$0	14.99%
McAlester, OK (FHA\|USDA\|VA)	3	$95,000	$31,667	$0	12.07%
Ponca City, OK (FHA\|USDA\|VA)	3	$95,000	$31,667	$0	13.41%
Marietta, OH (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	13.49%
Urbana, OH (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	12.49%
Malvern, AR (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	14.24%
Freeport, IL (FHA\|USDA\|VA)	4	$90,000	$22,500	$0	10.62%
Craig, CO (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	13.87%
Liberal, KS (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	13.12%
Spencer, IA (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	14.12%
Mount Pleasant, MI (FHA\|USDA\|VA)	2	$90,000	$45,000	$0	14.24%
Brainerd, MN (FHA\|USDA\|VA)	1	$85,000	$85,000	$0	14.74%
Portales, NM (FHA\|USDA\|VA)	3	$85,000	$28,333	$0	13.49%
Glasgow, KY (FHA\|USDA\|VA)	3	$85,000	$28,333	$0	12.57%
Bardstown, KY (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	14.99%
Lewisburg, TN (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	14.99%
Storm Lake, IA (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	14.99%
Columbus, MS (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	14.99%
Taylorville, IL (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	14.24%
Ozark, AL (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	12.24%
BAY CITY, MI (FHA\|USDA\|VA)	4	$80,000	$20,000	$0	14.55%
Lake City, FL (FHA\|USDA\|VA)	4	$80,000	$20,000	$0	14.30%
Tullahoma-Manchester, TN (FHA\|USDA\|VA)	4	$80,000	$20,000	$0	13.24%
Beaver Dam, WI (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	14.49%
Hays, KS (FHA\|USDA\|VA)	4	$80,000	$20,000	$0	12.49%
Minot, ND (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	14.62%
Cañon City, CO (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	14.74%
Sandpoint, ID (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	13.87%
IDAHO FALLS, ID (FHA\|USDA\|VA)	2	$80,000	$40,000	$0	14.37%
Gillette, WY (FHA\|USDA\|VA)	4	$80,000	$20,000	$0	13.93%
Enterprise, AL (FHA\|USDA\|VA)	3	$75,000	$25,000	$0	14.16%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA\|USDA\|VA)	3	$75,000	$25,000	$0	14.16%
Jackson, WY-ID (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	10.99%
ENID, OK (FHA\|USDA\|VA)	3	$75,000	$25,000	$0	14.66%
Cullman, AL (FHA\|USDA\|VA)	3	$75,000	$25,000	$0	14.99%
Sturgis, MI (FHA\|USDA\|VA)	3	$75,000	$25,000	$0	14.66%
Shelbyville, TN (FHA\|USDA\|VA)	3	$75,000	$25,000	$0	14.49%
Muscatine, IA (FHA\|USDA\|VA)	3	$75,000	$25,000	$0	14.07%
Van Wert, OH (FHA\|USDA\|VA)	3	$75,000	$25,000	$0	14.91%
MANKATO, MN (FHA\|USDA\|VA)	3	$75,000	$25,000	$0	13.41%
Dickinson, ND (FHA\|USDA\|VA)	1	$75,000	$75,000	$0	9.49%
New Philadelphia-Dover, OH (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	14.99%
Huron, SD (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	13.24%
Sayre, PA (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	14.74%
Richmond-Berea, KY (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	12.74%
Bradford, PA (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	12.12%
Wisconsin Rapids-Marshfield, WI (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	14.99%
El Dorado, AR (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	10.87%
Yankton, SD (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	10.12%
FOND DU LAC, WI (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	14.62%
Crescent City, CA (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	11.74%
Bartlesville, OK (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	12.62%
Miami, OK (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	14.99%
MIDLAND, MI (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	13.49%
PINE BLUFF, AR (FHA\|USDA\|VA)	2	$70,000	$35,000	$0	13.74%
Owatonna, MN (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	12.99%
La Grande, OR (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	13.74%
Fort Dodge, IA (FHA\|USDA\|VA)	3	$65,000	$21,667	$0	14.07%
DANVILLE, IL (FHA\|USDA\|VA)	3	$65,000	$21,667	$0	14.66%
Chillicothe, OH (FHA\|USDA\|VA)	3	$65,000	$21,667	$0	11.57%
Somerset, PA (FHA\|USDA\|VA)	3	$65,000	$21,667	$0	14.32%
Red Bluff, CA (FHA\|USDA\|VA)	2	$60,000	$30,000	$0	13.99%
Danville, VA (FHA\|USDA\|VA)	2	$60,000	$30,000	$0	14.99%
BLOOMSBURG-BERWICK, PA (FHA\|USDA\|VA)	2	$60,000	$30,000	$0	14.99%
Eureka-Arcata, CA (FHA\|USDA\|VA)	2	$60,000	$30,000	$0	14.99%
LA CROSSE-ONALASKA, WI-MN (FHA\|USDA\|VA)	2	$60,000	$30,000	$0	14.99%
Kearney, NE (FHA\|USDA\|VA)	2	$60,000	$30,000	$0	13.37%
Carlsbad-Artesia, NM (FHA\|USDA\|VA)	2	$60,000	$30,000	$0	14.87%
POCATELLO, ID (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	12.99%
JOHNSTOWN, PA (FHA\|USDA\|VA)	3	$55,000	$18,333	$0	13.99%
Ketchikan, AK (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	14.74%
Hastings, NE (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	9.49%
Grand Rapids, MN (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	10.99%
McMinnville, TN (FHA\|USDA\|VA)	3	$55,000	$18,333	$0	14.82%
Morgan City, LA (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	14.24%
Paragould, AR (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	14.99%
Picayune, MS (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	14.49%
Clovis, NM (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	14.99%
Atmore, AL (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	12.99%
Atchison, KS (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	13.99%
Ashland, OH (FHA\|USDA\|VA)	3	$55,000	$18,333	$0	14.82%
Wapakoneta, OH (FHA\|USDA\|VA)	3	$55,000	$18,333	$0	14.57%
Alma, MI (FHA\|USDA\|VA)	3	$55,000	$18,333	$0	13.82%
Winona, MN (FHA\|USDA\|VA)	1	$55,000	$55,000	$0	13.49%
Clearlake, CA (FHA\|USDA\|VA)	2	$50,000	$25,000	$0	15.49%
Austin, MN (FHA\|USDA\|VA)	2	$50,000	$25,000	$0	14.74%
Mason City, IA (FHA\|USDA\|VA)	4	$50,000	$12,500	$0	14.43%
LAWTON, OK (FHA\|USDA\|VA)	2	$50,000	$25,000	$0	12.37%
Fort Madison-Keokuk, IA-IL-MO (FHA\|USDA\|VA)	2	$50,000	$25,000	$0	13.62%
Warren, PA (FHA\|USDA\|VA)	2	$50,000	$25,000	$0	14.99%
Ardmore, OK (FHA\|USDA\|VA)	2	$50,000	$25,000	$0	13.62%
Paducah, KY-IL (FHA\|USDA\|VA)	2	$50,000	$25,000	$0	14.74%
Sidney, OH (FHA\|USDA\|VA)	2	$50,000	$25,000	$0	14.62%
Dayton, TN (FHA\|USDA\|VA)	2	$50,000	$25,000	$0	12.49%
Selinsgrove, PA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	11.99%
Campbellsville, KY (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	14.49%
Mount Vernon, IL (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	11.74%
BLACKSBURG-CHRISTIANSBURG, VA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	13.74%
Point Pleasant, WV-OH (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	8.74%
Opelousas, LA (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	14.49%
ANNISTON-OXFORD, AL (FHA\|USDA\|VA)	3	$45,000	$15,000	$0	12.07%
Murray, KY (FHA\|USDA\|VA)	3	$45,000	$15,000	$0	10.24%
Watertown-Fort Atkinson, WI (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	9.99%
Española, NM (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	13.74%
Wilmington, OH (FHA\|USDA\|VA)	1	$45,000	$45,000	$0	14.99%
Stillwater, OK (FHA\|USDA\|VA)	2	$40,000	$20,000	$0	14.99%
Watertown, SD (FHA\|USDA\|VA)	2	$40,000	$20,000	$0	14.49%
Escanaba, MI (FHA\|USDA\|VA)	2	$40,000	$20,000	$0	10.62%
Quincy, IL-MO (FHA\|USDA\|VA)	2	$40,000	$20,000	$0	12.37%
Stevens Point, WI (FHA\|USDA\|VA)	2	$40,000	$20,000	$0	14.74%
Huntingdon, PA (FHA\|USDA\|VA)	2	$40,000	$20,000	$0	14.49%
DuBois, PA (FHA\|USDA\|VA)	2	$40,000	$20,000	$0	14.87%
Duncan, OK (FHA\|USDA\|VA)	2	$40,000	$20,000	$0	11.62%
Central City, KY (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	9.49%
Coldwater, MI (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	14.49%
Mount Sterling, KY (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	14.99%
Guymon, OK (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	13.24%
Alamogordo, NM (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	12.99%
Marshall, MN (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	14.99%
Parsons, KS (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	13.49%
LaGrange, GA-AL (FHA\|USDA\|VA)	1	$35,000	$35,000	$0	14.24%
Union City, TN (FHA\|USDA\|VA)	2	$30,000	$15,000	$0	14.24%
Marinette, WI-MI (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	13.74%
Scottsboro, AL (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	14.49%
Big Rapids, MI (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	7.99%
Centralia, IL (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	14.99%
Tahlequah, OK (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	12.49%
Platteville, WI (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	14.24%
Pierre, SD (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	13.49%
Dixon, IL (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	12.74%
Jennings, LA (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	12.99%
Ottumwa, IA (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	11.24%
Effingham, IL (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	14.99%
Newport, TN (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	14.99%
Emporia, KS (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	13.99%
Altus, OK (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	14.99%
Jamestown, ND (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	14.99%
Forrest City, AR (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	14.99%
Weatherford, OK (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	10.24%
Galesburg, IL (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	12.74%
Lock Haven, PA (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	14.99%
Lewistown, PA (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	14.49%
Indiana, PA (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	14.24%
YAKIMA, WA (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	9.50%
Greenwood, MS (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	12.74%
Sonora, CA (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	13.74%
SOUTH BEND-MISHAWAKA, IN-MI (FHA\|USDA\|VA)	1	$25,000	$25,000	$0	14.24%
Selma, AL (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	14.49%
Ada, OK (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	14.49%
Carroll, IA (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	14.99%
Camden, AR (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	14.24%
COLUMBUS, GA-AL (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	13.49%
Lawrenceburg, TN (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	7.99%
Muskogee, OK (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	14.99%
Great Bend, KS (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	14.49%
Elk City, OK (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	14.99%
Big Stone Gap, VA (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	14.99%
Price, UT (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	14.99%
Riverton, WY (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	13.99%
Martin, TN (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	14.99%
The Dalles, OR (FHA\|USDA\|VA)	1	$15,000	$15,000	$0	13.24%
Deming, NM (FHA\|USDA\|VA)	1	$5,000	$5,000	$0	14.24%
Ludington, MI (FHA\|USDA\|VA)	1	$5,000	$5,000	$0	14.24%

Coastal Community Bank's top markets include Seattle, Los Angeles, Phoenix, Miami, and Chicago among others.

Their top states include:

California (FHA|USDA|VA)

Washington (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Arizona (FHA|USDA|VA)

Ohio (FHA|USDA|VA)

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
HELOC	12,403	$683,255,000	$55,088	n/a	13.24%
Conventional	61	$127,205,000	$2,085,328	$6,569	6.71%

For 2023, Coastal Community Bank's most frequently originated type of loan was HELOC, with 12,403 originations. Their 2nd most popular type was Conventional, with 61 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Other	7,669	$385,835,000	$50,311	$950	13.54%
Home Improvement	4,729	$295,005,000	$62,382	$0	12.74%
Home Purchase	44	$89,620,000	$2,036,818	$7,477	6.94%
Refi	21	$39,195,000	$1,866,429	$0	6.88%
Cash Out Refi	1	$805,000	$805,000	$10,544	6.50%

For 2023, Coastal Community Bank's most frequently cited loan purpose was Other, with 7,669 originations. The 2nd most popular reason was Home Improvement, with 4,729 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
15 Year	12,362	$673,430,000	$54,476	$0	13.25%
10 Year	64	$48,710,000	$761,094	$0	7.81%
5 Year	25	$72,985,000	$2,919,400	$0	7.10%
30 Year	7	$4,965,000	$709,286	$8,143	6.23%
Other	5	$9,965,000	$1,993,000	$3,910	7.37%
30+ year	1	$405,000	$405,000	$3,529	5.88%

For 2023, Coastal Community Bank's most frequently cited loan duration was 15 Year, with 12,362 originations. The 2nd most popular length was 10 Year, with 64 originations.

Origination Fees/Closing Costs

Origination Fee/Closing Cost	Originations	Total Value	Average Loan
$<1k	5	$1,485,000	$297,000
$5k+	4	$3,200,000	$800,000
$2k-3k	1	$785,000	$785,000
$4k-5k	1	$885,000	$885,000

Coastal Community Bank's average total fees were $8,143, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5 originations.

Interest Rates

Loan Rate	Originations	Total Value	Average Loan
Over 8%	11,923	$664,685,000	$55,748
7-8%	477	$34,545,000	$72,421
6-7%	36	$80,070,000	$2,224,167
5-6%	26	$31,120,000	$1,196,923
4-5%	2	$40,000	$20,000

During 2023, Coastal Community Bank's average interest rate for loans was 6.23%, while their most frequently originated rate bucket for loans was Over 8%, with 11,923 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100,000 or less	10,567	$437,405,000	$41,393	$1,253	13.52%
$100k-200k	1,596	$183,480,000	$114,962	$0	11.82%
$200k-400k	249	$60,415,000	$242,631	$1,975	9.90%
$1MM+	22	$110,750,000	$5,034,091	$14,937	6.57%
$400k-600k	17	$8,325,000	$489,706	$3,419	7.16%
$600k-1MM	13	$10,085,000	$775,769	$9,056	7.06%

2023 saw Coastal Community Bank place emphasis on $100,000 or less loans with 10,567 originations, totaling $437,405,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100k-150k	3,282	$172,500,000	$52,559	$0	13.41%
$150k-250k	2,627	$181,745,000	$69,183	$5,899	13.00%
$75k-100k	2,297	$99,175,000	$43,176	$6,680	13.43%
$50k-75k	2,042	$71,650,000	$35,088	$0	13.52%
$250k+	1,406	$144,590,000	$102,838	$8,098	12.42%
$50k or less	756	$19,240,000	$25,450	$0	13.37%

Coastal Community Bank lent most frequently to those with incomes in the $100k-150k range, with 3,282 originations. The second most popular income band? $150k-250k, with 2,627 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
50-60%	3,070	$146,320,000	$47,661	$0	13.76%
20-30%	2,035	$116,495,000	$57,246	$9,326	12.65%
30-36%	1,873	$108,425,000	$57,888	$2,866	12.87%
<20%	923	$54,255,000	$58,781	$0	12.22%
49%	433	$37,945,000	$87,633	$14,937	12.79%
42%	342	$19,090,000	$55,819	$6,924	13.46%
43%	335	$19,345,000	$57,746	$0	13.33%
36%	334	$18,040,000	$54,012	$0	13.37%
37%	330	$17,600,000	$53,333	$0	13.45%
44%	325	$17,285,000	$53,185	$0	13.64%
45%	316	$17,660,000	$55,886	$0	13.72%
41%	316	$17,400,000	$55,063	$0	13.55%
39%	312	$17,990,000	$57,660	$0	13.47%
38%	303	$16,225,000	$53,548	$0	13.54%
40%	298	$17,160,000	$57,584	$0	13.49%
48%	296	$15,730,000	$53,142	$0	13.73%
46%	292	$15,990,000	$54,760	$0	13.90%
47%	279	$15,645,000	$56,075	$3,529	13.81%
>60%	1	$705,000	$705,000	$9,830	7.75%

Coastal Community Bank lent most frequently to those with DTI ratios of 50-60%, with 3,070 originations. The next most common DTI ratio? 20-30%, with 2,035 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
White	7,934	$428,570,000	$54,017	$6,735	13.26%
Not provided	2,879	$170,905,000	$59,363	$6,256	13.13%
Not applicable	49	$120,435,000	$2,457,857	$0	6.78%
Black	846	$40,520,000	$47,896	$0	13.46%
Filipino	152	$9,270,000	$60,987	$0	13.36%
Asian Indian	116	$8,010,000	$69,052	$0	13.02%
American Indian	122	$5,620,000	$46,066	$0	13.61%
Asian	55	$5,605,000	$101,909	$6,064	12.55%
Other Asian	87	$5,565,000	$63,966	$0	12.76%
Vietnamese	60	$4,970,000	$82,833	$0	12.50%
Chinese	45	$3,055,000	$67,889	$0	12.56%
Korean	42	$3,010,000	$71,667	$0	13.00%
Other Pacific Islander	24	$1,620,000	$67,500	$0	13.56%
Japanese	19	$1,515,000	$79,737	$0	12.17%
Native Hawaiian or Islander	18	$880,000	$48,889	$0	13.84%
Native Hawaiian	7	$455,000	$65,000	$0	12.92%
Samoan	6	$370,000	$61,667	$0	13.32%
Guamanian	3	$85,000	$28,333	$0	14.32%

Approval Rates

Total approvals of all applications
98.43%

Coastal Community Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
-21.85%

Coastal Community Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points	Originations	Total Value	Average Loan
NA	12,464	$810,460,000	$65,024

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	12,464	$810,460,000	$65,024

LTV Distribution

Loan to Value	Originations	Total Value	Average Loan	Average Fees	Average Rate
20-40%	2,937	$236,855,000	$80,645	$647	12.60%
40-60%	37	$28,235,000	$763,108	$10,544	9.17%
60-80%	39	$100,075,000	$2,566,026	$8,286	7.67%
80-100%	5	$2,185,000	$437,000	$6,128	7.50%
Under 20%	9,446	$443,110,000	$46,910	$1,253	13.43%