Coastal Community Bank Mortgage Rates, Fees & Info

EVERETT, WA

LEI: 5493001GCBD5XGNIC815

Tax ID: 91-1811848

5 stars - Updated: 5/20/24 - out of 5 stars, based on 112 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Coastal Community Bank is a smaller bank specializing in Other and Home Improvement loans. Coastal Community Bank has an average proportion of conventional loans. Their top markets by origination volume include: Seattle, Los Angeles, Phoenix, Miami, and Chicago among others. We have data for 544 markets. (Some data included below & more in-depth data is available with an active subscription.)

Coastal Community Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Coastal Community Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

12,464

Origination Dollar Volume (All Markets)

$810,460,000

Relative Rate

Coastal Community Bank's average 30 year fixed mortgage rate was 6.23%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of -0.25%.

Relative Fees (Closing Costs)

Coastal Community Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $8,143.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 66 $64,490,000 $977,121 $6,714 7.55%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 599 $58,115,000 $97,020 $0 12.48%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 606 $38,550,000 $63,614 $0 13.11%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 574 $35,900,000 $62,544 $0 12.94%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 529 $26,855,000 $50,766 $0 13.34%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 355 $24,915,000 $70,183 $0 13.05%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 3 $23,365,000 $7,788,333 $0 7.40%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $19,710,000 $9,855,000 $0 6.25%
Outside of Metro Areas 459 $18,825,000 $41,013 $0 13.51%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 279 $18,275,000 $65,502 $0 13.11%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 362 $18,140,000 $50,110 $0 13.18%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 265 $17,925,000 $67,642 $0 13.48%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 318 $16,680,000 $52,453 $0 13.38%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 277 $15,025,000 $54,242 $0 13.60%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 261 $12,165,000 $46,609 $0 13.51%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 132 $11,810,000 $89,470 $0 12.57%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 116 $11,630,000 $100,259 $0 12.04%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 199 $10,815,000 $54,347 $0 13.32%
Ellensburg, WA (FHA|USDA|VA) 3 $9,905,000 $3,301,667 $10,053 6.35%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 138 $9,820,000 $71,159 $0 12.91%
COLUMBUS, OH (FHA|USDA|VA) 193 $9,095,000 $47,124 $0 13.73%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 191 $8,515,000 $44,581 $0 13.30%
JACKSONVILLE, FL (FHA|USDA|VA) 140 $7,850,000 $56,071 $0 12.97%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 131 $7,495,000 $57,214 $3,303 13.47%
BELLINGHAM, WA (FHA|USDA|VA) 3 $7,425,000 $2,475,000 $0 7.12%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 148 $7,170,000 $48,446 $0 13.45%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 169 $7,055,000 $41,746 $0 13.55%
TUCSON, AZ (FHA|USDA|VA) 91 $6,195,000 $68,077 $0 12.77%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 103 $5,175,000 $50,243 $0 13.22%
SALT LAKE CITY, UT (FHA|USDA|VA) 79 $5,145,000 $65,127 $0 13.52%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 39 $5,095,000 $130,641 $0 11.63%
PITTSBURGH, PA (FHA|USDA|VA) 111 $4,775,000 $43,018 $0 13.36%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 111 $4,735,000 $42,658 $0 13.28%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 82 $4,630,000 $56,463 $0 13.05%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 99 $4,455,000 $45,000 $0 13.33%
STOCKTON, CA (FHA|USDA|VA) 54 $4,200,000 $77,778 $0 12.79%
OKLAHOMA CITY, OK (FHA|USDA|VA) 98 $3,980,000 $40,612 $0 13.19%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 54 $3,920,000 $72,593 $0 13.12%
FRESNO, CA (FHA|USDA|VA) 56 $3,740,000 $66,786 $0 12.93%
KNOXVILLE, TN (FHA|USDA|VA) 81 $3,735,000 $46,111 $0 13.62%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 73 $3,495,000 $47,877 $0 13.51%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 91 $3,225,000 $35,440 $0 13.09%
LOUISVILLE, KY (FHA|USDA|VA) 71 $3,125,000 $44,014 $0 13.45%
ALBUQUERQUE, NM (FHA|USDA|VA) 64 $3,110,000 $48,594 $0 13.42%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 60 $3,110,000 $51,833 $0 12.77%
PORT ST. LUCIE, FL (FHA|USDA|VA) 67 $3,105,000 $46,343 $0 13.63%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 60 $3,040,000 $50,667 $0 13.39%
KANSAS CITY, MO-KS (FHA|USDA|VA) 72 $3,000,000 $41,667 $0 13.22%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 68 $3,000,000 $44,118 $0 13.65%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 39 $2,975,000 $76,282 $0 12.81%
BAKERSFIELD, CA (FHA|USDA|VA) 58 $2,930,000 $50,517 $0 13.39%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 55 $2,885,000 $52,455 $0 13.66%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 65 $2,805,000 $43,154 $0 13.98%
PROVO-OREM, UT (FHA|USDA|VA) 41 $2,765,000 $67,439 $0 13.03%
AKRON, OH (FHA|USDA|VA) 64 $2,640,000 $41,250 $0 13.80%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 52 $2,640,000 $50,769 $0 12.92%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 62 $2,590,000 $41,774 $0 13.39%
Oak Harbor, WA (FHA|USDA|VA) 9 $2,535,000 $281,667 $8,598 8.54%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 42 $2,500,000 $59,524 $0 13.21%
ANCHORAGE, AK (FHA|USDA|VA) 43 $2,465,000 $57,326 $0 12.64%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 40 $2,440,000 $61,000 $0 13.13%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 36 $2,390,000 $66,389 $0 13.31%
COLORADO SPRINGS, CO (FHA|USDA|VA) 38 $2,320,000 $61,053 $0 13.29%
TULSA, OK (FHA|USDA|VA) 56 $2,260,000 $40,357 $0 13.17%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 44 $2,230,000 $50,682 $0 13.37%
VALLEJO, CA (FHA|USDA|VA) 24 $2,200,000 $91,667 $0 12.88%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $2,115,000 $2,115,000 $0 6.21%
WACO, TX (FHA|USDA|VA) 1 $2,105,000 $2,105,000 $0 7.63%
SALEM, OR (FHA|USDA|VA) 37 $2,105,000 $56,892 $0 13.54%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 50 $2,060,000 $41,200 $0 14.01%
FORT COLLINS, CO (FHA|USDA|VA) 30 $1,970,000 $65,667 $0 13.10%
TOLEDO, OH (FHA|USDA|VA) 52 $1,910,000 $36,731 $0 13.75%
MODESTO, CA (FHA|USDA|VA) 35 $1,855,000 $53,000 $0 13.33%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 50 $1,850,000 $37,000 $0 13.34%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 44 $1,830,000 $41,591 $0 13.70%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 38 $1,770,000 $46,579 $0 12.52%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 29 $1,705,000 $58,793 $0 13.37%
WENATCHEE, WA (FHA|USDA|VA) 1 $1,695,000 $1,695,000 $0 8.00%
GREELEY, CO (FHA|USDA|VA) 31 $1,685,000 $54,355 $0 12.80%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 40 $1,640,000 $41,000 $0 13.45%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 35 $1,625,000 $46,429 $0 13.15%
LANCASTER, PA (FHA|USDA|VA) 32 $1,600,000 $50,000 $0 13.64%
HUNTSVILLE, AL (FHA|USDA|VA) 33 $1,575,000 $47,727 $0 13.71%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 28 $1,530,000 $54,643 $0 13.30%
OCALA, FL (FHA|USDA|VA) 37 $1,525,000 $41,216 $0 12.79%
RICHMOND, VA (FHA|USDA|VA) 25 $1,515,000 $60,600 $0 13.63%
SIOUX FALLS, SD (FHA|USDA|VA) 32 $1,500,000 $46,875 $0 13.13%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 29 $1,415,000 $48,793 $0 13.07%
YORK-HANOVER, PA (FHA|USDA|VA) 36 $1,410,000 $39,167 $0 13.25%
READING, PA (FHA|USDA|VA) 30 $1,380,000 $46,000 $0 13.06%
EAST STROUDSBURG, PA (FHA|USDA|VA) 27 $1,365,000 $50,556 $0 13.83%
ST. GEORGE, UT (FHA|USDA|VA) 16 $1,360,000 $85,000 $0 12.90%
ST. LOUIS, MO-IL (FHA|USDA|VA) 41 $1,345,000 $32,805 $0 13.91%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 25 $1,325,000 $53,000 $0 12.73%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 16 $1,320,000 $82,500 $0 13.24%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 27 $1,315,000 $48,704 $0 13.36%
SALINAS, CA (FHA|USDA|VA) 14 $1,310,000 $93,571 $0 12.13%
BATON ROUGE, LA (FHA|USDA|VA) 26 $1,280,000 $49,231 $0 13.63%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 27 $1,265,000 $46,852 $0 14.31%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 30 $1,260,000 $42,000 $0 13.79%
DAYTON-KETTERING, OH (FHA|USDA|VA) 39 $1,225,000 $31,410 $0 13.77%
WICHITA, KS (FHA|USDA|VA) 37 $1,215,000 $32,838 $0 12.71%
CANTON-MASSILLON, OH (FHA|USDA|VA) 34 $1,160,000 $34,118 $0 13.84%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 17 $1,155,000 $67,941 $0 12.56%
ANN ARBOR, MI (FHA|USDA|VA) 20 $1,130,000 $56,500 $0 12.94%
ROCKFORD, IL (FHA|USDA|VA) 30 $1,090,000 $36,333 $0 13.58%
VISALIA, CA (FHA|USDA|VA) 22 $1,070,000 $48,636 $0 13.22%
FLINT, MI (FHA|USDA|VA) 25 $1,055,000 $42,200 $0 13.63%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 11 $1,035,000 $94,091 $0 12.35%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 28 $1,010,000 $36,071 $0 13.11%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 19 $1,005,000 $52,895 $0 13.28%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 13 $985,000 $75,769 $0 13.39%
Augusta-Waterville, ME (FHA|USDA|VA) 20 $940,000 $47,000 $0 12.95%
YUMA, AZ (FHA|USDA|VA) 22 $920,000 $41,818 $0 13.63%
EL CENTRO, CA (FHA|USDA|VA) 13 $915,000 $70,385 $0 12.57%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 28 $890,000 $31,786 $0 13.44%
GRAND JUNCTION, CO (FHA|USDA|VA) 23 $875,000 $38,043 $0 12.79%
Traverse City, MI (FHA|USDA|VA) 14 $870,000 $62,143 $0 12.58%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 10 $870,000 $87,000 $0 11.99%
LAFAYETTE, LA (FHA|USDA|VA) 21 $865,000 $41,190 $0 13.23%
Sevierville, TN (FHA|USDA|VA) 11 $845,000 $76,818 $0 12.79%
MONTGOMERY, AL (FHA|USDA|VA) 17 $835,000 $49,118 $0 13.49%
FORT SMITH, AR-OK (FHA|USDA|VA) 23 $835,000 $36,304 $0 13.85%
JACKSON, MS (FHA|USDA|VA) 20 $830,000 $41,500 $0 12.90%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 16 $830,000 $51,875 $0 13.24%
Truckee-Grass Valley, CA (FHA|USDA|VA) 10 $830,000 $83,000 $0 12.14%
MERCED, CA (FHA|USDA|VA) 13 $815,000 $62,692 $0 13.30%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 26 $800,000 $30,769 $0 14.01%
Key West, FL (FHA|USDA|VA) 9 $795,000 $88,333 $0 13.13%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 16 $790,000 $49,375 $0 13.44%
PEORIA, IL (FHA|USDA|VA) 28 $780,000 $27,857 $0 13.17%
Concord, NH (FHA|USDA|VA) 11 $765,000 $69,545 $0 12.81%
LAS CRUCES, NM (FHA|USDA|VA) 15 $765,000 $51,000 $0 13.77%
BOULDER, CO (FHA|USDA|VA) 9 $745,000 $82,778 $0 12.30%
BOISE CITY, ID (FHA|USDA|VA) 13 $745,000 $57,308 $0 13.62%
NILES, MI (FHA|USDA|VA) 15 $715,000 $47,667 $0 14.06%
GRANTS PASS, OR (FHA|USDA|VA) 12 $710,000 $59,167 $0 12.30%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 7 $705,000 $100,714 $0 12.49%
MOBILE, AL (FHA|USDA|VA) 24 $690,000 $28,750 $0 13.41%
LINCOLN, NE (FHA|USDA|VA) 18 $670,000 $37,222 $0 13.55%
Roseburg, OR (FHA|USDA|VA) 15 $655,000 $43,667 $0 13.49%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 14 $640,000 $45,714 $0 14.03%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 16 $640,000 $40,000 $0 13.24%
BANGOR, ME (FHA|USDA|VA) 14 $640,000 $45,714 $0 13.62%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 16 $620,000 $38,750 $0 13.72%
REDDING, CA (FHA|USDA|VA) 11 $615,000 $55,909 $0 13.33%
MADISON, WI (FHA|USDA|VA) 10 $600,000 $60,000 $0 13.82%
DECATUR, AL (FHA|USDA|VA) 11 $595,000 $54,091 $0 13.35%
Pottsville, PA (FHA|USDA|VA) 19 $595,000 $31,316 $0 13.13%
PANAMA CITY, FL (FHA|USDA|VA) 12 $590,000 $49,167 $0 13.47%
BEND, OR (FHA|USDA|VA) 10 $580,000 $58,000 $0 13.32%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 12 $570,000 $47,500 $0 13.41%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 11 $545,000 $49,545 $0 12.15%
TALLAHASSEE, FL (FHA|USDA|VA) 18 $540,000 $30,000 $0 12.50%
PUEBLO, CO (FHA|USDA|VA) 10 $530,000 $53,000 $0 13.07%
Adrian, MI (FHA|USDA|VA) 12 $530,000 $44,167 $0 13.72%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $525,000 $525,000 $3,310 5.88%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $525,000 $525,000 $0 7.38%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 12 $520,000 $43,333 $0 13.34%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 11 $515,000 $46,818 $0 12.72%
FLAGSTAFF, AZ (FHA|USDA|VA) 8 $510,000 $63,750 $0 13.05%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 16 $510,000 $31,875 $0 13.13%
Outside of Metro Areas 7 $505,000 $72,143 $0 12.92%
Aberdeen, WA (FHA|USDA|VA) 1 $505,000 $505,000 $0 6.59%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 14 $490,000 $35,000 $0 13.47%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 10 $480,000 $48,000 $0 13.39%
LOGAN, UT-ID (FHA|USDA|VA) 8 $480,000 $60,000 $0 11.96%
MORRISTOWN, TN (FHA|USDA|VA) 14 $480,000 $34,286 $0 14.74%
Keene, NH (FHA|USDA|VA) 10 $480,000 $48,000 $0 13.69%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 8 $480,000 $60,000 $0 13.65%
MEDFORD, OR (FHA|USDA|VA) 14 $470,000 $33,571 $0 13.47%
BATTLE CREEK, MI (FHA|USDA|VA) 11 $465,000 $42,273 $0 13.88%
Pullman, WA (FHA|USDA|VA) 1 $455,000 $455,000 $0 7.11%
NAPA, CA (FHA|USDA|VA) 3 $455,000 $151,667 $0 11.99%
Russellville, AR (FHA|USDA|VA) 10 $450,000 $45,000 $0 12.34%
ERIE, PA (FHA|USDA|VA) 14 $440,000 $31,429 $0 13.54%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 11 $435,000 $39,545 $0 12.24%
Athens, TN (FHA|USDA|VA) 7 $435,000 $62,143 $0 13.20%
ALBANY-LEBANON, OR (FHA|USDA|VA) 8 $430,000 $53,750 $0 13.02%
ROCHESTER, MN (FHA|USDA|VA) 11 $425,000 $38,636 $0 13.58%
JACKSON, MI (FHA|USDA|VA) 10 $420,000 $42,000 $0 12.44%
GAINESVILLE, FL (FHA|USDA|VA) 12 $420,000 $35,000 $0 12.45%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 11 $415,000 $37,727 $0 14.69%
Somerset, KY (FHA|USDA|VA) 9 $405,000 $45,000 $0 13.88%
MUSKEGON, MI (FHA|USDA|VA) 12 $400,000 $33,333 $0 13.30%
MONROE, LA (FHA|USDA|VA) 9 $395,000 $43,889 $0 12.77%
EAU CLAIRE, WI (FHA|USDA|VA) 9 $395,000 $43,889 $0 14.21%
London, KY (FHA|USDA|VA) 11 $395,000 $35,909 $0 14.24%
Marion, OH (FHA|USDA|VA) 12 $390,000 $32,500 $0 13.99%
Montrose, CO (FHA|USDA|VA) 8 $390,000 $48,750 $0 13.21%
TUSCALOOSA, AL (FHA|USDA|VA) 10 $390,000 $39,000 $0 12.37%
HOT SPRINGS, AR (FHA|USDA|VA) 7 $385,000 $55,000 $0 14.49%
DULUTH, MN-WI (FHA|USDA|VA) 10 $380,000 $38,000 $0 13.92%
IOWA CITY, IA (FHA|USDA|VA) 6 $380,000 $63,333 $0 13.07%
Clinton, IA (FHA|USDA|VA) 9 $365,000 $40,556 $0 14.16%
Cedar City, UT (FHA|USDA|VA) 6 $360,000 $60,000 $0 14.20%
MADERA, CA (FHA|USDA|VA) 8 $360,000 $45,000 $0 13.02%
Lebanon, NH-VT (FHA|USDA|VA) 7 $355,000 $50,714 $0 14.49%
ROANOKE, VA (FHA|USDA|VA) 11 $355,000 $32,273 $0 13.40%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 9 $355,000 $39,444 $0 13.60%
CEDAR RAPIDS, IA (FHA|USDA|VA) 11 $355,000 $32,273 $0 14.38%
TOPEKA, KS (FHA|USDA|VA) 11 $355,000 $32,273 $0 12.79%
CHICO, CA (FHA|USDA|VA) 6 $350,000 $58,333 $0 12.03%
FAIRBANKS, AK (FHA|USDA|VA) 9 $345,000 $38,333 $0 11.80%
Laconia, NH (FHA|USDA|VA) 7 $345,000 $49,286 $0 14.24%
Roswell, NM (FHA|USDA|VA) 6 $340,000 $56,667 $0 12.74%
SPRINGFIELD, OH (FHA|USDA|VA) 10 $330,000 $33,000 $0 13.62%
CHEYENNE, WY (FHA|USDA|VA) 7 $325,000 $46,429 $0 14.81%
Athens, OH (FHA|USDA|VA) 4 $320,000 $80,000 $0 12.05%
Searcy, AR (FHA|USDA|VA) 6 $320,000 $53,333 $0 13.91%
Show Low, AZ (FHA|USDA|VA) 6 $320,000 $53,333 $0 13.95%
CLEVELAND, TN (FHA|USDA|VA) 10 $320,000 $32,000 $0 13.44%
Payson, AZ (FHA|USDA|VA) 7 $315,000 $45,000 $0 13.38%
GADSDEN, AL (FHA|USDA|VA) 11 $315,000 $28,636 $0 13.17%
RAPID CITY, SD (FHA|USDA|VA) 8 $310,000 $38,750 $0 12.77%
Palatka, FL (FHA|USDA|VA) 6 $310,000 $51,667 $0 13.12%
JACKSON, TN (FHA|USDA|VA) 9 $305,000 $33,889 $0 14.30%
RACINE, WI (FHA|USDA|VA) 8 $300,000 $37,500 $0 13.93%
Hobbs, NM (FHA|USDA|VA) 6 $300,000 $50,000 $0 14.03%
ST. CLOUD, MN (FHA|USDA|VA) 6 $300,000 $50,000 $0 13.20%
Mount Vernon, OH (FHA|USDA|VA) 7 $295,000 $42,143 $0 13.92%
PUNTA GORDA, FL (FHA|USDA|VA) 9 $295,000 $32,778 $0 12.46%
SPRINGFIELD, IL (FHA|USDA|VA) 9 $295,000 $32,778 $0 13.02%
LAKE CHARLES, LA (FHA|USDA|VA) 5 $295,000 $59,000 $0 13.34%
MONROE, MI (FHA|USDA|VA) 7 $295,000 $42,143 $0 14.35%
Jasper, AL (FHA|USDA|VA) 6 $290,000 $48,333 $0 14.53%
New Castle, PA (FHA|USDA|VA) 7 $285,000 $40,714 $0 13.56%
Prineville, OR (FHA|USDA|VA) 5 $285,000 $57,000 $0 14.69%
GREEN BAY, WI (FHA|USDA|VA) 10 $280,000 $28,000 $0 14.02%
Newport, OR (FHA|USDA|VA) 6 $280,000 $46,667 $0 12.16%
JOHNSON CITY, TN (FHA|USDA|VA) 9 $275,000 $30,556 $0 14.18%
BOWLING GREEN, KY (FHA|USDA|VA) 7 $275,000 $39,286 $0 12.49%
KANKAKEE, IL (FHA|USDA|VA) 7 $265,000 $37,857 $0 14.81%
HAMMOND, LA (FHA|USDA|VA) 5 $265,000 $53,000 $0 11.89%
AMES, IA (FHA|USDA|VA) 5 $265,000 $53,000 $0 13.59%
APPLETON, WI (FHA|USDA|VA) 5 $265,000 $53,000 $0 12.59%
Alexandria, MN (FHA|USDA|VA) 3 $255,000 $85,000 $0 11.99%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 8 $250,000 $31,250 $0 13.05%
Holland, MI (FHA|USDA|VA) 4 $250,000 $62,500 $0 12.74%
SAGINAW, MI (FHA|USDA|VA) 10 $250,000 $25,000 $0 13.82%
Whitewater, WI (FHA|USDA|VA) 6 $250,000 $41,667 $0 14.16%
Sheridan, WY (FHA|USDA|VA) 3 $245,000 $81,667 $0 14.32%
ALTOONA, PA (FHA|USDA|VA) 5 $245,000 $49,000 $0 13.49%
MANSFIELD, OH (FHA|USDA|VA) 7 $245,000 $35,000 $0 12.10%
Heber, UT (FHA|USDA|VA) 3 $245,000 $81,667 $0 12.66%
GRAND ISLAND, NE (FHA|USDA|VA) 5 $245,000 $49,000 $0 13.69%
Wooster, OH (FHA|USDA|VA) 7 $245,000 $35,000 $0 13.13%
YUBA CITY, CA (FHA|USDA|VA) 4 $240,000 $60,000 $0 11.05%
FARMINGTON, NM (FHA|USDA|VA) 6 $240,000 $40,000 $0 13.49%
Hutchinson, MN (FHA|USDA|VA) 6 $240,000 $40,000 $0 13.20%
Defiance, OH (FHA|USDA|VA) 6 $240,000 $40,000 $0 13.28%
Klamath Falls, OR (FHA|USDA|VA) 6 $230,000 $38,333 $0 13.28%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 8 $230,000 $28,750 $0 12.99%
LYNCHBURG, VA (FHA|USDA|VA) 5 $225,000 $45,000 $0 14.59%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 3 $225,000 $75,000 $0 13.66%
Mountain Home, AR (FHA|USDA|VA) 5 $225,000 $45,000 $0 11.59%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 4 $220,000 $55,000 $0 13.80%
GETTYSBURG, PA (FHA|USDA|VA) 6 $220,000 $36,667 $0 12.70%
Cookeville, TN (FHA|USDA|VA) 5 $215,000 $43,000 $0 11.84%
CASPER, WY (FHA|USDA|VA) 5 $215,000 $43,000 $0 14.24%
Glenwood Springs, CO (FHA|USDA|VA) 5 $215,000 $43,000 $0 12.64%
Coos Bay, OR (FHA|USDA|VA) 5 $215,000 $43,000 $0 14.84%
Washington Court House, OH (FHA|USDA|VA) 5 $205,000 $41,000 $0 14.54%
Albertville, AL (FHA|USDA|VA) 7 $205,000 $29,286 $0 13.38%
LAWRENCE, KS (FHA|USDA|VA) 5 $205,000 $41,000 $0 14.19%
Harrison, AR (FHA|USDA|VA) 5 $205,000 $41,000 $0 14.29%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 9 $205,000 $22,778 $0 12.63%
TWIN FALLS, ID (FHA|USDA|VA) 3 $205,000 $68,333 $0 12.07%
Danville, KY (FHA|USDA|VA) 5 $205,000 $41,000 $0 13.84%
BLOOMINGTON, IL (FHA|USDA|VA) 6 $200,000 $33,333 $0 12.91%
Rochelle, IL (FHA|USDA|VA) 4 $200,000 $50,000 $0 12.55%
Albert Lea, MN (FHA|USDA|VA) 7 $195,000 $27,857 $0 12.60%
Salina, KS (FHA|USDA|VA) 5 $195,000 $39,000 $0 13.44%
Norfolk, NE (FHA|USDA|VA) 4 $190,000 $47,500 $0 13.18%
THE VILLAGES, FL (FHA|USDA|VA) 4 $190,000 $47,500 $0 13.80%
CORVALLIS, OR (FHA|USDA|VA) 2 $190,000 $95,000 $0 14.12%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 5 $185,000 $37,000 $0 13.49%
STAUNTON, VA (FHA|USDA|VA) 5 $185,000 $37,000 $0 14.49%
FARGO, ND-MN (FHA|USDA|VA) 6 $180,000 $30,000 $0 14.66%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $175,000 $58,333 $0 14.66%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $175,000 $58,333 $0 11.74%
LIMA, OH (FHA|USDA|VA) 6 $170,000 $28,333 $0 13.57%
Tupelo, MS (FHA|USDA|VA) 2 $170,000 $85,000 $0 12.87%
Celina, OH (FHA|USDA|VA) 4 $170,000 $42,500 $0 13.68%
WAUSAU-WESTON, WI (FHA|USDA|VA) 4 $170,000 $42,500 $0 13.24%
DOTHAN, AL (FHA|USDA|VA) 5 $165,000 $33,000 $0 14.24%
Zanesville, OH (FHA|USDA|VA) 5 $165,000 $33,000 $0 14.04%
Sandusky, OH (FHA|USDA|VA) 7 $165,000 $23,571 $0 12.99%
Greenville, OH (FHA|USDA|VA) 5 $165,000 $33,000 $0 14.44%
Durant, OK (FHA|USDA|VA) 5 $165,000 $33,000 $0 13.04%
WHEELING, WV-OH (FHA|USDA|VA) 3 $165,000 $55,000 $0 13.74%
Steamboat Springs, CO (FHA|USDA|VA) 2 $160,000 $80,000 $0 13.74%
Laurel, MS (FHA|USDA|VA) 4 $160,000 $40,000 $0 13.74%
Crossville, TN (FHA|USDA|VA) 4 $160,000 $40,000 $0 12.99%
WILLIAMSPORT, PA (FHA|USDA|VA) 4 $160,000 $40,000 $0 10.55%
Juneau, AK (FHA|USDA|VA) 2 $160,000 $80,000 $0 12.49%
Astoria, OR (FHA|USDA|VA) 2 $160,000 $80,000 $0 14.99%
Fort Morgan, CO (FHA|USDA|VA) 2 $160,000 $80,000 $0 13.99%
Meridian, MS (FHA|USDA|VA) 4 $160,000 $40,000 $0 11.99%
Nogales, AZ (FHA|USDA|VA) 6 $160,000 $26,667 $0 12.57%
GRAND FORKS, ND-MN (FHA|USDA|VA) 5 $155,000 $31,000 $0 13.14%
Spearfish, SD (FHA|USDA|VA) 3 $155,000 $51,667 $0 14.66%
Vernal, UT (FHA|USDA|VA) 3 $155,000 $51,667 $0 14.49%
Manitowoc, WI (FHA|USDA|VA) 4 $150,000 $37,500 $0 14.49%
Findlay, OH (FHA|USDA|VA) 4 $150,000 $37,500 $0 14.80%
JONESBORO, AR (FHA|USDA|VA) 4 $150,000 $37,500 $0 14.05%
SANTA FE, NM (FHA|USDA|VA) 4 $150,000 $37,500 $0 13.30%
Ashtabula, OH (FHA|USDA|VA) 6 $150,000 $25,000 $0 14.82%
Scottsbluff, NE (FHA|USDA|VA) 4 $150,000 $37,500 $0 14.05%
Columbus, NE (FHA|USDA|VA) 3 $145,000 $48,333 $0 14.66%
ALEXANDRIA, LA (FHA|USDA|VA) 5 $145,000 $29,000 $0 13.79%
Jackson, OH (FHA|USDA|VA) 3 $145,000 $48,333 $0 10.82%
Silver City, NM (FHA|USDA|VA) 3 $145,000 $48,333 $0 13.91%
Talladega-Sylacauga, AL (FHA|USDA|VA) 3 $145,000 $48,333 $0 11.57%
Batesville, AR (FHA|USDA|VA) 3 $145,000 $48,333 $0 14.16%
MANHATTAN, KS (FHA|USDA|VA) 5 $145,000 $29,000 $0 13.04%
HATTIESBURG, MS (FHA|USDA|VA) 3 $145,000 $48,333 $0 14.07%
Rock Springs, WY (FHA|USDA|VA) 4 $140,000 $35,000 $0 14.99%
Mayfield, KY (FHA|USDA|VA) 4 $140,000 $35,000 $0 14.12%
Ottawa, IL (FHA|USDA|VA) 6 $140,000 $23,333 $0 12.99%
Baraboo, WI (FHA|USDA|VA) 4 $140,000 $35,000 $0 14.99%
Dyersburg, TN (FHA|USDA|VA) 4 $140,000 $35,000 $0 14.37%
Marshalltown, IA (FHA|USDA|VA) 4 $140,000 $35,000 $0 14.80%
Aberdeen, SD (FHA|USDA|VA) 4 $140,000 $35,000 $0 11.93%
BISMARCK, ND (FHA|USDA|VA) 2 $140,000 $70,000 $0 13.62%
Cadillac, MI (FHA|USDA|VA) 3 $135,000 $45,000 $0 13.74%
Hermiston-Pendleton, OR (FHA|USDA|VA) 5 $135,000 $27,000 $0 13.89%
Greeneville, TN (FHA|USDA|VA) 5 $135,000 $27,000 $0 13.14%
Fort Payne, AL (FHA|USDA|VA) 3 $135,000 $45,000 $0 13.82%
Durango, CO (FHA|USDA|VA) 3 $135,000 $45,000 $0 14.16%
Arcadia, FL (FHA|USDA|VA) 3 $135,000 $45,000 $0 14.99%
Sunbury, PA (FHA|USDA|VA) 5 $135,000 $27,000 $0 14.59%
Brookings, OR (FHA|USDA|VA) 3 $135,000 $45,000 $0 13.41%
Norwalk, OH (FHA|USDA|VA) 4 $130,000 $32,500 $0 14.43%
DECATUR, IL (FHA|USDA|VA) 4 $130,000 $32,500 $0 12.24%
Salem, OH (FHA|USDA|VA) 4 $130,000 $32,500 $0 12.93%
Fremont, NE (FHA|USDA|VA) 2 $130,000 $65,000 $0 11.74%
DUBUQUE, IA (FHA|USDA|VA) 2 $130,000 $65,000 $0 12.49%
TEXARKANA, TX-AR (FHA|USDA|VA) 3 $125,000 $41,667 $0 12.41%
Faribault-Northfield, MN (FHA|USDA|VA) 5 $125,000 $25,000 $0 13.59%
Berlin, NH (FHA|USDA|VA) 3 $125,000 $41,667 $0 13.49%
LEBANON, PA (FHA|USDA|VA) 5 $125,000 $25,000 $0 11.54%
Sterling, IL (FHA|USDA|VA) 2 $120,000 $60,000 $0 13.62%
Frankfort, KY (FHA|USDA|VA) 4 $120,000 $30,000 $0 12.68%
Alexander City, AL (FHA|USDA|VA) 2 $120,000 $60,000 $0 11.74%
Meadville, PA (FHA|USDA|VA) 4 $120,000 $30,000 $0 14.12%
Cambridge, OH (FHA|USDA|VA) 3 $115,000 $38,333 $0 14.16%
Coffeyville, KS (FHA|USDA|VA) 3 $115,000 $38,333 $0 11.24%
Safford, AZ (FHA|USDA|VA) 3 $115,000 $38,333 $0 12.32%
OWENSBORO, KY (FHA|USDA|VA) 3 $115,000 $38,333 $0 12.49%
Ontario, OR-ID (FHA|USDA|VA) 2 $110,000 $55,000 $0 12.99%
Ukiah, CA (FHA|USDA|VA) 2 $110,000 $55,000 $0 12.49%
Shawnee, OK (FHA|USDA|VA) 2 $110,000 $55,000 $0 10.99%
McPherson, KS (FHA|USDA|VA) 2 $110,000 $55,000 $0 10.49%
Clewiston, FL (FHA|USDA|VA) 4 $110,000 $27,500 $0 14.18%
Portsmouth, OH (FHA|USDA|VA) 3 $105,000 $35,000 $0 13.32%
Evanston, WY (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.99%
Tiffin, OH (FHA|USDA|VA) 3 $105,000 $35,000 $0 14.49%
EVANSVILLE, IN-KY (FHA|USDA|VA) 3 $105,000 $35,000 $0 13.41%
Fairfield, IA (FHA|USDA|VA) 3 $105,000 $35,000 $0 14.99%
Willmar, MN (FHA|USDA|VA) 5 $105,000 $21,000 $0 14.59%
Worthington, MN (FHA|USDA|VA) 3 $105,000 $35,000 $0 14.24%
Fergus Falls, MN (FHA|USDA|VA) 3 $105,000 $35,000 $0 14.99%
Ottawa, KS (FHA|USDA|VA) 1 $105,000 $105,000 $0 14.49%
Maysville, KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.99%
Blackfoot, ID (FHA|USDA|VA) 1 $105,000 $105,000 $0 13.49%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.57%
Coshocton, OH (FHA|USDA|VA) 3 $105,000 $35,000 $0 14.49%
Okeechobee, FL (FHA|USDA|VA) 2 $100,000 $50,000 $0 11.37%
Edwards, CO (FHA|USDA|VA) 2 $100,000 $50,000 $0 13.49%
Hutchinson, KS (FHA|USDA|VA) 4 $100,000 $25,000 $0 13.43%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 4 $100,000 $25,000 $0 13.24%
Marquette, MI (FHA|USDA|VA) 4 $100,000 $25,000 $0 15.12%
Bucyrus-Galion, OH (FHA|USDA|VA) 4 $100,000 $25,000 $0 13.93%
Paris, TN (FHA|USDA|VA) 2 $100,000 $50,000 $0 13.74%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $100,000 $50,000 $0 11.99%
Beatrice, NE (FHA|USDA|VA) 2 $100,000 $50,000 $0 14.99%
SHEBOYGAN, WI (FHA|USDA|VA) 2 $100,000 $50,000 $0 12.87%
Brookings, SD (FHA|USDA|VA) 1 $95,000 $95,000 $0 10.99%
Wauchula, FL (FHA|USDA|VA) 3 $95,000 $31,667 $0 14.99%
Fremont, OH (FHA|USDA|VA) 3 $95,000 $31,667 $0 15.07%
Ruston, LA (FHA|USDA|VA) 1 $95,000 $95,000 $0 14.99%
McAlester, OK (FHA|USDA|VA) 3 $95,000 $31,667 $0 12.07%
Ponca City, OK (FHA|USDA|VA) 3 $95,000 $31,667 $0 13.41%
Marietta, OH (FHA|USDA|VA) 2 $90,000 $45,000 $0 13.49%
Urbana, OH (FHA|USDA|VA) 2 $90,000 $45,000 $0 12.49%
Malvern, AR (FHA|USDA|VA) 2 $90,000 $45,000 $0 14.24%
Freeport, IL (FHA|USDA|VA) 4 $90,000 $22,500 $0 10.62%
Craig, CO (FHA|USDA|VA) 2 $90,000 $45,000 $0 13.87%
Liberal, KS (FHA|USDA|VA) 2 $90,000 $45,000 $0 13.12%
Spencer, IA (FHA|USDA|VA) 2 $90,000 $45,000 $0 14.12%
Mount Pleasant, MI (FHA|USDA|VA) 2 $90,000 $45,000 $0 14.24%
Brainerd, MN (FHA|USDA|VA) 1 $85,000 $85,000 $0 14.74%
Portales, NM (FHA|USDA|VA) 3 $85,000 $28,333 $0 13.49%
Glasgow, KY (FHA|USDA|VA) 3 $85,000 $28,333 $0 12.57%
Bardstown, KY (FHA|USDA|VA) 2 $80,000 $40,000 $0 14.99%
Lewisburg, TN (FHA|USDA|VA) 2 $80,000 $40,000 $0 14.99%
Storm Lake, IA (FHA|USDA|VA) 2 $80,000 $40,000 $0 14.99%
Columbus, MS (FHA|USDA|VA) 2 $80,000 $40,000 $0 14.99%
Taylorville, IL (FHA|USDA|VA) 2 $80,000 $40,000 $0 14.24%
Ozark, AL (FHA|USDA|VA) 2 $80,000 $40,000 $0 12.24%
BAY CITY, MI (FHA|USDA|VA) 4 $80,000 $20,000 $0 14.55%
Lake City, FL (FHA|USDA|VA) 4 $80,000 $20,000 $0 14.30%
Tullahoma-Manchester, TN (FHA|USDA|VA) 4 $80,000 $20,000 $0 13.24%
Beaver Dam, WI (FHA|USDA|VA) 2 $80,000 $40,000 $0 14.49%
Hays, KS (FHA|USDA|VA) 4 $80,000 $20,000 $0 12.49%
Minot, ND (FHA|USDA|VA) 2 $80,000 $40,000 $0 14.62%
Cañon City, CO (FHA|USDA|VA) 2 $80,000 $40,000 $0 14.74%
Sandpoint, ID (FHA|USDA|VA) 2 $80,000 $40,000 $0 13.87%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $80,000 $40,000 $0 14.37%
Gillette, WY (FHA|USDA|VA) 4 $80,000 $20,000 $0 13.93%
Enterprise, AL (FHA|USDA|VA) 3 $75,000 $25,000 $0 14.16%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $75,000 $25,000 $0 14.16%
Jackson, WY-ID (FHA|USDA|VA) 1 $75,000 $75,000 $0 10.99%
ENID, OK (FHA|USDA|VA) 3 $75,000 $25,000 $0 14.66%
Cullman, AL (FHA|USDA|VA) 3 $75,000 $25,000 $0 14.99%
Sturgis, MI (FHA|USDA|VA) 3 $75,000 $25,000 $0 14.66%
Shelbyville, TN (FHA|USDA|VA) 3 $75,000 $25,000 $0 14.49%
Muscatine, IA (FHA|USDA|VA) 3 $75,000 $25,000 $0 14.07%
Van Wert, OH (FHA|USDA|VA) 3 $75,000 $25,000 $0 14.91%
MANKATO, MN (FHA|USDA|VA) 3 $75,000 $25,000 $0 13.41%
Dickinson, ND (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.49%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $70,000 $35,000 $0 14.99%
Huron, SD (FHA|USDA|VA) 2 $70,000 $35,000 $0 13.24%
Sayre, PA (FHA|USDA|VA) 2 $70,000 $35,000 $0 14.74%
Richmond-Berea, KY (FHA|USDA|VA) 2 $70,000 $35,000 $0 12.74%
Bradford, PA (FHA|USDA|VA) 2 $70,000 $35,000 $0 12.12%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $70,000 $35,000 $0 14.99%
El Dorado, AR (FHA|USDA|VA) 2 $70,000 $35,000 $0 10.87%
Yankton, SD (FHA|USDA|VA) 2 $70,000 $35,000 $0 10.12%
FOND DU LAC, WI (FHA|USDA|VA) 2 $70,000 $35,000 $0 14.62%
Crescent City, CA (FHA|USDA|VA) 2 $70,000 $35,000 $0 11.74%
Bartlesville, OK (FHA|USDA|VA) 2 $70,000 $35,000 $0 12.62%
Miami, OK (FHA|USDA|VA) 2 $70,000 $35,000 $0 14.99%
MIDLAND, MI (FHA|USDA|VA) 2 $70,000 $35,000 $0 13.49%
PINE BLUFF, AR (FHA|USDA|VA) 2 $70,000 $35,000 $0 13.74%
Owatonna, MN (FHA|USDA|VA) 1 $65,000 $65,000 $0 12.99%
La Grande, OR (FHA|USDA|VA) 1 $65,000 $65,000 $0 13.74%
Fort Dodge, IA (FHA|USDA|VA) 3 $65,000 $21,667 $0 14.07%
DANVILLE, IL (FHA|USDA|VA) 3 $65,000 $21,667 $0 14.66%
Chillicothe, OH (FHA|USDA|VA) 3 $65,000 $21,667 $0 11.57%
Somerset, PA (FHA|USDA|VA) 3 $65,000 $21,667 $0 14.32%
Red Bluff, CA (FHA|USDA|VA) 2 $60,000 $30,000 $0 13.99%
Danville, VA (FHA|USDA|VA) 2 $60,000 $30,000 $0 14.99%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $60,000 $30,000 $0 14.99%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $60,000 $30,000 $0 14.99%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $60,000 $30,000 $0 14.99%
Kearney, NE (FHA|USDA|VA) 2 $60,000 $30,000 $0 13.37%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $60,000 $30,000 $0 14.87%
POCATELLO, ID (FHA|USDA|VA) 1 $55,000 $55,000 $0 12.99%
JOHNSTOWN, PA (FHA|USDA|VA) 3 $55,000 $18,333 $0 13.99%
Ketchikan, AK (FHA|USDA|VA) 1 $55,000 $55,000 $0 14.74%
Hastings, NE (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.49%
Grand Rapids, MN (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.99%
McMinnville, TN (FHA|USDA|VA) 3 $55,000 $18,333 $0 14.82%
Morgan City, LA (FHA|USDA|VA) 1 $55,000 $55,000 $0 14.24%
Paragould, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 14.99%
Picayune, MS (FHA|USDA|VA) 1 $55,000 $55,000 $0 14.49%
Clovis, NM (FHA|USDA|VA) 1 $55,000 $55,000 $0 14.99%
Atmore, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 12.99%
Atchison, KS (FHA|USDA|VA) 1 $55,000 $55,000 $0 13.99%
Ashland, OH (FHA|USDA|VA) 3 $55,000 $18,333 $0 14.82%
Wapakoneta, OH (FHA|USDA|VA) 3 $55,000 $18,333 $0 14.57%
Alma, MI (FHA|USDA|VA) 3 $55,000 $18,333 $0 13.82%
Winona, MN (FHA|USDA|VA) 1 $55,000 $55,000 $0 13.49%
Clearlake, CA (FHA|USDA|VA) 2 $50,000 $25,000 $0 15.49%
Austin, MN (FHA|USDA|VA) 2 $50,000 $25,000 $0 14.74%
Mason City, IA (FHA|USDA|VA) 4 $50,000 $12,500 $0 14.43%
LAWTON, OK (FHA|USDA|VA) 2 $50,000 $25,000 $0 12.37%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 2 $50,000 $25,000 $0 13.62%
Warren, PA (FHA|USDA|VA) 2 $50,000 $25,000 $0 14.99%
Ardmore, OK (FHA|USDA|VA) 2 $50,000 $25,000 $0 13.62%
Paducah, KY-IL (FHA|USDA|VA) 2 $50,000 $25,000 $0 14.74%
Sidney, OH (FHA|USDA|VA) 2 $50,000 $25,000 $0 14.62%
Dayton, TN (FHA|USDA|VA) 2 $50,000 $25,000 $0 12.49%
Selinsgrove, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 11.99%
Campbellsville, KY (FHA|USDA|VA) 1 $45,000 $45,000 $0 14.49%
Mount Vernon, IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 11.74%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $45,000 $45,000 $0 13.74%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.74%
Opelousas, LA (FHA|USDA|VA) 1 $45,000 $45,000 $0 14.49%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $45,000 $15,000 $0 12.07%
Murray, KY (FHA|USDA|VA) 3 $45,000 $15,000 $0 10.24%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.99%
Española, NM (FHA|USDA|VA) 1 $45,000 $45,000 $0 13.74%
Wilmington, OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 14.99%
Stillwater, OK (FHA|USDA|VA) 2 $40,000 $20,000 $0 14.99%
Watertown, SD (FHA|USDA|VA) 2 $40,000 $20,000 $0 14.49%
Escanaba, MI (FHA|USDA|VA) 2 $40,000 $20,000 $0 10.62%
Quincy, IL-MO (FHA|USDA|VA) 2 $40,000 $20,000 $0 12.37%
Stevens Point, WI (FHA|USDA|VA) 2 $40,000 $20,000 $0 14.74%
Huntingdon, PA (FHA|USDA|VA) 2 $40,000 $20,000 $0 14.49%
DuBois, PA (FHA|USDA|VA) 2 $40,000 $20,000 $0 14.87%
Duncan, OK (FHA|USDA|VA) 2 $40,000 $20,000 $0 11.62%
Central City, KY (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.49%
Coldwater, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 14.49%
Mount Sterling, KY (FHA|USDA|VA) 1 $35,000 $35,000 $0 14.99%
Guymon, OK (FHA|USDA|VA) 1 $35,000 $35,000 $0 13.24%
Alamogordo, NM (FHA|USDA|VA) 1 $35,000 $35,000 $0 12.99%
Marshall, MN (FHA|USDA|VA) 1 $35,000 $35,000 $0 14.99%
Parsons, KS (FHA|USDA|VA) 1 $35,000 $35,000 $0 13.49%
LaGrange, GA-AL (FHA|USDA|VA) 1 $35,000 $35,000 $0 14.24%
Union City, TN (FHA|USDA|VA) 2 $30,000 $15,000 $0 14.24%
Marinette, WI-MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 13.74%
Scottsboro, AL (FHA|USDA|VA) 1 $25,000 $25,000 $0 14.49%
Big Rapids, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.99%
Centralia, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 14.99%
Tahlequah, OK (FHA|USDA|VA) 1 $25,000 $25,000 $0 12.49%
Platteville, WI (FHA|USDA|VA) 1 $25,000 $25,000 $0 14.24%
Pierre, SD (FHA|USDA|VA) 1 $25,000 $25,000 $0 13.49%
Dixon, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 12.74%
Jennings, LA (FHA|USDA|VA) 1 $25,000 $25,000 $0 12.99%
Ottumwa, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 11.24%
Effingham, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 14.99%
Newport, TN (FHA|USDA|VA) 1 $25,000 $25,000 $0 14.99%
Emporia, KS (FHA|USDA|VA) 1 $25,000 $25,000 $0 13.99%
Altus, OK (FHA|USDA|VA) 1 $25,000 $25,000 $0 14.99%
Jamestown, ND (FHA|USDA|VA) 1 $25,000 $25,000 $0 14.99%
Forrest City, AR (FHA|USDA|VA) 1 $25,000 $25,000 $0 14.99%
Weatherford, OK (FHA|USDA|VA) 1 $25,000 $25,000 $0 10.24%
Galesburg, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 12.74%
Lock Haven, PA (FHA|USDA|VA) 1 $25,000 $25,000 $0 14.99%
Lewistown, PA (FHA|USDA|VA) 1 $25,000 $25,000 $0 14.49%
Indiana, PA (FHA|USDA|VA) 1 $25,000 $25,000 $0 14.24%
YAKIMA, WA (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.50%
Greenwood, MS (FHA|USDA|VA) 1 $25,000 $25,000 $0 12.74%
Sonora, CA (FHA|USDA|VA) 1 $25,000 $25,000 $0 13.74%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 14.24%
Selma, AL (FHA|USDA|VA) 1 $15,000 $15,000 $0 14.49%
Ada, OK (FHA|USDA|VA) 1 $15,000 $15,000 $0 14.49%
Carroll, IA (FHA|USDA|VA) 1 $15,000 $15,000 $0 14.99%
Camden, AR (FHA|USDA|VA) 1 $15,000 $15,000 $0 14.24%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $15,000 $15,000 $0 13.49%
Lawrenceburg, TN (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.99%
Muskogee, OK (FHA|USDA|VA) 1 $15,000 $15,000 $0 14.99%
Great Bend, KS (FHA|USDA|VA) 1 $15,000 $15,000 $0 14.49%
Elk City, OK (FHA|USDA|VA) 1 $15,000 $15,000 $0 14.99%
Big Stone Gap, VA (FHA|USDA|VA) 1 $15,000 $15,000 $0 14.99%
Price, UT (FHA|USDA|VA) 1 $15,000 $15,000 $0 14.99%
Riverton, WY (FHA|USDA|VA) 1 $15,000 $15,000 $0 13.99%
Martin, TN (FHA|USDA|VA) 1 $15,000 $15,000 $0 14.99%
The Dalles, OR (FHA|USDA|VA) 1 $15,000 $15,000 $0 13.24%
Deming, NM (FHA|USDA|VA) 1 $5,000 $5,000 $0 14.24%
Ludington, MI (FHA|USDA|VA) 1 $5,000 $5,000 $0 14.24%
Coastal Community Bank's top markets include Seattle, Los Angeles, Phoenix, Miami, and Chicago among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 12,403 $683,255,000 $55,088 n/a 13.24%
    Conventional 61 $127,205,000 $2,085,328 $6,569 6.71%

    For 2023, Coastal Community Bank's most frequently originated type of loan was HELOC, with 12,403 originations. Their 2nd most popular type was Conventional, with 61 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Other 7,669 $385,835,000 $50,311 $950 13.54%
    Home Improvement 4,729 $295,005,000 $62,382 $0 12.74%
    Home Purchase 44 $89,620,000 $2,036,818 $7,477 6.94%
    Refi 21 $39,195,000 $1,866,429 $0 6.88%
    Cash Out Refi 1 $805,000 $805,000 $10,544 6.50%

    For 2023, Coastal Community Bank's most frequently cited loan purpose was Other, with 7,669 originations. The 2nd most popular reason was Home Improvement, with 4,729 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    15 Year 12,362 $673,430,000 $54,476 $0 13.25%
    10 Year 64 $48,710,000 $761,094 $0 7.81%
    5 Year 25 $72,985,000 $2,919,400 $0 7.10%
    30 Year 7 $4,965,000 $709,286 $8,143 6.23%
    Other 5 $9,965,000 $1,993,000 $3,910 7.37%
    30+ year 1 $405,000 $405,000 $3,529 5.88%

    For 2023, Coastal Community Bank's most frequently cited loan duration was 15 Year, with 12,362 originations. The 2nd most popular length was 10 Year, with 64 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5 $1,485,000 $297,000
    $5k+ 4 $3,200,000 $800,000
    $2k-3k 1 $785,000 $785,000
    $4k-5k 1 $885,000 $885,000

    Coastal Community Bank's average total fees were $8,143, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 11,923 $664,685,000 $55,748
    7-8% 477 $34,545,000 $72,421
    6-7% 36 $80,070,000 $2,224,167
    5-6% 26 $31,120,000 $1,196,923
    4-5% 2 $40,000 $20,000

    During 2023, Coastal Community Bank's average interest rate for loans was 6.23%, while their most frequently originated rate bucket for loans was Over 8%, with 11,923 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 10,567 $437,405,000 $41,393 $1,253 13.52%
    $100k-200k 1,596 $183,480,000 $114,962 $0 11.82%
    $200k-400k 249 $60,415,000 $242,631 $1,975 9.90%
    $1MM+ 22 $110,750,000 $5,034,091 $14,937 6.57%
    $400k-600k 17 $8,325,000 $489,706 $3,419 7.16%
    $600k-1MM 13 $10,085,000 $775,769 $9,056 7.06%

    2023 saw Coastal Community Bank place emphasis on $100,000 or less loans with 10,567 originations, totaling $437,405,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,282 $172,500,000 $52,559 $0 13.41%
    $150k-250k 2,627 $181,745,000 $69,183 $5,899 13.00%
    $75k-100k 2,297 $99,175,000 $43,176 $6,680 13.43%
    $50k-75k 2,042 $71,650,000 $35,088 $0 13.52%
    $250k+ 1,406 $144,590,000 $102,838 $8,098 12.42%
    $50k or less 756 $19,240,000 $25,450 $0 13.37%

    Coastal Community Bank lent most frequently to those with incomes in the $100k-150k range, with 3,282 originations. The second most popular income band? $150k-250k, with 2,627 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 3,070 $146,320,000 $47,661 $0 13.76%
    20-30% 2,035 $116,495,000 $57,246 $9,326 12.65%
    30-36% 1,873 $108,425,000 $57,888 $2,866 12.87%
    <20% 923 $54,255,000 $58,781 $0 12.22%
    49% 433 $37,945,000 $87,633 $14,937 12.79%
    42% 342 $19,090,000 $55,819 $6,924 13.46%
    43% 335 $19,345,000 $57,746 $0 13.33%
    36% 334 $18,040,000 $54,012 $0 13.37%
    37% 330 $17,600,000 $53,333 $0 13.45%
    44% 325 $17,285,000 $53,185 $0 13.64%
    45% 316 $17,660,000 $55,886 $0 13.72%
    41% 316 $17,400,000 $55,063 $0 13.55%
    39% 312 $17,990,000 $57,660 $0 13.47%
    38% 303 $16,225,000 $53,548 $0 13.54%
    40% 298 $17,160,000 $57,584 $0 13.49%
    48% 296 $15,730,000 $53,142 $0 13.73%
    46% 292 $15,990,000 $54,760 $0 13.90%
    47% 279 $15,645,000 $56,075 $3,529 13.81%
    >60% 1 $705,000 $705,000 $9,830 7.75%

    Coastal Community Bank lent most frequently to those with DTI ratios of 50-60%, with 3,070 originations. The next most common DTI ratio? 20-30%, with 2,035 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,934 $428,570,000 $54,017 $6,735 13.26%
    Not provided 2,879 $170,905,000 $59,363 $6,256 13.13%
    Not applicable 49 $120,435,000 $2,457,857 $0 6.78%
    Black 846 $40,520,000 $47,896 $0 13.46%
    Filipino 152 $9,270,000 $60,987 $0 13.36%
    Asian Indian 116 $8,010,000 $69,052 $0 13.02%
    American Indian 122 $5,620,000 $46,066 $0 13.61%
    Asian 55 $5,605,000 $101,909 $6,064 12.55%
    Other Asian 87 $5,565,000 $63,966 $0 12.76%
    Vietnamese 60 $4,970,000 $82,833 $0 12.50%
    Chinese 45 $3,055,000 $67,889 $0 12.56%
    Korean 42 $3,010,000 $71,667 $0 13.00%
    Other Pacific Islander 24 $1,620,000 $67,500 $0 13.56%
    Japanese 19 $1,515,000 $79,737 $0 12.17%
    Native Hawaiian or Islander 18 $880,000 $48,889 $0 13.84%
    Native Hawaiian 7 $455,000 $65,000 $0 12.92%
    Samoan 6 $370,000 $61,667 $0 13.32%
    Guamanian 3 $85,000 $28,333 $0 14.32%

    Approval Rates

    Total approvals of all applications
    98.43%

    Coastal Community Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    -21.85%

    Coastal Community Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 12,464 $810,460,000 $65,024

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    12,464 $810,460,000 $65,024

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,937 $236,855,000 $80,645 $647 12.60%
    40-60% 37 $28,235,000 $763,108 $10,544 9.17%
    60-80% 39 $100,075,000 $2,566,026 $8,286 7.67%
    80-100% 5 $2,185,000 $437,000 $6,128 7.50%
    Under 20% 9,446 $443,110,000 $46,910 $1,253 13.43%