Bmo Harris Bank Mortgage Rates, Fees & Info
Chicago, ILLEI: 3Y4U8VZURTYWI1W2K376
Tax ID: 36-2085229
1 stars - Updated: 4/5/25
-
out of 5 stars, based on 135 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bmo Harris Bank is a large bank specializing in Home Purchase loans. Bmo Harris Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, San Jose, San Francisco, Chicago, and Phoenix among others. We have data for 444 markets. (Some data included below & more in-depth data is available with an active subscription.)Bmo Harris Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Bmo Harris Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.49% | 4/5/25 |
| 30 Year Conventional Purchase | 6.79% | 4/5/25 |
| 30 Year Conventional Refi | 6.75% | 4/5/25 |
| 30 Year Cash-out Refi | 7.07% | 4/5/25 |
| 30 Year FHA Purchase | 7.35% | 4/5/25 |
| 30 Year FHA Refi | 7.41% | 4/5/25 |
| 30 Year VA Purchase | 6.69% | 4/5/25 |
| 30 Year VA Refi | 6.72% | 4/5/25 |
| 15 Year Conventional Purchase | 6.26% | 4/5/25 |
| 15 Year Conventional Refi | 6.38% | 4/5/25 |
| 15 Year Cash-out Refi | 6.38% | 4/5/25 |
| 15 Year FHA Refi | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Bmo Harris Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Bmo Harris Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
18,166Origination Dollar Volume (All Markets)
$8,605,500,000Awards
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BMO Harris Bank - 2024
BMO Harris Bank is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Bmo Harris Bank's average 30 year fixed mortgage rate was
8.3%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 1.75%.
Relative Fees (Closing Costs)
Bmo Harris Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,340.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,290 | $1,400,090,000 | $1,085,341 | $10,468 | 7.40% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 846 | $1,209,430,000 | $1,429,586 | $5,628 | 6.63% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1,185 | $1,192,665,000 | $1,006,468 | $7,595 | 7.21% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3,806 | $756,600,000 | $198,791 | $5,137 | 8.94% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 842 | $345,730,000 | $410,606 | $8,324 | 8.50% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 465 | $216,435,000 | $465,452 | $5,582 | 8.12% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1,116 | $202,660,000 | $181,595 | $3,417 | 8.67% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 175 | $200,705,000 | $1,146,886 | $6,655 | 6.65% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 161 | $175,135,000 | $1,087,795 | $9,182 | 7.22% |
| Outside of Metro Areas | 674 | $165,570,000 | $245,653 | $5,768 | 8.63% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 218 | $126,020,000 | $578,073 | $7,232 | 7.97% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 678 | $108,640,000 | $160,236 | $3,641 | 8.98% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 171 | $104,395,000 | $610,497 | $8,732 | 7.75% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 76 | $101,840,000 | $1,340,000 | $12,462 | 6.92% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 70 | $93,130,000 | $1,330,429 | $9,882 | 7.01% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 388 | $83,430,000 | $215,026 | $4,620 | 8.78% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 57 | $76,045,000 | $1,334,123 | $7,975 | 7.62% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 75 | $70,235,000 | $936,467 | $9,721 | 6.73% |
| MADISON, WI (FHA|USDA|VA) | 308 | $67,030,000 | $217,630 | $4,295 | 8.58% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 122 | $64,600,000 | $529,508 | $6,471 | 8.05% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 96 | $49,860,000 | $519,375 | $5,794 | 8.20% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 208 | $45,950,000 | $220,913 | $2,856 | 8.92% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 47 | $43,465,000 | $924,787 | $9,696 | 6.75% |
| TUCSON, AZ (FHA|USDA|VA) | 167 | $42,705,000 | $255,719 | $6,120 | 8.87% |
| STOCKTON, CA (FHA|USDA|VA) | 134 | $41,980,000 | $313,284 | $4,946 | 8.75% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 112 | $41,380,000 | $369,464 | $7,718 | 8.46% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 153 | $38,075,000 | $248,856 | $4,028 | 8.88% |
| Heber, UT (FHA|USDA|VA) | 12 | $36,200,000 | $3,016,667 | $19,807 | 6.26% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 34 | $34,710,000 | $1,020,882 | $7,799 | 7.11% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 33 | $33,305,000 | $1,009,242 | $6,158 | 7.79% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 33 | $32,615,000 | $988,333 | $6,981 | 7.07% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 42 | $32,570,000 | $775,476 | $6,441 | 7.20% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 75 | $31,055,000 | $414,067 | $6,612 | 8.19% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 35 | $30,595,000 | $874,143 | $9,475 | 6.77% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 33 | $27,355,000 | $828,939 | $10,640 | 8.02% |
| GREEN BAY, WI (FHA|USDA|VA) | 160 | $27,110,000 | $169,438 | $3,376 | 8.89% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 35 | $26,965,000 | $770,429 | $6,821 | 7.85% |
| Glenwood Springs, CO (FHA|USDA|VA) | 12 | $25,920,000 | $2,160,000 | $8,980 | 6.72% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 58 | $25,090,000 | $432,586 | $7,993 | 8.34% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 157 | $24,615,000 | $156,783 | $3,728 | 8.93% |
| SALINAS, CA (FHA|USDA|VA) | 22 | $23,990,000 | $1,090,455 | $7,206 | 7.63% |
| APPLETON, WI (FHA|USDA|VA) | 151 | $23,705,000 | $156,987 | $2,971 | 8.67% |
| Whitewater, WI (FHA|USDA|VA) | 82 | $22,900,000 | $279,268 | $4,273 | 8.82% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 65 | $21,725,000 | $334,231 | $9,686 | 8.73% |
| RENO, NV (FHA|USDA|VA) | 41 | $21,525,000 | $525,000 | $7,835 | 8.09% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 94 | $21,480,000 | $228,511 | $5,223 | 8.73% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 29 | $19,595,000 | $675,690 | $6,021 | 8.30% |
| Edwards, CO (FHA|USDA|VA) | 10 | $19,330,000 | $1,933,000 | $10,822 | 6.46% |
| FRESNO, CA (FHA|USDA|VA) | 61 | $18,195,000 | $298,279 | $5,153 | 8.64% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 18 | $17,340,000 | $963,333 | $7,478 | 7.14% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 92 | $16,140,000 | $175,435 | $3,880 | 8.77% |
| ROCKFORD, IL (FHA|USDA|VA) | 165 | $16,115,000 | $97,667 | $2,881 | 9.36% |
| BOISE CITY, ID (FHA|USDA|VA) | 46 | $15,450,000 | $335,870 | $6,910 | 8.74% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 27 | $15,365,000 | $569,074 | $8,362 | 7.36% |
| Hilo, HI (FHA|USDA|VA) | 6 | $15,240,000 | $2,540,000 | $12,470 | 7.00% |
| BEND, OR (FHA|USDA|VA) | 16 | $15,060,000 | $941,250 | $7,695 | 6.90% |
| RACINE, WI (FHA|USDA|VA) | 108 | $15,020,000 | $139,074 | $3,229 | 9.24% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 20 | $14,850,000 | $742,500 | $6,921 | 7.84% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 113 | $14,295,000 | $126,504 | $2,983 | 8.96% |
| BOULDER, CO (FHA|USDA|VA) | 31 | $13,685,000 | $441,452 | $5,550 | 8.15% |
| Jackson, WY-ID (FHA|USDA|VA) | 6 | $13,680,000 | $2,280,000 | $23,274 | 7.29% |
| PROVO-OREM, UT (FHA|USDA|VA) | 16 | $13,140,000 | $821,250 | $7,025 | 7.32% |
| MODESTO, CA (FHA|USDA|VA) | 96 | $12,490,000 | $130,104 | $4,852 | 9.30% |
| Breckenridge, CO (FHA|USDA|VA) | 12 | $12,430,000 | $1,035,833 | $12,162 | 8.08% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 18 | $12,030,000 | $668,333 | $8,221 | 7.16% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 66 | $12,000,000 | $181,818 | $4,655 | 8.96% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 6 | $11,880,000 | $1,980,000 | $5,046 | 7.17% |
| WICHITA, KS (FHA|USDA|VA) | 85 | $11,185,000 | $131,588 | $4,160 | 9.10% |
| VALLEJO, CA (FHA|USDA|VA) | 53 | $11,095,000 | $209,340 | $6,360 | 9.12% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 16 | $11,060,000 | $691,250 | $8,407 | 6.76% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 3 | $10,855,000 | $3,618,333 | $15,100 | 6.30% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 9 | $10,795,000 | $1,199,444 | $9,610 | 6.78% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 28 | $10,610,000 | $378,929 | $9,018 | 8.14% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 17 | $10,225,000 | $601,471 | $6,959 | 7.76% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 27 | $10,155,000 | $376,111 | $6,557 | 8.74% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 78 | $9,650,000 | $123,718 | $3,212 | 9.03% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 18 | $9,640,000 | $535,556 | $7,748 | 8.06% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 12 | $9,210,000 | $767,500 | $4,746 | 7.58% |
| NAPA, CA (FHA|USDA|VA) | 25 | $8,955,000 | $358,200 | $4,769 | 8.60% |
| FORT COLLINS, CO (FHA|USDA|VA) | 39 | $8,905,000 | $228,333 | $2,794 | 9.01% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 11 | $8,615,000 | $783,182 | $7,485 | 7.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 81 | $8,075,000 | $99,691 | $2,243 | 9.13% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $8,035,000 | $1,147,857 | $11,688 | 7.29% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 11 | $7,765,000 | $705,909 | $8,942 | 6.98% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $7,695,000 | $1,539,000 | $14,497 | 6.30% |
| ANCHORAGE, AK (FHA|USDA|VA) | 10 | $7,620,000 | $762,000 | $4,753 | 7.57% |
| FOND DU LAC, WI (FHA|USDA|VA) | 57 | $7,585,000 | $133,070 | $2,748 | 8.82% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 6 | $7,440,000 | $1,240,000 | $15,089 | 7.47% |
| Beaver Dam, WI (FHA|USDA|VA) | 54 | $7,190,000 | $133,148 | $3,012 | 9.08% |
| ST. GEORGE, UT (FHA|USDA|VA) | 7 | $7,175,000 | $1,025,000 | $5,720 | 7.41% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 9 | $7,025,000 | $780,556 | $5,509 | 6.92% |
| Sandpoint, ID (FHA|USDA|VA) | 4 | $6,990,000 | $1,747,500 | $17,756 | 6.41% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 11 | $6,705,000 | $609,545 | $5,227 | 7.59% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 10 | $6,610,000 | $661,000 | $6,493 | 7.15% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 40 | $6,410,000 | $160,250 | $3,064 | 9.20% |
| COLUMBUS, OH (FHA|USDA|VA) | 13 | $6,355,000 | $488,846 | $5,248 | 7.38% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 8 | $6,110,000 | $763,750 | $6,139 | 7.13% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 6 | $6,100,000 | $1,016,667 | $6,579 | 6.48% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 28 | $6,010,000 | $214,643 | $4,412 | 8.73% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 10 | $6,000,000 | $600,000 | $3,986 | 7.57% |
| BILLINGS, MT (FHA|USDA|VA) | 10 | $5,990,000 | $599,000 | $5,343 | 7.28% |
| Key West, FL (FHA|USDA|VA) | 3 | $5,905,000 | $1,968,333 | $4,964 | 7.13% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 28 | $5,870,000 | $209,643 | $5,802 | 9.02% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $5,620,000 | $936,667 | $10,174 | 7.89% |
| BELLINGHAM, WA (FHA|USDA|VA) | 6 | $5,530,000 | $921,667 | $8,461 | 6.71% |
| Baraboo, WI (FHA|USDA|VA) | 45 | $5,495,000 | $122,111 | $2,704 | 9.02% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 11 | $5,425,000 | $493,182 | $6,148 | 7.09% |
| FARGO, ND-MN (FHA|USDA|VA) | 16 | $5,380,000 | $336,250 | $4,055 | 8.49% |
| MEDFORD, OR (FHA|USDA|VA) | 8 | $5,320,000 | $665,000 | $6,542 | 7.13% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 13 | $5,285,000 | $406,538 | $3,380 | 8.77% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 9 | $5,025,000 | $558,333 | $4,783 | 7.80% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 5 | $4,805,000 | $961,000 | $15,156 | 7.38% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 32 | $4,800,000 | $150,000 | $4,422 | 8.46% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 7 | $4,775,000 | $682,143 | $5,481 | 7.48% |
| KOKOMO, IN (FHA|USDA|VA) | 47 | $4,695,000 | $99,894 | $1,852 | 9.11% |
| WENATCHEE, WA (FHA|USDA|VA) | 6 | $4,690,000 | $781,667 | $5,597 | 6.85% |
| Stevens Point, WI (FHA|USDA|VA) | 31 | $4,625,000 | $149,194 | $3,334 | 8.56% |
| PITTSBURGH, PA (FHA|USDA|VA) | 9 | $4,625,000 | $513,889 | $8,347 | 7.22% |
| Kalispell, MT (FHA|USDA|VA) | 3 | $4,525,000 | $1,508,333 | $7,389 | 7.04% |
| VISALIA, CA (FHA|USDA|VA) | 28 | $4,430,000 | $158,214 | $5,174 | 9.24% |
| DULUTH, MN-WI (FHA|USDA|VA) | 26 | $4,420,000 | $170,000 | $4,888 | 9.04% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 27 | $4,345,000 | $160,926 | $3,568 | 8.15% |
| MERCED, CA (FHA|USDA|VA) | 16 | $4,270,000 | $266,875 | $6,086 | 8.49% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $4,130,000 | $688,333 | $6,320 | 8.16% |
| Bozeman, MT (FHA|USDA|VA) | 4 | $4,130,000 | $1,032,500 | $7,200 | 6.50% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $3,785,000 | $757,000 | $6,874 | 6.90% |
| Manitowoc, WI (FHA|USDA|VA) | 24 | $3,740,000 | $155,833 | $3,867 | 8.49% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $3,740,000 | $623,333 | $5,168 | 6.72% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 18 | $3,710,000 | $206,111 | $4,297 | 9.15% |
| GREELEY, CO (FHA|USDA|VA) | 17 | $3,595,000 | $211,471 | $6,492 | 8.54% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 16 | $3,550,000 | $221,875 | $6,564 | 9.21% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 7 | $3,445,000 | $492,143 | $6,255 | 6.59% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 6 | $3,380,000 | $563,333 | $3,892 | 6.98% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 7 | $3,345,000 | $477,857 | $5,869 | 7.14% |
| LAS CRUCES, NM (FHA|USDA|VA) | 26 | $3,300,000 | $126,923 | $4,875 | 9.32% |
| RICHMOND, VA (FHA|USDA|VA) | 8 | $3,230,000 | $403,750 | $4,388 | 8.63% |
| Hailey, ID (FHA|USDA|VA) | 5 | $3,225,000 | $645,000 | $9,184 | 7.79% |
| SANTA FE, NM (FHA|USDA|VA) | 8 | $3,200,000 | $400,000 | $9,184 | 9.31% |
| RAPID CITY, SD (FHA|USDA|VA) | 6 | $3,160,000 | $526,667 | $4,421 | 7.31% |
| Ellensburg, WA (FHA|USDA|VA) | 4 | $3,060,000 | $765,000 | $13,782 | 9.33% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 4 | $3,040,000 | $760,000 | $6,564 | 7.39% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 6 | $2,970,000 | $495,000 | $7,987 | 8.22% |
| CHICO, CA (FHA|USDA|VA) | 18 | $2,950,000 | $163,889 | $3,548 | 8.61% |
| Montrose, CO (FHA|USDA|VA) | 10 | $2,950,000 | $295,000 | $3,728 | 8.50% |
| Marinette, WI-MI (FHA|USDA|VA) | 28 | $2,930,000 | $104,643 | $3,704 | 8.74% |
| COLUMBIA, MO (FHA|USDA|VA) | 5 | $2,855,000 | $571,000 | $3,463 | 6.70% |
| Laconia, NH (FHA|USDA|VA) | 1 | $2,805,000 | $2,805,000 | $12,419 | 6.50% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $2,780,000 | $1,390,000 | $10,196 | 6.13% |
| Fergus Falls, MN (FHA|USDA|VA) | 19 | $2,765,000 | $145,526 | $4,365 | 9.10% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $2,760,000 | $345,000 | $3,715 | 7.66% |
| Newport, OR (FHA|USDA|VA) | 19 | $2,695,000 | $141,842 | $6,953 | 9.06% |
| TYLER, TX (FHA|USDA|VA) | 4 | $2,600,000 | $650,000 | $7,065 | 6.91% |
| LINCOLN, NE (FHA|USDA|VA) | 20 | $2,580,000 | $129,000 | $2,489 | 9.11% |
| MISSOULA, MT (FHA|USDA|VA) | 3 | $2,575,000 | $858,333 | $7,375 | 6.71% |
| ST. CLOUD, MN (FHA|USDA|VA) | 12 | $2,440,000 | $203,333 | $4,349 | 8.95% |
| Durango, CO (FHA|USDA|VA) | 4 | $2,410,000 | $602,500 | $4,573 | 7.60% |
| Shawano, WI (FHA|USDA|VA) | 24 | $2,400,000 | $100,000 | $2,461 | 9.28% |
| Traverse City, MI (FHA|USDA|VA) | 5 | $2,395,000 | $479,000 | $4,420 | 7.47% |
| YUMA, AZ (FHA|USDA|VA) | 5 | $2,365,000 | $473,000 | $6,254 | 8.10% |
| Show Low, AZ (FHA|USDA|VA) | 12 | $2,350,000 | $195,833 | $4,734 | 8.70% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 3 | $2,305,000 | $768,333 | $7,387 | 6.50% |
| MADERA, CA (FHA|USDA|VA) | 7 | $2,245,000 | $320,714 | $5,343 | 8.51% |
| ROCHESTER, MN (FHA|USDA|VA) | 15 | $2,225,000 | $148,333 | $5,640 | 9.06% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $2,220,000 | $1,110,000 | $5,130 | 6.31% |
| SALEM, OR (FHA|USDA|VA) | 5 | $2,215,000 | $443,000 | $5,749 | 7.17% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $3,787 | 8.38% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $2,120,000 | $530,000 | $6,097 | 7.09% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 8 | $2,100,000 | $262,500 | $2,737 | 8.70% |
| TULSA, OK (FHA|USDA|VA) | 9 | $2,095,000 | $232,778 | $5,772 | 10.40% |
| CASPER, WY (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $3,207 | 8.20% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 17 | $1,995,000 | $117,353 | $3,337 | 8.87% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $1,965,000 | $655,000 | $4,568 | 7.25% |
| Outside of Metro Areas | 3 | $1,925,000 | $641,667 | $10,492 | 7.68% |
| YUBA CITY, CA (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $7,240 | 7.16% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $1,885,000 | $628,333 | $4,238 | 6.58% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 5 | $1,885,000 | $377,000 | $4,015 | 7.23% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $1,835,000 | $611,667 | $6,865 | 6.63% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 2 | $1,830,000 | $915,000 | $6,078 | 7.25% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $1,820,000 | $910,000 | $5,904 | 6.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $1,815,000 | $363,000 | $5,798 | 7.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $1,805,000 | $601,667 | $9,439 | 8.91% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $1,770,000 | $885,000 | $8,956 | 10.09% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,725,000 | $575,000 | $5,143 | 8.16% |
| CHEYENNE, WY (FHA|USDA|VA) | 12 | $1,700,000 | $141,667 | $4,246 | 8.34% |
| PEORIA, IL (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $3,598 | 8.76% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 9 | $1,685,000 | $187,222 | $3,976 | 8.13% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $1,685,000 | $1,685,000 | $14,171 | 6.50% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $1,655,000 | $1,655,000 | $5,941 | 7.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $5,932 | 6.88% |
| Scottsbluff, NE (FHA|USDA|VA) | 3 | $1,585,000 | $528,333 | $5,437 | 7.21% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $4,054 | 7.06% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $1,575,000 | $525,000 | $4,724 | 7.64% |
| Riverton, WY (FHA|USDA|VA) | 10 | $1,530,000 | $153,000 | $2,344 | 8.78% |
| AKRON, OH (FHA|USDA|VA) | 3 | $1,525,000 | $508,333 | $5,274 | 7.21% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 4 | $1,520,000 | $380,000 | $5,474 | 8.36% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $1,510,000 | $755,000 | $5,651 | 6.94% |
| Sterling, CO (FHA|USDA|VA) | 15 | $1,505,000 | $100,333 | $5,915 | 8.50% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $8,740 | 5.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $1,495,000 | $498,333 | $7,184 | 7.20% |
| Kearney, NE (FHA|USDA|VA) | 14 | $1,480,000 | $105,714 | $3,285 | 9.12% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $1,475,000 | $491,667 | $5,503 | 7.65% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $1,440,000 | $720,000 | $7,751 | 7.50% |
| Steamboat Springs, CO (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $0 | 9.41% |
| Norfolk, NE (FHA|USDA|VA) | 10 | $1,430,000 | $143,000 | $3,140 | 9.43% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $2,524 | 8.84% |
| AMES, IA (FHA|USDA|VA) | 18 | $1,420,000 | $78,889 | $4,091 | 9.04% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 9 | $1,395,000 | $155,000 | $1,943 | 9.02% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $4,699 | 8.12% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 10 | $1,390,000 | $139,000 | $3,783 | 8.73% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $5,931 | 8.00% |
| KANKAKEE, IL (FHA|USDA|VA) | 9 | $1,375,000 | $152,778 | $4,552 | 9.66% |
| Payson, AZ (FHA|USDA|VA) | 9 | $1,365,000 | $151,667 | $6,690 | 9.57% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $1,360,000 | $680,000 | $5,739 | 6.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $4,295 | 8.46% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $1,320,000 | $660,000 | $7,660 | 6.75% |
| LOUISVILLE, KY (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $3,042 | 8.31% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 2 | $1,310,000 | $655,000 | $4,355 | 7.19% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 3 | $1,295,000 | $431,667 | $3,425 | 7.47% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 1 | $1,285,000 | $1,285,000 | $6,751 | 7.63% |
| Alexandria, MN (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $6,200 | 7.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $5,326 | 7.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $3,515 | 8.23% |
| Boone, NC (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $10,754 | 6.50% |
| Vermillion, SD (FHA|USDA|VA) | 14 | $1,200,000 | $85,714 | $3,038 | 9.25% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $5,411 | 8.24% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $6,331 | 6.69% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $4,788 | 7.63% |
| COLUMBUS, IN (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $9,337 | 7.23% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $1,155,000 | $385,000 | $6,118 | 7.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $3,265 | 9.16% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $7,063 | 6.88% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $3,922 | 7.56% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $1,145,000 | $1,145,000 | $12,997 | 6.13% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $8,112 | 7.64% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 10 | $1,070,000 | $107,000 | $2,979 | 8.09% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $6,849 | 7.98% |
| Taos, NM (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $7,663 | 7.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $12,264 | 7.78% |
| Menomonie, WI (FHA|USDA|VA) | 9 | $1,035,000 | $115,000 | $0 | 8.96% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $4,082 | 6.88% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $0 | 8.77% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $975,000 | $975,000 | $9,889 | 6.25% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $5,414 | 7.38% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $4,439 | 8.84% |
| Clearlake, CA (FHA|USDA|VA) | 8 | $930,000 | $116,250 | $1,934 | 9.60% |
| Astoria, OR (FHA|USDA|VA) | 2 | $930,000 | $465,000 | $5,319 | 8.17% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $895,000 | $895,000 | $5,498 | 6.38% |
| Ardmore, OK (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $5,017 | 9.18% |
| CARSON CITY, NV (FHA|USDA|VA) | 7 | $895,000 | $127,857 | $4,645 | 9.13% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $4,030 | 6.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $6,620 | 6.81% |
| Evanston, WY (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $5,283 | 8.71% |
| Marshall, MN (FHA|USDA|VA) | 13 | $835,000 | $64,231 | $4,138 | 9.65% |
| Somerset, PA (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $8,097 | 5.88% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $3,052 | 7.44% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $8,032 | 6.38% |
| Gillette, WY (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,327 | 9.30% |
| Crossville, TN (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $7,005 | 6.88% |
| YAKIMA, WA (FHA|USDA|VA) | 7 | $795,000 | $113,571 | $0 | 9.48% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $7,637 | 6.50% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $3,600 | 8.61% |
| Fremont, NE (FHA|USDA|VA) | 12 | $770,000 | $64,167 | $2,933 | 9.62% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $5,211 | 6.38% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $7,869 | 6.88% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,238 | 8.16% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,359 | 9.60% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $4,637 | 6.69% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $10,567 | 6.63% |
| Durant, OK (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $11,676 | 6.25% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $10,630 | 6.88% |
| Fernley, NV (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $3,025 | 8.81% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $5,077 | 7.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $3,051 | 7.19% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $4,267 | 8.61% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,779 | 7.94% |
| Ada, OK (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $4,719 | 8.49% |
| LAWRENCE, KS (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $7,156 | 9.43% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $9,084 | 6.69% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $5,208 | 6.63% |
| North Platte, NE (FHA|USDA|VA) | 6 | $630,000 | $105,000 | $3,729 | 8.51% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $2,740 | 6.75% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,095 | 6.94% |
| Nogales, AZ (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $0 | 8.86% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $5,118 | 7.13% |
| Rochelle, IL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $1,739 | 9.72% |
| Pullman, WA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $3,876 | 7.00% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $0 | 9.44% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $7,738 | 6.88% |
| Rutland, VT (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $5,376 | 7.13% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $7,545 | 7.06% |
| Kinston, NC (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $4,249 | 6.75% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $9,110 | 6.38% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $4,680 | 7.13% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $9,660 | 6.75% |
| Craig, CO (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $1,559 | 8.13% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,166 | 8.27% |
| Burley, ID (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,067 | 6.25% |
| Dodge City, KS (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $5,115 | 8.75% |
| NILES, MI (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,629 | 8.46% |
| Worthington, MN (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $3,051 | 10.07% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $5,234 | 6.50% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $6,844 | 7.25% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,709 | 6.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $0 | 9.75% |
| Shelton, WA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $7,730 | 6.50% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $8,744 | 8.18% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,467 | 6.63% |
| Angola, IN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 8.34% |
| Rock Springs, WY (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $0 | 9.60% |
| Pittsburg, KS (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $1,804 | 9.59% |
| Carroll, IA (FHA|USDA|VA) | 9 | $475,000 | $52,778 | $3,520 | 9.97% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,041 | 6.75% |
| Ottawa, KS (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $3,960 | 8.00% |
| Columbus, NE (FHA|USDA|VA) | 6 | $460,000 | $76,667 | $3,180 | 8.68% |
| Sheridan, WY (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 8.94% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $5,669 | 7.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $7,287 | 7.50% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $6,204 | 7.00% |
| Richmond, IN (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $2,668 | 9.41% |
| Berlin, NH (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $4,370 | 7.63% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $5,729 | 7.00% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,385 | 6.50% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 9.19% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,169 | 7.25% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,450 | 8.36% |
| Willmar, MN (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,745 | 10.06% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,964 | 6.63% |
| Rolla, MO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,764 | 7.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $5,097 | 8.27% |
| Olean, NY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,243 | 6.88% |
| Ottawa, IL (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $0 | 9.90% |
| Helena, MT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,493 | 5.88% |
| Central City, KY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,391 | 7.50% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,079 | 7.88% |
| ENID, OK (FHA|USDA|VA) | 9 | $375,000 | $41,667 | $0 | 10.72% |
| Platteville, WI (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 8.73% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,950 | 6.25% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 9.52% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,288 | 6.75% |
| Granbury, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $6,885 | 7.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,981 | 6.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 8.25% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $7,408 | 7.50% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,019 | 8.32% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 8.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,182 | 7.25% |
| McComb, MS (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,938 | 7.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,719 | 6.63% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,430 | 6.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,803 | 6.50% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $4,900 | 7.75% |
| Oxford, MS (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,592 | 7.50% |
| Fort Morgan, CO (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $6,156 | 8.87% |
| Camden, AR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,020 | 5.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,495 | 7.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 8.94% |
| REDDING, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,617 | 7.25% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,084 | 7.25% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $3,144 | 8.86% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 10.44% |
| Connersville, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,487 | 8.16% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $0 | 8.77% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 9.04% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,794 | 7.13% |
| Dickinson, ND (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 9.70% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,537 | 7.00% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,673 | 7.50% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 9.45% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $5,158 | 8.00% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,033 | 6.75% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,668 | 7.00% |
| Hutchinson, KS (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $5,049 | 9.30% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,463 | 7.25% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 8.68% |
| Marion, IN (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $2,916 | 10.13% |
| MONROE, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 9.04% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 10.70% |
| Laramie, WY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,095 | 6.38% |
| Great Bend, KS (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 9.66% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,143 | 6.50% |
| DuBois, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,997 | 7.25% |
| OCALA, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,327 | 7.50% |
| Cullman, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 9.52% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $4,563 | 8.31% |
| Guymon, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,420 | 7.00% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,259 | 8.13% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 8.50% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,593 | 7.38% |
| Yankton, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,936 | 5.88% |
| Branson, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,455 | 7.50% |
| Freeport, IL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,899 | 8.73% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.79% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 10.00% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,513 | 6.75% |
| Logansport, IN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 9.19% |
| Sonora, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,897 | 6.13% |
| Duncan, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,553 | 7.00% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,133 | 7.38% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,151 | 6.00% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.85% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,022 | 7.50% |
| Huron, SD (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,743 | 8.13% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,691 | 8.13% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.72% |
| Holland, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.19% |
| Centralia, WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.70% |
| Winfield, KS (FHA|USDA|VA) | 5 | $125,000 | $25,000 | $0 | 11.62% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,095 | 7.50% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,695 | 6.88% |
| Roswell, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.55% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $5,029 | 9.04% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.54% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.87% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.64% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 10.25% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 9.29% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.65% |
| Pella, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.05% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.25% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,783 | 7.00% |
| Sterling, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.35% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.88% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.04% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.25% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.84% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.75% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,144 | 8.00% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.79% |
| Mason City, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.00% |
| Houghton, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.24% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,578 | 8.00% |
| Deming, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.49% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,618 | 7.38% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.45% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.34% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.50% |
| Beatrice, NE (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 11.98% |
| Parsons, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,713 | 5.88% |
| Alpena, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.14% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.54% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.89% |
| Macomb, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.94% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.34% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $4,016 | 6.88% |
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Product Mix
For 2024, Bmo Harris Bank's most frequently originated type of loan was HELOC, with 10,939 originations. Their 2nd most popular type was Conventional, with 7,033 originations.
Loan Reason
For 2024, Bmo Harris Bank's most frequently cited loan purpose was Home Purchase, with 6,031 originations. The 2nd most popular reason was Cash Out Refi, with 4,224 originations.
Loan Duration/Length
For 2024, Bmo Harris Bank's most frequently cited loan duration was 30 Year, with 17,393 originations. The 2nd most popular length was 20 Year, with 253 originations.
Origination Fees/Closing Costs
Bmo Harris Bank's average total fees were $7,340, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 4,719 originations.
Interest Rates
During 2024, Bmo Harris Bank's average interest rate for loans was 8.30%, while their most frequently originated rate bucket for loans was Over 8%, with 11,046 originations.
Loan Sizing
2024 saw Bmo Harris Bank place emphasis on $100,000 or less loans with 4,758 originations, totaling $274,060,000 in origination value.
Applicant Income
Bmo Harris Bank lent most frequently to those with incomes in the $250k+ range, with 5,240 originations. The second most popular income band? $150k-250k, with 3,131 originations.
Applicant Debt to Income Ratio
Bmo Harris Bank lent most frequently to those with DTI ratios of 30-36%, with 2,708 originations. The next most common DTI ratio? 20-30%, with 2,622 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications70.55%
Bmo Harris Bank has a below average approval rate.
Pick Rate
Approvals leading to origination67.13%
Bmo Harris Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 1443.47 | 1 | $175,000 | $175,000 |
| 7618.2 | 1 | $255,000 | $255,000 |
| NA | 18,164 | $8,605,070,000 | $473,743 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 18,166 | $8,605,500,000 | $473,715 |