First Security Bank Mortgage Rates, Fees & Info

Searcy, AR

LEI: 254900561K135J92VD38

Tax ID: 71-0159420

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Mortgage Data

Bank Data

Review & Overview

First Security Bank is a smaller bank specializing in Home Purchase loans. First Security Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Little Rock, Fayetteville, Searcy, Jonesboro, and Hot Springs among others. We have data for 20 markets. (Some data included below & more in-depth data is available with an active subscription.)

First Security Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. First Security Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 11/22/24
30 Year Conventional Purchase 6.49% 11/22/24
30 Year Conventional Refi 6.57% 11/22/24
30 Year Cash-out Refi 6.66% 11/22/24
30 Year FHA Purchase 7.08% 11/22/24
30 Year FHA Refi 6.27% 11/22/24
30 Year VA Purchase 6.00% 11/22/24
30 Year USDA Purchase 6.33% 11/22/24
15 Year Conventional Purchase 5.81% 11/22/24
15 Year Conventional Refi 5.97% 11/22/24
15 Year Cash-out Refi 5.97% 11/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

First Security Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from First Security Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,841

Origination Dollar Volume (All Markets)

$303,495,000

Employee count

873 Show all (38) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 712 $118,600,000 $166,573 $2,657 4.44%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 264 $57,220,000 $216,742 $2,514 4.23%
Searcy, AR (FHA|USDA|VA) 252 $33,270,000 $132,024 $2,485 4.56%
Outside of Metro Areas 180 $22,970,000 $127,611 $2,599 4.73%
JONESBORO, AR (FHA|USDA|VA) 125 $21,925,000 $175,400 $3,116 3.76%
HOT SPRINGS, AR (FHA|USDA|VA) 94 $18,160,000 $193,191 $2,445 4.64%
Mountain Home, AR (FHA|USDA|VA) 96 $11,240,000 $117,083 $2,039 4.64%
Russellville, AR (FHA|USDA|VA) 63 $8,785,000 $139,444 $2,676 4.32%
Paragould, AR (FHA|USDA|VA) 28 $4,500,000 $160,714 $2,637 3.65%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $2,425,000 $2,425,000 $0 4.97%
FORT SMITH, AR-OK (FHA|USDA|VA) 7 $1,315,000 $187,857 $2,350 4.63%
Malvern, AR (FHA|USDA|VA) 8 $1,270,000 $158,750 $3,222 3.78%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $665,000 $221,667 $4,591 3.17%
El Dorado, AR (FHA|USDA|VA) 1 $225,000 $225,000 $254 4.13%
Blytheville, AR (FHA|USDA|VA) 2 $210,000 $105,000 $1,641 3.44%
Arkadelphia, AR (FHA|USDA|VA) 1 $205,000 $205,000 $4,224 3.38%
PINE BLUFF, AR (FHA|USDA|VA) 1 $165,000 $165,000 $2,554 3.63%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.50%
Harrison, AR (FHA|USDA|VA) 1 $105,000 $105,000 $862 5.41%
Batesville, AR (FHA|USDA|VA) 1 $75,000 $75,000 $2,698 3.25%
First Security Bank's top markets include Little Rock, Fayetteville, Searcy, Jonesboro, and Hot Springs among others.

Their top states include:
  • Arkansas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,467 $244,945,000 $166,970 $2,367 4.61%
    FHA 188 $30,240,000 $160,851 $3,813 3.64%
    USDA 121 $14,855,000 $122,769 $2,221 3.60%
    VA 65 $13,455,000 $207,000 $3,382 3.45%

    For 2019, First Security Bank's most frequently originated type of loan was Conventional, with 1,467 originations. Their 2nd most popular type was FHA, with 188 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1,312 $216,440,000 $164,970 $2,514 4.42%
    Refi 279 $50,245,000 $180,090 $2,805 4.43%
    Cash Out Refi 165 $28,875,000 $175,000 $3,167 3.84%
    Home Improvement 46 $3,280,000 $71,304 $919 5.78%
    Other 39 $4,655,000 $119,359 $2,001 4.54%

    For 2019, First Security Bank's most frequently cited loan purpose was Home Purchase, with 1,312 originations. The 2nd most popular reason was Refi, with 279 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,040 $190,680,000 $183,346 $2,738 3.83%
    Other 193 $23,925,000 $123,964 $1,033 5.57%
    3 Year 178 $17,880,000 $100,449 $0 6.01%
    15 Year 169 $29,585,000 $175,059 $2,826 3.36%
    5 Year 105 $15,225,000 $145,000 $676 5.83%
    1 Year 103 $18,205,000 $176,748 $2,040 5.92%
    20 Year 39 $6,305,000 $161,667 $2,435 3.86%
    10 Year 14 $1,690,000 $120,714 $2,548 3.27%

    For 2019, First Security Bank's most frequently cited loan duration was 30 Year, with 1,040 originations. The 2nd most popular length was Other, with 193 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,002 $182,770,000 $182,405
    $1k-2k 167 $21,765,000 $130,329
    $2k-3k 109 $20,515,000 $188,211
    $3k-4k 36 $10,050,000 $279,167
    $4k-5k 9 $3,195,000 $355,000
    $5k+ 4 $1,840,000 $460,000

    First Security Bank's average total fees were $2,738, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,002 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 841 $158,805,000 $188,829
    5-6% 414 $56,690,000 $136,932
    4-5% 359 $59,555,000 $165,891
    6-7% 118 $11,390,000 $96,525
    2.5-3% 92 $16,430,000 $178,587
    7-8% 16 $590,000 $36,875
    Over 8% 1 $35,000 $35,000

    During 2019, First Security Bank's average interest rate for loans was 3.83%, while their most frequently originated rate bucket for loans was 3-4%, with 841 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 800 $115,820,000 $144,775 $2,503 4.17%
    $100,000 or less 550 $35,890,000 $65,255 $1,822 5.10%
    $200k-400k 413 $110,845,000 $268,390 $3,196 3.97%
    $400k-600k 70 $31,790,000 $454,143 $3,459 4.10%
    $600k-1MM 5 $3,815,000 $763,000 $3,258 5.17%
    $1MM+ 3 $5,335,000 $1,778,333 $0 5.49%

    2019 saw First Security Bank place emphasis on $100k-200k loans with 800 originations, totaling $115,820,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 433 $47,125,000 $108,834 $2,365 4.08%
    $50k-75k 362 $51,960,000 $143,536 $2,524 4.13%
    $100k-150k 254 $52,580,000 $207,008 $2,827 4.18%
    $75k-100k 254 $44,290,000 $174,370 $2,713 4.23%
    $150k-250k 148 $38,080,000 $257,297 $3,038 4.31%
    $250k+ 74 $20,180,000 $272,703 $3,128 4.55%

    First Security Bank lent most frequently to those with incomes in the $50k or less range, with 433 originations. The second most popular income band? $50k-75k, with 362 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 431 $75,175,000 $174,420 $2,449 4.12%
    30-36% 311 $50,195,000 $161,399 $2,547 4.13%
    <20% 189 $27,835,000 $147,275 $2,239 4.34%
    37% 56 $9,880,000 $176,429 $2,635 4.16%
    39% 51 $8,555,000 $167,745 $2,830 3.93%
    42% 48 $9,550,000 $198,958 $2,937 3.88%
    50-60% 47 $9,015,000 $191,809 $4,255 3.69%
    36% 46 $6,430,000 $139,783 $2,382 4.60%
    38% 44 $6,990,000 $158,864 $3,067 4.19%
    44% 40 $6,700,000 $167,500 $2,409 3.87%
    40% 39 $7,705,000 $197,564 $2,659 3.90%
    49% 39 $7,115,000 $182,436 $2,803 4.08%
    45% 33 $6,665,000 $201,970 $3,150 3.75%
    43% 32 $5,510,000 $172,188 $2,290 3.75%
    41% 31 $4,505,000 $145,323 $2,799 3.83%
    46% 29 $5,965,000 $205,690 $3,161 3.77%
    48% 24 $4,070,000 $169,583 $2,621 3.79%
    47% 17 $3,015,000 $177,353 $2,437 4.05%
    >60% 2 $1,220,000 $610,000 $2,613 5.89%

    First Security Bank lent most frequently to those with DTI ratios of 20-30%, with 431 originations. The next most common DTI ratio? 30-36%, with 311 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,492 $248,630,000 $166,642 $2,624 4.18%
    Not applicable 267 $40,995,000 $153,539 $1,245 5.78%
    Asian 27 $5,425,000 $200,926 $2,100 3.84%
    Black 30 $4,670,000 $155,667 $2,785 3.91%
    Not provided 19 $2,815,000 $148,158 $2,399 4.39%
    American Indian 6 $960,000 $160,000 $2,782 3.97%

    Approval Rates

    Total approvals of all applications
    92.76%

    First Security Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    85.99%

    First Security Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    12.5 1 $65,000 $65,000
    137.5 1 $25,000 $25,000
    296.5 1 $25,000 $25,000
    NA 1,838 $303,380,000 $165,060

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $245,000 $245,000
    Multifamily:Site-Built 16 $6,150,000 $384,375
    Single Family (1-4 Units):Manufactured 6 $370,000 $61,667
    Single Family (1-4 Units):Site-Built 1,818 $296,730,000 $163,218

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 102 $9,530,000 $93,431 $1,863 5.12%
    40-60% 218 $29,640,000 $135,963 $2,385 4.57%
    60-80% 596 $103,620,000 $173,859 $2,643 4.59%
    80-100% 879 $155,815,000 $177,264 $2,662 4.12%
    Over 100% 16 $3,100,000 $193,750 $5,396 3.58%
    Under 20% 30 $1,790,000 $59,667 $343 5.93%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    FIRST HORIZON BANK Conventional home mortgage Struggling to pay mortgage 1 6.7%
    FIRST HORIZON BANK VA mortgage Closing on a mortgage 1 6.7%
    FIRST HORIZON BANK VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.7%
    FIRST HORIZON BANK Other type of mortgage Trouble during payment process 1 6.7%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Trouble during payment process 3 20.0%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Closing on a mortgage 1 6.7%
    FIRST HORIZON BANK FHA mortgage Trouble during payment process 2 13.3%
    FIRST HORIZON BANK FHA mortgage Struggling to pay mortgage 1 6.7%
    FIRST HORIZON BANK Conventional home mortgage Trouble during payment process 4 26.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    First Security Bank 10 Bass Pro Drive Little Rock, AR 72201 Full Service B&M $10,970
    First Security Bank 100 West Emma Street Springdale, AR 72764 Full Service B&M $182,420
    First Security Bank 1001 Front Street Conway, AR 72032 Full Service B&M $127,594
    First Security Bank 1007 South Rogers Clarksville, AR 72830 Full Service B&M $3,463
    First Security Bank 10421 West Markham, Space A Little Rock, AR 72205 Full Service B&M $19,596
    First Security Bank 105 East Ninth Street, Po Box 1906 Mountain Home, AR 72653 Full Service B&M $157,421
    First Security Bank 108 South Main Street Bentonville, AR 72712 Full Service B&M $885
    First Security Bank 11 North College Avenue Fayetteville, AR 72701 Full Service B&M $28,784
    First Security Bank 1110 E Oak Conway, AR 72032 Full Service B&M $37,816
    First Security Bank 1118 South Main Street Searcy, AR 72143 Full Service B&M $15,002
    First Security Bank 112 Volunteers Parkway Clinton, AR 72031 Full Service B&M $28,941
    First Security Bank 11300 Cantrell Ste 100 Little Rock, AR 72201 Full Service B&M $19,058
    First Security Bank 1137 Main St. Vilonia, AR 72173 Full Service B&M $28,899
    First Security Bank 1140 Highway 25b Heber Springs, AR 72543 Full Service B&M $70,292
    First Security Bank 115 North Cravens Street Clarksville, AR 72830 Limited, Drive-thru $0
    First Security Bank 12005 Crystal Hill Road Maumelle, AR 72113 Full Service B&M $59,075
    First Security Bank 1212 Salem Road Benton, AR 72015 Full Service B&M $15,287
    First Security Bank 1219 East Joyce Boulevard Fayetteville, AR 72703 Full Service B&M $273,832
    First Security Bank 1341 Stadium Boulevard Jonesboro, AR 72401 Full Service B&M $112,778
    First Security Bank 1390 Highway 64 West Conway, AR 72032 Full Service B&M $71,270
    First Security Bank 1401 Military Road Benton, AR 72015 Full Service B&M $31,685
    First Security Bank 14512 Highway 12 East Rogers, AR 72757 Full Service B&M $12,258
    First Security Bank 15420 Chenal Parkway Little Rock, AR 72211 Full Service B&M $10,881
    First Security Bank 1729 Malvern Ave Hot Springs, AR 71901 Full Service B&M $719
    First Security Bank 1759 Airport Road Hot Springs, AR 71913 Full Service B&M $3,012
    First Security Bank 1777 Centerton Avenue Centerton, AR 72719 Full Service B&M $2,314
    First Security Bank 17810 Cantrell Road Little Rock, AR 72223 Full Service B&M $560,571
    First Security Bank 1823 North Reynolds Road Bryant, AR 72022 Full Service B&M $21,559
    First Security Bank 191 West Main Street Farmington, AR 72730 Full Service B&M $13,609
    First Security Bank 200 South Seventh Street Heber Springs, AR 72543 Full Service B&M $11,569
    First Security Bank 2012 East Robinson Avenue Springdale, AR 72764 Full Service B&M $12,710
    First Security Bank 205 West Carpenter Benton, AR 72015 Full Service B&M $219,034
    First Security Bank 205 West Pine Street Cabot, AR 72023 Full Service B&M $67,583
    First Security Bank 20697 I-30 Bryant, AR 72022 Full Service B&M $58,404
    First Security Bank 2101 Dave Ward Drive Conway, AR 72032 Full Service B&M $32,811
    First Security Bank 214 West Main Street Clarksville, AR 72830 Full Service B&M $109,758
    First Security Bank 22 Highway 64 West Beebe, AR 72012 Full Service B&M $2,228
    First Security Bank 2255 West Main Street Cabot, AR 72023 Full Service B&M $1,933
    First Security Bank 2300 South Walton Boulevard Bentonville, AR 72712 Full Service B&M $34,455
    First Security Bank 2500 West Sunset Springdale, AR 72764 Limited, Trust Office $0
    First Security Bank 2504 Mccain Boulevard North Little Rock, AR 72116 Full Service B&M $15,618
    First Security Bank 2504 West Main Street, Suite G&l Russellville, AR 72801 Full Service B&M $13,722
    First Security Bank 2531 W Beebe-Capps Expressway Searcy, AR 72143 Full Service B&M $42,210
    First Security Bank 2710 East Mission Blvd Fayetteville, AR 72703 Full Service B&M $10,713
    First Security Bank 2763 Highway 62 East Mountain Home, AR 72653 Full Service B&M $19,763
    First Security Bank 2800 East Race Avenue Searcy, AR 72143 Limited, Administrative $0
    First Security Bank 2800 East Race Avenue Searcy, AR 72143 Full Service B&M $69,644
    First Security Bank 2863 West Sunset Springdale, AR 72762 Full Service B&M $129,510
    First Security Bank 2925 Prince Conway, AR 72032 Full Service B&M $131,230
    First Security Bank 314 North Spring Street Searcy, AR 72143 Full Service B&M $475,421
    First Security Bank 3333 Pinnacle Hills Pkwy Rogers, AR 72756 Full Service B&M $39,118
    First Security Bank 3443 West Wedington Drive Fayetteville, AR 72701 Full Service B&M $7,372
    First Security Bank 3901 West Walnut Street Rogers, AR 72756 Full Service B&M $37,649
    First Security Bank 400 West Center Street Beebe, AR 72012 Full Service B&M $838
    First Security Bank 400 West Monroe Lowell, AR 72745 Full Service B&M $30,316
    First Security Bank 4129 Central Avenue Hot Springs, AR 71913 Full Service B&M $59,522
    First Security Bank 415 East Broadway North Little Rock, AR 72114 Full Service B&M $5,951
    First Security Bank 4204 East Johnson Avenue Jonesboro, AR 72401 Full Service B&M $4,671
    First Security Bank 4934 And 4936 West Markham Street Little Rock, AR 72205 Full Service B&M $10,371
    First Security Bank 502 Main Street Pangburn, AR 72121 Full Service B&M $12,874
    First Security Bank 520 Highway 5 North Mountain Home, AR 72654 Full Service B&M $30,962
    First Security Bank 5208 South Thompson Springdale, AR 72764 Full Service B&M $20,671
    First Security Bank 521 President Clinton Avenue Little Rock, AR 72201 Full Service B&M $21,965
    First Security Bank 5600 Kavanaugh Drive Little Rock, AR 72207 Full Service B&M $22,566
    First Security Bank 5619 Highway 5 North Bryant, AR 72022 Full Service B&M $33,822
    First Security Bank 601 East First Street Mcrae, AR 72102 Full Service B&M $2,928
    First Security Bank 601 East Main Street Mountain View, AR 72560 Full Service B&M $19,628
    First Security Bank 613 Southwest Drive Jonesboro, AR 72401 Full Service B&M $25,247
    First Security Bank 624 Highway 365 South Mayflower, AR 72106 Full Service B&M $26,592
    First Security Bank 640 North Garland Avenue, Suite 208 Fayetteville, AR 72701 Full Service B&M $5,247
    First Security Bank 6855 Jfk Boulevard North Little Rock, AR 72114 Full Service B&M $25,540
    First Security Bank 7 Wilson Farm Road Greenbrier, AR 72058 Full Service B&M $73,207
    First Security Bank 720 Garrison Ave Fort Smith, AR 72901 Full Service B&M $6,387
    First Security Bank 7447 Highway 62 West Gassville, AR 72635 Full Service B&M $21,381
    First Security Bank 906 South Pine, Suite 14 Cabot, AR 72023 Full Service B&M $4,231
    First Security Bank 949 Highway 62 East Mountain Home, AR 72653 Full Service B&M $52,557
    First Security Bank 9750 Brockington Road Sherwood, AR 72120 Full Service B&M $639
    First Security Bank Central Boulevard Bull Shoals, AR 72619 Full Service B&M $22,428
    First Security Bank Dewitt Henry Drive Beebe, AR 72012 Full Service B&M $109,077
    First Security Bank Jefferson And Van Buren Streets Judsonia, AR 72081 Full Service B&M $14,384

    For 2019, First Security Bank had 80 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $226,341
    Net interest income $184,342
    Total noninterest income $29,371
    Gross Fiduciary activities income $3,637
    Service charges on deposit accounts $9,210
    Trading account gains and fees $0
    Additional Noninterest Income $16,524
    Pre-tax net operating income $108,700
    Securities gains (or losses, -) $467
    Income before extraordinary items $103,936
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $103,936
    Minority interest net income $0
    Net income $103,936
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $103,492

    First Security Bank's gross interest income from loans was $226,341,000.
    First Security Bank's net interest income from loans was $184,342,000.
    First Security Bank's fee based income from loans was $9,210,000.
    First Security Bank's net income from loans was $103,936,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $41,999
    Provision for credit losses $6,305
    Total noninterest expense $98,708
    Salaries and employee benefits $55,907
    Premises and equipment expense $13,224
    Additional noninterest expense $29,577
    Applicable income taxes $5,231
    Net charge-offs $2,763
    Cash dividends $20,000

    First Security Bank's interest expense for loans was $41,999,000.
    First Security Bank's payroll and benefits expense were $55,907,000.
    First Security Bank's property, plant and equipment expenses $13,224,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $4,377,641
    Deposits held in domestic offices $4,377,641
    Deposits by Individuals, partnerships, and corporations $3,479,535
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $897,861
    Deposits by Commercial banks and other depository institutions in U.S. $246
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $647,693
    Demand deposits $154,493
    Nontransaction accounts $3,729,949
    Money market deposit accounts (MMDAs) $2,772,248
    Other savings deposits (excluding MMDAs) $310,540
    Total time deposits $647,159
    Total time and savings deposits $4,223,149
    Noninterest-bearing deposits $919,819
    Interest-bearing deposits $3,457,822
    Retail deposits $4,235,552
    IRAs and Keogh plan accounts $100,785
    Brokered deposits $5,300
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $5,828,222
    Cash & Balances due from depository institutions $609,501
    Interest-bearing balances $543,818
    Total securities $2,462,144
    Federal funds sold & reverse repurchase $25,325
    Net loans and leases $2,526,341
    Loan and leases loss allowance $84,030
    Trading account assets $0
    Bank premises and fixed assets $122,473
    Other real estate owned $2,362
    Goodwill and other intangibles $14,636
    All other assets $65,440

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $5,828,223
    Total Liabilities $4,662,361
    Total deposits $4,377,641
    Interest-bearing deposits $3,457,822
    Deposits held in domestic offices $4,377,641
    % insured (estimated) $58
    Federal funds purchased and repurchase agreements $264,930
    Trading liabilities $0
    Other borrowed funds $14,857
    Subordinated debt $0
    All other liabilities $4,933

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $2,526,341
    Loan and leases loss allowance $84,030
    Total loans and leases (domestic) $2,610,371
    All real estate loans $1,991,734
    Real estate loans in domestic offices $1,991,734
    Construction and development loans $491,057
    Residential 1-4 family construction $132,538
    Other construction, all land development and other land $358,519
    Loans secured by nonfarm nonresidential properties $955,140
    Nonfarm nonresidential secured by owner-occupied properties $215,972
    Commercial real estate & other non-farm, non-residential $739,168
    Multifamily residential real estate $67,704
    1-4 family residential loans $413,855
    Farmland loans $63,978
    Loans held in foreign offices $0
    Farm loans $10,865
    Commercial and industrial loans $402,947
    To non-U.S. addressees $0
    Loans to individuals $46,254
    Credit card loans $11,986
    Related Plans $2,195
    Consumer Auto Loans $11,909
    Other loans to individuals $20,164
    All other loans & leases $158,571
    Loans to foreign governments and official institutions $0
    Other loans $40,660
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $652
    Non 1-4 family restructured loans & leases $302
    Total loans and leases (foreign) $0

    First Security Bank had $2,526,341,000 of loans outstanding in 2019. $1,991,734,000 of loans were in real estate loans. $491,057,000 of loans were in development loans. $67,704,000 of loans were in multifamily mortgage loans. $413,855,000 of loans were in 1-4 family mortgage loans. $10,865,000 of loans were in farm loans. $11,986,000 of loans were in credit card loans. $11,909,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,304 $243,922 $187,057
    Nonfarm, nonresidential loans - <$100k 367 $15,017 $40,918
    Nonfarm, nonresidential loans - $100-250k 436 $54,359 $124,677
    Nonfarm, nonresidential loans - $250k-1MM 501 $174,546 $348,395
    Commercial & Industrial, US addressed loans - <$1MM 2,156 $110,143 $51,087
    Commercial & Industrial, US addressed loans - <$100k 1,684 $33,023 $19,610
    Commercial & Industrial, US addressed loans - $100-250k 287 $27,965 $97,439
    Commercial & Industrial, US addressed loans - $250k-1MM 185 $49,155 $265,703
    Farmland loans - <$1MM 360 $36,140 $100,389
    Farmland loans - <$100k 202 $8,355 $41,361
    Farmland loans - $100-250k 110 $14,002 $127,291
    Farmland loans - $250k-1MM 48 $13,783 $287,146
    Agriculture operations loans - <$1MM 375 $7,482 $19,952
    Agriculture operations loans - <$100k 349 $5,536 $15,862
    Agriculture operations loans - $100-250k 21 $1,426 $67,905
    Agriculture operations loans - $250k-1MM 5 $520 $104,000