El Dorado Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in El Dorado averaged 6.94% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 6.83% and one month ago for the week of 2023-08-17, the average rate was 6.74%.

    El Dorado's average rate one year ago was 5.87%.

    For refis of the same type during the week of 2023-09-21, the average rate was 7.29%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    El Dorado 30 Year Fixed Rate 2023-09-21 6.94%
    El Dorado 30 Year Fixed Rate Refi 2023-09-21 7.29%
    El Dorado 15 Year Fixed Rate 2023-09-21 6.54%
    El Dorado 15 Year Fixed Rate Refi 2023-09-21 7.04%
    El Dorado 30 Year FHA 2023-09-21 6.91%
    El Dorado 30 Year FHA Refi 2023-09-21 7.14%
    El Dorado 30 Year USDA 2023-09-21 7.22%
    El Dorado 30 Year USDA Refi 2023-09-21 7.22%
    El Dorado 30 Year VA 2023-09-21 6.62%
    El Dorado 30 Year VA Refi 2023-09-21 6.82%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within El Dorado, AR.

    El Dorado Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the El Dorado, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    First Financial Bank 24 5.00% $3,322
    QUICKEN LOANS, LLC 24 5.03% $5,372
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 23 5.55% $3,241
    FirstTrust Home Loans, Inc. 18 5.13% $4,523
    UNITED WHOLESALE MORTGAGE, LLC 17 5.45% $4,078
    Simmons Bank 11 4.63% $2,360
    Wells Fargo Bank 9 5.10% $2,853
    BancorpSouth 8 5.36% $3,932
    PREMIA MORTGAGE, LLC 3 4.46% $0
    EVERETT FINANCIAL, INC. 3 4.79% $1,107
    21ST MORTGAGE CORPORATION 2 6.25% $6,453
    Arvest Bank 2 4.88% $2,466
    Bank of England 2 4.06% $4,367
    Eagle Bank and Trust Company 2 4.19% $1,947
    LOANDEPOT.COM, LLC 2 4.63% $4,570
    Mr. Cooper ( Nationstar Mortgage ) 2 4.68% $7,602
    U.S. Bank 2 4.43% $3,878
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 6.50% $4,518
    Waterstone Mortgage Corporation 1 4.75% $4,265
    MORTGAGE ACCESS CORP. 1 3.88% $7,753
    AMERISAVE MORTGAGE CORPORATION 1 3.75% $8,739
    M&T Bank 1 3.88% $4,720
    NAVY FEDERAL CREDIT UNION 1 3.38% $1,125
    First Horizon Bank 1 6.75% $3,873
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.25% $5,405
    Citizens Bank 1 3.88% $4,211
    Regions Bank 1 5.88% $2,724
    CHURCHILL MORTGAGE CORPORATION 1 7.63% $3,512
    UNION HOME MORTGAGE CORP. 1 6.13% $4,446
    CapStar Bank 1 3.50% $2,074
    Generations Bank 1 6.75% $5,195
    GMFS LLC 1 5.38% $2,570
    Gateway First Bank 1 3.75% $4,094
    JPMorgan Chase Bank 1 2.99% $6,330

    El Dorado Average Closing Costs & Other Stats

    El Dorado, AR's 34 lenders originated 612 loans during 2022. The total origination value was $93,140,000, with an average loan value of $152,190.

    El Dorado's average closing costs are $3,839.

    The top El Dorado lender as defined by loan originations is First Financial Bank, with 24 loans originated. Their average total fees are $3,322, which is $2,050 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee El Dorado lenders (with over 10 loans originated) are Simmons Bank ($2,360), HIGHLANDS RESIDENTIAL MORTGAGE, LTD. ($3,241), First Financial Bank ($3,322), UNITED WHOLESALE MORTGAGE, LLC ($4,078) and FirstTrust Home Loans, Inc. ($4,523).

    The lowest rate El Dorado lenders (with over 10 loans originated) are Simmons Bank (4.63%), First Financial Bank (5.00%), QUICKEN LOANS, LLC (5.03%), FirstTrust Home Loans, Inc. (5.13%) and UNITED WHOLESALE MORTGAGE, LLC (5.45%).

    El Dorado, AR Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $19,380,000 $13,835,000 -28.6% 14.9%
    QUICKEN LOANS, LLC $12,365,000 $8,630,000 -30.2% 9.3%
    First Financial Bank $18,945,000 $7,330,000 -61.3% 7.9%
    FirstTrust Home Loans, Inc. $9,305,000 $6,795,000 -27.0% 7.3%
    EVERETT FINANCIAL, INC. $2,510,000 $6,280,000 150.2% 6.7%
    UNITED WHOLESALE MORTGAGE, LLC $2,160,000 $6,280,000 190.7% 6.7%
    Simmons Bank $5,510,000 $5,580,000 1.3% 6.0%
    BancorpSouth Bank $3,590,000 $5,335,000 48.6% 5.7%
    Southern Bancorp Bank $4,390,000 $3,405,000 -22.4% 3.7%
    Farmers Bank & Trust Company $5,370,000 $2,375,000 -55.8% 2.5%
    Wells Fargo Bank $5,670,000 $2,095,000 -63.1% 2.2%
    21ST MORTGAGE CORPORATION $1,915,000 $1,640,000 -14.4% 1.8%
    Guaranty Bank & Trust Company of Delhi, Louisiana $1,600,000 n/a 1.7%
    NAVY FEDERAL CREDIT UNION $560,000 $1,350,000 141.1% 1.4%
    TRIAD FINANCIAL SERVICES, INC. $1,475,000 $1,265,000 -14.2% 1.4%
    Mortgage Research Center, LLC $1,255,000 $1,125,000 -10.4% 1.2%
    JPMorgan Chase Bank $515,000 $970,000 88.3% 1.0%
    Generations Bank $105,000 $955,000 809.5% 1.0%
    COUNTRYPLACE MORTGAGE, LTD. $445,000 $935,000 110.1% 1.0%
    Equity Prime Mortgage LLC $850,000 n/a 0.9%
    PREMIA MORTGAGE, LLC $815,000 n/a 0.9%
    NEW DAY FINANCIAL, LLC $550,000 $770,000 40.0% 0.8%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,700,000 $740,000 -56.5% 0.8%
    U.S. Bank $295,000 $735,000 149.2% 0.8%
    LOANDEPOT.COM, LLC $815,000 $670,000 -17.8% 0.7%
    Arvest Bank $315,000 $640,000 103.2% 0.7%
    Mr. Cooper ( Nationstar Mortgage ) $1,295,000 $625,000 -51.7% 0.7%
    SOUTHWEST STAGE FUNDING, LLC $605,000 $550,000 -9.1% 0.6%
    CSL Financial, LLC $620,000 $520,000 -16.1% 0.6%
    AMERISAVE MORTGAGE CORPORATION $1,410,000 $455,000 -67.7% 0.5%
    Eagle Bank and Trust Company $710,000 $450,000 -36.6% 0.5%
    United Community Bank $375,000 n/a 0.4%
    Flagstar Bank, FSB $105,000 $335,000 219.0% 0.4%
    Bank of England $330,000 $290,000 -12.1% 0.3%
    ARKANSAS Federal Credit Union $55,000 $280,000 409.1% 0.3%
    Farm Credit Services of Western Arkansas, ACA $275,000 n/a 0.3%
    First Horizon Bank $250,000 n/a 0.3%
    FIRST COMMUNITY MORTGAGE, INC. $195,000 $245,000 25.6% 0.3%
    Regions Bank $2,050,000 $245,000 -88.0% 0.3%
    BOKF $235,000 n/a 0.3%
    FREEDOM MORTGAGE CORPORATION $3,050,000 $235,000 -92.3% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $235,000 n/a 0.3%
    Carrington Mortgage Services, LLC $115,000 $230,000 100.0% 0.2%
    GMFS LLC $135,000 $225,000 66.7% 0.2%
    GUARANTEED RATE AFFINITY, LLC $225,000 n/a 0.2%
    Century Next Bank $525,000 $215,000 -59.0% 0.2%
    CapStar Bank $205,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $615,000 $205,000 -66.7% 0.2%
    CALIBER HOME LOANS, INC. $1,440,000 $200,000 -86.1% 0.2%
    CHURCHILL MORTGAGE CORPORATION $195,000 n/a 0.2%
    First Option Mortgage, LLC $235,000 $195,000 -17.0% 0.2%
    MORTGAGE ACCESS CORP. $195,000 n/a 0.2%
    Bank of America $180,000 n/a 0.2%
    AMERICAN MORTGAGE SERVICE COMPANY $175,000 n/a 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $175,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $185,000 $170,000 -8.1% 0.2%
    ACADEMY MORTGAGE CORPORATION $155,000 n/a 0.2%
    Citizens Bank $155,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $145,000 n/a 0.2%
    Gateway First Bank $535,000 $135,000 -74.8% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $125,000 n/a 0.1%
    M&T Bank $125,000 n/a 0.1%
    First Guaranty Mortgage Corporation $195,000 $115,000 -41.0% 0.1%
    Paramount Residential Mortgage Group, Inc. $115,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $115,000 n/a 0.1%
    Waterstone Mortgage Corporation $115,000 n/a 0.1%
    Chambers Bank $105,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $95,000 n/a 0.1%
    Figure Lending LLC $75,000 n/a 0.1%
    LOANPAL, LLC $75,000 n/a 0.1%
    PENNYMAC LOAN SERVICES, LLC $715,000 $55,000 -92.3% 0.1%
    RELIANCE FIRST CAPITAL, LLC $105,000 $45,000 -57.1% 0.0%

    El Dorado's top lender by overall market share is HIGHLANDS RESIDENTIAL MORTGAGE, LTD., with 14.9% market share. In second place, with 9.3%, is QUICKEN LOANS, LLC, having originated $8,630,000 in loans. In third place, with 7.9%, is First Financial Bank, having originated $7,330,000 in loans. In fourth place, with 7.3%, is FirstTrust Home Loans, Inc., having originated $6,795,000 in loans. In fifth place, with 6.7%, is EVERETT FINANCIAL, INC., having originated $6,280,000 in loans.

    El Dorado Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - El Dorado (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $93,250 (-6.2%) $163,006 (13.4%) 0.00 154
    2018-02-01 $112,988 (-2.0%) $178,153 (18.0%) 0.00 161
    2018-03-01 $119,500 (-0.1%) $175,361 (15.7%) 0.00 157
    2018-04-01 $117,125 (-1.8%) $171,121 (15.5%) 0.00 155
    2018-05-01 $115,875 (3.1%) $174,384 (18.1%) 0.00 155
    2018-06-01 $132,900 (15.1%) $180,355 (19.1%) 0.00 149
    2018-07-01 $144,900 (13.7%) $185,556 (13.8%) 0.00 157
    2018-08-01 $147,500 (17.5%) $190,476 (14.3%) 0.00 164
    2018-09-01 $149,500 (31.3%) $196,727 (22.5%) 0.00 159
    2018-10-01 $153,700 (31.4%) $196,684 (18.2%) 0.00 153
    2018-11-01 $152,900 (49.7%) $198,045 (25.4%) 0.00 152
    2018-12-01 $149,500 (40.7%) $194,474 (20.4%) 0.00 145
    2019-01-01 $149,500 (60.3%) $199,657 (22.5%) 0.00 139
    2019-02-01 $154,850 (37.1%) $212,689 (19.4%) 0.00 146
    2019-03-01 $160,900 (34.6%) $215,686 (23.0%) 0.00 144
    2019-04-01 $163,750 (39.8%) $218,423 (27.6%) 0.00 135
    2019-05-01 $176,975 (52.7%) $228,100 (30.8%) 0.00 126
    2019-06-01 $170,900 (28.6%) $221,197 (22.7%) 0.00 136
    2019-07-01 $164,700 (13.7%) $209,795 (13.1%) 0.00 140
    2019-08-01 $166,077 (12.6%) $207,050 (8.7%) 0.00 131
    2019-09-01 $168,143 (12.5%) $208,376 (5.9%) 0.00 128
    2019-10-01 $169,625 (10.4%) $209,186 (6.4%) 0.00 126
    2019-11-01 $167,250 (9.4%) $209,452 (5.8%) 0.00 130
    2019-12-01 $157,750 (5.5%) $208,216 (7.1%) 0.00 123
    2020-01-01 $149,625 (0.1%) $210,095 (5.2%) 0.00 114
    2020-02-01 $147,250 (-4.9%) $212,190 (-0.2%) 0.00 110
    2020-03-01 $146,125 (-9.2%) $215,142 (-0.3%) 0.00 113
    2020-04-01 $147,250 (-10.1%) $209,869 (-3.9%) 0.00 108
    2020-05-01 $135,000 (-23.7%) $209,850 (-8.0%) 0.00 105
    2020-06-01 $160,000 (-6.4%) $240,843 (8.9%) 0.00 114
    2020-07-01 $178,450 (8.4%) $254,934 (21.5%) 0.00 111
    2020-08-01 $189,900 (14.3%) $256,814 (24.0%) 0.00 115
    2020-09-01 $216,100 (28.5%) $275,385 (32.2%) 0.00 104
    2020-10-01 $222,200 (31.0%) $273,856 (30.9%) 0.00 100
    2020-11-01 $216,000 (29.2%) $269,948 (28.9%) 0.00 86
    2020-12-01 $194,750 (23.5%) $264,571 (27.1%) 0.00 78
    2021-01-01 $182,900 (22.2%) $247,120 (17.6%) 0.00 77
    2021-02-01 $182,700 (24.1%) $230,524 (8.6%) 0.00 74
    2021-03-01 $182,700 (25.0%) $233,633 (8.6%) 0.00 63
    2021-04-01 $197,450 (34.1%) $238,126 (13.5%) 0.00 66
    2021-05-01 $183,700 (36.1%) $250,837 (19.5%) 0.00 69
    2021-06-01 $180,650 (12.9%) $259,997 (8.0%) 0.00 69
    2021-07-01 $196,225 (10.0%) $269,254 (5.6%) 0.00 55
    2021-08-01 $195,000 (2.7%) $276,285 (7.6%) 0.00 57
    2021-09-01 $196,450 (-9.1%) $286,125 (3.9%) 0.00 50
    2021-10-01 $196,500 (-11.6%) $269,403 (-1.6%) 0.00 57
    2021-11-01 $181,175 (-16.1%) $247,599 (-8.3%) 0.00 61
    2021-12-01 $177,450 (-8.9%) $257,555 (-2.7%) 0.00 48
    2022-01-01 $177,450 (-3.0%) $278,159 (12.6%) 0.00 38
    2022-02-01 $163,750 (-10.4%) $278,235 (20.7%) 0.00 48
    2022-03-01 $172,425 (-5.6%) $271,389 (16.2%) 0.00 45
    2022-04-01 $179,500 (-9.1%) $276,787 (16.2%) 0.00 40
    2022-05-01 $193,625 (5.4%) $265,426 (5.8%) 0.00 45
    2022-06-01 $194,000 (7.4%) $260,310 (0.1%) 0.00 50
    2022-07-01 $185,000 (-5.7%) $265,804 (-1.3%) 0.00 54
    2022-08-01 $203,375 (4.3%) $247,648 (-10.4%) 0.00 63
    2022-09-01 $202,250 (3.0%) $241,902 (-15.5%) 0.00 64
    2022-10-01 $199,000 (1.3%) $235,321 (-12.7%) 0.00 68
    2022-11-01 $193,125 (6.6%) $243,537 (-1.6%) 0.00 75
    2022-12-01 $188,000 (6.0%) $237,052 (-8.0%) 0.00 78
    2023-01-01 $193,125 (8.8%) $250,096 (-10.1%) 0.00 70
    2023-02-01 $180,000 (9.9%) $253,800 (-8.8%) 0.00 67
    2023-03-01 $171,175 (-0.7%) $253,169 (-6.7%) 0.00 73
    2023-04-01 $150,000 (-16.4%) $239,027 (-13.6%) 0.00 78
    2023-05-01 $145,000 (-25.1%) $238,301 (-10.2%) 0.00 71
    2023-06-01 $159,250 (-17.9%) $242,705 (-6.8%) 0.00 75
    2023-07-01 $169,000 (-8.7%) $252,959 (-4.8%) 0.00 71
    2023-08-01 $198,100 (-2.6%) $241,375 (-2.5%) 0.00 76
    El Dorado's median listing price for 2023-08-01 was $198,100, a difference of $-5,275 (-2.6%) versus the prior year and $29,100 versus the prior month.

    El Dorado's median listing price comes in at 0% of the national average.

    El Dorado's average listing price for 2023-08-01 was $241,375, a difference of $-6,273 (-2.5%) versus the prior year and $-11,584 versus the prior month.

    For the 2023-08-01 period, El Dorado had 76 MLS listings, a difference of 5 listings (7%) versus the prior month and 13 listings (21%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - El Dorado (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,020 sqft
    2018-02-01 0 days 2,093 sqft
    2018-03-01 0 days 1,966 sqft
    2018-04-01 0 days 1,902 sqft
    2018-05-01 0 days 1,938 sqft
    2018-06-01 0 days 2,026 sqft
    2018-07-01 0 days 2,222 sqft
    2018-08-01 0 days 2,150 sqft
    2018-09-01 0 days 2,038 sqft
    2018-10-01 0 days 2,278 sqft
    2018-11-01 0 days 2,316 sqft
    2018-12-01 0 days 2,212 sqft
    2019-01-01 0 days 2,225 sqft
    2019-02-01 0 days 2,238 sqft
    2019-03-01 0 days 2,264 sqft
    2019-04-01 0 days 2,280 sqft
    2019-05-01 0 days 2,331 sqft
    2019-06-01 0 days 2,207 sqft
    2019-07-01 0 days 2,188 sqft
    2019-08-01 0 days 2,200 sqft
    2019-09-01 0 days 2,248 sqft
    2019-10-01 0 days 2,256 sqft
    2019-11-01 0 days 2,122 sqft
    2019-12-01 0 days 2,043 sqft
    2020-01-01 0 days 2,041 sqft
    2020-02-01 0 days 2,008 sqft
    2020-03-01 0 days 2,010 sqft
    2020-04-01 0 days 1,985 sqft
    2020-05-01 0 days 1,912 sqft
    2020-06-01 0 days 2,063 sqft
    2020-07-01 0 days 2,181 sqft
    2020-08-01 0 days 2,198 sqft
    2020-09-01 0 days 2,438 sqft
    2020-10-01 0 days 2,473 sqft
    2020-11-01 0 days 2,404 sqft
    2020-12-01 0 days 2,330 sqft
    2021-01-01 0 days 2,078 sqft
    2021-02-01 0 days 2,044 sqft
    2021-03-01 0 days 2,097 sqft
    2021-04-01 0 days 2,092 sqft
    2021-05-01 0 days 2,002 sqft
    2021-06-01 0 days 1,994 sqft
    2021-07-01 0 days 2,357 sqft
    2021-08-01 0 days 2,227 sqft
    2021-09-01 0 days 2,314 sqft
    2021-10-01 0 days 2,176 sqft
    2021-11-01 0 days 2,084 sqft
    2021-12-01 0 days 2,190 sqft
    2022-01-01 0 days 2,247 sqft
    2022-02-01 0 days 2,264 sqft
    2022-03-01 0 days 2,197 sqft
    2022-04-01 0 days 2,079 sqft
    2022-05-01 0 days 2,087 sqft
    2022-06-01 0 days 2,094 sqft
    2022-07-01 0 days 1,976 sqft
    2022-08-01 0 days 2,021 sqft
    2022-09-01 0 days 2,058 sqft
    2022-10-01 0 days 2,019 sqft
    2022-11-01 0 days 1,966 sqft
    2022-12-01 0 days 1,946 sqft
    2023-01-01 0 days 2,010 sqft
    2023-02-01 0 days 1,971 sqft
    2023-03-01 0 days 1,958 sqft
    2023-04-01 0 days 1,848 sqft
    2023-05-01 0 days 1,908 sqft
    2023-06-01 0 days 2,001 sqft
    2023-07-01 0 days 2,261 sqft
    2023-08-01 0 days 2,157 sqft
    El Dorado's median listing age (time on market) for 2023-08-01 was 0 days.

    El Dorado's median square footage for active listings during the 2023-08-01 period was 2,157 sqft. One year prior, the average listing was 2,021 sqft.

    El Dorado, AR Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 409 $67,855,000 $165,905
    Cash Out Refi 81 $11,485,000 $141,790
    Refi 80 $11,520,000 $144,000
    Other 24 $1,530,000 $63,750
    Home Improvement 18 $750,000 $41,667

    El Dorado's most frequently cited loan purpose was Home Purchase, with 409 originations. The 2nd most popular reason was Cash Out Refi, with 81 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 173 $27,025,000 $156,214
    4-5% 132 $22,190,000 $168,106
    3-4% 112 $15,560,000 $138,929
    6-7% 101 $14,485,000 $143,416
    7-8% 38 $3,950,000 $103,947
    Over 8% 23 $1,955,000 $85,000
    2.5-3% 22 $5,170,000 $235,000
    <2.5% 8 $1,140,000 $142,500

    During 2022, El Dorado's most frequently originated rate bucket was 5-6%, with 173 originations.

    Loan Sizing (El Dorado, AR MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 237 $33,795,000 $142,595
    $100,000 or less 229 $12,875,000 $56,223
    $200k-400k 120 $31,930,000 $266,083
    $400k-600k 20 $9,140,000 $457,000
    $600k-1000k 4 $2,810,000 $702,500
    $Over $1MM 2 $2,590,000 $1,295,000

    El Dorado's loan sizing saw the bucket of loans from $100k-200k with 237 originations, totaling $33,795,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 322 $57,940,000 $179,938
    60-80% 129 $18,805,000 $145,775
    Under 20% 46 $1,580,000 $34,348
    20-40% 40 $2,400,000 $60,000
    40-60% 38 $4,500,000 $118,421
    Over 100% 25 $4,375,000 $175,000

    El Dorado's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 322 originations, totaling $57,940,000 in origination value.